The Truth About Real Estate Investing... for Canadians

Adam Kitchener built a $14 million real estate portfolio — and then lost it after a CRA audit.In this episode, he shares the hard lessons from scaling fast, navigating tax mistakes, surviving an audit battle, and rebuilding from scratch.If you're a real estate investor, landlord, or entrepreneur in Canada, this is a cautionary story you can't afford to miss.Connect with Adam: https://renovationsolutions.ca/

Serena Holmes shares a powerful perspective on money, mindset, and real estate investing. In this episode, she breaks down why money isn't evil, how scarcity thinking holds investors back, and the mindset shift required to build wealth with intention and impact. A must-listen for anyone serious about financial freedom

In this episode, Erwin Szeto sits down with former corporate CFO turned personal wealth strategist, Winnie Tsang, to unpack why so many Canadian real estate investors feel stuck—and what smarter, more resilient wealth planning actually looks like today. They dive into landlord challenges, diversification beyond property, leveraging the stock market, corporate‑owned life insurance, and how families can build long‑term financial security without sacrificing time, health, or peace of mind.

Thinking about investing in U.S. real estate as a Canadian? In this episode, Scott Dillingham shares the real truth about cross-border real estate investing — from mortgages and financing challenges to tariffs, hidden costs, and lifestyle impacts. A must-listen for Canadian investors exploring the U.S. market.

Mike Rosehart shares his real estate journey from buying his first student rental while in university to scaling hundreds of units across residential, hotels, and motels in Canada. We talk house hacking, leverage, market timing, selling at the peak, and why hotels and motel conversions offer massive opportunities today. A raw, numbers-driven conversation on what actually works in real estate investing.Listeners can connect with Mike at:

Canadian real estate investor Thomas Lorini joins Erwin Szeto to reveal how Canadians can break into the US property market. From overcoming financing and legal hurdles to building wealth in Ohio multifamily real estate, Thomas shares practical tips, landlord strategies, and his coaching journey. Perfect for anyone curious about cross-border investing, landlord rights, and scaling up in real estate.

Discover how to sell a tenanted property in 2026! Investor and property manager Tim Hong joins host Erwin Szeto to break down market trends, new regulations, and practical strategies for selling with tenants in place. Get expert tips on maximizing your investment, navigating challenges, and making smart decisions in today's real estate market.Plus, get a sneak peek into the upcoming FREE webinar: "How to Sell an Investment Property for Maximum ROI" on January 13th, 8 p.m. EST.

Discover how Ontario's Bill 60 is reshaping rental laws for landlords and tenants. Host Erwin Szeto breaks down the key changes, including lease expiry rules, eviction timelines, and new protections for property owners. Tune in for practical insights and expert advice on navigating the evolving real estate landscape in Canada.

Learn how Canadian developers and real estate leaders are unlocking government grants, building affordable housing, and driving innovation. Chelsey Fawcett shares practical tips and inspiring stories from the front lines of real estate and community development.

Discover how Canadian developers are securing $1M to $100M in government grants for affordable housing and real estate projects. Chelsey Fawcett, President of OREIO and founder of Grant Solutions Canada, shares insider strategies, funding tips, and real-world examples to help you unlock major opportunities in the housing market.

Thinking about investing or moving to the U.S.?

Real estate coach Elizabeth Kelly joins Erwin Szeto for a candid conversation on surviving and thriving in the 2025 Canadian real estate market. From government financing and cash flow challenges to the importance of education, mindset, and adapting your investment strategy, this episode delivers practical advice, honest stories, and actionable insights for investors at any stage.Ready to rethink your approach to real estate and wealth building? Tune in for lessons learned, market trends, and strategies that work now.

How do top investors thrive in Canada's real estate market? Alfonso Cuadra reveals why multifamily wins, the dangers of private lending, and how to hedge against inflation. Learn strategies for scaling, financing, and surviving market shifts—plus the truth about equity vs. debt.

