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On Friday's, August 22, Daily Puck Drop, Jason “Puck” Puckett is joinedby Jim Moore, the Go-2-Guy, Chris Egan from KING 5 and “The Scout”, Puck's anonymous MLB scout. Puck and Jim start off the show taking about Egan's trip to Louisville which leads them to Muhammed Ali and a random obscure boxer from Renton, Boone Kirkman. Egan joins the fun and they go down the wikipedia of Kirkman and discover he once owned a great restaurant in Renton that they have all frequented. They also discuss a run in with Pat Chun Egan's visit to Kentucky to send off his son to play baseball, a throwback video from Eric Johnson of KOMO news on a young standout basketball player, parenting in today's day and age. “In Other News…” Covers a big contract given out by the Orioles for an unproven catcher, the Red Sox are calling up the “Password”, pregnancy robots from China and good news to share on two great people, Todd Milles, formerly of the Tacoma News-Tribune and Ian Furness. Puck wraps up the show with “Hey, What the Puck!?” Mike Macdonald is playing with fire with joint practices (1:00) Puck and Jim (9:46) Chris Egan, KING 5 (51:21) “In Other News…” (1:01:20) “The Scout” (1:13:00) Puck's Posse Show Wrap-Up (1:17:42) “Hey, What the Puck!?”
Year 3 of the Jeff Brohm era begins next week and the Cards are coming off back-to-back 9+ win seasons. Could this be Louisville's best offense under Brohm? And what will the defense look like? Let's dive into the Cards. Presented by Ingles Markets. Sponsored by Rhoback, use code GMPOD for 20% off. Produced by Richmond Weaver
Eric and Brian discuss the upcoming pond build for Sasha Vaynerchuk, father of entrepreneur Gary Vaynerchuk. Brian recounts his developing friendship with Sasha, which began with a sales lead for a pond renovation, and emphasizes the organic nature of their connection beyond mere business. The conversation also touches upon Brian's first interaction with Gary Vee at a basketball game, establishing a lighthearted relationship dubbed the "Koi boys." They openly discuss the challenges and opportunities presented by this high-profile project, including logistical planning and the potential for business expansion, while highlighting the value of mentorship and genuine relationships in entrepreneurship. Key Takeaways: Cultivate genuine relationships as they can open doors to unexpected opportunities and invaluable mentorship. Actively seek out and learn from experienced individuals, even if their advice challenges your current thinking. Embrace the roller coaster of entrepreneurship by leaning into challenges and taking calculated risks to drive growth. Prioritize meticulous planning and efficient execution, especially when facing tight deadlines and multiple demands. Focus on building your personal brand and sharing your unique expertise to attract new opportunities and foster industry growth.
Eclectric is a Louisville-based rock band whose story began in December 2022 at Bellarmine University. What started as a shared love of playing music quickly grew into a creative partnership between four friends: guitarist Lance Oliphant, bassist Micah Davisson, guitarist Matthew Seelye, and drummer Lucas Wheatley. With Oliphant, Davisson, and Seelye all contributing vocals, the group built a sound rooted in collaboration and chemistry.Eclectric's music is as dynamic as the band itself—balancing vulnerability with intensity, weaving thoughtful lyrics into powerful arrangements. Their influences reach back to the swirling tones of classic psychedelia while embracing the drive and energy of modern rock, creating a style that feels both familiar and fresh.Onstage, Eclectric thrives on connection. Their performances are not just sets of songs but shared experiences—moments where the band's passion for music translates into an energy that pulls the audience in. Whether in an intimate room or on a festival stage, they deliver a sound that is alive, immediate, and unmistakably their own.With each show, Eclectric continues to carve out their place in the Louisville music scene, building on the foundation of friendship, musicianship, and the belief that rock is meant to move both the heart and the body.
Today's episode features an interview with Viet Huynh from Hygreen, a company introducing an autonomous, solar-powered robotic lawnmower called Go, designed for residential use. The discussion highlights the mower's advanced features, including an AI camera for precise mapping and obstacle avoidance, ensuring it stays out of designated "no-go" areas like ponds or flower beds. Eric and Viet explore how this technology offers convenience, sustainability, and time-saving benefits for homeowners, suggesting it could allow individuals to focus on other pursuits like gardening or enjoying their ponds. The conversation also touches on the potential for this innovation to redefine the landscape industry, allowing professionals to shift from basic mowing to higher-margin services. The product is set for mass production in October and aims for a February 2026 release, with future plans including an autonomous pool cleaner. Key Takeaways: • Reclaim your time by automating tedious household chores like lawn mowing to focus on activities you enjoy. • Invest in smart home technology to enhance your daily life and free up personal time. • Prioritize higher-value pursuits such as gardening or building ponds, by delegating time-consuming tasks. • Opt for sustainable solutions like electric, mulching mowers to benefit the environment and reduce noise pollution. • Explore new innovations that leverage AI and robotics to improve efficiency and convenience in your home and lifestyle.
Join Paul Jamison for practical tips to maximize your first-time experience at Equip Expo 2025, October 21-24 in Louisville, Kentucky, and learn how to invest wisely in your lawn care business growth.
-MxPx songs we don't play often -The biggest and smallest MxPx shows to date. -Business how to's and how not to's -How many songs do you like to hear on one album? MXPX and The Ataris LIVE - -Friday September 26 - Bend, OR - Century Center -Saturday September 27 - Boise, ID - Treefort Music Hall -Friday October 24 Québec City at Théâtre Capitole -Saturday October 25 in Montréal at MTELUS -Thursday NOV 13 -Louisville, KY at Mercury Ballroom -Friday NOV 14 - STL, MO at The Pageant -Saturday NOV 15 - Fayetteville, AR at JJ's Live -Sunday NOV 16 - Oklahoma City, OK at Tower Theatre DECEMBER? Stay Tuned 2026 MXPX with The $uicide Machines -Friday JAN 9 - Vancouver BC at Commodore Ballroom -Saturday JAN 10 - Seattle, WA at The Showbox Tickets on sale now! Join our Text list by texting MXPX to 844-923-0900 http://Linker.ee/mikeherrerapodcast Listen now! Share with a friend. Leave a voicemail- 360-830-6660 --------------------- Check out the new MxPx album 'Find A Way Home' at MxPx.com and streaming everywhere now! Listen or watch "Linoleum" here MXPX - Self Titled Deluxe Edition I now have an Artist Series Music Man Stingray from Ernie Ball! You can order straight from the shop on the Music Man website. A portion of proceeds goes to MusicCares! MIKE HERRERA SIGNATURE SERIES BASS If you like the podcast- Subscribe, rate and review on Apple. Support what I do at MXPX.com and also add MXPX and Mike Herrera to your music libraries on whatever streaming platfrom you use. Producing and editing by Bob McKnight. @Producer_Bob
Rece Davis, ESPN senior writer Dan Wetzel, and former Wake Forest coach Dave Clawson dive into what to expect from the ACC this season. Can Clemson claim the conference crown, has Carson Beck won over the Miami locker room, do you dare doubt Louisville, and is Georgia Tech ready to slay giants once again? Add in SMU's tougher schedule, Bill Belichick's arrival at North Carolina, and a pack of sleepers, and you've got one unpredictable season ahead. 0:00 - Welcome 1:43 - Clemson has the tools, can they win a title? 6:43 - Miami locker room all in on Carson Beck? 11:50 - SMU's tougher 2025-26 schedule 15:16 - Dare to bet against Louisville? 17:53 - Georgia Tech to keep slaying ranked teams? 20:46 - Belichick to bring a title to North Carolina? 26:47 - ACC sleepers that could crash the title game 31:52 - ACC check-in: Duke, Florida St, NC State 43:24 - ACC check-in: Syracuse, Virginia Tech, Virginia 58:48 - ACC preview: Total wild card teams Learn more about your ad choices. Visit podcastchoices.com/adchoices
Eric's guests are Jeff Allred and Clark Maxwell from Fleetio. The discussion centers on Fleetio's software, which helps businesses manage and maintain their vehicle assets and other equipment. They explain how the software streamlines maintenance tracking, expense reporting, and communication among team members, ultimately aiming to save time and money by preventing breakdowns and inefficient spending. The conversation also touches on integrations with fuel cards and GPS systems, the maintenance shop network, and the cost-effectiveness of Fleetio for fleets of varying sizes. Key Takeaways: Prioritize preventative maintenance for your vehicles and assets to avoid more expensive repairs and downtime later. Adopt a technological system to track all your fleet maintenance and expenses, moving beyond manual methods like spreadsheets or memory. Empower your entire team to report vehicle issues through a shared platform, improving communication and speeding up necessary repairs. Utilize data and reporting tools to make informed decisions about your fleet, such as when to repair or replace vehicles. Cultivate a company culture that emphasizes the protection and efficient use of all business assets, from large machinery to small tools.
It's a special live music edition this week, as your Sustainability Now! host, Justin Mog, is joined in studio by three local musicians who make up The Cottonwood Buds (https://www.instagram.com/thecottonwoodbuds). Rina Perlin is a lifelong singer and, for the past several years, also a practicing psychiatrist in Louisville. Jon Riesser enjoys all sorts of guitar, but especially likes flatpicking and accompanying folks in bluegrass and old time music - he plays guitar, banjo, a little harmonica, and sings in The Cottonwood Buds! He also does law professionally. Carolyn Waters is a vocalist and guitarist by night and a consultant for parks, outdoor programs, and ecology projects by day. The band is self-described as three buds playing folk-adjacent tunes in Louisville, KY. Three-part vocal harmonies with acoustic guitar and a few other novel instruments. Learn more about them at https://www.facebook.com/profile.php?id=61561925151416 Tune in to hear The Cottonwood Buds perform a collection of three absurd climate change songs live in the Forward Radio studio! The set list includes covers of: - “Vampire” by Neil Young - “Waiting for Superman” by the Flaming Lips - “Tables and Chairs” by Andrew Bird After each song, we discuss the inspiration and the broader social issues these songs address. Don't miss your chance to see The Cottonwood Buds perform a full set of music out in the community at Deer Park Porchfest on Sunday, September 28th, from 2-6pm (https://www.deerparklouisville.com/porchfest) As always, our feature is followed by your community action calendar for the week, so get your calendars out and get ready to take action for sustainability NOW! Sustainability Now! is hosted by Dr. Justin Mog and airs on Forward Radio, 106.5fm, WFMP-LP Louisville, every Monday at 6pm and repeats Tuesdays at 12am and 10am. Find us at https://forwardradio.org The music in this podcast is courtesy of the local band Appalatin and is used by permission. Explore their delightful music at https://appalatin.com
Sia Nejad, Tom Casale, Emory Hunt, Zack Cimini, and Chip Patterson have a TON of bets to give out in the ACC! They have their favorite win total futures, plus which team wins the conference, which coach wins Coach of the Year, and who will stand out at QB!
