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George Stefanou – First-generation Greek-American, Forbes “Best in State” Next Gen Wealth Advisor (2023, 2024), author of Two Comma Wealth, and founder of the financial planning firm Two Comma Wealth. Early Hustle: Grew up working flea markets, managing a coffee stand by 14, learning firsthand about hard work and margins (selling hundreds of cups from a single bulk bag of beans). Family stress on work ethic over formal education (first in his family to finish high school/college). Mindset & Upbringing: Dad: 4th grade education, Greek immigrant roots, championed U.S. for its opportunity. Education wasn't pressured but encouraged as a path out of manual labor — “you can make a lot more money owning the business than swinging the hammer.” Professional Beginnings: Started at CVS (Florida): progressed from cashier to store management, realized the corporate grind wasn't for him. Discovered financial advising, took the risk, and built a book of clients from scratch despite early financial hardship. Career in Financial Planning: Earned numerous certifications (to build trust while young). Stresses need for lifelong learning and combining IQ and EQ for real success with clients. About Two Comma Wealth (the book): Written for both consumers and industry peers. Focuses on actionable strategies for surpassing $1M net worth, but especially on what changes after you cross that threshold: Complexity, emotional swings with market volatility, nuances around distributions, withdrawal rates, taxes, and estate planning. Challenges of first-generation wealth (scarcity mindset, fear of spending, finding balance between living now and preserving legacy). Aims to demystify wealth management for “everyday millionaires.” Certified Financial Planner Career Path: Entry routes: Broker/dealer, fee-only/RIAs, or hybrid. Education/licensing: Can get entry-level securities licenses in months; advanced credentials (CFP, CFA) take years but build a valuable career “moat.” Highly front-loaded: Most start with low/no pay, lots of cold prospecting, high attrition/turnover. Significant success and six/seven figures possible for those that break through. Modern firms now offer more support, salary, and training versus the old eat-what-you-kill model. The Power of Having a Moat: High difficulty of becoming a trusted CFP means fewer competitors once you succeed, and deeper, more meaningful client relationships. Final Takeaways: CFPs and financial planners can have massive, positive multigenerational impact—if they combine technical skill with empathy and true service. The field is very challenging at first but extremely rewarding. Barriers to entry and trust are a signal that the opportunity is real. Connect with George Stefanou: Book: Two Comma Wealth Contact: Find George on all major social media or email directly (contact in show notes)
Aaron J. Burstein, Meaghan M. Donahue On July 1, 2025, California Attorney General Rob Bonta announced a $1.55 million proposed settlement order with Healthline Media – the largest California Consumer Privacy Act (CCPA) settlement to date. The proposed settlement resolves allegations that Healthline violated the CCPA by 1) failing to honor consumer requests to opt-out of the sale and sharing of personal information, 2) violating the CCPA's purpose limitation principle, and 3) failing to include required data protection provisions in contracts with service providers and third parties.
Two-time Emmy and Three-time NAACP Image Award-winning television Executive Producer Rushion McDonald interviewed Charles Cofield. Thanks! The transcript from this episode of Money Making Conversations Masterclass features an inspiring and high-energy interview with CPA and financial educator Carter Cofield, co-founder of Melanin Money. Here's a breakdown of the key highlights and takeaways:
Two-time Emmy and Three-time NAACP Image Award-winning television Executive Producer Rushion McDonald interviewed Charles Cofield. Thanks! The transcript from this episode of Money Making Conversations Masterclass features an inspiring and high-energy interview with CPA and financial educator Carter Cofield, co-founder of Melanin Money. Here's a breakdown of the key highlights and takeaways:
The Smart 7 is an award winning daily podcast that gives you everything you need to know in 7 minutes, at 7am, 7 days a week…With over 18 million downloads and consistently charting, including as No. 1 News Podcast on Spotify, we're a trusted source for people every day and we've won Gold at the Signal International Podcast awardsIf you're enjoying it, please follow, share, or even post a review, it all helps... Today's episode includes the following:https://x.com/i/status/1951986207635673438 https://x.com/i/status/1951909985908093084https://x.com/i/status/1952259178422030431 https://x.com/i/status/1951960536649716051https://x.com/i/status/1952233036176568467 https://x.com/i/status/1952331181824889052 https://x.com/i/status/1952726096941580412https://x.com/i/status/1953011977187422564 https://x.com/i/status/1953060967241109667 https://x.com/i/status/1952034498842886565 https://x.com/i/status/1952253650396668038https://x.com/i/status/1953362010881564711 https://x.com/i/status/1951846571026661503 https://x.com/i/status/1952840972993273989 https://x.com/i/status/1953381349961936932 https://x.com/i/status/1952409924958359733 Contact us over @TheSmart7pod or visit www.thesmart7.comVoiced by Ciara Revins, written by Liam Thompson, researched by Lucie Lewis and produced by Daft Doris. Hosted on Acast. See acast.com/privacy for more information.
