Podcasts about new american funding

On today's episode of Power House, Diego sits down with Patty Arvielo, the co-founder and CEO of New American Funding to talk about what it takes to thrive in a challenging housing market. New American Funding has grown 60% organically over the last year, has had significant market expansion over the past two years — all white maintaining a 98% profit retention rate over the past two decades. She walks through her 44-year leadership journey, from teenage data entry clerk to CEO, and how her partnership with co-CEO (and husband) Rick Arvielo drives their strategic edge. They also dive into the importance of company authenticity over flashy sign-on bonuses, and how Patty is paving the way for more women to step confidently into leadership roles in mortgage. Patty will be joining us on stage this year at The Gathering. Dont miss out — register ⁠here⁠! Here's what you'll learn: Anticipating market cycles will always be key to growth. Steady, consistent organic growth beats out acquisitions. Genuine culture, not quick incentives, will attract top talent. Empathetic leadership matters more than you think. End-to-end platforms should be seen as opportunities, not threats. Women should be open to taking career risks. Strong relationships are the foundation of strong companies. Related to this episode:⁠⁠⁠ Agenda | 2025 HousingWire: The Gathering Registration | 2025 HousingWire: The Gathering Patty Arvielo | New American Funding New American Funding ⁠⁠⁠⁠⁠⁠⁠HousingWire | YouTube⁠⁠⁠⁠⁠ Enjoy the episode! The Power House podcast brings the biggest names in housing to answer hard-hitting questions about industry trends, operational and growth strategy, and leadership. Join HousingWire president Diego Sanchez every Thursday morning for candid conversations with industry leaders to learn how they're differentiating themselves from the competition. Hosted and produced by the HousingWire Content Studio. Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome to the Disruptors Network Podcast on Spotify. In this episode, hosts Taryn, Keyla, and Monique sit down with with Mosi Gatling , Senior Vice President of Strategic Growth and Expansion, New American Funding.A seasoned speaker and housing advocate renowned for her work in empowering diverse homebuyers. With a proven track record of leading initiatives that drive $20 billion in commitments to underrepresented communities, Mosi blends data-driven insights with a deep passion for equity. As a 2024 Women of Influence award recipient, she has originated over 1,000 loans and built a six-figure business, solidifying her status as a thought leader in real estate and mortgage education. Mosi emphasizes the importance of intentional marketing efforts that authentically represent diverse communities. She believes that inclusive messaging and deliberate outreach can significantly bridge gaps in homeownership opportunities.

Meet Tami Wollensak, New American Funding, VP Divorce Mortgage Specialist. Tami is a licensed Senior Loan Officer with over 28 years of experience. She helps divorcing homeowners with the division of the marital home. Tami can work with women in all 50 states and a call to her is FREE.Find Tami Here:@tamiwollensakcdlpwww.takeorleavethehouse.com

Feeling stuck in your career or wondering what's next in your entrepreneurial journey? Patty Arvielo's inspiring story is proof that reinvention, resilience, and purpose can lead to incredible success at any stage of life. In this episode, host Suneera Madhani sits down with Patty Arvielo, Co-Founder and CEO of New American Funding, to discuss her journey from an entry-level job at 16 to building one of the largest independent mortgage lenders in the United States. Patty opens up about navigating imposter syndrome, building a business with her husband, and embracing her purpose in her 60s as she focuses on giving back and mentoring other women. In this episode, you'll learn:

Welcome to the Disruptors Network Podcast on Spotify. In this episode, hosts Taryn, Keyla, and Monique sit down with the dynamic co-CEOs of New American Funding, Rick and Patty Arvielo. Discover how this groundbreaking husband-and-wife team built one of the nation's largest independent mortgage companies into a self-made billion-dollar enterprise. Learn how Patty, who once cleaned the very offices she now owns, rose to become the top woman executive in mortgage production, and hear how Rick's entrepreneurial vision expanded the business by acquiring 12 strategic companies. Tune in for an inspiring conversation about innovation, determination, and the power of diversity in reshaping the mortgage industry.

This week we welcome back Ellie Cummings, Executive VP at New American Funding, to break down the state of the mortgage industry as we step into 2025. With 27+ years of experience, Ellie shares expert insights on market trends, interest rates, and what buyers—especially Millennials and Gen Z—need to know to navigate today's housing landscape. We discuss how mortgage rates impact affordability, the importance of working with a knowledgeable lender, and what Federal Reserve policies could mean for homebuyers. Ellie also shares why staying informed and exploring the right loan programs can make all the difference in securing a home. Looking ahead, she predicts a steady year of growth and strong demand, encouraging buyers to stay proactive despite rate fluctuations. If you're considering homeownership or just want to stay ahead of market changes, this episode is packed with must-know insights. Let's dive in!

It's the beginning of a new year, which means it's time for us to release one of our favorite episodes of the year, our predictions for this year! Join our hosts Christian Nossum, and Varun Jain of the Awesome Nossum Group at Wilson Realty and special guest Dan Keller of New American Funding as we tell you about our predictions for the 2025 local Seattle real estate market, national market, rents, and mortgage rates. If you like listening to the Awesome In Seattle Podcast, leave us a review. We would love to hear from you!

This week, we're taking a moment to look back on the Seattle real estate market in 2024. Join our hosts Christian Nossum, Joanna Beecher, and Varun Jain of the Awesome Nossum Group at Wilson Realty and special guest Dan Keller of New American Funding as we recap what happened in 2024 with the local Seattle real estate market and the national real estate market in 2024. We will discuss home prices, interest rates, the condo market, the rental market, and more! If you like listening to the Awesome In Seattle Podcast, leave us a review. We would love to hear from you!

