Podcasts about galveston

Mike Jeffcoat from Venice, Louisiana checked in.  Next up we talked to James Plaag down in Galveston.  We stayed in Galveston with Sharky Marquez.

What Is The Food Rx System? -  Baxter Montgomery, MDBaxter Montgomery, M.D. •           https://montgomeryheart.com/•           Book - The Food Prescription for Better Health: A Cardiologists Proven Method to Reverse Heart Disease, Diabetes, Obesity, and Other Chronic Illnesses Naturally! Dr. Baxter D. Montgomery is a Board Certified Cardiologist with years of experience in the latest medical practices and nutritional health. He is a Clinical Assistant Professor of Medicine in the Division of Cardiology at the University of Texas in Houston, a Fellow of the American College of Cardiology (FACC) and the founder and president of the Houston Cardiac Association (HCA). Having seen many patients suffer the consequences of chronic heart disease, Dr. Montgomery founded the Montgomery Heart & Wellness Center in 2006 with the mission to reverse and prevent life-threatening illnesses. Located in Houston, Texas, The Montgomery Heart & Wellness Center is a state-of-the-art wellness facility complete with all the technology and resources to provide comprehensive medical and wellness care. Combining his medical practice with a food-driven lifestyle intervention, Dr. Montgomery introduces patients to a novel food classification system that helps reverse chronic conditions such as heart disease, hypertension, obesity and diabetes without medications or surgeries. He has refined this process over the past 10 years with profound positive results in severely ill patients. In addition to running Montgomery Heart & Wellness, Dr. Montgomery manages arrhythmias and coronary disease, performs angiographies, defibrillator implants and other hospital procedures, and teaches young physicians. Dr. Montgomery earned his undergraduate degree from Rice University in Houston and his Medical Degree from The University of Texas Medical Branch in Galveston, Texas. He is also the author of The Food Prescription for Better Health, a comprehensive guide for reversing chronic illnesses. #BaxterMontgomery #TheRealTruthAboutHealth  #HeartDisease #PlantBasedNutrition #DiseasePrevention #IntermittentFasting CLICK HERE - To Checkout Our MEMBERSHIP CLUB: http://www.realtruthtalks.com Social Media ChannelsFacebook: https://www.facebook.com/TRTAHConferenceInstagram : https://www.instagram.com/therealtruthabouthealth/Twitter: https://twitter.com/RTAHealthLinkedin: https://www.linkedin.com/company/the-real-truth-about-health-conference/Youtube: https://www.youtube.com/c/TheRealTruthAboutHealth    Check out our Podcasts Visit us on Apple Podcast and Itunes search:  The Real Truth About Health Free 17 Day Live Online Conference Podcast Amazon: https://music.amazon.com/podcasts/23a037be-99dd-4099-b9e0-1cad50774b5a/real-truth-about-health-live-online-conference-podcastSpotify: https://open.spotify.com/show/0RZbS2BafJIEzHYyThm83JGoogle:https://www.google.com/podcasts?feed=aHR0cHM6Ly9mZWVkcy5zaW1wbGVjYXN0LmNvbS8yM0ZqRWNTMg%3D%3DStitcher: https://www.stitcher.com/podcast/real-truth-about-health-live-online-conference-podcastAudacy: https://go.audacy.com/partner-podcast-listen-real-truth-about-health-live-online-conference-podcastiHeartRadio: https://www.iheart.com/podcast/269-real-truth-about-health-li-85932821/Deezer: https://www.deezer.com/us/show/2867272 Other Video ChannelsYoutube:  https://www.youtube.com/c/TheRealTruthAboutHealthVimeo:  https://vimeo.com/channels/1733189Rumble:   https://rumble.com/c/c-1111513Facebook:  https://www.facebook.com/TRTAHConference/videos/?ref=page_internalDailyMotion: https://www.dailymotion.com/TheRealTruthAboutHealthBitChute:  https://www.bitchute.com/channel/JQryXTPDOMih/ Disclaimer:Medical and Health information changes constantly. Therefore, the information provided in this podcast should not be considered current, complete, or exhaustive. Reliance on any information provided in this podcast is solely at your own risk. The Real Truth About Health does not recommend or endorse any specific tests, products, procedures, or opinions referenced in the following podcasts, nor does it exercise any authority or editorial control over that material. The Real Truth About Health provides a forum for discussion of public health issues. The views and opinions of our panelists do not necessarily reflect those of The Real Truth About Health and are provided by those panelists in their individual capacities. The Real Truth About Health has not reviewed or evaluated those statements or claims.  

Mike Jeffcoat from Venice, Louisiana checked in.  Next up we talked to James Plaag down in Galveston.  We stayed in Galveston with Sharky Marquez. 

Before signing onto any preliminary training program it is so important to ask your potential trainer questions about what the course covers and how it'll go about covering it. @victoria.glam dives into a few examples of the kinds of questions you should be asking in today's episode. Tune in! Meet Victoria: Victoria Racca is a Platinum Trainer for the American Academy of Micropigmentation (AAM).  She owns the Microblading Institute, one of three state approved training centers. She is also a business coach and mother to two boys. She has serviced over 1000 brows and has clients and students throughout Louisiana, extending as far out as Galveston, TX and Mena, AR. She's recently opened up a brow bar and spa called ProBrow Beauty located in Lafayette, La. Victoria Glam Permanent Cosmetics also hosts a bi-monthly semi-private Microblading Basics Course. Being semi-private ensures that students receive quality education from a hands-on instructor.  Follow Victoria on Instagram: @victoria.glam      

Mike Jeffcoat kicks off the show with fishing updates in Venice, Louisiana. James Plaag joins the show to recap his weekend fishing. Sharky Marquez recaps his weekend on fishing & scheduling his guide crew for fishing in the Galveston area. Blaine Friermood concludes the show with updates from his ranch in South Texas. 

Welcome to this special edition of the Daybreak Collective Podcast. In this season, we take a look at the beginning of Daybreak Mission and also our connection to the cult Offspring Church, led by Pastor Calvin Pettigrew. We share about all we have learned through the severe spiritual abuse,  deeply examining it, and how to live out biblical leadership according to the ultimate authority on the matter: God's Word."MY WAY... OR THE HIGHWAY"(Part Nine)Join us in this episode as we continue on in the rest of Connie & Larry Schwindt's story and they begin to tell us more about the events that led up to Calvin leaving the church to re-plant Offspring out of a dance studio in Eaton, Colorado. Connie was a board member of Offspring Church and Larry was a Deacon and they both played an integral role in many of the day to day operations of the church.  They are in a unique position to tell us their story because they joined the church early on, before it was even called Offspring Church, and are able to give us some more insight on what happened before the Evans family arrived, and even more importantly- what happened after they left.This is the second of two episodes with the Schwindt's. We hope this series has blessed you and caused you to rely on Jesus in a greater way as well. God Bless you.See More on Instagram:@offspringchurchisacultDaybreak Mission on YouTube:https://www.youtube.com/channel/UCqzZT-fIF6byQEVOyUvKpZQ"At All Costs" is brought to you by Daybreak Mission Church in Galveston, TX.http://www.daybreakmission.netDaybreak Mission on Instagram@daybreakmission

