Podcast appearances and mentions of david bartels

Donald Viscardi shares many things with Milo, Donald is Matt Viscardi's father, God is the square root of negative 1, Baseball team, Jonas Nachsin, Luis Fernandez, Jeff Greenberg, Milo coming to Donald's baseball team after playing travel baseball, Donald's story about the t-shirt, Donald's regret; thinks of what might have been, Milo would help coach his new baseball team, Milo as a wise soul, We are still learning about Milo, Milo able to share but not be obnoxious before, Milo and Matt went to different missile schools and high schools, Eighth grade, two groups of boys came together, Milo's flag football experience, Milo ended up as Donald's quarterback, 2017 Labor Day barbecue, Donald wants to get all the boys together on one team, Daryl as assistant coach and draft consultant, Da Nonna Rosa, Negotiating draft positions for our kids, The group of friends all brought different things to the table, Consecutive championships, Having the boys together on a team was a joy, Milo and Donald calling plays, Percy Harvin, Milo calling plays, Milo and Donald working together, Milo's nod to me when the last player touched the ball on offense, We never discussed it, Milo at the Viscardis while he was treating, Donald offering Milo a hug, Summer of 2021 (July or August), Milo loved being with his friends as he was treating, Milo liked being normal for a few minutes, Milo learning he was not going off to college as his friends did, Time with his friends was so precious, particularly in hindsight, David Bartels, Jody Brant, Math minds thinking and sounding alike, Something to the way a math brain processes things?, Rationalists also are full of feeling and good will, We want all the stories on Milo Time, from everyone, Donald visits Milo at Greenwood, All stories are welcome, no matter the connection, Donald's text about being unlucky versus things being unfair, Lisa's thoughts on the matter, Rationalist and mathematician,    

Community Christian Fellowship Sunday Sermon for March 24, 2024, with a message from David Bartels. We would love to see you in person Sunday mornings at 10am. More details on our website at ccfedmonds.org

durée : 00:28:45 - Le Feuilleton - Une nuit de juillet 1986, Muller, avec la complicité de cinq hommes armés, braque deux camions-citernes remplis d'ammoniac. David Bartels, lobbyiste pro-tabac est le commanditaire de ce vol. Pour l'inspecteur Nora, sept morts au total, ça fait tache.

durée : 00:28:45 - Le Feuilleton - Une nuit de juillet 1986, Muller, avec la complicité de cinq hommes armés, braque deux camions-citernes remplis d'ammoniac. David Bartels, lobbyiste pro-tabac est le commanditaire de ce vol. Pour l'inspecteur Nora, sept morts au total, ça fait tache.

In this episode of Rethink Real Estate, host Ben Brady sits down with David Bartels, the Broker & Owner of Everhome Realty. Everhome Realty is a full-service brokerage that offers a consumer-centric, flat fee model for selling and buying homes. David is a seasoned entrepreneur and the founder of Everhome, marking his fourth successful real estate venture. As a thought leader in the industry, he hosts the radio show and podcast, Inside Real Estate, which aims to help consumers and professionals navigate and understand the real estate market. Drawing on his extensive experience and expertise, David believes that the real estate industry is on the cusp of a profound recalibration. In this episode, Ben and David delve into the value proposition of flat fee brokerages, how they are positioning themselves in local marketplaces, and debunk common misconceptions associated with their approach. They also provide an inside look into this side of the business that may pose as competition to traditional commission based agents in the future. If you're curious about the evolving landscape of real estate and want to gain a first-hand insight into the flat fee brokerage model, this episode is a must-watch. Join Ben and David as they explore a different landscape of the industry and uncover new opportunities for agents and consumers alike. Connect with David Bartels: ↪️ https://www.everhome.io/ ↪️ https://www.linkedin.com/in/davidrbartels/ ↪️ https://www.facebook.com/davidrbartels/ Connect with Ben Brady: ↪️ https://www.instagram.com/_benbrady ↪️ https://www.linkedin.com/in/ben-brady-0b223517/ ↪️ https://www.facebook.com/Benbradyharcourts Connect with Harcourts Auctions: ↪️ https://www.harcourtsauctions.com ↪️ https://www.instagram.com/harcourtsauctions/ ↪️ https://www.facebook.com/HarcourtsAuctions ⚡️ Non Distressed Real Estate Auction Platform with a 90.3% successful sale rate helping agents and homeowners ensure they get the most money out of every marketplace: https://www.harcourtsauctions.com ⚡️FREE BUSINESS PLANNING TOOL: Download free 2023 real estate business planning tool here: https://info.harcourtsauctions.com/2023-real-estate-business-planning-tool ⚡️FREE AI ASSISTANT: Artificial Intelligence assistant designed with ChatGPT specifically to help real estate agents write property descriptions, social posts, and so much more: https://www.instantreassistant.com Subscribe to Rethink Real Estate & Harcourts Auctions Here: https://www.youtube.com/@harcourtsauctions LIKE, FOLLOW, and SHARE to help us continue to provide wonderful real estate insights and tips to our amazing community. New episodes of Rethink Real Estate Podcast are live every Monday and Friday with special bonus episodes on select Wednesdays. Thank you so much for listening and being apart of this amazing real estate industry!

NCAA Basketball, David Hillman, CBS, Confederacy of Dunces, John Kennedy Toole, Suicide, Jody Brant, David Bartels, Mathematics Major, Brooklyn Tech, Dry Humor, Unconventional Opinions, Matt Miller, The Quiet Club, The Chill Club, Marie Nachsin, Jeff Muchnick, Treatments, Northeastern University, Multivariable Calculus, Dr. Blozy, Infinite Powers, Steven Strogatz, Cornell University, Math Proof, Macbeth, Shakespeare, Denzel Washington, Frances McDormand, Oxford University, London, Old Vic Theater, Ian McKellen, Iago, Othello, Race, Envy, Mistrust, Infidelity, Math and Art Connection

Everhome presents David Bartels & Lee Honish"The TRUE Difference in Service at Everhome"visit www.Everhome.io and learn more

Everhome presents Lee Honish & David Bartels National Association of REALTORS® getting sued for cold calling prospects. CLICK/SHARE/LIKE/FOLLOW www.Everhome.io

(Realtor Edition) Elections, Civil War and What that means to Real Estate | David Bartels | Lee Honish | Everhome.ioWhat Georgia's election results could mean for US housing policyInmanWhat Georgia's election results could mean for US housing policy•In addition to breaking a 56-year run by Republican representatives and electing the state’s first Black senator, the election of Warnock and Ossoff would tip the scales back in the Democrats favoroAgenda and policy without republicans oThey would still need some form of republican backing for approvals•The most urgent piece of legislation on the line is the Ways and Means Committee Chairman Richard E. Neal’s (D-MA) Caring for Americans with Supplemental Help (CASH) Act of 2020. The CASH Act proposes $2,000 stimulus checks for individuals, $4,000 for married couples who filed joint tax returns, and $2,000 per dependent.•President Donald Trump signed a $900B COVID-19 relief bill on Dec. 29, which extended the Centers for Disease Control’s national eviction moratorium, expanded unemployment benefits, released another round of Paycheck Protection Program loans for business owners, provided partial debt forgiveness for Small Business Administration loans and $25B in rental assistance.•$25B in rental assistance will help prevent millions of Americans from falling into the fray, housing advocates and Democratic legislators say it’s not enough to stave off the immense personal and economic harm a wave of evictions and foreclosures could create.oStill no word on evictions and moratorium

visit our sponsor www.everhome.ioHome prices are rising faster in the middle of the U.S. as Covid drives people away from coasts Points:1.Smaller metropolitan markets like Indianapolis, Kansas City, Boise, Austin, Cleveland, Cincinnati, Memphis and Pittsburgh are seeing some of the strongest price gains in the nation.a.Is there an exodus from higher price marketsb.Can this effect Prices in those cities2.Prices in those cities are now at least 10% higher compared with a year ago.a.Where is the cap on affordability now in outlying communities and citiesb.What effect will the new president have3.Nationally, home prices rose a remarkable 8.4% in October from a year earlier on the S&P Case Shiller Index. That’s up from a 7% gain in September and is the largest one-month move in over a decade.a.General Affordability

