Podcasts about Chartered Financial Consultant

Send us a textAre you walking into a Social Security tax trap without even knowing it? In this eye-opening episode of The Retirement Learning Lab, I reveal why over 50% of Social Security recipients now pay taxes on their benefits - and more importantly, how you can avoid becoming one of them.What You'll Discover:The shocking history: Why Social Security taxation has exploded from 10% to 50%+ of recipientsThe "combined income" formula that catches most retirees off-guardReal case study: How I saved Margaret $3,400 per year in unexpected taxesBreaking news: A proposed $4,000 tax deduction that could save you $880+ annuallyThree proven strategies to minimize or eliminate Social Security taxesGeographic planning: How your state choice can save thousandsKey Takeaways:Social Security benefits can be up to 85% taxable at the federal levelThe taxation thresholds haven't been adjusted for inflation since 1984Strategic income planning can dramatically reduce your tax burdenRoth conversions, income timing, and geographic planning are powerful toolsThis episode is packed with actionable strategies you can implement today to protect your Social Security benefits from unnecessary taxation.Resources Mentioned:Free Complete Social Security Planning Guide: socialsecurityguide.richardsfinancialplanning.comIRS Publication 915 (Social Security taxation details)Social Security Administration calculators at ssa.govImportant Disclaimer: This content is for educational purposes only and does not constitute financial, tax, or legal advice. Always consult with qualified professionals for your specific situation.About Your Host: Van Richards, ChFC®, RICP®, is a Chartered Financial Consultant with over 30 years of experience helping people navigate retirement planning. He's the creator of the "Insecure to In Control" retirement planning framework.Connect with The Retirement Learning Lab:

Send us a textFeeling overwhelmed by conflicting retirement advice? You're not alone.In this episode of The Retirement Learning Lab, host Van Richards reveals the systematic framework that transforms retirement planning from overwhelming chaos into clear, confident action. After 30+ years of helping people navigate retirement, Van shares why most people fail at retirement planning—and exactly how to avoid their mistakes.What You'll Discover:Why collecting random retirement tips is like building a house without a blueprint (and what to do instead)The three-component system that successful retirees use to go from insecure to in complete controlVan's proven "Organize, Learn, Control" framework that eliminates confusion and builds genuine confidenceThe six major risks that can derail your retirement (and why understanding them changes everything)Special strategies for married couples that ensure both spouses are aligned and protectedA simple test to determine if your current retirement approach is too complicatedThe costly mistake that becomes impossible to fix once you reach a certain ageFeatured Framework: Organize, Learn, Control This isn't just theory—it's a battle-tested system that has helped thousands of people create secure, fulfilling retirements. Van breaks down each step with practical guidance you can implement immediately.Real-World Wisdom: Van shares a personal story about a dangerous wrong turn that nearly ended in disaster—and how it perfectly illustrates why having the right system matters more than having partial information.Perfect For:Anyone feeling confused or overwhelmed by retirement planningCouples who want to align their retirement dreams and strategiesPeople who've collected retirement advice but lack a cohesive planAnyone who wants to move from worry to confidence about their financial futureSpecial Considerations for Married Couples: Learn the individual-then-joint approach that ensures both spouses' perspectives are heard and incorporated into your retirement strategy.Host: Van Richards, Chartered Financial Consultant with over three decades of retirement planning experienceKey Takeaway: The path from retirement insecurity to complete control isn't about having more information—it's about having the right system to organize, understand, and implement what you learn.Ready to stop feeling scattered and start feeling systematic about your retirement? This episode gives you the roadmap.Subscribe to The Retirement Learning Lab for more episodes that help you navigate the journey to a secure and fulfilling retirement. Leave a review to help others discover this valuable information.Educational content only. Not investment, legal, or financial advice.

In this episode of Healthy Mind, Healthy Life, we explore a radical shift in wealth thinking with Randolph Love III—founder of Shieldwolf Strongholds and host of the Entrepreneur Nudist podcast. Randolph breaks down the concept of the “Infinite Conceptual Bank,” challenging conventional financial systems and introducing listeners to tools for building personal wealth vehicles that are liquid, safe, and tax-favored. Through real-world examples, he connects financial literacy with mental wellness and outlines a new path for abundance rooted in mindset, vision, and strategy. About the Guest:Randolph Love III is a Chartered Financial Consultant, Certified IUL Master, and President of Shieldwolf Strongholds, a leading wealth protection firm. His podcast, Entrepreneur Nudist, ranks in the top 10% globally. He specializes in wealth-building strategies using life insurance vehicles structured for living benefits, helping business owners and families create lasting financial legacies. Key Takeaways: The “Infinite Conceptual Bank” is about turning your mindset into capital—an internal economy that compounds over time. Wealth is subjective: success depends on your lifestyle and how long it can be sustained without work. Safety, liquidity, and tax advantage are more important than high returns alone. Mindset is everything—scarcity thinking can collapse wealth even before market shifts do. Life insurance, when structured correctly, can offer living benefits that protect and grow wealth over generations. Connect with Randolph Love: Free Business Valuation or Estate Plan: Text HEALTHYMIND25 to +1-904-822-4262 Website: www.shieldwolfstrong.com Want to be a guest on Healthy Mind, Healthy Life?DM Me Here: https://www.podmatch.com/hostdetailpreview/avikTune in to all 15 podcasts: https://www.podbean.com/podcast-network/healthymindbyavikSubscribe To Newsletter: https://healthymindbyavik.substack.com/Join Our Community: https://nas.io/healthymind Stay Tuned and Follow Us:YouTube – https://www.youtube.com/@healthymind-healthylifeInstagram – https://www.instagram.com/healthyminds.podThreads – https://www.threads.net/@healthyminds.podFacebook – https://www.facebook.com/podcast.healthymindLinkedIn – https://www.linkedin.com/in/reemachatterjee/ | https://www.linkedin.com/in/avikchakrabortypodcaster #podmatch #healthymind #healthymindbyavik #wellness

Are you thinking about making the leap from a W2 job to being self-employed? Do you want to start your own business on the side while still working as a clinician? Are you ready to build your own business and become an entrepreneur?If so, then today's episode is for you! I have Caleb Pepperday, Certified Financial Planner and Chartered Financial Consultant as my guest. Caleb is back to discuss his own journey from W2 employee to self-employed entrepreneur, including pitfalls and lessons learned along the way. Caleb doesn't sugarcoat the life of an entrepreneur, but he does discuss the many benefits of starting and running your own business. Whether you're looking to join the world of entrepreneurship or looking to make another type of income change, like transitioning to part-time or switching to a lower paying job to avoid burnout, this episode will guide you through the steps you need to take in order to have a solid financial foundation before making that change. FREE RESOURCE

In this episode of Portfolio Pulse, host Steven welcomes Justin Nabity — a Certified Financial Planner, Chartered Life Underwriter, and Chartered Financial Consultant — to discuss the pivotal moments that shaped his entrepreneurial journey. Justin shares how joining Entrepreneurs Organization (EO) transformed his approach to business through mentorship, peer support, and deep, honest conversations. He also dives into the founding stories of Physicians Thrive, Doc Nation, and his work with Insight Surgical, revealing a passionate commitment to supporting doctors and improving healthcare systems. Tune in to hear how community, advocacy, and innovation drive lasting impact in business and beyond.

In this illuminating episode of The Retirement Learing Lab, Chartered Financial Consultant Van Richards tackles one of today's most pressing economic concerns: how tariffs are reshaping retirement planning landscapes.As global trade policies continue to evolve, many Americans are left wondering how these macroeconomic shifts might affect their hard-earned retirement savings. Van breaks down these complex financial concepts into digestible insights that listeners at any stage of their retirement journey can understand and apply.This episode explores:• The fundamental ways tariffs influence investment markets and retirement portfolios • Sector-specific impacts and which retirement investments might be most vulnerable • Practical strategies to protect your savings during periods of economic uncertainty • How to adjust asset allocation to minimize risk while maintaining growth potential • Key economic indicators worth monitoring as you make retirement planning decisions • When (and how) to consider rebalancing your portfolio in response to tariff-related market shifts • Tax considerations that might affect your retirement strategy during economic transitionsAs the first installment in an educational series focused on retirement planning in today's dynamic economic environment, this episode provides listeners with both theoretical understanding and actionable steps. Van shares insights from his years of experience guiding clients through various economic cycles, offering perspective that goes beyond the headlines.Whether you're decades away from retirement, approaching your golden years, or already enjoying retirement, this episode delivers valuable information to help you make informed decisions about your financial future. Van's approach emphasizes thriving—not just surviving—during periods of economic change.Listeners will come away with greater confidence in their ability to navigate the complex relationship between global economic policies and personal retirement planning, with strategies they can implement immediately to better position their portfolios.Subscribe to [Your Podcast Name] for more episodes in this educational series and continue building your financial literacy with expert guidance from Van Richards.About The Host: Van Richards is a Chartered Financial Consultant with over 30 years of experience helping clients navigate complex financial landscapes. Specializing in retirement planning, Van combines technical expertise with clear communication to make financial concepts accessible to everyone.Resources Mentioned: • Plan Pick and Profit at www.planpickprofit.com#RetirementPlanning #FinancialLiteracy #TariffImpact #InvestmentStrategy #EconomicTrends

Are you playing checkers while the wealthy play chess?   What if the traditional financial advice you've been following is actually keeping you trapped in the middle class?   Freddie Rappina, founder of Opta Financial, retired police officer turned Chartered Financial Consultant, and author of 'Playing the Wealth Game,' is here to reveal the strategic wealth-building framework that separates truly successful entrepreneurs from everyone else.   You'll discover why reinvesting everything back into your business could be a dangerous mistake, how to leverage income-producing debt to create multiple revenue streams outside your core business, and the critical mindset shift that transforms how you build long-term wealth.   Whether you're scaling your first six-figure business or looking to protect the profits you've already generated, Freddie's evidence-based approach to strategic wealth management will help you stop playing financial defense and start building assets that work for you, not the other way around.   Want wealth strategies most financial advisors won't tell you? Hit follow on Play Big Faster right now to join thousands of entrepreneurs building wealth beyond their businesses. 

