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4pm - GUEST - CHARLES FITZGERALD - TECH INVESTOR’S DIRE WARNING FOR SEATTLE // Charles Fitzgerald has worked in the software industry in the Seattle area for over 20 years, including stints at Microsoft and other companies. Today he’s a consultant and works with local startups and an Angel Investor and blogs analysis at platformeconomics.com. Charles’ article for GeekWire sparks feud, then alliance between Seattle Tech sector and Cleveland Mayor // A warning to Seattle: Don’t become the next Cleveland // Cleveland mayor responds to GeekWire guest column, calls Ohio city a ‘case study of what’s possible’ // Cleveland’s mayor, Seattle’s future: A conversation about what happens when a city’s economy shifts // Charles' most chilling warning? The Seahawks could become the Browns! // Couple asks Washington Department of Licensing for Spanish speaker – and gets a recording in a Spanish accent instead
TODAY ON THE ROBERT SCOTT BELL SHOW: Jonathan Emord, Trump's SOTU Dem Trap, Congress Restores Fauci Funding, Colorado Vaccine Shield, Vaccine Immunity Poll, 15 States Sue HHS, Universal Vaccine Push, Jeremy Hammond, Abolish Medical Licensing, Aphis Chenopodii Glauci, and MORE! https://robertscottbell.com/democrat-calls-trump-racist-congress-restores-fauci-nih-funding-colorado-vaccine-shield-vaccine-company-immunity-release-15-states-sue-hhs-universal-vaccine-push-jeremy-hammond-medical-licensin/ Purpose and Character The use of copyrighted material on the website is for non-commercial, educational purposes, and is intended to provide benefit to the public through information, critique, teaching, scholarship, or research. Nature of Copyrighted Material Weensure that the copyrighted material used is for supplementary and illustrative purposes and that it contributes significantly to the user's understanding of the content in a non-detrimental way to the commercial value of the original content. Amount and Substantiality Our website uses only the necessary amount of copyrighted material to achieve the intended purpose and does not substitute for the original market of the copyrighted works. Effect on Market Value The use of copyrighted material on our website does not in any way diminish or affect the market value of the original work. We believe that our use constitutes a 'fair use' of any such copyrighted material as provided for in section 107 of the U.S. Copyright Law. If you believe that any content on the website violates your copyright, please contact us providing the necessary information, and we will take appropriate action to address your concern.
Craig Unger explores how Trump's licensing model in Panama and elsewhere allowed the Russian mob to wash hundreds of millions through luxury real estate. 13.1866 PANAMA CITY
ML engineering demand remains high with a 3.2 to 1 job-to-candidate ratio, but entry-level hiring is collapsing as AI automates routine programming and data tasks. Career longevity requires shifting from model training to production operations, deep domain expertise, and mastering AI-augmented workflows before standard implementation becomes a commodity. Links Notes and resources at ocdevel.com/mlg/mla-30 Try a walking desk - stay healthy & sharp while you learn & code Generate a podcast - use my voice to listen to any AI generated content you want Market Data and Displacement ML engineering demand rose 89% in early 2025. Median salary is $187,500, with senior roles reaching $550,000. There are 3.2 open jobs for every qualified candidate. AI-exposed roles for workers aged 22 to 25 declined 13 to 16%, while workers over 30 saw 6 to 12% growth. Professional service job openings dropped 20% year-over-year by January 2025. Microsoft cut 15,000 roles, targeting software engineers, and 30% of its code is now AI-generated. Salesforce reduced support headcount from 9,000 to 5,000 after AI handled 30 to 50% of its workload. Sector Comparisons Creative: Chinese illustrator jobs fell 70% in one year. AI increased output from 1 to 40 scenes per day, crashing commission rates by 90%. Trades: US construction lacks 1.7 million workers. Licensing takes 5 years, and the career fatality risk is 1 in 200. High suicide rates (56 per 100,000) and emerging robotics like the $5,900 Unitree R1 indicate a 10 to 15 year window before automation. Orchestration: Prompt engineering roles paying $375,000 became nearly obsolete in 24 months. Claude Code solves 72% of GitHub issues in under eight minutes. Technical Specialization Priorities Model Ops: Move from training to deployment using vLLM or TensorRT. Set up drift detection and monitoring via MLflow or Weights & Biases. Evaluation: Use DeepEval or RAGAS to test for hallucinations, PII leaks, and adversarial robustness. Agentic Workflows: Build multi-step systems with LangGraph or CrewAI. Include human-in-the-loop checkpoints and observability. Optimization: Focus on quantization and distillation for on-device, air-gapped deployment. Domain Expertise: 57.7% of ML postings prefer specialists in healthcare, finance, or climate over generalists. Industry Perspectives Accelerationists (Amodei, Altman): Predict major disruption within 1 to 5 years. Skeptics (LeCun, Marcus): Argue LLMs lack causal reasoning, extending the adoption timeline to 10 to 15 years. Pragmatists (Andrew Ng): Argue that as code gets cheap, the bottleneck shifts from implementation to specification.
If you find yourself itching to hear Dean and Tom this month, we’re happy to oblige: here is a special reissue of our January 2020 episode, “Which Body Part’s Itchy?”. There’s certainly no dry spell happening in this episode – enjoy! In this episode, Dean and Tom scratch away at cultural associations related to itchy noses, itchy palms, and itchy feet around the globe – so keep that hydrocortisone handy! Plus, all-time fan-favorite segment Grammar Time makes its return, and soon-to-be all-time fan-favorite segment Recap Time makes its first appearance. And of course, our friends at Licensing pop in once again to give Dean and Tom a rough time! ***Dean's book, “Business Beyond Borders: Stories, Tales, and Lessons Learned from Working in 100 Cultures Around the World”, IS OUT NOW – order it today! And: Subscribe to Dean's Substack to find all of Dean's “Culture's Consequences” articles, CultureQuizzes, and much more!*** Have a cultural question or episode idea? Reach out on X/Twitter & Facebook (@OopsCultureShow) or by email at oopscultureshow@gmail.com. Hosts: Dean Foster & Tom Peterson Audio Production: Tom Peterson & Torin Peterson Music: “Little Idea” – Bensound.com
Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.In today's episode, we dive into the ramifications of licensing AI as an originator. Plus, Robbie sits down with Optimal Blue's Erin Wester for a discussion on the extensive lineup of mortgage capital markets innovations unveiled at 2026 Optimal Blue Summit, including an industry-first AI/ML-powered forecasting tool. And we close by looking at what home prices are doing across the nation.This week's podcasts are sponsored by FirstClose. FirstClose Equity gets you to closings faster by empowering borrowers with vital property decisioning data. It is the only end-to-end digital HELOC & HEL solution built specifically for home equity.
Subscription The Subscription Life Trap | Episode 594 Good morning. This is James from SurvivalPunk.com. It's 23 degrees in Tennessee. The weather jumped from the 60s to the 20s, like it's trying to kill morale. My body isn't thrilled about it. And today we're talking about something just as irritating. The subscription life. How everything is trying to turn into a recurring payment… and how that slowly drags down your freedom. You Don't Own Anything Anymore Almost everything is trying to become subscription-based. Apps. Software. Entertainment. Editing tools. AI tools. Streaming platforms. Even stuff that absolutely should be a one-time purchase. You don't buy things anymore. You rent access. That's the shift. Back in the day, if you rented a movie from Blockbuster, that made sense. You chose to rent it. It was a known expense. If money was tight, you skipped it that week. Now? It's $1.99 a month forever. That's the trap. Subscriptions Are Credit Card Debt With Better Marketing A subscription is basically invisible debt. You're committing to pay indefinitely for something you can never “finish” paying off. At least with a credit card purchase, there's an endpoint. With subscriptions? There isn't one. And companies absolutely count on you forgetting. There's some nerd somewhere who has calculated exactly how long the average person forgets to cancel. That's part of the business model. You sign up. You forget. They collect. And because it's “only” a few dollars a month, your brain doesn't treat it like real money. That's psychological warfare at the micro level. You're At Their Mercy Here's where it gets worse. You don't actually own what you “buy.” If you purchase a movie digitally and the service loses the license, you can lose access to it. You paid. Doesn't matter. You're renting access to a bookmark. Streaming services rotate content constantly. Licensing agreements change. Regions get restricted. Content disappears. You don't control it. They do. And in some cases, you're paying companies that actively push agendas you don't agree with. Why fund people who openly despise your worldview? That's worth thinking about. Real Example: The $1.50 HBO Mistake Black Friday deal. $1.50 per month for HBO Max. Cheap enough to ignore. I signed up “just in case” I couldn't log into my brother's account. Months later? I haven't used it once. That's exactly how this works. Multiply that by 10 subscriptions. Now multiply that by millions of people. That's a massive wealth drain. The Cure: Own Your Stuff The solution is simple. Own things. Buy physical media. Keep your own music. Build your own digital library. Use alternatives like Plex. Download what you legally own. Back it up. Control your access. Spotify is convenient. So is Pandora. But if you already own thousands of songs on a hard drive, why are you paying someone monthly to shuffle music you don't even like? Same with audiobooks. If you bought it, make sure you truly have it. Ownership equals independence. Subscriptions equal dependency. Subscription Creep Is Real The real danger isn't one subscription. It's the pile. $9.99 here. $12.99 there. $1.50 just in case. Another $7 for something you barely use. Now you're bleeding $100+ a month for “convenience.” That's $1,200 a year. That's prep money. Debt payoff money. Investment money. That's freedom money. Final Thoughts Subscriptions feel harmless. They're not. They normalize renting your life instead of owning it. They put you at the mercy of corporations. They count on forgetfulness. They slowly erode independence. Prepping isn't just about food and water. It's about reducing dependency. Own your tools. Own your media. Own your capability. This is James from SurvivalPunk.com. DIY to survive. Amazon Item OF The Day Seagate Portable 2TB External Hard Drive HDD — USB 3.0 for PC, Mac, PlayStation, & Xbox -1-Year Rescue Service (STGX2000400) Think this post was worth 20 cents? Consider joining The Survivalpunk Army and get access to exclusive content and discounts! Don't forget to join in on the road to 1k! Help James Survivalpunk Beat Couch Potato Mike to 1k subscribers on Youtube Want To help make sure there is a podcast Each and every week? Join us on Patreon Subscribe to the Survival Punk Survival Podcast. The most electrifying podcast on survival entertainment. Itunes Pandora RSS Spotify Like this post? Consider signing up for my email list here > Subscribe Join Our Exciting Facebook Group and get involved Survival Punk Punk's The post The Subscription Life Trap | Episode 594 appeared first on Survivalpunk.