Solutions to Violence features James Orlick. James Orlick is a higher education leader with more than 18 years' experience advancing inclusive excellence, social justice, and institutional change. He currently serves as Director of Grant Writing & Innovation for Inclusive Excellence at the University of Louisville, where he has helped secure millions in external funding to expand college and career pathways for historically underserved students. A first-generation college graduate from McDowell County, West Virginia, James is a Pell Grant recipient and a proud member of the LGBTQ community. His lived experience fuels his lifelong commitment to educational equity, social mobility, and systemic change. James has been a visible voice in Kentucky's higher education policy debates, with his public advocacy against anti-DEI legislation featured in major news outlets. He successfully challenged the Kentucky Legislature's violation of the state's Open Meetings Act, resulting in a formal opinion from the Attorney General confirming the law had been broken. His leadership spans cross-sector initiatives in diversity, equity, inclusion, workforce development, and place-based education. He has built partnerships with national legal, policy, education, and social justice organizations and helped organize a statewide higher education union uniting faculty, staff, and students. James is currently pursuing his Ph.D. in Educational Leadership and Organizational Development at the University of Louisville
Nick breaks down and previews the upcoming 2025 season for the Louisville Cardinals!
On this week's program, we bring you a vital community conversation about "War and Climate Change" hosted by Covering Climate Now on May 29th, 2024. In this conversation, we explore how conflict, war, and climate change are connected. Violent conflicts in Gaza, Ukraine, and elsewhere are not only causing terrible human suffering, they are fueling the climate crisis. This press briefing laid out the connections between war, conflict, and climate change. War — and military operations in general — have a massive carbon footprint that is often overlooked. Meanwhile, the immense emissions of the world's militaries are excluded from limits imposed under UN climate agreements. At the same time, extreme weather and other climate impacts can kindle armed conflict — both within nations as people from drought-stricken rural communities migrate to cities and between nations. Our panel will explore all this and more. The panel included: Neta C. Crawford, Montague Burton Professor, University of Oxford and Co-Director, Costs of War Rawan Damen, Director General, Arab Reporters for Investigative Journalism Ellie Kinney, Campaigner Coordinator, Conflict and Environment Observatory Moderator: Giles Trendle, co-chair of CCNow's steering committee and the former managing director of Al Jazeera English. Perhaps most challenging for journalists is that war makes it hard to talk about the climate crisis in the first place. When guns and bombs are killing people, “the tyranny of the immediate” pushes war to the top of the news agenda. Covering Climate Now is a global journalism collaboration, co-founded by Columbia Journalism Review and The Nation magazine, encouraging more and better climate coverage. Learn more: https://coveringclimatenow.org Get Covering Climate Now's weekly newsletter delivered to your inbox. Subscribe at: https://bit.ly/39viEZd. Watch a full replay at https://www.youtube.com/watch?v=XesH3Vyft9Q On Truth to Power each week, we bring you community conversations like you won't hear anywhere else! Truth to Power airs every Friday at 9pm, Saturday at 11am, and Sunday at 4pm on Louisville's grassroots, community radio station, Forward Radio 106.5fm WFMP and live streams at https://www.forwardradio.org. If you like what you hear, share it with someone, donate to keep us on-air, and get involved as a volunteer!
(00:00-14:09) Studying CBS Sports Bowl Projections as Mizzou will take on Louisville in the Duke's Mayo Bowl. Is there a Gator offshoot? Illinois vs. UCLA in the Las Vegas Bowl. Why do guys with neck beards make bowl projections? Brian Kelly returning to take on Notre Dame? Audio of Eli Drinkwitz on not being ranked in the preseason poll, equating it to looking at your ex-girlfriend's IG page. Chairman Steve says he left a mic drop.(14:18-32:36) We've got a Movie Boy theme song! Do grown men with families and jobs watch wrestling? Martin is trying to stir something up with Movie Boy. Chairman Steve's mic drop. We almost lost Steve. A nasty piece of business. Padres pass the Dodgers in the NL West. Sounds like Doug wants the Brewers to win the World Series. Enough baseball, talk about my wife. Jackson's a drop jukebox.(32:45-45:35) Profit SZN for Girl Next Door. Will Yadi and Waino get statues outside of Busch? Will Albert's be as big as stan's? Six threes in one quarter. David Justice and Halle Berry. A caller called in and wanted to invite Martin on a road trip. The New Pestus.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Eric interviews Todd Reinhart from Reinhart Services, live at the Lawn and Landscape Technology Conference. The discussion centers on leveraging technology, particularly artificial intelligence (AI) and robotics, to scale businesses in the green industry. Reinhart emphasizes the importance of tools like ChatGPT as a "ride-along mentor" and details his company's use of AI for data analytics, robotic lawnmowers, and even experimental exoskeletons to improve efficiency and reduce injuries. The conversation also touches upon the Entrepreneurial Operating System (EOS), based on the book Traction, as a framework for business growth through vision, people management, data, processes, and accountability. Ultimately, the episode explores the transformative potential of emerging technologies and structured business systems for entrepreneurs in the landscape and pond industries. Key Takeaways: Actively integrate AI into your daily routine, treating tools like ChatGPT as a constant companion and mentor by paying for the advanced subscription model. Commit to continuous learning by regularly consuming educational podcasts and books to sharpen your mind and stay informed about new ideas. Consider implementing a structured operating system like EOS to clarify your business vision, align your team, and improve accountability and processes. Develop a visionary mindset by looking for connections between different industries and ideas to anticipate future trends and foster innovation. Prioritize self-betterment and learning from others over external comparisons, jealousy, or tribalistic thinking.
Tyler is joined by Jack Grossman of Floyd Street's Finest to deep dive Louisville's roster and workshop some bold predictions.Then, Arman Jovic of PDT Scouting gives his reports on the six major European prospects coming into the ACC, plus two other international wildcards.Plus, a Cal basketball history lesson.Follow the show on Twitter: @UpTheCoastsPod @tcrons21Follow Jack: @JackGrossman97 @FloydStreetF68Follow Arman: @PDTScouting
Are you running your business or is your business running you? In this episode of Profits with Pajak, John Pajak shares how to make the critical shift from being the person doing the work to becoming the visionary leader who drives growth. Learn the mindset changes, practical steps, and real-world strategies to get off the truck and into the CEO seat without losing control of quality or profitability. Comments and Questions are welcome. Send to ProfitswithPajak@gmail.com Episode Links: Apple Podcast Listeners- Copy and paste the links below into your browser. Upcoming Events: Get 50% OFF Equip Expo 2025 tickets NOW with promo code PAJAK https://plus.mcievents.com/equipexpo2025?RefId=PAJAK LCR Summit: October 19th and 20th in Louisville, Kentucky The Playbook for Success in Your Business and Life! https://www.lcrmedianetwork.com/ Show Partners: Yardbook Simplify your business and be more profitable. Please visit www.Yardbook.com Get 30 days of Premium Business level of Yardbook for FREE with promo code PAJAK Relay Relay is small business banking that puts you in complete control of what you're earning, spending and saving. Click here to sign up for Relay and get $50.00 cash bonus!http://join.relayfi.com/promo/get-50-ulumkswykjzwi4dqsm?referralcode=profitswithpajak&utm_source=influencer&utm_medium=podcast Mr. Producer Click the link to connect with Thee Best Podcast Producer in the biz! https://www.instagram.com/mrproducerusa/ Green Frog Web Design Get your first month for only $1 when you use code, PAJAK , and have your website LIVE in 3 weeks from projected start date or it's FREE for a year. https://www.greenfrogwebdesign.com/johnpajak My Service Area “Qualify Leads Based on Your Profitable Service Area.” Click on this link for an exclusive offer for being a “Profits with Pajak” listener. https://myservicearea.com/pajak Training and Courses Budgets, Breakevens, and Bottom Lines™ Workshop John Pajak's exclusive system is designed to help you avoid common failures and achieve your business' financial goals to be profitable and scale your business. https://www.johnpajak.com/offers/qvgvV8m3/checkout Yardbook Training Workshops Learn one-on-one with John Pajak to use Yardbook like a pro to streamline your business and make more money! https://www.johnpajak.com/offers/aJ9YX7aB/checkout
The latest news for Friday, August 15, 2025 from the Louisville Public Media newsroom in Louisville, Kentucky.
A 15-year-old is arrested after a mother of two is gunned down in broad daylight at a Louisville, Kentucky bus stop in front of her 7-year-old daughter. A Westland, Michigan woman says her neighbor’s racist and obscene signs are harassment while police call it protected speech. Drew Nelson reports. Drew Nelson reports.See omnystudio.com/listener for privacy information.
If you knew the answer to every question you ever asked, would you still ask them? Probably not. However, we can learn from the model of Jesus who had at least some of (if not all) the answers to every question he ever asked...and yet he still asked them. Why? We believe that at least part of that answer is because Scripture teaches that the heart of the wise is a curious heart (Proverbs 18:15, 20:5). Asking questions does more than reveal information. It keeps you humble. You have more influence asking good questions than making a bunch of statements. In today's episode, we take a lesson from one of Kent's friends named Blake, who models this lifestyle of asking great questions. Our challenge to you? This week, choose the path of curiosity. ------------------------------------------------------------------------- Range Leather: Support the show and upgrade your fatherhood swag. Shop Range Leather and get 15% OFF with code MJ15 Grab some fresh beans! https://rangecoffee.com/ Fatherhood Guard – Connect with dads from over 20 states and at least 2 countries by joining the Fatherhood Guard. Grab your welcome hat at https://manhoodjourney.org/donate/fatherhood-guard/ Buy Kent's latest book: Don't Bench Yourself on Amazon Read the new State Of Biblical Fatherhood report here: http://manhoodjourney.org/sobf Find tools to share the report here: https://manhoodjourney.org/sobf-tools Have a topic you want us to touch on? Well, get in touch! Send us an email at: info@manhoodjourney.org ------------------------------------------------------------------------- About our hosts: Kent Evans is the Executive Director and co-founder of Manhood Journey, a ministry that helps dads become disciple-makers. After a twenty-year career as a business leader, he embarked on biblical Fatherhood ministry projects. He's appeared on television, radio, web outlets and podcasts. He's spoken at parenting and men's events, and authored four books. The first, Wise Guys: Unlocking Hidden Wisdom from the Men Around You, was written to help men learn how to find mentors and wise counsel. The latest, Don't Bench Yourself: How to Stay in the Game Even When You Want to Quit, aims to help dads stay present in their roles as fathers and husbands even when they feel like giving up. Kent's life has been radically affected by godly mentors and his lovely wife, April. They have been married thirty years and have five sons and one daughter-in-law. He lives in Louisville, Kentucky. Lawson Brown is husband to his high school sweetheart, a father of two young adult daughters, has been a business leader since 1995, and is a former Marine. He served as a small group leader for teenage boys for many years, helped start the Christian media ministry City on a Hill Productions, then later Sanctuary – a new church in Kennesaw, GA – where he served as its leader for Men's Ministry. Lawson's journey of faith has always been centered in a grounding from his wife, Audrey, and supported throughout by many men whom he's found as brothers along the way. His family is nearing an empty nest phase and has recently relocated to the Florida Gulf Coast beaches area.
