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Background: After the release of Claude 3.7 Sonnet,[1] an Anthropic employee started livestreaming Claude trying to play through Pokémon Red. The livestream is still going right now.TL:DR: So, how's it doing? Well, pretty badly. Worse than a 6-year-old would, definitely not PhD-level. Digging inBut wait! you say. Didn't Anthropic publish a benchmark showing Claude isn't half-bad at Pokémon? Why yes they did:and the data shown is believable. Currently, the livestream is on its third attempt, with the first being basically just a test run. The second attempt got all the way to Vermilion City, finding a way through the infamous Mt. Moon maze and achieving two badges, so pretty close to the benchmark. But look carefully at the x-axis in that graph. Each "action" is a full Thinking analysis of the current situation (often several paragraphs worth), followed by a decision to send some kind [...] ---Outline:(00:29) Digging in(01:50) Whats going wrong?(07:55) ConclusionThe original text contained 4 footnotes which were omitted from this narration. The original text contained 1 image which was described by AI. --- First published: March 7th, 2025 Source: https://www.lesswrong.com/posts/HyD3khBjnBhvsp8Gb/so-how-well-is-claude-playing-pokemon --- Narrated by TYPE III AUDIO. ---Images from the article:Apple Podcasts and Spotify do not show images in the episode description. Try Pocket Casts, or another podcast app.
Introduction - Joe Galindo a Windermere coach is hosting the Windermere Coaching Minute podcast. - His guest today is Travis Stewart, an 18-year veteran in the Puget Sound real estate market. Travis has been with Windermere Real Estate for 11 years. Travis' Background - After high school, Travis did professional wakeboarding for 2 years then returned home in 2004 to figure out his career path. - He started working in the appraisal business in 2005 after meeting some contacts through college. - Travis got experience quickly by shadowing experienced appraisers, learning how to evaluate home values. He toured over 1,800 homes in 7 years as an appraiser trainee and certified appraiser. - The appraisal work gave him insight into how different factors like school zones, upgrades, condition etc impact property value. It also taught him the difference between cost and value. - He saw the market shift from hot seller's market to increased refinancing during the 2008 housing crisis. His role changed from delivering good news about equity to being the bearer of bad news about lower appraisals. Learning from His Mom - Travis initially didn't want to work with his mom when starting in real estate sales but saw the value in her focus on relationships and genuine care for clients. - She treats clients like close friends, not just transactions. This was different than Travis' dad who was in car sales and had customers. - His mom fulfills the need of the client in front of her in that moment, not worrying about the outcome. Travis learned the power of relationships in real estate from her. Going Above and Beyond - Travis shares a story about spending hours digging through bushes to find a buried septic tank lid for clients selling a home. He leveraged his inspection knowledge to save the deal. This exemplifies fulfilling client's needs. Transaction Types - There are relational transactions with people you know well vs. transactional deals with less connection. Open houses can lead to great relational clients. Seeing Homes - It's very valuable for agents to tour homes to understand pricing, see different neighborhoods, observe layouts and condition. Virtual tours don't replace onsite experience. Kitchen Remodels - Travis notes kitchen upgrades don't always increase value equal to their cost. Buyers may not like the finishes or see the same value. Gifts from Appraising - His appraisal experience taught Travis about depreciation over time. A remodel done years ago likely lost some value relative to its initial cost. Working with Family - After appraising and title work, Travis joined his mom in real estate sales. She needed help expanding her business and exiting in the future. - He hesitated to work with her at first but now sees the value in focusing on client relationships vs. transactions. Referral Power - Travis shares an example of past clients who moved to Texas but still refer Seattle-area friends to him years later. Ongoing communication maintains those referral relationships. Client Events - He hosts an annual holiday party with Santa for over 100 clients as a thank you and community builder. People look forward to it each year. - They also do smaller events like corn mazes and wakeboarding at his home to stay connected. Ongoing Communication - Travis stressed the importance of staying in touch with clients year-round through calls, texts, stopping by, etc. This maintains the relationships. Gifting Strategy - He is strategic in gifting clients he knows well vs. his entire database. Does personal gifts with handwritten notes. - Travis has used services like ClientGiant but found generic gifts weren't received as well. He customizes based on the client. Action Steps - Reach out to Travis with any questions at his email or website. - Implement similar strategies of relationships, events, and gifts into your business. Contact Travis Stewart. https://travisstewartre.com/ --- Support this podcast: https://podcasters.spotify.com/pod/show/coachingmin/support
NEJM 1992;327:669-77 Background After a large heart attack, cardiac hemodynamics are altered, which leads to a series of changes in the heart muscle itself. The immediate consequence of a large heart attack is decreased myocardial contractility. This leads to a reduction in stroke volume and cardiac output. Compensatory mechanisms governed by the renin-angiotensin-aldosterone system and sympathetic nervous system become activated and may lead to ventricular dilation or “remodeling”, which has negative short and long-term consequence for the heart muscle.By the mid-1980's, angiotensin converting enzyme inhibitors (ACEi) were commonly used for patients with chronic systolic heart failure and laboratory work had shown they could improve ventricular remodeling, reduce heart failure and prolong survival in animal models of AMI. Several studies had also shown promise in humans but they were too small to test hypotheses involving hard clinical endpoints. The Survival and Ventricular Enlargement (SAVE) trial sought to test the hypothesis that administration of captopril to patients with AMI complicated by left ventricular dysfunction but who did not have overt heart failure requiring vasodilatory therapy would reduce morbidity and mortality over long-term follow-up.Cardiology Trial's Substack is a reader-supported publication. To receive new posts and support our work, consider becoming a free or paid subscriber.Patients Eligible patients were between 21 to 80 years of age with a definite myocardial infarction occurring 3 to 16 days prior to randomization with a left ventricular ejection fraction (EF) ≤40%, measured by radionuclide