Hey, this is Allen from option genius. And I am coming to you today from Galveston, which is a beach. So I drove down here today took day off, you know, just hanging out, get some time to think, enjoy the weather. It's not that hot, it's not that cold. But then take a look at this when I get here. This is what it looks like. All foggy, everything was fine. The whole day, everything - the whole road here was fine. It took us about an hour and a half to get here. Everything was fine, good here, and it's all foggy, you can barely see too far in the distance. But that's okay, because that gives me time to shoot you a quick video. And today what I wanted to ask you was are you treating your trading as a business? Or are you treating it as something else? Now, a lot of folks when they talk about their trading, you know, they compare it to their job. It's like, oh, how much do you want to make? Well, I want to make as much as I'm making my job. So they compare trading to their job. Now in the job, you have a performance review, right? So the company manager, whatever the boss tells you how you're doing you personally. And if you're doing well, if you're doing badly, it's all on you. And so if you compare your trading to your job, and you say, Oh yeah, this is my job, this is my second job, then it reflects on you, your results reflect on you. So what I want you to do instead is I want you to think about your trading as a business. Now a business in corporate speak, right? If you incorporate, you are not your business, you might own the business, but the business is a separate entity. Right now, I'm not telling you to go out and form a corporation for your trading - that's a separate topic. But I want you to think of your trading as a business. Now, you might have heard the statistics right from the SBA, most companies go out of business within the first few years, almost 95% of them go out of business in the first 10 years. Now option genius has been around for 10 years, or more than 10 years, I think 1314 years now. So we must be doing something right. So that's good. I'm happy about that, that we survived. But when you think of your trading as a business, you understand that not everything goes smoothly, not everything goes perfectly. Right. Now, for example, at Option Genius, we might have a new marketing campaign. And we might launch it and I cost a bunch of money. And I have really high hopes and be really excited about it and it falls flat and it doesn't do anything. Every people hate it doesn't work. We lose money. Ah, man, it's disappointing. But it's not a personal failure. Right? It's something that we tried, that did not work. So big difference mentally, versus "Oh, my God", attaching it the results to yourself personally, versus "Oh, it was something else that we tried, and it did not work. Now everybody knows that a business. There are ups and downs, right? There's yours are you make profit, and there's years that you don't make profit. And in trading, we seem to forget that. We seem to think that we should always be making money, we seem to think that we should always every year should be profitable making money. But in the long run, it's not like that. And so if you think of it as a business, if you have a losing year, that's okay. Right? Because that happens. Maybe something happened differently this year in the economy or whatever that caused your business to lose money. That's okay. Business is still found sound, the the foundation of the business, it's still sound, we're not going to just throw the business away because it lost money. Especially if you'd lost money for a whole year. Right? We'll make it back. We have that confidence. Now, most entrepreneurs and then I think of us small time traders as entrepreneurs, because, you know, unless you're a professional managing other people's money, then you might be like, you know, a big CEO of a Fortune 500 company or whatever, you know, bear yourself to that. Well, most of us, I can compare us to entrepreneurs, you know, scrappy, hardworking grinders, right? We really we enjoy the grind and entrepreneurs really enjoy the grind, they enjoy startup phase, they start, you know, bootstrapping, where you learn, and you try new things, and you see what works and what doesn't work and you adapt, and you overcome. And you really learn from every single mistake. Now, for a lot of entrepreneurs, the confidence that comes from success. So for example, if you're talking to a rich person or a rich business person, they are not confident because they have a lot of money. And this might be counterintuitive, having a lot of money does not give you confidence actually brings you depending on how you got the money, it can actually cause you a lot of anxiety, because you're worried about not losing the money, if you don't know how to make it, right. If it was just given to you, then your whole thought process is I can't lose it, I can't lose it, I can't lose it. Because I don't know how to get more, right. And that's what happens to a lot of people who inherit money or get the lottery, they get it, they can't handle it mentally, it's totally mind blowing. So they lose it all and they can't get back. But as a business owner, as an entrepreneur, if you make the money in the first place, you have that confidence that wow, I made it, I made it right, I did the work, I tried the new things, I took the risk, and it worked. And then if it stops working, or if something happens, and the business goes out of business, and that could happen all the time, they have the confidence that they can get it back, they can make it again, right, because businesses go out of business for all kinds of ways, they might be good for five years, 10 years, and all of a sudden, maybe a new competitor comes and knocks them out. Or maybe the market shifts, or maybe nobody wants that product anymore, or there's a new technology or the government changes the rules or the legislation or who knows what can happen. And this is quite a business all the time. In fact, you know, you look back 100 years ago, let's look at like a 1900, you look at the fortune 100 list, and most of those companies have been around anymore, for whatever reason. So as a business owner, you understand is this goes out of business, you lose money, okay, you get back on the horse, start something else, and you build it back up again. But as traders, we think like oh my god, if I lose my money, that's it, I'm done. I'm done for I can't do anymore, it's a failure, I have to give up, I have to move on, I can't do anything else. That's what is not only limiting to you, but it won't let you trade properly and mentally, that's the wrong way to look at it. So a lot of times we have losses. And a lot of times it's nothing that we did, right? And we lose money. And it might be a big loss, or maybe 100% loss, you might lose the whole account that happens to most people. But if you can get back on the horse, you can do it again, if you've already made the money once, if you already know, hey, I was trading this way it was working, it was successful. But something happened, something shifted. Or maybe I made a mistake, and I lost the money or the business lost the money, right? Not me, it lives in the business lost, then you know that you can get it back. And it's that mental shift, that it's not over when you lose. That gives you the confidence. And so having confidence in yourself as a trader, and your strategy is probably the most important thing in trading, whether it's trading options, or stocks or futures or whatever you're trading, if you've made it once, you can make it again, to many people, they make it once and it works for six months, a year, two years, and then they have a big loss. And they just give up. Well, maybe that's the right thing to do. But if an entrepreneur lost his business, they have a choice, right? They could be like, oh, man, no, I'm horrible. I sucked at a business and my business went out of business, and they'll never get back on the horse. And it's just, they have a fear and they can't do it again. And your life is gonna be miserable, they're gonna be miserable personally, because they're gonna think they're a failure. And financially, they're not going to get back on the horse, and they're not going to recover. So they're going to be resentful, their family's going to be resentful of them -- all kinds of weird stuff. And that's not what you want to be. So think of it as a business. But think that, hey, if I could do it once, I could do it again, again and again. And that's the confidence that you need to develop. And the only way to do that is to get in the game practice, find a strategy that works for you, make it work, and then keep doing it. So think of it not as a personal thing. Think of it as a separate entity. Number one think of your business as separate from you. So it's not a personal indication or of net worth or personal worth, right? It's net worth yeah, sure, you know, as part of your net worth the asset or the account size, but it's not something that's tied to you personally. So if your account goes down if the stock market goes down if your trades don't work doesn't mean that you are a bad person. It doesn't mean that you're a bad trader, it just means that something didn't work, we need to change it, we need to adapt it, we need to learn what didn't work, how to fix it. And then we keep going. We don't just give up. When something bad happens, we change it, and we keep our confidence high. We do it once we do it again, and again and again. And some sometimes, you know, entrepreneurs are like, Yeah, you know, I want to lose it all. Like, if you you've ever heard of this guy called Gary Vaynerchuk. He said that a few times, he said, You know, I wish that I could lose it all. Because I know I get it back. And it's going to be more fun getting it back the second time. Right now, when I have too much money, I can do as many cool things as I want to because there's too risky. But if I don't have anything that I can try anything, and it's all on me, and that what it lives for. So, you don't have to be that extreme. If you have money and you lose it. But I do want you to have the confidence that hey, I made it once, you can make it again. So that's it for now and we'll talk to you again soon. Take care. LOVE ALLEN SAMA - OPTION GENIUS AND WANT TO LEARN MORE TRADING TIPS  AND TRICKS? HERE ARE SOME NEXT STEPS... SUBSCRIBE TO OUR PODCAST FREE 9 LESSON COURSE: https://optiongenius.com/  WATCH THIS FREE TRAINING: https://passivetrading.com  JOIN OUR PRIVATE FACEBOOK GROUP: https://optiongenius.com/alliance  Like our show? Please leave us a review here - even one sentence helps.

Welcome to this special edition of the Daybreak Collective Podcast. In this season, we take a look at the beginning of Daybreak Mission and also our connection to the cult Offspring Church, led by Pastor Calvin Pettigrew. We share about all we have learned through the severe spiritual abuse,  deeply examining it, and how to live out biblical leadership according to the ultimate authority on the matter: God's Word.PART EIGHT:Join us in this episode as we begin to listen to Connie & Larry Schwindt's story concerning their experience serving under Calvin Pettigrew at Offspring Church in Pierce, Colorado. Connie was a board member of Offspring Church and Larry was a Deacon and they both played an integral role in many of the day to day operations of the church.  They are in a unique position to tell us their story because they joined the church early on, before it was even called Offspring Church, and are able to give us some more insight on what happened before the Evans family arrived, and even more importantly- what happened after they left. This is the first of two episodes with the Schwindt's. We hope this series has blessed you and caused you to rely on Jesus in a greater way as well. God Bless you.See More on Instagram:@offspringchurchisacultDaybreak Mission on YouTube:https://www.youtube.com/channel/UCqzZT-fIF6byQEVOyUvKpZQ"At All Costs" is brought to you by Daybreak Mission Church in Galveston, TX.http://www.daybreakmission.netDaybreak Mission on Instagram@daybreakmission