Frank M. Campbell is a financial services veteran with over 30 years of experience in the insurance industry. He holds designations as a Chartered Life Underwriter, Licensed Life & Disability Analyst, and Chartered Financial Consultant. Frank's primary focus is ensuring his clients' life insurance policies deliver the necessary protection and financial stability, providing peace of mind to families nationwide. -- Critical Mass Business Talk Show is Orange County, CA's longest-running business talk show, focused on offering value and insight to middle-market business leaders in the OC and beyond. Hosted by Ric Franzi, business partner at REF Orange County.

Send us a textOn the latest episode of The Get Ready Money Podcast, I spoke with Anthony Delauney, author and financial dadvisor about changing the way we think about money and helping kids become financially literate. In this episode we discussed:The number one reason that people don't achieve their goals is fear of judgment.Help your kids form their own opinion.Let your kids make the choice.You can introduce concepts at an early age. The most critical lessons are the fundamentals. Anthony Delauney is a financial Dadvisor and the founder of Owning the Dash, LLC, an organization dedicated to promoting childhood financial literacy and family financial freedom. Delauney has written a series of award-winning children's picture books that each teach basic lessons about money. He has also authored two financial self-help books geared toward helping young couples start their financial journey and toward helping older couples prepare for their transition into retirement.  In addition to writing, Anthony has worked in the financial services industry since 2003. He has acquired the professional certifications of Certified Financial Planner(TM) practitioner, Chartered Financial Consultant®, Chartered Retirement Planning Counselor(SM), Retirement Income Certified Professional®, and Behavioral Financial Advisor(TM).Connect with Anthony Delauney: Website (here) Facebook (here) Instagram (here) LinkedIn: Anthony Delauney (here) - Owning the Dash (here)Book:Owning the Dash (Amazon) https://amzn.to/3CHhaygOwning the Dash: The No-Regrets Retirement Roadmap (Amazon) https://amzn.to/3CufLetOwning the Dash Kids' Books series:Dash and Nikki and The Jellybean Game (the Owning the Dash Kids' Books series Book 1) - (Amazon). https://amzn.to/48TKXQyLilly and May Learn Why Mom and Dad Work (the Owning the Dash Kids' Books series Book 2) - (Amazon) https://amzn.to/3OaEd7fRohan and Nyra and Big Sister's Bet (the Owning the Dash Kids' Books series Book 3) - (Amazon) https://amzn.to/4ez6pveMichael and Hannah and the Magic Money Tree (the Owning the Dash Kids' Books series Book 4) - (Amazon) https://amzn.to/4hRORxfAkash and Mila and the Big Jump (the Owning the Dash Kids' Books series Book 5) - (Amazon) https://amzn.to/41867J1Iver and Luke and the Friends-for-Others Club (the Owning the Dash Kids' Books series Book 6) - (Amazon)  https://amzn.to/3AMDVApVisit the Owning the Dash store with up to Support the showThe Get Ready Money Podcast and its guests do not provide investment advice. All content is for educational purposes. Guest opinions do not necessarily reflect the opinions of The Get Ready Money Podcast and Tony Steuer.

64% of veterans will leave initial first post-military job in the first two years! Repeat guest Kate Horrell joins us again to discuss her thought-provoking post on this topic. Of course there are always outliers and unique circumstances, but in genral we hope this conversation helps you slow down and question the pressure to "stabilize" and find your "perfect, dream home" immediatley after you leave active duty.  Main reasons to consider renting for 1 or 2 more years include: Employment instability Effect of stress on decision-making Financial upheaval and the unknowns Links we mentioned: Kate's article "Don't buy a house when leaving active duty" The Syracuse University study  KateHorrell.com Kate's Military Family's Confidently Prepared™ Life Binder Kate's new book on the GI Bill (coming ~4/15/25) Kate Horrell is an Accredited Financial Counselor®, Chartered Financial Consultant®, and Military Qualified Financial Planner®. She's also the spouse of a retired sailor and mom of four young adults. She writes about the financial issues that affect military families - pay, allowances, and benefits. Plus college stuff, landlording, moving, taxes. We cover a little bit of everything. Her goal is to give you the tools to make the best decisions right now, so you'll be confidently prepared for whatever comes next - whether that's a PCS move, transition to civilian life, or retirement. For a limited time, Spencer is offering one-on-one Military Money Mentor sessions! Get your personal military money and investing questions answered in a confidential coaching call. Our new TSP course is live! Check out the Confident TSP Investing course at militarymoneymanual.com/tsp to learn all about the Thrift Savings Plan and strategies for growing your wealth while in the military. Use promo code "podcast24" for $50 off. Plus, for every course sold, we'll donate one course to an E-4 or below- for FREE! If you have a question you would like us to answer on the podcast, please reach out on instagram.com/militarymoneymanual or email podcast@militarymoneymanual.com. If you want to maximize your military paycheck, check out Spencer's 5 star rated book The Military Money Manual: A Practical Guide to Financial Freedom on Amazon or at shop.militarymoneymanual.com. I also offer a 100% free course on military travel hacking and getting annual fee waived credit cards, like The Platinum Card® from American Express, the American Express® Gold Card, and the Chase Sapphire Reserve® Card in my Ultimate Military Credit Cards Course at militarymoneymanual.com/umc3. Learn how to get your annual fees waived on premium credit cards from American Express in the Ultimate Military Credit Cards Course at militarymoneymanual.com/umc3. The Platinum Card® from American Express and the American Express® Gold Card waive the annual fee for active duty military servicemembers, including Guard and Reserve on active orders over 30 days. The annual fees on all personal Amex cards are also waived for military spouses married to active duty troops.

In today's episode of the Wealthy Woman Lawyer® podcast, I chat with Freddie Rappina, Financial Advisor, Chartered Financial Consultant, and Author of "Playing the Wealth Game." Freddie is the founder of Opta Financial, where he empowers clients to make informed financial decisions, leveraging strategies that bridge the gap between middle-class finance and wealth-building.  Freddie's journey from law enforcement to finance brings a unique perspective to his work, making complex financial strategies accessible and actionable. He emphasizes the differences between “checkers” and “chess” approaches to finance, inspiring listeners to transition from conventional saving methods to strategic wealth-building through leverage and asset management.  Listen in as Freddie and I discuss:  The differences between “checkers” finance (middle-class mindset) and “chess” finance (wealth-building mindset).Why debt, when used strategically, can be a powerful tool for creating cash-flowing assets.How the tax code offers opportunities to build wealth when understood and utilized effectively.Why waiting decades for compound interest alone may not lead to financial freedom.The importance of building a financial team and outsourcing expertise to navigate complex wealth strategies.  LINKS TO LOVE: To learn more about Freddie and connect with him, visit his website at optafinancial.com or book a complimentary consultation. You can also purchase his book, Playing the Wealth Game, on Amazon or Barnes & Noble.Want to leave us a review on Apple Podcasts? We'd love it! Here's the link.Ready to scale your law firm to six or seven figures in 2025? Click here to apply and book a call with me.

Frank Tighe is a Senior Retirement Sales Director for large market plans in the South/Central region at T. Rowe Price Retirement Plan Services. With financial services experience dating back to 1994, he joined T. Rowe Price in 2024. Frank has extensive experience supporting corporate retirement plans, including roles in investment consulting, recordkeeping sales, and investment advisory support at firms like Wells Fargo, Mercer, Newport Group, Hartford Funds, and American Century Investments. A graduate of the University of Houston, Frank holds Series 7 licensing and certifications as a Certified Plan Fiduciary Advisor (CPFA) and Accredited Investment Fiduciary (AIF).Corey Pride is a Senior Retirement Sales Executive in Core Markets of Retirement Plan Services at T. Rowe Price. With investment experience since 1996, he joined T. Rowe Price in 2023 after seven years at J.P. Morgan Asset Management, where he specialized in retirement plan services. Corey's expertise spans 401(k), 403(b), and nonqualified deferred compensation plans, enabling him to develop effective strategies for strengthening retirement plans for businesses of all sizes. Corey holds a Bachelor of Arts in International Studies from Texas A&M University and several professional designations, including CPFA, NQPA, CRPS, and Chartered Financial Consultant. Passionate about addressing the retirement readiness crisis, he collaborates with financial professionals and companies to create impactful solutions.In this episode, Eric, Frank Tighe, and Corey Pride discuss:Driving an objective evaluation process The right approach to the RFP processGuidelines on considering record keepers Encouraging better outcomes through engagement Key Takeaways:Clearly define challenges, goals, and participant needs to ensure an objective evaluation, free from biases like favoring current providers or skipping presentations. Prioritize participant experience, technology access, and clear metrics.Approach the RFP process rigorously to evaluate new technologies, services, and pricing while addressing changing plan needs. Avoid inertia from periodic reviews and use customized, goal-driven RFPs instead of generic templates.Consider record keepers with personalized, targeted communication leveraging AI for better participant engagement and outcomes. The target-date fund (TDF) search could possibly precede the record-keeper search, focusing on participants' needs for the largest plan assets first. Personalized video technology boosts engagement and outcomes. Ensure clear requirements, address committee biases, and prioritize investment analysis before selecting a record keeper.“You really have to focus on the best decision for your participants, minus all the noise and all the other bells and whistles that may come from those extraneous services.” - Corey PrideConnect with Frank Tighe:LinkedIn: https://www.linkedin.com/in/frankjtighe/ Connect with Corey Pride:LinkedIn: https://www.linkedin.com/in/corey-pride/ Connect with Eric Dyson: Website: https://90northllc.com/Phone: 940-248-4800Email: contact@90northllc.com LinkedIn: https://www.linkedin.com/in/401kguy/ The information and content of this podcast is general in nature and is provided solely for educational and informational purposes. It is believed to be accurate and reliable as of the posting date but may be subject to changeIt is not intended to provide a specific recommendation for any type of product or service discussed in this presentation or to provide any warranties, investment advice, financial advice, tax, plan design or legal advice (unless otherwise specifically indicated). Please consult your own independent advisor as to any investment, tax, or legal statements made.The specific facts and circumstances of all qualified plans can vary and the information contained in this podcast may or may not apply to your individual circumstances or to your plan or client plan-specific circumstances.

