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Tuesday, September 1, 2026 Today, the Supreme Court rules 5-4 with John Roberts joining the liberals to allow Trump to continue construction on his illegal ballroom; the Pentagon has installed military influencers in civilian roles on Twitter; Army Secretary Dan Driscoll has resigned due to conflicts with Hegseth - leaving the Army with no Senate- confirmed leadership; Judge Talwani denies the government's bid to stay her restraining order against the administration's mail in voting rule; Freedom Gas stations sold $4M in stolen gasoline; European soccer seeks to subpoena Josh Kushner over his failed FIFA privatization scheme; prediction market startup Kalshi has banned George Santos for life and fined him $71K; plus Allison and Dana deliver your Good News. Thank You, DailyLook For 50% off your first order, head to DailyLook.com and use code DAILYBEANS. Thank You, Laundry Sauce Make laundry day the best day of the week! Get 20% off your entire order @LaundrySauce with code DAILYBEANS at https://laundrysauce.com/DAILYBEANS #laundrysaucepod #ad The Trump Epstein Memorial Bookmobile The Daily Beans is proud to partner with Miles Taylor and our friends at DEFIANCE.org For a limited time, members of the Daily Beans community can receive a FREE 3-month full membership to DEFIANCE.org and gain access to one of the fastest-growing pro-democracy movements in America. Join here: https://www.defiance.org/beans Diamond Dames - Subscribe here: Diamond Dames - A Ted Lasso PodcastDiamond Dames - YouTube playlist Guest: Leah Litman - University of Michigan Law SchoolLawless | Book by Leah Litman | Official Publisher Page | Simon & Schuster Strict Scrutiny Podcast | Crooked Media@leahlitman.bsky.social on Bluesky The Latest Breakdown→ The Breakdown | Trump DOJ Nears Contempt Over Epstein Cover-Up StoriesArmy Secretary Resigns After Months of Friction With Hegseth | WSJ Supreme Court allows Trump to move forward with White House ballroom construction | NBC News Pentagon secretly installs military influencers in civilian roles | The Washington Post As Expected Federal Court in Trump Mail-in Ballot Case Denies a Stay of the TRO [What's Next?] | Election Law Blog European soccer seeks to subpoena Josh Kushner over failed FIFA plan to bring in private investors | POLITICO Discount gas stations praised by Trump sold $4m of stolen fuel, lawsuit claims | US news | The Guardian Prediction market startup Kalshi permanently bans ex-US lawmaker Santos from trading | Reuters Good TroubleHigh School Voter Registration - LWV →Operation Take Up Space - Commondefense.us/otus →Voter Registration Deadlines - Vote.orgVoter Registration Volunteer Opportunities · Mobilize →Helpline Orientation- Spanish Speakers Needed! · VoteRiders →Help save Texas from Ken Paxton! →NO HATE in WA State →Stand With Minnesota →iceout.org Good NewsAdopt a Pet | Maricopa County, AZ Ben's Bells Democracy Out Loud Not giving up: A group of social justice warriors sustains the resistance with community and meditation Paperhand Puppet Project Oct 9 -Southwest Funny Fest:Dana Goldberg's Southwest FunnyFest - City of Albuquerque -Email Dana@DanaGoldberg.com for sponsorship informationTickets for Dana Goldberg: Outrageous - Sep 23 - Den Theater - Chicago →Share your Good News & Good Trouble - The Daily Beans →Beans Talk audio -beans-talk.simplecast.com Subscribe to the MSW on YouTube - MSW Media - YouTube Our Donation Links The Trevor Project - trevorproject.org/beans Blue Wave California - ActBlue.com/donate/msw-bwc Donate to Public Citizen - https://citizen.org/beans/Donate to It Gets Better / The Daily Beans Fundraiser Pathways to Citizenship - boomerang - pathways Dana and The Daily Beans support of Human Rights Campaign ONE CAUSE HRC The Daily Beans supports It Gets BetterNational Security Counselors - Donate, WhistleblowerAid.org/beans Dr. Allison Gill - The Breakdown | Allison Gill, Mueller, She Wrote @muellershewrote.com - Bluesky, MSW & The Daily Beans Podcast @muellershewrote - Instagram, MSW Media - YouTube →Federal workers email AG - fedoath@pm.me Dana Goldberg - Dana is on Patreon! At Dana's Dugout, @dgcomedy - Bluesky, @dgcomedy - IG, Dana Goldberg - Facebook, DanaGoldberg.com More from MSW Media - Shows, Cleanup On Aisle 45 pod, The Breakdown | Allison Gill Reminder - you can see the pod pics if you become a Patron. The good news pics are at the bottom of the show notes of each Patreon episode! That's just one of the perks of subscribing! patreon.com/muellershewrote Listener Survey:http://survey.podtrac.com/start-survey.aspx?pubid=BffJOlI7qQcF&ver=shortFollow the Podcast on Apple:https://apple.co/3XNx7ckWant to support the show and get it ad-free and early?https://patreon.com/thedailybeanshttps://dailybeans.supercast.com/https://apple.co/3UKzKt0 Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Linktree: ⁠⁠https://linktr.ee/Analytic⁠⁠Join The Normandy For Ad-Free NME, Additional Bonus Audio And Visual Content For All Things Nme+! Join Here:⁠⁠ ⁠⁠https://ow.ly/msoH50WCu0K⁠⁠ In this Notorious Mass Effect segment, Analytic Dreamz analyzes Chuyin and Fuerza Regida's “Pues Ya Ni Pedo” (2026) from Los Locos Nunca Mueren. The Street Mob corridos tumbados track, featuring Moisés López's first credited Fuerza Regida vocal, accepts a breakup while prioritizing friends, money and nightlife. Driven by TikTok (299.5M views, 169K posts, 45.4M likes) plus ~56M Spotify streams, a Mexico No. 31 weekly peak and ~30M YouTube views, it became a regional youth streaming hit without Billboard Hot 100 crossover.Support this podcast at — https://redcircle.com/analytic-dreamz-notorious-mass-effect/exclusive-contentPrivacy & Opt-Out: https://redcircle.com/privacy

Send us Fan MailIn this episode, we're switching gears a little. Instead of pitching yourself as a freelancer to land clients, we're talking about PR pitching, how to get your ideas, your expertise, and your story in front of journalists and media outlets.As a nurse writer, you're not just selling writing. You're building a personal brand and positioning yourself as an expert. Getting quoted in an article or featured in the media strengthens your portfolio and gives you something powerful to share on LinkedIn and across your website. It puts you in front of potential clients too.Pitching a journalist and pitching a potential client actually have a lot in common. You need to know exactly who you're talking to, give them a reason to care, make your value clear, and get past the fear of hitting send.My guest today is Zach Schleien, a fractional CMO, entrepreneur, and founder of Press Pitch AI. We talk about how to pitch yourself and your expertise, get noticed, and use PR as another tool for building authority as a freelance nurse writer. Zach also walks us through Press Pitch AI, a tool that automates the research and outreach process and helps keep your email domain safe, which matters a lot if you're doing any amount of cold pitching. The last thing you want is to get flagged or banned after a big pitching push.About Zach SchleienZach Schleien is a Fractional CMO and the former CEO of Filteroff, the video speed dating app that raised over $2.4M and was acquired by Spark Networks.He led Filteroff from idea to exit, scaling a global community that hosted more than two million video speed dates and hit #1 on Product Hunt. His work has been featured in The New York Times, BBC, and ABC News.Zach's path into tech and marketing began with Top Romp, a dating publication he built and sold before launching Hinge's official subreddit, helping grow its early online community. Today, he helps founders turn scattered marketing into predictable growth as a Fractional CMO.When he's not building brands, Zach's usually traveling the world, exploring new coffee shops, diving into saunas and cold plunges, or dancing salsa and playing pickleball.Writing Cold Emails That Actually Get ResponsesIn this episode, you'll learn:Why your pitch should focus on the journalist's audience, not on youHow to use current events and trending topics to make your pitch stand outWhy niching down (subject matter expert angle) beats a generic pitch every timeSmart follow up strategy, and why one short follow up often works better than twoHow to protect your email domain while sending cold pitches at scaleWhat it actually costs (in time and money) to land press the old fashioned way vs. using a tool built for itLinks & Resources:Press Pitch AIFollow Zach Schleien on LinkedIn for more marketing and business growth tipsIf you've ever had a client ask you if you know anyone at a media outlet, this episode is for you. Building even a small list of media connections is incredibly valuable, both for your own visibility and for the clients you serve.Welcome to the Savvy Scribe Podcast, I'm so glad you're here! Before we start the show, if you're interested, we have a free Facebook group called "Savvy Nurse Writer Community"I appreciate you following me and listening today. I would LOVE for you to subscribe: ITUNESAnd if you love it, can I ask for a

In this episode the hosts debate whether a profitable AI assistant business listed for just 1.5x earnings is an incredible bargain—or a business that's about to be made obsolete by ChatGPT and Claude.Business Listing – https://mailchi.mp/websiteclosers/new-deal-alert-artificial-intelligence-ai-digital-assistant-on-demand-ai-agent-low-churn-cross-channel-memory-integration-subscription-based?e=42dc999128Welcome to Acquisitions Anonymous – the #1 podcast for small business M&A. Every week, we break down businesses for sale and talk about buying, operating, and growing them.Looking to build a professional website in minutes? Try Wix: https://wix.pxf.io/c/6898629/3115214/25616?trafcat=templateHubSpot is the backbone for how businesses scale without chaos. Try them out here: https://go.try-hubspot.com/OeG9VrSubscribe for more episodes: https://www.youtube.com/@AcquisitionsAnonymousPodcast?sub_confirmation=1Subscribe to our Newsletter: https://www.acquanon.com/newsletterSponsors:Premiere Sponsor – Inzo TechnologiesWhen you acquire a business, you also inherit years of accumulated IT and cybersecurity risk. Inzo Technologies helps acquisition entrepreneurs evaluate technology during due diligence and stabilize IT after closing with a buyer-operator perspective. Get a complimentary IT risk audit at https://inzotechnologies.com/eta and mention Acquisitions Anonymous.Secondary Sponsor – Quiet LightThinking about selling an e-commerce or SaaS business? Quiet Light's team of former operators provides free business valuations and has decades of experience helping founders successfully exit. Visit https://quietlight.com to schedule a free valuation and mention Acquisitions Anonymous.What happens when an AI startup generating $1.4 million in annual revenue and $340,000 in earnings hits the market for just $500,000? That's exactly the deal Michael Girdley brings to Heather Endresen and Mills Snell in this episode of Acquisitions Anonymous.The business sells subscription access to an AI-powered digital assistant capable of scheduling meetings, drafting emails, creating presentations, conducting research, generating images, and more. At first glance, the valuation looks almost too good to pass up—but once the hosts dig into how the product is built, the real debate begins. Is this a defensible SaaS business, or simply a wrapper around ChatGPT and Claude that could disappear the next time OpenAI releases a product update?Along the way, the hosts explore AI wrappers, customer stickiness, switching costs, marketing moats, vertical SaaS opportunities, and what makes an AI business valuable in a world where the underlying technology is improving every month. It's a fascinating discussion about buying businesses during one of the fastest-moving technology shifts in history.Key Highlights:- AI assistant business listed for $500K on $1.4M revenue and approximately $340K EBITDA (about 1.5x earnings)- Discussion of AI "wrapper" businesses and whether they have sustainable competitive advantages- Why customer memory and personalization could increase switching costs—but may not be enough- Debate over generic AI tools versus vertical, industry-specific AI solutions- Final verdict: all three hosts give the business a thumbs down despite the attractive valuationSubscribe to  weekly our Newsletter and get curated deals in your inboxAdvertise with us by clicking hereDo you love Acquanon and want to see our smiling faces? Subscribe to our Youtube channel.Do you enjoy our content? Rate our show!Follow us on Twitter @acquanon Learnings about small business acquisitions and operations.For inquiries or suggestions, email us at contact@acquanon.com

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Ashley M. Fox. Summary of the Interview In this episode of Money Making Conversations Masterclass, Rushion McDonald interviews Ashley M. Fox—former Wall Street analyst, Howard University alum, financial educator, and founder/CEO of Emplify, a fintech platform focused on making wealth‑building accessible to everyday people. Ashley shares her journey from working with ultra‑high‑net‑worth clients on Wall Street to becoming an entrepreneur determined to bring financial education and empowerment to communities traditionally excluded from wealth conversations. She discusses the creation of Amplify, her financial fall and recovery, her work in schools and prison systems, and how digital content has allowed her to scale her mission globally. The discussion emphasizes mindset, self‑belief, access, and a practical path to wealth, even starting with as little as $20. Purpose of the Interview The interview aims to: 1. Inspire financial empowerment Ashley explains how anyone—regardless of background or starting point—can begin building wealth and shift generational outcomes. 2. Demystify investing and wealth-building She breaks down how simple investing can be, the power of small consistent contributions, and how wealth isn’t limited to entrepreneurs or high earners. 3. Highlight her fintech platform Emplify She shares how Amplify democratizes financial education through online tools, community, and accessible investing classes. 4. Encourage a mindset shift Ashley stresses the importance of eliminating fear, building confidence, and using logic instead of emotion when making financial decisions. Key Takeaways 1. Wealth Begins with Belief and Mindset Ashley learned on Wall Street that the biggest difference between wealthy and non-wealthy people is not education—it's self-belief. Many people don’t believe wealth is possible for them because they've never seen it. 2. You Don’t Need a Lot of Money to Start Investing She urges people to start with $20, even buying fractional shares. It’s consistency—not starting amount—that builds wealth. 3. You Can Invest in Others’ Ideas—Not Just Your Own Building wealth doesn’t require launching a business. Buying stock is one of the easiest ways to participate in wealth creation. 4. Ashley’s Own Journey Included Failure After leaving Wall Street, she was evicted, slept on her parents’ couch for two years, and maxed out credit cards. Her purpose kept her going. 5. Financial Education Should Start Early She developed financial education programs for schools, prison systems, and everyday families because adults often learn too late. 6. Emplify Scales Wealth Education Her platform offers 300+ hours of videos and tools, helping members open 3,000+ investment accounts and invest $7.4M collectively. 7. Social Media Is Her Biggest Access Point Ashley reaches millions by being authentic, relatable, and consistent—meeting people where they are. 8. You Must Pay Yourself First Most people pay bills, companies, and creditors before investing in themselves. She emphasizes reversing that pattern. 9. Logic Over Emotion Wealth requires logical decision‑making, especially in the market. Emotional reactions undermine long-term financial growth. Notable Quotes (Taken From the Transcript) On Wealth Mindset “When you think and know and believe you have the power to create wealth and you deserve wealth, you move a different way.” “There is no president that can build the wealth that you can create for your family.” On Starting Small “You don't have to have a lot of money to start. You just have to have the will to begin.” “A whole lot of $20 can get you to a million—as long as you don’t stop.” On Investing “Consider the companies you give your money to and own them, because they are a lot cheaper than you think.” “If I’m helping you build a billion‑dollar business by using your products, I deserve a piece of the pie.” On Self-Reliance “You pay everybody… the bartender, the mortgage company—and you’re the one without money. Who’s going to worry about you?” On Purpose and Identity “My story never changed. The mission was always dedicated to the people I didn’t see coming into that building on Wall Street.” “Emplify is the movement. It just has my DNA.” #SHMS #STRAW #BEST #AMI Money Making Conversations Master Class with Rushion McDonald is America's premier entrepreneurship, business leadership, financial literacy, and wealth-building podcast featuring successful entrepreneurs, executives, founders, celebrities, and industry experts sharing actionable insights for professional and financial success. Business Podcast Entrepreneurship Small Business Business Growth Financial Literacy Wealth Building Black Entrepreneurs Minority Business Leadership Executive Leadership Business Funding Marketing Strategies Personal Development Startup Advice Sales Training CEO Interviews Founder Stories Professional Development Economic Empowerment Business Success Networking Brand Building Innovation How to start a business Small business funding Entrepreneur success stories Business leadership podcast Wealth building strategies Black entrepreneur podcast Minority business development Marketing for small businesses Business growth strategies Startup funding opportunities Executive leadership training Financial literacy education Success mindset podcastSee omnystudio.com/listener for privacy information.

