Podcast appearances and mentions of john ensley

John Ensley chases the sun from the Pacific Northwest in summer to Baja California Mexico in winter, as one part professional sailing instructor and one part running a virtual financial planning business. As founder of Cruise and Learn Sailing International and loves sharing his knowledge, experience and passion for sailing. John feels strongly that it isn't just about sailing skills and certifications, it's really about designing an amazing lifestyle and living the life of your dreams. Facebook​ ​Twitter​ ​Instagram​ Love the show? Subscribe, ​rate, review, and share!​ Sign up for my Newsletter ​HERE​ I'd love to hear your feedback about the show! You can contact me here: ​rick@theoutdoorbizpodcast.com Brought to you this week by Tee Public Show Notes 04:27 John went on a trip to Mexico, sailed down the beautiful Pacific coast, and managed to stay connected for work while enjoying the journey. 09:02 Their process: Complete bookwork online and then practice on the boat. Subscription option for affordable monthly payments. 10:41 Variety of courses came from teaching sailing for 8-9 years. 13:14 So that's the second reason that people pursue certifications is so that they can go charter in different places. And then thirdly is insurance 17:28 Select a sailing school that aligns with your specific goals and preferences, ensuring that you have an immersive and educational experience on the water. It's important to have a conversation with the school to understand their philosophy, instructors, boats, and operations. Consider your goals, whether it's day sailing on local lakes, buying a boat, or chartering internationally, and find a school that matches your needs and personality. Remember that the cheapest or most expensive option may not always be the best, so focus on finding the right fit and value for your sailing experience. 22:47 I'm really into blending work, play, and technology. I even came up with a 3G dongle back in 2009, and cellular technology has been a big part of my journey. 24:40 A friend from my sailing class is now teaching in Puerto Rico, living on a boat. 26:45 Sailing requires training for advanced navigation and skills. 28:43 Johns favorite outdoor gear under $100, a poncho liner. And his must-read books, The Four Hour Work Week, Bank on Yourself, and the Shannara series Learn More So the very best way is to visit our website, cruiseandlearnsailing.com. There are a couple of links where you can set up a free 30-minute video consultation with us. You can also just reach out with an inquiry form or email. Next Steps If you enjoy interviews devoted to the outdoor industry, find us online at ricksaez.com/listen. We love likes and comments, and if you know someone who is also an outdoor enthusiast, go ahead and share our site with them, too. And be sure to Subscribe to our newsletter Keywords Sailing #Cruise and Learn Sailing International #US Coast Guard master credential #Sailing instructor #Big Lake Youth Camp #Sailing school #Mexico #Tim Ferris #The 4 Hour Workweek #Entrepreneurship #La Paz, Mexico #Puget Sound #San Juan Islands #Sailing trips #NauticEd #Immersive experience #Sailing certification #Navigation Podcast produced using Descript, CastMagic Podcast hosted by Libsyn: sign up with code 'outdoorbizpod' for 20% OFF Show Notes powered by Castmagic Website powered by Wordpress Get Your Podcast Published NOW!  I'm partnering with Tracy DeForge, Stephanie Euler, and the Produce Your Podcast team to get it out of your head and into your followers' ears. Tracy and her team have helped me grow and monetize my show, and podcasters trust them because they deliver. Go to https://produceyourpodcast.com/rsaez to get all the details. Let's get your show created, produced, and on the air today. Go to https://ricksaez.com/pyp and get all the details. Let me know if you have any questions. Note: As an Affiliate of Amazon and others, I earn from qualifying purchases.

Area/TopicSailing, Personal Development, Adventure EducationJohn EnsleySailing School Owner / Sailing InstructorCruise and Learn Sailing InternationalJohn Ensley has been sailing since he was 11 years old (he was 11 in 1980) and has been sharing his knowledge, experience and passion for sailing and cruising as a professional sailing instructor since 2016, with hundreds of aspiring sailors learning to sail and cruise on his watch.He is the owner and founder of Cruise-n-Learn Sailing International, the home of the one-of-a-kind "Cruise-n-Learn Sailing Immersion Program."John feels strongly that it isn't just about learning sailing skills and getting certifications, it's really about becoming a competent sailor and experiencing an amazing lifestyle and philosophy that's simple, fun, challenging, clean, green, beautiful, peaceful and thrilling, all at the same time…https://cruisenlearnsailing.com/SummaryJohn Ensley, owner of Cruise and Learn Sailing International, shares his journey into sailing and adventure travel. He started sailing at a young age and developed a passion for it. After attending a boat show and taking sailing courses, he realized he wanted to pursue sailing as a lifestyle. He eventually started his own sailing instruction business and now spends several months a year in Mexico, teaching and sharing his love for sailing. John values freedom, adventure, and service, and finds joy in sharing his experiences with others. John Ensley shares his journey of awakening and finding his passion for sailing. He emphasizes the importance of taking action and pursuing your dreams. He also discusses the Cruise and Learn Sailing International program, which offers a 12-month sailing immersion program that combines online theory training, virtual reality training, networking, and a one-week cruise and learn adventure. John encourages listeners to find a way to experience their dreams, even if it's starting small in their local waters.TakeawaysSailing can be a fulfilling and adventurous lifestyleSharing experiences with others is a rewarding part of adventure travelPersonal values can guide career choicesTaking small steps towards your goals can lead to big changesFinding a balance between work and personal passions is important Take action and pursue your dreamsThe Cruise and Learn Sailing International program offers a 12-month sailing immersion programThe program includes online theory training, virtual reality training, networking, and a one-week cruise and learn adventureFind a way to experience your dreams, even if it's starting small in your local watersCrew finder sites can be a way to volunteer and gain sailing experience Learn more about the Big World Made Small Podcast and join our private community to get episode updates, special access to our guests, and exclusive adventure travel offers at bigworldmadesmall.com.