August 9, 2025 - Recent TD survey that focuses on the financial challenges of newcomers by VOCM
Target Market Insights: Multifamily Real Estate Marketing Tips
Gary Harper is the founder and CEO of Sharper Business Solutions and co-creator of the Rise Business Framework. After a successful career as a corporate executive, Gary transitioned to real estate and later business coaching, helping over 4,000 entrepreneurs grow and systematize their operations. His work blends deep business strategy with a purpose-driven mission to empower others while supporting meaningful causes.
This week, Paul continues the deep dive into blues guitar, building on foundation concepts from Episode 245. The focus shifts to soloing over a major blues progression—specifically, what scales to use, how to target chord tones, and the techniques that legendary blues artists like B.B. King, Eric Clapton, and Stevie Ray Vaughan employ in their solos.Key Topics CoveredRecap: Major vs. Minor Blues (12-Bar Blues Structure)Definition and structure of a 12-bar major blues progression using dominant 7 chords (A7, D7, E7).Why the turnaround bar matters, and options for looping or finishing the progression.Foundational Scale for SoloingWhy the A minor pentatonic scale (A, C, D, E, G) works so well, even over major blues progressions.The “bluesy” tension created by overlapping the scale's minor third (C) against the chord's major third (C#).Targeting Chord Tones for More Musical SolosRoot, third, and flat 7th notes of each dominant 7 chord (A7, D7, E7).How to start by simply hitting the root notes as the chords change, or add more complexity by incorporating other chord tones.Examples: bending C to C# for A7, sliding to F# for D7, emphasizing B for E7.Making Your Solos Sound More Interesting: Advanced Scale ChoicesMajor Pentatonic Scale: Adds brightness and connects with more chord tones.Blues Scale: Introduces the flat five (the “devil's note” for added tension).Mixolydian Mode: A sophisticated, more “perfect” match for dominant 7 chords.Blues Soloing Approaches of the LegendsB.B. King: Simple, expressive phrases in the “BB box,” blending major and minor pentatonic. Focuses on bending and vibrato over flashy scale runs.Stevie Ray Vaughan: Aggressive mixing of major and minor pentatonic, with embellishments like hammers, pull-offs, and expressive picking.Eric Clapton: Known for chord tone targeting, major-minor pentatonic blends, and signature licks that follow the progression.Practice TipsStart by jamming over backing tracks with A minor pentatonic.Progress to targeting root notes and other chord tones as the progression changes.Add in extra notes from the major pentatonic, blues scale, or Mixolydian mode as you become comfortable.Don't rush—focus on phrasing, feel, and emotion, not just speed and complexity.Resources & RecommendationsBacking Tracks & Playlists:Academy members: Check the dashboard's backing tracks section for new major and minor blues tracks. Search “A blues backing track” on YouTube or Spotify.Spotify Playlist: https://open.spotify.com/playlist/5qoEzDgKllxygGKgQGjei4?si=Nj7PFvFKREiOvbi8OmZy4QJoin the Discussion: Academy members: Share your favorite tracks or soloing progress on the forum!Not Yet a Member? Try Beginner Guitar Academy with a $1 two-week trial: beginnnerguitaracademy.comFinal ThoughtsThe essence of blues soloing is feel—the right note, at the right time, with the right emotion. Start with the basics, experiment slowly, and let the greats inspire you.Subscribe, leave a review, and—most importantly—keep practicing!
Laura Josh, General Manager of California Schools VEBA, talks about the Association's support of public sector employees in accessing health care. Josh discusses VEBA's recent Economic Development Report that noted a savings of nearly $1.4 billion in public funds since its 1993 founding.About Spotlight and Cloudcast Media "Spotlight On The Community" is the longest running community podcast in the country, continuously hosted by Drew Schlosberg for 19 years. "Spotlight" is part of Cloudcast Media's line-up of powerful local podcasts, telling the stories, highlighting the people, and celebrating the gravitational power of local. For more information on Cloudcast and its shows and cities served, please visit www.cloudcastmedia.us. Cloudcast Media | the national leader in local podcasting. About Mission Fed Credit Union A community champion for over 60 years, Mission Fed Credit Union with over $6 billion in member assets, is the Sponsor of Spotlight On The Community, helping to curate connectivity, collaboration, and catalytic conversations. For more information on the many services for San Diego residents, be sure to visit them at https://www.missionfed.com/
Muscle, Hormones & Longevity Over 40: The Blueprint for Peak PerformanceClick On My Website Below To Schedule A Free 15 Min Zoom Call:www.Over40FitnessHacks.comOver 40 Fitness Hacks SKOOL Group!Get Your Whoop4.0 Here!Dr. Eric - PrimeX - Muscle MedicineWebsite: www.drericprimex.comInstagram: @drericfatePodcast: Relentless Vitality
The Dean's List with Host Dean Bowen – With a focus Homer, Aristotle, Virgil, Euclid, and Shakespeare, a Classical Education is the education of our Founding Fathers and what is necessary for the future of the Republic. Such foundational teaching begins with focusing on the student's heart, soul, and mind. For example, we ask such questions as...