Songtradr was founded by artist & producer Paul Wiltshire as a solution for independent artists to upload their own tracks to be licensed all in one place, in response to him facing these struggles in his own career. Since then, the platform has expanded and tailored its strategy to the complexity of the music business by acquiring companies like 7digital, Big Sync, MassiveMusic and Bandcamp. In this episode, Songtradr CRO Paul Langworthy breaks down some of these industry complexities, touching on fragmentation, how connection doesn't always require transparency, the looming threat of licensing infringement, and the importance of paying attention to new market players.
Marc and Greg talk about Marc's visit at Toy Fair 2026 in New York City, where he was able to interview Tim Kilpin, President of Toys, Licensing and Entertainment at Hasbro. Hasbro had announced on February 4, 2026 that they had obtained the license to make Toys, Action Figures and Role Play Items for the upcoming Voltron Movie, due to be released by Amazon/MGM Studios. Marc also gives a full report of Toy Fair and everything that goes on at the Javits Center in New York for those 4 glorious toy-filled days every February. If you want to view the view version of this podcast on our YouTube Channel, click HERE. As Always, Thanks for listening and watching! Let's Voltron!!
Liquor licensing mayhem for Christchurch bar owners as the opening of the new stadium nears. Super Rugby's Super Round games will be played at One NZ Stadium on Friday, Saturday and Sunday of Anzac weekend. But alcohol laws mean bars must close at midnight on Friday and can't serve alcohol without a meal before 1pm on Saturday. Hospitality NZ's Canterbury President Jeremy Stevens told Ryan Bridge they've been hoping to get an exemption. But he says despite the council and Mayor Phil Mauger being on board, current legislation won't allow it LISTEN ABOVE See omnystudio.com/listener for privacy information.
Nervous System Reset: The Hidden Reason You're Stuck in Fight-or-Flight (And How to Finally Feel Calm)Kelle Sparta and Joshua Radewan return to Spirit Sherpa after a break following Kelle's Adventures in Energetics retreat in Boquete, Panama. Kelle describies “do it mode” as an emergency mode that keeps people stuck in fight/flight/freeze. She frames regulation as physical, energetic, and mental/emotional.Key Topics Include:Spirit Sherpa podcastAdventures in EnergeticsRetreat customizationTransformation through daily ritualsRitual trainingHolding sacred spaceBoundary settingCacao ceremonyCasting a circleNervous system resetDo it modeChronic emergency modeHustle cultureNervous system regulationVagus nerve resetEmbodied presence00:00 Welcome Back to Spirit Sherpa + Post-Retreat Catch-Up01:21 Panama Vibes: Windy Season, Dog Packs & Local Life02:44 Inside the Adventures in Energetics Retreat: Rituals & Customization04:36 Holding the Gate: Labyrinth Ritual Roles, Boundaries & Spaceholding07:54 Festival Crowds & Weather Magic: Coffee & Flower Festival Recap09:47 Today's Topic: Nervous System Reset + Escaping “Do It Mode”12:53 Walkabout Lessons: Over-Peopled, Hustle Culture & Finding Calm19:20 Energetic Regulation: Wards, Vortex Cleansing & Transmutation Setup23:39 Somatic Reset Basics: Vagus Nerve Exercise You Can Do Anywhere24:49 Embodied Presence: Why You Can't Reset in “Do-It Mode”25:35 A New Morning Routine: Mantra, Mudra, and Fewer Triggers27:53 Mental & Spiritual Reframe: Gratitude, Beingness, and Leaving Victimhood30:44 Transformation vs. Personal Growth: Changing Identity to Stay Regulated32:49 Client Story: Stop Self-Blame, Exit Drama, and Hold Your Energy35:27 Triggers as Gifts: Rewriting the “I'm Under Attack” Narrative39:08 Physical Reset Tip: Caffeine, Cortisol Spikes, and Better Timing40:58 Energetic Boundaries for Empaths: Free Course + Do the Work44:14 Wrap-Up: Emotional Processing, Subscribe on YouTube, and Next StepsKeywords:nervous system resetvagus nerve resetfight or flight responsehow to regulate your nervous systememotional regulationstress recoveryadrenal fatigue recoverycortisol reductionparasympathetic activationsomatic healingenergy healingspiritual awakening symptomsempath protectionboundaries for empathsenergetic boundariestrauma healinghustle culture burnoutanxiety relief techniquestrauma informed spiritualityidentity shift transformationvictim mentality healingmindset transformationspiritual growth podcastpersonal transformation podcastnervous system healing for empathsintegration after traumahow to feel safe in your bodyenergetic sovereigntyvagus nerve exercisesstress detoxspiritual nervous system resettrauma triggers healingsomatic reset techniquestransformational coaching podcastSpirit Sherpa podcastIf you would like to learn more please book a Discovery Call here: https://kellesparta.com/discovery-call/Licensing and Credits:“Spirit Sherpa” is the sole property of Kelle Sparta Enterprises and is distributed under a Creative Commons: BY-NC-ND 4.0 license. For more information about this licensing, please go to www.creativecommons.org. Any requests for deviations to this licensing should be sent to kelle@kellesparta.com. To sign up for, or get more information on the...
Step into Episode 200 of ‘On The Delo' as Delo celebrates a major milestone by sitting down with fellow "Delo" Dave Delos, a 30-year bar industry veteran, owner of six neighborhood dive bars, and president of the Arizona Licensed Beverage Association (ALBA). From growing up in Poughkeepsie, New York, and building homes with his hands to buying his first bar from his father-in-law Tony Marino in 1996, Dave shares the full arc of how hard work, family, and a willingness to "figure it out" built a six-location dive bar empire across the West Valley.The conversation goes deep on what it really means to run a family business in hospitality, how Dave and his wife Lori built their operation together (she's known as "the executioner" for a reason), and how their son and daughter have now stepped into daily operations and HR to carry the legacy forward. Dave also opens up about life at 60, losing his father last year, taking his 86-year-old mom wine tasting, and why golf, travel, cooking, and wine at night keep him grounded. You'll hear one of the wildest bar stories ever told involving a live World War II hand grenade thrown into one of his bars, plus Dave's journey from ALBA board member to seven-year president, why a $200,000 Series 6 license needs protecting, and where he stands on mandatory Title 4 training and personal responsibility. Stay for rapid fire on Sunday day drinkers, Michelob Ultra, napkin deals, White Castle, and why dive bars are the fabric of America.Chapter Guide (Timestamps):(0:00 - 2:53) Episode 200 Celebration, "On The Delos," and Why Delo Matters to the Industry(2:54 - 6:38) Growing Up in New York, the Mazda B2000 Road Trip, and Meeting His Wife at Gentleman's Choice(6:39 - 9:54) Moving to Arizona, Buying a Bar from Tony Marino, and Building Six Locations with His Hands(9:54 - 12:38) His Wife "The Executioner," Partnership, and What a Good Woman Does for Your Life and Business(12:39 - 15:18) Passing the Business to His Kids, College First, and Letting Go After 30 Years of Decisions(15:18 - 17:55) Life at 60: Golf, Travel, Wine at Night, and Taking His 86-Year-Old Mom Wine Tasting(17:56 - 20:52) The Live Hand Grenade Story: The Wildest Thing That's Ever Happened in One of His Bars(20:52 - 25:06) Getting Into ALBA, Industry Titans, Bill Weigel, and Why It's "My Time, My Turn"(25:06 - 29:02) What ALBA Does: Lobbying, Licensing, Protecting the $200K Series 6, and Don Isaacson at the Capitol(29:02 - 33:19) Title 4 Training, Mandatory vs. Voluntary, Personal Responsibility, and Masking Intoxication(33:19 - 35:42) ALBA Membership Benefits, $300/Year, Insurance Discounts, and a Welcome to New Members(35:42 - 42:03) Rapid Fire: Sunday Drinkers, Dive Bars, Michelob Ultra, Napkin Deals, White Castle, and Delo's Close
Councils are renewing calls for an overhaul of dog-control legislation after a second serious dog attack in a week. Auckland Council's General Manager of Licensing and Compliance Robert Irvine spoke to Ingrid Hipkiss.
