Podcasts about 35k

In this Meaningful Money Q&A episode, Pete Matthew and Roger Weeks answer six listener questions on UK personal finance - from gifting money to children using the 'normal expenditure out of income' rules to whether ISA withdrawals can support one-off big spends. They also cover pension consolidation and FSCS protection, investing while living abroad, how DB pension accrual affects SIPP annual allowance, and how to bridge the gap to State Pension without over-relying on AVCs. Finally, they tackle the practical steps to opening a Stocks and Shares ISA - and how to get started with confidence. Practical, jargon-free guidance for UK savers and investors navigating pensions, ISAs, tax and retirement planning. Shownotes: https://meaningfulmoney.tv/QA53  02:35  Question 1 Hi Pete and Roger, I have followed meaningful money for around 6 years now and it has been an invaluable source of sensible advice which I have followed. This has left my wife and I in a very good situation for retirement as you will see below. You deserve an MBE at least!. Love the double act with Roger as well. I am 62 and my wife is 60 years young. Our total pensions will be around 35K a year which is all we need for our basic living cost and general going out etc. We have a house worth £750K with no mortgage and no debts. I have a DC pension around £920K and my wife around £650K and our two boys have just moved out of our house and so we are now retiring and relearning life B.C. (Before Children). I have begun looking into gifting them money out of excess income. I like the idea of giving with warm hands - and strangely so do my boys! Putting our scenario into google gemini, using UFPLS with regular drawdowns and keeping within the current 20% tax band we could each have around 50K income after tax over the next 30 years. Really cannot see us spending more than 40K/year travelling and this will certainly reduce in time as we get older and so will give the increasing excess to our kids. To keep HMRC documentation simple (hmm) we plan to use our joint account to give gifts to the boys but I am guessing that we will need to prove to HMRC that we have equal income to do this? So my wife will take 8.5K less from her DC pension than I from mine. I hope this all makes sense. I presume if our incomes were not balanced we would have to pay out from our individual accounts and document both for HMRC purposes? In addition I have 200K and my wife around £150K in ISAs and savings . I know we can each gift 3000/year from the ISA as well as using excess income from our pension. Again, I asked google gemini about this and apparently I can use the ISA for certain capital payments. Eg a) to buy a new car b) redo bathroom/bedroom c) a large holiday  Not sure what would be the position if we said our largest holiday each year is paid from an ISA and any other holidays are from our pension income and we still gift excess to the kids? - seems a very grey area. I am sure in time HMRC will look closer into this area. So I think it will be sensible to still use the ISA in the next few years and not take everything from the pension and possibly change to funds from accumulation to income as well? One last thought as all this is based on the current tax rates. The IHT rate NRB has not changed since 2009 and would be worth around £530K today and I am presuming there will be increasing pressure to raise this given house price growth and especially after 2027 when pensions are included in the estate for IHT? Best Regards, Bill   09:37  Question 2 Dear Pete and Roger, I can't thank you enough for the excellent free content you put out into the world. I recently got diagnosed with a degenerative condition which will affect me and my family down the line. Your podcast has inspired me to take control of my finances including putting the right protections (insurances) in place and using investing to help navigate a more uncertain future - THANK YOU! The information is accessible and you guys make me chuckle as I go about my day! My question... I am keen to make my life easy when it comes to managing my finances but I have hit a wrinkle in my plan. My preference would be to consolidate my pension into as few pension accounts and underlying funds as possible.  To me the levels of protection available through the FSCS seem too low to be compatible with keeping a pension all with one provider. Am I missing something? How do you think about balancing this risk, without ending up with lots of pension accounts with different providers? Additionally, I have been selecting the same low cost All-World tracker ETF across my family's ISAs and SIPPs, is this inherently risky too and should I aim to use different fund providers (perhaps that aim to achieve the same investment objective). Anyway, I may be being overcautious here or be misunderstanding the level risk but any reassurance would be greatly appreciated. Thank you again Andy   18:24  Question 3 Hi Roger and Pete, I'm 32 and I've been listening the podcast for a few years and the advice (particularly about investing) has helped me immensely. I have a question about investment portfolios when moving abroad. I moved away from the UK 2.5 years ago, at which point I stopped investing into Vanguard and moved to Interactive Brokers. I still have a decent amount invested in Vanguard, but I'm not sure whether it makes sense to consolidate everything into one platform or keep it split over two. I don't have any immediate plans to return to the UK, although I imagine I will eventually. Do you think it makes any difference in how the investments are split, or am I worrying about nothing? Thanks for sharing any of your *thoughts* and perhaps clearing this up for me. Keep up the amazing podcast, Michael (originally from Cornwall!)   21:23 Question 4 Hi Pete and Roger I recently discovered your podcast and am working my way though the back catalogue! I am finding it extremely informative and it is helping me demystify a subject I have found confusing for a long time, so thank you. My question is how do I calculate the amount I can contribute annually to my SIPP whilst also contributing to a DB pension and AVCs (£200/month)? My annual gross salary is £25744. I opened the SIPP to give me flexibility to retire earlier than 67 when I intend to access my DB pensions (as well as my current local government DB pension I have a deferred University DB pension from previous employment), ideally between 60-62, and access the SIPP along with my S&S ISA to bridge the gap. Thanks, Melanie   27:28 Question 5 Hello Pete & Roger, I'm a long time listener and as a result in far better financial shape than I was for many years, thank you. In work I am often akin to the Shawshank Redemption character Andy Dufresne as I find myself offering financial or pension scheme advice to colleagues. This advice ends with recommending your good selves and the knowledge repository that is the Meaningful Money archive and books! I am 56 and just over 4 years from my planned early retirement at 61,  when I will have 36 years contributing into a company DB pension. I plan on taking this in a stepped format (with PCLS) to offer a higher initial payment until my state pension starts 6 years later at 67. To maintain basic rate income tax, I am paying my maximum matched pension contributions plus AVC's through salary sacrifice (until 2029) to keep just under the 40% tax limits. My wife will be solely reliant on her (full) State Pension having not contributed to a personal pension, she will receive this when I am 64, meaning our combined funding danger zone will be around 3 years during which we may need funds to top up our income either from the PCLS pot or ISA savings to this final combined total, "our figure". So my question: You repeatedly talk about retiring with options such as having pensions, ISA's and savings etc. but I am concerned my pension and AVC fund will be totally concentrated with little else. After maximising the pension and AVC contributions it looks likely I will not contribute enough to fund a savings pot that could comfortably cover the 3 year danger zone. Will this pension / AVC concentration matter? Should I continue paying the AVC's to avoid higher rate tax on my income and recovering tax rebate into the AVC pot? To me this makes sense, but would funding a savings pot give us flexibility to fund our pension gap somehow that I am missing, and do I need to target an ISA or other savings pot in my remaining working years. This prospect would feel like not living for today, but retirement is in touching distance so might it be worthwhile? Many thanks & best regards, Tim   34:52  Question 6 To the Bruce Springsteen and Little Steven of the financial world! Hi guys my name is Cam, I'd just like to say you guys are absolutely fantastic at what you do, the knowledge you provide is genuinely incredible and immensely helpful. I think I speak for all your listeners when I say without your podcast there would be a lot of people struggling with personal finance! Keep up the good work Pete and Rog! I am 27 years old, 17 months ago I quit my 9-5 and started my own dog walking business, I have since trained to become a dog trainer too. My business has gone from strength to strength and I'm very proud. However the change from going from a wage structure to a varied income per month has been a tough adjustment especially when saving and wanting to invest and so on. I contribute to my pension each month, I pay into a LISA each month (for a first time home) the only thing I don't do is pay into a stocks and shares ISA. Firstly how do I open one? I have listened to your podcast for well over 2 years now and have listened to the majority of the back catalogue, I feel like I know what to do but it's a genuine fear that's stopping me from opening one. I don't know how to explain it - it's almost like my head is telling me 'don't open one you'll mess it up.' Is it literally as simple as sign up to a provider, open an account, add money in each month? I feel stupid saying I'm fearful of opening one but I genuinely am! The last part of my question is simply is there anything else I should be doing that I'm currently not?  Insurance wise I have income protection and the necessary insurances for my business. Thanks once again you absolute legends! Cam Boring Money ISA Comparison: https://www.boringmoney.co.uk/compare/stocks-and-shares-isas/ 

