Podcasts about cantillion

Advent 2024 Day 14 takes us to Belgium and the amazing Cantillion gueuze. Kriek 100 Lambic Bio 2020 is a cherry lambic. At 4 years old, it's still really strong. The great things about Cantillion lambics is that they really start coming to life around 5 years. We're at a good spot but this could use a couple more years. #beer #craftbeer #drinks #lambic #kriekgueuze #gueuze #advent2024 #adventcalendar

In diesem Special des Brautag Podcasts tauchen wir tief in die faszinierende Welt des Lambic und Geuze ein. Unser Gast, Frederic Paquet vom Belgoshop, nimmt uns mit auf eine spannende Reise durch die Geschichte, Herstellung und den besonderen Geschmack dieser Biere. Wir sprechen über die Motivation hinter seinem Shop und die Resonanz der deutschen Bierliebhaber. Im Fokus steht die berühmte Tour de Geuze, eine Veranstaltung zur Förderung traditioneller Lambic-Braukunst. Frederic gibt exklusive Einblicke in die teilnehmenden Brauereien und Stekerijen sowie die Highlights der Tour de Geuze 2024. Freut euch auf interessante Gespräche, spannende Hintergrundgeschichten und viele nützliche Informationen rund um Lambic und Geuze. Prost und viel Spaß beim Zuhören! Euer Brautag. Team

In der heutigen Folge "Bierexperten im Rampenlicht" begrüßen wir Dennis Spahn, einen der renommiertesten Biersommeliers Deutschlands und das Herz hinter dem Männerabend-Podcast. Dennis teilt seine Leidenschaft für Sauerbiere und gibt spannende Einblicke in seine Tätigkeit bei Störtebeker in der Elbphilharmonie. Wir sprechen über seine bierige Karriere, seine Podcasts und seine zahlreichen Bierreisen zu den angesagtesten Brauereien weltweit. Besonders im Fokus steht die Deutsche Meisterschaft der Hobbybrauer (DMDH) bei Störtebeker und welches Schmankerl euch dieses Jahr in Stralsund erwartet. Freut euch auf Verkostungen der Siegerbiere 2023, interessante Geschichten und vieles mehr!

#Bitcoin Seb Bunney, author of "The Hidden Cost of Money", joins me in this deep dive rabbit hole episode to talk about how his personal experiences - starting in childhood - formed his thoughts, perception, & comprehension on the essence & hidden costs of money. If you wish to understand the essence of money, inflation, deflation, the Cantillion effect,....and the infinite potential of Bitcoin with its absolute scarcity of 21 Million, then this episode is a must listen. Seb's book should be definitely on the book list for grown up children. Follow Seb Bunney on X: https://twitter.com/sebbunney Website: https://sebbunney.com/the-hidden-cost-of-money/ Share this episode with your friends & family and plant the first seed of truth, hope, & evolution. Thank you for your support! Follow & subscribe on all social media & YT. Follow me on X: https://twitter.com/keyvandavani Smash that Like Button & Subscribe to my YouTube-channel! Bitcoin-Podcast: ⁠⁠⁠⁠https://anchor.fm/keyvandavani⁠⁠⁠⁠ Other Podcast-Platforms you can listen to my show: Apple Podcast: ⁠⁠⁠⁠https://apple.co/2IA2dhV⁠⁠⁠⁠ Google Podcast: ⁠⁠⁠⁠https://bit.ly/31rSymq⁠⁠⁠⁠ Spotify: ⁠⁠⁠⁠https://spoti.fi/2wOfq1k⁠⁠⁠⁠ Breaker: ⁠⁠⁠⁠https://bit.ly/2IzhiQO⁠⁠⁠⁠ Overcast: ⁠⁠⁠⁠https://bit.ly/2R4nnbJ⁠⁠⁠⁠ Pocket-Casts: ⁠⁠⁠⁠https://bit.ly/2XElbKv⁠⁠⁠⁠ Radio Public: ⁠⁠⁠⁠https://bit.ly/2I86iuH⁠⁠⁠⁠ E-mail: kd@keyvandavani.com. Buy easily Azteco's Bitcoin-Vouchers on telegram and redeem with any popular mobile Bitcoin & Lightning-Wallet: ⁠⁠⁠⁠https://t.me/BitcoinVoucherBot?start=...⁠⁠⁠⁠ Recommended Hardware-Wallets: Coldcard: ⁠⁠⁠⁠https://bit.ly/3f6Vgq4⁠⁠⁠⁠ (use discount code DAVANI) --- Bitbox02: ⁠⁠⁠⁠https://bit.ly/3iluknN⁠⁠⁠⁠ (use discount code DAVANI) --- twitter: @keyvandavani linkedIn: /keyvandavani telegram: @keyvandavani instagram: /keyvandavani medium.com/@keyvandavani davani.substack.com/ Telegram: t.me/keyvandavani Support my independent educational work with Bitcoin. ---- PayNym-ID (Samourai Wallet): +summerhall1f2 --- Send in a voice message: https://podcasters.spotify.com/pod/show/keyvandavani/message

In this episode, Jason is interviewed by Simon Caron, otherwise known as the Uneducated Economist. They explore the housing shortage in both the EXISTING and NEW markets and the issues causing it as well as the factors that drives the RENTAL market.  And the grand master himself, Ron Legrand is holding a special Zoom meeting LIVE this Friday, April 21. If you love being a landlord but not the management that comes with it, then be sure to attend this very informative Zoom meeting. Go to http://JasonHartman.com/Grand to register today!   Key Takeaways: Jason's editorial 1:27 We are with Simon, the Uneducated Economist 2:09 There seems to be no line anymore 4:04 Now about McDonald's- it's about owning the land 8:58 How do you make the deal work- a simpler way to land lording 9:56 Join our free LIVE webinar with Ron Legrand. Register at  http://JasonHartman.com/Grand 11:41 Three Strategies, three different degrees of control Simon Caron Interview 15:02 Problems with housing inventory levels in the EXISTING or RESALE market 18:13 The problems plaguing the NEW HOME market  24:06 Invest for yield and stop speculating 26:16 There Is No Alternative 27:54 The Cantillion Effect 29:19 Labor & Capital 31:28 The RENTAL market   Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Twitter.com/JasonHartmanROI Instagram.com/jasonhartman1/ Linkedin.com/in/jasonhartmaninvestor/ Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class:  Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: http://JasonHartman.com/Protect Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: https://JasonHartman.com/Ron Free Mini-Book on Pandemic Investing: https://www.PandemicInvesting.com

Advent 2022 Day 03 brings us a true classic. It wouldn't be an advent calendar without at least one gueuze. Martin gifted us with Cantillion Gueuze 2022. WOW...this beer really blows it out of the water. They really knocked it out of the park this year. And the new labeling is really nice too. #beer #drinks #cantillon #craftbeer #gueuze