We chat about Louisville's peer cities on the Access Louisville podcast this week.Louisville Business First Reporter Stephen P. Schmidt recently wrapped up a story on the topic. While the list of Louisville's peers definitely varies depending on who's being asked a few things were clear. First, Cincinnati, Indianapolis or Nashville, Tennessee — who we often like to compare ourselves to — are not really our peers because they are much bigger now than they used to be. Instead Memphis, Tennessee, Birmingham, Alabama and others are closer comparisons to Louisville. During the show, we also discuss some ideas that Louisville could steal from other cities. Removing I-64 from the Downtown Louisville riverfront is one suggestion we come up with, as other cities have had success opening their riverfronts. Another suggestion we land on is a riverwalk in the vein of San Antonio — something Louisville has looked at in the past, including on a recent Greater Louisville Inc. trip.In the second half of the show, we talk about Kentucky's resurgent manufacturing economy. Schmidt recently visited Ford Motor Co.'s Louisville Assembly Plant to cover news of a new electric vehicle manufacturing process that's being launched in support of Ford's upcoming (and yet unnamed) midsize EV truck. We talk about how Ford's launch compares with what Toyota is doing at its plant in Georgetown, Kentucky. During the show, I reference a recent interview I did with the president of Toyota Motor Manufacturing Kentucky, which you can read here, in which we discussed EVs.Schmidt also visited GE Appliances's Louisville operation to check out a recently unveiled manufacturing line there. And we chat about the news that Corning will begin manufacturing 100% of iPhone and Apple Watch glass at its facility in Harrodsburg, Kentucky. Does this mean that the manufacturing industry is finally making a comeback? We chat about it on the show. Access Louisville is a weekly podcast from Louisville Business First. It's available on popular podcast services including Apple Podcasts and Spotify.
Bob Babbage joins Kruser to talk about Trump's illegal immigration policy and the Louisville judge who is responsible for mistakenly letting the violent criminal out of jail. See omnystudio.com/listener for privacy information.
Kruser has the latest news on the political summit between President Trump and Vladimir Putin in Alaska, the death of a woman at a bus stop in Louisville, and an attack with a deadly Subway sandwich in hour 1. See omnystudio.com/listener for privacy information.
The Kentucky State Fair begins in Louisville, Kentucky's Attorney General says his office has been investigating alleged fraud within the state' driver's licensing system for months, a look at the largest multifamily residential community in the state, and how one family has revived a local amusement part and race track that's turning into a top tourist attraction for Bowling Green.
Mark Pope brought the juice back to Rupp Arena and completely reinvigorated Big Blue Nation in Year One. So what's he going to do for an encore? Well, talk with Matt Norlander for nearly 70 minutes about his experiences in Year 1, changes to college basketball that he'd like to make, and what the roster will look like in Year 2. 03:39 - What does a week in the life of Mark Pope look like? 07:44 - Biggest Lessons and Memories in Year 1 with the Wildcats 17:24 - 2025 -2026 Kentucky Roster Rundown 44:42 - How Mark Pope builds Kentucky's Non-Con Schedule 49:17 - When's the best time to play the Louisville game? 51:31 - Why Mark Pope is in favor of a 40 game schedule 54:16 - Lightning Round! To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices
Stephanie Ramos reports on the heavy rain and flooding in the south, the powerful system bringing down a tree in Tennessee killing a family in their car, Dani Beckstorm tracking the storm in the northeast and Tropical Storm Erin on the move in the Atlantic; Trevor Ault has details on a passenger's physical altercation with flight attendants aboard a California-bound flight; Ike Ejiochi has the latest on the urgent search underway for a suspect accused of shooting and killing a young woman as she walked a child to a bus stop in Louisville, Kentucky; and more on tonight's broadcast of World News Tonight with David Muir. Learn more about your ad choices. Visit podcastchoices.com/adchoices
Old Friends, New SeasonsWhen Mike Yam and I sit down together, it never feels like an interview. It feels like slipping back into a rhythm we've had for over a decade — back when we were in the Pac-12 Network studio, swapping stories between segments, wondering where the game might take us next or driving through the country roads in Oregon on the way to training camp.Today's conversation, presented by our founding sponsor, 76, keeping you on the GO GO GO so you never miss a beat, dives into the Bill Belichick experience, Oregon State, Washington State, USC's former QB Miller Moss and a theory about Stanford and Andrew Luck. We also talk about the recent news around ESPN acquiring NFL Network. Overall, it is a conversation that will take you down memory lane, leave you laughing and always rooting for Mike Yam.Mike's journey since those days has been something to watch. NFL Network host. CW studio anchor for Pac-12 and ACC football. Author of a children's book, Fried Rice and Marinara. TEDx speaker. And one of the most well-connected, well-respected voices in the sport. But when we sat down for this conversation, it wasn't about titles. It was about the moments that stick with you, the ones that remind you why you fell in love with this game in the first place.He'd just come from ACC Media Days, where Bill Belichick walked into the room and made it go completely silent. Players — not even from his team — made a beeline toward him. And the thing that stuck with Mike? Belichick already knew them. He'd studied them. That's the part TV cameras miss: the curiosity, the attention to detail, the quiet personality that comes out when the mic isn't hot.When Mike sat down to interview players he sat across from former USC QB Miller Moss, now at Louisville. He saw a calm, professional presence — the kind that makes you think this team could be in the ACC title mix right away. Can you imagine a Louisville/USC bowl game? Playoff game?! We also kicked around a theory I've had: what if Andrew Luck — now Stanford's GM — stepped into the head coach role? Mike's take? He sees Luck's value as even greater in the GM seat, but we both agree: if Stanford truly commits to football, they could have the most unique offering in the sport.And then, Mike told me what it was like to walk back into a Pac-12 set for the first time since the network made a major pivot. Same desk. Same redwood panels. Even the same scratches. It brought him back to 2012, the first time he ever touched that desk and thought, This is home. I could hear in his voice that, even after everything, part of it still is.We ended where we began — with the two schools still carrying the Pac-12 flag this fall: Oregon State and Washington State. Mike believes there's a massive opportunity for both teams to win now, not just for themselves but for the future of the league. Mike's living through uncertainty again — ESPN is acquiring NFL Media, and no one really knows what that means yet. But he's showing up for his colleagues, staying present in the work, and holding on to the gratitude we both share: we were once kids on the East Coast dreaming of being in these rooms, and now here we are — telling stories from them.This one was special. It's family. And hope you enjoy it, know I did.I'm off to Iowa, Wisconsin and Illinois before a west coast loop back to Oregon, Washington, UCLA and USC this week. As always, follow us on social media for stories from the road.Much love and stay steady,— Yogi This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit www.y-option.com/subscribe
The latest news for Thursday, August 14, 2025 from the Louisville Public Media newsroom in Louisville, Kentucky.
In this episode of The Side Hustle Squad Podcast, Mike chats with David from Leadflow, the service that keeps lawn care pros ahead of the competition. Leadflow scans local Facebook groups and instantly alerts you when someone is looking for lawn care services so you can be the first to respond and win the job. David breaks down how it works, why speed matters in lead conversion, and how business owners can turn casual social media posts into steady, paying clients. If you want more customers without cold calling or expensive ads, this is the episode to hear.