ETP#220 is the part two follow-up to last week's episode, and this is the one we really wanted to get to. We ran out of road last week before doing CrossFit Pacific Beach any justice, so this episode picks right back up there and runs all the way through the rest of the arc: going online, the failed business that taught Bryan everything, the origins of Straker Nutrition, building Undefeated, and Aaron winning his pro card on the first try.The throughline is the same as part one. Spotting the gap in the market before anyone else does, putting in the reps when no one's watching, leaning on the people around you, and making things so simple it'd be unreasonable to screw them up. A lot of what looks like luck in hindsight is really just opportunity meeting preparation, over and over again.Before we get into it, Aaron's got some big news that we're both pretty fired up about.Covered in this episode:Big news: a little baby Straker (a boy) is coming in December, and Bryan's headed to Steamboat to celebrate his wife's birthday, twelve years after the trip that made him want to move to the mountains in the first placeUpdates: new Paragon hypertrophy cycles starting 6/22 with the core challenge, and a reminder on Good Labs (code STRAKER for an additional 20% off the cheapest labs in the US)How CrossFit PB built its reputation as the gym where everyone was actually jacked, and why Bryan refused to just do CrossFit for the sake of CrossFitThe first real business goal: getting to $35K a year each so they could quit their day jobs, and the absolutely brutal 5:30am-to-midnight grind it took to get thereSharing a wall with an urgent care, opening a second location as a safety net, then maxing out bothWhen the love started fading: the CrossFit burnout, the animosity with Anders, the balloon rent payment, and the slow unwindGoing online before it was a thing, building Evolved Training Systems, and spotting the price gap in the marketThe failed business (Active Traveler Network) and why underpricing the market and failing taught Bryan everything he needed to succeed laterJenny's "I'm not rolling any fucking dice, I'm making this happen" moment and how reframing it took failure off the tableThe COVID inflection point: dumbbell-only programs ready to go the day the world shut down, and why removing everyone's excuses produced better resultsThe origin of Straker Nutrition: spotting the gap between female-led coaching and male bodybuilding prep, and serving the people in the middleBuilding Undefeated around equipment because bodybuilders build better gyms than businessmen doThe pro card: going from "natural Aaron who said he'd never compete" to winning on his first attempt, the TRT goal physique that left him feeling empty, and the pressure Jackson put on himStructuring the prep like a pro, turning the brain off, and the "crack in the dam" philosophyWhy posing is the worst, and using accountability to your circle as the thing that actually drives youClosing thoughts: don't fear failure, expand your network, and drop the ego that keeps you from hiring a coachTimestamps: 00:00 Intro: Chasing Big Goals Part 2 00:55 Updates + Bryan's Big Party Weekend Recap 01:35 Steamboat Springs and the 12-Year Mountain Dream 03:15 Aaron's Big News + Good Labs Reminder 05:05 How CrossFit PB Differentiated on Training 06:50 Bodybuilding First, Metcon Second 11:25 The First Business Goal: Quitting the Day Jobs 13:30 Two Locations, the Urgent Care War, and Maxing Out 14:10 Falling Out of Love: Burnout and the Unwind 16:50 Going Online and Building Evolved 20:00 The Paragon Partnership and the COVID Surge 24:00 The Failed Business That Taught Him Everything 26:30 Jenny's "I'm Not Rolling Dice" Reframe 28:50 The COVID Inflection Point for SNC 33:30 Lockdown Life and Spotting the Software Exit 35:00 The Origin of Straker Nutrition 39:00 Building Expertise (and Hiding in Education) 40:00 Building Undefeated Around Equipment 42:30 The Pro Card: From "Never Competing" to First Try 43:00 The TRT Goal Physique That Left Him Empty 45:30 Deciding to Prep + Jackson's Pressure 47:00 Structuring the Prep Like a Pro 48:30 Making It Too Simple to Fail + The Crack in the Dam 51:30 Why Posing Is the Worst 55:00 Get Your Circle on Your Side 56:00 Closing Thoughts: Network, Ego, and Hiring a Coach Work 1:1 with Aaron ⬇️https://strakernutritionco.com/nutrition-coaching-apply-now/Done For You Client Check-In System for Coaches ⬇️https://strakernutritionco.com/macronutrient-reporting-check-in-template/Paragon Training Methods Programming ⬇️https://paragontrainingmethods.comFollow Bryan's Evolved Training Systems Programming ⬇️https://evolvedtrainingsystems.comFind Us on Social Media  ⬇️IG | @Eat.Train.ProsperIG | @bryanboorsteinIG | @aaron_strakerYT | EAT TRAIN PROSPER PODCAST

What does it really take to start a product-based business from scratch and grow it into something that reaches international markets?In this episode, I'm joined by Jason Harvey, founder of Common Coffee, a specialty coffee roastery based just outside Edinburgh that now supplies wholesale customers, retail consumers, and international markets including Dubai and the US.Jason's journey didn't begin with a perfect business plan. It started with an events business, a chance moment at a music festival, and a willingness to follow curiosity rather than certainty.We talk about how Common Coffee was built from the ground up, including how Jason went from refurbishing a forgotten coffee roaster in a Scottish workshop to launching at the London Coffee Festival just six weeks later.This is a conversation about momentum, decision-making, and what really happens after you “launch” a business.One of the biggest themes in this conversation is that building a product business takes far longer than most people expect.Jason shares how early momentum came from action and deadlines not perfection and how real growth comes from staying consistent long after the launch moment.We also talk about how setbacks don't always block progress. In Jason's case, a £35K packaging error became the unexpected catalyst for expanding into the US market.Find Jason Here: Website - https://commoncoffee.co.uk/Facebook - https://www.facebook.com/iicommonInstagram - @iicommonLinkedIn - https://www.linkedin.com/in/jason-harvey-a28721198/ & https://www.linkedin.com/company/common-coffee/?viewAsMember=trueYoutube - https://www.youtube.com/@BedofRoastersLET'S CONNECTFollow me on YouTubeFind me on InstagramWork with me Buy My Book: Bring Your Product Idea To LifeIf you enjoy this podcast, and you'd like to leave a tip, you can do so here: https://bring-your-product-idea.captivate.fm/supportChapters:00:00 Introduction to Jason Harvey and Common Coffee01:01 How a coffee roastery started from an unexpected opportunity09:10 Taking a business idea from concept to launch in six weeks11:58 Why deadlines create momentum in a startup15:35 Building confidence through community and loyal customers17:29 Expanding internationally through trade shows and networking19:54 Growing wholesale and online sales together27:49 Working with family and building the right team35:15 Turning mistakes into opportunities38:41 Advice for anyone thinking about starting a business43:09 What Jason would do differently if he started again44:51 Jason's number one piece of advice for product business ownersMentioned in this episode:Amazon Made Easy is now openMy membership, Amazon Made Easy is now open. It's a membership for people who are selling on Amazon (or planning to) and want regular access to support, somewhere to ask questions and talk things through, and a bit of structure and accountability as they grow. Inside, there are live Q&A calls, optional co-working sessions and a small, supportive community. Find out more: https://vickiweinberg.com/membership membership

Jeff Nadu faces backlash after a betting screenshot from a Novig post goes viral, with viewers zooming in on what appears to be a $1.06 wager and sparking criticism over how he presents himself as a sports bettor. The situation escalates as the screenshot spreads online, fueling debate around credibility, unit sizing, and perception in public-facing betting content. Meanwhile, a $35K crypto dispute involving a university student raises questions around platform rules, interpretation of written terms, and accountability in high-stakes markets. The episode also reacts to the latest storylines from the NBA and NHL Finals. Jacob Gramegna is joined by Rob Pizzola, Geoff Fienberg, and George Tsilfidis on Circle Back, presented by ProphetX, to break down all three storylines. The crew reacts, debates, and unpacks the controversy, providing sharp takes and real-time analysis across sports betting, crypto disputes, and the NBA and NHL Finals.

Most wholesalers skip over sellers who won't take a deep discount, but Rich Wonders built an entire nationwide novation real estate business out of exactly those leads. Rich is the Novation King, and he's got hundreds of wholesalers closing novation deals with an average fee around $35K using his step-by-step novation real estate process. In this episode he walks through his full three-phase novation in real estate strategy for getting sellers on board, finding the right listing agents, and avoiding the mistakes that blow deals up. If you've been wondering what is a novation in real estate or how novations real estate deals actually work, this is the episode. Ryan also brings a live novation deal to the table and Rich breaks down the numbers in real time.   KEY TALKING POINTS: 0:00 - Intro 0:33 - How Rich Wonders Became The "Novation King" 2:01 - Novation Deals 5:40 - How He Was Almost Homeless 6:40 - Learning Novations & The Numbers 10:28 - Mini-Masterclass On Novations 18:03 - Interviewing Agents 20:32 - Novation Myths & More Tips 29:47 - Ryan's Current Deal 36:17 - Closing Thoughts 37:32 - Outro   LINKS: Instagram: Rich Wonders https://www.instagram.com/novationking/   Links: Rich Wonders https://linktr.ee/richwonders/   Instagram: David Lecko https://www.instagram.com/dlecko   Website: DealMachine https://www.dealmachine.com/pod   Instagram: Ryan Haywood https://www.instagram.com/heritage_home_investments   Website: Heritage Home Investments https://www.heritagehomeinvestments.com/

In this episode, Hall Martin and Kat DelGaudio host a Ten Capital investor education session highlighting how Ten Capital connects growth startups with accredited investors through relationship-driven events and coaching, and they point attendees to tenthcapital.group/events and a QR code for startups seeking to raise. Hall introduces Ava, Ten Capital's AI venture assistant on startupfundingespresso.com, built from over 500 blogs, podcasts, and calculators to answer startup funding and investing questions. The investor panel features Vadim Balashev of Viaduct Ventures, a Series A B2B AI-focused VC writing roughly $500K checks, and Nola Masterson of Portfolia, a venture fund with 2,000+ investors (about 90% women) across 14 funds and $70M deployed in areas including women's health, active aging, and sustainability. Founder Nathan Monte pitches Enamel Pure's $35K laser-and-camera hygiene device that cleans plaque, hardens enamel as a fluoride replacement, whitens via a mouth guard, and creates 2D/3D dental scans for AI-driven diagnostics and aligner measurement files; he cites FDA clearance, distributor-led go-to-market, per-procedure recurring revenue, and an upcoming $8M Series A at a $32M pre after finishing a $1.5M round. ________________________________________________________________________ For more episodes from Investor Connect, please visit the site at: http://investorconnect.org Check out our other podcasts here: https://investorconnect.org/ For Investors check out: https://tencapital.group/investor-landing/ For Startups check out: https://tencapital.group/company-landing/ For eGuides check out: https:/_/tencapital.group/education/ For upcoming Events, check out https://tencapital.group/events/ For Feedback please contact info@tencapital.group Please follow, share, and leave a review. Music courtesy of Bensound.

After twenty-four years in law enforcement as a Captain, Tavis made a mid-career change into tech that translated his public sector experience into a $35K pay increase. The story of how he made the jump from a long-tenure law enforcement role into a Sales Engineer position is the kind of executive career change most people in his position assume isn't possible. He had to work through the fear that his background would be a strike against him, the doubt about whether his transferable skills would carry into the private sector, and the years of quietly considering the move before he actually did it. What he found on the other side was that the skills he'd spent two decades building were exactly what tech hiring managers were looking for, once he knew how to talk about them. In this episode: What Tavis was telling himself to stay in law enforcement, and when he stopped believing it The Clifton Strengths work that gave him clarity on what he actually wanted next The negotiation that landed a $35K pay increase on top of an already-strong offer   Our book, Happen To Your Career: An Unconventional Approach To Career Change and Meaningful Work, is now available on audiobook! Visit  happentoyourcareer.com/audible to order it now! Visit happentoyourcareer.com/book for more information or buy the print or ebook here! Want to chat with our team about your unique situation? Schedule a conversation   Free Resources What career fits you? Join our free 8 Day Mini Course to figure it out! Career Change Guide - Learn how high-performers discover their ideal career and find meaningful, well-paid work without starting over.   Related Episodes Designing Career Experiments and Testing New Careers (Spotify / Apple Podcasts) Executive Burnout: Making A Midlife Career Change (Spotify / Apple Podcasts)

Walmart's strategic pivot is a seismic shift in retail logistics. With over 4,600 stores in the U.S., most within ten miles of 90% of Americans, Walmart's store-as-warehouse model is a direct challenge to Amazon's fulfillment dominance. Neil Twa dives into how this impacts sellers at every level. Meet a home organization seller doing $35K/month on Amazon, now rethinking their strategy. Neil outlines three actionable moves for sellers: audit your Amazon fulfillment dependency, diversify your channel mix, and leverage local fulfillment advantages. Whether you're just starting or scaling past $1M/month, these insights are crucial. Listen to The High Voltage Business Builders Podcast to navigate this retail revolution.