In this episode, we delve into the transformative power of gratitude during challenging times with two remarkable guests: CJ Scarlet and Amy Rose Herrick. CJ Scarlet, known as the "Badass Grandma," is a danger expert, parent coach, and award-winning author dedicated to empowering individuals to overcome trauma and lead confident lives. A survivor of sexual assault, CJ has transformed her experiences into a mission to protect and educate others, particularly children and parents, on personal safety and resilience. Her books, including "The Badass Girl's Guide: Uncommon Strategies to Outwit Predators," offer unconventional strategies to navigate and overcome adversity. Joining her is Amy Rose Herrick, a Chartered Financial Consultant with over 30 years of experience. Amy specializes in simplifying complex financial challenges helping individuals and small business owners achieve financial success. As a #1 Best Selling Author, her works provide actionable solutions to financial hurdles, empowering readers to take control of their financial futures. Together, CJ and Amy share their personal journeys and professional insights on cultivating gratitude amidst adversity. They discuss practical strategies to shift perspectives, find silver linings, and harness the power of gratitude to build resilience and foster personal growth. Tune in to discover how embracing gratitude can serve as a powerful tool to navigate life's challenges and emerge stronger. --- Support this podcast: https://podcasters.spotify.com/pod/show/shutupandgrind/support

Interview with Freddie Rappina, who is a Financial Advisor and a Chartered Financial Consultant as well as an Accredited Investment Fiduciary™ who founded Opta Financial. Freddie helps clients examine their current financial situation, financial goals, completes a financial analysis, provides recommendations, implements and reviews plans for clients. In addition to experience in the financial services industry, Freddie also has experience in law enforcement and is retired from The Fairfax County Police Department in Virginia.  His web sites are https://www.optafinancial.com/ and https://calendly.com/freddierappina  

Freddie Rappina is a Financial Advisor and a Chartered Financial Consultant as well as an Accredited Investment Fiduciary™ who founded Opta Financial. Freddie helps clients examine their current financial situation, financial goals, completes a financial analysis, provides recommendations, implements and reviews plans for clients. He is also the Author of the book "Playing the Wealth Game" available on amazon and Audible

Intentions don't always translate to action when it comes to financial planning. In fact, research shows a continued decline among Americans who consider themselves "disciplined" financial planners – from 65% in the post-Covid 2020 study to 45% in 2024, according to Northwestern Mutual.  Freddie Rappina is a Financial Advisor and a Chartered Financial Consultant, as well as an Accredited Investment Fiduciary™, who founded Opta Financial. Freddie helps clients examine their current financial situation, financial goals, completes a financial analysis, provides recommendations, implements and reviews plans for clients. In addition to experience in the financial services industry, Freddie also has experience in law enforcement and is retired from The Fairfax County Police Department in Virginia. Originally from Long Island, New York, Freddie enjoys baseball. For more information, please visit https://www.optafinancial.com/. Connect with Freddie Rappina on LinkedIn: @FreddieRappina.

Freddie Rappina is a seasoned Financial Advisor, Chartered Financial Consultant, and Accredited Investment Fiduciary™ who founded Opta Financial.   With a comprehensive approach, Freddie helps clients assess their financial situation, set goals, conduct thorough analyses, and implement actionable plans tailored to their needs.   Beyond his expertise in financial services, Freddie also brings experience from his time in law enforcement, having retired from the Fairfax County Police Department in Virginia.   Originally from Long Island, New York, Freddie enjoys baseball and brings his well-rounded background to every aspect of his work.   Tune in to hear how Freddie blends his unique experiences to help clients achieve financial success!   Learn More Here: https://calendly.com/freddierappina   Want to be a guest on WITneSSes? Send Elisha Arowojobe a message on PodMatch, here: https://www.podmatch.com/hostdetailpreview/elishaarowojobe  

Welcome to the  Financial Freedom & Wealth Trailblazers Podcast! In this episode, we'll discuss the importance of investing and developing a comprehensive financial strategy that goes beyond just putting money aside.  Freddie Rappina is a Wealth Advisor and a Chartered Financial Consultant as well as an Accredited Investment Fiduciary™and Retirement Income Plannice Specialist who founded Opta Financial. Freddie helps clients examine their current financial situation, financial goals, completes a financial analysis, provides recommendations, implements and reviews plans for clients. In addition to experience in the financial services industry, Freddie also has experience in law enforcement and is retired from The Fairfax County Police Department in Virginia.  Freddie is originally from Long Island, New York and enjoys watching his son play baseball and his daughter in cheer competitions. Connect with Freddie here: https://www.linkedin.com/in/freddie-rappina/ www.optafinancial.com Feel free to review my book Playing the Wealth Game on Amazon: https://www.amazon.com/Playing-Wealth-Game-Strategies-Financial/dp/B0D758WQB2/ref=cm_cr_arp_d_product_top?ie=UTF8#detailBullets_feature_div Grab the freebie here: Complimentary Consultation:  https://calendly.com/freddierappina =================================== If you enjoyed this episode, remember to hit the like button and subscribe. Then share this episode with your friends. Thanks for watching the Financial Freedom & Wealth Trailblazers Podcast. This podcast is part of the Digital Trailblazer family of podcasts. To learn more about Digital Trailblazer and what we do to help entrepreneurs, go to DigitalTrailblazer.com. Are you a coach, consultant, expert, or online course creator? Then we'd love to invite you to our FREE Facebook Group where you can learn the best strategies to land more high-ticket clients and customers.  Request to join here:  https://www.facebook.com/groups/profitablecoursecreators QUICK LINKS:  APPLY TO BE FEATURED: https://app.digitaltrailblazer.com/podcast-guest-application GET MORE CLIENTS: https://app.digitaltrailblazer.com/client-acquisition-accelerator-pdf DIGITAL TRAILBLAZER: https://digitaltrailblazer.com/ JOIN OUR FREE FACEBOOK GROUP: https://www.facebook.com/groups/profitablecoursecreators

Freddie Rappina is a Financial Advisor and a Chartered Financial Consultant as well as an Accredited Investment Fiduciary™ who founded Opta Financial. Freddie helps clients examine their current financial situation, financial goals,completes a financial analysis,provides recommendations, implements and reviews plans for clients. In addition to experience in the financial services industry,Freddie also has experience in law enforcement and is retired from The Fairfax County Police Department in Virginia. Freddie is originally from Long Island,New York and enjoys coaching baseball. Middle-class finance, akin to checkers,involves straight forward moves focused on saving and long-term stock market appreciation with minimal debt, aiming for stability. Wealthy finance, akin to chess, entails strategic leveraging of investments for cash flow, utilizing debt and the stock market as reserves for loans. While the middle class plays a simpler game of accumulating assets for security, the wealthy play a strategic game, leveraging assets to generate active income streams and allowing for greater financial growth and risk management. Webpages: https://playingthewealthgame.com/https://www.optafinancial.com/Book: https://www.amazon.com/Playing-Wealth-Game-Freddie-Rappina/dp/B0D758WQB2/ref=tmm_pap_swatch_0?_encoding=UTF8&dib_tag=se&dib=eyJ2IjoiMSJ9.QLHHQ2oQu1gZMgL6jMz4BXPxK9j-BjIAk2LhHIxDFnYUl6CO8DWKZYnWXiVKZU5m5vhRG5UNLNFdnyMKhKUh8dz784GUxjMeJJPPvALHlFbklKKLDJg42sYDpboGizLnbSPo4h3sNDPVkpURELOKcj6Fr4rsLFFBsFF-QznmqzdQWizfAeQB8gL43O9PqSBB8u6MZet8GrlcSD7-XJUBWxAJAEg9is1xDjV7rqEvilI.WtlUwTpdZZaaBX3953clyhSpR8RWNneRWKd0u1lMj6s&qid=1718631451&sr=8-1Connect and tag me at:https://www.instagram.com/realangelabradford/You can subscribe to my YouTube Channel herehttps://www.youtube.com/channel/UCDU9L55higX03TQgq1IT_qQFeel free to leave a review on all major platforms to help get the word out and change more lives!