The 8(a) program lets a small business team with an 8(a) prime, subcontract on its contracts, and build the past performance needed to win its own prime awards later. Eric Coffie walks through the exact teaming approach he used starting in 2019, from doing the business development for an 8(a) partner to negotiating $18 million in sole source contracts as a prime in 2025. What you'll learn in this episode: How to team with an 8(a) prime, do the business development, and subcontract to build your own past performance The DSBS search that returns active 8(a) companies by NAICS code and state, step by step Why targeting medium and large teaming partners, one that grew from $19M to $35M, beats chasing subcontract scraps The long-game path from subcontractor to prime that led to $18M in sole source contracts being negotiated in 2025 Chapters: 0:00 - Teaming with an 8(a) prime to win the work 2:00 - How the subcontractor built its own past performance 4:00 - The $4M five-year IDIQ task order example 6:00 - Finding 8(a) companies to team with on DSBS 8:00 - Choosing NAICS code and state in the search 10:00 - Leverage 8(a) to build a prime pipeline, not scraps 12:00 - Negotiating $18M in sole source contracts in 2025 Mindy gives you the federal opportunities, agency signals, recompete intel, and pursuit briefs that tell you not just what contracts exist, but which ones to chase and how to win them. Sign up for free Daily Alerts and get opportunities delivered to your inbox before the day starts.

Episode 285 explores how one woman's personal wake-up call transformed into a mission to improve the air we breathe

2 hours and 21 minutes The Sponsors Thank you to Underground Printing for making this all possible. Rishi and Ryan have been our biggest supporters from the beginning. Check out their wide selection of officially licensed Michigan fan gear at their 3 store locations in Ann Arbor or learn about their custom apparel business at undergroundshirts.com. Our associate sponsors are: Peak Wealth Management, Matt Demorest - Realtor and Lender, Ann Arbor Elder Law, Michigan Law Grad, Human Element, Sharon's Heating & Air Conditioning, The Sklars Brothers, Champions Circle, Winewood Organics, Community Pest Solutions, The Aretha Franklin Amphitheatre, Radecki Oral Surgery, Long Road Distillers, and Venue by 4M where recorded this. 1. Michigan's Nonconference and Big Ten Teams 18-15 Starts at 0:54 We welcome in Alex Drain to go over Michigan's nonconference games and the rest of the Big Ten. Western Michigan Pretty good for a MAC team, they won the MAC last year.  Last year they were an offensively driven team, but they've lost their defensive coordinator to the LA Chargers. They have big offensive linemen (including Ben Roebuck). Michigan's questions at defensive tackle and linebacker will get an early test.  UTEP It's bad. Like... really bad. They're starting over with FCS guys.  Oklahoma They get John Mateer back (which can be good or bad at any given moment). His stats in the second half of last year weren't great, how much of that was because of injury? He's an athlete when he has to run the ball. They bring back All-SEC WR Isaiah Sategna. Their run game overall was really bad, it brought down their overall offensive SP+ to 51st. Current SP+ projections are 27th. Cole Sullivan might not even start. The starting line is Michigan -2.5 so consider it a toss-up. 18 - Purdue 7-29 in the last three years since losing Jeff Brohm, and there's not much optimism going into this year either. Their schedule might be a little easier at least. This is year two of a coach starting over for Baryy Odom. Can you name the Michigan player who is a projected starter for Purdue?  17 - Michigan State Pat Fitzgerald is... a weird hire. They bring back QB Alessio Milivojevic for some continuity, also PFF really likes UConn RB Cam Edwards. The offensive line looks okay-ish. However, Fred Moore is a projected starter. Do they get four wins?  16 - Rutgers Nobody cares about them except for Bryan Mac. Last year they had their best offense since 2007 but their defense was 131st in success rate. They have KJ Duff who has a claim for the 2nd best wide receiver in the Big Ten. The offense is projected at 37th in SP+, the defense at 90th.  15 - Maryland Someone always has to die in the Maryland preview. They're #2 in returning production in SP+. Give Locksley some credit for returning a lot of young and talented players. A nonconference game against James Franklin's Virginia Tech could be exciting.  [The rest of the writeup and the player after THE JUMP]  2. Big Ten Teams 14-8 Starts at 38:57 14 - Northwestern They have Chip Kelly and a new stadium (we all liked Ryan Field, though). They start with South Dakota State and then get a week two bye, oddly enough. Can they fix Aidan Chiles? They have some returning wide receivers that are decent.  13 - Wisconsin The shell of Wisconsin, the week they though Luke Fickell would get fired he got an extension. They bring in QB Colton Joseph, the Sun Belt player of the year. Old Wisconsin would never have to go into the portal for a running back. By extending Fickell they gave him a bigger NIL budget which he used to get seven defensive starters. 12 - UCLA They have a new coach. The weird Deshaun Foster era ended before it started. Bob Chesney comes in from James Madison. Nico Iamaleava comes back (for better or worse). James Madison was in the playoffs last year, you might recall. There is a lot of reason to be optimistic about this hire. Semaj Morgan is there!  11 - Nebraska They did not get year-three Matt Rhule, there was no lift-off and Raiola left. They picked up QB Anthony Colandrea from Virginia. They need a new RB. They're on their 4th defensive coordinator in five years, despite a soft schedule they still finished 7-6 last year. It feels like another 7-5 ish season. Is that Matt Rhule or is that just Nebraska now?  10 - Minnesota 68% returning production. They're always around here and they always win a bowl game. QB Drake Lindsey is appearing on 1st round mock drafts?? They're projecting 71st on offense and 24th on defense. They're Minnesota.  9 - Illinois They lose Luke Altmyer to the Detroit Lions and bring in Katin Houser (MSU plays three of their former QBs). Only one starter returns on the offensive line. They bring in Bobby Hauck as defensive coordinator, he left Montana claiming college football wasn't fun anymore and then took this job five days later. He might be their Wink. The defense needs to be fixed up a bit. 8 - Washington They forcibly detained QB Demond Williams for another year so... I guess we'll see how that goes. Last year he could just toss it up to Denzel Boston but he's out the door. They bring in a RB from Oregon and Christian Moss from Kennesaw State. Four of five starters return on the offensive line which could be solid. They lost some pretty good guys in the secondary, defensive tackle is still worrying since they have FCS and MAC guys to plug in positions. Their schedule is very favorable, they could even sneak into the playoffs (and get demolished). 3. Hot Takes and Secondary Starts at 1:19:11 Takes hotter than the hottest hot take that anyone has ever given the Sklars after one of their shows.  7 - Iowa They're Iowa. They haven't had an SP+ defense worse than 6th since 2018. They got all the way up to 37th last year in offensive SP+ (turns out Brian Ferentz was not good at offensive coordination). There are some all-Big Ten guys on the offensive line. Do they have any receivers? Ehhh. They have tight ends. Seth read three preview magazines and they all listed different starting QBs. They lost a lot on defense but they always rebuild. This could be a worrying game for Michigan (if Iowa can score).  6 - Penn State Well, the good news is last year they weren't as bad as they looked. Despite everything that happened they were close to beating Indiana at the end of the season. Matt Campbell comes in with Rocco Becht. A lot of players came over from Iowa State, it's just a matter of how quickly they can fit it all together. Their schedule is a joke, they could even sneak into the playoff or the Big Ten title game. Michigan should still be a favorite.  5 - USC They bring back QB Jayden Maiava, but they replace Makai Lemon. The receiver conveyer belt is moving. Everybody loves Waymond (and they bring back King Miller). Their new defensive coordinator is Gary Patterson (yeah that Gary Patterson). Too bad they don't play Northwestern. They always have a top 10 offense and they just need the defense to be okay. The schedule is brutal, though. Are they just permanently the 15th best team in college football under Lincoln Riley? 4 - Michigan? See: all other content. 3 - Indiana They are the portal team now. Despite losing so many players they recruited the transfer portal like an SEC team. QB Josh Hoover comes in from TCU, he's a good conference starter. They also bring in Nick Marsh (MSU) and Shazz Preston from Tulane. Add that to Charlie Becker and their WR room is stacked (also two time winning national champion Tyler Morris!). They bring in a RB named Turbo! They reload on defense and keep their defensive coordinator. Brian is not a believer and predicts 8-4, Alex thinks they'll be really good, Seth is somewhere in between. 2 - Oregon They get Dante Moore back with the regular trope of skill position players. The offensive line is a big question mark and they replace both of their coordinators with in-house hires. The defense has some good players including one of the best corners in the country. They have a Rimmington-quality center but that's about it for the line (the starting right tackle is a true freshman). Their talent is undeniable, but can they win the big game?  1 - Ohio State Last year they had the Penn State schedule of this year. Sayin's stats looked unbelievable through 12 games, then they couldn't score against Indiana and Miami. That needs to improve. Jeremiah Smith is a generational wide receiver, Chris Henry Jr will be really good but probably not quite Jeremiah Smith's level. The offense will need to make that next step. The defense was what was considered generational on SP+. They lose 9 of 11 starters on defense but they always have a conveyer belt. They had to portal some guys, though. They'll probably take a step back on defense but the offense stepping forward probably cancels that out. The schedule is pretty brutal.    4. Lightning Round Starts at 2:09:30 Predictions! List yours in the comments. -Who will be offensive MVP? -Who will be defensive MVP? -Breakout player on offense?  -Breakout player on defense? -X-factor on offense? (Most variable in your estimation) -X-factor on defense? -Biggest strength on offense? -Biggest strength on defense?  -Biggest concern on offense? -Biggest concern on defense? -Who's your guy on offense? -Who's your guy on defense? -Michigan's record?   MUSIC: "The Latter Teens"—Vansire "Black Bear"—Hey, Nothing "Funky Fanfare"—Keith Mansfield “Across 110th Street”—JJ Johnson and his Orchestra   

August 21, 2026: Your daily rundown of health and wellness news, in under 5 minutes. Today's top stories: Crunch Fitness relaunches Crunch Select with boutique studios and premium amenities, using its franchise network to reach higher-value members EoS Fitness partners with HYROX to bring official race training into 25 gyms, giving its 225-location network a built-in path to competition Crosscourt raises $2M, bringing total funding to $4M, to expand its premium basketball club with backing from Scottie Barnes and Equinox leaders More from Fitt: Fitt Insider breaks down the convergence of fitness, wellness, and healthcare — and what it means for business, culture, and capital. Subscribe to our newsletter → insider.fitt.co/subscribe  Work with our recruiting firm → https://talent.fitt.co/ Follow us on Instagram → https://www.instagram.com/fittinsider/ Follow us on LinkedIn → linkedin.com/company/fittinsider  Reach out → insider@fitt.co 

1 hour and 49 minutes The Sponsors Thank you to Underground Printing for making this all possible. Rishi and Ryan have been our biggest supporters from the beginning. Check out their wide selection of officially licensed Michigan fan gear at their 3 store locations in Ann Arbor or learn about their custom apparel business at undergroundshirts.com. Our associate sponsors are: Peak Wealth Management, Matt Demorest - Realtor and Lender, Ann Arbor Elder Law, Michigan Law Grad, Human Element, Sharon's Heating & Air Conditioning, The Sklars Brothers, Champions Circle, Winewood Organics, Community Pest Solutions, The Aretha Franklin Amphitheatre, Radecki Oral Surgery, Long Road Distillers, and Venue by 4M where recorded this. 1. Defensive Line Starts at 0:54 The defense is older and more experienced overall compared to the offense, but there are some holes to fill. John Henry Daley transfers from Utah and claims to be ready to go. Aidan Hutchinson as his ceiling might be tough coming off of an injury, but Aidan Hutchinson's 2021 season was also coming off of an injury. There's also a version of JHD where he's not all the way back and is only pretty good. The other starter is either Cam Brandt or Dom Nichols. We're not hearing a lot about Nate Marshall. Benny Patterson, on the other hand, could be a guy that's coming on. A lot of the defensive ends have some experience and are just waiting for their turn. Defensive tackle is not as deep, has some question marks, and doesn't have an established star. Trey Pierce could be solid. Enow Etta has a chance of taking a big step forward. By the end of the season he was the one still standing up against Ohio State. Seth is not high on Jonah Lea'ea. Palepale is probably the 3rd defensive tackle, he's a big dude. Don't give up on defensive tackles. Everyone wants Alister Vallejo to be the high riser, the Mason Graham comparisons are out there. Bobby Kanka flashed in the spring game. Defensive tackle seems like a not great situation overall - there are a couple guys who are serviceable to good and then a lot of questions marks. You always need at least four.  [The rest of the writeup and the player after THE JUMP]  2. Linebackers Starts at 33:40 The group that is probably the most uncertain, more-so than defensive tackle. They had a first and second team of linebackers that have left after last season. We get to see Cole Sullivan again this year after he transferred to Oklahoma. Nate Staehling is the guy we're most excited about, the transfer from North Dakota State. It would be so lovely if he was a generic Iowa linebacker! He has the ability to take on a lead block. The other portal takes are much less inspiring. Troy Bowles, Chase Taylor, and Nathaniel Owusu-Boateng are the other major contributors. A lot of them look like safeties. Chase Taylor has high shoulder pads! Staehling probably starts with Bowles? After these three it drops off pretty quickly. The recruiting class has three guys that all ranked in flyer territory. Nobody in the program is complaining about defensive tackle, but there are a lot of concerns about linebackers. Keep the top guys mostly healthy and you've got a shot, though. 3. Hot Takes and Secondary Starts at 53:56 Takes hotter than that other week this summer that wasn't even Art Fair but it was like 100 billion degrees and Brian was sitting outside watching his kids play tennis badly. This is a surprisingly veteran group! Not a lot of questions at cornerback, your starters are Jyaire Hill, Zeke Berry, and they import Smith Snowden from Utah. Jyaire Hill has first round upside and this year should be a star. Zeke Berry is at least solid but is he better than that? Could Shamari Earls start over Zeke by the end of the season? The other cornerbacks are Jo'Ziah Edmond, I'Marion Stewart, and Jamarion Vincent. Vincent is a freshman and Stewart is a flip from wide receiver; they're not generating a lot of buzz. Seth is ridiculously high on Smith Snowden at nickel. At safety - is Rod Moore going to be healthy? He says he's healthy but he's on a pitch count. If he's healthy and he's Rod Moore he's one of the best safeties in the country, but he might not be Rod Moore. Chris Bracy transfers in from Memphis and is one of the best transfers in the country. He's a huge asset in stopping the run. Too bad he's not big enough to play linebacker. Mason Curtis got a lot of experience last year and is the 3rd safety, he'll get a lot of opportunities this year. Jordan Young has some upside despite inexplicable snaps last season.  4. Special Teams and Overall Thoughts Starts at 1:28:04 This defense feels like it's going to be pretty decent but there are a lot of questions. If you get the ceiling of a lot of guys on the edge and maybe Staehling then they could be really good. But the middle of the field and the backup defensive tackles are shaky. Will it be fine and are we just spoiled as Michigan fans? There are a lot of guys that will be big pieces on the defense in two or three years and they're on the roster right now. The secondary will be especially exciting if Rod Moore is back, but could weird teams like Iowa take advantage of what Michigan's missing? Also, Michigan has a college defensive coordinator and not Wink Martindale. Michigan imported Trey Butkowski (kicker) and Cam Brown (Aussie punter). Pat Narduzzi was really mad that he lost his kicker so he must be really good. He's not Moody or Zvada but he makes a lot of kicks. The 25 yard line is probably field goal range now, rather than the 35, Justin Turner is your likely comparison. Cam Brown's an odd one. He's a Hudson Hollenbeck comparison but kicks it a little further. Michigan's long snapper, Gavin Magorien, is the only Michigan player on the Freaks List this year. Who do you want returning kickoffs, Moa? And Andrew Marsh on punts?  MUSIC: "Take It"—Donnie and Joe Emerson "Rabbits"—Thomas Dollbaum "Dog Bite"—Mickey Leao “Across 110th Street”—JJ Johnson and his Orchestra   

