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The United States entered the conflict between Israel and Iran this weekend after bombing three Iranian nuclear sites. Andrew and Mary start this week's episode here, discussing the scope of presidential war powers and the norms of international law following the strikes. After, they shift focus to immigration, zeroing in on a whistleblower complaint from a former DOJ lawyer against Principal Deputy Attorney General Emil Bove among others, as well as the releases of Mahmoud Khalil and Kilmar Abrego Garcia. And after a nod to the Supreme Court's decision on removing immigrants to countries other than their own, Mary and Andrew touch on the 9th Circuit decision allowing Trump to retain control of the California National Guard, and what happens next.Further reading: Here is the compliant from the Justice Department whistleblower (courtesy New York Times): Protected Whistleblower Disclosure of Erez Reuveni Regarding Violation of Laws, Rules & Regulations, Abuse of Authority, and Substantial and Specific Danger to Health and Safety at the Department of Justice and here is more on the dissent from the Supreme Court's recent decision: Supreme Court allows Trump to swiftly deport certain immigrants to 'third countries'Want to listen to this show without ads? Sign up for MSNBC Premium on Apple Podcasts.

Stephen Grootes speaks to Dr Khwezi Mabasa - Sociology lecturer at the University of Pretoria and Economic and Social Policy lead at Friedrich-Ebert-Stiftung South Africa, about the failures and success of BBBEE policy in SA. The Money Show is a podcast hosted by well-known journalist and radio presenter, Stephen Grootes. He explores the latest economic trends, business developments, investment opportunities, and personal finance strategies. Each episode features engaging conversations with top newsmakers, industry experts, financial advisors, entrepreneurs, and politicians, offering you thought-provoking insights to navigate the ever-changing financial landscape.    Thank you for listening to a podcast from The Money Show Listen live Primedia+ weekdays from 18:00 and 20:00 (SA Time) to The Money Show with Stephen Grootes broadcast on 702 https://buff.ly/gk3y0Kj and CapeTalk https://buff.ly/NnFM3Nk For more from the show, go to https://buff.ly/7QpH0jY or find all the catch-up podcasts here https://buff.ly/PlhvUVe Subscribe to The Money Show Daily Newsletter and the Weekly Business Wrap here https://buff.ly/v5mfetc The Money Show is brought to you by Absa     Follow us on social media   702 on Facebook: https://www.facebook.com/TalkRadio702 702 on TikTok: https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/CapeTalk 702 on YouTube: https://www.youtube.com/@radio702   CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/Radio702 CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.

David Gower, CEO and Chairman of Emerita Resources (TSX.V: EMO) (OTCQB: EMOTF), joins me to outline the key metrics and takeaways from the technical report on the updated Mineral Resource Estimate, along with improved gold recoveries from recent metallurgical testing at the wholly owned polymetallic Iberian West Project (IBW), located in southern Spain. We also get another update on the legal proceedings at the Aznalcóllar Project later in the conversation.   The Mineral Resource Estimate is based on 105,554 meters of drilling by the Company comprising 299 drill holes and is hosted in three volcanogenic massive sulphide deposits on the project; La Romanera (LR), La Infanta (LI), and the more recently delineated El Cura (EC) deposit (LR=169 holes totaling 70,344m; LI=91 holes totaling 20,975m; EC=39 holes totaling 14,235m). All three deposits remain open for further expansion by future drilling.   The IBW project is now reporting:   A Total Indicated MRE of 18.96 million tonnes grading 2.88% zinc, 1.42% lead, 0.5% copper, 66 g/t silver, and 1.28 g/t gold (8.44% ZnEq or 3.01% CuEq); A Total Inferred MRE of 6.80 million tonnes grading 3.25% zinc 1.50% lead, 0.73% copper, 56.3 g/t silver, and 0.77 g/t gold (8.72% ZnEq or 3.00% CuEq); The updated Mineral Resource Estimate achieves numerous improvements when compared to the previous May 23, 2023 MRE, which include a +35% increase in Total Indicated MRE tonnage and a +44% increase in Total Inferred MRE tonnage; There was also an increased gold metal content within the Total Indicated MRE from 629 Koz to 783 Koz, which is an increase of +154 Koz (+24%) with an increase in contained gold within the Total Inferred Resource from 137 Koz to 168 Koz or an increase of +31 Koz (+23%) gold, respectively;   Then on May 27th the Company announced that the CLEVR Process™ optimization for the La Romanera deposit is a post-flotation stage of metallurgical recovery that is being conducted at DUNDEE Sustainable Technologies' laboratories. A total of 18 optimization tests of the thermal treatment process (pyrolysis and thermal oxidation) were performed during this recent stage of testing.  The latest CLEVR Process™ results indicate an improved gold recovery of 81.5% for a 27% improvement relative to previously reported results (17% increase in gold recovery). This represents an important upgrade relative to the 64.1% gold recovery that was used for its most recent NI 43-101 Mineral Resource Estimate (“MRE”) based on the available results at the time of estimation (see news release March 17, 2025).   El Cura is still being drilled with 4 rigs, and is located in between La Infanta and La Romanera, but more closely resembles La Romanera metallurgically, returning higher gold values along with the base metals. David walks us through how each of these 3 deposit areas plays into the larger development strategy, where the earlier stage mining decline at La Romanera can now drift through El Cura on the way to the development of La Infanta, bringing in El Cura in as a future economic driver much earlier in the mining sequence.  We discuss all the derisking work going on in the background building toward the Pre-Feasibility Study (PFS) later this year, as well as an update on the environmental permits anticipated to come in over the next couple months.   We wrap up with David sharing a bit more from the comments the Company made on June 2nd with respect to the announcement made on May 30, 2025 by the Minister of Energy and Mines of Andalucia, Mr. Jorge Paradela, that the Junta de Andalucia, through his ministry, has granted the exploitation license to Minera Los Frailes (“MLF”) to develop the Aznalcollar project.   Spanish independent legal counsel of Emerita has reassured the Company that this announcement will have no bearing on the outcome of the ongoing criminal trial related to the awarding of the Aznalcollar Public Tender.  We get another update on where things are at in the process within the courts, with the sentencing portion of the legal proceedings having commenced back on March 3rd.  The company is still awaiting further clarity on whether Emerita Resources will be awarded the high-grade polymetallic Aznalcóllar Project later this year, as the only other qualified bidder at the time.   If you have any follow up questions for David regarding Emerita Resources, then email those in to me at  Shad@kereport.com.   Click here to follow the latest news from Emerita Resources

Joel Bines breaks down Costco (COST) earnings beat and rising comp sales. “It continues to outperform its peers,” he says, and its success is due to its “myopic focus” on customer experience for 30 years. “This is almost entirely an execution story,” he adds, and thinks it has a substantial moat as long as it keeps up its strategy. He also takes a look at the latest Consumer Sentiment data.======== Schwab Network ========Empowering every investor and trader, every market day.Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/About Schwab Network - https://schwabnetwork.com/about

Pour yourself a (or 4) martinis and settle in for our review (roast) of the 2024 movie, The Substance. In this episode we break down the movie and our hot takes, Not-so-Dr Laura explores the dreams throughout the movie and the psychology of aging. And Brianna is there to tell you how much she didn't like it. Recipe below for this week's pairing, so get sipping and get listening. A Classic Martini:2.5 oz Gin.5 oz Dry Vermouth1 dash Orange BittersGarnish with a lemon twist Thanks for listening! Don't forget to subscribe wherever you're listening and follow us on Instagram and Facebook. Instagram: https://www.instagram.com/spookysips_podcast/Facebook: https://tinyurl.com/SpookySipsPodWebsite: https://spookysipspod.buzzsprout.com

Discussing and reviewing film, television, entertainment, & more!..--This episode of THEIMPACTPLAY is sponsored by ⁠⁠⁠⁠⁠⁠⁠Audible:⁠⁠⁠⁠⁠⁠⁠Sign up for your free 30-day trial and immediately get access to 1 credit. That is good for any premium title.Simply go to:⁠⁠⁠⁠⁠⁠⁠audibletrial.com/theimpactplay⁠⁠⁠⁠⁠⁠⁠--We are Epic Partners; With every purchase you make within The Epic Game Store when you use our Creator Code: THEIMPACTPLAY - We do get a commission that will help support the show at no extra cost.--Host:⁠⁠⁠Mohammadhttp://itsmohammad.com/https://theimpactplay.com/A Production by THEIMPACTPLAYAll Rights Reserved.

We've seen it in most Western states by now.  Substantial fee increases on non-resident tags, licenses and even the application process seem to be the norm these days. Oklahoma, however, doesn't have the traditional western species to offer hunters and yet they keep sticking it to out of staters at every turn. What they do [...]

