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You shouldn't need a PhD in insurance billing to understand why your medication costs $600 this month and $60 the next. But for millions of Americans, that's the reality.In this episode of Heartline: Changemaking in Healthcare, I talk to pharmacist and startup founder Vinay Patel, whose decade-long career spans high-volume pharmacy operations, clinical program design, and now, drug pricing reform.Vinay's origin story begins with a moral injury: watching patients forced to choose between rent and medications. Instead of accepting the system as-is, he built one that works better. From negotiating fair reimbursement rates to empowering local pharmacies and cutting out predatory Pharmacy Benefit Managers (PBMs), his work is restoring agency—one prescription at a time.You'll hear how he:Turned failure and scarcity into a superpower as a founderBuilt a mission-driven team by prioritizing soft skills over perfect résumésDesigned cost-plus drug programs that serve patients firstProtects independent pharmacies while keeping GLP-1s accessible About the Guest:"Failure means you're learning. And in healthcare innovation, learning fast is everything.” – Vinay PatelVinay Patel is a pharmacist, entrepreneur, and healthcare reformer. After years running a home delivery pharmacy for 15,000+ patients a month, he founded MakoRx, a company that bypasses traditional pharmacy benefit managers to lower costs for employers and improve access for patients.Vinay's mission is deeply personal—and systemic. His company's cost-plus model strengthens local pharmacies, bypasses industry bloat, and brings transparency to one of healthcare's most broken sectors.
Recorded live from the Kontextur Podcast Festival at Khaus in Basel, this episode features a conversation with the curator Fredi Fischli. Fredi Fischli, along with Niels Olsen, is co-curator and co-director of exhibitions at the Institute for the History and Theory of Architecture (gta), ETH Zurich. Together with Niels, Fredi works on projects at the intersection of architecture, art, research and teaching, resulting in exhibitions that subvert traditional formats of display by abandoning the top-down dissemination of knowledge typical to University Galleries, sharing instead their more raw and unbridled enthusiasm for forging strange new connections. resulting in such exhibitions as Unbeautiful museum (curated with Geraldine Tedder), Cloud' 68. Collection of Radical Architecture, Home. A User's Manual among many others. Special thanks this week to Katharina Benjamin and everyone on the Kontextur team, including Angelika HinterbrandnerPatrick Martin Rosa Thoneick and Laura Bertelt. Hosted on Acast. See acast.com/privacy for more information.
How to sustain an international system of cooperation in the midst of geopolitical struggle? Can the international economic and legal system survive today's fractured geopolitics? Democracies are facing a drawn-out contest with authoritarian states that is entangling much of public policy with global security issues. In Global Discord: Values and Power in a Fractured World Order (Princeton University Press, 2024), Paul Tucker lays out principles for a sustainable system of international cooperation, showing how democracies can deal with China and other illiberal states without sacrificing their deepest political values. Drawing on three decades as a central banker and regulator, Tucker applies these principles to the international monetary order, including the role of the U.S. dollar, trade and investment regimes, and the financial system. Combining history, economics, and political and legal philosophy, Tucker offers a new account of international relations. Rejecting intellectual traditions that go back to Hobbes, Kant, and Grotius, and deploying instead ideas from David Hume, Bernard Williams, and modern mechanism-design economists, Tucker describes a new kind of political realism that emphasizes power and interests without sidelining morality. Incentives must be aligned with values if institutions are to endure. The connecting tissue for a system of international cooperation, he writes, should be legitimacy, creating a world of concentric circles in which we cooperate more with those with whom we share the most and whom we fear the least. Paul Tucker is a fellow at the Harvard Kennedy School and the author of Unelected Power (Princeton). He is a former central banker and regulator at the Bank of England, and a former director at Basel's Bank for International Settlements, where he chaired some of the groups designing reforms of the international financial system after the Global Financial Crisis. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/new-books-network
How to sustain an international system of cooperation in the midst of geopolitical struggle? Can the international economic and legal system survive today's fractured geopolitics? Democracies are facing a drawn-out contest with authoritarian states that is entangling much of public policy with global security issues. In Global Discord: Values and Power in a Fractured World Order (Princeton University Press, 2024), Paul Tucker lays out principles for a sustainable system of international cooperation, showing how democracies can deal with China and other illiberal states without sacrificing their deepest political values. Drawing on three decades as a central banker and regulator, Tucker applies these principles to the international monetary order, including the role of the U.S. dollar, trade and investment regimes, and the financial system. Combining history, economics, and political and legal philosophy, Tucker offers a new account of international relations. Rejecting intellectual traditions that go back to Hobbes, Kant, and Grotius, and deploying instead ideas from David Hume, Bernard Williams, and modern mechanism-design economists, Tucker describes a new kind of political realism that emphasizes power and interests without sidelining morality. Incentives must be aligned with values if institutions are to endure. The connecting tissue for a system of international cooperation, he writes, should be legitimacy, creating a world of concentric circles in which we cooperate more with those with whom we share the most and whom we fear the least. Paul Tucker is a fellow at the Harvard Kennedy School and the author of Unelected Power (Princeton). He is a former central banker and regulator at the Bank of England, and a former director at Basel's Bank for International Settlements, where he chaired some of the groups designing reforms of the international financial system after the Global Financial Crisis. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/world-affairs
Katie Smith is joined by our commentary team of Izzy Christiansen and Vicki Sparks in Basel to reflect on Norway's 2-1 win against hosts Switzerland. Former England captain Steph Houghton is on the pod too as the panel react to Chloe Kelly's reunion with Arsenal ahead of England's tournament opener on Saturday. And finally, Danny Gabbidon and Eilidh Barbour are here to preview tomorrow's match between Spain and Portugal.Timecodes: 00:15 Switzerland 1-2 Norway reaction 09:26 Chloe Kelly interview with Ben Haines 13:22 The panel reacts to her Arsenal reunion 19:45 Danny Gabbidon & Eilidh Barbour preview Spain v PortugalBBC Sounds / 5 Live commentaries: Thu 2000 Spain v Portugal on 5 Live, Fri 1700 Denmark v Sweden on Sports Extra 3, Fri 2000 Germany v Poland on 5 Live, Sat 1700 Wales v Netherlands on 5 Live, Sat 2000 France v England on 5 Live.
Ali Bruce-Ball is joined by Conor McNamara & Vicki Sparks ahead of UEFA Women's EURO 2025. Hear from England striker Alessia Russo, catch Vicki's Toblerone tales from Basel and will the ‘false one' get in to the Great Glossary of Football Commentary. Plus reaction to Manchester City crashing out of the FIFA Club World Cup, and will Clash of the Commentators champion Ali Bruce-Ball be beaten?Live show tickets: crossedwires.live/fringe WhatsApp voicenotes to 08000 289 369 Emails to TCV@bbc.co.uk00:50 Man City knocked out of FIFA Club World Cup, 03:10 Russell Fuller slips on his cliché banana skin, 07:30 Vicki Sparks joins the pod live from Switzerland, 13:40 5 Live commentaries at the Women's Euros, 14:10 Hear from England striker Alessia Russo, 17:05 What are Wales aiming for at first major tournament? 19:20 Don't give Vicki extra facts on matchday! 23:30 Toblerone tales from Basel, 25:15 Vicki vs Ali in Clash of the Commentators, 32:10 ‘False One' for the Great Glossary?BBC Sounds / 5 Live commentaries: Wed 1700 Iceland v Finland on Sports Extra 2, Wed 2000 Switzerland v Norway on 5 Live, Thu 2000 Spain v Portugal on 5 Live, Fri 1700 Denmark v Sweden on Sports Extra 3, Fri 2000 Germany v Poland on 5 Live, Sat 1700 Wales v Netherlands on 5 Live, Sat 2000 France v England on 5 Live.Glossary so far: 2-0 is a dangerous score, After you Claude, All-Premier League affair, Aplomb, Brace, Brandished, Breaking the deadlock, Bundled over the line, Champions elect / champions apparent, Clinical finish, Commentator's curse, Coupon buster, Cultured/Educated left foot, Denied by the woodwork, Draught excluder, Elimination line, Fellow countryman, Foot race, Formerly of this parish, Fox in the box, Free hit, Goalmouth scramble, Good touch for a big man, Head tennis, Honeymoon Period, In and around, In the shop window, Keeping ball under their spell, Languishing, Loitering with intent, Marching orders, Nestle in the bottom corner, Numbered derbies, Nutmeg, One of those, Opposite number, Park the bus, PK for penalty-kick, Postage stamp, Put their laces through it, Rasping shot, Red wine not white wine, Relegation six-pointer, Rooted at the bottom, Roy of the Rovers stuff, Seen them given, Sending the goalkeeper the wrong way, Sleeping giants, Slide rule pass, Small matter of, Smash and grab, Spiders web, Stayed hit, Steepling, Stinging the palms, Stonewall penalty, Straight off the training ground, Stramash, Sweeper keeper, Throw their cap on it, Thruppenny bit head / 50p head, Turns like an ocean liner / aircraft carrier, Put it in the mixer, Towering header, Turning into a basketball match, Turning into a cricket score, Walking a disciplinary tightrope, Wand of a left foot, We've got a cup tie on our hands, Where the owl sleeps, Winger in their pocket, Wrap foot around it, Your De Bruynes, your Gundogans etc.
SynopsisOne way composers help make ends meet is to accept commissions for occasional pieces — works written for some special occasion, a private or public celebration or anniversary of some event, large or small. Sometimes these works go on to have a life of their own apart from the special occasion that prompted their creation, so that subsequent audiences might not even be aware of the original event at all.In 1959, English composer Benjamin Britten accepted a commission from Swiss conductor Paul Sacher for a cantata to celebrate the 500th anniversary of the University of Basel in Switzerland. The texts selected for the cantata were all in Latin, the old academic language of universities 500 years ago, and included excerpts from the founding charter of the institution as well as medieval odes in praise of the university written by its students and faculty.Britten's score, which premiered at the University of Basel on today's date in 1960, was quite literally, an academic exercise — and it's amusing to note that apparently he wrote out the text for the work in the pages of one of his old school exercise books.Music Played in Today's ProgramBenjamin Britten (1913-1976): Cantata Academica (Carmen Basiliense); Jennifere Vyvyan, soprano; Helen Watts, mezzo-soprano; Peter Pears, tenor; Owen Brannigan, bass; London Symphony Chorus and Orchestra; George Malcolm, conductor; Decca 4251532
Nietzsche's inaugural lecture at Basel, given in 1869, provides an insight into the young Nietzsche's mind. Surprisingly, even here we find the groundwork laid for his later philosophical project. Nietzsche takes on the issue, rather esoteric and focused on the internal debates of classical philology, of whether or not Homer really existed, and what this means the discipline of philology if he did not exist.
