Podcasts about Proprietary

Building a Moat Into a Startup Hello, this is Hall T. Martin with the Startup Funding Espresso -- your daily shot of startup funding and investing. Startups in the early days have little to protect the business beyond intellectual property. As the company grows, the startup can build a stronger moat. Here are some key steps for building a moat into a startup: Network effects -- grow the network within your customer base to strengthen the business. Design the product and the marketing to connect others to the customer base. Platforms -- design a platform into the solution offered. A platform brings reduced cost and greater capabilities versus one-off products. Integrate with partners -- use APIs and other technical connections to create a seamless solution for customers. Integrations add value and are difficult to compete against. Bundle products -- package several services into a single product. Through bundling, one creates a better solution that appeals to a broader audience. Long-term sales contracts -- signing long-term contracts provides a moat. Customers who want to switch will find it costly, and competitors will get tired of waiting for the customer to come back to the table. Proprietary data -- data that is unique to the business adds value. Unique data can be mined for additional products and services. Brand -- build a brand that provides a unique promise to the customer. Brands take time to build but can provide an additional moat for the company. Consider these steps in building a moat into your startup. Thank you for joining us for the Startup Funding Espresso where we help startups and investors connect for funding. Let's go startup something today. _______________________________________________________ For more episodes from Investor Connect, please visit the site at: http://investorconnect.org Check out our other podcasts here: https://investorconnect.org/ For Investors check out: https://tencapital.group/investor-landing/ For Startups check out: https://tencapital.group/company-landing/ For eGuides check out: https://tencapital.group/education/ For upcoming Events, check out https://tencapital.group/events/ For Feedback please contact info@tencapital.group Please follow, share, and leave a review. Music courtesy of Bensound.

Are you looking to save time, make money, and start winning with less risk? Then head to https://www.ovtlyr.com.Learn more about OVTLYR: https://youtu.be/TUCbD5KovlcListen, if you think gold and silver are going to save your portfolio from this current stock market pullback, you need to wake up fast. Seriously, the traditional flight to safety is completely broken right now.The brutal reality is that both gold and silver just wiped out all their gains and turned negative on the year. Even copper, which was a massive winner, just triggered a nasty sell signal today. If you are sitting on your hands hoping things will just magically bounce back, you are missing the real story driving this chaos.Here is exactly what is happening behind the scenes right now:✅ The surging US dollar and skyrocketing bond yields are putting immense pressure on metals, making them a terrible place to hide your cash right now.✅ Major indices like the S&P 500 and Nasdaq just flashed sell signals, meaning it is time to lock in your profits before they vanish.✅ Proprietary data from OVTLYR shows a massive bearish crossover across 9,000 stocks and the entire materials sector.✅ Mining stocks are crashing hard, with some copper and silver equities plunging nearly 20% into deep correction territory.Stop blindly following old investing myths. Smart money is quietly shifting away from metals and moving into specific defensive sectors that actually hold up during a market storm. Look for new opportunities, protect your hard-earned profits, and discover where the real safety is right now. Subscribe to OVTLYR for disciplined trading strategies that actually make sense.

What happens when founders get fed up with fragmented agencies, disconnected marketing tactics, and expensive growth projects that fail to deliver? In this episode of ScaleUp Radio, Kevin Brent sits down with Peter Juhasz, co-founder of Syrvi.ai, to explore how they are reinventing go-to-market support for SMEs through what they call "Service as Software". Peter shares the scaling journey behind Syrvi.ai, from bootstrapping a tech platform with no previous software experience to building a 12-person team supporting around 30 active clients across the UK and beyond. The discussion dives into why traditional agency models often fail scaling businesses, how AI is changing the way SMEs approach growth, and why guarantees and trust are central to Syrvi.ai's model. A standout message from this episode: "Most SMEs don't need more agencies. They need one joined-up revenue system."   In This Episode Why SMEs Struggle to Scale Peter explains the challenge many growing businesses face between: Trying to learn and implement AI internally Hiring multiple specialist agencies that rarely work cohesively together The result is often: High costs Conflicting strategies Founder burnout Poor ROI Fragmented accountability Peter references research suggesting over 95% of growth projects fail because businesses focus on isolated tactics instead of integrated systems.   The "Service as Software" Model Syrvi.ai combines: Human expertise AI automation Proprietary software Integrated go-to-market execution Their Revenue Engine platform supports: Multi-channel outreach campaigns LinkedIn and email pipeline generation AI-assisted thought leadership SEO and content creation Generative AI Engine Optimisation (GAIO) Rather than replacing humans with AI, Peter explains how AI enables SMEs to execute more consistently and strategically without needing multiple suppliers.   Earning Trust Through Guarantees One of the most interesting parts of the conversation is how Syrvi.ai reduces client risk. Their process includes: A free 45-minute strategy session A bespoke 25-page go-to-market plan A 90-day pilot programme Guaranteed qualified opportunities If targets are missed: They continue working free of charge until achieved Or refund the client Peter explains why demonstrating value before asking for long-term commitment has been critical to their growth and retention.   Building a Tech Company Without a Tech Background Peter openly shares the challenges of: Bootstrapping the business Building software from scratch Recruiting the right CTO Learning AI and technology fundamentals as non-technical founders The company has invested hundreds of thousands of pounds into developing their platform while staying founder-funded. Today: The business has 12 team members Supports around 30 active clients Is approaching break-even   Leadership Lessons and Founder Advice Peter shares lessons he would give his younger self: Take balanced risks Learn business management earlier Understand M&A sooner Invest time learning technology and AI fundamentals He also discusses: Founder mindset Sustainable scaling Managing growth pressure Long-term vision     Scaling up your business isn't easy, and can be a little daunting. Let ScaleUp Radio make it a little easier for you. With guests who have been where you are now, and can offer their thoughts and advice on several aspects of business. ScaleUp Radio is the business podcast you've been waiting for. If you would like to be a guest on ScaleUp Radio, please click here: https://bizsmarts.co.uk/scaleupradio/kevin You can get in touch with Kevin here: kevin@biz-smart.co.uk   Most founders I speak to feel busy but stuck; plenty happening, but not always clear on what genuinely matters most this quarter. If that sounds familiar, the G90 Summit is worth a look. It's a structured half-day session where we help founders identify the three to five priorities that genuinely matter over the next 90 days and build the systems to deliver them. Quarterly, virtual, and £97 a seat. You can find out more at http://Smart90.co.uk/summit . Peter can be found here: https://syrvi.ai/   Resources: Think & Grow Rich by Napoleon Hill - https://uk.bookshop.org/p/books/think-and-grow-rich-the-original-classic-hill/2073500?ean=9781906465599&next=t Good To Great by Jim Collins - https://uk.bookshop.org/p/books/good-to-great-collins-jim/5255326?ean=9780712676090&next=t Claude AI - https://claude.ai/

The American consumer is being misread. Surveys say people are panicking, but their behavior tells a completely different story. On this episode of Christopher Lochhead: Follow Your Different, we take a page out of The Pirate Street Journal, as Christopher Lochhead, Eddie Yoon, and Bri Clark broke down three forces reshaping the economy through a category design lens. From historic lows in consumer confidence to AI-generated buyers to an entire generation betting on prediction markets, the picture is not one of collapse. It is one of reinvention. You're listening to Christopher Lochhead: Follow Your Different. We are the real dialogue podcast for people with a different mind. So get your mind in a different place, and hey ho, let's go.   Record Low Consumer Sentiment Is a Category Creation Engine The University of Michigan Consumer Sentiment Index dropped to 44.8 in May, the lowest reading ever recorded, following what was already a record low in April. Yet unemployment is near zero, GDP is growing, and the stock market keeps hitting new highs. The numbers do not add up because the survey is measuring something different than economic health. It is measuring the death of an old life script. The linear path of college, marriage, house, promotion, and retirement no longer delivers the meaning it once promised. People are not curling up in a ball. They are buying fewer cars, skipping packaged foods, and trading stuff for experiences. When an old script breaks, people are forced to find meaning on their own terms, and that search is historically the most powerful category creation engine the economy has ever seen.   The Synthetic Customer Will Scale Mediocrity If You Let It Research shows that AI-generated synthetic customers can replicate roughly 90 percent of real conjoint study outcomes, including which features drive choice and early price sensitivity. Companies like Target and US Bank are already testing products on synthetic audiences before launch. The technology is genuinely exciting and could transform how businesses plan, build, and compete. The danger is that most companies will point their synthetic customer tools at the fat part of the bell curve, optimizing for the average buyer and calling it an insight. Eddie Yoon has spent decades proving that the super consumer, roughly 8 to 10 percent of any customer base, can drive up to 90 percent of gross margins. Synthetic customers are only as powerful as the data they are trained on. Train them on average, and you simulate mediocrity at scale. The unlock is running synthetic studies on super consumers first, then non-consumers, and finding where those two extremes could meet. That intersection is where new categories are born. Proprietary data sets and purpose-built AI applications will separate the companies that discover the next wave from the ones that simply made the status quo slightly cheaper to produce.   Gen Z Is Not Irrational, They Are Responding to Real Data Roughly 32 percent of Gen Z investors have played prediction markets, a similar share are in crypto, and about 69 percent of Polymarket accounts have lost money since 2022. On the surface this looks like recklessness. In context, it makes complete sense. This generation grew up through 9/11, the 2008 financial crisis, and Covid, all before they could legally drink. Every institution that promised safety failed at least once during their formative years. The Nasdaq 100 returned roughly 21 percent annually over the last decade. The S&P returned 13 to 14 percent. Sitting still in an index fund would have made them wealthy. But when certainty has detonated repeatedly, patience does not feel safe, it feels naive. The speculation is not stupidity. It is a rational response to a world where the old guarantees proved hollow. The prescription from Eddie Yoon is to hold all three investment buckets at once: a boring cash safety net covering 3 to 18 months of expenses, smart index-based investments with consistent long-term returns, and a smaller speculative position built on genuine expertise and category-level knowledge. Speculation itself is not the enemy. Speculating without a superpower, without real edge, is where the damage gets done. To hear more from the Pirate Street Journal, download and listen to this episode. You can also read more Pirate Street Journal entries in the Category Pirates newsletter.   We hope you enjoyed this episode of Christopher Lochhead: Follow Your Different™! Christopher loves hearing from his listeners. Feel free to email him, connect on Facebook, X (formerly Twitter), LinkedIn, and subscribe on Apple Podcast / Spotify!