“I'm not just a carpenter.”That's the energy Sam Aitken brings to this episode, and it is exactly what the construction industry needs more of. Carpentry is not a fallback job. It is craft, problem-solving, and leadership on-site. Sam is also using social media to show what pride in the trade actually looks like, without turning it into a glossy performance.We sit down with Sam to talk about his journey from Carisbrook to completing his apprenticeship in Ballarat, and why he stayed working with the same boss who trained him. We also unpack what that kind of loyalty says about standards, mentorship, and doing things properly, especially in an industry where good guidance can make or break a career.Sam pushes back hard on the idea of being “just a carpenter”. Whether he is framing, finishing, or solving the tricky problems nobody else wants, he treats the work like it matters, because it does. We talk about how good carpenters understand sequencing, tolerances, and how their decisions affect every other trade on site, and why attention to detail lifts the standard of the whole build.We also get into the future of carpentry, including specialisation, better pathways, and what it takes to develop mastery instead of just speed. Sam shares why teaching apprentices the “why” matters, and his message to new tradies is simple. Take pride in the job, keep learning, challenge the norm, and do not shrink your ambition just because someone told you it is “just carpentry”.
You've got a brilliant invention, innovative service, or startup idea—but have you thought about protecting your brand name, logo, product design, or slogan? That's where trademarks come in—and most people don't realize how powerful they are until it's too late. In this episode, host Brian Fried sits down with Jason Lott, Managing Attorney for Trademarks at the United States Patent and Trademark Office (USPTO), to break down everything you need to know about trademarks—no legal jargon, just clear, actionable guidance. Topics covered include:✅ What trademarks actually protect—names, logos, slogans, colors, sounds, product shapes, and more✅ The best timing to file for trademark protection✅ A simplified, step-by-step registration process from someone who's reviewed thousands of applications✅ How trademarks build real business value and create assets you can leverage✅ Trademarks vs. Copyrights vs. Patents—clearing up the confusion once and for allWith over 24 years of experience at the USPTO, Jason helps inventors, entrepreneurs, and startups understand how to protect what they're building, turning complex legal topics into strategies you can actually use. This episode is perfect if you:Are naming a business, product, or service and want to do it rightAre building something unique that needs protectionHave launched but haven't secured your trademark yetWant clarity on what trademarks cover and how they workWant to build valuable intellectual property assets that increase your company's worthYour intellectual property is an asset. Learn how to protect it and make it work for you.Watch the episode here: https://youtube.com/live/oxqLw65ugT8-----------------------Become a member today @ https://nationalinventorclub.com.Unlock Your Invention's Potential with Inventor Smart! Inventor Smart Community - The Ultimate APP for Inventors to connect, collaborate, network, and drive invention ideas forward! Join social networking, participate in group chats, events, visit the library, and find the support you need! Download the Inventor Smart Community app on Google Play or Apple App Store or here http://inventorsmart.app Join us today!Have a great invention idea?Do you want to know if your idea will make you money?If you're just getting started, need help with product development, engineering, prototyping, finding a product licensing agent, or with bringing your invention idea to reality manufacturing, schedule a call with Brian Fried, The Inventor Coach @ https://brianfried.com
AI Applied: Covering AI News, Interviews and Tools - ChatGPT, Midjourney, Runway, Poe, Anthropic
Jayden and Conor explore the emerging AI content marketplace, Amazon's new AI data marketplace, and the implications for content creators and AI development. They discuss how major companies are leveraging content for AI training, the legal and ethical considerations, and opportunities for creators to monetize their work.Get the top 40+ AI Models for $20 at AI Box: https://aibox.aiConor's AI Course: https://www.ai-mindset.ai/coursesConor's AI Newsletter: https://www.ai-mindset.ai/Jaeden's AI Hustle Community: https://www.skool.com/aihustleWatch on YouTube: https://youtu.be/CbhgzGhmLGYChapters00:00 Introduction to AI Marketplaces01:03 Amazon's New Marketplace for Content03:26 The Value of Content in AI Training06:13 The Role of Major Players in Content Acquisition10:02 The Future of Content Creation and Licensing See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
I get a lot of questions about how people actually get started in real estate and what the career really looks like day to day.So in this episode I sat down with Robert Crow and had him walk through his full story — how he ended up in Fort Collins, how he built his business from zero contacts, and why he approaches real estate as a service business instead of a sales job.If you've ever wondered what makes a good realtor different from an average one, this gives a pretty honest look behind the scenes.
Whether you're still on the fence or in the midst of deploying Microsoft 365 Copilot, you'll want to make sure you know these five things about M365 Copilot licensing. Directions' Rob Horwitz digs into the details with Mary Jo Foley in this episode.
In 2005, a mother and daughter were found dead in an apparent home invasion robbery. As the police started tracking down leads, the killer got bold but as the authorities moved in, they found the motive wasn't exactly what they thought. This case is *solved*Support the show!Get the exclusive show Beyond the Files plus Crimelines episodes ad free onSupercast: https://crimelines.supercast.com/Patreon: https://www.patreon.com/crimelinesApple Subscriptions: https://podcasts.apple.com/us/podcast/crimelines-true-crime/id1112004494 For one time support:https://www.basementfortproductions.com/supportLinks to all my socials and more:https://linktr.ee/crimelinesSources:2026 Crimelines Podcast Source ListTranscript: https://app.podscribe.ai/series/3790If an exact transcript is needed, please request at crimelinespodcast@gmail.com Licensing and credits:Theme music by Scott Buckley https://www.scottbuckley.com.au/Cover Art by Lars Hacking from Rusty HingesCrimelines is a registered trademark of Crimelines LLC.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Roma Pithadiya is the President and Chief Executive Officer of Affordable Insurance and Financial Services (AIFS), a financial services and insurance advisory firm based in the Dallas–Fort Worth area of Texas. She is a seasoned financial professional and entrepreneur with extensive experience in insurance, financial planning, and wealth protection.Roma immigrated to the United States with limited resources and has built her career from the ground up, becoming a respected advisor to individuals, families, and small businesses in matters of health insurance, life insurance, auto and home protection, and long-term financial planning. She has been active in the financial services industry for well over a decade and is known for her deep commitment to client education and advocacy.She is also recognized as a Million Dollar Immigrant, a title reflecting her journey from starting penniless in the U.S. to achieving significant success in the insurance and financial advisory business.In addition to her executive role, Roma engages heavily in community service: she is active with the Lions Club, participates in senior citizen organizations, and serves on committees for cultural and religious groups. She frequently speaks on financial literacy and planning topics at national stages, including events hosted by CNN, the Harvard Club of Boston, New York Life, Nasdaq, and the MDRT (Million Dollar Round Table).Her expertise spans health insurance (including Medicare and individual policies), life and annuity products, retirement planning, and strategies for tax-efficient financial growth. Roma also works to empower clients to manage their finances wisely and protect their financial futures with well-structured, personalized solutions.Learn more: https://aifsgroupbyroma.com/Roma Pithadiya is not an attorney or CPA. Affordable Insurance and Financial Services does not provide legal or tax advice. Any discussion of financial strategies is general in nature and not a recommendation. Insurance and financial products involve risk and may not be suitable for all individuals. Licensing and availability vary by state.Influential Entrepreneurs with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/roma-pithadiya-president-and-ceo-of-affordable-insurance-and-financial-services-discussing-managing-risk-in-retirement