Why An Integrative Therapeutic Intervention Includes A Food Prescription -  Baxter Montgomery, MDBaxter Montgomery, M.D. •           https://montgomeryheart.com/•           Book - The Food Prescription for Better Health: A Cardiologists Proven Method to Reverse Heart Disease, Diabetes, Obesity, and Other Chronic Illnesses Naturally! Dr. Baxter D. Montgomery is a Board Certified Cardiologist with years of experience in the latest medical practices and nutritional health. He is a Clinical Assistant Professor of Medicine in the Division of Cardiology at the University of Texas in Houston, a Fellow of the American College of Cardiology (FACC) and the founder and president of the Houston Cardiac Association (HCA). Having seen many patients suffer the consequences of chronic heart disease, Dr. Montgomery founded the Montgomery Heart & Wellness Center in 2006 with the mission to reverse and prevent life-threatening illnesses. Located in Houston, Texas, The Montgomery Heart & Wellness Center is a state-of-the-art wellness facility complete with all the technology and resources to provide comprehensive medical and wellness care. Combining his medical practice with a food-driven lifestyle intervention, Dr. Montgomery introduces patients to a novel food classification system that helps reverse chronic conditions such as heart disease, hypertension, obesity and diabetes without medications or surgeries. He has refined this process over the past 10 years with profound positive results in severely ill patients. In addition to running Montgomery Heart & Wellness, Dr. Montgomery manages arrhythmias and coronary disease, performs angiographies, defibrillator implants and other hospital procedures, and teaches young physicians. Dr. Montgomery earned his undergraduate degree from Rice University in Houston and his Medical Degree from The University of Texas Medical Branch in Galveston, Texas. He is also the author of The Food Prescription for Better Health, a comprehensive guide for reversing chronic illnesses. #BaxterMontgomery #TheRealTruthAboutHealth  #HeartDisease #PlantBasedNutrition #DiseasePrevention #IntermittentFasting CLICK HERE - To Checkout Our MEMBERSHIP CLUB: http://www.realtruthtalks.com Social Media ChannelsFacebook: https://www.facebook.com/TRTAHConferenceInstagram : https://www.instagram.com/therealtruthabouthealth/Twitter: https://twitter.com/RTAHealthLinkedin: https://www.linkedin.com/company/the-real-truth-about-health-conference/ Youtube: https://www.youtube.com/c/TheRealTruthAboutHealth    Check out our Podcasts  Visit us on Apple Podcast and Itunes search:  The Real Truth About Health Free 17 Day Live Online Conference Podcast Amazon: https://music.amazon.com/podcasts/23a037be-99dd-4099-b9e0-1cad50774b5a/real-truth-about-health-live-online-conference-podcastSpotify: https://open.spotify.com/show/0RZbS2BafJIEzHYyThm83JGoogle:https://www.google.com/podcasts?feed=aHR0cHM6Ly9mZWVkcy5zaW1wbGVjYXN0LmNvbS8yM0ZqRWNTMg%3D%3DStitcher: https://www.stitcher.com/podcast/real-truth-about-health-live-online-conference-podcastAudacy: https://go.audacy.com/partner-podcast-listen-real-truth-about-health-live-online-conference-podcastiHeartRadio: https://www.iheart.com/podcast/269-real-truth-about-health-li-85932821/Deezer: https://www.deezer.com/us/show/2867272 Other Video ChannelsYoutube:  https://www.youtube.com/c/TheRealTruthAboutHealthVimeo:  https://vimeo.com/channels/1733189Rumble:   https://rumble.com/c/c-1111513Facebook:  https://www.facebook.com/TRTAHConference/videos/?ref=page_internalDailyMotion: https://www.dailymotion.com/TheRealTruthAboutHealthBitChute:  https://www.bitchute.com/channel/JQryXTPDOMih/   

Happy Holidays from Tech Talk For Teachers and AVID Open Access! Join us for the last episode in our Host Choice series for the holidays, where Paul Beckermann shares his favorite holiday dad jokes and celebrates the contributions of one of our special guests from this year, Cherie Spencer, Social and Emotional Learning Coordinator in Galveston, Texas. Join us for fun and reflection, where laughter, song, and warm camaraderie take center stage. Visit AVID Open Access to learn more.

Happy Holidays from Tech Talk For Teachers and AVID Open Access! We have a special series of short episodes to commemorate this past year, as we take a little break to celebrate the holidays. This week, Rena Clark reflects on the past year and shares some of her favorite insights learned from a special guest who joined us earlier this year, Cherie Spencer, Social and Emotional Learning Coordinator in Galveston, Texas. Our holiday message to teachers: Be kind to yourself. Give yourself the grace that you extend to others. Visit AVID Open Access to learn more.

Trevor Lee was born in Huntsville, AL, but spent his adolescence in Galveston, TX. He relocated to Houston, TX as a senior in highschool where after most of his industry development began behind the scenes as creative director for regional acts. ​ Notable associates include "Ten Toes Challenge" creator Bubbagotbeats, super producers MixbyBrandon & Bruce Bang, rap artist/activist AJ McQueen, & multi-platinum streaming rap artist Druzu.   Labeled as a leader in Houston music by Ky Meyer of Muzik Houston, he's performed at festivals such as SXSW and Boomin by the Bay, shared billing with Houston stars Lil' Keke, Bun B, Tob Nwigwe, and acts like Big Daddy Weave & Tedashi.

Mike Jeffcoat from Venice, Louisiana checked in.  Next up we talked to James Plaag down in Galveston.   See omnystudio.com/listener for privacy information.

Town Square with Ernie Manouse airs at 3 p.m. CT. Tune in on 88.7FM, listen online or subscribe to the podcast. Join the discussion at 888-486-9677, questions@townsquaretalk.org or @townsquaretalk. They sparkle, twinkle and glow - bring joy - and sometime even awe. They are holiday lights, which help make the season feel magical and special. Where you can you see the best holiday light displays in the city? We'll talk about the places where you can see the biggest, brightest, most dazzling and creative winter lights in Houston – from Galveston to the Houston Zoo to NASA. Plus, Ernie has a co-host direct from the North Pole. Yes, that's right, SANTA will join us today. Below are holiday lighting events shared with us as local favorites, including call-in guests. Due to the high call volume, not all links below were mentioned on the show. Houston Botanic Garden: Lightscape - Justin Lacey, Director of Communications & Community Engagement  River Oaks Christmas Lights - Mister McKinney, Owner and operator of the Houston History Bus Santa's Wonderland Houston Zoo Lights - Jessica Reyes, Public Relations Manager Moody Gardens: Holiday In The Garden - Jerri Hamachek, Marketing & PR Manager Sugar Land Holiday Lights -  Ryan Posner Manager, Media Relations for Sugar Land Skeeters Space Center Houston: Galaxy Lights - Mary Baerg, Space Center Houston Chief Operating Officer  Guest: Santa Claus Gift giver extraordinaire and North Pole resident Also known as Father Christmas, Saint Nicholas, Saint Nick, Kris Kringle, or simply Santa Found by our good friend Boaz Arch Town Square with Ernie Manouse is a gathering space for the community to come together and discuss the day's most important and pressing issues. Audio from today's show will be available after 5 p.m. CT. We also offer a free podcast here, on iTunes, and other apps.

Photo:  Postcard of Galveston, Texas, seawall and 3-mile concrete sections CBS Eye on the World with John Batchelor CBS Audio Network @Batchelorshow Federalism Rules for Texas, 2021. @DanHenninger @WSJOpinion https://www.wsj.com/articles/if-the-supreme-court-overturns-roe-v-wade-dobbs-jackson-mississippi-federalism-abortion-biden-11638995447

Infections caused by carbapenem-resistant Acinetobacter spp. are considered an urgent public health problem. Antibiotic options are scarce but new drugs may be available in the near future. We discuss this important topic with experts in the field. Topics discussed: Acinetobacter as an opportunistic pathogen Therapeutic approaches for Acinetobacter infections The future approach for this MDR organisms. Guests: Dr. Yohei Doi, Professor and Director, Center for Innovative Antimicrobial Therapy, University of Pittsburgh Medical Center, Pittsburgh, PA Dr. Joseph Patrick Hornak. Fellow, Infectious Diseases, University of Texas Medical Branch, Galveston, TX 

