Podcasts about bridge loans

John Chang interviews Josh Jacobs about why the long-anticipated wave of multifamily distress is finally showing up across select Sun Belt markets. Josh explains how aggressive bridge financing, rising interest rates, slower rent growth, and new supply have converged to force lender-driven sales, receiverships, and recapitalizations—particularly in Gulf Coast states. He breaks down how debt funds, banks, LPs, and preferred equity are navigating defaults, why many sponsors are being wiped out, and what actually happens when lenders step in. The conversation closes with a clear-eyed look at where disciplined investors may find opportunity as pricing resets heading into 2026. Josh JacobsCurrent role: Senior Managing Director, Marcus & MillichapBased in: Birmingham, AlabamaSay hi to them at:  josh.jacobs@marcusmillichap.com | https://www.linkedin.com/in/josh-jacobs-b142461b2/?utm_source=share&utm_campaign=share_via&utm_content=profile&utm_medium=android_app Visit ⁠www.tribevestisc.com⁠ for more info. Try QUO for free PLUS get 20% off your first 6 months when you go to quo.com/BESTEVER  Join us at Best Ever Conference 2026! Find more info at: https://www.besteverconference.com/  Join the Best Ever Community  The Best Ever Community is live and growing - and we want serious commercial real estate investors like you inside. It's free to join, but you must apply and meet the criteria.  Connect with top operators, LPs, GPs, and more, get real insights, and be part of a curated network built to help you grow. Apply now at⁠ ⁠⁠⁠www.bestevercommunity.com⁠⁠ Podcast production done by⁠ ⁠Outlier Audio⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

Building a True All-Inclusive Real Estate & Lending Platform with Taylor GreerIn this episode, I sit down with Taylor Greer, a seasoned real estate and hard money professional who's been navigating the Sacramento market since 2005. Taylor breaks down how CARLILE was built as a true all-inclusive boutique brokerage—combining real estate, lending, hard money, and appraisals under one roof—and why that model gives buyers and investors a serious advantage.We dive into how the Sacramento market has evolved over the years, where smart money is finding opportunity right now, and the biggest mistakes buyers and sellers continue to make. Taylor also shares real client success stories, his education-first approach to investing, and what buyers and investors need to understand heading into 2026.If you're looking to make smarter real estate decisions, spot opportunities others miss, and learn how integrated services create better outcomes, this episode is packed with insight.

#EP328 Federal funding for tribal clean energy projects has been rescinded. Tribes that invested millions in solar and microgrid projects now face stalled construction, lost jobs, and broken promises. David Harper, CEO of Huurav, is stepping in with bridge loans to keep these projects alive.David Harper is a tribal member from the Colorado River Indian Tribes on the Arizona-California border. He started his solar career fighting developers who disturbed sacred artifacts and human remains on tribal lands. Today, he runs Huurav, a company providing bridge financing for the 575 federally recognized tribes across the United States. His sister company, 7 Skyline, provides electrical engineering consulting to 80-90 tribes nationwide.Episode Highlights:The 2021 Infrastructure Bill allocated $10-15 billion for tribal energy projects. Much of that funding has been clawed back.Tribes that invested their own money now have stalled projects with no path to completion.Huurav provides 2-6 year bridge loans that allow tribes to continue construction while securing permanent financing.Capital stacking allows multiple funders (CDFIs, philanthropy, financial institutions, etc) to share risk on larger projects.Case study: Guidiville Rancheria in Mendocino County received a $1M bridge loan for a 500kW solar plus 1.5MW battery storage microgrid serving 44 homes.Huurav has 22 projects in its pipeline with more tribes requesting support.Tribal communities often suffer brownouts and blackouts because they sit at the end of utility lines. Microgrids offer energy independence.David Harper's story captures what happens when federal promises disappear overnight. Tribes that did everything right, completed feasibility studies, hired workers, and approved scopes of work, are left holding the bill. Huurav fills that gap with bridge loans sized to what tribes can pay back. This model builds credit history, creates jobs, and moves the 22 projects in their pipeline toward completion.Connect with David HarperLinkedIn: https://www.linkedin.com/in/david-harper-ab6b762b5/Huurav: https://www.huurav.com/7Skyline: https://www.7skyline.com/ Support the showConnect with Tim Clean Power Hour Clean Power Hour on YouTubeTim on TwitterTim on LinkedIn Email tim@cleanpowerhour.com Review Clean Power Hour on Apple PodcastsThe Clean Power Hour is produced by the Clean Power Consulting Group and created by Tim Montague. Contact us by email: CleanPowerHour@gmail.com Corporate sponsors who share our mission to speed the energy transition are invited to check out https://www.cleanpowerhour.com/support/The Clean Power Hour is brought to you by CPS America, maker of North America's number one 3-phase string inverter, with over 6GW shipped in the US. With a focus on commercial and utility-scale solar and energy storage, the company partners with customers to provide unparalleled performance and service. The CPS America product lineup includes 3-phase string inverters from 25kW to 275kW, exceptional data communication and controls, and energy storage solutions designed for seamless integration with CPS America systems. Learn more at www.chintpowersystems.com