In this episode, Bela Musits engages in a conversation with John Ensley, an experienced sailor. John has been sailing since he was 11 years old and has been sharing his knowledge, experience, and passion for sailing and cruising as a professional sailing instructor since 2016. He is the owner and founder of Cruise-n-Learn Sailing International, an organization that offers students an immersive sailing experience that sets it apart from traditional sailing schools. John's sail training is not only educational and inspiring but also a lot of fun, making it a truly unique and enjoyable learning opportunity. You can find more information about Cruise-N-Learn here https://cruisenlearnsailing.com/ It's a great episode, so be sure to subscribe and listen. If you would like to support the podcast, we now have a Patreon page.  Just go to Patreon.com/sailingtheeast.   Our podcast is now also available on YouTube, just search for “Sailing the East” https://www.youtube.com/@sailingandcruisingtheeast We love to hear from you, our listeners, send us your questions, comments, and suggestions at sailingtheeast@gmail.com.  If you know someone that would be an interesting guest on the show, please reach out to us and let us know—wishing you fair winds, and calm seas. Bela and Mike --- Send in a voice message: https://podcasters.spotify.com/pod/show/bela-l-musits/message Support this podcast: https://podcasters.spotify.com/pod/show/bela-l-musits/support

In today's episode of You Can Overcome Anything! Podcast Show, cesarRespino.com brings to you a special guest by the name of John Ensley.From zombie thinking, drudgery and failure to Freedom, adventure and purpose. John Ensley, is leading a financial planning revolution to help you take back control of your money, your life-style and your retirement plan. John believes ordinary financial planning is failing too many Americans. After losing almost everything during the great recession, John became obsessed with finding safe, predictable ways to save and create wealth, protected from the chaos and corruption of the conventional financial system.John's message to you is:Take action now. The best time to plant a tree was 20 years ago. The 2nd best time is today...You can connect with John Ensley at:https://jumponwithjohn.comjohn@jensley.com360-281-6495https://www.linkedin.com/in/johnensley/https://www.facebook.com/JEnsleyFinancialhttps://twitter.com/johnensleyTo Connect with CesarRespino go to:

John spends his summers sailing in Puget Sound, and the winters in La Paz, Mexico. He is the owner, founder, and sailing director of Cruise-n-Learn Sailing International. We talk about learning to sail, La Paz, Mexico, live-aboard sail training, asymmetrical spinnakers, reefing, anchors, electronics, Starlink, heaters, the school-boat fleet in La Paz, catamarans, safety protocols, PFD's, jacklines, tethers, harnesses, falling off the boat while at anchor, favorite places, the Pacific Northwest, bucket-list destinations, the art of sail trim, and more. Shoe notes are at https://www.paultrammell.com/podcast-season-6

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In a fun departure from our usual ship story format, we talk with instructor John Ensley about sailing the seas. Check out his courses at:  https://cruisenlearnsailing.com

Discover how John Ensley turned his financial setbacks into a roadmap for financial freedom and success in real estate investing. In this eye-opening episode, John shares his journey from facing the harsh realities of failed projects to mastering the art of strategic renovations and creating generational wealth through real estate. As a certified financial consultant with a passion for the infinite banking concept, John brings invaluable insights into leveraging life insurance policies for investment capital.**Connect with John Ensley!** Dive deeper into John's strategies for financial freedom by visiting [jump on with john.com](http://jumponwithjohn.com).**Subscribe to the REI Mastermind Network!** Don't miss out on expert advice on building your investment portfolio, making the most of Section 8, and investing in multifamily assets. [Subscribe Now](http://reimastermind.net)!**SUPPORT THE SHOW!** Enhance your real estate investment strategy and support the podcast by checking out our sponsor deals. [Get Exclusive Offers Here](http://realdealcrm.com).**Join the Community:** Be part of a network of savvy real estate investors sharing insights on generational wealth. [Join Here](https://twitter.com/rei_mastermind).- Learn how to navigate the challenges of real estate investing- Discover the power of the infinite banking concept- Uncover strategies for strategic renovations that boost property value- Get motivated to create generational wealth through smart investments**CTAs:**- **Subscribe** to the REI Mastermind Network for more inspiring stories and strategies from successful real estate investors.- **Like** and **Share** this episode with fellow investors to spread the knowledge.- **Review** the podcast and let us know your key takeaways and how we can serve you better.- **Check out** [jump on with john.com](http://jumponwithjohn.com) to connect with John and explore his approach to financial freedom through real estate."Your biggest risk isn't failing. It's getting too comfortable." - Dive into this episode to transform your failures into your greatest investment opportunities.#PersonalFinance #LifeLessons #JohnEnsley #CashFlow #WealthBuilding#FinancialPlanning #FinancialEducation #FinancialAdvisor #PersonalFinance #WealthManagementCHAPTERS:0:00 - John Ensley Introduction0:39 - Financial Consulting Journey3:59 - Financial Failure Mindset Recovery8:02 - Exploring Life Insurance Benefits11:18 - Infinite Banking & Bank on Yourself Explained13:18 - Infinite Banking: Not For Everyone17:09 - Key Questions for Your Financial Consultant19:04 - Common Infinite Banking Pitfalls21:25 - Infinite Banking Success Stories23:20 - Economic Outlook Discussion28:33 - Rapid Fire Questions Segment31:37 - Optimizing Whole Life Policies32:24 - ClosingRealDealCRM.comRealDealCRM is your Real Estate Investing Virtual Assistant. A Real Estate Investing CRM for Real Estate Investors created by Real Estate Investors. SMS, Stealth Voicemails, Phone, Voicemail, Funnels, and AUTOMATION in a single platform! Check out more details at RealDealCRM.comLIKE • SHARE • JOIN • REVIEWWebsiteJoin the REI Mastermind Network on Locals!

In this BetterWealth Podcast, I speak with John Ensley, who's been helping business owners, entrepreneurs, and regular people understand how to utilize infinite banking and whole life insurance for financial control and growth for over 10 years. In our conversation we highlight whole life insurance's ability to control, build wealth, and achieve financial security over the long term. John also explains how he's personally used it for his own life in starting businesses and protecting his money from losses.Ready To Set up an And Asset for Retirement? Talk with our Life Insurance Experts - https://www.betterwealth.com/clickhere-life-insuranceGet FREE Overfunded Whole Life Insurance Education and Resources - https://bttr.ly/vault Bank On Yourself book - https://a.co/d/0c6Xh8C✉️ Email BetterWealth: https://bttr.ly/infoWEBSITE: https://betterwealth.com====================DISCLAIMER: https://bttr.ly/aapolicy*This video is for entertainment purposes only and is not financial or legal advice.Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.Affiliate Disclosure: Some of the links on this channel and in video descriptions are affiliate links. At no additional cost to you, we receive a commission if a purchase is made after clicking the link.