Behind the doors of New Jersey's last surviving royal governor's mansion, the past may still be alive. From the ghostly silhouette of Elizabeth Franklin staring endlessly toward the Raritan Bay, to the terrifying spirit of a little boy in a blue velvet suit offering phantom coffee in the basement kitchen, the Proprietary House in Perth Amboy has become one of the most haunted historic sites in America. Tonight, we explore the Revolutionary War history, tragic deaths, orphaned children, and chilling paranormal encounters that continue to echo through its halls centuries later. YouTube -  https://www.youtube.com/@HauntedAmericanHistory   TikTok - @hah_podcast       hauntedamericanhistory.com       Patreon- ⁠⁠⁠⁠⁠⁠https://www.patreon.com/hauntedamericanhistory⁠⁠⁠⁠⁠⁠       LINKS FOR MY DEBUT NOVEL, THE FORGOTTEN BOROUGH       Barnes and Noble -   https://www.barnesandnoble.com/w/the-forgotten-borough-christopher-feinstein/1148274794?ean=9798319693334       AMAZON: https://www.amazon.com/dp/B0FQPQD68S       EbookGOOGLE: https://play.google.com/store/books/details?id=S5WCEQAAQBAJ&pli=1       KOBO: https://www.kobo.com/us/en/ebook/the-forgotten-borough-2?sId=a10cf8af-5fbd-475e-97c4-76966ec87994&ssId=DX3jihH_5_2bUeP1xoje_   SMASHWORD: https://www.smashwords.com/books/view/1853316       !! DISTURB ME !!   APPLE - https://podcasts.apple.com/us/podcast/disturb-me/id1841532090   SPOTIFY - https://open.spotify.com/show/3eFv2CKKGwdQa3X2CkwkZ5?si=faOUZ54fT_KG-BaZOBiTiQ   YOUTUBE - https://www.youtube.com/@DisturbMePodcast   www.disturbmepodcast.com Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

In this episode of Investing Unscripted, Jason and Jeff are joined by longtime friend and investing educator Brian Stoffel. Brian shares his fascinating journey from a middle school writing teacher in Washington, D.C., to discovering Warren Buffett in Costa Rica, and eventually becoming a prominent writer for The Motley Fool. The trio dives deep into Brian's investing evolution—blending the extreme optimism of David Gardner with the anti-fragility of Nassim Taleb—and the painful valuation lessons learned during the 2022 bear market. They also tackle the burning question: "Will AI kill SaaS?", exploring the protective moats of high switching costs, physical world connections, and mission-critical proprietary data.  01:47 Dave Ramsey Story 04:00 From Teacher to Fool 07:25 Buffett Book and Costa Rica 11:56 Berkshire Meeting Takeaways 18:33 Evolving Investing Style 25:30 AI and SaaS Moats 29:15 SaaS Winners in Selloff 29:47 Shopify and Toast Moats 31:56 Physical World Edge 32:54 Proprietary vs Synthetic Data 34:23 Leadership and SaaS Evolution 36:17 Margins TAM and Volume 37:23 Compute Costs and Jevons 43:16 AI Everywhere Anecdotes 45:58 Investor Mindset Rules 47:32 Fads Position Sizing 52:33 Luck Skill and Plugs 56:51 Closing Thanks Disclaimer Check out Brian's work: https://www.stockinvestingmentor.com Companies mentioned: AMZN, AXON, CRM, CRWD, DDD, GOOG, GOOGL, NET, NFLX, NVDA, SHOP, SSYS, TOST, TTD Find where to listen & subscribe,  portfolio contests, and contact information at https://investingunscripted.com ***************************************** To get 15% off any paid plan at fiscal.ai, visit https://fiscal.ai/unscripted Listen to the Chit Chat Stocks Podcast for discussions on stocks, financial markets, super investors, and more. Follow the show on Spotify, Apple Podcasts, or YouTube ***************************************** Join our PatreonSubscribe to our portfolio on Savvy Trader Learn more about your ad choices. Visit megaphone.fm/adchoices

What actually goes into the financial data powering your brokerage app? In this episode, Alex Perny sits down with Andrew Lebbos, Director of Licensing at Benzinga, to pull back the curtain on how financial data is produced, validated, and delivered at scale.Key Points:- Benzinga provides earnings, dividends, analyst ratings, and news to Robinhood, Fidelity, Schwab, and more- Data validation combines AI-enabled QA systems with human oversight to catch outliers- Proprietary first-party data is increasingly valuable as LLMs demand accurate inputs- Benzinga powers Perplexity Finance and works with major hedge funds and brokerages- Companies issue intra-quarter guidance to manage large expectation gaps- Conference call transcripts and guidance calendars add context beyond raw earnings- Private market data coverage is actively being built out by Benzinga- Blockchain-based secondary markets and tokenized assets are opening private markets to retail investors- Illiquidity in private markets can act as a behavioral safeguard against panic sellingChapters:0:00 Introduction and guest background2:15 How financial data is packaged and produced5:41 Data validation and QA systems8:11 What outlier data means for investors10:54 Earnings surprises and guidance calendars13:13 AI's role in financial data accessibility16:56 Benzinga's data-first business model19:58 Ensuring data accuracy for AI platforms22:36 How investors can verify AI outputs26:32 LLM data sourcing and direct integrations30:51 Changing investor behavior and private markets34:08 Private market data challenges38:51 Blockchain, tokenization, and secondary markets45:12 Illiquidity as a behavioral benefit48:25 Real estate, prediction markets, and Benzinga's scope53:17 Where to find BenzingaSubscribe to our YouTube channel and join our growing community for new videos every week.If you are interested in being a podcast guest speaker or have questions, contact us at ⁠⁠⁠⁠⁠⁠⁠⁠Podcast@AdvantaIRA.com⁠⁠⁠⁠⁠⁠⁠⁠.Learn more about our guest, Andrew Lebbos:https://www.benzinga.com/Learn more about Advanta IRA: https://www.AdvantaIRA.com/ https://podcasters.spotify.com/pod/show/advanta-irahttps://www.linkedin.com/company/Advanta-IRA/https://twitter.com/AdvantaIRA https://www.facebook.com/AdvantaIRA/ https://www.instagram.com/AdvantaIRA/#FinancialData #RetailInvesting #Benzinga #AlternativeInvesting #AIInvesting #PrivateMarkets #AlternativeInvestingAdvantage #FinancialLiteracy #InvestingPodcast #DataDrivenInvesting

Proprietary software we know and (sometimes) love

Proprietary ingredients are more in-demand than ever as beauty makers look to distinguish their products with matchless benefits and memorable science stories. Accordingly, a select number of contract manufacturers are adding ingredient development to their portfolio of services, offering brands not only novel ingredients but an added layer of trust and traceability.  This week on CosmoFactory, we consider how and why cosmetic industry manufacturers are executing upstream vertical integration. Our guest is Eugenio Niccolini, CEO at Verel. The Italy – based personal care manufacturer was founded 1983 and is today owned by the Synergetic Group, a private holding company.  Verel has capabilities across a wide range of cosmetic and personal care product categories as well as product formats, and has since the acquisition brought on ingredient R&D specialists and added dedicated lab facilities to the company, supporting customer partners with the development and sourcing of novel, natural technologies.  If you enjoy this episode, SHARE it with a friend, FOLLOW the CosmoFactory podcast & please LEAVE A REVIEW today. With your help, even more cosmetic industry professionals can discover the inspiring interviews we share on CosmoFactory! ABOUT CosmoFactoryBeauty industry stakeholders listen to the CosmoFactory podcast for inspiration and for up-to-date information on concepts, tactics, and solutions that move business forward. CosmoFactory – Ideas to Innovation is a weekly interview series for cosmetics and personal care suppliers, finished product brand leaders, retailers, buyers, importers, and distributors. Each Tuesday, CosmoFactory guests share experiences, insights, and exclusive behind-the-scenes details—which makes this not only a must-listen B2B podcast but an ongoing case study of our dynamic industry. Guests are actively working in hands-on innovation roles along the beauty industry supply chain; they specialize in raw materials, ingredients, manufacturing, packaging, and more. They are designers, R&D or R&I pros, technical experts, product developers, key decision makers, visionary executives. HOST Deanna UtroskeCosmetics and personal care industry observer Deanna Utroske hosts the CosmoFactory podcast. She brings an editorial perspective and over a decade of industry expertise to every interview. Deanna is also Editor of the Beauty Insights newsletter and a supply-side consultant. She previously wrote the Global Perspectives column for EuroCosmetics magazine, is a former Editor of CosmeticsDesign, and is known globally for her ability to identify emerging trends, novel technologies, and true innovation in beauty. A PRODUCTION OF Cosmoprof Worldwide BolognaCosmoFactory is the first podcast from Cosmoprof Worldwide Bologna, taking its place among the best B2B podcasts serving the global beauty industry.   Cosmoprof Worldwide Bologna is the most important beauty trade show in the world. Dedicated to all sectors of the industry, Cosmoprof Worldwide Bologna welcomes over 250,000 visitors from 150 countries and regions and nearly 3,000 exhibitors to Bologna, Italy, each year. It's where our diverse and international industry comes together to build business relationships and to discover the best brands and newest innovations across consumer beauty, professional beauty, and the entire supply chain. The trade show includes a robust program of exclusive educational content, featuring  executives and key opinion leaders from every sector of the cosmetics, fragrance, and personal care industry. Cosmoprof Worldwide Bologna is the most important event of the Cosmoprof international network, with exhibitions in Asia (Hong Kong), the US (Las Vegas and Miami), India (Mumbai) and Thailand (Bangkok). Thanks to its global exhibitions Cosmoprof connects a community of more than 500,000 beauty stakeholders and 10,000 companies from 190 countries and regions. Learn more today at Cosmoprof.com          