Good Sunday morning to you,I am just on a train home from Glasgow, where I have been gigging these past two nights. I've had a great time, as I always seem to do when I go north of the wall.But Glasgow on a Saturday night is something else. My hotel was right next to the station and so I was right in the thick of it. If I ever get to make a cacatopian, end-of-days, post-apocalyptic thriller, I'll just stroll through Glasgow city centre on a Friday or Saturday night with a camera to get all the B roll. It was like walking through a Hieronymus Bosch painting only with a Scottish accent. Little seems to have changed since I wrote that infamous chapter about Glasgow in Life After the State all those years ago. The only difference is that now it's more multi-ethnic. So many people are so off their heads. I lost count of the number of randoms wandering about just howling at the stars. The long days - it was still light at 10 o'clock - make the insanity all the more visible. Part of me finds it funny, but another part of me finds it so very sad that so many people let themselves get into this condition. It prompted me to revisit said chapter, and I offer it today as your Sunday thought piece.Just a couple of little notes, before we begin. This caught my eye on Friday. Our favourite uranium tech company, Lightbridge Fuels (NASDAQ:LTBR), has taken off again with Donald Trump's statement that he is going to quadruple US nuclear capacity. The stock was up 45% in a day. We first looked at it in October at $3. It hit $15 on Friday. It's one to sell on the spikes and buy on the dips, as this incredible chart shows.(In other news I have now listened twice to the Comstock Lode AGM, and I'll report back on that shortly too). ICYMI here is my mid-week commentary, which attracted a lot of attentionRight - Glasgow.(NB I haven't included references here. Needless to say, they are all there in the book. And sorry I don't have access to the audio of me reading this from my laptop, but, if you like, you can get the audiobook at Audible, Apple Books and all good audiobookshops. The book itself available at Amazon, Apple Books et al).How the Most Entrepreneurial City in Europe Became Its SickestThe cause of waves of unemployment is not capitalism, but governments …Friedrich Hayek, economist and philosopherIn the 18th and 19th centuries, the city of Glasgow in Scotland became enormously, stupendously rich. It happened quite organically, without planning. An entrepreneurial people reacted to their circumstances and, over time, turned Glasgow into an industrial and economic centre of such might that, by the turn of the 20th century, Glasgow was producing half the tonnage of Britain's ships and a quarter of all locomotives in the world. (Not unlike China's industrial dominance today). It was regarded as the best-governed city in Europe and popular histories compared it to the great imperial cities of Venice and Rome. It became known as the ‘Second City of the British Empire'.Barely 100 years later, it is the heroin capital of the UK, the murder capital of the UK and its East End, once home to Europe's largest steelworks, has been dubbed ‘the benefits capital of the UK'. Glasgow is Britain's fattest city: its men have Britain's lowest life expectancy – on a par with Palestine and Albania – and its unemployment rate is 50% higher than the rest of the UK.How did Glasgow manage all that?The growth in Glasgow's economic fortunes began in the latter part of the 17th century and the early 18th century. First, the city's location in the west of Scotland at the mouth of the river Clyde meant that it lay in the path of the trade winds and at least 100 nautical miles closer to America's east coast than other British ports – 200 miles closer than London. In the days before fossil fuels (which only found widespread use in shipping in the second half of the 19th century) the journey to Virginia was some two weeks shorter than the same journey from London or many of the other ports in Britain and Europe. Even modern sailors describe how easy the port of Glasgow is to navigate. Second, when England was at war with France – as it was repeatedly between 1688 and 1815 – ships travelling to Glasgow were less vulnerable than those travelling to ports further south. Glasgow's merchants took advantage and, by the early 18th century, the city had begun to assert itself as a trading hub. Manufactured goods were carried from Britain and Europe to North America and the Caribbean, where they were traded for increasingly popular commodities such as tobacco, cotton and sugar.Through the 18th century, the Glasgow merchants' business networks spread, and they took steps to further accelerate trade. New ships were introduced, bigger than those of rival ports, with fore and aft sails that enabled them to sail closer to the wind and reduce journey times. Trading posts were built to ensure that cargo was gathered and stored for collection, so that ships wouldn't swing idly at anchor. By the 1760s Glasgow had a 50% share of the tobacco trade – as much as the rest of Britain's ports combined. While the English merchants simply sold American tobacco in Europe at a profit, the Glaswegians actually extended credit to American farmers against future production (a bit like a crop future today, where a crop to be grown at a later date is sold now). The Virginia farmers could then use this credit to buy European goods, which the Glaswegians were only too happy to supply. This brought about the rise of financial institutions such as the Glasgow Ship Bank and the Glasgow Thistle Bank, which would later become part of the now-bailed-out, taxpayer-owned Royal Bank of Scotland (RBS).Their practices paid rewards. Glasgow's merchants earned a great deal of money. They built glamorous homes and large churches and, it seems, took on aristocratic airs – hence they became known as the ‘Tobacco Lords'. Numbering among them were Buchanan, Dunlop, Ingram, Wilson, Oswald, Cochrane and Glassford, all of whom had streets in the Merchant City district of Glasgow named after them (other streets, such as Virginia Street and Jamaica Street, refer to their trade destinations). In 1771, over 47 million pounds of tobacco were imported.However, the credit the Glaswegians extended to American tobacco farmers would backfire. The debts incurred by the tobacco farmers – which included future presidents George Washington and Thomas Jefferson (who almost lost his farm as a result) – grew, and were among the grievances when the American War of Independence came in 1775. That war destroyed the tobacco trade for the Glaswegians. Much of the money that was owed to them was never repaid. Many of their plantations were lost. But the Glaswegians were entrepreneurial and they adapted. They moved on to other businesses, particularly cotton.By the 19th century, all sorts of local industry had emerged around the goods traded in the city. It was producing and exporting textiles, chemicals, engineered goods and steel. River engineering projects to dredge and deepen the Clyde (with a view to forming a deep- water port) had begun in 1768 and they would enable shipbuilding to become a major industry on the upper reaches of the river, pioneered by industrialists such as Robert Napier and John Elder. The final stretch of the Monkland Canal, linking the Forth and Clyde Canal at Port Dundas, was opened in 1795, facilitating access to the iron-ore and coal mines of Lanarkshire.The move to fossil-fuelled shipping in the latter 19th century destroyed the advantages that the trade winds had given Glasgow. But it didn't matter. Again, the people adapted. By the turn of the 20th century the Second City of the British Empire had become a world centre of industry and heavy engineering. It has been estimated that, between 1870 and 1914, it produced as much as one-fifth of the world's ships, and half of Britain's tonnage. Among the 25,000 ships it produced were some of the greatest ever built: the Cutty Sark, the Queen Mary, HMS Hood, the Lusitania, the Glenlee tall ship and even the iconic Mississippi paddle steamer, the Delta Queen. It had also become a centre for locomotive manufacture and, shortly after the turn of the 20th century, could boast the largest concentration of locomotive building works in Europe.It was not just Glasgow's industry and wealth that was so gargantuan. The city's contribution to mankind – made possible by the innovation and progress that comes with booming economies – would also have an international impact. Many great inventors either hailed from Glasgow or moved there to study or work. There's James Watt, for example, whose improvements to the steam engine were fundamental to the Industrial Revolution. One of Watt's employees, William Murdoch, has been dubbed ‘the Scot who lit the world' – he invented gas lighting, a new kind of steam cannon and waterproof paint. Charles MacIntosh gave us the raincoat. James Young, the chemist dubbed as ‘the father of the oil industry', gave us paraffin. William Thomson, known as Lord Kelvin, developed the science of thermodynamics, formulating the Kelvin scale of absolute temperature; he also managed the laying of the first transatlantic telegraph cable.The turning point in the economic fortunes of Glasgow – indeed, of industrial Britain – was WWI. Both have been in decline ever since. By the end of the war, the British were drained, both emotionally and in terms of capital and manpower; the workers, the entrepreneurs, the ideas men, too many of them were dead or incapacitated. There was insufficient money and no appetite to invest. The post-war recession, and later the Great Depression, did little to help. The trend of the city was now one of inexorable economic decline.If Glasgow was the home of shipping and industry in 19th-century Britain, it became the home of socialism in the 20th century. Known by some as the ‘Red Clydeside' movement, the socialist tide in Scotland actually pre-dated the First World War. In 1906 came the city's first Labour Member of Parliament (MP), George Barnes – prior to that its seven MPs were all Conservatives or Liberal Unionists. In the spring of 1911, 11,000 workers at the Singer sewing-machine factory (run by an American corporation in Clydebank) went on strike to support 12 women who were protesting about new work practices. Singer sacked 400 workers, but the movement was growing – as was labour unrest. In the four years between 1910 and 1914 Clydebank workers spent four times as many days on strike than in the whole of the previous decade. The Scottish Trades Union Congress and its affiliations saw membership rise from 129,000 in 1909 to 230,000 in 1914.20The rise in discontent had much to do with Glasgow's housing. Conditions were bad, there was overcrowding, bad sanitation, housing was close to dirty, noxious and deafening industry. Unions grew quite organically to protect the interests of their members.Then came WWI, and inflation, as Britain all but abandoned gold. In 1915 many landlords responded by attempting to increase rent, but with their young men on the Western front, those left behind didn't have the means to pay these higher costs. If they couldn't, eviction soon followed. In Govan, an area of Glasgow where shipbuilding was the main occupation, women – now in the majority with so many men gone – organized opposition to the rent increases. There are photographs showing women blocking the entrance to tenements; officers who did get inside to evict tenants are said to have had their trousers pulled down.The landlords were attacked for being unpatriotic. Placards read: ‘While our men are fighting on the front line,the landlord is attacking us at home.' The strikes spread to other cities throughout the UK, and on 27 November 1915 the government introduced legislation to restrict rents to the pre-war level. The strikers were placated. They had won. The government was happy; it had dealt with the problem. The landlords lost out.In the aftermath of the Russian Revolution of 1917, more frequent strikes crippled the city. In 1919 the ‘Bloody Friday' uprising prompted the prime minister, David Lloyd George, to deploy 10,000 troops and tanks onto the city's streets. By the 1930s Glasgow had become the main base of the Independent Labour Party, so when Labour finally came to power alone after WWII, its influence was strong. Glasgow has always remained a socialist stronghold. Labour dominates the city council, and the city has not had a Conservative MP for 30 years.By the late 1950s, Glasgow was losing out to the more competitive industries of Japan, Germany and elsewhere. There was a lack of investment. Union demands for workers, enforced by government legislation, made costs uneconomic and entrepreneurial activity arduous. With lack of investment came lack of innovation.Rapid de-industrialization followed, and by the 1960s and 70s most employment lay not in manufacturing, but in the service industries.Which brings us to today. On the plus side, Glasgow is still ranked as one of Europe's top 20 financial centres and is home to some leading Scottish businesses. But there is considerable downside.Recent studies have suggested that nearly 30% of Glasgow's working age population is unemployed. That's 50% higher than that of the rest of Scotland or the UK. Eighteen per cent of 16- to 19-year-olds are neither in school nor employed. More than one in five working-age Glaswegians have no sort of education that might qualify them for a job.In the city centre, the Merchant City, 50% of children are growing up in homes where nobody works. In the poorer neighbourhoods, such as Ruchill, Possilpark, or Dalmarnock, about 65% of children live in homes where nobody works – more than three times the national average. Figures from the Department of Work and Pensions show that 85% of working age adults from the district of Bridgeton claim some kind of welfare payment.Across the city, almost a third of the population regularly receives sickness or incapacity benefit, the highest rate of all UK cities. A 2008 World Health Organization report noted that in Glasgow's Calton, Bridgeton and Queenslie neighbourhoods, the average life expectancy for males is only 54. In contrast, residents of Glasgow's more affluent West End live to be 80 and virtually none of them are on the dole.Glasgow has the highest crime rate in Scotland. A recent report by the Centre for Social Justice noted that there are 170 teenage gangs in Glasgow. That's the same number as in London, which has over six times the population of Glasgow.It also has the dubious record of being Britain's murder capital. In fact, Glasgow had the highest homicide rate in Western Europe until it was overtaken in 2012 by Amsterdam, with more violent crime per head of population than even New York. What's more, its suicide rate is the highest in the UK.Then there are the drug and alcohol problems. The residents of the poorer neighbourhoods are an astounding six times more likely to die of a drugs overdose than the national average. Drug-related mortality has increased by 95% since 1997. There are 20,000 registered drug users – that's just registered – and the situation is not going to get any better: children who grow up in households where family members use drugs are seven times more likely to end up using drugs themselves than children who live in drug-free families.Glasgow has the highest incidence of liver diseases from alcohol abuse in all of Scotland. In the East End district of Dennistoun, these illnesses kill more people than heart attacks and lung cancer combined. Men and women are more likely to die of alcohol-related deaths in Glasgow than anywhere else in the UK. Time and time again Glasgow is proud winner of the title ‘Fattest City in Britain'. Around 40% of the population are obese – 5% morbidly so – and it also boasts the most smokers per capita.I have taken these statistics from an array of different sources. It might be in some cases that they're overstated. I know that I've accentuated both the 18th- and 19th-century positives, as well as the 20th- and 21st-century negatives to make my point. Of course, there are lots of healthy, happy people in Glasgow – I've done many gigs there and I loved it. Despite the stories you hear about intimidating Glasgow audiences, the ones I encountered were as good as any I've ever performed in front of. But none of this changes the broad-brush strokes: Glasgow was a once mighty city that now has grave social problems. It is a city that is not fulfilling its potential in the way that it once did. All in all, it's quite a transformation. How has it happened?Every few years a report comes out that highlights Glasgow's various problems. Comments are then sought from across the political spectrum. Usually, those asked to comment agree that the city has grave, ‘long-standing and deep-rooted social problems' (the words of Stephen Purcell, former leader of Glasgow City Council); they agree that something needs to be done, though they don't always agree on what that something is.There's the view from the right: Bill Aitken of the Scottish Conservatives, quoted in The Sunday Times in 2008, said, ‘We simply don't have the jobs for people who are not academically inclined. Another factor is that some people are simply disinclined to work. We have got to find something for these people to do, to give them a reason to get up in the morning and give them some self-respect.' There's the supposedly apolitical view of anti-poverty groups: Peter Kelly, director of the Glasgow-based Poverty Alliance, responded, ‘We need real, intensive support for people if we are going to tackle poverty. It's not about a lack of aspiration, often people who are unemployed or on low incomes are stymied by a lack of money and support from local and central government.' And there's the view from the left. In the same article, Patricia Ferguson, the Labour Member of the Scottish Parliament (MSP) for Maryhill, also declared a belief in government regeneration of the area. ‘It's about better housing, more jobs, better education and these things take years to make an impact. I believe that the huge regeneration in the area is fostering a lot more community involvement and cohesion. My real hope is that these figures will take a knock in the next five or ten years.' At the time of writing in 2013, five years later, the figures have worsened.All three points of view agree on one thing: the government must do something.In 2008 the £435 million Fairer Scotland Fund – established to tackle poverty – was unveiled, aiming to allocate cash to the country's most deprived communities. Its targets included increasing average income among lower wage-earners and narrowing the poverty gap between Scotland's best- and worst-performing regions by 2017. So far, it hasn't met those targets.In 2008 a report entitled ‘Power for The Public' examined the provision of health, education and justice in Scotland. It said the budgets for these three areas had grown by 55%, 87% and 44% respectively over the last decade, but added that this had produced ‘mixed results'. ‘Mixed results' means it didn't work. More money was spent and the figures got worse.After the Centre for Social Justice report on Glasgow in 2008, Iain Duncan Smith (who set up this think tank, and is now the Secretary of State for Work and Pensions) said, ‘Policy must deal with the pathways to breakdown – high levels of family breakdown, high levels of failed education, debt and unemployment.'So what are ‘pathways to breakdown'? If you were to look at a chart of Glasgow's prosperity relative to the rest of the world, its peak would have come somewhere around 1910. With the onset of WWI in 1914 its decline accelerated, and since then the falls have been relentless and inexorable. It's not just Glasgow that would have this chart pattern, but the whole of industrial Britain. What changed the trend? Yes, empires rise and fall, but was British decline all a consequence of WWI? Or was there something else?A seismic shift came with that war – a change which is very rarely spoken or written about. Actually, the change was gradual and it pre-dated 1914. It was a change that was sweeping through the West: that of government or state involvement in our lives. In the UK it began with the reforms of the Liberal government of 1906–14, championed by David Lloyd George and Winston Churchill, known as the ‘terrible twins' by contemporaries. The Pensions Act of 1908, the People's Budget of 1909–10 (to ‘wage implacable warfare against poverty', declared Lloyd George) and the National Insurance Act of 1911 saw the Liberal government moving away from its tradition of laissez-faire systems – from classical liberalism and Gladstonian principles of self-help and self-reliance – towards larger, more active government by which taxes were collected from the wealthy and the proceeds redistributed. Afraid of losing votes to the emerging Labour party and the increasingly popular ideology of socialism, modern liberals betrayed their classical principles. In his War Memoirs, Lloyd George said ‘the partisan warfare that raged around these topics was so fierce that by 1913, this country was brought to the verge of civil war'. But these were small steps. The Pensions Act, for example, meant that men aged 70 and above could claim between two and five shillings per week from the government. But average male life- expectancy then was 47. Today it's 77. Using the same ratio, and, yes, I'm manipulating statistics here, that's akin to only awarding pensions to people above the age 117 today. Back then it was workable.To go back to my analogy of the prologue, this period was when the ‘train' was set in motion across the West. In 1914 it went up a gear. Here are the opening paragraphs of historian A. J. P. Taylor's most celebrated book, English History 1914–1945, published in 1965.I quote this long passage in full, because it is so telling.Until August 1914 a sensible, law-abiding Englishman could pass through life and hardly notice the existence of the state, beyond the post office and the policeman. He could live where he liked and as he liked. He had no official number or identity card. He could travel abroad or leave his country forever without a passport or any sort of official permission. He could exchange his money for any other currency without restriction or limit. He could buy goods from any country in the world on the same terms as he bought goods at home. For that matter, a foreigner could spend his life in this country without permit and without informing the police. Unlike the countries of the European continent, the state did not require its citizens to perform military service. An Englishman could enlist, if he chose, in the regular army, the navy, or the territorials. He could also ignore, if he chose, the demands of national defence. Substantial householders were occasionally called on for jury service. Otherwise, only those helped the state, who wished to do so. The Englishman paid taxes on a modest scale: nearly £200 million in 1913–14, or rather less than 8% of the national income.The state intervened to prevent the citizen from eating adulterated food or contracting certain infectious diseases. It imposed safety rules in factories, and prevented women, and adult males in some industries,from working excessive hours.The state saw to it that children received education up to the age of 13. Since 1 January 1909, it provided a meagre pension for the needy over the age of 70. Since 1911, it helped to insure certain classes of workers against sickness and unemployment. This tendency towards more state action was increasing. Expenditure on the social services had roughly doubled since the Liberals took office in 1905. Still, broadly speaking, the state acted only to help those who could not help themselves. It left the adult citizen alone.All this was changed by the impact of the Great War. The mass of the people became, for the first time, active citizens. Their lives were shaped by orders from above; they were required to serve the state instead of pursuing exclusively their own affairs. Five million men entered the armed forces, many of them (though a minority) under compulsion. The Englishman's food was limited, and its quality changed, by government order. His freedom of movement was restricted; his conditions of work prescribed. Some industries were reduced or closed, others artificially fostered. The publication of news was fettered. Street lights were dimmed. The sacred freedom of drinking was tampered with: licensed hours were cut down, and the beer watered by order. The very time on the clocks was changed. From 1916 onwards, every Englishman got up an hour earlier in summer than he would otherwise have done, thanks to an act of parliament. The state established a hold over its citizens which, though relaxed in peacetime, was never to be removed and which the Second World war was again to increase. The history of the English state and of the English people merged for the first time.Since the beginning of WWI , the role that the state has played in our lives has not stopped growing. This has been especially so in the case of Glasgow. The state has spent more and more, provided more and more services, more subsidy, more education, more health care, more infrastructure, more accommodation, more benefits, more regulations, more laws, more protection. The more it has provided, the worse Glasgow has fared. Is this correlation a coincidence? I don't think so.The story of the rise and fall of Glasgow is a distilled version of the story of the rise and fall of industrial Britain – indeed the entire industrial West. In the next chapter I'm going to show you a simple mistake that goes on being made; a dynamic by which the state, whose very aim was to help Glasgow, has actually been its ‘pathway to breakdown' . . .Life After the State is available at Amazon, Apple Books and all good bookshops, with the audiobook at Audible, Apple Books and all good audiobookshops. This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit www.theflyingfrisby.com/subscribe

