Podcasts about debt settlement

Losing a loved one is emotionally devastating—but it can also create unexpected financial turmoil. In this episode, Gregory Ricks shares eye-opening statistics, personal stories, and practical steps to help you prepare for the financial aftermath of a death in the family. From funeral costs to lost income, estate planning to surviving spouse concerns, we cover what you need to know before a crisis hits. Whether you're 30 or retired, now is the time to get involved and make sure both partners are on the same financial page.SOURCES:Over Half of Americans Stumble Financially After Losing a Loved One. Are You Prepared?Half of Americans Struggle Financially After Losing a Loved OneFor more episodes like this head over to www.gregoryricks.com/podcastFor the latest in financial news, why don't you tune into "Winning at Life with Gregory Ricks" LIVE on Saturday Mornings from 10 am - 1 pm on: New Orleans - WRNO-News Talk 99.5 FM Biloxi- WBUV - News Talk 104.9 FM OR watch on YouTube LIVE on our YouTube page Winning at Life with Gregory Ricks!If you have any questions or are looking for some financial advice?CLICK HERE to Book a Consultation The free consultation provides an overview of products and services offered by Gregory Ricks & Associates. Investment advisory services made available through AE Wealth Management, LLC, a Registered Investment Adviser, and there is no obligation.

Today's episode debunks the polarizing personal finance tool of a debt settlement. We share why we think these companies can be dangerous and give you anecdotal evidence to share our reasoning. You'll hear how these companies might be harmful and ways to combat it on your own instead. In this episode, we chat about: Debt settlement flaws Creditors and collectors Strategies for debt reduction   MENTIONED IN THIS EPISODE: Empowered Money Academy Adrienne's Bankruptcy episode   ABOUT PRICE OF AVOCADO TOAST: Listen in with Haley and Justin Brown-Woods, married millennials picking up the pieces from the financial fiasco they created as a young couple.  They want to normalize conversations about money and learn from others on the path towards financial empowerment. Whether you are just getting started on your debt-free journey, or if you are really starting to hit your stride, this podcast is for YOU!  Join weekly as they interview some others who have done it the right way, the wrong way, and every way in between. Avocado toast may cost a pretty penny, but that doesn't mean it can't be in your budget! FIND HALEY AND JUSTIN ONLINE + SOCIAL MEDIA HERE: Join Empowered Money Academy priceofavocadotoast.com Price of Avocado Toast Instagram Price of Avocado Toast Twitter Price of Avocado Toast Threads Price of Avocado Toast on TikTok Price of Avocado Toast Facebook Join the Price of Avocado Toast Newsletter OTHER LINKS: Apply for 1:1 Coaching With Haley & Justin Schedule a Budget Builder call with Haley & Justin Price of Avocado Toast customizable 12 month budgeting template   RECOGNITION: Audio engineer: Garrett Davis  

Debt Redemption Texas Debt Relief (800-971-4060) can help you to break free from high-interest debt faster with its Texas-exclusive program. Get in touch today! Find out more at: https://debtredemption.com/ Debt Redemption Texas Debt Relief City: San Antonio Address: 40 NE Interstate 410 Loop, Suite 565 Website: https://debtredemption.com/

Debt Redemption Texas Debt Relief (800-971-4060) can help you reduce high-interest debt quickly - often in as little as 24 to 48 months! Find out more at: https://debtredemption.com/ Debt Redemption Texas Debt Relief City: San Antonio Address: 40 NE Interstate 410 Loop, Suite 565 Website: https://debtredemption.com/

Talk to Debt Redemption Texas Debt Relief (832-810-0050) today if you're based in Houston and want to find a great way to break free from debt faster! Find out more at: https://debtredemption.com/houston-texas/ Debt Redemption Texas Debt Relief City: San Antonio Address: 40 NE Interstate 410 Loop, Suite 565 Website: https://debtredemption.com/

Send us a textJoin us as we sit down with Enrolled Agent, and Founder of Golden Lion Tax Solutions, Morgan Q. Anderson, to discuss what Divorce Mediation Testimony is, and how it can help you avoid tax headaches after a divorce is finalized.As a leading divorce firm in Portland, our attorneys provide guidance on custody, alimony, separation, estate planning, and more. Learn what to expect in Oregon and Washington divorce cases and how we can help.If you would like to speak with one of our attorneys, please call our office at (503) 227-0200, or visit our website at https://www.pacificcascadelegal.com.To learn more about Morgan and how she can help you with your tax questions, you can visit her website at: https://www.goldenliontaxsolutions.com/Disclaimer: Nothing in this communication is intended to provide legal advice nor does it constitute a client-attorney relationship, therefore you should not interpret the contents as such.

Send us a textJoin us as we sit down with Enrolled Agent, and Founder of Golden Lion Tax Solutions, Morgan Q. Anderson, to discuss everything you need to know about Innocent Spouse Protection and Relief when filing jointly on an income tax return.As a leading divorce firm in Portland, our attorneys provide guidance on custody, alimony, separation, estate planning, and more. Learn what to expect in Oregon and Washington divorce cases and how we can help.If you would like to speak with one of our attorneys, please call our office at (503) 227-0200, or visit our website at https://www.pacificcascadelegal.com.To learn more about Morgan and how she can help you with your tax questions, you can visit her website at: https://www.goldenliontaxsolutions.com/Disclaimer: Nothing in this communication is intended to provide legal advice nor does it constitute a client-attorney relationship, therefore you should not interpret the contents as such.

Speak to Debt Redemption Texas Debt Relief (800-971-4060) if you want to reduce your credit card or loan balances - they offer custom plans to help you get debt-free! Find out more at https://debtredemption.com/mckinney-texas/ Debt Redemption Texas Debt Relief City: San Antonio Address: 40 NE Interstate 410 Loop, Suite 565 Website: https://debtredemption.com/

Send us a textJoin us as we sit down with Enrolled Agent, and Founder of Golden Lion Tax Solutions, Morgan Q. Anderson, to discuss "the ostrich syndrome" that Morgan often sees tax payers fall into, and what you can do to combat it.As a leading divorce firm in Portland, our attorneys provide guidance on custody, alimony, separation, estate planning, and more. Learn what to expect in Oregon and Washington divorce cases and how we can help.If you would like to speak with one of our attorneys, please call our office at (503) 227-0200, or visit our website at https://www.pacificcascadelegal.com.To learn more about Morgan and how she can help you with your tax questions, you can visit her website at: https://www.goldenliontaxsolutions.com/Disclaimer: Nothing in this communication is intended to provide legal advice nor does it constitute a client-attorney relationship, therefore you should not interpret the contents as such.