ventriculography. Patients were excluded with relative contraindications to ACEi or if an ACEi was indicated for treatment of symptomatic congestive heart failure or systemic hypertension. Other exclusion criteria included serum creatinine >2.5 mg/dl, other conditions limiting survival (unspecified) or who had an unstable course following AMI (also unspecified).Baseline characteristics The average age of patients was 59 years and 82% were men. Approximately one third of patients had a prior MI, more than 20% had diabetes, 40% had hypertension and over 50% were current smokers. The average ejection fraction was 31% and over half of patients had an anterolateral Q wave MI. The mean time to randomization was 11 days. Prior to randomization approximately a third received thrombolysis, over 50% underwent coronary angiography, and approximately 25% underwent either percutaneous coronary angioplasty or coronary artery bypass surgery. At the time of randomization, the average blood pressure was 113/70 mmHg and heart rate was 78 beats per minute. Within 24 hours of randomization approximately one third of patients received a beta blocker and a quarter received digoxin.Procedures There was a mini run-in period where all 2,250 eligible patients were given a test dose of 6.25 mg of captopril. This led to exclusion of 19 patients (3 for ischemic discomfort and 16 for symptomatic hypotension).Patients received either captopril or placebo. The initial dose of the blinded study drug was 12.5 mg but could be administered at 6.25 mg to patients who had marked, yet asymptomatic, reduction in BP with the run-in dose. The target dose was 25 mg three times a day by the end of the in-hospital phase and was gradually increased to 50 mg three times a day unless side effects occurred. There was no prespecified level of blood pressure in the titration regimen.Outpatient visits were scheduled 2 weeks following randomization and then every 3 months during year 1 and every 4 months thereafter. Compliance with the study drug was assessed by pill count.Endpoints There were no prespecified hypothesis tests used to determine sample size. Prospectively defined measures of outcomes included all cause death, cardiovascular death, incidence of clinical congestive heart failure and first hospitalization for heart failure. Once the clinical endpoint committee was notified of a diagnosis of clinical heart failure the study medication was discontinued so open-label therapy with an ACEi could be started.Results 2,231 patients were included in the final analysis; 1116 in the placebo group and 1115 in the captopril group. The mean follow-up was 3.5 years. Blood pressure increased from baseline in both groups but to differing extents. At 3 months, BP was 125/77 in the placebo group compared to 119/74 in the captopril group. The average heart rate was 74 in both groups.Compared to placebo, captopril significantly reduced all cause death by 19% (20% vs 25%; p = 0.019) and cardiovascular death by 21% (17% vs 21%; p = 0.014). It also reduced clinical heart failure by 37% (11% vs 16%; p
Are you struggling to trust others? There are times in life when someone hurts you and makes it difficult for you to trust them again. Broken trust is hard to repair when emotions are high, including in co-worker relationships. Returning to episode 113 of Int-HER-rupt, host Linda Yates revisits her conversation with Cheryl Nye. They discuss the importance of trust and how to respond when it is broken - whether in the workplace or in life. Cheryl's Background After dabbling as an entrepreneur, Cheryl found her niche in corporate America. She is a data consultant who has worked with the same company for 17 years. As a Toastmasters Club Sensor Toast member, she gained confidence in communication and leadership. This experience created the foundation for the work she does today. The Importance of Trust Nye calls trust the “foundation of all relationships” - whether at home or in the workplace. Without trust, communication falls apart. If someone doesn't trust their team leader to respect them, they won't come forward if something goes wrong. Similarly, if a leader can't trust their team members to follow through on projects, the work will fall on a few individuals or the leader themselves. Once trust is lost, it can be hard to regain it, regardless of whether the person losing it is in a leadership position or not. How to Recover From Broken Trust Communication: If you have lost trust in someone in the workplace, communicate this with them as clearly and compassionately as possible. As Nye says in the episode, “Speak with love.” Understand your problem, and be upfront about it without condescension or negativity. Accountability: If you have broken someone's trust, take responsibility. Take the time to listen and understand how the other person is feeling. Apologize and plan how to improve - then follow through on that plan. Nye and our host Linda Yates greatly emphasize leading with the heart. When time is taken to truly listen, understand, and change, trust can be rebuilt, even when it takes a long time. Learning to Trust YOURSELF Again If you've been the one to make a mistake or mess up, it can be hard to believe in yourself and can cause more stress than is helpful. Nye's advice is to use the “5 Why's” to assess the root cause of the problem. She gives the following example: If you're chronically late to work, ask yourself why you're late. If it's because the meeting wasn't on your calendar, ask why it wasn't on the calendar. Why? Maybe the calendar is not set up in a way that is easy to use. Knowing this, you can seek out a new calendar to try. Once you reach the root cause, you can turn it into action. Practice trusting your instincts. Listen to your gut - it is often right. Ask yourself how you feel about a stressful situation, and really listen to yourself. Finally, take a step back. Zoom out. Listen to others as well, and see how they're responding to you. Self-reflection is a huge part of self-improvement, and Nye attributes this skill to help her grow and develop her interpersonal communication skills to where they are today. Trust in the workplace helps create a strong bond among the team. Without healthy communication and the knowledge that fellow teammates will follow through, a team will always suffer and lose its ability to work cohesively. If that trust is broken, accountability and active listening can create a safe environment to rebuild trust. “Trust is the foundation of any relationship you may have. If you don't have trust in your relationship, then you don't have anything” - Cheryl Nye Resource Toastmaster If this episode connected with you, reach out to Linda and let her know. This podcast is produced by TSE Studios. Check out other podcasts by TSE Studios, including this episode's sponsor, The Sales Evangelist, helping new and struggling sellers close more deals and achieve their sales goals. Subscribe to the IntHERrupt Podcast so you won't miss a single show. Find us on Apple Podcast, Google Podcast, Spotify, and Stitcher. Audio created by Ryan Rasmussen Productions.