In episode 104, I sit down with David Norris, a seasoned entrepreneur and AI innovator, to explore the transformative potential of artificial intelligence in healthcare. As the CEO of Affineon, David brings a wealth of experience and a passion for solving real-world problems in the medical field.Our conversation delves into the exciting possibilities AI offers for reducing administrative burdens on healthcare providers, particularly in managing clinical inboxes. We discuss how AI can act as a powerful ally, helping clinicians focus more on patient care and less on paperwork.Key insights from our discussion include:The importance of involving healthcare providers in the development of AI solutionsHow AI can triage clinical inboxes, saving hours of administrative work each weekThe role of AI in enhancing patient safety and improving care qualityThe need for responsible AI use in healthcare, including transparency and ethical considerationsDiscover how to:Approach AI adoption in healthcare with optimism and practical considerationsBalance the rapid pace of technological advancement with the need for thoughtful implementationStay informed about AI developments in healthcare through various resourcesMaintain work-life balance as an entrepreneur or healthcare provider in the fast-paced world of medical technologyThis episode offers valuable insights for healthcare professionals curious about AI's potential to alleviate administrative burdens and enhance patient care. It's a must-listen for anyone seeking to understand how AI is reshaping the healthcare landscape and how they can be part of this exciting transformation."I think based on what I've seen, I think it will produce results that will be better for patients, it will be safer and more trustworthy. And that's really, in the end, what you want is you want patients to feel a trust factor, that they're getting help." - David Norris Join us for this thought-provoking conversation that challenges conventional views on AI in healthcare and inspires optimism about the future of medicine. Learn how embracing AI responsibly can lead to more fulfilling careers for healthcare providers and potentially transform patient care for the better.Connect with David Norris and Affineon:Visit Affineon's websiteEmail David at david.norris@affineon.comLook for Affineon at major healthcare conferences like HIMSS and HLTH—------------------------------------------------------------------------------------------------------------------
Partnere: Snickers & Sparekassen Kronjylland EM nærmer sig med hastige skridt det danske landshold, der netop har forladt pre-camp lejren i Helsingør og er draget mod Schweiz for at indlogere sig i EM-lejren i alpelandet. Inden spillerne og staben rejste fra Helsingør til Neuchatel vest for Basel, hvor holdet har base, så fik vi her på Mediano muligheden for at tage en lidt længere snak med holdets anfører og største stjerne Pernille Harder - og landsholdets midtbane-krumtap Josefine Hasbo. Med Harder fik vi blandt andet snakket om: Presset om altid at levere - især på landsholdet Hvorfor prisen som årets danske spiller 2024 betød så meget Hvad der er klikket i Bayern i denne sæson Hvordan hendes roller er forskellige i Bayern og på landsholdet Hvad der gik galt i 1-6-nederlaget til Sverige Og meget mere Vi fik også snakket med Hasbo om blandt andet: - Hvordan jongleringen mellem Harvard og landsholdet har været - Valget af Gotham FC som ny klub - Hvordan hendes form er på til EM uden klubkampe i halvt år - Oplevelsen af at være med i 1-6-nederlaget til Sverige - Hvad de har lært af den kamp Og meget mere Vært: Arnela Muminovic Gæster: Pernille Harder og Josefine Hasbo Husk, at du i morgen tirsdag kan se frem til at høre Mediano Q's valg af de fem største favoritter til EM-guldet - og høre analysen af alle fem hold. Og onsdag kan du se frem til en optaktsudsendelse til Danmarks første EM-kamp, når landsholdet igen skal møde Sverige - en måned efter nederlaget på 1-6 i Nations League. Hvis du ikke allerede har hørt vores første afsnit i vores EM-optaktsudsendelser, så kan du finde søndagens afsnit, hvor vi har lavet den helt store optakt til EM-slutrunden i din favorit podcast-app. Under EM kommer der naturligvis også flere udsendelser omkring Danmarks kampe, så derfor husk at abonnere på Mediano Q i din foretrukne podcast app.
İsviçre Diyanet Vakfı'nın düzenlediği Kitap Fuarı münasebetiyle İsviçre'yi dolaşıyoruz. Turist değiliz. Hakikatin izini süren hakikat erleriyiz. Kendimizi ve keşfe çıktığımız dünyayı çift yönlü keşif çabası bizimkisi. Bu mükâşefe yolculuğunu yine MTO'muzun en parlak isimlerinden Ahmet Arif Kutlu kardeşimizin Basel gözlemleriyle paylaşıyoruz sizlerle. Zihin açıcı okumalar…
In dieser Folge spricht Christian Kroeber mit André Hascher, Mitbegründer der Initiative R-haltenswert. Gemeinsam mit Viktoria Auracher engagiert er sich dafür, Wissen in der Pferdewelt zu bewahren und weiterzugeben, sich auf die klassischen Grundsätze der Ausbildung zurückzubesinnen und insgesamt für mehr Ethik im Reitsport einzustehen. Vielen ist R-haltenswert ein Begriff, seit die Initiative beim Weltcup-Finale in Basel als externe Instanz den Umgang mit Turnierpferden, den Einsatz von Equipment und das Reiten auf Abreiteplätzen und in Prüfungen beobachtete und dokumentierte. Was sich dabei hinter den Kulissen abspielte, was positiv und was negativ auffiel, berichtet André im Podcast. Sich wieder auf ethische Grundsätze und die Richtlinien für Reiten und Fahren zu besinnen, ist für André keine Option, sondern eine dringende Notwendigkeit: im Sinne der Pferde und um das Image des Pferdesports in der breiten Masse wieder zu verbessern. Die Vision von R-haltenswert ist es, Missstände aus der Pferdewelt heraus zu beseitigen, gemeinsam Lösungen zu finden und Brücken zwischen den verschiedenen Akteuren zu bauen. Nur durch einen offenen Austausch und das gemeinsame Ziel, das Tierwohl in den Mittelpunkt zu rücken, kann der Pferdesport seine Zukunft sichern und positiv gestalten.
Vi pratar om våra söndercurlande gulliga barn. En grön jacka är på vift i Basel. Vart ligger Kyrgistan? Och vart ligger Arvika? Pernilla bråkar med ChatGPT . Sofia ska klä ut sig till Carolina Gynning. Hur länge ska en kram vara? Det festas i det röda huset. Och hur går det med Sofias DJ turné…. Hosted on Acast. See acast.com/privacy for more information.
Die Basler Regierung will das begrünte Dach mit 3 Millionen Franken unterstützen. Dafür will sie Geld aus einem Fonds nehmen. Das stösst allerdings auf Kritik. Ausserdem: · Hausärztemangel im Baselbiet spitzt sich in den nächsten Jahren zu · Vorbereitungen für eidgenössisches Jodlerfest in Basel auf Kurs
There will almost certainly be some stress later this year in funding markets, but it might fall short of the level required for the Federal Reserve to step in, Will Hoffman, Bloomberg Intelligence senior associate for US and Canadian rates strategy, says on this Macro Matters edition of the FICC Focus podcast series. Hoffman is joined by co-host Ira Jersey, chief US rates strategist, to discuss the recently announced potential changes to Basel capital rules, such as the enhanced supplementary leverage ratio (ESLR). After discussing what it means (or doesn't mean) for Treasury markets, the pair unpack the biggest topics in the world of money funds, including the potential for stablecoin growth and tokenized money fund adoption driving net demand for T-bills. They also dive into the debt-ceiling unwind — covering T-bill net issuance patterns and the potential disruption to repo markets. The Macro Matters podcast is part of BI's FICC Focus series.
Nachdem bereits etliche Versuche mit Gummi in den Tramgeleisen nicht gefruchtet haben, startet der Kanton nun einen weiteren Versuch mit einem neuen Gummi. Ausserdem:
With one week to go until the 2025 Women's Euros get underway in Switzerland, Ellen White and Ben Haines have teamed up with host of the Radio 2 breakfast show, and star of the Lionesses squad announcement video, Scott Mills!Scott tells us about his experience visiting the Lionesses at St. George's Park plus gives Ben some advice about travelling around Switzerland after his time in Basel at the Eurovision Song Contest. Plus there's a special feature as Lionesses, Keira Walsh and Niamh Charles face off in a game of Dad Jokes, but who will crack first? With Ellen acting as the referee, this game is no laughing matter…01:00 - Scott Mills makes his Football Daily debut! 03:50 - Scott's top tips for Switzerland. 08:20 - Scott and Ellen chat to Keira Walsh and Niamh Charles at St. George's Park. 13:00 - Keira and Niamh face off in a special edition of Dad Jokes.
Radio International - The Ultimate Eurovision Experience is broadcast from Malta's Radio 105FM on Tuesday evenings from 2100 - 0059 hours CET. The show is broadcast live on Wednesday evenings from 1900 - 2300 hours CET on the Eurovision Radio International Mixcloud Channel as well as on the Facebook Page of Eurovision Radio International with an interactive chatroom. AT A GLANCE - ON THE SHOW THIS WEEK Interview with the Alchemist (Malta Eurovision Song Contest 2025) Interview with Picked Jacks (San Marino 2023) done at MancHagen 2025 Interview with Margret Berger (Norway 2013) done at the London Eurovision Party 2025 Interview with Maria Sur (Sweden's Melodifestivalen 2023 and 2024) done at the London Eurovision Party 2025 Eurovision Spotlight: Eurovision's Magic Numbers (Vol 2) with Dermot Manning - Number 5 Eurovision News with Nick van Lith from www.escXtra.com Eurovision Birthday File with David Mann Eurovision Cover Spot with David Mann Eurovision Calendar with Javier Leal New Music Releases by Eurovision Artists Your music requests Picked Jacks (San Marino 2023) at MancHagen 2025 Interview with the Picked Jacks (San Marino 2023): At the recent edition of MancHagen 2025 in view of the Eurovision Song Contest 2025 the organisers also invited acts that already were on the satge of the Eurovision Song Contest previously such as Picked Jacks who represented San Marino at the Eurovision Song Contest 2023 in Liverpool with the song "Like an animal" which unfortunately did not qualify for the Grand Final and remained in Semi Final 2 at Number 16. Radio International's Salman met and interviewed the group at MancHagen 2025. You can hear this interview on the show this week. Margret Berger (Norway 2013) with Salman at the London Eurovision Party 2025 Interview with Margret Berger (Norway 2013): It was in 2013 when Margret Berger represented Norway at the Eurovision Song Contest with the song "I feed you my love" coming 4th in Malmö, Sweden. That particular song contest was won by Emmelie de Forest from neighbouring Denmark with the song "Only Teardrops". In the run up to the Eurovision Song Contest 2025 Margret was invited to the London Eurovision Party 2025 where the rowing reporter of Radio International Salman had the pleasure of meeting and interviewing Margret Berger which you can hear on the show this week. Maria Sur (Melodifestivalen 2023 and 2024) Interview with Maria Sur (Sweden's Melodifestivalen 2023 and 2024): In 2023 a newcomer to Melodifestivalen in Sweden came from Ukraine and started her career in Sweden. Already her first Melodifestvalen entry was a success. Maria Sur qualified from the Heat into the Grand Final where she finished 9th with the song "Never give up". In 2024, Maria Sur returned to Sweden's biggest music competition to select the entry to represent Sweden at the Eurovision Song Contest. The song in the running was "When you're gone" coming 7th in the Grand Final of Melodifestivalen 2024, coming second in her Heat. Maria Sur was invited to perform a the London Eurovision Party 2025 where the Radio International rowing reporter Salman had the pleasure to interview Maria once again and you can hear it on the show this week. The Alchemist at Malta Eurovision Song Contest 2025 Interview with The Alchemist (Malta Eurovision Song Contest 2025): On Sat. 08 Feb 2025 Miriana Conte and her song "Kant" (now "Serving") was selected by the jury and Maltese public to represent Malta at the Eurovision Song Contetest 2025 in Basel in May. Miriana successfully placed Malta in the Grand Final of the Eurovision Song Contest ranking 17th at the end of the voting sequence. Earlier on in February 2025, Radio International conducted interviews with all the contestants at the Malta Eurovision Song Contest 2025 and more. This week, Radio International will broadcast an interview with a new act to the competition. It is the Maltese group The Alchemist who successfully qualified for the Grand Final of the Malta Eurovision Song Contest 2025 out of Semi Final 2 and then placed 9th with the song "Rubble and Stone" You can watch all the interviews Radio International did at the Malta Eurovision Song Contest 2025 by visiting the Radio International YouTube Channel - or check out our complete coverage of the Malta Eurovision Song Contest - click here. The Eurovision Spotlight: The Eurovision Song Contest 2025 - Eurovision's Magic Numbers: With the summer solstice marking the start of the Summer 2025 the Eurovision Spotlight Team Members decided to continue where we left off last year at the end of summer with Eurovision's Magic Numbers. Enjoy this unique way of featuring the songs of the Eurovision Song Contest on the show. Radio International's Irish Voice - Dermot Manning will be starting the new series this week. Eurovision News, New Song Releases, Birthday File, Coverspot, Eurovision Calendar: Also JP will be joined by David Mann for the Eurovision Birthday File and Eurovision Coverspot. Nick will be presenting the Eurovision News courtesy of escXtra.com. There will be a lot of the great new releases of Eurovision artists on the show as well as great Eurovision Classics. Javier will be updating us on the upcoming Eurovision events in the Eurovision Calendar and Alain Forrotti gives us already some updates of the National Finals regarding the Junior Eurovision Song Contest 2025 and the Eurovision Song Contest 2026 and more .... For full details of this week's Show Content and Play List - click here
(00:45) Welche Herausforderungen stellen sich dem Luzerner Theater nun, da die Intendantin Ina Karr vorzeitig weiterzieht? Und wie begegnet der Stiftungsrat den Herausforderungen? Weitere Themen: (05:34) Der Tod des Jazztrompeters Feya Faku überschattet die Residency von Paul Hanmer im Basler Jazzclub Bird's Eye. (10:07) Kurznachricht: Umstrittenes Gauguin-Gemälde bleibt in Bührle-Sammlung. (11:02) Kurznachricht: Ehemaliger Westschweizer Verleger Jean Richard verstorben. (11:57) Kurznachricht: Nationalbibliothek erhält Nachlass von Schriftsteller André Gide. (13:01) Kulturelle Einblicke in eine Insel im Pazifik: Die Ausstellung im Museum der Kulturen in Basel dazu ist nur noch für kurze Zeit zu sehen. (17:38) Wenn Tote durch Avatare ersetzt werden – eine Ethikerin ordnet ein.