We have not one, but two ACC legends with us to help break down the league. Hartzell has ten questions to drive the discussion and they are:1- Are we buying the GT hype?2- Is Miami finally going to do the thing?3- Where is the weakness on Clemson?4- How are we feeling about these week 1 non-con games?5- Who is the best football team in the state of North Carolina?6- Is Stanford the worst Power 4 team in America?7- SMU or Louisville, who ya got?8- Florida State's win total is 6.5 ... over or under?9- Will Virginia Tech get back to relevancy this season?10- The coach with the hottest seat in the league is ____________Enjoy nearly two hours of ACC talk from the guys who know it better than most. We got actual football games in 9 games, lets go people!See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Have an idea or tip? Send us a text!Ever wondered how successful entrepreneurs spot untapped market opportunities hiding in plain sight? Carl Armijo's journey from civil engineer to thriving business owner offers a masterclass in customer-focused growth.When COVID-19 disrupted traditional career paths, Armijo pivoted to real estate photography—a choice that perfectly balanced his need for family flexibility with pandemic-era social distancing requirements. Rather than approaching photography purely as a creative venture, he applied his engineering mindset to build systems that prioritize customer service, consistency, and frictionless experiences.What sets Armijo's business approach apart is his relentless focus on removing obstacles for his clients. Through sophisticated online booking platforms, next-day delivery promises, and streamlined media delivery, he's eliminated the frustrations that plague typical service businesses. His real estate agent clients can order, schedule, and receive their marketing materials without the endless back-and-forth that wastes precious time.Most impressively, Armijo transformed a common client complaint into an entirely new business opportunity. After repeatedly hearing real estate agents grumble about unreliable cleaning services, he launched Louisville Cleaning Pros—a separate company that complements his photography services while potentially doubling revenue from each property. This strategic move demonstrates how attentive listening and problem-solving can unlock unexpected growth avenues.Armijo's naming strategy reveals his forward-thinking business acumen: while "Carl Armijo Photography" ties the brand to him personally, "Louisville Cleaning Pros" was deliberately named to facilitate potential future sale—a subtle distinction that highlights the importance of considering long-term exit strategies from day one.For photographers, service providers, and entrepreneurs alike, this conversation offers practical insights on pricing strategy, handling inevitable sMediaclipMediaclip strives to continuously enhance the user experience while dramatically increasing revenue.Buzzsprout - Let's get your podcast launched!Start for FREEIndependent Photo ImagersIPI is a member + trade association and a cooperative buying group in the photo + print industry.Disclaimer: This post contains affiliate links. If you make a purchase, I may receive a commission at no extra cost to you.Support the showSign up for the Dead Pixels Society newsletter at http://bit.ly/DeadPixelsSignUp.Contact us at gary@thedeadpixelssociety.comVisit our LinkedIn group, Photo/Digital Imaging Network, and Facebook group, The Dead Pixels Society. Leave a review on Apple and Podchaser. Are you interested in being a guest? Click here for details.Hosted and produced by Gary PageauEdited by Olivia PageauAnnouncer: Erin Manning
Recent online rumors, spread mainly by shows like @LockedOnBig12 have fans speculating that WVU could possibly be leaving the Big 12 Conference for the SEC. In this episode, Couz will share whether or not that rumor is true. Is West Virginia even on the SEC's radar? If so, could it be soon? Couz explains. Also, Couz will explain the origin of this rumor. Couz will also talk about other conference realignment speculation, specifically around Big 12 expansion. If the ACC loses some of its top brands, could the Big 12 grab teams like Louisville or NC State? Couz explains how that would be possible and how information from a big time media source and a Power 4 Athletic Director shaped his thinking. #wvu #conferencerealignment #big12football ⭐️Sponsors: ⭐️ http://appalachiadigital.com/couz/ Get Your Tailgating Stuff HERE: http://victorytailgate.pxf.io/CouzCornhole
Griffin Warner and Lonte Smith talk College Football Group of Five betting. 0:05 – 0:31 Opening motivational speech emphasizing speed, defensive swarming, and physical dominance — “Out-block, out-tackle, out-hit, out-hustle” — with a repeated call to “leave no doubt tonight.” 0:31 – 1:19 Griffin Warner Introduces the College Football Podcast episode focusing on Group of Five teams, following a prior episode on the Power Four. Announces a promo code and a college football contest, noting the goal is to identify season-long betting opportunities. Date: Tuesday, 1:45 – 2:33 Griffin Warner Explains that Group of Five games offer strong betting opportunities. Begins with Army (West Point) win total: Over 7.5 at +110, Under 7.5 at -140 on BetOnline. 2:35 – 4:41 Lonte Smith — Army Analysis 2023 Recap: 12–2, AAC champions, led by QB Bryson Daly (dark horse Heisman) and RB Kanye Udo. Losses: Daly to graduation, Udo to Arizona State, two Joe Moore Award-winning offensive tackles, best defensive player to Georgia. Returning Talent: Six of top ten tacklers; LB corps Miller & Thomas praised. Concerns: Offensive drop-off, new OL coach, challenging schedule (Tulane, UTSA, Navy, Air Force). Projection: 7–5 ceiling, 6–6 floor → leans Under 7.5. 4:41 – 6:08 Griffin Warner & Lonte Smith — Schedule Talk Army's 2024 slate includes K-State, North Texas, Tulane, Air Force, Navy (in Baltimore). Lonte favors Navy among service academies, citing better returning production and depth. 7:16 – 14:52 Western Kentucky (C-USA) Odds: Over 7.5 (-125), Under 7.5 (-105). 2023: 8–6 record. Roster: Only 3 starters return (1 offense, 2 defense). Poor 2023 rush defense (224 YPG). Key Additions: QB Maverick McIver (Abilene Christian, 3,500+ yds, 37 TDs), OC Rick Bowie (former Abilene OC). WR Matt Henry (1,100+ yds at Western Illinois). Concerns: OL continuity, defensive holes, rush defense. Schedule: Winnable home games; road tests at Toledo, Delaware, Missouri State. Projection: ~8.6 wins → leans Over 7.5. 15:43 – 20:22 Bowling Green (MAC) Odds: Over 6.5 (+200), Under 6.5 (-260). 2023: 7–6 (6–2 MAC). Changes: New HC Eddie George; ranked 130th in returning production; offense loses top TE hero Fanning (drafted by Browns). Defense: Loses 13 of top 15 tacklers but adds FCS standouts (including Eddie George's son). Schedule: Lafayette, Cincinnati, Liberty, Louisville early; Toledo and Buffalo at home. Projection: Depth concerns, brutal early stretch → Under (expects ~4–8). 20:53 – 25:10 Air Force (MWC) Odds: Over/Under 6.5 (-115). 2023: 5–7 after starting 1–7, finished on 4-game win streak. Roster: 9 returning starters (6 offense, 3 defense). QB battle (Johnson favored). OL returns 3 starters plus 2 with experience. Defense: Allowed 23 PPG; DL led by Peyton Zurch. Schedule: Bucknell, Boise, Navy, Wyoming, Army, UNLV, SJSU, UConn. Projection: Manageable slate, strong finish expected → Over 6.5 (7–8 wins). 25:38 – 31:06 Georgia Southern (Sun Belt) Odds: Over 7.5 (+130), Under (-160). 2023: 8–5. Roster: 10 starters return (5 offense, 5 defense). QB J.C. French (2,500+ yds, 17 TDs, 11 INTs, 66% comp). Deep WR corps; strong OL with most combined starts in Sun Belt. Defense: Needs rush D improvement; strong secondary led by Chance Gamble. Schedule: Fresno, USC, Jacksonville State, JMU, Coastal, ODU, Marshall. Projection: Favors in most conference games except JMU → Over 7.5 (floor 8 wins). 31:07 – 38:35 Playoff/Long-shot Discussion No strong playoff contenders from teams covered; JMU strong but blocked by JMU matchup for Georgia Southern. Boise State (2–1 to make playoffs) downgraded without RB Ashton Jeanty. Long-shot pick: South Florida (33–1) if QB Byron Brown stays healthy; avoid betting until after tough Miami/Florida stretch. 38:36 – End Best Bet: Army Under 7.5 wins. Rationale: Loss of QB, RB, two elite tackles, new OL coach, tough schedule, regression from 12–2 2023 season. Learn more about your ad choices. Visit megaphone.fm/adchoices
Eric and his friends explore the various pitfalls of procrastinating on pond maintenance, emphasizing that neglecting upkeep, even when a pond appears healthy, can lead to significant issues and costly repairs. They discuss seasonal considerations for pond care, highlighting the importance of timely interventions in spring and fall, and share anecdotes about client and personal procrastination to illustrate their points about the long-term consequences of delayed maintenance. They also stress that a pond, being an evolving ecosystem, requires consistent attention and professional oversight to maintain its beauty and value, much like other home investments. Key Takeaways: Proactively maintain your pond even when it appears perfect, rather than waiting for problems to arise. Mark your calendar for scheduled maintenance, especially in spring and fall, to ensure timely care. Understand that your pond is a complex ecosystem requiring consistent, deliberate attention, not just simple fixes. Be your own advocate for your pond's health by actively seeking and heeding professional advice. Confront procrastination immediately, as delaying maintenance will inevitably lead to more difficult, inconvenient, and expensive problems.
From Combat Injured Military Veteran to Police Officer. Special Episode. From the sands of Iraq to the streets of Louisville, Kentucky, the life of Dexter Pitts is a testament to grit, healing, and the relentless drive to serve. His story, marked by death, trauma, and hard-fought victories, is inspiring others through his book, and podcast. The Law Enforcement Talk Radio Show and Podcast promoted across their Facebook , Instagram , LinkedIn , Medium and other social media platforms. The Day That Changed Everything. The Law Enforcement Talk Radio Show and Podcast interview, available for free on their website, on Apple Podcasts, Spotify, and more podcast platforms. While serving in Iraq, Dexter's life took a brutal turn. An Improvised Explosive Device (IED) detonated during combat, critically injuring him. The blast was life-altering, physically, mentally, and emotionally. Recovery was not a matter of weeks or months, but years of relentless rehabilitation. The injuries he sustained were not just the kind seen on X-rays or in surgery reports. Like many combat veterans, Dexter faced the invisible wounds of war, pain, memory, and the psychological toll of violence. Look for supporting stories about this and much more from Law Enforcement Talk Radio Show and Podcast in platforms like Medium , Blogspot and Linkedin . Yet, against all odds, he forged a new mission for himself: becoming a police officer. Stepping Into Another Line of Fire, From Combat Injured Military Veteran to Police Officer. Special Episode. When Dexter joined the Louisville Metro Police Department (LMPD), he thought he had already survived the worst. The department, created in 2003 through the merger of the Jefferson County Police Department and the Louisville