We've all had experiences where we went to something for the first time and hoped to be well received by others. Wherever that was we wanted to matter and make a impact where we went. Background: After sharing the “Beattitudes” during the Sermon on the Mount, Jesus makes it a point to tell the Christians who are listening that they need to be like salt and light in the world around them. He wants them to understand that this is the way that they can make a difference where they live. Big Idea: We make the biggest impact with others by being salt and light. (Matthew 5:13-16; Luke 14:34; Mark 4:21)
What makes this conversation between Donald Kelly and Natasha Ho so special is not just that they've both found success in sales, it's that they genuinely want others to find that same success. Listen in as they discuss the limitations many sellers create for themselves and the ways you can open up new opportunities for yourself by asking important questions. Natasha Ho's Background After getting her degree and working her dream job, she realized she didn't want to progress in that line of work and found a new dream She built her own business and became successful after she learned how to sell her product Sales consulting on the side led her towards a path that was ultimately more fulfilling Seeing Opportunities, Not Limitations High-Ticket buyers are like Santa Claus - you have to believe in them for them to exist. Your first high-ticket buyer could already be in your network, but you'll never know unless you start to trust that they're there. Identify prospects by listening. When you start looking for customers or clients, identify the people who want your help and who are willing and able to invest in it. Open up a conversation. Once you've identified someone to sell to, be willing to open up a dialogue. Know Yourself, Know Your Buyer What is your overall vision? What is your big goal? Before you start thinking about your buyer's big goals or the problems they face, you need to know what your own goals are. Why do you want this goal? Why is it important to you? Selling can be a tough job - knowing the answer to this and reminding yourself of it can help keep you from getting too fatigued or burnt out. Why are you selling? This refers to your “bigger mission.” Sales will have ups and downs, and knowing the purpose behind what you do will help you through them. Believing in what you do will keep you from taking “no” too personally. “Go all-in on yourself. Bet on yourself. Invest in yourself. And when you are playing, play big.” - Natasha Ho Resources Natasha Ho on Instagram and Facebook - @theallinwoman allinwoman.com Sponsorship Offers This episode is brought to you in part by Scratchpad. Scratchpad is the fastest way for sales professionals to update Salesforce. Move at the speed of thought with Scratchpad. Try it for free or learn more at Scratchpad.com. 2. This episode is brought to you in part by LinkedIn. Cold calling will not work if you're using shallow, outdated information. You need to go deep. Try Deep Sales by LinkedIn, the next generation of LinkedIn Sales Navigator. You can get a 60-day free trial - simply go to Linkedin.com/TSE. 3. This episode is brought to you in part by TSE Sales Foundation. I think we can all agree that sales should be fun. However, many times, we find ourselves in a quagmire where we're not progressing and deals are not going the way that they should. This is why we created TSE Sales Foundation. It's a program designed to help sales professionals just like you master the fundamentals of sales so they can radically improve their sales pipeline and close more deals. To find out more about TSE Sales Foundation and our next start date, simply go to thesalesevangelist.com/foundation. Credits As one of our podcast listeners, we value your opinion and always want to improve the quality of our show. Complete our two-minute survey here: thesalesevangelist.com/survey. We'd love for you to join us for our next episodes by tuning in on Apple Podcast, Google Podcast, Stitcher, or Spotify. Audio provided by Free SFX, Soundstripe, and Bensound. Other songs used in the episodes are as follows: The Organ Grinder written by Bradley Jay Hill, performed by Bright Seed, and Produced by Brightseed and Hill.
In this episode of Int-HER-rupt, our host Linda Yates has a conversation with Cheryl Nye. They discuss the importance of trust and how to respond when trust is broken - whether in the workplace or in life. Cheryl's Background: After dabbling in being an entrepreneur, Cheryl found her niche in corporate America. She is a data consultant and has been working with the same company for 17 years. As a member of the Toastmasters Club Sensor Toast, she gained confidence in communication and leadership. This experience created the foundation for the work she does today. The Importance of Trust Nye calls trust the “foundation of all relationships” - whether at home or in the workplace. Without trust, communication falls apart. If someone doesn't trust their team leader to respect them, they won't come forward if something is going wrong. Similarly, if a leader can't trust members of their team to follow through on projects, the work will fall on a few individuals or on the leader themselves. Once trust is lost, it can be hard to regain it, regardless of whether the person losing it is in a leadership position or not. How to Recover From Broken Trust Communication: If you have lost trust in someone in the workplace, communicate this with them as clearly and compassionately as possible. As Nye says in the episode, “Speak with love.” Understand the problem you're having, and be up front about it without condescension or negativity. Accountability: If you have broken someone's trust, take responsibility. Take the time to listen and understand how the other person is feeling. Apologize and make a plan for how to improve - then follow through on that plan. Nye and our host Linda Yates both place a lot of importance on leading with the heart. When time is taken to truly listen, understand and change, trust can be rebuilt, even when it takes a long time. Learning to Trust YOURSELF Again If you've been the one to make a mistake or mess up, it can be hard to believe in yourself and can cause more stress than is actually helpful. Nye's advice is to use the “5 Why's” to assess the root cause of the problem. She gives the following example: If you're chronically late to work, ask yourself why you're late. If it's because the meeting wasn't in your calendar, ask why it wasn't in the calendar. Why? Maybe the calendar is not set up in a way that is easy to use. Knowing this, you can seek out a new calendar to try. Once you reach the root cause, you can turn it into action. Practice trusting your instincts. Listen to your gut - it is often right. Ask yourself how you feel about a stressful situation, and really listen to yourself. Finally, take a step back. Zoom out. Listen to others as well, and see how they're responding to you. Self-reflection is a huge part of self-improvement, and Nye attributes this skill to helping her grow and develop her interpersonal communication skills to where they are today. Trust in the workplace is what helps create the bonds that makes a team strong. Without healthy communication and the knowledge that fellow teammates will follow through, a team will always suffer and lose their ability to work cohesively. If that trust is broken, accountability and actively listening can create a safe environment where trust can be rebuilt. If this episode connected with you, reach out to Linda and let her know. This podcast is produced by TSE Studios. Check out other podcasts by TSE Studios, including this episode's sponsor, The Sales Evangelist, helping new and struggling sellers close more deals and achieve their sales goals. Subscribe to the IntHERrupt Podcast so you won't miss a single show. Find us on Apple Podcast, Google Podcast, Spotify, and Stitcher. Audio created by Ryan Rasmussen Productions.
BoF's Daniel-Yaw Miller discusses streetwear's evolution from subculture to high fashion favourite — and whether the aesthetic's waning influence spells its end. Background: After years of build up, from its origins in cultural movements like New York's hip-hop scene and LA's skating community to early commercialisation in the early 2000s from brands like Fubu and Stussy and Japanese designers Nigo and Hiroshi Fujiwara, by the late 2010s, streetwear found itself at the centre of luxury fashion. The breaking point came in 2018, when, after success at his label Off-White, Virgil Abloh was named creative director of Louis Vuitton. But lately, streetwear institutions like Bape and Stussy have been losing heat — and luxury brands are pivoting away from streetwear staples like hoodies and sneakers. “Streetwear brands are more commercial and less connected to the actual street culture where they found their roots,” said BoF editorial associate Daniel-Yaw Miller. Key Insights: Streetwear brought items like puffer jackets and hoodies, graffiti details and logo-centric designs to high fashion runways. Lately, designers have been more focused on harder shoes, knitwear and tailoring. But, streetwear-centric items haven't disappeared from brands' assortments, they're more absorbed into the core offerings — and in consumers' day-to-day wardrobe. A new crop of brands, including Daily Paper, Corteiz and Free The Youth, are making the case for streetwear's enduring fashion relevance. Streetwear mainstay Supreme is still driving growth with its savvy marketing and collaborations. Owner VF Corp. said it expects the label to generate $600 million in revenue this year — up from $500 million when it was acquired in 2020. Additional Resources:Why Supreme Sold to VF Corporation: In a deal that values the New York streetwear brand at $2.1 billion, Supreme picks up a long-term partner with back-end prowess and ambitions to scale it past $1 billion in annual sales.Is Streetwear Still Cool? Luxury brands may have pivoted away from sneakers, puffer jackets and hoodies, but new labels like Corteiz and Free The Youth are making a case for street culture's enduring relevance in fashion.Follow The Debrief wherever you listen to podcasts. Hosted on Acast. See acast.com/privacy for more information.
In a rare interview, the influential Japanese designer speaks with BoF's Imran Amed about the philosophy that underpins his boundary-breaking career. Background: After graduating from Keio University with a law degree, Yohji Yamamoto realised he wasn't interested in the law. “I didn't want to join the ordinary society,” he says. “So I told my mother after graduation … ‘I want to help you.'” She agreed to let him work at her dressmaking shop in Kabukicho, an entertainment district in Tokyo's Shinjuku ward, and learn from the sewing assistants if he enrolled at Bunka Fashion College, now famous for training designers such as Kenzo Takada, Junya Watanabe and Yamamoto himself. After graduating, Yamamoto went on to set up a small ready-to-wear company that slowly acquired buyers in all of Japan's major cities. This success eventually led him to Paris, where his signature tailoring and draping in oversized silhouettes created an aesthetic earthquake at Paris Fashion Week in 1981. Since then, Yamamoto has developed a cult following of loyalists who swear by his avant-garde designs. “I'm not working in the mainstream,” he says. “I'm working in the side stream.” This week on The BoF Podcast, we revisit Imran Amed's rare interview with the legendary Japanese designer about his storied career — and the mindset designers need to succeed. Key Insights: Yamamoto says the fashion industry's increasingly fast-pace has come at the expense of true creativity. “For me the fashion business became a money business,” he said. “I felt I've been losing my competitors year by year.” Yamamoto believes that modern technology can be a distraction. “When I speak with young designers, I [tell] them shut your computer,” he said. “If you really want to see real things, real beauty, you have to go there by walking.” Yamamoto believes it's a designer's job to completely immerse themselves in design. “If you want to create something, keep resisting the mediocracy of ordinary things. It's a life's work. Are you ready to sacrifice yourself to create something?” Additional Resources: Watch the full interview here: Inside Yohji Yamamoto's Fashion Philosophy The Magic of Yohji Yamamoto
Thanks to a popular Netflix series the Metallica song Master of Puppets has risen the charts once again. Back in 1986 Metallica frontman James Hetfield did an interview on the song. He spoke about how the song is about drug and how innitially people think they are in control and they won't get addicted. They can continue to do drugs recreationally with no consequences. Isn't that true though? Most people don't take drugs thinking they will become an addict. They think they can just play around with it without committing their lives to it. In fact, most people have the same unspoken attitude about God too. They want to play around with Him, experience Him recreationally, but do not have any intention of having Him become their Master. Their Adonai. Thankfully, unlike drugs, which lead to ruined lives and death, when God becomes our Master, we can look forward to nothing but life and freedom in Him. As we will notice in the account of the prophet Isaiah, when we truly experience God personally, we must respond to Him as our Adonai. Background: After the first 5 chapters in Isaiah of the prophet calling God's people to repentance or face destruction for their idolatry, we get a snapshot of Isaiah recording his initial call to prophetic ministry. He receives a vision of God and then a commission from God. It is in this vision/commission that we will see: 2 life changing ways that we must respond to Adonai. (Isaiah 6:1-13)
Are you thinking of diving into the crypto space and investing in bitcoin? If so, you're not alone. In this episode, Rob Wolff discusses the mentality and strategies that you need when investing in bitcoin. It's important to understand exactly what you're getting into before taking the plunge, so he shares what bitcoin is and why it's worth investing in. From understanding the technology behind it to assessing risk, volatility and making profits, we've got you covered. If you're new to investing in bitcoin or curious about the crypto space but don't know where to start, then this episode is for you! Get Customised Guidance for Your Genetic Make-Up For our epigenetics health programme, all about optimising your fitness, lifestyle, nutrition and mind performance to your particular genes, go to https://www.lisatamati.com/page/epigenetics-and-health-coaching/. 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Then reach out to us at support@lisatamati.com, we can jump on a call to see if we are a good fit for you. If you have a big challenge ahead, are dealing with adversity or want to take your performance to the next level and want to learn how to increase your mental toughness, emotional resilience, foundational health, and more, contact us at support@lisatamati.com. Order My Books My latest book Relentless chronicles the inspiring journey about how my mother and I defied the odds after an aneurysm left my mum Isobel with massive brain damage at age 74. The medical professionals told me there was absolutely no hope of any quality of life again. Still, I used every mindset tool, years of research and incredible tenacity to prove them wrong and bring my mother back to full health within three years. Get your copy here: https://shop.lisatamati.com/collections/books/products/relentless. 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During In-house testing, Keto-Pro BHB raised ketones quicker, higher and for longer than other market leaders. Ketones My ‘Fierce' Sports Jewellery Collection For my gorgeous and inspiring sports jewellery collection, 'Fierce', go to https://shop.lisatamati.com/collections/lisa-tamati-bespoke-jewellery-collection. Here are three reasons why you should listen to the full episode: Understand what bitcoin is and why you should invest in it. Learn the mentality and strategies that you need when investing in crypto. Find out the benefits, risks, and regulations surrounding crypto investing. Resources Gain exclusive access and bonuses to Pushing the Limits Podcast by becoming a patron! Dollar Cost Averaging Bitcoin Connect with Rob: Website | Youtube | Twitter Episode Highlights [03:12] Rob's Background After high school, Rob became a combat medic in the military. He went into home health management and then medical device sales at a company called KCI after he was discharged from the military. Eventually, he started an online education platform for nurses and got into real estate. His first exposure to crypto was in 2012, and he used dollar-cost averaging. [09:53] Getting Into Bitcoin and the Crypto Space You can't build wealth if you quit after making just a little money. Inflation plays a large role in pushing people to consider alternative income streams such as bitcoin. It's difficult to make more bitcoin because its value lies in its scarcity or finiteness. Bitcoin is a decentralized technology. [22:51] Investing in Uncertain Times We're in for some bearish days and should expect that the traditional stock market will see a decline. Rob predicts that because of fear, people will hold onto their cash and enter into what they consider risky assets. Bitcoin may be volatile right now, but it will stabilize as time goes on. Make sure you're making the right decision for you and your family. [22:51] Investment Mentality and Strategy Everybody has the mentality to invest, but not everyone has the stomach for it. The most stable asset and most volatile market is bitcoin Ethereum. Do research on the projects and companies you're interested in, determine whether you really want to invest in them, and only invest what you can afford to lose. Don't put all your eggs in one basket. [41:34] Volatility and Risk Bitcoin is currently in price discovery mode. Looking at the risk factor of the volatility, the time horizon can be different. Volatility depends on the asset that you're investing in, so volatility is fine as long as you can stick out the time horizon. [44:20] Crypto Regulations Triage on cryptos will be needed to come up with regulations. With stablecoins, if they're pegged to the dollar, determine the assets that they're pegged to and perform audits, however many months it takes. Bitcoin that you lend out to institutional investors will be collateralized. [53:48] Adoption Curve There's already too much money in the crypto space and it's going to keep growing. Bitcoin creates jobs for miners and people doing construction. Bitcoin is now a base layer protocol where you can build on second layer solutions and make transactions built on the safest, computerized network in the world. [1:07:39] CBDC vs. Crypto If you have a centralized ledger, banks will have control over your account. Crypto isn't for illicit transactions because every transaction is made on an open ledger. CBDCs are not truly decentralized crypto. 7 Powerful Quotes ‘The value of Bitcoin lies in its scarcity.' ‘The reality is, is that I believe we're in for some pretty bearish days. And I believe that the traditional stock market on Wall Street, we're going to see a pretty big decline with the S&P 500 and NASDAQ as it goes down.' ‘In the short term right here, it's extremely important to make sure that you're making the right decision for you and your family.' ‘Everybody has the mentality to invest. But the question is, do you have the stomach?' ‘The basics are just like getting any investment: you take a look at the project or the company itself, and just go and just do as much research as you possibly can and go, do I want to invest into this, and I'm going to invest only what I can afford to lose.' ‘If you take a look at at the risk factor of the of the volatility, there is, again, the time horizon that you look at could be a lot different.' ‘People always complain about, oh, blockchain and crypto it's for illicit activities and things like that and drug smugglers. No, it's not. Because every transaction you do is on an open ledger.' About Rob Rob Wolff is the host of Digital Asset News and the creator of DAN Teaches Crypto, a free crypto education platform for all levels of digital asset knowledge. With his incredible wealth of knowledge in crypto, he helps people understand cryptocurrency and digital asset news. As a business owner and investor, Rob firmly believes the crypto space will change the world in dramatic ways. Learn more about his work on his website and YouTube channel. You can also connect with him on Twitter. Enjoyed This Podcast? If you did, be sure to subscribe and share it with your friends! Post a review and share it! If you enjoyed tuning in, then leave us a review. You can also share this with your family and friends so they can learn about all things crypto. Have any questions? You can contact me through email (support@lisatamati.com) or find me on Facebook, Twitter, Instagram and YouTube. For more episode updates, visit my website. You may also tune in on Apple Podcasts. To pushing the limits, Lisa
Join LWDG Founder Jo Perrott for this podcast with Trainer and LWDG Featured Expert Michelle Oseman as they discuss training retrieves using a food bowl. This episode was initially filmed as part of an interview Jo was writing for the Gundog Journal. As Jo and Michelle chatted about training dogs in general, Michelle shared this content and we thought it was too good not to share with you. You can watch the video and supporting exercise information on the LWDG Blog Michelle Oseman's Background: After a highly successful corporate career, Michelle has been a companion and gundog training professional for over ten years and has recently relocated to just outside Bude in North Cornwall. She is an experienced Gundog handler, having gained Field Trial and Working test awards with her own Springer Spaniels and Working Cocker Spaniels. She has always worked her dogs in the shooting field, running up to 8 dogs a day. Michelle also writes regular articles for the Gundog Journal and Field Sports Magazines. Michelle's passion for training, competing and working dogs led her to her training career. She is a positive, rewards-based, behavioural trainer who focuses her efforts on ensuring the handlers learn before the dog. Her friendly and methodical approach has been proven across many breeds and clients as shown in the testimonials she has received. https://www.mapowders.co.uk/ If this episode inspired you, take a screenshot of you listening & post it to your Instagram Stories, and tag us, @ladiesworkingdogs Plan a month of effective 10-minute dog training sessions in just 1 hour! The LWDG is bringing you a free webinar to help you train! After this webinar, you will know exactly how to train using short sharp sessions. Register here for free access LWDG POD DOG is a free podcast for working dog handlers and trainers. The podcast is released every week on Fridays and covers a range of topics related to working dogs. Ladies - for more free content, visit www.ladiesworkingdoggroup.com/threedayfree
Just like with the song Open the Eyes of my heart that we saw from Ephesians 1 we can home in on the simplicity of a powerful verse and miss the depths of the text and its context. And while God does do abundantly more than we ask or think in the circumstances around us, He truly wants to do so much more even than that within us. Background: After encouraging the church at Ephesus to “not lose heart” at the end of vs. 2-13, Paul then goes back to finish the prayer he started in verse 1 of the chapter. After sharing with them their spiritual blessings, praying for the eyes of their hearts to be opened, reminding them of being spiritually alive by grace alone, and revealing the mystery of their body being one in Christ, Paul concludes this heavily theological first half of the epistle by praying for them, again. The prayers he prays in this passage, much like the eye-opening ones from chapter 1, can serve as a model for prayer that we can pray for our church. We look at the text we're going to see: 2 knee-bowing prayers we can pray for our church. (3:14-21)
How do you determine right from wrong? It's a question of normative ethics. This is a critical conversation that nobody is having and yet it is critical as we approach a world full of vaccine passports, government mandates, segregation and a 'new normal'. Background: After an Instagram scandal over whether the word 'Retard' can EVER be used, it raised an interesting point. Why are people arguing so fervently over the right thing to do? Is it possible that we have different ways of measuring morality? In this special on ethics, we look at the two main perspectives of answering this question: deontological ethics vs teleological ethics. It gives rise to utilitarianism which explains exactly why and how authoritarian governments around the world are crushing populations in the quest to save them. It also led to considerations around language, offence, Hollywood, The Trolley Problem, and autonomous driving. Watch this special if you want a framework on which to hang all of those arguments you keep hearing about and how to find a way through the fray. ---------------------------------- Watch this episode on Youtube: https://youtu.be/sAnflZz6Vqs Previously, we asked the question 'What Is Legal?' in our exploration of Natural Law vs Positive Law: https://youtu.be/GT6lQLeHGCY ---------------------------------- DISCERNABLE The Podcast: http://discernable.io/listen The Crew Mailing List: https://discernable.io/crew The Video Archive: https://www.youtube.com/discernable https://www.discernable.io/
This year is a Christmas like none in modern memory. If we try to compare it to holidays past it can be easy to become discouraged by what it seems has been taken from us. We can let these things that seemed at one time so important distract us from what Christmas is truly about as well as the things that can never be stolen from us. Scripture tells that no matter what, there are things that abide. Over the next few weeks, we are going to consider 3 things that can never be taken from us this Christmas, beginning with our faith. Background: After calling the Roman believers to become “living sacrifices” at the beginning of the chapter, the apostle Paul then moves on to challenge them regarding how they are supposed to live that out. He exhorts them to consider the use of the “gifts” that they have received, as well as their “source”. Tonight, we will be looking at one of the greatest gifts we can receive, as well as 3 reasons that gift can never be stolen from us. Big Idea: 3 reasons our faith cannot be taken this Christmas (Romans 12:3-8)
Andrew's Background:After obtaining a BS in Chemical Engineering from Texas A&M University, Andrew worked for a large food company for 7 years in a variety of supervisory positions, including Plant Manager where he was responsible for plant operations, maintenance, plant personal, and plant finances. Andrew specialized in turning around underperforming plants and departments and was relocated to various facilities throughout the U.S. to perform this task. In 2007 Andrew left his corporate position to start a business in real estate investment. Starting off with single family properties, Andrew completed 23 single family transactions (purchase, rehab, sell), all of which earned significant profits for both his business and investors. In 2010 Andrew transitioned full-time to the acquisition and repositioning of multifamily properties and has successfully acquired over 1,800 multifamily units to date. Outside of the business world, Andrew has been a certified alpine ski instructor and when not working in real estate enjoys surfing, backcountry skiing, and trying not to be outwitted by his two young boys.In this episode we cover:00:02:23 What deals Andrew looks at during COVID00:07:04 Where priorities are for his business to protect his acquisitons00:09:49 Criteria a property must meet to be a 'buy'00:16:51 What to do today to be ready for a deal when it comes00:22:28 Keeping tabs on brokers00:26:06 Metrics that HAVE to be met00:29:03 Underwriting new reserve rulesConnect with Andrew:https://www.vpacq.com/https://www.linkedin.com/in/andrew-cushman-959471a/https://www.biggerpockets.com/users/AndrewC58Connect with Dave:Schedule a callWebsiteE-mailOther ways to listen/watch:https://lnk.bio/multifamilyFollow or Subscribe:Facebook GroupLinkedInInstagramYoutubeIf you enjoyed this episode or like the show, please subscribe and leave a review! It is a huge help for just a little effort
SHOW NOTES: This week next level entrepreneur Dr. Jill Wener and I took the conversation to another level as we had a special conversation about drawing a line in the sand, and ending systemic racism. Highlights from the conversation: Dr. Jill Wener’s Background: ● After a few rough years struggling with mental health and inner peace, Jill started practicing meditation with an instructor that emphasized how stress affects human physiology and behavior. ● She transitioned out of clinical medicine to pursue a three-month teacher training in India. Her intentions were to work part-time in the hospital and part-time as a meditation teacher. However, after having the opportunity to move to China and then back to India, she became a “crunchy granola person.” Going back to medicine wasn’t an option anymore. ● After returning to the States, she became interested in EFT tapping. Mind-Body Techniques Against Racism ● In 2016, Dr. Jill wrote a blog post about the election results. An old friend of her called her out about the content, and calling her privileged. That made her investigate more about racism. ● Research and retreats helped her recognize defensiveness in herself. She determined that in order to control said feelings that come a trace from white supremacy culture, mindfulness was absolutely necessary. ● Dr. Jill launched a program with eight modules involving different mind-body techniques based on the symptoms of how white supremacy culture pervades everything, and how most can recognize what involves truly being anti racism. Being an Ally ● Voting for Obama, being a democrat, or outrage towards news isn't enough. A ground foundation, shaking journey is necessary. Racism is very much alive in the United States. ● The idea of being a “White Ally” is that you are a white person who is there to work together with black folks who are doing the work. The intention isn’t to fix anything for anybody, but to support and empower those who aren’t heard. Transforming Racism from Deep Inside ● Racism is is not only used in the white community. Racism is global. Being able to celebrate other cultures besides the white culture. Good thing is that people are willing to break down the construct of light skin being better than dark skin. ● Only with dialogue and breaking down what’s truly inside, there is a chance for true transformation. It all starts in the head by recognizing the depth of the problem. ● Racism also affects how healthcare professionals practice. By being more mindful about racism, its roots, and recognizing it, doctors will be less biased against their patients- even when this bias in unconscious. Catch up with Dr. Wener on social media at: Facebook Page www.Facebook.com/jillwenermdmeditation Instagram handle @Jillwenermd Twitter handle @Jillwenermd Youtube Channel https://www.youtube.com/channel/UCVmjMStacc3aH02Dg6fmmTA Website Address www.Jillwener.com Looking for a Coach or Mastermind to Join? Ready to Take Your Career, Business, and Life to the Next Level? If you want to Learn more about Dr. Maiysha's coaching, courses, and masterminds. Visit www.DrMaiysha.com. Choose from of our Free Mini Online Masterclasses on Mindset Mastery, Manifestation, and Next Level Entrepreneurship Right on the Home page to start your journey now.
4X Your Business - and Fall Back in Love With It! With REBS Member Kodi Riddle Kodi’s Background “After earning her degree from Arizona State University in 1994, Kodi went on to become an LPGA Golf Professional. Before college, she had never played the game and she became a member with the LPGA in less than 3 years. In a male dominated industry, Kodi’s tireless energy, determination and passion to succeed quickly propelled her to achieve her goals. Using these traits, in 1999, Kodi began what has become a successful real estate career. Very early on it was obvious to her that the only way to truly protect her clients was to work full-time in this industry. After just 6 months in real estate, she left the golf industry behind to become a full-time real estate agent. As soon as possible, she earned her broker’s license as well as her e-pro designation. With two decades of experience and education, she has become an expert in her field.” Before Kodi found Real Estate B-School, Kodi describes herself as a successful, albeit ‘cocky’ realtor - but what she was not, was a true business owner. The journey Kodi was on was different than mine in one key way: the love of the game. Since I never truly loved being a real estate agent that much, I assumed that everyone else did too. Some agents get to the point where they fall out of love with the business. When Kodi and I met, she was at the end of her rope - and Real Estate B-School was her lifeline. She was in the middle of a bad situation in her business, with nightmare buyers, open houses every weekend, and other things she had fallen out of love with. She told me when we first connected, “If you can achieve business freedom in 6 years, I want to do it in 3” - and her journey began. Finding support was hard for Kodi. She had to learn how to work with other people, and learn to rely on them. Some people have their own strengths and weaknesses that are different from her own. Finally, though, she was learning how to give herself room to breathe. She wanted to be able to be present for her son’s basketball games, defining family roles and sticking to them. Hiring an assistant was a major shift in Kodi’s work life. Having someone else answer your phone so that you can have time to think gives you the freedom to get away from your phone, at least - and for some, that’s a big step. Using the REBS plug and play sustems, Kodi had her administrator create their office process guide so that training and onboarding new team members was a breeze. People at the top tend to fit in the category of ‘high D’ on the DISC personality test. That means they tend to be dominant in their conversations, interactions, and with people in general. This can make you not that easy to work with - or, frankly, be married to. Knowing where your personality scores on different tests helps you to be effective to your team (and even your spouse). The mindset that Kodi had, at times, was different from her husband, Bill. The expenses Kodi incurred, in her mind, were easily recoupable. When she wanted to spend money on online leads, she wasn’t worried. Her husband, however, was hesitant when the investment for coaching came up. He had faith, though, and Kodi was able to join Real Estate B-School, where she found peace. Real Estate B-School serves as an objective third party for Kodi, too - just one of the many ways we can serve you. We are here through the thick and thin, at your service. Kodi says one of her favorite things about Real Estate B-School has been the ability to reach out and ask questions at any time, and receive reliable, battle tested, feedback and advice. The big takeaway from this, I think, is the relief that Kodi has experienced now as a result of having been through the tough part of her growth journey. It isn’t an easy road, but it is certainly worthwhile. With our coaching resources, you have access to tried-and-true methods and years of experience at the tip of a hat. Don’t underestimate the value that can be brought to your real estate business!