Good Sunday morning to you,I am just on a train home from Glasgow, where I have been gigging these past two nights. I've had a great time, as I always seem to do when I go north of the wall.But Glasgow on a Saturday night is something else. My hotel was right next to the station and so I was right in the thick of it. If I ever get to make a cacatopian, end-of-days, post-apocalyptic thriller, I'll just stroll through Glasgow city centre on a Friday or Saturday night with a camera to get all the B roll. It was like walking through a Hieronymus Bosch painting only with a Scottish accent. Little seems to have changed since I wrote that infamous chapter about Glasgow in Life After the State all those years ago. The only difference is that now it's more multi-ethnic. So many people are so off their heads. I lost count of the number of randoms wandering about just howling at the stars. The long days - it was still light at 10 o'clock - make the insanity all the more visible. Part of me finds it funny, but another part of me finds it so very sad that so many people let themselves get into this condition. It prompted me to revisit said chapter, and I offer it today as your Sunday thought piece.Just a couple of little notes, before we begin. This caught my eye on Friday. Our favourite uranium tech company, Lightbridge Fuels (NASDAQ:LTBR), has taken off again with Donald Trump's statement that he is going to quadruple US nuclear capacity. The stock was up 45% in a day. We first looked at it in October at $3. It hit $15 on Friday. It's one to sell on the spikes and buy on the dips, as this incredible chart shows.(In other news I have now listened twice to the Comstock Lode AGM, and I'll report back on that shortly too). ICYMI here is my mid-week commentary, which attracted a lot of attentionRight - Glasgow.(NB I haven't included references here. Needless to say, they are all there in the book. And sorry I don't have access to the audio of me reading this from my laptop, but, if you like, you can get the audiobook at Audible, Apple Books and all good audiobookshops. The book itself available at Amazon, Apple Books et al).How the Most Entrepreneurial City in Europe Became Its SickestThe cause of waves of unemployment is not capitalism, but governments …Friedrich Hayek, economist and philosopherIn the 18th and 19th centuries, the city of Glasgow in Scotland became enormously, stupendously rich. It happened quite organically, without planning. An entrepreneurial people reacted to their circumstances and, over time, turned Glasgow into an industrial and economic centre of such might that, by the turn of the 20th century, Glasgow was producing half the tonnage of Britain's ships and a quarter of all locomotives in the world. (Not unlike China's industrial dominance today). It was regarded as the best-governed city in Europe and popular histories compared it to the great imperial cities of Venice and Rome. It became known as the ‘Second City of the British Empire'.Barely 100 years later, it is the heroin capital of the UK, the murder capital of the UK and its East End, once home to Europe's largest steelworks, has been dubbed ‘the benefits capital of the UK'. Glasgow is Britain's fattest city: its men have Britain's lowest life expectancy – on a par with Palestine and Albania – and its unemployment rate is 50% higher than the rest of the UK.How did Glasgow manage all that?The growth in Glasgow's economic fortunes began in the latter part of the 17th century and the early 18th century. First, the city's location in the west of Scotland at the mouth of the river Clyde meant that it lay in the path of the trade winds and at least 100 nautical miles closer to America's east coast than other British ports – 200 miles closer than London. In the days before fossil fuels (which only found widespread use in shipping in the second half of the 19th century) the journey to Virginia was some two weeks shorter than the same journey from London or many of the other ports in Britain and Europe. Even modern sailors describe how easy the port of Glasgow is to navigate. Second, when England was at war with France – as it was repeatedly between 1688 and 1815 – ships travelling to Glasgow were less vulnerable than those travelling to ports further south. Glasgow's merchants took advantage and, by the early 18th century, the city had begun to assert itself as a trading hub. Manufactured goods were carried from Britain and Europe to North America and the Caribbean, where they were traded for increasingly popular commodities such as tobacco, cotton and sugar.Through the 18th century, the Glasgow merchants' business networks spread, and they took steps to further accelerate trade. New ships were introduced, bigger than those of rival ports, with fore and aft sails that enabled them to sail closer to the wind and reduce journey times. Trading posts were built to ensure that cargo was gathered and stored for collection, so that ships wouldn't swing idly at anchor. By the 1760s Glasgow had a 50% share of the tobacco trade – as much as the rest of Britain's ports combined. While the English merchants simply sold American tobacco in Europe at a profit, the Glaswegians actually extended credit to American farmers against future production (a bit like a crop future today, where a crop to be grown at a later date is sold now). The Virginia farmers could then use this credit to buy European goods, which the Glaswegians were only too happy to supply. This brought about the rise of financial institutions such as the Glasgow Ship Bank and the Glasgow Thistle Bank, which would later become part of the now-bailed-out, taxpayer-owned Royal Bank of Scotland (RBS).Their practices paid rewards. Glasgow's merchants earned a great deal of money. They built glamorous homes and large churches and, it seems, took on aristocratic airs – hence they became known as the ‘Tobacco Lords'. Numbering among them were Buchanan, Dunlop, Ingram, Wilson, Oswald, Cochrane and Glassford, all of whom had streets in the Merchant City district of Glasgow named after them (other streets, such as Virginia Street and Jamaica Street, refer to their trade destinations). In 1771, over 47 million pounds of tobacco were imported.However, the credit the Glaswegians extended to American tobacco farmers would backfire. The debts incurred by the tobacco farmers – which included future presidents George Washington and Thomas Jefferson (who almost lost his farm as a result) – grew, and were among the grievances when the American War of Independence came in 1775. That war destroyed the tobacco trade for the Glaswegians. Much of the money that was owed to them was never repaid. Many of their plantations were lost. But the Glaswegians were entrepreneurial and they adapted. They moved on to other businesses, particularly cotton.By the 19th century, all sorts of local industry had emerged around the goods traded in the city. It was producing and exporting textiles, chemicals, engineered goods and steel. River engineering projects to dredge and deepen the Clyde (with a view to forming a deep- water port) had begun in 1768 and they would enable shipbuilding to become a major industry on the upper reaches of the river, pioneered by industrialists such as Robert Napier and John Elder. The final stretch of the Monkland Canal, linking the Forth and Clyde Canal at Port Dundas, was opened in 1795, facilitating access to the iron-ore and coal mines of Lanarkshire.The move to fossil-fuelled shipping in the latter 19th century destroyed the advantages that the trade winds had given Glasgow. But it didn't matter. Again, the people adapted. By the turn of the 20th century the Second City of the British Empire had become a world centre of industry and heavy engineering. It has been estimated that, between 1870 and 1914, it produced as much as one-fifth of the world's ships, and half of Britain's tonnage. Among the 25,000 ships it produced were some of the greatest ever built: the Cutty Sark, the Queen Mary, HMS Hood, the Lusitania, the Glenlee tall ship and even the iconic Mississippi paddle steamer, the Delta Queen. It had also become a centre for locomotive manufacture and, shortly after the turn of the 20th century, could boast the largest concentration of locomotive building works in Europe.It was not just Glasgow's industry and wealth that was so gargantuan. The city's contribution to mankind – made possible by the innovation and progress that comes with booming economies – would also have an international impact. Many great inventors either hailed from Glasgow or moved there to study or work. There's James Watt, for example, whose improvements to the steam engine were fundamental to the Industrial Revolution. One of Watt's employees, William Murdoch, has been dubbed ‘the Scot who lit the world' – he invented gas lighting, a new kind of steam cannon and waterproof paint. Charles MacIntosh gave us the raincoat. James Young, the chemist dubbed as ‘the father of the oil industry', gave us paraffin. William Thomson, known as Lord Kelvin, developed the science of thermodynamics, formulating the Kelvin scale of absolute temperature; he also managed the laying of the first transatlantic telegraph cable.The turning point in the economic fortunes of Glasgow – indeed, of industrial Britain – was WWI. Both have been in decline ever since. By the end of the war, the British were drained, both emotionally and in terms of capital and manpower; the workers, the entrepreneurs, the ideas men, too many of them were dead or incapacitated. There was insufficient money and no appetite to invest. The post-war recession, and later the Great Depression, did little to help. The trend of the city was now one of inexorable economic decline.If Glasgow was the home of shipping and industry in 19th-century Britain, it became the home of socialism in the 20th century. Known by some as the ‘Red Clydeside' movement, the socialist tide in Scotland actually pre-dated the First World War. In 1906 came the city's first Labour Member of Parliament (MP), George Barnes – prior to that its seven MPs were all Conservatives or Liberal Unionists. In the spring of 1911, 11,000 workers at the Singer sewing-machine factory (run by an American corporation in Clydebank) went on strike to support 12 women who were protesting about new work practices. Singer sacked 400 workers, but the movement was growing – as was labour unrest. In the four years between 1910 and 1914 Clydebank workers spent four times as many days on strike than in the whole of the previous decade. The Scottish Trades Union Congress and its affiliations saw membership rise from 129,000 in 1909 to 230,000 in 1914.20The rise in discontent had much to do with Glasgow's housing. Conditions were bad, there was overcrowding, bad sanitation, housing was close to dirty, noxious and deafening industry. Unions grew quite organically to protect the interests of their members.Then came WWI, and inflation, as Britain all but abandoned gold. In 1915 many landlords responded by attempting to increase rent, but with their young men on the Western front, those left behind didn't have the means to pay these higher costs. If they couldn't, eviction soon followed. In Govan, an area of Glasgow where shipbuilding was the main occupation, women – now in the majority with so many men gone – organized opposition to the rent increases. There are photographs showing women blocking the entrance to tenements; officers who did get inside to evict tenants are said to have had their trousers pulled down.The landlords were attacked for being unpatriotic. Placards read: ‘While our men are fighting on the front line,the landlord is attacking us at home.' The strikes spread to other cities throughout the UK, and on 27 November 1915 the government introduced legislation to restrict rents to the pre-war level. The strikers were placated. They had won. The government was happy; it had dealt with the problem. The landlords lost out.In the aftermath of the Russian Revolution of 1917, more frequent strikes crippled the city. In 1919 the ‘Bloody Friday' uprising prompted the prime minister, David Lloyd George, to deploy 10,000 troops and tanks onto the city's streets. By the 1930s Glasgow had become the main base of the Independent Labour Party, so when Labour finally came to power alone after WWII, its influence was strong. Glasgow has always remained a socialist stronghold. Labour dominates the city council, and the city has not had a Conservative MP for 30 years.By the late 1950s, Glasgow was losing out to the more competitive industries of Japan, Germany and elsewhere. There was a lack of investment. Union demands for workers, enforced by government legislation, made costs uneconomic and entrepreneurial activity arduous. With lack of investment came lack of innovation.Rapid de-industrialization followed, and by the 1960s and 70s most employment lay not in manufacturing, but in the service industries.Which brings us to today. On the plus side, Glasgow is still ranked as one of Europe's top 20 financial centres and is