“A super hot market': Economists weigh in on what to expect in 2021”InmanThe housing market will enter 2021 blazing hot with off-the-charts demand and an extreme shortage of homes for sale. While the risk of a double-dip recession hovers in the background, home sales and prices are expected to keep rising next year as coronavirus vaccines become available, the economy starts buzzing again and a new president focused on housing takes the helm. Inventory will continue to rule.That’s according to several economists Inman reached out to for their predictions on how the housing market would fare in 2021. They weighed in on home sales and prices, inventory, the impact of a coronavirus vaccine, the incoming Biden presidency and the risk of another recession.On home prices and sales“We’re going to start the year in a super hot market,” said Mike Simonsen, CEO of housing market analytics firm Altos Research, in a webinar last week called “The Real Estate Market Outlook for 2021.”Inventory has plunged to just under 469,000 single-family homes this month, down some 40 percent compared to the same time last year, according to Altos’ data.While about 31 percent of listings have gotten price reductions at the end of the year in previous years, current price reductions only stand at 26 percent, according Simonsen. “That’s because demand has been off the charts,” he said. “[For] houses on the market now, if they take a price cut, that means the demands is a little weaker, and the price that it’s going to sell at in January or February, it’s going to be lower.Win more double-sided deals in 2021With Knock, agents automatically get both the buy-side and the sell-side of their clients’ deals, ...He added that prices are “going to keep falling now through February, as the fresh new inventory comes on, and then we’ll probably have a resumption of a more normal market in the second quarter of 2021.”Danielle Hale, chief economist at realtor.com, expects home sales to continue growing, jumping 7 percent in 2021, and prices to continue rising to new highs, though at a slower pace than in 2020, increasing 5.7 percent.“As far as seasonality goes, we expect housing to be busier in spring, like it normally is, and while fall will be strong, we don’t expect it to match 2020’s frenzied level of activity,” she told Inman via email.Daryl Fairweather, chief economist for Redfin, also predicted a strong year for home sales in 2021, even stronger than 2020 has been. She anticipates low double-digit home sale growth, close to 10 percent.“There a lot of people who may have wanted to move this year but were just too nervous,” she told Inman in a phone interview. “They didn’t want to lose their homes during a pandemic or they didn’t want to list during uncertain economic times. It seems like next year the economy will be in a better place than it was this year.“With the vaccine on the horizon we may even be able to open the economy, so that will lead to a lot more economic confidence among homebuyers and more people will just be willing to enter into homeownership with the recovery, though we’ll probably also see slightly higher interest rates. Interest rates have been at record lows this year, and they will probably take off a bit in 2021. That will make homebuying slightly less affordable, so we may see slower price growth in homes, just because of higher interest rates.”Fairweather said she thinks more people will move across the country next year as remote work becomes more normalized.“They’re going to seek out places that are more affordable where they can have more space, and they’ll choose to live in places that meet their own personal preferences instead of just living where they can find a job,” she said.She expects home prices to rise the most in the most affordable places in the country. “We’ve seen a lot of migration to places like Austin and Phoenix,” she said. “I think that there is this kind of spillover effect where Phoenix becomes expensive, and then people leave Phoenix for like Tucson or they leave Austin for San Antonio and prices there in turn rise.”In a forecast released Tuesday, the Fannie Mae Economic and Strategic Group had more modest expectations, predicting a 2.8 percent rise in total home sales in 2021 after a 7.6 percent rise in 2020. The mortgage giant expects the median existing-home price to rise 4.1 percent next year, to $302,000.“Even though near-term economic growth may be slowing, as made evident by the latest employment data, we believe the high probabilities of a successful COVID-19 vaccine distribution and additional federal stimulus will carry the economy through a relatively soft first half of 2021 before accelerating in the second half,” said Doug Duncan, Fannie Mae’s senior vice president and chief economist, in a statement.“We also expect housing to remain strong, despite slowing from its previously torrid pace, as homebuilders catch up on current commitments and more existing homeowners list their homes to take advantage of strong price growth. We expect the mortgage market to finish 2020 at a historic level of production before slowing slightly but remaining strong in 2021.”On inventoryThe biggest factors that will drive the housing market in 2021 are the “age-old economic fundamentals of supply and demand,” Svenja Gudell, chief economist for Zillow Group, told Inman via email. That means sellers will likely continue to have the upper hand.“The number of available homes will remain low, and demand for them will stay exceptionally high,” Gudell said. “This ongoing push/pull will ensure that home prices keep rising at an above-average pace, which will continue to cut both ways. For existing homeowners, there will be enormous opportunities to build and utilize equity, especially in a post-COVID economy in which we are very likely to see a surge in spending of all kinds.“But for those struggling to enter the market, low mortgage interest rates offer little cover for home prices that have risen much faster than incomes over the past several years, and saving an adequate down payment won’t get any easier. I also think the traditional home shopping season will be more fluid as additional tools enable more sellers to reach more buyers, and vice versa, regardless of the time of year.”Gudell is hopeful that a vaccine will ease seller anxieties enough to pull them off the proverbial fence.“Increased levels of new construction activity at the tail end of 2020 will carry over into at least the first few months of 2021, both of which will add some modest amount of new inventory,” she said.“But I still expect inventory to remain relatively low. The market will continue to move quickly, but the ongoing adoption and refinement of tech tools like push notifications when homes hit the market, 3D tours and virtual closings will help consumers keep pace, shortening the home search and sale process from months, to weeks or days in many cases. This will mean continuing high velocity in the housing market and a higher number of transactions than we have seen in recent years.”Gudell expects the rental market will “come back strongly” in a post-COVID world, when urban living regains its previous shine.“[That’s] welcome news for struggling landlords, but little solace to younger Americans just starting out and saddled with high rent burdens,” she said. “Household formation has been historically weak for the past several years, but these millions of ‘missing’ households will continue to set out and seek homes of their own and are very likely to turn to the rental market as the traditional first step, reigniting rental demand.“The math is unavoidable — there are millions of millennials aging into their prime homebuying years, and millions more Gen Zers behind them that all will want and need homes of their own, keeping demand at a boil for years to come.”Redfin’s Fairweather is optimistic that 2021 be a “very strong year” for new construction, in part because low interest rates will make it cheaper to build homes and because a big pause in commercial building will mean that residential builders don’t have to compete for workers and materials. Fannie Mae predicts single-family housing starts will rise 12.8 percent to 1.1 million in 2021, from 981,000 in 2020. Still, it won’t be strong enough to overcome years of underproduction, according to Fairweather.“I think new construction will have its best year since the last housing crash,” she said. “But … we’ve been in a decade-long slump of new construction. So one good year isn’t gonna get us out of the hole that we’re in. There will still be overall a shortage of homes. But you know, every little bit helps.”She said the market is short about 2 million homes, so it would “take 10 years of basically doubling our production to get us even close,” she said. Realtor.com put the shortfall even higher, at nearly 4 million homes.“I think if we really wanted to address the shortage of homes, there would have to be significant government intervention [and] subsidizing of new construction,”Fairweather added. “It’s not going to happen just from purely market-driven forces.”Kosta Ligris, co-founder of digital mortgage platform Stavvy, anticipates that single-family homes will remain in demand in 2021.“The comfort and perceived safety of being in a single family home with no common areas or exposure to unknown contacts and risk has never been more relevant,” he told Inman via email. “I am seeing single family homes in suburban areas do very well and expect this trend to continue well into the spring 2021 market.”On the Biden presidencyRealtor.com’s Hale anticipates the Biden administration will likely focus its early efforts on keeping the coronavirus as contained as possible.“Until vaccines are more widely available, this is one of the best ways to help the economy heal,” she said. “Additionally, if a deal is not reached before January, ensuring that another