If you ask me, Brian Jentzen is one of those rare people who sees the game differently than most. He sees things from something more like a bird’s eye view while most of us are at a high phase with the components of our day dealing with what’s right in front of us. This conversation has lots to do with the business of executive protection, the trajectory of a career in executive protection and what it could look like spanning beyond the years of simply working the streets with your client. After speaking with Brian for only a few moments, his decades of experience in this game and the perspective that comes with it became very apparent, it was also very interesting to learn that we have many of the same interests with regards to the industry at our core. He talks about how an executive protection agent should be regarded as a professional, a specialist such as a banker, doctor or lawyer and that the relationship between the professional and client should be as such. My goal with this podcast and many of the projects I partake is simply to help restore order to our trade by creating higher-quality agents. This interview with Brian will help you think big picture with regards to the private security industry, how to run your business and the trajectory of your career. Enjoy! Background: After leaving the US Marine Corps as a captain in the early 1990s, Brian has pioneered corporate executive protection services internationally for Fortune 500 companies, high net worth families and NGOs. Brian has provided protection at the highest levels of corporate and philanthropic environments in over 35 countries. With his demonstrated ability to align security operations with both the client’s organizational goals and personal preferences, Brian uses his strong relationship building, collaboration and project and vendor management expertise to create security solutions that deliver program efficiencies and customer satisfaction. Brian graduated from the University of Washington with a BA in Sociology and is the subject matter expert chair for the ASIS Executive Protection Council. Source: https://assolution.com/people/brian-jantzen/ Links https://www.linkedin.com/in/brianjantzen/ https://assolution.com/people/brian-jantzen/ https://instagram.com/bjantze?igshid=u4t3wdrqsok2
Dr. Eelco Fiole is co-founder and sole managing partner of Alpha Governance Partners (AGP), a risk-governance-focused fiduciary services firm with alternative assets under the governance of US$15 billion across 12 jurisdictions globally. He is also CFO of the Tezos Foundation, a blockchain endeavor that has enjoyed one of the largest fundraising levels globally. Eelco is an adjunct professor in finance ethics at HEC Lausanne (the faculty of business and economics of the University of Lausanne in Switzerland, 2018 winner of the global CFA Research Challenge) and chairs the Annual Conference Advisory Group for the CFA Institute. He has gained almost a decade of fiduciary COO and CFO experience in alternative investments, emerging markets, wealth management and blockchain at Credit Suisse Asset Management, with operational responsibility for US$17 billion in alternative strategies, (in Zurich, London, and New York). He was a consultant for five years at PwC in Zurich, and his work there included a focus on frontier markets. He started his career as an institutional banker with ABN AMRO in Amsterdam, after spending early working years as an engineer in the oil-and-chemical industry. Currently a master of studies in social innovation candidate at the University of Cambridge, Eelco has completed advanced degrees in economics (PhD, Basel), ethics (MAS, Zurich), positive leadership (MPLS, Madrid) laws (LLM, London), and business (MS, Rotterdam School of Management, Erasmus University). His holds a bachelor’s degree in mechanical engineering from Rotterdam University of Applied Sciences). A chartered financial analyst (CFA) and a chartered director (CDir), Eelco holds various other leading finance and management designations. His global travel for business and education has included private and professional exposure to China for 20 years. He is based in Zurich and Singapore and is fluent in English, German and his native Dutch, has conversational French, and basic Spanish and Mandarin. Worst investment ever Background After finishing a business degree and working with major organizations, Eelco felt he had a pretty good understanding of what was going on in the financial investment arena, but he was yet to receive his CFA designation. Reliance on flawed research A friend of Eelco’s sent him an equity research report by a CFA charterholder who was working at a well-established, reputable investment house. The report projected that a large telecom firm’s stock would go up from 17 to 20 euro. Eelco thought that based on: the credibility of the research house; the compelling nature of their argument; that it was not a speculative stock; it was a large telecom firm; and the level of his own expertise to read such a treatise, he decided to buy the stock. However, soon after, instead of going up from 17 to 20 euro, it went down to 6 euro, in tandem with the inherent deception surrounding the tech bubble. What he hadn’t realized what that part of the valuation performed on the stock (outside of the usual equity research carried out on any stock) was based on the psychology of the market at the time around the tech bubble, and Eelco paid the price. He has remained involved in the investing space ever since, going through the ranks of various organizations, but submits that this was one of the key experiences of his career, even though he became a CFA charterholder later. Suffice to say, the report he had relied on and the result of the reality going the other way, was a memorable shock. “The frameworks that we get offered through the CFA or some other academic material are not enough to reflect reality in the end … you need to be able to apply your own judgment.” - Dr. Eelco Fiole Some lessons Do your own analysis. Don’t rely solely on even the most professional research. An investor needs to also invest time to clearly understand a recommendation and the analysis behind an investment. Develop your own opinion on investment, even if you obtain information from t the most credible of sources. Think outside of the box about risk. Even though Eelco felt confident about his understanding of the risk in his investment, going through about the report itself and the firm’s reputation, there was obvious risk outside of those considerations, which hit him hard. You cannot assume that what you are reading about is enough to do guarantee results, you need to check your assumptions, and adjust your views on things as well. Educational and learning frameworks are necessary, but they are not enough. Yeah, The CFA or similar programs provide a great framework on how to think about investments but investors also need to stay open to the broader regional and global picture, particularly about risk, and arrive at their own conclusions, use their own judgement in the end. Such learning frameworks are enough to reflect the total reality to which a stock is subject. Be aware of your own assumptions, biases, and check them. Eelco realized that he had made a whole lot of assumptions that he was not checking, including those about his own ability, the time to judge what I was looking at. So I learned also that we need to be humble in how we approach these things. “Looking back I realized that I made a whole lot of implicit assumptions there that I wasn’t checking … so I learned also that we need to be humble in how we approach these things.” - Dr. Eelco Fiole Andrew’s takeaways Do your own work. If you want to be successful in any career, learning is essential. Investing is the same and we have to do the work to try to be successful. However, in the world of finance, hard work is not enough. Risk can come from anywhere. Ethics are involved in doing your own work. It’s part of investing ethics and the responsibility of an investment analyst that is learned in the CFA courses, that even if you overhear a good tip from Warren Buffet, you still have to do your own work. Separate the research work you do on return from the research work you do on risk. That way, all the excitement and positive feeling you get about a great investment story is moderated by distinct and separate research on risk. If fact, tear it apart from a risk perspective. The idea of detached risk work is so critical. Actionable advice Be skeptical, not negative, be cautious. Be skeptical about what people are offering you and then come back to do the work for yourself, and apply your own judgement. No. 1 goal for the next 12 months My goal is to push better governance in the investment space so I’m actively committed to support initiatives around better governance, specifically risk governance. This will mean better risk-adjusted outcomes for investors. Risk governance takes place on boards and in all kinds of investment entities and involves applying fiduciary duties on those involved in playing around with a lot of other people’s money. Parting words Risk nowadays is idiosyncratic … I would wish everybody to increase their awareness and help people make sound choices, both professionally and ethically. You can also check out Andrew’s books How to Start Building Your Wealth Investing in the Stock Market My Worst Investment Ever 9 Valuation Mistakes and How to Avoid Them Transform Your Business with Dr.Deming’s 14 Points Connect with Eelco Fiole: LinkedIn Email Connect with Andrew Stotz astotz.com LinkedIn Facebook Instagram Twitter YouTube My Worst Investment Ever Podcast
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