Luis Rivas shares how he left a 22-year government career, cashed out his pension, and pivoted into real estate investing and coaching. From the fear of leaving “golden handcuffs” to building wealth through multifamily properties, private lending, and U.S. opportunities, Luis dives into pensions, Canada's economy, AI's impact, and creating financial freedom on your own terms.

From family crisis to financial freedom — this is the inspiring journey of Arminda Simao, a single mom who built stability through student rental investing.She opens up about balancing kids' expensive tuition, losing her husband, and how smart real estate choices created cash flow, resilience, and generational wealth.

In this episode, Erwin Szeto talks with Jimmy La & Kartik Singla (SDG Canada) about their Clapperton Village project in Barrie and how they're reshaping rental housing with modular builds, multi-generational units, and CMHC's MLI Select financing.Plus, a preview of the Missing Middle Conference in Toronto.

Ontario's small landlords are struggling with LTB delays, tenant fraud, and rising risks. Host Erwin Szeto talks with Boubah, co-founder of SOLO.ca, about how a grassroots movement of nearly 9,000 members is supporting landlords, pushing for fair reforms, and fighting back against a broken system.

From early investing mistakes to building 5 duplexes, a luxury ski chalet, and breaking ground on a commercial development, Brad shares his journey through real estate's ups and downs. Learn how he scaled fast, mastered short-term rental math, and shifted to complex strategies in today's market. Packed with tips on location, scarcity, and building wealth with hard, scarce assets.You can follow Brad's weekly writing at - biggerthings.substack.com

Real estate lawyer and Cardinal Law co-founder Shawn Quigg joins Erwin Szeto to expose the biggest legal risks investors face in 2025—from joint venture breakups to disastrous private lending structures. They cover real-world deal failures, the importance of contracts, how to avoid losing your property to the province, and how to properly structure deals using CMHC MLI Select, limited partnerships, and more.Whether you're a new investor or a seasoned developer, this episode is packed with essential legal insights to help you protect your capital and partnerships in today's market.

Financial advisor Adam Niman joins Erwin Szeto to share how he turned private lending into a real estate portfolio—and the hard lessons learned along the way. Adam breaks down how he evaluates deals, handles failed loans, and why many Canadians are being misled about participating life insurance and the Infinite Banking concept.

In this mind-opening episode of The Truth About Real Estate Investing for Canadians, Erwin sits down with Andrew Kim to discuss how Share, a tech-enabled real estate asset management platform, is revolutionizing U.S. property investing for Canadians. With over 20 properties across four states, Andrew reveals how institutional-grade systems and AI-driven tools allow everyday investors to scale smartly—without the hassle of day-to-day property management.Whether you're a new investor or looking to scale beyond your first few doors, this episode is packed with practical insights and strategies to help you navigate today's market—on both sides of the border.Explore more:Website: www.sharefrs.com

In this episode, developer Rodney Wilts shares how he's turning contaminated land into zero-carbon housing—including the award-winning Zibi Project. From ESG-driven returns to affordable retrofits, learn how real estate can solve Canada's housing and climate crises.

In this episode of The Truth About Real Estate Investing for Canadians, we follow the journey of Carlos Rodrigues, a former Canadian financial planner who sold off his entire Ontario real estate portfolio to start over in Cleveland, Ohio. Carlos shares the real story—including the $30K he lost to a shady property manager, the challenges of lead paint certification and evictions, and how he uses DSCR financing to invest without personal income.

This week on The Truth About Real Estate Investing for Canadians, I'm joined by Nathan Payne, founder of Painless Flipping—and no, that's not just a clever name. Nathan's a full-time real estate wholesaler who runs his entire U.S.-based business virtually… from small-town Ontario, Canada.We get into: ✅ How he wholesales houses without ever meeting sellers in person ✅ His pivot during COVID that expanded his business nationwide ✅ Why he prefers wholesaling in the U.S. over Canada (spoiler: faster evictions, better cash flow, and yes—fewer meth labs) ✅ The truth behind wholesaling income claims, guru coaching fluff, and what new investors are getting wrong ✅ His hands-on apprenticeship model—a no-fluff, partner-on-deals approach to learning the businessNathan doesn't just talk about values—he lives them. From faith, family, and integrity-first investing, to feeding missionaries and knocking doors in rural Ontario during a snowstorm... This guy walks the walk.