Freddie Rappina is a Financial Advisor and a Chartered Financial Consultant as well as an Accredited Investment Fiduciary™ who founded Opta Financial. Freddie helps clients examine their current financial situation, financial goals, completes a financial analysis, provides recommendations, implements and reviews plans for clients. In addition to experience in the financial services industry, Freddie also has experience in law enforcement and is retired from The Fairfax County Police Department in Virginia. Freddie is originally from Long Island, New York and enjoys coaching baseball. Listen to this insightful RIA episode with Freddie Rappina about his transition from police officer to wealth advisor. Here is what to expect on this week's show: - How Opta Financial aims to bring advanced wealth-building strategies to the middle class. - Why it's important to transition from middle-class financial strategies to wealth-building ones. - How the biggest differentiator between middle-class financial strategies and wealth-building strategies is the attitude towards debt. - How Opta Financial also caters to clients who want to further advance their wealth through strategic investments. - How compound interest is oversold to the middle class as a primary wealth-building tool. Connect with Freddie: Links Mentioned: playingthewealthgame.com optafinancial.com Facebook facebook.com/OptaFinancial LinkedIn linkedin.com/company/opta-financial Learn more about your ad choices. Visit megaphone.fm/adchoices

A PCS or Permanent Change of Station impacts every part of your life, including your finances and jobs. Understanding the basics of PCSing can help you avoid costly mistakes and maybe make some money on it.  In this episode, Kate Horrell breaks down the financial basics of a PCS, the allowances provided by the DoD for your move, and advice to make everything go smoother.  Kate is an Accredited Financial Counselor®, Chartered Financial Consultant®, Military Qualified Financial Professional, and founder of Kings High Media. She creates personal finance content that helps our military and veteran community make the most of their pay and benefits. In addition to being a financial expert, Kate knows a thing or two about being a military spouse and PCSing. She's been married to a now-retired sailor for 30 years, corralling four girls and two cats across four OCONUS tours and a handful of homes in the US. Show notes and resources: https://milmo.co/podcast/pcsing

Did you know that the average household owns 25 different financial instruments?  How many do you have, and do you know how they all fit together? Join Larry Sprung as he chats with Adam Holt, the CEO and founder of Asset-Map, to discuss his entrepreneurial journey and how his background led to the creation of a tool that revolutionizes financial planning. Follow along to learn how about this tool and how it's visual representations can simplify complex financial scenarios, uncover hidden assets, and improve communication between you and your advisors. Larry and Adam discuss:  Adam's journey from a financial planner to founding Asset-Map How visualization can help you understand complex financial plans The importance of intentionality in both professional and personal life The value of coaching and evolving with different coaching styles And more!   Resources: Mitlin Financial   The JOY and Productivity Journal by Larry Sprung  Asset-Map    Connect with Larry Sprung:  LinkedIn: Larry Sprung Instagram: Larry Sprung Facebook: Larry Sprung X (Twitter): Larry Sprung   Connect with Adam Holt:  LinkedIn: Adam Holt   About our Guest: Adam Holt is an ex financial advisor but is known for his early adoption of technology to build Asset-Map, LLC, a financial technology firm dedicated to creating engaging visual communication tools used throughout the customer and advisor journey and now used by thousands of advisors worldwide. Adam obtained his Bachelors of Science in Economics and Environmental Planning from Rutgers University in New Brunswick, an Executive MBA from Drexel University, and a Certificate in Retirement Planning from Wharton School of Business at the University of Pennsylvania. Adam is a CERTIFIED FINANCIAL PLANNER® Practitioner and attended the American College where he earned his Chartered Financial Consultant® designation. Guests on the Mitlin Money Mindset Show are not affiliated with CWM, LLC, and opinions expressed herein may not be representative of CWM, LLC. CWM, LLC is not responsible for the guest's content linked on this site.  

Have you ever wondered how the rich make more money? In this insightful episode, Erik Van Horn and Jim Dew discuss wealth creation and management. Whether you're a beginner investor or a seasoned pro, you'll find valuable strategies to elevate your financial game. Discover how Dew Wealth Management distinguishes itself from other financial firms, offering a unique approach to building and managing wealth.    Join Over 5,500 Franchisees and Franchisors in our FREE Private Facebook Community HERE: https://www.facebook.com/groups/franchisesecretsfb?_rdc=1&_rdr    Jim Dew is the CEO of Dew Wealth Management and the creator of The Entrepreneur's Virtual Family Office®, an innovative and strategic approach designed to maximize time, money, and freedom. He has 27 years of experience building high-functioning wealth management teams for entrepreneurs.   Jim is a Certified Financial Planner®, Chartered Financial Consultant®, and a Certified Private Wealth Advisor®. He has been featured in Inc. Entrepreneur and Huffington Post magazines. Jim is also a sought-after speaker for stages and podcasts for elite entrepreneurs.   Tune in to Jim's practical advice on making smart investments, understanding risks, and collaborating with fund managers. Find out how to leverage the Augusta Rule and other strategies to grow your financial storehouse.    “Buy appreciating assets, things that are gonna grow your wealth over time, things that are gonna outpace inflation—which has been a struggle and a problem in the last few years. And just start now.” - Jim Dew   In This Episode: - A brief background about Jim and how he became an entrepreneur - How Dew Wealth runs its business compared to other financial companies - Building your financial team the way billionaires do (financial flat tire vs functional wealth wheel) - What is the Augusta Rule? - How to take a break from your business and not worry about anything - Why are entrepreneurs good at making money but bad at keeping it? - How to start making smart investments - Understanding investment risks  - Working with fund managers and venture capitalists   Resources: 

Today's special guest, Anthony Delauney is a seasoned financial advisor and the founder of Owning the Dash LLC, an organization dedicated to promoting childhood financial literacy and family financial freedom. He has authored award-winning children's picture books that teach essential money lessons, as well as financial self-help books for couples at different stages of their financial journey. In today's episode, we dive into the best ways to start talking to your children about money, practical tips for making financial education fun and engaging, and common mistakes parents should avoid. Stay tuned for an insightful conversation that will help you lay a strong foundation to raise money-smart kids.Anna's Takeaways:Intro (00:00)Teaching Children About Money Management (05:07)Money Management Through Storytelling (12:55)Storybooks & Allowances (17:48)The Importance Of Emotional Control When Making Financial Decisions (22:19)Good Money Habits & Avoiding Fear Of Judgment (27:20)Budgeting & Financial Literacy For Children (31:34)Meet Anthony Delauney:Anthony Delauney is a financial advisor and the founder of Owning the Dash, LLC, an organization dedicated to promoting childhood financial literacy and family financial freedom. Delauney has written a series of award-winning children's picture books that each teach basic lessons about money. He has also authored two financial self-help books geared toward helping young couples start their financial journey and toward helping older couples prepare for their transition into retirement. His 2022 self-help book The No-Regrets Retirement Roadmap was recognized by the Wall Street Journal as a 2022 Best Book About Aging and Retirement. Anthony has worked in the financial services industry for over two decades and has acquired the professional certifications of Certified Financial Planner(TM) practitioner, Chartered Financial Consultant®, Chartered Retirement Planning Counselor(SM), Retirement Income Certified Professional®, and Behavioral Financial Advisor(TM). Rate, Review, & Follow on Apple PodcastsMoney Boss Parents! Welcome to Anna's Money Boss Parent podcast, your go-to resource for mastering money management while raising a family. Join me as we explore practical tips, expert insights, and inspiring stories to help you achieve financial success and create a brighter future for your loved ones. Don't forget to subscribe, rate, and review the show to support our mission of empowering parents like you to take charge of their finances and build a prosperous life for their families. Let's thrive together on this incredible journey!Links mentioned in this episode (can you please embed the links?)FREE GUIDE- Kid Money Boss: School isn't teaching my son about Money. It's up to us Parents. Here are 9 tools I am using to team my son, everything I never learned as a kid.Guest website: Website

Paul Franco is a Certified Financial Planner™️️️, Chartered Financial Consultant®️️, Behavioral Financial Advisor, and founder of Life Well Lived Financial Group, an independent wealth management firm. A thirty-year veteran of the financial advising industry, Paul operates three locations in Colorado, where he enjoys skiing, hiking, running, fishing, and traveling. He is the author of Success with Succession: How to Sell Your Asset Management and Financial Advice Practice. Summary Paul Franco's background and business strategy @ 0:00 Paul Franco is a 30-year veteran of the financial services industry, with a firm called Life Well Live Financial Group in Colorado. Over the past 8-10 years, he has focused on acquiring the practices of retiring financial advisors as a growth strategy, rather than trying to build his client base one client at a time. The importance of succession planning @ 4:39 Paul explains that he came up with this acquisition strategy after realizing that most financial advisors and business owners are unprepared for their own succession and retirement. Many think they will never retire, but fail to plan for the unexpected. Paul emphasizes the importance of having a clear succession plan in place, even for younger business owners. Challenges with abrupt transitions @ 12:57 Paul shares an example of an early acquisition where the retiring advisor did not provide enough time for a smooth transition, leading to many clients choosing to leave rather than work with the new advisor. He stresses the importance of allowing ample time for the new owner to get to know the clients and build relationships before the full transition. Collaboration over competition @ 18:19 Michael and Paul discuss the value of viewing other businesses in the same industry as colleagues rather than competitors. They emphasize the importance of networking and building relationships with potential buyers or sellers, rather than operating in silos. Paul's book on selling financial advisory practices @ 19:27 Paul shares that he wrote a book called "Success with Succession" to help financial advisors and other business owners prepare their practices for a smooth sale or transition, rather than just closing their doors and leaving clients in the lurch. Recap and resources @ 23:04 Michael and Paul wrap up the conversation, with Paul providing his website (successwithsuccession.com) where listeners can find more information and sign up for his newsletter.  