#742: A listener hit her $1.4 million early-retirement goal three years ahead of schedule — and now she's stuck deciding whether paying off a low-interest mortgage is smart, or just fear in disguise. Later, a former financial planner explains why he still won't recommend one of the most talked-about "safer" investing strategies in the FIRE community. This week's Q&A tackles three listener questions: hiring your first accountant amid a complicated tax situation, whether to pay off a mortgage or retire early once you've already hit your number, and why one half of the show won't touch a popular alternative investing strategy. In this episode, we discuss: How to tell the difference between a CPA, an EA, and a tax attorney — and which one you actually need Why software can't keep up once your tax situation gets complicated How to interview and choose an accountant with confidence How to know if "one more year" at work is a smart plan or a sign of fear Why loving your job can change the entire math on early retirement Why a former financial planner still won't recommend risk parity investing What four well-known investing philosophies get right — and where they disagree Whether you're hiring your first accountant, staring down an early retirement decision, or trying to make sense of competing investment philosophies, this episode will help you separate genuine progress from comfortable procrastination. ⏱️ TIMESTAMPS Note: Timestamps may vary slightly depending on dynamic ad placements. (04:02) Why software can't handle a messy tax situation (08:02) The three types of tax pros — and who you actually need (12:46) How to interview and choose the right accountant (24:42) She hit her $1.4M goal three years early (32:22) The hidden fear behind "one more year" at work (38:29) Why loving your job changes the retirement math (49:39) Why a former advisor won't touch risk parity (53:46) Four investing legends who all disagree with each other (59:35) The historian's warning: history doesn't repeat itself (1:07:57) The cooking analogy that explains your portfolio

Winning a hand doesn't mean you played it well. Losing one doesn't mean you didn't. In this episode of The Game Changing Attorney Podcast, Michael Mogill sits down with Annie Duke, former professional poker player, World Series of Poker bracelet winner, and best-selling author of Thinking in Bets and Quit: The Power of Knowing When to Walk Away, to talk about why a great decision can still end in a loss, how confirmation bias hides behind our smartest instincts, and what it actually takes to know when to walk away. Here's what you'll learn: Why a good decision can still produce a bad outcome, and a bad one can still win How confirmation bias convinces smart people they've already got it right What it takes to know the difference between grit that pays off and grit that's costing you Good decisions and good outcomes are not the same thing. This episode will help you tell them apart. (00:00:00) Introduction (00:02:33) Why Annie returned to finish her PhD (00:04:48) How Annie built a $4M poker career (00:14:56) Why good decisions can have bad outcomes (00:20:16) Inside Pete Carroll's controversial call (00:27:29) Why confirmation bias feels so good (00:35:16) Why smart people have bigger blind spots (00:37:17) Why waste is a forward-looking problem (00:40:22) When grit stops being a virtue (00:42:59) How mental time travel aids decisions ---- Links & Resources: Annie Duke Thinking in Bets by Annie Duke Quit: The Power of Knowing When to Walk Away by Annie Duke Thinking, Fast and Slow by Daniel Kahneman Grit by Angela Duckworth Confirmation bias Pete Carroll ---- Learn what sustainable growth can look like for your firm at crispcoach.com. ---- Do you love this podcast and want to see more game changing content? Subscribe to our YouTube channel. ---- Past guests on The Game Changing Attorney Podcast include David Goggins, John Morgan, Alex Hormozi, Randi McGinn, Kim Scott, Chris Voss, Kevin O'Leary, Laura Wasser, John Maxwell, Mark Lanier, Robert Greene, and many more. ---- If you enjoyed this episode, you may also like: 443. Poker Face: The Framework for Navigating Professional Uncertainty with Tiffany Michelle 334. Dr. Benjamin Hardy - From Limiting Beliefs to Limitless Potential: A Guide to Personal Growth 161. Joe De Sena - The Spartan Mindset: Embracing Discomfort and Unleashing Mental Toughness

Send us Fan MailYou scaled past seven figures. The revenue is real. So is the exhaustion.In this episode, I sit down with Damiano Raveenthiran, founder of The Agency Business and an operator who built a 75-person, $8.4M agency, exited three companies, and now runs a portfolio of seven. He did what so many agency founders dream about: he removed himself from the center of his own business and turned it into an exit ready agency.Damiano shares the moment his son's health crisis forced him to step away, what he rebuilt on the other side, and the enterprise sales strategies that helped him close $25M in deals. He breaks down the shift from freelancer to CEO, the role AI automation plays in agency operations today, and why clarity on your purpose changes every decision you make.Connect with Damiano Raveenthiran: Website: theagency.business Instagram: @DamianoR YouTube: The Agency BusinessBooks Mentioned: Buy Back Your Time by Dan Martell Fanatical Prospecting by Jeb BlountI want to invite you to check out the Committed Mastermind, a community I help lead along with world-class leaders like JC and Karen Hite, Vinnie Fisher, and Jonathan Mast, plus incredible mentors like Dr. Gary Chapman, author of The 5 Love Languages, and many others.This is for entrepreneurs who want to build a thriving business without sacrificing their faith, their family, or their health.Check out the Committed Mastermind at https://committedmastermind.com/---- Check out Dr. William Attaway's new show, The Appreciation at Work Podcast!  Join Dr. William Attaway on the Catalytic Leadership podcast as he shares transformative insights to help high-performance entrepreneurs and agency owners achieve Clear-Minded Focus, Calm Control, and Confidence.Free 30-Minute Discovery Call:Ready to elevate your business? Book a free 30-minute discovery call with Dr. William Attaway and start your journey to success.Connect with Dr. William Attaway:WebsiteLinkedInFacebookInstagramTikTokYouTube

2 hours and 26 minutes The Sponsors Thank you to Underground Printing for making this all possible. Rishi and Ryan have been our biggest supporters from the beginning. Check out their wide selection of officially licensed Michigan fan gear at their 3 store locations in Ann Arbor or learn about their custom apparel business at undergroundshirts.com. Our associate sponsors are: Peak Wealth Management, Matt Demorest - Realtor and Lender, Ann Arbor Elder Law, Michigan Law Grad, Human Element, Sharon's Heating & Air Conditioning, The Sklars Brothers, Champions Circle, Winewood Organics, Community Pest Solutions, The Aretha Franklin Amphitheatre, Radecki Oral Surgery, Long Road Distillers, and Venue by 4M where recorded this. 1. 2026 Season Vibes Starts at 0:54 Well, that was an offseason! We win national championships and commit crimes, we are now an SEC program. Michigan has a good dude in Kyle Whittingham now, though! Everyone deserves a freshly showered Brian Cook. What's your excitement level going into this season? It's nice that there are adults in charge now. Some of the things that felt 'off' last season make more sense. There aren't many players on offense this year who you wouldn't project to come back next year, it's a big building year. We're in 2015 mode right now. They actually imported an entire wide receiver room. It feels like Bryce lost a year of development but at least he goes into this year knowing what to expect. The strength and conditioning should be greatly improved, it's telling when coaches leave somewhere and end up at a worse program.  2. Quarterback and Running Back Starts at 25:15 It felt like last year was a lost cause. Pass protection wasn't good enough because the line was super young, the wide receivers were... not sufficient enough. Tyler Huntley in his second year at Utah ran probably three times as much as Bryce, he's still in the NFL with the Ravens. The potential is still there but it feels like he's still a freshman. They ran Bryce like you would run John Navarre, thinking nobody will expect this! This year it will be a team that runs the quarterback. This is the most talent Kyle Whittingham's staff has ever had, they come from a college background and should be excited to execute with it. Bryce struggled passing last year but he was thrown into a bad situation with his receivers. Do you think Bryce will have fewer pass attempts this season? Physically Bryce is everything you could ask for, he just needs to get there mentally. He hasn't been golfing this offseason. Progress is not linear, he might not look great early but hope for him to get slowly better over the course of the season and have a watershed moment by mid-season. Some QBs you can tell just aren't happening in the spring game, but Tommy Carr was happening. Brayden Fowler-Nicolosi is here but did not enroll for spring, he's a multi-year starter at Colorado State but lost his job. Chase Herbstreit and Brady Smigiel... don't exist right now. Running back is similar to last year where the one-two punch is among the best in the country and Bryson Kuzdzal is the third guy. This is Jordan Marshall's year and just by the way he talks there's no way he's not going to try and be the best running back in the country. Savion Hiter already looks like the best running back prospect out of high school in many years. Is Kuzdzal the ceiling for an RB3? Any other program who looks at this running back room will look at us and say "shut up". You wouldn't expect meaningful playing time from anyone else.  3. Hot Takes, Wide Receivers, and Tight Ends Starts at 1:14:40 Takes hotter than Ann Arbor during Art Fair. The wide receiver room... exists! Do you remember the last Michigan receiver to have a 1,000 yard season? Some guys just have it, Andrew Marsh has it. Who's the last Michigan receiver to live up to this hype? Nico Collins? They import JJ Buchanan in the way that Devin Funchess was a tight end, he's your jump ball guy. Salesi Moa and Travis Johnson are true freshmen but they're the next two guys being mentioned. Salesi Moa blew everyone away at the Polynesian Bowl, you hope for him to be Michigan's Jaxon Smith-Njigba. Travis Johnson seems to be WR4 but also one of the fastest guys on the team, how much play time can you expect? Jaime Ffrench comes in from Texas, Michigan barely had a receiver room when he committed, he's in a weird situation. Channing Goodwin is getting some chatter again. Who are the jet sweep guys, Moa and Marsh? This is the thinnest tight end room we can remember. There isn't a Colston Loveland type guy but Zack Marshall looked really good last year and has a captain mentality. They say Hogan Hansen is healthy and ready to go but he's been hampered by injury and is probably a bit behind physically. Jalen Hoffman is ready to step up and be that dude as a blocker. Also he can catch the ball! They're talking about freshman Mason Bonner in wide receiver-y ways. Eli Owens (Thump) wants to be Max Bredeson but it's only his 2nd year.  4. Offensive Line Starts at 1:57:36 Brian was despondent when linemen hit the portal in the offseason but they all came back. Jake Guarnera is the center and there's no question about it - that being locked down is so important. Andrew Sprague should also be great, he's the locked in right tackle. It's a good thing when Texas comes for your linemen (as long as you keep them). How good of a pass protector can he be, though? They just imported Jim Harding from Utah, regarded as one of the best offensive line coaches in the country. The offensive line has question marks but they're good question marks. Blake Frazier was the lightest guy on the line but he's put on 20 lbs, he should be improved at left tackle. Babalola's progress is the only reason he's not locked in. There's the "Rhino" role for a 6th offensive lineman so there are positions for everyone. They're hyping up Babalola a lot in practice. The incoming freshmen are great but they're freshmen. Evan Link looks to be your starting left guard, he massively improved at left tackle last year after a rough freshman year but this should be a better suited role for him. There's competition for right guard but not for left guard so he might be a pretty solid option. Right guard is a competition between Brady Norton and Nathan Efobi. People are very high on Ace Hamilton. The offense as a whole has a lot of talent but it's so young, they don't have a senior leader. This team will probably still feel like they're a year away.  MUSIC: "King of the Night"—Rubber Band Gum "Fools"—Drugdealer "Mobile Home"—Jesse Woods “Across 110th Street”—JJ Johnson and his Orchestra   

James O'Keefe Wears HIJAB, Goes Undercover to EXPOSE Mass Muslim Voter Fraud, Former SPLC official arrested as feds expand case over alleged $4M scheme involving extremist groups, Cam Higby, Rep Tim Burchett and Gov Glenn Youngkin  join the show Patriot Mobile: Go to https://www.PatriotMobile.com/Benny and get A FREE MONTH Go to https://www.helixsleep.com/BENNY for 20% off sitewide. Advantage Gold: Get your FREE wealth protection kit https://www.abjv1trk.com/F6XL22/4MQCFX/?sub1=Youtube Learn more about your ad choices. Visit podcastchoices.com/adchoices