Infinite banking, working remote and living the dream! In this episode we're joined by financial expert, John Ensley as he shares how he uses permanent life insurance policies to help clients accumulate and access wealth. We dive into how John got started in this niche and now runs his business 100% virtually while sailing around the world. Listen in for expert tips to meet sales goals, build your business remotely, and build a life you get to enjoy. HIGHLIGHTS02:00 Using whole life insurance for rapid cash accumulation and financing. 07:00 Using permanent life insurance for retirement solutions. 13:45 How long does it take a loan out on that policy to use as collateral?17:00 Tips for building virtual teams and running your business 100% remotely. 23:30 How are you holding meetings from a boat in the middle of the ocean?29:15 Life insurance and financial planning. RESOURCES + LINKSWatch the full episode on YouTube HEREJoin our 6 Figure Life Insurance Producer CourseBuild your insurance business with our proven system - Weavers Sales AcademyOrder my book - Game Changer: Taking Your Insurance Agency To The Next by Michael WeaverText BUZZ to (816) 727-7610 to connect directly with us and share your favorites from the episode or learn more about upcoming events and challenges happening in our industryWe'd love to hear from you - Leave us a google review:https://g.page/r/CXhQYREkSWwUEBM/reviewFOLLOWFollow John:https://www.linkedin.com/in/johnensley/https://www.facebook.com/JEnsleyFinancialhttps://twitter.com/johnensleyMichael + Courtney: @mandcweaverMichael Weaver: @_michealweaverCourtney Weaver: @courtneyvieYouTube: Michael and Courtney Weaver

In this episode of The Matt Feret Show, I interview financial consultant John Ensley. He shares his philosophy on using life insurance as a financial planning tool and how to “bank on yourself,” a concept which involves using whole life insurance policies as a way to save, borrow, and invest. We discuss the benefits of these policies, such as high cash value, low commission, and dividend payments, and how they can be used to achieve financial objectives without taking unnecessary risks. John also addresses common detractors of this approach, such as the "buy term and invest the difference" strategy, and emphasizes the importance of seeking out advisors who are knowledgeable about these types of policies. We talk about the potential use of life insurance policies in long-term care planning and the concept of "family banking," where multiple generations pool their assets and savings to create a financing resource within the family. Overall, John highlights the versatility and benefits of using life insurance as a tool for financial planning. Watch the full episode on YouTube.1:36 - Intro2:51 - Explaining "bank on yourself"10:23 - The banking equation25:30 - Life insurance and retirement31:00 - Family banking47:39 - What to look for in a financial advisor51:00 - Policy loanConnect with me via the podcast website, LinkedIn, Facebook, and Instagram.Follow John Ensley on LinkedIn and check out his website. Hosted on Acast. See acast.com/privacy for more information.

Ever wondered if your financial plan is a ticking time bomb? Dr. Felecia explores innovative financial strategies with John Ensley. They discuss the pitfalls of traditional financial planning and delve into alternative methods for wealth creation and management.    John shares his insights on overcoming economic challenges and introduces unique concepts like "money monsters" and alternative saving systems unknown to conventional financial planners.   00:00 - Introduction 01:24 - Rethinking Traditional Financial Planning 10:03 - Unveiling 'Money Monsters' 20:21 - Alternative Savings Systems 30:09 - Overcoming Economic Challenges 40:46 - Building a Secure Financial Future Connect with John! LinkedIn: https://www.linkedin.com/in/johnensley/ Website: https://jumponwithjohn.com/ Be the Boss of Your Own Money and Own Your Future. Connect with us and Discover Investment Strategies Designed to make a Difference. Website: https://moneywithmission.com Linkedin: https://www.linkedin.com/in/moneywithmission Key Quotes:“The government dictates the terms of how we save for retirement." - John Ensley​ “We're trained to believe that saving in a certain way is safe, but in reality, it exposes us to risks we often don't see." - John Ensley

Ever wondered if your financial plan is a ticking time bomb? Dr. Felecia explores innovative financial strategies with John Ensley. They discuss the pitfalls of traditional financial planning and delve into alternative methods for wealth creation and management.    John shares his insights on overcoming economic challenges and introduces unique concepts like "money monsters" and alternative saving systems unknown to conventional financial planners.   00:00 - Introduction 01:24 - Rethinking Traditional Financial Planning 10:03 - Unveiling 'Money Monsters' 20:21 - Alternative Savings Systems 30:09 - Overcoming Economic Challenges 40:46 - Building a Secure Financial Future Connect with John! LinkedIn: https://www.linkedin.com/in/johnensley/ Website: https://jumponwithjohn.com/ Be the Boss of Your Own Money and Own Your Future. Connect with us and Discover Investment Strategies Designed to make a Difference. Website: https://moneywithmission.com Linkedin: https://www.linkedin.com/in/moneywithmission Key Quotes:“The government dictates the terms of how we save for retirement." - John Ensley​ “We're trained to believe that saving in a certain way is safe, but in reality, it exposes us to risks we often don't see." - John Ensley

In this episode, we ask: Who is John Ensley? Would you like to hear Episode 313? What is becoming your own source of financing? What is becoming our own source of credit? What's the problem with paying cash for things? How is the Bank on Yourself concept even better than the concept of paying cash? How...

Are ordinary financial plans failing Americans? After losing almost everything during the Great Recession, John Ensley became obsessed with finding safe, predictable ways to save and create wealth, protected from the chaos and corruption of the conventional financial system. Today, he helps clients implement the simple, proven systems he discovered while minimizing the wealth killing effects of the “Money Monsters.” Highlights of the episode: • The “Money Monsters” that hinder your financial growth • How to become your own pension • Why the ordinary financial system is corrupt Additional resources: • J-Ensley Financial • Free Strategy Session with John • Connect with John • Becoming Your Own Banker by R. Nelson Nash • Bank on Yourself by Pamela Yellen Subscribe to the show: • Apple Podcasts • EricRMueller.com • Spotify --- Support this podcast: https://podcasters.spotify.com/pod/show/ericmuellershow/support