12/16/20 Script (Projected record Time 48 min)Intro Music JingleThis is Lee Honish DIGITAL MARKETING AND CONTENT SPECIALIST, and you are listening to the “EVERY HOMES REAL ESTATE TREND BROADCAST”(Transition banter to lead into Lee’s Intro Monologue)Intro Monologue: Welcome to the EVERY HOME REAL ESTATE TRENDS BROADCAST. I am again Lee Honish and as always, I am with BROKER/OWNER David Bartels, you can always follow him on @DAVIDBARTELS and we have 2021 is the discussion this week and we will talk about cold weather, yes, even for me in San Diego. (Talk a little bit about what is going to be on the show today) but first…COMMERCIAL READLIST YOUR HOME online, for one low set fee!Experience The Everhome Way and discover the benefits, risk free.Explore Everhome’s easy to use listing service risk free and begin your journey to sell your home like a REALTOR. Get the benefits of massive exposure, full service representation for critical elements of negotiations, legal forms, escrow and title for a low set fee, that saves you thousands.Visit everhome.io that WWW dot E V E R H O M E dot I OThat’s everhome for every home(Transition banter to bring David into the conversation and lead into topic 1)(7 min) News #1 “Looking Beyond IBuying To Auction Theory: The Future Of Residential Real Estate”Forbes Real Estate Council Maximillian DiezIn September of this year, surprising many in the real estate industry, Opendoor announced that it was merging with Social Capital Hedosophia II, a special purpose acquisition company (SPAC) founded by tech billionaire Chamath Palihapitiya. The choice to go public by merging with a tech SPAC came as something of a shocker to many in the real estate industry, Silicon Valley and Wall Street. Opendoor is an instant buyer or iBuyer — a company that buys homes as-is, fixes them up and resells them. It has acquired several businesses under its brand umbrella and is regarded as the leader in this space.Suffice it to say that this merger is intriguing, and I believe it's the harbinger of the future of real estate.Around the same time as the merger, the Royal Swedish Academy of Sciences was preparing to announce the 2020 Nobel prize winners in economic sciences. The Nobel Prize has been awarded to pioneers, innovators and experts in their respective fields since 1901. This year, the Nobel in this category went to Drs. Paul Milgrom and Robert Wilson, two Stanford professors who, for the last 30 years, have been the leading experts in auction theory. You may be wondering how auction theory relates to Opendoor's choice to go public.Whether they realize it or not, iBuyer businesses have the opportunity to change the real estate process in an unexpected way. Not only has consumer behavior changed, but the types of homes that iBuyers choose to purchase instantly, fix up and resell are, in essence, "commodity" homes.According to Investopedia, a commodity is "a basic good used in commerce that is interchangeable with other goods of the same type." When they are traded on an exchange, commodities must also meet specified minimum standards. What iBuyers do is commoditize homes by refurbishing or remodeling them and providing a warranty to the buyer. This gives buyers peace of mind and more money to sellers.Auction TheoryMany of us are familiar with auctions that happen on court steps or those marked by the telltale cadence of the professional auctioneer and their gavel. The types of auctions I'm referring to are different. I'm thinking of high-stakes auctions, like the ones theorized by Milgrom and Wilson. These auctions are based on algorithms, well-planned and developed and conducted in an open environment. The Nobel laureates have developed the theory for auctions of objects with common values and private values. A common value is one that is unknown beforehand but, in the end, is the same for everyone. Dr. Wilson has shown that rational bidders often bid below what they estimate the value of the object is because they fear the "winner's curse" — paying more than one needed to win an auction.Dr. Milgrom theorized that private values also affected the final price in an auction. By analyzing bidding strategies across myriad auction formats, he demonstrated that when bidders know more about other bidders' estimated values for an object, the final sale price was higher than expected.Companies like Opendoor, Knock, Redfin, Reali and Zillow can begin to operate as iBuyers, acquiring houses outright, remodeling them, providing home warranties and eliminating uncertainty in residential real estate transactions. This makes it considerably easier for consumers to sell homes, which in turn eases the process to purchase homes. I believe that employing auction theory in the iBuying process will create a more efficient real estate market and could eliminate or almost eliminate the need for real estate agents.A good place to test auction theory is on apartments and condominiums. For the most part, these types of properties in the same building or campus do not vary much. Although seeing an apartment or condo in person before purchase will be a challenge for the auction model, 3D tours could address that. The question then becomes: Can cookie-cutter units, aka commodity housing, be the next big thing in consumer taste? If you think about it, rising home prices are in part a byproduct of customization. How much customization do buyers really want in a condo or an apartment, though? Are they concerned with aesthetics? Or is the confidence that they're buying a safe, clean, quality unit more important?I don't think we are close to that type of world just yet. However, utilizing auction theory in the world of residential real estate could prove to be the new way of transacting. By removing the drawbacks associated with homebuying — risk, uncertainty and fear — consumers can view homes as commodities, bidding on them, trading them in and upgrading.By leveraging auction theory, iBuyer companies would be poised to usher in a new way to buy and sell real estate. Agents and their commissions wouldn't be necessary for the average real estate transaction. Consumers would appreciate the savings, and appreciate not having that "high-touch" agent experience. More importantly, they'd feel safer making the largest purchase of their lives, given the transparency of the auction process, the reputation of the iBuyer they're buying from, and the warranty that company provides on their new home.(7 min) News #2 “Housing Market Forecast and Predictions for 2021”DS NEWS Daily DoseShelter-at-home orders and other measures were put in place just before springtime this year, which is usually the best time of year for listing and selling homes. However, 2021 poses to be a much more stable year for real estate, according to Realtor.com.Low inventory, a higher number of buyers than sellers, and historically low mortgage rates sent housing prices upwards quickly. It also made fall the hot time of year for sellers instead of the warmer months.But 2021 should send things back to where they once were and continue pushing new trends that were emerging even before the pandemic.Since mortgage rates of around 3% have become the norm, they don’t feel as exceptional and won’t entice buyers as they have in the recent past.Realtor.com predicts home sales to come in at 7.0% above 2020, building momentum through the spring and continuing through the end of the year. Economic growth from coronavirus vaccines and more normal consumer spending will fuel this trend.As for home prices, they’re still going up, but they’re slowing down. 2020 is looking to end 7.6% over 2019. But 2021 should only increase by around 5.7%. This will be aided by many millennials trading up and adding inventory to the market.Speaking of inventory, 2020 saw half a million fewer homes on the market than the previous year. However, “newly listed homes” should be more numerous by the end of 2021. And we may even see an increase in inventory—a first since 2019.The big trends to watch out for, however, are an increase in first-time buyers, people wanting at-home offices, and suburban migration.Millennials make up the largest generation, and on their heels are the Gen-Zers who are entering their home-buying years. The older Millennials, those approaching 40, will be looking to trade up and purchase bigger homes to accommodate growing families. These two generations have been able to save money due to shelter-in-place orders and less going out in general, meaning they’ll have more money for down payments.Remote work was already a growing trend before the pandemic forced more white-collar workers to stay in their homes. And it looks like many will continue to primarily work away from the office, adding to the appeal of the suburbs. Look for an increase in listings mentioning home office space or even close-to-home remote-working options, like coffee shops.Since commutes have changed, so has the need to be downtown. More people are comfortable with the idea of commuting further if they have to than before, according to a summer survey.Sellers will continue to have the upper hand throughout the entire year due to an accelerated buying process—thank you, lower inventory. But all in all, 2021 should feel more normal and predictable than 2020.COMMERCIAL READLIST YOUR HOME online, for one low set fee!Experience The Everhome Way and discover the benefits, risk free.Explore Everhome’s easy to use listing service risk free and begin your journey to sell your home like a REALTOR. Get the benefits of massive exposure, full service representation for critical elements of negotiations, legal forms, escrow and title for a low set fee, that saves you thousands.Visit everhome.io that WWW dot E V E R H O M E dot I OThat’s everhome for every homeRecurring Segments (7 Min) What’s Happening with NAR Segment: “Realtors Apologize for Role in Housing Racial Discriminati