Peter Zaitzeff has done nearly $5 billion in NYC sales, over 1,000 transactions, more than $300 million in the last year alone. He watches the Olshan Report every week like a bible. And here's the math he's running: Manhattan has roughly 4,000 units of inventory right now. The pipeline through the end of 2027 delivers only about 1,900 more. The market absorbs 600 per quarter. Do the math, and he's saying: zero inventory by 2027. "It's not drinks and gifts. It's showing up with the weekly report for 10 years. Then they let you sell the $60 million apartment." Noah Rosenblatt and John Walkup sit down with Peter Zaitzeff, top-producing broker at Serhant. In 25 minutes he walks through the state of the NYC luxury market (30+ contracts a week for 12 straight months, most consistent he's ever seen), the specific building feature driving the fastest sellouts at the highest prices, the origin story that took him from unpaid intern to selling with Ryan Serhant and Steve Witkoff, and the discipline he uses to keep operating at that level day after day. What you'll learn: The state of the luxury market. 30+ contracts a week for 12 straight months at $4M+. COVID low: 1-2 a week. Post-COVID peak: 45-55. Peter's read: this is the most consistent luxury market he's seen in 15 years. The inventory math. About 4,000 units on market today. About 1,900 new dev in the pipeline through 2027. Market absorbs 600 per quarter. Zero inventory by 2027. Smart money is buying now. The porte cochere theory. The single biggest driver of new-development sell-through velocity. 150 Charles sold out in 3 months. Greenwich Lane took years. Same buyers, same market. The difference was the porte cochere. Peter has the receipts. The post-COVID amenity shift. Cold plunge, steam, infrared sauna, gyms. Health-and-wellness amenities are now materially moving the needle on sell-out velocity. How to actually win the developer. Not drinks. Not gifts. Ten years of weekly analytics emails. Peter's $60M downtown record came after nearly a decade of proving himself with rentals and smaller sales for that same client. The offering-plan hack that launched his career. As an unpaid intern, Peter memorized the 150 Charles offering plan front to back: 91 units, 80 unique floor plans, every square footage and view angle. That was how he earned a seat on showings with Leonard Steinberg and Rafael De Niro. The advice that separates a top broker from a great one. "You have to know more than I know. That's where you create value." If you're building a career or a team, this is the frame. The running-as-endurance metaphor. Peter is an ultra-marathoner. His take on being a broker: "We're running a marathon every day and we don't know where the 23rd mile is." Get up. Do the three minutes. The next 30 follow. For independent pricing intelligence on a specific NYC deal, UrbanDigs Advisor gives you the read with no broker incentives in the way. Visit urbandigs.co. For the live Manhattan and Brooklyn dashboards, visit urbandigs.com. Subscribe so you never miss a Talking Manhattan or a Macro Monday. #NYCRealEstate #TalkingManhattan #ManhattanRealEstate #UrbanDigs #NYCBroker #PeterZaitzeff #Serhant #LuxuryRealEstate

Matt Farah recounts a 300-mile Vespa road trip up the California coast, Spike and Jonny go in on BMW's Spider-Man in-car pop-up ads, and Zuckerman stages a legal rescue of Jonny's long-suffering Porsche 914. After, Brabus CEO Constantin Buschmann brings two monsters into the SCR Garage: the 1,000 HP V12 coachbuilt Brabus Bodo and a modified 800 HP open-top G-Wagen. ______________________________________________

She's the #1 AI trainer in the world. She's also, in my opinion, one of the best people leaders I've ever watched work.Nobody asks Callan about the second thing. This is that conversation — the call that had nothing to do with AI, the launch that broke live in front of 7,500 people, and what she did with her team in the 24 hours after.

Tykr founder Sean Tepper on why most investor accounts stall at $5K, and the system that gets people past it.Sean Tepper is the founder of Tykr, a tool that turns stock picking into a simple green, gray, or red signal. Jack and Sean dig into why the average brokerage account sits around $5,000 while the average Tykr account is over $120,000, and why Sean is convinced the real gap is confidence, not intelligence or luck. They also cover the 4M framework for evaluating a stock, how Tykr avoided the GameStop and AMC meme stock traps, and what it actually took to turn a personal Excel spreadsheet into a real SaaS company with paying customers.Key topics:The traffic light system that removes guesswork from picking a stockThe 4M framework: math, meaning, moat, and managementWhy confidence, not returns, is the real driver of investor behaviorThe free equation you can run in Excel without any tool at allWhat broke first when a personal spreadsheet became a companyAbout Sean Tepper:Sean is the founder of Tykr, a stock analysis platform built on a simple scoring system that helps everyday investors decide when a stock is on sale, fairly priced, or overpriced. He's been investing since 2010 and built Tykr's underlying framework by testing it with his own money for years before turning it into software.Links:

FREE RESOURCE FROM BRAD SUGARS DM Brad on Instagram @BradleySugars the word "PLAYBOOK" and he'll send you his free business playbook on how to succeed in business. --- In this episode, I sit down with Brad Sugars — the Founder and Chairman of ActionCOACH, the world's #1 business coaching firm with over 1,000 offices in 85 countries — to break down exactly what separates the entrepreneurs who scale from the ones who stay stuck. Brad calls out what he sees as the biggest epidemic in business right now: wimpy goals. We dig into the three stages of business growth (0 to $1M, $1M to $10M, $10M to $100M), why the skills that get you to your first million will actually hold you back from your next ten, and why most business owners have built themselves a job with overheads instead of a real business. Brad also gets honest about his own failures — from team members who liked his money more than he did, to reinvesting $4M right before COVID hit — and shares the mindset shifts that let him operate his companies in just one hour a week. We also get into work-life harmony, the epidemic of loneliness among male entrepreneurs, and why Brad believes the most expensive advice in the world is free advice from a poor person. GUEST BIO Brad Sugars is the Founder, Chairman, and President of ActionCOACH — the world's #1 business coaching firm with more than 1,000 offices in 85 countries. Internationally recognized as one of the most influential entrepreneurs alive, Brad is a bestselling author, sought-after keynote speaker, and has been called the Godfather of Business Coaching for over 30 years. He started his entrepreneurial journey at age 7 and founded ActionCOACH in Brisbane, Australia in 1993 — when business coaching as a profession barely existed. He has since become the CEO of 9+ companies and helped hundreds of thousands of business owners across the globe scale, systematize, and ultimately exit their businesses. Brad lives in Las Vegas with his wife Lauren and their five children.   GUEST SOCIAL LINKS Instagram: @BradSugars Facebook: Brad Sugars ActionCOACH X (Twitter): @BradSugars LinkedIn: Brad Sugars YouTube: Brad Sugars ActionCOACH Website: actioncoach.com About Justin: Justin Colby is the host of The Entrepreneur DNA and The M.O.R.E Show podcasts and a best-selling author. He is a serial entrepreneur and a seasoned real estate investor with over 20 years of experience. Driven by a passion to help entrepreneurs thrive, Justin created the Entrepreneur DNA community to support business owners in building wealth, systems, and long-term freedom. Through his podcasts, books, education platforms, and hands-on mentorship, he continues to help entrepreneurs scale with clarity and confidence. Connect with Justin: Instagram: @thejustincolby YouTube: Justin Colby TikTok: @justincolbytsof LinkedIn: Justin Colby Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

In this episode of Investor Connect, we welcome Dave Blivin, founder and managing director of Cottonwood Technology Fund, who shares how he invests at the intersection of science, capital, and commercialization to turn hard technologies into real companies. Dave explains Cottonwood's focus on early-stage deep tech across areas such as photonics, advanced materials, sensors, med tech, energy, robotics, and advanced manufacturing, with a regional emphasis on the US Southwest and an expansion into Northwest Europe through partners in the Netherlands. He outlines Cottonwood's approach of leading rounds, taking board seats, and writing larger early checks (often around $2M within $2–$4M pre-seed syndicates) to fund prototypes and recruit business leadership, while leveraging a strong corporate venture network for diligence and follow-on rounds. Dave also discusses how he evaluates patent-based innovation with little prior art, why people and fundraising matter as much as working technology, challenges with national lab commercialization, common deep tech pitching mistakes, insights on building ecosystems outside Silicon Valley, and why renewed demand for hard tech is rising alongside AI-driven infrastructure needs. Visit Cottonwood at www.cottonwood.vc/ Reach out to at www.linkedin.com/company/cottonwood-technology-fund/ and on x.com/cottonwoodvc ________________________________________________________________________ For more episodes from Investor Connect, please visit the site at: http://investorconnect.org Check out our other podcasts here: https://investorconnect.org/ For Investors check out: https://tencapital.group/investor-landing/ For Startups check out: https://tencapital.group/company-landing/ For eGuides check out: https:/_/tencapital.group/education/ For upcoming Events, check out https://tencapital.group/events/ For Feedback please contact info@tencapital.group Please follow, share, and leave a review. Music courtesy of Bensound.

Narelle Plapp started Food for Health twenty years ago making recipes for patients who couldn't find allergy-friendly food on any shelf. She loaded her first Woolworths order by hand - 14 pallets that showed up via fax and had to be paid on delivery, funded by $13,000 from her parents. One SKU eventually did over $2 million in a single retailer. Then she did something most brand founders never attempt: she borrowed $8 million, bought a paddock, and built her own factory. Nine years later, Grain and Bake is a $35 million business - targeting $45 million this year - manufacturing for some of Australia's biggest food brands, running 24 hours a day, five days a week. In this interview, Narelle breaks down what it actually costs to manufacture an allergy-friendly bar, the brutal reality of retailer margins most founders don't see until it's too late, and how she convinced the bank to back a factory before she had a single confirmed customer. What you'll learn in this interview: • How she got her first Woolworths ranging by making sure friends and family bought out every trial store • Why she borrowed $8M to build a factory on a paddock - and the soft commitments from brands that got the bank across the line • What it actually costs to manufacture an allergy-friendly bar - the hidden 10-hour cleans, swabs, and 8-person cleaning crews most founders never budget for • The $0.40 per bar reality - and how to work backwards from RRP to know if your margins will survive retail • Why retailer category margins have jumped from 35% to 55% minimum over 20 years - and what that means for your P&L before you pitch Coles or Woolies • The 13-week clock: how long you have to prove velocity on shelf before you get cut • How a $4M investment in automated cartoning increased her line output by 30% - and why she passed the savings to her brand clients • Why she trawled Europe to find the right oven - and what it takes to commission a factory when you've never built one before • The Grain and Bake client model: why manufacturing for other brands makes her a partner in their success, not just a supplier • What she'd tell every CPG founder before they pitch a retailer - the whiteboard session that changed one AFL footballer's entire business plan If you're building a CPG brand, trying to understand the real cost of manufacturing and retail at scale, or just want an unfiltered view of what Australian food manufacturing actually looks like from the inside, this conversation will fundamentally change how you think about supply chain, margins, and what it takes to build something that lasts 20 years. SAVE 50% ON OMNISEND FOR 3 MONTHS Get 50% off your first 3 months of email and SMS marketing with Omnisend with the code FOUNDR50. Just head to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://your.omnisend.com/foundr⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ to get started. WANT TO GROW YOUR BRAND WITH META ADS? Join the Foundr Operators Waitlist → ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://foundr.com/operators⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ HOW WE CAN HELP YOU SCALE YOUR BUSINESS FASTER Learn directly from 7, 8 & 9-figure founders inside Foundr+ Start your $1 trial → ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.foundr.com/startdollartrial⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ PREFER A CUSTOM ROADMAP AND 1-ON-1 COACHING? → Starting from scratch? Apply here → ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://foundr.com/pages/coaching-start-application⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ → Already have a store? Apply here → ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://foundr.com/pages/coaching-growth-application⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ CONNECT WITH NATHAN CHAN Instagram → ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.instagram.com/nathanchan⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ LinkedIn → ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.linkedin.com/in/nathanhchan/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ CONNECT WITH NARELLE PLAP Instagram → ⁠https://www.instagram.com/narelleplapp/ LinkedIn → ⁠https://www.linkedin.com/in/narelle-plapp-27b3771a/ Website → https://grainandbakeco.com.au/ FOLLOW FOUNDR FOR MORE BUSINESS GROWTH STRATEGIES YouTube → ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://bit.ly/2uyvzdt⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Website → ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.foundr.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Instagram → ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.instagram.com/foundr/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Facebook → ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.facebook.com/foundr⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Twitter → ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.twitter.com/foundr⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ LinkedIn → ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.linkedin.com/company/foundr/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Podcast → ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.foundr.com/podcast⁠

Nicolas “Sniperkicks” Malonga is a full-time sneaker entrepreneur, content creator, and founder of Snipe University. After building a multi-million-dollar sneaker reselling business and generating over $4M+ in sales, he now helps others build profitable reselling businesses through bulk buying, branding, and leveraging the power of AI. With a community of over 600K+ followers, his mission is to show the next generation of entrepreneurs how to turn sneakers into a real business. Click here for Nick's YouTube channel.

You can do everything right with your money and still feel like real freedom is never coming. Two financial experts are here to share why the thing holding you back isn't your budget, it's your zip code.David and John, the Debt Free Guys, went from $51,000 in credit card debt to a $1.4M net worth, and they're moving abroad for a better quality of life. We get into moving abroad as wealth creation, the "safe city premium," why you need way less than you think to retire, and their Wealth Builder's Pyramid.The Debt Free Guys' free resources:10 Vital Retirement Numbers Guide Retire Abroad Checklist The Queer Money PodcastSubscribe and ReviewIf you loved this episode, please take a moment to subscribe and leave a review on Apple Podcasts! Your support helps us reach more visionaries who need these insights.

Gabriel Cruz Avila bought a $1.4M remodeling business, weathered a divorce and burnout, then sold it two years later. Register for the webinar: The 3 Paths to Franchising for Acquisition Entrepreneurs - Thu, Aug 6 - https://bit.ly/4pY7VOXTopics in Gabriel's interview:Lessons learned from his dad's businessGetting bored in the oil and gas industryJoining ETA Circle in HoustonLeaning on his warehouse management experienceAcquiring a tile and marble companyFailing to dig deep into historical revenueUsing technology to eliminate 2 admin rolesNegative working capital in home remodelsGoing through a divorceBurnout led to selling the businessReferences and how to contact Gabriel:gabriel.cruz.avila@gmail.comLinkedInKaty Tile & MarbleETA CircleGet a free review of your books & financial ops from System Six (a $500 value):Book a call with Tim or hello@systemsix.com and mention Acquiring MindsThe ecosystem for serious acquisition entrepreneurs—education, capital, community, and post-close support to buy and grow a business:The Acquisition LabWork with an SBA loan team focused exclusively on helping entrepreneurs buy businesses:Pioneer Capital AdvisoryConnect with Acquiring Minds:See past + future interviews on the YouTube channelConnect with host Will Smith on LinkedInFollow Will on TwitterEdited by Anton Rohozov and produced by Pam Cameron

