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Why do most expats moving to El Salvador pack up and fly home within three years, even after selling everything for their relocation dream of living abroad in Bitcoin country? Jenn Satterfeld ( @jeniarilagringasalvadorena ) has watched it happen over and over, and she says the ones who make it have something the others don't. I've got Jenn back in the studio, and she's the founder of Living Like a Local, one of the first immigration support and relocation companies in El Salvador. Oh, and she became a Salvadoran citizen the day before we recorded this.Jenn's own path started with world schooling her kids through Central America after her divorce, and she landed here before the Bitcoin Law even passed. Like most gringos, she figured Costa Rica was the place, until corruption, an impounded camper van, and four frustrating months sent her back to the one country that felt different. Then the Régimen de Excepción turned El Salvador into one of the safest countries in the world, her YouTube channel blew up overnight, and her subscribers became her first relocation clients.We get into how a lot of early Bitcoiners got themselves into trouble moving overseas, jumping in without due diligence and signing rental contracts they couldn't read in a legal system that works nothing like the one back home. Jenn explains why you can't sue your way out of a bad lease in El Salvador, why the cheapest lawyer ends up costing you more, and why the gringo tax exists but the folks who feel scammed usually just misread the culture. If you've got kids, you'll want to hear why El Salvador schooling comes before house hunting, and why she thinks educational sovereignty is the next wave coming after the Bitcoiners and the Canadians. Her investigation tour even sets off fireworks outside your hotel at midnight on purpose, because you'd better find out now if this country is for you.What I love most is Jenn's heart for community integration. She's watched the expat community wear out its welcome in Panama and Mexico by living in bubbles instead of becoming part of the neighborhood, and she's determined to keep that from happening here. Her service club, Darlo Mejor para El Salvador, connects expat mentors with Salvadoran youth, including an 87 year old Canadian engineer who answered Pres. @nayibbukele 's call and now speaks to university students about futures they never imagined possible.If this episode made you want to pack your bags, or at least dodge a few lane splitting motorcycles, subscribe to the channel, share it with that friend who won't stop posting about leaving Canada, and tell us in the comments whether you'd survive fireworks outside your window at midnight.—Bitcoin Beach TeamLearn more about Jenn Satterfeld:Website: https://www.livinlikealocal.comYoutube: https://www.youtube.com/@jeniarilagringasalvadorenaInstagram: https://www.instagram.com/_jeni_ari_/TikTok: https://www.tiktok.com/@_jeni_ari_FB: facebook.com/LivinLikeALocalSVSupport and follow Bitcoin Beach:X: https://www.twitter.com/BitcoinBeach IG: https://www.instagram.com/bitcoinbeach_sv TikTok: https://www.tiktok.com/@livefrombitcoinbeach Web: https://www.bitcoinbeach.com STAY AT BITCOIN BEACH: https://www.stayatbitcoinbeach.com/punta-mango-villasBrowse through this quick guide to learn more about the episode:00:00 Intro02:33 What is it like moving to El Salvador as a single mom with kids?04:58 Why are expats leaving Costa Rica for El Salvador?08:43 What does a relocation company in El Salvador actually do?13:56 What legal mistakes do foreigners make when moving to El Salvador?16:57 Should you visit El Salvador before moving there?22:15 Why do most expats move back home after two or three years?24:37 What are the best school options in El Salvador for expat families?28:43 Why are Canadians moving to El Salvador?35:21 How can expats give back and integrate into El Salvador?44:57 Is the gringo tax real or are expats just misreading the culture?46:50 How do you get Salvadoran citizenship as a foreigner? Live From Bitcoin Beach
Take a few quiet minutes to pray through Matthew 28:20b.In the final words of Matthew's Gospel, Jesus gives his followers this promise: “And surely I am with you always, to the very end of the age.”This promise is not only for the first disciples. It is for every follower of Jesus. It is for the whole church. It is for you.In this prayer episode, we confess the ways we forget Jesus is near, the ways we worry like we are alone, and the ways we run after things that cannot satisfy. Then we remember the truth: there is nowhere we can go where he is not with us.This Month's Memory Verse:“And surely I am with you always, to the very end of the age.”—
Download Our FREE 6 Steps To Kickstart Your Retirement Guide: https://bit.ly/3HFivoy One of the biggest retirement mistakes isn't running out of time. It's believing your best years are already behind you. Too many retirees begin living smaller the moment they leave their careers, giving up on growth, friendships, adventure, purpose, and the possibility of becoming someone new. In this episode, we share why retirement should be viewed as a new beginning, not the final chapter. We discuss retirement drift, the power of reinvention, building meaningful relationships, creating healthy daily routines, planning with intention, and why your discovery years may become the most fulfilling years of your life. If you're ready to stop shrinking your world and start living with purpose again, this conversation is for you. #retirement_transformed #retirementcouple #retirement BUY MARK'S BOOK! The Evolving Man: Life Virtues Men Don't Talk About [Get the FREE Downsizing Guide] How to prepare to downsize your home https://learn.retirementtransformed.com/downsizing-guide-optin USEFUL FINANCIAL TOOLS https://geni.us/new_retirement Use this link for a FREE 14 Day Trial! [Get the FREE Downsizing Guide] How to prepare to downsize your home CONNECT: Engage in our Free Facebook Community ✔️ Facebook: https://www.facebook.com/retirementtransformed ✔️ Instagram: https://www.instagram.com/retirementtransformed ✔️ LinkedIn: https://www.linkedin.com/company/retirementtransformed ✔️ Amazon Shop: https://www.amazon.com/shop/retirementtransformed ABOUT RETIREMENT TRANSFORMED Husband and wife duo, Mark & Jody Rollins, inspire and serve as personal guides to meaningful, transformational journeys for individuals who are planning for, going through or are living in retirement. This is everything in retirement beyond your financial plan. We are not financial advisors or medical experts. Any advice we give is our own and should not be taken as professional advice. This video is for informational and entertainment purposes only. Please seek professional assistance before making any financial decisions or changes that can affect your physical or mental health. FTC: Some links mentioned above may be affiliate links, which means we earn a small commission if you buy a product from the specific link. This video is not sponsored. All Content and video segments are copyrighted and owned by ©Retirement Transformed and cannot be used without permission.