Most people assume downsizing is difficult because it's sentimental. Scott and Sean agree the emotions are real, but they're rarely the main source of stress. The real problem is that many homeowners start too late, rush decisions, and do things in the wrong order. This episode reframes downsizing as a planning project, not a reaction, and walks through what to do first so you keep your options open later.The Biggest Mistake: Downsizing Without ClarityA common scenario is homeowners deciding they “need to sell” before they've defined why they're moving and what they actually want next. Scott and Sean explain that rushing into a condo purchase or locking in a next step too early often leads to regret a year or two later. The goal is to slow down and get clear on the “why” before choosing a property type or timeline.Not All Downsizers Are the SameDownsizers aren't one demographic. The conversation covers younger downsizers whose kids have recently left home, as well as seniors staying in family homes well into their 80s and 90s. Each profile has different motivations and trade-offs. Some want less maintenance, some want fewer stairs, some want a location shift, and many are reacting to fatigue from major home issues like flooding, roof leaks, or ongoing upkeep.“I Don't Want Smaller Rooms, I Want Less Rooms”Scott and Sean share how their mom's downsizing journey revealed a key insight: many people don't want to shrink their lifestyle, they want to simplify it. Early on, she wanted fewer rooms but still needed space for family gatherings. Later, her priorities changed and she no longer wanted to be the host. This section highlights how downsizing needs change over time, which is why planning early matters.Where Are You Going Next: The Question That Drives EverythingThe number one hesitation they hear is uncertainty about the next home. People worry about what the new space will feel like, whether it fits their routines, and whether the location matches their lifestyle. The episode emphasizes that you can't build a smart timeline without first exploring where you want to live and what type of home truly fits your next chapter.The Financial Reality: Downsizing Can Be a Lateral MoveMany homeowners expect to “cash out” equity by moving into something smaller. Scott and Sean explain why that often doesn't happen, especially when the next home is newer, in a walkable area, or in a highly desirable pocket. By the time the purchase price and moving costs are calculated, the financial result can feel surprisingly flat. This is why they encourage people to run realistic net proceeds calculations early, then compare that number to real purchase options.Preparing Your Home Strategically: Inspections, Planning, and ROIThey stress the value of starting with an accurate opinion of value and a pre-listing inspection. This gives homeowners visibility into what buyers may uncover later and allows fixes to be planned over time. They also talk about smart cosmetic improvements that can pay off when done intentionally, including decluttering, depersonalizing, paint, and targeted design updates. The guiding principle is to invest only when the return makes sense, not when it feels urgent.Build the Right Team Early: Realtor, Family, Financial AdvisorA recurring theme is that downsizing decisions improve when homeowners surround themselves with the right people early. Scott and Sean recommend involving family from the beginning to reduce conflict later, especially when adult kids are emotionally attached to the family home. They also encourage bringing in financial planners and accountants early, because the feasibility of the move often comes down to timing, cash flow, and total cost.Buy First vs Sell First: The Trade-Off Most People UnderestimateThey break down why buying first offers comfort and choice but requires financial flexibility. Selling first reduces risk but introduces time pressure and can force short-term renting if the right property doesn't show up in time. Scott and Sean suggest longer closings when possible to buy more time, and they normalize renting as a strategic move that can relieve pressure and help people “try on” a new lifestyle before committing.Bridge Loans, Lines of Credit, and Financing MisconceptionsA key highlight is the misconception that a bridge loan solves the buy-before-sell problem for cash buyers. They explain why bridge financing typically requires a mortgage component and why many downsizers need to explore alternatives like a line of credit secured against their current home. They also caution that approval isn't guaranteed, especially for retirees without income, which reinforces the need to plan financing early.Condo Downsizing: Fees, Special Assessments, and Due DiligenceScott and Sean explain that condos can be more expensive than many people expect once fees, taxes, and potential special assessments are factored in. They warn that some buildings have weak reserve funds, leading to major surprise costs. They outline the importance of due diligence, including reviewing meeting minutes, financials, and signs of future assessments, while acknowledging that risk can still exist even after careful review.Senior Transitions and Estate Scenarios: Planning Prevents EmergenciesThey discuss how downsizing becomes far more complex when health issues arise or decision-making capacity changes. They highlight a major misconception around power of attorney and how selling a home can still require a lengthy legal process. This section reinforces the importance of family conversations early, before a move becomes urgent or forced.The Emotional Side: Memories, Family Dynamics, and Letting GoThey validate that emotion is tied to memories, but stress that the move doesn't erase those memories. They talk about how adult children can initially react strongly, and how bringing family into the process earlier can reduce tension. They also highlight the overwhelm of sorting decades of belongings, and how seniors often feel stuck because they don't know what to do with “everything.”Support That Makes Downsizing Easier: Specialists and SystemsScott and Sean share how transition specialists help break the process into manageable steps, guiding homeowners room by room with clear sorting categories and realistic planning. They also describe how mapping out furniture in the next space can reduce anxiety and help homeowners feel confident. The message is that downsizing feels impossible when you try to do it alone, but becomes manageable with the right support.The Tools: Readiness Assessment and the 7-Step Downsizers GuideThey introduce a Downsizers Readiness Assessment designed to help homeowners self-identify where they are in the process, whether they're exploring, planning, or truly move-ready. They explain how it creates clarity and better conversations between spouses and family members. They also outline the 7-step downsizers guide as a roadmap built around clarity, lifestyle vision, options, timing, strategic preparation, simplifying, and moving with confidence.Final Message: Start Early to Protect Your OptionsThe episode closes with a clear takeaway: downsizing becomes stressful when it's compressed into a short timeline. Starting earlier reduces pressure, improves choices, and helps homeowners make decisions they won't regret. Scott and Sean invite listeners to use the assessment and guide as a low-pressure starting point, then reach out when they're ready for advice.Contact us at info@broadywindsor.comwww.broadywindsor.com(514) 516-1579 Scott Broady(514) 802-7326 Sean BroadyInstagramFacebook

In this episode of the Real Estate Pros podcast, host Michelle Kesil interviews Mark Hayes, the founding president of Bridge South Investments. Mark shares his journey into real estate investing, his focus on bridge loans, and the importance of building relationships in the lending business. He discusses the challenges he has faced, the keys to his business growth, and offers valuable advice for aspiring investors. Mark emphasizes the significance of understanding one's investor type and the benefits of mentorship in navigating the real estate landscape.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

Sharon Karaffa is the President of Multifamily Debt and Structured Finance at Newmark. With over two decades of experience, she's built her career advising on agency lending, capital markets strategy, and multifamily finance. From starting in corporate finance at Fannie Mae to shaping lending strategies during volatile market cycles, Sharon brings a rare lens on long-term trends and real-time insights. She has led teams through critical transitions, including Fannie Mae's restatement period and the public launch of Newmark's multifamily platform, giving her a comprehensive view from both the borrower and lender perspective.     Make sure to download our free guide, 7 Questions Every Passive Investor Should Ask, here.     Key Takeaways How Sharon transitioned into multifamily lending during a corporate finance shake-up at Fannie Mae Why mentorship and sponsorship play a crucial role in long-term success The ongoing conservatorship of Fannie and Freddie—and what it means for agency lending How current interest rate volatility is reshaping investor and lender behavior The role of AI in the future of multifamily debt underwriting     Topics Covered Falling Into Multifamily by Taking a Chance Sharon shares how she unexpectedly landed in multifamily finance after being offered three career tracks at Fannie Mae—and choosing the one she knew the least about. Navigating the Conservatorship Era A look at how Fannie and Freddie's placement under conservatorship in 2008 changed the structure of agency lending, from Treasury sweeps to regulatory capital planning. How Volatility Affects Lending Decisions Sharon explains how rate volatility has impacted investor confidence and what lenders consider when advising clients during market uncertainty. Bridge Loans vs. Agency Debt Sharon breaks down where potential distress may appear in the market and why deals underwritten with aggressive bridge debt may be more vulnerable. Lender Advice: Don't Wait for the 'Perfect Rate' Insight on why now may still be the right time to execute a deal—and how waiting on the sidelines may mean missing key opportunities. Tech and AI in Multifamily Lending Sharon shares how Newmark is experimenting with a proprietary GPT tool for internal underwriting and predictive analytics—and where AI still needs work.    

This week, we explore the State Employees' Credit Union's special program for state employees, offering up to $1,000 at a fixed 5% interest rate with up to six months to repay, created to bridge the gap caused by the December pay schedule change. We also highlight related SECU benefits, including a 90-day first payment grace period on qualifying auto loans, a 0.5% rate discount for state employees and retirees, holiday and summer savings accounts, rental housing options through SECURE, and first-time homebuyer assistance.