home to some leading Scottish businesses. But there is considerable downside.Recent studies have suggested that nearly 30% of Glasgow's working age population is unemployed. That's 50% higher than that of the rest of Scotland or the UK. Eighteen per cent of 16- to 19-year-olds are neither in school nor employed. More than one in five working-age Glaswegians have no sort of education that might qualify them for a job.In the city centre, the Merchant City, 50% of children are growing up in homes where nobody works. In the poorer neighbourhoods, such as Ruchill, Possilpark, or Dalmarnock, about 65% of children live in homes where nobody works – more than three times the national average. Figures from the Department of Work and Pensions show that 85% of working age adults from the district of Bridgeton claim some kind of welfare payment.Across the city, almost a third of the population regularly receives sickness or incapacity benefit, the highest rate of all UK cities. A 2008 World Health Organization report noted that in Glasgow's Calton, Bridgeton and Queenslie neighbourhoods, the average life expectancy for males is only 54. In contrast, residents of Glasgow's more affluent West End live to be 80 and virtually none of them are on the dole.Glasgow has the highest crime rate in Scotland. A recent report by the Centre for Social Justice noted that there are 170 teenage gangs in Glasgow. That's the same number as in London, which has over six times the population of Glasgow.It also has the dubious record of being Britain's murder capital. In fact, Glasgow had the highest homicide rate in Western Europe until it was overtaken in 2012 by Amsterdam, with more violent crime per head of population than even New York. What's more, its suicide rate is the highest in the UK.Then there are the drug and alcohol problems. The residents of the poorer neighbourhoods are an astounding six times more likely to die of a drugs overdose than the national average. Drug-related mortality has increased by 95% since 1997. There are 20,000 registered drug users – that's just registered – and the situation is not going to get any better: children who grow up in households where family members use drugs are seven times more likely to end up using drugs themselves than children who live in drug-free families.Glasgow has the highest incidence of liver diseases from alcohol abuse in all of Scotland. In the East End district of Dennistoun, these illnesses kill more people than heart attacks and lung cancer combined. Men and women are more likely to die of alcohol-related deaths in Glasgow than anywhere else in the UK. Time and time again Glasgow is proud winner of the title ‘Fattest City in Britain'. Around 40% of the population are obese – 5% morbidly so – and it also boasts the most smokers per capita.I have taken these statistics from an array of different sources. It might be in some cases that they're overstated. I know that I've accentuated both the 18th- and 19th-century positives, as well as the 20th- and 21st-century negatives to make my point. Of course, there are lots of healthy, happy people in Glasgow – I've done many gigs there and I loved it. Despite the stories you hear about intimidating Glasgow audiences, the ones I encountered were as good as any I've ever performed in front of. But none of this changes the broad-brush strokes: Glasgow was a once mighty city that now has grave social problems. It is a city that is not fulfilling its potential in the way that it once did. All in all, it's quite a transformation. How has it happened?Every few years a report comes out that highlights Glasgow's various problems. Comments are then sought from across the political spectrum. Usually, those asked to comment agree that the city has grave, ‘long-standing and deep-rooted social problems' (the words of Stephen Purcell, former leader of Glasgow City Council); they agree that something needs to be done, though they don't always agree on what that something is.There's the view from the right: Bill Aitken of the Scottish Conservatives, quoted in The Sunday Times in 2008, said, ‘We simply don't have the jobs for people who are not academically inclined. Another factor is that some people are simply disinclined to work. We have got to find something for these people to do, to give them a reason to get up in the morning and give them some self-respect.' There's the supposedly apolitical view of anti-poverty groups: Peter Kelly, director of the Glasgow-based Poverty Alliance, responded, ‘We need real, intensive support for people if we are going to tackle poverty. It's not about a lack of aspiration, often people who are unemployed or on low incomes are stymied by a lack of money and support from local and central government.' And there's the view from the left. In the same article, Patricia Ferguson, the Labour Member of the Scottish Parliament (MSP) for Maryhill, also declared a belief in government regeneration of the area. ‘It's about better housing, more jobs, better education and these things take years to make an impact. I believe that the huge regeneration in the area is fostering a lot more community involvement and cohesion. My real hope is that these figures will take a knock in the next five or ten years.' At the time of writing in 2013, five years later, the figures have worsened.All three points of view agree on one thing: the government must do something.In 2008 the £435 million Fairer Scotland Fund – established to tackle poverty – was unveiled, aiming to allocate cash to the country's most deprived communities. Its targets included increasing average income among lower wage-earners and narrowing the poverty gap between Scotland's best- and worst-performing regions by 2017. So far, it hasn't met those targets.In 2008 a report entitled ‘Power for The Public' examined the provision of health, education and justice in Scotland. It said the budgets for these three areas had grown by 55%, 87% and 44% respectively over the last decade, but added that this had produced ‘mixed results'. ‘Mixed results' means it didn't work. More money was spent and the figures got worse.After the Centre for Social Justice report on Glasgow in 2008, Iain Duncan Smith (who set up this think tank, and is now the Secretary of State for Work and Pensions) said, ‘Policy must deal with the pathways to breakdown – high levels of family breakdown, high levels of failed education, debt and unemployment.'So what are ‘pathways to breakdown'? If you were to look at a chart of Glasgow's prosperity relative to the rest of the world, its peak would have come somewhere around 1910. With the onset of WWI in 1914 its decline accelerated, and since then the falls have been relentless and inexorable. It's not just Glasgow that would have this chart pattern, but the whole of industrial Britain. What changed the trend? Yes, empires rise and fall, but was British decline all a consequence of WWI? Or was there something else?A seismic shift came with that war – a change which is very rarely spoken or written about. Actually, the change was gradual and it pre-dated 1914. It was a change that was sweeping through the West: that of government or state involvement in our lives. In the UK it began with the reforms of the Liberal government of 1906–14, championed by David Lloyd George and Winston Churchill, known as the ‘terrible twins' by contemporaries. The Pensions Act of 1908, the People's Budget of 1909–10 (to ‘wage implacable warfare against poverty', declared Lloyd George) and the National Insurance Act of 1911 saw the Liberal government moving away from its tradition of laissez-faire systems – from classical liberalism and Gladstonian principles of self-help and self-reliance – towards larger, more active government by which taxes were collected from the wealthy and the proceeds redistributed. Afraid of losing votes to the emerging Labour party and the increasingly popular ideology of socialism, modern liberals betrayed their classical principles. In his War Memoirs, Lloyd George said ‘the partisan warfare that raged around these topics was so fierce that by 1913, this country was brought to the verge of civil war'. But these were small steps. The Pensions Act, for example, meant that men aged 70 and above could claim between two and five shillings per week from the government. But average male life- expectancy then was 47. Today it's 77. Using the same ratio, and, yes, I'm manipulating statistics here, that's akin to only awarding pensions to people above the age 117 today. Back then it was workable.To go back to my analogy of the prologue, this period was when the ‘train' was set in motion across the West. In 1914 it went up a gear. Here are the opening paragraphs of historian A. J. P. Taylor's most celebrated book, English History 1914–1945, published in 1965.I quote this long passage in full, because it is so telling.Until August 1914 a sensible, law-abiding Englishman could pass through life and hardly notice the existence of the state, beyond the post office and the policeman. He could live where he liked and as he liked. He had no official number or identity card. He could travel abroad or leave his country forever without a passport or any sort of official permission. He could exchange his money for any other currency without restriction or limit. He could buy goods from any country in the world on the same terms as he bought goods at home. For that matter, a foreigner could spend his life in this country without permit and without informing the police. Unlike the countries of the European continent, the state did not require its citizens to perform military service. An Englishman could enlist, if he chose, in the regular army, the navy, or the territorials. He could also ignore, if he chose, the demands of national defence. Substantial householders were occasionally called on for jury service. Otherwise, only those helped the state, who wished to do so. The Englishman paid taxes on a modest scale: nearly £200 million in 1913–14, or rather less than 8% of the national income.The state intervened to prevent the citizen from eating adulterated food or contracting certain infectious diseases. It imposed safety rules in factories, and prevented women, and adult males in some industries,from working excessive hours.The state saw to it that children received education up to the age of 13. Since 1 January 1909, it provided a meagre pension for the needy over the age of 70. Since 1911, it helped to insure certain classes of workers against sickness and unemployment. This tendency towards more state action was increasing. Expenditure on the social services had roughly doubled since the Liberals took office in 1905. Still, broadly speaking, the state acted only to help those who could not help themselves. It left the adult citizen alone.All this was changed by the impact of the Great War. The mass of the people became, for the first time, active citizens. Their lives were shaped by orders from above; they were required to serve the state instead of pursuing exclusively their own affairs. Five million men entered the armed forces, many of them (though a minority) under compulsion. The Englishman's food was limited, and its quality changed, by government order. His freedom of movement was restricted; his conditions of work prescribed. Some industries were reduced or closed, others artificially fostered. The publication of news was fettered. Street lights were dimmed. The sacred freedom of drinking was tampered with: licensed hours were cut down, and the beer watered by order. The very time on the clocks was changed. From 1916 onwards, every Englishman got up an hour earlier in summer than he would otherwise have done, thanks to an act of parliament. The state established a hold over its citizens which, though relaxed in peacetime, was never to be removed and which the Second World war was again to increase. The history of the English state and of the English people merged for the first time.Since the beginning of WWI , the role that the state has played in our lives has not stopped growing. This has been especially so in the case of Glasgow. The state has spent more and more, provided more and more services, more subsidy, more education, more health care, more infrastructure, more accommodation, more benefits, more regulations, more laws, more protection. The more it has provided, the worse Glasgow has fared. Is this correlation a coincidence? I don't think so.The story of the rise and fall of Glasgow is a distilled version of the story of the rise and fall of industrial Britain – indeed the entire industrial West. In the next chapter I'm going to show you a simple mistake that goes on being made; a dynamic by which the state, whose very aim was to help Glasgow, has actually been its ‘pathway to breakdown' . . .Life After the State is available at Amazon, Apple Books and all good bookshops, with the audiobook at Audible, Apple Books and all good audiobookshops. This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit www.theflyingfrisby.com/subscribe