Understanding how to manage money wisely is crucial from a young age. So, better tune in to today's episode with Anthony Delauney as he provides a roadmap for parents and young couples to build a solid financial foundation, emphasizing the importance of education, communication, and practical experience in financial literacy.     Key takeaways to listen for The taboo nature of money in households  Why it's vital to introduce financial concepts at various developmental stages Effective methods for educating children on financial literacy How financial issues affect young couples and the importance of open communication Fun and engaging resources for teaching kids about finance and money     Resources Owning the Dash by Anthony C. Delauney | Kindle and Hardcover   Kickstart your kids' journey to financial smarts with fun, rhyming books and interactive games at https://owningthedash.com/educators/. Perfect for home or classroom use, you'll find free PDFs with discussion questions, games, and activities in the "For Educators" section. Use the exclusive password "owningMyDash!" to unlock all the resources. Dive in and make learning about finances a blast!     About Anthony Delauney Anthony Delauney, founder of Owning the Dash, LLC, is a seasoned financial Dadvisor dedicated to promoting childhood financial literacy and family financial freedom. Since 2003, he has been active in the financial services industry, assisting families with comprehensive planning that includes cash flow, debt elimination, protection, and retirement, among other areas. Delauney has authored a series of children's books on basic money concepts and two financial self-help books aimed at helping young and older couples manage their financial lives. He holds several professional certifications, including Certified Financial Planner™, Chartered Financial Consultant®, and Behavioral Financial Advisor™.     Connect with Anthony Website: Owning the Dash Facebook: Owning the Dash Instagram: @anthony.delauney X: @OwningtheDash LinkedIn: Anthony Delauney, CFP® ChFC® CRPC® RICP® BFA®     Connect with Us To learn more about us, visit our website at www.18summers.com or email us at info@18summers.com. To get a copy of our book “The Family Board Meeting”, click here.   Subscribe to 18 Summers Podcast and leave a rating and written review!     Social Media Channels Facebook Group: 18 Summers LinkedIn: Jimmy Sheils Instagram: @18summerstribe

In this episode of the Inspired Money Live Stream Podcast, we navigate through the intricate relationship between financial habits and happiness. Joined by guests Grant Sabatier, Andy Hill, Amanda Clayman, and Kate Horrell, we explore the profound impact mindful spending can have on our lives. Episode Highlights: Embracing Financial Well-being Spending mindfully isn't just about managing money—it's about enriching your life. "The Art of Mindful Spending: Finding Joy in Financial Decisions" examines how thoughtful financial habits can elevate our sense of well-being and joy.

Darryl Lyons is the co-founder and CEO of PAX Financial Group, an Inc 5000 Company for 4+ years. He has over 20 years of experience in retirement planning, wealth management, and entrepreneurship, and holds multiple credentials, including Certified Financial Planner (TM), Behavioral Financial Advisor, Chartered Financial Consultant, and Accredited Investment Fiduciary.Download a FREE E-book on Biblical Responsible Investing at https://info.paxfinancialgroup.com/ebook-offer-biblically-responsible-investingBooks mentioned in the episode: Small Business Big Pressure: A Faith-Based Approach To Guide The Ambitious Entrepreneur by Darryl W. Lyons https://amzn.to/3xPhWaoBiblical Responsible Investing: Insights for Kingdom-Minded Investors by Darryl W. Lyons https://amzn.to/3QaE19zThe Psychology Of Money: Timeless Lessons On Wealth, Greed, and Happiness by Morgan Housel https://amzn.to/3U0tMWgI'm Priscilla Shumba, your host. I'm a SmallBusiness Media Consultant, and Author. I'm also a wife and mom of 2. ❤️ Faith-driven entrepreneurship is my passion.

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Ed Mahaffy founded ClientFirst Wealth Management, LLC. in 2007 after more than 23 years in the wealth management industry. Prior to launching ClientFirst, he spent 6 years as a portfolio manager and independent branch manager with Raymond James Financial Services, Inc., 6 years as a vice president and portfolio manager with Merrill Lynch, and over 11 years as a financial advisor and fixed income portfolio manager with Stephens, Inc. Designated as a CERTIFIED FINANCIAL PLANNER™ professional and Chartered Financial Consultant, Ed holds a Bachelor of Science in Business Administration from The Citadel and earned his MBA from the University of Arkansas. He has had articles published in numerous publications, including Barron's magazine. In 2020, Ed was recognized by Arkansas Money & Politics Magazine as one of "2020's Best Financial Advisors.” Also in 2020, ClientFirst made Investors.com's 2020 Top Financial Advisors Firms List. Ed is a member of the National Association of Personal Financial Advisors (NAPFA) as well as the Financial Planning Association (FPA). At ClientFirst, Ed is president and senior portfolio manager.   Listen to this insightful RIA episode with Ed Mahaffy about the art of fee-only financial advising. Here is what to expect on this week's show: - How it's important to stay informed about your clients' lives and adapt to their financial plans accordingly. - Why it's vital to follow market trends and read periodicals, research papers, and whitepapers. - How the increase of interest rates could impact the bond market. - Why financial planners should be fully immersed in financial markets. - How advisors should prioritize transparency, client education, and aligning financial strategies with clients' goals and risk tolerance.   Connect with Ed: Links Mentioned: clientfirstwm.com LinkedIn linkedin.com/in/ed-mahaffy All information provided through the following presentation is for educational purposes only and does not constitute investment, legal or tax advice; an offer to buy or sell any security or insurance product. Please consult a financial adviser for more complete information based on your personal circumstances and to obtain personal individual investment advice.   Diversification and asset allocation do not ensure a profit or guarantee against loss.    Additional information, including management fees and expenses, is provided on our Form ADV Part 2 available upon request or at the SEC's Investment Adviser Public Disclosure website. www.adviserinfo.sec.gov/ Past performance is not a guarantee of future results. Learn more about your ad choices. Visit megaphone.fm/adchoices

Frank Hanna is a Chartered Financial Consultant, private wealth advisor, and is a leading specialist in estate planning, business succession planning, and wealth management for a select group of individuals, executives, and privately held business owners. Frank spent over 15 years within the restaurant hospitality industry, operating several of his family's restaurants and bars in Delaware and Maryland. In 2007, he launched a financial consulting firm within his family business providing guidance in real estate development, tax management, and private investment. 

Enrollment for the new Dependent Care Flex Spending Account is now open until December 11th, 2023. According to the Office of Financial Readiness, the DCFSA is a pre-tax account used to pay for eligible dependent care services such as child or adult day care. If you have kids, you know childcare costs can break a family's budget and determine a military spouse's ability to work or go to school. Using the DCFSA to save for your childcare expenses can help, but how do you know it's right for you and how much money to save?  In this episode, Brandon Lovingier breaks down some of the math and planning you should do to decide if enrolling in the DCFSA is right for you.  We talk about: Factors to include in your decision-making What you should know about the Dependent Care Credit The role your income plays What divorced service members should think about Brandon, aka The Enlisted Money Guy™, has served over 18 years in the Army – including deployments to Iraq and Afghanistan. He established his blog, Enlisted Money, to help enlisted service members avoid the same mistakes he made and achieve financial freedom. He earned his Chartered Financial Consultant® designation in 2022 and is one of the first Military Qualified Financial Planner® designation holders. He's been a speaker at MilMoneyCon and loves mentoring other service members on their own financial freedom journey. The show notes can be found here: https://laceylangford.com/podcast/Deciding-to-Use-the-DCFSA

In this enlightening episode, Monica sits down with Adam Tolliver, a renowned Certified Financial Planner and Chartered Financial Consultant located in Atlanta. Adam shares his insights on how individual financial security contributes to broader community prosperity. Adam provides practical tips for listeners to start their journey towards financial wellness. This is an episode that can truly determine if fortunes are lost or gained. Really do not miss this episode. Episode Quote: Legacy is not what I did for myself. It's what I'm doing for the next generation. ~Vitor Belfort. Adam Tolliver - www.workingwithadam.com Artisan Financial Strategies, LLC www.artisanfsonline.com (770) 587-0281 (office) (404) 210-9311 (cell) Episode Sponsor -  Zeus' Closet  - Soft Shell Jackets are available here. Helpful Entrepreneurial Resources from Become Your Own Boss Join the ⁠Become Your Own Boss Community⁠ ⁠Monica FREE ebook⁠ Get your⁠ Become Your Own Boss Planner⁠ Get the 30 point checklist for building a clothing brand at www.zeuscloset.com/checklist Ways to reach Monica: Instagram: @becomeyourownbosspodcast Email: monica@monicaallen.com Who is Monica? Monica Allen grew up in a small town in Georgia with her single mom who had her at age 18, her grandmother and uncle. Living below the poverty line for all of her young life, Monica was determined to break the cycle. Being the first in her immediate family to attend a 4 year university, Monica worked in the field of insurance as a benefits broker for 8 years and earned her Masters in Business Administration. Leaving to set out on her entrepreneurial journey in 2005, she is now a serial entrepreneur owning several businesses. She is co-founder of Zeus' Closet, stuff4GREEKS and Deuce Equity Group.  She is the sole proprietor of Monica Allen Interiors and an Amazon Bestseller (The Fearless Entrepreneurs: Fear Less; Be More). She loves equipping aspiring entrepreneurs, side hustlers and small business owners with tips to launch, grow and scale their business while avoiding the many pitfalls of entrepreneurship. She believes that being surrounded by positive people, believing in yourself, and having faith in God has led to her success. Have some Feedback? If you enjoyed this episode, please share it with your friends or fellow entrepreneurs. Don't forget to subscribe to the show on iTunes, Spotify, Stitcher, Google Podcast, Pandora, Amazon or wherever you get your podcast to get automatic episode updates for "Become Your Own Boss!"  And, finally, please take a minute to leave an honest review and rating on iTunes or Audible. This truly is what helps the podcast grow. --- Send in a voice message: https://podcasters.spotify.com/pod/show/becomeyourownboss/message Support this podcast: https://podcasters.spotify.com/pod/show/becomeyourownboss/support