Happy Holidays! Please enjoy this Best Of episode. Clark returns January 3rd. The membership subscription business model has overtaken retailers large and small. Clark compares offerings from Target, Walmart, Amazon and 2 warehouse clubs, with a directive for consumers. Also, as if timeshares aren't bad enough, organized crime is now getting into the resale scam game. Retail Memberships: Segment 1 Ask Clark: Segment 2 Cartels Target Timeshares: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Barrons: Delivery Is Retail's New Game. How the Players Stack Up. Target Is Rebranding Its Credit Card Program: What You Should Know Costco vs. Sam's Club vs. BJ's Wholesale: Which Is Best? How To Manage Your Monthly Subscriptions To Save Money Parent PLUS loans can be a debt trap. Here's a loophole Income-Contingent Repayment (ICR) Income-Driven Repayment Plans What Are the Tax Consequences of Debt Settlement? NYTimes: A Mexican Drug Cartel's New Target? Seniors and Their Timeshares Clark.com - Timeshares How To Sell, Cancel or Get Rid of Your Timeshare 5 Steps To Getting a Good Deal on a Hotel Room How To Plan a Trip: Clark's Best Travel Tips To Save Money Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

If you're struggling to make your regular credit payments in San Antonio, Debt Redemption Texas Debt Relief (+1-800-971-4060) is here to help! Find out more at: https://debtredemption.com/debt-relief-in/san-antonio-texas/ Debt Redemption Texas Debt Relief City: San Antonio Address: 40 NE Interstate 410 Loop, Suite 565 Website: https://debtredemption.com/ Phone: +1 800 971 4060

Dasha Kennedy is the fearless financial activist behind "The Broke Black Girl," empowering marginalized communities—especially Black women—to overcome financial struggles and build secure futures. Her impactful content dismantles systemic barriers, inspiring thousands to break free from debt and take control of their finances.Natalia Brown is the Chief Compliance and Consumer Affairs Officer at National Debt Relief, with over 14 years of experience advocating for clients and promoting financial freedom. A certified debt specialist, she co-founded Inspiring Youth for Success and serves on several nonprofit boards, passionately empowering underserved communities through financial literacy and education.For full episode show notes, visit here.My new book is officially available to buy! Order Financially Lit! Today!Want our merch? Get yours here!Check out this YQD™ Sponsor:BetterHelp—Professional support when you need it, at a fraction of the cost of in-person therapy. Get 10% off your first month with our sponsor: https://betterhelp.com/dinero*This episode is proudly sponsored by National Debt Relief, a trusted leader in helping individuals and families regain control of their finances. Whether you're struggling with debt or seeking guidance on your financial journey, National Debt Relief provides expert support to help you break free from financial stress and build a brighter future. Visit nationaldebtrelief.com to learn more about how they can help you take the first step toward financial freedom. Become a member at https://plus.acast.com/s/YoQuieroDinero. Hosted on Acast. See acast.com/privacy for more information.

Call/WhatsApp: +91 9480585039 Email: info@febaonline.org

This Pink Cloud S5E43- DJ Kelly Reverb (RSPS), Chad LeMans sit down w/ the hosts of "Okay, So Hear Me Out"  @rd0dave  (Radio Dave) and his lovely wife, Caitlin. https://rss.com/podcasts/okaysohearmeout/ We discuss their journeys in recovery, OCD, and much more. CHECK OUT - Shelia Williamson's book (Two Calls) and speaking inquires ⁠⁠⁠⁠https://www.twocalls.org/⁠⁠⁠⁠ Be sure to hit up Max at ⁠⁠⁠⁠https://lonestarinjuryattorneys.com/⁠⁠⁠⁠ Tell him Kelly sent you... t shirts available at ⁠⁠⁠⁠https://www.djkellyreverb.com/shop⁠⁠⁠ ⁠⁠#canada #canadalife #soberlife #recoverypodcast #recoveryjourney #mentalhealthawareness --- Support this podcast: https://podcasters.spotify.com/pod/show/thispinkcloud/support

In this episode of the Get Out of Debt podcast, we address the deceptive practices of debt settlement companies that mislead financially distressed individuals. We highlight a recent client case to illustrate ongoing bait-and-switch tactics and emphasize the importance of seeking genuine assistance from reputable professionals rather than commission-driven salespeople. By sharing personal experiences, we stress the need for consumers to fully understand their financial situations before committing to agreements. We caution listeners against offers that seem too good to be true, reminding them that authentic support is available in their journey towards financial relief. You can reach Damon at DamonDay.com

In this episode of the Get Out of Debt podcast, we address the deceptive practices of debt settlement companies that mislead financially distressed individuals. We highlight a recent client case to illustrate ongoing bait-and-switch tactics and emphasize the importance of seeking genuine assistance from reputable professionals rather than commission-driven salespeople. By sharing personal experiences, we stress the need for consumers to fully understand their financial situations before committing to agreements. We caution listeners against offers that seem too good to be true, reminding them that authentic support is available in their journey towards financial relief. You can reach Damon at DamonDay.com

With Debt Redemption Texas Debt Relief (+1-800-971-4060), you can take immediate action to start the process of reducing your debt and building a debt-free future that you can enjoy. It's a 100% veteran-owned, proud Texan business helping fellow Texans! Find out more at: https://debtredemption.org/debt-relief/dallas-texas/ Debt Redemption Texas Debt Relief City: San Antonio Address: 40 NE Interstate 410 Loop, Suite 565 Website: https://debtredemption.com/ Phone: +1 800 971 4060

We're on a mission to make you and your money smarter, with daily briefs delivered to you in just one minute. ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Follow us on Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ for further updates. Our episodes are written and edited by Helen Okechukwu. Proofread by the BonsaiMoney Team. Our executive producer is Carol Akiwumi. We'd like to thank our funders for their generous support, which makes the series possible. _______________________ This podcast is for general informational purposes only, does not address your particular requirements and situation, and does not constitute any form of financial or investment advice or recommendation. Seek professional financial advice before making any such decision.

Facing an IRS audit can be extremely stressful - unless you have an experienced accountant in your corner. Are you in Deerfield Beach? Call Stephen G. Rosen CPA at 561-609-2388 to resolve your tax issues and help you rest easy. More info: https://www.stephenrosencpa.com/ Stephen G. Rosen CPA City: Boca Raton Address: 7100 West Camino Real #Suite 205 Website: https://www.stephenrosencpa.com/

With Debt Redemption Texas Debt Relief (+1-800-971-4060), you can take steps to achieving a financially free future and escaping the mountain of debt you're under - with Texan-only plans tailored for your situation! Find out more at: https://debtredemption.com/debt-relief/san-antonio-texas/ Debt Redemption Texas Debt Relief City: San Antonio Address: 40 NE Interstate 410 Loop, Suite 565 Website: https://debtredemption.com/ Phone: +1 800 971 4060

With Debt Redemption (+1-800-971-4060) you can tackle serious financial issues and resolve debt without bankruptcy! Find out more at: https://debtredemption.com/ Debt Redemption Texas Debt Relief City: San Antonio Address: 40 NE Interstate 410 Loop, Suite 565 Website: https://debtredemption.com/ Phone: +1 800 971 4060

The Chamber of Commerce has embraced the Insolvency Bill, which is expected to pass through its final stages in the House of Assembly later this year. The legislation outlines numerous benefits for both the business community and individuals in managing and settling their debt obligations effectively. 