We're revisiting our July 2020 interview with Max Keiser, a Bitcoin purist and fiat shredder (literally). Inflation and the Fed money printing continues in 2022, so we thought Keiser's insights into the financial system were highly relevant. This just might be the "orange pill" episode for you or your friends to hop into Bitcoin. At the rate the Federal Reserve is printing money, it won't surprise anyone when the dollar eventually crumbles. Max Keiser is taking a pro-active stance on making fiat worthless.  Hand him a twenty and see what happens. It's been a couple years since we first spoke with the co-host of The Keiser Report so we thought it was a good time to catch up and get his current thoughts on life, the Universe and everything. Hold on to your fiat if you don't want Max to shred it, but where we're going you won't need it anyhow. This episode has it all, including original ukulele serenades. Get in tune and come along for a wild ride with us on episode #426 of The Bad Crypto Podcast.  FULL SHOW NOTES: badco.in/426 SUBSCRIBE, RATE, & REVIEW: Apple Podcast: http://badco.in/itunesGoogle Podcasts: http://badco.in/googleSpotify: http://badco.in/spotify FOLLOW US ON SOCIAL MEDIA: Twitter: @badcryptopod - @joelcomm - @teedubyaFacebook: /BadCrypto - /JoelComm - /teedubyawFacebook Mastermind Group: /BadCryptoLinkedIn: /in/joelcomm - /in/teedubyaInstagram: @BadCryptoPodcastEmail: badcryptopodcast[at]gmail[dot]comPhone: SEVEN-OH-8-88FIVE- 90THIRTY DISCLAIMER:Do your own due diligence and research. Joel Comm and Travis Wright are NOT FINANCIAL ADVISORS. We are sharing our journey with you as we learn more about this crazy little thing called cryptocurrency. We make NO RECOMMENDATIONS. Don't take anything we say as gospel. Do not come to our homes with pitchforks because you lost money by listening to us. We only share with you what we are learning and what we are investing it. We will never "pump or dump" any cryptocurrencies. Take what we say with a grain of salt. You must research this stuff on your own! Just know that we will always strive for RADICAL TRANSPARENCY with any show associations. TIME STAMPS 00:00 - Intro 04:50 - Feature Guest: Max Keiser 07:00 - Are you a Bitcoin purist?  07:45 - Most of the ICO projects from 2017 are dead. You were actually saying the Mona Lisa of the 21st Century is Bitcoin and a hash rate war with Iran that could potentially send Bitcoin soaring in value. 10:15 - America will say “we can't let these other countries become the richest countries in the world” and enter the hash race/war.  11:06 - Couldn't both be true? The government starts mining Bitcoin, but prevents its citizens from mining?  12:30 - What about the hash rate contribution from China?  14:40 - 16:18 - With all of the craziness in the United States, how close are we from Atlas Shrugging?  16:20 - 18:53 - The Federal Reserve system is flawed. People are starting to wake up. Bitcoin and Crypto seems to clearly be the path forward. How do you succinctly wake someone up to the whole currency system? 20:20 - We first interviewed you for Episode #34. You recently said hitting $50k Bitcoin will cause Peter Schiff, Mark Cuban, and others will go “all in” on Bitcoin. Explain. 24:36 - Explain the Cantillion effect.  27:55 - How do you think Trump figures into all this? 30:27 - Fairness in media broadcasting and publishing.  34:10 - Everything has been commoditized and traded on an exchange.  36:08 - You mentioned earlier that some of the big name projects in crypto are scams. Do you not think there's room in the ecosystem for other blockchains and coins?  39:22 - What about countries creating their own digital currencies?  41:12 - Earlier I referenced the protests and the unrest. You have said the protests don't do anything; buying Bitcoin is the real protest. But the protests are impacting change in policy. What is your take?  43:38 - These movements start out with great intentions, but then get consumed by other causes for the globalist agenda. Do you agree?  50:00 - We're in 2020; what does the next ten years look like? What does 2030 look like?  52:30 - 54:25 COVID-19 and other events make it seem like this was all a soft coup against the United States government.  54:30 - Where in the world do you go when the U.S. collapses?  55:12 - New York City in the 1970s.  57:15 - The 1987 stock market crash.  59:20 - Global authoritarian dystopia…  1:00:48 - The militarization of local police and the rule of martial law. Defund fiat.  1:01:55 - Why don't you give us a closing message to those out there who are losing faith in the system?  1:02:50 - Ukelele playing.  1:06:14 - Closing remarks Support the show: https://badcryptopodcast.comSee omnystudio.com/listener for privacy information.

We're revisiting our July 2020 interview with Max Keiser, a Bitcoin purist and fiat shredder (literally). Inflation and the Fed money printing continues in 2022, so we thought Keiser's insights into the financial system were highly relevant. This just might be the "orange pill" episode for you or your friends to hop into Bitcoin.At the rate the Federal Reserve is printing money, it won't surprise anyone when the dollar eventually crumbles. Max Keiser is taking a pro-active stance on making fiat worthless.  Hand him a twenty and see what happens.It's been a couple years since we first spoke with the co-host of The Keiser Report so we thought it was a good time to catch up and get his current thoughts on life, the Universe and everything.Hold on to your fiat if you don't want Max to shred it, but where we're going you won't need it anyhow. This episode has it all, including original ukulele serenades. Get in tune and come along for a wild ride with us on episode #426 of The Bad Crypto Podcast. FULL SHOW NOTES: badco.in/426SUBSCRIBE, RATE, & REVIEW:Apple Podcast: http://badco.in/itunesGoogle Podcasts: http://badco.in/googleSpotify: http://badco.in/spotifyFOLLOW US ON SOCIAL MEDIA:Twitter: @badcryptopod - @joelcomm - @teedubyaFacebook: /BadCrypto - /JoelComm - /teedubyawFacebook Mastermind Group: /BadCryptoLinkedIn: /in/joelcomm - /in/teedubyaInstagram: @BadCryptoPodcastEmail: badcryptopodcast[at]gmail[dot]comPhone: SEVEN-OH-8-88FIVE- 90THIRTYDISCLAIMER:Do your own due diligence and research. Joel Comm and Travis Wright are NOT FINANCIAL ADVISORS. We are sharing our journey with you as we learn more about this crazy little thing called cryptocurrency. We make NO RECOMMENDATIONS. Don't take anything we say as gospel. Do not come to our homes with pitchforks because you lost money by listening to us.We only share with you what we are learning and what we are investing it. We will never "pump or dump" any cryptocurrencies. Take what we say with a grain of salt. You must research this stuff on your own! Just know that we will always strive for RADICAL TRANSPARENCY with any show associations.TIME STAMPS00:00 - Intro04:50 - Feature Guest: Max Keiser07:00 - Are you a Bitcoin purist? 07:45 - Most of the ICO projects from 2017 are dead. You were actually saying the Mona Lisa of the 21st Century is Bitcoin and a hash rate war with Iran that could potentially send Bitcoin soaring in value.10:15 - America will say “we can't let these other countries become the richest countries in the world” and enter the hash race/war. 11:06 - Couldn't both be true? The government starts mining Bitcoin, but prevents its citizens from mining? 12:30 - What about the hash rate contribution from China? 14:40 - 16:18 - With all of the craziness in the United States, how close are we from Atlas Shrugging? 16:20 - 18:53 - The Federal Reserve system is flawed. People are starting to wake up. Bitcoin and Crypto seems to clearly be the path forward. How do you succinctly wake someone up to the whole currency system?20:20 - We first interviewed you for Episode #34. You recently said hitting $50k Bitcoin will cause Peter Schiff, Mark Cuban, and others will go “all in” on Bitcoin. Explain.24:36 - Explain the Cantillion effect. 27:55 - How do you think Trump figures into all this?30:27 - Fairness in media broadcasting and publishing. 34:10 - Everything has been commoditized and traded on an exchange. 36:08 - You mentioned earlier that some of the big name projects in crypto are scams. Do you not think there's room in the ecosystem for other blockchains and coins? 39:22 - What about countries creating their own digital currencies? 41:12 - Earlier I referenced the protests and the unrest. You have said the protests don't do anything; buying Bitcoin is the real protest. But the protests are impacting change in policy. What is your take? 43:38 - These movements start out with great intentions, but then get consumed by other causes for the globalist agenda. Do you agree? 50:00 - We're in 2020; what does the next ten years look like? What does 2030 look like? 52:30 - 54:25 COVID-19 and other events make it seem like this was all a soft coup against the United States government. 54:30 - Where in the world do you go when the U.S. collapses? 55:12 - New York City in the 1970s. 57:15 - The 1987 stock market crash. 59:20 - Global authoritarian dystopia… 1:00:48 - The militarization of local police and the rule of martial law. Defund fiat. 1:01:55 - Why don't you give us a closing message to those out there who are losing faith in the system? 1:02:50 - Ukelele playing. 1:06:14 - Closing remarksSupport the show: https://badcryptopodcast.comSee omnystudio.com/listener for privacy information.