Don't know where to source capital for big purchases or investments? Step away from the conventional financial system and build wealth strategically as John Ensley, ChFC® reveals the top-tier perks of having a cash-value life insurance policy. Become your own bank, self-finance your deals, and secure a better future!     Key Takeaways To Listen For What makes cash value whole life insurance policies special? 2 non-negotiables when setting up a whole life insurance policy An overview of a whole life insurance policy's rate of growth Valuable insights into alternative investments and financial planning Breaking down the tax benefits of life insurance policies     Resources/Links Mentioned In This Episode The American College of Financial Services The Bank On Yourself Revolution by Pamela Yellen | Kindle, Paperback, and Hardcover The 4-Hour Workweek by Timothy Ferriss | Kindle, Audiobook, and Hardcover     About John Ensley, ChFC® John Ensley, ChFC® designs financial plans that help anyone at or approaching retirement keep more of their hard-earned money, eliminate stress and worry, and build a retirement lifestyle they'll be thrilled with. After years in corporate, John had a wake-up call after the 2008 financial crisis. He led himself to self-discovery and education encompassing a formal financial education, hundreds of books, blogs, podcasts, and channels, and more than a few “learning experiences” from the school of life.   John launched J-Ensley Financial in 2012 to help others navigate financial planning. Over the past decade, John developed the T.I.P.S. Planning Protocol, a simple process to keep more, worry less, and retire happy. He holds the Chartered Financial Consultant® designation (ChFC®), has passed the rigorous FINRA Series 65 exam (The NASAA Investment Advisers Law Examination), and has extensive training as one of only about 200 Bank On Yourself Professionals in North America.     Connect with John Website: JEnsley Financial | John Ensley LinkedIn: John Ensley, ChFC®     Connect With Us If you're looking to invest your hard-earned money into cash-flowing, value-add assets, reach out to us at https://bobocapitalventures.com/.     Follow Keith's social media pages LinkedIn: Keith Borie Investor Club: Secret Passive Cashflow Investors Club Facebook: Keith Borie X: @BoboLlc80554

Host Jeff Bernier welcomes special guest Matt Reiner to explore a wide range of topics that are at the forefront of the financial advisory world: The curse of knowledge: Learn why it's crucial for leaders and growing entrepreneurs to balance their experience with a willingness to adapt and allow new ideas to flourish within their organizations. Unique challenges of family businesses: Matt shares his personal experiences and lessons learned from working in a family business.  Finding a financial advisor: Learn how to trust your instincts and build a relationship that's based on trust, comfort, and authenticity. The authentic culture of a firm will ooze from its employees. Are financial advisors at risk of being replaced by AI? Jeff and Matt discuss how AI is transforming the industry and why the human touch remains invaluable. They explore the evolving value proposition of financial advisors and how AI can ultimately benefit clients. Creating space for creativity: Being purposeful with time and allowing oneself to become bored can be helpful for fostering creativity. Matt encourages maintaining a constant level of curiosity and looking beyond one's immediate field of expertise to gain new perspectives and ideas. Matt Reiner is a CFA® Charterholder, CERTIFIED FINANCIAL PLANNER™, and partner at Capital Investment Advisors, a RIA in Atlanta, Georgia. Additionally, Matt is the managing partner of Wela Strategies, a RIA that deals with the investment needs of the mass affluent.   Jeff Bernier is a CERTIFIED FINANCIAL PLANNER™, Certified Fund Specialist, Chartered Financial Consultant, and President of TandemGrowth Financial Advisors, LLC a RIA in Alpharetta, GA. He has been providing personalized financial advice to individuals and families since 1986. Jeff is the author of The Money & Meaning Journey: A guide to clarity, financial confidence, and joy.

John Ensley, ChFC® designs financial plans that help anyone at or approaching retirement keep more of their hard-earned money, eliminate stress and worry and build a retirement lifestyle they'll be thrilled with.After slogging it out for years in the corporate world, John had a wake-up call in the aftermath of the 2008 financial crisis. He looked around and wondered, “why am I doing it this way?” “Why is everyone doing it this way?” These questions, and many others, led John on a journey of self-discovery and education that encompassed a formal financial education, hundreds of books, blogs, podcasts and channels and more than a few “learning experiences” from the school of life.John launched J-Ensley Financial in 2012 with a passion to help others find a better way to navigate financial planning. Over the past decade of serving clients, John developed the T.I.P.S. Planning Protocol, a simple process to keep more, worry less and retire happy. He holds the Chartered Financial Consultant® designation (ChFC®) from The American College of Financial Services and has passed the rigorous FINRA Series 65 exam (The NASAA Investment Advisers Law Examination) and has extensive training as one of only about 200 Bank On Yourself Professionals in North America. Want a free, no obligation, strategy session with John? Click on this link: www.jumponwithjohn.com Connect with John Ensley:Website: www.jumponwithjohn.com LinkedIn: https://www.linkedin.com/in/johnensley/ Facebook: https://www.facebook.com/JEnsleyFinancial TurnKey Podcast Productions Important Links:Guest to Gold Video Series: www.TurnkeyPodcast.com/gold The Ultimate Podcast Launch Formula- www.TurnkeyPodcast.com/UPLFplusFREE workshop on how to "Be A Great Guest."Free E-Book 5 Ways to Make Money Podcasting at www.Turnkeypodcast.com/gift Ready to earn 6-figures with your podcast? See if you've got what it takes at TurnkeyPodcast.com/quizSales Training for Podcasters: https://podcasts.apple.com/us/podcast/sales-training-for-podcasters/id1540644376Nice Guys on Business: http://www.niceguysonbusiness.com/subscribe/The Turnkey Podcast: https://podcasts.apple.com/us/podcast/turnkey-podcast/id1485077152 Partner Links -- We use these apps and get amazing results and huge time savings too!Design tool: Canva Pro: Create Stunning Design in Minutes!Check out Headliner to create social media posts with video easily- make.headliner.appSimplecast is the easiest way to set up your podcast hosting- Simplecast.comZoom is the easiest way to schedule meetings and record your podcast interviews. Zoom.usAcuity is the easiest way to schedule your podcast interviews, meetings, and life.Acuityscheduling.com

Alec P. Tuckman (https://WMPLAinc.com/), AIF®, ChFC®, CRC®, Accredited Investment Fiduciary®, Chartered Financial Consultant®, Certified Retirement Counselor®, is the founder and CEO of Wealth Management Partners of Los Angeles, Inc. He is a Wealth Advisor, Author, Speaker, Educator, and Podcast Personality. 00:30 Intro 1:30 Why did you become an FA? 3:00 Finding your ideal clients 4:30 ​​Best way to find clients 6:00 How did you find and close your largest client? 8:30 What marketing works best for FAs? 11:00 Strategy for gaining more referrals 13:00 Secret to success as an FA 14:30 Ensuring clients avoid 201Ks (losing half of their 401Ks) 19:30 What are you working towards? 21:00 Strategies to 10X your business Website: https://WMPLAinc.com/ (check out our blog) Facebook: https://www.facebook.com/WMPLAinc LinkedIn: https://www.linkedin.com/in/alectuckman/ Twitter: https://twitter.com/WMPLAinc YouTube: https://www.youtube.com/watch?v=7e9uXNhpofE Yelp Reviews (5-star rating): https://www.yelp.com/biz/wealth-management-partners-of-los-angeles-torrance Google Reviews (5-star rating): Google the following search string: "alec tuckman financial advisor" Book on https://www.amazon.com/Retire-Like-Shark-Insights-Authorities-ebook/dp/B0BLWGDLVD/ref=sr_1_1?crid=1ALXX7H4H6HD1&keywords=retire+like+a+shark&qid=1680287224&sprefix=retire+like+a+sha%2Caps%2C589&sr=8-1 Podcast: https://podcasts.apple.com/us/podcast/the-financial-fundamentals-show/id1612201898 Maximize your marketing, close more clients, and amplify your AUM by following us on: Instagram: https://instagram.com/ultrahighnetworthclients TikTok: https://tiktok.com/ultrahighnetworthclients YouTube: https://www.youtube.com/@uhnwc Facebook: https://facebook.com/ultrahighnetworthclients Twitter: https://twitter.com/uhnwcpodcast iTunes: Spotify: Website: https://uhnwc.com Work with us: https://famousfounder.com/fa DISCLAIMER: This content is provided by Chris Brodhead for the general public and general information purposes only. This content is not considered to be an offer to buy or sell any securities or investments. Investing involves the risk of loss and an investor should be prepared to bear potential losses. Investment should only be made after thorough review with your investment advisor considering all factors including personal goals, needs and risk tolerance.

John Ensley is leading a financial planning revolution to help you take back control of your money, your lifestyle, and your retirement plan. John believes ordinary financial planning is failing too many Americans. After losing almost everything during the Great Recession, John became obsessed with finding safe, predictable ways to save and create wealth, protected from the chaos and corruption of the conventional financial system.  Founded in 2012, John is president of J-Ensley Financial, a fiduciary financial planning company, and Registered Investment Adviser.  John holds a Chartered Financial Consultant designation from the American College of Financial Services, passed the rigorous series 65, investment advisers law exam, and is one of an elite group of highly trained Bank On Yourself® Professionals. 