Division of Police, serves a city with a deep and complex history. Its officers face everything from violent crime to the long shadow of civil rights concerns. But it was not the dangers of the streets that brought Dexter his next life-altering blow. Shortly after beginning his police career, tragedy struck, his mother died unexpectedly. Her death was more than personal loss. It was entwined with the painful reality that she had been a victim of domestic violence, a scourge that affects millions across all ages, and backgrounds. The grief was crushing. Available for free on their website and streaming on Apple Podcasts, Spotify, and other podcast platforms. Surviving Death and Trauma In his own words, Dexter has described the dual battles of his life: the physical wounds from war and the emotional wounds from loss. The combination could have ended his career, or worse. Instead, he learned to build systems for mental and emotional resilience. From Combat Injured Military Veteran to Police Officer. Special Episode. “I had to make a choice,” he has said in interviews. “I could drown in my pain, or I could use it to help others.” Sharing the Mission Dexter's experiences are now the backbone of his advocacy work. Through his book, "I Am Pitts: Memoirs of an American Patriot" he shares his journey in raw, unfiltered truth, offering hope to veterans, police officers, and anyone struggling with their own battles. His podcast, "I Am Pitts" is available on his website plus Apple and Spotify, it expands the conversation, diving deep into topics of service, trauma, recovery, and community healing. The Law Enforcement Talk Radio Show and Podcast episode is available for free on their website , Apple Podcasts , Spotify and most major podcast platforms. On Facebook, Instagram, and LinkedIn, Dexter connects directly with followers, posting reflections, news updates, and behind-the-scenes looks at the realities of serving in both the military and law enforcement. Why His Story Matters Dexter's life bridges two of the most demanding callings, military service and police work, both of which carry unique burdens of death and trauma. Yet his path shows that survival isn't just about living through events, it's about what you do with the aftermath. From Combat Injured Military Veteran to Police Officer. Special Episode. The full podcast episode is streaming now on Apple Podcasts, Spotify, and across Facebook, Instagram, and LinkedIn. He is proof that even after the worst moments, there can be purpose. Even after destruction, there can be rebuilding. And even after silence, there can be a voice strong enough to help others rise. You can help contribute money to make the Gunrunner Movie . The film that Hollywood won't touch. It is about a now Retired Police Officer that was shot 6 times while investigating Gunrunning. He died 3 times during Medical treatment and was resuscitated. You can join the fight by giving a monetary “gift” to help ensure the making of his film at agunrunnerfilm.com . Background song Hurricane is used with permission from the band Dark Horse Flyer. You can contact John J. “Jay” Wiley by email at Jay@letradio.com , or learn more about him on their website . Get the latest news articles, without all the bias and spin, from the Law Enforcement Talk Radio Show and Podcast on Medium , which is free. Find a wide variety of great podcasts online at The Podcast Zone Facebook Page , look for the one with the bright green logo. Be sure to check out our website . Be sure to follow us on MeWe , X , Instagram , Facebook, Pinterest, Linkedin and other social media platforms for the latest episodes and news. From Combat Injured Military Veteran to Police Officer. Special Episode. Attributions Louisville Metro Police Wikipedia United Nations Amazon Wikipedia IAmPitts.com
Breaking free from a comfortable career isn't easy, but it's the first step toward building real freedom. George Roberts III shares how he left the lab behind, mastered real estate syndication, and now empowers others to create wealth that lasts. If you're ready to sharpen your real estate edge, this one's a must-listen. Key Takeaways To Listen For Why George left academia for multifamily wealth-building Lessons learned from capital raising, syndications, and partnerships What most people misunderstand about economic cycles George's philosophy on diversification: real estate, lending, and operating businesses Behind the scenes of investing in drug rehab facilities as a business and mission| Resources/Links Mentioned In This Episode Main Street Millionaire by Codie Sanchez | Kindle, Hardcover, and Paperback About George Roberts IIIGeorge Roberts III is the founder of Walnut Grove Homes, a high-end residential construction firm in Troy, Michigan that achieved seven-figure revenue in 2021. He is also a principal at Horizon Multifamily, a firm that sponsors value-add multifamily opportunities across the Southeast for accredited passive investors. As a multifamily operator, George is a General Partner on a 34-unit property near Knoxville, TN, a co-GP on a 104-unit deal in Louisville, KY, and part of a joint venture on a 14-unit apartment in Orlando, FL. He's also a passive investor in 468 multifamily units nationwide. Before transitioning full-time into commercial real estate, George built a successful career as an award-winning data scientist and bioscientist, with over 700 citations in genomics, microbiology, and physiology. Connect with George Website: Roberts-Capital-Enterprises Podcasts: Passionate Living Through Passive Investing | Spotify Youtube: The Foundery - Where Leaders are Forged Daily! LinkedIn: George Roberts III, Ph.D. Connect With UsIf you're looking to invest your hard-earned money into cash-flowing, value-add assets, reach out to us at https://bobocapitalventures.com/. Follow Keith's social media pages LinkedIn: Keith Borie Investor Club: Secret Passive Cashflow Investors Club Facebook: Keith Borie X: @BoboLlc80554
John tackles three real-world challenges submitted by listeners: how to handle lowballing competitors without slashing prices, the signs it's time to hire a bookkeeper, and the steps to protect your business from costly payment disputes. Comments and Questions are welcome. Send to ProfitswithPajak@gmail.com Episode Links: Apple Podcast Listeners- Copy and paste the links below into your browser. Upcoming Events: Get 50% OFF Equip Expo 2025 tickets NOW with promo code PAJAK https://plus.mcievents.com/equipexpo2025?RefId=PAJAK LCR Summit: October 19th and 20th in Louisville, Kentucky The Playbook for Success in Your Business and Life! https://www.lcrmedianetwork.com/ Show Partners: Yardbook Simplify your business and be more profitable. Please visit www.Yardbook.com Get 30 days of Premium Business level of Yardbook for FREE with promo code PAJAK Relay Relay is small business banking that puts you in complete control of what you're earning, spending and saving. Click here to sign up for Relay and get $50.00 cash bonus!http://join.relayfi.com/promo/get-50-ulumkswykjzwi4dqsm?referralcode=profitswithpajak&utm_source=influencer&utm_medium=podcast Mr. Producer Click the link to connect with Thee Best Podcast Producer in the biz! https://www.instagram.com/mrproducerusa/ Green Frog Web Design Get your first month for only $1 when you use code, PAJAK , and have your website LIVE in 3 weeks from projected start date or it's FREE for a year. https://www.greenfrogwebdesign.com/johnpajak My Service Area “Qualify Leads Based on Your Profitable Service Area.” Click on this link for an exclusive offer for being a “Profits with Pajak” listener. https://myservicearea.com/pajak Training and Courses Budgets, Breakevens, and Bottom Lines™ Workshop John Pajak's exclusive system is designed to help you avoid common failures and achieve your business' financial goals to be profitable and scale your business. https://www.johnpajak.com/offers/qvgvV8m3/checkout Yardbook Training Workshops Learn one-on-one with John Pajak to use Yardbook like a pro to streamline your business and make more money! https://www.johnpajak.com/offers/aJ9YX7aB/checkout
The latest news for Wednesday, August 13, 2025 from the Louisville Public Media newsroom in Louisville, Kentucky.
Brandon Langley talks with Alex Duke about his new book, From Eden to Egypt. They discuss communicating biblical truths to everyday people, the role of writing in pastoral ministry, illustrations in preaching, and more. Alex is the Product Director at 9Marks and an elder at Third Avenue Baptist Church in Louisville, KY.
Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Reverend Dr. Adrian Booth Johnson. Founder of the Woye Bra Initiative under the nonprofit Infinity Global Empowerment. Former executive at Coca-Cola and U.S. Department of Energy. A passionate advocate for women’s empowerment in Africa, especially in Ghana. Known affectionately as “Reverend Granny” in African villages.
Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Reverend Dr. Adrian Booth Johnson. Founder of the Woye Bra Initiative under the nonprofit Infinity Global Empowerment. Former executive at Coca-Cola and U.S. Department of Energy. A passionate advocate for women’s empowerment in Africa, especially in Ghana. Known affectionately as “Reverend Granny” in African villages.
Support the sponsors to support the show! Stop putting off those doctors appointments and go to Zocdoc.com/SODER to find and instantly book a top-rated doctor today. Zocdoc.com/SODER https://www.zocdoc.com/?utm_medium=audiopodcast&utm_campaign=soder Eat smart at FactorMeals.com/soder50off and use code soder50off to get 50 percent off plus FREE shipping on your first box. That's code soder50off at FactorMeals.com/soder50off for 50 percent off PLUS free shipping. Get delicious, ready-to-eat meals delivered—with Factor. https://www.factor75.com/pages/podcast?c=SODER50OFF&mealsize=1-8&utm_source=podcast&utm_medium=cpm&utm_campaign=podcast50off&discount_comm_id=ae97cdba-b315-4752-8023-6a6a77bae942&utm_content=act_podcast_podcastads The Golden Retriever of Comedy Tour is coming to your city! Get tickets at https://www.dansoder.com/tour Aug 14 -16 Wilmington,NC Aug 23 - Long Island New York Sep 5-6 - Phoenix,AZ Sep 25 Los Angeles, CA Sep 26 Seattle, WA Sep 27 Portland, OR OCT 3 Tucson, AZ Oct 4 Denver, CO Oct 9 Knoxville, TN OCT 10 Atlanta, GA Oct 11 Louisville, KY Oct 24 Providence, RI OCT 25 Nashville, TN NOV 7 San Antonio, TX NOV 8 Austin, TX NOV 13 Iowa City, IA Nov 14 Minneapolis, MN NOV 15 Madison, WI NOV 21 Kansas City, MO NOV 22 St. Louis, MO DEC 5 Vancouver, BC DEC 6 Eugene, OR DEC 12 Columbus, OH DEC 13 Royal Oak, MI Follow Stavy https://www.youtube.com/@StavvyBaby https://www.instagram.com/stavvybaby2/?hl=en https://www.stavvy.biz/ PLEASE Drop us a rating on iTunes and subscribe to the show to help us grow. https://podcasts.apple.com/us/podcast/soder/id1716617572 Connect with DAN Twitter: https://Twitter.com/dansoder Instagram: https://www.instagram.com/dansoder Tiktok: https://www.tiktok.com/@dansodercomedy Facebook: https://www.facebook.com/dansoder Youtube: http://www.youtube.com/@dansoder.comedy #dansoder #standup #comedy #entertainment #podcast Produced by Mike Lavin @homelesspimp https://www.instagram.com/thehomelesspimp/?hl=en
In this episode, we chat with Andy Wilson about the upcoming Equip Expo and his exciting plans for an unforgettable experience in Louisville, Kentucky, including the LCR Summit hosted by Naylor Taliaferro.