Welcome back to The Pre Nup, the podcast where we talk honestly about love, weddings, and everything in between. This week, Adriana sits down with Dr. Love Lea — an Ivy League-trained couples therapist with a PhD in clinical sexology — to talk about the part of getting married no one prepares you for: the actual marriage. We spend so much time obsessing over the dress, the venue, and the seating chart — but how much time are couples actually spending preparing for life after "I do"? Dr. Love Lea breaks down why premarital coaching can lower your odds of divorce by 31%, what to actually talk about before you walk down the aisle, and why the "if it ain't broke, don't fix it" mindset is one of the biggest threats to a modern marriage. From intimacy and communication to conflict, money, in-laws, and the conversations most couples are too scared to have — Dr. Love Lea brings real, modern, judgment-free advice that meets couples where they're at. Whether you're religious, spiritual, secular, or somewhere in between, this episode is a must-listen for anyone who's engaged, newly married, or dating with intention. If you're searching for premarital counseling tips, advice for engaged couples, or how to build a marriage that actually lasts — this episode is for you. Episode Highlights • Why couples spend $35K on the wedding and $0 on the marriage — and how Dr. Love Lea wants to flip that • The statistic every engaged couple needs to hear: how premarital coaching cuts divorce risk by 31% • Premarital counseling vs. religious pre-Cana: what's the difference and do you need both? • The "if it ain't broke, don't fix it" myth and why it's quietly hurting your relationship • How often healthy couples are actually having sex (and why quality beats quantity) • The fights that seem stupid but mean something deeper • How to have hard conversations without making your partner feel attacked • Why Dr. Love Lea treats the relationship as one body — not two sides • Wedding vendor tip: why an extra pair of comfortable shoes is non-negotiable on your wedding day Find Dr. Love Lea: Instagram: @DrLoveLea / Website: drlovelea.com

“I just had to always remind myself: be yourself, put in the work, stay present, and trust that it gets better as you go.”My guest for today's episode is Sharon Lokedi: the back-to-back Boston Marathon champion. Last month, she became only the second athlete since 1994 to win Boston in consecutive years, crossing the finish line in 2:18:51 for her second straight crown. The way she won it was extraordinary: she sat patiently through a 19-woman lead pack, waited until the hills, and then between 35K and 40K ran a 14:48 5K split — faster than the NCAA outdoor 5K record set on the track just two days earlier. She won by 44 seconds.Sharon won New York in 2022, finished 4th at the 2024 Paris Olympics, won Boston in 2025, and again in 2026. She has become one of the most complete competitors in the women's marathon — someone who doesn't need the fastest time on paper to believe she can beat anyone in the field on race day. She also ran the entire race on a borrowed Garmin because she left her own watch at the hotel and only realized it on the bus ride to Hopkinton.In this conversation, Sharon walks through the build, the pressure of returning as defending champion, and how she managed the expectation while staying grounded. She takes us inside the race itself: covering early moves, reading the hills, using the lead car as her focal point during that extraordinary 35-40K surge, and the moment she finally let herself enjoy it on Boylston Street.We also get into what it means to her to inspire other women and how she got to throw out the first pitch at Fenway Park.____________Host: Chris Chavez | ⁠⁠@chris_j_chavezGuest: Sharon Lokedi | @shazrineProduced by: Jasmine Fehr | ⁠⁠⁠@jasminefehr____________SUPPORT OUR SPONSORSXENDURANCE: When you finish a hard workout, the work isn't actually done. That's when recovery starts. Xendurance Protein is designed specifically to help your body recover, rebuild, and get stronger after training. It combines four different types of protein, so your body gets both fast absorbing protein for immediate recovery and slower release protein to support muscle repair over time. ⁠⁠Check it out at Xendurance.com and use code CITIUS for 25% off your first order.WAHOO: With the Wahoo KICKR RUN, you can simulate the exact Boston or London Marathon course right in your own home. You can also use the run free mode, which uses sensors to automatically match the belt speed to your stride. No buttons, no interruptions, no breaking your flow. ⁠When you use code CITIUS at checkout, you'll also get a free KICKR Headwind Smart Fan. Check it out today at wahoofitness.com.VELOUS: VELOUS makes recovery footwear designed to help runners bounce back faster between sessions. Their sandals feature Tri-Motion™ Technology: a technical three-density foam system and contoured footbed engineered to cushion impact, support your arches, and help your toes stretch and relax on every step. They keep your feet and legs properly aligned after you put in all of those weekly miles. Run. Recover. Repeat. with VELOUS! Get 20% off your VELOUS order with code CITIUSMAG20 at checkout including FREE Shipping!

What happens when a Microsoft Marketer takes TikTok-style humor to LinkedIn?  Viral growth, 35K+ followers, and a whole new playbook for B2B content. Daniel sits down with Heike Young, former content leader at Microsoft, Salesforce veteran, and one of LinkedIn's most recognizable creators. Heike has built an engaged audience by proving that professional content doesn't have to be boring. Heike opens up about her journey: from editing For Dummies books and running social at Salesforce, to reinventing herself as a LinkedIn video creator who blends humor, relatability, and practical insights. You'll hear: - Why low-fidelity, authentic content often outperforms polished, high-budget productions. - How to bring humor and personality into B2B without losing credibility.  The step-by-step playbook for individuals who want to build their personal brand on LinkedIn. If you're planning on scaling your B2B brand through social content, this is the episode for you.  Wrike brings structure, visibility, and accountability to work, so companies can make better business decisions, improve efficiency, and reduce risk. Learn more at⁠ wrike.com/tmm Follow Heike: LinkedIn: https://www.linkedin.com/in/heikeyoung/ Follow Daniel: YouTube: https://www.youtube.com/@themarketingmillennials/featured Twitter: https://www.twitter.com/Dmurr68 LinkedIn: https://www.linkedin.com/in/daniel-murray-marketing Sign up for The Marketing Millennials newsletter: www.workweek.com/brand/the-marketing-millennials Daniel is a Workweek friend, working to produce amazing podcasts. To find out more, visit: www.workweek.com

In this episode, Chris sits down with Nat Eliason - founder, writer, and now launching Alpha High, a new entrepreneur high school in New York City. Tuition is $150K a year. The promise: every student hits a million dollars in gross profit by graduation, or the family gets their tuition refunded. The first class is around 20 freshmen. The day is split between AI-driven academics in the morning and business building the rest of the day. This is also the same Nat Eliason who in his spare time built Felix - an AI agent he gave a Stripe account, an email, and an X handle, then told to launch a business overnight. Felix has done $60+K in sales since. Nat has not touched the code. They discuss: - Why the "game of school" is kayfabe and what's finally breaking it - The 16-year-old flying out to California to run short-form video for Al Pacino's new movie - The Munger inversion behind Alpha's curriculum: "why would these kids fail?" - What businesses a 14-year-old should and shouldn't build (and the $500/month software budget) - How Nat masters a new domain every two or three years, and why his $35K smart-contract loss accelerated him faster than caution would have - Felix - what "zero human" actually looks like, and the rules Nat set up to keep himself out of it - The day Anthropic shut off Open Claw and Alpha students reverse-engineered a proxy workaround in hours - Why the founding fathers wrote the Declaration in their early 20s, and what we forgot about teenagers Timestamps (05:55) What Alpha Does Differently From Conventional Schools (11:48) Playing the Fake Game of School (21:46) How Nat Masters New Domains (32:18) Open Claw Deep Dive (43:50) Building the Alpha Entrepreneurship Program (51:43) Freshman Year Structure at Alpha School (1:00:23) How Students Can Pitch for Equity or Debt Funding (1:04:08) Why Establish a New York Location for Year One (1:11:15) Nat's 10-Year Vision (1:15:11) AI as a Force Multiplier for Teenage Founders (1:16:15) How Alpha Students Quickly Reverse-Engineered a Workaround After Open Claw Went Down (1:24:13) Teen-Parent Conflict as a Symptom of Infantilization Support our Sponsors Collateral Partners: https://collateral.com/fort Chris on Social Media: X: https://x.com/fortworthchris Instagram: https://www.instagram.com/thepowerspodcast LinkedIn: https://www.linkedin.com/in/chrispowersjr/ Visit our website: https://www.powerspod.com/ Leave a review on Apple: https://bit.ly/45crFD0 Leave a review on Spotify: https://bit.ly/3Krl9jO

Think you need more experience before you can get paid to speak? Think again. In this episode, I sit down with Jess Ekstrom, a Forbes Top Rated Speaker, to break down how to turn your lived experience into paid speaking opportunities. Jess shares how she went from speaking for a slice of pizza to commanding $35K per talk. We also dive into the shifts that get you booked, how to think about pricing without tying it to your self-worth, and how to optimize your online presence so opportunities come to you. Get ready to create a signature message that people want to book. Check out our Sponsors: Granola - Granola is an AI-powered notepad built for the way real people actually meet. Get three months free at http://granola.ai/earn. Shopify - Try the ecommerce platform I trust for Glōci, Sign up for your $1/month trial period at http://Shopify.com/happy Indeed - Spend less time searching, and more time actually interviewing candidates who check all your boxes. Indeed is giving Earn Your Happy listeners a $75 SPONSORED JOB CREDIT to help get your job the premium status it deserves. Just go to http://Indeed.com/podcast right now and support our show by saying you heard about Indeed on Earn Your Happy. Rella - Rella is a project management platform built specifically for social media managers and teams. Go to http://getrella.com and use code EARN for 10% off your first three months or annual plan. HIGHLIGHTS 00:00 Why people can't book you if they don't know you're a speaker. 08:30 How did you get into speaking? 11:45 The massive pay gap between male and female speakers. 15:00 The mindset shift that helps you confidently raise your rates. 17:30 How to identify your signature message. 25:00 Tips to handle fear, nerves, and worst-case scenarios on stage. 32:30 How to think about pricing without attaching it to your worth. 35:30 When do you say yes or no to free speaking? 38:00 Why you don't need to be an expert to start speaking. 40:00 Step-by-step framework for a signature message. 46:00 Ways to optimize your profile for opportunities. RESOURCES Join Jess's Mic Drop Workshop to become a paid speaker HERE! Start with Jess's FREE speaking training HERE! Text “HYPE” to get weekly mindset + speaking tips from Jess - 704-228-9495 Pre-Order Jess's book Making It Without Losing It HERE! Apply for the Elite Entrepreneur Mastermind HERE! Get on the waitlist for Mentor Collective Mastermind HERE! Try glōci for 40% off your first order with code HAPPY at checkout - head to getgloci.com FOLLOW Follow me: @loriharder Follow glōci: @getgloci Follow Jess: @jess_ekstrom