12/9/20 Script (Projected record Time 55 min)Intro Music JingleThis is Lee Honish DIGITAL MARKETING AND CONTENT SPECIALIST, and you are listening to the “EVERY HOMES REAL ESTATE TREND BROADCAST”(Transition banter to lead into Lee’s Intro Monologue)Intro Monologue: Welcome to the EVERY HOME REAL ESTATE TRENDS BROADCAST. I am again Lee Honish and as always, I am with BROKER/OWNER David Bartels, you can always follow him on @DAVIDBARTELS and we have a covid eviction news & huge NAR update today. (Talk a little bit about what is going to be on the show today) but first…COMMERCIAL READLIST YOUR HOME online, for one low set fee!Experience The Everhome Way and discover the benefits, risk free.Explore Everhome’s easy to use listing service risk free and begin your journey to sell your home like a REALTOR. Get the benefits of massive exposure, full service representation for critical elements of negotiations, legal forms, escrow and title for a low set fee, that saves you thousands.Visit everhome.io that WWW dot E V E R H O M E dot I OThat’s everhome for every home(Transition banter to bring David into the conversation and lead into topic 1)(5 min) News #1 “Redfin CEO says the booming Covid housing market can get even hotter”Kevin Stankiewicz CNBCThe hot housing market during the coronavirus pandemic could heat up further if more homes are put up for sale, the CEO of real estate brokerage Redfin told CNBC on Monday.“If we see people get more comfortable letting others into their home, we’re going to see more inventory on the market, and that’s what will drive sales volume,” Glenn Kelman said on “Closing Bell.” “Today, we are definitely inventory-constrained. There aren’t enough homes for people to buy.”Home sales have been a point of economic strength despite the significant damage caused by the pandemic, driven in part by the increased geographic flexibility of remote work.“Every week I think it can’t get crazier, it gets crazier,” Kelman said of the housing market. Still, he acknowledged the heat cannot be sustained infinitely. Mortgage rates are below 3%. That can’t last forever, but we think it can last through 2021,” he said. “We know, though, this is a cyclical business. There’s going to be a bust if there’s a boom,” Kelman added. “It’s just a matter of when. We don’t think it will happen soon.”“What’s driving this boom is true demand, that people want to live elsewhere. There’s less speculation. There’s less predatory lending. This isn’t just a finance-fueled boom,” Kelman said. “It is driven by a true change in consumer behavior, where people want to go to Montana or, at least, Sacramento or Tucson rather than living in the major urban centers.”(10 min) News #2 News 3 (2 articles) “The Looming eviction Crisis” CBS News"It's catastrophic," said Matthew Desmond, a sociology professor at Princeton University. These days, he is also is principal investigator of the university's Eviction Lab. "Let's put ourselves in the shoes of a family who gets evicted. We lose our neighborhood. Our kid loses their school. Often we lose all our things, our possessions, because they're piled on the sidewalk or taken by movers.""What the pandemic has done is made that situation much worse," Desmond said. "Ten million people have lost their jobs. Rents have continued. And we're seeing millions of people really at the threat of eviction during a time where your home is the best medicine. Your home is what can prevent you from getting sick."COVID has already had a devastating economic impact: One in four American households has experienced job loss or diminished income.Desmond said, "If you take that one situation, imagining that one family, and multiply it by millions, the country will be in a lot of pain if we don't address this crisis."Early last September, the Centers for Disease Control and Prevention, citing increased health risks from eviction during the COVID pandemic, issued an eviction moratorium through December 31 for people who can't make their rent. While protecting some, perhaps even most, renters from eviction, it still requires the payment of all that back rent on January 1, and provides no rent relief.The order averted a wave of evictions, but it's a band-aid.News #3 NPR Mary Kelly Maureen Pao “'These Are Deaths That Could Have Been Prevented,' Says Researcher Studying Evictions”Like much of the response to the coronavirus across the United States, the approach to housing during the pandemic has been an uneven patchwork.Forty-three states and Washington, D.C., put in eviction moratoriums starting in March and April, but 27 of them ended in the spring and summer. Then in September, the Centers for Disease Control and Prevention ordered a national stop to evictions.The CDC eviction ban isn't automatic and doesn't cover everyone. Thousands of people are still being kicked out of their homes.Still, the federal order has been protecting many — and it is set to expire at the end of December.Now, a newly published study makes the case that evictions are tied to an increase in coronavirus cases and deaths. The research, which has not yet been peer reviewed, compared numbers in the 27 states where state-level moratoriums ended with the 17 that have kept them in place.After controlling for factors such as stay-at-home orders, school closures and mask mandates, the researchers estimated that the lifting of moratoriums could have resulted in between 365,200 and 502,200 excess coronavirus cases and between 8,900 and 12,500 excess deaths — an average of 433,700 cases and 10,700 deaths."I think whenever you see numbers like 430,000 cases, 10,000 deaths, it's surprising and it's troubling, and these are deaths that could have been prevented had the states maintained their moratoriums," says one of the study's lead researchers, Kathryn Leifheit of UCLA's Fielding School of Public Health.The CDC moratorium is set to expire at the end of the year. That's four weeks away and it's in the setting of over a million new COVID cases a week. So state and federal policymakers need to extend these protections to make sure that families and their communities can stay safe. Individuals have a bit of a role in this, too. Tenants can understand their protections under the CDC moratorium, help their neighbors understand theirs, and then reach out for legal aid.COMMERCIAL READLIST YOUR HOME online, for one low set fee!Experience The Everhome Way and discover the benefits, risk free.Explore Everhome’s easy to use listing service risk free and begin your journey to sell your home like a REALTOR. Get the benefits of massive exposure, full service representation for critical elements of negotiations, legal forms, escrow and title for a low set fee, that saves you thousands.Visit everhome.io that WWW dot E V E R H O M E dot I OThat’s everhome for every homeRecurring Segments (15 Min) What’s Happening with NAR Segment: “CRMLS Changes”On November 19, 2020, the National Association of REALTORS® (NAR) and the U.S. Department of Justice (DOJ) announced that they are in the process of coming to an agreement that will affect how you use CRMLS products and services.Please note that this agreement is not yet final. As of this writing, they are in the middle of a 45-day communication period that will determine the exact rule changes. We will share the information we have so far, but some specifics may change. What This MeansPlease visit NAR’s official FAQ to learn more and watch a video explaining the agreement. Below is a condensed summary of proposed changes.Public display of buyer broker compensation“…[The] amount of compensation offered to buyers' agents for each MLS listing will be made publicly available. Publicly accessible MLS data feeds will include offers of compensation, and buyers' agents will have an affirmative obligation to provide such information to their clients for homes of interest.”Consumer access to all properties that fit their criteria“…MLSs and brokerages, as always, must provide consumers all properties that fit their criteria regardless of compensation offered or the name of the listing brokerage.”Forbidding buyers’ agents from representing services as “free”“While NAR has long encouraged buyers' agents to explain how they expect to be paid, typically through offers of cooperative compensation from sellers' agents, there will be a rule that more definitively states that buyers' agents cannot represent that their services are free to clients.”Lockboxes and licensed agents“[With] the seller's prior approval, a licensed real estate agent will have access to the lockboxes of properties listed on an MLS even if the agent does not subscribe to the MLS.”What Happens NextFrom 11/19/2020, NAR and the DOJ will have 45 days to agree on exact rule changes. The NAR Board of Directors and DOJ will both have to approve the new rules. Per NAR, the “Court overseeing the settlement must formally approve the agreement, at which point [NAR anticipates] that the new rules will take effect.”CRMLS plans to fully comply with the terms of this government-mandated agreement, once finalized.(5 min) Real Estate Investor Segment “Two Ways To Overcome The Challenge Of Financing Investment Real Estate During The Pandemic” Ellie Perlman Forbes.com Councils MemberMany lenders are being careful and more conservative when it comes to lending money for multifamily properties due to the uncertainty in the market brought on by the pandemic. Hence, they may be taking steps to protect themselves from the potential greater risks involved. For one thing, I’ve seen many lenders lowering their loan to value (LTV) threshold. Prior to the pandemic, LTV might be anywhere from 7% to 80%. Currently, it’s more likely to be in the 65% to 75% range. For sponsors and investors, that means that a higher down payment is required and lower returns can be expected.Overcoming The LTV Threshold• Occupancy LevelsWith an LTV of

Everhome presents: David Bartels Lee Honish"Top 30 Most Valuable Real Estate Cities in United States of America"visit https://www.everhome.io/ and find out about FULL SERVICE, FOR ONE SET FEE. VISIT Everhome TODAY!

"Biden, Turkeys & The DOJ sues NAR" Lee Honish | David Bartels | www.EverHome.ioLee Honish lee@honish.ioDavid Bartels david@everhome.io

Trump, Vaccines & Realtors: What is the Online Message for New Listings | EverHome.io | David Bartels | Lee Honish

VISIT AND WATCH THE STEP BY STEP: https://honish.io/blog/S.M.A.R.T. Goals: Step by Step for Online Listings | EverHome.io | David Bartels | Lee HonishDavid@everhome.ioLee@honish.io

"Trump, Biden & YOUR Next Real Estate Listing Presented by www.EverHome.io @DavidBartels @LeeHonishMarketingDavid@everhome.io Lee@honish.io

UnFu*k Yourself: #Realtor Edition | EverHome.io | David Bartels | Lee HonishWhy self-talk is profound?I am willing!I am wired to win!I got this!I embrace uncertainty!I am not my thoughts; I am what I do!I am relentless!I expect nothing and accept everything!Two steps to freedom:Stop doing what’s holding you back.Start taking actions that propel you forward.

The 4 Agreements for Realtors | EverHome.io | David Bartels | Lee HonishAgreement 1: Be an Advocate: Have your Clients Best Interest at HeartAgreement 2: Don't Take Anything PersonallyAgreement 3: Don't Make AssumptionsAgreement 4: Always Do Your Best

The lack of supply has been the catalyst for heated market conditions as median listing prices last week grew at a record 11.1% year-over-year—more than double January’s pace—marking the 19th consecutive week of increasing price tags, the report said.