I'm thrilled to have Tony Irwin on the show today. Tony is the President and CEO of both the Canadian Federation of Apartment Associations (CFAA) and the Federation of Rental Housing Providers of Ontario (FRPO)—two of the largest organizations advocating for landlords and rental housing providers at the provincial and national levels.With years of experience in policy, government relations, and housing advocacy, Tony is at the forefront of the fight to protect landlords, encourage rental supply, and push back against policies that make it harder to provide housing.If you own rental properties or are thinking about investing, this is a must-listen episode. The policies being decided today will impact your bottom line for years to come!

Are you a Canadian investor struggling with low cash flow, rent control, or expensive renovations? In this episode, we sit down with Ben Barry, a U.S. real estate expert who's deployed over $2 billion in capital and helped transform how investors like you succeed south of the border. What You'll Learn:How Canadian investors can tap into high-yield U.S. rental marketsWhy technology and data are changing the game in real estateThe real story behind turnkey rentals and institutional landlordsTips on navigating taxes, financing, and management across bordersWhether you're fed up with Ontario's eviction delays or you're just curious about basement conversions vs. single-family rentals, this is your roadmap to smarter investing.

Hey friends, this is Erwin Szeto, and welcome to The Truth About Real Estate Investing for Canadians, where it's my job to interview the top minds in real estate and business to uncover the strategies, mindsets, and habits that actually work—especially in today's market. In today's episode, I'm joined by Ben Berry, a true industry heavyweight who's successfully deployed over $2 billion into single-family rentals, build-to-rent, and commercial real estate assets. Ben's journey began during the depths of the 2009 global financial crisis, where he carved out his path in commercial real estate before pioneering large-scale single-family home acquisitions during the U.S. housing recovery. His leadership helped operationalize the mass acquisition, rehab, and management of thousands of homes backed by major Wall Street and Canadian institutional investors. Now, Ben is the Vice President of Acquisitions and Sales at SHARE, a platform revolutionizing real estate investing by making U.S. rental property ownership simple, passive, and accessible — even to everyday Canadian investors. With boots-on-the-ground expertise across over 20 markets — from Florida to Texas, Georgia, North Carolina, Ohio, etc… — Ben shares how institutional best practices are now being offered without the need to bring $50M to the table. We also talk about why landlord-friendly states matter, how technology and data have transformed real estate investing, and how Canadians now invest just like the ultra wealthy and finally escape tenant friendly markets and find deals that actually make sense. If you're serious about investing smarter in real estate, this episode is a must-listen. If you'd like to connect with Ben you can go to iwin.sharesfr.com and click the “Schedule a call”  Please enjoy the show!  

Hey friends, this is Erwin Szeto, and welcome to The Truth About Real Estate Investing for Canadians, where it's my job to interview the top minds in real estate and business to uncover the strategies, mindsets, and habits that actually work—especially in today's market. My guest today is Michael Ponte—a full-time real estate investor, educator, and co-founder of Savvy Investor. He's been investing for more than 20 years and owns a multi-provincial portfolio that spans Alberta, BC, and Atlantic Canada. He's raised capital, survived multiple recessions, and built a strategy around what he calls “lazy investing”—focused on cash flow, simplicity, and long-term success. In this episode, we get into: Why he avoids over-leveraged strategies like promissory notes and MLI Select What it's like to refinance and pull nearly $1 million out of a property And how he built a business around student rentals, multi-family units, and zero tolerance for rent control Also—Michael is hosting a free virtual boot camp on May 3rd, and I'll be one of the speakers. It's called The Savvy Investor Boot Camp, and it covers everything from BRRRRs to private lending to U.S. investing. You can register at thesavvyinvestor.ca -- again, it's completely free. Now, please enjoy my conversation with Michael Ponte.