How To Connect With Investors in Your Pitch Hello, this is Hall T. Martin with the Startup Funding Espresso -- your daily shot of startup funding and investing. In pitching investors, founders should strive to connect with them. Here are some key steps to connect with investors: Fit the startup fundraising standards. Too many out-of-standard details such as fundraise amount, terms, and valuation will put off the investor. For example, traditional first rounds are $500K to $1M. Asking for $4M in the first round will have the investor wondering why this is different. Provide the standard information investors look for, including problem, solution, and how it works. A good practice is to say what you do in five words or less so the investor knows what the startup does. Without context, the investor will have a hard time connecting to your deal. Many founders talk about how the product works without first identifying what problem they are solving. Avoid long-winded stories and get to the point. Include the fundraising ask with a clear use of funds. Investors want to know where the business stands today. Show current traction and avoid rosy projections as the investor knows those rarely come true. Finally, demonstrate the team's capabilities. Since there's little revenue at this stage, the investor will make the investment decision on the team. Consider these steps in connecting with investors in your pitch. Thank you for joining us for the Startup Funding Espresso where we help startups and investors connect for funding. Let's go startup something today. _______________________________________________________ For more episodes from Investor Connect, please visit the site at: http://investorconnect.org Check out our other podcasts here: https://investorconnect.org/ For Investors check out: https://tencapital.group/investor-landing/ For Startups check out: https://tencapital.group/company-landing/ For eGuides check out: https://tencapital.group/education/ For upcoming Events, check out https://tencapital.group/events/ For Feedback please contact info@tencapital.group Please follow, share, and leave a review. Music courtesy of Bensound.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Money Making Conversations Master Class with Rushion McDonald is America's premier entrepreneurship, business leadership, financial literacy, and wealth-building podcast featuring successful entrepreneurs, executives, founders, celebrities, and industry experts sharing actionable insights for professional and financial success. Business Podcast Entrepreneurship Small Business Business Growth Financial Literacy Wealth Building Black Entrepreneurs Minority Business Leadership Executive Leadership Business Funding Marketing Strategies Personal Development Startup Advice Sales Training CEO Interviews Founder Stories Professional Development Economic Empowerment Business Success Networking Brand Building Innovation How to start a business Small business funding Entrepreneur success stories Business leadership podcast Wealth building strategies Black entrepreneur podcast Minority business development Marketing for small businesses Business growth strategies Startup funding opportunities Executive leadership training Financial literacy education Success mindset podcast Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Ashley M. Fox. Summary of the Interview In this episode of Money Making Conversations Masterclass, Rushion McDonald interviews Ashley M. Fox—former Wall Street analyst, Howard University alum, financial educator, and founder/CEO of Emplify, a fintech platform focused on making wealth‑building accessible to everyday people. Ashley shares her journey from working with ultra‑high‑net‑worth clients on Wall Street to becoming an entrepreneur determined to bring financial education and empowerment to communities traditionally excluded from wealth conversations. She discusses the creation of Amplify, her financial fall and recovery, her work in schools and prison systems, and how digital content has allowed her to scale her mission globally. The discussion emphasizes mindset, self‑belief, access, and a practical path to wealth, even starting with as little as $20. Purpose of the Interview The interview aims to: 1. Inspire financial empowerment Ashley explains how anyone—regardless of background or starting point—can begin building wealth and shift generational outcomes. 2. Demystify investing and wealth-building She breaks down how simple investing can be, the power of small consistent contributions, and how wealth isn’t limited to entrepreneurs or high earners. 3. Highlight her fintech platform Emplify She shares how Amplify democratizes financial education through online tools, community, and accessible investing classes. 4. Encourage a mindset shift Ashley stresses the importance of eliminating fear, building confidence, and using logic instead of emotion when making financial decisions. Key Takeaways 1. Wealth Begins with Belief and Mindset Ashley learned on Wall Street that the biggest difference between wealthy and non-wealthy people is not education—it's self-belief. Many people don’t believe wealth is possible for them because they've never seen it. 2. You Don’t Need a Lot of Money to Start Investing She urges people to start with $20, even buying fractional shares. It’s consistency—not starting amount—that builds wealth. 3. You Can Invest in Others’ Ideas—Not Just Your Own Building wealth doesn’t require launching a business. Buying stock is one of the easiest ways to participate in wealth creation. 4. Ashley’s Own Journey Included Failure After leaving Wall Street, she was evicted, slept on her parents’ couch for two years, and maxed out credit cards. Her purpose kept her going. 5. Financial Education Should Start Early She developed financial education programs for schools, prison systems, and everyday families because adults often learn too late. 6. Emplify Scales Wealth Education Her platform offers 300+ hours of videos and tools, helping members open 3,000+ investment accounts and invest $7.4M collectively. 7. Social Media Is Her Biggest Access Point Ashley reaches millions by being authentic, relatable, and consistent—meeting people where they are. 8. You Must Pay Yourself First Most people pay bills, companies, and creditors before investing in themselves. She emphasizes reversing that pattern. 9. Logic Over Emotion Wealth requires logical decision‑making, especially in the market. Emotional reactions undermine long-term financial growth. Notable Quotes (Taken From the Transcript) On Wealth Mindset “When you think and know and believe you have the power to create wealth and you deserve wealth, you move a different way.” “There is no president that can build the wealth that you can create for your family.” On Starting Small “You don't have to have a lot of money to start. You just have to have the will to begin.” “A whole lot of $20 can get you to a million—as long as you don’t stop.” On Investing “Consider the companies you give your money to and own them, because they are a lot cheaper than you think.” “If I’m helping you build a billion‑dollar business by using your products, I deserve a piece of the pie.” On Self-Reliance “You pay everybody… the bartender, the mortgage company—and you’re the one without money. Who’s going to worry about you?” On Purpose and Identity “My story never changed. The mission was always dedicated to the people I didn’t see coming into that building on Wall Street.” “Emplify is the movement. It just has my DNA.” #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Money Making Conversations Master Class with Rushion McDonald is America's premier entrepreneurship, business leadership, financial literacy, and wealth-building podcast featuring successful entrepreneurs, executives, founders, celebrities, and industry experts sharing actionable insights for professional and financial success. Business Podcast Entrepreneurship Small Business Business Growth Financial Literacy Wealth Building Black Entrepreneurs Minority Business Leadership Executive Leadership Business Funding Marketing Strategies Personal Development Startup Advice Sales Training CEO Interviews Founder Stories Professional Development Economic Empowerment Business Success Networking Brand Building Innovation How to start a business Small business funding Entrepreneur success stories Business leadership podcast Wealth building strategies Black entrepreneur podcast Minority business development Marketing for small businesses Business growth strategies Startup funding opportunities Executive leadership training Financial literacy education Success mindset podcast Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Ashley M. Fox. Summary of the Interview In this episode of Money Making Conversations Masterclass, Rushion McDonald interviews Ashley M. Fox—former Wall Street analyst, Howard University alum, financial educator, and founder/CEO of Emplify, a fintech platform focused on making wealth‑building accessible to everyday people. Ashley shares her journey from working with ultra‑high‑net‑worth clients on Wall Street to becoming an entrepreneur determined to bring financial education and empowerment to communities traditionally excluded from wealth conversations. She discusses the creation of Amplify, her financial fall and recovery, her work in schools and prison systems, and how digital content has allowed her to scale her mission globally. The discussion emphasizes mindset, self‑belief, access, and a practical path to wealth, even starting with as little as $20. Purpose of the Interview The interview aims to: 1. Inspire financial empowerment Ashley explains how anyone—regardless of background or starting point—can begin building wealth and shift generational outcomes. 2. Demystify investing and wealth-building She breaks down how simple investing can be, the power of small consistent contributions, and how wealth isn’t limited to entrepreneurs or high earners. 3. Highlight her fintech platform Emplify She shares how Amplify democratizes financial education through online tools, community, and accessible investing classes. 4. Encourage a mindset shift Ashley stresses the importance of eliminating fear, building confidence, and using logic instead of emotion when making financial decisions. Key Takeaways 1. Wealth Begins with Belief and Mindset Ashley learned on Wall Street that the biggest difference between wealthy and non-wealthy people is not education—it's self-belief. Many people don’t believe wealth is possible for them because they've never seen it. 2. You Don’t Need a Lot of Money to Start Investing She urges people to start with $20, even buying fractional shares. It’s consistency—not starting amount—that builds wealth. 3. You Can Invest in Others’ Ideas—Not Just Your Own Building wealth doesn’t require launching a business. Buying stock is one of the easiest ways to participate in wealth creation. 4. Ashley’s Own Journey Included Failure After leaving Wall Street, she was evicted, slept on her parents’ couch for two years, and maxed out credit cards. Her purpose kept her going. 5. Financial Education Should Start Early She developed financial education programs for schools, prison systems, and everyday families because adults often learn too late. 6. Emplify Scales Wealth Education Her platform offers 300+ hours of videos and tools, helping members open 3,000+ investment accounts and invest $7.4M collectively. 7. Social Media Is Her Biggest Access Point Ashley reaches millions by being authentic, relatable, and consistent—meeting people where they are. 8. You Must Pay Yourself First Most people pay bills, companies, and creditors before investing in themselves. She emphasizes reversing that pattern. 9. Logic Over Emotion Wealth requires logical decision‑making, especially in the market. Emotional reactions undermine long-term financial growth. Notable Quotes (Taken From the Transcript) On Wealth Mindset “When you think and know and believe you have the power to create wealth and you deserve wealth, you move a different way.” “There is no president that can build the wealth that you can create for your family.” On Starting Small “You don't have to have a lot of money to start. You just have to have the will to begin.” “A whole lot of $20 can get you to a million—as long as you don’t stop.” On Investing “Consider the companies you give your money to and own them, because they are a lot cheaper than you think.” “If I’m helping you build a billion‑dollar business by using your products, I deserve a piece of the pie.” On Self-Reliance “You pay everybody… the bartender, the mortgage company—and you’re the one without money. Who’s going to worry about you?” On Purpose and Identity “My story never changed. The mission was always dedicated to the people I didn’t see coming into that building on Wall Street.” “Emplify is the movement. It just has my DNA.” #SHMS #STRAW #BESTSee omnystudio.com/listener for privacy information.

Join us for a workshop on Isaiah. For more information email TheScripturesAreReal@gmail.comJoin us for fantastic content on our Patreon website: https://www.patreon.com/c/EnlightenEdgeEDU . This week on Patreon we will show you many of the key places we talk about and tell you details of the stories of the fall of Jerusalem and Israel. This week we are finishing the story of the Kings of Israel and the Fall of Judah.Join us for an incredible cruise with amazing spiritual momentum where you hear from Elaine Dalton, myself, Jasen Wade, Kirby Heyborne, Jenny Oaks Baker, Nathan Pacheco, and more. During July you can get $250 off for the second person, and $50 of for each person with the discount code KERRY. Go to https://www.goanddotravel.com/momentum-27-west-2 and join right away!In this episode Kerry mentions an episode of the Twenty Something podcast. You can find it at https://www.youtube.com/watch?v=-xAyP7_i-4M. In this episode Kerry and Lori Denning explore the story of the Book of Esther. They explore the literary elements that help us understand the book and its themes. They look at how Esther goes from being depicted as passive to active and can be our own story. They look at the role of God in the book, and also how the book shows how you can move forward given whatever your circumstance as you just take advantage of whatever is given you and trust in God. They also look at the difficulty of being religious and faithful in the midst of people who are upset with us for our views. Then Kerry and Justin Top, a military chaplain who teaches other chaplains, explore what happens when we don't see the miracles we are praying for. Or how we may feel when we see others experience miracles but they don't. They discuss how we feel when that happens and provide some ideas for how to think about it and how not to think about it. They also explore the notion that sometimes the struggle we go through when we don't see miracles is a form of grace that we need even more than the miracle. Then Kerry and Julianne explore the same topic, looking at the scriptures are lives of prophets to help us understand this difficult and painful element of all our lives. They also delve into the fact that we all sometimes see some miracles but not others in our lives. They discuss that miracles are related to faith, but when we don't see miracles it is not because we don't have faith.We are grateful for our executive producers, P. Franzen, J. Parke, D. Watson, B. Van Blerkom, the Dawsons, M. Cannon, M. Rosema, B. Fisher, J. Beardall, D. Anderson, M. Zitar, J. Edwards, A. Dixon, T. Cottrell, and H. Umphlett, and for all our generous and loyal donors. We are also very grateful for all our Patreon members. We are so thankful for Beehive Broadcast for producing the podcast and for Rich Nicholls, who composed and plays the music for the podcast.

Send us Fan MailFour insights in one episode, each from a different voice. A second-gen family office investor says ego is the single biggest destroyer of wealth — it makes you miss small details, over-rely on past success, and walk into deals you should have walked away from. An audience member introduces private placement life insurance — a custom IRS-compliant policy structure that lets your family office hold alternative assets in a tax-deferred environment. A software investor explains why poor board governance is the number one reason deals go sideways, and why preferred shareholders need a board seat to protect themselves. And a former IBM M&A executive warns on cap tables: a company he backed went from a $1.4M valuation to $350M — and investors were still only 4x up because of how the cap table was structured from day one.About Family Office ClubThe world's largest investor club in the family office space. 19 years. 300+ events. 16 million members. $1B+ in community transactions.

Lt. Stephen Zachar, lead recruiter for the Memphis Fire Department, explains how the department rebuilt recruitment and retention by hiring EMS licensed candidates, fast-tracking recruits with Firefighter I, and using lateral hires to reduce academy time and overtime costs. Learn how the department hired 1,000-plus EMS licensed recruits from 42 states, increased local retention to 77%, saved upward of $2.4M in a year, and staffed a 57-station, 1,700-person department more efficiently. Stephen walks through Memphis' interview and onboarding and demos ResponderGrid — a new recruiting and networking platform for candidates and agencies (www.respondergrid.com) — and describes how it connects applicants, recruiters, chiefs, and vendors. Visit www.joinmemphisfire.com to learn more.

Schedule a Free Financial Assessment with an experienced professional:https://purefinancial.com/lp/free-assessment/?utm_source=captivate&utm_medium=podcast&utm_campaign=free-assessment&utm_content=ymyw-pod-ep592-description-free-assessmentMichael, K & J, and Tracy all need retirement spitballs and Roth conversion plans, but they didn't share one of the most important numbers in retirement planning: how much they actually want to spend. Today on Your Money, Your Wealth® podcast number 592, Joe Anderson, CFP® and Big Al Clopine, CPA reverse-engineer their spitballs to back into what might be the same numbers missing from your own plan. Plus, Sean wants to retire in two years at age 56 with $4.4M without handing half of it to the tax man, and Dallas and Leeloo are wondering if there's such a thing as too much Roth - they're 48 and on track for $1M in theirs. Plus we'll talk about some charitable giving strategies: what's the difference between a DAF and a CRUT?Free Financial Resources in This Episode: https://bit.ly/ymyw-592 (full show notes & episode transcript)9th Annual YMYW Podcast Survey (password ymyw):https://www.surveymonkey.com/r/ymywpodcast2026Is There a Formula for Retirement? - YMYW TV:https://purefinancial.com/ymyw/episodes/is-there-a-formula-for-retirement/?utm_source=captivate&utm_medium=podcast&utm_campaign=ymyw-tv&utm_content=ymyw-pod-ep592-description-tv-s10e09Financial Blueprint (free, self-guided):https://purefinancial.com/financialblueprint/?utm_source=captivate&utm_medium=podcast&utm_campaign=financial-blueprint&utm_content=ymyw-pod-ep592-description-blueprintREQUEST your Retirement Spitball Analysis:https://bit.ly/YMYWaskCDOWNLOAD more free guides:https://bit.ly/YMYWguidesCREAD financial blogs:https://bit.ly/YMYWblogCWATCH educational videos:https://bit.ly/YMYWvidsCSUBSCRIBE to the YMYW Newsletter:https://bit.ly/YMYWnewsletterCConnect With Us:Subscribe on YouTube and join the conversation in the comments:https://bit.ly/YMYW-YTSubscribe or follow YMYW in your favorite podcast app:https://lnk.to/ymywLeave your honest reviews and ratings in Apple Podcasts:https://podcasts.apple.com/us/podcast/your-money-your-wealth/id312900254Chapters: 00:00 - The 9th Annual YMYW Podcast Survey is now open!00:44 - Intro: This Week on the YMYW Podcast01:39 - Working Until 70 With $6.5M Saved. Do I Need Roth Conversions? (Michael, Pittsburgh, PA)09:25 - How Aggressively Should We Drain Our $2.6M IRA Before RMDs Hit? (K & J, the Cascades)16:46 - Can I Retire Single at 63 With $1.5M? (Tracy, 63, CA)20:15 - I'm 54, Single, With $4.4M. How Do I Retire at 56 Without Getting Crushed on Taxes? (Sean, Orlando, FL)29:22 - How Much Roth is Too Much? We're 48, Heading for $1M in Roth. Did We Overshoot the Goal? (Dallas & Leeloo, 48, Brooklyn, NY)36:15 - You Said CRTs Must Leave 10% to Charity. Let Me Correct the Record. (DG)38:21 - DAF vs. CRUT: Which Charitable Tool is Better for $1M Company Stock That's Up 237%? (Fish Sean, 54, Winter Springs, FL)44:22 - Outro: Next Week on the YMYW Podcast