Roma Pithadiya is the President and Chief Executive Officer of Affordable Insurance and Financial Services (AIFS), a financial services and insurance advisory firm based in the Dallas–Fort Worth area of Texas. She is a seasoned financial professional and entrepreneur with extensive experience in insurance, financial planning, and wealth protection.Roma immigrated to the United States with limited resources and has built her career from the ground up, becoming a respected advisor to individuals, families, and small businesses in matters of health insurance, life insurance, auto and home protection, and long-term financial planning. She has been active in the financial services industry for well over a decade and is known for her deep commitment to client education and advocacy.She is also recognized as a Million Dollar Immigrant, a title reflecting her journey from starting penniless in the U.S. to achieving significant success in the insurance and financial advisory business.In addition to her executive role, Roma engages heavily in community service: she is active with the Lions Club, participates in senior citizen organizations, and serves on committees for cultural and religious groups. She frequently speaks on financial literacy and planning topics at national stages, including events hosted by CNN, the Harvard Club of Boston, New York Life, Nasdaq, and the MDRT (Million Dollar Round Table).Her expertise spans health insurance (including Medicare and individual policies), life and annuity products, retirement planning, and strategies for tax-efficient financial growth. Roma also works to empower clients to manage their finances wisely and protect their financial futures with well-structured, personalized solutions.Learn more: https://aifsgroupbyroma.com/Roma Pithadiya is not an attorney or CPA. Affordable Insurance and Financial Services does not provide legal or tax advice. Any discussion of financial strategies is general in nature and not a recommendation. Insurance and financial products involve risk and may not be suitable for all individuals. Licensing and availability vary by state.Influential Entrepreneurs with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/roma-pithadiya-president-and-ceo-of-affordable-insurance-and-financial-services-discussing-managing-risk-in-retirement
Mike Michalowicz is the author of Profit First, which is used by hundreds of thousands of companies across the globe to drive profit – Creator Science is one of those companies. Profit First has helped me develop sound financials for my business. He's also the author of Clockwork, a powerful method to make any business run on automatic, and seven other books as well. With more than 500,000 book sales, all of Mike's books have the same goal – to help small business owners and eliminate what he calls “entrepreneurial poverty.” Simon Sinek has called Mike “…the top contender for the patron saint of entrepreneurs.” This conversation is divided into halves: The first half explores Mike's unique model as an author. For each book Mike writes, he partners with a third party to license the frameworks from his books and serve as the done-for-you service provider. This is super uncommon and part of why he's been so prolific while running a very lean team. So we dig into how that works (and what he'd do differently if he were starting over today). The second half of the conversation is all about writing books. Mike has published nine books since 2008 – including 7 in the last 8 years. So we dig into how he determines what ideas to turn into books and how to write them so quickly. Full transcript and show notes Mike's Website / Twitter / Instagram / YouTube / LinkedIn *** RECOMMENDED NEXT EPISODE → #176: April Dunford – How self-publishing a book exploded her client service business. *** ASK CREATOR SCIENCE → Submit your question here *** WHEN YOU'RE READY
Today, Stacie chats with illustrator, content creator, and multi-hyphenate entrepreneur Jess Miller. Known for her brand partnerships with names like Adobe and Casetify, Jess shares how she's built a thriving creative business by combining social media savvy with her love of art. From licensing deals and royalty checks to viral videos and a new coloring book, Jess walks us through her income streams, her biggest lessons learned, and how she keeps her studio sacred and stylish. Whether you're an artist looking to explore content creation or a seasoned illustrator rethinking your pricing, this conversation is full of actionable advice, inspiration, and honest reflection. Today on Art + Audience: From Art to Income: Jess explains how she earns through licensing, royalties, content creation, and brand partnerships, and how these streams work together. Building a Following Online: She shares how consistently showing up during the pandemic helped her grow from zero followers to a thriving online presence. Charging What You're Worth: Jess reflects on early mistakes with pricing and how she now structures her rates for both artwork and content. Studio Setup and Workflow: From tripods and extra phones to keeping her creative space kid-free, Jess offers a look behind the scenes of her daily process. Sharing to Empower: Jess talks about why she shares her income breakdowns each year and how having multiple income streams gives her flexibility and stability. Connect with Jess Miller: Website: jessmillerdraws.com Instagram: @jessmillerdraws Connect with Stacie Bloomfield: Subscribe, Rate, and Review: Art + Audience Podcast Website: staciebloomfield.com | leverageyourart.com Instagram: @gingiber | @leverageyourart Facebook: @LeverageYourArt Pinterest: pinterest.com/leverageyourart Got questions? Call the Art + Audience Podcast hotline: (479) 966-9561 Get Stacie's book: The Artist's Side Hustle
I watched Home Alone and suddenly started hearing the theme tune everywhere. I thought I was going insane. But Tom Bowden-Green and Luan Wise explained that I actually fell for a fairly well-known bias. A bias you've almost certainly experienced as well. --- Come to Uplift Live: https://uplift-live.com/ (Use code NUDGE to get £50 off) Tom and Luan's book: https://amzn.to/49aZnh3 Unlock the Nudge Vaults: https://www.nudgepodcast.com/vaults Join 10,428 readers of my newsletter: https://www.nudgepodcast.com/mailing-list Connect on LinkedIn: https://www.linkedin.com/in/phill-agnew/ --- Today's sources: Costello, J. P., Garvey, A. M., Germann, F., & Wilkie, J. E. B. (2024). The Uptrend Effect: Encouraging healthy behaviors through greater inferred normativity. Journal of Marketing Research, 61(1), 110–127. Cruz, R. E., Leonhardt, J. M., & Pezzuti, T. (2017). Second person pronouns enhance consumer involvement and brand attitude. Journal of Interactive Marketing, 39(1), 104–116. Khan, U., & Dhar, R. (2006). Licensing effect in consumer choice. Journal of Marketing Research, 43(2), 259–266. Lim, S., van Osselaer, S. M., Goodman, J. K., Fuchs, C., & Schreier, M. (2024). The Starbucks effect: When name-based order identification increases customers' store preference and service satisfaction. Journal of Retailing, 100(2), 316–329. Sahni, N. S., Wheeler, S. C., & Chintagunta, P. (2018). Personalization in email marketing: The role of noninformative advertising content. Marketing Science, 37(2), 236–258. Van Boven, L., Dunning, D., & Loewenstein, G. (2000). Egocentric empathy gaps between owners and buyers: Misperceptions of the endowment effect. Journal of Personality and Social Psychology, 79(1), 66–76. van der Meulen, M. (2022). Are we indeed so illuded? Recency and frequency illusions in Dutch prescriptivism. Languages, 7(1), 42. Zwicky, A. (2006). Why are we so illuded. Retrieved from https://web.stanford.edu/~zwicky/LSA07illude.abst.pdf
Reality Is Breaking?! The Truth About Timelines, Mandela Effects & Parallel Lives ExplainedWhat if reality isn't as fixed as you think? In this episode of Spirit Sherpa, Kelle and Josh explore the mind-bending concept of timelines—how every choice creates new realities and why your life may shift in ways you can't always explain.Key Topics Include:How parallel timelines worktimeline collapseVibrational influences on your realityMandela EffectsConflicting memories00:00 Welcome to Spirit Sherpa (and some goofy banter)01:17 Panama life update: painting clouds & new creative skills03:19 Community vibes in Panama: Thanksgiving, seasons, and rainbow weather07:16 Today's topic: What are timelines? Choice points, splits, and convergence09:37 Cultural timelines & the Mandela Effect explained11:08 Vibration and timeline shifts: why “highest timeline” takes consistent work14:20 When people feel like different people: relationships, eyes, and “possession” vs shift18:20 Don't skip the work: guided meditations, tower moments, and higher-quality problems21:42 Conflicting memories & reality as mutable: holding it lightly (Walkabout stories)25:35 Timeline collapse in real life: the relationship memory that rewrote itself28:06 Staying grounded during awakening: childlike flexibility, tethers, and trauma lenses31:59 What happens to the “old” timeline—and closing notes & calls to actionKeywords:timelines explained, parallel realitiesparallel universe theorymandela effect explainedquantum realityspiritual awakening podcastreality shiftinglaw of attraction vibrationconsciousness expansionmultidimensional realitytimeline shiftingspiritual growth podcastmetaphysics explainedquantum consciousnessmanifestation techniquesraising your vibrationenergy healing podcastspiritual journey podcastpsychic developmentalternate timelinesreality is an illusionquantum jumpingmanifestation mindsetpersonal transformationspiritual podcastmind blowing conceptsawakening symptomstimeline collapsefrequency and vibrationspiritual coachingIf you would like to learn more please book a Discovery Call here: https://kellesparta.com/discovery-call/Licensing and Credits:“Spirit Sherpa” is the sole property of Kelle Sparta Enterprises and is distributed under a Creative Commons: BY-NC-ND 4.0 license. For more information about this licensing, please go to www.creativecommons.org. Any requests for deviations to this licensing should be sent to kelle@kellesparta.com. To sign up for, or get more information on the programs, offerings, and services referenced in this episode, please go to www.kellesparta.com
Crypto lawyer-turned-operator Daniel Lo shares an “alternative legal career” journey, sharing how he wen from M&A in Calgary to Managing Director, GM and CLO at Acheron Trading in Singapore. He explains what it's wearing both the legal and management hat, breaks down how a market maker supports token projects (from white-glove designated market making to execution/OTC), and what it takes to get regulated in 2026's tougher environment.Daniel also dives into why he co-founded LDU (Legal Disruption Unit) to help startups and crypto teams move beyond the traditional billable-hour model (much like we do at DLT Law) - especially around licensing, compliance, and regulator engagement. Finally, he shares practical AI workflows for legal/compliance teams (including how to turn regulator guidance into a checklist-based gap analysis), and gives an Asia-focused regulatory outlook on Singapore vs Hong Kong, plus what to watch in South Korea as institutional participation opens up.Connect with Daniel on LinkedIn.