Dr. Philip D. Derber

In this one I tell you about: Substantial technical difficulties in the subterranean bunker An exciting development with our upcoming Washington DC trip Our yard guy is sleeping with the enemy! Another successful Costco run The terrible rest area-style toilet paper Toney purchased Thanks for listening! Check out expanded show notes at surfreportpod.com Need twice the Surf Report? We've got you covered. Just pop on over to patreon.com/jeffkay, sign up for a $4 (or more) monthly donation, and you'll immediately gain access to the weekly bonus shows. They're each a full-length episode and are only available to supporters at Patreon. Upgrade today! Also, we now have a telephone hotline where you can leave your comments, questions, and suggestions. The number is 570-290-8151. Give us a call and there's a very good chance you'll be part of a future show. It's all voicemail, no actual human will answer. If you're too shy for such shenanigans, email us at surfreportpod@gmail.com

House Ag Committee Ranking Member Angie Craig is calling for the Farm Bill to get done, and Treasury Secretary Scott Bessent expressed optimism that “substantial progress” in U.S./China trade negotiations.

Sino-US talks over the weekend were described by US Treasury Secretary Bessent as making “substantial progress” on trade. Presumably so important a comment was cleared by US President Trump. The only real issue investors care about is how far the US will retreat on trade taxes. Current tariffs effectively halt bilateral trade. An 80% tariff (suggested by Trump) would also effectively halt bilateral trade. A tax of 20% would damage the US economy, but allow trade to continue.

This lecture text explores contract interpretation, discussing how courts determine the meaning of agreements using the plain meaning rule and extrinsic evidence, such as course of performance, course of dealing, and usage of trade, while also considering the parol evidence rule. It then differentiates performance obligations under common law and the U.C.C., contrasting substantial performance with the perfect tender rule, and introducing the concept of conditions. The material further explains breach, including material versus minor breaches and anticipatory repudiation, before outlining the rights of third parties through assignment, delegation, and third-party beneficiary contracts, finally addressing ways performance may be excused due to impossibility, impracticability, or frustration of purpose.This conversation delves into the complexities of contract law, focusing on the stages beyond formation, including interpretation, performance, conditions, breach, and third-party rights. The discussion emphasizes the importance of understanding the intent behind contracts, the standards for performance under common law and the UCC, and the implications of breaches. It also covers the roles of conditions, anticipatory repudiation, and the rights of third parties in contractual agreements, concluding with the circumstances under which performance may be excused.Understanding contract law goes beyond just formation.Contract interpretation focuses on the parties' intent.Extrinsic evidence plays a crucial role in ambiguous contracts.Substantial performance is key in common law contracts.The UCC applies a stricter perfect tender rule for goods.Conditions can be express or implied and affect performance duties.Material breaches excuse the non-breaching party from performance.Anticipatory repudiation allows immediate action against a breaching party.Third parties can gain rights through assignment, delegation, or as beneficiaries.Excuses for non-performance include impossibility and frustration of purpose.According to the plain meaning rule, courts interpret unambiguous contract language according to its ordinary meaning, without considering outside evidence.If contract language is ambiguous, courts may consider extrinsic evidence such as prior negotiations, drafts, industry standards, or other contemporaneous writings to determine the parties' intent.Course of performance refers to the parties' behavior under the current contract, while course of dealing refers to their conduct in previous contracts. Both provide insight into the parties' understanding of terms.The parol evidence rule's purpose is generally to prevent parties from using prior or contemporaneous oral or written statements to contradict or change the terms of a complete and final written contract.Common law substantial performance allows enforcement if the essential purpose is met with minor deviations, while the U.C.C.'s perfect tender rule requires goods to conform exactly to contract terms for the buyer to be obligated to accept them.Under the perfect tender rule, a seller might satisfy their obligation despite nonconforming goods by exercising their right to "cure" the defective tender within the contract performance period.A condition precedent is an event that must occur before a party is obligated to perform. An example from the source is a loan disbursement being conditioned on providing proof of income.A material breach is a serious violation going to the essence of the contract that excuses the non-breaching party's performance, while a minor breach is less significant and only entitles the injured party to damages.Upon anticipatory repudiation, the non-breaching party can treat it as a breach and sue immediately, suspend performance and wait, or urge performance and await retraction.An assignment is a transfer of rights under a contract, while a delegation is a transfer of duties. In a delegation, the original party typically remains liable

Today's episode is from Mobile Home Park #67 that originally aired on May 9, 2017. Noel Scruggs is a mobile home park investor based in San Diego, CA. Learn how Noel went from being a professional poker player to being a full-time mobile home park investor. Noel's path wasn't an easy one and was full of challenges, frustrations, and many late nights but Noel pushed through and was able to persevere and now enjoys a significant cash flow all created from his park investments.   Recommended Resources: Accredited Investors, you're invited to Join the Cashflow Investor Club to learn how you can partner with Kevin Bupp on current and upcoming opportunities to create passive cash flow and build wealth. Join the Club! If you're a high net worth investor with capital to deploy in the next 12 months and you want to build passive income and wealth with a trusted partner, go to InvestWithKB.com for opportunities to invest in real estate projects alongside Kevin and his team.  Looking for the ultimate guide to passive investing? Grab a copy of my latest book, The Cash Flow Investor at KevinBupp.com.  Tap into a wealth of free information on Commercial Real Estate Investing by listening to past podcast episodes at KevinBupp.com/Podcast.