How does inflation and money printing create wealth inequality in the economy? What is the Cantillion effect? Why do we have a wealth gap and what are some solutions to solving the problem. All of these questions were answer throughout this episode. Kevin explained the expansion of the Federal Reserve balance sheet from 2020-2022 and how the economy is feeling the after effects with inflation because of the money that was printed. He touch on how the goal was to increase economic activity but now we have move more into a tightening environment where there is an increase with interest rates. With a high interest rate environment,  Kevin described how this has led to more volatility amongst different asset classes. The Cantillion effect was another concept mentioned to explain why inflation and money printing helps the people that are more wealthy and hinders the people that don't have as many resources. In result, Kevin express why the Fed needs to have a cap on their money supply and create a more inclusive monetary system that provides equality for everyone. Sponsors:Buzzsprout, the best way to start a podcast!https://www.buzzsprout.com/?referrer_id=1305358Safely secure your crypto with Ledger, the largest crypto hardware wallet! https://shop.ledger.com/?r=aa519baed9caShow email & contact info:Email: insightfulprinciples@gmail.comLinkTree: https://linktr.ee/insightfulprinciplesSocial MediaInstagram & TikTok: @insightfulprinciplesTwitter: @insightprinplesLinkedIn: Kevin Jenkins Clubhouse: @kevnjenkins#inflation #moneysupply #economicsSupport the show

Today, Jason defines luck as simply preparedness meeting opportunity, as Early Nightingale puts it. He also talks about his experience with socio-economic classes, the great wealth transfer via the Cantillion effect and the CPI for billionaires. He also encourages you to visit JasonHartman.com/Protect and learn how you can protect your assets. He also shares part 2 of his presentation at an Investment Fund Conference in Utah about his brand new index - The Hartman Comparison Index™ - a truly unique way to value real estate. In our daily lives, we constantly compare things to one another to obtain a better understanding of value and we must do the same thing with housing prices; we can't just measure them in dollars, because the dollar is a moving target and its worth is constantly changing. Listen as Jason compares house prices to commodities historically to help us understand if we really are in a housing bubble.  Key Takeaways: [1:55] In harmony with the cycles of nature [3:29] The Hartman Predictive Index & Forbes Index [5:34] Lucky breaks and my 4 great mentors: Zig Ziglar, Jim Rohn, Earl Nightingale and Dennis Waitley [6:30] Mugged at knife point; different socio-economic classes [8:08] Luck: preparedness meets opportunity [10:00] CPI for billionaires: The cost of living extremely well [11:01] 3 ways they manipulate the CPI and seeing the Cantillion effect [12:43] Get your free report on how to invest in the midst of this pandemic [13:06] Some items in the Cost of Living Extremely Well Index (CLEWI) [19:37] Asset Protection, Tax Savings & Estate Planning: http://JasonHartman.com/Protect [21:26] Don't feel sorry for the rich; follow their lead Investment Fund Conference Utah Part 2 [22:50] Inflation is a hidden tax and thief and destroys the value of our debt [26:15] Inflation is the most powerful method of wealth distribution [28:00] When the government is broke, it becomes predatory on its citizens  [29:45] People got paid to borrow money with negative interest rates [33:10] The dollar is a moving target [35:10] Cyclical, hybrid and linear markets [38:28] After 50 years, it's still a temporary solution [40:10] Case-Shiller Home Price Index vs the Consumer Price Index [42:00] The Real House Price Index: house prices are now 28.6% cheaper than they were 21 years ago [44:10] Measuring only in dollars is a mistake  [46:30] The monthly payment is more important than the overall price   Website: PandemicInvesting.com JasonHartman.com/Protect   The WEALTH TRANSFER is happening FAST! Protect your financial future now! Did you know that 25% to 40% of all dollars ever created were dumped into the economy last year???  This will be devastating to some and an opportunity to others, be sure you're on the right side of this massive wealth transfer. Learn from our experiences, maximize your ROI and avoid regrets. Free Mini-Book on Pandemic Investing: https://www.PandemicInvesting.com Jason's TV Clips: https://vimeo.com/549444172  Asset Protection, Tax Savings & Estate Planning: http://JasonHartman.com/Protect What do Jason's clients say? http://JasonHartmanTestimonials.com Easily get up to $250,000 in funding for real estate, business or anything else  http://JasonHartman.com/Fund  Call our Investment Counselors at: 1-800-HARTMAN (US) or visit www.JasonHartman.com Guided Visualization for Investors: http://jasonhartman.com/visualization    

Managing Partner at Echobay Partners, Vince Lanci joins Jay to discuss inflation, the Cantillion effect, and Modern Monetary Theory. He explains the nuances between monetary policy and fiscal policy, and what's catching his attention in the market right now, which leads to their in-depth discussion on MMT. He explains the core changes civilians experience in the monetary shift, how MMT treats money as a public utility, and what the intention is behind the policy. This conversation presents an in-depth look at the future of a full MMT implementation.  To get more from Vince, follow him on Twitter @VlanciPictures and visit vblgoldfix.substack.com.  Join our investment community and sign up for our free weekly newsletter at cambridgehouse.com. Keep up with Jay all over social media @JayMartinBC. Be sure to leave a review, rate us 5 stars, and follow the podcast to be notified of new episodes each week 