Can one ordinary person really make a difference?Pastor Rufus Smith welcomes John Carroll of City Leadership for a conversation about generosity, purpose, and living out the teachings of Jesus beyond the weekend.Together they explore why solving problems requires collaboration, why generosity is one of the greatest investments we can make, and why following Christ has always been about faithfully loving the people right in front of us.If you've ever wondered whether your everyday life matters to God's Kingdom—or you've felt discouraged by the headlines surrounding the Church—this episode offers a hopeful reminder that real transformation often starts with ordinary people saying yes.
Send us Fan Mail#pray #morningprayer #Christian #Jesus Morning Prayer (Lord our Dwelling Place; Living Like Jesus; Loving & Praying Like Jesus; Grace, Love, Fellowship)Thank you for listening, our heart's prayer is for you and I to walk daily with Jesus, our joy and peaceaimingforjesus.comYouTube Channel https://www.youtube.com/@aimingforjesus5346Instagram https://www.instagram.com/aiming_for_jesus/Threads https://www.threads.com/@aiming_for_jesusX https://x.com/AimingForJesusTik Tok https://www.tiktok.com/@aiming.for.jesus
What if the habits our culture calls "normal" are actually the reason so many of us feel exhausted, inflamed, and worn down? In this episode, a Christian RN and holistic health coach takes an honest look at the everyday patterns many women accept without question — skipping workouts, relying on convenience food, running on caffeine, and quietly burning out while serving everyone but themselves. Most of us never chose these habits on purpose. We just absorbed them from everyone around us. This episode is an invitation to look at that inheritance honestly, and decide if it's actually serving you. Why Fitness Isn't About Weight Loss — It's About Longevity The episode opens with a challenge to a common assumption: that working out is mainly for weight loss. Instead, the case is made that consistent movement is one of the strongest predictors of a longer, healthier life — regardless of the number on the scale. Using the body's natural adaptability as an example (from breast milk production to muscle growth), the point is simple: your body responds to what you ask of it. Stop asking it to be strong, and it won't be. The Hidden Cost of "Convenient" Living From packaged snacks to daily takeout, convenience food has quietly become the American default. Drawing from her own nursing career and personal health journey, the host shares how she shifted from being "the queen of convenience" to intentionally packing whole-food meals, even while working a demanding hospice nursing job. This section reframes convenience eating not as a harmless habit, but as a slow, cumulative drain on the body — one that autoimmune and chronic illness often trace back to. Putting Yourself Last: A Pattern Worth Examining One of the more personal moments in the episode addresses a habit common among busy, driven women: skipping meals, ignoring hunger cues, and pushing through exhaustion to prove worth or productivity. The host names this pattern honestly, including her own past struggle with it, and connects it to a deeper root: pride and performance, rather than genuine calling. Suppressing Emotions in Christian Culture This section addresses something rarely said aloud in faith circles: the pressure to appear "fine" even when life is genuinely hard. Drawing a parallel to Jesus in the Garden of Gethsemane, the host makes the case that honesty with God — including sadness, dread, and grief — is not a lack of faith. It's an invitation to be fully known. When "Keep Serving" Becomes Harmful The episode closes its teaching portion with a hard truth for Christian women: serving others while drowning yourself is not sustainable, and it's not necessarily what God is asking of you. Using Jesus' own ministry pattern — specific people, specific places, intentional rest — the host challenges the belief that faithfulness means saying yes to everyone, all the time. Time-Stamped Highlights 00:00 — The core question of the episode: is "normal" culture making us sick? 01:26 — Why fitness (not weight loss) is tied to longevity 02:22 — The body's adaptability, explained through breastfeeding and strength training 04:19 — Why aches, fatigue, and constant caffeine use aren't actually "normal" 05:44 — A look inside a real workday as a hospice nurse, and why she packs her own lunch 10:32 — Naming the pattern of self-neglect that leads to bitterness and blame 12:53 — Suppressing true feelings in Christian culture, and the example of Jesus in Gethsemane 16:40 — Why people often need to be heard more than they need scripture quoted at them 17:08 — The "keep serving while you're drowning" mindset in church culture 21:03 — A sobering look at U.S. health outcomes and what "normal" is actually producing 23:28 — The two lies that keep people stuck: "it won't matter" and "I can't change" 24:25 — An invitation to identify one specific area God may be nudging you to address Key Takeaways The habits our culture treats as "normal" — skipping movement, relying on convenience food, running on stimulants, neglecting rest — carry a real, cumulative cost to long-term health. Self-neglect often isn't circumstantial; it can be a learned pattern rooted in pride, performance, or fear of being seen as needy. Emotional honesty with God is not a lack of faith. Naming pain doesn't cancel out gratitude or trust. Serving others faithfully doesn't require abandoning your own needs — even Jesus rested, withdrew, and ministered to specific people rather than everyone. Change doesn't require a total overhaul. One honest, specific step matters, and it's worth taking seriously. This episode isn't meant to diagnose or prescribe — it's meant to help you pause and honestly evaluate whether the "normal" you've accepted is actually serving your health, or slowly working against it. Ready to Understand What's Really Driving Your Exhaustion? If this episode hit close to home, don't just let the conviction pass by without action. The More Energy Masterclass was built for exactly this moment — for the woman who is done waiting and ready to actually understand what's going on in her body and her life. In this live training, you'll: Begin to see what may be driving your exhaustion — through a whole-person, faith-centered lens See your health from a perspective conventional medicine never offered you Walk away knowing your most important first steps — specific to your body, your story, and your life Feel inspired, hopeful, and challenged to move forward in a way that finally makes sense Live: Wednesday, August 20th | 7–10 PM Eastern
In 1 Peter 1:13–21, Peter calls followers of Jesus to live like their hope is real. Because this world is not our permanent home, we must resist being shaped by its desires, priorities, and definitions of success. Instead, we are called to live as holy nonconformists, trusting our Heavenly Father, remembering that our lives matter eternally, and recognizing the immeasurable price Jesus paid to redeem us. We do not live holy lives to earn God's love; we can live holy lives because we have already been loved and redeemed.