Three Major Pillars Of Underlying Core Components Of Chronic Disease -  Baxter Montgomery, MDBaxter Montgomery, M.D. •           https://montgomeryheart.com/•           Book - The Food Prescription for Better Health: A Cardiologists Proven Method to Reverse Heart Disease, Diabetes, Obesity, and Other Chronic Illnesses Naturally! Dr. Baxter D. Montgomery is a Board Certified Cardiologist with years of experience in the latest medical practices and nutritional health. He is a Clinical Assistant Professor of Medicine in the Division of Cardiology at the University of Texas in Houston, a Fellow of the American College of Cardiology (FACC) and the founder and president of the Houston Cardiac Association (HCA). Having seen many patients suffer the consequences of chronic heart disease, Dr. Montgomery founded the Montgomery Heart & Wellness Center in 2006 with the mission to reverse and prevent life-threatening illnesses. Located in Houston, Texas, The Montgomery Heart & Wellness Center is a state-of-the-art wellness facility complete with all the technology and resources to provide comprehensive medical and wellness care. Combining his medical practice with a food-driven lifestyle intervention, Dr. Montgomery introduces patients to a novel food classification system that helps reverse chronic conditions such as heart disease, hypertension, obesity and diabetes without medications or surgeries. He has refined this process over the past 10 years with profound positive results in severely ill patients. In addition to running Montgomery Heart & Wellness, Dr. Montgomery manages arrhythmias and coronary disease, performs angiographies, defibrillator implants and other hospital procedures, and teaches young physicians. Dr. Montgomery earned his undergraduate degree from Rice University in Houston and his Medical Degree from The University of Texas Medical Branch in Galveston, Texas. He is also the author of The Food Prescription for Better Health, a comprehensive guide for reversing chronic illnesses. #BaxterMontgomery #TheRealTruthAboutHealth  #HeartDisease #PlantBasedNutrition #DiseasePrevention #IntermittentFasting CLICK HERE - To Checkout Our MEMBERSHIP CLUB: http://www.realtruthtalks.com Social Media ChannelsFacebook: https://www.facebook.com/TRTAHConferenceInstagram : https://www.instagram.com/therealtruthabouthealth/Twitter: https://twitter.com/RTAHealthLinkedin: https://www.linkedin.com/company/the-real-truth-about-health-conference/ Youtube: https://www.youtube.com/c/TheRealTruthAboutHealth    Check out our Podcasts  Visit us on Apple Podcast and Itunes search:  The Real Truth About Health Free 17 Day Live Online Conference Podcast Amazon: https://music.amazon.com/podcasts/23a037be-99dd-4099-b9e0-1cad50774b5a/real-truth-about-health-live-online-conference-podcastSpotify: https://open.spotify.com/show/0RZbS2BafJIEzHYyThm83JGoogle:https://www.google.com/podcasts?feed=aHR0cHM6Ly9mZWVkcy5zaW1wbGVjYXN0LmNvbS8yM0ZqRWNTMg%3D%3DStitcher: https://www.stitcher.com/podcast/real-truth-about-health-live-online-conference-podcastAudacy: https://go.audacy.com/partner-podcast-listen-real-truth-about-health-live-online-conference-podcastiHeartRadio: https://www.iheart.com/podcast/269-real-truth-about-health-li-85932821/Deezer: https://www.deezer.com/us/show/2867272 Other Video ChannelsYoutube:  https://www.youtube.com/c/TheRealTruthAboutHealthVimeo:  https://vimeo.com/channels/1733189Rumble:   https://rumble.com/c/c-1111513Facebook:  https://www.facebook.com/TRTAHConference/videos/?ref=page_internalDailyMotion: https://www.dailymotion.com/TheRealTruthAboutHealthBitChute:  https://www.bitchute.com/channel/JQryXTPDOMih/ 

Enjoying the show? Please support BFF.FM with a donation. Playlist 0′20″ California by Neggy Gemmy on California (100% Electronica) 3′44″ Where Do You Go by Day Wave on Where Do You Go ([PIAS])

Mike Jeffcoat from Venice, Louisiana checked in.  Next up we talked to James Plaag down in Galveston. We stayed in Galveston and talked to Sharky Marquez. See omnystudio.com/listener for privacy information.

As always, we had an amazing time at the Rio Grande Valley Birding Festival.  Finishing up our report with chasing vagrants, eating, Big Day-ing, and some more new stuff to see and do.Main Story at: 10:00Show notesRio Grande Valley Birding FestivalSabal Palm Sanctuary Station 1 Bar and GrillLa Playa Mexican Cafe eBird hotspotsTexas Big DayFork-tailed FlycatcherBirds MentionedCrimson-collared GrosbeakCommon PauraqueWood StorkAplomado Falcon Intro Bird Call: scissor-tailed Flycatcher (Recorded April 2021, Galveston, TX)Outro Bird Call: Crimson-collared Grosbeak (Recorded: November 2021 Hidalgo, TX)Connect with us at...IG: @Hannahgoesbirding and @Erikgoesbirding Twitter: @WeGoBirding Facebook: @HannahandErikGoBirding Email us at HannahandErikGoBirding@gmail.com Website: http://www.gobirdingpodcast.com

Mike Jeffcoat kicks off the last hour of the show to discuss the fishing in the Venice, Louisiana area. James Plaag joins the show to recap his week from fishing in the Galveston area. Sharky Marquez recaps his week from fishing. Randy Deerman closes out the show from Sam Rayburn with a recap of his week. See omnystudio.com/listener for privacy information.

Description: Welcome back to Real Estate Happenings! Today we have Nan agents Anastasia Gaido and Carla Placker in the studio talking about everything you need to know about the beautiful island of Galveston! Anastasia & Carla work out of our Galveston office and have strong ties to the area, making them experts when it comes to all the best food, shopping and entertainment the island has to offer. If you liked today's episode, be sure to follow Anastasia and Carla on Instagram, as well as @nanproperties. Thank you for listening and we'll talk to you soon!  

The Poison Rose – Dare Daniel Podcast Episode 101 “What manner of sorcery is this?” Disgraced ex-football stars Daniel Barnes and Corky McDonnell reluctantly return to Galveston to review John Travolta in The Poison Rose. An onslaught of private detective cliches crudely formed into a movie-like shape, The Poison […] The post “The Poison Rose” Podcast Movie Review appeared first on Dare Daniel - Podcast and Movie Reviews.

For this episode, we have the privilege to host the excellent Dr. Peter Cram, Chair of the Department of Internal Medicine at the University of Texas Medical Branch in Galveston, Texas. He is also the co-founder of the International Health System Research Collaborative (IHSRC). Dr. Cram discusses some of his experiences in the Canadian healthcare system. He also shares the result of some of his research on global healthcare costs, price transparency, and reference pricing. He also shares the hope of ensuring that everyone has healthcare. This is a stimulating conversation about prices of care so be sure to tune in!

James Plaag kicks off the hour with a recap of fishing in the Galveston area. Captain Mickey opens up the phone lines. See omnystudio.com/listener for privacy information.

In Hour 2 we kick things off with caller James Cortinas, and then we ride the rest of the hour out with James Plaag down in Galveston.  See omnystudio.com/listener for privacy information.

Conversations with Drs. Cara Sedney, Rishi Lall, and Lola Chambless

Mike Jeffcoat from Venice, Louisiana checked in.  Next up we talked to James Plaag down in Galveston. We stayed in Galveston and talked to Sharky Marquez. See omnystudio.com/listener for privacy information.

No brief introductory words could adequately communicate how proud I am to know this woman.Dr. Daltry Dott is not only an incredibly skilled and successful anesthesiologist, but she also happens to be one of my lifelong best friends, going on over 20 years now.In the intro for this episode, you'll hear me share just a couple ridiculous anecdotes from some of our younger years. We have laughed ourselves to tears maaany times, and we have sat in coffee shops quietly while she studied for her medical licensure boards and I “studied” (even post grad school, just my idea of fun) psychology/mental health books.I've been hosting various podcasts for several years now, and it wasn't until I recently got a bee in my bonnet (yes, yes I just did) to learn more about doing therapy with clients struggling with chronic pain that I thought, DUH, I should talk with Daltry, aka Dr. Dott, aka literally an expert on chronic pain!Even if you don't think you're interested in this topic, I urge you to listen to this one as I'm sure you'll learn something that ends up being important or helpful either for yourself or someone you love.As always, remember that this podcast is educational/entertainment, and NOT intended to replace individualized care from your medical and mental health providers.About Dr. Daltry Dott (she/her)Daltry Dott, M.D., CHCQM, is an Assistant Professor in the Department of Anesthesiology and Pain Management at UT Southwestern Medical Center. She specializes in complex chronic pain management and utilizes a multidisciplinary approach to help individualize treatment plans and provide comprehensive and compassionate care to each patient.Dr. Dott earned her medical degree at the University of Texas Medical Branch at Galveston, where she was inducted into the Alpha Omega Alpha and Gold Humanism Honors Societies for her exemplary leadership, academic achievement, and compassionate care. She completed a residency in anesthesiology at Vanderbilt University Medical Center, serving as Chief Resident during her final year, and then remained at Vanderbilt for advanced training through a pain management fellowship. Dr. Dott is board certified by the American Board of Anesthesiology in both Anesthesiology and Pain Medicine. She is also certified by the National Board of Echocardiography in basic perioperative transesophageal echocardiography and by the American Board of Quality Assurance and Utilization Review Physicians in health care quality and management, with subspecialty certifications as a physician advisor and patient safety and risk manager. She was included in D Magazine's Best Doctors in Collin County list for 2021.For  an awesome list of resources Dr. Dott provided re: pain, vist the show notes on our website at  https://gaiacenter.co/blog/bodyful-10

Tonight's guests are Rep. Pramila Jayapal, chair of the Congressional Progressive Caucus, and Ari Berman, senior reporter for Mother Jones.