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Money Making Conversations Master Class with Rushion McDonald is America's premier entrepreneurship, business leadership, financial literacy, and wealth-building podcast featuring successful entrepreneurs, executives, founders, celebrities, and industry experts sharing actionable insights for professional and financial success. Business Podcast Entrepreneurship Small Business Business Growth Financial Literacy Wealth Building Black Entrepreneurs Minority Business Leadership Executive Leadership Business Funding Marketing Strategies Personal Development Startup Advice Sales Training CEO Interviews Founder Stories Professional Development Economic Empowerment Business Success Networking Brand Building Innovation How to start a business Small business funding Entrepreneur success stories Business leadership podcast Wealth building strategies Black entrepreneur podcast Minority business development Marketing for small businesses Business growth strategies Startup funding opportunities Executive leadership training Financial literacy education Success mindset podcast Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Ashley M. Fox. Summary of the Interview In this episode of Money Making Conversations Masterclass, Rushion McDonald interviews Ashley M. Fox—former Wall Street analyst, Howard University alum, financial educator, and founder/CEO of Emplify, a fintech platform focused on making wealth‑building accessible to everyday people. Ashley shares her journey from working with ultra‑high‑net‑worth clients on Wall Street to becoming an entrepreneur determined to bring financial education and empowerment to communities traditionally excluded from wealth conversations. She discusses the creation of Amplify, her financial fall and recovery, her work in schools and prison systems, and how digital content has allowed her to scale her mission globally. The discussion emphasizes mindset, self‑belief, access, and a practical path to wealth, even starting with as little as $20. Purpose of the Interview The interview aims to: 1. Inspire financial empowerment Ashley explains how anyone—regardless of background or starting point—can begin building wealth and shift generational outcomes. 2. Demystify investing and wealth-building She breaks down how simple investing can be, the power of small consistent contributions, and how wealth isn’t limited to entrepreneurs or high earners. 3. Highlight her fintech platform Emplify She shares how Amplify democratizes financial education through online tools, community, and accessible investing classes. 4. Encourage a mindset shift Ashley stresses the importance of eliminating fear, building confidence, and using logic instead of emotion when making financial decisions. Key Takeaways 1. Wealth Begins with Belief and Mindset Ashley learned on Wall Street that the biggest difference between wealthy and non-wealthy people is not education—it's self-belief. Many people don’t believe wealth is possible for them because they've never seen it. 2. You Don’t Need a Lot of Money to Start Investing She urges people to start with $20, even buying fractional shares. It’s consistency—not starting amount—that builds wealth. 3. You Can Invest in Others’ Ideas—Not Just Your Own Building wealth doesn’t require launching a business. Buying stock is one of the easiest ways to participate in wealth creation. 4. Ashley’s Own Journey Included Failure After leaving Wall Street, she was evicted, slept on her parents’ couch for two years, and maxed out credit cards. Her purpose kept her going. 5. Financial Education Should Start Early She developed financial education programs for schools, prison systems, and everyday families because adults often learn too late. 6. Emplify Scales Wealth Education Her platform offers 300+ hours of videos and tools, helping members open 3,000+ investment accounts and invest $7.4M collectively. 7. Social Media Is Her Biggest Access Point Ashley reaches millions by being authentic, relatable, and consistent—meeting people where they are. 8. You Must Pay Yourself First Most people pay bills, companies, and creditors before investing in themselves. She emphasizes reversing that pattern. 9. Logic Over Emotion Wealth requires logical decision‑making, especially in the market. Emotional reactions undermine long-term financial growth. Notable Quotes (Taken From the Transcript) On Wealth Mindset “When you think and know and believe you have the power to create wealth and you deserve wealth, you move a different way.” “There is no president that can build the wealth that you can create for your family.” On Starting Small “You don't have to have a lot of money to start. You just have to have the will to begin.” “A whole lot of $20 can get you to a million—as long as you don’t stop.” On Investing “Consider the companies you give your money to and own them, because they are a lot cheaper than you think.” “If I’m helping you build a billion‑dollar business by using your products, I deserve a piece of the pie.” On Self-Reliance “You pay everybody… the bartender, the mortgage company—and you’re the one without money. Who’s going to worry about you?” On Purpose and Identity “My story never changed. The mission was always dedicated to the people I didn’t see coming into that building on Wall Street.” “Emplify is the movement. It just has my DNA.” #SHMS #STRAW #BESTSteve Harvey Morning Show Online: http://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

On this week's episode of the Massively OP Podcast, Bree and Justin talk about EverQuest Legends' big launch week, Final Fantasy XIV's Evercold reveals, Guild Wars 3's backstory, social sim MMO SEED's early access, The Guild's insane Kickstarter haul, and Black Desert's plans for the rest of 2026. It's the MassivelyOP Podcast, an action-packed hour of news, tales, opinions, and gamer emails! And remember, if you'd like to send in your question to the show, send 'em in through our tips form. Now, listen to this week's show… Show notes: Intro Adventures in MMOs: LOTRO,  EverQuest Legends launches this week with the Kerran race Social MMO SEED goes into early access Final Fantasy XIV reveals Evercold's Bastion job and realmships Guild Wars 3 talks about its backstory The Guild makes over $4M in fundraising Black Desert throws an informational ball Outro Other info: Podcast theme: "Flightless Wings" from FFXIV Your show hosts: Justin and Bree Listen to Massively OP Podcast on iTunes, Stitcher, TuneIn, iHeartRadio, Player FM, Pocket Casts, Amazon, and Spotify, or follow our uploads with RSS Follow MassivelyOP on Bluesky, Mastodon, Twitch, YouTube, Twitter, and Facebook

Problems Scale Faster Than Revenue. Here Is the Fix with Nick Avaria   Find Rocky Lalvani @ www.ProfitComesFirst.com  or email him at rocky@profitcomesfirst.com Make more, work less video: https://youtu.be/   You hired people so you could step back. Instead, you are more in the weeds than before, the business feels harder to run than it did at half the size, and profit is somehow lower despite the growth. That is not a people problem. That is the missing middle, and it has a structure, a cost, and a fix. Nick Avaria has bought and sold seven agencies, all profitably. He has watched founders hit this wall time after time at $3M, $5M, even $8M. And in this episode, he breaks down exactly why growth makes things worse before they get better, and what to do about it in the right order.   In This Episode: Why treating profit as a leftover instead of a design choice is the most expensive mistake in the $2M to $10M range The founder's premium: why you close sales at 10 to 20% higher rates than any salesperson you hire, and why delegating sales too early destroys revenue The missing middle: why scaling without a management layer sends businesses backward from $12M to $6M and costs 12 to 18 months to recover The specific order to replace yourself in your own business (and why most founders get it backwards) Why marketing is the hardest function to hand off and what a 3 to 9-month handoff really looks like Why the best executives do not work for founders, and what it takes to become the kind of leader they will work for AI as a win-more button: why it amplifies great people and makes mediocre work worse at speed   Key Takeaways: Profit must be designed in at the start. It is never a leftover. Your close rate as the founder is 10 to 20% higher than any professional salesperson you hire. That gap has a dollar value. Problems scale faster than revenue. A structural flaw at $2M is more expensive at $4M and potentially catastrophic at $8M. The delegation order: admin first, delivery second, marketing third, sales fourth, leadership last. The best managers and executives will not work for you while you are still operating as a founder. That shift is on you.   About Nick Avaria: Nick is a serial agency entrepreneur who has scaled multiple companies to 7- and 8-figure success, buying and selling seven agencies along the way. With firsthand experience merging leadership teams and cultures, he now helps agency owners escape burnout and build highly profitable businesses that empower their teams and clients—without sacrificing their lives in the process. Still in the trenches as an agency owner himself, Nick brings real-world insights on scaling, leadership, founder burnout, and creating systems for sustainable growth.   Links: Website: http://www.agencyacquisitions.io    LinkedIn: https://www.linkedin.com/in/nickavaria/   Instagram: https://www.instagram.com/nick_avaria/   YouTube: https://www.youtube.com/@AgencyAcquisitions   Profit Blueprint Calculator I Profit Comes First: https://lp.profitcomesfirst.com/profitblueprintcalc-page   Watch the full episode on YouTube: https://www.youtube.com/@profitanswerman Sign up to be notified when the next cohort of the Profit First Experience Course is available! Free Copy of the Profit Blueprint Book: https://lp.profitcomesfirst.com/landing-page-page  Monthly Newsletter signup: https://lp.profitcomesfirst.com/newsletter-signup Relay Bank (affiliate link): https://relayfi.com/?referralcode=profitcomesfirst Profit Answer Man Facebook group: https://www.facebook.com/groups/profitanswerman/ My podcast about living a richer more meaningful life: http://richersoul.com/ Music provided by Junan from Junan Podcast Any financial advice is for educational purposes only and you should consult with an expert for your specific needs.       

Greg Barbaccia's impending departure from the federal chief information officer role after 18 months in it is one of a handful of headline topics that got industry's attention over the past six weeks. As NextGov/FCW's executive editor, Jessie Bur captains a team of reporters who cover developments across the government landscape with an eye toward those that overlap with our areas of interest here at WT. Jessie joins Nick and Ross for this episode to take a tour around the world of Fed Tech news and happenings, starting with Barbaccia's pending exit from government and ending with the CMMC security standard's very murky future. Their discussion agenda also includes the GovExec news team's sit-down discussion with Rep. James Walkinshaw (D-Virginia), whose district includes many federal employees and contractors. Artificial intelligence storylines and the OneGov technology acquisition program enter the chat too. Greg Barbaccia to leave federal CIO role at end of August HUD CIO tapped to lead Interior tech shop, people familiar say Interior CIO Paul McInerny exits position Transportation's tech chief Pavan Pidugu to depart in September Inside the federal CIO's culture-first approach Lawmaker warns of administration's ‘fetishization' of Silicon Valley startups Connolly's successor, James Walkinshaw, looks to carry on his IT and workforce legacy Energy expects $74M in annual savings from new AI and data tools AI, once relegated to helping hackers with certain tasks, can now power every stage of a cyberattack 7 tech companies commit to protect consumers from rising electricity prices Anthropic hires Teresa Carlson as public sector lead Anthropic held cyberthreat briefings with agency CIOs last month GSA is eyeing OneGov savings beyond software and tech, official says OneGov's discounted deals are ‘a first step' to longer-term contracts, officials say Nearly 3.4M users across government can use AI through OneGov, GSA official says CMMC suspension caught industry off guard, but the reasons did not Not again! CMMC's comprehensive review is déjà vu all over again DOD suspends CMMC Phase 2, launches 60-day ‘reform' review