On this episode, we feature a young man who was sexually abused as a child and who developed an attraction to minors asa result. His name is David, and because of his use of underage porn, he was sent to jail, where he found the love and healing power of Jesus.

David Bartels: david@everhome.ioLee Honish: leehonish@yahoo.comwww.EverHome.io“ A Million Mortgage Borrowers Fall Through Covid-19 Safety Net”

“The Second Coming of Digital Trends for Realtors” | EverHome.io | David Bartels | Lee Honish | David@EverHome.io | LeeHonish@yahoo.com

#Covid | #Realtor | The Fed shakes things up | Lee Honish 858-663-2537 | David Bartels 805-413-8000www.leehonish.comwww.everhomes.ioThe Federal Reserve is shaking things up — which is both good and bad news for consumers.The Fed made some of the biggest changes to its policy in years following an extended review. The central bank has revised its approach to inflation and the labor market in a move that could usher in an extended period of low interest rates.

Visit www.coachingcalls.info to be on liveLee Honish: 858-663-2537David Bartels 805-413-8000News and coaching for #Covid #Realtor#Covid | #Realtor | #Coaching | “3 steps to restart your business” | David #Bartels | Lee #Honish

David Bartels (part 1) #Covid Realtor Education | 805-413-8000

David Bartels (part 2) #Covid Realtor Education | 805-413-8000

Lee Honish 858-663-2537 & David Bartels 805-413-8000discussion on advocacy and options based on current marketvisit www.leehonish.com for informationjoin the calls www.coachingcalls.info weekly

#Covid Solutions "What is happening to the market" | David Bartels 805-413-8000 | Lee Honish 858-663-2537

LeeHonish@Yahoo.com | David@HomeLoanAdvocatesDavid BartelsOwner / BrokerDavid is a Top 10 listing agent among all real estate agents in Ventura County, CA. He is also among the top 1% of all agents nationwide as measured by the number of houses listed and sold.* Since 2010, David has assisted over 900 families buy or sell a home.* David was featured on the cover of Top Agent Magazine, a Real Estate Industry Publication, for excellence in sales and service.* David Bartels is recognized as advocate of consumer rights and has developed four consumer oriented real estate companies.* As Founder of Selling Smarter, David invented a consumer-friendly, technology assisted, information based sales process. This process allowed consumers to make better decisions about mortgage products from clearly understanding all options.* David pioneered the “no-upfront fee” loan modification concept during a time when loan modification scams were making national headlines. US Home Loan Advocates became the only loss mitigation company ever endorsed by the National Association of Mortgage Brokers.* To help homeowners faced with foreclosure, David founded Home Loan Advocates, Inc. to help homeowners find alternatives to foreclosure and successfully complete short sales. Today, Home Loan Advocates is the largest short sale negotiation company in the world and provides negotiation services and negotiation training to real estate agents on national basis.* Today, As Broker/Owner of Help-U-Sell Conejo Valley, David is also helping home sellers save thousands in commissions via Help-U-Sell’s low set fee, full service real estate agency.* In addition, David is a frequent seminar presenter at Realtor associations, real estate industry seminars, teaching real estate agents how to market for and successfully negotiate and close their transactions. David currently mentors over 150 real estate professionals in his coaching program.Professional Associations:– National Association of Realtors– California Association of Realtors– Conejo Simi Moorpark Association of Realtors– Southland Regional Association of RealtorsLEE HONISHlee.honish@yahoo.comCALL LEE NOW: (442) 222-8194“Named An Innovative Marketer in America”ADVOCATE, Author, Real Estate Consultant and FORMER Head Loss Mitigator: IndyMac Bank with 22+ years Asset Management & Real Estate background1988 Invescor Inc. Reo Asset Management company for Beneficial of California, Asset Manager1993 GMAC/Homecomings, Asset Manager1997 Henry Nunez Real Estate Company, Developer & Realtor2001 IndyMac Inc., Asset Manager: Home construction lending & Head Loss Mitigator: HELOC2007 Short Sale Genius LLC, Speaker/Trainer2010 Lee Honish LLC, Advocate, Author & Consultant2010 Certified Default Advocacy Training, Founder2010 Creator & Coach MONSTER Marketing System for new real estate listings (Lee Honish LLC)For the past eight years Lee Honish has conducted more than 1,000 seminars, training over 100 thousand agents.His Message: How do I help you find MORE LISTINGS & MORE DEALS? for #Realtors & #InvestorsOver the past 5 years Lee has developed cutting edge marketing and has created the ONLY ACTUAL GUARANTEED MARKETING SYSTEM FOR GETTING NEW LISTINGS & NEW DEALSNOW WITH OVER 1,000,000 web views (and growing)…“There is always the next new way to market AND I will find that method as well…”50% of Lee’s coaching students are TOP 10% Producers or Better in their State35% of Lee’s coaching students are TOP 10% Producers in the US10% of Lee’s coaching students are TOP 5% Producers90% of Lee’s coaching students have gotten face to face appointments with homeowners in their first week of using the MONSTERThe MONSTER Marketing & MONSTER System have OVER A HALF BILLION dollars in real estate transactions.

The 9 Alternatives to Forbearance AKA How to get listings | Lee Honish 858-663-2537 | David Bartels 805-413-8000

Where do we go now? Answers to Next for #Realtor | Lee Honish 858-663-2537 | David Bartels 805-413-8000

"What Message will Get Sellers and Buyers" David Bartels 805-413-8000 | Lee Honish 858-663-2537

3 steps for #CoronaVirus #Realtor recovery | David Bartels 805-413-8000 | Lee Honish 858-663-2537

First wave #CoronaVirus Defaults in July | Lee Honish 858-663-2537 | David Bartels 805-413-8000

#Realtor Breakdown: The Mechanics of Online Marketing for a Pandemic | Lee Honish 858-663-2537 | David Bartels 805-413-8000FREE WEBINAR REPLAYS & JOIN US EVERY WEDNESDAY 10AM PDT www.CoachingCalls.info

Surviving Corna and thriving in Real Estate | Lee Honish 858-663-2537 | David Bartels 805-413-8000

What is Happening and How to Fix it | Lee Honish 858-663-2537 | David Bartels 805-413-8000

SEASON 10 EPISODE 1: Coronavirus disease (COVID-19) and Reaaltors | David Bartels 805-413-8000 | Lee Honish 858-663-2537

How #Realtor can tell their stories | Lee Honish 858-663-2537 | David Bartels 805-413-8000https://youtu.be/FKisCEfkXy8david@homeloanadvocates.comleehonish@yahoo.com

LeeHonish@Yahoo.com | David@HomeLoanAdvocatesDavid BartelsOwner / BrokerDavid is a Top 10 listing agent among all real estate agents in Ventura County, CA. He is also among the top 1% of all agents nationwide as measured by the number of houses listed and sold.* Since 2010, David has assisted over 900 families buy or sell a home.* David was featured on the cover of Top Agent Magazine, a Real Estate Industry Publication, for excellence in sales and service.* David Bartels is recognized as advocate of consumer rights and has developed four consumer oriented real estate companies.* As Founder of Selling Smarter, David invented a consumer-friendly, technology assisted, information based sales process. This process allowed consumers to make better decisions about mortgage products from clearly understanding all options.* David pioneered the “no-upfront fee” loan modification concept during a time when loan modification scams were making national headlines. US Home Loan Advocates became the only loss mitigation company ever endorsed by the National Association of Mortgage Brokers.* To help homeowners faced with foreclosure, David founded Home Loan Advocates, Inc. to help homeowners find alternatives to foreclosure and successfully complete short sales. Today, Home Loan Advocates is the largest short sale negotiation company in the world and provides negotiation services and negotiation training to real estate agents on national basis.* Today, As Broker/Owner of Help-U-Sell Conejo Valley, David is also helping home sellers save thousands in commissions via Help-U-Sell’s low set fee, full service real estate agency.* In addition, David is a frequent seminar presenter at Realtor associations, real estate industry seminars, teaching real estate agents how to market for and successfully negotiate and close their transactions. David currently mentors over 150 real estate professionals in his coaching program.Professional Associations:– National Association of Realtors– California Association of Realtors– Conejo Simi Moorpark Association of Realtors– Southland Regional Association of RealtorsLEE HONISHlee.honish@yahoo.comCALL LEE NOW: (442) 222-8194“Named An Innovative Marketer in America”ADVOCATE, Author, Real Estate Consultant and FORMER Head Loss Mitigator: IndyMac Bank with 22+ years Asset Management & Real Estate background1988 Invescor Inc. Reo Asset Management company for Beneficial of California, Asset Manager1993 GMAC/Homecomings, Asset Manager1997 Henry Nunez Real Estate Company, Developer & Realtor2001 IndyMac Inc., Asset Manager: Home construction lending & Head Loss Mitigator: HELOC2007 Short Sale Genius LLC, Speaker/Trainer2010 Lee Honish LLC, Advocate, Author & Consultant2010 Certified Default Advocacy Training, Founder2010 Creator & Coach MONSTER Marketing System for new real estate listings (Lee Honish LLC)For the past eight years Lee Honish has conducted more than 1,000 seminars, training over 100 thousand agents.His Message: How do I help you find MORE LISTINGS & MORE DEALS? for #Realtors & #InvestorsOver the past 5 years Lee has developed cutting edge marketing and has created the ONLY ACTUAL GUARANTEED MARKETING SYSTEM FOR GETTING NEW LISTINGS & NEW DEALSNOW WITH OVER 1,000,000 web views (and growing)…“There is always the next new way to market AND I will find that method as well…”50% of Lee’s coaching students are TOP 10% Producers or Better in their State35% of Lee’s coaching students are TOP 10% Producers in the US10% of Lee’s coaching students are TOP 5% Producers90% of Lee’s coaching students have gotten face to face appointments with homeowners in their first week of using the MONSTERThe MONSTER Marketing & MONSTER System have OVER A HALF BILLION dollars in real estate transactions.