Do you desire financial independence and security like never before? Are you searching for a breakthrough that will enable you to take control of your financial destiny? Look no further, because our guest, John Ensley, has the solution you've been seeking. He will unveil an alternative approach to conventional financial planning, empowering you to achieve unparalleled wealth-building and protection. Get ready to embark on a journey towards stable and reliable strategies that will transform your financial future.  The key moments in this episode are:  00:00:02 - Introduction,   00:01:23 - Personal Financial Challenges,   00:05:05 - Issues with the Financial System,   00:07:33 - Safety of Insurance Companies,   00:10:49 - Conventional Financial Planning,   00:15:44 - Factors to Consider in Financial Analysis,   00:16:38 - Importance of Savings for Personal and Business Needs,   00:17:58 - Using Cash Value Life Insurance for Financial Needs,   00:20:22 - Borrowing from Insurance Company vs. Policy,   00:23:53 - No Limit on Accessing Cash Value,   00:30:15 - The Importance of Income Creation in Retirement Planning,   00:30:46 - How to Connect with John Ensley,   00:31:17 - No Pressure, Education-Based Approach,   00:31:48 - Life Insurance Policy with Cash Value Resources:https://affordablebookkeepingandpayroll.com/resource-opt-inSupport the show

Join host Anthony Weaver as he interviews financial planner John Ensley on the secrets to achieving financial freedom. Learn how to leverage financial tools that align with your passions and goals, allowing you to have the freedom to do what you want, when you want, and how you want. Ensley shares his personal journey, including his mistakes and triumphs, and offers valuable advice for those interested in starting their own business or leaving their nine to five job. Discover the power of personalized financial planning and the importance of understanding the financial system. If you're looking to take control of your financial life and create a future of freedom, this episode is a must-listen. In this episode, you will be able to: Discover the expert's philosophy on financial planning for a fulfilling lifestyle. Unlock the secrets to optimizing your personal finance and financial system. Learn the truth behind the common misconceptions surrounding average rates of return. Find out how to align your financial tools with your desired lifestyle for long-term success. Explore the power of infinite banking and cash flow banking to enhance your financial freedom. Gain valuable insights into achieving your long-term financial goals while living a fulfilling life. My special guest is John Ensley John Ensley is a leading financial planning expert who has been helping individuals take control of their money, lifestyle, and retirement plans since 2012. His own personal journey of navigating financial challenges and setbacks has fueled his passion for empowering others to achieve financial success. John's unique approach to financial planning is rooted in his belief that individuals should align their financial tools with their desired lifestyle, rather than planning their lives around income. Through his expertise and extensive research, John has developed a deep understanding of the financial system and the strategies needed to navigate it successfully. With his practical advice and insights, John is dedicated to helping individuals build strong financial habits, achieve their long-term goals, and live a fulfilling life. More of John: https://jensley.com/ https://www.linkedin.com/in/johnensley/ THANK YOU FOR LISTENING! #JohnEnsley #financialdiscipline #ATW #AboutThatWallet Continue to support the show by subscribing, sharing and leaving comments on your favorite platforms. This help others like yourself find me.   _________ AFFILIATES/SPONSORS: DISCLAIMER: these are sponsored links in which I get paid and you can benefit for being a listener to the podcast. #ad Join the About That Wallet Newsletter! https://aboutthatwallet.com/newsletter Gain access to over 5,000 training videos to increase your skillset: https://aboutthatwallet.com/courses //My equipment: Rode Caster Pro - https://amzn.to/3i596tF Streamyard - https://streamyard.com?pal=4718936395612160 SHURE SM7B Dynamic Microphone - https://amzn.to/3AbV040 Microphone Stand - https://amzn.to/3NIeBfz //Listen to the show on Audible: Try Audible and get 2 free books - https://amzn.to/3tWuDdJ _________ Follow Me: IG: https://instagram.com/aboutthatwallet Twitter: https://twitter.com/aboutthatwallet Website: aboutthatwallet.com -- DISCLAIMER: I am not a CPA, attorney, insurance, contractor, lender, or financial advisor. The content in this audio are for educational purposes only. You must do your own research and make the best choice for you.  Investing of any kind involves risk. While it is possible to minimize risk, your investments are solely your responsibility. It is imperative that you conduct your own research. I am merely sharing my opinion with no guarantee of gains or losses on investments. If you need advice, please contact a qualified CPA, CFP, an attorney, insurance agent, financial advisor, or the appropriate professional for the subject you would like help with. Episode 218 --- Send in a voice message: https://podcasters.spotify.com/pod/show/aboutthatwallet/message Support this podcast: https://podcasters.spotify.com/pod/show/aboutthatwallet/support

John shares his journey to the insurance industry and explains why life insurance planning should be included during financial planning.  Social Media handles: https://www.linkedin.com/in/johnensley/ https://www.facebook.com/JEnsleyFinancial https://twitter.com/johnensley www.jumponwithjohn.com --- Send in a voice message: https://podcasters.spotify.com/pod/show/tipswithte/message Support this podcast: https://podcasters.spotify.com/pod/show/tipswithte/support

Tough Times Can Lead to Amazing Opportunities. Money Not Math 146 with John Ensley   How a failed business plan and everything falling apart led to a new business opportunity for an avid sailor. Build the lifestyle you want for your future.   How the journey of self-discovery led to the value John provides his clients= Freedom, Adventure, and Service. Are you making choices because you want to make them or because you have to?   What it looks like to be a life insurance product-centric planning company. What are your thoughts on insurance and index strategies? Do you think insurance and investments should be integrated into a financial plan or should your advisor(s) just focus on one or the other?   John believes in safety, control, and passive income. Do you agree?   It's all about getting or doing what's best for the client regardless of what it's called and how we get paid. Not trying to figure out what we can sell the client. Matching the right tool to the right approach is essential.   How and Why did John start his financial planning business? Gaining attention, resilience, passion, and value!   What is the best financial lesson John has ever learned? Financial Education (but be careful of marketing messages)!   What is the one piece of financial advice John would give to everyone? DO SOMETHING! TAKE ACTION!   What is John's definition of being successful? What does it take to be happy?   To contact John or learn more about him go to jumponwithjohn.com     #MoneyNotMath #5StoneFinancialGroup #retirement #RetirementPlanning #FinancialPlanning #gratitude #SelfDevelopment #happy #freedom #adventure #service #resilience #passion #value #marketing Disclaimer, this content is not legal, tax, or investment advice. You should always consult a qualified professional regarding your personal situation.