In 1 Peter 1:13–21, Peter calls followers of Jesus to live like their hope is real. Because this world is not our permanent home, we must resist being shaped by its desires, priorities, and definitions of success. Instead, we are called to live as holy nonconformists, trusting our Heavenly Father, remembering that our lives matter eternally, and recognizing the immeasurable price Jesus paid to redeem us. We do not live holy lives to earn God's love; we can live holy lives because we have already been loved and redeemed.
What is something that as a human you want to do what animals do?
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July 19's Sunday service livestream, bulletin/sermon notes, the online Connection Card, and playlists of Sunday's music (Spotify and YouTube).
This episode is brought to you by Cowboy Colostrum.Get 25% Off Cowboy Colostrum with code Eddie at https://cowboycolostrum.com/eddie.
What if the biggest thing standing between you and your dream body isn't your workout or your meal plan—but the identity you're living from every single day? In this episode, Rachel dives into the difference between wanting results and becoming the woman who consistently creates them. Whether you're working toward fat loss, preparing for a bikini competition, or simply trying to build a healthier lifestyle, this conversation will challenge you to stop relying on motivation and start building lasting discipline. You'll learn why transformation isn't about perfection—it's about keeping the promises you make to yourself and becoming the woman God is shaping you to be. If you've ever found yourself saying, "I'll start over Monday," this episode is for you. In This Episode, You'll Learn: Why wanting results isn't enough How identity shapes your daily decisions The difference between motivation and discipline Why structure comes before freedom How to stop negotiating with yourself every day A simple action step to begin building lasting consistency Your Action Step This Week Choose ONE standard you've been negotiating with yourself. Maybe it's: Hitting your protein goal Tracking your food consistently Completing every scheduled workout Drinking your daily water goal Going to bed on time Don't try to change everything. Keep one promise to yourself until it becomes part of who you are. Favorite Quote from This Episode "The body you're praying for is built by the woman you're becoming today." Resources
In this episode, we connect with Nelson McIlveen to explore what clean water actually means in today's world — and whether most filtration systems are doing the job we think they are… As the founder and CEO of Sentry H2O, a family-owned water filtration company based in Arizona, Nelson has spent more than two decades working in manufacturing, engineering, and water treatment technology. His mission is simple: help families gain access to cleaner, safer water without removing the beneficial minerals the body needs. Is it possible to remove harmful contaminants while preserving the natural qualities that make water healthy? Nelson joins us to discuss the science behind water filtration, the challenges facing municipal water systems, and what consumers should know about the water they drink every day. This conversation unpacks: The hidden contaminants that are often present in tap water. What does and doesn't get removed by modern filtration systems. How technologies can target fluoride, heavy metals, pharmaceuticals, PFAS, and nanoplastics. How American manufacturing is creating new opportunities in the water filtration industry. Nelson combines hands-on engineering expertise with a passion for helping people improve the quality of their water. Through Sentry H2O, he has developed whole-house and under-sink filtration solutions designed to address a growing range of modern contaminants while maintaining water's natural balance. Connect with Nelson: Sentry H2O Instagram LinkedIn
You've said it. Maybe out loud, maybe only to yourself at 3am. "I can't keep living like this." What if that sentence isn't a sign that something has gone wrong, but the first time you've recognized your body's cry for help? In this episode, Manon de Veritch and Dr. Pat Baccili explore what's actually happening beneath the numbness, the impatience, and the quiet loss of desire that so many women in midlife are experiencing but don't have language for. This isn't burnout, it's a transmission. And if you're willing to listen to it, it can lead you to a life of purpose and potential. Manon introduces The Breaking, The Becoming, and The Rising — the three stages every woman moves through on her way back to herself — and the Sovereign Woman spectrum: Maiden, Mother, Sovereign Woman, Crone. Most women in midlife are being called toward the third threshold without knowing it exists. This conversation gives it a name. Surrender is also on the table — not as defeat, but as the most courageous act available to a woman who has held everything together through sheer will. And the conversation closes with the bigger frame: your body is an electromagnetic vessel, your life force is measurable and real, and the woman you are becoming on the other side of this is more possible than anything you've let yourself imagine. If you are ready to stop surviving and start thriving, this episode is for you.