"Did someone drop the ball?" is the wrong question when an escalation slips through the cracks. The right question: "Did we design a system where the ball could be seen at all?" @StacieBairdHX on how automating the routine tickets erodes the instinct to spot the non-routine ones — HX Podcast Episode 2 out now.   Key data points: Klarna cut "hundreds" of support roles for AI, saw quality decline, began rehiring1 CEO admitted "prioritizing cost over experience"1 Salesforce cut support from ~9,000 to ~5,0002 CEO said AI handles about half of cases, meaning humans still do the other half2 Gartner projects 50% of companies that cut support for AI will rehire by 20273 Visier analysis of 2.4M workers: highest boomerang rate since 2018 (Visier, 2026)4 Footnotes Orgvue Survey, 2025 ↩ ↩2 ↩3 ↩4 Forrester Research, Predictions 2026: The Future of Work ↩ ↩2 ↩3 Robert Half Survey, 2026 (via CNBC) ↩ ↩2 Careerminds Survey of 600 HR Professionals, 2026 ↩ ↩2 Harvard Business Review, Executive Survey, 2025 ↩ Challenger, Gray & Christmas, Inc. AI-Attributed Layoffs, 2026 ↩ Stacie For more episodes, visit StacieBaird.com.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Ashley M. Fox. Summary of the Interview In this episode of Money Making Conversations Masterclass, Rushion McDonald interviews Ashley M. Fox—former Wall Street analyst, Howard University alum, financial educator, and founder/CEO of Emplify, a fintech platform focused on making wealth‑building accessible to everyday people. Ashley shares her journey from working with ultra‑high‑net‑worth clients on Wall Street to becoming an entrepreneur determined to bring financial education and empowerment to communities traditionally excluded from wealth conversations. She discusses the creation of Amplify, her financial fall and recovery, her work in schools and prison systems, and how digital content has allowed her to scale her mission globally. The discussion emphasizes mindset, self‑belief, access, and a practical path to wealth, even starting with as little as $20. Purpose of the Interview The interview aims to: 1. Inspire financial empowerment Ashley explains how anyone—regardless of background or starting point—can begin building wealth and shift generational outcomes. 2. Demystify investing and wealth-building She breaks down how simple investing can be, the power of small consistent contributions, and how wealth isn’t limited to entrepreneurs or high earners. 3. Highlight her fintech platform Emplify She shares how Amplify democratizes financial education through online tools, community, and accessible investing classes. 4. Encourage a mindset shift Ashley stresses the importance of eliminating fear, building confidence, and using logic instead of emotion when making financial decisions. Key Takeaways 1. Wealth Begins with Belief and Mindset Ashley learned on Wall Street that the biggest difference between wealthy and non-wealthy people is not education—it's self-belief. Many people don’t believe wealth is possible for them because they've never seen it. 2. You Don’t Need a Lot of Money to Start Investing She urges people to start with $20, even buying fractional shares. It’s consistency—not starting amount—that builds wealth. 3. You Can Invest in Others’ Ideas—Not Just Your Own Building wealth doesn’t require launching a business. Buying stock is one of the easiest ways to participate in wealth creation. 4. Ashley’s Own Journey Included Failure After leaving Wall Street, she was evicted, slept on her parents’ couch for two years, and maxed out credit cards. Her purpose kept her going. 5. Financial Education Should Start Early She developed financial education programs for schools, prison systems, and everyday families because adults often learn too late. 6. Emplify Scales Wealth Education Her platform offers 300+ hours of videos and tools, helping members open 3,000+ investment accounts and invest $7.4M collectively. 7. Social Media Is Her Biggest Access Point Ashley reaches millions by being authentic, relatable, and consistent—meeting people where they are. 8. You Must Pay Yourself First Most people pay bills, companies, and creditors before investing in themselves. She emphasizes reversing that pattern. 9. Logic Over Emotion Wealth requires logical decision‑making, especially in the market. Emotional reactions undermine long-term financial growth. Notable Quotes (Taken From the Transcript) On Wealth Mindset “When you think and know and believe you have the power to create wealth and you deserve wealth, you move a different way.” “There is no president that can build the wealth that you can create for your family.” On Starting Small “You don't have to have a lot of money to start. You just have to have the will to begin.” “A whole lot of $20 can get you to a million—as long as you don’t stop.” On Investing “Consider the companies you give your money to and own them, because they are a lot cheaper than you think.” “If I’m helping you build a billion‑dollar business by using your products, I deserve a piece of the pie.” On Self-Reliance “You pay everybody… the bartender, the mortgage company—and you’re the one without money. Who’s going to worry about you?” On Purpose and Identity “My story never changed. The mission was always dedicated to the people I didn’t see coming into that building on Wall Street.” “Emplify is the movement. It just has my DNA.” #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Ashley M. Fox. Summary of the Interview In this episode of Money Making Conversations Masterclass, Rushion McDonald interviews Ashley M. Fox—former Wall Street analyst, Howard University alum, financial educator, and founder/CEO of Emplify, a fintech platform focused on making wealth‑building accessible to everyday people. Ashley shares her journey from working with ultra‑high‑net‑worth clients on Wall Street to becoming an entrepreneur determined to bring financial education and empowerment to communities traditionally excluded from wealth conversations. She discusses the creation of Amplify, her financial fall and recovery, her work in schools and prison systems, and how digital content has allowed her to scale her mission globally. The discussion emphasizes mindset, self‑belief, access, and a practical path to wealth, even starting with as little as $20. Purpose of the Interview The interview aims to: 1. Inspire financial empowerment Ashley explains how anyone—regardless of background or starting point—can begin building wealth and shift generational outcomes. 2. Demystify investing and wealth-building She breaks down how simple investing can be, the power of small consistent contributions, and how wealth isn’t limited to entrepreneurs or high earners. 3. Highlight her fintech platform Emplify She shares how Amplify democratizes financial education through online tools, community, and accessible investing classes. 4. Encourage a mindset shift Ashley stresses the importance of eliminating fear, building confidence, and using logic instead of emotion when making financial decisions. Key Takeaways 1. Wealth Begins with Belief and Mindset Ashley learned on Wall Street that the biggest difference between wealthy and non-wealthy people is not education—it's self-belief. Many people don’t believe wealth is possible for them because they've never seen it. 2. You Don’t Need a Lot of Money to Start Investing She urges people to start with $20, even buying fractional shares. It’s consistency—not starting amount—that builds wealth. 3. You Can Invest in Others’ Ideas—Not Just Your Own Building wealth doesn’t require launching a business. Buying stock is one of the easiest ways to participate in wealth creation. 4. Ashley’s Own Journey Included Failure After leaving Wall Street, she was evicted, slept on her parents’ couch for two years, and maxed out credit cards. Her purpose kept her going. 5. Financial Education Should Start Early She developed financial education programs for schools, prison systems, and everyday families because adults often learn too late. 6. Emplify Scales Wealth Education Her platform offers 300+ hours of videos and tools, helping members open 3,000+ investment accounts and invest $7.4M collectively. 7. Social Media Is Her Biggest Access Point Ashley reaches millions by being authentic, relatable, and consistent—meeting people where they are. 8. You Must Pay Yourself First Most people pay bills, companies, and creditors before investing in themselves. She emphasizes reversing that pattern. 9. Logic Over Emotion Wealth requires logical decision‑making, especially in the market. Emotional reactions undermine long-term financial growth. Notable Quotes (Taken From the Transcript) On Wealth Mindset “When you think and know and believe you have the power to create wealth and you deserve wealth, you move a different way.” “There is no president that can build the wealth that you can create for your family.” On Starting Small “You don't have to have a lot of money to start. You just have to have the will to begin.” “A whole lot of $20 can get you to a million—as long as you don’t stop.” On Investing “Consider the companies you give your money to and own them, because they are a lot cheaper than you think.” “If I’m helping you build a billion‑dollar business by using your products, I deserve a piece of the pie.” On Self-Reliance “You pay everybody… the bartender, the mortgage company—and you’re the one without money. Who’s going to worry about you?” On Purpose and Identity “My story never changed. The mission was always dedicated to the people I didn’t see coming into that building on Wall Street.” “Emplify is the movement. It just has my DNA.” #SHMS #STRAW #BESTSee omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Ashley M. Fox. Summary of the Interview In this episode of Money Making Conversations Masterclass, Rushion McDonald interviews Ashley M. Fox—former Wall Street analyst, Howard University alum, financial educator, and founder/CEO of Emplify, a fintech platform focused on making wealth‑building accessible to everyday people. Ashley shares her journey from working with ultra‑high‑net‑worth clients on Wall Street to becoming an entrepreneur determined to bring financial education and empowerment to communities traditionally excluded from wealth conversations. She discusses the creation of Amplify, her financial fall and recovery, her work in schools and prison systems, and how digital content has allowed her to scale her mission globally. The discussion emphasizes mindset, self‑belief, access, and a practical path to wealth, even starting with as little as $20. Purpose of the Interview The interview aims to: 1. Inspire financial empowerment Ashley explains how anyone—regardless of background or starting point—can begin building wealth and shift generational outcomes. 2. Demystify investing and wealth-building She breaks down how simple investing can be, the power of small consistent contributions, and how wealth isn’t limited to entrepreneurs or high earners. 3. Highlight her fintech platform Emplify She shares how Amplify democratizes financial education through online tools, community, and accessible investing classes. 4. Encourage a mindset shift Ashley stresses the importance of eliminating fear, building confidence, and using logic instead of emotion when making financial decisions. Key Takeaways 1. Wealth Begins with Belief and Mindset Ashley learned on Wall Street that the biggest difference between wealthy and non-wealthy people is not education—it's self-belief. Many people don’t believe wealth is possible for them because they've never seen it. 2. You Don’t Need a Lot of Money to Start Investing She urges people to start with $20, even buying fractional shares. It’s consistency—not starting amount—that builds wealth. 3. You Can Invest in Others’ Ideas—Not Just Your Own Building wealth doesn’t require launching a business. Buying stock is one of the easiest ways to participate in wealth creation. 4. Ashley’s Own Journey Included Failure After leaving Wall Street, she was evicted, slept on her parents’ couch for two years, and maxed out credit cards. Her purpose kept her going. 5. Financial Education Should Start Early She developed financial education programs for schools, prison systems, and everyday families because adults often learn too late. 6. Emplify Scales Wealth Education Her platform offers 300+ hours of videos and tools, helping members open 3,000+ investment accounts and invest $7.4M collectively. 7. Social Media Is Her Biggest Access Point Ashley reaches millions by being authentic, relatable, and consistent—meeting people where they are. 8. You Must Pay Yourself First Most people pay bills, companies, and creditors before investing in themselves. She emphasizes reversing that pattern. 9. Logic Over Emotion Wealth requires logical decision‑making, especially in the market. Emotional reactions undermine long-term financial growth. Notable Quotes (Taken From the Transcript) On Wealth Mindset “When you think and know and believe you have the power to create wealth and you deserve wealth, you move a different way.” “There is no president that can build the wealth that you can create for your family.” On Starting Small “You don't have to have a lot of money to start. You just have to have the will to begin.” “A whole lot of $20 can get you to a million—as long as you don’t stop.” On Investing “Consider the companies you give your money to and own them, because they are a lot cheaper than you think.” “If I’m helping you build a billion‑dollar business by using your products, I deserve a piece of the pie.” On Self-Reliance “You pay everybody… the bartender, the mortgage company—and you’re the one without money. Who’s going to worry about you?” On Purpose and Identity “My story never changed. The mission was always dedicated to the people I didn’t see coming into that building on Wall Street.” “Emplify is the movement. It just has my DNA.” #SHMS #STRAW #BESTSteve Harvey Morning Show Online: http://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

The Industry Relations Podcast is now available on your favorite podcast player! Overview Rob and Greg dig into the recent wave of MLS/association rev-share and rebate programs (NTREIS, MetroTex, Louisiana REALTORS, Bright MLS, CRMLS) as a new play in the old "sell real estate data to Wall Street" story — and debate whether cash incentives can actually replace cooperation now that compensation is no longer guaranteed. Key Takeaways Rev-share/rebate programs mark a shift from data-monetization business models (RPR, REdistribute, Cotality/CoreLogic's InfoNet) toward paying brokers directly to stay engaged with the MLS NTREIS, MetroTex, and Louisiana REALTORS have all announced versions of this; Bright MLS reportedly returned $4M to brokers last year Rob argues real estate data's value depends on geography/scale, use-case restrictions, and the broker-vs-participant pricing gap — and that MLSs need to consolidate to matter as data utilities Rob's old "Decentre" concept: charge everyone the same flat per-data-unit price regardless of broker/participant/hedge-fund status Both raise the Blackstone/Google "arbitrage" problem — nothing stops a big buyer from just getting a broker license to access cheaper participant pricing (Zillow already does this) Rob's take: these incentive programs implicitly admit that cooperation, once free, now needs to be paid for Greg pushes back that it's more behavioral nudging (like data showing 10 CMA reports predicts retention) than a sign cooperation is dying Middlemen erode payouts fast — Rob's math: eight cuts at 5% each wipes out ~40% of the value Rob compares the "usage-based" data pricing idea to Claude's flat token pricing vs. a hypothetical usage-dependent AI pricing model — most people would pick the flat rate Both agree the checks brokers get today are more symbolic than behavior-changing Connect with Rob and Greg Rob's Website  Greg's Website    Watch us on YouTube   Our Sponsors: Cotality  Notorious VIP The Giant Steps Job Board    Production and Editing Services by Sunbound Studios  

Secretary Marco Rubio delivers remarks on far-left political terrorism Secretary Marco Rubio presents opening remarks at the ministerial on the resurgence of political terrorism at the State Department. Watch this video at- https://www.youtube.com/live/DyOpJvROK10?si=A0FZLAnBbqC8TR3m Fox News 15.4M subscribers 564,037 views Streamed live on Jul 16, 2026 #foxnews #news #us #foxnews #news #us #fox Don't just watch Fox News—be part of it. Become a Fox News Patriot today. https://youtube.com/foxnews/join Subscribe to Fox News: https://bit.ly/2vBUvAS Watch more Fox News Video: http://video.foxnews.com Watch Fox News Channel Live: http://www.foxnewsgo.com/ Download the Fox News app: https://foxnews.onelink.me/xLDS/cd5yhg3o FOX News Channel (FNC) is a 24-hour all-encompassing news service delivering breaking news as well as political and business news. The number one network in cable, FNC has been the most-watched television news channel for 18 consecutive years. According to a 2020 Brand Keys Consumer Loyalty Engagement Index report, FOX News is the top brand in the country for morning and evening news coverage. A 2019 Suffolk University poll named FOX News as the most trusted source for television news or commentary, while a 2019 Brand Keys Emotion Engagement Analysis survey found that FOX News was the most trusted cable news brand. A 2017 Gallup/Knight Foundation survey also found that among Americans who could name an objective news source, FOX News was the top-cited outlet. Owned by FOX Corporation, FNC is available in nearly 90 million homes and dominates the cable news landscape, routinely notching the top ten programs in the genre. Watch full episodes of your favorite shows The Five: https://www.foxnews.com/video/shows/t... Special Report with Bret Baier: https://www.foxnews.com/video/shows/s... Jesse Watters Primetime: https://www.foxnews.com/video/shows/j... Hannity: https://www.foxnews.com/video/shows/h... The Ingraham Angle: https://www.foxnews.com/video/shows/i... Gutfeld!: https://www.foxnews.com/video/shows/g... Fox News @ Night: https://www.foxnews.com/video/shows/f... Follow Fox News on Facebook:   / foxnews   Follow Fox News on X: https://x.com/foxnews Follow Fox News on Instagram:   / foxnews  

Schedule a Free Financial Assessment with an experienced professional:https://purefinancial.com/lp/free-assessment/?utm_source=captivate&utm_medium=podcast&utm_campaign=free-assessment&utm_content=ymyw-pod-ep591-description-free-assessmentB and S in Maryland are in their mid-40s with $425,000 and a couple of rental properties. Can they retire early at 62? Vee in Oregon came to the US as a refugee with nothing and built a three and three-quarter million dollar portfolio from the ground up. Is his Roth conversion plan solid? And finally, Chandler and Monica in Texas are sitting on $1.4 million and hope they can walk away from work in 3 years. Will Roth conversions keep the tax man from taking a giant bite on their way out? That's all today on Your Money, Your Wealth® podcast 591 with Joe Anderson, CFP® and Big Al Clopine, CPA.Free Financial Resources in This Episode: https://bit.ly/ymyw-591 (full show notes & episode transcript)Withdrawal Strategy Guide - free downloadhttps://purefinancial.com/white-papers/withdrawal-strategy-guide/?utm_source=captivate&utm_medium=podcast&utm_campaign=whitepaper-withdrawal-strategy-guide&utm_content=ymyw-pod-ep591-description-whitepaperThe Number One Spending Mistake Ruining Retirements - YMYW TVhttps://purefinancial.com/ymyw/episodes/number-one-spending-mistake-ruining-retirements/?utm_source=captivate&utm_medium=podcast&utm_campaign=ymyw-tv&utm_content=ymyw-pod-ep591-description-tv-s12e01Financial Blueprint (free, self-guided):https://bit.ly/YMYWblueprintCREQUEST your Retirement Spitball Analysis:https://bit.ly/YMYWaskCDOWNLOAD more free guides:https://bit.ly/YMYWguidesCREAD financial blogs:https://bit.ly/YMYWblogCWATCH educational videos:https://bit.ly/YMYWvidsCSUBSCRIBE to the YMYW Newsletter:https://bit.ly/YMYWnewsletterCConnect With Us:Subscribe on YouTube and join the conversation in the comments:https://bit.ly/YMYW-YTSubscribe or follow YMYW in your favorite podcast app:https://lnk.to/ymywLeave your honest reviews and ratings in Apple Podcasts:https://podcasts.apple.com/us/podcast/your-money-your-wealth/id312900254Chapters: 00:00 - Intro: This Week on the YMYW Podcast00:57 - Half a Million and Rental Properties in Our Mid-40s. Can We Retire Early? (B & S, Westminster, MD)12:48 - Refugee to $3.75M: Is My Roth Conversion Plan Actually Solid? (Vee, OR)25:55 - Can Friends with $1.4M and a Roth Conversion Puzzle Retire in 3 Years? (Chandler & Monica, TX)33:05 - Outro: Next Week on YMYW Podcast