Nick Aguilar of Frankie and the Witch Fingers and Slaughterhouse is a vinyl maniac! Today we discuss his collection, his obsession, the rarities and a life of music & record collecting. Topics Include: Nick Aguilar plays drums in multiple bands including Frankie and the Witch Fingers Currently focusing mainly on Frankie due to busy touring schedule ahead Extensive tour dates planned through end of year across US and Europe Considers himself a music fan first, musician second since childhood Dad played tapes during Nick's colic as baby, introducing classic rock Father went to San Pedro High School with future Minutemen members Dad chose commercial fishing over music after graduation in 1976 San Pedro's shipping port culture shaped the local music scene Nick has surpassed his dad's music knowledge over the years Started collecting at age 11 when neighbor gave away record collection First records included Rolling Stones "Some Girls" and Led Zeppelin "Physical Graffiti" Still regrets not taking Buzzcocks "Singles Going Steady" from that collection Casual collecting through school, seriously ramped up after high school graduation Pandemic period 2020-2022 massively accelerated his collecting and cataloging habits Taught himself DJing during lockdown to play records for people Discovered new genres like soul, funk, kraut rock through deep diving Got lucky buying expensive records cheap before current inflated market Focuses on 45s and 12-inches that work well for DJing Extreme organization needed to juggle multiple bands, touring, collecting, DJing Record store strategy: always hit new arrivals section first Holy grail wants include The Litter and James Knight records Uses both Discogs hunting and in-person digging at stores Thrift store finds getting much rarer as market knowledge spreads Appreciates reissue labels like Numero Group for discovering rare music Limited record shopping time while touring due to tight schedules Favorite shops include Breakaway in Austin and Academy in NYC Most expensive purchase: Helen Smith soul record for $2,900 on credit Most sentimental record: The Frighteners, reminds him of deceased friend Keeps multiple copies of key records for DJing versus home listening Band creates multiple vinyl variants through their Greenway Records label See Frankie and the Witch Fingers and order their vinyl here. High resolution version of this podcast is available at: www.Patreon.com/VinylGuide Apple: https://tinyurl.com/tvg-ios Spotify: https://tinyurl.com/tvg-spot Amazon Music: https://tinyurl.com/tvg-amazon Support the show at Patreon.com/VinylGuide
ON THIS EPISODE OF THE PODMikey give his review on the new Metro Boomin project "A FUTURISTIC SUMMA"Mikey and Ericka give their review on The CHI season finale and recap on the last episode of BMFWhy is only 24/7 tobacco shops in the hood?Six Flags America Cancels Fright Fest for Final Season; Focuses on Family Events Maryland location ends decades-long Halloween tradition ahead of closureWhat is JET2 HOLIDAY?Trump unleashes on Charlamagne over Epstein comments on Lara Trump's Fox show. Charlamagne responds with a sharp clapback and refuses to back down.CELSIUS Energy Drink Cans Were Actually Filled with Vodka Energy Mix-Up: Alcohol Found in CELSIUS Energy Drink Cans in High Noon Variety PacksOver 100 Chicago Teens Go Unpaid After State Pulls Summer Job FundingLakers' Deandre Ayton was accused of stranding an IG model in Turks and Caicos after she allegedly wouldn't sleep with himFan Arrested After Tossing adult Toy on WNBA Court—Second Incident Sparks League Crack down Ex-NBA Marcus Morris allegedly stole over $250,000 from Las Vegas casinos using fake checks. Kevin Gates and his wife, Dreka, are divorcing after nine years of marriage. Dreka officially filed the papers today, July 30, 2025.Michelle Obama says watching ESPN for an hour is like watching The Real Housewives of Atlanta "Stephen A. Smith would be a great Real Housewife."Atlanta women show off the new trend of getting cheek dimplesMeek Mill says he feels like he's one of the best rappers alive!! Gillie gets emotional after Meek Mill gifts him a diamond chain with a photo of his son who passed away on it for his birthday.Marlon Wayans says NBC passed on “The Wayans Bros.” because they thought John Witherspoon's ‘Pops' character was “too ghetto” and wanted him recast.Walgreens YNs who went viral after they were caught stealing speak out.Full circle moment for GloRilla as she now has her own meal at Checkers which used to