AI may be the hottest topic in healthcare, but most organizations still aren't ready to use it at scale.  In this episode, host Sandy Vance chats with the CEO of Hart, Dominique Gross. Together, they break down the real barriers holding healthcare back: from fragmented data and legacy EHR systems to inconsistent standards and limited access. Dominique shares how building a semantic data layer is helping organizations unlock their data, scale innovation safely, and move from pilot projects to real enterprise impact. In this episode, they talk about: Many healthcare organizations are eager to adopt AI, but they struggle to scale beyond pilot programs due to foundational data challenges. The most immediate barrier to innovation is simply gaining access to all relevant data across fragmented and legacy systems. Data quality is just as critical as access, as organizations must normalize and clean their data before it can be used effectively. Legacy electronic health records often contain valuable historical data, even if organizations are hesitant to use it due to inconsistencies. Patients ultimately benefit when their full medical history is accessible, rather than only recent encounters. HART has developed a semantic data layer that acts as a “translation system” across different EHRs, enabling consistent data use. This approach allows organizations to aggregate, migrate, and stream data more efficiently across dozens of systems. One health system successfully scaled from connecting a small number of affiliates to centralizing more than 60 data sources over time. The same organization was able to complete a major EHR migration in under 12 weeks by extracting, normalizing, and preparing data for a new system. Proprietary data models within EHR systems create significant barriers to interoperability and data portability. Despite increasing regulation and improved standards, accessing complete and meaningful data remains a challenge across vendors. Market consolidation is likely to continue, as organizations seek fewer vendors that can handle multiple data needs. Clinical research remains an underutilized opportunity, with many organizations still relying on manual processes to identify eligible patients. Improving data accessibility could dramatically accelerate patient recruitment and engagement in clinical trials. Simple improvements in data completeness and standardization can have immediate impacts on reimbursement, efficiency, and patient care. A Little About Dominique: As CEO of Hart since 2023, Dominique Gross provides healthcare data leadership, guiding the company's mission to eliminate healthcare data fragmentation and empower organizations to achieve true interoperability. With more than two decades of experience driving health IT innovation and go-to-market strategies, Dominique has shaped Hart's focus on making the impossible possible every day, ensuring that every innovation at Hart advances both operational efficiency and equitable patient care.  Prior to joining Hart, Dominique led strategy and growth initiatives at multiple firms, working as one of the industry's prominent healthcare technology executives to launch connected care solutions for veterans and major health systems. Her leadership philosophy centers on collaboration and integrity, guiding Hart to serve as both a technology provider and a trusted partner for healthcare's most complex data challenges. Dominique is a frequent speaker on the future of healthcare data ecosystems and a strong advocate for patient empowerment through healthcare data accessibility. 

Laura Burkhauser, CEO of Descript, explains how the company is navigating the tension between powerful AI tools and creator backlash against “slop.” She shares how Descript chooses which models to use, why reliability and multimodal understanding matter, and how the team balances frontier models with in-house task-specific systems. The conversation also covers Underlord, agentic video editing, API design for coding agents, and what AI means for the future of creative work. LINKS: Laura Burkhauser LinkedIn Profile Descript Editing Platform Descript Studio Sound Help Descript API Documentation Claude AI Assistant Model Context Protocol Specification fal AI Platform Flux Kontext Pro Model Google Veo Video Generation OpenAI Sora Video Model Kling AI Video Generation Midjourney Image Generation Anthropic AI Company Google Gemini AI OpenAI Company Website Waymark Commercial Platform Benedict Evans Website Suno AI Music Sponsors: Sequence: Sequence handles the full revenue workflow for complex pricing, from quoting and metering to invoicing, revenue recognition, and collections. Book a public demo at https://sequencehq.com and use code Cognizant in the source field to save 20% off year one Claude: Claude by Anthropic is an AI collaborator that understands your workflow and helps you tackle research, writing, coding, and organization with deep context. Get started with Claude and explore Claude Pro at https://claude.ai/tcr AvePoint: AvePoint is building the control layer for AI agents so you can securely govern, audit, and recover every action at scale. Design trusted agentic outcomes from day one at https://avpt.co/tcr CHAPTERS: (00:00) About the Episode (03:56) What is slop (12:24) Creator AI tensions (Part 1) (20:24) Sponsors: Sequence | Claude (23:23) Creator AI tensions (Part 2) (23:23) Selecting generative models (34:46) Underlord video understanding (Part 1) (34:53) Sponsor: AvePoint (36:00) Underlord video understanding (Part 2) (41:55) Proprietary data advantage (50:44) Generalized agent harness (57:31) API and bundling (01:05:04) Automation and jobs (01:10:26) Pricing AI work (01:14:20) Art beyond slop (01:19:04) Episode Outro (01:23:02) Outro PRODUCED BY: https://aipodcast.ing

AEW-some Pod Episode 230. Darby Allin keeps defending the AEW World Title every single week like it's his job, because it is, and this week Brody King got to throw him through an announce desk before getting put down with three Coffin Drops. Plus Kevin Knight survives MJF and a busted knee to keep the TNT Title, Darby drops from the rafters Sting-style, the Death Riders try to recruit Will Ospreay in the most cult-coded backstage segment of the year, Samoa Joe and The Opps make their counter-offer, FTR and Cope set up an I Quit Street Fight, Cope wears a popcorn bucket as a hat, and Ciampa eats something out of Stokely Hathaway's beard. Diana Prince, Johnny Taylor, and Gringo Fantastico break it all down. Rate, review, and subscribe, or MJF reads off your hometown next. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Alex Salerno joins The Great Battlefield podcast to talk about her career and her role at Civitech, where they use data to target and engage unregistered Democratic voters.

Scot Wingo has built, scaled, taken public, and sold companies through multiple waves of ecommerce and software disruption. Now he's building again, this time around agentic commerce.In this episode of In/organic, Christian Hassold sits down with Scot Wingo at Shoptalk to talk about ReFiBuy, AI agents, ecommerce infrastructure, SaaS moats, founder survival, and what early-stage companies should do as AI reshapes software and go-to-market.Scot is best known as the founder and former CEO of ChannelAdvisor, which went public in 2013 and was later acquired by private equity. He is also an active investor and mentor in the North Carolina startup ecosystem, with exposure to hundreds of early-stage companies.The conversation covers:- Why Scot started ReFiBuy after reading about agentic AI- How AI agents could create the next generation of ecommerce marketplaces- Why “research, find, buy” may become a new commerce workflow- What ChannelAdvisor taught Scot about marketplaces, infrastructure, and exits- Why going public is exciting, but running a public company may not be for every founder- How founders should think about defensibility and moats in the AI era- Why proprietary data, workflow depth, and customer feedback matter more than ever- What early-stage SaaS companies should do when capital is harder to raise- Why go-to-market is breaking for many traditional software companies- How founders should evaluate M&A, acquihires, mergers, and strategic exits- What Scot expects from agentic commerce over the next 12 months- This episode is for SaaS founders, ecommerce operators, investors, corporate development leaders, and anyone trying to understand how AI agents will change software, marketplaces, and M&A.Chapters00:00 Intro from Shoptalk00:45 Meet Scot Wingo02:00 From ChannelAdvisor to ReFiBuy04:00 Why public-company life was not the right fit06:00 Investing in the North Carolina startup ecosystem09:00 What ReFiBuy is building12:00 Agentic commerce and the next marketplace shift16:00 Why content and thought leadership still matter20:00 Learning from customers and following the thread24:00 Startup survival in a tougher funding market28:00 Why SaaS go-to-market is breaking32:00 Defensibility and moats in the AI era37:00 Proprietary data and workflow depth42:00 M&A options for early-stage startups47:00 Mergers, acquihires, and strategic exits52:00 AI valuations and changing SaaS multiples56:00 Scot's predictions for agentic commerce01:00:00 Final thoughtsSubscribe to In/organic for conversations on SaaS M&A, AI disruption, strategic acquisitions, agency M&A, and lower-middle-market dealmaking.Connect with Christian and AyeletAyelet's LinkedIn: https://www.linkedin.com/in/ayelet-shipley-b16330149/Christian's LinkedIn: https://www.linkedin.com/in/hassold/Web: https://www.inorganicpodcast.coConnect with Scot Wingohttps://www.linkedin.com/in/thescotwingo/Learn More about Refibuyhttps://www.linkedin.com/company/refibuy/ Hosted on Acast. See acast.com/privacy for more information.