Verschiebung Ferienstart in den beiden Basel, Zuger Regierung will keine PUK zum Erbstreit um ein Grundstück, wohin mit dem Überschuss an Schweizer Wolle?
In this raw and insightful episode, couples therapist and sex therapist Hanna Basel joins us to unpack the real reasons love gets hard—and why that doesn't mean it's wrong. We dive into common relationship myths, the effects of trauma and attachment styles, how to navigate mismatched libidos, and what truly changes when a couple shows up to do the work. Whether you're healing from infidelity, wrestling with disconnection, or just trying to love better, this conversation will leave you feeling seen, challenged, and supported.
In episode 103, I sit down with Dr. Bradley Block, an ENT surgeon and host of the Physician's Guide to Doctoring podcast, to explore the art of effective communication in healthcare. Our conversation delves into the challenges physicians face when interacting with patients and offers practical strategies to enhance these crucial interactions.Dr. Block shares his journey from an "uninspiring" path to medical school to becoming a passionate advocate for better doctor-patient communication. We discuss the importance of addressing patients' underlying concerns, navigating difficult conversations, and maintaining professional boundaries while providing compassionate care.Key insights from our discussion include:The importance of identifying and addressing patients' unspoken worriesStrategies for handling patients who arrive with preconceived notions from online researchTechniques for maintaining professional boundaries when faced with inappropriate requestsThe value of self-care and resetting between patient encountersDiscover how to:Improve your communication skills to enhance patient satisfaction and reduce burnoutNavigate challenging conversations with patients more effectivelyMaintain your professional integrity while addressing patient concernsImplement simple techniques to reset and recharge between patient encountersThis episode offers invaluable insights for healthcare professionals at all stages of their careers. Whether you're a medical student, resident, or experienced physician, you'll find practical tips to enhance your communication skills and improve your interactions with patients.Join us for this thought-provoking conversation that challenges conventional approaches to doctor-patient communication and offers fresh perspectives on creating meaningful connections in healthcare settings.Articles and Studies MentionedPatient Trust in the Age of Misinformation (JAMA, 2022) Susannah Fox's Rebel Health — insights into patient-led education and online advocacy About the Guest "I need to protect my own mental headspace so that I can serve my next patient better." - Dr. Bradley BlockDr. Bradley Block is a board-certified ENT (Ear, Nose, and Throat) surgeon, storyteller, and the voice behind the long-running podcast Physician's Guide to Doctoring. With over a decade of clinical experience and a passion for humanizing healthcare, Dr. Block has built a platform that gives physicians the tools to communicate better—with their patients, their peers, and themselves.His journey into medicine wasn't scripted, and neither was his evolution as a changemaker. What began as a personal quest to improve his own communication skills transformed into a community-driven resource covering everything we should have learned in med school—from patient experience and health policy to burnout and boundaries.Dr. Block is also a founding member of the Doctor Podcast Network, where he helps amplify physician voices and build community through storytelling. When he's not in the clinic or behind the mic, he's probably sipping hot black tea (with a splash of whole milk) between patient encounters—and thinking about what it really means to be heard.Physician's Guide to Doctoring PodcastDoctor Podcast NetworkBradley Block, MD on LinkedInTop 3 Key Takeaways Say the thing – Patients often leave unsatisfied not because you missed a diagnosis, but because you didn't name their fear. Address it.Boundaries protect everyone – Saying no is hard. But it's part of keeping the profession—and yourself—intact.Invite collaboration – Patients turning to Google or ChatGPT aren't the enemy. They're looking for agency. Invite them into the conversation.About the HostDr. Andrea Austin is a board-certified emergency physician, educator, and passionate advocate for system-level change in healthcare. As the creator and host of Heartline: Changemaking in Healthcare, Dr. Austin brings curiosity, compassion, and bold honesty to conversations with leaders who are challenging the norms and reshaping medicine from the inside out.With decades of experience in high-pressure clinical environments, Andrea has seen firsthand the cracks in the system—and the people working to repair them. Whether she's mentoring residents, speaking on national stages, or recording with a fellow disruptor, she centers one theme: change doesn't happen in isolation. It happens heart to heart.Let's ConnectFollow the journey of changemakers in medicine and join a community reimagining what's possible in healthcare.
Israel-Iran-Konflikt: Brüchige Waffenruhe, Verteidigungsminister Pfister lädt zu einer F-35-Sondersitzung, Studie zu Bautätigkeit in Basel, Bern, Genf, Lausanne und Zürich, Blatten VS: Armee im Einsatz
Unbekannte haben im Museum Haus zum Kirschgarten in Basel einen historischen Fingerring gestohlen. Es handelt sich dabei um ein Geschenk des russischen Zaren Alexander I. an seine Basler Gastgeberin im Jahr 1814. Der Ring befand sich in einer Vitrine, die mit einem Alarmsystem ausgestattet war. Ausserdem: · Gästerekord in Basler Hotels im Mai · Beschwerde gegen Binninger Gemeinderat abgewiesen
Der Schweizer Frauenfussball verliert in den 1980er- und 90er-Jahren an Sichtbarkeit. Die Nati siegt selten, den Vereinen fehlt es an Geld und das Medieninteresse nimmt ab. Doch im neuen Jahrtausend gelingt der Durchbruch. Fussballpionierin Margrit Näf ist 17 Jahre alt, als sie vom Toggenburg nach Bern zieht – um dort für den DFC Bern zu spielen. In der dritten Folge von «Spielmacherinnen» erzählt sie, wie sie 1975 zum ersten Mal für die Schweizer Nati aufläuft. Und wie sie nach einer schweren Verletzung nicht mehr auf den Rasen zurückkehrt. Später wird sie Trainerin, Funktionärin – und setzt sich für Sichtbarkeit, Ressourcen und Anerkennung ein. Wie Historikerin Marianne Meier zeigt, steckt der Schweizer Frauenfussball jahrzehntelang in einem Teufelskreis aus fehlendem Geld, mangelnder sportlicher Leistung und ausbleibender Medienpräsenz. «Spielmacherinnen» im Podcast Geschichte von SRF Wissen erzählt vor der EM 2025 die Anfänge, Widerstände und Wendepunkte des Schweizer Frauenfussballs. Pionierinnen sprechen über Erfolge auf und neben dem Platz, über Vorurteile und volle Stadien. Der Podcast ordnet die Entwicklungen in drei Episoden historisch ein und beleuchtet die Hintergründe der zunehmenden gesellschaftlichen Anerkennung. ____________________ (00:00) Anruf ins Nati-Camp (02:15) Im FCZ-Museum (04:44) Pionierin Margrit Näf (06:54) Vor dem Spiel gegen England (08:39) Männer als Türöffner (11:05) Spieltag in Basel (13:37) Doppelter Beinbruch (17:44) Im Teufelskreis (21:10) Boom in den USA (23:53) Der Durchbruch (25:42) Das Fazit ____________________ In dieser Episode zu hören: · Caroline Abbé, Teammanagerin der Nati und ehemalige Nati-Spielerin · Michael Jucker, Sporthistoriker, Leiter bei «Swiss Sports History» und Co-Leiter des FCZ-Museums · Marianne Meier, Sporthistorikerin an der Universität Bern · Margrit Näf, ehemalige Nati-Spielerin und langjährige Funktionärin ____________________ Links: · Podcast «Steilpass – hosted by SRF» von Sarah Akanji. Auf srf.ch/audio und ab der EM im umbenannten Podcast-Feed von «Sykora Gisler»: https://open.spotify.com/show/4OK6jGu7oC0hbrWG5tZHgp?si=80251890cb1f4659 · SRF-Serie «Kick it like Trudi» auf Play SRF: https://www.srf.ch/play · Podcast zum Buch «Das Recht zu kicken. Die Geschichte des Schweizer Frauenfussballs» von Marianne Meier und Monika Hofmann: https://open.spotify.com/show/4tEPB1SX0FQMflP0s52fG7?si=7754cedd48984998 · UEFA Women's Euro 2025 bei SRF: https://www.srf.ch/sport/fussball/uefa-women-s-euro-2025 Literatur: · Monika Hofmann & Marianne Meier (2025). Das Recht zu kicken. Die Geschichte des Schweizer Frauenfussballs. Hier und Jetzt. · Marianne Meier (2004). «Zarte Füsschen am harten Leder…» Frauenfussball in der Schweiz 1970–1999. Huber. ____________________ Recherche, Produktion und Moderation: Oliver Kerrison Mitarbeit: SRF Recherche und Archive ____________________ Hier lernt ihr die Schweizer Geschichte so richtig kennen – mit all ihren Eigenarten, Erfolgen, Fails, Persönlichkeiten und Dramen. Im Podcast «Geschichte» (ehemals «Zeitblende») von SRF Wissen tauchen wir in die Schweizer Vergangenheit ein – und möchten verstehen, wie sie unsere Gegenwart prägt. Habt ihr Themenvorschläge oder Feedback? Meldet euch bei geschichte@srf.ch.
Monocle heads to the 55th edition of Art Basel in Basel. We speak with some of the event’s leadership team; gallerists reflecting on their sales; and curators and artists at the fair and beyond.See omnystudio.com/listener for privacy information.
Hello dear friends,What does it mean to be a “superwoman” in music—then and now? In this episode, we travel from the finely tuned mechanics of 19th-century fortepianos to the bold visions of contemporary curators as we explore Superwomen—a newly launched festival in Basel by pianist and researcher Laura Granero and piano restorer Sebastian Bausch, the duo behind Klavieratelier Mignon 1904.Together, we unfold a multi-sensory conversation, from salon culture to technological time capsules. Expect to meet the dazzling Fanny Davies—not only a pianist of Schumann's inner circle but also a visual artist and chronicler of her musical world (hear her play Davidsbündlertänze here). We'll also discuss diva, entrepreneur, and Rossini's first wife Isabella Colbran (profile), whose fortune helped fund the composer's comfort.And yes, there were bread sculptures. The 19th-century salon scene was full of unexpected flourishes—often led by female artists who shaped cultural trends far beyond the concert hall. We dive into the curious tale of musical baking, the gender politics of programming, and the enduring influence of the salonnières.Adding a present-day sparkle, we taste a bottle from Cava Hispania and raise a glass to Darina's second podcast, Why White Wine, celebrating the role of wine in collaboration and storytelling.With fortepiano improvisations on John Field's Nocturne No. 5 (performed by Laura Granero), reflections on feminist agency in curation, and a touch of irony, this episode invites you to rethink tradition with intelligence, warmth, and a generous pour.
Rosa Zauggs Leben nahm mit 18 Jahren eine drastische Wendung – ein Sturz vom Baugerüst führte zu einer Querschnittlähmung. Doch statt Grenzen zu sehen, entdeckte die heute 68-Jährige aus Heimberg (BE) neue Möglichkeiten: Sie fand neue Passionen, wurde Paralympics-Medaillengewinnerin und engagiert sich bis heute für Aufklärung und Inklusion. In dieser Folge blicken wir mit Rosa nicht nur auf ihren beeindruckenden Lebensweg, sondern machen auch eine Zeitreise: Wie war das Leben im Rollstuhl vor 50 Jahren? Wie waren die Anfänge der Schweizer Paraplegiker-Stiftung (SPS), damals noch in Basel später in Nottwil, und wie hat sich die SPS seitdem entwickelt? Hör rein und erfahre mehr über Rosas Geschichte, den Wandel der Zeit und ihre unermüdliche Lebensfreude. Rosa Zaugg gehört zu den Protagonisten unserer neuen Kampagne «Nie allein». Dank der Schweizer Paraplegiker-Stiftung erlangte Rosa neue Lebensqualität – und ist heute wieder für ihre Liebsten da.Mehr Infos zur Kampagne und zu Rosas beeindruckender Geschichte findest du hier: paraplegie.ch/nie-alleinModeration: Isabelle BelserDie Gönnervereinigung der Schweizer Paraplegiker-Stiftung (SPS) zählt 2 Millionen Mitglieder, die mit ihrem Mitgliederbeitrag das Leistungsnetz der Schweizer Paraplegiker-Gruppe ermöglichen und querschnittgelähmte Menschen unterstützen. Im Schnitt wird jeden zweiten Tag eine neu querschnittgelähmte Person ins Schweizer Paraplegiker-Zentrum (SPZ) eingeliefert. Mitglieder, die nach einem Unfall querschnittgelähmt und lebenslang auf den Rollstuhl angewiesen sind, erhalten 250 000 Franken – rasch und unbürokratisch.
Kleinere Sanierungen und ökologische Massnahmen bei Basler Wohnungen sollen vereinfacht werden. Regierungspräsident Conradin Cramer präsentierte am Montag eine entsprechende Revision der Wohnraumschutzverordnung. Ausserdem: · Veloverkehr in Basel stagniert, Autoverkehr nimmt zu
BUY GOLD HERE: https://firstnationalbullion.com/schedule-consult/ Avoid CBDCs and get prepared with Mark Gonzales! HELP SUPPORT US AS WE DOCUMENT HISTORY HERE: https://gogetfunding.com/help-keep-wam-alive/# GET NON-MRNA FREEZE DRIED MEAT HERE: https://wambeef.com/ Use code WAMBEEF to save 20%! GET HEIRLOOM SEEDS & NON GMO SURVIVAL FOOD HERE: https://heavensharvest.com/ USE Code WAM to save 5% plus free shipping! Josh Sigurdson talks with Mark Gonzales about the latest warning by the Federal Reserve which usually avoids making really negative claims about the economy as they say recession is ahead. Fed chair Jerome Powell claims rates will go up alongside Inflation and there will be a shock to the system. When considering this warning, it's almost important to realize the United States just hit 37 trillion dollars in debt and Trump is now spending trillions on his latest bills including $1 trillion alone on the military budget which is the largest in history. The World Bank is also warning of a major economic collapse. It's convenient that simultaneously, 63 central banks are implementing Basel 3 which forces bail-ins to "rescue" failing banks. That means they can take your money out of your account and run. The FDIC is bankrupt so that won't help either. The CBDC is being launched in the European Union by October at the latest according to the ECB and on top of the digital IDs being launched this year, the STABLE Act and GENIUS Act have been launched in the US, essentially creating a KYC based CBDC in the United States as well. According to an IMF paper CBDCs will allow police to collect, store personal data for the surveillance state. AI is taking over via legislation right now just as wars are declared and employment plummets with automation. This is not a coincidence. This is the reset and everyone must get prepared immediately. Stay tuned for more from WAM! Get local, healthy, pasture raised meat delivered to your door here: https://wildpastures.com/promos/save-20-for-life/bonus15?oid=6&affid=321 USE THE LINK & get 20% off for life and $15 off your first box! SIGN UP FOR HOMESTEADING COURSES NOW: https://freedomfarmers.com/link/17150/ Get Prepared & Start The Move Towards Real Independence With Curtis Stone's Courses! GET YOUR WAV WATCH HERE: https://buy.wavwatch.com/WAM Use Code WAM to save $100 and purchase amazing healing frequency technology! GET ORGANIC CHAGA MUSHROOMS HERE: https://alaskachaga.com/wam Use code WAM to save money! See shop for a wide range of products! GET AMAZING MEAT STICKS HERE: https://4db671-1e.myshopify.com/discount/WAM?rfsn=8425577.918561&utm_source=refersion&utm_medium=affiliate&utm_campaign=8425577.918561 USE CODE WAM TO SAVE MONEY! GET YOUR FREEDOM KELLY KETTLE KIT HERE: https://patriotprepared.com/shop/freedom-kettle/ Use Code WAM and enjoy many solutions for the outdoors in the face of the impending reset! PayPal: ancientwonderstelevision@gmail.com FIND OUR CoinTree page here: https://cointr.ee/joshsigurdson JOIN US on SubscribeStar here: https://www.subscribestar.com/world-alternative-media For subscriber only content! Pledge here! Just a dollar a month can help us alive! https://www.patreon.com/user?u=2652072&ty=h&u=2652072 BITCOIN ADDRESS: 18d1WEnYYhBRgZVbeyLr6UfiJhrQygcgNU World Alternative Media 2025
Im Leichtathletik Stadion St. Jakob ist dieses Wochenende die Womens Streetsoccer EM über die Bühne - die EM im Strassenfussball, organisiert vom Verein Surprise. 13 Teams aus der ganzen Welt waren dabei. Auch ein Nationalteam aus der Schweiz. Ausserdem Thema: · Starke Schule beider Basel macht Umfrage zum Frühfranzösisch · Baselbieter SVP geht vor Gericht wegen Landratsentscheid zur Prämieninitiative · Baselbieter SP lanciert Erbschaftssteuer-Initiative
We are BACK with a special BONUS EPISODE recorded in the Eternal City. Benjamin is joined by guest host and super-gem James Michael Cardoso Shaeffer.We wrap up the dregs of Basel including our experience in Jordan Wolfson's Little Room at the Beyeler. Then it's onto Rome where we discuss Caravaggio, Pasta, Hotels, Socks, Frocks and Gavin Brown.All that and More on THE ONLY ART PODCAST!
Im Kanton Jura soll ein Pionierkraftwerk entstehen: Mit Wärme aus dem Erdinnern soll es klimafreundlichen Strom gewinnen. Dann: US-Wissenschaftler wehren sich gegen Trumps Angriff. Und: Eine Zukunft für die Bachmuschel, erste Zuchterfolge machen Hoffnung, dass sich ihr Aussterben aufhalten lässt. 00:00 Schlagzeilen 00:45 US-Wissenschaftler lancieren den Gegenangriff Seit seinem Amtsantritt zielt Präsident Donald Trump mit seiner Politik darauf ab, die wissenschaftlichen Institutionen in seinem Land zu schwächen. Nun haben Mitglieder der wachsenden Organisation «Stand up for Science» genug: Sie wollen die Erlasse der Regierung mit deren eigenen Mitteln bekämpfen. Mit Streitschriften, Social Media-Kampagnen und dem Protest auf der Strasse. 06:47 Meldungen: Zwischenbericht des Weltklimarats Extreme Starkregen in den Alpen nehmen bei zwei Grad Klimaerwärmung deutlich zu Permafrost in den Alpen: Rekordjahr 2024 Motten orientieren sich an Sternen 14:07 Prüfstein für die Geothermie Im Kanton Jura planen mehrere Energieversorger, unterstützt vom Bund, ein Schweizer Pionierkraftwerk: Mit Wärme aus dem Erdinnern soll es klimafreundlichen Strom gewinnen – Strom der auch im Winter fliesst oder in der Nacht. Dieses neuartige Projekt wurde dann aber jahrelang verzögert, und kleinere Teile der Bevölkerung bekämpfen es immer noch, unter anderem aus Angst, eine Geothermie-Anlage könnte Erdbeben auslösen. Mittlerweile steht die Baustelle in Haute-Sorne, das erste Loch wurde plangemäss gebohrt und in 4 Kilometern Tiefe steht ein Test bevor, der die Gretchen-Frage beantworten soll: Werden Erdbeben (wie in Basel und St.Gallen) bald wieder einen vorzeitigen Abbruch der Übung erzwingen oder – kann es weitergehen? 19:57 Zuchterfolg bei heimischen Bachmuscheln Einst war die Bachmuschel im ganzen Mittelland verbreitet. Doch schon vor hundert Jahren begann sie zu verschwinden, erst langsam, dann immer schneller. Heute kommt die Bachmuschel nur noch in einer Handvoll Bäche vor, sie ist vom Aussterben bedroht. Nach langjährigen, erfolglosen Versuchen hat es 2024 im Kanton Zürich erstmals geklappt rund 20 erbsengrosse Muscheln zu züchten. Dieser Erfolg ist auch für andere Kantone interessant - als national prioritäre Art, muss die Bachmuschel nämlich überall gefördert werden. In Zürich läuft nun der zweite Zucht-Versuch – wir waren vor Ort. Links: Organisation "Stand up for Science": standupforscience.net Dekret des US-amerikanischen Präsidenten: whitehouse.gov/presidential-actions/2025/05/restoring-gold-standard-science/ Protest-Brief von "Stand up for Science": act.standupforscience.net/petitions/open-letter-in-support-of-science Zwischenbericht des Weltklimarats: essd.copernicus.org/articles/17/2641/2025/ Extreme Starkregen in den Alpen nehmen bei zwei Grad Klimaerwärmung deutlich zu: nature.com/articles/s41612-025-01081-1 Rekordwarmer Permafrost in den Alpen im Jahr 2024 : scnat.ch/de/uuid/i/f3abf5de-3e30-596d-861e-35f19699c1cf-Permafrost_in_den_Schweizer_Alpen_2024_war_ein_weiteres_Rekordjahr Motten orientieren sich an Sternen: nature.com/articles/d41586-025-01709-5 Geothermie-Projekt Haute-Sorne: geo-energie-jura.ch
Since 2019, Pius leads Sanofi China encompassing Greater China, representing the 2nd largest market of Sanofi in the world with over 8,000 associates. Pius and his team are fully dedicated to transforming healthcare by accelerating the introduction and access to innovative and chronic medicines, driving digitalization, as well as empowering people to bring their best to the workplace.Pius' extensive experience in the healthcare industry encompasses a variety of key positions and responsibilities, including leading global core brands, and P&L responsibilities for different geographical areas within Europe, Latin America, emerging markets, and Greater China. He has worked around the world in countries including France, Germany, Switzerland, Turkey, Brazil, Tanzania, and China. He has successfully launched several major innovative medicines both globally and locally.Pius is a native of Switzerland. He started his career in the healthcare industry at the Cardiology Department of the University of Basel in a research collaboration with Novartis in Switzerland, where he earned his PhD in medical research, graduating magna cum laud. He is an alumnus of INSEAD and Singularity University. He speaks fluent German, English, French, and Portuguese.Pius has an extensive experience with various industry associations, where he currently holds several key leadership positions, as an active member of RDPAC Executive Committee and Sponsor of the Market Access Committee, as well as Vice-Chair of the European Chamber Shanghai Chapter. Pius is also speaker at the World Economic Forum's China Chapter.He is a strong believer in the idea that innovation ultimately drives progress and prosperity, an active advocate for increasing diversity in society. Pius is happily married, and a proud father of twin daughters.
In der Schweiz wird es heiss: Bis zu 35 Grad sollen es in den nächsten Tagen sein. Wie reagiert der Körper auf Hitze? Kann der sich daran gewöhnen und wann ist es uns zu heiss? Der menschliche Körper kann sich kurz- und langfristig an höhere Temperaturen anpassen, sagt Martina Ragettli vom Swiss Tropical and Public Health Institut. An extreme Temperaturen und Hitzewellen allerdings können wir uns nicht wirklich gewöhnen. Habt Ihr Fragen, Feedback oder Themen-Inputs? Schreibt uns gerne per Mail an newsplus@srf.ch oder sendet uns eine Sprachnachricht an 076 320 10 37. ____________________ In dieser Episode zu hören: - Roman Brogli, SRF Meteo Redaktion - Martina Ragettli, Wissenschaftlerin am Swiss Tropical and Public Health Institut in Basel. Sie forscht dort zum Thema Klimawandel und Gesundheit. ____________________ Link: «News Plus» vom 15.4.2024: «Hitze im Schlafzimmer: Das hilft gegen heisse Nächte» https://www.srf.ch/audio/news-plus/hitze-im-schlafzimmer-das-hilft-gegen-heisse-naechte?id=dc305bab-97e4-41c1-bb9e-f01b3e370d5e ____________________ Team: - Moderation: Romana Kayser - Produktion: Marisa Eggli - Mitarbeit: Julius Schmid, Yves Kilchör ____________________ Das ist «News Plus»: In einer Viertelstunde die Welt besser verstehen – ein Thema, neue Perspektiven und Antworten auf eure Fragen. Unsere Korrespondenten und Expertinnen aus der Schweiz und der Welt erklären, analysieren und erzählen, was sie bewegt. «News Plus» von SRF erscheint immer von Montag bis Freitag um 16 Uhr rechtzeitig zum Feierabend.
This week, Marie-Kathrin Krimphoff (Bergos Art Consult) joins us in Basel to share some insights from the Art Basel fair.DISCLAIMER This publication is for information- and marketing purposes only. The provided information is not legally binding and neither constitutes a financial analysis, nor an offer for investment-transactions or an investment advice and does not substitute any legal, tax or financial advice. Bergos AG does not accept any liability for the accuracy, correctness or completeness of the information. Bergos AG excludes any liability for the realisation of forecasts or other statements contained in the publication. The reproduction in part or in full without prior written permission of Bergos is not permitted.
Die Art lockt Menschen viele Menschen mit einem grösseren Budget an – und diese reisen zum Teil auch in Privatflugzeugen an. Das freut Flugzeug-Fans, sogenannte Plane-Spotter. Die beobachten dieser Tage, welche besonders schicken Flugzeug am EuroAirport in Basel landen. Ausserdem: - Der Baselbieter Naturschutzpreis 2025 - Fördergelder für Tanz- und Theaterprojekte vergeben
The Art Newspaper's digital editor Alexander Morrison is in Basel for the annual Art Basel fair. He talks to our art market editor, Kabir Jhala, about the atmosphere at the fair after a long downturn in the art market and underwhelming auctions last month in New York. While some major museums around the world would rather avoid the topic of returning objects acquired in the colonial period to their countries of origin, The Wereldmuseum in Amsterdam is attempting to get on the front foot, with an exhibition called Unfinished past: return, keep, or...? One notable aspect of the show is that it is not presenting any human remains. Ben Luke speaks to our correspondent in the Netherlands, Senay Boztas, about the future of human body parts in Dutch museums. And this episode's Work of the Week is Untitled or Not Yet (1966) by Eva Hesse, which is in a new exhibition at The Courtauld in London, called Abstract Erotic. The exhibition unites Hesse with fellow sculptors Alice Adams and Louise Bourgeois. Ben talks to Jo Applin, the co-curator of the show.Art Basel continues until Sunday, 22 June.Unfinished Pasts, Wereldmuseum, Amsterdam, until 3 January 2027.Abstract Erotic: Louise Bourgeois, Eva Hesse, Alice Adams, The Courtauld, 20 June-14 September; Louise Bourgeois: Drawings from the 1960s, the Courtauld, 20 June-14 September.Summer subscription offer: get up to 50% off an annual print & digital subscription to The Art Newspaper. https://www.theartnewspaper.com/subscriptions-SUMMER25P&D?promocode=SUMMER25&utm_source=special+offer+banner&utm_campaign=SUMMER25 Hosted on Acast. See acast.com/privacy for more information.
C'est LE rendez-vous international de l'art qui fait autorité et ça se passe en Suisse : Art Basel accueille, du 19 au 22 juin 2025, 200 artistes triés sur le volet et issus des galeries les plus renommées au monde. Il se décline, cette année, avec une foire dédiée aux artistes d'Afrique. Avec, pour la première fois cette année, une innovation qui a retenu notre attention : Africa Basel, première foire dédiée exclusivement à l'art contemporain africain dans le pays - alors que Paris et Londres ont déjà leurs grands rendez-vous. Qui sont les artistes africains exposés et quels sont leurs messages ? Comment se porte l'art contemporain africain dans un contexte économique difficile pour le marché de l'art en général ? Éléments de réponse dans le reportage de Wyloën Munhoz-Boillot. La revue de presse de Franceline Beretti : les déclarations du chancelier allemand Friedrich Merz sur la guerre en Iran, le Premier ministre espagnol Pedro Sanchez sur le grill, la mobilisation de Venise contre Jeff Bezos. Faut-il fixer une majorité numérique ? Une majorité officielle pour protéger les jeunes des dangers d'internet et des réseaux sociaux, l'idée fait son chemin. En attendant, un peu partout en Europe, la société civile cherche des solutions. Et elles sont parfois simples à mettre en place : exemple au Royaume-Uni, à St Albans au nord-ouest de Londres. Dans cette ville, les écoles et les familles ont signé un pacte pour réduire l'utilisation du portable des plus jeunes. Pas de portable avant 14 ans, c'est la promesse qu'on fait 75% des parents de la quasi-totalité des établissements de St Albans. Marie Billon s'est rendue à la Cunningham Hill Junior School qui accueille des enfants de 7 à 11 ans et qui est à l'initiative du projet. Reportage. Certaines capitales de l'UE souhaitent une loi commune : Paris, Madrid et Athènes ont demandé le mois dernier à la Commission européenne d'interdire purement et simplement les réseaux sociaux aux moins de 15 ans. En Grèce, le gouvernement a déjà lancé en décembre dernier une campagne nationale pour prévenir l'addiction à internet des adolescents, et il vient de lancer une nouvelle mesure. Les explications de Joël Bronner.
C'est LE rendez-vous international de l'art qui fait autorité et ça se passe en Suisse : Art Basel accueille, du 19 au 22 juin 2025, 200 artistes triés sur le volet et issus des galeries les plus renommées au monde. Il se décline, cette année, avec une foire dédiée aux artistes d'Afrique. Avec, pour la première fois cette année, une innovation qui a retenu notre attention : Africa Basel, première foire dédiée exclusivement à l'art contemporain africain dans le pays - alors que Paris et Londres ont déjà leurs grands rendez-vous. Qui sont les artistes africains exposés et quels sont leurs messages ? Comment se porte l'art contemporain africain dans un contexte économique difficile pour le marché de l'art en général ? Éléments de réponse dans le reportage de Wyloën Munhoz-Boillot. La revue de presse de Franceline Beretti : les déclarations du chancelier allemand Friedrich Merz sur la guerre en Iran, le Premier ministre espagnol Pedro Sanchez sur le grill, la mobilisation de Venise contre Jeff Bezos. Faut-il fixer une majorité numérique ? Une majorité officielle pour protéger les jeunes des dangers d'internet et des réseaux sociaux, l'idée fait son chemin. En attendant, un peu partout en Europe, la société civile cherche des solutions. Et elles sont parfois simples à mettre en place : exemple au Royaume-Uni, à St Albans au nord-ouest de Londres. Dans cette ville, les écoles et les familles ont signé un pacte pour réduire l'utilisation du portable des plus jeunes. Pas de portable avant 14 ans, c'est la promesse qu'on fait 75% des parents de la quasi-totalité des établissements de St Albans. Marie Billon s'est rendue à la Cunningham Hill Junior School qui accueille des enfants de 7 à 11 ans et qui est à l'initiative du projet. Reportage. Certaines capitales de l'UE souhaitent une loi commune : Paris, Madrid et Athènes ont demandé le mois dernier à la Commission européenne d'interdire purement et simplement les réseaux sociaux aux moins de 15 ans. En Grèce, le gouvernement a déjà lancé en décembre dernier une campagne nationale pour prévenir l'addiction à internet des adolescents, et il vient de lancer une nouvelle mesure. Les explications de Joël Bronner.
Monocle’s editorial director and chairman, Tyler Brûlé, and Paris bureau chief, Simon Bouvier, discuss Qatar Airways being named the best airline in the world. Then: we’re off to Abu Dhabi, Basel and Copenhagen.See omnystudio.com/listener for privacy information.
Oh baby finally back and in BASEL.With Nate absent due to the Tariffs Benjamin is joined by art advisor and chief GEM james michael cardoso schaeffer to discuss all they did and saw inside and outside the fair. All that AND MORE on THE ONLY ART PODCAST
We are opening the Patreon vault to share our discussion of Amazon's 2024 documentary I Am: Celine Dion, which chronicles the singer's rise to fame, her prolific career, and her struggles with Stiff Person Syndrome. Here's Amazon's description of the film: Directed by Academy Award nominee Irene Taylor, I Am: Celine Dion gives us a raw and honest behind-the-scenes look at the iconic superstar's struggle with a life-altering illness. Serving as a love letter to her fans, this inspirational documentary highlights the music that has guided her life while also showcasing the resilience of the human spirit._ If you were wondering why Celine was not able to make an in-person appearance in Basel, this documentary does a fantastic job of explaining why that was the case. I Am: Celine Dion Summary What is I Am: Celine Dion about? (2:29) Who is this movie for? (9:38) Would you recommend this movie? (16:58) Subscribe The EuroWhat? Podcast is available wherever you get your podcasts. Find your podcast app to subscribe here (https://www.eurowhat.com/subscribe). Comments, questions, and episode topic suggestions are always welcome. You can shoot us an email (mailto:eurowhatpodcast@gmail.com) or reach out on Bluesky @eurowhat.bsky.social (https://bsky.app/profile/eurowhat.bsky.social). Join the EuroWhat AV Club! If you would like to help financially support the show, we are hosting the EuroWhat AV Club over on Patreon! We have a slew of bonus episodes with deep dives on Eurovision-adjacent topics.
Trotz internationalen Aufrufen zur Deeskalation ist derzeit kein Ende des Konflikts zwischen Israel und Iran abzusehen. Israel militärisches Vorgehen im Iran ist rigoros und undurchsichtig, das iranische Regime versucht derweil, mit Gegenschlägen sein Gesicht zu wahren. Wie geht es weiter? Alle Themen: (00:04) Intro und Schlagzeilen (01:35) Krieg in Nahost: Wie weiter zwischen Iran und Israel? (08:35) Nachrichtenübersicht (12:56) Sudan: Grosses Leid im Schatten anderer Konflikte (21:26) Volles Ständerecht für die beiden Basel? (27:04) Schweizer Konjunkturprognose deutlich zurückhaltender (30:02) Razzia bei Finanzportal – dank umstrittener Gesetzesrevision (34:34) Lärmschutzstrategie: Zwist um Tempo 30 in Zürich (38:39) Indien: Ein Dorf lebt für die Armee
Did you know that consolidation in the fertilizer industry results in environmental harm and less choice for farmers? Join Food Sleuth Radio host and Registered Dietitian, Melinda Hemmelgarn for her conversation with Basel Musharbash, antitrust and trade regulation lawyer, and author of Kings Over the Necessaries of Life: Monopolization and the Elimination of Competition in America's Agriculture System. Musharbash discusses how consolidation in food and agriculture affects farmers, consumers and the well-being of rural communities with a unique and surprising focus on fertilizer.Related Websites: https://farmaction.us/wp-content/uploads/2024/09/Kings-Over-the-Necessaries-of-Life-Monopolization-and-the-Elimination-of-Competition-in-Americas-Agriculture-System_Farm-Action.pdf
We're on the cusp of the 2025 edition of Art Basel—the flagship fair held each June in Basel, Switzerland. More than 200 galleries from around the world gather to present works spanning the 20th and 21st centuries. Art Basel is both a bellwether and a battleground. Participation is prestigious—and costly. It's competitive, and it's high-stakes. That's always been true. What's newer is the softening of the art market. Sales are down. Demand is cautious. Buying patterns are shifting. “Uncertainty” was the word last year—and it still is. Much of the focus tends to fall on the top of the market. But what about the emerging tier? The galleries selling works under $250,000 and $100,000? The ones spotting and raising new talent, pushing aesthetics forward? What does a “win” look like for them in this moment? What does growth mean now—and how do they survive in a contracting ecosystem? To unpack these questions, Senior Editor Kate Brown is joined by three dealers whose programs I've followed closely over the years. Their perspectives offer a real-time snapshot of what's at stake. On the podcast with us is Robbie Fitzpatrick, of Fitzpatrick Gallery, a dealer who has operated galleries in Los Angeles and Paris, and who recently decided to take his gallery program nomadic. Robbie also founded Art Basel Social Club in 2022, an annual event that has become a defiant and central alternative during the week in Basel. This year, the edition is bigger than ever and takes place in a formidable location of a former bank in the center of the city. Kate is also joined by Lisa Offermann, founder of the gallery LC Queisser. Lisa opened the gallery in 2018 in Tbilisi, Georgia, and launched a second location in Cologne earlier this year. She's participated in several editions of Art Basel and is part of its newest sector, Premiere, this year. Freddie Powell, founder of Ginny on Frederick, is also on the show—Freddie opened in London in 2020. With a sharp program and quick ascent, the gallery is making its debut at Art Basel this year, in both Basel and in Paris in the fall.