Brianna K Hunter transformed her life through courage, mentorship, and strategic investing, revealing an inspiring path toward personal freedom and long-term success. This one's for anyone willing to take bold action.See full article: https://www.unitedstatesrealestateinvestor.com/creating-your-path-to-rising-toward-a-bigger-life-with-brianna-k-hunter/(00:00) - Welcome Back to The REI Agent with Guest Brianna K. Hunter(00:09) - Warm Weather Banter and San Diego Backdrop(00:24) - Brianna Shares Her Current Focus in Multifamily Investing(00:47) - How Brianna Entered Real Estate and Bought Her First Property in College(03:03) - Growing Up in Connecticut and Early Success as an Agent(03:26) - House Hack Beginnings and Using FHA to Buy a Duplex(04:10) - Hands On Renovations and Learning Construction Skills(05:00) - Cash Flowing as a College Student During the COVID Market Shift(06:45) - Mindset, Risk, and Listening to Mentors Instead of Naysayers(07:43) - Appreciation of Duplex Cash Flow and Challenges of Today's Rates(08:16) - Dropping Out of College to Pursue Real Estate Full Time(09:36) - Transition from Neurobiology to Psychology and Human Development(10:02) - Mattias and Brianna Discuss College Value and ROI(11:06) - Education, Drive, and Why Degrees Don't Guarantee Success(12:38) - Scaling as an Agent and Working with Investors(13:54) - Outgrowing Connecticut and Preparing for the Next Big Life Move(15:12) - Brianna's Grandmother Inspires a Cross Country Leap to San Diego(16:21) - Moving to California with No Job and Starting Over Completely(16:31) - Selling Her First Investment Property and Leveraging the Equity(17:19) - Apartment Hunting Without a Job and Signs of Alignment(18:06) - Day One Hustle: Printing Resumes and Knocking Doors in San Diego(19:11) - Landing a Restaurant Job and Transitioning into an Investment Company(20:45) - Learning Fix and Flip, Acquisitions, and Leadership From Mentors(21:05) - Jumping Into Multifamily Syndication and Working for Herself(21:58) - Syndicating Across Multiple States and Market Differences(22:06) - Value Add Investing and Stabilizing Properties in Three to Five Years(23:00) - The Long Term Equity Play in High Value Markets Like San Diego(23:33) - Brianna's Role in Raising Capital and Managing Investor Relations(24:24) - Becoming a General Partner and Vetting Opportunities for Investors(24:46) - The Alignment Between Agents and Syndications Explained(26:37) - Mattias' Personal Example of Depreciation and Syndication Returns(28:19) - Compounding Wealth, Bonus Depreciation, and Using a Self Directed IRA(30:02) - Cap Rates, Forced Equity, and How Operators Add Value(31:17) - Market Risks, Bridge Loans, and Why Understanding the Deal Matters(33:50) - Accredited vs Sophisticated Investors and Understanding Risk(35:38) - Golden Nugget: Lean on Mentors and Ask Questions Relentlessly(36:23) - The Importance of Your Circle and Surrounding Yourself With the Right People(37:30) - Current Reads: Free a Lot of Power and Personal Growth(38:14) - Where Listeners Can Connect With Brianna Online(39:15) - Closing Thanks and Final Messages From Mattias and EricaContact Brianna K. Hunterhttps://www.facebook.com/briannaKhunter/https://www.instagram.com/briannakayh/https://www.linkedin.com/in/brianna-kay-hunter-598b71380/https://www.tiktok.com/@briannakayh https://www.zillow.com/profile/Brianna%20K%20HunterThank you for joining us today. Brianna's journey proves that your next level begins the moment you choose courage over comfort and take action toward the life you want. For more powerful stories and tools to grow your future, visit https://reiagent.com

If you're flipping houses or trying to fund your next real estate project, hard money loans can give you access to fast capital without relying on your credit score, tax returns, or bank approval. In this video, we break down exactly how hard money loans work, why flippers use them, and the step-by-step process of getting approved. You'll learn how asset-based underwriting works, how private lenders evaluate deals, and what separates hard money from conventional loans. Whether you're a new investor or an experienced flipper, this guide explains the timeline, down payment requirements, risks, and when these loans make the most sense. This episode explains everything you need to know before using hard money: funding speed, approval criteria, down payment expectations, points, risk factors, exit strategies, and how private lenders think about your deal. If you've ever searched for how real estate investors get fast funding without banks, this video breaks it all down clearly. What You'll Learn in This Episode: • What a hard money loan is and why it's used • How asset-based underwriting works • Why credit scores matter less than the deal itself • Typical loan terms, rates, and points • How private lenders evaluate flippers • What makes approval faster than traditional banks • When hard money is the right tool and when it's not • How exit strategies affect approval • Why deep discounts and accurate rehab budgets matter • How bridge loans function in commercial real estate Links Referenced in Episode: SS122: What is a Bridge Loan in Commercial Real Estate - https://youtu.be/hAzDjMXcU9A Connect with the Global Investors Show, Charles Carillo and Harborside Partners: ◾ Setup a FREE 30 Minute Strategy Call with Charles: http://ScheduleCharles.com ◾ Learn How To Invest In Real Estate: https://www.SyndicationSuperstars.com/  ◾ FREE Passive Investing Guide: http://www.HSPguide.com ◾ Join Our Weekly Email Newsletter: http://www.HSPsignup.com ◾ Passively Invest in Real Estate: http://www.InvestHSP.com ◾ Global Investors Web Page: http://GlobalInvestorsPodcast.com/

Full episodes available at www.peoplenottitles.comPeople, Not Titles podcast is hosted by Steve Kaempf and is dedicated to lifting up professionals in the real estate and business community. Our inspiration is to highlight success principles of our colleagues.In this episode of "People Not Titles," hosts Steve Kaempf and Matt Lombardi break down major updates from the National Association of Realtors (NAR) summit, including a new strategic plan focused on modernization, transparency, and accountability. They discuss significant MLS policy changes, the market outlook, and NAR's commitment to stable dues and advocacy, offering valuable insights for real estate professionals and consumers.Introduction and Episode Overview (00:00:02)Fannie Mae, Freddie Mac, and New Credit Scoring Models (00:00:56)Timeline for Credit Model Rollout and Loan Level Price Adjustments (00:04:27)Zillow vs. Compass Feud and Agent Survey (00:05:09)Survey Methodology and Private Listings Debate (00:07:34)Ongoing Lawsuits and Market Power Concerns (00:09:03)Compass Merger Timeline and Industry Impact (00:10:23)Compass Private Listings Strategy and Seller Impact (00:10:57)Federal Reserve Leadership Changes (00:11:21)Portable Mortgages and 50-Year Mortgage Concepts (00:12:24)Structural Barriers to Portable Mortgages in the U.S. (00:14:07)Potential for Portable Mortgages and Market Challenges (00:16:01)Assumable Mortgages, Bridge Loans, and Rate Buydowns (00:17:37)NAR Summit Recap and Leadership Changes (00:18:34)NAR's Three-Year Strategic Plan Highlights (00:20:20)Zero-Based Budgeting and Transparency Initiatives (00:21:47)Actionable Intelligence and Industry Input (00:22:57)Signature Projects and Member Commitments (00:23:26)NAR Dues, Political Advocacy, and Financial Health (00:25:20)Assessment of NAR's New Leadership and Direction (00:26:14)NAR Changes to MLS Policy and Local Control (00:27:35)Implications of Decentralized MLS Rules (00:29:32)Antitrust Concerns and Policy Rollbacks (00:30:46)Local MLS Autonomy: Access, Training, and Enforcement (00:31:09)Broker Impacts and Market Variability (00:32:36)NAR Market Outlook and Economic Forecast (00:33:47)Our Success Series covers principles of success to help your thrive!www.peoplenottitles.comIG - https://www.instagram.com/peoplenotti...FB - https://www.facebook.com/peoplenottitlesTwitter - https://twitter.com/sjkaempfSpotify - https://open.spotify.com/show/1uu5kTv...

In this episode of Home In Progress, host Dan Hansen sits down with West Michigan Realtors Sue Prins and Ginger Herman from the Sue Prins Group, 5 Star Real Estate Leaders, for an in-depth look at today's unpredictable housing market.They unpack the realities behind shifting market conditions, including the much-talked-about “lock-in effect,” fluctuating interest rates, and seasonal changes that influence both buyers and sellers. The conversation also explores how buyer and seller psychology has evolved, what's driving new home design trends, and why warmer, more inviting colors are replacing stark whites.Sue and Ginger share practical advice for homeowners considering a move—covering everything from timing and financing strategies like bridge loans and equity forward programs to avoiding common mistakes that can cost time and money.Whether you're buying, selling, or simply watching the market, this episode offers a clear, grounded view of what's really happening in West Michigan real estate—and how to navigate it with confidence.Episode Breakdown:00:00 – Introduction: The Unpredictable Housing Market00:46 – Meet the Experts: Sue Prins and Ginger Herman02:25 – Current Market Trends and Buyer Behavior04:52 – The Lock-In Effect and Seasonal Shifts08:14 – Market Dynamics: Pricing and Inventory15:16 – Design Trends: Colors and Styles18:32 – What's In, What's Out: The Return of Warm Tones19:07 – Advice for Homeowners and Sellers20:27 – Changing Buyer Preferences20:46 – The Impact of Interest Rates22:59 – Winter Buying Strategies24:31 – Navigating Home Warranties and Escrow26:55 – Mistakes to Avoid for Buyers and Sellers29:50 – Bridge Loans and Equity Forward Programs Explained35:04 – Encouragement for Buyers and Sellers36:44 – Closing Thoughts