You've said it. Maybe out loud, maybe only to yourself at 3am. "I can't keep living like this." What if that sentence isn't a sign that something has gone wrong, but the first time you've recognized your body's cry for help? In this episode, Manon de Veritch and Dr. Pat Baccili explore what's actually happening beneath the numbness, the impatience, and the quiet loss of desire that so many women in midlife are experiencing but don't have language for. This isn't burnout, it's a transmission. And if you're willing to listen to it, it can lead you to a life of purpose and potential. Manon introduces The Breaking, The Becoming, and The Rising — the three stages every woman moves through on her way back to herself — and the Sovereign Woman spectrum: Maiden, Mother, Sovereign Woman, Crone. Most women in midlife are being called toward the third threshold without knowing it exists. This conversation gives it a name. Surrender is also on the table — not as defeat, but as the most courageous act available to a woman who has held everything together through sheer will. And the conversation closes with the bigger frame: your body is an electromagnetic vessel, your life force is measurable and real, and the woman you are becoming on the other side of this is more possible than anything you've let yourself imagine. If you are ready to stop surviving and start thriving, this episode is for you.
Pastor Nicoletti preaches “Living Like the Lord Is at Hand” from Philippians 4:4-7.
You've done the healing, gained the awareness, and learned the lessons. The question is: when do you finally start living like the woman you've been becoming?This month's affirmations are designed to support embodiment, self trust, identity integration, and closing the gap between understanding and action. They are intentionally created to work with your subconscious mind in a way that minimizes internal resistance, helping you reinforce the beliefs, behaviors, and energy of the version of you that's already emerging.If you've been feeling like you know what's next but haven't fully stepped into it, these affirmations are for you. This episode is for the woman who's tired of waiting to feel ready, tired of living from old versions of herself, and ready to start acting from who she has already become.Inside this month's affirmations, you'll be supported in:• Closing the gap between awareness and embodiment• Trusting yourself enough to move before certainty arrives• Releasing outdated identities and patterns• Taking action from who you are now, not who you used to be• Living at the level you've already grown intoTake the next stepStop trying to sound like everyone else. Discover how your voice is naturally designed to connect with the people you're here to serve: Get your free personalized Voice by Design GuideIf you've hit an invisible ceiling and you're ready to understand what's really beneath it, I'd love to work with you. Apply to work with meJoin the conversation on Instagram: @_brendajohnstonSubstack, The Limitless Life Uncensored, for deeper conversations beyond the podcast.
Are you living like God chose you before time began? In this episode of Words From The Word, Pastor Roderick Webster of Good News Baptist Church opens Ephesians 1:4-5, Ephesians 2:6, Ephesians 3:19, and Matthew 5:14-16 (KJV) to unpack the breathtaking dimensions of God's love and what it means to live in the light of that love.You might be asking: If God chose me before the foundation of the world, why does it still feel like I'm missing something? Does God's love really reach me where I am, even at my lowest? And if I'm already blessed with all spiritual blessings in Christ, why do I keep praying like I have nothing?Pastor Webster walks through these questions with warmth and clarity. Here are a few key points from today's devotion:- God chose us before the foundation of the world not because of anything we did, but according to the good pleasure of His will- He chose us so that we would be holy and without blame before Him in love- We are already seated with Christ in heavenly places and blessed with all spiritual blessings- God's love reaches to the deepest level of human brokenness to redeem those dead in trespasses and sins- As believers, we are called to let our light shine so others see our good works and glorify GodIf this devotion encouraged you, please like, leave a comment, and share it with someone who needs a reminder of how deeply they are loved. Subscribe so you never miss a new episode.#WordsFromTheWord #KJV #BibleDevotion #ChristianLiving #GoodNewsBaptistChurchStay connected with GNBC:
How often do we chase after something we think we're missing—only to discover it was already ours? In this episode, we explore the parable of the prodigal son and connect it with powerful truths from Colossians and 2 Peter. We'll see how the younger son wasted what he had, while the older son never realized what was already available to him. The same is true for us spiritually—we often live like we're lacking, even though God has already given us everything we need in Christ.
In 1 Corinthians 3, Paul holds up a mirror to a church that thought it had arrived. They were sophisticated, theologically informed, spiritually experienced. They gathered around impressive teachers and prided themselves on their wisdom. They were, by all appearances, doing quite well.But Paul's assessment? "You are still worldly—mere infants in Christ."__________Get more out of today's teaching by visiting our Church Online page for things like our community guide, a weekly devotional, and the teaching slides. EthosOH.com/churchonline
Today on the Daily Nugget, Mike explores Galatians 3:1–6 and Paul's challenge to believers who had begun trusting in their own efforts rather than the power of the gospel. Paul reminds us that we received the Holy Spirit through faith in Christ, not by keeping the law. The same gospel that saves us is the gospel that sustains us. When we make rules, performance, or self-effort the foundation of our relationship with God, we lose sight of Christ and become spiritually foolish. God's Spirit is given, His power is experienced, and His work is accomplished through faith in Jesus. Join us as we discover why the Christian life is not about striving harder, but trusting deeper in the finished work of Christ.