Tigers GM Jeff Greenberg joins us to talk about Tork and Javy making surprising contributions, Jackson Jobe's innings load, and if the Tigers will be buyers at the trade deadline

This lecture explores the principles of contract interpretation, performance obligations, breach of contract, and the rights of third parties. It covers how courts interpret contracts, the significance of performance standards under common law and UCC, the implications of breach, and the conditions under which performance may be excused. The lecture emphasizes the importance of understanding these concepts for effective contract law practice.TakeawaysCourts interpret contracts to reflect the parties' intentions.The plain meaning rule is the starting point for interpretation.Substantial performance allows enforcement despite minor defects.The perfect tender rule requires exact conformity in UCC contracts.Conditions can be express, implied, or constructive.Material breaches excuse the non-breaching party's performance.Anticipatory repudiation allows for immediate legal action.Third parties can acquire rights through assignment or delegation.Impossibility and impracticability can excuse performance.Frustration of purpose can prevent enforcement of contracts.Chapters00:00 Understanding Contract Interpretation04:13 Performance Obligations in Contracts08:01 Breach of Contract and Its Consequences11:49 Rights of Third Parties and Excusing Performancecontract interpretation, performance obligations, breach of contract, third-party rights, contract law, UCC, common law, anticipatory repudiation, conditions, legal doctrines

Hour 3 of JJ & Alex with Jeremiah Jensen and Alex Kirry. Steve Bartle, Utah Utes insider for KSL Sports NFL Blitz: Titans say they will draft No. 1 after fielding offers Best and Worst of the Day

Cache GOP hosting leadership candidate meet and greet -- DOJ says USU is now in "substantial compliance" with settlement over handling sexual assault cases

The objective theory of contracts states that a party's intention to enter into a contract is judged by outward, objective manifestations (words and conduct) as interpreted by a reasonable person in the offeree's position, rather than the party's secret, subjective intentions. This differs from a purely subjective approach, which would focus on what the parties actually thought, potentially leading to uncertainty and difficulty in enforcement.The common law mirror image rule requires that the acceptance must precisely match the terms of the offer; any deviation constitutes a counteroffer. U.C.C. Section 2-207 modifies this for the sale of goods, particularly between merchants, by allowing a definite expression of acceptance to create a contract even with additional or different terms, unless those terms materially alter the agreement, the offer expressly limits acceptance to its terms, or the offeror objects.Valid consideration is a bargained-for exchange of legal value, where each party gives up something of legal value (a right, a promise, or an act) in exchange for something of legal value from the other party. For example, if Sarah agrees to sell her used car to John for $5,000, Sarah's promise to transfer the car and John's promise to pay the money both constitute valid consideration.Promissory estoppel, or detrimental reliance, allows a court to enforce a promise even without traditional consideration if the promisor makes a clear and unambiguous promise, the promisee reasonably and foreseeably relies on that promise to their detriment, and injustice can only be avoided by enforcing the promise. This might occur if an employer promises an employee a bonus upon retirement, and the employee retires in reliance on that promise.The typical categories of contracts falling under the Statute of Frauds include contracts for the sale of land, contracts that cannot be performed within one year, contracts in consideration of marriage, contracts to answer for the debt of another, and contracts for the sale of goods priced at $500 or more. These contracts are generally required to be in writing to prevent fraudulent claims and provide more reliable evidence of the agreement's terms given their significance or duration.Substantial performance occurs when a party has performed the essential purpose of the contract in good faith, but with minor deviations. The non-breaching party must still perform but may be entitled to damages for the minor defects. Material breach, on the other hand, is a significant failure to perform that defeats the essential purpose of the contract, allowing the non-breaching party to suspend their own performance and sue for damages.The primary goal of compensatory damages is to compensate the non-breaching party for the loss suffered as a direct result of the breach, aiming to put them in the same economic position they would have been in had the contract been fully performed. The two main types are direct damages (loss of the bargain) and consequential damages (foreseeable losses resulting from the breach). A limitation on consequential damages is that they must have been reasonably foreseeable to the breaching party at the time the contract was formed.Specific performance is an equitable remedy where a court orders the breaching party to fulfill their contractual obligations. It is typically granted only when monetary damages are inadequate to compensate the non-breaching party, such as in contracts for the sale of unique goods (e.g., rare artwork) or real estate, where each piece of property is considered unique.An intended beneficiary is a third party whom the contracting parties intended to benefit directly from the contract and has the right to enforce the contract against the promisor. An incidental beneficiary, on the other hand, is a third party who may indirectly benefit from the contract but was not the intended recipient of that benefit and does not have the right to enforce the contract.

Folks in West Tennessee are preparing for flooding as some areas are forecasted to get 10 to 15 inches of rain by the end of the week. West Tennessee River Basin Director David Blackwood explains what's being done to prepare for the potential flooding.

Today's Poll Question at Smerconish.com: Is it fair to lay substantial blame on the law firms who settled with President Trump to get off of his blacklist? Listen here to Michael's take, then vote at Smerconish.com, and please leave a rating and review of this podcast! The Daily Poll Question is a thought-provoking query each day at Smerconish.com on a political, social, or other human interest issue. Entirely non-scientific, it always begins a great conversation. Michael talks about it in this podcast each weekday.

New season? Yes, it is. Well.   M Squad / Police Squad! Side-By-Side Red Rock Cider

As broadcast @ www.totallywiredradio.com Tuesday 04.03.25Hour One and Two with Ket Shah01. Marianne Solivan ft Buster Williams, Brandon Mclune & Jay Sawyer - Open The Door (Imani 2025)02. Küf Knotz & Christine Elise - Cascade (Self Released 2025)03. Uyama Hiroto ft. Substantial & Jsoul - Color of Love (Roph 2024)04. Uwade - I Wonder What We're Made Of (Ehiose / Thirty Tigers 2025)05. Angie Stone - Dinosaur (Cleopatra Conjunction Entertainment 2019)06. Kim Tibbs - The Time Is Now (Self Released 2025)07. Norihiro Tsuru - Farsighted Person (Time Capsule 2025)08. The Sure Fire Soul Ensemble - Freddie (Colemine 2025)09. Sola Rosa - Seeds (Concord 2025)10. Zacchae'us Paul & Gregoire Maret ft Cookie. & Milena Casado - Better Dayz (Candid 2024)11. Okonski - Summer Storm (Colemine 2025)12. Ella Fitzgerald - The Moment of Truth (Verve 2025)13. Bluestaeb, Melodiesinfonie & S. Fidelity - 365 P (Tre Posti) (Jakarta 2025)14. Anan - Etna (Space Echo 2025)15. S-Tone Inc. & Toco - Longe De Voce (Schema 2025)16. Subnesia ft Stine Hjelm - Nobody But You (Music For Dreams 2025)17. Marcus Odie - I'm There (ODNT World 2025)18. Lovetempo - We Can Make It Happen (Toucan 2025)19. Mamacita ft. Persona RS - Tu Amor (Double Drop Luke É Soul Re-Edit) (E Soul Cultura / Mr Bongo 2025)20. Luka ft. Kali Mija - Soft Landing (Charles Webster Mix1) (The Bliss Beyond 2025)21. Charles Petersohn ft. Roberto Di Gioia and People of Tala'aga Samoa - Children Of Zu Zu (Compost 2025)22. Late Nite City - Higher Ground (Late Nites 2025)23. Clavis ft. KUBA - Drifting (Lossless 2025)24. RAH & The Ruffcats ft King Khan - Wake Up (they are the people of the myths) (Yoruba Soul Mix) (Sonar Kollektiv 2025)25. MoBlack & Aycond - O Cajado (Extended Mix) (MoBlack 2025)26. Jo Paciello - Le Jazz (Extended Mix) (Peppermint Jam 2025)

Send us a textMatthew Shell is a versatile multi-instrumentalist, producer, engineer, and educator specializing in genres spanning from smooth jazz and relaxing instrumentals to R&B and soul.Shell's production, mixing, and engineering credits include Selina Gomez, Philip Lawrence from Bruno Mars' team, Gerald Albright, Paul Jackson Jr., Kenny McNeil, Kenny Wesley, Substantial, Ghen, Molly Moore, Lana Lubany, Collin Brooks, Tiffany Alvord, Carolyn Malachi, Marcus Johnson, DJ Flexx, Greg Adams, Jeff Lorber, and platinum selling band O.A.R., among others.Matthew's work on his own albums and for various artists have been featured numerous times on TV, radio, and in press articles, including three times on the Billboard Top 10 charts, twice featured on GRAMMY.com, and multiple times featured on FOX 5 News DC, WPGC 95.5, WTOP, WPFW 89.3, Trish Hennessey's Hybrid Jazz Radio, The Tony Kornheiser Show, and on The Maggie Linton Show on Sirius XM.In this episode Troy and Matthew discuss how he became such a versatile and unique artist. Matthews sound is eclectic. He is a master at everything that he does from his fiery guitar playing to his knack for bringing the best musicians together from all over the world to help craft one of his gems. Even as a child Matthew dreamt big. In this episode Matthew tells of a story on how he planned to make a song Beethoven even better. Matt has the uncanny ability to think out of the box. Mixing genres to together and never shying away from something different. In his songs you can hear bits for Afro Beats, R&B, Jazz, Latin, Turkish, Japanese, House, India, American Indian music and so much more. He is truly a musician of the world. What is so great about this episode is that Matt didn't shy away from getting in-depth about what went into making some of his most iconic songs. They conversed about songs that he did at the start of his career like his remake of Michael Jackson's "Rock With You" featuring extraordinary vocals of "Kenny Wesley" and "Latin Funk" with Marcus Johnson. Other songs featured are "1.99" where Matthew showcases his incredible guitar playing and Trey Eley plays the hell out of the flute. "Cherry Blossoms in Spring" featuring the Grammy Award winning musician Masa Takumi. They also premiered a new song entitled "Layers" by Naika, a new Haitian artist that is about to take the world by storm; re imagined by Matt. Of course, the episode would not be complete without highlighting some of the gems of on his new album "FM3 Every Morning" such as "Whispers In The Distance" and "Maui Sunset 3.0"So if you are looking for something new, relaxing and uplifting you should check this episode out.Listen and subscribe to the BAAS Entertainment Podcast on Spotify, Amazon Music, Apple Podcasts, Google Podcasts, Deezer, iHeartRadio, Pandora, Podchaser, Pocket Casts and TuneIn. “Hey, Alexa. Play the BAAS Entertainment Podcast.”