In this conversation, Rob Ross discusses various types of loans in the real estate market, including construction loans, bridge loans, and business purpose loans. He emphasizes the importance of client education and building wealth through real estate. The discussion also touches on the challenges faced in the lending industry and the need for continuous adaptation and collaboration among professionals.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

In this episode, I take you behind the scenes of the recent American Lending Conference, our most impactful event yet. From powerful keynote sessions and high-level panels to the incredible networking that brought lenders, brokers, investors, and service providers together, this year's conference truly raised the bar.I'll share some of the highlights, the energy in the room, and the key takeaways that are shaping the future of private lending. Whether you were there in person or following from afar, this episode gives you an inside look at what made the event so special and why the American Lending Conference has become the place to be for the lending community. Be sure to mark your calendar! March 10-11, 20265th National American Lending Conference and Golf Tournament!https://www.americanlendingconference.com/

In this episode of the Real Estate Pros Podcast, host Q Edmonds interviews Zalman Chayo, a professional in the residential lending space. They discuss the dual aspects of Zal's business, focusing on helping end users with their mortgage needs and assisting investors with unique financing scenarios. The conversation delves into the current challenges in the real estate market, including appraisal issues and credit concerns, and emphasizes the importance of building relationships and networking in the industry. Zal shares insights on overcoming obstacles in real estate investing and offers encouraging advice for those looking to navigate the market successfully.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

In this episode, we sit down with Vince Martinez since, a seasoned mortgage broker with his sights set on expanding into private lending. He shares his take on today's market, where he sees opportunity in hard money and non-QM, and why this year's conference is the place to make those deals happen. I love this episode, because I think you will relate to his journey especially if you are a mortgage broker or wanting to enter into our space. Lets bring him on...

Welcome to Your Real Estate Voice with Barb Schlinker, your trusted source for all things real estate. Whether you're considering a move or just curious about the market, Barb is here to provide expert guidance and invaluable insights. With years of experience and a commitment to delivering results, Barb Schlinker and her team at Your Home Sold Guaranteed Realty – Barb Has The Buyers Team is dedicated to helping you achieve your real estate goals. Don't hesitate to contact Barb directly at 719-301-3900 or visit BarbHasTheBuyers.com to tap into her extensive network of buyers and sellers. Get ready to experience a seamless and successful real estate journey with Your Real Estate Voice and Barb Schlinker by your side.Segment 1 – What is the status of the Proposed Buc-ees Development North of Colorado Springs?Segment 2 – What to Do and What Not to Do to Get Your Home Ready for SaleSegment 3 – Why Are Assumable VA Loans so Attractive to BuyersSegment 4 – Are Bridge Loans Hard to Get if You Need to Buy Your Next Home First – Hot New ListingsYou are listening to the Real Estate Voice with Barb Schlinker of Your Home Sold Guaranteed Realty. If you are thinking of making a move, call Barb at 719-301-3900 or visit BarbHasTheBuyers.com#realestatevoice #barbschlinker #coloradosprings #yourhomesoldguaranteedrealtycolorado #barbhasthebuyers

In this episode of EisnerAmper's Alternative Investments Spotlight, Elana Margulies-Snyderman, Director, Publications, EisnerAmper, speaks with Tibor Wilheim, CEO, Mount Wilson Capital, a direct lender specializing in Fix-N-Flip and residential bridge loans across the Mid-Atlantic, Midwest and Northeast regions. Tibor shares his outlook for investing in the space, including the greatest opportunities, challenges and more.

Today we share with you 3 of the core reasons why you should attend the American Lending Conference, Sept. 3-4 in Las Vegas. We discuss networking,  practical education, and the benefits of a thriving community.Join us! Register here -->https://www.americanlendingconference.com/register-vegas

In this conversation, Dylan Silver interviews Charles Farnsworth, a seasoned lender from Tacoma, Washington, who shares his journey into the real estate industry, the evolution of lending practices, and the challenges faced during economic downturns. Charles discusses his early experiences with fix-and-flip projects, the impact of the 2008 financial crisis, and the importance of private capital in today's market. He also delves into the complexities of bridge loans and offers advice for new investors navigating the real estate landscape. Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

(00:00-29:03) Joey Vitale joins us from down in Dallas at a volleyball tournament with a little father/daughter time. More spaghetti, less upset-y. NHL Draft tonight. Does Joey think Jordan Kyrou will be traded? Kyrou's development. Something about Santa Clause. Firm handshakes and eye contact matters. No submissions yet for RHWOFTMA. Bridge Loans.(29:12-54:25) The first song you could ever download on the internet. Aerosmith. Ballwin Beer Bitch is on the phone lines. Thoughts on gentle parenting husbands. Soft nags. Steve Templeton. The odor in the women's restroom at the Doggies game. Update on the EBUG situation in the NHL. Daddy Padre calls in to give his thoughts on losing his job.(54:35-1:03:14) Drops of the Week. St. Louisan Trent Frederic signs with the Edmonton Oilers. Box socials.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

In this conversation, Stephen Schmidt interviews James Mendelsohn, a seasoned expert in real estate financing. They discuss James's extensive career in lending, the current trends in the lending market, and the various loan options available to investors. James shares insights on how to position financials attractively to lenders, the impact of rising interest rates, and how investors can adapt to tighter capital conditions. He emphasizes the importance of transparency in financial dealings and offers advice for both novice and experienced investors. The conversation concludes with James's plans to launch an equity fund, showcasing his commitment to evolving in the real estate finance space.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

What if the biggest risk to your private lending business isn't the borrower… but your servicing process? Today's guest discovered that firsthand—and instead of settling for outdated systems, he built something better.Welcome to the lenders playbook podcast. Your go to resources  for private lending, real estate, and entrepreneurship.Today on The Lender's Playbook, we're diving into the origin story of Petra loan servicing with its founder Joseph Dillamore, who went from solving his own lending challenges in the UK to building a national servicing powerhouse here in the U.S. You'll hear how outdated systems and scattered communication inspired him to create a better solution, what it actually looks like to onboard a lender and why Petra's borrower-first approach is improving loan performance across the board. If you're a lender looking to streamline your servicing, improve borrower communication, and grow with confidence, this episode will show you how Petra can help you do just that—without the headaches.

A bridge loan is a short-term loan used to "bridge the gap" between buying a new home and selling your current one. It's typically used by homebuyers who need funds for a down payment on a new home before their existing home sells.Here's how it works:You own a current home and want to buy a new one.You haven't sold your current home yet, so your cash is tied up in its equity.A bridge loan gives you access to that equity—before the sale closes—so you can make a down payment or cover closing costs on the new home.The bridge loan is secured by your current home, and repayment typically comes from the proceeds once it sells.Key Features:Term: Usually 6–12 months.Interest Rates: Higher than a traditional mortgage.Repayment: Often interest-only during the term, with a balloon payment (full payoff) at the end.Loan Amount: Usually up to 80% of the combined value of both homes (existing + new).Example:Your current home is worth $400,000 with a $250,000 mortgage (so $150,000 equity).You want to buy a $500,000 home.A bridge loan lets you borrow against some of that $150,000 equity to cover the new home's down payment while waiting for the current home to sell.Is this conversation helpful so far?tune in and learn https://www.ddamortgage.com/blogdidier malagies nmls#212566dda mortgage nmls#324329 Support the show