It sure feels good to get back to the Rio Grande Valley for the annual birding festival!  Friends, fun, food, and birds - what more could you want?  Listen in for new places to go and old favorites.Main Story at: 11:00Show notesRio Grande Valley Birding FestivalSan Diego Bird FestivalParthenogenesis in CondorsAudubon for AllNana's TaqueriaSpaceX websiteRocket RanchSmoke BBQBattle of Palmito HilleBird hotspotsWhole RGVBF Trip Report (Beta testing)“Fruitless” rarity search at UTRGVPalmito Hill RdRocket RanchEnd of Boca Chica RdBirds MentionedSocial FlycatcherGreat KiskadeeWhite-tailed HawkIntro Bird Call: Long-billed Thrasher (Recorded May 2018 Hidalgo, Texas)Outro Bird Call: Laughing Gulls (Recorded: April 2021 Galveston, Texas)Connect with us at...IG: @Hannahgoesbirding and @Erikgoesbirding Twitter: @WeGoBirding Facebook: @HannahandErikGoBirding Email us at HannahandErikGoBirding@gmail.com Website: http://www.gobirdingpodcast.com

Mike Jeffcoat kicks off the last hour with a recap of his week red fishing in Venice, Louisiana. James Plaag joins the show to discuss his week in recap of fishing in the Galveston area. Sharky Marquez recaps his guiding week in the Galveston area. Randy Deerman closes out the show listening to a downpour of rain in the Sam Raybrun area.  See omnystudio.com/listener for privacy information.

Public historian and writer Tegan Kehoe knows that museum visitors act differently around the same object presented in different contexts—like how the same visitor excited by a bayonet that causes a triangular wound in an exhibit of 18th-century weapons could be disgusted by that same artifact when it's presented in an exhibit of 18th-century medicine. Kehoe, who specialises in the history of healthcare and medical science, is attuned to how objects can inspire empathy, especially in the healthcare context. Kehoe's new book, Exploring American Healthcare through 50 Historic Treasures, looks for opportunities for empathy in museum exhibits all around the U.S. Each of the 50 artifacts presented in the book becomes a physical lens through which to examine the complexities of American society's relationship with health, from a 1889 bottle of “Hostetter's Celebrated Stomach Bitters” that claimed to cure a host of ailments to activist Ed Roberts's power wheelchair that he customized to work with his range of motion. In this episode, Kehoe describes how her work has helped her see tropes in the way museums tend to present medical topics and artifacts, how the aura of medical expertise is often culturally granted, and how living through the current coronavirus pandemic changed her relationship with many of the artifacts. Image: Ed Roberts's Wheelchair, National Museum of American History. Treasures of American History online exhibition. (https://americanhistory.si.edu/collections/search/object/nmah_1181889) Topics and Notes 00:00 Intro 00:15 The Old State House “Weapons of the American Revolution” and “Medicine and the American Revolution” 01:35 Tegan Kehoe (http://www.tegankehoe.com/p/about-me.html) 02:00 Exploring American Healthcare Through 50 Historic Treasures (https://bookshop.org/shop/tegankehoe) 02:30 How Museums Tend to Present Medical History 05:40 Who Is “Worthy” of the Most Care? 08:02 Ed Roberts's Power Wheelchair (https://americanhistory.si.edu/collections/search/object/nmah_1181889) 10:06 Ambulance Damaged in the 9/11 Attacks 11:28 Lessons from the Latest Pandemic 13:41 Pre-Order Exploring American Healthcare Through 50 Historic Treasures (https://bookshop.org/shop/tegankehoe) 14:00 Outro | Join Club Archipelago

Jared, Allen, Matt, and Kyle from Not Another Baptist Podcast come together for a lively discussion about the NC and TX convention annual meetings, plus the deliciousness of Little Debbie Christmas Cakes. Matt and Kyle were at a sketchy hotel in Galveston, so they dipped out after the WiFi gave out, but get informed, get plugged in, and let's see what God can do through all of us––together. Follow us on Facebook: https://www.facebook.com/PotluckPodcastSBC 

Cliff Webb finishes the last hour of the show with a recap of his week in Corpus Christi with his family. Steve Hillman closes out the show with a report on hunting/fishing in the Galveston area.  See omnystudio.com/listener for privacy information.

Mike Jeffcoat kicks off the second hour of the show with tour guides' stories & looking for some trout to fish. James Plaag joins the show to discuss the fishing in Galveston. Plaag & Captain Mickey reminisce about fishing stories. The fellas end the conversation about playing golf. Blaine Friermood reports live from South Texas to discuss Quail & Deer hunting.  See omnystudio.com/listener for privacy information.

Mike Jeffcoat kicks off the second hour of the show with tour guides' stories & looking for some trout to fish. James Plaag joins the show to discuss the fishing in Galveston. Plaag & Captain Mickey reminisce about fishing stories. The fellas end the conversation about playing golf. Blaine Friermood reports live from South Texas to discuss Quail & Deer hunting.  See omnystudio.com/listener for privacy information.