Chris Chavez is back from Boston and joins Preet Majithia to break down one of the most historic days in Boston Marathon history with near-perfect racing conditions, a course record, five men under 2:04, and a dominant back-to-back title defense. But first, the guys knock out a loaded week of track results before getting to the marathon.On the sprint side: Noah Lyles opens in 19.91, Elaine Thompson-Herah returns to the 100 with a 10.92 in her first race at the distance in nearly two years, Michael Norman makes his comeback, and Gabby Thomas heads to Ethiopia chasing sub-11 in a headwind.In the NCAA, Simeon Birnbaum breaks the collegiate 1500m record at Hayward Field with a 3:31, and Jane Hedengren breaks the outdoor 5000m record at Bryan Clay with a 14:50.World Athletics rejected 11 applications for transfers of allegiance, including Roje Stona, Jaydon Hibbert, Brigid Kosgei, and Favour Ofili, all linked to Turkey's pay-for-play recruitment scheme.On the Boston Marathon: John Korir runs 2:01:52 for a course record, negative splitting with a 60:02 second half. Alphonce Felix Simbu out-sprints Benson Kipruto on Boylston for second. Zouhair Talbi runs 2:03:45, the fastest ever by an American citizen on any course, with Charles Hicks running 2:04:35 in just his second marathon. We explain the record confusion. On the women's side, Sharon Lokedi defends her Boston title, running a 14:48 split from 35K to 40K to put the race away — a segment faster than her own 5K track PB. Jess McClain is top American again, this time covering moves instead of waiting to pick off the dead. And the Americans had their best collective day in recent memory, with Annie Frisbie, Carrie Ellwood, Elena Hayday, Kodi Kleven, and Amanda Vestri all posting big personal bests.We also debut our way too early U.S. Olympic Marathon Trials Power Rankings.You can read our Boston Marathon recap here.____________Hosts: Chris Chavez | ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@chris_j_chavez⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ + Preet Majithia | ⁠⁠⁠⁠⁠@preet_athletics⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠Produced by: Jasmine Fehr |⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠@jasminefehr⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠____________SUPPORT OUR SPONSORSWAHOO: With the Wahoo KICKR RUN, you can simulate the exact Boston or London Marathon course right in your own home. You can also use the run free mode, which uses sensors to automatically match the belt speed to your stride. No buttons, no interruptions, no breaking your flow.⁠⁠⁠⁠ ⁠When you use code CITIUS at checkout, you'll also get a free KICKR Headwind Smart Fan. Check it out today at wahoofitness.com.⁠⁠⁠⁠OLIPOP: Olipop's Tropical Punch tastes like a vacation in a can. It has the perfect balance of pineapple, passionfruit, mandarin, and apple. Every can contains their Olismart blend, which includes ingredients designed to support digestive health and help feed your gut microbiome. If you haven't had tried Olipop yet, grab a can and see what the hype is all about!⁠⁠ ⁠⁠⁠⁠Head to DrinkOlipop.com and use code CITIUS25 at checkout to get 25% off your orders.⁠⁠⁠⁠⁠⁠XENDURANCE: When you finish a hard workout, the work isn't actually done. That's when recovery starts. Xendurance Protein is designed specifically to help your body recover, rebuild, and get stronger after training. It combines four different types of protein, so your body gets both fast absorbing protein for immediate recovery and slower release protein to support muscle repair over time. ⁠⁠⁠⁠⁠⁠Check it out at Xendurance.com and use code CITIUS for 25% off your first order.

Stop Being a Crybaby: Are You Working the Deal or Waiting for a Miracle?The year is 2026, and the real estate market isn't what it was last year, let alone five years ago. If you find yourself struggling to close deals or complaining about a lack of funding, it's time for a serious reality check. In this episode, Scott Carson dives deep into the "mental side" of the business, stripping away the excuses that keep investors paralyzed. Whether you're a seasoned pro or a new realtor looking for distressed opportunities, the message is clear: Your success is directly tied to your marketing volume.Scott takes us back to his darkest days in 2009—living in a $400-a-month room, eating canned beans, and facing foreclosure himself. He didn't wait for a bailout or a "funding Jesus" to descend from the clouds. He hustled, expanded his market, and turned a desperate situation into a $35,000 wholesale win. If you're tired of being "sick and tired," this is the wake-up call you need to get off the sidelines and back into the game.Key Takeaways for the 2026 Market HustleExpand Your Horizons: Stop looking for deals in one tiny backyard. If your local area is dry, use the internet to market across multiple states where the inventory is actually moving.Fire Your "Old" Money Partners: If your previous investors refuse to fund distressed assets, sub-two deals, or non-performing notes, they aren't your partners anymore. You must go out and create new funding sources through aggressive networking.The 80% Rule of Sales: Most success happens after the fifth contact. Sending one email blast and giving up isn't marketing; it's laziness. You have to "carpet bomb" your message across Facebook, LinkedIn, and email databases.Leverage Case Studies: Even if you've only done a few deals, use them as proof of concept. Share your wins and your "near-foreclosures" as case studies to attract new investors.Show Up Where the Money Is: Stop avoiding the "scary" places. Go to local foreclosure auctions and REIA club meetings. The people bidding there have the cash you need; you are just one connection away from your next deal.Stop the Political Blame Game: Your bank account doesn't care who is in the White House. If you spend more time complaining about politics than you do skip-tracing leads, you are the reason you aren't succeeding.Dumbify the Deal: When presenting to new partners who don't understand the note business, break it down on a whiteboard. Show the numbers, the BPO, and the potential yield in simple terms.Conclusion: No Free LunchesAt the end of the day, you are where you are because of the decisions you've made. There is no "free lunch" in real estate. You have to be willing to make sacrifices—maybe that means stepping back from coaching soccer for a season so you can spend those two hours marketing your business.Remember Scott's $35K win: he didn't have the money to buy the note, but he had the "hustle jacket" on. He got the contract, marketed it everywhere, and closed the gap. Stop feeding yourself the "bullshit" that you aren't smart enough or good enough. Get beyond your comfort zone, take massive action, and remember: Chimichangas are for winners.Ready to get to work? Reach out to Scott, and let's see if you're ready to handle the tough questions.Watch the Original VIDEO HERE!Book a Call With Scott HERE!Sign up for the next FREE One-Day Note Class HERE!Sign up for the WCN Membership HERE!Sign up for the next Note Buying For Dummies Workshop HERE!Love the show? Subscribe, rate, review, and share!Here's How »Join the Note Closers Show community today:WeCloseNotes.comThe Note Closers Show FacebookThe Note Closers Show TwitterScott Carson LinkedInThe Note Closers Show YouTubeThe Note Closers Show VimeoThe Note Closers Show InstagramWe Close Notes PinterestGet Signed Up For the Next Note Buying Workshop HERE!

✅ FREE tool and training to grade properties instantly & spot winners faster: https://go.buildstrwealth.com/superpropertygrader

Starting early beats almost everything else in investing—and this episode drives that home with eye-opening math and a brand-new tool for jumpstarting a kid's retirement. Don and Tom break down the new “Youth Retirement Account” concept (government seed money plus family contributions), compare it to Roth IRAs and 529 rollovers, and show how relatively modest early contributions can grow into millions. Then they pivot to a listener question about a Nationwide indexed annuity and dismantle the sales pitch—exposing hidden commissions, capped returns, and why these products rarely deliver what they promise. It's a mix of optimism (you can set your kid up for life) and skepticism (don't fall for complicated insurance products pretending to be investments).0:00 The only near-guarantee in investing: start early, win big1:24 Compounding as the real “eighth wonder”2:28 Turning $50K in your 20s into ~$1M by retirement3:57 Introducing “Youth Retirement Accounts” (YRA concept)5:08 Government $1,000 seed + up to $5,000/year contributions6:59 Why waiting until 24 to access matters (tax rules)7:34 Converting to Roth and the path to ~$3M tax-free9:08 Total cost math: ~$135K to fund a lifetime retirement10:33 Why earned income + Roth IRA is still the gold standard11:40 529-to-Roth rollover strategy (up to $35K)13:06 Gifting strategies: how to ask family to fund accounts15:18 Why even small contributions can create huge outcomes17:37 Listener question: Nationwide indexed annuity pitch19:34 The “no commission” myth and surrender charges20:06 Participation rates, caps, and confusing index formulas21:34 Real-world returns: often 2%–5%, not market-like22:46 When annuities might make sense (SPIAs only)23:29 Why most annuities are sold, not bought24:57 Why RetireMeet doesn't travel well beyond Seattle26:05 How to submit listener questionsQuestions? Comments? Click!