Greetings friends, this is Erwin Szeto, and welcome to The Truth About Real Estate Investing for Canadians, the #9 ranked podcast for Canadian Investment and Personal Finance per FeedSpot! Thank you listeners and past guests of this show! As always it's a honour to have this platform and ability to give back to the community that has been so much to my family and I where we all share a passion for the best investment class in the world: real estate.  Here on this show, it's my job to interview the top minds in real estate investing and business to uncover the strategies, mindsets, and habits that actually work—especially in today's market. This week's guest is Scott Dillingham, founder of LendCity Mortgages, is returning to the show with a mortgage market update!  He is a rare expert in both Canadian and U.S. real estate financing. Scott built his career helping investors—starting as a high-volume mortgage broker at one of Canada's Big Four banks for ten years, where he consistently ranked among the top 1% nationwide. In his peak year, he closed over 410 mortgage deals, most of them for investment properties. He's also a seasoned real estate investor himself, owning dozens of rental units, which gives him firsthand insight into the challenges his clients face. What makes Scott especially unique is that, as a dual citizen, he's able to own and operate mortgage brokerages in both Canada and the U.S.—something rare, I don't know anyone else who can do that. That means Canadian investors working with Scott can access lending strategies, mortgage approvals, and support for properties on both sides of the border—all under one team. Through LendCity, Scott works with over 60 lenders in Canada and 2,500+ lending sources in the U.S., helping investors scale smarter no matter where they're buying.

 ✅ Understand why investors are shifting to U.S. markets ✅ Learn how to raise capital and structure bigger deals ✅ Hear what it takes to put 5,000 investors in a room with A-listers Ever wonder what it takes to build Canada's biggest investing conference? My old friend Seth Ferguson, returns to the show, after losing all his rental properties to a nasty divorce along with his golf clubs, he started the Multifamily Conference in Covid in 2022 which was excellent, 2023 was headlined by Grant Cardone & Alex Rodriguez, 2024 Wolf of Wall Street Jordan Belfort and Robert Harjevic.  Today, Seth takes us behind the scenes of how he scaled from a couple hundred person real estate event into a 5,000-attendee juggernaut, easily Canada's largest Business & Investment event. With speakers like Kevin O'Leary, A-Rod, Dragons Dens: Michelle Romanow, and Manjit Minhas, and still another major speaker yet to be announced. Powerhouse is an apt name for the event.  Same for the budget! We dive into marketing, event growth, and how Seth landed some of the biggest names in business. For details and to register go to: https://powerhouseconference.com/ The event takes place May 23-25th in Toronto. We also get into Seth's own real estate portfolio and his shift away from Canadian rentals to focus exclusively on multifamily investments in landlord-friendly U.S. markets like Texas and Florida. Seth and his team specialize in garden-style multifamily properties—low-rise, landscaped apartment communities that are common in the U.S. but virtually unheard of in Canada, where high-rise towers dominate. He shares what makes these assets so attractive, how they're managed, and why he's also drawn to build-to-rent communities and why he's bullish in places like Florida and Texas. For details check out www.cpicapital.ca

It's not all bad

From RCMP to Developing 66 and 20 Unit Apartment Buildings: Marc Amyot's Journey of Strategic Development Strategic Partnerships Matter: How mentorship from industry experts transformed Marc's real estate investing approach Location, Location, Innovation: Marc reveals how strategic site selection, zoning knowledge, and maximizing land use can turn a $640,000 property into a $7 million development project Breaking Down the Numbers: Inside two projects - a 66-unit and 20-unit apartment development, revealing the power of creative financing and value engineering Dive into the fascinating world of real estate development with Marc Amyot, a former RCMP officer who's transforming Ottawa's landscape one project at a time. Learn how strategic partnerships, creative financing, and a keen eye for opportunity can turn modest investments into multi-million dollar developments. Discover the insider secrets of navigating complex real estate projects, from sourcing materials to maximizing land use, in this eye-opening conversation that proves success is about who you know and how you think.   If you have aspirations of being a real estate developer, pay particular attention to how Marc structures his deals to minimize cash outflows.  Facebook: https://www.facebook.com/marcandre.amyot Website: https://assera.ca/ OREIO - Ottawa Real Estate Investors Organization: https://www.oreio.org/ Please enjoy the show