In this interview, Alexander Lovell, Principal at Lovell Minnick Partners LLC, shares his journey from college to private equity, offering valuable insights into deal sourcing, industry trends, and the impact of AI on private equity. Perfect for aspiring investors and industry veterans alike.   takeaways Accounting provides a strong foundation for private equity. Networking is crucial for career advancement. AI is a top priority for portfolio companies and investors. Proprietary deal sourcing requires relationship building. Alignment of interests is key to successful investments.   Chapters   00:00 Journey to Private Equity: A Career Overview 04:37 Navigating the Transition: From Accounting to Investing 08:54 A Week in the Life at LMP Partners 13:23 Criteria for Investment: What LMP Looks For 17:48 Keys to Success: What Sets High-Performing Companies Apart 22:03 The Impact of AI on Private Equity 26:06 Sourcing Deals: Strategies for Success 30:23 Conferences and Networking: Building Connections 31:57 Rapid Fire: Quick Insights and Personal Reflections  

Data Business Moats Hello, this is Hall T. Martin with the Startup Funding Espresso -- your daily shot of startup funding and investing. In building a startup, the founder should consider monetizing the data. Data can provide an additional range of moats for the business. Here is a list of data moats that are ineffective: Openly available and easily accessible data sets General analytics on the data Dashboards and reporting tools. Here's a list of the data moats can bring to the company: Turning your data into a standard data set used by the industry. This is called data currency, which the industry players use for data exchange. Extensive use of the data by many companies creates a de facto standard. Proprietary data. This data comes from a unique source that no other company has access to. Exclusive access to data In this case, the company has developed an exclusive arrangement for the use of data. Proprietary data exhaust This is the use of data from another source for a different purpose. For example, Whole Foods captures consumer product good sales data and then sells access to CPG companies that want to know how much is sold in each category. Consider these options for building a moat into your startup using data. Thank you for joining us for the Startup Funding Espresso where we help startups and investors connect for funding. Let's go startup something today. _______________________________________________________ For more episodes from Investor Connect, please visit the site at: http://investorconnect.org Check out our other podcasts here: https://investorconnect.org/ For Investors check out: https://tencapital.group/investor-landing/ For Startups check out: https://tencapital.group/company-landing/ For eGuides check out: https://tencapital.group/education/ For upcoming Events, check out https://tencapital.group/events/ For Feedback please contact info@tencapital.group Please follow, share, and leave a review. Music courtesy of Bensound.

Rachel Springate says the venture capital market is shedding undisciplined capital, setting the stage for a more selective investment cycle. She highlights mispriced opportunities in women's health and elite sports, where years of underinvestment have created valuable proprietary data advantages. As AI matures, Springate argues these data‑rich private markets may offer stronger defenses than public models reliant on exhausted datasets.======== Schwab Network ========Empowering every investor and trader, every market day.Options involve risks and are not suitable for all investors. Before trading, read the Options Disclosure Document. http://bit.ly/2v9tH6DSubscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/About Schwab Network - https://schwabnetwork.com/about

Small Ships, Big Oceans, World on FireAmi Daniel on the Middle East energy shock, the death of cheap intelligence, and why the SaaS apocalypse is your opportunityAmi Daniel, founder of maritime AI company Windward, returns to the pod with a front-row view of the Middle East energy shock — and a confession about the one big thing he got completely wrong about AI.With US naval pressure tightening around Iranian ports and ships going dark in the Strait of Hormuz, Ami explains why this energy crisis has no quick fix: 20% of the world's oil and gas cannot simply be rerouted. He maps the geopolitical reshaping of the Middle East, why Israeli and UAE capital markets are telling a different story to the headlines, and why the Abraham Accord alliance may become the defining axis of the region for the next two decades.Then the conversation shifts to AI and investing. Ami's big admission: he thought data would be commoditised and insight would be scarce. He had it exactly backwards. Insight is now effectively free — you can get PhD-level analysis on an API. Data is the scarce resource. That one inversion is eating the entire SaaS industry alive.But Ami argues the SaaS collapse is a buying opportunity for patient investors — if you know what to look for. Proprietary data moats. High average order values. Strong net revenue retention. And it's also a good idea to look for wartime CEOs who have navigated real adversity before the good times arrived.We also get into Windward's own journey — why leaving the London Stock Exchange wasn't a vote against the UK market, why he's now backing a company to list there, and what it means to steer a business through years of people thinking you're wrong.Five takeaways:The Middle East energy shock is structural — there is no easy fixThe region is being geopolitically reshaped, and capital markets are repricing itDefensible data moats are the new scarce resource in an AI worldThe SaaS collapse is a patient investor's opportunityBack wartime CEOs — people who kept going when nobody believed in themBrought to you by Progressive Equity.Links mentioned in this episode:Windward insights: https://insights.windward.aiAmi Daniel on LinkedIn: https://www.linkedin.com/in/amidanielWindward on X: @WindwardAIAmi Daniel on X: @AmidanielOneOrlando Bravo / Thoma Bravo—software is a buying opportunity (CNBC): https://www.cnbc.com/2026/02/11/tech-investor-orlando-bravo-software-ai.htmlBen Horowitz — Peacetime CEO / Wartime CEO: https://a16z.com/peacetime-ceo-wartime-ceo/Previous episode with Ami (September 2024): https://substack.com/@jeremymckeown/p-148564789HyperNormal Times: https://jeremymckeown.substack.com

Intel and Google Deepen Partnership on AI CPUs and Custom Infrastructure Processing Units, OpenAI Delays Major U.K. “Stargate” GPU Project, and Alphabet’s Waymo and Waze Partner to Tackle Potholes. MP3 Please SUBSCRIBE HERE for free or get DTNS Live ad-free. A special thanks to all our supporters–without you, none of this would be possible. IfContinue reading "Meta Launches Proprietary AI Muse Spark to Boost Ad Revenue – DTH"

In deze aflevering van Biohacking Talks nemen Eduard en Govert de populaire all-in-one greens drankjes onder de loep - van AG1 tot IMAID - en ontrafelen ze de marketing van de werkelijke wetenschap. Je leert over: • Het AG1-fenomeen: Waarom iedereen van Huberman tot David Beckham dit groene drankje promoot - en of dat terecht is • De drie beloftes: Multivitamine, voldoende groenten én darmsupplement in één - maar klopt dat verhaal eigenlijk wel? • Proprietary formulas ontmaskerd: Waarom transparantie belangrijk is en wat er écht in die 15 gram poeder zit (spoiler: waarschijnlijk niet genoeg) • De vezelvalstrik: Waarom 3 gram vezels je darmmicrobioom op een hongerdieet zet terwijl je 20-25 gram per dag nodig hebt • IMAID vs AG1: De marketingoorlog tussen David Beckham's nieuwkomer en de marktleider - en wat dat zegt over de industrie • Het dubbelblind onderzoek uit 2024: Waarom AG1 het niet wint van... een placebo (en wat wél werkte) • De Northcoat-dilemma: Waarom Eduard en Govert zelf geen greens hebben gemaakt - en wat dat zegt over de markt • De toekomst is gepersonaliseerd: Hoe DNA-testen, microbioomanalyse en AI straks alle all-in-one formules overbodig maken Een nuchtere kijk op de supplementenindustrie, waarbij marketing en wetenschap botsen - en waarom een simpele multivitamine plus een boterham misschien slimmer is dan een drankje van €90 per maand.

Enterprise websites face critical decisions about LLM data access and proprietary content protection. Kaspar Szymanski, senior director at SearchBrothers and former Google Search Team member, shares strategic insights on balancing content accessibility with data security. The discussion covers binary access control frameworks for proprietary data, risk assessment methodologies for public versus private content exposure, and enterprise-level crawling governance strategies that prevent unintended data leakage while maintaining search visibility.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

FedEx recently announced a partnership with Berkshire Gray as the company works with external players to develop its automation tech. Learn more about your ad choices. Visit podcastchoices.com/adchoices

In the first episode of season 6, Alexandra Ebert sits down with Kai Zenner, Head of Office and Digital Policy Adviser to MEP Axel Voss at the European Parliament, for a deep dive into Europe's digital future. They outline what Brussels is still not getting right on AI and debate what is urgently needed in 2026: a long-term AI, data & digital strategy for Europe, the courage for bold political leadership, and taking action where it matters most. KEY TOPICS:00:00 — Intro07:08 — Davos and the geopolitics of AI12:03 — Why the EU lacks a long-term strategy for AI and digital policy16:09 — The “European Way”: Partnerships and more focus on  areas where the EU could actually lead24:00 — Beyond scattered Moonshots: Making AI work across the European economy27:58 — AI Factories and Digital Innovation Hubs? That's not enough! The EU needs an AI innovation ecosystem31:09 — The EU's opportunity costs of chasing frontier models and more compute. Let's focus on AI adoption instead!36:52 — Proprietary business data: The EU's real competitive AI advantage?39:05 — Where the Data Act &  Data Governance Act fall short50:08 — Why the EU policy cycle is broken — and why Kai calls for more courage and bold political leadership53:25 — The biggest risks & opportunities in 2026 for the EU's digital policy 57:42 — The surprising impact of public procurement on the AI startup ecosystemFollow Kai Zenner on:LinkedIn: https://www.linkedin.com/in/kzenner/?skipRedirect=trueWebsite: https://www.kaizenner.eu/