Send us Fan MailJoel Kraut co-founded BRRRR Loans after losing $4.2 million in the 2008 crash. He had 144 properties at over 100% leverage when the market turned. Five tenants called the same day to say they couldn't pay rent.Today he runs one of the country's fastest-growing private lending shops, and he sees the DSCR lending industry doubling in size over the next three years.In this episode, Joel and Ed break down:- Why investors are rotating from Texas and Florida to Ohio, Kentucky, and the Midwest- How DSCR loans actually work (and why 1.0 coverage isn't enough)- The real math on leverage: why the smartest investors stay at 60% LTV or below- Why "relationship capital" matters more than real estate knowledge- What happened when Joel wired money on March 5, 2020 and the market froze- His $99 training modules vs. the $35K guru trap- The best advice he ever got: "Post that in 5 years. Shut up. Go back to work."Joel currently reads: Buy Back Your Time by Dan MartellConnect with Joel: brrrr.comReal Estate Underground is hosted by Ed Mathews of Clark St Capital.Elevista - Speed as a Service™Elevista Connect is the first AI-powered lead conversion system built for real estate investors. Heads up: If you find this week's book intriguing and you buy using our link, we receive a small commission that helps support the show. Thank you!

What actually creates your next level in business? Because from the outside, it's easy to assume it's strategy. A better funnel. A smarter offer. A new way of selling. But what if the real shift happens before any of that? In this episode, I'm taking you inside a powerful client transformation from $35K months to her highest month yet — $56K — and breaking down what truly changed. Because she didn't just tweak her strategy. She changed the way she saw herself, her work, and what she believed was possible. And that's what unlocked everything. Inside this episode: Why strategy alone wasn't enough to take her to the next level The hidden identity ceiling that was keeping her capped (even with premium clients) How self-doubt was quietly showing up in her sales and limiting her growth The shift from “fully booked and maxed out” to thinking like a scalable CEO What allowed her to start backing herself, her pricing, and her results at a higher level How identity work translates into real, tangible revenue growth JOIN THE UNAPOLOGETIC AUTHORITY WORKSHOP Check out Next Level Mastermind WORK WITH CHRISTINE: Download my CEO MONTHLY REVIEW Dashboard for free Buy my new book: Turn Impostor Syndrome Into Your Superpower Free Download: Capacity Calculator for calendar & income consistency Download: Consistent $10K Month Method Connect with Christine on Instagram https://www.instagram.com/christinecorcoran_coach/ Book a Discovery Call with Christine here Join the waitlist for the next round of Unstoppable Sales HERE Join the waitlist for the next round of NEXT LEVEL Mastermind HERE Christine's website https://christinecorcoran.com.au/

Send us Fan MailBig Alta didn't just crown winners, it showed how quickly short trail racing in the U.S. is leveling up. Rachel & James break down a heat-impacted weekend where the 28K delivered a course record and the 50K produced tight battles that came down to execution. Rachel shares what the Big Alta course feels like at speed, why the exposure changes everything late, and how she approached racing while pregnant, chasing smart goals and still competing hard.From there, we go global with skyrunning and the World Skyrunner Series, starting with the Trans Gran Canaria Marathon and then jumping to Rachel's trip to Chile for the Andes Mountain Sky Race. We talk real logistics and real terrain: travel delays, mandatory kit, high-altitude starts around 9,000 feet, and a mountain environment that turns “only 35K” into an all-day effort. We also dig into why South American athletes deserve more spotlight and how these races reveal a different skill set than fast, smooth trail formats.We wrap with a packed preview of Calamoro and the Gorge Waterfalls 30K and 50K start lists, then pivot to trail running sponsorship moves that made waves. Salomon's additions of Grayson Murphy and Tove Alexandersson, plus Arc'teryx signing Jane Maus and Kyle Richardson, spark a broader conversation about what brands value and how the sport treats athletes through life changes. Finally, we get into Sierre-Zinal separating men's and women's starts and why that small shift could dramatically improve fairness and flow on singletrack.If you like smart race recaps, skyrunning results, and the behind-the-scenes forces shaping trail running, subscribe, share this with a friend, and leave us a review.Follow Rachel on IG - @rachrunsworldFollow James on IG - @jameslaurielloFollow the Steep Stuff Podcast on IG - @steepstuff_pod

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15 years ago, Matt McCurdy had everything—a good corporate job, a great degree, and a path to a comfortable retirement…in 30 years. The problem? Matt didn't want to wait 30 years to live the life he envisioned, and spending three more decades on the “corporate treadmill” was looking increasingly bleak as the days passed. But within just five years, Matt escaped the cubicle life, replaced his income with rental properties, and then scaled up to 50+ rentals and financial freedom decades before traditional retirement age. How'd he get there so fast? The rental property “plan” Matt devised is something most investors ignore. This detailed strategy for acquiring rental properties helped him scale to millionaire wealth even without any prior experience. Matt's secret to supercharged growth? Buying rental “packages” that are often underpriced and ignored by most of the small landlords in your area.  Matt's sharing all his secrets today—how he scaled to 50+ units, how he bought 20 (yes, 20) rental properties with just $35K down, and the dangerous sewer line problem that you don't have to learn the hard way. In This Episode We Cover The rental property “plan” every investor needs to design before they start or scale up How to buy 10+ rental properties at once by investing in rental “packages” Quitting corporate in under 10 years? How Matt did it in just five years of real estate investing  The one big mistake Matt made on his first rental property (you can avoid it) An affordable housing investment that Matt is doubling down on as the middle class shrinks  And So Much More! Check out more resources from this show on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠BiggerPockets.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ and ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠h⁠ttps://www.biggerpockets.com/blog/real-estate-1255 Interested in learning more about today's sponsors or becoming a BiggerPockets partner yourself? Email ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠advertise@biggerpockets.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Learn more about your ad choices. Visit megaphone.fm/adchoices

GBH's Antiques Roadshow has a fair share of characters cross its set, but none like the towering, booming-voiced cowboy who attended the 2018 taping in Tulsa, OK.  With a rare red diamond ring, cowboy Jim sought to learn the gem's value. But would his $35K gamble pay off big? Join host Adam Monahan as he uncovers the mystery behind red diamonds and the improbable end to this story!

Send me a message Your content doesn't suck. But you're making two massive mistakes that are killing your reach.I'm speaking on a panel today about the biggest social media mistakes agents make, and I've been thinking about what actually separates content that works from content that dies in the feed. After coaching hundreds of agents and reviewing thousands of posts, it comes down to two things.Mistake #1: You're only focused on education.If it's only educational but not interesting or entertaining, you're missing the mark. The bar has gotten so much higher on social over the last couple years. Educational content used to be enough. Not anymore. There's a ton of great educational content out there, but if it's boring, nobody watches.You need edutainment. Education plus entertainment. Education plus personality.I'm not saying you have to dance or do goofy skits if that's not your style. But it has to be entertaining. You've got to figure out a way within your personality to make it fun.Be yourself plus 20%. Add a little energy. Add voice inflection. Show some personality. Stop overthinking it.I'll give you real examples in this episode:The pothole with googly eyes that went viralThe construction barrel "Utah State tree" post that got massive sharesHow to make educational content actually interestingMistake #2: The beginning of your content sucks.What people see and hear in the first 1-3 seconds is everything. You could nail the delivery later, but if you don't grab their attention upfront, they're scrolling.I break down the 3-step hook formula:Powerful opinion or bold statement (never introduce yourself, never tell them the topic)Context sentence (credibility that tells them why they should listen)Raise the stakes (make them feel the cost of leaving before the payoff)Example: Instead of "Today I'm going to tell you about FHA loans," try "I can get you in this million dollar house for 35K." They're like "what? how?" Now they're hooked.Visuals matter just as much as what you say. Colorful backgrounds. Movement. Show them, don't just tell them. Screen record Google Maps. Pull images from Google. Use AI to create visuals if you need to.This takes practice. Your next piece of content ***********************RESOURCES : Free "Clients From Social" Masterclass - Learn the new formula top agents are using on social media to attract 5+ new closings, month after month. REGISTER HERE: https://members.massiveagentsociety.com/free-masterclass-registration?utm_source=podcast_notes Massive Agent Society on Skool - My coaching community giving Realtors the exact blueprint (and handholding) to attract 5+ new clients, every single month. CLICK HERE: https://www.skool.com/massiveagentsociety Manychat PRO - Automate your Instagram DM's and Get 30 days of Manychat Pro for FREE - CLICK HERE REAL Broker - Learn how we can be business partners and build a business together @ ΓEA⅃ Broker- CLICK HERE PLEASE LEAVE A REVIEW on APPLE PODCASTS or SPOTIFY

This week I signed $35K in private coaching.And none of it came from some groundbreaking new strategy. It came from the invisible work. The boring stuff nobody posts about on Instagram because it won't get likes.In this episode, I'm breaking down what actually makes you money as a coach - the unsexy backend work that keeps revenue consistent and predictable instead of chaotic and stressful.If you're always chasing new eyeballs and ignoring what's already right in front of you, this one's for you.

Questions? Comments?Financial education is expanding nationwide—but much of it is still teaching speculation instead of investing. Don and Tom critique stock-picking contests, flawed risk frameworks, and misleading “active vs. passive” framing, while arguing for evidence-based investing and early Roth contributions as the true foundations of financial literacy. They break down the compounding power of a 529-to-Roth strategy, address custodial transaction fees when selling mutual funds, caution against performance chasing in emerging markets after a major rally, and help a caller navigate moving an elderly parent's CD out of a low-yield bank account. The through-line: education is powerful—but only if it's grounded in reality.0:04 Financial education expanding nationwide—but stock-picking contests still dominate curricula.2:14 Why stock games teach trading, not investing. Own the market instead.3:32 Federal Reserve curriculum critique—risk scales and “active vs passive” framing.6:10 Teach teenagers Roth IRAs early. Time is the superpower.7:36 Questionable risk ratings—growth stocks equated with collectibles.9:17 Efficient Market Hypothesis in plain English—luck vs insider info.10:45 529 plans and Roth rollovers—$35K opportunity.11:37 Compounding example—$35K to nearly $2M tax-free over 40+ years.15:43 Withdrawing from a Vanguard target-date fund—costs and custodian fees.20:07 Performance chasing—emerging markets surge after tariff ruling.23:13 South Korea's role and Avantis outperformance.28:40 Helping an elderly parent move a $200K CD—avoid automatic rollovers.Learn more about your ad choices. Visit megaphone.fm/adchoices