The book of James opens with a challenge: how do believers respond when trials, temptations, and hardships come? In this message, Pastor James Douglas centers on James 1:18 and the powerful truth that through Christ, we have become God's prized possession. When we understand our identity, we can endure trials with hope, pray with confidence, resist temptation, and refuse to find our worth in the things of this world. Faith is more than belief. It is a life transformed by knowing who we belong to. Support the show
Sunday Morning WorshipStop Living Like You Belong Here - Colossians 3:1-4Charles UptainJune 7, 2026Notes | https://calvarydothan.com/wp-content/uploads/2026_06_07_1.pdf
QUESTIONS FOR THE ROAD What are the specific "fleshly desires" that war against your soul, and how do they manifest in your life?When unbelievers observe my daily life, speech, and work ethic, do they see "honorable conduct" that points to God?Do I crave God's Word? If not, what is currently crowding out my appetite for spiritual nourishment?
Send us Fan MailVegas is shaking up in a huge way this week! In this episode, we are breaking down the massive news that Tilman Fertitta is acquiring Caesars Entertainment in a jaw-dropping $17.6 billion deal—and he might not be the only billionaire making major moves on the Strip. Plus, Dayna is back from Panama with travel notes, we give our first impressions of the brand new Vanderpump property, and we reveal exactly where global icons BTS went to refuel off the Strip. From yacht rock pool parties to mind-reading residencies, we've got a lot to cover. On this week's episode:The Billionaire Buyouts: Tilman Fertitta is acquiring Caesars Entertainment for $17.6 billion, and Barry Diller's firm just made a massive bid for MGM Resorts. What does this mean for your favorite properties?Vanderpump First Look: The Vanderpump Hotel is officially open! We went on-property to check out the stunning pool deck views and initial vibes before the grand opening. Eat Like BTS: The global icons took over Vegas and stopped off the Strip for an unforgettable meal. Find out how you can eat like K-Pop royalty at Lotus of Siam!
You were confirmed. You receive the Eucharist. You have the Holy SpiritSo why are so many Catholic men living like dry bones?Fr. Dom breaks open Pentecost Sunday and delivers one of the most personal and direct homilies of the Easter season. He walks through what the Holy Spirit actually is, what it actually does, and why most Catholics are sitting on an untapped power they do not even realize they have. He goes from Genesis, the breath of God moving over the waters, breathing life into dry bones in Ezekiel's valley, all the way through to the consecration at Mass, where a priest breathes the words over the host and bread and wine become God. The Holy Spirit is not a feeling. It is pure act. And every single sacrament you have received has the Holy Spirit attached to it with a call to action attached to that.He also goes personal. He shares what his life looked like before Christ and what happened when God came crashing in and breathed life into him. That story is the whole point. A witness is more powerful than an argument. And the Greek word for witness is martyr.
I don't think we ask ourselves this enough.
Most new officers will blow their first paycheck on too much car, too much apartment, or too much wedding. Don't be most officers. This episode is your 60-minute shortcut to building wealth, freedom, and financial confidence from the moment you commission. Host Joe Brown of Always Ready Financial Planning sits down with Spencer Reese (Military Money Manual) and Rob Shaye (Institute for Leadership / Fireside Finances) to deliver a financial fast-start guide for newly commissioned officers. The conversation covers everything from compound interest to avoiding the biggest wealth killers in military life — and why getting the basics right early beats chasing shortcuts forever Topics Covered Why Personal Finance Can't Wait — The cost of delaying good money habits and why commissioning is the perfect moment to get the vector right The Power of Compound Interest — How $500/month invested over 40 years at 10% can grow to $3 million, and what that means for your 30s and 40s, not just retirement Financial Discipline as Leadership — Why money stress is a distraction from leading your people, and how a clean financial house makes you a more present and effective officer The #1 Wealth Killer: Too Much Car — Why junior officers buy more car than they should, and how delaying that purchase by a few years changes everything The Three Biggest Wealth Destroyers — Expensive cars, oversized apartments, and fast weddings that end in divorce TSP Basics Done Right — Start contributing immediately, bump it to 10–15%, and put it in the Lifecycle Fund (L2070/L2075) — then mostly leave it alone Roth TSP vs. Roth IRA — Why the Roth accounts are the right choice for most junior officers, especially given the tax-free housing and sustenance allowances Combat Zone Tax Exclusion (CZTE) — The "triple tax advantage" of contributing tax-free combat pay into Roth accounts that grow and distribute tax-free Avoiding TSP Get-Rich-Quick Distractions — Day trading the TSP, Robinhood accounts, and newsletter schemes: why consistent singles beat swinging for the fences Business Cards & Business Cards — Why 90% of active fund managers can't beat index funds over 10–20 years, and why you don't need to either Post-9/11 GI Bill Strategy — How to transfer the GI Bill to dependents, why timing matters, and why it can be worth $400,000–$500,000 if handled correctly Military Grad School — Going to graduate school while still getting paid and preserving your GI Bill for your family Living Like the Rank Below You — The "live like an O-2 when you're an O-3" mindset and how each promotion is an investment opportunity Time as Wealth — The concept of being a "time billionaire" and balancing saving with creating memories in your 20s and 30s Resources Mentioned Related Military Money Manual Podcast episodes — Episode 132 (financial guide for new officers) and Episode 2 (deep dive on the TSP); available on Apple Podcasts, Spotify, Amazon TSP Lifecycle Funds — tsp.gov (L2070 or L2075 recommended for the Class of 2026) Always Ready Financial Planning — alwaysreadyfp.com | joe@alwaysreadyfp.com Fireside Finances (Rob Shaye) — rob@firesidefinances.com | LinkedIn: Robert Shaye Military OneSource — militaryonesource.mil (general military financial resources) Spencer Reese — spencer@militarymoneymanual.com | Instagram: @militarymoneymanual Spencer and Jamie offer one-on-one Military Money Mentor sessions. Get your personal military money and personal finance questions answered in a confidential coaching call. militarymoneymanual.com/mentor Over 22,000 military servicemembers and military spouses have graduated from the 100% free, Ultimate Military Credit Cards Course available at militarymoneymanual.com/umc3 Military Money Manual may receive compensation from JPMC. Opinions expressed here are author's alone, not those of any bank, credit card issuer, airlines or hotel chain. If you want to maximize your military paycheck, check out Spencer's 5 star rated book The Military Money Manual: A Practical Guide to Financial Freedom on Amazon or at shop.militarymoneymanual.com. If you have a question you would like us to answer on the podcast, please reach out on instagram.com/militarymoneymanual.