“It has to work… or it has to work.”That's the mindset that carried Elaine Essen, a first-generation Ghanaian American born with sickle cell anemia, from being fired job after job… to building a 7-figure beauty business and pioneering a virtual model that's changing the entire aesthetics industry.In this powerful episode of Inside the Vault with Ash Cash, Elaine shares how chronic illness pushed her into entrepreneurship, how she built a thriving spa during the pandemic, why she walked away from the storefront model, and how she now earns $500–$2,000 in just 30 minutes without touching a single client.Elaine breaks down:✨ How sickle cell shaped her work ethic & sense of urgency✨ Why she fired her job and created her own recession-proof income✨ How she scaled a spa to 7 figures — then shut it down on purpose✨ The virtual aesthetics model that earns $10K+ days from home✨ Why most estheticians stay broke (& how to attract premium clients)✨ The $10K mentorship investment that changed everything✨ Estate-level sales psychology for beauty pros✨ How she helps estheticians make $20K–$50K/month online✨ Why your purpose will always make room for youIf you're tired of grinding, stuck in your business, or looking for a way to create real freedom, THIS interview will open your mind to what's possible.
Roma Pithadiya is the President and Chief Executive Officer of Affordable Insurance and Financial Services (AIFS), a financial services and insurance advisory firm based in the Dallas–Fort Worth area of Texas. She is a seasoned financial professional and entrepreneur with extensive experience in insurance, financial planning, and wealth protection.Roma immigrated to the United States with limited resources and has built her career from the ground up, becoming a respected advisor to individuals, families, and small businesses in matters of health insurance, life insurance, auto and home protection, and long-term financial planning. She has been active in the financial services industry for well over a decade and is known for her deep commitment to client education and advocacy.She is also recognized as a Million Dollar Immigrant, a title reflecting her journey from starting penniless in the U.S. to achieving significant success in the insurance and financial advisory business.In addition to her executive role, Roma engages heavily in community service: she is active with the Lions Club, participates in senior citizen organizations, and serves on committees for cultural and religious groups. She frequently speaks on financial literacy and planning topics at national stages, including events hosted by CNN, the Harvard Club of Boston, New York Life, Nasdaq, and the MDRT (Million Dollar Round Table).Her expertise spans health insurance (including Medicare and individual policies), life and annuity products, retirement planning, and strategies for tax-efficient financial growth. Roma also works to empower clients to manage their finances wisely and protect their financial futures with well-structured, personalized solutions.Learn more: https://aifsgroupbyroma.com/Roma Pithadiya is not an attorney or CPA. Affordable Insurance and Financial Services does not provide legal or tax advice. Any discussion of financial strategies is general in nature and not a recommendation. Insurance and financial products involve risk and may not be suitable for all individuals. Licensing and availability vary by state.Influential Entrepreneurs with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/roma-pithadiya-president-and-ceo-of-affordable-insurance-and-financial-services-discussing-effective-retirement-planning
Send a textTackling the messy reality of data fueling artificial intelligence, Andrea Muttoni—President & CPO at Story—joins the show to unpack how Story is building an AI-native infrastructure for intellectual property and training data. We dig into making the $80T IP asset class programmable, traceable, and monetizable, and how Story aims to turn “mysterious training data blobs” into transparent rights and payments for creators and enterprises.01:10 Meet Andrea Muttoni 06:49 Story's Core Mission 13:41 IP Monetization 21:08 Biggest Competitor 22:49 Compute, Models, & Data 27:46 What to IP, Where Not 31:16 Blockchain 34:54 Protecting Your IP 41:36 Reaching StoryAndrea explains how Story is building a blockchain-based IP and data layer so AI systems can train on licensed content while proving usage, enforcing licenses, and automating payments to rights holders. We talk about the practical challenges of cleaning and labeling real-world data, what “IP-safe” datasets look like in practice, and how developers and companies can plug into Story's infrastructure. Andrea also shares where blockchain actually adds value (and where it doesn't), why he thinks “AI can't scale on legal ambiguity,” and concrete steps creators and founders can take today to protect and monetize their IP in the AI era.LinkedIn: linkedin.com/in/muttoni Website: https://www.story.foundation/#AITrainingData, #IntellectualProperty, #IPEconomy, #StoryProtocol, #DataInfrastructure, #AIGovernance, #AILaw, #Web3, #Blockchain, #CreatorEconomy, #DataOwnership, #RightsManagement, #Licensing, #TechPodcast, #Developers, #MachineLearning, #AIEthics, #DataMonetizationWant to be featured as a guest on Making Data Simple? Reach out to us at almartintalksdata@gmail.com and tell us why you should be next. The Making Data Simple Podcast is hosted by Al Martin, WW VP Technical Sales, IBM, where we explore trending technologies, business innovation, and leadership ... while keeping it simple & fun.
Send a textTackling the messy reality of data fueling artificial intelligence, Andrea Muttoni—President & CPO at Story—joins the show to unpack how Story is building an AI-native infrastructure for intellectual property and training data. We dig into making the $80T IP asset class programmable, traceable, and monetizable, and how Story aims to turn “mysterious training data blobs” into transparent rights and payments for creators and enterprises.01:10 Meet Andrea Muttoni 06:49 Story's Core Mission 13:41 IP Monetization 21:08 Biggest Competitor 22:49 Compute, Models, & Data 27:46 What to IP, Where Not 31:16 Blockchain 34:54 Protecting Your IP 41:36 Reaching StoryAndrea explains how Story is building a blockchain-based IP and data layer so AI systems can train on licensed content while proving usage, enforcing licenses, and automating payments to rights holders. We talk about the practical challenges of cleaning and labeling real-world data, what “IP-safe” datasets look like in practice, and how developers and companies can plug into Story's infrastructure. Andrea also shares where blockchain actually adds value (and where it doesn't), why he thinks “AI can't scale on legal ambiguity,” and concrete steps creators and founders can take today to protect and monetize their IP in the AI era.LinkedIn: linkedin.com/in/muttoni Website: https://www.story.foundation/#AITrainingData, #IntellectualProperty, #IPEconomy, #StoryProtocol, #DataInfrastructure, #AIGovernance, #AILaw, #Web3, #Blockchain, #CreatorEconomy, #DataOwnership, #RightsManagement, #Licensing, #TechPodcast, #Developers, #MachineLearning, #AIEthics, #DataMonetizationWant to be featured as a guest on Making Data Simple? Reach out to us at almartintalksdata@gmail.com and tell us why you should be next. The Making Data Simple Podcast is hosted by Al Martin, WW VP Technical Sales, IBM, where we explore trending technologies, business innovation, and leadership ... while keeping it simple & fun.
Roma Pithadiya is the President and Chief Executive Officer of Affordable Insurance and Financial Services (AIFS), a financial services and insurance advisory firm based in the Dallas–Fort Worth area of Texas. She is a seasoned financial professional and entrepreneur with extensive experience in insurance, financial planning, and wealth protection.Roma immigrated to the United States with limited resources and has built her career from the ground up, becoming a respected advisor to individuals, families, and small businesses in matters of health insurance, life insurance, auto and home protection, and long-term financial planning. She has been active in the financial services industry for well over a decade and is known for her deep commitment to client education and advocacy.She is also recognized as a Million Dollar Immigrant, a title reflecting her journey from starting penniless in the U.S. to achieving significant success in the insurance and financial advisory business.In addition to her executive role, Roma engages heavily in community service: she is active with the Lions Club, participates in senior citizen organizations, and serves on committees for cultural and religious groups. She frequently speaks on financial literacy and planning topics at national stages, including events hosted by CNN, the Harvard Club of Boston, New York Life, Nasdaq, and the MDRT (Million Dollar Round Table).Her expertise spans health insurance (including Medicare and individual policies), life and annuity products, retirement planning, and strategies for tax-efficient financial growth. Roma also works to empower clients to manage their finances wisely and protect their financial futures with well-structured, personalized solutions.Learn more: https://aifsgroupbyroma.com/Roma Pithadiya is not an attorney or CPA. Affordable Insurance and Financial Services does not provide legal or tax advice. Any discussion of financial strategies is general in nature and not a recommendation. Insurance and financial products involve risk and may not be suitable for all individuals. Licensing and availability vary by state.Influential Entrepreneurs with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/roma-pithadiya-president-and-ceo-of-affordable-insurance-and-financial-services-discussing-effective-retirement-planning
i'm wall-e, welcoming you to today's tech briefing for wednesday, february 11th. here's a glimpse of today's tech highlights: amazon's new ai marketplace: amazon is set to launch a marketplace allowing media publishers to license content to ai companies, following a similar move by microsoft, reflecting a shift towards formal content licensing in the ai sector. facebook's gen z strategy: facebook introduces ai-driven features like animated profile pictures and immersive backgrounds to attract younger users and stay relevant in the changing digital landscape. youtube's playlist innovation: youtube launches an ai-powered playlist generator for premium users, allowing playlist creation via text prompts, enhancing its music streaming appeal. x.ai's leadership changes: half of x.ai's founding team departs amid challenges before its ipo, as the company faces pressure to compete with ai leaders like openai, while elon musk pursues ambitious projects. techcrunch founder summit 2026: tickets are now available for this event in boston on june 23rd, offering a chance to learn from over 1,100 founders about growth and scaling strategies. that's all for today. we'll see you back here tomorrow!