John Ensley is leading a financial planning revolution to help you take back control of your money, your lifestyle and your retirement plan. John believes ordinary financial planning is failing too many Americans! After losing almost everything during the great recession, John became obsessed with finding safe, predictable ways to save and create wealth, protected from the chaos and corruption of the conventional financial system.  Founded in 2012, John is president of J- Ensley Financial, a fiduciary, financial planning company. John holds a Chartered Financial Consultant® designation from the American College of Financial Services, passed the rigorous series 65, investment advisers law exam, and is part of an elite group of highly trained Bank On Yourself® Professionals.    Listen to this insightful RIA episode with John Ensley about infinite banking expanded. Here is what to expect on this week's show: - How people must think critically about their finance goals rather than relying solely on marketing messages. - Why it's important to be committed to constantly improving yourself and growing your skills. - How there is tremendous value in plugging into a community of like-minded individuals. - Why it's important to have mentors you can rely on and learn from. - How it can be challenging to attract the right clients to expand your business, making marketing important.   Connect with John: Links Mentioned: https://jensley.com/ Twitter @johnensley   Learn more about your ad choices. Visit megaphone.fm/adchoices

Don't know where to source capital for big purchases or investments? Step away from the conventional financial system and build wealth strategically as John Ensley, ChFC® reveals the top-tier perks of having a cash-value life insurance policy. Become your own bank, self-finance your deals, and secure a better future!     Key Takeaways To Listen For What makes cash value whole life insurance policies special? 2 non-negotiables when setting up a whole life insurance policy An overview of a whole life insurance policy's rate of growth Valuable insights into alternative investments and financial planning Breaking down the tax benefits of life insurance policies     Resources/Links Mentioned In This Episode The American College of Financial Services The Bank On Yourself Revolution by Pamela Yellen | Kindle, Paperback, and Hardcover The 4-Hour Workweek by Timothy Ferriss | Kindle, Audiobook, and Hardcover     About John Ensley, ChFC® John Ensley, ChFC® designs financial plans that help anyone at or approaching retirement keep more of their hard-earned money, eliminate stress and worry, and build a retirement lifestyle they'll be thrilled with. After years in corporate, John had a wake-up call after the 2008 financial crisis. He led himself to self-discovery and education encompassing a formal financial education, hundreds of books, blogs, podcasts, and channels, and more than a few “learning experiences” from the school of life.   John launched J-Ensley Financial in 2012 to help others navigate financial planning. Over the past decade, John developed the T.I.P.S. Planning Protocol, a simple process to keep more, worry less, and retire happy. He holds the Chartered Financial Consultant® designation (ChFC®), has passed the rigorous FINRA Series 65 exam (The NASAA Investment Advisers Law Examination), and has extensive training as one of only about 200 Bank On Yourself Professionals in North America.     Connect with John Website: JEnsley Financial | John Ensley LinkedIn: John Ensley, ChFC®     Connect With Us If you're looking to invest your hard-earned money into cash-flowing, value-add assets, reach out to us at https://bobocapitalventures.com/.     Follow Keith's social media pages LinkedIn: Keith Borie Investor Club: Secret Passive Cashflow Investors Club Facebook: Keith Borie X: @BoboLlc80554

Ever wondered how to navigate the labyrinth of life insurance? Well, strap in as we break down the complexities of policies, premiums, and payouts and make it as simple as ABC. We're joined by the seasoned life insurance expert, John Ensley, whose wealth of knowledge will empower you to make informed decisions around your financial security. We delve into the three primary types of life insurance - term life, whole life, and universal life - giving you the tools to decide which coverage best suits your needs.Are you curious about the nitty-gritty of life insurance? Brace yourselves as John peels back the layers on insurance companies' data requests, the boons of a whole life policy, and the frequency of policy reviews. We'll also shed light on the stringent regulations insurance companies must comply with when investing premiums and the fate of a policy if you have a loan against it at the time of your demise. We guarantee you'll walk away with a deeper understanding of life insurance and the myriad of options at your disposal.Fear not, we've got your back when it comes to life insurance red flags. Together with John, we navigate the fine print of insurance policies, from contestability periods and suicide clauses to grace periods and hidden fees and costs. We'll also scrutinize the specifics of different policies and how they can be terminated or changed during their term. Plus, we'll guide you through the claims process and discuss considerations for those aged 80 and above. We wrap up with John offering a free 30-minute strategy session for listeners who want to dig deeper. Join us to gain the confidence and competence to select the right life insurance policy for you!John Ensley, ChFC®John Ensley FinancialJumpOnWithJohn.comSupport the showWelcome to Money Matters, the podcast that focuses on how to use the money you have, make the money you need and save the money you want – brought to you by Neighbors Federal Credit Union. The information, opinions, and recommendations presented in this Podcast are for general information only and any reliance on the information provided in this Podcast is done at your own risk. This Podcast should not be considered professional advice.

In today's episode, John Ensley, a pioneer of the financial planning revolution, shares his inspiring journey. From his losses during the 2008 recession to discovering the powerful infinite banking concept, John's story is a testament to resilience, perseverance, and the power of self-education.Key Takeaways:1. Resilience & Perseverance: Facing the adversities of life requires resilience, education, and a growth mindset.2. Continuous Learning: Self-education is the key to discovering solutions to life's challenges, especially in the financial realm.3. Banking Reimagined: Understanding the banking equation can open doors to alternative and effective financial strategies.**Resources Mentioned:- "Becoming Your Own Banker" by R. Nelson Nash- "Bank on Yourself" by Pamela YellenConnect with our guest, John Ensley:- Website: www.jensley.com - Social Media: https://www.instagram.com/ensley_je/  https://www.facebook.com/JEnsleyFinancial - Email: John@jensley.com ---Thank you for joining us on this enlightening episode. Don't forget to subscribe for more insightful conversations on financial freedom. If you found value in this episode, please leave a review and share it with your friends. Until next time, stay financially free and keep learning!Tune in to the Ekabo Home Financial Freedom Mastermind for the latest in real estate and investing. NEW EPISODE EVERY WEDNESDAY Our Links -Financial Freedom Mastermind Facebook Group - https://www.facebook.com/groups/53083... - Peer Space Host Referral Link https://www.peerspace.com/referrals/g... - AirBNB Host Referral Link https://www.airbnb.com/r/niyia41 - Ekabo Home Network (IG, Youtube, Email) https://linktr.ee/ekabohome Niyi Adewole is a licensed realtor in Georgia, brokered by EXP Realty. Feel free to reach out at Niyi.Adewole@exprealty.com if you would like to work with an investor friendly real estate agent.