Join the Movement - click here!Today's transcript. We depend on donations from exceptional listeners like you. To donate, click here.The Daily Rosary Meditations is now an app! Click here for more info.To find out more about The Movement and enroll: https://www.schooloffaith.com/membershipPrayer requests | Subscribe by email | Download our app | Donate
Joining us today is BMod #29 Cylen Vargason and Living Like Outlaws' Wes Irwin. We discuss Cylen's season so far and preview this Friday's World of Outlaws NOS Energy Sprint Car races at River Cities Speedway tomorrow! GFBS will also be at Buffalo Wild Wings from 11am-1pm tomorrow to cover the NOSA Sprint #13JT Mark Dobmeier Meet n Greet! Thank you River Cities Speedway and Forks Karting Association for sponsoring Dirty Thursday. For their latest track updates, visit facebook.com/@RiverCitiesSpeedway or facebook.com/@ForksKarting Check out the Dirty Thursday YouTube channel to access our video archives - https://www.youtube.com/@gfbsdirtythursday Show is recorded at Grand Forks Best Source. For studio information, visit www.gfbestsource.com or message us at bit.ly/44meos1 – To access to past Dirty Thursday episodes visit https://dirtythursday.podbean.com/ - Help support GFBS at this donation link - https://bit.ly/3vjvzgX
In this conversation, Tony and Bre discuss beautiful truth that believers are adopted into the family of God. So many Christians live with an orphan mindset — constantly trying to earn God's approval — even though Christ already secured it at the cross. This episode is an encouragement to stop striving, return to the cross daily, and rest in the love of the Father. Register now for the ONE CONFERENCE:https://www.datenightfam.org/oneChat with Bre on Instagram@datenightwiththewoodsFollow Pastor Tony Wood on Instagram@tony.g.woodFor videos, old episodes, blog posts, events, and morewww.datenightfam.org
Send us Fan MailJoin us as we continue our expository look through Romans with Pastor Jonathan!
“If the church compiled the Bible, what was the authority before the Bible?” A candid journey from Protestant certainty to Eastern Orthodoxy, sparked by a friend's conversion and a history problem you can't ignore.A friend you trust changes everything. Brian tells us how years of Protestant assumptions started cracking when his friend James, a man he respects as clearly regenerated and serious about Christ, said he felt led toward Roman Catholicism and later Eastern Orthodoxy. Brian's mind could not make it add up, and that tension launched a long stretch of debate, study, and a surprisingly practical test during Lent: what happens if you try living like an Orthodox Christian for 30 days?Jeremy Jeremiah and Mario Andrew, of Cloud of Witnesses, talk with Brian and Hannah about how a trusted friend's move toward Catholicism and then Eastern Orthodoxy forced a hard rethink of authority, history, and the first thousand years of the Church. We trace what finally opened the door, from catechism confusion and trauma triggers to a change in prayer life at home and a first visit to an Orthodox parish on Forgiveness Sunday.• growing up on YouTube apologetics and adopting harsh views of Catholics and Orthodox Christians• watching a friend show clear fruit while moving toward Rome and then Eastern Orthodoxy• debating sola scriptura alongside the formation of the biblical canon and early Church councils• asking where Protestant identity fits in the first thousand years of Christianity• trying “30 days living like an Orthodox Christian” during Lent through prayer, study, and liturgy• reacting to catechism language and fears about exorcism due to past Pentecostal experiences• choosing unity in marriage and taking the discipline to explore the faith together• stepping into an Orthodox church for the first time near Forgiveness SundayWe dig into the core questions that keep coming up for seekers: Where do you place yourself in the first thousand years of Christianity? What does sola scriptura mean once you face the history of the biblical canon, the early Church councils, and the claim that the Church is the “pillar and ground of the truth”? Brian shares why “historical reliability” began to matter more than hot takes, and how Orthodox prayer, worship, and tradition started to feel less like an argument and more like a lived inheritance.Hannah brings the marriage and mindset side of the journey. She's honest about being put off by long Orthodox services and about how unfamiliar words like catechism, plus vague talk about “emptying yourself,” can trigger fears shaped by past church experiences. But she also shares what softened her posture: seeing a new consistency and depth in Brian's prayer life, and choosing not to build a divided household. Their first visit to an Orthodox parish lands near Forgiveness Sunday, a moment that reframes repentance and community in a powerful way.If you're exploring Eastern Orthodoxy, church history, Orthodox conversion, or the authority of Scripture and tradition, come listen and think with us. Subscribe, share this with a friend, and leave a review with the biggest question you're still wrestling with.Questions about Orthodoxy? Please check out our friends at Ghost of Byzantium Discord server: https://discord.gg/JDJDQw6tdhPlease prayerfully consider supporting Cloud of Witnesses: https://www.patreon.com/c/CloudofWitnessesFind Cloud of Witnesses on Instagram, X.com, Facebook, and TikTok.Please leave a comment with your thoughts!