Harmoney Corp Limited (ASX:HMY) CEO & Managing Director David Stevens talked with Proactive at the ASX Small and Mid-Caps Conference about the company's direct-to-consumer lending model, its technology-driven competitive advantage, and strong financial outlook. Stevens explained that Harmoney operates as a fully online lender across Australia and New Zealand, offering personal loans without branches or intermediaries. This model allows the company to maintain a direct relationship with customers and improve efficiency over time. Loan sizes typically range from $2,000 to $100,000, with customers borrowing for purposes such as home renovations, travel, or vehicle upgrades. A key differentiator is Harmoney's proprietary technology platform, rebuilt in recent years to enhance scalability and decision-making. Stevens said, “we've been using machine learning, which is a form of AI, for 12 years,” highlighting the company's long-standing focus on data-driven lending. The integration of AI enables more accurate assessment of customer information and improves approval rates by reducing application errors. Despite ongoing cost-of-living pressures, Harmoney continues to operate within strict responsible lending regulations in both Australia and New Zealand, ensuring customers can service their loans sustainably. From an investor perspective, Stevens pointed to strong financial metrics, including upgraded guidance of $13 million in cash NPAT and a 31% return on equity. With less than 1% market share in a $150 billion market, the company sees significant growth potential. For more videos like this, visit Proactive's YouTube channel, like this video, subscribe, and enable notifications for future updates. #Harmoney #ASX #Fintech #DigitalLending #AIinFinance #ConsumerFinance #Investing #StockMarket #Wealth #MachineLearning #PersonalLoans #AustraliaStocks #NZBusiness #GrowthStocks #FinancialTechnology

Chrissy Cox, VP & Head of Corporate Development, Booz Allen Hamilton ​​Booz Allen Hamilton didn't build one of the most active acquisition programs in federal tech by waiting for banker inbounds. They built it by showing up years before anyone else. Chrissy Cox has built Booz Allen's corporate development function from scratch and done it twice. Her team was named Deal Team of the Year by the Association for Corporate Growth, and under her leadership, roughly 80% of their acquisitions come from companies they already have a relationship with. That's not luck, it's a system. In this episode, she breaks down exactly how that system works — from pipeline development to cultural diligence to integration ownership — and what most corp dev teams get wrong before they ever get to LOI. What You'll Learn in This Episode How to build a proprietary pipeline that makes you the preferred buyer before a process starts The specific cultural fit questions Chrissy asks — and the one answer that ended a deal on the spot Why she tells founder-led sellers to hire their own banker, even on proprietary deals How to navigate a carve-out when scope is impossible to fully define upfront When spinning out a business beats building it internally The three mistakes that derail most corp dev functions before they find their footing This episode is sponsored by M&A Science Intelligence Hub If you're trying  to move from cold outreach to genuine relationship-building with targets, the Intelligence Hub has the Partner-First Acquisition Evaluation Playbook — a practitioner-built framework for structuring pre-acquisition partnerships, evaluating targets through the lens of existing relationships, and moving from partner to acquirer with conviction. Become an M&A Scientist at www.mascience.com/membership  _____________________ ‍This episode is also sponsored by DealRoom‍ The best M&A teams close deals faster...not because they work harder, but because they have better systems. DealRoom helps you manage your entire deal lifecycle from target identification through close. No more hunting for documents or wondering what's blocking progress. Request a Demo today: https://hubs.ly/Q03ZMvQX0 ____________________ Episode Chapters  [00:00:00] Intro [00:04:20] Chrissy Cox's path into M&A [00:05:04] Building Booz Allen's corp dev function [00:10:32] How Booz Allen builds a proprietary deal pipeline [00:15:08] The partner-first approach to acquisitions [00:20:31] When founders should consider selling [00:23:49] Why culture can kill a great deal [00:29:40] Carve-out lessons from the PAR Government deal [00:33:24] Why founders should hire bankers [00:43:43] Integration: protect the secret sauce [00:48:01] The biggest mistakes in corporate development [00:49:33] The craziest thing about M&A

Controls engineers are surrounded by protocols. Proprietary protocols are less common today than before, but they are still around. In this episode, written by contributing editor Tobey Strauch, Editor-in-Chief Mike Bacidore discusses how to choose between Ethernet IP and SSI.

Hello, everyone, welcome to this episode posted exactly on time where Sarah and Cyrus discuss the romance series of the moment, The Gay Hockey One That Now Has a TV Show. But first, 13 minutes of bullshit. We really make you wait for it. And we also spend a lot of time on Game Changers, the first book in the series which Sarah read and Cyrus didn't. You know how bad books sometimes demand conversation more than good ones? Also. Sweat. We discuss a lot of sweat. My dudes, this episode is all over the place. Enjoy?Support the show

In this episode, Alex and I had the chance to discuss:* Block's plan to sell access to its proprietary Cash App credit score* So-called “no KYC” crypto cards* Stablecoin infrastructure firm Bridge's apparent derisking* The brewing internecine fights over regulating prediction markets* And, as always, what Alex and I just can't let go of Get full access to Fintech Business Weekly at fintechbusinessweekly.substack.com/subscribe

In this episode of The True Birth Podcast, we examine the history of proprietary medicine in obstetrics and how guarded knowledge shaped the evolution of childbirth. Before obstetrics became a formal medical specialty, barber-surgeons practiced a blend of grooming and surgical care, operating in a space between trade and medicine. We discuss the Chamberlen family and their forceps, which were kept secret for generations and brought into birth rooms concealed in ornate boxes to protect their design. What did it mean for a potentially life-saving instrument to be privately controlled? And how did the protection of medical knowledge influence the shift of birth from midwives and community care into the hands of surgical practitioners? We also explore how obstetrics transitioned from guild-style secrecy to standardized and regulated medical practice. As forceps became more widely available, childbirth changed clinically and culturally. This conversation considers what was gained in terms of surgical safety and intervention, and what may have been altered in the process. By revisiting barber-surgeons and the history of the Chamberlen forceps, we reflect on how medicine is shaped by power, access, and innovation, and how those forces continue to influence birth today. Got something you want to share or ask? Keep it coming. We love hearing from you. Email us or send a voice memo, and you might just hear it on the next episode. Don't forget to like, comment, and subscribe your questions could be featured in our next episode. For additional resources and information, be sure to visit our website at Maternal Resources: https://www.maternalresources.org/ You can also connect with us on our social channels to stay up-to-date with the latest news, episodes, and community engagement: YouTube: youtube.com/maternalresources Instagram: @maternalresources Facebook: facebook.com/IntegrativeOB TikTok: NatureBack Doc on TikTok Grab Our Book: The NatureBack Method for Birth—your guide to an empowered pregnancy and delivery. Shop now at naturebackbook.myshopify.com

George Wright II interviews Jake Hadlock, founder and owner of Nutrient, a fast-growing contract manufacturer, and host of the Bottom Line podcast/YouTube show. Jake shares his path into supplements through his grandfather's influence, early work in marketing at a supplement brand, and a shift toward product development and formulation consulting that led to building a manufacturing business. They discuss how many supplement products are similar and how brand, marketing, and team execution often separate winners, while long-term success still depends on product experience and efficacy. Jake explains why proprietary blends can be misleading, how ingredients are listed from greatest to least within a blend, and how brands may “fairy dust” desirable ingredients. 00:37 Jake's Origin Story: Family, Formulation & Finding the Path02:11 Behind the Scenes of Supplements: What Really Sets Brands Apart03:50 Proprietary Blends Explained: ‘Fairy Dusting' & Label Red Flags06:55 What Makes Companies Last: Innovation, Trends & Staying Ahead08:37 AI in Formulation: Faster Copycats vs Real-World Product Experience10:06 Efficacy vs Compliance vs Marketing: How Brands Play the Game12:06 The Operator Mindset: Supply Chain, Production & Making It Work14:50 Scaling Nutrient: Building the Team, SOPs & Systems to GrowThanks for listening, and Please Share this Episode with someone. It would really help us to grow our show and share these valuable tips and strategies with others. Have a great day.George Wright III“It's Never Too Late to Start Living the Life You Were Meant to Live”FREE Daily Mastermind Resources:CONNECT with George & Access Tons of ResourcesGet access to Proven Strategies and Time-Test Principles for Success. Plus, download and access tons of FREE resources and online events by joining our Exclusive Community of Entrepreneurs, Business Owners, and High Achievers like YOU.Join FREE at DailyMastermind.comFollow me on social media Facebook | Instagram | Linkedin | TikTok | YoutubeGrow Your Authority and Personal Brand with a FREE Interview in a Top Global Magazine HERE.‍About the Guest:Jake Hadlock is a growth-focused entrepreneur and manufacturing executive in the health and wellness industry. As the CEO of Nutriient, Jake leads one of the fastest-growing contract supplement manufacturers in the United States, helping emerging and established brands bring high-quality nutritional products to market.Jake is known for his candid insights into the realities of retail, capital strategy, and the competitive dynamics of the wellness space. He has shared his expertise on industry platforms, including the podcast Retail War Games, where he discusses manufacturing economics, brand positioning, and scaling strategies in today's marketplace.Guest ResourceWebsite: Nutriient.bizLinkedIn: Jake HadlockYouTube: Bottom Line

The longevity supplement industry is full of hype, marketing claims, and questionable science. In this episode, Matt breaks down 13 popular supplements through an evidence-based lens.Subscribe for more evidence-based longevity content.Timestamps:0:00 - Introduction: 13 Supplements Ranked, 1:41 - How the Tier List Works (Strong, Good, Promising, Overhyped, Avoid), 2:27 - Fucoidin, 8:04 - Fisetin, 8:54 - Lithium Orotate, 12:34 - Resveratrol, 13:24 - Creatine, 14:58 - CoQ10, 15:53 - SS Peptides (SS-31/Elamipretide), 24:09 - Proprietary "Anti-Aging" Blends, 24:55 - NAD+ Precursors, 27:17 - Omega-328:47 - Vitamin D, 29:24 - Fatty 15 (Pentadecanoic Acid), 31:01 - Urolithin A, 32:31 - Final Rankings: All 13 Supplements Ranked 1-13, 34:41 - Closing Thoughts

In this episode of (Re)thinking Insurance, Rafael Costa is joined by Farah Ismail and Ben Williams to explore the strategic role of bureau rates as a foundational tool for the commercial insurance sector. They discuss how these standardized data sets provide a reliable starting point for carriers — especially startups — to avoid data gaps and stay aligned with industry trends. The podcast addresses the critical balance between using advisory loss costs and developing proprietary pricing models, highlighting both the advantages of aggregated industry data and the potential pitfalls that require a more tailored, data-driven approach.