Substantial investment totals into the A.I. space headline early Monday movers: Apple (AAPL) and Alibaba (BABA). Apple pledged half a trillion dollars in U.S. expansion plans, including A.I. and Silicon innovation. Meanwhile, Chinese company Alibaba — fresh off of 52-week highs — commits to spending $52B to ramp up its A.I. and Cloud infrastructure. Kevin Green examines the big capex spending from both companies.======== Schwab Network ========Empowering every investor and trader, every market day.Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/About Schwab Network - https://schwabnetwork.com/about

Substantial changes to how it looks and plays bring 2K's golf sim within striking distance of the competition. Learn more about your ad choices. Visit podcastchoices.com/adchoices

How have conditions changed since 1970 in neighborhoods where Black residents are the largest racial or ethnic group? Mike Lens wrote a whole book on the subject: Where the Hood At? Fifty Years of Change in Black Neighborhoods. He takes the guest mic to share what he learned.Book summary: Substantial gaps exist between Black Americans and other racial and ethnic groups in the U.S., most glaringly Whites, across virtually all quality-of-life indicators. Despite strong evidence that neighborhood residence affects life outcomes, we lack a comprehensive picture of Black neighborhood conditions and how they have changed over time. In Where the Hood At? urban planning and public policy scholar Michael C. Lens examines the characteristics and trajectories of Black neighborhoods across the U.S. over the fifty years since the Fair Housing Act.Show notes:Lens, M. C. (2024). Where the Hood At? Fifty Years of Change in Black Neighborhoods. Russell Sage Foundation.Website for Lisa Belkin's book about public housing integration in Yonkers, NY, Show Me a Hero.IMDb page for the Show Me a Hero tv miniseries on HBO.Million Dollar Hoods website.Episode 52 of UCLA Housing Voice: Community Land Trusts with Annette Kim.Episode 40 of UCLA Housing Voice: Valuing Black Lives and Housing with Andre Perry.

Hour 1 of JJ & Alex with Jeremiah Jensen and Alex Kirry. Bracketology: BYU flies by Kansas, Utah teams impressing on Bracket Watch NFL salary cup to increase in back to back years  Would You Rather?

The Blackest Super Bowl ever; Reminder: Serena MF Williams is from Compton; Stephen A. Smith will say any dumb thing for attention; a 9 hour Prince documentary that we'll never see; Mayor Eric Adams trades NYC for his freedom; Demi chats with Harlem creator Tracy Oliver about alternate endings for the final season, her secret sauce for creating great TV (and film) and what's next for Black stories in anti-DEI in Hollywood. ABOUT ME: http://www.demetrialucas.com/about/ STAY CONNECTED:  IG: demetriallucas Twitter: demetriallucas FB: demetriallucas YouTube: demetriallucas Control Body Odor ANYWHERE with @lumedeodorant and get 15% off with promo code JUICY at https://lumedeodorant.com! #lumepod Learn more about your ad choices. Visit podcastchoices.com/adchoices

The Blackest Super Bowl ever; Reminder: Serena MF Williams is from Compton; Stephen A. Smith will say any dumb thing for attention; a 9 hour Prince documentary that we'll never see; Mayor Eric Adams trades NYC for his freedom; Demi chats with Harlem creator Tracy Oliver about alternate endings for the final season, her secret sauce for creating great TV (and film) and what's next for Black stories in anti-DEI in Hollywood.ABOUT ME:http://www.demetrialucas.com/about/STAY CONNECTED: IG: demetriallucasTwitter: demetriallucasFB: demetriallucasYouTube: demetriallucasControl Body Odor ANYWHERE with @lumedeodorant and get 15% off with promo code JUICY at https://lumedeodorant.com! #lumepod Learn more about your ad choices. Visit podcastchoices.com/adchoices Hosted on Acast. See acast.com/privacy for more information.

//The Wire//2300Z February 12, 2025////ROUTINE////BLUF: EXPLOSIVE ATTACK STRIKES LOCAL COMMUNITY CENTER IN GRENOBLE. PROTESTERS GREET SECDEF DURING VISIT TO EUROPE. EXPLOSION REPORTED AT BUS DEPOT IN EL PASO.// -----BEGIN TEARLINE------International Events-France: This afternoon an explosion was reported at a bar in the southeastern town of Grenoble. As this is a developing incident, few details remain confirmed. However locals on social media stated that an unknown assailant threw a hand grenade into the bar, resulting in the wounding of at least 10x people. AC: This attack took place in the old Olympic Village, which has become very heavily populated with immigrants from various Middle Eastern nations over the years, many of which have established homegrown storefronts in what traditionally would be described as residential buildings. The area that the attack took place in is only accessible by foot, and appears to be one of these improvised storefronts that does not appear on Google Maps. As such, it is possible that what is being described as a "bar" is probably an "internet cafe" that is being run out the ground floor of an apartment building that serves primarily Middle Eastern clientele; Internet cafes being extremely common features in most Arab nations, and thus usually popping up anywhere a largely Muslim diaspora settles. So far, most of the images/video from the scene indicate that at least a few victims were located in the vicinity of the rear exit door of the internet cafe at grid coordinate: 31T GL 14003 04723. This is most sharply evidenced by images of the attack site, and videos of the victims/witnesses speaking mostly Arabic. In any case French authorities have confirmed that the organized crime bureau will be handling this investigation, indicating that this may be less of a case of deliberate terrorism and more of an organized crime incident.Germany: Brief controversy was reported yesterday as SECDEF Pete Hegseth conducted a visit to American forces stationed in Europe. A small group of military spouses protested Hegseth's arrival at the U.S. Army garrison in Stuttgart. Separately, middle schoolers at the on-base Patch Middle School staged a walkout in response to Hegseth's visit. Both protest actions were carried out on base, and in opposition to the removal of all DEI initiatives across the Department of Defense.-HomeFront-California: Earlier this afternoon a US Navy aircraft crashed in San Diego Bay. Both crew members were rescued by a local fishing boat after ejecting from their E/A-18G Growler during a training flight. No word yet has been provided on the cause of the incident.Texas: Yesterday an explosion was reported at a public transportation maintenance depot at the airport in El Paso. 7x people were injured in the blast, which occurred at the Sun Metro Operations Center in the vicinity of the facilities used to perform maintenance on public buses. AC: At the moment, it's not immediately clear as to what caused the blast, but due to the context of El Paso being a sensitive location for more kinetic activities (due to the border crisis, and the growing conflict that is developing), a more thorough investigation into this incident is expected.Washington D.C. - Substantial anti-corruption efforts continue as before. The Department of Homeland Security confirmed that FEMA was able to halt the transfer of $59 million to NYC, which resulted in the firing of senior FEMA leadership yesterday.-----END TEARLINE-----Analyst Comments: While the protest at Stuttgart was small, and comprising mostly of what appears to be children and military spouses, conducting a political protest on base is a rather bold move. For those unaware of the wholly un-democratic nature of the US military, protesting DoD leadership on base is generally very unauthorized (though this does depend on the guidance set by the l

A spotlight shifts from the actions of the U.S. President to the U.S. courts.  Substantial legal challenges emerge regarding the Department of Government Efficiency (DOGE) as well as competing state abortion laws.  Why both issues have the potential to wind-up before the Supreme Court. SUPPORT OUR MISSION   Shop our gear!  If you'd like to help support SmartHER News' mission of a free, independent, nonpartisan press – here's how you can become a SCOOP insider: https://www.scoop.smarthernews.com/get-the-inside-scoop/    Instagram: https://www.instagram.com/smarthernews/  Website: https://smarthernews.com/  YouTube Channel: https://www.youtube.com/smarthernews 

When it comes to retirement plans, the general rule is that you can't access funds in your retirement account(s), without penalty, until age 59 ½. If you withdraw funds prior to 59 ½, you'll get hit with a 10% penalty and income tax (if coming from a non-Roth account). But there are some instances in which you can make withdrawals penalty-free. We'll dive into this in this episode of Retire with Ryan. You will want to hear this episode if you are interested in... [0:55] Why you should hire a fee-only financial advisor  [2:32] When can you access retirement accounts?  [3:20] Way #1: Pay for unreimbursed medical expenses [4:18] Way #2: If you become disabled  [4:53] Way #3: Pay for health insurance premiums [5:43] Way #4: Death [6:23] Way #5: Pay debt to the IRS [6:50] Way #6: First-time home buyer [7:34] Way #7: Higher education expenses [8:31] Way #8: Substantial and equal payments [9:52] Way #9: Terminal illness  [10:19] Way #10: Separation of service  Resources Mentioned Retirement Readiness Review Subscribe to the Retire with Ryan YouTube Channel Download my entire book for FREE  Getting Emergy Money from Your 401K Breaking Down the IRS's New Finalized Regulations on Inherited Retirement Accounts Connect With Morrissey Wealth Management  www.MorrisseyWealthManagement.com/contact Subscribe to Retire With Ryan

Full show: https://kNOwBETTERHIPHOP.com Artist Played: Jade Lawhon, Sincere Vega, conshus, TzariZM, Nujabes, Shing02, Alsarah and The Nubatones, DYNAS, The Altons, Arrested Development, Jahah, J Dilla, Blu, Miguel, Valerie June, De La Soul, Choklate, Vitamin D, Count Bass D, Substantial, KDFoxx, EyeQ, Shannon and The Clams, Bilal, Pete Rock, Paten Locke, Terry Callier, the sindecut and ijeoma, The Workin Class, 7X3=21, DJ Freddy Fresh, Mereba, Phife Dawg, J Dilla, Yugen Blakrok, Kanif The Jhatmaster, OutKast, GOODie MOb, IMAKEMADBEATS

Defying the "experts," this week, we survived the Global Trade War (ended the day it started) and dramatic inflationary pressure. U.S. Labor Department reported initial claims for unemployment and those claiming unemployment benefits after the initial week; Kevin has the details. Substantial change is expected in the U.S less-than-truckload sector in 2025 according to market observers and executives, Kevin has the details and offers his insights. Oil reacts to President Trump's pledge to raise U.S. crude oil production and lower oil prices, an expected rise in crude oil inventories, the U.S. Treasury imposing sanctions targeting Iran and Saudi Aramco raising March crude prices for Asian buyers.   