Get in touch to submit a question or send us your feedback. We talk a lot about licensing our own data for AI training, often in the context of actors and performers. In this episode, we explore what that can look like for authors.Our guest is Julie Trelstad, Head of US Publishing at Amlet AI, a marketplace where publishers can control how their work is used for AI data training. She also has her own business, Paperbacks and Pixels which aims, among other things, to help authors understand how to use AI to market their work.So, what does licensing books for AI training look like in practice? Do individual writers have any clout when it comes to negotiating with publishers and with AI tech firms? And, amid the the fear and suspicion around stolen data, could we now be entering a post-scraping digital world?
Alfonso Martel Seward, Chief Compliance & Legal Officer at Roxom, joins Delphine Forma to explore what it takes to launch a bitcoin-denominated capital markets infrastructure. They dive into licensing journeys in El Salvador and Seychelles, market abuse frameworks, public-private enforcement partnerships, and the future of crypto compliance in Latin America.
#podcast #veterans #SuperbowlIn this episode, the hosts discuss various topics including censorship, freedom of speech, and the challenges faced by content creators on social media platforms. They delve into copyright issues and the implications for artistic expression, while also touching on mental health and the importance of therapy. The conversation shifts to sports predictions, particularly around the Super Bowl, and includes humorous takes on recent news stories. The episode concludes with reflections on the podcast's evolution and the significance of community engagement.Chapters00:00 Introduction and Podcast Overview01:17 Censorship and Freedom of Speech03:00 Challenges with Content Creation05:31 Licensing and Fair Use in Media08:46 Discussion on Controversial Figures13:29 Super Bowl Predictions and Reflections19:43 Halftime Show and Cultural Commentary22:18 Tech Pricing and Consumer Reactions22:44 The Cost of Technology and Consumer Choices23:14 Privacy Concerns in the Digital Age24:27 Net Neutrality and Internet Access25:56 Surveillance and Personal Freedom27:58 The Future of Online Platforms30:54 Cultural Commentary on Modern Society33:20 Bizarre News Stories and Their Implications36:44 Lighthearted Banter and Show Updates37:55 Exploring New Media Opportunities39:46 The Vision for a Radio Channel43:10 Discussing Local Music and Talent48:40 Personal Reflections and Mental Health53:09 Closing Thoughts and Future PlansDD214 Network PodcastDirected & Produced by Jonathan ‘Clean' SanchezHosted by Joe Squillini & Jay CampbellEdited by Clean Sanchez Media, LLCMusic by Shrieks666 ("Shadow Surfing," "Voices Getting Louder") – Check them out on Bandcamp!Website: CleanSanchezMedia.comAffiliate LinksGovee - https://govee.sjv.io/CLEANStreamLabs - https://streamlabs.pxf.io/CleanHemper -https://www.hemper.co/DD214Disclaimer: This Podcast contains adult language. Adult Supervision is advised.Fair Use Disclaimer:The content provided on this podcast may include material subject to copyright protection. In accordance with the principles of "fair use" as defined in Section 107 of the Copyright Act of 1976, the use of copyrighted material on this podcast is for purposes such as criticism, comment, news reporting, teaching, scholarship, or research.The determination of whether the use of copyrighted material constitutes fair use is made on a case-by-case basis, taking into account various factors outlined in Section 107. The inclusion of such material is not an endorsement by the DD214 Network Podcast or Clean Sanchez Media, LLC, but is meant to enrich and contribute to discussions within the specified purposes of fair use. All copyrights and trademarks are the property of their respective owners.Shop official merch for DD214 Network: http://www.CleanSanchezMedia.com
Beware! That Cool Download, Healing, or Activation Can Hurt You!In this episode of Spirit Sherpa, your co-hosts Transformational Shaman Kelle Sparta and Joshua Radewan delve into the intricacies of spiritual activations and the importance of energetic safety. They discuss the potential risks associated with spiritual practices such as sound healing, activation processes, and the involvement of various extraterrestrial energies like Arcturians.Key Topics Include:Careful vetting of spiritual practitionersPractices to avoid harmful implantsUnintended consequencesEthics of energy workPersonal experiencesCautionary guideNavigating the spiritual landscape safely and responsibly00:00 Welcome to Spirit Sherpa00:40 Choosing Today's Topic02:04 The Dangers of Spiritual Activations04:40 Experiences with Alien Implants09:13 Quantum Healing and Ethical Practices19:52 Guided Meditations and Personal Power22:57 Final Thoughts and Call to ActionKeywords:spiritual activationsenergy healing dangersguided meditation risksspiritual bypassingenergy sovereigntypsychic protectionshielding techniquesethical energy healingSpirit Sherpa podcastKelle Spartaspiritual awakening podcastshaman podcasttransformational coachingquantum healing explainedmorphic fieldsenergetic implantsArcturian healingalien implants spiritualitychanneling ethicsdistance energy healingsound healing risksspiritual manipulationspiritual awakening warningthings spiritual podcasts don't tell youdark side of spiritualitynew age spirituality dangershow to protect your energyspiritual discernmentconsciousness expansionIf you would like to learn more please book a Discovery Call here: https://kellesparta.com/discovery-call/Licensing and Credits:“Spirit Sherpa” is the sole property of Kelle Sparta Enterprises and is distributed under a Creative Commons: BY-NC-ND 4.0 license. For more information about this licensing, please go to www.creativecommons.org. Any requests for deviations to this licensing should be sent to kelle@kellesparta.com. To sign up for, or get more information on the programs, offerings, and services referenced in this episode, please go to www.kellesparta.com
Bright lights, louder headlines, and a legal backbone strong enough to hold the biggest cultural moment of the year. We take you past the scoreboard and into the systems that make the Super Bowl work: broadcast rights that cross borders, trademarks that protect trust, and licensing strategies that turn 15 minutes of halftime into global memory. Along the way, we unpack the real moves behind “The Big Game,” from satellite transmissions and domain seizures to creative constraints that spark better ads, cleaner stages, and fewer courtrooms.We start with the money plays—why transmissions count as public performances and how that doctrine funds the spectacle you watch on Sunday. Then we head online, where domain names masquerade as jerseys and UDRP panels yank them back before kickoff. The anti-piracy blitz gets real with Operation In Our Sites, a coordinated push that seizes illegal streaming hubs and undercuts counterfeit merch so legitimate broadcasts and brands can win the night.Advertising sits on a razor's edge. We explore the Tom Waits soundalike ruling to show how a voice can be identity, not a shortcut, and revisit the Beastie Boys' stance to prove “not an ad ad” is still advertising when it moves product. Music is protected IP even when your campaign hides outside the 30-second slot, and endorsement risk turns on what viewers feel, not what disclaimers claim. That nuance becomes a blueprint for modern marketers: leverage cultural moments without impersonating people or implying NFL sponsorship.Ambush marketing gets a fair shake, too. Courts have long allowed expressive references to major events while drawing a hard line at official-looking promotion. We share practical examples—billboards near stadiums, social posts that capture live moments, playful language aimed at parties and community—that ride the wave without borrowing league equity. And we end on the most surprising truth: halftime stays lawsuit-free not by luck, but by ruthless planning. Every song, visual, and contract is cleared early so art can soar at speed.If you care about creativity, brand safety, or the craft of putting culture on a clock, this conversation maps the terrain. Hit play, subscribe for more plain talk about intellectual property, and tell us: which legal play changed how you see the Super Bowl?Send a textCheck out "Protection for the Inventive Mind" – available now on Amazon in print and Kindle formats. The views and opinions expressed (by the host and guest(s)) in this podcast are strictly their own and do not necessarily reflect the official policy or position of the entities with which they may be affiliated. This podcast should in no way be construed as promoting or criticizing any particular government policy, institutional position, private interest or commercial entity. Any content provided is for informational and educational purposes only.