On to this week's show!  This week we have an amazing guest who's been on a bumpy path. I've known Ryan Carr for quite some time but when I attended Truth Your Talent's Awards Gala, the coach who had the most award winners and thank yous was Ryan hence I invited Ryan Carr onto the show which he gracefully accepted. From household $400k income, Corporate Burnout to 200 door real estate portfolio and more importantly Financial Freedom: Ryan Carr's Remarkable Journey What happens when a high-powered sales executive suffers a stress-induced heart attack at 38? For Ryan Carr, it was the wake-up call that transformed his life. In this raw and inspiring conversation, Ryan opens up about how he and his wife Shefali went from making nearly $400,000 a year to building a 200-door real estate portfolio, all while prioritizing health, family, and helping others achieve financial independence. Hear how Ryan overcame personal health challenges, navigated massive investment setbacks including a $700,000 prom note write off, and became a sought-after mentor who's helped 32 people break free from the 9-to-5 grind. This episode is a masterclass in resilience, strategic investing, and creating a life by design. Please enjoy the show!

On to this week's guest! I'm thrilled to introduce Wei Ting, an unstoppable entrepreneur, speaker, and innovator reshaping the rental landscape in Ontario with plans to expand across Canada. After losing over $35K to non-paying tenants and spending countless hours navigating Ontario's complex rental compliance laws, Wei Ting decided enough was enough. She co-founded Openroom, a bold step toward building a transparent and connected rental ecosystem for landlords and tenants alike. And if that wasn't enough, she's also a 24/7 on-call mom to two little ones under two years old. Wei Ting describes parenthood as her most demanding role yet, with expertise in patience, roadmap planning, and improvisation.  Did we mention the co-founder of Openroom is her husband?  Mixing personal AND Business

On to this week's guest, Kevin Costain is the poster boy for reform being needed in Ontario and he's doing something about it as the new Chair of SOLO: Small Ownership Landlords of Ontario.  He's fighting for the small everyday investor like I do. He is the author of the book “Rent To Ruin” where he documents his ordeal with his tormentor: the tenant living in Kevin's house. It is an all too common story where an everyday homeowner has a life change, makes what used to be a financially pragmatic decision to rent out his house to Barry instead of selling it. What proceeded to happen is easily among the worst I've ever heard and that is not hyperbole. For a sneak peak, I fed the transcript of this interview to Chatgpt and asked what crimes the tenant could have been charged with.  Here's the list: Arson Vandalism/theft Fraud Criminal harassment Illegal drug cultivation   Kevin walking through his burnt out house with the CBC: https://www.youtube.com/watch?v=9UwYXLdfeD4 Facebook: https://www.facebook.com/groups/sololandlord Web: https://solo.ca/   Please enjoy the show, do your research, invest where it's landlord friendly, make real estate investing profitable again.

On to this week's show! We have my old friend Quentin D'Souza returning to the show at my request as I need a trustworthy real estate expert to share with you the listener about the multi family market who's not going to sugar coat how tough the last few years have been and what and where the opportunity is going forward. Quentin is going to share his journey, how he does hard things and involves his family to lead his best, most successful life possible. Quentin is founder, Chief Education Officer of Durham Real Estate Investors, a private membership group of many excellent real estate investors and professionals.  If you're in the GTA area, make sure to check out a Durham REI event, they meet monthly in Whtiby and you can learn more about them at https://durhamrei.com/ Quentin has authored several books I highly recommend on the BRRRR strategy, finding deals, scaling up, filling vacancies, property management. You can search Quentin D'Souza on Amazon or go to his website quentindsouza.com Needless to say, please have a pen and paper ready to take notes and enjoy the show.