LeeHonish@Yahoo.com | David@HomeLoanAdvocates.comDavid BartelsOwner / BrokerDavid is a Top 10 listing agent among all real estate agents in Ventura County, CA. He is also among the top 1% of all agents nationwide as measured by the number of houses listed and sold.* Since 2010, David has assisted over 900 families buy or sell a home.* David was featured on the cover of Top Agent Magazine, a Real Estate Industry Publication, for excellence in sales and service.* David Bartels is recognized as advocate of consumer rights and has developed four consumer oriented real estate companies.* As Founder of Selling Smarter, David invented a consumer-friendly, technology assisted, information based sales process. This process allowed consumers to make better decisions about mortgage products from clearly understanding all options.* David pioneered the “no-upfront fee” loan modification concept during a time when loan modification scams were making national headlines. US Home Loan Advocates became the only loss mitigation company ever endorsed by the National Association of Mortgage Brokers.* To help homeowners faced with foreclosure, David founded Home Loan Advocates, Inc. to help homeowners find alternatives to foreclosure and successfully complete short sales. Today, Home Loan Advocates is the largest short sale negotiation company in the world and provides negotiation services and negotiation training to real estate agents on national basis.* Today, As Broker/Owner of Help-U-Sell Conejo Valley, David is also helping home sellers save thousands in commissions via Help-U-Sell’s low set fee, full service real estate agency.* In addition, David is a frequent seminar presenter at Realtor associations, real estate industry seminars, teaching real estate agents how to market for and successfully negotiate and close their transactions. David currently mentors over 150 real estate professionals in his coaching program.Professional Associations:– National Association of Realtors– California Association of Realtors– Conejo Simi Moorpark Association of Realtors– Southland Regional Association of RealtorsLEE HONISHlee.honish@yahoo.comCALL LEE NOW: (442) 222-8194“Named An Innovative Marketer in America”ADVOCATE, Author, Real Estate Consultant and FORMER Head Loss Mitigator: IndyMac Bank with 22+ years Asset Management & Real Estate background1988 Invescor Inc. Reo Asset Management company for Beneficial of California, Asset Manager1993 GMAC/Homecomings, Asset Manager1997 Henry Nunez Real Estate Company, Developer & Realtor2001 IndyMac Inc., Asset Manager: Home construction lending & Head Loss Mitigator: HELOC2007 Short Sale Genius LLC, Speaker/Trainer2010 Lee Honish LLC, Advocate, Author & Consultant2010 Certified Default Advocacy Training, Founder2010 Creator & Coach MONSTER Marketing System for new real estate listings (Lee Honish LLC)For the past eight years Lee Honish has conducted more than 1,000 seminars, training over 100 thousand agents.His Message: How do I help you find MORE LISTINGS & MORE DEALS? for #Realtors & #InvestorsOver the past 5 years Lee has developed cutting edge marketing and has created the ONLY ACTUAL GUARANTEED MARKETING SYSTEM FOR GETTING NEW LISTINGS & NEW DEALSNOW WITH OVER 1,000,000 web views (and growing)…“There is always the next new way to market AND I will find that method as well…”50% of Lee’s coaching students are TOP 10% Producers or Better in their State35% of Lee’s coaching students are TOP 10% Producers in the US10% of Lee’s coaching students are TOP 5% Producers90% of Lee’s coaching students have gotten face to face appointments with homeowners in their first week of using the MONSTERThe MONSTER Marketing & MONSTER System have OVER A HALF BILLION dollars in real estate transactions.

LeeHonish@Yahoo.com | David@HomeLoanAdvocatesDavid BartelsOwner / BrokerDavid is a Top 10 listing agent among all real estate agents in Ventura County, CA. He is also among the top 1% of all agents nationwide as measured by the number of houses listed and sold.* Since 2010, David has assisted over 900 families buy or sell a home.* David was featured on the cover of Top Agent Magazine, a Real Estate Industry Publication, for excellence in sales and service.* David Bartels is recognized as advocate of consumer rights and has developed four consumer oriented real estate companies.* As Founder of Selling Smarter, David invented a consumer-friendly, technology assisted, information based sales process. This process allowed consumers to make better decisions about mortgage products from clearly understanding all options.* David pioneered the “no-upfront fee” loan modification concept during a time when loan modification scams were making national headlines. US Home Loan Advocates became the only loss mitigation company ever endorsed by the National Association of Mortgage Brokers.* To help homeowners faced with foreclosure, David founded Home Loan Advocates, Inc. to help homeowners find alternatives to foreclosure and successfully complete short sales. Today, Home Loan Advocates is the largest short sale negotiation company in the world and provides negotiation services and negotiation training to real estate agents on national basis.* Today, As Broker/Owner of Help-U-Sell Conejo Valley, David is also helping home sellers save thousands in commissions via Help-U-Sell’s low set fee, full service real estate agency.* In addition, David is a frequent seminar presenter at Realtor associations, real estate industry seminars, teaching real estate agents how to market for and successfully negotiate and close their transactions. David currently mentors over 150 real estate professionals in his coaching program.Professional Associations:– National Association of Realtors– California Association of Realtors– Conejo Simi Moorpark Association of Realtors– Southland Regional Association of RealtorsLEE HONISHlee.honish@yahoo.comCALL LEE NOW: (442) 222-8194“Named An Innovative Marketer in America”ADVOCATE, Author, Real Estate Consultant and FORMER Head Loss Mitigator: IndyMac Bank with 22+ years Asset Management & Real Estate background1988 Invescor Inc. Reo Asset Management company for Beneficial of California, Asset Manager1993 GMAC/Homecomings, Asset Manager1997 Henry Nunez Real Estate Company, Developer & Realtor2001 IndyMac Inc., Asset Manager: Home construction lending & Head Loss Mitigator: HELOC2007 Short Sale Genius LLC, Speaker/Trainer2010 Lee Honish LLC, Advocate, Author & Consultant2010 Certified Default Advocacy Training, Founder2010 Creator & Coach MONSTER Marketing System for new real estate listings (Lee Honish LLC)For the past eight years Lee Honish has conducted more than 1,000 seminars, training over 100 thousand agents.His Message: How do I help you find MORE LISTINGS & MORE DEALS? for #Realtors & #InvestorsOver the past 5 years Lee has developed cutting edge marketing and has created the ONLY ACTUAL GUARANTEED MARKETING SYSTEM FOR GETTING NEW LISTINGS & NEW DEALSNOW WITH OVER 1,000,000 web views (and growing)…“There is always the next new way to market AND I will find that method as well…”50% of Lee’s coaching students are TOP 10% Producers or Better in their State35% of Lee’s coaching students are TOP 10% Producers in the US10% of Lee’s coaching students are TOP 5% Producers90% of Lee’s coaching students have gotten face to face appointments with homeowners in their first week of using the MONSTERThe MONSTER Marketing & MONSTER System have OVER A HALF BILLION dollars in real estate transactions.