Financial education is expanding nationwide—but much of it is still teaching speculation instead of investing. Don and Tom critique stock-picking contests, flawed risk frameworks, and misleading “active vs. passive” framing, while arguing for evidence-based investing and early Roth contributions as the true foundations of financial literacy. They break down the compounding power of a 529-to-Roth strategy, address custodial transaction fees when selling mutual funds, caution against performance chasing in emerging markets after a major rally, and help a caller navigate moving an elderly parent's CD out of a low-yield bank account. The through-line: education is powerful—but only if it's grounded in reality. 0:04 Financial education expanding nationwide—but stock-picking contests still dominate curricula. 2:14 Why stock games teach trading, not investing. Own the market instead. 3:32 Federal Reserve curriculum critique—risk scales and “active vs passive” framing. 6:10 Teach teenagers Roth IRAs early. Time is the superpower. 7:36 Questionable risk ratings—growth stocks equated with collectibles. 9:17 Efficient Market Hypothesis in plain English—luck vs insider info. 10:45 529 plans and Roth rollovers—$35K opportunity. 11:37 Compounding example—$35K to nearly $2M tax-free over 40+ years. 15:43 Withdrawing from a Vanguard target-date fund—costs and custodian fees. 20:07 Performance chasing—emerging markets surge after tariff ruling. 23:13 South Korea's role and Avantis outperformance. 28:40 Helping an elderly parent move a $200K CD—avoid automatic rollovers. Learn more about your ad choices. Visit megaphone.fm/adchoices

Kareen Zahr is a leadership strategist, founder, investor, and keynote speaker known for helping high-performing leaders navigate uncertainty, pivot with intention, and scale sustainably. She's the creator of the Evolve methodology and the Hey Kareen On Demand AI coaching platform, and she serves as a business coach and advisor to fellows at the Tory Burch Foundation. With a background that spans fintech, mergers and acquisitions, and executive coaching—including consulting for firms like BlackRock—Kareen blends strategic rigor with human-centered leadership to help entrepreneurs and executives build wealth without sacrificing fulfillment. On this episode we talk about: Kareen's early money mindset and how her childhood shaped her financial discipline Climbing from $35K to $225K in five years—and what that rapid growth really cost Avoiding lifestyle creep and the “golden handcuffs” trap Transitioning from corporate executive to self-employed consultant to scalable CEO The 90/10 scaling strategy that helped her hit seven figures in under six months Top 3 Takeaways Don't let lifestyle creep trap you. Keeping fixed expenses low gives you the freedom to pivot, take risks, and build on your own terms. If you don't want to become the people above you, it's time to pivot. Looking up the ladder is one of the fastest clarity tools for your career. Shift from trading time for money to building leveraged offers. Scaling requires designing revenue models that don't depend solely on your hours. Notable Quotes “I'm never going to let the limitations of others become my own.” “Sometimes the chase for the money grab is not what actually fills you up.” “I realized I had employed myself—I gave myself a job.” Connect with Kareen Zahr: LinkedIn: https://www.linkedin.com/in/kareenzahr Instagram: https://www.instagram.com/therealkareenz Website: https://heykareen.com Money Mindset Workbook: https://heykareen.com/money-mindset  Travis Makes Money is made possible by High Level – the All-In-One Sales & Marketing Platform built for agencies, by an agency.  Capture leads, nurture them, and close more deals—all from one powerful platform.  Get an extended free trial at gohighlevel.com/travis Learn more about your ad choices. Visit megaphone.fm/adchoices

#798 What if the secret to scaling your solopreneur business was hiding in your tech stack? In this episode, host Brien Gearin sits down with Ernesto Mandowsky — founder of MDM (Million Dollar Machine) — to explore how entrepreneurs can use tools like Notion, ConvertKit, and more to streamline operations, deliver five-star client experiences, and build systems that actually support growth. Ernesto shares his journey from throwing a $35K party at 18 to transforming legacy restaurants and launching a tech integration consultancy that serves coaches, consultants, and creators. Whether you're stuck in survival mode or scaling to seven figures, this episode is full of actionable insights for turning your business into a well-oiled machine! (Original Air Date - 7/1/25) What we discuss with Ernesto: + $35K party kickstarted entrepreneurship + From Deloitte to culinary school + Helping solopreneurs scale with tech + Using Notion as a business hub + The Five Recipes business framework + Solving tech overwhelm with systems + Building a team to free up time + Using AI for podcast prep and automation + Client journey from “pop-up” to “brasserie” + Scorecard tool for business clarity Thank you, Ernesto! Check out Million Dollar Machine at ⁠YourMDM.co⁠⁠⁠⁠. Follow Ernesto on ⁠LinkedIn⁠. Watch the ⁠⁠⁠⁠⁠⁠⁠⁠⁠video podcast⁠⁠⁠⁠⁠⁠⁠⁠⁠ of this episode! To get access to our FREE Business Training course go to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠MillionaireUniversity.com/training⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. To get exclusive offers mentioned in this episode and to support the show, visit ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠millionaireuniversity.com/sponsors⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Learn more about your ad choices. Visit megaphone.fm/adchoices

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Blayther Sabbat. Purpose of the Interview The interview aims to: Showcase Blayther Sabbat’s mission through his nonprofit Pillars of Success, which empowers returning citizens and at-risk youth. Discuss strategies for reducing recidivism and creating pathways to success via mentorship, financial literacy, and career development. Inspire individuals and communities to take action toward social impact and economic empowerment. Key Takeaways Background and Motivation First-generation Haitian-American from Washington, D.C. Athletic background (DeMatha Catholic High School football) instilled discipline and leadership. Personal experiences with family and community challenges inspired his commitment to mentorship and reentry programs. Pillars of Success A 501(c)(3) nonprofit providing wraparound services: Mentorship Financial literacy Life and work skills Career development and housing support Focus on empowering returning citizens and at-risk youth to reintegrate successfully into society. Challenges and Misconceptions Common stigma: People assume returning citizens are “bad individuals.” Reality: Many are in survival mode and lack resources, not character. Success requires personal accountability and willingness to change. Impact and Measurement Success is defined as progress, even small steps like consistent routines or positive mindset. Emphasis on action: “The difference between success and failure is taking action.” Affordable Housing Advocacy Sabbat worked at D.C. Housing Authority for 8 years, rising from clerical assistant to certified housing inspector. Purchased property at age 26, faced conflict-of-interest issues, and resigned to pursue real estate and community impact full-time. Career Development and Partnerships Promotes trades (plumbing, HVAC, carpentry, IT) as sustainable career paths. Partnerships with Google for digital literacy tools and scholarships. Collaborates with local universities and organizations for training and job placement. Financial Literacy Learned through personal experience buying property on a $35K salary. Advocates understanding credit, banking, and responsible money management. Call to Action Support through donations, mentorship, volunteering, and spreading awareness. Website: www.pillarsofsuccess202.com Notable Quotes On stigma:“People judge returning citizens as bad individuals without knowing their story. Many are just in survival mode.” On success:“Progress—any form of it—is success. The difference between success and failure is taking action.” On leadership:“We don’t succeed unless they succeed.” On financial literacy:“It’s not about how much you make—it’s about what you do with it.” On courage:“I walk by faith. Fearless. Failure and fear are the same—you learn from mistakes.” #SHMS #STRAW #BEST Support the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Blayther Sabbat. Purpose of the Interview The interview aims to: Showcase Blayther Sabbat’s mission through his nonprofit Pillars of Success, which empowers returning citizens and at-risk youth. Discuss strategies for reducing recidivism and creating pathways to success via mentorship, financial literacy, and career development. Inspire individuals and communities to take action toward social impact and economic empowerment. Key Takeaways Background and Motivation First-generation Haitian-American from Washington, D.C. Athletic background (DeMatha Catholic High School football) instilled discipline and leadership. Personal experiences with family and community challenges inspired his commitment to mentorship and reentry programs. Pillars of Success A 501(c)(3) nonprofit providing wraparound services: Mentorship Financial literacy Life and work skills Career development and housing support Focus on empowering returning citizens and at-risk youth to reintegrate successfully into society. Challenges and Misconceptions Common stigma: People assume returning citizens are “bad individuals.” Reality: Many are in survival mode and lack resources, not character. Success requires personal accountability and willingness to change. Impact and Measurement Success is defined as progress, even small steps like consistent routines or positive mindset. Emphasis on action: “The difference between success and failure is taking action.” Affordable Housing Advocacy Sabbat worked at D.C. Housing Authority for 8 years, rising from clerical assistant to certified housing inspector. Purchased property at age 26, faced conflict-of-interest issues, and resigned to pursue real estate and community impact full-time. Career Development and Partnerships Promotes trades (plumbing, HVAC, carpentry, IT) as sustainable career paths. Partnerships with Google for digital literacy tools and scholarships. Collaborates with local universities and organizations for training and job placement. Financial Literacy Learned through personal experience buying property on a $35K salary. Advocates understanding credit, banking, and responsible money management. Call to Action Support through donations, mentorship, volunteering, and spreading awareness. Website: www.pillarsofsuccess202.com Notable Quotes On stigma:“People judge returning citizens as bad individuals without knowing their story. Many are just in survival mode.” On success:“Progress—any form of it—is success. The difference between success and failure is taking action.” On leadership:“We don’t succeed unless they succeed.” On financial literacy:“It’s not about how much you make—it’s about what you do with it.” On courage:“I walk by faith. Fearless. Failure and fear are the same—you learn from mistakes.” #SHMS #STRAW #BEST See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Blayther Sabbat. Purpose of the Interview The interview aims to: Showcase Blayther Sabbat’s mission through his nonprofit Pillars of Success, which empowers returning citizens and at-risk youth. Discuss strategies for reducing recidivism and creating pathways to success via mentorship, financial literacy, and career development. Inspire individuals and communities to take action toward social impact and economic empowerment. Key Takeaways Background and Motivation First-generation Haitian-American from Washington, D.C. Athletic background (DeMatha Catholic High School football) instilled discipline and leadership. Personal experiences with family and community challenges inspired his commitment to mentorship and reentry programs. Pillars of Success A 501(c)(3) nonprofit providing wraparound services: Mentorship Financial literacy Life and work skills Career development and housing support Focus on empowering returning citizens and at-risk youth to reintegrate successfully into society. Challenges and Misconceptions Common stigma: People assume returning citizens are “bad individuals.” Reality: Many are in survival mode and lack resources, not character. Success requires personal accountability and willingness to change. Impact and Measurement Success is defined as progress, even small steps like consistent routines or positive mindset. Emphasis on action: “The difference between success and failure is taking action.” Affordable Housing Advocacy Sabbat worked at D.C. Housing Authority for 8 years, rising from clerical assistant to certified housing inspector. Purchased property at age 26, faced conflict-of-interest issues, and resigned to pursue real estate and community impact full-time. Career Development and Partnerships Promotes trades (plumbing, HVAC, carpentry, IT) as sustainable career paths. Partnerships with Google for digital literacy tools and scholarships. Collaborates with local universities and organizations for training and job placement. Financial Literacy Learned through personal experience buying property on a $35K salary. Advocates understanding credit, banking, and responsible money management. Call to Action Support through donations, mentorship, volunteering, and spreading awareness. Website: www.pillarsofsuccess202.com Notable Quotes On stigma:“People judge returning citizens as bad individuals without knowing their story. Many are just in survival mode.” On success:“Progress—any form of it—is success. The difference between success and failure is taking action.” On leadership:“We don’t succeed unless they succeed.” On financial literacy:“It’s not about how much you make—it’s about what you do with it.” On courage:“I walk by faith. Fearless. Failure and fear are the same—you learn from mistakes.” #SHMS #STRAW #BEST Steve Harvey Morning Show Online: http://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Bitcoin just fell below $65K and $230 million in longs were wiped in an hour. Bears are calling for $35K while Michael Saylor and MicroStrategy keep stacking through a $12 billion drawdown. With global chaos rising and nearly half of holders underwater, this could be max pain or the best Bitcoin opportunity of the decade. The question is simple: panic sell or short the state and long sound money?SPONSORS✅ Ledn⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.nmj1gs2i.com/9W598/9B9DM/?source_id=podcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Simply Bitcoin clients get 0.25% off their first loanNeed liquidity without selling your Bitcoin? Ledn has been the trusted Bitcoin-backed lending platform for 6+ years. Access your BTC's value while HODLing.