Payments in emerging markets are often discussed as infrastructure.But the real differentiation happens in how deeply payments are embedded into business operations.In the final episode of this special Qatar Development Bank series of Couchonomics with Arjun, Arjun sits down in Doha with Saad Ishfaq, CEO of TESS Payments, to unpack how a payments company built for Qatar is scaling by solving real operational pain, not just processing transactions.TESS Payments is a QCB-licensed payment service provider designed specifically for the Qatari market. Rather than chasing regional expansion, Saad explains why the company chose to go deep instead of wide, focusing on enterprise-grade flexibility, managed services, and bespoke integrations for large organisations across real estate, government, and critical infrastructure.The conversation explores how payments sit at the centre of SME enablement, why micro and small businesses remain underserved across the GCC, and how fintechs and banks must collaborate rather than compete. Saad also shares how TESS evolved beyond payments into CFO tooling and digital lending, including a new sandboxed lending platform addressing Qatar's blue-collar workforce.From owning core infrastructure to navigating bank partnerships, regulatory sandboxes, and product adjacencies, this episode offers a grounded look at how fintech scale is built inside regulated markets.

This week on Talking Wealth, Filip and Pedro dissect the dark truth about prop trading firms and whether traders should choose this path or avoid it entirely. Prop firms have become the most popular choice for new traders in the last couple of years, so get ready as the boys break down the most important aspects you need to consider as well as the hidden ones with up-to-date statistics on who really wins.

Questions? Comments?In this post-Christmas edition of Talking Real Money, Don McDonald and Tom Cock dismantle one of the most seductive myths in personal finance: the promise of high returns, no risk, and tax-free income. Using the lawsuit filed by Kyle Busch against Pacific Life as a case study, they expose the dark mechanics of indexed universal life insurance—hidden commissions, opaque costs, fabricated indexes, and returns that quietly disappoint. The episode then pivots to listener questions on diversification mistakes, Roth vs. traditional 401(k)s, late-career pivots into financial advice, ETF selection for retirees, and why doing less with your portfolio almost always beats doing more.0:04 Post-Christmas welcome, Kyle Busch jokes, and why rich people get fleeced too1:18 Indexed Universal Life explained (and why it's not an investment)1:45 The “bank on yourself” fantasy and why it never dies2:27 $10.5 million in premiums and promises of $800K tax-free income3:20 Why IULs avoid SEC and FINRA scrutiny entirely4:21 The sixth premium notice that blew up the deal4:41 How IULs implode if you stop paying—and why everything can vanish5:52 “Tax-free income, high returns, no risk” exposed as marketing fiction6:01 Hidden commissions, alleged 35% payouts, and zero disclosure7:37 Proprietary indexes designed to benefit insurers, not investors8:50 Internal Pacific Life doc: “Don't call yourself a financial planner”9:57 Why consumers can't see costs, commissions, or real returns11:37 Real-world IUL returns: roughly 3–5% annually12:23 Why even Kyle Busch doesn't actually need life insurance13:44 Caveat emptor—and why “Life” in the firm name should trigger alarms14:03 Listener portfolio question: 60/15/25 isn't diversified14:53 The S&P 500 isn't “the market” (and seven stocks prove it)15:54 Simple global solutions vs. portfolio over-engineering17:11 Podcast tech humor and March seminar tease17:22 Listener praise—and teaching people how to find podcasts18:11 2026 seminar date confirmed: March 719:23 Career pivot at 53: CFP vs. AFC vs. Series 6522:02 Why fiduciary firms are hiring—and sales shops are traps23:22 ETF selection for retirees: growth, risk, and tax efficiency24:27 Why Morningstar confuses more than it helps25:07 Dimensional, Avantis, and keeping portfolios simple26:20 Final thoughts, free fiduciary consults, and year-end wrapLearn more about your ad choices. Visit megaphone.fm/adchoices

In this post-Christmas edition of Talking Real Money, Don McDonald and Tom Cock dismantle one of the most seductive myths in personal finance: the promise of high returns, no risk, and tax-free income. Using the lawsuit filed by Kyle Busch against Pacific Life as a case study, they expose the dark mechanics of indexed universal life insurance—hidden commissions, opaque costs, fabricated indexes, and returns that quietly disappoint. The episode then pivots to listener questions on diversification mistakes, Roth vs. traditional 401(k)s, late-career pivots into financial advice, ETF selection for retirees, and why doing less with your portfolio almost always beats doing more. 0:04 Post-Christmas welcome, Kyle Busch jokes, and why rich people get fleeced too 1:18 Indexed Universal Life explained (and why it's not an investment) 1:45 The “bank on yourself” fantasy and why it never dies 2:27 $10.5 million in premiums and promises of $800K tax-free income 3:20 Why IULs avoid SEC and FINRA scrutiny entirely 4:21 The sixth premium notice that blew up the deal 4:41 How IULs implode if you stop paying—and why everything can vanish 5:52 “Tax-free income, high returns, no risk” exposed as marketing fiction 6:01 Hidden commissions, alleged 35% payouts, and zero disclosure 7:37 Proprietary indexes designed to benefit insurers, not investors 8:50 Internal Pacific Life doc: “Don't call yourself a financial planner” 9:57 Why consumers can't see costs, commissions, or real returns 11:37 Real-world IUL returns: roughly 3–5% annually 12:23 Why even Kyle Busch doesn't actually need life insurance 13:44 Caveat emptor—and why “Life” in the firm name should trigger alarms 14:03 Listener portfolio question: 60/15/25 isn't diversified 14:53 The S&P 500 isn't “the market” (and seven stocks prove it) 15:54 Simple global solutions vs. portfolio over-engineering 17:11 Podcast tech humor and March seminar tease 17:22 Listener praise—and teaching people how to find podcasts 18:11 2026 seminar date confirmed: March 7 19:23 Career pivot at 53: CFP vs. AFC vs. Series 65 22:02 Why fiduciary firms are hiring—and sales shops are traps 23:22 ETF selection for retirees: growth, risk, and tax efficiency 24:27 Why Morningstar confuses more than it helps 25:07 Dimensional, Avantis, and keeping portfolios simple 26:20 Final thoughts, free fiduciary consults, and year-end wrap Learn more about your ad choices. Visit megaphone.fm/adchoices

In this conversation, automation specialist Danny Monzon discusses the booming field of automation, particularly in the context of real estate. He shares his journey into the automation space, the scope of automation technologies, and the advancements in chat and voice automation. Danny highlights the various use cases for real estate investors, emphasizing the importance of compliance and the potential for AI to enhance operational efficiency. He concludes with practical advice for leveraging AI to identify areas for improvement in business processes.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

Get My Brand Masterlist ⁠https://drchristiangonzalez.com/best-brands-form-2-2/ Get Probiotics Guide https://drchristiangonzalez.com/probiotic-pdf-request-form/ Episode Description You trust the probiotic label that says "clinically studied strains" and "supports gut health." But a shocking new investigation reveals most brands can't prove it. Dr. Christian Gonzalez reached out to 56 of the biggest probiotic companies—including Seed, VSL#3, Garden of Life, Ritual, and Thorne—with one simple request: show proof your strains survive stomach acid, maintain potency through expiration, and are tested for heavy metals, yeast, and mold contamination through Certificates of Analysis (COAs). The results? Fifty-three brands disappeared, dodged questions, or flat-out refused to respond. Only THREE companies could stand behind their claims with real data. This isn't about being picky—it's about protecting your gut microbiome, immune system, and mental health from paying premium prices for mystery powders. When you consume contaminated or ineffective probiotics daily, you're wasting money on dead bacteria that never colonize your gut—or worse, introducing toxins that worsen bloating, immune stress, and digestive dysfunction. The hidden problems lurking in popular probiotic supplements: • Dead on arrival strains that can't survive stomach acid or bile—rendering them completely useless before reaching your intestines • CFU deception: potency guaranteed only at manufacturing, not expiration—meaning you're getting a fraction of what's promised • Heavy metal contamination including lead, arsenic, and cadmium that accumulate in your system and disrupt gut healing • Mold, yeast, and bacterial contamination from compromised sourcing and manufacturing that can trigger inflammation and immune reactions • Unverified strain claims with zero genetic testing to prove what's actually in the capsule matches the label • Proprietary blends designed to hide inferior ingredients and avoid accountability for specific strain efficacy In this episode, Dr. Christian Gonzalez exposes the 2025 Probiotic Purity Audit and reveals: • The full list of 56 brands tested—and which major names refused to respond or failed safety and efficacy standards • The ONLY 3 probiotic brands that passed with radical transparency, clean COAs, survivability data, and verified potency at expiration • The $70+ billion marketing manipulation behind "clinically studied" and "gut health support" claims that mean nothing without third-party verification • Strain specificity: why this is the only metric that matters for true gut colonization and therapeutic benefit • How contaminated probiotics actively harm your microbiome, worsen digestive symptoms, and waste your money on expensive filler • The gut-brain axis disruption, immune dysfunction, and inflammatory cascade triggered by low-quality probiotic supplementation This episode goes beyond gut health—it's about understanding that your microbiome controls everything from mood and immunity to hormone balance and disease prevention. It's about taking back control of what colonizes your body every single day, and demanding transparency from an industry built on marketing hype, not real science. The probiotic industry doesn't want you asking these questions. But your gut health depends on it. Timestamps: 0:00 - Intro 1:15 - Why Most Probiotics Don't Actually Work 2:42 - CFU Numbers: The Marketing Trick Companies Use 3:33 - What Happened When I Contacted 56 Brands 5:16 - The Testing Standards Every Probiotic Should Meet 6:55 - Companies That Didn't Make the Cut 8:55 - The Strain Specificity Problem Explained 10:28 - Hidden Contamination Risks in Probiotics 12:24 - Final Results & Download the Master List