LeeHonish@Yahoo.com | David@HomeLoanAdvocatesDavid BartelsOwner / BrokerDavid is a Top 10 listing agent among all real estate agents in Ventura County, CA. He is also among the top 1% of all agents nationwide as measured by the number of houses listed and sold.* Since 2010, David has assisted over 900 families buy or sell a home.* David was featured on the cover of Top Agent Magazine, a Real Estate Industry Publication, for excellence in sales and service.* David Bartels is recognized as advocate of consumer rights and has developed four consumer oriented real estate companies.* As Founder of Selling Smarter, David invented a consumer-friendly, technology assisted, information based sales process. This process allowed consumers to make better decisions about mortgage products from clearly understanding all options.* David pioneered the “no-upfront fee” loan modification concept during a time when loan modification scams were making national headlines. US Home Loan Advocates became the only loss mitigation company ever endorsed by the National Association of Mortgage Brokers.* To help homeowners faced with foreclosure, David founded Home Loan Advocates, Inc. to help homeowners find alternatives to foreclosure and successfully complete short sales. Today, Home Loan Advocates is the largest short sale negotiation company in the world and provides negotiation services and negotiation training to real estate agents on national basis.* Today, As Broker/Owner of Help-U-Sell Conejo Valley, David is also helping home sellers save thousands in commissions via Help-U-Sell’s low set fee, full service real estate agency.* In addition, David is a frequent seminar presenter at Realtor associations, real estate industry seminars, teaching real estate agents how to market for and successfully negotiate and close their transactions. David currently mentors over 150 real estate professionals in his coaching program.Professional Associations:– National Association of Realtors– California Association of Realtors– Conejo Simi Moorpark Association of Realtors– Southland Regional Association of RealtorsLEE HONISHlee.honish@yahoo.comCALL LEE NOW: (442) 222-8194“Named An Innovative Marketer in America”ADVOCATE, Author, Real Estate Consultant and FORMER Head Loss Mitigator: IndyMac Bank with 22+ years Asset Management & Real Estate background1988 Invescor Inc. Reo Asset Management company for Beneficial of California, Asset Manager1993 GMAC/Homecomings, Asset Manager1997 Henry Nunez Real Estate Company, Developer & Realtor2001 IndyMac Inc., Asset Manager: Home construction lending & Head Loss Mitigator: HELOC2007 Short Sale Genius LLC, Speaker/Trainer2010 Lee Honish LLC, Advocate, Author & Consultant2010 Certified Default Advocacy Training, Founder2010 Creator & Coach MONSTER Marketing System for new real estate listings (Lee Honish LLC)For the past eight years Lee Honish has conducted more than 1,000 seminars, training over 100 thousand agents.His Message: How do I help you find MORE LISTINGS & MORE DEALS? for #Realtors & #InvestorsOver the past 5 years Lee has developed cutting edge marketing and has created the ONLY ACTUAL GUARANTEED MARKETING SYSTEM FOR GETTING NEW LISTINGS & NEW DEALSNOW WITH OVER 1,000,000 web views (and growing)…“There is always the next new way to market AND I will find that method as well…”50% of Lee’s coaching students are TOP 10% Producers or Better in their State35% of Lee’s coaching students are TOP 10% Producers in the US10% of Lee’s coaching students are TOP 5% Producers90% of Lee’s coaching students have gotten face to face appointments with homeowners in their first week of using the MONSTERThe MONSTER Marketing & MONSTER System have OVER A HALF BILLION dollars in real estate transactions.

LeeHonish@Yahoo.com | David@HomeLoanAdvocatesDavid BartelsOwner / BrokerDavid is a Top 10 listing agent among all real estate agents in Ventura County, CA. He is also among the top 1% of all agents nationwide as measured by the number of houses listed and sold.* Since 2010, David has assisted over 900 families buy or sell a home.* David was featured on the cover of Top Agent Magazine, a Real Estate Industry Publication, for excellence in sales and service.* David Bartels is recognized as advocate of consumer rights and has developed four consumer oriented real estate companies.* As Founder of Selling Smarter, David invented a consumer-friendly, technology assisted, information based sales process. This process allowed consumers to make better decisions about mortgage products from clearly understanding all options.* David pioneered the “no-upfront fee” loan modification concept during a time when loan modification scams were making national headlines. US Home Loan Advocates became the only loss mitigation company ever endorsed by the National Association of Mortgage Brokers.* To help homeowners faced with foreclosure, David founded Home Loan Advocates, Inc. to help homeowners find alternatives to foreclosure and successfully complete short sales. Today, Home Loan Advocates is the largest short sale negotiation company in the world and provides negotiation services and negotiation training to real estate agents on national basis.* Today, As Broker/Owner of Help-U-Sell Conejo Valley, David is also helping home sellers save thousands in commissions via Help-U-Sell’s low set fee, full service real estate agency.* In addition, David is a frequent seminar presenter at Realtor associations, real estate industry seminars, teaching real estate agents how to market for and successfully negotiate and close their transactions. David currently mentors over 150 real estate professionals in his coaching program.Professional Associations:– National Association of Realtors– California Association of Realtors– Conejo Simi Moorpark Association of Realtors– Southland Regional Association of RealtorsLEE HONISHlee.honish@yahoo.comCALL LEE NOW: (442) 222-8194“Named An Innovative Marketer in America”ADVOCATE, Author, Real Estate Consultant and FORMER Head Loss Mitigator: IndyMac Bank with 22+ years Asset Management & Real Estate background1988 Invescor Inc. Reo Asset Management company for Beneficial of California, Asset Manager1993 GMAC/Homecomings, Asset Manager1997 Henry Nunez Real Estate Company, Developer & Realtor2001 IndyMac Inc., Asset Manager: Home construction lending & Head Loss Mitigator: HELOC2007 Short Sale Genius LLC, Speaker/Trainer2010 Lee Honish LLC, Advocate, Author & Consultant2010 Certified Default Advocacy Training, Founder2010 Creator & Coach MONSTER Marketing System for new real estate listings (Lee Honish LLC)For the past eight years Lee Honish has conducted more than 1,000 seminars, training over 100 thousand agents.His Message: How do I help you find MORE LISTINGS & MORE DEALS? for #Realtors & #InvestorsOver the past 5 years Lee has developed cutting edge marketing and has created the ONLY ACTUAL GUARANTEED MARKETING SYSTEM FOR GETTING NEW LISTINGS & NEW DEALSNOW WITH OVER 1,000,000 web views (and growing)…“There is always the next new way to market AND I will find that method as well…”50% of Lee’s coaching students are TOP 10% Producers or Better in their State35% of Lee’s coaching students are TOP 10% Producers in the US10% of Lee’s coaching students are TOP 5% Producers90% of Lee’s coaching students have gotten face to face appointments with homeowners in their first week of using the MONSTERThe MONSTER Marketing & MONSTER System have OVER A HALF BILLION dollars in real estate transactions.