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What if you were leaving up to 25% of potential deals on the table just because you don't have the right loan products in your arsenal?And what if you could close more deals without chasing rates or competing on price?In this episode of The 360 Experience podcast, Tim Braheem sits down with Scott Rerucha, a seasoned expert who's seen it all in the mortgage space. Scott runs Legacy Group Capital, one of the few platforms offering private lending alongside traditional mortgage options. This is the secret weapon many top originators are using to break through the noise and capture deals others miss.What you'll gain from this episode:1️⃣ Bridge Loans & Flexibility: Learn how to offer bridge loans that others can't, including the ability to cross-collateralize multiple properties to make your clients' dreams a reality.2️⃣ Speed = Sales: Find out how speed and flexibility are your ticket to winning deals in a market where timing is everything. No more waiting around for bank approvals.3️⃣ Differentiate Your Loan Products: How offering niche products like custom construction loans can make you the go-to loan officer for builders, real estate agents, and investors.➡️ Want to get access to products like Scott's? Check out Legacy Group Capital at the link below to learn more. https://legacyg.com/ ➡️ Stop watching others close deals with private lending and creative financing. Join The Loan Atlas today and get the product training that will help you stand out in your market: https://go.theloanatlas.com/membership ABOUT TIM BRAHEEMWith more than 25 years of experience as a highly successful mortgage professional, industry leader, educator, and life coach, Tim Braheem is committed to engaging with people on a deep level and helping them uncover the barriers they have placed in the way of having the level of success they deserve in both their business and personal lives.FOLLOW Instagram ► https://www.instagram.com/tbraheem/LinkedIn ► https://www.linkedin.com/in/timbraheemTHE LOAN ATLASJOIN ► https://go.theloanatlas.com/membership FOLLOWInstagram ► https://www.instagram.com/theloanatlas/YOUTUBE ► https://www.youtube.com/@LoanAtlas----------Mentioned in this episode:Book a Strategy Call with The Loan Atlas! Follow the link below to schedule a demo session with our team! https://go.theloanatlas.com/book-a-demo

In this conversation, we introduce HomeLight's Buy Before You Sell. They offer a modern bridge loan solution for clients, allowing them to unlock up to $2 million of their home's equity with 0% interest.By partnering with HomeLight, mortgage loan officers can help clients eliminate home sale contingencies and reduce their debt-to-income ratios, enabling them to make stronger, non-contingent offers on new homes. This partnership enhances the services loan officers provide, leading to increased client satisfaction and potentially more closed loans.Timestamps:Introducing Buy Before You Sell15:07Understanding the Current Market Challenges18:12How Buy Before You Sell Works20:58Comparing Buy Before You Sell with Competitors23:58The Financial Model Behind the Product20:30Market Challenges and Education22:17Lead Generation Opportunities for Loan Officers33:46Connect With HomelightWHEN YOU'RE READY✅ Get Your Realtor Referral Score

Mark Cassidy is back on the show! This time, we're diving into the world of cigars—what pairs best with them, how they enhance networking, and the excitement around the exclusive VIP Networking Cigar Lounge at the American Lending Conference. It's a laid-back, fun conversation, and we hope you enjoy the episode!

In this episode, Jake and Gino sit down with Jeremy Thomason, Managing Principal of Convolo Capital, to discuss his journey from corporate banking to real estate syndication. Jeremy shares his experiences in passive investing, multifamily deals, asset management, and raising capital.He reveals insider knowledge from his time at CoreLogic, breaks down how institutional investors operate, and explains why Dallas and Atlanta are his top picks for 2025.If you're looking to scale your real estate portfolio, improve your asset management skills, or understand the nuances of multifamily investing, this episode is for you.Topics Covered:How Jeremy transitioned from banking to real estateLessons learned from single-family investingRaising capital as a first-time GPThe power of institutional investors in multifamilyThe risks of floating-rate loans and why fixed debt is kingHow to avoid cash management disasters in multifamilyThe future of real estate investing in 2025Subscribe for more insights on multifamily investing and wealth-building strategies! Chapters:00:00 - Introduction  02:59 - What is a Finance Bro?  07:32 - Transitioning from Passive Investor to Syndicator  11:40 - How Big Data and AI Are Changing Real Estate  19:20 - Understanding Multifamily Debt: Agency vs. Bridge Loans  23:15 - Cash Management vs. Spreadsheet Management  31:03 - Asset Management vs. Property Management  36:37 - Why NOI Growth Matters More Than Cap Rate Compression  40:17 - The State of the Multifamily Market in 2025  45:46 - Top Real Estate Podcasts & Resources  51:04 - Best U.S. Markets for 2025  52:29 - Gino Wraps it Up We're here to help create multifamily entrepreneurs... Here's how: Brand New? Start Here: https://jakeandgino.mykajabi.com/free-wheelbarrowprofits Want To Get Into Multifamily Real Estate Or Scale Your Current Portfolio Faster? Apply to join our PREMIER MULTIFAMILY INVESTING COMMUNITY & MENTORSHIP PROGRAM. (*Note: Our community is not for beginner investors)

In this episode of The Lenders Playbook, we're joined by Wesley Carpenter of Stormfield Capital for an insider look at private credit and bridge lending. Wesley shares how Stormfield stands out in the competitive lending space and reveals key strategies that set them apart.You will learn:✅ Stormfield's mission and the problem they're solving✅ How they underwrite and close deals fast✅ Why being a balance sheet lender gives them an edge✅ The appeal of private credit for investors✅ How securitization and loan servicing drive success✅ The current market's impact on bridge lending✅ Traits of top professionals in real estate finance✅ Must-read publications for business growthIf you're looking to level up your understanding of private lending, this episode is packed with valuable takeaways.