Paul Moore, from Wellings Capital, joins us to talk about how to leverage inflation to your benefit, transition from single-family rental properties to multifamily and commercial real estate, force appreciation, and how his company is giving back by helping combat the horrors of human trafficking. Paul Moore, wellingscapital.com Find Paul's podcast here: https://www.wellingscapital.com/podcast --- Transcript Before we jump into the episode, here's a quick disclaimer about our content. The remote real estate investor podcast is for informational purposes only, and is not intended as investment advice. The views, opinions and strategies of both the hosts and the guests are their own and should not be considered as guidance from roofstock. Make sure to always run your own numbers, make your own independent decisions and seek investment advice from licensed professionals.   Michael: Hey, everybody, welcome to another episode of the remote real estate investor. I'm Michael Albaum, and today I have with me a very special guest, Paul Moore, you may have heard of him from BiggerPockets, you may know him as the founder managing partner of Wellings Capital, or you might know him better for his fight against human trafficking. And today, Paul is going to be talking to us about some pretty hot topics, specifically with regard to inflation, commercial real estate, and also what Paul and his team are doing to fight human trafficking. So without further ado, let's get into it.   Paul Moore, welcome to the show. Thanks so much for spending the time.   Paul: It's great to be here, Michael, thanks for having me on.   Michael: No, of course, of course. So, before we started recording here, I was learning a little bit about your background. But for all of our listeners who might not be familiar with you would love to learn a little bit more about kind of who you are, where you came from, and how you're involved in real estate today.   Paul: Yeah, absolutely. Um, let's see. So in the early mid 80s, I got an engineering degree, which was my first mistake. And then I went on and got an MBA went to Ford Motor companies spent five years there I actually really liked for but I had this desire to be an entrepreneur. So I quit started my own company. I ended up being entrepreneur finalists for Entrepreneur of the Year, Michigan a couple times and we sold that company to a public firm and 97 came to Virginia started flipping houses, then I started flipping waterfront lots then I built some modular and stick built homes. And I learned something you shouldn't build a house if you don't know how to tighten the doorknob on your own house. I don't know just something I just thought I'd tell people that. And, you know,   Michael: Word from the wise.   Paul: Yeah, right. So but that's one of the values of working with a company like roof stock, you know, you you know, if you're flipping houses or building houses yourself, you know, you might have a full time job or something else, you might not know what you're doing. And it's great to be partnering with somebody who does. That's just a side little advertisement for you guys. But anyway,   Michael: I appreciate the shout out!   Paul: Yeah. So but over the years, I was wondering how to get involved in commercial real estate, but I didn't know how. And so I actually started a website to generate residential leads for buyer's agents. And actually, we I mean, I had like 40,000 people on our list at one time that have come through our lead gen. And sold those to realtors that I'm still getting, you know, leads all the time. I got that running in the background, but at the same time, I started a multifamily and slash hotel and we build it I should say from in North Dakota. Then we did another one next door. My business partner did a hotel, I jumped back into multifamily syndication. And now I do self storage and mobile home parks as well. We have we're on our fourth fund with my company right now.   Michael: That's awesome. And what is the name of your company if folks want to get involved in that space?   Paul: Yeah, that's Wellings Capital.   Michael: Awesome. Is that Wellingscapital.com is the website people can go to?   Paul: Yeah, that's right.   Michael: Hmm. There's so much I want to unpack here, Paul. And we, it sounds like we'll have to have you on for another episode. But I'm just curious, getting back to your engineering degree. What kind was it? And I know, you said it was a mistake. But do you think that there was any value in terms of being mathematically inclined or numbers inclined with that degree to helping you in real estate?   Paul: You know, Michael, I'm glad you asked that. No one's ever asked me that. But I think it really is true. Because like I said, I went on to get an MBA and some things that were really simple to me, like, you know, calculating, you know, weighting weighted averages and things. Other people were just like, what, you know, so, yeah, so yeah, I think it did. I think the discipline of getting an engineering degree did help. I got a petroleum engineering degree.   And it was funny, when I went in in 1982, there were seven graduates coming out of that program, and they had seven job offers each and oil prices were high, you know, and when I got out, four years later, in 1986, there were 89 graduates and they had seven job offers total. And, you know, the oil prices were up and down, and you know, I should have learned right then I should have learned, you know, getting a degree in something like that is quite speculative. I mean, you know, it's not like industrial engineering or other things that have a steady demand. It was kind of like swinging for the fences, even back when I was 18. I joined that program.   And Michael when I got out of when I sold my company, In 97, and started investing and doing other things full time, I should have learned the lesson, but I had to learn it all over again. And that's the difference between investing and speculating, you know, speculating is when your principal is not at all safe, and you've got a chance to make a return. And investing is when your principal is fairly secure, and you have a chance to make a return. And over time, investors went over speculators almost every time.   Michael: Yeah, I'd agree with you. But I think it's such a sad story that we hear so many of these big stories about the speculators hitting it big, you know, Bitcoin AI billionaires all overnight. But what you don't hear is the other 100,000 people that lost it all, in that same speculation.   Paul: It's exactly right. And that's, you know, again, that's, I think that's what your company and our company are both about. And that is, you know, investing, you know, and, you know, expecting a stability and a, you know, an expectation that's not based on a war in the Middle East, or a rumor or a tweet from Elon Musk. I mean, we're talking about the value of Roofstock's. And our real estate didn't go up or down when Ilan musk tweeted, because it's based on real math, writing real foundational stuff, you know,   Michael: Yeah, yeah. No, I love it. I love it. So kind of speaking about speculation, we were chatting before the episode and talking about a topic that I think is really, really relevant to today that I want to dive deeper on. And that's inflation. And so, talk to us a little bit about, in your estimation, why you think real estate is such a great hedge against inflation? Because I think so many investors hear it all the time. Oh, it's a great hedge against inflation. But unless you really understand why I think it becomes so much more impactful to really get the reasoning behind it.   Paul: Yeah, you know, I didn't understand it myself till I really dug in when this inflation started heating up. This is a, this is some $10 trillion bills, these are real from Zimbabwe. And you know, and there's other ones back here from Venezuela. And, you know, inflation is real, I don't think that United States will, in the short term, at least experience any kind of hyperinflation like that. But we obviously have real inflation.   I mean, I think I read that in June, the Consumer Price Index, which doesn't even cover, everything was up point 9% in that one month, and it's up like 5.8% for the year. And if you included all the stuff they used to have in there, I think it would be much higher Cantillion, I believe it was Richard Cantillon, was a famous economist, about three or 400 years ago, and he had something that was called I can tell you, in effect, he basically said that those closest to the printing of the money stand to gain or lose most from that printing.   And if you think about who's you know, the two most powerful forces in the world are the Federal Reserve. I don't mean just the US, but any federal reserve and the government. And you've got a chance here, by investing in real estate to align yourselves. Even if you don't like those guys, the government and Federal Reserve, you've got a chance to align yourself with them by investing in real estate.   Now, here's how specifically, you can look back 5000 years and I'm serious, they did a study on this and interest rates are the lowest they've been in 5000 years. Yeah, yes, you can go back to ancient Egypt, just Google it. And it's, you know, there's some semi credible, I'm kidding. There's some credible sources on there, showing that they've studied this back for 1000s of years. But even if it was just the last 100 years, what a powerful moment in time to have interest rates this low, my son recently got his first house. And now he's a young guy, and he got like a 2.65 or 2.7% interest rate.   We just closed on a commercial a large mobile home park with a 3.0% interest rate with many years of interest only. I mean, it's powerful. But think about this. If you can get your largest expense locked in for years or even decades, at a very low interest rate, and then watch the revenue climb due to inflation or words, the rents are going to go up right in line with inflation. And actually with the housing shortage right now, in America, they're going up higher than inflation. I mean, there's reports of lots of places where houses went up 20 and even 30%. Last year, I know one place that went up 60.   And so we've got rents that are going up, way higher than then inflation but leaving if they stay with inflation, imagine the increase in rents with your largest cost being fixed for either 10 years, 12 years in commercial or 30 years. In residential, it's a powerful, dynamic and the ability that delta, the difference between that increasing revenue and that fixed largest cost is you're increasing cash flow, and then increasing equity you have in this property.   And importantly, for me, we talked about speculation. Also, as that gap widens, you're increasing your margin of safety in case anything goes wrong. So it's three powerful reasons that inflation is a great time to invest in real estate, when there's inflation, it's a great time to invest in real estate. But when there's low interest rate debt, it's even better. I remember the late 70s and early 80s, when, you know, inflation was in the mid or high teens, but so were interest rates. Now we've got a very different situation. We've got increasing inflation, but low interest rates. Very, very amazing time to invest in real estate, take action, folks. Now's the time.   Michael: Yeah, I love that just the visual of your arm saying, okay, here's your revenue, but your your costs and your expenses stay fixed. And so just for everybody listening, that might not even be familiar with the term inflation or really what it means. at its base level, it's the value of the dollar tomorrow is less than the dollar today. So if milk costs $1, today, tomorrow, it costs $1.03. It costs more money to buy those same goods and services. And so if you're not investing in something that generates a higher return, or that keeps up with inflation, your dollar gets left in the dust. And so a lot of people talk about putting their money in their mattress or leaving it in a bank. And you can actually lose money in a sense, because if the value decreases with time,   Paul: Yeah, it's true. And I told somebody the other day who got a 2.9% mortgage or something, they were really young guy, it wasn't my son, it was somebody else. And I said, Do yourself a favor, don't ever pay that off. And he gave me the look, you know, like I said, don't pay extra. Don't try to pay it off early. And he gave me that look, because I think he'd studied Dave Ramsey, and So Robert Kiyosaki said this well, because I've for years gone, okay, Dave Ramsey's, right, but he's not right. And Dave, Kiyosaki said it well, we were in Belize together with the real estate guys about a month ago.   And he said, I'm friends with Dave Ramsey, and he's right, for the vast majority of people, they should pay off their credit cards and their bad debt. But there's also a good kind of debt. And that's the debt against an increasing an asset that's increasing in value, like real estate. And so that's where Dave Ramsey's thinking would get you wrong, you know, he'd say, don't have debt or pay it off quickly. And all that stuff. You know, getting fixed rate debt for a long, long time in real estate is a fabulous move. And it's a way that people have got extremely wealthy for many years, Sam, Zelle said, was one of the keys to his wealth. And he is the most successful real estate investor in America, possibly in the world. And Sam Zell said, that's one of the ways he got wealthy by getting low, low for him six and a half to seven and a half percent interest debt in the 70s. And having an increasing inflation against that.   Michael: Yeah, I think I think it makes so much sense. And once again, people can start to wrap their head around that delta and how that Delta Works over time 99% in their favor, it starts to become blatantly obvious that, hey, this is a really great place to park money,   Paul: Right? It's so true. It's so powerful. And even as I talk about it again, I just want to jump off this podcast and go buy something else, you know.   Michael: Yeah, and something that we talk a lot about in the RoofstockAcademy is running the numbers and really getting a grasp upon Okay, well, how are my dollars working for me? What What is the return look like? And just at a very high level, I mean, if you're borrowing money at 3%, and earning a five 6% interest return on those dollars, you've just created a spread out of thin air. And you know, you've created arbitrage and that's what banks do, they lend money out at certain and then they borrow it at a different rate, and the spread is where they make their money. We're doing the exact same thing.   Paul: Hmm, that's right. And the wealthiest people in the world understand this. And, you know, banks, whether they're loaning money at three and a half percent, or 13 and a half or whatever, it doesn't matter as long as they got that, you know, a couple points spread that that arbitrage is where the you know, where the profit is.   Michael: Love it. So, Paul, let's change gears here a little bit, since I know that you're a multifamily guy. I'm a total the total multifamily guy as well. Talk to me about how you made that transition from single family into commercial multifamily, or how you've seen others do it really well, because I think for a lot of people, it's this whole new landscape. It's a whole New World, commercial mortgages. I could never I could never do that. Yeah. What have you seen successful people do?   Paul: Yeah. So my mentor had about 110. I think it was single family homes, around Cincinnati and other places. And he realized, wow, what if I could buy 110 unit apartment building? Would that be more efficient, and he so he started drilling down and studying that realized, you know, one loan, one big parking lot to scrape snow off of one,   Michael: One roof,   Paul: One set of roofs to repair. Yeah. And so he thought it was a really good idea to go into commercial. And so he did that. And he found, you know, that he ended up selling his single family homes at that point. And a lot of people have made this transition, though, you don't have to, I mean, there's companies, you know, out there that have hundreds or 1000s of single family homes, and they're doing well also.   But at any rate, that the difference really is that one of the big differences I want to point out is this in the residential realm, your value is based generally on comps. So if I bought a house for $200,000, and I added, like 300,000, and improvements, you know, I put in gold plated fixtures and a big, expensive fence, I build out the attic, in the basement made an addition, you know, and I had 500,000 it but I was in a $350,000 neighborhood, it would be hard to sell it for a profit, you know, if I had 500 in it.   In commercial real estate, the value is based on math. And that math is quite simple. It's kind of similar to the P e ratio price to earnings ratio in stocks. The math is this, the value or the value increase is based on the net operating income, or the noi increase divided by the cap rate or the rate of return.   And so let's go over that. So the value the price is based on the income stream. And so it's the gross revenues minus the operating expenses, that will give you the net operating income, that's the numerator. The denominator is the rate of return. So if you're looking for an eight or 10% return, you divide by eight or 10%. Now it's really hard to get deals like that anymore. But cap rates these days are typically four or five 6%. So people are tolerating, if you will, a 5% return.   And so here's the math on that if you have $100,000 a year net operating income, not including the mortgage, and not including any depreciation. But if you have $100,000 noi, and you're willing to tolerate a 5% rate of return, that's a 5% cap rate 100,000 divided by point 05. That'll give you a $2 million value, and you'll have to pay 2 million to get $100,000 annual cash flow stream.   