Dan Deming surveys the treasury market and recent economic data. He points out a possible head & shoulders pattern in the 2-year note. He says the longer-term prospects for the U.S. dollar are “diminished” and points out the U.S. debt structure as a headwind. He also looks at coffee futures as they hit another all-time high, calling the move “substantial.” ======== Schwab Network ======== Empowering every investor and trader, every market day. Options involve risks and are not suitable for all investors. Before trading, read the Options Disclosure Document. http://bit.ly/2v9tH6D Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribe Download the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185 Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7 Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watch Watch on Vizio - https://www.vizio.com/en/watchfreeplus-explore Watch on DistroTV - https://www.distro.tv/live/schwab-network/ Follow us on X – https://twitter.com/schwabnetwork Follow us on Facebook – https://www.facebook.com/schwabnetwork Follow us on LinkedIn - https://www.linkedin.com/company/schwab-network/ About Schwab Network - https://schwabnetwork.com/about

Substantial evidence supports the need to limit sugar intake, leading many people to use alternative sweeteners. These range from natural options like honey and maple syrup to artificial and low-calorie sweeteners such as aspartame, stevia, and allulose. Find out how natural sweeteners compare to sugar and impact blood sugar levels. Learn about the latest research on artificial sweeteners, including recommended consumption limits and safety concerns. This episode will allow you to make an informed decision about what natural and artificial sweeteners are safe and which you may want to avoid or limit during pregnancy and breastfeeding.     Thank you to our sponsors   20% off Mommy Steps or Form insoles with the promo code FEET. Studies show pregnancy can make your feet grow. In one study, 61% of participants had a measurable increase in foot length, and 22% reported going up a shoe size. The thought of going up a shoe size and having to replace every pair of shoes you own might freak you out. The good news is that wearing insoles can protect your feet from going up in size.   VTech is the most trusted choice for baby monitors and North America's leading #1 baby monitor brand. The Vtech V-Care Over the Crib Smart Nursery Baby Monitor has every feature you could want in a monitor to keep an eye on your baby and have peace of mind that they are safely sleeping. The V-Care has built-in intelligence to alert you if your baby's face is covered or has rolled over on their stomach, full high-definition video, infrared night vision technology, and even analysis of sleep patterns and quality. The V-Care Over the Crib Smart Nursery Baby Monitor is exclusively available on Amazon.     Read the full article and resources that accompany this episode.     Join Pregnancy Podcast Premium to access the entire back catalog, listen to all episodes ad-free, get a copy of the Your Birth Plan Book, and more.     Check out the 40 Weeks podcast to learn how your baby grows each week and what is happening in your body. Plus, get a heads up on what to expect at your prenatal appointments and a tip for dads and partners.     For more evidence-based information, visit the Pregnancy Podcast website.

Jackie Fox, Foreign Reporter, outlines why there are growing concerns over the future funding of the International Fund for Ireland by Donald Trump's new US administration.

Thank you to the sponsors of today's episode!- The Invasive Species Centre: Protecting Canada's land and water from invasive species- SAIL: The Ultimate Destination for your Outdoor Adventures- J&B Cycle and Marine: Your Home for all things powersports, boats, and equipment- Freedom Cruise Canada: Rent the boat, own the memoriesThis week on Outdoor Journal Radio, Ang and Pete are joined by Dr. Gretchen Hansen, Assistant Professor at the University of Minnesota and author of a study showing that Zebra mussels could be causing a SUBSTANTIAL rise in mercury levels in some of our favourite-eating gamefish. Topics discussed included: how mercury gets into fish; natural vs. manmade mercury; who needs to be concerned about mercury consumption; how zebra mussels are contributing to the problem; consumption advisories; and much more!To never miss an episode of Outdoor Journal Radio, be sure to like, subscribe, and leave a review on your favourite podcast app!More from Angelo and Pete:► WEBSITE► FACEBOOK► INSTAGRAM► YOUTUBE

Follow us on Instagram: https://www.instagram.com/antiwarcom/Phone bank for Defend the Guard: https://defendtheguard.us/phonebankChapters00:00 - Intro00:21 - Trump Envoy To Join Gaza Ceasefire Talks04:43 - Israeli Strikes in Gaza Kill Dozens of More Palestinians07:26 - IDF Shot Dead a Palestinian It Was Using as a Human Shield09:58 - US Claims Israel Will Still Withdraw From Lebanon12:15 - Israel's Smotrich Calls for Major Destruction in the West Bank15:25 - Biden Rushes 'Substantial' Ukraine Arms Transfer16:57 - Ukrainian Troops Training in France Go AWOL18:44 - Syria: 280 Dead in Clashes Between SDF and SNA21:03 - US Accuses RSF of Committing Genocide in Sudan24:59 - Tracker Cracks Open DC's Think Tank Funding26:06 - Trump Won't Rule Out Force To Take Panama Canal, Greenland30:50 - Viewpoints/Outro

Sarah Stein Greenberg runs Stanford's d.school, which teaches design as a mode of problem solving. She and Steve talk about what makes her field different from other academic disciplines, how to approach hard problems, and why brainstorms are so annoying. SOURCE:Sarah Stein Greenberg, executive director of the Hasso Plattner Institute of Design at Stanford University. RESOURCES:Creative Acts for Curious People: How to Think, Create, and Lead in Unconventional Ways, by Sarah Stein Greenberg (2021).Noora Health.Civilla.Substantial.Rare.Sarah Stein Greenberg wildlife photography. EXTRAS:"Feeling Sound and Hearing Color," by People I (Mostly) Admire (2024)."Why Are Boys and Men in Trouble?" by People I (Mostly) Admire (2024)."What's Impacting American Workers?" by People I (Mostly) Admire (2024)."Richard Dawkins on God, Genes, and Murderous Baby Cuckoos," by People I (Mostly) Admire (2024)."The World's Most Controversial Ornithologist," by People I (Mostly) Admire (2024)."How PETA Made Radical Ideas Mainstream," by People I (Mostly) Admire (2024)."Pay Attention! (Your Body Will Thank You)," by People I (Mostly) Admire (2024)."How to Have Great Conversations," by People I (Mostly) Admire (2024)."Suleika Jaouad's Survival Mechanisms," by People I (Mostly) Admire (2024)."Daron Acemoglu on Economics, Politics, and Power," by People I (Mostly) Admire (2024)."Nobel Laureate Claudia Goldin on 'Greedy Work' and the Wage Gap," by People I (Mostly) Admire (2023)."A Rockstar Chemist and Her Cancer-Attacking 'Lawn Mower,'" by People I (Mostly) Admire (2022)."Daniel Kahneman on Why Our Judgment is Flawed — and What to Do About It," by People I (Mostly) Admire (2021)."Why Is Richard Thaler Such a ****ing Optimist?" by People I (Mostly) Admire (2021).

GOOD EVENING: The show begins in New Orleans and Las Vegas asking questions with few substantial explanations... 1879 New Orleans CBS EYE ON THE WORLD WITH JOHN BATCHELOR FIRST HOUR5 9-915 1/2: #NEW ORLEANS: #LAS VEGAS. ISIS, Lone Wolf, unknowns. .Bill Roggio,  FDD 915-930 2/2#NEW ORLEANS: #LAS VEGAS. ISIS, Lone Wolf, unknowns. . .Bill Roggio,  FDD 930-945 #PRC: Decline continues unchecked. #SCALAREPORT: Chris Riegel CEO, Scala.com @Stratacache. . 945-1000 #OCEANIA: Nauru  and Solomons bullied by both camps. @CleoPaskal, FDD SECOND HOUR 10-1015 1/2: #UKRAINE: Talks possible, little else for the Black Sea basin. Anatol Lieven, Quincy Institute 1015-1030 2/2: #UKRAINE: Talks possible, little else for the Black Sea basin. Anatol Lieven, Quincy Institute 1030-1045 #NEW ORLEANS: What we don't know. @AndrewCMcCarthy @NRO @ThadMcCotter @theamgreatness 1045-1100 #POTUS: Ending and postponing the trials of Trump. @AndrewCMcCarthy @NRO @ThadMcCotter @theamgreatness THIRD HOUR 1100-1115 1/8  Kingmaker: Pamela Harriman's Astonishing Life of Power, Seduction, and Intrigue Paperback – Large Print, October 8, 2024 by  Sonia Purnell  (Author) 1115-1130 2/8  Kingmaker: Pamela Harriman's Astonishing Life of Power, Seduction, and Intrigue Paperback – Large Print, October 8, 2024  by  Sonia Purnell  (Author) 1130-1145 3/8:  Kingmaker: Pamela Harriman's Astonishing Life of Power, Seduction, and Intrigue Paperback – Large Print, October 8, 2024  by  Sonia Purnell  (Author) 1145-1200 4/8:  Kingmaker: Pamela Harriman's Astonishing Life of Power, Seduction, and Intrigue Paperback – Large Print, October 8, 2024  by  Sonia Purnell  (Author) FOURTH HOUR 12-1215 1/2: #PRINCETON: Disappointment. Peter Berkowitz, Hoover Institution 1215-1230 2/2: #PRINCETON: Disappointment. Peter Berkowitz, Hoover Institution 1230-1245 GOP: Not Isolatists. Cliff May, FDD 1245-100 am #UN: The US paid $18 Billion in 2022, one-third of the budget, and received disregard for the "assessment." John Bolton, WSJ

We know that the House Ethics Committee found "substantial evidence" that Matt Gaetz engaged in misconduct in multiple ways. But there are other questions to be answered:1. Did Gaetz get a full opportunity to tell the Ethics Committee his side of the story?2. Why did the committee stop short of sanctioning Gaetz?3. What of the Department of Justice investigation of Gaetz which resulted in no charges being filed?If you're interested in supporting our all-volunteer efforts, you can become a Team Justice patron at: / glennkirschner If you'd like to support us and buy Team Justice and Justice Matters merchandise visit:https://shop.spreadshirt.com/glennkir...Check out Glenn's website at https://glennkirschner.com/Follow Glenn on:Threads: https://www.threads.net/glennkirschner2Twitter: https://www.twitter.com/glennkirschner2Facebook: https://www.facebook.com/glennkirschner2Instagram: https://www.instagram.com/glennkirsch...See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

We know that the House Ethics Committee found "substantial evidence" that Matt Gaetz engaged in misconduct in multiple ways. But there are other questions to be answered:1. Did Gaetz get a full opportunity to tell the Ethics Committee his side of the story?2. Why did the committee stop short of sanctioning Gaetz?3. What of the Department of Justice investigation of Gaetz which resulted in no charges being filed?If you're interested in supporting our all-volunteer efforts, you can become a Team Justice patron at: / glennkirschner If you'd like to support us and buy Team Justice and Justice Matters merchandise visit:https://shop.spreadshirt.com/glennkir...Check out Glenn's website at https://glennkirschner.com/Follow Glenn on:Threads: https://www.threads.net/glennkirschner2Twitter: https://www.twitter.com/glennkirschner2Facebook: https://www.facebook.com/glennkirschner2Instagram: https://www.instagram.com/glennkirsch...See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

HR4 - Jon and Dan discuss the Red Sox signing of Walker Buehler. Jon explains why he likes the move, but that the Red Sox have still not committed a substantial amount of money in this offseason where they seemed primed to spend.