The People's Champ is back! Episode 742 of the DBR Podcast welcomes back a beloved member of The Brotherhood, Nolan Smith, as Jason and Donald get some time with the new Tennessee State head coach! After leaving Duke, Nolan had stops at Louisville and Memphis before heading to Nashville to take over for the Tigers. We get into the process that led to him becoming their head coach and some of the things he hopes to prioritize as he makes his footprint into the program. We also discuss his quest to find resources for the team and what he's learned from the coaching trail to prepare him for the job. After the break, we get into some questions from his time as a player at Duke, centering around the 2010 national championship team. We end with a Jon Scheyer story as we celebrate Nolan Smith living out his dream of becoming a head coach. It's an interview you won't want to miss! Make sure you're following us! Head to our Linktree to get all our available social media and links to follow and subscribe to the show. That includes our affiliate partnerships, from Homefield Apparel (use the code DBRPODCAST to save 15% off your first order) and Fanatics to the NBA Store, NFL Shop, and even Fubo TV. And...we have some more coming! Save some cash on the latest gear or follow the Blue Devils on the go by hitting those affiliate links and it helps support the show as well. We are now on YouTube! Subscribe there, rate, and review our episodes on there and everywhere you get your podcasts. Also, follow us on Bluesky @DukeRoundup! Learn more about your ad choices. Visit megaphone.fm/adchoices
Many people consider Jesus to be a great teacher and preacher, but few actually realise just how incredible and multilayered His teachings actually were.In this episode of Expositors Collective, Mike speaks with Dr. Peter J. Williams, the principal of Tyndale House in Cambridge, and the chair of the International Greek New Testament Project. He is also a member of the ESV Translation Oversight Committee, and the author of several books, including: Can We Trust the Gospels?Dr. Williams' latest book is called The Surprising Genius of Jesus: What the Gospels Reveal about the Greatest Teacher, in which he examines Jesus' teachings in the Gospels and shows how we know that these teachings truly do originate with Jesus, and that they show an incredible awareness of, and connection to the Old Testament in a way that would have triggered the memories of the first listeners, and which contains layers of meaning for us as readers today. Peter also gives insight into fruitful evangelism, unlocking of knowledge and some of the ways that Tyndale House can help ordinary preachers like us! Dr Peter J. Williams is the Principal and CEO of Tyndale House, Cambridge. He was educated at the University of Cambridge, where he received his MA, MPhil, and PhD in the study of ancient languages related to the Bible. After his PhD, he was on staff in the Faculty of Divinity at the University of Cambridge (1997–1998) and thereafter taught Hebrew and Old Testament as an Affiliated Lecturer in Hebrew and Aramaic at the University of Cambridge and Research Fellow in Old Testament at Tyndale House, Cambridge (1998–2003). From 2003 to 2007 he was on the faculty of the University of Aberdeen, Scotland, where he became a Senior Lecturer in New Testament and Deputy Head of the School of Divinity, History, and Philosophy. Since 2007 he has been leading Tyndale House. Dr Williams is also an Affiliated Lecturer in the Faculty of Divinity in the University of Cambridge, Chair of the International Greek New Testament Project and a member of the Translation Oversight Committee of the English Standard Version of the Bible. He assisted Dr Dirk Jongkind in Tyndale House's production of a major edition of the Greek New Testament and his book Can We Trust the Gospels? (Crossway, 2018) has been translated into 13 languages. His latest book, The Surprising Genius of Jesus: What the Gospels Reveal about the Greatest Teacher (Crossway), was published in October 2023.Resources Mentioned:Tyndale House - Exceptional research by people serious about Scripture: https://tyndalehouse.com/ Peter J Williams speaks on the surprising genius of Jesus at the Southern Baptist Seminary Gheens' Lectures 2023 in Louisville, USA. https://tyndalehouse.com/explore/videos/the-surprising-genius-of-jesus/Recommended Episodes: Amy Orr-Ewing: https://cgnmedia.org/podcast/expositors-collective/episode/apologetics-persuasion-and-evangelism-amy-orr-ewing Frederick Dale Bruner: https://expositorscollective.org/expositors-collective-podcast/pastoral-and-scholastic-earthiness-frederick-dale-bruner/Kieran Lenahan: https://cgnmedia.org/podcast/expositors-collective/episode/scripture-memorization-and-spiritual-formation-with-kieran-lenahanAmy Orr-Ewing : Join us August 22–23 at Calvary Chapel St. Petersburg for the nextExpositors Collective Training Weekend — a two-day, interactive eventdesigned to equip and encourage Bible teachers and preachers of allexperience levels.
Join Nick Lamagna on The A Game Podcast with our guest Nick Albin, aka "Chewy," one of the most well known Brazilian Jiu Jitsu Black Belts and entrepreneurs on the internet today! He is an entrepreneur, business owner, podcast host and coach fighting out of Louisville, Kentucky! After a traumatic experience where he was jumped in high school, he lacked self confidence and a sense of safety and self worth. He was eventually brought back out of his shell and gained his confidence back through wrestling, weight lifting and martial arts eventually earning a black belt in Brazilian Jiu Jitsu in 2011. This self proclaimed meathead at heart has an extensive background in martial arts, health, nutrition and fitness. He has a gift for explaining things in an entertaining and relatable way which has caught on like wild fire where he has earned a blackbelt in branding business and marketing. He continually finds ways to grow his academy and podcast sharing his love of Brazilian jiu jitsu, health and fitness with the world through his academy, Derby City Mixed Martial Arts and his wildly popular Youtube Channel and social media, where athletes and business owners can relate to the parallels of the stress of humanity and he is connecting the bridges of the brains of the civilian and the combat sport competitor to show us that we're all the same and can help each other do better He also has a popular tournament, The Chewjitsu Open he puts on and is gaining a lot of traction in the competition circles. You know him through his Chewjitsu brand,The Chewjitsu Podcast and his successful Chew Crew Newsletter, welcome to the A Game Podcast, BJJ Royalty Nick Albin! Topics for this episode include: ✅ An important question you must answer before you go into business ✅ The answer to successful branding that no one wants to hear ✅ How to deal with fear and anxiety in life and business ✅ Learn the superpower to embrace the things you don't enjoy ✅ What to look for when you're trying to find a great mentor + more! Check the show notes to connect with all things Chewy! Connect with Nick "Chewy" Albin: www.chewjitsu.net Nick Albin on Facebook Nick Albin on Instagram Nick Albin on Twitter Nick Albin on LinkedIn Nick Albin on TikTok Nick Albin on Youtube Free Focused BJJ Ebook Subscribe to the Chew Crew Newsletter! Connect with ChewJitsu Podcast: ChewJitsu Podcast Chewjitsu Podcast on Facebook Chewjitsu Podcast on Instagram Chewjitsu Podcast on Threads Chewjitsu Podcast on Youtube Connect with Derby City: Derby City Mixed Martial Arts Derby City Mixed Martial Arts on Facebook Derby City MMA on Instagram Derby City MMA on Threads Derby City Mixed Martial Arts on Youtube Connect with other Chewy Jitsu Open Tournament: The Chewjitsu Open On Facebook Chewjitsu Open on Instagram Chewjistu Open on Threads --- Connect with Nick Lamagna www.nicknicknick.com Text Nick (516)540-5733 Connect on ALL Social Media and Podcast Platforms Here FREE Checklist on how to bring more value to your buyers
P.M. Edition for Aug. 11. Speaking from the White House this morning, the president compared the homicide rate in Washington with capitals around the world and said he would also put D.C. police under federal control. Plus, 50% tariffs on aluminum imports went into effect in June, and beverage, auto and manufacturing companies are hurting. Ryan Dezember, who covers commodities for the Journal, discusses how the U.S. aluminum industry's answer to boosting the domestic supply of aluminum might currently be in your recycling bin. And Ford Motor has announced a $2 billion investment in a Louisville, Kentucky factory to build high-tech, affordable electric vehicles. WSJ reporter Sharon Terlep discusses how that might help the company take on the makers of cheap Chinese electric vehicles. Alex Ossola hosts. Sign up for the WSJ's free What's News newsletter. Learn more about your ad choices. Visit megaphone.fm/adchoices
Keith fields listener questions on: changes to realtor fees, down payment strategies for investment properties, and how the new 100% bonus tax depreciation really works, then staggering inflation statistics that motivate you to invest in real assets. He explains that realtor fees have shifted from a 6% listing fee to a 3% seller fee, with potential buyer contributions negotiable. For down payments, he advises maximizing leverage while avoiding over-leverage. Bonus depreciation allows for significant tax deductions in the first year, benefiting high-income investors. Resources: Connect with a recommended cost segregation engineer to take advantage of bonus depreciation here. Show Notes: GetRichEducation.com/566 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments. You get paid first: Text FAMILY to 66866 Will you please leave a review for the show? I'd be grateful. Search “how to leave an Apple Podcasts review” For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— text ‘GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript: Automatically Transcribed With Otter.ai Keith Weinhold 0:00 Welcome to GRE. I'm your host. Keith Weinhold, fielding your listener questions on changes to realtor fees, your down payment strategy, and how the new 100% bonus tax depreciation really works, then staggering inflation statistics that motivate you to invest in real assets today on Get Rich Education. Keith Weinhold 0:26 Since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors, and delivers a new show every week. Since 2014 there's been millions of listener downloads of 188 world nations. He has a list show guests include top selling personal finance author Robert Kiyosaki, get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast, or visit get rich education.com Speaker 1 1:12 You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education. Keith Weinhold 1:22 Welcome to GRE from Athens, Pennsylvania to Athens, Georgia to Athens, Greece, and with listeners across 188 world nations. You are listening to get rich Education. I'm your host. Keith Weinhold, yeah, you and I are back together for a 566th wealth building week. This is not where you learn how to create wealth through careful sports wagering at DraftKings. We also don't try to do everything like WalMart. We talk about investing actually pretty aggressively yet reasonably and responsibly at the same time. Usually those attributes are opposites, but because we are leveraging the most proven wealth building vehicle of all time, real estate, where you don't have to be the landlord. You don't need to get deeply hands on with house flipping, and you don't need to own property in your local market, though you could. We are not day trading. We are decade trading. There's not a get rich quick element here at GRE, because that doesn't work. We're owning mostly long term rental properties, bringing the financially free beats debt free approach and cognizant that compound leverage Trumps compound interest. And from the day you start focusing on this, you can retire in five to 10 years, and you can take it as far as you want, because unlike many professional sports, the sport of real estate investing doesn't have any salary cap at all. I'm starting off with three of your listener questions today. You write into the show with your questions and what I've got a few that I think could help a lot of you. I answer them here. And as usual, I start with the more introductory question, and then I proceed to the more advanced. The first one comes from Sherry In Sellersburg, Indiana. I know where that is. It's just across the river and to the north of Louisville, Kentucky. Sherry asks when I go to sell my duplex, how have last year's changes in realtor fees affected my sale costs? Yeah, thanks for the question, Sherry. And a lot of people still wonder about this first and a big little technical here, but this benefits other listeners Sherry is that a realtor means that they are a member of the NAR, the National Association of Realtors. So not all people that you enlist to help you market and sell your property are realtors, because not all agents belong to the NAR. In fact, the best catch all term for this person is not an agent. Depending on the state you're doing business in, it's probably licensee, someone licensed to act as your professional intermediary in a real estate transaction. And by the way, the name of an NAR member is a realtor. It is not pronounced real utter it's realtor, like doctor and lawyer. You wouldn't call a doctor a doctor two syllables, realtor, but to get to the crux of your question, Sherry, the changes to realtor compensation took effect almost exactly a year ago. It was last August, and it has less. Of an effect on the industry than many thought. I stated last year that it likely wouldn't affect things much, especially here on the investor side, and it really hasn't. The simplified version is that the old