This episode was sponsored by Erskine Paving   LightSpeed VT: https://www.lightspeedvt.com/ Dropping Bombs Podcast: https://www.droppingbombs.com/ In today's Dropping Bombs episode, Colton Erskine and Josh Sayers break down how they built a thriving asphalt empire—no investors, pure hustle. Colton is the founder and owner of Erskine Paving while Josh serves as his right-hand sales guru. Together they reveal how a $35K phone call grew into 32 employees and 1,200 tons per day capacity in just five years.   From oil rigs to coal mines to owning the game, they expose why sales beats labor and how to build quality over quick cash. If you're stuck trading time for money or afraid to bet on yourself, this conversation is your wake-up call.  

The Chicago Bulls are officially in chaos mode — and it's not even subtle anymore.

This week the gang talks Toblerone and heralds the return of Progresso Soup Drops in the snews! Support this podcast at https://www.patreon.com/LetsTalkAboutSnacks     -- Snack News: Canada Dry Adds Strawberry Ginger Ale To Its Permanent Flavor Lineup: https://www.delish.com/food-news/a70112834/canada-dry-strawberry-ginger-ale/ This Iconic Dip Brand Is 'Officially Joining the Pickle Party' With Its Tangy New Collab: https://parade.com/food/heluva-good-grillos-pickles-dip BuzzBallz Is Releasing a $35K 9-Carat Ring Shaped Like One of Its Circular Drink Containers (Yes, Really): https://people.com/buzzballz-releasing-35k-9-carat-ring-shaped-like-one-of-its-circular-containers-11890192 Progresso™ Soup Drops — the Soup You Can Suck On — Return in New Variety Can Featuring Chicken Noodle, Tomato Basil and Beef Pot Roast Flavors: https://www.generalmills.com/news/press-releases/progresso-soup-drops-the-soup-you-can-suck-on  Locate Lauren on Twitter (@rawrglicious) and Bluesky(@rawrglicious.bsky.social‬)! Find Conrad on Twitter (@ConradZimmerman) and peruse his other projects on this Linktree thing. Linda can be located on Instagram (@shoresofpluto)! Logo by Cosmignon! See more of her cool art at https://www.cosmignon.info/  Music by Michael "Skitch" Schiciano. Hear more of his work at https://skitch.bandcamp.com/ 

In this eye-opening conversation, Ohio businessman Justin Powell joins Aaron Renn to discuss his viral article “Dying to Give” — why waiting until death to pass on wealth is often the wrong move, and how thoughtful, early giving can build stronger families, businesses, and communities.Justin shares powerful real-life stories: a multi-generation gravel pit owner who's deliberately preserving two generations of reserves for his sons instead of chasing short-term profits, how he set his teenage boys up with $3,000 each to start lawn-mowing businesses (one made $35K in a summer), and why small, strategic investments at key “choke points” (home down payments, first business capital, financial literacy) can change the trajectory of a young person's life forever.Together they explore:- The massive $85 trillion wealth transfer happening over the next 20 years- Why asset ownership (homes, businesses, land) is becoming harder — and more important — than ever- How parents and grandparents can give wisely without spoiling kids- Balancing prudence (longevity, healthcare risks) with bold generosity and trust in God's provision- Real examples of leverage points where $5K–$20K today creates massive long-term impactWhether you're a parent, grandparent, business owner, or young person trying to get on the ownership ladder, this episode challenges the default “you'll get it when I die” mindset and offers a better way forward.Read Justin's entire "Dying to Give" article: https://www.aaronrenn.com/p/dying-to-giveCHAPTERS(0:00 Introduction)(1:26 The gravel pit family story: preserving two generations of reserves)(4:41 Setting kids up early — $3K investment → $35K summer earnings)(7:06 The mindset shift: prepare them now, not just at death)(9:06 The $85 trillion wealth transfer wave)(10:53 Upper-class family subsidies vs. the ownership ladder struggle)(13:24 Choke points: down payments, first businesses, college debt)(16:00 Timing matters — home equity winners vs. renters)(19:00 Wisdom over coercion: guiding adult children with small gifts)(21:52 Billionaire's car test & financial literacy approach)(23:51 Prudence vs. catastrophe planning: when to give boldly)(26:58 Time, talent, and treasure — character over cash)

Sara's built a solid foundation for her handmade business. Now, she's ready to cut back on in-person shows and grow her online sales. But how do you go from "everything's set up" to actually seeing consistent revenue? This episode is a fly-on-the-wall coaching call where we map out a clear, focused plan for hitting $35K in sales between September and December—without burning out or second-guessing every move. Listen in and learn: Why having a strong funnel and good products still won't get you the sales you want How to reframe ad spend as "paying for visibility" (not gambling for sales) The simple two-part ad strategy that builds her audience and drives traffic to her best-sellers How to give your subscribers a reason to buy every week—without creating new products or offering discounts   RELATED LINKS: Handmade Business? See How Janine Will Double Her Online Sales. https://www.thesocialsalesgirls.com/blog/handmade-business-see-how-janine-will-double-her-online-sales-episode-300 Christina's transitioning from in person to online sales. Here's how. https://www.thesocialsalesgirls.com/blog/christinas-transitioning-from-in-person-to-online-sales-here's-how-episode-298 The stress free content plan that built a huge audience. https://www.thesocialsalesgirls.com/blog/the-stress-free-content-plan-that-built-a-huge-audience-episode-190

Most product business owners stay stuck because they're working on everything instead of what actually moves them forward. In this episode, I break down the core framework behind every success story inside The Product Boss community. I share how to diagnose whether you need to focus, fix, or multiply right now and what each stage actually looks like in business and life. This works whether you sell on Etsy, Shopify, Amazon, at markets, wholesale, or across multiple channels. Tune in to know what stage you're in, what your business actually needs right now, and how to lead your next level with clarity.In This Episode, You'll Learn:00:00 How to identify whether you're in Focus, Fix, or Multiply right now.03:15 What to sell, who it's for, and what you're known for.04:00 How the Best Seller Secrets Challenge helps you find your focus fast.07:00 Why you can't multiply on an unstable foundation.10:15 A quick diagnostic to know if you need Focus.11:30 How to tell if you're in the Fix stage.12:30 The signs you're ready to multiply and scale what's working.14:15 How students jump from $300 to $35K months using this cycle.19:30 What to work on if something is already selling.21:00 How to join the Best Seller Secrets Challenge for guided support.Resources + LinksJoin the free LIVE Best Seller Secrets Challenge HERE Ready to stop guessing and follow a proven system? Book your strategy call.Get business tips sent right to your inbox - join the newsletter!Watch on YouTubeFollowJacqueline on IG: @theproductbosstheproductboss.com

In this episode, I break down the EXACT system that took me from $35K to $100K to $151K in life insurance premium. Issuance reviews. Most agents write a policy and move on to the next thing — and they're leaving SO much on the table. Here's the deal: if they told you yes once, they will tell you yes again. This system gives you another at-bat with every single life insurance customer, it increases your odds of writing more premium, AND it generates referrals without you having to beg for them. I'm walking you through everything — how to pre-sell the review at the initial close, how to actually SELL in the review (not just make an offer), and the simple 3-step referral process that made asking for referrals automatic for me. If you want to double or even triple your life insurance premium in 2025, this is the play. Let's get into it.We have a free training THIS THURSDAY 01/22 on selling more Life Insurance - Here's the link to join us: http://insurancesalespro.org/webinarregistrationQuestions about enrolling your team in our Friday Live Training & Wednesday Live Role Play Calls? Click Here: https://insurancesalespro.org/bookcall-page Subscribe to Colter's FREE insurance sales trainings: Youtube: https://www.youtube.com/channel/UC-35rEOirer-rBo62SAokawApple Podcasts:⁠https://podcasts.apple.com/us/podcast/the-producers-perspective/id1675925320 Spotify: ⁠https://open.spotify.com/show/0EYYJYvouM22DfuAcYjhiK

On this episode, A. Sherrod Blakely, Kwani Lunis, and Gary Washburn break down Jaylen Brown being fined $35K and why he might be absolutely right about NBA officiating. The crewalso recaps Celtics vs. Pacers, talks shaky refs, and checks in on Neemias Queta's season so far and preview Boston's upcoming road trip. 0:00 Start 2:00 Jaylen Brown FINED 35K 13:30 officials not great 18:00 Celtics vs Pacers Recap 25:00 Neemias Queta's season so far 32:05 Upcoming road trip The Big 3 NBA Podcast on CLNS Media is Powered by: 