John Crane is an author, financial advisor, retirement income planner, and registered representative and financial advisor at Park Avenues Securities LLC. Before serving in the financial services industry, John held several posts at Sprint, including a Senior Government Account Executive role. In his book, The One-Number Budget, he helps readers with staying on track with a budget, simplifies the budgeting process, and explains lifetime cash flow. John holds a Master of Business Administration degree from George Mason University and received his Chartered Financial Consultant, Chartered Life Underwriter, and Retirement Income Certified Professional designations from The American College. John joins me today to discuss The One-Number Budget and how financial advisors can help clients shift their perspectives on budgeting for retirement. He describes his background and his path to the financial services industry. He details the disadvantages of traditional budgeting. John also highlights the lifetime perspective on cash flow to keep in mind when budgeting and underscores the power of serving others as your authentic self. “Traditional budgeting is a snapshot in time that only addresses the month, but there's a lifetime perspective on cash flow you need to take into account.” - John Crane This week on The Model FA Podcast: The beginning stages of Crane Financial What made John look at budgeting from a different perspective How traditional budgeting elicits the feeling of scarcity from clients Executing the One-Number Budget in reality Why financial advisors are like psychologists How John guides clients who are unsure about the One-Number Budget The disadvantages of traditional budgeting The 30-year earning time Helping clients who have not or can't save 20% of their income Working with the One-Number Budget worksheet Serving as your authentic self Resources Mentioned: Book: Relentless: From Good to Great to Unstoppable by Tim S. Grover Book: Winning: The Unforgiving Race to Greatness by Tim S. Grover One-Number Budget Worksheet Our Favorite Quotes: “I'm turning 33 shortly, and it's like I'm so young and I've got plenty of time; but no, I'm 3 years into my ‘true' earning years and I need to ensure I'm planning for the last 30 years of my life.” - David DeCelle “Advisors look for tips, tricks, and tactics, but often the biggest breakthroughs come when there's a shift in mindset as opposed to using a new tool.” - David DeCelle “Once I got that permission slip to be myself and focus on helping people the way I think it should be done, my business started growing quickly. I started having more fun and became more effective.” - John Crane Connect with John Crane: Crane Financial Book: The One-Number Budget: Why Traditional Budgets Fail and What to Do About It Crane Financial on LinkedIn John Crane on LinkedIn Email: John.Crane@CraneFinancial.com About the Model FA Podcast The Model FA podcast is a show for fiduciary financial advisors. In each episode, our host David DeCelle sits down with industry experts, strategic thinkers, and advisors to explore what it takes  to build a successful practice — and have an abundant life in the process. We believe in continuous learning, tactical advice, and strategies that work — no “gotchas” or BS. Join us to hear stories from successful financial advisors, get actionable ideas from experts, and re-discover your drive to build the practice of your dreams. Did you like this conversation? Then leave us a rating and a review in whatever podcast player you use. We would love your feedback, and your ratings help us reach more advisors with ideas for growing their practices, attracting great clients, and achieving a better quality of life. While you are there, feel free to share your ideas about future podcast guests or topics you'd love to see covered. Our Team: President of Model FA, David DeCelle If you like this podcast, you will love our community! Join the Model FA Community on Facebook to connect with like-minded advisors and share the day-to-day challenges and wins of running a growing financial services firm.  

Barbara dives deep into a meaningful conversation with Amanda on motherhood, finances, and navigating life after a divorce or widowhood. 1. Barbara's perspective on what motherhood is and isn't about2. Navigating the realities of being a divorced and widowed mother 3. Practical advice for overcoming financial challenges in divorce and widowhood4. Society's definition of success and happiness for womxn and the importance of freeing yourself from these notions5. Powerful advantages of womxn supporting womxn Resources mentioned in this episode How to be Happily Divorced by Barbara Norman, CFP®, ChFC®, CDFA® | Paperback Finding Your Life Passion with Jeffrey Bornman | Apple Podcast and Spotify About Barbara NormanBarbara began her career in financial services in 1986. She is the CEO and Founder of Sage Path Solutions, a boutique firm that offers financial planning and wealth management. She is a graduate of UCSD, a Certified Financial Planner™, a Chartered Financial Consultant®, and a Certified Divorce Financial Analyst®. Barbara is a fee-only advisor and adheres to the CFP Board's strict fiduciary standards of putting her customers' needs first.In 2011 Barbara founded the Women's Financial Academy™, a California non-profit foundation that is dedicated to the education of women who are going through vulnerable life and financial transitions. She wrote a robust curriculum that offers hands-on education for investments, financial planning, taxes, estate planning, and caring for elderly loved ones. She aims to help women take control of their assets and feel confident in their decisions.Barbara is a member of The North County Estate Planning Council, The SoCal Compliance Group, The San Diego Family Law Bar Association, Auxilium, and a past member of Ed Slotts' Master Elite IRA Advisor Group.She volunteers for the Scripps Health Foundation - Gift Planning Advisory Board, she is a frequent speaker and volunteer instructor at Oasis, and she is a guest speaker for numerous educational, non-profit, and women's organizations.Connect with Barbara Website: Sage Path Solutions Support the show! Want to learn more about us? Visit our website at www.periodtopause.com or send an email to amanda@periodtopause.comFollow us on Instagram: @periodtopauseFollow our Facebook Page: Period to Pause

In this episode with Greg Goff, let's dive into different insurance choices and what might work for you. Listen to how Greg's friend lost a large sum of his retirement savings on taxes. If you don't want to make the same mistake, tune in and start planning your finances today!   Key takeaways to listen for The advantage of diversified long-term investments under economic volatility How much emergency fund should you save More reasons to reach out and work with a financial professional Roth IRA: What it is and how it can benefit your kids How a background knowledge in investment can lead you to best decisions   Resources mentioned in this episode Jim Cramer Roth IRA   About Greg Goff Greg is a CERTIFIED FINANCIAL PLANNER™. Greg learned the value of comprehensive financial planning while working as a Financial Advisor at a Fortune 500 firm. Knowing there was a disconnect between financial planning and entrepreneurship, Greg founded Sound Wealth Management, a financial planning firm focused on serving business owners. Greg is also a Certified Investment Management Analyst®, Chartered Financial Consultant®, and a Chartered Life Underwriter®. Greg enjoys spending time with his wife, Kinsley, their daughter, and their two rescue pups, Marlow and Cooper. They enjoy exploring all Greenville, SC, offers and visiting family in Hilton Head and Charlotte.   Connect with Greg Website: Sound Wealth Management  LinkedIn: Gregory Goff, CFP® Facebook Page: Sound Wealth Management Instagram: @soundwealthmanagement  YouTube: Sound Wealth Management  Email: greg@soundwealthm.com   Connect with Leigh Please subscribe to this podcast on iTunes or the Podcasts App on your phone, and never miss a beat from Leigh by visiting https://leighbrown.com. DM Leigh Brown on Instagram @ LeighThomasBrown.  Subscribe to Leigh's other podcast Real Estate From The Rooftops   Sponsors Leigh Brown University – New On-Demand Training How to Dominate During This Recession! Enroll Now to get ahead of the curve and learn how to manage changing markets, the action steps for what to do, and most importantly, what to say so that you can secure listings, assist more buyers, and grow your business no matter what the market is doing. Link: http://dominatethisrecession.com

Michael welcomes 2023 as his 26th year in the life insurance business. Michael started his career with a small brokerage agency in Tustin, CA as an application processing agent. After several years there he moved on to CPS Insurance and managed their underwriting department which was responsible for handling over ten thousand life insurance applications annually. As his experience and knowledge with insurance continued to grow, he accepted a position at First Financial Resources where he worked diligently to rebuild and maintain the company's elite position in the financial services industry. In 2007 Michael was hired by a subsidiary of AIG (AI Credit) to help build their financed life portfolio.In 2009 that portfolio was acquired by Wintrust under First Insurance Funding. As Vice President of Sales, he was a leader in creating a loan portfolio of over $300M in financed premiums. In the summer of 2015, Michael worked for a short time with a small firm out of Phoenix before establishing his own business operating as CDP Insurance Services, Inc. CDP is a boutique firm specializing in leveraged insurance strategies.Learn more: https://www.cdpinsurance.comInfluential Entrepreneurs with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/michael-moore-clu-chartered-financial-consultant

Michael welcomes 2023 as his 26th year in the life insurance business. Michael started his career with a small brokerage agency in Tustin, CA as an application processing agent. After several years there he moved on to CPS Insurance and managed their underwriting department which was responsible for handling over ten thousand life insurance applications annually. As his experience and knowledge with insurance continued to grow, he accepted a position at First Financial Resources where he worked diligently to rebuild and maintain the company's elite position in the financial services industry. In 2007 Michael was hired by a subsidiary of AIG (AI Credit) to help build their financed life portfolio.In 2009 that portfolio was acquired by Wintrust under First Insurance Funding. As Vice President of Sales, he was a leader in creating a loan portfolio of over $300M in financed premiums. In the summer of 2015, Michael worked for a short time with a small firm out of Phoenix before establishing his own business operating as CDP Insurance Services, Inc. CDP is a boutique firm specializing in leveraged insurance strategies.Learn more: https://www.cdpinsurance.comInfluential Entrepreneurs with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/michael-moore-clu-chartered-financial-consultant

In this episode, we take a deep dive into the inspiring story of Tom Laune, a former music industry titan turned finance expert. After experiencing hearing loss which would prevent Tom from continuing his career in the music industry, Tom transitioned into finance and developed a revolutionary strategy called Bulletproof Wealth. This strategy helps protect others' ability to earn a living by combining long-term disability insurance, specially designed life insurance, and a revolutionary investing strategy. Tune in to learn how you can implement the Bulletproof Wealth strategy into your financial plans.   HIGHLIGHTS: Here's a breakdown of what to expect in this episode: ✅ Tom's background in the music industry and transition into finance due to hearing loss ✅ The Bulletproof Wealth strategy that Tom created to protect one's ability to earn a living through long-term disability insurance, specially designed life insurance, and a revolutionary investing strategy ✅ Tom's advice for W2 employees to max out their long-term disability policies and the importance of being knowledgeable in a subject ✅Tom's specialization in working with real estate investors who want to be in control of their money and create passive income ✅Various topics discussed by Tom, including banking, real estate investing, whole life policies, farming, and overcoming limiting beliefs ✅And so much more!  