On to this week's guest! Again, Hart is a friend, I refer him clients all the time for tenant location services.  This may sound like a paid endorsement and full disclosure, Hart Pays me nothing. We receive zero compensation for me having Hart on this show and sending him referrals.  It's too bad we're selling the rest of our Ontario portfolio in the near future so I could have asked him for favours but no. Nothing LOL. Which I don't mind so my judgement is not clouded. We get a long because we're both on a mission to help Canadians get a head in life without taking away too much time from their lives and families by streamlining their investments. Let them sleep at night and we both volunteer for non-profits that support landlords. Hart's company Rent Panda is an expert on rentals providing both property management and tenant location services while also using the same tools we recommend like SingleKey and Front Lobby.  Any Ontario landlord not using them is exposing themselves to unnecessary risk. Risks that honestly don't exist in landlord friendly USA but I digress.   You can find Rent Panda along with a bunch of free online resources every Ontario landlord needs at www.rentpanda.ca

Cory is a 20 year investor who's been through rough times back in the financial crisis, from Toronto he was investing on the wrong side of the tracks in London, Ontario, sleeping inside the renovation project as he didn't have funds for trades and to cut down on his commute from Toronto. Fast forward to today, Cory's been a full time investor for 2.5 years specializing in BRRRR investments, suiting basements, garden suites and an office to residential conversion that's gone anything but smoothly. Cory funds his projects with silent, passive joint venture partners, and when there's no cash flow… I'll let Cory explain what he does. Cory's story is quite a journey of survival in terrible and good and difficult times.  Anyone new or old to real estate investing will have lessons to learn.  If you're one of the good guys in real estate, you'll appreciate how a good guy like Cory can thrive in an industry swimming with Sharks.   Website: www.coryfroc.com Instagram: @coryfrocinvestments and @coryfroc on Facebook   Please enjoy the show!

Please welcome co-founder of Addy Stephen Jagger, I'm excited to have him, if you haven't heard of Addy before, it'll blow your mind.  If you have, the advancements in deal offerings, technology will surprise you along with one of their investment vendors who went belly up. Oh yeah, this is the truth about real estate investing show so when deals go sideways, I'm going to ask about them, Stephen, kudos to him does not avoid my questions and better yet they'd already publicly addressed them.   https://addyinvest.ca/2024/07/19/strengthening-our-due-diligence-lessons-learned-and-steps-forward/   Or as the saying goes, a ounce of prevention is worth a pound of the cure.  If they'd asked me for a reference check, they could have probably saved a bunch of headaches.   To connect with Stephen: Twitter: @sjagger Email: Stephen@addyinvest.com Website: www.addyinvest.com   Please enjoy the show!

In this episode, we sit down with Christine Traynor, from Victoria, BC, a seasoned real estate professional who has navigated the industry from multiple angles.  She started as a paralegal in mortgage enforcement/foreclosures, became an appraiser in 2002, worked in for a high end real estate developer then buying a real estate appraisal firm, buying two more with creative financing and in 2024, sold those businesses for a seven figure exit. What's now keeping Christine busy is her current ventures as an Edmonton, Alberta real estate developer, multifamily investor, Christine shares a wealth of knowledge and insights that are sure to inspire. For those looking to raise capital, specifically registered funds like RRSP's and TFSA's, Christine is involved with a Mutual Fund Trust as part of a 94 unit build so you'll want to hear about that. Christine shares how and why she chose not to invest in local, tenant friendly, unaffordable Victoria, BC for landlord friendly Edmonton which is something pretty much every BC, Ontario, Quebec investor from a tenant friendly jurisdiction is considering. Christine is an advocate for empowering women around investing and finances, and is the host of She Builds Wealth, a (free) online community where she leads women in conversation around real estate investing, business, money and mindset.  She is also the creator of She Builds Wealth: A Foundational Course for Women on Building Wealth in Real Estate.   To follow Christine: Instagram: @Christine.traynor.reinvesting Website: www.christinetraynor.com   Please enjoy the show

Now for those of you with deeper pockets and want to be developers closer to home, we have my old friend Pierre Paul Turgeon returning to the show.  A former industry insider as an underwriter at the CMHC, active investor, and real estate expert in the apartment building space, who has analyzed 100s of large, lucrative multifamily investment deals all over Canada. As a good Canadian, Pierre Paul wants to help build more housing and believes it is developers in Canada who have the greatest potential for success and he's here to share about the latest Federal programs for developers no one is talking about. I'd never heard about these programs so if you're a developer, builder or plan to be, you'll have to give this episode a listen.  Developers are who the federal government wants to support because they build housing we so desperately need. Landlords? Not so much.  To connect with Pierre Paul, email him at  ppturgeon@maoki.ca Or his website www.multifamilyinvestingcanada.com where he offers free resources and a paid, in depth detailed courses on apartment building investing. Please enjoy the show!  