The membership business model has overtaken retailers large and small. Clark compares offerings from Target, Walmart, Amazon and 2 warehouse clubs, with a directive for consumers. Also, as if timeshares aren't bad enough, organized crime is now getting into the resale scam game. Retail Memberships: Segment 1 Ask Clark: Segment 2 Cartels Target Timeshares: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Barrons: Delivery Is Retail's New Game. How the Players Stack Up. Target Is Rebranding Its Credit Card Program: What You Should Know Costco vs. Sam's Club vs. BJ's Wholesale: Which Is Best? How To Manage Your Monthly Subscriptions To Save Money Parent PLUS loans can be a debt trap. Here's a loophole Income-Contingent Repayment (ICR) Annual Updates to the Income-Contingent Repayment (ICR) Plan Formula for 2023-2024 Income-Driven Repayment Plans What Are the Tax Consequences of Debt Settlement? NYTimes: A Mexican Drug Cartel's New Target? Seniors and Their Timeshares Clark.com - Timeshares How To Sell, Cancel or Get Rid of Your Timeshare 5 Steps To Getting a Good Deal on a Hotel Room How To Plan a Trip: Clark's Best Travel Tips To Save Money  Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome to the Money Talks News Podcast. This podcast is all about making you richer. And at the end of the day, there are only two ways to do that: either you make more, or you spend less. In this episode, we're going to talk about ways to spend less, BUT, doing it without sacrificing your quality of life. That's right: I'm talking financial gain without lifestyle pain. As usual, host Stacy Johnson is joined by financial journalist Miranda Marquit. Listening in and sometimes contributing is producer Aaron Freeman. Today our guest is Gina Zakaria, a viral TikTok sensation and author of the book Simple Secrets to Becoming a Saving Whiz. Remember, even though we sometimes talk about money and specific investments on this show, don't take them as recommendations. Before investing in anything or making any money moves, do your own research and make your own decisions. You can watch this episode below, or if you'd prefer to listen, you can do that with the player at the top of this article or download the episode wherever you get your podcasts: Listen on Apple Podcasts Listen on Google Podcasts Listen on Spotify Don't forget to check out our podcast page for more episodes designed to help you make the most of your money. How to save more money Gina takes us through her process for figuring out how to save a little extra and do it without feeling a lot of pain or making dramatic changes. We've got plenty of tips and tricks for how you can easily cut costs. Depression-Era Hacks and Frugal Living Ideas to Save Money Now 10 Ways to Change Bad Spending Habits and Save Money 11 Ways To Save Money on Food Without Using Coupons 12 Simple Ways To Save Money in Retirement 25 Tips for How to Save Money If Your Paycheck Is Stretched Thin Frugal Living Guide: How to Have Less Stuff and Save Money 13 Ways To Save Money on Road Trips 5 Easy Home Repairs That Save Money How to Use Gift Cards to Save Money 5 Best Ways to Save Money for Kids 15 Ways to Save Money on Prescription Drugs 15 Ways to Save Money on Vacation What to do with all the money you save Now that you have saved some money, you can put it to good use. Pay down debt, start an emergency fund or invest for the future. Once you've got a handle on saving money, we've got some great resources that can help you put your money to work on your behalf. 8 Surefire Ways To Get Rid of Debt ASAP 5 Tips to Deal With Debt When Interest Rates Are Rising Debt Consolidation vs. Debt Settlement: 5 Things You Need To Know How to Destroy Your Debt and 3 Things to Do Next How to Start an Emergency Fund From Scratch so You're Prepared for Anything 9 Tips for Starting an Emergency Fund Today How to Start Investing — No Matter How Much Money You Have The Top 4 Investing Blunders and How to Avoid Them Why Index Fund Investing Is Good for Your Retirement 4 Ways to Tax-Proof Your Investment Portfolio Are You an ‘Emotionally Intelligent' Investor? Should You Pay Off Your Mortgage or Invest? Meet this week's guest, Gina Zakaria Gina Zakaria (known as the Saving Whiz to her 5 million+ followers on social media) is a personal finance educator, published author, and savings expert. She founded Saving Whiz after learning many money lessons the hard way as she paid off her six figures of debt with her husband and achieved financial freedom. Saving Whiz is a money education platform specifically designed to share simple strategies to help women take charge of their finances the easy way. She's been in the money space for over 20 years and has been featured in Forbes, Money Magazine, Good Morning America, NBC Today, and other prominent personal finance publications. Her approach of simplicity and small, gradual steps has been embraced by people around the world and has helped them transform their lives and eliminate the stress and overwhelm from the process. Website Facebook Instagram YouTube TikTok Don't listen to podcasts? A podcast is basically a radio show you can listen to anywhere and anytime, either by downloading it to your smartphone, or by listening online. They're awesome for learning stuff and being entertained when you're in the car, doing chores, jogging or riding your bicycle. You can listen to our latest podcasts here or download them to your phone from any number of places, including Apple, Spotify, RadioPublic, Stitcher and RSS. If you haven't listened to our podcast yet, give it a try, then subscribe. You'll be glad you did! About the hosts Stacy Johnson founded Money Talks News in 1991. He's a CPA, and he has also earned licenses in stocks, commodities, options principal, mutual funds, life insurance, securities supervisor and real estate. Miranda Marquit, MBA, is a financial expert, writer and speaker. She's been covering personal finance and investing topics for almost 20 years. When not writing and podcasting, she enjoys travel, reading and the outdoors.Become a member: https://www.moneytalksnews.com/members/See omnystudio.com/listener for privacy information.

#realestate #wholesalerealestate #realestatecoaching #realestateinvesting #probaterealestateIn this week's coaching call, Bill Gross and Probate Mastery students/alumni discuss dealing with ineffective executors in probate issues, conversations with executors and heirs, and more!If you are exploring the idea of building a probate niche in your real estate business, take this FREE Probate Foundations course. In this 2 hour digital course, you'll learn the basics of what probate is, realistic conversion expectations, solutions to probate challenges, proven marketing approaches (which includes an opening script!), and actionable steps to start your business in probate. Sign up here: https://courses.probatemastery.com/offers/FcvuDdG6Questions about Probate Real Estate trainings, digital courses, and educational opportunities? Schedule a time to talk with Course Advisor, Luis here:https://calendar.app.google/q4iiFdi8pSZgEvSD6