LeeHonish@Yahoo.com | David@HomeLoanAdvocatesDavid BartelsOwner / BrokerDavid is a Top 10 listing agent among all real estate agents in Ventura County, CA. He is also among the top 1% of all agents nationwide as measured by the number of houses listed and sold.* Since 2010, David has assisted over 900 families buy or sell a home.* David was featured on the cover of Top Agent Magazine, a Real Estate Industry Publication, for excellence in sales and service.* David Bartels is recognized as advocate of consumer rights and has developed four consumer oriented real estate companies.* As Founder of Selling Smarter, David invented a consumer-friendly, technology assisted, information based sales process. This process allowed consumers to make better decisions about mortgage products from clearly understanding all options.* David pioneered the “no-upfront fee” loan modification concept during a time when loan modification scams were making national headlines. US Home Loan Advocates became the only loss mitigation company ever endorsed by the National Association of Mortgage Brokers.* To help homeowners faced with foreclosure, David founded Home Loan Advocates, Inc. to help homeowners find alternatives to foreclosure and successfully complete short sales. Today, Home Loan Advocates is the largest short sale negotiation company in the world and provides negotiation services and negotiation training to real estate agents on national basis.* Today, As Broker/Owner of Help-U-Sell Conejo Valley, David is also helping home sellers save thousands in commissions via Help-U-Sell’s low set fee, full service real estate agency.* In addition, David is a frequent seminar presenter at Realtor associations, real estate industry seminars, teaching real estate agents how to market for and successfully negotiate and close their transactions. David currently mentors over 150 real estate professionals in his coaching program.Professional Associations:– National Association of Realtors– California Association of Realtors– Conejo Simi Moorpark Association of Realtors– Southland Regional Association of RealtorsLEE HONISHlee.honish@yahoo.comCALL LEE NOW: (442) 222-8194“Named An Innovative Marketer in America”ADVOCATE, Author, Real Estate Consultant and FORMER Head Loss Mitigator: IndyMac Bank with 22+ years Asset Management & Real Estate background1988 Invescor Inc. Reo Asset Management company for Beneficial of California, Asset Manager1993 GMAC/Homecomings, Asset Manager1997 Henry Nunez Real Estate Company, Developer & Realtor2001 IndyMac Inc., Asset Manager: Home construction lending & Head Loss Mitigator: HELOC2007 Short Sale Genius LLC, Speaker/Trainer2010 Lee Honish LLC, Advocate, Author & Consultant2010 Certified Default Advocacy Training, Founder2010 Creator & Coach MONSTER Marketing System for new real estate listings (Lee Honish LLC)For the past eight years Lee Honish has conducted more than 1,000 seminars, training over 100 thousand agents.His Message: How do I help you find MORE LISTINGS & MORE DEALS? for #Realtors & #InvestorsOver the past 5 years Lee has developed cutting edge marketing and has created the ONLY ACTUAL GUARANTEED MARKETING SYSTEM FOR GETTING NEW LISTINGS & NEW DEALSNOW WITH OVER 1,000,000 web views (and growing)…“There is always the next new way to market AND I will find that method as well…”50% of Lee’s coaching students are TOP 10% Producers or Better in their State35% of Lee’s coaching students are TOP 10% Producers in the US10% of Lee’s coaching students are TOP 5% Producers90% of Lee’s coaching students have gotten face to face appointments with homeowners in their first week of using the MONSTERThe MONSTER Marketing & MONSTER System have OVER A HALF BILLION dollars in real estate transactions.

David@HomeLoanAdvocatesDavid BartelsOwner / BrokerDavid is a Top 10 listing agent among all real estate agents in Ventura County, CA. He is also among the top 1% of all agents nationwide as measured by the number of houses listed and sold.* Since 2010, David has assisted over 900 families buy or sell a home.* David was featured on the cover of Top Agent Magazine, a Real Estate Industry Publication, for excellence in sales and service.* David Bartels is recognized as advocate of consumer rights and has developed four consumer oriented real estate companies.* As Founder of Selling Smarter, David invented a consumer-friendly, technology assisted, information based sales process. This process allowed consumers to make better decisions about mortgage products from clearly understanding all options.* David pioneered the “no-upfront fee” loan modification concept during a time when loan modification scams were making national headlines. US Home Loan Advocates became the only loss mitigation company ever endorsed by the National Association of Mortgage Brokers.* To help homeowners faced with foreclosure, David founded Home Loan Advocates, Inc. to help homeowners find alternatives to foreclosure and successfully complete short sales. Today, Home Loan Advocates is the largest short sale negotiation company in the world and provides negotiation services and negotiation training to real estate agents on national basis.* Today, As Broker/Owner of Help-U-Sell Conejo Valley, David is also helping home sellers save thousands in commissions via Help-U-Sell’s low set fee, full service real estate agency.* In addition, David is a frequent seminar presenter at Realtor associations, real estate industry seminars, teaching real estate agents how to market for and successfully negotiate and close their transactions. David currently mentors over 150 real estate professionals in his coaching program.Professional Associations:– National Association of Realtors– California Association of Realtors– Conejo Simi Moorpark Association of Realtors– Southland Regional Association of Realtors

David@HomeLoanAdvocatesDavid BartelsOwner / BrokerDavid is a Top 10 listing agent among all real estate agents in Ventura County, CA. He is also among the top 1% of all agents nationwide as measured by the number of houses listed and sold.* Since 2010, David has assisted over 900 families buy or sell a home.* David was featured on the cover of Top Agent Magazine, a Real Estate Industry Publication, for excellence in sales and service.* David Bartels is recognized as advocate of consumer rights and has developed four consumer oriented real estate companies.* As Founder of Selling Smarter, David invented a consumer-friendly, technology assisted, information based sales process. This process allowed consumers to make better decisions about mortgage products from clearly understanding all options.* David pioneered the “no-upfront fee” loan modification concept during a time when loan modification scams were making national headlines. US Home Loan Advocates became the only loss mitigation company ever endorsed by the National Association of Mortgage Brokers.* To help homeowners faced with foreclosure, David founded Home Loan Advocates, Inc. to help homeowners find alternatives to foreclosure and successfully complete short sales. Today, Home Loan Advocates is the largest short sale negotiation company in the world and provides negotiation services and negotiation training to real estate agents on national basis.* Today, As Broker/Owner of Help-U-Sell Conejo Valley, David is also helping home sellers save thousands in commissions via Help-U-Sell’s low set fee, full service real estate agency.* In addition, David is a frequent seminar presenter at Realtor associations, real estate industry seminars, teaching real estate agents how to market for and successfully negotiate and close their transactions. David currently mentors over 150 real estate professionals in his coaching program.Professional Associations:– National Association of Realtors– California Association of Realtors– Conejo Simi Moorpark Association of Realtors– Southland Regional Association of Realtors

LeeHonish@Yahoo.com | David@HomeLoanAdvocates.comDavid BartelsOwner / BrokerDavid is a Top 10 listing agent among all real estate agents in Ventura County, CA. He is also among the top 1% of all agents nationwide as measured by the number of houses listed and sold.* Since 2010, David has assisted over 900 families buy or sell a home.* David was featured on the cover of Top Agent Magazine, a Real Estate Industry Publication, for excellence in sales and service.* David Bartels is recognized as advocate of consumer rights and has developed four consumer oriented real estate companies.* As Founder of Selling Smarter, David invented a consumer-friendly, technology assisted, information based sales process. This process allowed consumers to make better decisions about mortgage products from clearly understanding all options.* David pioneered the “no-upfront fee” loan modification concept during a time when loan modification scams were making national headlines. US Home Loan Advocates became the only loss mitigation company ever endorsed by the National Association of Mortgage Brokers.* To help homeowners faced with foreclosure, David founded Home Loan Advocates, Inc. to help homeowners find alternatives to foreclosure and successfully complete short sales. Today, Home Loan Advocates is the largest short sale negotiation company in the world and provides negotiation services and negotiation training to real estate agents on national basis.* Today, As Broker/Owner of Help-U-Sell Conejo Valley, David is also helping home sellers save thousands in commissions via Help-U-Sell’s low set fee, full service real estate agency.* In addition, David is a frequent seminar presenter at Realtor associations, real estate industry seminars, teaching real estate agents how to market for and successfully negotiate and close their transactions. David currently mentors over 150 real estate professionals in his coaching program.Professional Associations:– National Association of Realtors– California Association of Realtors– Conejo Simi Moorpark Association of Realtors– Southland Regional Association of RealtorsLEE HONISHlee.honish@yahoo.comCALL LEE NOW: (442) 222-8194“Named An Innovative Marketer in America”ADVOCATE, Author, Real Estate Consultant and FORMER Head Loss Mitigator: IndyMac Bank with 22+ years Asset Management & Real Estate background1988 Invescor Inc. Reo Asset Management company for Beneficial of California, Asset Manager1993 GMAC/Homecomings, Asset Manager1997 Henry Nunez Real Estate Company, Developer & Realtor2001 IndyMac Inc., Asset Manager: Home construction lending & Head Loss Mitigator: HELOC2007 Short Sale Genius LLC, Speaker/Trainer2010 Lee Honish LLC, Advocate, Author & Consultant2010 Certified Default Advocacy Training, Founder2010 Creator & Coach MONSTER Marketing System for new real estate listings (Lee Honish LLC)For the past eight years Lee Honish has conducted more than 1,000 seminars, training over 100 thousand agents.His Message: How do I help you find MORE LISTINGS & MORE DEALS? for #Realtors & #InvestorsOver the past 5 years Lee has developed cutting edge marketing and has created the ONLY ACTUAL GUARANTEED MARKETING SYSTEM FOR GETTING NEW LISTINGS & NEW DEALSNOW WITH OVER 1,000,000 web views (and growing)…“There is always the next new way to market AND I will find that method as well…”50% of Lee’s coaching students are TOP 10% Producers or Better in their State35% of Lee’s coaching students are TOP 10% Producers in the US10% of Lee’s coaching students are TOP 5% Producers90% of Lee’s coaching students have gotten face to face appointments with homeowners in their first week of using the MONSTERThe MONSTER Marketing & MONSTER System have OVER A HALF BILLION dollars in real estate transactions.