Have you lost the joy of your salvation? Do you see yourself as someone who was truly lost? And what happens when grace starts to feel ordinary? In today's episode, Keith shares how Luke 15:1–10 reveals that Jesus is the one who seeks and saves the lost, and invites us to rediscover the joy of being found. Read the Bible with us in 2026! This year, we're exploring the Gospels—Matthew, Mark, Luke, and John. Download your reading plan now. Your support makes TMBT possible. Ten Minute Bible Talks is a crowd-funded project. Join the TMBTeam to reach more people with the Bible. Give now. Like this content? Make sure to leave us a rating and share it so that others can find it, too. Use #asktmbt to connect with us, ask questions, and suggest topics. We'd love to hear from you! To learn more, visit our website and follow us on Instagram, Facebook, and Twitter @TenMinuteBibleTalks. Don't forget to subscribe to the TMBT Newsletter here. Passage: Luke 15:1-10
A new MP3 sermon from Founders Baptist Church is now available on SermonAudio with the following details: Title: Living Like Free Men – Part 1 Subtitle: Galatians (2026) Speaker: Richard Caldwell Jr. Broadcaster: Founders Baptist Church Event: Sunday - AM Date: 5/3/2026 Bible: Galatians 5:13-15 Length: 57 min.
A new MP3 sermon from Founders Baptist Church is now available on SermonAudio with the following details: Title: Living Like Free Men”- Part 2 Subtitle: Galatians (2026) Speaker: Richard Caldwell Jr. Broadcaster: Founders Baptist Church Event: Sunday - PM Date: 5/3/2026 Bible: Galatians 5:13-15 Length: 43 min.
FAITH IS… with Pastor Rick Stevens – This message calls believers to live out their faith with grace, especially in politics and elections. It emphasizes a renewed mindset shaped by Jesus' promise of abundant life, urging thoughtful choices that reduce evil while reflecting Christian values in everyday actions and public decisions guided by biblical truth...
Discover what true Christian freedom really means in "Living Like Free Men – Part 1". Christ liberated us not for sin, but for service. Believers are completely liberated from the condemnation of God's law and the bondage of sin through the blood of Jesus Christ. However, this profound grace brings a serious question about the purpose of our deliverance. The Apostle Paul warns the Galatian church against turning liberty into a license for indulging the flesh. Expository preaching on Galatians 5:13-15 reveals that we are not saved to live for ourselves. Using grace as a cover for evil gives our fallen nature a base of operations to wage war against the Spirit. Instead, biblical liberty grants us the new ability to deny worldly passions and actively oppose sin. The true mark of a liberated life is voluntary submission and selfless love toward other believers. By walking in the Spirit, we joyfully esteem others as more significant than ourselves. This humble service reflects the ultimate sacrifice of our Savior and proves we are truly free indeed. Key Biblical Takeaways: True freedom empowers believers to actively deny the flesh rather than indulging selfish desires under the guise of grace. Misusing Christian liberty provides a starting place for sin, creating internal spiritual conflict and grieving the Holy Spirit. Deliverance from the involuntary slavery of sin allows believers to enter the voluntary, joyful service of loving others. Genuine humility requires treating others as more significant than yourself, mirroring the selfless obedience of Jesus Christ.
In "Living Like Free Men"- Part 2", discover true Christian freedom in Galatians 5 and how the grace of God empowers believers to love. The Pastoral Summary What does it mean to be liberated from spiritual slavery? Pastor Richard Caldwell continues his expository preaching through Galatians to explain how believers are definitively set free from condemnation. This spiritual liberty is not a license to sin but a holy calling to oppose the flesh and serve one another in love. Legalism attempts to establish self righteousness and ultimately denies the grace of God. Those who are under the law remain bound by sin, but those under grace receive a new heart capable of fulfilling God's righteous standard. Salvation by faith alone equips the believer with a genuine, Spirit wrought love for God and neighbor. When we fail to walk by the Spirit, we risk biting and devouring one another through gossip and a critical spirit. By looking to the standard of Scripture, the church can guard against division and build one another up. True liberty always results in a life of flesh denial and unselfish service. Key Biblical Takeaways True freedom empowers believers to oppose the flesh and joyfully serve others rather than indulging in selfish desires. Legalism fails to fulfill God's law because it relies on human effort and denies the need for perfect, imputed righteousness. Love is the fulfillment of the law, taking our natural love for ourselves and making it the measuring rod for how we treat others. Abusing Christian liberty leads to destructive church division, making it vital to walk by the Spirit and watch our speech.