In this episode of the Habit Based Lifestyle Podcast, host Jesse Ewell breaks down why the biggest breakthroughs in business, health, marriage, and leadership don't come from more information – they come from your daily habits. Takeaways: From chiropractor to hormone expert: Dr. Mark went from traditional chiropractic and 6 neuropathy clinics to a cash-based hormone and peptide practice serving thousands. Insurance battle became the turning point: A 10‑year fight and a potential $4M clawback (which he ultimately won) pushed him to leave insurance and go all‑cash. "Normal" labs are not optimal: He focuses on free testosterone, SHBG, estradiol, and hematocrit, not just "normal" total T ranges. Low T shows up before libido issues: Brain fog, stubborn belly fat, poor gym results, and non‑restorative sleep are early warning signs. Men need estrogen too: Zeroing out estrogen wrecks recovery, sleep, mood, and erections; balance—not elimination—is the goal. Sub‑Q TRT works better for many: Easier injections, good absorption, and fewer estrogen/hematocrit issues than old-school IM shots. Hormones can change mental health trajectories: Optimizing testosterone has helped some men avoid or later taper psych meds (with their MDs). Peptides & NAD are the next layer: Tools like BPC‑157 + TB‑500, Glow/Clo, Mot‑C, and NAD are used for repair, fat utilization, energy, and anti-aging. You can't out-inject a bad lifestyle: Without protein, movement, sleep, hydration, and collagen, meds and peptides only "rent" results. Massive opportunity for chiropractors: Peptides are a projected $300B market, and patients will get them somewhere—quality sourcing (503A/503B) and real education matter. Content builds authority: Books, podcasts, and social media turned Dr. Mark into a recognized expert—and he urges practitioners to "embrace the suck" and start creating. Perfect for entrepreneurs, small business owners, and anyone looking to scale their business through social media. Click the link below and learn how Jesse and his team can help you achieve similar transformative results. To find out more about the VIP weight loss system email me directly or reach out on socila media. Learn more about Jesse though the following links:   VIP WEIGHT LOSS SYSTEM HBL Lifestyle Secrets Group on Facebook Personal Website HBL Website Instagram Email

Hosts Steve Lowery and Yvonne Godfrey interview trial lawyers Taylor Powell and Whitney Harrison about DHD Jessamine LLC v. Florence County, a Fair Housing Act case over a proposed 60-unit LIHTC affordable housing community in an unzoned “donut hole” parcel in Florence County.   CASE SUMMARY: After county officials initially supported the development, neighborhood opposition and a country club meeting preceded withdrawal of support, shifting objections (traffic, drainage, sidewalks), a special meeting to fast-track a development moratorium that was enforced before becoming law, and later rezoning to R-1 to bar multifamily housing. Plaintiffs pursued disparate treatment and disparate impact claims; the court granted summary judgment on the prima facie disparate impact prong. A jury trial featured streamlined exhibits, visual timelines, and expert testimony on disparate impact. On Nov. 5, 2025, the jury awarded $8.219M compensatory and $4M punitive damages; the case later settled for $10M.    GUEST BIOS Taylor Powell:  Originally from Charlotte, N.C., Taylor Powell brings more than a decade of legal experience to the Lesemann & Associates team. After graduating from The Citadel in 2006 with a B.A. in Criminal Justice and a Minor in U.S. History, Taylor attended Charleston School of Law and graduated in 2011. After law school, Taylor spent two years serving as the law clerk to South Carolina Circuit Judge Larry B. Hyman, Jr. in Conway, S.C. During his eight years at Lesemann & Associates, Taylor has helped his clients achieve successful results in wrongful death and catastrophic injury cases involving tractor trailer accidents, motor vehicle accidents, accidental shootings, drunk driving accidents, dram shop litigation against bars and restaurants, products liability cases against vehicle manufacturers and car dealerships, and cases involving negligent private security. Taylor has also secured significant settlements and verdicts for clients who suffered injuries resulting from improperly paved roads, dangerous homemade zip lines, dog bites, fireworks accidents, and more. Taylor has been directly responsible for securing and collecting more than $20 million in settlements on behalf of his clients. (READ MORE)   Whitney Harrison: Whitney delights in nuance, complexity, and unsettled law.  Having clerked in both of South Carolina's appellate courts, Whitney's seasoned instincts inform her appellate strategy from the start of every case.  As a key member of our trial teams, she anticipates and addresses legal issues at each stage of litigation while preserving the record for an appeal.  By treating every case as one that will involve a trial and an appeal, Whitney provides comprehensive courtroom advocacy. Whitney has tried multiple cases to verdict, as well as handled landmark cases involving civil, criminal, family, utility, and administrative law.  Firms across the state associate her to assist with complex motions, trials, and appeals.  Whitney has handled over fifty appeals—with issues ranging from constitutional challenges to corporate governance to novel law—before the Supreme Court of South Carolina and the South Carolina Court of Appeals. In January 2020, Whitney became the first woman to receive the South Carolina Bar's Trial and Appellate Advocacy Award.  The award—not given annually—“recognizes a member of the Bar who has demonstrated substantial dedication to the furtherance of the art and techniques of trial and appellate advocacy in South Carolina, outstanding and exemplary skill and conduct in the practice of advocacy, and has devoted substantial time and effort to the education and training of lawyers.” (READ MORE)   FIND A FAVORITE SPOT IN THIS EPISODE: 00:00 Podcast Cold Open 00:29 Meet The Hosts 01:13 Introducing The Guests 01:54 Taylor Powell Bio 03:04 UCLA Office And Softball 04:41 Whitney Harrison Bio 06:11 Prizewinning Pound Cake 07:11 Case Setup And Timeline 09:41 Fair Housing Case Overview 14:10 Verdict And Damages 15:08 Crafting The Opening 18:08 Explaining FHA Theories 21:06 Sponsor Break 21:51 Donut Hole Moratorium 26:56 Ordinance Readings And Enforcement 27:48 Trial Team And Appellate Strategy 29:30 Summary Judgment Strategy 31:39 Expert Testimony Impact 34:05 Humanizing The Development 35:50 Punitive Damages Surprise 39:32 Rare Jury Trial Stakes 45:02 Witness Order And Exhibits 49:40 Trial Tech And Impeachment 52:19 Klan Comment Sidebar 58:58 Closing Argument Masterclass 01:01:07 Wrap Up And Next Steps

In this episode, I sit down with Zac and Jack from We Have a Meeting to unpack how their done-for-you outbound service has generated over £4M in live pipeline for 9 recruitment companies in the last 12 months, without relying on candidate flips or any of the usual recruiter BD tactics.We dive into their full outbound system: how they build and enrich data before a single call is made, the VAR process that quality-checks every meeting booked, and the "Trojan Horse" strategy they use to break into markets they've never worked in before.Connect with Zac here: https://www.linkedin.com/in/zac-thompson-33a9a39b/Connect with Jack here: https://www.linkedin.com/in/jack-frimston-5010177b/-------------------------Watch the episode on YouTube: https://youtu.be/JySSf2QrVWE-------------------------Podcast Sponsors: Claim your exclusive savings from our partners with the links below:Sourcewhale - Check Out Sourcewhale & Claim Your Exclusive Offer Here.Atlas - Check Out Atlas & Claim Your Exclusive Offer HereRaise - Check Out Raise & Claim Your Exclusive Offer Here.-------------------------Want more content like this?The Wednesday Debrief is our free weekly newsletter for recruiters who take their craft seriously. Join 7,000+ subscribers here: https://newsletter.recruitmentmentors.com/-------------------------Get in touch with me:Linkedin: https://www.linkedin.com/in/hishemazzouz/-------------------------

Cap's founders on shrinking their Stabledrop from $11M to $4M — plus a $23M hack traced toward North Korea, a BarnBridge governance exploit, and Kain's case to force weak L2s to become their own L1s. ======================================================== Thank you to our sponsors! ⁠⁠⁠Cape⁠⁠: Your biggest crypto vulnerability isn't your wallet, it's your phone number. Cape is America's privacy-first mobile carrier that rotates your SIM identity daily and blocks SIM swaps before they happen. Get 33% off your first six months at ⁠https://cape.co/unchained⁠ (use code: UNCHAINED). ======================================================== Cap committed to a roughly 11 million dollar Stabledrop in February, promising early users stablecoins instead of tokens. A delayed token sale raised less than hoped, and the reward shrank to about 4 million, forcing a fast rewrite of who got paid. Benjamin Sarquis Peillard, Founder and CEO of Cap, and Weso of Cap join Kain Warwick and Taylor Monahan to walk through a restructuring that made yield-token holders whole, left farmers without a windfall, and argue points programs are an uncapped marketing expense many projects cannot afford. The conversation widens into EthSystems, a new Ethereum Foundation spinout backed by Joe Lubin, SharpLink and BitMine, Jesse Pollak handing Base product leadership to Cobie, Robinhood Chain's Morpho integration, and whether Ethereum mainnet undercharges L2s. They revisit BarnBridge's SEC-era DAO structure, a dormant governance exploit, a MetaMask and Revoke.cash delegation tool, and a 23 million dollar Ostium hack Taylor traced toward North Korea. Kain closes with a Three Mile Island analogy: complex systems fail not from one mistake, but from small shortcuts compounding at once. Hosts: ⁠⁠⁠Kain Warwick⁠⁠⁠ - Host of Uneasy Money and Founder of Infinex and Synthetix ⁠⁠⁠Taylor Monahan⁠⁠⁠ - Co-host of Uneasy Money and Security Expert Guests: Benjamin Sarquis Peillard - Founder and CEO of Cap Weso - Co-Founder of Cap Timestamps

Accounts payable has produced multiple billion-dollar companies, yet its mirror image, accounts receivable, remains almost entirely manual at most enterprises despite decades of software spend. In this episode, Caitlin Leksana, co-founder and CEO of Fazeshift, explains why AR has remained unsolved and how her company's AI agents are changing that. A mechanical engineer turned BCG consultant turned founder, Caitlin came to the problem the hard way, doing her own AR by hand at a previous startup, and her outsider's view of a stubborn back-office chore is exactly what makes the conversation worth your time.What We CoveredA million AR analysts doing manual work in the USWhy accounts payable got solved and AR did notThe leverage imbalance between AP and AR departmentsThe swivel chair problem and fragmented data$200 million in unapplied cash on one balance sheetFazeshift as a context layer, not a rip-and-replaceWhy traditional SaaS and if-then logic could never scale ARThe collections, cash application, and AR inbox modulesHuman in the loop and building trust when AI touches moneyTraining agents on historical data and tribal knowledgeFrom Y Combinator to a Series A led by F-PrimeThe vision for the context layer and autonomous financeKey TakeawaysAR is the inverse of AP, and every bill is someone else's invoice, so the market is at least as large and mostly uncaptured.The real unlock is not the AI model but unifying fragmented data across the ERP, bank, CRM, and inbox into a single context layer.Human in the loop with full auditability is what earns risk-averse finance teams' trust, and it is how agents move toward full automation over time.Some of the best unsolved startup problems are the ones furthest removed from an engineer, because no one with the tools to fix them ever felt the pain.About Caitlin LeksanaCaitlin Leksana is the co-founder and CEO of Fazeshift, a San Francisco startup building AI agents for accounts receivable. She earned bachelor's and master's degrees in mechanical engineering from Georgia Tech, advised Fortune 500 companies at BCG, and earned her MBA at Harvard Business School before founding a crypto marketing startup and then Fazeshift. The company went through Y Combinator's Summer 2024 batch, raised a $4M seed led by Gradient Ventures, and announced a Series A led by F-Prime in 2026.Connect with Fintech One-on-One:Tweet me @PeterRentonConnect with me on LinkedInFind previous Fintech One-on-One episodes

Count the ways you're chasing new business right now. Referrals, ads, emails, the newsletter you started and stopped. Now the harder question. How many are actually finished? Running isn't finished. A thing that's running can still be losing you money and you'd never know it.You'll learn how to pick the one channel your numbers already point to, what finishing it really takes, and when you've earned the next one. You'll hear how a $4M caterer killed six lead sources, built the one already working, and made his new business boring. And boring is the most beautiful word there is!Topics discussed:Introduction (00:00)Running isn't finished, and what that's costing you (00:30)You don't have a lead problem, you have a seven-things-running problem (01:47)What Scott got wrong for years at J&L Marketing (03:11)Tony's catering company and the feast-or-famine whiplash (04:33)Where his last 20 corporate accounts actually came from (07:04)The hard call: killing six lead sources to build one (07:37)How Tony built the referral channel into seven streams (08:54)Why predictable beats exciting, and boring wins (10:45)Level one: get the channel running without you (14:17)Level two: five to seven streams feeding one channel (15:39)Level three: tune each stream and turn the dials (18:38)What predictable new business actually buys you (19:24)Turn challenges into measurable results with the FREE Business Bourbon & Cigars Leadership Retreat Workbook: http://meplusultra.com/workbookSubscribe so you don't miss any episodes:Apple Podcasts: https://apple.co/3SN2fHnSpotify: https://open.spotify.com/show/74bfJL9J2fjevQEvi17ekUYouTube: https://www.youtube.com/@MePlusUltraNetwork/Connect with Me Plus Ultra:https://www.instagram.com/me_plus_ultra/https://www.facebook.com/MePlusUltra/https://www.facebook.com/groups/1011061052968028/https://x.com/Me_Plus_Ultra/Connect with Scott Joseph:https://www.linkedin.com/in/ScottJosephhttps://www.instagram.com/scotttjoseph/https://www.facebook.com/ScottTJoseph/https://x.com/ScottTJoseph1This episode was produced by Podcast Boutique https://www.podcastboutique.com

In this episode of youngadults.today, Josiah and Micah sit down with Pastor Tori Farina, founder of Rev Fresh and creator of the new RevStream cohort, to talk about the real financial pressure pastors are facing in 2026—and how ethical, well-designed side hustles can help close the gap without compromising the call. Tori shares the powerful story behind Rev Fresh (think: Make-A-Wish for pastors), how a three–week stay in a $4M beachfront home changed his family's life, and why he now spends his energy refreshing ministry leaders with sabbaticals, medical crisis support, and financial help. You'll hear honest conversation about pastor compensation, side hustles, conflict of interest, family rhythms, and calling—plus practical side hustle ideas and a sneak peek into the RevStream beta cohort that will help pastors earn about $866/month in roughly 10 hours a week. If you're a pastor, young adult in ministry, or someone who wants to bless spiritual leaders, this conversation will stretch your thinking and give you concrete next steps. Visit https://www.revfresh.org/revstream  More about us: www.youngadults.today Resources & Action Steps: Sign up for the West Coast Leader Gathering August 12-13th, 2026 in Irvine, CA: https://www.youngadults.today/west-coast-conference Give to the mission of youngadultstoday: https://tithe.ly/give?c=5350133 Resources: Free eBook "10 Steps to Starting a Successful Young Adult Ministry: https://www.youngadults.today/book/starting-a-successful-young-adult-ministry Join our FaceBook Group Community with 2500+ leaders: https://www.facebook.com/groups/796270437396021 Follow us on Instagram: https://www.instagram.com/youngadults.today/