Avery Carl is a seasoned real estate investor and a co-founder of The Short Term Shop. Avery specializes in connecting investors with short term rentals with the highest ROI potential and then training them to manage their short term rental from their smart phone from anywhere in the world. In this episode, Avery tells us about short-term rental strategy, hot markets, returns, and what you should know about short-term rentals in contrast to long-term rentals.     https://theshorttermshop.com/  --- Transcript Before we jump into the episode, here's a quick disclaimer about our content. The Remote Real Estate Investor podcast is for informational purposes only, and is not intended as investment advice. The views, opinions and strategies of both the hosts and the guests are their own and should not be considered as guidance from Roofstock. Make sure to always run your own numbers, make your own independent decisions and seek investment advice from licensed professionals.   Michael: What's up everyone? Welcome to another episode of The Remote Real Estate Investor. I'm Michael Albaum and today I'm joined by Avery Carl, distinguished author, speaker, investor, agent, mortgage broker, she does it all and she's going to be talking to us today about things you need to be aware of when looking for short term rentals. So let's get right into it.   Avery Carl, thank you so much for taking the time to hang out with me today. I really appreciate you coming on.   Avery: Thank you so much for having me.   Michael: No my pleasure. So I think a lot of our listeners probably already know who you are. You've got quite a bit of notoriety behind you. But for anyone who's not familiar, can you give us a 32nd elevator speech on who you are, where you're come from and what it is you're doing real estate?   Avery: Yes, yes. So my name is Avery Carl, I am the author of Short Term Rental Long Term Wealth of about investing in short term rental properties. I'm a real estate investor, I own 100 doors, but eight of them are short term rentals. And I was able to scale from zero to 100 doors over the course of about five years with a starting salary of $37,000 a year. Because I invested mostly in short terms at the beginning of my portfolio. So since those cash flows so much heavier than long term, I was able to scale much more quickly than if I'd started with traditional long terms.   I also own the Short Term Shop, which is a real estate agency that focuses exclusively on working with short term rental investors where not only do we act as the real estate agents to help them purchase their property. We also teach them everything they need to know about managing their property remotely. We help them get it all set up on the the listing sites and teach them the ropes of remote self management. We've helped about 4500 families, build some generational wealth through real estate investing there. And then I also, own co own The Mortgage Shop, which is basically the mortgage counterpart of the short term shop, we focus mostly on short term rental investors there as well.   Michael: Oh, that's awesome. So you were doing short term rentals before it was cool. It sounds like   Avery: Yeah, oh, just slightly before. Michael: That's awesome. And so what is it, you think that people need to know if they're just getting started in the short term rental business?   Avery: So I think the main thing to know is that it's you don't have to live in the city or even drivable to the city where you're investing, you can't always live in the best place to invest. So getting comfortable with long distance real estate investing, can make sure that you are able to make the most lucrative investment in short term rentals.   Michael: That makes total sense. And what a place to have you on The Remote Real Estate Investor. It's perfect. So how do you evaluate what a short term rental market looks like? Because doing the long term thing, I think is relatively easy. I can go on Zillow, I can go on property manager websites and see okay, what is the rent, the monthly rent versus what are my expenses ballpark? And what is the price? So what is it that you're looking for in a short term rental?   Avery: I'll start by saying there's not necessarily a black and white right or wrong way to do it. There's a certain way that I do it. But there are three types of markets that you can invest in short term rentals. The first one is the Metro market. So like Nashville, Austin, New York, places like that. The second is the big fly-to I call it fly-to vacation rental markets. So these are, these are the markets that people are like saving up all year to take a big vacation to like flying to Aspen flying to Hawaii, places like that.   Michael: Okay. Avery: And then the third type, which is the type that I focus on exclusively with myself and my clients, is the regional drivable vacation rental market. So these are areas that the majority of people that travel to them are traveling between five and eight hours by car like the Smoky Mountains in Tennessee, Panama City Beach, Florida, Big Bear in California, places like that, where people aren't necessarily taking these big, expensive vacations, they're really affordable, and they're really accessible. So that's the type of market that I focus on.   Michael: That makes sense. And I actually just bought my first vacation rental out in the Smokies. And I'm very excited to hear all the all the big news about it.   Avery: Awesome.   Michael: Yeah. So curious to know when I think one of the biggest hurdles or biggest risks that people see with short term rentals is changing jurisdictions, or jurisdictions changing their laws or ordinances. And so what's something that people can do to combat that or to be ahead of that curve when when looking at short term rental markets?   Avery: So choosing the market is really going to be your biggest the biggest thing to get through in terms of getting past that. So I used to have an office in Nashville where we sold short term rentals, I shut it down because Nashville is really really volatile in terms of short term rental regulations. So that's why I focus on the regional drivable vacation rental markets because they're typically areas like take the Smokies, for example. People have been coming to this monkey since the 60s and 70s and staying in cabins rather than hotels. Also, Destin, Florida where I live right now, I'm there where I'm actually reading a really nerdy book about the history of this area.   MIchael: Awesome.   Avery: And there were actually vacation rentals that people rented here in the 20s before they actually even had electricity out here. So these are areas I focus on areas that short term rentals are not a new thing. As of the inception, inception of Airbnb focused on areas that people have been staying in condos, beach houses, cabins in the mountains since well before Airbnb existed. So you run into the problems with the changing of jurisdictions and things like that. It mostly in Metro markets, it does happen in vacation markets as well. But it's mostly Metro markets or areas where people have historically stayed in hotels like Nashville, for example. There were not short term rentals or were not vacation rentals until Airbnb came along. Everybody who came to Nashville up until mid 2000 stayed in hotels, there's also a lot of primary residents because there's a lot of industry outside of tourism in Nashville. So there's a lot of jobs, there's a lot of primary residence.   So the, when, Airbnb came along, and investors started realizing how much money they can make in Metro markets. You know, obviously, a lot of investors moved in, started taking market share away from the hotels started making primary homeowners angry because they're moving into what was previously a quiet neighborhood where people are trying to raise their kids opening up Airbnbs, Nashville is like, you know, the bachelorette party capital of the world, you can see why you might not want that happening next door to where you're trying to raise your kids.   So it's the hotel presence and primary owners, primary residents that kind of come together to make anti short term rental regulations happen so that we stick to those markets where the cities and counties figured this out a long time ago figured out how to monetize it a long time ago. This is the way that it's always been. And the cities and counties are just way too dependent on the income from short term rentals financially to ever really regulate against them.   Michael: That makes so much sense. I love it. So, so something that I like a personal take that I've had on short term rentals is I've always said, Well, I'll invest in a short term rental if it also makes sense as a long term rental because I'm scared of the ordinance or law changing, but it sounds like for you because you've really done your homework. That's not a concern that you have. Is that fair to say?   Avery: Yeah, yeah. So and that's kind of, you know, a pro and a con of vacation markets versus Metro markets as Metro markets, you could convert to a long term, probably if the numbers make sense. But in like in the Smokies or in Destin, or any of our other markets that we that we operate in, there are more short term rentals. And there are people who actually live in those areas, because it's so heavily dependent on tourism, that if something came along and like wiped out all the short term rentals, you probably would not be able to convert to a long term just because there there's not enough people to meet that.   But again, that's these areas have been through decades and decades of economic ups and downs. So they're still tourists coming and they're coming heavy. So, you know, we, we feel pretty confident about it. And then if there was anything that was going to come along and sweep away all the short term rentals, it would have been a global pandemic. And it actually had the opposite effect. So I think we're pretty good. We're feeling pretty good about it.   Michael: Awesome. And you took the words right out of my mouth, I was gonna ask how was it for you? Because you've been involved in this over five years. So through through the pandemic, what did you see in your short term rentals during that time?   Avery: Sure. So short term rentals still, as of 2020, being a little bit of an of a new asset class, when COVID came along. And we had at the time that we had five short term rentals and maybe like 20 or 30 long terms, when COVID happened, we thought, Oh, crap, they're the short term. They're the apartment building investors were right. This is like an early adopter crowd. Right? Great. Well, at least we have our long terms because if somehow if this kills the short terms, we at least have long term. Well, actually, it was the opposite.   So you know, we sat on the couch and watch Tiger King for two weeks and open back then the doors got blown off. We we were getting higher prices per night than we've ever seen. We still are. All of our income has increased in all the markets we invest in across the board, but actually the opposite of what we thought was gonna happen. happen, so we didn't have to worry about the short terms. They're doing great better than they ever have. But we had to worry about our long terms because of the eviction moratorium. So, luckily, we only had one eviction and that person was a problem well before COVID. So we actually came out our entire portfolio came out just fine. Really no change on the long term front, but the short term is just skyrocketed.   Michael: I'm glad to hear it. I had a similar experience with the long terms and I was so thankful for it. So NACA continues. So Avery I'm curious and let me know if it's market dependent. And we can talk kind of market specifics, but I'm curious to know what type of property condo townhome apartment single family cabin do you target for your short term rentals?   Avery: I personally do only single families. Condos work really, really well in beach markets. Nothing wrong with condos. I just prefer single families. Condos don't work so well. In mountain markets. Typically, the tourists and mountain markets are more interested in staying in cabins. I don't I know a lot of people are kind of trying to get into the multifamily short term rental thing to me that's like, that's a hotel guys that's been already done. Like they're like, Oh, we're gonna do multifamily short term rentals. Nobody's ever done this before.   Michael: I'm a genius. Yeah.   Avery: So we stick to this to single families, we have Multis for it in our long term portfolio that we stick to single families mostly.   Michael: Okay, awesome. And so here's like a massive dichotomy between the long term in the short term market, in the long term, there's a price point for single family, which that's not going to cash flow, because you're rents just not going to keep up versus your long, you seem your short term. Does that occur? I mean, is there a spread at which Yeah, I'm just paying too much money for the purchase, that the rental income is not going to support it? Or does that not exist?   Avery: Yeah, sure, there's definitely a limit. But the thing about short terms is like it's, they're more difficult to analyze, because it's always a range of what a property will be able to do. Whereas in long term, it's like, this is the rent, this is going to be the rent all year. And unless you go in and get the property and do all this updates, that's what it's going to be we're short term, that's always kind of a range, because you know, a week, in the second week of February, you're gonna be making way less money than the second week of July. So it just kind of depends.   And then also, there's a range of the income that can make really just based on how you manage the property. So I mean, for example, even if two people own the exact same property right next door to each other long term rentals, they're making the same no matter what short term, even if they manage everything exactly the same. But one person has a two night minimum night stay, and the other person has a five night minimum night stay, the two night minimum night stay person is gonna make more money because they have less poles in their calendar that 1-2-3 and four days long. So even just little tweaks like that can make a difference. Although there there does come a point that like a two bedroom, the most a two bedroom is ever going to make is here. And if the purchase price is here, then it doesn't make sense. So you just have to get a lot of different data points for your analysis.   Michael: Yeah, makes total sense. And so to that end, how do you recommend folks evaluate the properties of potential income from an expense perspective? Because that's something I've seen is massively different than your long term as well. So what do you recommend to folks?   Avery: So I recommend there's a there's several different places you can get data for what for the short term rental performance air DNA is one of them, it's not perfect, it's decent, good enough. Rabbu is another one, Rabbu has some pretty good data. Price Labs, which is actually a pricing manager that you would buy, when you buy a short term rental, you get a subscription to this to help you price your property, it has a function called the market dashboards, which will give you a pretty good data on properties in that market. So I recommend getting data from two or three different sources.   