How did people invest before IRAs and 401(k)s in America? The answer might surprise you. In this episode, John Ensley teaches us how to bank on yourself with an investing method that is centuries old but not commonly known.Hop on a call with John at https://jumponwithjohn.com/Follow @moneyvisionu on Instagram and Tiktok

John Ensley, ChFC® designs financial plans that help anyone at or approaching retirement keep more of their hard-earned money, eliminate stress and worry and build a retirement lifestyle they'll be thrilled with.After slogging it out for years in the corporate world, John had a wake-up call in the aftermath of the 2008 financial crisis. He looked around and wondered, “why am I doing it this way?” “Why is everyone doing it this way?” These questions, and many others, led John on a journey of self-discovery and education that encompassed a formal financial education, hundreds of books, blogs, podcasts and channels and more than a few “learning experiences” from the school of life.John launched J-Ensley Financial in 2012 with a passion to help others find a better way to navigate financial planning. Over the past decade of serving clients, John developed the T.I.P.S. Planning Protocol, a simple process to keep more, worry less and retire happy. He holds the Chartered Financial Consultant® designation (ChFC®) from The American College of Financial Services and has passed the rigorous FINRA Series 65 exam (The NASAA Investment Advisers Law Examination) and has extensive training as one of only about 200 Bank On Yourself Professionals in North America. Want a free, no obligation, strategy session with John? Click on this link: www.jumponwithjohn.com Connect with John Ensley:Website: www.jumponwithjohn.com LinkedIn: https://www.linkedin.com/in/johnensley/ Facebook: https://www.facebook.com/JEnsleyFinancial TurnKey Podcast Productions Important Links:Guest to Gold Video Series: www.TurnkeyPodcast.com/gold The Ultimate Podcast Launch Formula- www.TurnkeyPodcast.com/UPLFplusFREE workshop on how to "Be A Great Guest."Free E-Book 5 Ways to Make Money Podcasting at www.Turnkeypodcast.com/gift Ready to earn 6-figures with your podcast? See if you've got what it takes at TurnkeyPodcast.com/quizSales Training for Podcasters: https://podcasts.apple.com/us/podcast/sales-training-for-podcasters/id1540644376Nice Guys on Business: http://www.niceguysonbusiness.com/subscribe/The Turnkey Podcast: https://podcasts.apple.com/us/podcast/turnkey-podcast/id1485077152 Partner Links -- We use these apps and get amazing results and huge time savings too!Design tool: Canva Pro: Create Stunning Design in Minutes!Check out Headliner to create social media posts with video easily- make.headliner.appSimplecast is the easiest way to set up your podcast hosting- Simplecast.comZoom is the easiest way to schedule meetings and record your podcast interviews. Zoom.usAcuity is the easiest way to schedule your podcast interviews, meetings, and life.Acuityscheduling.com

In this episode of the AIA podcast, host Alex Perny of Advanta IRA welcomes John Ensley, President of J-Ensley Financial. Together, they discuss strategic financial planning strategies for investors. Subscribe to our YouTube channel and join our growing community for new videos every week. If you are interested in being a podcast guest speaker or have questions, contact us at ⁠Podcast@AdvantaIRA.com⁠. Learn more about Advanta IRA: ⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.AdvantaIRA.com/   ⁠⁠⁠⁠⁠⁠⁠⁠⁠ The Alternative Investing Advantage is brought to you by Advanta IRA. Advanta IRA does not offer investment, tax, or legal advice nor do we endorse any products, investments, or companies that offer such advice and/or investments. This includes any investments promoted or discussed during the podcast as neither Advanta IRA nor its employees, have reviewed or vetted any investments, persons, or companies that may discuss their services during this podcast.  All parties are strongly encouraged to perform their own due diligence and consult with the appropriate professional(s) before entering into any type of investment.

How did people invest before IRAs and 401(k)s in America? The answer might surprise you. In this episode, John Ensley teaches us how to bank on yourself with an investing method that is centuries old but not commonly known.Hop on a call with John at https://jumponwithjohn.com/Follow @moneyvisionu on Instagram and Tiktok

How can you leverage debt to build generational wealth? In this episode of The Academy Presents: Real Estate Investing Rocks, we welcome John Ensley, ChFC®. John explores the importance of cash flow and financialization over the past 50 years. He discusses how families can use cash-value insurance policies as a source of financing and security.   Angel and John are here to explain why it's important to plan for mortality early on, how death benefits can be used for taxation or lost income, and why whole-life insurance policies are an effective tool for long-term financial security    Tune in now as John shares his insight into how leveraging access to credit can open doors to financial success!   [00:01 - 01:48] Create A Family Office Through Cash Value Life Insurance Angel welcomes back, John Ensley, ChFC®! Cashflow is more important than equity Using cash-value life insurance as a funding source is an option [01:49 - 09:19] Leverage Debt To Create Generational Wealth Working together as a family to establish a network of policies and create a family office Generational wealth can be created through death benefits Death benefits typically do not go through probate and are not subject to income or state tax Having conversations with clients about mortality is important [09:20 - 18:44] A Lifelong Investment For Multi-Generational Wealth Integrating the expertise of different professionals Death benefit plays an important role in multi-generational wealth Whole life insurance policy is a simple tool that can provide multiple applications and uses It can be used as an investment for a lifetime and passed on for further lifetimes. [18:45 - 21:15] Closing Segment John shares his insights into leveraging debt to build generational wealth! Tune in to this episode to learn more about John!   Tweetable Quotes: “It's important to have an accountant on your team. So that you're in the know of the, “In's and Out's”, and you're not exposing yourself to more tax than you need to.” – John Ensley, ChFC®   “There's no reason not to it's not that hard to do. It's not that expensive to do relatively. I think it really does come down to where we're all uncomfortable with our mortality.” – John Ensley, ChFC®   You can connect with John Ensley, ChFC® through: Website: J-Ensley Financial Website: Jump On With John LinkedIn: John Ensley, ChFC®   Visit sponsorcloud.io/contact today and unlock $2,000 of free services exclusively for REI Rocks community members! Get automated syndication and investor relationship management tools to save time and money. Mention your part of the REI Rocks community for exclusive offers. Help make affordable, low-cost education summits possible. Check out Sponsor Cloud today!   LEAVE A REVIEW + help someone who wants to explode their business growth by sharing this episode. Are you confused about where to start? Join our community and learn more about real estate investing. Head over to our Facebook Page, Youtube Channel, or website https://www.theacademypresents.com/jointhesummit36848306. Connect with Lorren Capital, LLC. for syndicated multifamily investments, https://lorrencapital.com/. To learn more about me, visit my LinkedIn profile, and connect with me.  