be her old job.Gunman who opened fire in a NYC skyscraper left a 3-page suicide note, claiming he had CTE and calling out the NFL — “You can't go against the NFL, they'll squash you.”Carl Crawford says that after seeing Erica Banks' confidence go way up after her first BBL, he started including BBL surgery in the budget when signing new artistsShannon Sharpe has officially spoke out after being fired from ESPN less than two weeks after settling his lawsuit in which his ex-girlfriend Shannon Sharpe is being sued for $20M after falsely claiming a woman's husband left her over a viral flirty moment with Usher, even though she wasn't married Gilbert Arenas responds to fan who warns him about lawyer fees:Gilbert Arenas and five other defendants were arrested today on a federal indictment alleging they operated an illegal gambling business in which high-stakes poker games were played at an Encino mansion Arenas allegedly owned.LIKE/SHARE/TELL A FRIEND/COMMENT
Kyle Diamantas, J.D. is the Deputy Commissioner for Human Foods at the U.S. Food and Drug Administration's (FDA's) Human Foods Program (HFP), where he oversees all FDA nutrition and food safety activities. As FDA's top food executive, Mr. Diamantas sets the strategic direction and operations for food policy in the U.S., while serving as a critical liaison between FDA, the U.S. Department of Health and Human Services (HHS), and the White House. He also represents the agency on food activities and matters in dealings with foreign governments and international organizations. Mr. Diamantas has extensive experience working with various federal and state agencies and policy-makers, scientific organizations, consumer advocacy groups, and industry stakeholders. He has wide-ranging experience on matters spanning regulatory, compliance, investigative, enforcement, rulemaking, and legislation. He holds a J.D. from the University of Florida Levin College of Law and a bachelor's degree in pre-law political science from the University of Central Florida. Conrad Choiniere, Ph.D. is the Director of the Office of Microbiological Food Safety (OMFS) at FDA's HFP. OMFS uses a risk management approach to evaluate and determine priorities that will help reduce the burden of pathogen-related foodborne illness in foods regulated by FDA, leads the development of risk-based policies, provides regulatory oversight, and recommends research priorities related to microbiological food safety. Dr. Choiniere joined FDA in 2003. He has a Ph.D. in Agricultural and Resource Economics from the University of Maryland and a B.S. degree in Chemical Engineering from Johns Hopkins University. In this episode of Food Safety Matters, we speak with Mr. Diamantas and Dr. Choiniere [3:09] about: Mr. Diamantas' background and his responsibilities as Deputy Commissioner for Human Foods, a role that he assumed in February The evolution of Mr. Choiniere's role at FDA since the structural reorganization that led to the creation of the new HFP, and how the OMFS within the HFP works to ensure food safety and protect public health Key issues to be addressed at HFP and potential changes to the program projected for the next 2–3 years Ways in which food safety culture influences the function and operation of the HFP How the HFP contributes to the broader goals of the “Make America Healthy Again” (MAHA) initiative led by HHS Secretary Robert F. Kennedy Jr. Ongoing efforts to collaborate with industry to improve produce safety, and how a food safety culture mindset might affect the way FDA and industry approach produce safety. Resources Reagan-Udall Foundation's ‘Roadmap to Produce Safety' Encourages Private Sector-Led Collaboration We Want to Hear from You! Please send us your questions and suggestions to podcast@food-safety.com
NEWS: TMT masterclass focuses on features in Filipino | Aug. 5, 2025Subscribe to The Manila Times Channel - https://tmt.ph/YTSubscribe Visit our website at https://www.manilatimes.net Follow us: Facebook - https://tmt.ph/facebook Instagram - https://tmt.ph/instagram Twitter - https://tmt.ph/twitter DailyMotion - https://tmt.ph/dailymotion Subscribe to our Digital Edition - https://tmt.ph/digital Check out our Podcasts: Spotify - https://tmt.ph/spotify Apple Podcasts - https://tmt.ph/applepodcasts Amazon Music - https://tmt.ph/amazonmusic Deezer: https://tmt.ph/deezer Stitcher: https://tmt.ph/stitcherTune In: https://tmt.ph/tunein #TheManilaTimes#KeepUpWithTheTimes Hosted on Acast. See acast.com/privacy for more information.
Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Cary Carbonaro. A certified financial planner and author of Women and Wealth. 1. Guest Introduction: Cary Carbonaro Certified Financial Planner with 25+ years of experience. Leads a multimillion-dollar financial planning practice. Focuses on empowering women and increasing financial literacy. Promoting her second book: Women and Wealth. 2. Why Cary Wrote the Book To share her 25 years of experience working with women. To address the lack of female-friendly practices in the financial industry. Key stat: “By 2030, women will control two-thirds of the nation’s wealth—$30 trillion.” 4. Challenges in the Financial Industry Industry built by men, for men. Not ready for the shift in wealth ownership to women. Harvard Business Review (2009): “Financial services is the least sympathetic to women and has the most to gain if they get it right.” 5. Financial Planning Philosophy Everyone deserves a financial plan. Quote: “If you fail to plan, you plan to fail.” Financial planning includes: Risk management Cash flow Tax strategy Investments Retirement Estate planning 6. Making the Industry Female-Friendly Women often leave their financial advisors after a spouse dies (80% of the time). Reasons: lack of connection, poor communication, feeling ignored. Not a DEI issue, but a dollars and cents issue: “What other industry would ignore a $30 trillion opportunity?” 7. Stereotypes and Societal Expectations Women face pressure to look attractive in professional settings. Stereotypes persist in media and even in AI-generated images. Example: AI generated a man when asked for an image of a financial planner with long hair. 8. Cary’s Personal Journey Inspired by her father, a JPMorgan Chase executive. Grew up learning about money and finance. Built her business by focusing on women, not traditional male-dominated marketing. Quote: “Money equals power, and women need more of both.” 9. The Wealth Gap Beyond the wage gap, the wealth gap is driven by caregiving responsibilities. Termed the “good daughter/spouse penalty.” Lifetime cost to women: $1 million. 10. Call to Action Women should seek financial literacy and independence. Encourage planning before crisis hits. Quote: “Wealth gives you choices in life.”
What does it take to scale from a 38-unit syndication to 33,000 units across six states—and still never lose investor capital? Jeff Gleiberman of MG Properties breaks it down. In this episode, Jeff shares the core principles that helped his family-run firm grow into one of the top 50 apartment owners in the U.S. You'll hear how they've weathered multiple market cycles, why they're buying newer assets right now, and how disciplined underwriting, fixed-rate debt, and vertical integration have become their unfair advantages. Whether you're raising capital, comparing asset classes, or trying to read the market—this episode is required listening.Key TakeawaysFrom Family Syndication to Institutional ScaleStarted with a single 38-unit deal and scaled to 33,000 units over 30+ years.Built trust and momentum through word of mouth and disciplined execution.Added institutional capital partners while staying grounded in syndication fundamentals.Grew from a home office to over 1,000 employees with fully integrated operations.How MG Navigates Market CyclesSurvived and thrived through the S&L crisis, dot-com bust, GFC, COVID, and today's rate shock.Adapted strategy for each cycle—moving from value-add to core-plus when needed.Buys below replacement cost today to minimize downside and maximize long-term upside.Maintains focus on fixed-rate, long-term debt and low leverage to protect investor capital.Why Vertical Integration is a Competitive AdvantageIn-house property management, asset management, and construction management from day one.Enables real-time decision-making, tighter expense control, and stronger performance in down markets.Allowed the firm to pivot quickly during COVID and deliver consistent returns.How to Attract Serious Capital (Without Chasing High IRRs)Always invests 10–20% of their own capital into each deal—creating strong alignment.Focuses on risk-adjusted returns, not marketing inflated projections.Educates investors on cycles, deal structure, and realistic expectations to build long-term trust.Current Strategy: Core-Plus Over Value-AddAcquiring newer, well-located properties at 30–40% discounts to replacement cost.Cash flow is lower today—but risk is also lower, and long-term upside is strong.Value-add deals don't pencil right now due to rent compression and renovation risk—but they will again.The Discipline Behind $1.8B in Acquisitions (In a Down Market)Maintains a consistent buy box and underwriting discipline—despite competition and volatility.Relies on lender relationships, low-cost insurance, and scale advantages to stay competitive.Sticks to one asset class—multifamily—and executes at a high level, deal after deal.Connect with Jeffmgproperties.com Connect with MichaelFacebookInstagramYouTubeTikTokResourcesTheFreedomPodcast.com Access the #1 FREE Apartment Investing Course (Apartments 101)
I'm thrilled to share some exciting insights from Episode 4 of our podcast series, where we dive deep into the transformative world of culture-first leadership. This episode is all about understanding why cultural alignment is crucial for executive success and how traditional hiring methods often miss the mark.Here's a sneak peek into what we discussed:The Devastating Impact of Cultural Misalignment68% of executive failures are due to poor cultural fit (Harvard Business Review).Misaligned executives often last less than 18 months, causing major disruptions.The financial toll? Three to five times the executive's annual salary.Why Traditional Hiring Falls ShortResume-Centric Focus: Overemphasis on skills and past achievements.Superficial Assessments: Interviews and references often miss true cultural compatibility.Misaligned Recruiter Incentives: Quick hires over long-term fit. Introducing "The Arena"A revolutionary platform that prioritizes cultural alignment.Belief: Skills can be taught, but values alignment cannot.Focuses on how leaders achieve results, not just what they have achieved.The Science of Cultural AlignmentNeurological Impact: Values-aligned decision-making reduces cognitive load.Psychological Safety: A supportive culture enhances performance.From Culture Fit to Culture Add: Embraces diversity while maintaining core values.Moving Beyond CredentialsDecision-Making Style: Consensus, directive decisions, and risk approach.Communication Approach: Transparency and clarity.Response to Failure: Resilience and learning from setbacks.Team Development Philosophy: Track record in building and nurturing teams.Alignment of Personal Purpose and Organizational