This week we have an everyday, blue collar Canadian, 33 year old Shayne from Montreal who just bought his first investment property and he has executed a BRRRR in suburban Memphis, Tennessee. The ARV is substantially higher than projected, rent came in almost 10% higher. Shayne is the youngest client of mine by far for years and years so I'm of course excited to have been part of Shayne's journey to become a successful investor and mentor him in scaling up to not just have a large portfolio but for financial peace of mind. This is his story, if you enjoy the show, please share this episode with your fellow Canadians who want to invest in real estate, especially those who can't afford to get into the Canadian market or want diversification.  Please enjoy the show.

Today's guest is Dr. Wing Lim, a true renaissance man - a dedicated medical professional and serial entrepreneur who has built an impressive portfolio of healthcare facilities and senior living communities. For over 30 years, he has balanced a thriving family medicine practice with innovative real estate ventures. Dr. Lim's impact extends far beyond the medical field. He has spearheaded the creation of the state-of-the-art Synergy Wellness Center and the award-winning Esther Gardens senior residence, providing invaluable resources and care to thousands. Beyond his professional accomplishments, he is committed to empowering the next generation through his Physician Empowerment podcast. Link: https://www.physempowerment.ca/  Join us as we dive into Dr. Lim's remarkable journey - from the challenges of running a medical practice to the triumphs of building a real estate and senior living empire. His story is a testament to the power of vision, perseverance, and a relentless drive to create positive change. Canada needs more investors like Dr Wing Lim and I hope this show inspires one of my 17 listeners.

Today's guest is my good friend and past client, Adam Johnson, CPA, CA, CBV, CFA—who, at the time, was my youngest client and didn't have as many letters behind his name. Adam's not your average CPA. He's also a Chartered Business Valuator CBV and Chartered Financial Analyst CFA, making him one of less than 100 people in Canada with all three designations. He even ranked #1 in the country on his CBV exam. But what really sets him apart is his hands-on experience with one of Canada's biggest investment banks, where he analyzed stocks and worked directly with equity traders which prepared him nicely for a long-time career in business valuations. Now, Adam's expanded his investing to the U.S. after Ontario deals no longer made sense, and he's the founder of Synthesis Valuations, providing top-tier valuation reports for everything from mergers to shareholder disputes.  Note we recorded this episode before the most recent hurricanes Helen and Milton devastated Florida the deadliest since Katrina in 2005, each with a combined $100 billion is losses, $50 billion each. For context, that major storm Toronto had in the summer caused $1 billion in damage, these hurricanes were 100 times worse. My thoughts and well wishes are with Florida. Link to source: https://www.cbsnews.com/news/helene-milton-losses-50-billion-each-hurricanes-rare/   For your business valuation needs, Adam's company website: https://synthesisvaluations.com/   What's someone with so much stock and business valuation skill and experience doing overweighted as a real estate investor? Let's ask him!