landscape was that when you used to list the property for sale, the listing agent charged you a fee, traditionally, 6% they offered half of that to any cooperating broker that brought the buyer to you. That was simple, and that worked for decades. That changed one year ago now, when any realtor or really licensee, when they work with you, now they simply contract with you for their fee, only like 3% as a seller of the property, you no longer have an obligation to pay for the buyer side agent as well, like you used to. But when you sign a listing agreement, you can indicate that you may be willing to concede and give an allowance to the buyer when they engage a licensee on their side to help them purchase your property. So Sherry, your voluntary contribution to the buyer side is negotiable, and it's part of the offer that the buyer presents to you. Now that's what you'll see as the seller and what you should expect as a buyer. The new landscape is that buyers negotiate a personal service agreement upfront with their licensee. Their service isn't free. I mean, these people can't work for free, and the buyer side licensee acknowledges that they will try to negotiate to get the seller to pay that fee. So Sherry, in reality, that's still what often happens. So the seller still pays that fee. In the end, the reason why is that not only is this traditional, but buyers cannot normally afford to pay for their own representation on top of their down payment and closing costs. They're often spread pretty thin already, but sellers can typically afford it. They have the upper hand financially in the form of equity in the property. And here, when you're buying properties at GRE marketplace, you don't have to pay any of those fees. We use a direct model without a licensee. So that's sort of the short version of the change, and why. I hope that helps sherry. It's a good question. Even licensees are struggling with the new rules. Keith Weinhold 7:38 The next question comes from Jezebel in Yonkers, New York. Jezebel asks, what is the ideal percent down payment that I should make on a rental property? I'm trying to figure out the trade off between debt level, cash flow, leverage and risk. I'm still trying to get past the mindset that paid off property is best. All right, that's Jezebel's question, and Jezebel The short answer is that you want to make the smallest down payment possible while avoiding over leverage. Over leverage, meaning that your monthly payments are so big that you struggle to make them. Now, many investors that buy rental property, they're going to make a 20% down payment on a conventional loan for a single family rental. At last check on duplexes and up the down payment has to be at least 25% now you can make a down payment as low as 15% at least on a single family rental, although you would then be subject to an extra fee a PMI premium. Now, why would one do such a thing for the leverage? Because leverage is almost seven to one at 15% down, but you've got to balance that with a PMI premium. Run the numbers and see what works for you. Now, since you can make just a 20% down payment on a single family rental, conversely, why would you put 25% down? Your leverage position would slide from five to one down to four to one, where you can often get a slightly lower interest rate if you put 25% down. But when you run the numbers, you'll find that it's often better to maintain strong leverage and only put 20% down. Now, Jezebel, as soon as you start putting 30% down on a property that is questionable at 30% or more, because at that point you really have to start asking why the rate of return from home equity is always zero. It actually makes your risk go up, like I've discussed extensively before, with 30% down, your leverage ratio has been cut to 3.3 maybe the answer could be that 30% down is what it takes to produce. Positive cash flow, but putting 30% or more down is clearly not ideal. Think about how good we've got it as real estate investors here, for example, imagine that you're attracted to a dividend paying stock because it pays a 4% yield, unless you're borrowing on margin, you would need to make a 100% down payment to get that 4% cash on cash return from a dividend paying stock, 100% sunk into this, which isn't even a down payment anymore. That's just an outright free and clear stock purchase. Well, instead, in real estate, when you realize that property prices rise or fall in value regardless of how much equity is in a property, you don't have an incremental increase in your equity growth. It's a quantum leap. And here's what I mean. Jezebel, say you're investing 100k in real estate, that's how much you're going to put into it, and it appreciates at 5%. All right, there are two scenarios with that. Scenario A, you put that 100% down into just one 500k property, well, then you've got just a 25k gain after a year. Instead, with Scenario B, you put 20% down on five 500k properties, then you've got a 25k gain after a year, not just 5k Said another way more powerfully. Scenario A, you only got a 5% return on one property. In Scenario B, you got a 25% return on all of five properties. Wow. That's why the leverage light bulb, when that goes off, that is an incredible flex that you've got. That's why I say it is not an incremental gain in your wealth. It is a quantum leap. So I hope that some of those considerations really help temper your strategy there. Jezebel, that really helps you see how financially free beats debt free and exposes the opportunity cost of a paid off property. Thanks for the question. Keith Weinhold 12:19 The next question comes from Ed, and he is a personal friend of mine, so he submitted this question by text message to me, but I wanted to address his question here, because I've had other people in my friend group ask me about this. It's about bonus depreciation, what it is. It's about bonus depreciation, what it is and how it works. And what's interesting here is that even those that aren't active real estate investors have been asking me about bonus depreciation. This was part of Trump's OB BBA, the one big, beautiful Bill Act that was signed into law back on the Fourth of July, and I told you about that last month, but because of all the questions about it and the lack of clarity around people's understanding of bonus depreciation, although it gets a little busy, let me give you a real world example with numbers on how bonus depreciation really works and how you can put 10s of 1000s of dollars in your pocket with it the next time you file your taxes. And by the way, my friend Ed that asked this question is a cargo pilot, so he is probably the most well traveled friend that I have. Yeah, through our chats and on social media, I often see that he's in China or Vietnam or a bunch of other places, but he lives in the US. In fact, bonus depreciation is encouraging more people that haven't even been real estate investors previously to newly invest in real estate because it is for properties acquired January, 20, 2025, or later, Trump's inauguration day for his second term or later. And I expect this to be effective for at least four years from that date. I think I mentioned that part to you a few weeks ago. All right, the property has got to be newly placed in service, not something that you bought, say, five years ago. Bonus depreciation does not apply to primary residences. We're talking about rental property, although it does apply to more than just rental property, because it can apply to property used in a business, like equipment, machinery and furniture, but within rental property, it applies to certain components of the real estate, not the building itself. That is on a regular depreciation schedule, and not the bare land. Land cannot be tax depreciated at all. All, neither through regular depreciation or bonus depreciation. You probably already know that a residential building itself can be depreciated over 27 and a half years. That works out to 3.6% of the value each year that can be depreciated or written off on your taxes, right? Well, what if there were portions of your building that you could write off faster, like over just five years, meaning 20% of their value each year you can, and others over seven years, meaning 14% of their value each year you can. And there's 15 year items as well. All right, so what if, instead of all that, you could take those five seven and 15 year components and just write them all off in the first year of ownership, so that you didn't even have to wait the five seven in 15 years, you can, you can write them all off in year one of your ownership of the property, and that is what 100% bonus depreciation is right there. That is in addition to writing off the main building over 27 and a half years. All right, with that understanding generally, let me break this down in more detail. Use an example, and that will also help reinforce what I just taught you, the components of rental property that bonus depreciation applies to, include the stuff that wears out faster than the building, and they are indoor items, appliances, flooring and cabinetry. At times, it can include HVAC systems, all right, that is written off in five to seven years. And then outdoor items known as land improvements, that includes fences, parking lots and landscaping. They're typically written off over 15 years. All right, let's look at a real world example on how this can benefit you. You can use bonus appreciation on single family rentals, duplexes, fourplexes and larger buildings. Let's use an example of an apartment building that you purchase for $1.2 million one we'll say the land value is 200k that is not depreciable. So the building, the depreciable asset, has a value of $1 million you must have performed what is called a cost segregation study in order to break down that $1 million building into those erstwhile faster depreciating components. And no, you cannot do the cost seg study yourself. You need to pay a few $1,000 to hire a Cost Segregation engineer to do this study. All right, let's look at the cost seg breakdown, the result of what he or she finds for you, let's say the personal property that's worth 150k its recovery period is five to seven years, and yes, it is eligible for bonus depreciation. Then you have the land improvements say that's another 50k over 15 years for a recovery period. And yes, it is bonus depreciation eligible. And then finally, you have the structure, or the building worth 800k It has a recovery period of 27 and a half years. No, it is not eligible for bonus depreciation, just the regular type. All right. Well, let me define more of this personal property for you here these five or seven year assets, these are what are eligible for 100% bonus depreciation in qualifying years. So we're looking inside the units, appliances like refrigerators, ovens, dishwashers, microwaves, washers and dryers, also flooring, carpet, vinyl and removable floating floors, not typically hardwood or tile, cabinetry and countertops in some cases, especially if they're not load bearing. Window treatments like blinds, drapes and curtain rods, ceiling fans and light fixtures, they've got to be detached from the structure and furniture, if it's a furnished rental, like perhaps a midterm rental or short term rental. So we're talking about things like beds, couches, in chairs and then in common areas. This five to seven year personal property includes fitness equipment in the gym, leasing office, computers, desks, chairs, clubhouse furniture or TVs, package lockers, like places where your tenants have their Amazon packages, playground equipment and trash compactors. All right, to be clear, that was all personal property that can be depreciated over five to seven years. And then there are those land improvements, the. 15 year assets also eligible for bonus depreciation, sidewalks, fencing, landscaping and irrigation, parking lots and striping, outdoor lighting, retaining walls and signage. Okay again, those are the land improvements, the 15 year items, things that are not eligible for bonus depreciation are the building structure itself, like I mentioned. That includes the roof framing, drywall foundations, and also things like elevators, structural plumbing and wiring and HVAC systems that serve the whole structure. Okay, all that stuff falls in the category of regular 27 and a half year depreciation. All right, so what is the 100% bonus depreciation effect? All right, well, your eligible amount in our example is 150k of personal property plus 50k of land improvements. That's 200k that you can deduct all in one year, rather than having to spread it over five and seven and 15 years. But all in year one of you owning the property that's 200k and again, the remaining 800k structure is depreciated over 27 and a half years. That works out to about 29k a year. This is where it gets exciting. Here we go. So your total year one depreciation, the year that you bought this asset and put it into service, with your bonus depreciation items adding up to 200k and your regular building depreciation at about 29k your total year one deduction is about $229,000 Wow, before I break that down some more and tell you about how it really helps you, let's just be really clear. How did you really get to the 200k of bonus depreciation. All right, let's say the cost segregation study allocated 80k to appliances, flooring and fixtures. Remember, they are the five to seven year items. Another 70k to common area, furniture and office equipment, that was the seven year stuff. All right, so there's 150k or personal property, and then another 50k to that outdoor stuff, the depreciable items known as land improvements, like the parking, landscaping and fencing, those 15 year items, that's how we got to 200k all bonus depreciation eligible, all fully deductible in year One under the 100% bonus depreciation rules, all right, so here it is. Here's the takeaway. You have front loaded an extra 200k of deductions in year one, and you have greatly reduced your taxable income. This is the outcome. This is the result. You just reduced it by 229k between the bonus appreciation and the regular depreciation. All right, so what is the effect of you reducing your taxable income by 229k in one year? Well, if you're in the, say, 32% tax bracket, you keep an extra $73,000 in your pocket. That's $73,000 that you would have had to send to the IRS for the next tax year. But no, you don't, and that is the power of bonus depreciation. That's how it works. Ed, and for all of you that asked about it, I know it's not that simple, and there were a lot of numbers flying around there, it got a little heavy, but that's a complete breakdown. That's why so many people are excited about the return of 100% bonus depreciation, as laid out in law with the one big, beautiful Bill Act, as you can see, it's going to help higher income people more than anyone. If you'd like to get this going and connect with GRE recommended Cost Segregation engineer, or just check and see if it's worth paying several $1,000 for the cost segregation study, we can help you with that. In fact, you might remember that I interviewed him on the show last year, and we will make that introduction for you and help ensure that you have a successful cost seg and bonus depreciation experience regardless of the size of your portfolio, even if you don't own million dollar apartment buildings. You don't have to have a huge income for this to benefit you. It just benefits those people the most. Well, you can set up a time to chat with us about that completely free of charge at GRE investment coach.com I think you know that's where you can also get a completely free strategy session about growing your overall real estate investment portfolio. You might as well do that at the same time at GRE. Investment coach.com. More next, I'm Keith Weinhold. You're listening to get rich education. Keith Weinhold 25:07 The same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties, they help you build a long term plan for growing your real estate empire with leverage. Start your prequel and even chat with President Chaley Ridge personally. While it's on your mind, start at Ridge lendinggroup.com. That's Ridge lendinggroup.com. Keith Weinhold 25:39 You know what's crazy your bank is getting rich off of you, the average savings account pays less than 1% it's like laughable. Meanwhile, if your money isn't making at least 4% you're losing to inflation. That's why I started putting my own money into the FFI liquidity fund. It's super simple. Your cash can pull in up to 8% returns, and it compounds. It's not some high risk gamble like digital or AI stock trading. It's pretty low risk because they've got a 10 plus year track record of paying investors on time in full every time. I mean, I wouldn't be talking about it if I wasn't invested myself. You can invest as little as 25k and you keep earning until you decide you want your money back, no weird lockups or anything like that. So if you're like me and tired of your liquid funds just sitting there doing nothing, check it out. Text family 266, 866, to learn about freedom family investments, liquidity fund. Again, text family to 66866, Blair Singer 26:49 this is Rich Dad, sales advisor, Blair singer. Listen to get rich education with Keith Weinhold. And above all, don't quit your Daydream. Keith Weinhold 27:07 welcome back to get rich Education. I'm your host, Keith Weinhold, if you have a listener question that you'd like to have answered on air, get a hold of us at get rich education.com/contact that's where you can either leave a voicemail or write in to us. I'd like to tell you the frequent guests that we have here on the show, all from the rich dad school, if you will, are going to be speaking in person at Penn State University in just a few weeks. Here it is on the 29th of this month. Yes, an event you can attend in person. It's going to be Robert Kiyosaki, Garrett Sutton and his son Ted Sutton and Tom wheelwright, the four of them speaking live and in person, sponsored by Penn State's Borrelli Institute for real estate studies. The event is named Rich Dad revealed Real Estate Wealth and wisdom. If that's of interest, look it up and check it out. From listening to the show and being a savvy investor that's inflation aware, you know that the mission is to turn a really fake asset, a conjured into existence asset, like $1 convert that into a real asset. Here is some astonishing clarity on why. That's the mission in this could leave you flabbergasted. Since 1980 The United States has one and a half times more homes, two times more gold today, and 42 times more dollars today. My gosh, that is almost laugh out loud material here. Yes, since 1980 the year that Jimmy Carter was president and Star Wars, The Empire Strikes Back, was the top grossing movie. The US has 56% more residential housing units today. So basically, since the year that Darth Vader told Luke Skywalker, I am your father, there are about one and a half times more homes, twice as much gold mined and brought into existence, and 42 times more dollars created out of thin air for the future, all of these trends are expected to continue at roughly the same trajectory and proportion to each other. Now, there's a reason that people use precious metals to measure inflation. It makes a particularly good measuring stick because commodities like gold, silver, platinum, palladium, rhodium and copper, they don't change over time. Unlike a car or a bottle of soda, these items are on the periodic table of the elements, an ounce of gold 1000 years ago is exactly the same. As an ounce of gold today. That's why commodities like this are such good long term inflation measuring sticks. And then there's Bitcoin, something that didn't even exist until 2009 there will only ever be 21 million of them in existence, and 95% of Bitcoins, about 20 million have already been mined into existence. So yes, only 5% more will be issued, and it's going to take about the next 100 years to do that. If bitcoins were the size of a quarter, all 21 million of them could fit inside a single shipping container. There's some fixed supply scarcity. Let's listen to this. It's about 30 seconds long, and it's called all there will ever be. Speaker 2 30:50 Every day the Fed prints an average of $465 million that's 26,000 shipping containers a year, created out of thin air. Maybe that's why the dollar loses value over time. But there's one thing they can never print more of Bitcoin at the size of a quarter. This is all there will ever be. Shouldn't the store of value hold its value? Keith Weinhold 31:16 That's actually a Coinbase video advertisement that we just listen to the audio of there together. Yes, what they show at the end is a shipping container where, if bitcoin were the size of a quarter, all of them that will ever exist would fit in one shipping container. And like it said, every single year, on average, the Fed prints enough dollars to fill 26,000 shipping containers, just staggering. There are so many dollars now, I'm thinking of replacing my insulation with stacks of ones. Same R value, better liquidity. Pretty soon, we won't count dollars anymore. We'll just weigh them. Welcome to the Zimbabwe starter kit. We have gone from sound money to clown money. That's another way to think of it. Oh, they say money doesn't grow on trees. That's true. It grows in spreadsheets. Now, though, one keystroke at the Fed and poof, there's another trillion just like that. Just hit the control, plus the print key. That's all it takes. All right. Well, let's take a look and see how this manifests in your life as a consumer and as a real estate investor and as a worker since January of 2020 to today, a $100,000 salary has the same buying power as 125k today. Guess over just the last five years, the dollar has lost 25% of its value, and now I'm talking in terms of the CPI here, the consumer price index. So of course, all these figures I'm using could really be higher, like we say, therefore these figures are only the inflation rate that the government is willing to admit to. How does this break down by region? So yes, we have 25% national inflation over five years, but different regions have different rates of inflation, including the region where you are, and this is due to reasons like climate and the composition of industries and even cultural preferences. For example, a southern climate with a lot of air conditioner use spends more on electricity. So if electricity costs are high there, then that region's inflation rate could be higher than that of a northern climate. A place like Omaha, Nebraska is proximous to a lot of agricultural crops and beef, but a place far from where those items are sourced could be more sensitive to changes in beef prices or less sensitive. So over the past five years, here's how much annual inflation in these select cities have experienced again, per the CPI from lowest to highest San Francisco is just 3.3% per year. So in San Fran your 100k salary in 2020 would need to be almost 118k today just to maintain purchasing power. New York City, 3.9% annual inflation over the last five years. Chicago, 4.2% Philly, 4.3 Seattle is at 4.8 Dallas, Fort Worth 4.9 St Louis, 5% Atlanta, 5.1 Miami, 5.4 we're really getting up there now. Phoenix, 5.9 San Diego, 6.1 and the major. Major city with the highest inflation rate over the past five years is Tampa, Florida, at 6.4% annually, Tampa's had some of the highest real estate appreciation over the past five years as well. So this means that a 100k salary five years ago in Tampa would have to be 128k today just to maintain purchasing power due to its 28% cumulative inflation the past five years. But that's the CPI. The real figure could be 40% plus in Tampa. All right, now this information is useful, because even if you believe that the CPI is understated, which most everyone that's looked at it does, as long as the methodology is consistent, you can see the regional variation here. Again, San Francisco was lowest at 3.3 Tampa about double at 6.4% the ever present force of inflation. It's merely surreptitious, until you have a big wave of it peaking in 2022 that everyone noticed. Let's look at how it's contributed to the real estate price run up since 2020 All right, so in the first quarter of this century, you might find this unbelievable in itself, in the year 2000 the median priced Florida home was 195k I mean, that's the median price. Then the investor sweet spot is usually lower than that. It might have been 130k in Florida in the year 2000 so again, 195k in Florida for the median home price as recently as 2000 today, it is 412k gosh, almost as surprising in Texas, It was just 153k in 2000 and it's 338k now, I mean, don't these prices like 153k in Texas, make it seem like the price for a dog house already, New York, 276k up to 576k Also from the year 2000 to today, Washington, DC, 293k up to 643k Colorado, 377, up to 582k Florida, more than doubling 393, up to 833 And Washington State also more than doubling 313k up to 630k my gosh, price increases like this. They're a function of both monetary inflation and appreciation, and it's really a chief reason that the Fed has not cut interest rates this year. It's because the memory of soaring inflation is still much too recent. Keith Weinhold 38:05 To review what you've learned on this week's episode. Changes to realtor fees have made less industry impact than many expected. The smaller your down payment, the more powerful your leverage fulcrum. The return of 100% bonus depreciation has many investors, and even non investors, interested in adding income property to their portfolio, and staggering inflation is a motivator for adding real assets to your life. Hey, if you would, I would love it, and it would mean the world to me. If you found this episode valuable enough that you would share it with a friend. I put a lot of thought into it, just like I do every single week, friends are probably going to find explanations about realtor fees and bonus depreciation highly helpful this week, you can either share the episode by word of mouth or take a screenshot of this episode and put it on your social media. You might want to write out that it's get rich education in your social posts, because it only shows GRE on our podcast, cover image in some views. Thanks for telling a friend about the show. Until next week, I'm your host. Keith Weinhold, don't quit your Daydream. Unknown Speaker 39:23 nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC exclusively. Keith Weinhold 39:47 You know, whenever you want the best written real estate and finance info, oh, geez, today's experience limits your free articles access and it's got paywalls and pop ups and push Notes. Vacations and cookies, disclaimers, it's not so great. So then it's vital to place nice, clean, free content into your hands that adds no hype value to your life. That's why this is the golden age of quality newsletters. And I write every word of ours myself. It's got a dash of humor, and it's to the point because even the word abbreviation is too long, my letter usually takes less than three minutes to read, and when you start the letter, you also get my one hour fast real estate video course, it's all completely free. It's called The Don't quit your Daydream. Letter. It wires your mind for wealth, and it couldn't be easier for you to get it right now. Just text gre to 66866, while it's on your mind, take a moment to do it right now. Text gre to 66866 Keith Weinhold 41:02 The preceding program was brought to you by your home for wealth building, getricheducation.com.
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