In this dynamic episode of Laugh, Lend, & Eat, host Fobby Naghmi sits down with Raquel Borras, External Communication Manager at New American Funding and a seasoned branding expert. Raquel shares her insights on leveraging social media for personal and professional growth, the evolving nature of branding, and the importance of authenticity in fostering meaningful connections. Through her personal journey, she discusses how vulnerability and trust in the process have played a pivotal role in her career and personal development. Key Themes: Authenticity in Branding: Raquel emphasizes that audiences resonate with genuine, relatable content rather than overproduced, polished material. Leveraging Social Media: She explains how different platforms serve unique purposes, from building credibility on LinkedIn to engaging audiences on TikTok and Instagram. Trusting the Journey: Raquel reflects on how embracing change and self-discovery have shaped her life, particularly through challenges and new opportunities. Quotes from Raquel Borras' Insights: On Authenticity in Branding:"People are tired of curated content. They want to see realness—messy, authentic moments that show you're human and relatable."Raquel highlights the shift in branding towards more genuine, unscripted content. On Trusting the Process:"I wouldn't be where I am today without trusting the journey, even when it didn't make sense. Sometimes, giving up comfort leads to the greatest growth."Raquel discusses the importance of embracing uncertainty and trusting in the process. On Social Media Strategy:"Each platform serves a purpose—LinkedIn for credibility, TikTok for creativity, and Instagram for engagement. Knowing where your audience is helps you connect effectively."She explains the strategic use of social media for personal and professional growth. Call to Action:Follow Laugh, Lend, & Eat for more inspiring conversations with industry experts and innovators. Learn from Raquel Borras as she shares her journey of personal growth, branding insights, and strategies for meaningful engagement. Stay tuned for more episodes that entertain, educate, and inspire!

How do appraisals impact buyers and sellers in this shifting marketing? Angela sits down with two experts to find out: Mike Swaim, appraiser and co-owner of Swaim Appraisals, and Jenn Oliver, Senior Loan Consultant with New American Funding. They discuss how appraisals are going as the market shifts toward a balance between buyers and sellers and how buyer agent compensation changes impact appraisals and pricing.   Speakers: Angela Fisher (Agent Development Director) Mike Swaim (Appraiser) Jenn Oliver (Senior Loan Consultant)

Invest Fest 2024 concludes Aug 25 at the Georgia World Congress Center. This event focuses on Black financial empowerment and Entrepreneurialism. New American Funding, an independent mortgage lender servicing more tan 263,000 customers recently launched its Black Impact Initiative, an effort to promote home ownership to Black Borrowers. My guest for this segment of Perspectives is Mosi Gatling, SVP of strategic growth at NAF. In addition to their efforts to grow the number of Black homeowners, New American Funding has also launched its Black Impact Housing Advocate Certification program, designed to foster a more inclusive and diverse landscape int he mortgage industry.

In this episode of Market Mondays, we delve into the latest turbulence in the global markets. - **The Dow's Plummet:** The Dow dropped 1,000 points and the Nasdaq fell 6% in a global market rout. What factors are contributing to this dramatic decline?- **AI Boom's Decline:** Are we witnessing the tail end of the AI boom, and if so, what are the indicators?- **Recession Signs:** Is there a recession on the horizon? What signs should we be looking for?- **NVIDIA's Downfall:** NVIDIA's stock continues to fall. What are the main reasons behind this downward trend?We also had an insightful conversation with Matthew Garland and Mosi Gatling, SVP of Strategic Growth and Expansion at New American Funding, about home buying and the state of real estate.- **VIX Surge:** Wall Street's 'fear gauge,' the VIX, has risen to its highest level since the pandemic market plunge in 2020, climbing to 65. What can we expect next for the market, and what signals should we watch for to know when the worst is over?- **Trump at NABJ:** Former President Trump spoke at the NABJ. What are your thoughts on his comments, and how might they impact his chances in the fall election?- **Kamala Harris' Election Prospects:** If the economy and stock market continue to slide, can Vice President Kamala Harris win the upcoming election?- **Intel's Job Cuts:** Intel recently announced it is cutting 15% of its jobs and its stock dropped 26%. What are the implications of this move?- **Bitcoin's Decline:** Bitcoin has dropped below $50,000 for the first time since February. What do you believe is the best price point to invest in it?Join us as we analyze these pressing issues and more. #MarketMondays #DowJones #Nasdaq #AI #Recession #NVIDIA #RealEstate #VIX #Trump #KamalaHarris #Intel #Bitcoin #Investing #Finance #Economy #StocksSupport this podcast at — https://redcircle.com/marketmondays/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