We have the co-founder of Trust Your Talent, Tim Tsai returning to the show after a two year hiatus from the show. Tim's members include 150 who have achieved some level of financial freedom, including the first level which is to have one's monthly expenses covered by the cash flow from their investments. That's a lot of people Tim and co-founder Rey have directly coached and mentored but he's not alone as past guests of this show Vince Lee and Brooke Shang are past members and now coaches of Tim and Rey's group. Tim is back this week to share what has worked for his own portfolio including what has not worked, when he saw red flags and was able to avoid damage unlike the many who have lost hundreds of thousands of dollars in private lending in small towns, high leveraged, too much, too fast, too complicated investments.  However Tim's members have survived and thrived over these same times and I can't wait to meet the dozens of award members at Tim's InvestED gala. About Tim: After retiring himself at the age of 30, Tim began to pursue another goal and passion of his – helping those who are committed to achieving financial freedom do the same. To this day, Tim continues to be an active investor as he believes investing is a “lead by example” venture. With the investment he made in his own financial education, Tim became financially free in 2 years (25 months to be exact) after his first training. In the past few years, Tim has built cash-flowing portfolios in Canada, US and the UK, using a variety of strategies – income properties, lease options (residential and commercial), creative financing, flipping, wholesale, infill development, mobile home parks, etc. Conference details: https://trustyourtalent.ca/invested-annual-conference-2/ Website: https://trustyourtalent.ca Instagram: https://www.instagram.com/thetimtsai/  

On to this week's show, a topic I'm a big fan of, avoiding long-term rentals in tenant friendly provinces like Ontario hence we have Spencer and Ashley Giles back for round 2. If you didn't already know, vacation rentals are a business, 24-7 for some like Airbnb managers like Spencer and Ashley Giles who are back to share more, dig deeper into the strategy including operating and owning in the USA.    Their management portfolio is 50 properties at time of recording spread across much of Ontario and Up State New York so they have a lot of diverse experience to share.   To follow Spencer and Ashley Giles, their website is https://spencerandashley.com/ and https://www.instagram.com/spencerandashley/ on Instagram.   Please enjoy the show!  

Our guest Meghan Hubner is a real estate business consultant who helps investors run their portfolios like a business. After a 12-year career in medical and pharmaceutical sales, Meghan transitioned to entrepreneurship, using her degree in entrepreneurship to work with various businesses. About 4 years ago, she started focusing on real estate investors, helping them with accounting, finance, operations, and building systems to stabilize and grow their businesses. Meghan is also an experienced real estate investor herself, having built a portfolio in British Columbia, and a cohost of the Real Estate Reliance Summit along with fellow dynamic investors: Elizabeth Kelly and Victoria Cluney.   For information and to register go to https://realestateresilience.ca/ but don't delay, the all virtual conference is Saturday and Sunday Sept 28th and 29th.  Cherry and I are proud speakers and SHARE and I are proud to be sponsoring quality educational content providers at affordable prices by Elizabeth, Victoria and this week's guest Meghan Hubner.   Please enjoy the show!   Meaghan on: Instagram: https://www.instagram.com/meghanhubner/ Facebook: https://www.facebook.com/meghanhubner?mibextid=LQQJ4d Web: www.meghanhubner.com

On to this week's guest! Award-Winning Real Estate Investor, Coach, Speaker, Educator & Proud Entrepreneur, my old friend Elizabeth Kelly who tells it like it is.  Elizabeth shares about her wins and losses in real estate.  She's been an active leader in the community for nearly 20 years and is here to tell us about how we Canadian real estate investors can be resilient, what she sees for our collective futures in real estate and she's hosting the 3rd annual Real Estate Resilience Business Edition of the summit on September 28-29th.   Myself and SHARE are proud sponsors of the summit. I will be joining an expert panel on USA investing with friend of the show Glen Sutherland.  My wife, the lovely Cherry Chan will be a speaker as well and I'm super excited for the other speakers as well. On today's show Elizabeth shares her personal journey from mega real estate investor to entrepreneurship adjacent to real estate, the challenges of affordability for investing in local markets even after learning the hard way when back in 2010, she bought 100+ units and struggled with systems and operations. Any and all investors should give this episode a listen to learn how to both win in real estate and to avoid losing which IMHO is another way of winning. For more information on the Real Estate Resilience summit go to: https://realestateresilience.ca/   Please enjoy the show.  

Mike Beer is is an owner of a real state investment company Mike Beer Investments. They have developed an investing system that has been working for well over a decade and invest in apartment buildings in Canada. His mission is to enable each of his investors to provide their families with the financial future they truly deserve. In the past he was a professional ski instructor and scuba divemaster. Now he focuses on coaching for charity, ice water plunges, health, and loves personal self development. Website to contact: https://www.mikebeer.ca/