                                                                                                                                                Bruno In this episode, Rob and Scott answer a question, can a $40 (actually about $70) bottle of wine be superior to wines costing 2, even 3, dare we say 4 times it's price?  Possibly, however, that $40 bottle of wine isn't on this show, instead there is a wine from a "wine company" (or something, we don't know what they are) that claims their wines are, namely Bruno and their Alexander Valley Proprietary Blend.  God help us, here on The Wine Vault.

Most people say they want to pass the PE Exam, but saying ≠ doing. This episode with Hunter McCabe gives you a perspective on what it really takes to pass — and why it's worth it.

#SalesforcePartner Rohit Khanna on AI Agents in Customer Service: How Smarsh Achieved 56% Deflection with Agentforce 360 Platform. Rohit Khanna, Chief Customer Officer at Smarsh, reveals how AI agents are revolutionizing customer service automation in financial services compliance. In this episode, learn how Smarsh implemented Salesforce Agentforce to achieve 56% deflection rates, 20% productivity gains, and transformed their customer support operations without hiring additional level-one support representatives.Discover the complete strategy behind deploying AI agents in regulated industries, from building proprietary compliance models to implementing data governance layers that ensure accuracy and regulatory compliance. Rohit shares insider insights on personalizing AI agents (meet "Archie"), managing the transition from chatbots to intelligent agents, and preparing teams for the future of agentic workflows in customer service.Key Topics Covered:- AI Agent Implementation - How Smarsh deployed Agentforce for customer service automation- Real Results - 56% deflection rate, 20% efficiency gains, 25% faster resolutions- Financial Services Compliance - Building AI models for market manipulation, fraud detection, and surveillance- Data Governance - Critical frameworks for deploying AI agents in regulated industries- Personalization Strategy - Why naming the agent "Archie" dramatically increased adoption- Future of Work - From human-in-the-loop to agent-in-the-loop workflows- GenAI vs Purpose-Built Models - When to use general purpose vs specialized compliance AI models- Customer Experience - Balancing automation with trust in financial servicesEpisode Timestamps:00:00 - Introduction to Rohit Khanna and Smarsh02:44 - What is Smarsh? Compliance technology explained04:13 - Building AI from the inside out: Proprietary vs partnered models07:33 - Agentforce implementation journey and challenges12:26 - Results: 56% deflection rate and productivity gains15:25 - The power of personalization: Why "Archie" matters18:21 - Trust and data governance in regulated industries22:11 - Data governance layers and policy management25:49 - Human-in-the-loop vs agent-in-the-loop29:10 - Upskilling teams for the AI-powered future32:11 - Intelligent agents for financial crime detectionAbout Rohit Khanna:Rohit Khanna is the Chief Customer Officer at Smarsh, overseeing global customer support, consulting, migrations, managed services, and Smarsh University. With nearly six years at Smarsh, Rohit has led the company's transformation into AI-powered compliance solutions, managing teams across the Philippines, India, Belfast, Costa Rica, UK, and US.About Smarsh:Smarsh is the leading compliance technology provider for regulated industries, specializing in electronic communications archiving, surveillance, and AI-powered financial crime detection. For 20 years, Smarsh has been the trusted custodian of communications data for major financial institutions worldwide, using proprietary AI models and GenAI agents to detect misconduct, reduce false positives, and ensure regulatory compliance.Resources Mentioned:- Salesforce Agentforce- Salesforce Agentforce for Service- Digital Reasoning (acquired by Smarsh)---Book Enterprise Training — [https://www.upscaile.com/](https://www.upscaile.com/)Subscribe to our free newsletter — [https://www.theaireport.ai/subscribe-theaireport-youtube](https://www.theaireport.ai/subscribe-theaireport-youtube)---What's your experience with AI agents in customer service? #AIAgents #CustomerService #Agentforce #Salesforce #ComplianceTechnology #FinancialServices #GenAI #CustomerExperience #AIAutomation #AgenticWorkflows #DataGovernance #FinancialCompliance #CustomerSupport #AIinBusiness #Smarsh

Send a message/question here!https://ovr40.co/chat to set up a time to chat about your goals and challenges and coaching.In this episode, I break down which supplements are complete BS (testosterone boosters, multivitamins, fat burners, pre-workout supplements) and reveal the 5 best supplements men over 40 should actually take to boost testosterone naturally, build muscle after 40, improve sleep quality, reduce belly fat, and optimize health after 40.Supplements to AVOID After 40:Testosterone booster supplements (don't work, waste of money)Multivitamins for men (ineffective approach)Fat burner supplements (just expensive caffeine)Proprietary pre-workout supplement blends (underdosed ingredients)Anti Inflammatory supplements for men (your body breaks them down anyway)The 5 Best Supplements for Men Over 40:✅ Magnesium Glycinate (400mg before bed) - improve sleep quality, muscle recovery, natural testosterone support, reduce stress✅ Vitamin D3 (4000 IU daily) - boost testosterone levels, improve mood, support immune system, bone health for men over 40✅ Zinc Picolinate (30mg with food) - increase testosterone production, immune support, faster workout recovery, hormonal balance✅ Creatine Monohydrate (5g daily) - build muscle after 40, increase strength, improve brain function, cognitive health for older men✅ Ashwagandha (600mg evening) - lower cortisol levels, stress management, better sleep, support healthy testosterone levelsIf you're a man over 40 struggling with low energy, difficulty losing weight, declining testosterone, poor sleep, or lack of motivation to work out, these supplements actually work. After 16 years of coaching men in their 40s and 50s and trying every supplement on the market myself, these are the only ones that deliver real results for fat loss, muscle gain, hormonal health, and overall wellness after 40.Perfect for busy professionals, dads, and guys who want to get back in shape, lose belly fat, build lean muscle, and feel energized without complicated supplement stacks or expensive testosterone boosters that don't work.MORE FREE RESOURCES FOR MEN OVER 40:

Matt Bowers — SEO and LLM consultant, formerly of Zapier and Zillow — joins Ross Hudgens for a deep dive into how AI is transforming programmatic SEO. They explore what's working and what's not for large-scale, AI-assisted content strategies — from full-AI “use-case” pages to hybrid human workflows. Matt breaks down examples of successful AI programmatic sites, the pitfalls of duplicate content, and the emerging “information gain” paradigm shaping rankings post-2024. They also discuss the limits of AI in UX-driven verticals, personalization opportunities, long-tail visibility in LLMs like ChatGPT, and how data-driven scaling can still give human SEOs a competitive edge. Plus: the rise and fall of Greg.app, the future of personalization, Zillow's “Project Boggle,” and practical tools like Builder.io, Strapi, and AirOps that power modern programmatic builds. Show Notes 0:08 – Matt returns for round two: programmatic SEO meets AI 1:00 – Are “pure AI” sites actually winning? What's working and what's not 2:06 – Inside a million-visit-per-month AI programmatic play 3:15 – Structuring AI content around real use cases, not blog posts 4:22 – Why old GPT-3.5 copy can still rank — and the “don't mess with success” mantra 5:03 – Dwell time as a differentiator: the “product as content” advantage 6:13 – How AI copy helps with indexing and duplicate-content differentiation 7:17 – Why Google probably isn't detecting AI directly and what it does instead 8:11 – The “high-DR arbitrage” era of AI content — and why it's fading 10:11 – Why most public AI case studies stay anonymous 11:16 – Case study: Greg.app — AI-generated plant care pages done right 12:03 – How prompt engineering + UX elevate AI content 13:13 – Prompting each paragraph individually vs. one giant prompt 15:21 – Two winning models: product-driven and UX-driven AI programmatic 16:15 – Why blog-style AI content still struggles and the “pizza” metaphor 20:05 – Greg.app's traffic drop: lessons from a 75% decline 22:21 – AI's scalability advantage — and its ROI trade-offs 25:24 – Zillow's data advantage: proprietary enrichment and GIS precision 26:16 – When AI enables pages that “shouldn't exist” by human economics 27:21 – Scaling what can't be scaled: the real AI unlock 28:16 – Competing in local long-tail SERPs with AI vs. humans 28:31 – Traits of losing players: low information gain, weak differentiation 29:20 – Why “information gain” may be the new ranking factor 30:06 – Proprietary data as the ultimate SEO differentiator 31:00 – How real estate UX converged — and why speed and personalization win 33:00 – When non-AI programmatic still wins: data-only, high-usability pages 35:07 – Where AI doesn't belong: when usability is more important than copy 35:37 – Personalization and the future of AI-driven recommendations 37:07 – The Perplexity vision: a world run by AI agents and voice search 39:06 – What AI agents mean for SEO and monetization 40:38 – Long-tail demand from LLMs and how Zapier used programmatic pages 42:29 – How LLMs discover your use cases and why it matters 43:20 – Using internal data to fuel new programmatic ideas Project Boggle 46:09 – Generating new landing pages from user search inputs 47:52 – Internal search data as a goldmine for programmatic expansion 48:30 – Tools of the trade: AirOps, Builder.io, Strapi, and hybrid stacks 49:43 – Why programmatic SEO still needs human PMs and engineers 50:08 – Where to find Matt online Show Links Matt Bowers on LinkedIn: https://www.linkedin.com/in/mpbow/ Matt's Website: https://mattb.rs/ Greg.app AI plant care example: https://greg.app/plant-care/monstera Strapi CMS: https://strapi.io/ AirOps: https://www.airops.com/ Builder.io: https://www.builder.io/ Subscribe today for weekly tips: https://bit.ly/3dBM61f Listen on iTunes: https://podcasts.apple.com/us/podcast/content-and-conversation-seo-tips-from-siege-media/id1289467174 Listen on Spotify: https://open.spotify.com/show/1kiaFGXO5UcT2qXVRuXjsM Listen on Google: https://podcasts.google.com/feed/aHR0cHM6Ly9mZWVkcy5zaW1wbGVjYXN0LmNvbS9jT3NjUkdLeA Follow Siege on Twitter: http://twitter.com/siegemedia Follow Ross on Twitter: http://twitter.com/rosshudgens Directed by Cara Brown: https://twitter.com/cararbrown Email Ross: ross@siegemedia.com #seo | #contentmarketing