Hey everyone! I am thrilled to have Patty Arvielo join us today on Pivot With Purpose. Patty Arvielo is the Co-Founder & CEO of New American Funding and is a trailblazer who redefined the mortgage game with her signature blend of passion, hustle, and heart. Launching 2003, New American Funding is now the largest privately-owned AND woman-owned mortgage company in the United States. They employ over 4,000 Employees (53% Women) and have over 260 locations across the country! Patty is on a mission to open doors for all, whether by leading a diverse, dynamic team or through her advocacy for financial equality. She has a successful mentorship program called Thrive and Lead, guiding future leaders to realize their full potential. An extreme supporter of everything woman-owned, Patty has invested in several woman-owned companies, proving that no dream is too big, and no goal is out of reach.Together we discuss her incredible journey and her insights on leadership, the importance of company culture, and the challenges women face in the industry. Trust me, you won't want to miss this one!Topics Covered: (01:28) Career Beginnings: Patty shares her story of falling into the mortgage industry at 16 and how her journey evolved from there.(04:02) The challenges of finding mentors as a woman in a male-dominated industry.(10:24) Patty explains the core values of her company and how culture over profits has been a guiding principle.(17:09) The myth of work-life balance and the importance of embracing who you are in both personal and professional spheres.(23:33) How to handle toxic environments and difficult conversations. (29:02) The CEO reality: The responsibility and the pressures that come with the role.(31:36) Advice for those contemplating a leap into entrepreneurship.(40:27) Mentorship and financial freedom.Patty is such a wealth of knowledge for anyone dealing with difficult work environments or considering a career shift. She proves that embracing change and fostering a positive culture can lead to incredible success!Patty's Links:Website: https://pattyarvielo.com/Instagram: https://www.instagram.com/pattyarvieloLinkedIn: https://www.linkedin.com/in/pattyarvieloMeghan Houle Method Career Community & Recruitment Resources: LinkedIn Meghan Houle Instagram Pivot with Purpose Instagram Book a Call With Meghan Subscribe to the Pivot with Purpose Blog Season 6 Sponsor TripleTen TripleTen's boot camps turbocharge your journey into the world of tech, equipping you with the cutting-edge skills needed for a game-changing career pivot. Ranked at the top of the charts, Tripleten's programs in Software Engineering, Quality Assurance, Business Intelligence Analytics, and Data Science are the ultimate launchpad for your career transformation. Learn more about TripleTen: https://tripleten.com/

In today's episode we are going go over some major changes in condo lending regulations, the effects this will have on condo buyers, and educate you on what every condo buyers should do before making an offer on any condo moving forward. Join our hosts Christian Nossum and Joanna Beecher of the Awesome Nossum Group at Wilson Realty and Dan Keller of New American Funding as we tell you what the condo lending changes are that impact buyers. If you like listening to the Awesome In Seattle Podcast, leave us a review. We would love to hear from you!

Raquel Borras, is the external brand communications manager at New American Funding. She emphasizes the importance of being genuine and true to oneself while maintaining a professional nature.Raquel shares her journey of establishing her personal brand on LinkedIn and how she incorporates her fun and goofy side into her content. She also highlights the shift towards video content on LinkedIn and the power of video in connecting with the audience.We also discuss the impact of social media on younger generations and the responsibility of content creators to educate and guide them.Key Takeaways:TakeawaysPersonal branding on LinkedIn is about sharing who you are in a genuine and authentic way.Being transparent about your journey and starting point can help build trust and engagement with your audience.While LinkedIn allows for a more relaxed and fun approach, it's important to respect the platform's professional nature.Video content is becoming increasingly popular on LinkedIn and allows for a deeper connection with the audience.Finding a balance between educational and entertaining content can help establish credibility and engagement on LinkedIn. Be authentic and in the moment when creating contentEpisode Resources:Connect with Raquel on LinkedInCheck Out Raquel's YouTube ChannelReady to Double Your Agent Referrals?Book a Call With Me Here

Join us on this exhilarating episode of the Fintech Hunting Podcast as we dive into the fascinating world of fintech and content creation with the remarkable Raquel Borras—a true social media sensation, celebrated speaker, and the creative force behind 'Roc the Boat'. An expert in helping professionals amplify their digital presence, Raquel shares her journey from enhancing regional strategies to stepping into a pivotal role in the corporate marketing team at New American Funding. In this episode, Raquel illuminates the challenges and triumphs of content creation, revealing the hurdles loan officers face when entering the digital arena—especially when tackling video content. Her adeptness at making genuine connections shines through as she elaborates on her methods for disarming and engaging with professionals to help them present their authentic selves online. Raquel also delves into the transformative power of social media, emphasizing the profound impact it can have on personal and professional growth. With her unique blend of professional insight and infectious enthusiasm, she offers invaluable advice for navigating and excelling in the ever-evolving landscape of social media marketing. Whether you're a fintech enthusiast, a marketing professional, or someone looking to harness the power of digital platforms, this episode is packed with wisdom, laughs, and real-world advice. Tune in to discover how to craft compelling content, foster meaningful connections, and bring your authentic self to the forefront of your professional endeavors. Key Highlights:

Breaking down the details of work history - self employed, W2, job changes, etc. - and how they impact a loan approval.Addison NettMortgage Loan OriginatorNMLS 1542184New American FundingWebsite/Contacthttps://www.newamericanfunding.com/mortgage-loans/addisonnettCasey CarpenterMortgage Loan OriginatorNMLS 1548123New American FundingWebsite/Contacthttps://www.newamericanfunding.com/mortgage-loans/caseycarpenterNew American Funding NMLS #6606© 2024 New American Funding, LLC. All Rights ReservedNMLS Website:https://www.nmlsconsumeraccess.org/

How to avoid getting blindsided in the home buying process.Addison NettMortgage Loan OriginatorNMLS 1542184New American FundingWebsite/Contacthttps://www.newamericanfunding.com/mortgage-loans/addisonnettCasey CarpenterMortgage Loan OriginatorNMLS 1548123New American FundingWebsite/Contacthttps://www.newamericanfunding.com/mortgage-loans/caseycarpenterNew American Funding NMLS #6606© 2024 New American Funding, LLC. All Rights ReservedNMLS Website:https://www.nmlsconsumeraccess.org/

Media adds to the confusion with their highlights, low lights and interpretations. The big news. What you need to know and what you should probably forgot.Addison NettMortgage Loan OriginatorNMLS 1542184New American FundingWebsite/Contacthttps://www.newamericanfunding.com/mortgage-loans/addisonnettCasey CarpenterMortgage Loan OriginatorNMLS 1548123New American FundingWebsite/Contacthttps://www.newamericanfunding.com/mortgage-loans/caseycarpenterNew American Funding NMLS #6606© 2024 New American Funding, LLC. All Rights ReservedNMLS Website:https://www.nmlsconsumeraccess.org/

Job Report DataInflation FiguresElection PeriodAll Time Credit Card DebtManaging your BudgetAddison NettMortgage Loan OriginatorNMLS 1542184New American FundingWebsite/Contacthttps://www.newamericanfunding.com/mortgage-loans/addisonnettCasey CarpenterMortgage Loan OriginatorNMLS 1548123New American FundingWebsite/Contacthttps://www.newamericanfunding.com/mortgage-loans/caseycarpenterNew American Funding NMLS #6606© 2024 New American Funding, LLC. All Rights ReservedNMLS Website:https://www.nmlsconsumeraccess.org/

On today's episode, Editor in Chief Sarah Wheeler talks with Mosi Gatling, senior vice president of strategic growth and expansion at New American Funding, about creating an authentic presence in Black and Latino communities. Gatling will be speaking on that topic at The Gathering in April. Related to this episode: Connect with Mosi on LinkedIn NAF taps Mosi Gatling for newly created executive role The Gathering HousingWire's YouTube Channel Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team. Learn more about your ad choices. Visit megaphone.fm/adchoices

Good - Bad - UglyWhat is a contingent offer?What are my alternative options?Milestones to be aware of that could save you thousands?Bonus: 5 maintenance tips to save you money when you sell.Addison NettMortgage Loan OriginatorNMLS 1542184New American FundingWebsite/Contacthttps://www.newamericanfunding.com/mortgage-loans/addisonnettCasey CarpenterMortgage Loan OriginatorNMLS 1548123New American FundingWebsite/Contacthttps://www.newamericanfunding.com/mortgage-loans/caseycarpenterNew American Funding NMLS #6606© 2024 New American Funding, LLC. All Rights ReservedNMLS Website:https://www.nmlsconsumeraccess.org/

- Impacts of credit and how to manage- Small steps toward better financial healthAddison NettMortgage Loan OriginatorNMLS 1542184New American FundingWebsite/Contacthttps://www.newamericanfunding.com/mortgage-loans/addisonnettCasey CarpenterMortgage Loan OriginatorNMLS 1548123New American FundingWebsite/Contacthttps://www.newamericanfunding.com/mortgage-loans/caseycarpenterNew American Funding NMLS #6606© 2024 New American Funding, LLC. All Rights ReservedNMLS Website:https://www.nmlsconsumeraccess.org/

- Is the data completely manipulated?- What to expect moving forward- Wait or take action?Addison NettMortgage Loan OriginatorNMLS 1542184New American FundingWebsite/Contacthttps://www.newamericanfunding.com/mortgage-loans/addisonnettCasey CarpenterMortgage Loan OriginatorNMLS 1548123New American FundingWebsite/Contacthttps://www.newamericanfunding.com/mortgage-loans/caseycarpenterNew American Funding NMLS #6606© 2024 New American Funding, LLC. All Rights ReservedNMLS Website:https://www.nmlsconsumeraccess.org/

New Program allowing kids to buy homes for their parents!? Highest Credit Scores we have ever seen….but there's bad newsNew Options for Bridge Loans and Re-Casting of your mortgage to reduce paymentsAddison NettMortgage Loan OriginatorNMLS 1542184New American FundingWebsite/Contacthttps://www.newamericanfunding.com/mortgage-loans/addisonnettCasey CarpenterMortgage Loan OriginatorNMLS 1548123New American FundingWebsite/Contacthttps://www.newamericanfunding.com/mortgage-loans/caseycarpenterNew American Funding NMLS #6606© 2024 New American Funding, LLC. All Rights ReservedNMLS Website:https://www.nmlsconsumeraccess.org/

It's the beginning of a new year, which means it's time for us to release one of our most viewed episodes of the year! Join our hosts Christian Nossum and Joanna Beecher of the Awesome Nossum Group at Wilson Realty and Dan Keller of New American Funding as we tell you about our predictions for the 2024 real estate market. We will let you know what both local and national real estate “experts” are predicting for the national real estate market and the local Seattle area market, what the rate predictions are, real estate inventory predictions, and rent predictions. We will also let you know what out predictions are for 2024 and which areas of Seattle we think will be the hottest.

What to expect post FED's meetingMost commonly asked questions this week:- Renovation Loans- Waiting or Buying Now- Refinancing and Credit Card Debt- Build Your Own Home???Addison NettMortgage Loan OriginatorNMLS 1542184New American FundingWebsite/Contacthttps://www.newamericanfunding.com/mortgage-loans/addisonnettCasey CarpenterMortgage Loan OriginatorNMLS 1548123New American FundingWebsite/Contacthttps://www.newamericanfunding.com/mortgage-loans/caseycarpenterNew American Funding NMLS #6606© 2024 New American Funding, LLC. All Rights ReservedNMLS Website:https://www.nmlsconsumeraccess.org/

When should we refinance?What should we monitor when it comes to your debt and credit?Positive Financial Mindset in 2024?Small changes add up to big impacts.Addison NettMortgage Loan OriginatorNMLS 1542184New American FundingWebsite/Contacthttps://www.newamericanfunding.com/mortgage-loans/addisonnettCasey CarpenterMortgage Loan OriginatorNMLS 1548123New American FundingWebsite/Contacthttps://www.newamericanfunding.com/mortgage-loans/caseycarpenterNew American Funding NMLS #6606© 2024 New American Funding, LLC. All Rights ReservedNMLS Website:https://www.nmlsconsumeraccess.org/

George Tsoupakis is a Certified Reverse Mortgage Professional with the Reverse Division of New American Funding for the last five years, one of only two hundred Loan Consultants in the country that hold the CRMP designation. He is personally licensed in Arizona, Colorado, Florida, Kentucky, Nebraska, New Mexico and Wyoming, and other members of the highly experienced reverse team are licensed in all remaining states except Hawaii. He is a dedicated Reverse product specialist with all HECM and Proprietary programs both for refinances and purchases. He has a passion for educating consumers, Real Estate Agents, and Financial Advisors about the benefits of a Reverse Mortgage, the only home loan product designed to help senior homeowners age in place, buy their dream home and enhance their retirement. He has a 30-year experience at various positions in sales and finance. Contact him here: George.Tsoupakis@nafinc.com or 303.570.7448

Stephen Moye, Sales Manager/Sr. Loan Officer, New American Funding. Highlights include: two for one selling strategies; who controls lead wins; what others can't do; Plus 1--learn a niche and develop a skill and consistency matters in marketing. With over 25 years in the mortgage industry, he was named by Scotsman Guide and Mortgage Executive Magazine as one of the top loan originators in 2020, 2021 and 2022.

This week, we're taking a moment to look back on the Seattle real estate market in 2023. Join our hosts Christian Nossum and Joanna Beecher of the Awesome Nossum Group at Wilson Realty and Dan Keller of New American Funding as we recap what happened in 2023 with the local Seattle real estate market. We will look at the big picture of what happened with the national real estate market in 2023 too.

Steve Grzanich has the business news of the day with the Wintrust Business Minute. Chicago-based Guaranteed Rate is suing a competitor over claims the competitor poached more than 30 employees in 2023. The lawsuit names New American Funding as defendant and claims the lender illegally let loan officers cut their own compensation to give borrowers […]

1. Volatile Interest Rate Environment. Ups and downs, also an election 2. Financial Awareness. Budgeting, credit scores, credit cards. Waiting to refinance.3. Finances and Lifestyle. Do you need a second job or a second look at your spending4. Should I wait or make the jump in 2024. Government loans, dependencies on seller credits for closing costs, zero down loans etc.Addison NettMortgage Loan OriginatorNMLS 1542184New American FundingWebsite/Contacthttps://www.newamericanfunding.com/mortgage-loans/addisonnettCasey CarpenterMortgage Loan OriginatorNMLS 1548123New American FundingWebsite/Contacthttps://www.newamericanfunding.com/mortgage-loans/caseycarpenterNew American Funding NMLS #6606© 2023 New American Funding, LLC. All Rights ReservedNMLS Website:https://www.nmlsconsumeraccess.org/

With 22 years of lending experience, Charity is not your typical, cookie-cutter mortgage lender. She uses her knowledge and experience in the business to work with clients, educating them on different loan programs and finding which options work best for them. New American Funding offers a variety of loan programs that fits every need. If you are thinking about purchasing or re-financing a home, Charity will use her expertise to help guide you in the right direction and get you into your dream home as soon as possible!

Special Guest: Craig BlackWhat is an appraisal?Major differences in FHA/VA/Conventional appraisalsSubject to repairs, things sellers can to to prevent needing repairsComps: how far back and what qualifies as a comparable sale?How many comps are required? Is this different for refi or purchase?What is your prediction for the future of appraisals? Will automation play a role? Will human appraisers still be used?Addison NettMortgage Loan OriginatorNMLS 1542184New American FundingWebsite/Contacthttps://www.newamericanfunding.com/mortgage-loans/addisonnettCasey CarpenterMortgage Loan OriginatorNMLS 1548123New American FundingWebsite/Contacthttps://www.newamericanfunding.com/mortgage-loans/caseycarpenterNew American Funding NMLS #6606© 2023 New American Funding, LLC. All Rights ReservedNMLS Website:https://www.nmlsconsumeraccess.org/

We want to create wealth not just for ourselves— but for the generations before and after us. That is what the incredible Patty Arvielo has been able to do through her mortgage business, New American Funding. Patty shares with Nely how she became an award-winning entrepreneur, why she's investing in the next generation, and how she and her husband operate successfully as both romantic partners and business partners.    Learn more about your ad choices. Visit megaphone.fm/adchoices

This week we are talking about real estate investing and how you can get into it even with a normal 5% down payment due to a recent change from Fannie Mae. Join our hosts Christian Nossum of the Awesome Nossum Group at Wilson Realty and Dan Keller of New American Funding as we break down the numbers for what it would cost to own a duplex, triplex, or even a fourplex. If you want to contact Christian or Dan directly about investing in a cash flowing property you can email Christian at Christian@Awesomenossum.com or Call/text him at (206)949-3048 and you can contact Dan Keller from New American Funding by emailing him at Dan.Keller@nafinc.com or Call/Texting him at (425)350-7136. NMLS#115349

Special Guest Tyler Ross1.) Why do insurance costs continue to soar.2.) How insurance can terminate transactions and prevent you from buying a home.3.) Your personal insurance credit score?4.) Is it better to get a deal or pay full premium. Tips and tricks from TylerAddison NettMortgage Loan OriginatorNMLS 1542184New American FundingWebsite/Contacthttps://www.newamericanfunding.com/mortgage-loans/addisonnettCasey CarpenterMortgage Loan OriginatorNMLS 1548123New American FundingWebsite/Contacthttps://www.newamericanfunding.com/mortgage-loans/caseycarpenterNew American Funding NMLS #6606© 2023 New American Funding, LLC. All Rights ReservedNMLS Website:https://www.nmlsconsumeraccess.org/

Do you own a condo, are you thinking about buying a condo, or are you part of a condo association? If you fall into one of those categories, then you need to be aware of major changes that recently went into effect with lending for condos. Join our hosts Christian Nossum of the Awesome Nossum Group at Wilson Realty and Dan Keller of New American Funding as we explain what the changes are, how these changes are affecting condos, and how to protect your investment.

Special Guest Jennifer Blankl 1. How does money impact our emotions, mindset and relationships 2. Different Perspectives and different Human Needs 3. Resentment playing a role in how we spend our money 4. Rich vs. Poor 5. Culture in this Country & Family Dynamics Link for Jenn's Human Needs Evaluation Quizhttps://jenniferblankl.com Addison NettMortgage Loan OriginatorNMLS 1542184New American FundingWebsite/Contacthttps://www.newamericanfunding.com/mortgage-loans/addisonnettCasey CarpenterMortgage Loan OriginatorNMLS 1548123New American FundingWebsite/Contacthttps://www.newamericanfunding.com/mortgage-loans/caseycarpenterNew American Funding NMLS #6606© 2023 New American Funding, LLC. All Rights ReservedNMLS Website:https://www.nmlsconsumeraccess.org/

What is an overlay? Why do I get two different answers from two different companies?Addison NettMortgage Loan OriginatorNMLS 1542184New American FundingWebsite/Contacthttps://www.newamericanfunding.com/mortgage-loans/addisonnettCasey CarpenterMortgage Loan OriginatorNMLS 1548123New American FundingWebsite/Contacthttps://www.newamericanfunding.com/mortgage-loans/caseycarpenterScott KuraharaMortgage Loan OriginatorNMLS 888734New American FundingWebsite/Contacthttps://www.newamericanfunding.com/mortgage-loans/scottkuraharaNew American Funding NMLS #6606© 2023 New American Funding, LLC. All Rights ReservedNMLS Website:https://www.nmlsconsumeraccess.org/

The 2024 new conventional loan limits are now accessible in October of 2023. What you need to know from the fine print.Jumbo vs Conventional LoanGuidelines and qualifications. The breakdowns of buying a very expensive house and how to qualify for it.Setting a budget to have the least amount of competition when buying a home.Addison NettMortgage Loan OriginatorNMLS 1542184New American FundingWebsite/Contacthttps://www.newamericanfunding.com/mortgage-loans/addisonnettCasey CarpenterMortgage Loan OriginatorNMLS 1548123New American FundingWebsite/Contacthttps://www.newamericanfunding.com/mortgage-loans/caseycarpenterNew American Funding NMLS #6606© 2023 New American Funding, LLC. All Rights ReservedNMLS Website:https://www.nmlsconsumeraccess.org/

Elly Cummings, the Executive Vice President at New American Funding returns to the podcast this week to discuss the burning questions surrounding the real estate market. Elly reveals some surprising insights, including the fact that 20% of their business currently consists of refinances, despite higher interest rates. She highlights how consumers often prioritize low home interest rates while struggling with high credit card debt at 24%. Elly, sheds some light on the financial shifts during the pandemic, where low interest rates led to increased consumer debt. This enlightening episode might shift your perspective on debt, where consumers carry their debt and how they could rebalance things to save themselves money on their monthly expenses.  If you are someone who has been sitting on the sidelines waiting to buy or sell, this episode might be the gentle nudge that you need to get back in the real estate game. Elly emphasizes that while interest rates have risen, there are still positive aspects to be found in the current market. We are betting some people might even start rethinking their current position. Let's dive in!

Below are the main topics Carp and Addy cover in today's POD.Holiday BudgetingHolidays are around the corner. Thoughts on budgeting and how to use your money to make you money.Condos & HOAsWhat to know about condos and how HOAs work. Seems bad but could be a good thing.Bad Pre ApprovalsBreaking down the most common issues with people not getting pre approved or having a bad approval prior to buying a house.Addison NettMortgage Loan OriginatorNMLS 1542184New American FundingWebsite/Contacthttps://www.newamericanfunding.com/mortgage-loans/addisonnettCasey CarpenterMortgage Loan OriginatorNMLS 1548123New American FundingWebsite/Contacthttps://www.newamericanfunding.com/mortgage-loans/caseycarpenterNew American Funding NMLS #6606© 2023 New American Funding, LLC. All Rights ReservedNMLS Website:https://www.nmlsconsumeraccess.org/

Andrew Gallegos is a Mortgage Lender and leads an amazing team in Lakewood, CO that produces in the top 1% of mortgage lenders year over year in the United States. He got into the business in 2010 and is proudest of the relationships he has built with his clients and referral partners. He has almost 700 5-star reviews and values himself on providing a wonderful and unforgettable customer experience.Jen Gallegos joined Andrew and his mortgage team after being an educational leader for over a decade. Previously, she oversaw discipline and attendance for over 160 schools in Jeffco Schools, facilitated leadership development training to principals and school administrators, and she was also previously a school principal and high school dance coach. She continues to facilitate and lead leadership development training for many school districts in the state and is proud to continue being a leader in this space in education in her free time.They also are hosts and producers of the Headed Home Podcast, which they created in 2019 to unearth the secrets behind how incredible individuals smash their goals, tackle challenges, and excel in today's dynamic world.Jen and Andrew feel so grateful that they are each other's best friends and are parents to two beautiful children. They also find themselves with many hobbies. Andrew loves playing basketball, golf, or any game or activity that challenges him. Jen loves to hike, dance, climb mountains, make people laugh, and wander the world.They believe in personal growth, getting better every day, living with gratitude, treating others the way you want to be treated, and keeping perspective. If you share similar values, please connect with them!Learn more:https://www.newamericanfunding.com/mortgage-loans/andrewgallegosElite Real Estate Leaders Podcasthttps://businessinnovatorsradio.com/elite-real-estate-leaders-podcastSource: https://businessinnovatorsradio.com/interview-with-jen-and-andrew-gallegos-loan-officers-with-new-american-funding

Student Loans, back to paying. How this impacts the pre approval process when buying a homeHome equity lines of credit vs. Home equity loans. You options to potentially consolidate your debt using your home equity. Addison NettMortgage Loan OriginatorNMLS 1542184New American FundingWebsite/Contacthttps://www.newamericanfunding.com/mortgage-loans/addisonnettNew American Funding NMLS #6606© 2023 New American Funding, LLC. All Rights ReservedNMLS Website:https://www.nmlsconsumeraccess.org/

Part 1. Large percent of Listings are due to employers demanding people to be back in the office. Remote work approvals and the details that must be verified.Part 2. Real Estate Investors pull back. Can't remember the last time I saw a successful flip.Addison NettMortgage Loan OriginatorNMLS 1542184New American FundingWebsite/Contacthttps://www.newamericanfunding.com/mortgage-loans/addisonnettCasey CarpenterMortgage Loan OriginatorNMLS 1548123New American FundingWebsite/Contacthttps://www.newamericanfunding.com/mortgage-loans/caseycarpenterNew American Funding NMLS #6606© 2023 New American Funding, LLC. All Rights ReservedNMLS Website:https://www.nmlsconsumeraccess.org/

We're shining a light on the difference between luck and blessings when Patty Arvielo, co-founder & CEO of New American Funding, joins host Chris Schembra on this episode of Gratitude Through Hard Times. Running the largest Latina-owned mortgage company in the U.S. while nurturing a network of younger women coming up behind her, Patty is all about leaning into humanness. She shares the many ways in which gratitude and empathy have served as beacons professionally, as a parent and throughout a 27-year marriage that embodies commitment and respect. You'll learn about how Patty and her husband, Rick, founded New American Funding in 2003 and grew it into a juggernaut that has underwritten 250,000 mortgages worth $69 billion and employs 4,000 people – a majority of whom are women and 41% of whom are minorities. All this success is rooted in Patty's intentionality around core values, like creating positive impact and improving the lives of others. Want to manifest abundance and overcome fear? Patty is here with words of wisdom and perspective you won't want to miss!You can learn much more about what Patty is up to and the mentorship opportunities she hosts by clicking this link to follow her on Instagram and following #WeAllGrow and the many initiatives she supports.Cultivating moments of meaningful connection is hard – and perhaps not a value central to our workplace cultures. But if we show up in vulnerability and truth, we erase poverty of the soul while building great businesses!If you'd like to learn more about Chris and his 7:47 Virtual Gratitude Experience or subscribe to our newsletter, please visit this link.Click hereto hear more fascinating conversations with Fortune 500 CEOs, professional athletes and entertainers who have shared their human stories on Gratitude Through Hard Times. KEY TOPICS:If you could give credit or thanks to one person in your life that you don't give enough credit or enough thanks to – that you've never thought to thank – who would that be? Her husband, Rick, who has committed his life to the project of building a life, business and family together.It All Takes Work: How her commitment to marriage mirrors the commitment Patty believes is required to establish and grow anything meaningful in life.Expressing Gratitude: Why it's so important that we teach our children to appreciate and cultivate a sense of appreciation in the day to day.Consider This: Are you using fear or a lack of gratitude as a protection mechanism against pain or disappointment?Managing Fear:Look at life holistically as a full range of experiences, including adversity.Build self-awareness and spiritual strength into your framework.Prepare for hard times.Learn from setbacks (and how to stop repeating them!).Climbing Out of the Hole: How life's hard times provide us a necessary invitation to growth and human connection.Being Blessed: How Patty's commitment to doing the right thing combined with hard work and gratitude add up to “getting what I give.” It's not luck!Dreams v. Manifestations: About being fully awake to the visions we want to work towards and building a solid infrastructure for what we want.Being in the People Business: Why the heart of Patty's daily work is understanding, developing, mentoring and celebrating the people with whom she's in business.Seeking Change and Practicing Radical Acceptance: How Patty pursues her goals and dreams while also tempering them through self-awareness and understanding the “why.”Questioning: The key to growth, purpose and recognizing what's most important!Daily Impact: How Patty is using her experience and skill set to empower and support younger Latinx women embarking on their entrepreneurial paths.Closing Thoughts:The person Patty respects most on the planet is her husband, Rick, with whom she has built a committed and intentional life.Because of its positive nature, Patty felt good about visiting the GTHT pod.Promoting empathetic leaders in all their humanness is a core value and priority for Patty, who leads with her heart.The levels of despair among members of the American workforce – including among executive ranks – are troubling. You can push back by focusing on abundance, gratitude and human connection. QUOTABLE“(My husband and I) see commitment as a daily event in our lives. Not just walking down the aisle and a piece of paper.” (Patty) “When I feel fear or am scared of making decisions, it's in action that I'm able to move forward. I'm not complacent. I don't hide. And I don't complain.” (Patty) “If you look at a negative autobiographical experience that put you in a hole or a moment of adversity, the positive benefits far outweigh the negative. You can actually be grateful that that thing occurred.” (Chris) “Anything you intend to do to impact your life and make it better is creating blessings for yourself and putting in the work to create the life you want. That isn't luck. That's work!” (Patty) “I find myself getting a lot of satisfaction in helping others and creating happiness for others when they're aligned with things that I'm doing.” (Patty) “If you're competing with companies that are like yours, they have the same journey and struggles as you. When you're around like-minded people in the same business as you, it's really an ‘aha' moment!” (Patty) “When you seek out and find your purpose, things will become clearer to you … I know my purpose is to impact others. It's what I enjoy. I love the little wins.” (Patty) “Yes, cultivating meaningful moments is hard. It requires unyielding vulnerability and courage and deep trust and truth … but it erases the poverty of the soul. It's the way to build a business that you're proud of.” (Chris) LINKS/FURTHER RESOURCES:Check out Gary Chapman's book, "The 5 Love Languages: The Secret to Love that Lasts."Find out more about the Hogan Personality Assessment.Click here to find out about Kurt Vonnegut's “Man in the Hole” theory.About "Grateful Processing," a concept developed by Prof. Phillip Watkins of Eastern Washington University.Explore Mike Foster's "Seven Primal Questions."Follow this link to learn about “Ubuntu” and how the South African philosophy triggered one of the biggest turnarounds in NBA history. ABOUT OUR GUEST:Patty is an award-winning entrepreneur and Co-Founder and CEO of New American Funding. A first-generation Hispanic, her path to mortgage industry began at age 16 with a hard-work ethic and an entry-level position at TransUnion Credit. From there, she landed a job at a prominent mortgage company, where she would rise through the ranks and learn the business from the ground up, eventually becoming branch manager and assistant vice president. In 2003, Patty and her husband, Rick Arvielo, launched their own mortgage company, New American Funding. In the years since, Patty has helped transform the company into one of the largest independent mortgage lenders in the United States today with a servicing portfolio of over 250,000 loans for $69 billion. She also oversaw the creation and expansion of the company's retail lending operation, which grew a small local operation to a national powerhouse with more than 170 locations and thousands of employees across the country. Today, Patty oversees nearly 4,000 employees, 54% of whom are women and 41% who are minorities. FOLLOW PATTY:WEBSITE | LINKEDIN| INSTAGRAM | #WeAllGrow ABOUT OUR HOST:Chris Schembra is a philosopher, question asker and facilitator. He's a columnist at Rolling Stone magazine, USA Today calls him their "Gratitude Guru" and he's spent the last six years traveling around the world helping people connect in meaningful ways. As the offshoot of his #1 Wall Street Journal bestselling book, "Gratitude Through Hard Times: Finding Positive Benefits Through Our Darkest Hours,"he uses this podcast to blend ancient stoic philosophy and modern-day science to teach how the principles of gratitude can be used to help people get through their hard times. FOLLOW CHRIS:WEBSITE | INSTAGRAM | LINKEDIN | BOOKS

Download the “65 Investment Terms You MUST Know to Reach Your Financial Goals” for FREE by going to ⁠https://TodaysMarketExplained.com/⁠ Patty Arvielo (https://www.newamericanfunding.com/) is an award-winning speaker, entrepreneur, and the CEO and Co-Founder of New American Funding, the nation's biggest privately held and Latina-owned mortgage company. In this episode, Brian and Patty discuss: 1. How to Thrive in Changing Mortgage Markets 2. Capturing The Essence of Independent Mortgage Companies 3. Financial Freedom For Baby Boomers 4. Working Towards Cultural Awareness LinkedIn: ⁠https://www.linkedin.com/in/pattyarvielo/ Website: https://www.newamericanfunding.com/ Instagram: https://www.instagram.com/newamericanfunding/ Twitter: https://twitter.com/Patty_Arvielo Facebook: https://www.facebook.com/PattyArvielo Forbes Profile: https://www.forbes.com/profile/patty-arvielo/?sh=2f770f0b2e84 DISCLAIMER: This podcast is provided by FourStar Wealth Advisors for the general public and general information purposes only. This content is not considered to be an offer to buy or sell any securities or investments. Investing involves the risk of loss and an investor should be prepared to bear potential losses. Investment should only be made after thorough review with your investment advisor considering all factors including personal goals, needs and risk tolerance. FourStar is an SEC registered investment advisor that maintains a principal business in the state of Illinois. The firm may only transact business in states in which it has filed or qualifies for a corresponding exemption from such requirements. For information about FourStar's registration status and business operations please consult the firm's form ADV disclosure documents, the most recent versions of which are available on the SEC investment advisory public disclosure website at www.adviserinfo.sec.gov

This first-generation Latina shares her journey from entry-level employee at a credit union to co-owner of New American Funding, the largest Latina-owned private mortgage company in the nation. Patty shares how leaving corporate America to become an entrepreneur enabled her to build wealth, and the (many) mistakes she has made once, but never again.Follow Patty on Instagram @pattyarvielo. If you liked this episode, listen to How Carolyn Rodz Is Connecting Entrepreneurs with Opportunities and Why Rum Master Distiller Sylvia Santiago Will Never Quit.