Breadwinner Energy® Is No Longer Just Coaching We Are Building an InstitutionIn this episode, I'm sharing something massive.Breadwinner Energy® is evolving from a coaching brand into a Licensing + Leadership Institution for women who are ready to build real wealth, real power, and real legacy together.For years, women have been told to build alone.Alone in business.Alone in leadership.Alone in wealth building.I'm done with that model.This next era of Breadwinner Energy® is about infrastructure, intellectual property, licensing, leadership, and putting powerful women inside something bigger than just another program.After over a decade across the service industry and coaching industry, I saw the same pattern:Brilliant women.Powerful ideas.But still building alone.Still capped by time, energy, visibility, and reach.Licensing changes that.Instead of building next to each other we build under the same institution, using shared infrastructure, shared brand authority, and shared visibility.Women will now be able to:• License the Breadwinner Energy® brand, IP, and frameworks• Be trained in thought leadership and brand representation• Be listed inside a public directory of certified leaders• Be featured across podcast, media, and institution opportunities• Be part of a high-level Alumni Leadership MastermindThis is not a course.This is not just a certification.This is institutional placement.The certification process is 4 months and teaches:• Thought Leadership• Brand Standards + Representation• Licensing Integrity + Use• Movement-Level Leadership• Wealth + Sovereignty Business InfrastructureFirst Certification Class Begins:April 6, 2026The first 15 women entering this institution will be our Founding Mothers.They will receive:• Priority placement in the public directory• Early access to leadership and collaboration opportunities• Founding level positioning inside the institution• Special recognition as first movers in this modelThere are only 15 spots.Annual Licensing Fee: $3,333 per yearThis includes:Directory ListingAlumni Leadership MastermindInstitution Access + OpportunitiesBrand + Licensing RightsPrivate + Founding Enrollment is currently open.Initial Enrollment Window:Open through February 28After Founding spots fill, pricing and placement will change.This is about women becoming breadwinners of their own lives.Breaking generational cycles.Building wealth in community.Creating power structures that include us — not exclude us.This is not just business scaling.This is movement building.If you are a woman who knows your work is bigger than your current container…If you are ready to stop building alone…If you are ready to step into leadership at an institutional level…This is your invitation.Follow & DM me on IG: https://www.instagram.com/itstaydaniels_llc/Join the Waitlist: https://itstaydaniels.myflodesk.com/headquarters Join the Free Fire Pit: https://www.skool.com/breadwinner-energy-club-7485 Breadwinner EnergyWomen in leadershipWomen licensing programCoaching industry evolutionWomen building generational wealthLicensing intellectual property coachingThought leadership certification for womenWomen business institutionFemale leadership certificationWomen business licensing modelHigh level mastermind for women entrepreneursBuild wealth in community womenWomen business directory listingFemale founder leadership programInstitution model for women entrepreneursWhy I Moved Away From One-on-One CoachingThe Breadwinner Energy® Licensing + Certification ModelCertification Program DetailsFounding Mothers — First 15 WomenLicensing Investment + StructureEnrollment WindowWhy This Matters (Bigger Than Business)If You Feel Called Into This LevelKEYWORDS (SEO)
Join us as we sit down with our good friend, Mark Von Ohlen. Mark has worked in and around the convention space for many years in the areas of Licensing, Talent, and everything in between. At present, he serves as the Programming Director for our good friends over at the Virtual Cantina Network. With such a wide range of experience, Mark offers a unique perspective on the Convention scene, Star Wars, and everything in-between.
Roma Pithadiya is the President and Chief Executive Officer of Affordable Insurance and Financial Services (AIFS), a financial services and insurance advisory firm based in the Dallas–Fort Worth area of Texas. She is a seasoned financial professional and entrepreneur with extensive experience in insurance, financial planning, and wealth protection.Roma immigrated to the United States with limited resources and has built her career from the ground up, becoming a respected advisor to individuals, families, and small businesses in matters of health insurance, life insurance, auto and home protection, and long-term financial planning. She has been active in the financial services industry for well over a decade and is known for her deep commitment to client education and advocacy.She is also recognized as a Million Dollar Immigrant, a title reflecting her journey from starting penniless in the U.S. to achieving significant success in the insurance and financial advisory business.In addition to her executive role, Roma engages heavily in community service: she is active with the Lions Club, participates in senior citizen organizations, and serves on committees for cultural and religious groups. She frequently speaks on financial literacy and planning topics at national stages, including events hosted by CNN, the Harvard Club of Boston, New York Life, Nasdaq, and the MDRT (Million Dollar Round Table).Her expertise spans health insurance (including Medicare and individual policies), life and annuity products, retirement planning, and strategies for tax-efficient financial growth. Roma also works to empower clients to manage their finances wisely and protect their financial futures with well-structured, personalized solutions.Learn more: https://aifsgroupbyroma.com/Roma Pithadiya is not an attorney or CPA. Affordable Insurance and Financial Services does not provide legal or tax advice. Any discussion of financial strategies is general in nature and not a recommendation. Insurance and financial products involve risk and may not be suitable for all individuals. Licensing and availability vary by state.Influential Entrepreneurs with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/roma-pithadiya-president-and-ceo-of-affordable-insurance-and-financial-services-discussing-irs-and-insurance
Roma Pithadiya is the President and Chief Executive Officer of Affordable Insurance and Financial Services (AIFS), a financial services and insurance advisory firm based in the Dallas–Fort Worth area of Texas. She is a seasoned financial professional and entrepreneur with extensive experience in insurance, financial planning, and wealth protection.Roma immigrated to the United States with limited resources and has built her career from the ground up, becoming a respected advisor to individuals, families, and small businesses in matters of health insurance, life insurance, auto and home protection, and long-term financial planning. She has been active in the financial services industry for well over a decade and is known for her deep commitment to client education and advocacy.She is also recognized as a Million Dollar Immigrant, a title reflecting her journey from starting penniless in the U.S. to achieving significant success in the insurance and financial advisory business.In addition to her executive role, Roma engages heavily in community service: she is active with the Lions Club, participates in senior citizen organizations, and serves on committees for cultural and religious groups. She frequently speaks on financial literacy and planning topics at national stages, including events hosted by CNN, the Harvard Club of Boston, New York Life, Nasdaq, and the MDRT (Million Dollar Round Table).Her expertise spans health insurance (including Medicare and individual policies), life and annuity products, retirement planning, and strategies for tax-efficient financial growth. Roma also works to empower clients to manage their finances wisely and protect their financial futures with well-structured, personalized solutions.Learn more: https://aifsgroupbyroma.com/Roma Pithadiya is not an attorney or CPA. Affordable Insurance and Financial Services does not provide legal or tax advice. Any discussion of financial strategies is general in nature and not a recommendation. Insurance and financial products involve risk and may not be suitable for all individuals. Licensing and availability vary by state.Influential Entrepreneurs with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/roma-pithadiya-president-and-ceo-of-affordable-insurance-and-financial-services-discussing-the-hybrid-approach-to-tax-free-retirement
Arm Holdings (ARM) issued a light beat in earnings, but as Diane King Hall points out, the Street took issue with its licensing revenue. The stock didn't sell off as much as Estée Lauder (EL) following its earnings, which contrasted Tapestry's (TPR) rally off its report. ======== Schwab Network ========Empowering every investor and trader, every market day.Options involve risks and are not suitable for all investors. Before trading, read the Options Disclosure Document. http://bit.ly/2v9tH6DSubscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/About Schwab Network - https://schwabnetwork.com/about
Roma Pithadiya is the President and Chief Executive Officer of Affordable Insurance and Financial Services (AIFS), a financial services and insurance advisory firm based in the Dallas–Fort Worth area of Texas. She is a seasoned financial professional and entrepreneur with extensive experience in insurance, financial planning, and wealth protection.Roma immigrated to the United States with limited resources and has built her career from the ground up, becoming a respected advisor to individuals, families, and small businesses in matters of health insurance, life insurance, auto and home protection, and long-term financial planning. She has been active in the financial services industry for well over a decade and is known for her deep commitment to client education and advocacy.She is also recognized as a Million Dollar Immigrant, a title reflecting her journey from starting penniless in the U.S. to achieving significant success in the insurance and financial advisory business.In addition to her executive role, Roma engages heavily in community service: she is active with the Lions Club, participates in senior citizen organizations, and serves on committees for cultural and religious groups. She frequently speaks on financial literacy and planning topics at national stages, including events hosted by CNN, the Harvard Club of Boston, New York Life, Nasdaq, and the MDRT (Million Dollar Round Table).Her expertise spans health insurance (including Medicare and individual policies), life and annuity products, retirement planning, and strategies for tax-efficient financial growth. Roma also works to empower clients to manage their finances wisely and protect their financial futures with well-structured, personalized solutions.Learn more: https://aifsgroupbyroma.com/Roma Pithadiya is not an attorney or CPA. Affordable Insurance and Financial Services does not provide legal or tax advice. Any discussion of financial strategies is general in nature and not a recommendation. Insurance and financial products involve risk and may not be suitable for all individuals. Licensing and availability vary by state.Influential Entrepreneurs with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/roma-pithadiya-president-and-ceo-of-affordable-insurance-and-financial-services-discussing-the-hybrid-approach-to-tax-free-retirement