Find me on Substack: https://bogumilbaranowski.substack.com/Matthew Peterson is the visionary founder and managing partner of Peterson Capital Management who leverages over 25 years of global financial experience, including a decade at Goldman Sachs, Morgan Stanley, and Merrill Lynch, to pioneer "structured value investing" - a sophisticated approach that combines classic value principles with options strategies to achieve superior returns while managing risk.EPISODE NOTES3:00 - Matthew shares his Minnesota upbringing and early financial curiosity, shuffling bank CDs for extra returns in the 1980s before understanding compounding5:30 - Wall Street experience at Goldman Sachs: "everybody was aligned, marching to the same beat" with 104-hour work weeks becoming "second family"8:15 - Introduction to structured value investing: using options as tools, not speculation, to buy stocks at better prices than traditional investors10:40 - Core strategy revealed: selling put contracts instead of market orders - "we say, I will commit to buying it for a hundred over the next year, but you have to pay us fifteen dollars"12:20 - Benefits explained: buying 20% cheaper creates massive IRR advantage over decades of compounding15:45 - Psychology advantage: options help value investors be more patient during early entry periods24:15 - Portfolio composition: seven core "infinite compounder" holdings including Berkshire Hathaway, designed to hold forever41:50 - 13F analysis strategy: monitoring 100+ value investors reduces 6,500 companies to just 400 prospects54:15 - Introduction to Alpha One AI platform providing comprehensive company analysis in 20 minutes1:02:25 - Structured dividend capture strategy for cash management1:11:15 - Success definition: "having the people that you want to love you, love you" - citing Warren Buffett's wisdomPodcast Program – Disclosure StatementBlue Infinitas Capital, LLC is a registered investment adviser and the opinions expressed by the Firm's employees and podcast guests on this show are their own and do not reflect the opinions of Blue Infinitas Capital, LLC. All statements and opinions expressed are based upon information considered reliable although it should not be relied upon as such. Any statements or opinions are subject to change without notice.Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed.Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance.

OverviewMaribel Lopez interviews Kathleen Peters, Experian's Chief Innovation Officer, about AI's evolution in fraud detection, the shift to generative and agentic AI, and balancing innovation with security in financial services.Key TopicsAI Evolution at Experian15-year AI journey: Using machine learning for fraud detection long before generative AIDemocratization shift: Public LLMs like ChatGPT and Claude made AI accessible beyond data scientistsInnovation labs: 15-year-old team of PhDs and researchers finding insights in vast datasetsResponsible AI ImplementationRisk Council: Cross-functional team ensuring responsible AI adoptionSecurity-first approach: Enterprise tools with guardrails protecting sensitive credit dataCustom AI stack: Proprietary systems maintaining data privacy while leveraging AIAgentic AI ApplicationsEVA Experian Virtual Assistant (Consumer Assistant): Evolved from chatbot to personalized agent that can take actions like unlocking credit scoresBusiness Assistant: Democratizes data science, enabling rapid model development through natural languageReal-time capabilities: Shifted from batch to real-time fraud detectionAI-Powered Fraud ThreatsFraudster empowerment: Bad actors adopting AI faster than security measuresDeep fake risks: Sophisticated impersonation for identity theft and account takeoverAgent authentication: Challenge distinguishing legitimate vs. fraudulent AI agentsIndustry urgency: Can't wait for regulation; must develop solutions proactivelyKey AchievementsFast, safe adoption: Chose innovation over waiting, with proper security guardrailsProduct success: Launched consumer EVA and business AI assistantsIndustry leadership: Staying ahead of evolving fraud landscapeAdvice for OrganizationsEstablish Risk Council: Cross-functional leadership team for AI governanceDefine values first: Determine organizational risk tolerance before technical implementationSupport curiosity safely: Enable experimentation within secure boundariesDon't wait: Move quickly but responsibly - the technology won't slow downKey Quote"If you set up the infrastructure right, then you can let them hack away. You can let people be very curious."Participants: Maribel Lopez (Host), Kathleen (CIO, Experian)Focus: #AI #FraudDetection #GenerativeAI #AgenticAI #FinancialServices #SecurityKathleen Peters Chief Innovation Officer NA Fraud, Innovation & Commercialization Kathleen Peters leads innovation and strategy for Experian's Fraud and Identity business in North America, continuously exploring new ways to solve market challenges in identity, risk, and fraud detection. She and her team define business strategies and investment priorities while incubating new products, analyzing industry trends and leveraging the latest technologies to bring ideas to life. Kathleen joined Experian in 2013 to lead business development and global product management for Experian's newest fraud products. She later served as the Head of the North America Fraud & Identity business, until being named Chief Innovation Officer for Decision Analytics in 2020. Kathleen has twice been named a “Top 100 Influencer in Identity” by One World Identity (now Liminal), an exclusive list that annually recognizes influencers and leaders from across the globe, showcasing a who's who of people to know in the identity space.For nearly two decades, she has lived in

HT2321 - Proprietary RAW vs DNG I'm not a fan of proprietary file formats. It seems to me that they have a way of putting our content at risk. I'm not comfortable with that. Instead, I use the open source DNG format for my working images in my Lightroom catalog. I do keep, however, all the original RAW camera files on backup hard drives just in case a future generation DNG converter adds features that I might find useful. Show your appreciation for our free weekly Podcast and our free daily Here's a Thought… with a donation Thanks!

Ready to own a recession-resistant home services business? Today on Eye on Franchising, I talk to Michael Wagner, President of Roof Scientist, part of Homefront Brands, about an exciting ground-floor franchise opportunity in the roofing industry.Roof Scientist isn't just another roofing company—it's a disruptive franchise with exclusive nano-ceramic coating technology (SADE) that extends roof life and adds serious value for homeowners. Michael reveals how the model works, why it's ideal for first-time and experienced franchisees alike, and how Homefront Brands backs franchisees with world-class support, marketing, systems, and a fully staffed call center that even builds quotes for them.If you're looking for a high-ticket, high-margin franchise with strong demand, minimal inventory, and subcontracted labor flexibility—this is the episode for you.Timestamps:0:00 – Intro: Eye on Franchising with Michael Wagner1:15 – What is Roof Scientist? A ground-floor franchise opportunity4:02 – Exclusive SADE nano-ceramic roof coating explained7:48 – Roofing industry demand and market size10:30 – Differentiators: Repairs, replacements, coatings in one franchise13:20 – Franchise cost and investment range ($220–320K)15:45 – Ideal franchisee profile (sales, people, project management)19:05 – Subcontractor model and cashflow flexibility22:18 – Real margins and Item 19 disclosure highlights24:55 – Homefront Brands support systems, marketing, tech29:10 – The call center advantage: pre-qualifying leads & building quotes33:25 – Proprietary software and satellite roof measurement36:45 – Why franchise vs. starting solo? Proven systems and negotiated pricing41:02 – Protected territories and mapping process43:00 – Final thoughts on taking smart risks in business ownershipWhat You'll Learn:✅ Why roofing is a recession-resistant, high-ticket industry✅ How Roof Scientist's nano-ceramic technology differentiates it✅ How franchisees tap into subcontracted labor and keep costs flexible✅ The detailed support Homefront Brands provides—from call center to marketing✅ Who makes the best franchise owner (and how to build your team if you don't have all the skills)✅ How to compare franchising vs. going independent

PREVIEW: COLLEAGUE CHRIS RIEGEL COMMENTS ON THE RISKS AND REWARDS OF HIRING A CHINESE NATIONAL TO WORK ON OR HAVE ACCESS TO PROPRIETARY DATA. MORE LATER. 1957