"When you start to feed your soul, that's like the invisible medicine that you didn't even know you needed." The version of your life where things feel cleaner, clearer, and more aligned isn't on the other side of doing more, fixing yourself, or finally getting everything "right." It's on the other side of raising your standard for how you're willing to feel and choosing, moment by moment, to come home to yourself. In this life update, Heather shares what it actually looks like to live from that place in the way you build your systems, lead your team, invest your time and energy, and make decisions rooted in intuition instead of fear. This is a conversation about personal responsibility without self-punishment and feeding your soul instead of abandoning it. Because the truth is, feeling good comes when you decide you're no longer available to live without it. What to listen for: ☑️ Systems, processes, and having the right support by training an aligned team ☑️ Asking what your soul is craving and choosing to make those things happen ☑️ Checking in and prioritizing your standards for how you want to feel "It's really important for you to understand that feeling good is your birthright. The only thing stopping you from raising your vibration or being on the other side of fear, guilt, and overwhelm is raising your standard for how you feel."☑️ Why we develop the belief that feeling like shit is what we're worthy of ☑️ If you're not choosing to be proactive, you'll start living reactively by default ☑️ Learning to think outside the box and gain different perspectives for growth "It's your responsibility to own your intuition, to deeply listen to that voice inside of you, and to lead and make decisions from that place. You have to return home to yourself when you're making decisions."☑️ Supporting our bodies so that we can thrive inside of them for as long as possible ☑️ Where are you investing your time, your energy, and your financial resources? ☑️ The power of investing in things without the belief that it's going to fix you "Your soul is asking to be fed, and if you don't know how to read the language of your soul, you'll feel lost. You're constantly being guided to return home to yourself. You're constantly being guided to sit with the duality of fear, but also sit with the desire for what your soul craves."☑️ Unlocking the next level of receiving by no longer getting ready to get ready ☑️ Why athletes are like buffalo and what we can learn from their way of being ☑️ In order to become, you have to be willing to head into the storm *** For those of you who are ready to stop feeling drained, overextended, and out of alignment… join me inside the Energetic Time Management Accelerator, a focused experience designed to help high-achieving women uncover what's draining them, clarify what truly matters, and create a simple plan that fits their life. We'll pinpoint your biggest time + energy leaks, identify the top areas to focus on for quick momentum, and map out exactly what to let go of so you can reclaim your energy, your time, and your joy. Ready to make your time work for you without adding more to your plate? Join the Energetic Time Management Accelerator: www.heatherchauvin.com/time Explore the top episodes listeners come back to when they're stuck, burned out, or standing at the edge of a big shift: www.heatherchauvin.com/10 Follow Heather on Instagram: www.instagram.com/heatherchauvin_
Colleen's Iowa influencer encounter with happilyevansafter, Holly pspspsps too far and tells the neighborhood animals to make good choices, Jason's weekend with Brendon and the meaningful moment they shared, and Gen Z is living like it's the '90sSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
What are you actually building your life around? How do we know if we're living for what truly matters or just accumulating more? And what does it mean to be “rich toward God”? In today's episode, Luke shares how Luke 12:1–21 warns against placing our hope in possessions and calls us to invest in what lasts for eternity. Read the Bible with us in 2026! This year, we're exploring the Gospels—Matthew, Mark, Luke, and John. Download your reading plan now. Your support makes TMBT possible. Ten Minute Bible Talks is a crowd-funded project. Join the TMBTeam to reach more people with the Bible. Give now. Like this content? Make sure to leave us a rating and share it so that others can find it, too. Use #asktmbt to connect with us, ask questions, and suggest topics. We'd love to hear from you! To learn more, visit our website and follow us on Instagram, Facebook, and Twitter @TenMinuteBibleTalks. Don't forget to subscribe to the TMBT Newsletter here. Passage: Luke 12:1-21
“By this will we have been sanctified through the offering of the body of Jesus Christ once for all” (Hebrews 10:10).
At the restaurant, in the stands, at the grocery store—you're on, because you're Christ's witness. In this practical, convicting episode, Pastor Jeff Schreve shows how Titus 1 frames everyday life as mission territory: represent Jesus, share what He's done, and speak the truth with love and courage. Being a witness isn't about being an expert—it's about being faithful with your story and the gospel. Hit play and let God sharpen your mission-minded mindset.
This week hits on a lot of real-life moments that make you stop and think! LaLa's husband, a police chief, heads to Kentucky for training focused on mental health and coping mechanisms for high-stress careers. It opens up a bigger conversation about how much pressure people carry and how important it is to actually take care of yourself. At the same time, LaLa realizes something simple but real… As adults, we just don't sleep in anymore. Life doesn't slow down. Then Shawna shares something that really puts things into perspective. Her mom is turning 70 and chose a one-day party over a full vacation just to avoid missing work. And it makes you think… why are we living like this? Life is too short to keep putting things off.Take the trip. Call the person. Be present. The girls are joined by life coach Patrick Mitchell, author of This Is My Moment, talking about stepping into your life now. Plus, Shawna catches up with Dr. Conchita Hernandez from the Maryland School for the Blind to talk about self-advocacy, independence, and how assistive technology has evolved over the years.This episode is a wake-up call.Hosted by Shawna and LaLa, Life Beyond The Mic brings real conversations that go beyond the mic, lights, cameras, and stage. Follow the show so you never miss an episode, and if this resonated with you, share it with someone who needs to hear it. We feature real conversations, product experiences, and brands we genuinely love. For interviews, product features, and media opportunities, visit www.shawnaandlala.com.