Diese Podcast-Episode ist auch als Video mit Untertiteln auf YouTube verfügbar: https://youtu.be/b9bBzOX5awE Wir sind in der Schweiz! Gemeinsam mit unserem Publikum in Basel testen wir Schweizer Produkte, beantworten eure Fragen und sprechen über kulturelle Unterschiede – vom Müllsystem über Sprachverwirrungen bis zum Thema: Warum starren die Schweizer? Transkript und Vokabelhilfe Werde ein Easy German Mitglied und du bekommst unsere Vokabelhilfe, ein interaktives Transkript und Bonusmaterial zu jeder Episode: easygerman.org/membership Sponsoren Hier findet ihr unsere Sponsoren und exklusive Angebote: easygerman.org/sponsors Eure Fragen LIVE aus Basel Nelda fragt: Habt ihr schon einmal einen peinlichen Moment aufgrund einer schlechten Übersetzung erlebt? Meryl Streep (Wikipedia) Lorenzo fragt: Was würdet ihr – als Deutsche – gerne mit der Schweiz tauschen? Romina fragt: Schweizer Produkte: Top oder Flop? Natsuko aus Japan fragt: Warum starren Schweizer? Some thoughts about this thing called the “Swiss Stare” (Newly Swissed) Clémence aus der französischen Schweiz fragt: Verstehen Deutsche Helvetismen? Liste von Helvetismen (Wikipedia) Lea aus Frankreich fragt: Welches Klischee über Frankreich ist in Deutschland am weitesten verbreitet? Heather aus den USA fragt: Erkennen die Leute im Ausland, dass ihr Deutsche seid? Hast du eine Frage an uns? Auf easygerman.fm kannst du uns eine Sprachnachricht schicken. Top oder Flop: Schweizer Produkte Aromat (Wikipedia) Ovomaltine (Wikipedia) Rivella (Wikipedia) Gruyère (Wikipedia) Ricola (Wikipedia) Läderach (Wikipedia) Support Easy German and get interactive transcripts, live vocabulary and bonus content: easygerman.org/membership
In this week's episode of the ArtTactic Podcast, host Adam Green is joined by Maike Cruse, Director of Art Basel in Basel, to discuss what makes the fair one of the most anticipated and respected events on the global art calendar. They explore how the fair continues to set the standard for quality, why its layout and setting make it such a unique experience, and what to expect from this year's edition. Maike also shares insights on the current mood among galleries, the growing excitement around Art Basel Paris, and the recently announced expansion into Qatar.
Episode 477 / Seline BurnSeline Burn (*1995, Switzerland) is a contemporary artist recognized for her evocative figurative paintings that merge personal memories with art historical motifs. Her work explores how everyday objects, relationships, and artistic traditions shape our perception of the world. By intertwining elements of her personal experiences with broader social and historical contexts, Burn invites viewers to question the cultural norms that influence visual representation.Her artworks are marked by a nuanced exploration of how cultural heritage shapes our understanding of the familiar. Through visually striking compositions, Burn encourages engagement on multiple levels, offering both aesthetic appeal and thoughtful reflections on the interplay between tradition and contemporary experience.Seline's work has been featured in exhibitions in Switzerland and abroad such as at the Kunsthaus Pasquart (Biel, Switzerland), Kunstmuseum Thun (Switzerland), Wilde (Geneva and Basel, Switzerland), Everyday Moonday Gallery (Seoul, Korea), Delphian Gallery (Ligné, France and Helsinki, Finland) and Baert Gallery (Los Angeles, USA).
Author and financial expert, Chris Whelan, joins Keith as they explore the intricacies of the housing market's potential future. Chris drops an intriguing prediction of a possible 20% price correction. They dive deep into the complex world of real estate, examining the pandemic's significant impact on mortgages and economic trends. The conversation reveals the behind-the-scenes challenges of the housing market, from government interventions to the nuanced effects of interest rates and forbearance programs. They unpack the struggles in commercial real estate, particularly highlighting the unique challenges in markets like New York's rent-controlled properties. Chris's new book "Inflated: Money, Debt, and the American Dream" promises an insightful journey through America's economic transformation, tracing how the nation evolved from an agrarian society to a global economic powerhouse. Show Notes: GetRichEducation.com/556 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments. You get paid first: Text FAMILY to 66866 Will you please leave a review for the show? I'd be grateful. Search “how to leave an Apple Podcasts review” For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— text ‘GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript: Automatically Transcribed With Otter.ai Keith Weinhold 0:01 Welcome to GRE. I'm your host. Keith Weinhold, what's the state of the housing market for the next five years, and could what's happening in the foreclosure market affect it? I see relative housing market price stability. My guest sees cracks. This could be somewhat of a debate today, then two great new cash flow and real estate markets in the same state that we're helping your portfolio with on get rich education, mid south home buyers, I mean, they're total pros, with over two decades as the nation's highest rated turnkey provider. Their empathetic property managers use your ROI as their North Star. So it's no wonder that smart investors just keep lining up to get their completely renovated income properties like it's the newest iPhone. They're headquartered in Memphis and have globally attractive cash flows and A plus rating with the Better Business Bureau and now over 5000 houses renovated. There's zero markup on maintenance. Let that sink in, and they average a 98.9% occupancy rate, while their average renter stays more than three and a half years. Every home they offer has brand new components, a bumper to bumper, one year warranty, new 30 year roofs. And wait for it, a high quality renter, remember that part and in an astounding price range, 100 to 180k I've personally toured their office and their properties in person in Memphis, get to know Mid South. Enjoy cash flow from day one. Start yourself right now at mid southhomebuyers.com that's mid south homebuyers.com. Corey Coates 1:56 You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education. Keith Weinhold 2:12 Welcome to GRE from Edison, New Jersey to Edinburgh, Scotland, where I am today, and across 188 nations worldwide, I'm Keith Weinhold, and you are back for another wealth building week on get rich education. Today's guest came to me recommended. It came from a guest that we've had on the show here before, Jim Rickards and his daughter Ally Rickards. His name is Christopher Whelan. He has a distinguished background. Comes from a prominent family, and he's the author of a new book that just published a few weeks ago. His father, Richard Whelan, was the biographer of Joe Kennedy, and was advisor to presidents and Fed chairman and today's guest, his son there, Chris. He has done a lot of work in DC. He lives just north of New York City today. So I guess coming recommended from Jim Rickards and learning a few things about today's guest helped me want to host him on the show. So though I'm just meeting him for the first time right here on the show, as it turns out, I learned that he has mentioned on other channels that real estate prices could correct down 20% and fall back to 2020 levels. I absolutely don't see how that's possible in any way. I'm going to bring that up with him, so we'll see. This could turn into somewhat of a debate. Like I said last week, I believe that significantly falling housing prices. That's about as likely as grocery store prices falling back to 2020 levels. Yes, I am in Edinburgh, Scotland today. It's my first time here. My mom, dad and also my brother's entire family came over from the US to meet up. It's been great. We're taking in all the best sites, Edinburgh Castle, other castles, the Scottish Highlands, Loch Ness, though I don't believe in any Loch Ness monster at all. I mean, come on, what a hoax. And we're seeing some other sites, though it didn't really interest the others, which I could understand. I visited the home where Adam Smith once resided, and I might put my video about that on our get rich education YouTube channel, so you could check that out over there. Of course, Adam Smith is considered the father of modern day economics for his work on supply versus demand and the GDP concept, the invisible hand, concept, much of that work conveyed in his magnum opus, The Wealth of Nations, published in 1776 as for the present day, let's meet this week's guest, including me, meeting him for the first time. I'd like to welcome in a first time guest. He's the author of a widely acclaimed new book. It's named inflated money, debt and the American dream. It just released, and the book couldn't be more timely with the multitude of challenges related to inflation, many involving the housing market in his earlier books, he's been known, frankly, for just telling his readers the truth. He's worked at the Federal Reserve Bank of New York in politics and as an investment banker for more than 30 years. Today, he runs Whalen Global Advisors. You've seen him on CNBC in the Wall Street Journal, and now you're hearing him on GRE Welcome to the show. Chris Whalen. Chris Whalen 5:43 Thank you, Keith, appreciate your invitation. Keith Weinhold 5:45 Whalen is spelled W, H, A, l, e, n, if you're listening in the audio only, Hey, Chris, we're in a really interesting time in the economic cycle. We all know the Fed has a dual mandate, high employment and stable prices. What's interesting to me is, late last year, they cut rates by a full 1% and this is despite inflation being above target. Makes me wonder if they care more about high employment and they're rather willing to let inflation float higher. What are your thoughts? Chris Whalen 6:18 I think historically, that's been the case. You know, the dual mandate Humphrey Hawkins, that drives the Fed's actions today was a largely socialist compromise between the Republicans and the Democrats. The Democrats wanted to guarantee everybody a job after World War Two, the legislation was really about soldiers and people who had served their country in many, you know, places around the world, for a long time, and then you would have the depression. So you had a whole generation or more of people that were looking for help when they came home. And that's what this was. But today, you know, there's another mandate, which is called keeping the treasury bond market open. We saw it was during COVID in 2020 President Trump got up, declared that people didn't have to pay their rent or their mortgages, and then didn't do anything. There was no follow up. At the time, folks in mortgage industry kind of looked at each other funny for about 60 days and said, What's going to happen? Because they have to advance principal, interest, taxes and insurance to protect the house. The first rule in mortgage finances protect the asset. But it all worked because the Fed dropped interest rates to zero and we had a boom. We refinanced two thirds of every mortgage in the United States, and that cash flow allowed the finance forbearance for millions of Americans. Now the unfortunate part, of course, was home prices went up double digits for six years. So why we had no affordability today? So, you know, it helped, but it certainly didn't help in some ways, Keith Weinhold 7:48 mortgage loan forbearance back in the COVID era about five years ago, where you could basically just skip your mortgage payment and then they increase the overall duration of your loan period. Chris Whalen 8:00 That's right. So you know, your government market, your conforming market, were falling. They also had various schemes, state forbearance for non agency loans. Nobody thought at all about the multifamily sector and the developers that didn't get paid for two years. And we're feeling the impact of that. Of course, today, that's probably the biggest pain point in US economy today is commercial real estate and multi family real estate, and neither one of them involves a consumer. So it gets no attention at all. You read about it in the specialty press, but that's about it. Keith Weinhold 8:34 And by talking about multi family not affecting the consumer, you're just talking about who's on the owner side there? Chris Whalen 8:40 precisely if all of the consumers have problems, you'd hear about it, and you do, especially in some of the blue states. I live in New York, so we have some of the more aggressive rent stabilization, rent control laws in the country. And they go back to World War Two. They go back almost a century, Keith Weinhold 8:58 right? It's those people in the one to four unit space in residential real estate investing that really got the help there. Chris Whalen 9:06 Well, at least, you know, the world didn't end. Imagine if all of those people had gone to foreclosure. The industry wouldn't have done that. Of course, they would have thrown up their hands and cried for help. But the point is, they made it work. But the cost of making it work that zero interest rate regime that the Fed put in place is still being felt today. If you look at banks which typically have prime large mortgages on their books, the loss given default is zero. Home prices are so high that if somebody actually goes to foreclosure, they sell the house, they pay off the loan easily, and there's usually a large residual left, which would go to the homeowner. So today, you know, if somebody gets in trouble, we do a short sale, we do a deed in lieu, and off they go. And that's why the stats don't show you the pain that many American families are feeling today, because about 60% of all payoffs of one to four family mortgages are people who. Are exiting the market, they're not going to buy another house. So what that means is that the cost of home ownership, or whatever other factors are involved, has made them make the decision not to go to another home mortgage. Keith Weinhold 10:13 Yes, we have this historically low affordability that's beginning to be reflected in the home ownership rate. It's trended down from about 66 to 65% recently, we continue to be in this environment here, Chris in the one to four unit space, where those existing homeowners are in really good shape. They have record high equity levels of over 300k A lot of them have their home paid off. About 40% of American homeowners own their home free and clear, and of the remainder, those borrowers, 82% still have a mortgage rate of under 5% and of course, that principal and interest payment stays fixed. So even if there's economic hardship, it's pretty easy for people to make their payments and stay in their homes. Chris Whalen 11:02 Well, it certainly is for most of the marketplace. If you look at the bottom 20% the FHA market, also the VA market, there's a little more stress there. There's still an awful lot of people who are in various types of forbearance in that market. That's going to end in October. So the Trump administration is pushing most of the rules back to pre COVID approaches for delinquency, for example, what we call the waterfall. And what that basically means is that if an FHA borrower gets in trouble, they'll have one shot at a modification where they lower the loan cost and stick part of the loan out the back to be paid off when the house is sold. If that doesn't take, if they don't re perform, then they're going to go to a foreclosure. We just ended another program for veterans. You know, they had three weeks notice, so now you're going to see a lot of veterans going to foreclosure. Unfortunately. Keith Weinhold 11:56 yes, this administration is basically making sure that people are responsible or resume their payments. We've seen that student loan repayments needing to resume as well. Most foreclosure rate types are still pretty low, but yes, FHA foreclosure rates are higher than those for conventional loans. Chris Whalen 12:15 Yeah, the interesting thing is, the veterans delinquency rate is half of the FHA rate, and even though people in uniform don't make a lot of money, they pay their bills. Yeah, it's quite striking. Keith Weinhold 12:25 Why don't you talk to us more about areas where you see distress in the housing market before we talk about more inflation? Chris, the Chris Whalen 12:34 key areas of housing stress at the moment are commercial real estate that has become underutilized. COVID drove a lot of this, but also the fact that industries could change their work practices. It could have people work from home. Look at housing. We sent everybody home in 2020 while we increased headcount by a third to address a surge in lending volume. It was insane. I gotta tell you, we were hiring people that we didn't see for months that changed the business model assumptions for a lot of industries. A lot of them moved out of blue states and went down to Florida and Texas. In the mortgage industry particularly, and so we have a lot of older real estate particularly, that is suffering. It has dropped in terms of appraised values. You also have higher interest rates and higher cap rates, that is to say the assumption of returns on the part of investors. So that hurdle has made a lot of these properties impaired, essentially. And then the other subclass is older multifamily properties. Think about those beautiful old apartments in the middle block up on the east side or the west side of Manhattan. They're not big enough to be viable, and so they have become this kind of subprime asset class, much in the way if you recall the signature bank failure, they typically bank these sorts of real estate properties, and now there's nobody that wants them. I think you're going to see some very specific pain coming out of HUD, and also Fannie Mae and Freddie Mac because they bank some of these smaller properties that really aren't bankable by commercial banks. That's what it comes down to. If you're going to read about this and hear about it a lot in the commercial market over next several years. And again, you know, the losses on bank owned multifamily properties today are averaging 100% so that means that there are a lot that have more expenses than simply losing the full loan amount. And you know, if you want to have a bank loan, they're not taking these properties. They don't want them, right? So the bank, REO rate, if you look at the data from the FDIC, is zero. And what that tells you is that they can't sell the properties they don't want them, because if they take ownership, the city's not going to let them abandon the property. They'll have to keep it and maintain it. It's a tough situation. This is. Has evolved over the last 20 years or so, because consumer incomes have been kind of stagnant in real terms. But the cost of operating a property in New York City is not going down. It's going up quite a lot, and the legislation we've seen from Albany doesn't allow owners to recapture expenses, doesn't allow them to renovate apartments. So if I have a rent stabilized apartment, I'll use a real example, in a beautiful building on Central Park South right, to renovate a unit that's been occupied for 20 years, new kitchen, new bathroom, sir, everything services. That's $150,000 so if I'm the owner and I can't recapture that cost. What do I do? I lock the door, I gut the apartment, and I lock the door, and I hope that the laws will change in the future, because I can't rent it, my insurance underwriter will not allow me to rent out an apartment that's not brought up to code. That's New York law, but the folks in Albany don't care about that. We have some really unreasonable people in positions of authority, unfortunately, in some of these states, and you talk to them about these issues, and they don't care. They just pander to consumers, regardless of whether or not it makes sense or not. And that's just the way it is. Keith Weinhold 16:15 Those evil landlords, quote, unquote, most right evil. They're just mom and pop investors that are trying to beat inflation with real assets, and they have real expenses. Rent Stabilization basically just being a genteel term for rent control, which gives no one an incentive to improve a property for sure Chris Whalen 16:35 and it reduces the availability of housing ultimately, because nobody builds. You see that in New York right now the home market is pretty tight, up to the conforming limit for Fannie Mae and Freddie Mac so you figure a million, 1,000,002 here in New York. But above that, it's quieted down quite a lot. There's compression in some of the higher end homes. And you know, if you go down south, you see a different problem, which is over building. They didn't want to build here, so they went down to the Carolinas and Texas and Florida. There's a huge amount of both multi family condo type developments and single family homes too. But above that average price level way above half a million dollars. Keith Weinhold 17:15 Sure, it's made this dynamic where things have been flip flopped in the Northeast and Midwest, where the populations aren't growing very fast, those markets have been appreciating more than those in the high growth southeast, all coming back to supply. They're not bringing on enough new supply in the Northeast and Midwest, Chris has just laid out a few reasons for that, due to this high regulation. And then in the southeast, a high growth area, even though that's where people are moving, we're not getting much appreciation there, because you're able to build and that supply is able to keep up with demand. Well, Chris and I are going to talk more about the housing market and about inflation. When we come back, you're listening to get rich education. Our guest is Chris Whelan, the author of a great new book. I'm your host. Keith Weinhold. the same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. Start your pre qual and even chat with President Caeli Ridge personally. While it's on your mind, start at Ridge lendinggroup.com. That's Ridge lendinggroup.com. You know what's crazy? Your bank is getting rich off of you. The average savings account pays less than 1% it's like laughable. Meanwhile, if your money isn't making at least 4% you're losing to inflation. That's why I started putting my own money into the FFI liquidity fund. It's super simple. Your cash can pull in up to 8% returns and it compounds. It's not some high risk gamble like digital or AI stock trading. It's pretty low risk because they've got a 10 plus year track record of paying investors on time in full every time. I mean, I wouldn't be talking about it if I wasn't invested myself. You can invest as little as 25k and you keep earning until you decide you want your money back. No weird lockups or anything like that. So if you're like me and tired of your liquid funds just sitting there doing nothing, check it out. Text family to 66866, to learn about freedom. Family investments, liquidity fund again. Text family to 66866. Kathy Fettke 19:45 this is the real wealth network's Kathy Fettke, and you are listening to the always valuable get rich education with Keith Weinhold. Keith Weinhold 20:00 You welcome back to get rich education. We're talking with the author of a great new book, Chris Whelan, it's called inflated money, debt and the American dream. Chris, I see the residential housing market and their price points as being resilient. I'm kind of looking around and seeing if you have any places where you think that there are any cracks in that? I've heard you talk elsewhere about a housing price correction. Were you talking in the one to four unit space? And how do you think that could happen? Chris Whalen 20:31 I didn't come up with that idea. I did a biography of my good friend Stan middleman, who's the founder of freedom mortgage. It's a real rags to riches story of a successful entrepreneur, a great guy, by the way, is a beloved man in the mortgage industry. And so what he believes is that cycles are about a decade in terms of human behavior. And he says misery on the eights, which is kind of a cute way of saying it. And what Stan is basically saying is you eventually see so much price appreciation that affordability goes to zero. You run out of buyers, is another way to put it. And then once the Fed gooses it, he thinks we see an interest rate decline this year next year, perhaps you get rates to run a little bit. You get volumes to jump the way they did last summer. You remember, in the third quarter, we had great volumes in the mortgage industry, carried everybody through to the end of the year, and then after that, he says, we get a price correction, maybe back down to 2020 21 levels. So we're talking about a 20% price correction, and we're talking about the loans that have been made in the last few years being underwater. That's something we haven't talked about in a long time. We haven't talked about that since 2008 so I think that Americans inevitably have to see some kind of a correction. What the Fed did was wrong, what they did was excessive. I write about that in the end of my book, but unfortunately, the result is home prices that have galloped along, and eventually you got to reset it. Part of its supply coming online. Part of it is simply, like, I say, you run out of buyers, and when it's simply that purchase buyer who is either all cash or happens to have the deposit, and that's all you have. And there's no flexibility for people that want to get into the market. You know, that's tough. I could recall Paul Volcker years ago, we were talking about that in the book too. He ratcheted down home prices. He raised interest rates so much that home prices went down, and a lot of builders went out of business who had had a lot of snls go out of business, and, you know, the previous decade. So that was a tough time. We didn't even start to do that this time around, because they were afraid to the Fed is worried about keeping the Treasury market open, so they are afraid of deflation, which unfortunately means you don't get those opportunities to get into the market. I remember my parents, when I was very young, they would buy busted homes in Washington, DC. It was a great way to make a lot of money, and in five years, the House would double. That's the kind of market Washington was Keith Weinhold 23:05 in my opinion, I don't see how there could be any substantial residential home price correction. Historically that happens when there's a wide swath of homeowners that get into financial trouble, like I was talking about earlier, the homeowner is in great financial shape today. In fact, since World War Two, we've only seen home prices drop substantially during one period. That was that period around 2008 and that's when we had conditions that are opposite of what they are today. We had loans underwritten with liar loans. We had an over supply of homes, like I was saying earlier, inflation can't touch one's principal and interest payment. We're still under supplied with homes. Most experts don't think we'll get that into balance for at least five years. I really don't see how home prices could fall substantially. I also don't see how they could rise substantially, like, say, 10% due to that low affordability, but I expect continued stability in prices? Chris Whalen 24:02 Well, we'll see. I'm not as sanguine about that, because a lot of people feel house rich on paper, but when the bottom of the stack is really hurting as it is now, FHA delinquency rates really are in probably the mid teens. You don't see that yet in the middle with the 727, 40 FICO type borrowers. But I think over time you could, and if, again, it depends on the economy and some other factors, but I'll tell you right now, you're already seeing a correction in the hyad the bottom half, no. And there's a supply problem here, which I agree with you on. It's going to keep those home price is pretty firm. And even where I am in New York, for God's sake, Keith, there's no construction here. So we just had a house across the street from me go from million one. I live in Sleepy, hollow New York, and you know, this is typically around the conforming limit for prices for most of these homes, and it went for 150 $1,000 over the ask, it was crazy. Went in two weeks now, during COVID, we saw this sort of behavior, and we thought, Well, okay, you had zero interest rates. I got a 3% mortgage, by the way, awesome. But here we have a situation when markets cooled down a lot, and yet the lack of availability is really the driver. So in that sense, I agree with you, but I do think the high end could correct rather substantially. Keith Weinhold 25:24 And of course, in multi family apartments, that's different. That's where values in a lot of markets have been depressed by more than 30% they were subject to those interest rates being jacked up, and we're still going to see balloon loans mature and people default on those in apartments. The pain is not over with air, but at some point that's going to bottom out, and that'll be a buyer opportunity in apartments. Chris Whalen 25:47 Well, the thing is, new stuff is going fine. It's what happens is when the new gets built, the older assets down the road get discounted. That's really what's going on. People love new as you know, these kids love a new house, as opposed to an older house. Keith Weinhold 26:02 Yes, that'll help reset the prices in the new market when you can compare those to what existing values are. Well, Chris, talk to us more about your new book and what the overall thesis of the book is in these critical times. Chris Whalen 26:16 Inflated is meant to help people understand how our country went from agrarian, sleepy, isolationist America in the 1900s to being the dominant economy in the world and the provider of global money. We talk about how we got here. We talk about Abraham Lincoln and Franklin Roosevelt and many other characters. Obviously, we had to talk about Andrew Jackson, who is now embodied in our president, Donald Trump. We try and frame how this is all going to evolve in the future. And my thesis is basically the global currency role is something you get during or after a war. We took the baton from Great Britain after the First World War, and then by the end of World War Two, everybody in the world was broke, except for us. It was last man standing. And so rebuilt the world. We let everybody take advantage of us, and now President, who's saying, Nope, we got to change this. I think if it wasn't Trump, it would be somebody else. To be honest with you, Americans are tired of high inflation. They're tired of some of the other costs that come along with being the global reserve currency, so we try and frame