Today's show: Answering your biggest investing and retirement questions. Farnoosh and special guest Sara Benton, Prudential Financial Planner, review audience questions about how to start, the best ways to maximize your 401(k) and the ins and outs of Roth IRA rollovers. For a free financial checklist from Prudential go to join.farnoosh.tv. More about Sara Benton: She has been a Financial Planner at The Prudential Insurance Company of America for over 10 years. Sara is passionate about financial wellness and helping her clients achieve their goals through education, guidance and crafting custom strategies for their financial future. Ensuring her clients are confident about their goals and are prepared for unexpected challenges, whatever the life stage, is her primary focus. Sara holds the Certified Financial Planner, Chartered Financial Consultant, and Chartered Life Underwriter designations and is constantly looking for ways to grow and learn more to better assist her clients. She leads worksite education programs aimed to empower employees to take hold of their finances and understand the impacts of their financial decisions. Prudential Disclosure: Our financial advisors offer financial planning and investment advisory services and programs through Pruco Securities, LLC (Pruco), under the marketing name Prudential Financial Planning Services (PFPS), pursuant to a separate client agreement. A financial advisor or financial planner offers insurance and securities products and services as a registered representative of Pruco, and an agent of issuing insurance companies. 1-800-778-2255. Learn more about your ad choices. Visit megaphone.fm/adchoices

Eric Barlow is the CEO and Managing Partner at Andina Family Services, a financial service company that provides comprehensive wealth planning, investing, and reporting services to business owners, high net worth families and individuals. Prior to Andina, Eric was a Partner and Investment Committee Member at Alta Capital Management. He has also been involved with arranging funding for early-stage companies at Sunrise Capital Management, LLC, providing private debt financing as a partner at BLoC Capital Management, LLC, and acting as an advisor to high-net-worth individuals and institutions as a Partner in Sterling Financial Group (a fee-based financial consulting firm). At Sterling, he also co-founded Meridian Capital Management, an associated investment advisory firm selecting leading money managers with different investing styles and blending them to optimize risk adjusted returns.

Jennifer Hensley is a marketing strategist and the owner of Playmaker Coaching & Consulting LLC— dedicated to changing the game for referral-based business owners. By creating and implementing 90-day marketing plans with her clients, Jennifer helps them scale sustainably without the hassle or hustle. Jennifer worked with Northwestern Mutual for over 18 years before becoming the owner of Playmaker Coaching & Consulting in 2019. She graduated from the University of Missouri-Columbia with a Bachelor's in Marketing and earned her Chartered Financial Consultant and Chartered Life Underwriter designation from The American College of Financial Services.   Jennifer joins me today to offer advice on branding for financial advisors. She outlines the SVC branding framework and discusses what factors financial advisors need to consider when creating a branding strategy. She explains how financial advisors can elevate their branding if they're not active on social media. She also highlights how advisors can avoid getting overwhelmed when beginning marketing work for their business and underscores the value of creating a playbook for branding success.   “Start by showing up: comment on others' content, give free resources, or add value. Starting there can make a huge difference, and you wouldn't have to worry about how much you need to post every day.” - Jennifer Hensley   This week on The Model FA Podcast:   Jennifer's background and career at Northwestern Mutual The “Strategy, Value, and Consistency” framework for branding Tracking and identifying client segmentation and ideal clients Jennifer's advice for being more consistent with branding work The three circles of people who will see your content The importance of adding free value to other people How financial advisors can elevate their branding if they're not active on social media Creating a library of content for repurposing and reusing The branding minimum viable product every financial advisor needs to have   Resources Mentioned:   Book: One Word that will Change Your Life by Dan Britton, Jimmy Page, and Jon Gorden Book: The Four Tendencies: The Indispensable Personality Profiles That Reveal How to Make Your Life Better (and Other People's Lives Better, Too) by Gretchen Rubin Book: Find Your Yellow Tux: How to Be Successful by Standing Out by Jesse Cole   Our Favorite Quotes:   “The reality is if you want people to care about your stuff, it starts by you caring about theirs. You need to interact with them first to make interaction happen.” - David DeCelle “It's important to not just put together a plan but also a plan of execution, and a plan around how you're going to review and reassess.” - David DeCelle “Being strategic, value-based, and consistent helps advisors create aim and focus, rather than just going all over the board and hoping something will work out.” - Jennifer Hensley “Advisors often have a lot of ideas all the time and immediately take it all and adopt it all, at which point they struggle. Trying to make it manageable makes it more consistent.” - Jennifer Hensley   Connect with Jennifer Hensley:   Playmaker Coaching & Consulting Email: jennifer@PlaymakerCoach.com Jennifer Hensley on LinkedIn Jennifer Hensley on Instagram   About the Model FA Podcast   The Model FA podcast is a show for fiduciary financial advisors. In each episode, our host David DeCelle sits down with industry experts, strategic thinkers, and advisors to explore what it takes to build a successful practice — and have an abundant life in the process. We believe in continuous learning, tactical advice, and strategies that work — no “gotchas” or BS. Join us to hear stories from successful financial advisors, get actionable ideas from experts, and re-discover your drive to build the practice of your dreams.    Did you like this conversation? Then leave us a rating and a review in whatever podcast player you use. We would love your feedback, and your ratings help us reach more advisors with ideas for growing their practices, attracting great clients, and achieving a better quality of life. While you are there, feel free to share your ideas about future podcast guests or topics you'd love to see covered.    Our Team: President of Model FA, David DeCelle   If you like this podcast, you will love our community! Join the Model FA Community on Facebook to connect with like-minded advisors and share the day-to-day challenges and wins of running a growing financial services firm.

Today, on this episode of The Sub2Deals Show, we welcome Special Guest Sarah Carlson and talk about having the proper mindset and financial planning. Although many think money can't buy happiness, Sarah knows from experience that it certainly can help. With wealth often comes anxiety, especially for those with complicated situations. Sarah strives to work closely with you, breaking it all down so it's simple, easy to understand—and oriented toward the life you aspire to live. In the financial industry her entire career. she founded Fulcrum Financial Group in 1997 to help individuals and families navigate the many complexities that money can bring and move them closer to their goals.  A graduate of Yale University with a degree in Economics, a CERTIFIED FINANCIAL PLANNER™ professional, Chartered Life Underwriter®, and Chartered Financial Consultant®, Sarah is passionate about education, viewing it as a lifelong endeavor. She holds security registrations 24, 7, 6, 63, 65 through LPL Financial. What You Will Learn How to change your money mindset Why is it that finances create so much fear in modern life? How much money should people be trying to set aside for retirement? Mentioned in This Episode Just Getting Started & on a Budget? Get the BEST Deal on Creative Finance & Sub2 Coaching on the PLANET! http://www.7dollarcoaching.com Get Sarah's New Book Here! http://www.FacingFinancialFears.com Looking for the Absolute BEST Sub2 & Creative Financing Training on the PLANET? Check out https://www.Sub2University.com

We welcome back Michael Kitces, who was one of our first guests on The Long View. Michael is the head of planning strategy for Buckingham Wealth Partners. In addition, he is a co-founder of the XY Planning Network, AdvicePay, New Planner Recruiting, fpPathfinder, and XY BeanCounters. Kitces also oversees the leading industry blog for financial advisors, Nerd's Eye View at kitces.com, which reaches more than 250,000 readers each month. He also has two podcasts, Financial Advisor Success and Kitces & Carl, the latter of which he produces with Carl Richards. He has received numerous financial planning designations, including the Certified Financial Planner, Chartered Financial Consultant, and Chartered Life Underwriter designations. He received his bachelor's degree in psychology from Bates College and subsequently earned master's degrees in taxation and financial planning.BackgroundBioXY Planning NetworkAdvicePayNew Planner RecruitingfpPathfinderXY BeanCountersNerd's Eye ViewFinancial Advisor Success podcastKitces & Carl podcastBuckingham Strategic WealthTime Management and Productivity"Resolving the Paradox—Is the Safe Withdrawal Rate Sometimes Too Safe?" by Michael Kitces, kitces.com, May 6, 2008."To Roth or Not To Roth," by Michael Kitces, kitces.com, May 2009.Jeffrey LevineInoreaderJoshua BrownBarry RitholtzTadas Viskanta"Maximizing Your Productivity by Leveraging Your Time Not Your Technology, With Patty Kreamer," Financial Advisor Success podcast, kitces.com, June 15, 2021."7 Big Rocks—The Productivity System," by Stephen Covey, youtube.com, Dec. 27, 2013.Advice Business"Financial Advisor Fee Trends and the Fee Compression Mirage," by Derek Tharp, kitces.com, Feb. 8, 2021."The 3 Domains of Financial Advisor Value: Why Human Advisors Continue to Thrive Amid Competition From Robos," by Adam Van Deusen, kitces.com, May 23, 2022.Direct Indexing and Taxes"The Four Types of Direct Indexing and Technology Solutions for Advisors," by Michael Kitces and Adam Van Deusen, kitces.com, Feb. 16, 2022."Why Tax-Loss Harvesting During Down Markets Isn't Always a Good Idea," by Ben Henry-Moreland, kitces.com, July 13, 2022."Financial Advisor Trends in Constructing Mutual Fund vs. ETF Investment Portfolios," by Michael Kitces, kitces.com, July 25, 2018.ParametricAperio"What This Week's Market Volatility Teaches About Making Customized Portfolios for Every Client," by Michael Kitces, kitces.com, Feb. 8, 2018."Kitces & Carl Ep 65: Handling Clients Who Bring Their Own 'Hot' Investment Ideas," Kitces & Carl podcast, kitces.com, July 29, 2021."10 Key Performance Indicators for Financial Advisory Firms to Compare With Industry Benchmarking Studies," by Ben Henry-Moreland, kitces.com, March 28, 2022.