And so if you are the seller, you can think about ways that you could force appreciation Hmm, let me see, if I'm a self storage facility, I could add you know, I could take some of this paint this unpaved grass out here on the side, this three acres and create you know, RV and boats parking and create additional cash flow. If I'm a mobile home park, I could put in like we literally saw a guy we invested with him. He put in a one acre fenced, paved area and added boat and RV parking to a mobile home park added $10,000 a month and let's do the math on that.   Okay, this is crazy. So let's say it was a $5 million mobile home park 3 million in debt 60%. LTV, 2 million in equity. So he had 2 million in cash and we were one of the investors in this okay. Now he added a $100,000 paved fenced parking area. And he said to all the people who had three or four or five or six cars sitting in front of their trailer, you have to park it out here and you can't park your work trailer and your boat and your RV in your yard anymore. So they cleaned up the place which allowed them to increase rents By the way, but they also charge people and they were making a total of $10,000 after a while, renting these slots out in this paved area out front to the people in the park and the community. 10,000 a month. That's 120,000 a year 120,000 divided by a 6% cap rate and it's 120,000 divided by point 06. If I'm not mistaken, that's about a $2 million increase in value. Wait a minute, there it is $2 million.   They only have 2 million in equity in this so they just double the equity and over to the investors got 100% return on their money by this one simple change. Now, my friends, that's called forcing appreciation. It's a very, very powerful thing that commercial real estate has, so if sometimes you can raise rents by 10%. But with leverage, like I just showed you, you can increase the value of the equity by maybe 30%. Or you can add additional empty lots, you know, to a mobile home park, or like I said, parking to a self storage facility, or you can increase occupancy by 10%. There's so many ways you can force appreciation.   So buying from a mom and pop seller, let's say have a mobile home park, that you know that the owner doesn't have the desire or the knowledge or the resources to increase value, buying from them and paying them what in their mind would be a huge price. And then making these improvements can really juice the returns for investors.   Michael: Yeah, that's something that I realized a while back when I first got involved with multifamily is that you're limited on the single family space to comps. If your neighbor's house doesn't take care of the neighbors and take care of their house that affects you. But in multifamily and commercial, if you're able to create because essentially you're buying a business, you're buying and selling businesses, and so that's why it's valued based upon the cash flow. So if you can create and creative ways to generate additional cash flow that has a lot of value.   And in that example, I mean, I'd love that $100,000 investment yields 2 million in value. And the cool thing about that, that I think I want to harken back to is that they don't have to sell that to realize any of that 2 million in value, you can go do a cash out refinance, you can establish a business line of credit and tap into that. So it's usable, tangible dollars that you can access for doing the work. So I love that example.   Paul: Yeah, I mean, you're you're making me think about a self storage facility in Colorado Springs by doing something like that. They were able to just refinance and return all the equity to investors. Now the investors have no risk left on the table. There's nothing they can really lose, because they got their principal back. And now everything is pure profit from then on.   Michael: That's awesome. That's awesome. So if we scale it down a little bit to smaller multifamily, so commercials of five units and plus, where do you see people really succeed in making that leap between single family to commercial multifamily? And then by that same token, where are you see people get burned?   Paul: I think one way, and I'm not sure this will perfectly answer the question, Michael. But one way that it works really well is if you see intrinsic value. And here's what I mean, Michelangelo, the greatest sculptor ever said, I saw the angel inside the block of marble, all I had to do is chisel and chisel till the angel came out. And that sounds silly, but it's really, really powerful. Because basically, it's he was able to identify intrinsic value, meaning he didn't see it as a $300 block of marble, he saw it as a extremely valuable sculpture, and he was able to pull that sculpture out.   And so a great operator can see value where there is not any in order to the extrinsic value, the sale price is, let's say, a million dollars, but he can see, you know, a possibility of increasing that to say, a million and a half by doing something creative. And so I'm thinking back to your question now about the five units. If you can find land that is that like, maybe there's an extra acre there, but nobody seemed to have noticed that and you can go get permits, you know, to add five more units, that is where a lot of value can be created.   One time I bought a five acre parcel of waterfront property that was absolutely not subdividable. But I actually found a way to legally subdivide it into five one acre lots. I mean, there's obviously that was a huge, huge win.   I'm thinking of, Oh, I have a friend. Now this is a little different. But this is kind of cool. He was he had his clients. He's a large realtor in Minnesota. He was having his clients buy these, I thought overpriced, large single family homes near campus. And he I was in the car with him once he was on the speakerphone. And he was telling this guy to go ahead and pay 400,000 for the single family home that rents for 1600 a month and I said that didn't sound like such a good deal, Eric and he smiled. He said it's near campus, all we have to do is furnish it, put two beds in each room, we can rent it for like 600 a bed. And it's the math on that, like he'll make like, you know, his his gross revenue will be over 4000 a month on you know, a property that he paid 400,000 for now, that is a smart way of extracting intrinsic value out of a single family home.   Michael: That's great. That's great. I love it. I'm I'm in the midst of a redevelopment project myself, it was a three unit residential with I think four units commercial three stories trying to out 20,000 square foot building. And I was realizing that the area was starting to pop, and you could even see it just coming down the street, the the transition and changes were coming. And so I'm making it into 15 residential units and two commercial units. So I talked a lot about it on the podcast and prior episodes about some of the brain damage and lessons learned. But once it's done, I'm very excited.     Paul: Oh, you sure? Well, especially in these times, and adding inflation on top of that,   Michael: Yes, yes. And I think just one of the pieces of intrinsic value that people can keep an eye out for, and it's something I talk about all the time when chatting with with newer investors in the academy is look for under market rents. And I think that's so counterintuitive. But if you can find an asset that's priced upon today's rent, but you know that it's undervalued, all you have to do is buy it, increase the rents, and now the investment should be returning even more than you bought it for.   Paul: Yeah, that's absolutely true. You just reminded me You are fond is considering investing with a multifamily operator that does a couple things, he goes in to a municipality and he actually negotiates he'll find an asset that's like $200, under market rents, then he'll go negotiate with the municipality and get a huge tax abatement. And so he'll go in, then he'll be able to raise the rents by let's say, 200, over, say, two years, you know, you don't want to do it day one, necessarily. But if you can take your taxes, which is probably most of the time your second largest expense behind the mortgage payment out of the equation, he's able to get like an 80% tax abatement, sometimes in these opportunities zones, or whatever. It's a massive win for investors.   Michael: Wow, that's incredible. So yeah, I think just to wrap this up with a bow, look for opportunity, where other people might have overlooked. And   Paul: Exactly, I think it's the way to do it.   Michael: Yeah, I think too, that there's this semi vicious cycle of on properties, if someone sees it and passes on the opportunity for whatever their reasoning might be, then it sits a little bit longer on the market, another person might come take a look at it not see an opportunity sits a little bit longer. And so by the time you get a look at it, it might have been on the market, 30 6090 days, whatever. And so you think that there must be something wrong with it. And so that's the reason you pass on it. Versus people might just not be looking at it through the right lens. And so I think give every you know, give every property give every opportunity a shot, and try to look at it through a really objective lens.   Paul: Yeah, it's really true. My son buys land that way, and there's a guys who they're like six or seven land is a very risky thing to invest in. I'm talking about large land tracks, you know, in the mountains, but there's like seven uses for land. Now, you can do solar, you can do cell towers, you can do timber, you can do carbon recapture, and sell those credits to companies. And there's all kinds of things. You can rent to farmers, you can in the Blue Ridge Mountains where I am, you can rent to hunters. I mean, there's so much you can do with one piece of land that might have been overlooked by hundreds of people for years.   Michael: That's incredible. That's incredible. Yeah. So remove, remove the box, and the opportunities become limitless.   Paul: Yeah, right.   Michael: So Paul, I know that you're a pretty big advocate and fight involved in the fight against human trafficking. We'd love to learn a little bit more about that.   Paul: Michael, you wouldn't believe this man. You can take the record profits, not the average, the record profits of Apple, General Motors, Nike and Starbucks, add those together triple that number. And that's less than the annual revenues generated by human trafficking right now. It is a huge problem. I'd like to believe if I was alive in the 1800s, I'd have been like with William Wilberforce fighting to stop slavery. Or I'd like to believe if I was an adult in the 1960s, I would have been fighting for civil rights.   Well, this is a civil right, it is slavery. And it's happening right under our noses. So my company, Wellings Capital, is putting together a program where everybody who invest with us, we are attempting to free a slave for every new investor that comes in and then we're going to give those opportunity those investors access and opportunities to help that person, you know, get back on their feet, etc. So we're doing this through organizations, we're vetting. I mean, as a company, we've that real estate opportunities, but as a company, we are also now and as individuals, we're trying to also that the very most effective organizations who are getting this work done, and man really excited about being part of this.   Michael: Wow, that's really exciting. That's really, really exciting. Thank you for the work that you do. I mean, that's really incredible stuff. And so where can people learn more about how to combat the issue? you other than, of course investing with your company, what are some things setting steps that people can can take action on to help combat the issue?   Paul: Great question. So the first step I would take is I would go on YouTube or anywhere else online and find the movie Nefarious. Nefarious does a great job explaining the problem laying it out there demonstrating, you know, from videos around the world, from Las Vegas to Thailand, what is really happening.   Exodus was put out by an organization that I highly recommend people check out. It's called Exodus Cry. And that's Exoduscry.com, and you should be able to go there and learn all you need to to get started and fighting this.   Michael: Fantastic. Well, thank you. Thank you for that. That's, that's fantastic.   Paul: You bet.   Michael: And so to kind of wrap things up here, I know that you've written several books, and are quite an accomplished speaker, and you're involved with bigger pockets would love if you could share that the titles of your books with everybody listening?   Paul: Okay, great. I wrote a book on residential real estate in 2008. That's more localized here for Virginia. But I wrote a book called a very humble title about multifamily. I don't know what you think. But it's called the perfect investment. And we found out that the perfect investment isn't necessarily perfect if it's overpriced. And so be careful with that title, watch out for that guy. And then my new book coming out from bigger pockets publishing in October, is going to be called storing up profits, how to capitalize on America's obsession with stuff by investing in self storage.   Michael: Amazing, I love it. This seems to be an asset class is beginning a lot of attention. In the last couple of years.   Paul: It really is, you know, self storage and mobile home parks are getting, they're sort of like on the heels of multifamily for getting maybe too much attention. But this book is attempts to just lay it out for a beginner or for somebody who wants to invest in it remotely.   Michael: Okay, that You took the words right out of my mouth, I was gonna ask is this are these books great for beginners who are looking to learn about the asset class and about how they might be able to invest in it?   Paul: Yeah, both of the books are designed for people who want you know, it's as a beginning primer for somebody who wants to get into the asset class, but they also double as an opportunity for somebody who wants to find a great operator and invest with them. It's kind of given a baseline of knowledge, to know where and how to invest.   Michael: Awesome. Well, Paul, this was great, man, I so appreciate you coming on and taking the time to hang out with us. Any final thoughts for investors that are just getting started? And primarily in the single family space?   Paul: Yeah, I would, you know, so when I heard about single family investing, it was 2000. And I was kind of in this weird time, we had started a nonprofit organization here in Virginia. And we were trying to figure out next steps. And my friend, and I said, you know, what, we've learned a little bit about this, read a lot, you know, read a little bit, read some books, read, you know, done this and that, we need to go take action.   And so what we did is on December 20, 2000, we went to our first home auction on the courthouse steps of Martinsville, Virginia, there was snow, there was ice. And we didn't take any money because we said you know what, we're just not ready yet. We're not ready to jump in. We've got to just be careful. And so we went with no money at all. Well, we went and comped the house first. And we came to the conclusion it was worth $65,000. It looked like it was in perfect shape. We peeked in the windows of the vacant house. It didn't look like it needed anything that we could see.   And so we went to the auction, we said, of course, we didn't know what we were talking about. But we thought man, if this comes out anywhere, like 50,000 or below, it'd be amazing. What came out at like $33,000. And there was nobody else bidding on it. We didn't have any money, so we couldn't take action.   Well, we were able to manipulate. I mean, talk the auctioneer into going to Taco Bell for lunch while we ran into the bank and got a cashier's check. And we actually, we actually bought that house. And we had to give them you know, like $3400 down you know, it was about 10% down. And literally Michael Three weeks later in January, we put it back on the market and had a for sale by owner sign in the yard Monday at 8:30am. And we had a full price buyer for $65,000 by noon, and we were off to the races.   So I'd say this, if you've been studying this a while if you're just looking around kicking the tires, take action, jump in, get involved, because there's literally never been a better time that I know of to capture this incredible delta between inflation and low interest rates.   Michael: Love that a better time may have been 6000 years ago prior to that study, but a second to that.   Paul: That's right. Good. Good point.   Michael: Awesome. Well, Paul, thank you again for coming on. Really appreciate you. Sharing all your knowledge and wisdom with folks really appreciate you combating the fight against human trafficking, both really noble causes. And we look forward to I'm sure we'll chat with you again.   Paul: All right. Thanks, Michael.   Michael: Alrighty, everybody, that was our episode a big, big, big, big thank you to Paul. It was a lot of fun, learned a lot. We talked about some really great issues facing kind of humanity as a whole as well as real estate specifically, and we definitely look forward to having him on for future episodes. As always, if you'd like the episode, please feel free to leave us a rating or review wherever it is using your podcast. If you're checking us out on YouTube, hit the like and subscribe button at the bottom of your screen. And we look forward to see you on the next one. Happy investing