Roma Pithadiya is the President and Chief Executive Officer of Affordable Insurance and Financial Services (AIFS), a financial services and insurance advisory firm based in the Dallas–Fort Worth area of Texas. She is a seasoned financial professional and entrepreneur with extensive experience in insurance, financial planning, and wealth protection.Roma immigrated to the United States with limited resources and has built her career from the ground up, becoming a respected advisor to individuals, families, and small businesses in matters of health insurance, life insurance, auto and home protection, and long-term financial planning. She has been active in the financial services industry for well over a decade and is known for her deep commitment to client education and advocacy.She is also recognized as a Million Dollar Immigrant, a title reflecting her journey from starting penniless in the U.S. to achieving significant success in the insurance and financial advisory business.In addition to her executive role, Roma engages heavily in community service: she is active with the Lions Club, participates in senior citizen organizations, and serves on committees for cultural and religious groups. She frequently speaks on financial literacy and planning topics at national stages, including events hosted by CNN, the Harvard Club of Boston, New York Life, Nasdaq, and the MDRT (Million Dollar Round Table).Her expertise spans health insurance (including Medicare and individual policies), life and annuity products, retirement planning, and strategies for tax-efficient financial growth. Roma also works to empower clients to manage their finances wisely and protect their financial futures with well-structured, personalized solutions.Learn more: https://aifsgroupbyroma.com/Roma Pithadiya is not an attorney or CPA. Affordable Insurance and Financial Services does not provide legal or tax advice. Any discussion of financial strategies is general in nature and not a recommendation. Insurance and financial products involve risk and may not be suitable for all individuals. Licensing and availability vary by state.Influential Entrepreneurs with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/roma-pithadiya-president-and-ceo-of-affordable-insurance-and-financial-services-discussing-irs-and-insurance
When Thomas and Jennifer Ayers were found dead, the suspect was known from the start. But the investigation questioned motives and in the end, it was up to a judge to balance justice with mercy. This case is *solved*Thank you to today's sponsor Newspapers.com ! Go to newspapers.com/truecrime/ and use code CRIMELINES at check out. Support the show!Get the exclusive show Beyond the Files plus Crimelines episodes ad free onSupercast: https://crimelines.supercast.com/Patreon: https://www.patreon.com/crimelinesApple Subscriptions: https://podcasts.apple.com/us/podcast/crimelines-true-crime/id1112004494 For one time support:https://www.basementfortproductions.com/supportLinks to all my socials and more:https://linktr.ee/crimelinesSources:2026 Crimelines Podcast Source ListTranscript: https://app.podscribe.ai/series/3790If an exact transcript is needed, please request at crimelinespodcast@gmail.com Licensing and credits:Theme music by Scott Buckley https://www.scottbuckley.com.au/Cover Art by Lars Hacking from Rusty HingesCrimelines is a registered trademark of Crimelines LLC.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
A gear change in driver licensing has some instructors concerned. The government has unveiled the first major changes to the system in 15 years, meaning drivers won't have to sit a second practical test when they go for their full licence. Under 25s will spend 12 months on their learner licence instead of the current six. For under 25s the time spent on a restricted licence is reducing from up to 18 months down to a year. New Zealand Institute Driver Educators president and Paeroa driving instructor Mark Revill-Johnson spoke to Lisa Owen.
Setting Boundaries - A Guide for Spiritual PractitionersIn this episode of Spirit Sherpa, co-hosts Kelle Sparta and Joshua Radewan, discuss the significant topic of setting boundaries as a spiritual practitioner. Kelle shares her personal experiences and insights on maintaining physical and spiritual wellness, including her journey post-surgery.Key Topics Include:Establishing boundaries with oneself, spirit, and clientsEffective and healthy spiritual practicesRed flags for clients' behaviorWorking with deitiesSpirit guides are also discussedNeed to stay educated, grounded, and aware00:00 Introduction and Personal Updates01:32 Health and Lifestyle Changes05:53 Boundaries with Spirit11:54 Setting Boundaries with Clients16:03 Red Flags in Client Interactions16:30 Victim Mentality and Self-Value17:36 Personal Experiences with Spiritual Work18:18 Understanding Voodoo and Energy Control19:15 Red Flags in Spiritual Practices22:21 Dangerous Deities and Spiritual Entities27:17 Boundaries in Spiritual Practices33:25 Conclusion and Final ThoughtsKeywords:spiritual boundariesenergy boundariesspiritual practitioner tipswounded healer syndromeenergy vampirespsychic boundariesempath boundariesspiritual burnoutspiritual protectionsetting boundaries with spirithealer boundariesenergy hygienespiritual awakening challengespsychic self carespiritual coachingshamanic practicesintegration after spiritual awakeningboundaries with clientsspiritual ethicsdeities and spiritual workspirit guides and boundariesenergetic protectionspiritual podcastSpirit Sherpa podcastKelle SpartaJoshua Radewanwoo spiritualityshadow work readinesspsychic masteryspiritual red flagshow to avoid energy drainspiritual healing gone wrongIf you would like to learn more please book a Discovery Call here: https://kellesparta.com/discovery-call/Licensing and Credits:“Spirit Sherpa” is the sole property of Kelle Sparta Enterprises and is distributed under a Creative Commons: BY-NC-ND 4.0 license. For more information about this licensing, please go to www.creativecommons.org. Any requests for deviations to this licensing should be sent to kelle@kellesparta.com. To sign up for, or get more information on the programs, offerings, and services referenced in this episode, please go to www.kellesparta.com
An interview with Dr. Jeffery Smalldon, author of “That Beast Was Not Me: One Forensic Psychologist, Five Decades of Conversations with Killers”THAT BEAST WAS NOT ME documents five decades of conversations with murderers like John Wayne Gacy, Charles Manson, Ted Bundy, serial sniper Thomas Lee Dillon, and Donald Harvey-then thought to be the most prolific serial killer in American history. Through letters, prison visits, and interviews, Smalldon gives readers a terrifying look into the darkest recesses of the human psyche.Get the book hereTo learn more: https://jeffreysmalldon.com/ Support the show!Get the exclusive show Beyond the Files plus Crimelines episodes ad free onSupercast: https://crimelines.supercast.com/Patreon: https://www.patreon.com/crimelinesApple Subscriptions: https://podcasts.apple.com/us/podcast/crimelines-true-crime/id1112004494 For one time support:https://www.basementfortproductions.com/supportLinks to all my socials and more:https://linktr.ee/crimelinesSources:2026 Crimelines Podcast Source ListTranscript: https://app.podscribe.ai/series/3790If an exact transcript is needed, please request at crimelinespodcast@gmail.com Licensing and credits:Theme music by Scott Buckley https://www.scottbuckley.com.au/Cover Art by Lars Hacking from Rusty HingesCrimelines is a registered trademark of Crimelines LLC.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Lucille Butterworth went missing in Tasmania in 1969, and Australians were shocked to learn decades later that someone confessed to her murder just 7 years after her disappearance. Confirmation bias, tunnel vision, and poor police procedures so damaged this case that even a confession was not enough to close it. This case is *unsolved*If you know anything about the disappearance of Lucille Butterworth, you can contact the Tasmania Police at 131 444 or Crime Stoppers at 1 800 333 000.Support the show!Get the exclusive show Beyond the Files plus Crimelines episodes ad free onSupercast: https://crimelines.supercast.com/Patreon: https://www.patreon.com/crimelinesApple Subscriptions: https://podcasts.apple.com/us/podcast/crimelines-true-crime/id1112004494 For one time support:https://www.basementfortproductions.com/supportLinks to all my socials and more:https://linktr.ee/crimelinesSources:2026 Crimelines Podcast Source ListTranscript: https://app.podscribe.ai/series/3790If an exact transcript is needed, please request at crimelinespodcast@gmail.com Licensing and credits:Theme music by Scott Buckley https://www.scottbuckley.com.au/Cover Art by Lars Hacking from Rusty HingesCrimelines is a registered trademark of Crimelines LLC.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Infant abductions are unlike other kidnappings and the profile of the perpetrator differs greatly, with the vast majority being women whose motivation is to raise the child. With the rise in at-home DNA kits, these cold cases are starting to be solved but there are still some that remain unresolved. These cases are *unsolved*If you know anything, you can call NCMEC at 1-800-THE-LOST orMatthew Crocker: Van Buren Police Department 479-474-1234Emmanuel Birts: Dallas Police Department 214-744-4444David Blockett: Newport News Police Department 757-926-8706Support the show!Get the exclusive show Beyond the Files plus Crimelines episodes ad free onSupercast: https://crimelines.supercast.com/Patreon: https://www.patreon.com/crimelinesApple Subscriptions: https://podcasts.apple.com/us/podcast/crimelines-true-crime/id1112004494 For one time support:https://www.basementfortproductions.com/supportLinks to all my socials and more:https://linktr.ee/crimelinesSources:2026 Crimelines Podcast Source ListTranscript: https://app.podscribe.ai/series/3790If an exact transcript is needed, please request at crimelinespodcast@gmail.com Licensing and credits:Theme music by Scott Buckley https://www.scottbuckley.com.au/Cover Art by Lars Hacking from Rusty HingesCrimelines is a registered trademark of Crimelines LLC.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
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