And then as far as expenses and things like that. So in conjunction with looking at the number, numerical data, and the short term shop we read, we preach something called the enemy method, which is where you go in on Airbnb and VRBO. Zoom in on the neighborhood that you're interested in buying in and look at your enemies or your neighbors enemies just kind of tongue in cheek. But then there's a few things you're looking for when you do the enemy method. So a there there are things that the numbers in the data can't tell you like the intangible reasons that the properties are performing the way that they are.   So you're going in, you're looking for outliers, like you know, if you've got a four bedroom that you're looking at, and next door is like a four bedroom dump with terrible pictures, and the host never responds. So it's like way, way, way down on the search results and never get seen. Well that's going to drag the data down, you're going to be able to do better than that one obviously.   Or conversely, if next door is another four bedroom that is just like the craziest four bedroom anybody's ever seen. And it's like celebrities rolling in and out in there and you're like making they're charging a million bucks a night to get to meet these celebrities at your house. Well that's gonna drag the data the other direction. So you're looking for that you're also looking for what you your enemy's cleaning fees are because that's gonna be a big one for you.   And then the rest of it is very similar to as if you were purchasing the house for a primary home like in terms of internet costs, utility costs, things like that, I found that my maintenance costs in short term are less than in my long term rentals, they're more like 1% of my income. Just because you have a cleaner in there who's professionally cleaning two, sometimes three times a week, so nothing ever really falls into that much disrepair if your cleaner is doing their job and you know, letting you know, stuffs happening. Whereas my long terms, you know, they're doing God knows what in there all year, maybe two years, maybe three years, however long they say. And when they when they move out. i   Michael: That's when you find out about it.   Avery: Yeah, paint carpet cabinets, the whole thing.   Michael: Yeah. Okay, that makes a ton of sense. I want to shift gears a little bit here and talk about a topic that's very near and dear to my heart, which is insurance. And so how do you insure these things? Because it's this kind of unique thing that I feel like a lot of insurance companies really haven't wrap their heads around yet.   Avery: Yeah, so you definitely want to get short term rentals, specific Insurance Proper is the biggest name in that space. They're also the most expensive, but they do have pretty comprehensive coverage, like all the way down to covering loss income, if you get bedbugs. Um, some insurance companies are kind of catching on and adding short term rental riders that you can add on. You also want to or I recommend any way of getting a commercial umbrella policy, in addition to short term rental specific, just to make sure that you're totally covered. And I get this question a lot because Airbnb and VRBO do offer a million dollars worth of liability coverage, when you sign up with them. And a lot of people are like, do I need insurance? In addition to that, yes, 100,000% Do not rely only on what Airbnb and VRBO provide, because their goal is to not have to pay bat. So better to be over insured than under. So definitely make sure that you're getting STR specific and a commercial umbrella.   Michael: Okay. And so kind of in that vein, if someone's owning the short term rentals in their personal name, do you think an umbrella a commercial umbrella is still appropriate? Or could they just add it on to their maybe existing Personal Umbrella?   Avery: You could it just kind of depends on your entire financial picture. And really just kind of a number of things. So it's hard to answer. But I would recommend just everything you can get get it no better to have it and not need it than need it and not have it.   Michael: No, I'm right there with you. And it's one of those things like you're only gonna know how much you really needed after a loss or after a claim. And by then it's a little bit too late. So I'm with you. 100%. All right.   And then. So shifting gears here again, how do you purchase these things, and it's so perfect that you you own the mortgage shop. And so, because there are short term lenders out there, but I feel like they're kind of few and far between and if you start talking with your traditional lenders about I'm doing short term rentals, like I don't know, so what are some things that people should be looking for? And what are some products that the mortgage shop offers that people might be able to take advantage of.   Avery: So we have three main products that most people use, a lot of people use that 10% down vacation home loan, that's a conventional product, there are rules that you want to make sure that you are following in regards to doing that meaning you do have to use the property for I think it's about two weeks a year. You are there's nothing nothing out there prohibiting you from renting it on Airbnb and VRBO the rest of the year when you're not using it, but you you know, what you don't want to be doing is skirting the rules and like you know, trying to like syndicate with a bunch of people using 10% downs and like taking equity there and all that don't skirt the rules because you're going to get the product taken away from all of us.   Michael: Don't ruin it for everyone.   Avery: Yeah, if any has caught on to people abusing that for buying like I saw somebody in a Facebook group the other day that was like yeah, that second home loans awesome. I've got two on the same street as me that are both second homes and like that, there's none like they totally like lied, they had to have lied to their loan officer to even get that because one of the main things is it has to be there's not a specific mileage amount that it has to be away from your primary, but a lot of lenders use like 50 miles or 65 miles because it has to make sense you're clearly not vacationing and you so that part that's the kind of thing that will get it taken away from from everyone but if you want to buy a vacation home that you're gonna use for two weeks out of the year and rent it the rest of the year, you can totally do that for 10% down so a lot of people do that.   We also have a 15% down investment mortgage, let me sorry, investment mortgage investment loan that is also conventional. So if you just want to use this is a pure investment 15% down you don't have to worry about all the second home rules you can just do it that goes up to the jumbo limit which I think is like a 725 ish or 750 purchase price on Have a look. And then the biggest one that people have been using lately, is what's called a DSCR loan. So that's a debt service coverage ratio loan, it's kind of a mix between a portfolio and a commercial loan. So it's not conventional. So the interest rates going to be a little bit higher, it is 20% down, but you can close it right in your LLC, it doesn't take into account any of your income or debt or debt to income ratio, all that it counts on to qualify is will the property make the same amount as what the mortgage payment will be on a one to one ratio.   So if the mortgage payment is 2000 bucks a month, all we need to see is that the property will make 2000 bucks a month in income, and then you qualify. So that's a really, really great one, especially for people who maybe have switched from w two income to 1099 income. And they don't have two years to show yet. Or maybe you're out of conventional lows, because you can only have 10. Or maybe you have the downpayment, but your debt to income is a little wonky. So a lot of people are using that DSCR loan just because you can drop it right in your LLC, you can have unlimited finance properties, and it's just a lot easier to deal with and not having to qualify based on your own income.   Michael: Yeah, that's amazing. And so when you say a one to one ratio for the mortgage payment, are you talking principal interest, taxes and insurance as your mortgage payment are truly just principal and interest?   Avery: Principal interest taxes in an insurance? So, um, the way that it works? Like I mean, you wouldn't be buying a property that wouldn't make at the very least, that each month,   Michael: I should hope not,   Avery: Because it's not a good investment. So I've actually had never seen one not go through unless you're buying a really weird remote area where no one has ever short term or long term rented before, then that would be probably a gray area, but in the big vacation markets and Metro markets and things like that. I've never seen one not, you know, not go through.   Michael: Awesome. What a cool product. That's great. And Avery, I'm curious to know, from your experience, where do you most new short term investors go wrong? Where do you where do you seeing them then botch themselves?   Avery: Analysis paralysis, just like anything just like any asset class, all real estate investing? The number one thing that stops people from getting started is analysis, paralysis, and short term is no different.   Michael: Oh, that's great. That's great. And so I'm just curious to know, as well, you mentioned some of the markets that you're currently investing in, and you've got investors and both personal properties. Where is the new hot place.   Avery: Um, so our newest market that we've opened an office in that I'm really excited about, probably the next place that I'm going to buy a short term rental, probably next year is the Crystal Beach, Texas market. It's right, right next door to Galveston, and the returns there are actually higher than the Smokies, which up until now has been our highest return market. It's also one of the most expensive markets, you know, in the Smokies, it's going to be a million dollars for a five bedroom maybe a little bit more. And to get a beach front or like second to your back beach property, you can get a five bedroom like a nice, pretty new five bedroom new construction for like the 700 range.   Michael: Wow.   Avery: So and make almost the same income as the Smokies. So don't quote me on that it's a case by case basis, obviously. But across the board the returns, they're really, really exciting.   Michael: Oh, that's amazing. And when you say returns are high, what are we talking in terms of percentage cash on cash?   Avery: So it depends on what kind of loan you do. Because obviously, if you do a 10%, down vacation how long your cash on cash can be twice the amount of what it would be, if it's 20%. But I mean, you're looking at 30%, like without issue. So depending it depends on what kind of loan you get. But even with a 20% down, like you're looking at some at least 20% cash on cash. So really, really good.   Michael: Oh, that's an that's amazing. That's amazing. So I'm curious to know, too, and I don't want you to give away the secret sauce that that's included in the book, but what are some things that people should be aware of with regard to professional management versus self management.   Avery: So this is something that I I talk about a lot so and and this is not an across the board thing. I 100,000% have managers for my long term. So it's a different game, we're talking about short terms, exclusively here. So um, if you are someone who is trying to use the income from short term rentals to really Bootstrap and boost that income and buy more properties faster, a traditional style property management company is probably not going to be the partner to help you get there.   Managing one short term rental is really only going to take you about 30 minutes per week. And it's not going to be all at once. It's going to be like I'm responding to a notification here responding to notification there. It's really like answering a few text messages a week. You might have to pick up the phone and call a plumber sometimes but it's really not anything, it's not any significant amount of work.   I have eight. And so to give you some perspective, so the traditional Property Management split and short term rental is average 25%. It was actually 40% When I started, but a lot of self managers and stuff have kind of brought, you know, people have had to lower their rates to stay competitive. But even if I had had a 25% manager this year, my properties are on track to hit an $800,000 Gross this year. So if I paid somebody 20% 25% of that, that's $200,000. This year that's like upper management level salary, to do something that I can do straight from my phone, like, is it work? Yes, but it's very easy work considering the $200,000 that I would be paying someone else to do that for me.   So when you look at it that way, it really makes a lot of sense. Once you get to probably about 10 properties, you might want to hire a virtual assistant to kind of help with things. But the way technology is now with channel managers and pricing managers, almost everything is automated, a lot of the things that were not automated when we started are now automated. So there's really no reason why I mean, really, anyone can self manage if they want to.   Michael: That's incredible. Nicely done. Nicely done. Avery, before I let you go here, I want to talk about your book, short term rental long term wealth, what should people expect to find in it when they pick it up?   Avery: So you will find the first half of the book is about how to choose a market, how to analyze a property, how to find the team in that market to help you so agent, mortgage broker, all those people. And then the second half of the book is actually about how to self manage remotely so that you can keep at potentially $200,000 a year to get yourself started so that you can then grow your wealth through short term rental investing.   Michael: Amazing. And people can pick that up on BiggerPockets calm as well as amazon.com.   Avery: Yes, so right now it's on bigger pockets, calm slash STR book, and you can pre order it on Amazon, it will ship November 14. It is also available on Audible right now.   Michael: Amazing. And if people want to take advantage of the short term rental shop, or the mortgage shop, what's the best way for them to get a hold of you and your companies.   Avery: So you want to go to the shorttermshop.com There's a little box in the middle of the page that says schedule a consultation, hit that button. That's the best way to get started with us. And then for the mortgage shop you want to go to www.mortgageshop.co   Michael: Amazing. Every This has been so much fun. So eye opening any final thoughts for folks before I let you out of here?   Avery: I think we've pretty much covered it. Thank you so much for having me.   Michael: Awesome. Well take care and we'll talk soon I'm sure. Thank you alrighty everybody, that was our episode a big big big, big big thank you to Avery This was so much fun. I learned a ton. If you're interested in short term rentals, I definitely recommend picking up Avery's book as well as going back to this episode and giving it another listen. As always, thank you so much for listening, watching, and we look forward to seeing the next one. Happy investing