In this weeks episode Maz and Floz delved deep into the cupboard of doom and pulled out two nicely aged bottles, Cantillion's 'Rosè de Gambrinus' from 2017 and Wild Beer Co 'Ninkasi' from 2013 (?) , and discuss the legends behind their namesakes.

In today’s episode we are welcoming Tom Peters, owner of Monk’s Café in Philadelphia. Monk’s is regarded as one of the best beer bars in the world and one of the top 5 places to go before you die. With a cult-like following, largely in part to his passion for Belgian Beer and ability to pass that passion on to his employees and patrons, Monk’s has been serving in Philadelphia since 1997.Known as the Godfather of Beer in the US, Tom has a 35-year background in craft beer. His first beer was a Dortmunder Union, and he was spoiled right away. In 1984, Tom and his girlfriend stopped over in Brussels on their way to Paris, and his love of beer truly began. After seeing some sights, they stopped in a bar, ordered a Heineken, and were sad to find out that despite being in Europe, it still sucked. The bartender overheard and offered him a real beer, a Dubbel.Soon, the bartender was introducing Tom to a host of different beers and Tom started making notes on beer mats. This experience changed his life forever. The sheer diversity of what was actually available blew him away. It was here that he began regular pilgrimages to Cantillon and started a long-lasting relationship with the brewery.Fire And Beere: marcel@fireandbeer.comw: www.FireandBeer.comIG: @FireandBeerSupport the show (https://cash.app/$marcelgomez81)

• Hackeo a la base de datos de #Ledger, publicación de datos en la web y consejos de precaución • La #SEC demanda a #Ripple por 1.3 B$ • SIM Port Attack o SIM Swap ¿Qué es Bitcoin? Mini curso gratuito de los fundamentos de #Bitcoin. https://QueEsBitcoin.co • ¿Por qué no hay #altseason todavía? • Tutorial para hacer staking de #okcash con Individuo Digital. https://www.youtube.com/individuodigital • ¿El efecto Cantillion se aplica a BTC? Este es un resumen semanal de nuestras transmisiones en vivo. Puedes participar con tus preguntas Lunes, Miércoles y Viernes a las 2:00 PM Martes y Jueves a las 7:00 PM (Centro USA) Version #podcast en Anchor: https://anchor.fm/criptomonedastv Intercambios #cripto a cripto con comisiones muy competitivas gracias a nuestra colaboración con Coinswitch https://exchange.criptomonedastv.com/ Síguenos también en: Twitch: https://www.twitch.tv/criptomonedastv Periscope: https://www.periscope.tv/CriptoMonedasTV Minds https://www.minds.com/criptomonedastv?referrer=criptomonedastv Telegram: https://t.me/criptomonedastvcom LBRY: https://lbry.tv/$/invite/CwjMVs6xzKY4pVZnPt4vQ6jiDdKtNe7u 3Speak https://3speak.online/user/criptomonedastv Bitchute https://www.bitchute.com/channel/a0wO4KeEFcuo/ Guarda tus Bitcoins de forma segura: Trezor - https://criptomonedastv.com/ir/trezor Ledger Nano - https://criptomonedastv.com/ir/ledgernano BitBox v 2.0 - https://criptomonedastv.com/ir/bitbox ColdCard y Open Dime - https://criptomonedastv.com/ir/coldcard CryptoSteel - https://criptomonedastv.com/ir/cryptosteel --- Support this podcast: https://anchor.fm/criptomonedastv/support

The nights are cool and the knockouts are steamy - another coolship filling season in Milo is underway! Recorded as the season's first batch of wort was literally sitting in the coolship, vibes are high and the musings are many as the guys circle back to a favorite topic: spontaneous beer. Noah provides updates on how the current structural evolution of the brewery's coolship *room*, current interpretation of turbid mashing, and how BBB's past spontaneous batches are currently progressing; Brimming with new curiosities, Matty inquires about the link between turbid brew days and powdered wigs, the importance of achieving the right level of chill, and asks the age-old (and still unanswered) question: "Is it the air or the wood?" They also breakdown the brewery's primary challenges in the quest to make their Belgian idols proud...and then destroy the chance those very idols could ever have even a modicum of respect for Bissell Brothers by linking Jean Van Roy, Pierre Tilquin, and Armand Debelder to various B-movies (Yikes). Turns out, talking about the unknown is a lot more fun than facing it.

RotoWire's Chris Liss and Yahoo Sports' Dalton Del Don talk economic environment, Lacy Hunt podcast appearance, gold standard, Cantillion effect, Microstrategy, Kamala Harris, Liss' Trump and Biden polls, deceptive polling results, mail-in voting, T-cell immunity, Liss' RB inflation article, NFFC league, Scott Barrett's Tom Brady take, Chris Godwin, Lev Bell, Leonard Fournette, Gardner Minshew, Chris Carson, David Montgomery, Mark Ingram, John McAfee and Unbreakable. Plus they complain about their fantasy baseball teams. Learn more about your ad choices. Visit podcastchoices.com/adchoices

*RH Story *Liberal parents *Did saifedeans course and books *Indiginous people enslaved, always in the low economic class *Economic mercantalism *Bitcoin savings bank of new zealand *DCA vs lump sum *AmberApp *Societal stack aleksi svetski *Shitcoin denial *Qialo thread for shitcoin destruction *We're not just buying pizza anymore *Cantillion effect, trickle down economics Contact: @CoinEducation SUPPORTERS OF THE SHOW ENJOY A 15% DISCOUNT ON OUR MERCH SITE moedarags.com/collections/frontpage/coin USE DISCOUNT CODE FUNWITHBITCOIN Intro music by @CryptoContagion Twitter & Telegram @Coinicarus Email me at coinicarus@funwithbitcoin.com FunwithBitcoin.com

This week, we record at Novare Res with one of its owners: Shahin Khojastehzad. He preciously fell in love with better beer at and age at which many people haven't even been buzzed, and he and offers a uniquely honest take on the history of Novare, balancing local with global, maintaining standards, and the value of pub culture. We also dig into Novare's quest to get better while staying true, leading to a very open discussion of why they stopped carrying Bissell Brothers after they changed their house yeast and ultimately why they got back in the saddle together. Shahin overdelivered in a conversation we were already excited for, and beyond being extremely interesting, he's the best player the Three Bay Sink will likely ever see.

This time the focus is on Sour Beers, love them or hate them, they aren't going anywhere. Matt educates us on the different techniques that are used to create them. Ed recalls his many trips to Cantillion and Neil and Simon are just happy to be there. We sample 2 beers from Scottish brewery Vault City Brewing, a Cantillon, a Blueberry sour from UK favourites Deya, and a Tangerine, vanilla, milk sugar sour from Northern Monk. Follow us on Instagram @triplehopped and you can send any feedback you may have to triplehoppedpodcast@gmail.com Cheers!

PODCAST | In this weary episode, we talk about all the drinking events we have reason to recover from, chronicling: Paul’s extensive drinking trip to Japan, Jeff’s discovery of new drinking spots in London, and Chris’ small drinking adventure in Hobart. We also discuss attending Cantillion’s legendary Zwanse Day celebration; The post S13E08: Recovery appeared first on The City Lane.

Murray Rothbard died before he could write the third volume of his famous History of Economic Thought, which would cover the birth and development of the Austrian School, through the Keynesian Revolution and Chicago School. With this six-lecture course, however, the History of Economic Thought is complete. 5. Mises and Austrian Economics The essence of Austrian economics is based on the analysis of individual action. In other words, it is about individuals doing things, having purposes and goals and pursuing them. Other schools of economics deal with aggregates, groups, classes, wholes of one sort or another, without focusing on the individual first and building up from there. Austrian economics builds on an earlier French and Italian tradition, really beginning with the Spanish scholastics in the 16th century, and then proceeding on in France with Cantillion and Turgot in the 18th century. Economics not only predated Smith by several centuries, but also was much better than Smith. It seems not to be an accident that labor value came from Scotland because Scotland was the classical home of Calvinism, and Calvinist doctrine is that labor is a key thing. Everybody is doomed to work and consumer enjoyment is evil. Three fallacies are embedded in the British classical school: labor theory of value, aggregate class struggle of shares of income, and a focus on nonexistent, unreal, long-run equilibrium. Additionally, Ricardo totally divided macro from a micro sphere. There is no talk about entrepreneurs. Subjective value theory, individuals making their valuations in marginal units, preferences are ordinal (by ranking), and economics is more a philosophic subject, not mathematical, are four Austrian issues. Capital takes time. Interest is determined by a person’s time premium rate on present goods immediately available. The entrepreneur is the key figure in the profit and loss system. Mises healed the micro-macro split, by applying the marginal utility theory to money. The only thing an increase in the money supply does is to dilute the purchasing power of the money unit. First receivers of new money benefit to greater degrees than final recipients. Money must originate out of the free market, not by government edict. Fractional reserve banking is fraud. Mises created his Austrian theory of the business cycle. Increasing the central banking supply of money not only causes inflation, but also causes other disturbances. Mises singlehandedly stopped Austrian inflation in the 1920s, stopped it from becoming hyperinflation. He also warned about the Great Depression. Prices were being kept level, but they should fall in free markets due to increased productivity (as they do in computers). Mises became the uncompromising, hardcore laissez-faire capitalist. Human Action is the great work of the 20th century. The fifth in a series of six lectures on the History of Economic Thought. This lecture on YouTube: https://youtu.be/vtHJ4d6eIH8 Sourced from: https://mises.org/library/history-economic-thought-marx-hayek We are not endorsed or affiliated with the above. https://creativecommons.org/licenses/by-nc-nd/3.0/legalcode Presented by: Read Rothbard is comprised of a small group of voluntaryists who are fans of Murray N. Rothbard. We curate content on the www.ReadRothbard.com site including books, lectures, articles, speeches, and we make a weekly podcast based on his free-market approach to economics. Our focus is on education and how advancement in technology improves the living standards of the average person. The Read Rothbard Podcast is all about Maximum Freedom. We look at movies and current events from a Rothbardian Anarchist perspective. If it's voluntary, we're cool with it. If it's not, then it violated the Non-Aggression Principle and Property Rights - the core tenants of Libertarian Theory - and hence - human freedom. Website: http://www.ReadRothbard.com iTunes: https://itunes.apple.com/us/podcast/the-read-rothbard-podcast/id1166745868 Google Play Music: https://play.google.com/music/m/Ii45fhytlsiwkw6cbgzbxi6ahmi?t=The_Read_Rothbard_Podcast Facebook: http://www.facebook.com/readrothbardclub Twitter: https://twitter.com/read_rothbard Flickr: https://www.flickr.com/gp/145447582@N05/xB4583 Patreon: https://www.patreon.com/ReadRothbard Murray Rothbard, Murray N Rothbard, Read Rothbard, Anarchy, Anarchism, Free-Market, Anarcho-Capitalism, News and Events, Podcast, Laissez-Faire, Voluntaryist, Voluntaryism, Non-Aggression Principle, NAP, Libertarian, Libertarianism, Economics, Austrian Economics,

Recorded 10-13-16. Kennedy is in Belgium and joins the show from just outside Cantillion. Chad Pilbeam joins hosts Catherine and Josh in Stew-dio to talk GABF and we learn a bit about black bears. Producer Perry was there too.

Favorite Beers for 2014 Part 2 Co hosts : Good ol Boy Mike , Good ol Boy Dave, and Rev. Mark SUDS Episode – We discuss our favorite things around beer for 2014. Our favorite beer, our favorite one-off or draft only party, our favorite sour beer, and the Good Belching Zone award nominations.   Episode Clips from Who Gose There & Dude where is my Cantillion?   Our favorite sour beers on this episode: Gose - Anderson Valley Elder Brett Saison – Epic Prairie Ale - Prairie Ale Oude Gueuze Limited Edition– Timmerman's   2014 Good Belching Zone™ Nominees Mikkeller Bar in San Francisco, CA Bridge Taproom in St. Louis, MO Holy Grale in Louisville,KY Rattle N Hum NYC   Don't forget to visit our past nominees and distinguished winners: 2012 Craft Brewed - Nashville, TN, also in DRAFT magazines Top 100 bars for 2014 2013 Blue Monk - Buffalo, NY     Sips, Suds, & Smokes info@sipssudsandsmokes.com @sipssudssmoke

"CBR 187: Sour and Funky","Beers: Cantillon Classic Gueze Castle Brewery Guese Fond Tradition Bell's Oarsman Ale Avery Brabant Rankings: Jeff: 1. Bells, 2. Castle, 3. Cantillion, 4. Avery Greg: 1. Castle, 2. Bells, 4. Cantillion, 4. Avery Preshow Postshow "

"CBR 187: Sour and Funky","Beers: Cantillon Classic Gueze Castle Brewery Guese Fond Tradition Bell's Oarsman Ale Avery Brabant Rankings: Jeff: 1. Bells, 2. Castle, 3. Cantillion, 4. Avery Greg: 1. Castle, 2. Bells, 4. Cantillion, 4. Avery Preshow Postshow "

The essence of Austrian economics is based on the analysis of individual action. In other words, it is about individuals doing things, having purposes and goals and pursuing them. Other schools of economics deal with aggregates, groups, classes, wholes of one sort or another, without focusing on the individual first and building up from there.Austrian economics builds on an earlier French and Italian tradition, really beginning with the Spanish scholastics in the 16th century, and then proceeding on in France with Cantillion and Turgot in the 18th century. Economics not only predated Smith by several centuries, but also was much better than Smith.It seems not to be an accident that labor value came from Scotland because Scotland was the classical home of Calvinism, and Calvinist doctrine is that labor is a key thing. Everybody is doomed to work and consumer enjoyment is evil. Three fallacies are embedded in the British classical school: labor theory of value, aggregate class struggle of shares of income, and a focus on nonexistent, unreal, long-run equilibrium. Additionally, Ricardo totally divided macro from a micro sphere. There is no talk about entrepreneurs.Subjective value theory, individuals making their valuations in marginal units, preferences are ordinal (by ranking), and economics is more a philosophic subject, not mathematical, are four Austrian issues.Capital takes time. Interest is determined by a person’s time premium rate on present goods immediately available. The entrepreneur is the key figure in the profit and loss system.Mises healed the micro-macro split, by applying the marginal utility theory to money. The only thing an increase in the money supply does is to dilute the purchasing power of the money unit. First receivers of new money benefit to greater degrees than final recipients. Money must originate out of the free market, not by government edict. Fractional reserve banking is fraud.Mises created his Austrian theory of the business cycle. Increasing the central banking supply of money not only causes inflation, but also causes other disturbances. Mises singlehandedly stopped Austrian inflation in the 1920s, stopped it from becoming hyperinflation. He also warned about the Great Depression. Prices were being kept level, but they should fall in free markets due to increased productivity (as they do in computers).Mises became the uncompromising, hardcore laissez-faire capitalist. Human Action is the great work of the 20th century.The fifth in a series of six lectures on the History of Economic Thought.