How can you leverage finances and take on debt for yourself? In this episode of The Academy Presents: Real Estate Investing Rocks, we welcome John Ensley, ChFC®. John discusses how cash flow is more important than equity, how families can use insurance policies to fund education and other expenses without depleting their reserves, and whether creating a family office is an option.   Angel and John are here to highlight the importance of having an estate plan in place with the help of professionals and the benefits of Whole Life Insurance for multi-generational wealth.     Tune in now as John discusses leveraging finances and taking on debt for yourself or your family!   [00:01 - 02:14] Leveraging Family Wealth Angel welcomes back, John Ensley, ChFC®! John talks about how interest can be thought of as what you pay to hold somebody else's money [02:15 - 08:09] Exploring The Benefits Of Generational Wealth Cash flow is more important than equity Financialization of everything has enabled access to credit in the last 50 years Using cash value insurance as a funding source is an option for private lending Growing family wealth by bringing family members onto GP teams and setting up a family office [08:10 - 14:49] Understanding Whole Life Insurance Policies Death benefits typically do not go through probate and are not subject to income or state taxes A will, family trust, and life insurance policy are key components of an estate plan Whole life insurance policy has been around for 160 years and provides multiple uses and applications Whole life insurance policy can be used as an investment tool over a lifetime and passed on for further lifetimes [14:50 - 19:29] Closing Segment John shares about leveraging finances and taking on debt for yourself or your family! Tune in to this episode to learn more about John!   Tweetable Quotes: “In tax in estate planning, in financial planning, investments, so forth. and so super important to align some of those things out.” – John Ensley, ChFC®   “It's not that hard to do. I think it really does come down to where we're all uncomfortable with our mortality.” – John Ensley, ChFC®   You can connect with John Ensley, ChFC® through: Website: J-Ensley Financial Website: Jump On With John LinkedIn: John Ensley, ChFC®   Visit sponsorcloud.io/contact today and unlock $2,000 of free services exclusively for REI Rocks community members! Get automated syndication and investor relationship management tools to save time and money. Mention your part of the REI Rocks community for exclusive offers. Help make affordable, low-cost education summits possible. Check out Sponsor Cloud today!   LEAVE A REVIEW + help someone who wants to explode their business growth by sharing this episode. Are you confused about where to start? Join our community and learn more about real estate investing. Head over to our Facebook Page, Youtube Channel, or website https://www.theacademypresents.com/jointhesummit36848306. Connect with Lorren Capital, LLC. for syndicated multifamily investments, https://lorrencapital.com/. To learn more about me, visit my LinkedIn profile, and connect with me.

Do you understand how infinite banking works and how it can help you in your investing journey? In this episode of The Academy Presents: Real Estate Investing Rocks, we welcome John Ensley, ChFC®. John is leading a financial planning revolution to help you regain control of your money, lifestyle, and retirement plan. John believes ordinary financial planning is failing too many Americans! After losing almost everything during the great recession, John became obsessed with finding safe, predictable ways to save and create wealth, protected from the chaos and corruption of the conventional financial system.   Angel and John are here to talk about the common misconception that infinite banking will provide quick results, noting that it's important to work with an experienced advisor or agent who can design the policy to absorb inevitable changes.      Tune in now as John demonstrates how infinite banking is an invaluable tool for smart investing!   [00:01 - 01:29] John's Journey From Tech Bubble To Infinite Banking Angel welcomes back, John Ensley, ChFC®! John is the President of J-Ensley Financial His background in real estate investing and his experience with the tech bubble burst and the real estate bubble [01:30 - 06:26] Understanding The Benefits Of Working With A Financial Advisor The disconnect between understanding infinite banking and implementing it The slow build of cashflow needed to use it effectively Counterintuitive aspects of life insurance policies that work differently Working with the right advisor or agent is extremely important [06:27 - 15:35] Unlocking The Benefits Of Infinite Banking Whole life insurance policies from mutual companies last your entire life Designing the policy to absorb changes and put large sums in on the front end is possible The integrated approach of insurance and investments is recommended for holistic financial planning The whole life insurance policy accumulates cash value the correct way [15:36 - 21:22] Closing Segment John demonstrates how infinite banking works and can be an invaluable tool for smart investing! Tune in to this episode to learn more about John!   Tweetable Quotes: “It's hard to get your mind outside that box and really grasp all the concepts. But the one thing I would really reiterate at this point is that who you work with the advisor or the agent that you work with is extremely important… So it's super important for to be working with someone that understands that things are going to change and we'll design that policy to absorb those changes.” – John Ensley, ChFC®   “It's a whole life insurance policy that's designed properly so that it accumulates cash value the correct way. It is a place to park cash, it's a place to put your savings.” – John Ensley, ChFC®   You can connect with John Ensley, ChFC® through: Website: J-Ensley Financial Website: Jump On With John LinkedIn: John Ensley, ChFC®   Visit sponsorcloud.io/contact today and unlock $2,000 of free services exclusively for REI Rocks community members! Get automated syndication and investor relationship management tools to save time and money. Mention your part of the REI Rocks community for exclusive offers. Help make affordable, low-cost education summits possible. Check out Sponsor Cloud today!   LEAVE A REVIEW + help someone who wants to explode their business growth by sharing this episode. Are you confused about where to start? Join our community and learn more about real estate investing. Head over to our Facebook Page, Youtube Channel, or website https://www.theacademypresents.com/jointhesummit36848306. Connect with Lorren Capital, LLC. for syndicated multifamily investments, https://lorrencapital.com/. To learn more about me, visit my LinkedIn profile, and connect with me.

In this episode, we ask: Would you like to join like-minded individuals on the journey? Join us for the FREE! Not Your Average Financial Summit on the afternoons of September 6-7, 2023! Register here! What do you do, after you hit rock bottom, to make sure you don't stay there? What about resilience? Who is John...