Maduro's Nike sweatsuit sells out, Mickey Rourke's GoFundMe, an OnlyFans Father & Son duo, Critics' Choice Awards, Amy Schumer bikini pics, deadbeat Kwame Kilpatrick, and Me-Me-Meghan Markle's newest grift. Trudi's house still hates her in 2026. Sports: Drew is still reeling from the ending of the Detroit Lions season. Justin Tucker's libido cost the Baltimore Ravens the playoffs. Cleveland Browns Myles Garrett breaks Michael Strahan's single-season sack record. University of Michigan Head Coach Kyle Whittingham received a standing ovation from the cult. Pat Caputo breaks some terrible news on Twitter. Stay strong & keep fighting. The Critics' Choice Awards went down last night. Timothée Chalamet loves Kylie Jenner. Chelsea Handler cracked a few jokes. Jimmy Kimmel won Best Talk Show. Movies: Marc hated a movie on Netflix called Eden starring Sydney Sweeney's breasts. The Housemaid performed better than expected. The Phoenician Scheme is not Wes Anderson's best movie. Channing Tatum is a doofus in Roofman. Good Fortune “wasn't bad” according to Drew. Marc wants someone to watch Bugonia. Dave Franco and Alison Brie make love in Together. Chicks and late-night don't often mix. Mickey Rourke has a GoFundMe following financial struggles. Mickey is out and about wearing a wig. Dean and Bray Byrne are the hottest OnlyFans father-son duo out there. One of the Island Boys got arrested AGAIN. We're almost to 35K followers on YouTube. Thank you and subscribe if you haven't! Kwame Kilpatrick still doesn't want to pay any restitution. The Nicolás Maduro sweatsuit is all the rage. The Somali fraud in Minnesota seems to have derailed Tim Walz. Nick Shirley is taking credit. Meghan Markle has a new grift for 2026. 2025 was a ‘Year of Hell' for her and Prince Harry. Harry is looking to get security in England. Cardi B has come to the defense of baby-daddy Stefon Diggs. Stefon is also beefing with influencers. Nikki Glaser is Trudi's favorite female comedian. Amy Schumer is flaunting her revenge body. Shawn Mendes is finding new love in Brazil while on his sexuality journey. Kanye West is still out there performing. This time in Mexico City. Merch remains available. Click here to see what we have to offer for a limited time. If you'd like to help support the show… consider subscribing to our YouTube Channel, Facebook, Instagram and Twitter (Drew Lane, Marc Fellhauer, Trudi Daniels, Jim Bentley and BranDon)

In today's episode, Dr. Mark Costes continues his keynote from the SPEA 2025 event by exposing the hidden realities of burnout, financial stress, and isolation in the dental profession—and what can be done to avoid them. With nearly 80% of dentists reporting burnout and 50% saying they wouldn't choose the profession again, Mark breaks down the root causes and explains how better business training, leadership skills, and community support can change the game. He shares eye-opening data comparing dentists and physicians, the real economics of practice ownership, and what it takes to build a truly profitable and fulfilling dental business.   You'll also hear two real-world case studies—one from a practice losing $34K/month despite producing millions, and one that earns over $35K/month from a lean, efficient operation. Plus, Mark answers student questions on burnout, preparing for ownership, and building good habits during school. If you're a dental student or new grad, this episode is packed with insights to help you avoid costly mistakes and build a thriving future in dentistry. Be sure to check out the full episode from the Dentalpreneur Podcast! EPISODE RESOURCES https://www.truedentalsuccess.com Dental Success Network Subscribe to The Dentalpreneur Podcast

Curious how one direct mail lead turned into a $35K payday?

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Blayther Sabbat. Purpose of the Interview The interview aims to: Showcase Blayther Sabbat’s mission through his nonprofit Pillars of Success, which empowers returning citizens and at-risk youth. Discuss strategies for reducing recidivism and creating pathways to success via mentorship, financial literacy, and career development. Inspire individuals and communities to take action toward social impact and economic empowerment. Key Takeaways Background and Motivation First-generation Haitian-American from Washington, D.C. Athletic background (DeMatha Catholic High School football) instilled discipline and leadership. Personal experiences with family and community challenges inspired his commitment to mentorship and reentry programs. Pillars of Success A 501(c)(3) nonprofit providing wraparound services: Mentorship Financial literacy Life and work skills Career development and housing support Focus on empowering returning citizens and at-risk youth to reintegrate successfully into society. Challenges and Misconceptions Common stigma: People assume returning citizens are “bad individuals.” Reality: Many are in survival mode and lack resources, not character. Success requires personal accountability and willingness to change. Impact and Measurement Success is defined as progress, even small steps like consistent routines or positive mindset. Emphasis on action: “The difference between success and failure is taking action.” Affordable Housing Advocacy Sabbat worked at D.C. Housing Authority for 8 years, rising from clerical assistant to certified housing inspector. Purchased property at age 26, faced conflict-of-interest issues, and resigned to pursue real estate and community impact full-time. Career Development and Partnerships Promotes trades (plumbing, HVAC, carpentry, IT) as sustainable career paths. Partnerships with Google for digital literacy tools and scholarships. Collaborates with local universities and organizations for training and job placement. Financial Literacy Learned through personal experience buying property on a $35K salary. Advocates understanding credit, banking, and responsible money management. Call to Action Support through donations, mentorship, volunteering, and spreading awareness. Website: www.pillarsofsuccess202.com Notable Quotes On stigma:“People judge returning citizens as bad individuals without knowing their story. Many are just in survival mode.” On success:“Progress—any form of it—is success. The difference between success and failure is taking action.” On leadership:“We don’t succeed unless they succeed.” On financial literacy:“It’s not about how much you make—it’s about what you do with it.” On courage:“I walk by faith. Fearless. Failure and fear are the same—you learn from mistakes.” #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Blayther Sabbat. Purpose of the Interview The interview aims to: Showcase Blayther Sabbat’s mission through his nonprofit Pillars of Success, which empowers returning citizens and at-risk youth. Discuss strategies for reducing recidivism and creating pathways to success via mentorship, financial literacy, and career development. Inspire individuals and communities to take action toward social impact and economic empowerment. Key Takeaways Background and Motivation First-generation Haitian-American from Washington, D.C. Athletic background (DeMatha Catholic High School football) instilled discipline and leadership. Personal experiences with family and community challenges inspired his commitment to mentorship and reentry programs. Pillars of Success A 501(c)(3) nonprofit providing wraparound services: Mentorship Financial literacy Life and work skills Career development and housing support Focus on empowering returning citizens and at-risk youth to reintegrate successfully into society. Challenges and Misconceptions Common stigma: People assume returning citizens are “bad individuals.” Reality: Many are in survival mode and lack resources, not character. Success requires personal accountability and willingness to change. Impact and Measurement Success is defined as progress, even small steps like consistent routines or positive mindset. Emphasis on action: “The difference between success and failure is taking action.” Affordable Housing Advocacy Sabbat worked at D.C. Housing Authority for 8 years, rising from clerical assistant to certified housing inspector. Purchased property at age 26, faced conflict-of-interest issues, and resigned to pursue real estate and community impact full-time. Career Development and Partnerships Promotes trades (plumbing, HVAC, carpentry, IT) as sustainable career paths. Partnerships with Google for digital literacy tools and scholarships. Collaborates with local universities and organizations for training and job placement. Financial Literacy Learned through personal experience buying property on a $35K salary. Advocates understanding credit, banking, and responsible money management. Call to Action Support through donations, mentorship, volunteering, and spreading awareness. Website: www.pillarsofsuccess202.com Notable Quotes On stigma:“People judge returning citizens as bad individuals without knowing their story. Many are just in survival mode.” On success:“Progress—any form of it—is success. The difference between success and failure is taking action.” On leadership:“We don’t succeed unless they succeed.” On financial literacy:“It’s not about how much you make—it’s about what you do with it.” On courage:“I walk by faith. Fearless. Failure and fear are the same—you learn from mistakes.” #SHMS #STRAW #BESTSee omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Blayther Sabbat. Purpose of the Interview The interview aims to: Showcase Blayther Sabbat’s mission through his nonprofit Pillars of Success, which empowers returning citizens and at-risk youth. Discuss strategies for reducing recidivism and creating pathways to success via mentorship, financial literacy, and career development. Inspire individuals and communities to take action toward social impact and economic empowerment. Key Takeaways Background and Motivation First-generation Haitian-American from Washington, D.C. Athletic background (DeMatha Catholic High School football) instilled discipline and leadership. Personal experiences with family and community challenges inspired his commitment to mentorship and reentry programs. Pillars of Success A 501(c)(3) nonprofit providing wraparound services: Mentorship Financial literacy Life and work skills Career development and housing support Focus on empowering returning citizens and at-risk youth to reintegrate successfully into society. Challenges and Misconceptions Common stigma: People assume returning citizens are “bad individuals.” Reality: Many are in survival mode and lack resources, not character. Success requires personal accountability and willingness to change. Impact and Measurement Success is defined as progress, even small steps like consistent routines or positive mindset. Emphasis on action: “The difference between success and failure is taking action.” Affordable Housing Advocacy Sabbat worked at D.C. Housing Authority for 8 years, rising from clerical assistant to certified housing inspector. Purchased property at age 26, faced conflict-of-interest issues, and resigned to pursue real estate and community impact full-time. Career Development and Partnerships Promotes trades (plumbing, HVAC, carpentry, IT) as sustainable career paths. Partnerships with Google for digital literacy tools and scholarships. Collaborates with local universities and organizations for training and job placement. Financial Literacy Learned through personal experience buying property on a $35K salary. Advocates understanding credit, banking, and responsible money management. Call to Action Support through donations, mentorship, volunteering, and spreading awareness. Website: www.pillarsofsuccess202.com Notable Quotes On stigma:“People judge returning citizens as bad individuals without knowing their story. Many are just in survival mode.” On success:“Progress—any form of it—is success. The difference between success and failure is taking action.” On leadership:“We don’t succeed unless they succeed.” On financial literacy:“It’s not about how much you make—it’s about what you do with it.” On courage:“I walk by faith. Fearless. Failure and fear are the same—you learn from mistakes.” #SHMS #STRAW #BESTSteve Harvey Morning Show Online: http://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.