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2566: James Lambridis' article on debt settlement offers a thorough understanding of how these organizations operate, outlining the process, risks, and considerations involved. It's a valuable resource for anyone grappling with debt, providing clarity on debt settlement's impact on credit scores, tax implications, and the potential pitfalls of engaging with such companies. Read along with the original article(s) here: https://www.debtmd.com/blog/what-is-debt-settlement-and-how-does-it-work? Quotes to ponder: "Debt settlement can be a financial lifesaver if you've hit the limit on all your credit cards and find yourself getting deeper in debt." Episode references: Consumer Financial Protection Bureau Report on Debt Settlements and Credit Counseling: This resource offers valuable insights into the potential risks and considerations of engaging with debt settlement and credit counseling services. You can access it at CFPB Website​​. Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2566: James Lambridis' article on debt settlement offers a thorough understanding of how these organizations operate, outlining the process, risks, and considerations involved. It's a valuable resource for anyone grappling with debt, providing clarity on debt settlement's impact on credit scores, tax implications, and the potential pitfalls of engaging with such companies. Read along with the original article(s) here: https://www.debtmd.com/blog/what-is-debt-settlement-and-how-does-it-work? Quotes to ponder: "Debt settlement can be a financial lifesaver if you've hit the limit on all your credit cards and find yourself getting deeper in debt." Episode references: Consumer Financial Protection Bureau Report on Debt Settlements and Credit Counseling: This resource offers valuable insights into the potential risks and considerations of engaging with debt settlement and credit counseling services. You can access it at CFPB Website​​. Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2566: James Lambridis' article on debt settlement offers a thorough understanding of how these organizations operate, outlining the process, risks, and considerations involved. It's a valuable resource for anyone grappling with debt, providing clarity on debt settlement's impact on credit scores, tax implications, and the potential pitfalls of engaging with such companies. Read along with the original article(s) here: https://www.debtmd.com/blog/what-is-debt-settlement-and-how-does-it-work? Quotes to ponder: "Debt settlement can be a financial lifesaver if you've hit the limit on all your credit cards and find yourself getting deeper in debt." Episode references: Consumer Financial Protection Bureau Report on Debt Settlements and Credit Counseling: This resource offers valuable insights into the potential risks and considerations of engaging with debt settlement and credit counseling services. You can access it at CFPB Website​​. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, we're talking about the top scams you're likely to see in retirement and how you can avoid them. Did you know that more than $28 BILLION—that's a billion with a B—is stolen from those aged 60 and older each year? So, how do you avoid becoming a depressing statistic if you're in retirement or approaching retirement? Today, we will talk to an expert on banking for retirees. He's seen it all, and he's ready to talk to us about what you're likely to see—and how to avoid falling victim. Host Stacy Johnson is joined by financial journalist Miranda Marquit. Listening in and sometimes contributing is producer Aaron Freeman. Our special guest is Tony Brancato, the Head of Product at Charlie, a company that focuses on 62+ banking. Before we start, remember this isn't financial advice. So make sure to do your research and consult your own experts before acting on anything you learn here. Additionally, we need to acknowledge our advertising relationship with Charlie. Even though they are one of our partners, it doesn't affect our opinions. You can listen to the podcast wherever you get your podcasts: Listen on Apple Podcasts Listen on Google Podcasts Listen on Spotify Scam and fraud can be anywhere — what you need to know Scams are plentiful and fraudsters are becoming more sophisticated. It's important to be vigilant. Our guest talks about some of the most common scams and what you need to know about avoiding them. Plus, he'll share some tools available for those over the age of 62 with the help of the banking product Charlie. In the meantime, check out our resources and further information about scams and frauds: FOMO, Fraud, and Financial Ruin: Lessons From the Crypto Craze Avoid These 14 Holiday Scams and Frauds How to Tell If Fraudsters Have Opened Bank Accounts in Your Name 7 Ways to Protect Your Retirement From Investment Fraud Don't Fall for These 5 Types of Costly Small-Business Scams Free Program Uses AI to Spot Scams Before They Trap You How to Avoid Mail Delivery Phishing Scams 7 Text Message Scams to Avoid and Report Immediately 8 Job Scams and 10 Signs to Watch For Money tips, tricks and resources for financial freedom If you want non-scammy help with various aspects of your finances, we've got you covered. Check out our website for money tips and resources: How to Raise Your Credit Score Without Getting Ripped Off Debt Consolidation vs. Debt Settlement: 5 Things You Need To Know 7 Ways to Get Your FICO Credit Score for Free How to Save on Shopping Using Credit Card Perks How I Slashed $25,000 in Credit Card Debt to Zero 5 Tips to Deal With Debt When Interest Rates Are Rising Good vs. Bad Debt: A Quick Guide to Borrowing Wisely for Financial Success The Right Advisor Can Double Your Retirement Savings: 4 Tips to Find One 5 Tips to Reduce Your Retirement Savings Anxiety 5 Fast Ways to Turbocharge Your Retirement Savings 9 Safe and Smart Investments for Retirees Your Guide to Alternative Investments The Investing Combo Linked to a Better Retirement Lifestyle Meet this week's guest, Tony Brancato Tony Brancato is the Head of Product at Charlie, the new standard for 62+ banking. Tony has developed digital products in the healthcare, media, and fintech industries for over 20 years. He held product leadership positions at several media companies, including Patch.com, Time Inc., and most recently, served as VP Product and Audience Development at The New York Times. Tony also served in a senior product role at Amazon, as General Manager, Advertising at IMDB.com, Chief Product Officer at Renew Health, and Executive Vice President, Platform at Olive, the automation and intelligence company working to bridge the divide in healthcare. Tony is the founder of The Influence Project, a data-driven cultural preservation initiative, and a lecturer at UCLA. He is a graduate of Brown University. Website Facebook Don't listen to podcasts? A podcast is basically a radio show you can listen to anywhere and anytime, either by downloading it to your smartphone or by listening online. They're awesome for learning stuff and being entertained when you're in the car, doing chores, jogging or riding your bicycle. You can listen to our latest podcasts here or download them to your phone from any number of places, including Apple, Spotify, RadioPublic and RSS. If you haven't listened to our podcast yet, give it a try, then subscribe. You'll be glad you did! About the hosts Stacy Johnson founded Money Talks News in 1991. He's a CPA, and he has also earned licenses in stocks, commodities, options principal, mutual funds, life insurance, securities supervisor and real estate. Miranda Marquit, MBA, is a financial expert, writer and speaker. She's been covering personal finance and investing topics for almost 20 years. When not writing and podcasting, she enjoys travel, reading and the outdoors.Become a member: https://www.moneytalksnews.com/members/See omnystudio.com/listener for privacy information.

Josh Sebo (COO of OfferVault), Adam Young (CEO of Ringba), industry legend Harrison Gevirtz and special guest Joey Liner (Founder of Liner Connections) discuss: - Ringba's suite with the Miami Heat - Hot Verticals in 2023/2024 (ACA, Debt Settlement, Etc.) - Consulting 101 - Joey's experience as the CRO of DMS (Acquisitions) - Compliance around FCC & Consent - What makes a good podcast? Follow Us: OfferVault: WEBSITE: https://www.offervault.com/ FACEBOOK: https://www.facebook.com/offervault INSTAGRAM: https://www.instagram.com/offervaultmarketing/ TWITTER: https://www.twitter.com/offervault LINKEDIN: https://www.linkedin.com/company/offer-vault/ Adam Young: RINGBA: https://www.ringba.com FACEBOOK: https://www.facebook.com/ringba INSTAGRAM: https://www.instagram.com/adamyoung/ TWITTER: https://www.twitter.com/arbitrage LINKEDIN: https://www.linkedin.com/in/capitalist Harrison Gevirtz: INSTAGRAM: https://www.instagram.com/affiliate/ LINKEDIN: https://www.linkedin.com/in/harrisongevirtz/ Joey Liner: INSTAGRAM: https://www.instagram.com/joey.liner/ LINKEDIN (Business): https://www.linkedin.com/company/liner-connections/ LINKEDIN (Personal): https://www.linkedin.com/in/joeyliner/

In this episode I talked with Steve Fields, the founder and CEO of FieldsLaw.Steve Fields founded Fields Law Firm in 2001 and focused primarily on Personal Injury law. Steve found success in this area due to unique approaches to marketing and quickly grew into other areas such as Workers' Comp, Debt Settlement, and Disability Benefits.In this episode, you'll learn a little bit about Steve's innovative approach to quickly growing a law firm from the ground up, going from one employee to over 100 in just a few years.If you would like to read the show notes on this episode you can find them on our website, Business Leadership Today:https://businessleadershiptoday.com/steve-fields-on-the-business-leadership-today-podcastIf you enjoyed this interview and would like to hear more interviews like this, be sure to subscribe to the podcast.Also, if you'd like to help other people benefit from this podcast, please take a minute to leave a review.By sharing your thoughts, you'll help the podcast reach more people and help those people make a decision regarding whether this podcast might be of value to them.

Dave Ramsey has long been considered "the man" when it comes to financial advice—especially if you want to get out of debt. In recent years, though, controversy has dogged Dave's heels. He had to settle a discrimination lawsuit for his employment practices, and he's facing a $150 million lawsuit from disgruntled followers who took his advice to use a company now being investigated for fraud. So, should you listen to Dave Ramsey? Let's discuss what Ramsey does right, what he does wrong, and whether you should follow his advice at all. Host Stacy Johnson is joined by financial journalist Miranda Marquit. Listening in and sometimes contributing is producer Aaron Freeman. Today's special guest is Tori Dunlap, founder of Her First $100K and the Financial Feminist podcast. Before we start, remember: We're not offering financial advice. So make sure to do your own research and consult your own experts before acting on anything you learn here. You can listen to the podcast with the player at the top of this page, or download it wherever you get your podcasts: Listen on Apple Podcasts Listen on Google Podcasts Listen on Spotify Where are you getting your financial advice? One of the first names that pops up when you think of "financial gurus" is Dave Ramsey. But is Dave really the best place to get ALL of your financial information? And what about all these other financial gurus? (Stacy has an article about why he doesn't trust Suze Orman.) It's hard to say. Our guest, Tori Dunlap, takes us through some of the issues with relying too heavily on Dave Ramsey—especially when other financial educators and professionals might provide you with better information for your circumstances. Money Talks News offers plenty of information on vetting your financial advice sources—and provides helpful insights and tools for making better money choices. Few Big Banks Offer Good Financial Advice, Customers Say 25 Pieces of Popular Financial Advice You Should Ignore 7 Pieces of Common Money Advice That Can Cost You When to Pay for Financial Advice and How to Find the Right Adviser 11 Tips to Help You Figure Out if You Need to Pay for Financial Advice What Do Financial Advisers Actually Do? 5 Things to Know When Choosing a Financial Adviser How Much Does a Fee-Only Financial Adviser Cost? Financial Therapy: What It Is and Why You Might Benefit From It The Best Sources to Help You Make Great Financial Decisions Become an Overnight Financial Whiz With These 5 Simple Tools Start with free, reputable financial resources Eventually, it might make sense to seek help from a financial professional. Starting with free financial resources can make a big difference—and Dave Ramsey might not be the best place. There are plenty of other ways to get reputable information from a variety of viewpoints. You can even get this money help without the big heaping side serving of shame that Dave Ramsey dishes up. Here are some of our best financial resources on Money Talks News, covering everything from reducing costs to paying down debt to saving money to investing and planning for retirement: 21 Products That Will Help You Save Money 11 Ways To Save Money on Food Without Using Coupons 10 Depression Era Hacks and Frugal Living Ideas To Save Money Now 10 Sure-Fire Ways to Beat Inflation Debt Consolidation vs. Debt Settlement: 5 Things You Need To Know 5 Things You Need to Know About Paying Off Debt This Year How to Destroy Your Debt and 3 Things to Do Next How Much Should You Have in Emergency Savings? Start Building Serious Savings With a Pay-Yourself-First Strategy 9 Tips for Sane and Successful Stock Investing The Lazy Person's Guide to Flawless Investing 7 Things You Should Know Before Investing in I Bonds Your Guide to Alternative Investments Why Index Fund Investing Is Good for Your Retirement The Final Stretch: 6 Ways To Boost Savings As Retirement Nears 5 Tips to Reduce Your Retirement Savings Anxiety 5 Fast Ways to Turbocharge Your Retirement Savings Meet this week's guest, Tori Dunlap Tori Dunlap is an internationally recognized money and career expert and podcast host. After saving $100,000 at age 25, Tori quit her corporate job in marketing and founded Her First $100K to fight financial inequality by giving women actionable resources to better their money. She has helped over four million women negotiate salary, pay off debt, build savings and invest. Author of the instant New York Times bestselling book "Financial Feminist"; host of the #1 Business Podcast, Financial Feminist; a Forbes 30 Under 30 honoree; and co-creator of Treasury, an investing education platform that has over $50M invested (featured on New York Times Business front page), Tori's work has been featured on Good Morning America, the Today Show, the New York Times, CNN, BBC and more. Tori now travels the world writing and speaking about personal finance, online businesses, and confidence for women. Book Website Podcast Instagram Twitter Facebook Don't listen to podcasts? A podcast is basically a radio show you can listen to anywhere and anytime, either by downloading it to your smartphone or by listening online. They're awesome for learning stuff and being entertained when you're in the car, doing chores, jogging or riding your bicycle. You can listen to our latest podcasts here or download them to your phone from any number of places, including Apple, Spotify, RadioPublic, Stitcher and RSS. If you haven't listened to our podcast yet, give it a try, then subscribe. You'll be glad you did! About the hosts Stacy Johnson founded Money Talks News in 1991. He's a CPA, and he has also earned licenses in stocks, commodities, options principal, mutual funds, life insurance, securities supervisor and real estate. Miranda Marquit, MBA, is a financial expert, writer and speaker. She's been covering personal finance and investing topics for almost 20 years. When not writing and podcasting, she enjoys travel, reading and the outdoors.Become a member: https://www.moneytalksnews.com/members/See omnystudio.com/listener for privacy information.

Join Josh and Emily to discuss debt settlement companies. What should you look for, what are pros/cons, what are red flags? Top takeaways: Some just do things that you could do yourself. Look for connections with other reputable organizations or certifications. Start by asking what the process will look like–and look for transparency. Consider starting with the bank directly before reaching out a debt settlement company–BUT be aware of potential minefields. If there is an attorney involved, you should not talk about any of the settlement etc. so you don't break (have your client break) attorney-client privilege. Resources mentioned: Credit Counseling Services NEFE Want help building or growing a successful financial coaching business? Find resources below based on where you're at in your journey: Deciding whether Financial Coaching is right for you? Join our free Facebook Community with over 5000 current and aspiring financial coaches! https://www.facebook.com/groups/financialcoachescommunity Already decided you're going to be a Financial Coach and want to learn more? Get 30+ tips and best practices in our free 8-part email series! https://www.financialcoachesnetwork.com/pre-launch-email-series Ready to Launch your Financial Coaching business? Join FCN Launch, our step-by-step program that will help you successfully launch your business in four months and grow it to a consistent part-time income. https://www.financialcoachesnetwork.com/launch Looking for financial coaching software? Sign up for the interest list for FCN MoneyCoach, the premier cash flow analysis software for financial coaches and advisers. https://www.financialcoachesnetwork.com/money-coach Are you already coaching clients and want to grow your business to a full-time income? Join FCN Grow, our program that helps you scale your business to a full-time income. https://www.financialcoachesnetwork.com/grow

Be careful which one you pick--setting your expectations is critical.  #debtfree, #debtconsolidation, #goodcredit, #badcredit, #creditcarddebt, 

In this episode of Label Free Podcast, host Deanna Radulescu interviews Kenny Golde, an expert on do-it-yourself credit card debt reduction. Kenny shares his insights and tips on how to take control of your finances and empower yourself to create your own financial stability. He discusses the importance of letting go of negative emotions and shares his own experiences with debt settlement. If you're looking for practical advice on managing your credit card debt, this episode is a must-listen. Tune in now and start your journey towards financial freedom. To learn more, head to the link below:https://www.thedoityourselfbailout.com/00:04:33 Take control of your debt. 00:08:09. Emotions around debt hinder progress.00:13:27 Empower yourself through financial control.00:16:05 Take control of your debt.00:20:41 Don't blame yourself for debt.This episode is brought to you by Supapass: For 10 years we've enabled entrepreneurs & content makers to afford the type of technology that previously only big tech platforms like Netflix or Spotify could provide to audiences ...on your own website and app!No coding, tech or design expertise needed. We empower you to keep 100% of your money, share your content on the best technology, and own the relationship with your customers.‍Grow your business, without it costing the earth. Use the code: LFG20 for 20% off at the link ⬇️:https://www.supapass.comAs always thank you for the support, to contact me directly follow the link below:https://www.labelfreepodcast.com​ Stay Healthy, Stay Ready- Deanna Marie Radulescu#podcastguest #labelfreepodcast #supapass

In this episode of Label Free Podcast, host Deanna Radulescu interviews Kenny Golde, an expert on do-it-yourself credit card debt reduction. Kenny shares his insights and tips on how to take control of your finances and empower yourself to create your own financial stability. He discusses the importance of letting go of negative emotions and shares his own experiences with debt settlement. If you're looking for practical advice on managing your credit card debt, this episode is a must-listen. Tune in now and start your journey towards financial freedom. To learn more, head to the link below:https://www.thedoityourselfbailout.com/00:04:33 Take control of your debt. 00:08:09. Emotions around debt hinder progress.00:13:27 Empower yourself through financial control.00:16:05 Take control of your debt.00:20:41 Don't blame yourself for debt.This episode is brought to you by Supapass: For 10 years we've enabled entrepreneurs & content makers to afford the type of technology that previously only big tech platforms like Netflix or Spotify could provide to audiences ...on your own website and app!No coding, tech or design expertise needed. We empower you to keep 100% of your money, share your content on the best technology, and own the relationship with your customers.‍Grow your business, without it costing the earth. Use the code: LFG20 for 20% off at the link ⬇️:https://www.supapass.comAs always thank you for the support, to contact me directly follow the link below:https://www.labelfreepodcast.com​ Stay Healthy, Stay Ready- Deanna Marie Radulescu#podcastguest #labelfreepodcast #supapass

Debt settlement companies rarely save you the money they advertise, and the hidden secret is that they get 90% of their fees up front and they take those fees BEFORE they settle anything. #debtsettlement, #debtfree, #consumeralert, #badcredit, #800credit, #creditrepair, #credit repair tips

A debt settlement employee contacts us after hearing the radio show, looking for us to send him clients.  Did he miss our segment on the dangers of debt settlement?   #debtsettlement, #debtfree, #financialfreedom, #creditrepair, #credittips, #goodcredit, #newpodcast, #lasvegas  

In this episode we're talking about the dangers of debt in a rising rate environment, and how to deal with it. The Federal Reserve has now raised interest rates nine times in the last year. The idea of higher rates is to put the brakes on the economy in order to slow inflation. All good, until someone gets hurt. And who gets hurt by higher rates? Consumers who need to borrow, that's who. Higher rates mean higher credit card interest, car loan interest, personal loan interest and mortgage interest. And for many folks, that's a big deal. In fact, higher rates can price people out of a purchase entirely. It also means higher minimums and more difficulty paying down debt. So let's talk about what you can do to ease the pain. Host Stacy Johnson is joined by financial journalist Miranda Marquit. Listening in and sometimes contributing is producer Aaron Freeman. Today's special guest is Matt Schulz, an industry analyst for Lending Tree and author of the forthcoming book Ask Questions, Save Money, Make More. Remember this isn't financial advice. So make sure to do your own research and consult your own experts before acting on anything you learn here. You can watch this episode below, or if you'd prefer to listen, you can do that with the player at the top of this article or download the episode wherever you get your podcasts: Listen on Apple Podcasts Listen on Google Podcasts Listen on Spotify Dealing with inflation Inflation is impacting every aspect of our financial lives right now. If you're trying to figure out how to get through it, we have resources on Money Talks News that can help. What's Your Personal Inflation Rate? 4 Ways Americans Are Coping With Inflation 32 Inflation Hacks to Save You Money in an Economic Downturn Over Easy: 5 Ways to Deal With Egg Shortages and Inflation 7 Ways Inflation Can Cost You at Tax Time How Inflation Affects Your Credit Card Rewards Americans Are Losing $445 Monthly to Inflation: Here's How to Protect Your Wallet 5 Ways Inflation Could Make You Richer in the Long Run 10 Sure-Fire Ways to Beat Inflation 7 Apps I Use to Beat Inflation at the Grocery Store When Inflation Meets Stagnation and What to Do About It How to pay down debt When dealing with debt, creating a plan to pay it down is one of the best things you can do. We have many resources to help you pay down debt, and make the most of your money, even in the midst of inflation. Debt Consolidation vs. Debt Settlement: 5 Things You Need to Know 5 Things You Need to Know About Paying Off Debt This Year How to Destroy Your Debt and 3 Things to Do Next 5 Ways to Eliminate Credit Card Debt How Making 1 Extra Mortgage Payment Could Shave Years Off Your Debt 3 Powerful Tools to Destroy Your Debts and Renew Your Credit 5 Ways to Deal With Debt Collectors if You're Afraid to Pick Up the Phone How to Wipe Out Debt for Good How Debt Affects Survivors After a Loved One Dies 10 Ways to Lose Weight and Pay Down Debt — at the Same Time Meet this week's guest,  Matt Schulz is a nationally recognized personal finance expert with 15-plus years of experience helping people make smart decisions with their money. He is currently Chief Credit Analyst at LendingTree. With LendingTree and in his previous role at Bankrate, he has appeared on Good Morning America and NBC Nightly News and been quoted many times in the Wall Street Journal, New York Times and beyond. He is also a trained journalist who has led online news teams for TV stations, websites and newspapers. His first book -- Ask Questions, Save Money, Make More -- is scheduled to be published by Countryman Press, an imprint of WW Norton, in early 2024. Twitter Instagram LinkedIn Don't listen to podcasts? A podcast is basically a radio show you can listen to anywhere and anytime, either by downloading it to your smartphone or by listening online. They're awesome for learning stuff and being entertained when you're in the car, doing chores, jogging or riding your bicycle. You can listen to our latest podcasts here or download them to your phone from any number of places, including Apple, Spotify, RadioPublic, Stitcher and RSS. If you haven't listened to our podcast yet, give it a try, then subscribe. You'll be glad you did! About the hosts Stacy Johnson founded Money Talks News in 1991. He's a CPA, and he has also earned licenses in stocks, commodities, options principal, mutual funds, life insurance, securities supervisor and real estate. Miranda Marquit, MBA, is a financial expert, writer and speaker. She's been covering personal finance and investing topics for almost 20 years. When not writing and podcasting, she enjoys travel, reading and the outdoors.Become a member: https://www.moneytalksnews.com/members/See omnystudio.com/listener for privacy information.

Be careful about getting involved with these companies--know what you are doing and the three questions you should ask.   #debtsettlement, #debtfree, #credittips, #creditrepair, #spotify, #radioshow, #iheart

Tony The Closer Robinson presents a game-changing episode on credit repair, offering practical strategies to erase bad credit, remove negative items, and elevate your credit score. Delve into the step-by-step process of disputing negative items, learn the art of piggybacking to boost your credit score, and discover the best credit card options for your financial needs. This essential guide is designed to empower you to regain control of your financial future and lay a solid foundation for success. Don't miss this opportunity to improve your credit and transform your financial life with expert tips and actionable advice from Tony "The Closer" Robinson. Resources: Unlock the Secrets to Elevating Your Real Estate Business and Financial Future Join Tony the Closer and Chat GPT-4 for an exclusive FREE training, where you'll uncover the strategies and tools required to propel your real estate business to new heights. https://bestfreerealestatetraining.com/ Support the podcast by subscribing, leaving a 5-star review, and sharing it with your friends and family. Connect with Tony "The Closer" on YouTube, Instagram, TikTok, and Twitter using the links in the show notes. Your feedback and support are invaluable—reach out and share your thoughts. Keep pushing forward, embrace the grind, and Get Yo Ass Up! Social Media Handles: YouTube: https://www.youtube.com/channel/UCb9f-68659pyF9ha-TzmJfw Instagram: https://www.instagram.com/Tonythecloser_/ TikTok: https://www.tiktok.com/@tonythecloserofficial?lang=en Twitter: https://twitter.com/tonythecloser_   Heres the link to get access to the Free Guide: The Ultimate Credit Repair Kit https://stan.store/tonythecloser  

So let me ask you: Got debt? If so, you're not alone. According to the Consumer Financial Protection Bureau, 28% of consumers have an account in collections. Think about that. More than one if four of us are getting hounded on a past-due bill! Maybe you're not to that point yet, but you can probably relate to the feeling of the bills piling up. Or maybe you're wondering how you'll pay off your part of the more than $1.7 trillion in student loan debt. Bottom line? Getting out from under debt can be daunting. Like marriage or car leases, debt's a lot easier to get into than to get out of. So this week we're going to look at different solutions to destroy that debt. In this week's podcast, host Stacy Johnson is joined by financial journalist Miranda Marquit. Listening in and sometimes contributing is producer Aaron Freeman. We have two special guests this week, Natalia Brown and Jeff Biesman from National Debt Relief. They'll walk us through options like debt consolidation and debt settlement. Before we start, two things: First, MoneyTalksNews has an advertising relationship with National Debt Relief. But that's not going to influence our panel's opinions. Second, be aware that anything you hear on this podcast doesn't constitute financial advice. Always do your own research and consult your own experts before acting on anything you learn here. OK, let's dive in. You can watch this episode below, or if you'd prefer to listen, you can do that with the player at the top of this article or download the episode wherever you get your podcasts: YouTube version:https://youtu.be/uxI8Pr40cgM Listen on Apple Podcasts Listen on Google Podcasts Listen on Spotify Don't forget to check out our podcast page for more episodes designed to help you make the most of your money and our YouTube page for more videos. Debt Consolidation vs. Debt Settlement It's important to understand the difference between debt consolidation and debt settlement. We take you through all of that in this episode. Our special guests help you understand how their services work, and we also offer you some ideas for what is likely to work best for you. Depending on your situation, one solution might work better than another. Before you decide, check out this episode where Miranda gets real about how she messed up her credit big time. Here are some resources from Money Talks News about debt settlement and debt consolidation, as well as information about dealing with debt collectors: 2-Minute Money Manager: Should I Get a Debt Consolidation Loan? 9 Tips for Finding Trustworthy Debt Help You Can Afford 3 Powerful Tools to Destroy Your Debts and Renew Your Credit 5 Ways to Deal With Debt Collectors if You're Afraid to Pick Up the Phone 10 Debt Management Tips for New College Grads How I Slashed $25,000 in Credit Card Debt to Zero 9 Tips for Finding Trustworthy Debt Help You Can Afford 2-Minute Money Manager: Should I Use a Credit Counselor for Debt Help? Ask Stacy: Where Can I Find Help With Credit Card Debt? How to pay down debt If you're interested in paying down debt on your own, we have a lot of great resources on how to create a plan to pay down debt. 5 Things You Need to Know About Paying Off Debt This Year How to Destroy Your Debt and 3 Things to Do Next Tips and Tricks to Help You Destroy Debt 7 Great Tools to Help You Get Out of Debt The Best Way to Kill Off Credit Card Debt How to Pay Off $10,000 in Debt Without Breaking a Sweat 10 Steps to Get Out of Debt Now and Stay Out of Debt Forever The Fastest Proven Ways to Destroy Debt 2-Minute Money Manager: What's the Best Way to Pay Down Debt? 7 Easy Ways to Stay Out of Debt Natalia Brown joined National Debt Relief (NDR) in 2010 and has served as Chief Client Operations Officer since 2019. Natalia is also an Executive Board Member of the American Fair Credit Council (AFCC). Natalia volunteers at New Women New Yorkers, a nonprofit that focuses on supporting immigrant women in New York. She also sits on the advisory board for Four Steps Forward, a program that aims to financially educate one million black women over the next five years. Natalia is a native New Yorker and has two sons who inspire her to be the best she can every day. She is a certified debt specialist and holds a bachelor's degree in accounting from Lehman College and a master's in operations and project management from Southern New Hampshire University. Jeff Biesman is the Chief Marketing Officer at National Debt Relief and Reach Financial. In this capacity, Jeff is responsible for the brand, PR, partnerships, and all direct-to-consumer marketing activities for both companies. Jeff's career spans a wide range of organizations including AT&T Interactive, Shoedazzle, Bank of America, Sony Pictures Digital, The Walt Disney Company and others. Jeff grew up in Texas and attended the University of Texas at Austin, where he received a B.A. in Political Science and MBA with a concentration in marketing. Jeff currently resides in Agoura Hills, California. Don't listen to podcasts? A podcast is basically a radio show you can listen to anywhere and anytime, either by downloading it to your smartphone, or by listening online. They're awesome for learning stuff and being entertained when you're in the car, doing chores, jogging or riding your bicycle. You can listen to our latest podcasts here or download them to your phone from any number of places, including Apple, Spotify, RadioPublic, Stitcher and RSS. If you haven't listened to our podcast yet, give it a try, then subscribe. You'll be glad you did! About the hosts Stacy Johnson founded Money Talks News in 1991. He's a CPA, and he has also earned licenses in stocks, commodities, options principal, mutual funds, life insurance, securities supervisor and real estate. Miranda Marquit, MBA, is a financial expert, writer and speaker. She's been covering personal finance and investing topics for almost 20 years. When not writing and podcasting, she enjoys travel, reading and the outdoors.Become a member: https://www.moneytalksnews.com/members/See omnystudio.com/listener for privacy information.

Hi friends! It's our anniversary! 3 Years today launched this podcast! And this is the 99th episode- so THANK YOU! for being part of this journey. I hope this information has helped you have a better understanding of credit. Would you please provide a great review if I have helped teach you something new, maybe share what you like (so I do more of it each episode!). Appreciate ya! Debt management plans and debt settlement companies are two VERY different things. Their business model is different, their impact on your credit is different and most people don't know they are two very different entities. Debt management plans are non-profits with certified credit counselors (which require 60 hours of training and passing an intense exam through FINRA and they help negotiate terms to HELP you get your debts paid back by negotiating lower APRs and beneficial terms to make on time and total repayment. Debt settlement companies are out to make money, serving themselves first, and then, after having your credit destroyed with late payments, your accounts being closed by the creditor, late fees added and possibly new collections or charge-offs now being created, they wait until your creditor and you have been hurt by lack of repayment methods and TRY to negotiate terms to settle for less than owed. VERY different ways to approaching debt that might be strangling you. Consider a debt management plan over a debt settlement plan. I had mentioned credit.org in the episode, and I have NO affiliation with them, they are just one of the bigger good guys there to help if you need help paying off debt and want to consider options. Questions@creditkristi.com

As the headwinds of a turning economy impact more and more consumers, understanding how #debtsettlement fits into the credit ecosystem makes for a timely conversation. Teresa Dodson, founder of Greenbacks Consulting and the leading expert on debt settlement, stops by #creditecotogo to set the record straight about debt settlement. Consumers enrolled in legitimate debt settlement companies want to resolve their debts; they are not looking for excuses or loopholes from their responsibilities. However, the average consumer looking for assistance from debt settlement companies are juggling 6-8 credit cards at a time. A consumer can try to tackle that reality on their own but more likely it will become overwhelming, Teresa also tells us that consumers' priorities have flipped. Prior to the pandemic consumers focused on their credit, now consumers are more concerned about paying for their necessities (i.e. food, clothing, shelter and transportation). To meet these new priorities, debt settlement companies will be instrumental in bringing important services to consumers. DISCLAIMER – No information contained in this Podcast or on this Website shall constitute financial, investment, legal and/or other professional advice and that no professional relationship of any kind is created between you and podcast host, the guests or Clark Hill PLC. You are urged to speak with your financial, investment, or legal advisors before making any investment or legal decisions.