On this week's episode, Steven is joined by John Ensley, a self-described "insurance-centric" advisor who shares his perspective on where cash value life insurance can fit into the financial planning picture. Life insurance is often a polarizing topic in industry so Steven invited John on to learn more for himself on how Advisors are approaching insurance in their practices. John and Steven touch on several areas from a client service standpoint that apply regardless of the specific product or service you are focused on. Listen and learn more about how other people are thinking about this ever-present topic. https://bit.ly/3OTlxcn

Life Insurance is an intentional financial vehicle that we could use on our journey through life.  But how do we know if we've been lied to?  Join Anthony Weaver and John Ensley as they debunk Life Insurance information from some of the top contributors to the financial community.  More of John Ensley  https://jensley.com/  https://jumponwithjohn.com/  Be sure to subscribe on iTunes, Spotify or wherever you listen to podcasts.  THANK YOU FOR LISTENING! #whylieAboutIt #debunklifeInsurance #TheeMoneyPlug #AboutThatWallet  Continue to support the show by subscribing, sharing and leaving comments on your favorite platforms. This help others like yourself find me.   _______ AFFILIATES/SPONSORS: DISCLAIMER: these are sponsored links in which I get paid and you can benefit for being a listener to the podcast. Like My equipment?:  Rode Caster Pro - https://amzn.to/3i596tF   Streamyard - https://streamyard.com?pal=4718936395612160   SHURE SM7B Dynamic Microphone - https://amzn.to/3AbV040   Microphone Stand - https://amzn.to/3NIeBfz  Listen to the show on Audible:  Try Audible and get 2 free books - https://amzn.to/3tWuDdJ   ______ Follow Me: IG: https://instagram.com/aboutthatwallet  Twitter: https://twitter.com/aboutthatwallet   Website: aboutthatwallet.com  Email: Anthony@aboutthatwallet.com  Spotify: https://open.spotify.com/show/4cvhtqNV7QCMbk2vD0HGCk?si=rqwIGhxaSW-vPlJOOAX3KQ   YT: https://youtube.com/c/ABOUTTHATWALLET   Apple: https://podcasts.apple.com/us/podcast/about-that-wallet/id1521474041  -- DISCLAIMER: I am not a CPA, attorney, insurance, contractor, lender, or financial advisor. The content in this audio are for educational purposes only. You must do your own research and make the best choice for you.  Investing of any kind involves risk. While it is possible to minimize risk, your investments are solely your responsibility. It is imperative that you conduct your own research. I am merely sharing my opinion with no guarantee of gains or losses on investments. If you need advice, please contact a qualified CPA, CFP, an attorney, insurance agent, financial advisor, or the appropriate professional for the subject you would like help with. --- Send in a voice message: https://podcasters.spotify.com/pod/show/aboutthatwallet/message Support this podcast: https://podcasters.spotify.com/pod/show/aboutthatwallet/support

Unlocking financial freedom remains a tantalizing dream for many, but the journey to true independence is fraught with hurdles. In a riveting discussion, Ben Easter and John Ensley peel back the layers of a little-known financial strategy: cash value life insurance. Diving into the mechanics behind these policies, they unveil how cash value accumulates over time and the myriad advantages they hold. From exploiting tax benefits to harnessing policy loans for diverse purposes, the conversation unveils the potential for tax-free retirement income. With an expert's touch, they underscore the significance of tailored policies aligned with unique financial ambitions. Prepare to be enlightened as John divulges the inner workings of this extraordinary financial system, offering invaluable insights and long-term benefits for individuals and enterprising business owners alike.Tips on becoming your own bank:Unravel the enigmatic realm of Cash Value Life Insurance, a unique pact between individuals and insurance companies that holds the keys to both a life-changing death benefit and a mysterious cash value component. Discover the myriad of tax advantages concealed within Cash Value Life Insurance, where tax-deferred growth, tax-free policy loans, and a mesmerizing tax-free death benefit can grant you financial power.Take advantage of Policy Loans, the secret weapon of those who wield Cash Value Life Insurance. Ascend to the realm of self-banking, accessing funds to fuel your dreams, from ambitious investments to grand business endeavors, all while basking in the allure of remarkably lower interest rates and unyielding growth.Quotes"It's similar to any other savings vehicle, where you're investing money regularly, but without all the restrictions of traditional retirement accounts. The cash value grows over time and can be accessed through policy loans for various purposes." (John | 04:36)"The underlying contract continues to grow, as if you didn't borrow the money, while you can access financing, and you have the potential for tax advantages on both sides of the transaction." (John | 12:35)"Life insurance is one of the most underutilized sections of the tax code. It offers tax-deferred growth, tax-free policy loans, and a tax-free death benefit to beneficiaries." (John | 13:13)LinksConnect with John Ensley:https://jumponwithjohn.com/Connect with Ben:Website: https://lucidshiftcoaching.com/Lucid Shift Coaching IG: https://www.instagram.com/lucid_shift_coaching/Project Candlelight: https://airtable.com/shr5p0P2793RtRk2kPodcast production and show notes provided by HiveCast.fm Hosted on Acast. See acast.com/privacy for more information.

John is the president of JEnsley Financial, a fiduciary financial planning firm based out of Vancouver, WA. John started his firm in 2012 after a U-turn move from corporate America to financial services. After obtaining a copy of "The 4-Hour Work Week" by Tim Ferriss, John began to understand that the technologies existed to build a life that allowed him to control his time, and ultimately his life. From here, he built a firm that allowed him to do just that. He comments how winters in Washington can provide a somewhat gloomy ambiance, so why not take business to Mexico? John will spend a portion of his time in Mexico averaging 10-20 hours a week working on his business, while sharing the joys of teaching others about sailing and cruising. On this Growing Your Firm Podcast episode, jump on with John Ensley as we discover the world of controlling time and income, experiencing your money, and building strategic partnerships in the fiduciary financial planning model. Resources JEnsley Financial Cash Value Life Insurance Double Your Accounting Firm  

John Ensley is leading a financial planning revolution to help you take back control of your money, your lifestyle, and your retirement plan. John believes ordinary financial planning is failing too many Americans. After losing almost everything during the Great Recession, John became obsessed with finding safe, predictable ways to save and create wealth, protected from the chaos and corruption of the conventional financial system.  Founded in 2012, John is president of J-Ensley Financial, a fiduciary financial planning company, and Registered Investment Adviser.  John holds a Chartered Financial Consultant designation from the American College of Financial Services, passed the rigorous series 65, investment advisers law exam, and is one of an elite group of highly trained Bank On Yourself® Professionals. 

John left a high stress corporate sales career to launch a virtual financial planning practice in 2012. He and his wife now also run real estate and sailing school consulting businesses, chasing the sun between the Pacific Northwest in summer and La Paz Mexico in winter.