This Day in Legal History: First Formal Anti-slavery Resolution in American HistoryOn February 18, 1688, a group of Quakers in Germantown, Pennsylvania, drafted the first formal anti-slavery resolution in American history. Addressed to their local monthly meeting, the document condemned the practice of slavery and argued that it was incompatible with Christian teachings. The authors—Garret Henderich, Derick op de Graeff, Francis Daniel Pastorius, and Abram op de Graeff—compared enslaving Africans to the feared practice of Christian captives being taken by Turkish pirates. They pointed out the hypocrisy of Quakers, who sought religious freedom for themselves while denying liberty to others. The resolution questioned whether Christians had the moral right to enslave others based on race and emphasized the Golden Rule: treating others as one would want to be treated. It also warned of the possibility that enslaved people might eventually resist their oppression, raising the moral dilemma of whether their masters would then take up arms against them. The document urged Quakers to reconsider their complicity in slavery and to recognize the dignity and humanity of all people. Though the resolution was not immediately adopted by the broader Quaker community, it laid the groundwork for the abolitionist movement within the Society of Friends. Over time, Quakers became some of the most outspoken opponents of slavery in America. The Germantown protest stands as an early and courageous call for justice, foreshadowing the larger struggle for human rights that would unfold in the centuries to come.The Trump administration has asked the U.S. Supreme Court to lift a judge's order blocking the removal of Hampton Dellinger, head of the Office of Special Counsel, as litigation over his firing continues. Dellinger, appointed by former President Biden, was informed of his dismissal on February 7, but he sued, arguing that Trump lacked the authority to remove him without cause. Federal law allows the Special Counsel to be dismissed only for inefficiency, neglect of duty, or malfeasance.On February 12, U.S. District Judge Amy Berman Jackson issued a temporary restraining order reinstating Dellinger, stating that his firing violated legal job protections. The Justice Department, calling the ruling an attack on presidential authority, argues that courts should not dictate whom the president retains in his administration. The D.C. Circuit Court of Appeals rejected the administration's appeal, deeming it premature.This case may set an important precedent for Trump's broader efforts to reshape the federal government by removing independent agency heads. It follows a pattern of dismissals, including Trump's recent firing of 17 inspectors general without explanation. The Special Counsel's Office plays a crucial role in protecting whistleblowers and enforcing restrictions on political activity among federal employees.Trump administration turns to US Supreme Court in bid to fire agency head | ReutersPresident Donald Trump announced he will nominate Edward Martin for a full term as U.S. Attorney for the District of Columbia. Martin, currently serving in an interim capacity, has drawn controversy for his past legal work. He previously represented individuals charged in the January 6, 2021, Capitol riot and recently sought to drop charges against a defendant he once defended.Martin was also present outside the Capitol during the attack and has criticized the Justice Department's handling of the prosecutions. His nomination requires Senate approval, and ethical concerns have been raised about his involvement in cases related to former clients. Justice Department rules typically require attorneys to recuse themselves from such cases for at least a year.Trump, on his first day back in office, granted clemency to nearly all of the 1,600 people charged in connection with the riot. Martin's nomination is expected to face scrutiny due to his past legal advocacy for those involved in efforts to overturn the 2020 election.Trump to nominate top prosecutor Martin for permanent term as US attorney for DC | ReutersA former business development manager is suing Reed Smith LLP for at least $50,000 in unpaid overtime, claiming the firm misclassified her as a manager to avoid paying her for excessive work hours. Phoebe Medeiros filed the lawsuit in California state court, alleging she regularly worked 90-hour weeks, sometimes in shifts as long as 36 hours, despite official timesheets reflecting a standard 40-hour workweek.Medeiros, who transferred to Reed Smith's Southern California office in 2022, says she primarily worked under the direct instructions of partner Mark Pedretti, preparing business pitch materials and relaying information, rather than functioning as a true manager. Pedretti, who is not named as a defendant, has not commented on the lawsuit.Reed Smith has not responded to requests for comment, and neither Medeiros nor her attorneys from The Rutten Law Firm have provided statements. Medeiros has since left the firm and now works at Freshfields. The case, Medeiros v. Reed Smith, LLP, is being heard in California Superior Court for Los Angeles County.Reed Smith Sued by Business Development Manager for Overtime PayAnd in my column for Bloomberg Tax this week, I pitch the idea of tax-abatement bridge loans for office conversions. Post-pandemic, cities like New York, San Francisco, and Washington are struggling to revitalize commercial districts, with tax abatements for office-to-residential conversions proving ineffective because they only apply after project completion. Instead of making developers wait years to benefit, states should allow them to borrow against future tax savings through upfront, low-interest bridge loans—essentially restructuring the incentive rather than creating a new subsidy.  With record-high office vacancies and persistent housing shortages, conversions make obvious policy sense. However, they remain slow due to high costs and the difficulty of securing favorable loans in the current interest rate environment. Existing tax incentives only kick in post-construction, forcing developers to front conversion costs while facing uncertainty about future property tax rates. A bridge loan program secured by future abatements would mitigate this risk by locking in tax savings at financing, providing developers with stable, immediate capital.  The model would work through a public-private partnership: states would calculate future tax savings, commercial banks would underwrite low-interest loans secured by those abatements, and developers would repay the loans using the redirected tax breaks. Because funds would be deployed in phases based on project milestones, states wouldn't be on the hook for speculative projects that never materialize. Unlike grants or new subsidies, this wouldn't cost taxpayers beyond existing abatements, which are currently underutilized due to their delayed structure.  This approach should appeal across the political spectrum—expanding housing supply without direct handouts to developers satisfies progressive concerns, while a self-financing mechanism aligns with fiscal conservatism. Similar models have worked elsewhere, such as Wisconsin's senior housing loan program and widely used tax increment financing districts. Given the scale of the housing crisis, cities can't afford to wait—tax-backed bridge loans offer a practical fix to a well-documented problem. This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit www.minimumcomp.com/subscribe

In this episode, Jake emphasizes the importance of having a team for unbiased insights, building cushion into deals, and learning from both your mistakes and others. He shares an in-depth look at his process for underwriting hotel deals, including revenue assumptions, expense analysis, financing structures, and the role of pro forma models. Jake also touches on the significance of community and networking in the hospitality industry, leveraging past partners and peers for feedback and collaboration. From discussing a potential but ultimately avoided deal in New England to highlighting the benefits of working with branding agencies and interior designers, this episode is a masterclass!Connect & Invest with Jake:Follow Jake on X: https://x.com/JWurzak1 on 1 coaching with Jake: https://www.jakewurzak.com/coachingLearn How to Invest with DoveHill: https://bit.ly/3yg8PwoTopics:(00:00:00) - Intro (00:00:56) - The Value of a Hospitality Network (00:02:40) - Savannah Hotel Deal and Due Diligence (00:03:55) - Navigating Investment Strategies and Honest Feedback (00:06:23) - Underwriting Deals: A Case Study (00:08:53) - Seasonal Hotel Operations and Business Plan (00:15:03) - Evaluating Hotel Deals and Financial Metrics (00:25:28) - Short-Term Rental Opportunities (00:26:06) - Financing and Bridge Loans (00:27:52) - Pro Forma Metrics and Cash Flow (00:30:30) - Internal Memos and Investment Committee (00:32:34) - Lease to Buy Options and Master Leases (00:37:38) - Pro Forma Creation and Sensitivity Analysis (00:40:13) - Investor Returns and Deal Structures (00:45:38) - Design and Renovation Budgeting (00:50:26) - Final Thoughts and Q&A

In this first episode of 2025, Randy and Chris kick off the year with banter, bold predictions, and mortgage insights. They cover everything from Mike Vrabel's return to the Patriots, to current mortgage trends, interest rates, and credit tips for buyers and agents. Dive into unique loan programs like Maine State Housing, bridge loans, and more, all with a conversational vibe that's as informative as it is entertaining. Stick around for updates on upcoming events and Randy's beard rating. Your go-to mortgage podcast is back for another great year! 00:00 Introduction and Casual Banter 01:07 Exciting News for Patriots Fans 02:57 Current Mortgage Interest Rates 06:22 Main State Housing Loan Program 11:26 Property Condition Concerns 15:37 Credit Tips for 2025 24:44 Bridge Loans Explained 27:14 Upcoming CE Class Announcement Randy Forcier Loan Officer I NMLS 322749 CMG Home Loans 9 Beach St, 2nd Floor Saco, ME 04072 207-590-0337 l rforcier@cmghomeloans.com Chris Bedard Loan Officer l NMLS 323290 CMG Home Loans 9 Beach St, 2nd Floor Saco, ME 04072 207-229-4731 l cbedard@cmghomeloans.com THE MORTGAGE SHOW

Are you looking to buy a new home but worried about selling your current one first? Discover how the Knock HomeSwap - Knock Bridge Loan Program can streamline your home buying process. This innovative program allows homeowners to purchase their next home before selling their existing property, reducing stress and uncertainty. Join me as we dive into how Knock HomeSwap works and how it could be the solution you need.The Knock HomeSwap program is designed to alleviate the challenges typically associated with timing the sale of your old home and the purchase of your new one. This video will help you understand if this innovative financing solution fits your needs and how it can transform your home buying and selling experience. #KnockHomeSwap #BridgeLoans #HomeBuyingTips #RealEstateTips #PropertyTransition #HomeSelling #HomeBuyersGuide

#51: In this episode, we dive deep into the world of real estate funds with a special guest from Verivest, Matt Burk. Discover what sets Verivest apart and how they support real estate managers and investors. We explore the critical differences between Reg A, and Reg D, offerings, breaking down what each means for fundraisers. Learn the true cost of setting up and running a real estate fund and gain expert advice on raising capital successfully. Matt  shares invaluable insights into the mindset and habits that drive success in fund management. We discuss the key challenges real estate managers face, the role of technology in shaping the future of fund administration, and what makes a fund thrive in today's market. Plus, get personal with stories of resilience, early business struggles, and the books and podcasts that have left a lasting impact.Whether you're a seasoned investor or starting your first fund, this episode offers strategies and inspiration to guide you on your journey. Tune in to connect with the experts and take your real estate game to the next level.

The Florida Small Business Emergency Bridge Loan Program is a state-funded short-term loan program that provides immediate, temporary assistance to small businesses impacted by a disaster, such as hurricanes, floods, or other emergencies. Administered by the Florida Department of Economic Opportunity (DEO), the program is designed to "bridge the gap" by offering quick financial relief to small businesses until longer-term resources, such as insurance claims or federal disaster assistance, are available.Key FeaturesLoan Amount: Loans typically range from $1,000 to $50,000, although this can vary depending on the specific disaster and available funding.Interest Rate: These loans are interest-free for a specified term, usually for up to one year. After this period, if the loan is not repaid, a fixed interest rate might apply.Repayment Terms: This is a short-term loan, usually requiring repayment within 12 months. It's not intended as a long-term solution but rather as a bridge to keep businesses operational while they secure additional funds.Eligibility Requirements:Business must be physically located in Florida.Must have been operational at the time of the disaster.Typically, there are size limitations (e.g., fewer than 100 employees).Must show evidence of economic injury from the specific disaster.Application Process:Applications are submitted through the DEO.In some cases, additional documentation (e.g., tax returns, financial statements) may be required.Approval Timeline: Designed for rapid deployment, with approvals and disbursements generally processed as quickly as possible to support immediate needs.How to ApplyEligible small businesses can apply online through the DEO's website during an active application period, which usually opens after a disaster declaration. It's a first-come, first-served program, meaning that funding could be exhausted, so early application is encouraged.For more detailed information, including current application deadlines, visit the Florida Department of Economic Opportunity's website or contact them directly.Call 1-833-832-4494 EmergencyBridgeLoan@Commerce.fl.govhttp://www.floridajobs.org/EBLTune in and learn https://www.ddamortgage.com/blogdidier malagies nmls#212566dda mortgage nmls#324329 Support the show

Today, we're excited to welcome Janine Cascio, CEO of Simplending Financial. This episode is a must-listen, as Janine has taken Simplending from a startup only a couple years ago to impressive success in a short time span. She's shares some actionable insights and real-world strategies from her hands-on journey. Together, we dive into topics like business growth, fitness, her yoga lifestyle, marketing, and more. Let's bring on Janine Cascio!

If you're an avid listener, you might know I'm always interested in learning about ways we might improve financial markets for climate ventures. Improving the flow of capital can, of course, be incredibly impactful in helping more climate solutions scale successfully. So I was really excited when I learned about Open Road and the important role they're playing by offering bridge loans to promising companies. Ok, maybe bridge loans don't sound that sexy to you? Think of it this way: if you're an entrepreneur, what could be worse than running out of money? How about running out of money when you already have significant funding lined up just not yet in-hand. The sad truth is that this happens all the time – companies go under because they simply can't keep paying salaries or buying supplies while they wait for financing to arrive. That's the financing gap that Open Road has been addressing for over 10 years. In this conversation with Open Road CEO Caroline Bressan we talked about her background in impact investing, Open Road's history, how their loans have unlocked 10 times the amount of capital, their climate portfolio, and more. In today's episode, we cover:[03:08] Caroline's background & role before Open Road[04:09] Learning from Calvert that shaped Caroline[05:13] Open Road, how did it start & the problem it's aiming to address[06:46] Financing gaps related to climate: The valley of death & the missing middle[08:37] Investment reach & focus in Sub-Saharan Africa[10:31] Finding & selecting portfolio companies[12:21] The type of impact Open Road has had[13:24] The need there for bridge funding beyond what is provided[15:23] Open Road's repayment rate[17:39] How much of lending has gone to energy, ag & other climate-related companies[21:01] Types of businesses Open Road has supported[26:30] What's next for Open RoadResources MentionedOpen RoadConnect with Caroline BressanConnect with Caroline on LinkedInConnect with Jason RissmanOn LinkedInOn TwitterKeep up with Invested In ClimateSign up for our NewsletterLinkedInInstagramTwitterHave feedback or ideas for future episodes, events, or partnerships?Get in touch!

We'd love to hear from you. What are your thoughts and questions?In this episode of Real Estate Investing Abundance, host Dr. Allen Lomax welcomes back Neal Bawa, a renowned expert in multifamily real estate. They discuss the current state of the real estate market, focusing on inflation trends, interest rate predictions, and the implications for multifamily investments. Neil shares insights on the Federal Reserve's approach to managing inflation and interest rates, the future of bridge loans, and the dynamics of cap rates. The conversation also touches on global economic challenges and potential inflation risks stemming from geopolitical tensions.Main Points:Neal Bawa emphasizes the importance of data in real estate investing.The multifamily market has seen a significant decline in prices.The Federal Reserve is shifting its stance on interest rates.Expect two quarter point interest rate cuts this year.Bridge loans may become more favorable for investors next year.Cap rates are projected to peak in Q1 of next year.The lowest property prices are expected in the coming months.Geopolitical conflicts pose significant risks to the economy.Inflation could rise due to oil price fluctuations.The current world order is undergoing significant changes.Connect With Neal Bawa: https://www.linkedin.com/in/neal-bawa/http://www.grocapitus.com

Kevin Bupp is a lifelong entrepreneur whose journey began at 12 with a paper route and soon evolved into buying and selling automobile electronics at 14. By 20, he entered real estate investing, and over the past two decades, he has completed over $250 million in real estate transactions. In addition to real estate, Kevin has owned various businesses, including an events company, a custom sports apparel brand, a mortgage company, and a property management firm. A passionate marathon runner, triathlete, and craft beer enthusiast, Kevin also shares his insights through two top-rated podcasts, aiming to inspire and mentor young entrepreneurs.   Here's some of the topics we covered:   Being a Bartender & Discovering Real Estate Ninja Trick To Get Better Deals From Sellers Finding Deals Through A Real Estate Broker Finding A Deal With Little Or No Information & Getting Excited Getting a Bridge Loan and What That Means Having A Backup Plan If Your Property Is Private Utilities Doing Proper Due Diligence So You Don't Lose Money The Power Of Giving Back To The Community   To find out more about partnering or investing in a multifamily deal: Text Partner to 72345 or email Partner@RodKhleif.com    For more about Rod and his real estate investing journey go to www.rodkhleif.com  

On this episode of The Science of Flipping, I sit dow with Michael Iuculano, a seasoned hard money lender with over two decades of experience, shares his expert insights on the evolving lending landscape, particularly in the wake of the COVID-19 pandemic. He explains how the lending environment has tightened, with stricter underwriting standards and increased scrutiny on borrowers' ability to pay and the quality of their investments. Michael highlights the importance of speed in real estate deals, especially when utilizing hard money and bridge loans, and offers advice on how investors can best position themselves to secure financing in a more cautious market.Beyond lending, the conversation delves into Michael's personal transformation from a hands-on hustler to a CEO mindset, focusing on empowering his team and building systems that allow for scalability and time freedom. Michael's overarching message is that regardless of market conditions, those who are adaptable, focus on quality deals, and build strong networks will always find opportunities to thrive. —Connect with Michael!Instagram - @hardmoneymichaelFacebook - https://www.facebook.com/michael.iuculano.3LinkedIn - https://www.linkedin.com/in/michael-iuculano/Website - https://michaeliuculano.com/ — The #1 training and coaching system to launch, grow, and scale your investing business! 

Join us in this insightful podcast, where Alex Mohr, a seasoned expert, delves into the essential strategies for real estate agents and brokers. From securing pre-approvals to effectively collaborating with mortgage brokers, Alex covers it all. Learn how to navigate the complexities of the market, leverage economic indicators, and optimize your client interactions for maximum success. Perfect for agents looking to elevate their game. Timestamps 00:48 - Alex's Unique Background 02:45 - Common Mistakes Agents Make 04:14 - Understanding the Market Beyond Headlines 05:18 - Predicting Interest Rates: What Agents Should Know 10:49 - Sentiment in Real Estate Markets 12:18 - Generating Leads from Mortgage Brokers 14:39 - Communication and Relationship Building 22:06 - Handling Pre-Construction Clients 27:13 - Mortgages for Medical Students 28:43 - Bridge Loans and Buying/Selling Coordination 34:34 - High-Performing Agents: Tips and Tricks 38:12 - How to Reach Alex Moore https://www.linkedin.com/in/alexandermohr93/ alex@birchmountaingroup.com Agent 15-Day Free Challenge: https://courses.revrealestateschool.com/ Social Media: YouTube: https://www.youtube.com/c/RevRealEstateSchool TikTok: https://www.tiktok.com/@revrealestateschool Instagram: https://www.instagram.com/revrealestateschool/ Rev Real Estate School is here to teach real estate agents how to become successful in their careers and scale anywhere from 0-100 transactions while working 5 days per week by working your SOI and no cold calling, FSBOs, expireds, or online leads. The real estate agent tips and tricks will benefit beginner agents and growing REALTORs® with marketing ideas, database marketing, SOI growth, social media, scripts, dialogues, habits, mindset, networking, and negotiation.

Sharon Riddle, partner at Excalibur Investments of Texas, transitioned from single-family rentals to multifamily properties. She emphasizes conservative underwriting, broker relationships, and personal communication. Her key advice: stand out by solving brokers' problems and always communicate directly. Sharon Riddle | Real Estate Background Excalibre Investments of Texas, LLC. Based in: Denton, Texas Portfolio: 3507 units Say hi to her at: www.excalibretexas.com LinkedIn Best Ever Book: Second Chance by Robert Kiyosaki Sponsors: Apartments.com Ascent Equity Group

To stay competitive in this market, lenders need to find efficiencies and understand their operations in a much deeper way. Richey May's consulting, cybersecurity, business intelligence, and automation services are designed by mortgage experts to help you continue to drive growth and increase profitability. Visit https://richeymay.com to learn more about how you can protect your business or set up a meeting with one of Richey May's experts.

In this episode, we'll kick things off with a roundup of recent events, including announcements about an upcoming 506C deal in Dallas and our can't-miss LSC summit event on September 15th and 16th. From there, we'll take a trip down memory lane as we recap the whirlwind of conferences and networking events that defined Q1, sharing key takeaways from industry gatherings like NMHC in San Diego and the Best Ever Conference.We'll also explore the broader market landscape, discussing Treasury rate volatility, potential rate cuts, and their implications for deal underwriting. Plus, we'll dive into the concept of rate parity and its impact on floating rate loans.Tune in now to get the inside scoop on Lone Star Capital's latest deal activity, from successfully closing the Aspire Apartments deal to exploring innovative deal structures and more!Learn more at www.lscre.com To apply to attend LSC Summit 2024: www.lscsummit.comFollow Rob Beardsley:YouTubeFacebookLinkedInRead Rob's articles:https://www.lscre.com/blog

Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today, If you love cruising, good news. An old way to get really cheap cruise prices at the last minute is making a comeback.  Clark Stinks: Segments 1 & 2 Cruise Deals: Segment 3 Ask Clark: Segment 4 Mentioned on the show: The Best Place To Buy a Mattress The Platinum Card® from American Express Review: Is It Worth It? Target Is Rebranding Its Credit Card Program: What You Should Know NYTimes: Standby Cruising: A New Option for Bargain Seekers Kyte Review: Why a Travel Expert Is Impressed by This New Car Rental Service Turo: 5 Things To Know About the Cheap Car Rental Service What Is a Bridge Loan and How Does It Work, With Example New to volunteering? A How-To-Guide to find the right fit Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode! Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

In today's Founders Insights, I discuss the tricky financing landscape, focusing on the challenges of fixed and floating rate loans, debt service coverage ratios (DSCR), and bridge loans. Here are the key points:Loans are impacted by volatile Treasury rates, making it difficult for buyers and sellers to agree on pricing.Floating rate loans are sized based on SOFR, often resulting in lower leverage.DSCR is a crucial metric for lenders, determining the loan amount based on the property's ability to service the debt.Bridge loans offer more flexibility but come at a higher cost, often requiring a compelling business plan to justify the expense.Navigating this puzzle requires a thoughtful, deal-by-deal approach to create value for investors. Stay tuned for more insights on this evolving financing landscape.To learn more about investing with Lone Star Capital, please visit our website.Learn more at www.lscre.com To apply to attend LSC Summit 2024: www.lscsummit.comFollow Rob Beardsley:YouTubeFacebookLinkedInRead Rob's articles:https://www.lscre.com/blog

These bridge loans are quirky…because all loan documents initially agreed upon (between lender attorney and borrower attorney) are like snowflakes. Every set of loan documents are different…they are not promulgated forms like Fannie loan documents. Some language added…some language subtracted. What does that mean when you are negotiating an extension? Listen to attorney Shameer Soni on what he suggests when speaking with your Bridge lender. Shameer Soni & Chris Barsness: The Patel Law Group http://www.patellegal.com Are you interested in learning more about how Multifamily Syndications work? Please visit http://www.spiadvisory.com to learn more about Michael Becker's Real Estate Syndication business with SPI Advisory. If you enjoyed this discussion…. Please leave us a 5-STAR RATING on iTunes.

New Program allowing kids to buy homes for their parents!? Highest Credit Scores we have ever seen….but there's bad newsNew Options for Bridge Loans and Re-Casting of your mortgage to reduce paymentsAddison NettMortgage Loan OriginatorNMLS 1542184New American FundingWebsite/Contacthttps://www.newamericanfunding.com/mortgage-loans/addisonnettCasey CarpenterMortgage Loan OriginatorNMLS 1548123New American FundingWebsite/Contacthttps://www.newamericanfunding.com/mortgage-loans/caseycarpenterNew American Funding NMLS #6606© 2024 New American Funding, LLC. All Rights ReservedNMLS Website:https://www.nmlsconsumeraccess.org/

Jason and Neil Bawa discuss the state of the multifamily real estate market. Prices in the sector reached unsustainable levels, resulting in a 25% decline since the peak in early 2022. Neil outlines two scenarios for the future: one where the Federal Reserve cuts rates, leading to stabilization through rate caps and refinancing, and another where rates remain high, causing distress. In either scenario, the market is expected to recover by the first quarter of 2025, with investors and banks facing losses totaling around $50 billion in a trillion-dollar market.  #RealEstate #Multifamily #MarketAnalysis #MarketTrends   Key Takeaways: 1:22 The issues when investing in 17 metropolitan areas 4:13 Multifamily and the worse segment of commercial investing right now 8:49 "Survive till 25" and Bridge Loans and the "Jesus can't save you" category 16:21 Average price and unit count of multifamily properties and entry level housing 23:46 Bank collapse and the fear porn chart 30:58 Life insurance and pension plans     Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Twitter.com/JasonHartmanROI Instagram.com/jasonhartman1/ Linkedin.com/in/jasonhartmaninvestor/ Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class:  Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: http://JasonHartman.com/Protect Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: https://JasonHartman.com/Ron Free Mini-Book on Pandemic Investing: https://www.PandemicInvesting.com