all of this in an understandable way. And I particularly talk about housing during COVID and how that all really, I think, changed things for many Americans. Home ownership has been one of the basic ways we create wealth in this country, and the fact that we didn't have an opportunity for people to get in cheap with a fixer upper or a house that was foreclosed. You know, I think it's unfortunate, but the system just can't tolerate it. We've gone in 2008 and then in 2020 through two very significant crises when the government bond market stopped working. So we talk about that as well. Keith Weinhold 28:03 I don't predict interest rates. I think it is really difficult to do you mentioned earlier about the prospect for lower interest rates coming. Everyone wants to know about coming. What's your outlook for the future of interest rates and inflation for just say the next five years? Chris, Chris Whalen 28:19 I think interest rates will drop. That is to say what the Fed controls, which is short term interest rates. In the next year or so, we'll have a little bit of a boom as a result. But I think the concern about the federal deficit and US debt, the volatility caused by President Trump's trade strategy, and just general I think a sense of uncertainty among investors is going to keep long term interest rates higher than we saw during COVID And really the whole period since 2008 the Fed bought a lot of duration and took it out of the market, so they kept rates low. They're not going to do that as much in the future. I don't think they'll buy mortgage securities again, they are very chastened by that experience. So if they don't buy mortgage backed securities, and if the banks don't become more aggressive buyers, and I don't think they will, then you know, the marginal demand that would drive mortgage rates down is just not going to be there. Banks have been holding fewer and fewer mortgages and mortgage backed securities on their books for 35 years. If you look at the growth in the industry, the dollar amount of one to four family mortgages hasn't changed very much. So when you look at it that way, it's like, you know what's wrong? Two things. They want to only make mortgages to affluent households. They want to avoid headline risk and litigation and fines and all of that. And I think also, too some of the Basel capital rules for banks discourage them from holding mortgages and mortgage servicing rights, which is an area I work in quite a lot. Keith Weinhold 29:55 It seems to me, like increasingly, the powers. It be the United States government just won't let the homeowner fail. They want to do so much to promote home ownership over the long term, we see relative ease with getting a mortgage. We've seen lower down payment requirements during other times, including COVID. We see the government jump in with things like mortgage loan forbearance and an eviction moratorium for renters. They just don't want to let people lose their homes. It just seems like there's more propensity to give homeowners a greater safety net than ever. Well, Chris Whalen 30:29 we've turned it into an entitlement. Yeah, and Trump is changing that at the federal level. The states, the blue states, are going to continue to play that game at the state level, and they can even have state moratoria. But what's going to happen, and I think sooner rather than later, is you may see the federal agencies start to tier the states in terms of servicing fees, simply to reflect the cost. It takes over 1400 days to do a foreclosure in New York. Gosh, that is a big problem. You can lose the lien in New York now, it takes so long. So I think that, you know, from an investor perspective, from a developer perspective, it's not an attractive venue. That's just the reality. Then you even California is as progressive and as activists as it is, you can still get a foreclosure done very quickly using the trustees. It's just a totally different situation. If there are complications, you can get into a judicial foreclosure, which will take longer. But still, California works. New York is deliberately dysfunctional. We have people in the state legislature who are in foreclosure themselves, and they keep passing these laws. So, you know, I think at the federal level, you're going to see it roll back to pre COVID, but I will say that forbearance, both with respect to the agency and conventional market and private loans, is kind of the rule. Now we work with the borrower much more than we would in the past. It's it is really night and day. Keith Weinhold 32:00 Chris, your new book has gotten a lot of acclaim. Let us know anything else that we should know about this book, and then if we can get it in all the usual places Chris Whalen 32:10 you can buy it at Barnes and Noble Amazon. I have a page on my website, RC, waylon.com, with all the relevant links. But the online is the best way to get it. Most of the sales are on Kindle anyway, but well over 90% are online, so we don't have to worry about physical books. I think we'll be doing some book signings in the New York area. So we'll definitely let you know about that. Keith Weinhold 32:33 One last thought is that the rate of inflation means more to a real estate investor than it does to a layperson, maybe five times as much or more, because when we borrow for an income property, our asset floats up with inflation. That part's really just a hedge on inflation. Our debt gets debased by inflation, which is really a mechanism for profiting from inflation over time. And then, thirdly, our cash flow tends to go up even faster than the rate of inflation, since our principal and interest stays fixed, so real estate investors can often be the beneficiary of inflation. It's sort of strange to go root for a force like inflation that can impoverish so many people. But what are your thoughts with respect to real estate investors and inflation? Chris Whalen 33:19 Well, you know, it's funny when Jerome Powell at the Fed says that they have a 2% inflation target, my response is, well, we better have at least 2% inflation if we're going to make commercial real estate work. Commercial real estate went up for 75 years after World War Two. I can remember when I was in the rating business at Crowell bond ratings going to see some of the banks here in New York, their multifamily books had only seen the equity underneath the asset go up and up and up. In other words, the land ended up being 90% of the value, you know, 1520, years after the purchase and the improvements were almost worthless simply because the land appreciated so much. Now that has changed since COVID. A lot of commercial real estate, particularly has gotten under a bit of a cloud. You've seen falling prices. However, in parts of the country that are growing where you have a positive political environment, positive economic environment, you're still seeing fantastic growth in both commercial and multifamily markets. So I think being very careful and patient in doing your homework in terms of picking venues is more important now than ever before. You know, I'll give you an example. Down in Florida, we're building new malls every day. The mall down the road that's 15 years old. There's nothing wrong with it, but it's 15 years old. And so the price discounts that you're seeing for existing assets are rather striking. Same thing down in the Carolinas, down in, you know, Atlanta, and going down to the Texas growth spectacle, I'm always astounded by what's going on in Texas. They built so much in that whole area around South Lake, out by the airport. It, they're going to basically subsume used it. So, you know, in those markets, you have great opportunities, but you also have over building. And so we're going to see some cycles where they're going to be deals out there for projects that maybe were a little too ambitious have to get restructured, and astute investors can come in and do very well on that Keith Weinhold 35:20 like we often say around here, in real estate investing, the market is typically even more important than the property itself. The name of Chris's new book, again, is inflated money, debt and the American dream. It has an awful lot of intersections with real estate investors and how they can play inflation. Uh, Chris has been a terrific conversation about the real estate market and larger market forces. It's been great having you here on the show. Chris Whalen 35:47 Thank you, Keith. Let's do it again. Keith Weinhold 35:49 Yeah, some good insights from Chris, a smart guy. And gosh, what a really sad state for rent stabilized apartments in New York City, where landlords of some of those properties, they would have to spend sometimes hundreds of 1000s of dollars in order to bring them up to code, but then they couldn't charge enough rent to offset those expenses due to government intervention and price fixing, so landlords just lock up the property vacant. And this sort of harkens back to when we were talking about some of this last year, when we had documentary film maker jen siderova on the show with her film called shopification, and it was about how rent control slowly makes neighborhoods fall into disrepair. All right, Chris and I had some difference of opinion there on the prospects for a home price correction. I think I made most of my points. He did, though, talk about running out of home buyers. If I have him back, maybe I'll pick up right there. More buyers are baked into the demographics, like I think I shared with you one time the US had its highest ever birth rate years between 1990 and 2010 more than 4 million births per year for a lot of those years. Just to review this with you, you might remember that 2007 was the US is peak birth year. Add 38 years to that for the average first time homebuyer age, and that housing demand won't even peak until 2045 and it will continue to stay high for a few years after that. So that's where the demand is just going to keep coming from, just piling on. And when I say that loan conditions have eased for American homeowners, like I did there during the interview, of course, what I'm talking about is the long term. I mean, lending conditions got more rigid after 2008 and with the adoption of Dodd Frank. What I'm talking about is, before the Great Depression, it was most common to have to make 50% to 60% down payments on property, and you had to repay the entire note in five to 10 years. I mean, can you imagine how that would hurt affordability today and then later, by 1950, 15, year loans were the common one. I mean, even that would impair affordability today. Today, 30 year loans are the common one, and you can put as little as 3% down on a primary residence. A lot of people don't know that either. It does not take 20% on a primary residence. So that's what I mean about the relative ease of credit flow today. Now, Chris has knowledge about other parts of the real estate market that I don't for his work inside DC and in other places like the foreclosure market. We talked about some of that right after the interview. For example, He was letting acronyms like NPL roll off his tongue, and I had to ask him what that meant. That's a non performing loan. Check out Chris's new book. Again, it's called inflated money debt in the American dream. And again, his website is RCwhalen.com and Chris also has a great sense of history, which we didn't get into, longtime real estate guys radio show co host Russell gray and I will discuss monetary history here on the show soon. Like I said, I'm coming to you from Edinburgh, Scotland this week, even if you don't see great sites, you know, it's interesting just walking the historic streets here, if you're an American that's visited here before, you surely know what I mean. And I told you that I'd let you know, the current real estate transaction I'm involved in is paying $650 a night for the hotel here in Edinburgh. Yes, that's a lot. I've actually paid less for fancier places in Dubai, but this hotel here is on the Royal Mile. Of course, I could have found less expensive accommodations elsewhere. Speaking of less expensive, here's an announcement. And we have new investment property providers at GRE marketplace, two of them, the markets are both in Oklahoma, and they are Oklahoma City and Tulsa, Oklahoma as a state, is known for landlord friendly eviction processes and legal systems, kind of the opposite of New York. So this makes your property management more predictable. Now, when we look at this city, OKC has the lowest priced new single family rentals. I can think of it under 160k Yes, that really puts the exclamation point on inexpensive and favorable rent to price ratios often exceeding 1% which is obviously attractive for cash flow, meaning a 150k single family rental could yield over $1,500 in rent. There's high rental demand in certain sub markets. We have scouted out those exact places for you in the OKC metro, like Edmond Moore spelled M, O, O, R, E, and Midwest City, all supporting consistent rent income, though it was once really oil dependent, OKC has diversified economically, reducing your risk tied to commodity cycles and ok sees local economy that's supported by industries including aerospace, energy, health care and logistics. Then there's Tulsa. Tulsa has the highest cash flowing new build duplexes, perhaps anywhere in the US that I know about. On the single family rental side, a lot of Tulsa investors can find properties under 150k with monthly rents again exceeding 1% of the purchase price, clearly ideal. So yes, both Oklahoma City and Tulsa are now on GRE marketplace. You can either visit the pages and see them there, or one of our qualified, experienced GRE investment coaches. Meet with them. They can help guide you to the very best deals and show you the specific property addresses available right at this time for whatever best meets your needs. If you're looking to either start or expand to another market and you seek cash flow, you really need to consider Oklahoma. Yes, it is free to have a strategy session with an investment coach, whether that's for Oklahoma or other investor advantage regions. I often like to leave you with something actionable. You can start at GREinvestment coach.com start book a meeting for a free strategy session remotely. That's at GREinvestment coach.com, until next week, I'm your host. Keith Weinhold, don't quit your Daydream. Dolf Deroos 42:51 Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Advice, opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC exclusively. Keith Weinhold 43:14 You know, whenever you want the best written real estate and finance info, oh, geez, today's experience limits your free articles access and it's got pay walls and pop ups and push notifications and cookies disclaimers. It's not so great. So then it's vital to place nice, clean, free content into your hands that adds no hype value to your life. That's why this is the golden age of quality newsletters, and I write every word of ours myself. It's got a dash of humor, and it's to the point because even the word abbreviation is too long, my letter usually takes less than three minutes to read, and when you start the letter, you'll also get my one hour fast real estate video. Course, it's all completely free. It's called the Don't quit your Daydream letter. 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