Howdy y'all! Listen to the story and history behind1877 Elissa.T for Texas is a short weekly History show, where Dr. T Lindsey Baker takes you on a journey throughout all of Texas' history one local story at a time.Tfortexas.org

Mike Jeffcoat kicks off the last hour with an update from Venice, Louisiana on hunting. James Plaag discusses the fishing in the Galveston area. Sharky Marquez is pulling into the doc getting ready for a trip in the Galveston Bay. Randy Deerman is listening to the rainfall down in the Sam Rayburn area.  See omnystudio.com/listener for privacy information.

You don't have to live near the Texas coast to soon start seeing the effects of climate change. The next decade or two mean more flooded parking lots, water in roads, and beach erosion from sea level rise. The ocean has already risen two feet in Galveston since 1900. But there's another problem unique to this state. Texas is also sinking. All the oil and gas we have pulled out of the ground for the last century is now causing subsidence. That means Texas will see a double whammy from climate change. What is Texas doing to address it? Turns out, not much. David Schechter, reporter for WFAA in Dallas, is one of the few Texas television reporters to consistently document the changing climate in our state. Last year, David won the duPont-Columbia Award, the broadcast equivalent of Pulitzer Prize, for his reporting on climate change. On this week's episode, we pour David a pint and listen to him explain what's at stake right now for Texas, why being the leader in wind and solar energy isn't enough. The U.N. Secretary General even had something to say to David about Texas ignoring the warning signs. Forget political talking points. The science is clear. As David put it, this is what we're headed for. Period.   Watch: With world leaders gathering to find solutions for climate change, what does it mean for Texas? Texans face greater risk of heat, drought and hurricanes, but Abbott administration has no plan to tackle future threats of climate change The sea is rising faster than any time in the last 3,000 years, experts say | Climate Crossroads

Lynn Smith is really excited to do some hunting in Johnson City. A listener calls into the show to talk to Mickey on his hunt in Egypt, Texas. Blaine Friermood recaps his opening week of Hunting Deers. James Plaag finishes off the second hour of the show with a recap of his day yesterday in Galveston fishing.    See omnystudio.com/listener for privacy information.

Mike Jeffcoat from Venice, Louisiana checked in.  Next up we talked to James Plaag down in Galveston. We stayed in Galveston and talked to Sharky Marquez. See omnystudio.com/listener for privacy information.

  On Friday's Houston Matters: It's Election Day, and voters are settling some local offices today. Across the state, they'll decide the fate of eight state constitutional amendments. News 88.7's Andrew Schneider walks us through them. Also this hour: City Council Member Amy Peck, who represents District A, answers your questions. Then, we learn about HCC v. Wilson, a case stemming from Houston being argued today before the U.S. Supreme Court. And Rick Morris, a Houston attorney making arguments on one side of the case, discusses how he went about preparing for the big moment -- and how he involved students from South Texas College of Law Houston in the process. And, Dia de los Muertos continues today, celebrating family and friends who have died. We learn about Memorial Reefs International, a company that's using people's cremated remains to create new artificial reefs off the coast of places around the country, including Galveston. MORE: Another Reef Restoration Project in Galveston Bay

Mike Jeffcoat from Venice, Louisiana checked in.  Next up we talked to James Plaag down in Galveston. We stayed in Galveston and talked to Sharky Marquez. See omnystudio.com/listener for privacy information.

Mike Jeffcoat kicks off the second hour of the show to recap his week fishing in Venice, Louisiana. James Plaag & Captain Mickey talk Astros, Hunting Quails & Doves in South Texas, and Golf. Sharky Marquez recaps his week of fishing in the Galveston area. Randy Deerman not excited with the wind in the Sam Rayburn.  See omnystudio.com/listener for privacy information.

Galveston is a small island off the south east coast of Texas. It's become a hot spot for short term rentals through start-ups like Airbnb. But what the city has gained in tourism dollars, they've lost in actual residents.  Guest: Peter Holley is a senior editor at Texas Monthly.  If you enjoy this show, please consider signing up for Slate Plus. Slate Plus members get benefits like zero ads on any Slate podcast, bonus episodes of shows like Slow Burn and Dear Prudence—and you'll be supporting the work we do here on What Next. Sign up now at slate.com/whatnextplus to help support our work. Learn more about your ad choices. Visit megaphone.fm/adchoices

Galveston is a small island off the south east coast of Texas. It's become a hot spot for short term rentals through start-ups like Airbnb but what the city has gained in tourism dollars, they've lost in actual residents.  Guest: Peter Holley is a senior editor at Texas Monthly.  If you enjoy this show, please consider signing up for Slate Plus. Slate Plus members get benefits like zero ads on any Slate podcast, bonus episodes of shows like Slow Burn and Dear Prudence—and you'll be supporting the work we do here on What Next. Sign up now at slate.com/whatnextplus to help support our work. Learn more about your ad choices. Visit megaphone.fm/adchoices

Galveston is a small island off the south east coast of Texas. It's become a hot spot for short term rentals through start-ups like Airbnb but what the city has gained in tourism dollars, they've lost in actual residents.  Guest: Peter Holley is a senior editor at Texas Monthly.  If you enjoy this show, please consider signing up for Slate Plus. Slate Plus members get benefits like zero ads on any Slate podcast, bonus episodes of shows like Slow Burn and Dear Prudence—and you'll be supporting the work we do here on What Next. Sign up now at slate.com/whatnextplus to help support our work. Learn more about your ad choices. Visit megaphone.fm/adchoices

Megyn Kelly is joined by NewsNation Now correspondent, Brian Entin, to discuss the latest in the Gabby Petito case and his perspective from reporting on the ground in front of the Laundrie home in Florida. Megyn is also joined by criminal defense attorney Mark Eiglarsh and trial attorney Arthur Aidala to dive even deeper into the Petito case, Elizabeth Holmes defense in the Theranos fraud trial, Don Lemon's upcoming assault trial, updates on Britney Spears' conservatorship, why a man dressed as Michael Myers was arrested on a beach in Galveston, outrage over the ACLU altering a Ruth Bader Ginsburg quote, and more.Follow The Megyn Kelly Show on all social platforms: YouTube: https://www.youtube.com/MegynKellyTwitter: http://Twitter.com/MegynKellyShowInstagram: http://Instagram.com/MegynKellyShowFacebook: http://Facebook.com/MegynKellyShow Find out more information at: https://www.devilmaycaremedia.com/megynkellyshow