Debt settlement is not a monolithic debt relief solution. I like to say debt settlement is like an onion. It has layers. There are several forms of tackling your debt using settlement. All are distinctly different, and understanding the differences is important to make the best choices for you and your situation. For example, you could listen to someone on Facebook tell you what you should do to settle your debt. You might buy a book and try to learn how to do it yourself, or you might contact a mass market debt settlement company and get pitched some one-size-fits-none product. There are more variations. In this Debt Free Dudes podcast, Damon Day and I discuss how each option has traps or advantages. For more about this book, visit this page. If you have a question you'd like to ask, go to https://getoutofdebt.org/question, or if you want to leave a question for an upcoming podcast, go to https://getoutofdebt.org/message Steve Rhode, your Get Out of Debt Guy from GetOutOfDebt.org If you enjoyed this podcast, be sure to subscribe so you can be sure to listen to the next one. --- Send in a voice message: https://anchor.fm/get-out-of-debt-guy/message

Welcome Back to another great episode of The Mindfully Rich Podcast, ya'll! Always have to start with gratitude; thank ya'll so much for listening and supporting me in keeping this podcast's listeners up!  For those of you that are new, welcome; I'm the new best friend in your head who likes to talk about money and your newest unofficial money accountability partner!  Sit back; you'll love it here!Today I'm ending the How to Survive Financially During A Recession Series, which focused on assisting you with sustaining and maintaining this economy that's giving uncertainty energy with a large side of inflation.  Today I'm talking about your credit and the three habits you may be doing that are killing your score, especially during inflated times.  If your credit habits have your credit coming up short, I have two solutions to assist you: First, my Breakthrough Calls;  So is this service right for you? If you have a problem with your credit, money, or finances in general, and you're tired of trying to figure it out on your own and want honest advice to get the results you need and don't want a long-term commitment, then this service is for you.  My Breakthrough Calls are an hour, and the call is structured to analyze your problem, and develop your plan of action, so you can move forward on your own to execute.  Click Here to book a Breakthrough Call and schedule your appointment with me now!Last, my 1:1 Coaching: Is this service right for you? So just like my breakthrough calls, if you have a problem with your credit, money, or finances and the podcast gems aren't enough for you, or you've paid others to assist you with no real change to your problems, or if you need a coach to guide you through the root of your situation to maximize your solution results, keep you accountable, and build your self-discipline, then my 1:1 coaching is the right fit for you!  This three-month commitment will help you make healthier financial habits after our 90-day time together.   Click Here to reserve your 1:1 Coaching and schedule your first appointment with me now!If you want to advertise your service or business on the podcast, sponsor a show, or sponsor the "Let's Talk About Money" segment, email themindfullyrichpodcast@gmail.com  to get the details and rate sheet today.  #TheMindfullyRichPodcast #Moneymindset #Recession #Inflation #MultipleIncomeStreams #PassiveIncome  #SavingMoney Thank you for listening, sharing, and supporting me throughout this podcast journey; I hope the info I share here is valuable to ya'll, and I'm forever blessed for ya'll for listening.Don't forget to listen, listen, listen and share this episode with ERRRRBody; keep writing those reviews too, and remember ya'll, my marketing team and support system, so please support my black business!

You may be wondering if you can strike a debt repayment deal with your creditors without going to a Licensed Insolvency Trustee and a formal insolvency filing. Well, it depends on how much you owe, who you owe, your assets, and lots of other factors. On today's podcast, Doug Hoyes and Ted Michalos walk you through all the different scenarios in which you could deal with creditors by yourself, the risks to that, benefits, and they discuss when filing a consumer proposal or bankruptcy is the better option. Tune in! Related Links: Can I Negotiate a Debt Settlement on My Own: https://www.hoyes.com/blog/can-i-negotiate-a-debt-settlement-on-my-own/ Negotiating Consumer Proposals – What Your Creditors Expect: https://www.hoyes.com/blog/negotiating-consumer-proposals-what-your-creditors-are-expecting/ Bankruptcy Protection in Canada: An Automatic Stay of Proceedings: https://www.hoyes.com/blog/bankruptcy-protection-in-canada-an-automatic-stay-of-proceedings/

Tina wanted to know if she should deal with her debt using debt settlement or bankruptcy. It is interesting how a seemingly simple question can have a complicated answer. I decided to make your question the subject of a Debt Free Dudes podcast with Damon Day. Damon and I role-play what a lot of debt relief salespeople might say to you when you can for advice. This podcast contains examples of what you might hear from credit counseling, debt settlement, consolidation loan offers, and bankruptcy. Steve Rhode - Your Get Out of Debt Guy from GetOutOfDebt.org. --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app --- Send in a voice message: https://anchor.fm/get-out-of-debt-guy/message

This time Damon Day and Steve talk about debt settlement. Or at least that's what the podcast was supposed to focus on. It didn't take long before it ran off the rails. But the show covers: What is debt settlement? What debt settlement is not. Is debt settlement always the best solution? Does debt settlement impact my credit? What are the facts about debt settlement? How do my debts get settled? Do creditors participate in debt settlement programs? What will my debt settlement payment be? Why debt settlement is like jumping out of an airplane. Does a debt settlement salesperson consider my financial situation? What is the debt settlement representative really doing when I call? Who decides if debt settlement is right for me? What should you consider to solve your money troubles? How can someone in debt make a smart and intelligent decision about how to deal with their debt? What happens when you call a debt settlement company, credit counseling group, and a bankruptcy attorney? What is the right solution for my debt situation? A bankruptcy confession. What it was really like. Tax consequences of debt settlement. When is debt settlement a great option? What if I want to repay my creditors as promised? The best process for deciding how to tackle your debt problem. What are debt settlement, debt negotiations, debt intervention, and debt validation? --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app --- Send in a voice message: https://anchor.fm/get-out-of-debt-guy/message

We're kicking off the week by answering listener questions! And if you have a question that you'd like for us to answer on the show, we'd love for you to submit your own via HowToMoney.com/ask , send us your voice memo. Regardless of how random or bizarre you might think it is, we want to hear it!   1 - What kind of impact will settling my debt have on my credit score? 2 - My employer matches retirement contributions but I really want to pay down my debt ASAP- what should I do? 3 - Where should I invest funds for an upcoming wedding? 4 - How should I go about investing money for my newborn daughter? 5 - Do I have to actually use my credit card in order to boost my credit score?   During this episode we enjoyed a Sour Strawberry Rhubarb by Edmund's Oast! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you're not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!   Best friends out! See omnystudio.com/listener for privacy information.