Mission: Deep resonance with company goals.Real-World ExamplesOverqualified executives thriving in startups due to cultural synchronicity.Leaders from non-traditional backgrounds succeeding by aligning with company values.Predictive Power of Cultural AlignmentLonger Tenure: Values-aligned leaders stay longer and perform better.Faster Effectiveness: Reduced ramp-up time.Resilience: Shared purpose helps navigate challenges.Financial Benefits: Reduced turnover costs and enhanced productivity.Culture as a Competitive AdvantageConsistent execution reflecting organizational values.Authentic representation of the company mission.Attracting clients, partners, and talent who share the organization's values.Building a strong cultural reputation.Tune In and Transform Your Leadership Approach!This episode is packed with insights that can revolutionize how you view leadership and hiring. By prioritizing cultural alignment, we can build leadership teams that not only succeed but also sustain success over time.Thank you for being part of this journey. Stay tuned for more episodes where we continue to explore the elite executive ecosystem we call "The Arena."Send us a textConnect with Kip on LinkedInhttps://www.linkedin.com/in/kipknippel/Watch Bite-Sized Clips on YouTubehttps://www.youtube.com/@capitalistculture/shorts
Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Angela Harden-Mack. A physician and wellness coach, discusses her journey in medicine, her holistic wellness approach, and her mission to empower women to prioritize their health.
Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Ashley Joi Boyd. A Grammy-nominated songwriter, music producer, real estate developer, and author of Financially Fly: Mastering Money and Wealth for Women. Ashley shares her journey from co-writing Justin Bieber’s hit “Yummy” to overcoming bankruptcy and becoming a financial literacy advocate. The conversation explores the music business, financial empowerment, generational wealth, and the importance of mindset and self-investment.
Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Ashley Joi Boyd. A Grammy-nominated songwriter, music producer, real estate developer, and author of Financially Fly: Mastering Money and Wealth for Women. Ashley shares her journey from co-writing Justin Bieber’s hit “Yummy” to overcoming bankruptcy and becoming a financial literacy advocate. The conversation explores the music business, financial empowerment, generational wealth, and the importance of mindset and self-investment.
Hunting Insights and Planning- Provides information on hunting, accessible through the life outdoors dot Oregon website.- Focuses on building a program to connect hunting with church, exploring the reasons and methods behind hunting.- Emphasizes experiencing the world to understand more about Christ.Strategies for Effective Elk Hunting- Discusses the importance of understanding wind patterns and approach strategies when hunting in areas with long ridgelines and deep canyons.- Highlights the disadvantage of approaching a bull uphill, as they are more likely to spot movement.- Emphasizes the need for ambush points and scouting to get close enough for a shot.Understanding Elk Behavior and Habitat- Explains that elk tend to stay in shaded areas with nearby feed during hot days, and that cows lead the group to bedding areas.- Highlights the significance of understanding where elk have been using the areas throughout the summer.- Discusses how rain and mushroom growth can influence elk movement, but they will always return to areas with rubs.Developing and Sticking to a Hunting Plan- Stresses the importance of creating a hunting plan with multiple potential areas and avoiding second-guessing unless food or pressure changes.- Suggests using trail cameras to aid in planning and emphasizes the value of persistence in an area with elk sign.- Highlights that sometimes success requires patience and sticking to the plan, rather than constantly changing strategies.Preparation for Elk Hunting Success- Highlights the need to physically prepare for the demands of elk hunting, including carrying a good pack and getting in shape.- Suggests scouting and camping in the summer to prepare for the elk season and avoid the temptation of camp during hunting.- Emphasizes maximizing the hunting experience by planning and preparing thoroughly.
Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Jotaka Eaddy. An award-winning strategist and advocate, founder of Win With Black Women (WWBW)—a collective of over 200,000 Black women leaders. Key Highlights from the Interview:
Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Jotaka Eaddy. An award-winning strategist and advocate, founder of Win With Black Women (WWBW)—a collective of over 200,000 Black women leaders. Key Highlights from the Interview:
Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Craig Calafati. Executive Vice President and Director of Lending for Arkansas Capital Corporation, a private nonprofit lending organization. Key Highlights:
Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Craig Calafati. Executive Vice President and Director of Lending for Arkansas Capital Corporation, a private nonprofit lending organization. Key Highlights:
Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Craig Calafati. Executive Vice President and Director of Lending for Arkansas Capital Corporation, a private nonprofit lending organization. Key Highlights:
Kate Murphy, a reporter for Axios San Diego, talks about it's launch two years ago; the importance of local reporting; its variety of coverage topics; and its growing audience.About Spotlight and Cloudcast Media "Spotlight On The Community" is the longest running community podcast in the country, continuously hosted by Drew Schlosberg for 19 years. "Spotlight" is part of Cloudcast Media's line-up of powerful local podcasts, telling the stories, highlighting the people, and celebrating the gravitational power of local. For more information on Cloudcast and its shows and cities served, please visit www.cloudcastmedia.us. Cloudcast Media | the national leader in local podcasting. About Mission Fed Credit Union A community champion for over 60 years, Mission Fed Credit Union with over $6 billion in member assets, is the Sponsor of Spotlight On The Community, helping to curate connectivity, collaboration, and catalytic conversations. For more information on the many services for San Diego residents, be sure to visit them at https://www.missionfed.com/
BRONCO FOCUS EVERY MONDAY-THURSDAY AT 3:45 P.M.: Bob Behler, the voice of Boise State athletics, joins Prater and Mallory after attending a Spencer Danielson press conference to kick off fall camp, which starts Monday. See omnystudio.com/listener for privacy information.
BRONCO FOCUS EVERY MONDAY-THURSDAY AT 3:45 P.M.: Bob Behler, the voice of Boise State athletics, joins Prater and Mallory after attending a Spencer Danielson press conference to kick off fall camp, which starts Monday. See omnystudio.com/listener for privacy information.
Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Cary Carbonaro. A certified financial planner and author of Women and Wealth. 1. Guest Introduction: Cary Carbonaro Certified Financial Planner with 25+ years of experience. Leads a multimillion-dollar financial planning practice. Focuses on empowering women and increasing financial literacy. Promoting her second book: Women and Wealth. 2. Why Cary Wrote the Book To share her 25 years of experience working with women. To address the lack of female-friendly practices in the financial industry. Key stat: “By 2030, women will control two-thirds of the nation’s wealth—$30 trillion.” 4. Challenges in the Financial Industry Industry built by men, for men. Not ready for the shift in wealth ownership to women. Harvard Business Review (2009): “Financial services is the least sympathetic to women and has the most to gain if they get it right.” 5. Financial Planning Philosophy Everyone deserves a financial plan. Quote: “If you fail to plan, you plan to fail.” Financial planning includes: Risk management Cash flow Tax strategy Investments Retirement Estate planning 6. Making the Industry Female-Friendly Women often leave their financial advisors after a spouse dies (80% of the time). Reasons: lack of connection, poor communication, feeling ignored. Not a DEI issue, but a dollars and cents issue: “What other industry would ignore a $30 trillion opportunity?” 7. Stereotypes and Societal Expectations Women face pressure to look attractive in professional settings. Stereotypes persist in media and even in AI-generated images. Example: AI generated a man when asked for an image of a financial planner with long hair. 8. Cary’s Personal Journey Inspired by her father, a JPMorgan Chase executive. Grew up learning about money and finance. Built her business by focusing on women, not traditional male-dominated marketing. Quote: “Money equals power, and women need more of both.” 9. The Wealth Gap Beyond the wage gap, the wealth gap is driven by caregiving responsibilities. Termed the “good daughter/spouse penalty.” Lifetime cost to women: $1 million. 10. Call to Action Women should seek financial literacy and independence. Encourage planning before crisis hits. Quote: “Wealth gives you choices in life.”
Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Kimberly Kelly. A real estate broker and entrepreneur who overcame a challenging upbringing in foster care, teen motherhood, and systemic adversity to become a successful businesswoman. Kimberly shares her journey of resilience, faith, and determination, offering inspiration to anyone facing difficult circumstances. Her story is a testament to perseverance, adaptability, and the power of believing in oneself.
Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Cary Carbonaro. A certified financial planner and author of Women and Wealth. 1. Guest Introduction: Cary Carbonaro Certified Financial Planner with 25+ years of experience. Leads a multimillion-dollar financial planning practice. Focuses on empowering women and increasing financial literacy. Promoting her second book: Women and Wealth. 2. Why Cary Wrote the Book To share her 25 years of experience working with women. To address the lack of female-friendly practices in the financial industry. Key stat: “By 2030, women will control two-thirds of the nation’s wealth—$30 trillion.” 4. Challenges in the Financial Industry Industry built by men, for men. Not ready for the shift in wealth ownership to women. Harvard Business Review (2009): “Financial services is the least sympathetic to women and has the most to gain if they get it right.” 5. Financial Planning Philosophy Everyone deserves a financial plan. Quote: “If you fail to plan, you plan to fail.” Financial planning includes: Risk management Cash flow Tax strategy Investments Retirement Estate planning 6. Making the Industry Female-Friendly Women often leave their financial advisors after a spouse dies (80% of the time). Reasons: lack of connection, poor communication, feeling ignored. Not a DEI issue, but a dollars and cents issue: “What other industry would ignore a $30 trillion opportunity?” 7. Stereotypes and Societal Expectations Women face pressure to look attractive in professional settings. Stereotypes persist in media and even in AI-generated images. Example: AI generated a man when asked for an image of a financial planner with long hair. 8. Cary’s Personal Journey Inspired by her father, a JPMorgan Chase executive. Grew up learning about money and finance. Built her business by focusing on women, not traditional male-dominated marketing. Quote: “Money equals power, and women need more of both.” 9. The Wealth Gap Beyond the wage gap, the wealth gap is driven by caregiving responsibilities. Termed the “good daughter/spouse penalty.” Lifetime cost to women: $1 million. 10. Call to Action Women should seek financial literacy and independence. Encourage planning before crisis hits. Quote: “Wealth gives you choices in life.”
Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Kimberly Kelly. A real estate broker and entrepreneur who overcame a challenging upbringing in foster care, teen motherhood, and systemic adversity to become a successful businesswoman. Kimberly shares her journey of resilience, faith, and determination, offering inspiration to anyone facing difficult circumstances. Her story is a testament to perseverance, adaptability, and the power of believing in oneself.
Aubrey converses with Esme Van Deventer, Education consultant and Former head of elementary school, about the possibility of South Africa educationally moving in a different direction and using foundational literacy as opposed to the integration of technology into the approach of education. The Aubrey Masango Show is presented by late night radio broadcaster Aubrey Masango. Aubrey hosts in-depth interviews on controversial political issues and chats to experts offering life advice and guidance in areas of psychology, personal finance and more. All Aubrey’s interviews are podcasted for you to catch-up and listen. Thank you for listening to this podcast from The Aubrey Masango Show. Listen live on weekdays between 20:00 and 24:00 (SA Time) to The Aubrey Masango Show broadcast on 702 https://buff.ly/gk3y0Kj and on CapeTalk between 20:00 and 21:00 (SA Time) https://buff.ly/NnFM3Nk Find out more about the show here https://buff.ly/lzyKCv0 and get all the catch-up podcasts https://buff.ly/rT6znsn Subscribe to the 702 and CapeTalk Daily and Weekly Newsletters https://buff.ly/v5mfet Follow us on social media: 702 on Facebook: https://www.facebook.com/TalkRadio702 702 on TikTok: https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/Radio702 702 on YouTube: https://www.youtube.com/@radio702 CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/CapeTalk CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.
Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Ashley Joy Boyd. A Grammy-nominated songwriter, music producer, real estate developer, and author of Financially Fly: Mastering Money and Wealth for Women. Ashley shares her journey from co-writing Justin Bieber’s hit “Yummy” to overcoming bankruptcy and becoming a financial literacy advocate. The conversation explores the music business, financial empowerment, generational wealth, and the importance of mindset and self-investment.
Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Jotaka Eaddy. An award-winning strategist and advocate, founder of Win With Black Women (WWBW)—a collective of over 200,000 Black women leaders. Key Highlights from the Interview:
Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Steve Selengut. Also known as The Income Coach. Here's a detailed summary of the episode:
Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Steve Selengut. Also known as The Income Coach. Here's a detailed summary of the episode:
Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Steve Selengut. Also known as The Income Coach. Here's a detailed summary of the episode:
At our recent live broadcast at the San Francisco Public Library, we discussed universal healthcare in California and resources at the state and local levels.
Via metropolitan transit is moving on the development of mass transportation. There are the Green and Silver advanced rapid transit lines. The Better Bus Plan looks to boost frequency on key routes. What is Transit Oriented Development (TOD)? What is the long-term vision for VIA?
The media is focused on Alligator Alcatraz conditions, but has ignored the victims the whole time. Plus, President Trump defends Pam Bondi, Dan Bongino and Kash Patel as the Epstien list argument flared up last week. Visit the Howie Carr Radio Network website to access columns, podcasts, and other exclusive content.
Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald, interviewed Katrice Miller. A nationally recognized labor relations expert and career coach. The conversation explores her journey from federal government service to corporate leadership, her insights on labor law, personal branding, and how individuals can navigate layoffs, negotiate salaries, and build resilient careers.
Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald, interviewed Katrice Miller. A nationally recognized labor relations expert and career coach. The conversation explores her journey from federal government service to corporate leadership, her insights on labor law, personal branding, and how individuals can navigate layoffs, negotiate salaries, and build resilient careers.
Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald, interviewed Katrice Miller. A nationally recognized labor relations expert and career coach. The conversation explores her journey from federal government service to corporate leadership, her insights on labor law, personal branding, and how individuals can navigate layoffs, negotiate salaries, and build resilient careers.
Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Nina Sossamon-Pogue. A former elite gymnast, Emmy-winning news anchor, bestselling author, and resilience expert. Here’s a summary of the key themes and insights from the episode:
Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Nina Sossamon-Pogue. A former elite gymnast, Emmy-winning news anchor, bestselling author, and resilience expert. Here’s a summary of the key themes and insights from the episode: