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After six decades at the helm, Warren Buffett has announced he'll step down as CEO of Berkshire Hathaway later this year. But as the Oracle of Omaha prepares to hand over the reins, can Berkshire thrive without him? And in today's Dumb Question of the Week: Why aren't there more investors like Warren Buffett? --- Thanks to Raisin UK for supporting this episode. Raisin UK is a free, easy-to-use platform where you can access savings accounts from over 40 FSCS-protected banks and building societies — all in one place. What's more, for a limited time only, you can receive a £100 bonus when you register and fund your first savings account with a minimum of £10,000 using the code "SAVINGS100". For more details, please visit the link raisin.co.uk/pensioncraft ---Get in touch
Trump's return to the White House is already reshaping the global order — sending shockwaves through financial markets. Asset prices have tumbled, correlations have fractured, and investors are reassessing risk itself. We're joined by Katie Martin from the Financial Times to help us make sense of the turmoil. Katie writes The Long View column and co-hosts the FT's Unhedged podcast. --- Thank you to Trading 212 for sponsoring this episode. Claim free fractional shares worth up to £100. Just create and verify a Trading 212 Invest or Stocks ISA account, make a minimum deposit of £1, and use the promo code "RAMIN" within 10 days of signing up, or use the following link: Sponsored Link. Terms apply - trading212.com/join/RAMIN When investing, your capital is at risk and you may get back less than invested. Past performance doesn't guarantee future results. Pies & Autoinvest is an execution-only service. Not investment advice or portfolio management. Automatic investing refers to executing scheduled deposits. You are responsible for all investment and rebalancing decisions. Free shares can be fractional. 212 Cards are issued by Paynetics which provide all payment services. T212 provides customer support and user interface. Terms and fees apply. ---Get in touch
It's April—ISA season is here. But what should you buy? Should you stick with a classic index fund, or is there a case for doing something different this year? And if you're tempted to have a little fun with your investments, how much is too much? And in today's Dumb Question of the Week: What's the point of a ‘fun' portfolio if it's not going to beat the market? --- Thank you to Trading 212 for sponsoring this episode. Claim free fractional shares worth up to £100. Just create and verify a Trading 212 Invest or Stocks ISA account, make a minimum deposit of £1, and use the promo code "RAMIN" within 10 days of signing up, or use the following link: Sponsored Link. Terms apply - trading212.com/join/RAMIN When investing, your capital is at risk and you may get back less than invested. Past performance doesn't guarantee future results. Pies & Autoinvest is an execution-only service. Not investment advice or portfolio management. Automatic investing refers to executing scheduled deposits. You are responsible for all investment and rebalancing decisions. Free shares can be fractional. 212 Cards are issued by Paynetics which provide all payment services. T212 provides customer support and user interface. Terms and fees apply. ---Get in touch
America's economic dynamism, deep capital markets, and stellar equity returns have long made it the top destination for capital. But with US stocks, Treasuries, and the dollar all sliding together, cracks are appearing in the image of American exceptionalism. Could mounting chaos really lead investors to turn away from Uncle Sam?And in today's Dumb Question of the Week: Why would you ever buy another country's bonds? --- Thank you to Trading 212 for sponsoring this episode. Claim free fractional shares worth up to £100. Just create and verify a Trading 212 Invest or Stocks ISA account, make a minimum deposit of £1, and use the promo code "RAMIN" within 10 days of signing up, or use the following link: Sponsored Link. Terms apply - trading212.com/join/RAMIN When investing, your capital is at risk and you may get back less than invested. Past performance doesn't guarantee future results. Pies & Autoinvest is an execution-only service. Not investment advice or portfolio management. Automatic investing refers to executing scheduled deposits. You are responsible for all investment and rebalancing decisions. Free shares can be fractional. 212 Cards are issued by Paynetics which provide all payment services. T212 provides customer support and user interface. Terms and fees apply. ---Get in touch
Global stock markets have plunged, wiping out nearly $10 trillion in market value. As the fallout from Trump's tariff bombshell spreads, investors are left to wonder: How much worse could the selloff get? And in today's Dumb Question of the Week: What is the Fed Put, and is it dead? --- Thank you to Trading 212 for sponsoring this episode. Claim free fractional shares worth up to £100. Just create and verify a Trading 212 Invest or Stocks ISA account, make a minimum deposit of £1, and use the promo code "RAMIN" within 10 days of signing up, or use the following link: Sponsored Link. Terms apply - trading212.com/join/RAMIN When investing, your capital is at risk and you may get back less than invested. Past performance doesn't guarantee future results. Pies & Autoinvest is an execution-only service. Not investment advice or portfolio management. Automatic investing refers to executing scheduled deposits. You are responsible for all investment and rebalancing decisions. Free shares can be fractional. 212 Cards are issued by Paynetics which provide all payment services. T212 provides customer support and user interface. Terms and fees apply. ---Get in touch
National debt figures are staggering, running to trillions of pounds in the UK and tens of trillions of dollars in the US. Headlines warn of unsustainable paths and ticking time bombs under our economies. But is government debt really out of control? And in today's Dumb Question of the Week: Is government debt just like household debt, only much bigger? --- Thank you to Trading 212 for sponsoring this episode. Claim free fractional shares worth up to £100. Just create and verify a Trading 212 Invest or Stocks ISA account, make a minimum deposit of £1, and use the promo code "RAMIN" within 10 days of signing up, or use the following link: Sponsored Link. Terms apply - trading212.com/join/RAMIN When investing, your capital is at risk and you may get back less than invested. Past performance doesn't guarantee future results. Pies & Autoinvest is an execution-only service. Not investment advice or portfolio management. Automatic investing refers to executing scheduled deposits. You are responsible for all investment and rebalancing decisions. Free shares can be fractional. 212 Cards are issued by Paynetics which provide all payment services. T212 provides customer support and user interface. Terms and fees apply. ---Get in touch
The UK tax year is about to end, and most people know about ISAs and pensions. But how much could you really invest tax-free if you made full use of every allowance? From Junior ISAs and SIPPs to dividend and capital gains allowances, we crunch the numbers to find out how much a typical family can shield from the taxman. And in today's Dumb Question of the Week: What would the ISA allowance be today if it had kept pace with inflation? --- Thank you to Lightyear for sponsoring this episode. Sign up for a new account on Lightyear and receive $10 worth of a US fractional share when you use this link: https://lightyear.com/pensioncraft or enter our special code PENSIONCRAFT manually in the Promotions section. Code conditions: Complete onboarding and fund at least £50 into your General Investment Account after entering the code. The code can only be used if you haven't redeemed any code before. Once all conditions are met, you will be granted $10 worth of a US fractional share of your choice. Capital at risk. Provider of the investment services is Lightyear U.K. Ltd for the UK and Lightyear Europe AS for the EU. Terms apply: https://lightyear.com/terms. Seek qualified advice if necessary. This is not investment advice. ---Get in touch
The S&P 500 entered a correction last week, dragged down by Big Tech. But not all sectors are struggling. From booming defence manufacturers to resilient miners and banks—some corners of the market are defying the gloom. We look at which countries, industries and themes are thriving in 2025. And in today's Dumb Question of the Week: Are market corrections healthy? --- Thank you to Lightyear for sponsoring this episode. Sign up for a new account on Lightyear and receive $10 worth of a US fractional share when you use this link: https://lightyear.com/pensioncraft or enter our special code PENSIONCRAFT manually in the Promotions section. Code conditions: Complete onboarding and fund at least £50 into your General Investment Account after entering the code. The code can only be used if you haven't redeemed any code before. Once all conditions are met, you will be granted $10 worth of a US fractional share of your choice. Capital at risk. Provider of the investment services is Lightyear U.K. Ltd for the UK and Lightyear Europe AS for the EU. Terms apply: https://lightyear.com/terms. Seek qualified advice if necessary. This is not investment advice. ---Get in touch
Happy St Patrick's Day! We got carried with our 3 hour special. Instead you get 50 Celtic songs and tunes for you to enjoy for St Patrick's Day on the Irish & Celtic Music Podcast #701. Subscribe now! GET CELTIC MUSIC NEWS IN YOUR INBOX The Celtic Music Magazine is a quick and easy way to plug yourself into more great Celtic culture. Enjoy seven weekly news items for Celtic music and culture online. Subscribe now and get 34 Celtic MP3s for Free. VOTE IN THE CELTIC TOP 20 FOR 2025 This is our way of finding the best songs and artists each year. You can vote for as many songs and tunes that inspire you in each episode. Your vote helps me create this year's Best Celtic music of 2025 episode. You have just three weeks to vote this year. Vote Now! You can follow our playlist on YouTube to listen to those top voted tracks as they are added every 2 - 3 weeks. THIS WEEK IN CELTIC MUSIC 0:15 - The Friel Sisters "My Love is in America/The Yellow Tinker/Old Cuffe Street (Reels)" from Northern Sky 3:35 - WELCOME THE IRISH & CELTIC MUSIC PODCAST * Helping you celebrate Celtic culture through music. I am Marc Gunn. I'm a Celtic musician and host of Folk Songs & Stories. This podcast is for fans of Celtic music. We are here to build a diverse Celtic community and help the incredible artists who so generously share their music with you. If you hear music you love, please email artists to let them know you heard them on the Irish and Celtic Music Podcast. Musicians depend on your generosity to release new music. So please find a way to support them. Buy a CD, Album Pin, Shirt, Digital Download, or join their community on Patreon. You can find a link to all of the artists in the shownotes, along with show times, when you visit our website at celticmusicpodcast.com. Email follow@bestcelticmusic to learn how to subscribe to the podcast and you will get a free music - only episode. If you are a Celtic musician and want your music featured on the show, please submit your band to be played on the podcast. You don't have to send in music or an EPK, and You will get a free eBook called Celtic Musicians Guide to Digital Music. It's 100% free. Just email follow@bestcelticmusic 5:32 - Nathan Gourley, Joey Abarta, and Owen Marshall "A Tailor I Am / The Shoemaker's Fancy / Donncha Ó Loinsigh's" from Copley Street 2 9:36 - Fialla "Dúlamán" from A Rare Thing 13:41 - W. Ed Harris "Arran Boat Song" from Family, Friends, Choices, & Memories 17:50 - Goitse "Green Fields of Canada" from Rosc 22:39 - Clay Babies "Dick Gossips / Dinky's Reel / Miss McLoud's" from Speechless Vol. 1: Sloppy Session in the Sticks 27:11 - The Irish Rovers "Drunken Sailor" from Drunken Sailor 30:04 - WHAT ARE YOU DOING FOR ST PATRICK'S DAY THIS YEAR? Ellen MacIsaac: Probably gigging. Lots of work for musicians at that time. Patrick Rieger: That's a Monday. I'll listen to some music at home. My favorite pub will be a madhouse so I will be avoiding the place. Jordan Reeder: Guinness and the Irish and Celtic music podcast for sure!
The world order is being shaken to its core. Old alliances are fracturing, trade wars are escalating, the US economy is faltering, and Europe is rapidly rearming. With markets in turmoil, how can we invest amid unprecedented uncertainty? And in today's Dumb Question of the Week: What is the ‘Mar-a-Lago accord'? --- Thank you to Lightyear for sponsoring this episode. Sign up for a new account on Lightyear and receive $10 worth of a US fractional share when you use this link: https://lightyear.com/pensioncraft or enter our special code PENSIONCRAFT manually in the Promotions section. Code conditions: Complete onboarding and fund at least £50 into your General Investment Account after entering the code. The code can only be used if you haven't redeemed any code before. Once all conditions are met, you will be granted $10 worth of a US fractional share of your choice. Capital at risk. Provider of the investment services is Lightyear U.K. Ltd for the UK and Lightyear Europe AS for the EU. Terms apply: https://lightyear.com/terms. Seek qualified advice if necessary. This is not investment advice. ---Get in touch
Growing your wealth is a marathon, not a sprint. But it's important to celebrate milestones you reach along the way. Let's raise a glass to shedding debt, investing wisely, and securing your financial future. And in today's Dumb Question of the Week: Is all debt bad? --- Thank you to Lightyear for sponsoring this episode. Sign up for a new account on Lightyear and receive $10 worth of a US fractional share when you use this link: https://lightyear.com/pensioncraft or enter our special code PENSIONCRAFT manually in the Promotions section. Code conditions: Complete onboarding and fund at least £50 into your General Investment Account after entering the code. The code can only be used if you haven't redeemed any code before. Once all conditions are met, you will be granted $10 worth of a US fractional share of your choice. Capital at risk. Provider of the investment services is Lightyear U.K. Ltd for the UK and Lightyear Europe AS for the EU. Terms apply: https://lightyear.com/terms. Seek qualified advice if necessary. This is not investment advice. ---Get in touch
When a big investor decides to sell, markets can move sharply. And some assets are particularly vulnerable, with ownership concentrated among a few large holders. What happens when the biggest whales dump their stocks, bonds or gold? And in today's Dumb Question of the Week: How does a stock exchange set a price if there's a buyer for every seller? --- Thank you to Trading 212 for sponsoring this episode. Claim free fractional shares worth up to £100. Just create and verify a Trading 212 Invest or Stocks ISA account, make a minimum deposit of £1, and use the promo code "RAMIN" within 10 days of signing up, or use the following link: Sponsored Link. Terms apply - trading212.com/join/RAMIN When investing, your capital is at risk and you may get back less than invested. Past performance doesn't guarantee future results. Pies & Autoinvest is an execution-only service. Not investment advice or portfolio management. Automatic investing refers to executing scheduled deposits. You are responsible for all investment and rebalancing decisions. Free shares can be fractional. 212 Cards are issued by Paynetics which provide all payment services. T212 provides customer support and user interface. Terms and fees apply. ---Get in touch
Financial markets are awash with timeless wisdom, dubious anecdotes, and questionable ‘rules of thumb'. But how do we separate fact from fiction? We put 10 famous investing adages to the test. And in the Dumb Question of the Week, we ask: Why are investors described as Bulls and Bears? --- Thank you to Trading 212 for sponsoring this episode. Claim free fractional shares worth up to £100. Just create and verify a Trading 212 Invest or Stocks ISA account, make a minimum deposit of £1, and use the promo code "RAMIN" within 10 days of signing up, or use the following link: Sponsored Link. Terms apply - trading212.com/join/RAMIN When investing, your capital is at risk and you may get back less than invested. Past performance doesn't guarantee future results. Pies & Autoinvest is an execution-only service. Not investment advice or portfolio management. Automatic investing refers to executing scheduled deposits. You are responsible for all investment and rebalancing decisions. Free shares can be fractional. 212 Cards are issued by Paynetics which provide all payment services. T212 provides customer support and user interface. Terms and fees apply. ---Get in touch
Leverage is a double-edged sword that amplifies both gains and losses. But even if you haven't borrowed to invest, hidden leverage may still lurk below the surface of your portfolio. From gearing to derivatives to fragile operating models, we discuss the unseen risks of our investments. And in today's Dumb Question of the Week: Can leverage ever be used to reduce risk? --- Thank you to Trading 212 for sponsoring this episode. Claim free fractional shares worth up to £100. Just create and verify a Trading 212 Invest or Stocks ISA account, make a minimum deposit of £1, and use the promo code "RAMIN" within 10 days of signing up, or use the following link: Sponsored Link. Terms apply - trading212.com/join/RAMIN When investing, your capital is at risk and you may get back less than invested. Past performance doesn't guarantee future results. Pies & Autoinvest is an execution-only service. Not investment advice or portfolio management. Automatic investing refers to executing scheduled deposits. You are responsible for all investment and rebalancing decisions. Free shares can be fractional. 212 Cards are issued by Paynetics which provide all payment services. T212 provides customer support and user interface. Terms and fees apply. ---Get in touch
Donald Trump's trade war has begun! Or has it? Markets breathed a sigh of relief as sweeping tariffs on Mexican and Canadian goods were suspended at the 11th hour. But with tariffs on China now in force—and Beijing hitting back—will the reprieve be short-lived? And in the Dumb Question of the Week: How do you measure the strength of a currency? --- Thank you to Trading 212 for sponsoring this episode. Claim free fractional shares worth up to £100. Just create and verify a Trading 212 Invest or Stocks ISA account, make a minimum deposit of £1, and use the promo code "RAMIN" within 10 days of signing up, or use the following link: Sponsored Link. Terms apply - trading212.com/join/RAMIN When investing, your capital is at risk and you may get back less than invested. Past performance doesn't guarantee future results. Pies & Autoinvest is an execution-only service. Not investment advice or portfolio management. Automatic investing refers to executing scheduled deposits. You are responsible for all investment and rebalancing decisions. Free shares can be fractional. 212 Cards are issued by Paynetics which provide all payment services. T212 provides customer support and user interface. Terms and fees apply. ---Get in touch
Send us a textHave you every wished for immortality? In this week's episode, we meet an elderly couple who have mastered the art of staying alive by stealing life from others. We'll also look at some sure-fire ways to become immortal, just in case you were interested...MusicFesliyan Studios: "Ghost Stories," Audio Jungle: "Halloween Waltzes"Frank Sinatra: "That's Life"Vicky Down and his Gag Band: "Happy Birthday"Narration: Robert BreaultPlease join us! Like and follow our Facebook page to become " patron of the Cemetery Hills Library, or (even better!) jump on our Patreon page and become a VIP Patron. Mugs, tee-shirts and eternal thanks await you! Patreon Page: https://www.patreon.com/user?u=61177769&fan_landing=trueWebpage: http://www.afterwordsparanormal.comFacebook: After Words Paranormal PodcastEmail: afterwordsstories@gmail.com
Send us a textHave you every wished for immortality? In this week's episode, we meet an elderly couple who have mastered the art of staying alive by stealing life from others. We'll also look at some sure-fire ways to become immortal, just in case you were interested...MusicFesliyan Studios: "Ghost Stories," Audio Jungle: "Halloween Waltzes"Frank Sinatra: "That's Life"Vicky Down and his Gag Band: "Happy Birthday"Narration: Robert BreaultPlease join us! Like and follow our Facebook page to become " patron of the Cemetery Hills Library, or (even better!) jump on our Patreon page and become a VIP Patron. Mugs, tee-shirts and eternal thanks await you! Patreon Page: https://www.patreon.com/user?u=61177769&fan_landing=trueWebpage: http://www.afterwordsparanormal.comFacebook: After Words Paranormal PodcastEmail: afterwordsstories@gmail.com
Markets are unruly beasts, swayed by shifting narratives, sudden rumours, and ever-changing expectations. But a handful of all-important stories will shape investor returns throughout 2025. From interest rates to trade policy to AI, we explore what's capturing the market's attention — and why it matters. And in the Dumb Question of the Week: Can bad news be good news? --- Thank you to Raisin UK for sponsoring this episode. Raisin UK is a free, easy-to-use online savings platform, with savings accounts from over 40 FSCS-protected banks and building societies. Simply register, apply to open as many accounts as you like, and manage everything with a single login. Elevate your savings game today. What's more, for a limited time only, you can receive a £100 bonus when you register and fund your first savings account with a minimum of £10,000 using the code "SAVINGS100". For more details, please visit the link: raisin.co.uk/pensioncraft ---Get in touch
Credit Suisse's collapse shook the global financial system, forcing regulators into a frantic search for solutions. We're joined by Duncan Mavin, author of the new book ‘Meltdown: Scandal, Sleaze and the Collapse of Credit Suisse' to discuss the downfall of a banking giant. And in the Dumb Question of the Week, we ask: How do you stop a bank run? --- Thank you to Raisin UK for sponsoring this episode. Raisin UK is a free, easy-to-use online savings platform, with savings accounts from over 40 FSCS-protected banks and building societies. Simply register, apply to open as many accounts as you like, and manage everything with a single login. Elevate your savings game today. What's more, for a limited time only, you can receive a £100 bonus when you register and fund your first savings account with a minimum of £10,000 using the code "SAVINGS100". For more details, please visit the link: raisin.co.uk/pensioncraft ---Get in touch
Gilt yields are surging, straining government finances and raising fears of tax rises or spending cuts. But is this a UK-specific problem? And will the Bank of England be forced to respond? We're joined by Simon French, Chief Economist and Head of Research at investment bank Panmure Liberum. Simon writes on economics for The Times and previously worked in senior government roles at the UK cabinet office. And in today's Dumb Question of the Week, we ask: Why does the government need fiscal rules? --- Thank you to Raisin UK for sponsoring this episode. Raisin UK is a free, easy-to-use online savings platform, with savings accounts from over 40 FSCS-protected banks and building societies. Simply register, apply to open as many accounts as you like, and manage everything with a single login. Elevate your savings game today. What's more, for a limited time only, you can receive a £100 bonus when you register and fund your first savings account with a minimum of £10,000 using the code "SAVINGS100". For more details, please visit the link: raisin.co.uk/pensioncraft ---Get in touch
Since the sweeping reforms of the 1980s, China's rapid industrialisation and extraordinary growth have transformed it into a true global power. But the engine of China's economic miracle is starting to sputter. Sluggish demand, mounting debt, and unfavourable demographics suggest trouble ahead. We're joined by George Magnus, a leading China expert who has written extensively on the risks facing the world's second-largest economy.And in the Dumb Question of the Week: Can we trust China's economic statistics? ---Thank you to Raisin UK for sponsoring this episode. Raisin UK is a free, easy-to-use online savings platform, with savings accounts from over 40 FSCS-protected banks and building societies. Simply register, apply to open as many accounts as you like, and manage everything with a single login. Elevate your savings game today. What's more, for a limited time only, you can receive a £100 bonus when you register and fund your first savings account with a minimum of £10,000 using the code "SAVINGS100". For more details, please visit the link: raisin.co.uk/pensioncraft ---Get in touch
Investor sentiment is more bullish than ever, with a record share of Americans expecting the S&P 500 to rise in 2025. Is this the peak of euphoria? And in today's Dumb Question of the Week: What's the difference between hard and soft data? --- Thank you to Trading 212 for sponsoring this episode. Claim free fractional shares worth up to £100. Just create and verify a Trading 212 Invest or Stocks ISA account, make a minimum deposit of £1, and use the promo code "RAMIN" within 10 days of signing up, or use the following link: Sponsored Link. Terms apply - trading212.com/join/RAMIN When investing, your capital is at risk and you may get back less than invested. Past performance doesn't guarantee future results. Pies & Autoinvest is an execution-only service. Not investment advice or portfolio management. Automatic investing refers to executing scheduled deposits. You are responsible for all investment and rebalancing decisions. Free shares can be fractional. Terms and fees apply. ---Get in touch
Compared to developed countries, emerging markets have rarely looked cheaper. With valuations, economic growth, and demographic trends in their favour, is now the time to invest? Or could climate change, protectionism and debt hold them back? And in today's Dumb Question of the Week: Is South Korea an emerging market? --- Thank you to Trading 212 for sponsoring this episode. Claim free fractional shares worth up to £100. Just create and verify a Trading 212 Invest or Stocks ISA account, make a minimum deposit of £1, and use the promo code "RAMIN" within 10 days of signing up, or use the following link: Sponsored Link. Terms apply - trading212.com/join/RAMIN When investing, your capital is at risk and you may get back less than invested. Past performance doesn't guarantee future results. Pies & Autoinvest is an execution-only service. Not investment advice or portfolio management. Automatic investing refers to executing scheduled deposits. You are responsible for all investment and rebalancing decisions. Free shares can be fractional. Terms and fees apply. ---Get in touch
Germany is one of few Western countries to remain truly industrialised, boasting a massive manufacturing base and trade surplus. And yet, things have gone off the rails, with the economy contracting and the governing coalition collapsing. We're joined by Wolfgang Münchau, whose new book argues we are witnessing the end of the German economic miracle. And in today's Dumb Question of the Week, we ask: Why don't Germans invest in the stock market? --- Thank you to Trading 212 for sponsoring this episode. Claim free fractional shares worth up to £100. Just create and verify a Trading 212 Invest or Stocks ISA account, make a minimum deposit of £1, and use the promo code "RAMIN" within 10 days of signing up, or use the following link: Sponsored Link. Terms apply - trading212.com/join/RAMIN When investing, your capital is at risk and you may get back less than invested. Past performance doesn't guarantee future results. Pies & Autoinvest is an execution-only service. Not investment advice or portfolio management. Automatic investing refers to executing scheduled deposits. You are responsible for all investment and rebalancing decisions. Free shares can be fractional. Terms and fees apply. ---Get in touch
Sensationalist headlines often lead to poor investment decisions, causing many investors to fixate on issues that have little impact on long-term returns. So, where should investors really focus their attention? And in today's Dumb Question of the Week: Should you invest if you're very nervous? --- Thank you to Raisin UK for sponsoring this episode. Raisin UK is a free, easy-to-use online savings platform, with savings accounts from over 40 FSCS-protected banks and building societies. Simply register, apply to open as many accounts as you like, and manage everything with a single login. Elevate your savings game today. What's more, you can receive a £100 bonus when you register and fund your first savings account with a minimum of £10,000 using the code "SAVINGS100". For more details, please go to raisin.co.uk/pensioncraft ---Get in touch
Political risk is one of the most unquantifiable aspects of investing — and one of the most consequential. Shifts in regulation, tax and trade policies can shake economies and upend asset prices. Our guest today is economist Larry Hatheway, who argues that markets vastly underestimate the dangers of a second Trump presidency. And in today's Dumb Question of the Week, we ask: Are trade deficits a problem? --- Thank you to Raisin UK for sponsoring this episode. Raisin UK is a free, easy-to-use online savings platform, with savings accounts from over 40 FSCS-protected banks and building societies. Simply register, apply to open as many accounts as you like, and manage everything with a single login. Elevate your savings game today. What's more, you can receive a £100 bonus when you register and fund your first savings account with a minimum of £10,000 using the code "SAVINGS100". For more details, please go to raisin.co.uk/pensioncraft ---Get in touch
How should you invest when everything is expensive? Stock market valuations are stretched, gold is up 40% on a year ago, and bitcoin has hit an all-time high. With some analysts forecasting a ‘lost decade' for US stocks, is it time to look elsewhere? And in today's Dumb Question of the Week: Why is Warren Buffett holding so much cash? --- Thank you to Raisin UK for sponsoring this episode. Raisin UK is a free, easy-to-use online savings platform, with savings accounts from over 40 FSCS-protected banks and building societies. Simply register, apply to open as many accounts as you like, and manage everything with a single login. Elevate your savings game today. What's more, you can receive a £100 bonus when you register and fund your first savings account with a minimum of £10,000 using the code "SAVINGS100". For more details, please go to raisin.co.uk/pensioncraft ---Get in touch
Gilt yields rose after the Autumn budget as markets absorbed sharp rises in investment, taxes and borrowing. Does Liz Truss's mini-budget still haunt UK debt markets? And is there a risk that investors will shun UK debt? In today's Dumb Question of the Week: Does public investment ‘crowd out' or ‘crowd in' private sector activity? --- Thank you to Raisin UK for sponsoring this episode. Raisin UK is a free, easy-to-use online savings platform, with savings accounts from over 40 FSCS-protected banks and building societies. Simply register, apply to open as many accounts as you like, and manage everything with a single login. Elevate your savings game today. What's more, you can receive a £100 bonus when you register and fund your first savings account with a minimum of £10,000 using the code "SAVINGS100". For more details, please go to raisin.co.uk/pensioncraft ---Get in touch
Investing is an uncertain journey, where chance, risk, and luck are constant companions. But can understanding probability help us live with the unknown? We're joined by Sir David Spiegelhalter, Emeritus Professor of Statistics at the University of Cambridge and author of 'The Art of Uncertainty: How to Navigate Chance, Ignorance, Risk, and Luck'. And in today's Dumb Question of the Week, we ask: ‘Would you want to know when you will die?' --- Thank you to Trading 212 for sponsoring this episode. Claim free fractional shares worth up to £100. Just create and verify a Trading 212 Invest or Stocks ISA account, make a minimum deposit of £1, and use the promo code "RAMIN" within 10 days of signing up, or use the following link: trading212.com/join/RAMIN When investing, your capital is at risk and you may get back less than invested. Past performance doesn't guarantee future results. Pies & Autoinvest is an execution-only service. Not investment advice or portfolio management. Automatic investing refers to executing scheduled deposits. You are responsible for all investment and rebalancing decisions. Free shares can be fractional. Terms and fees apply. ---Get in touch
The US Presidential election is less than two weeks away, and the result hangs in the balance. While markets appear calm, a second Trump term could have profound effects on global economies and investments. We discuss how the so-called 'Trump Trade' might impact different assets and sectors. And in today's Dumb Question of the Week: Is a strong or weak dollar better? --- Thank you to Trading 212 for sponsoring this episode. Claim free fractional shares worth up to £100. Just create and verify a Trading 212 Invest or Stocks ISA account, make a minimum deposit of £1, and use the promo code "RAMIN" within 10 days of signing up, or use the following link: trading212.com/join/RAMIN When investing, your capital is at risk and you may get back less than invested. Past performance doesn't guarantee future results. Pies & Autoinvest is an execution-only service. Not investment advice or portfolio management. Automatic investing refers to executing scheduled deposits. You are responsible for all investment and rebalancing decisions. Free shares can be fractional. Terms and fees apply. ---Get in touch
Investing, at its core, is about postponing consumption in the belief that time is your friend. Yet time has powerful effects on all aspects of markets, magnifying returns, blunting volatility, and warping the very value of money itself. And in today's Dumb Question of the Week: Why can't we time the market? --- Thank you to Trading 212 for sponsoring this episode. Claim free fractional shares worth up to £100. Just create and verify a Trading 212 Invest or Stocks ISA account, make a minimum deposit of £1, and use the promo code "RAMIN" within 10 days of signing up, or use the following link: trading212.com/join/RAMIN When investing, your capital is at risk and you may get back less than invested. Past performance doesn't guarantee future results. Pies & Autoinvest is an execution-only service. Not investment advice or portfolio management. Automatic investing refers to executing scheduled deposits. You are responsible for all investment and rebalancing decisions. Free shares can be fractional. Terms and fees apply. ---Get in touch
Despite record tax revenues, Britain's public services are struggling. So what's gone wrong and how do we fix it? We sit down with Paul Johnson, Director of the Institute for Fiscal Studies and author of Follow the Money, to unpick the issues behind Britain's stagnation. We explore the structural challenges facing the UK economy, strategies to revive growth, and which taxes might rise in the upcoming budget. --- Thank you to Trading 212 for sponsoring this episode. Claim free fractional shares worth up to £100. Just create and verify a Trading 212 Invest or Stocks ISA account, make a minimum deposit of £1, and use the promo code "RAMIN" within 10 days of signing up, or use the following link: trading212.com/join/RAMIN When investing, your capital is at risk and you may get back less than invested. Past performance doesn't guarantee future results. Pies & Autoinvest is an execution-only service. Not investment advice or portfolio management. Automatic investing refers to executing scheduled deposits. You are responsible for all investment and rebalancing decisions. Free shares can be fractional. Terms and fees apply. ---Get in touch
Birthdays and Broadway: from Rodgers and Hammerstein to Jason Robert Brown--with a lot of birthday candles in-between.
China's economic boom has slowed as debt, deflation, and demographics weigh on the economy. Beijing belatedly announced a massive stimulus package, cutting interest rates and funnelling money into the stock market. But will it be enough to turn around the world's second biggest economy? And in today's Dumb Question of the Week: What's the difference between fiscal and monetary policy? --- Thank you to Trading 212 for sponsoring this episode. Claim free fractional shares worth up to £100. Just create and verify a Trading 212 Invest or Stocks ISA account, make a minimum deposit of £1, and use the promo code "RAMIN" within 10 days of signing up, or use the following link: trading212.com/join/RAMIN When investing, your capital is at risk and you may get back less than invested. Past performance doesn't guarantee future results. Pies & Autoinvest is an execution-only service. Not investment advice or portfolio management. Automatic investing refers to executing scheduled deposits. You are responsible for all investment and rebalancing decisions. Free shares can be fractional. Terms and fees apply. ---Get in touch
Europe has suffered relative decline in recent decades, beset by sluggish economic growth, ageing populations, and stagnant wages. Meanwhile, the success of US Big Tech firms has seen America come to dominate global markets. We dig into a new report from the European Union to see if it offers a way to get Europe growing again. And in today's Dumb Question of the Week: What is “productivity”? --- Thank you to Saxo for sponsoring this episode. Sign up to claim GBP 200 back in online trading fees when you open an account with Saxo today via: PensionCraft | Saxo (home.saxo) Capital at risk. T&C's apply. ---Get in touch
Sometimes you need a safe place to stash your cash. Savings accounts, bonds and money market funds are all options but how can you maximise returns? And should you ‘lock in a rate'? And in today's Dumb Question of the Week: What's wrong with Premium Bonds? --- Thank you to Saxo for sponsoring this episode. Sign up to claim GBP 200 back in online trading fees when you open an account with Saxo today via: PensionCraft | Saxo (home.saxo) Capital at risk. T&C's apply. ---Get in touch
This week we talk about: Birthdays! - GoVJ turns 9, and TelemetryDeck turns 4. The evolution of GoVJ Apple's recent iPhone event Apple's lack of imagination for the colors of their Pro phones Stagnation under Tim Cook....
Creating a financial plan for your future requires estimating numerous unknown variables. How fast will your investments grow? How much will inflation erode your savings? Will taxes increase? We discuss the most important risks to consider and how to build a reliable plan in an uncertain world. And in today's Dumb Question of the Week: Will care costs ruin the plan? --- Thank you to Saxo for sponsoring this episode. Sign up to claim GBP 200 back in online trading fees when you open an account with Saxo today via: PensionCraft | Saxo (home.saxo) Capital at risk. T&C's apply. ---Get in touch
Mean reversion is one of the most powerful forces in financial markets. When returns, valuation or concentration rise to extreme levels, it's usually only a matter of time before they come back into line with history. We discuss which aspects of markets are subject to mean reversion, and how long we might have to wait. And in today's Dumb Question of the Week: If you love mean reversion so much, why do you hate technical analysis? --- Thank you to Saxo for sponsoring this episode. Sign up to claim GBP 200 back in online trading fees when you open an account with Saxo today via: PensionCraft | Saxo (home.saxo) Capital at risk. T&C's apply. ---Get in touch
Asset bubbles are an occasional, inevitable, and sometimes devastating feature of financial markets, making and breaking fortunes along the way. But what is the greatest bubble of all time? And in today's Dumb Question of the Week: Are markets rational? --- Thank you to Trading 212 for sponsoring this episode. Claim free fractional shares worth up to £100. Just create and verify a Trading 212 Invest or Stocks ISA account, make a minimum deposit of £1, and use the promo code "RAMIN" within 10 days of signing up, or use the following link: trading212.com/join/RAMIN When investing, your capital is at risk and you may get back less than invested. Past performance doesn't guarantee future results. Pies & Autoinvest is an execution-only service. Not investment advice or portfolio management. Automatic investing refers to executing scheduled deposits. You are responsible for all investment and rebalancing decisions. Free shares can be fractional. Terms and fees apply. ---Get in touch
This week was Ben's pick! We read Supergirl-Many Happy Returns. We discussed Kryptonian cousin kinks, goo fingers, and the DC multiverse. Thanks for listening! Read: Supergirl- Many Happy Returns Next: Aaron's Choice - The Crow
Nine out of ten people are invested in their employer's default pension strategy. However, a hands-off approach might not suit your personal circumstances, goals, or risk appetite. So, what should you consider before switching your pension? And in today's Dumb Question of the Week: Is it worth filling gaps in your National Insurance record? --- Thank you to Trading 212 for sponsoring this episode. Claim free fractional shares worth up to £100. Just create and verify a Trading 212 Invest or Stocks ISA account, make a minimum deposit of £1, and use the promo code "RAMIN" within 10 days of signing up, or use the following link: trading212.com/join/RAMIN When investing, your capital is at risk and you may get back less than invested. Past performance doesn't guarantee future results. Pies & Autoinvest is an execution-only service. Not investment advice or portfolio management. Automatic investing refers to executing scheduled deposits. You are responsible for all investment and rebalancing decisions. Free shares can be fractional. Terms and fees apply. ---Get in touch
Volatility comes with the territory when owning risky assets, yet investors still seek ways to hedge against it—or even profit from it. So, how can you capitalise on market turbulence, and is it worth the effort? And in today's Dumb Question of the Week: What is the MOVE index? --- Thank you to Trading 212 for sponsoring this episode. Claim free fractional shares worth up to £100. Just create and verify a Trading 212 Invest or Stocks ISA account, make a minimum deposit of £1, and use the promo code "RAMIN" within 10 days of signing up, or use the following link: trading212.com/join/RAMIN When investing, your capital is at risk and you may get back less than invested. Past performance doesn't guarantee future results. Pies & Autoinvest is an execution-only service. Not investment advice or portfolio management. Automatic investing refers to executing scheduled deposits. You are responsible for all investment and rebalancing decisions. Free shares can be fractional. Terms and fees apply. ---Get in touch
In today's episode:Politico reports that Iran "hacked" the Trump campaign and retrieved a 271-page vetting dossier on JD Vance full of publicly available informationLong-dormant narratives are returning to the spotlightTrump highlights J Alex Halderman, the country's foremost voting machine expert, whose report makes clear that our system cannot produce legitimate electionsTrump returns to XformerlyTwitter ahead of his big Elon Musk interview.Connect with Be Reasonable: https://linktr.ee/imyourmoderatorHear the show when it's released. Become a paid subscriber at imyourmoderator.substack.comVisit the show's sponsors:Diversify your assets into Bitcoin: https://partner.river.com/reasonableDiversify your assets into precious metals: reasonablegold.comOther ways to support the work:ko-fi.com/imyourmoderatorDonate btc via coinbase: 3MEh9J5sRvMfkWd4EWczrFr1iP3DBMcKk5Make life more comfortable: mypillow.com/reasonableMerch site: https://cancelcouture.com or https://riseattireusa.com/intl/cancelcouture/Follow the podcast info stream: t.me/veryreasonableOther social platforms: Truth Social, Gab, Rumble, or Gettr - @imyourmoderator Become a member at https://plus.acast.com/s/be-reasonable-with-your-moderator-chris-paul. Hosted on Acast. See acast.com/privacy for more information.
In today's episode:Politico reports that Iran "hacked" the Trump campaign and retrieved a 271-page vetting dossier on JD Vance full of publicly available informationLong-dormant narratives are returning to the spotlightTrump highlights J Alex Halderman, the country's foremost voting machine expert, whose report makes clear that our system cannot produce legitimate electionsTrump returns to XformerlyTwitter ahead of his big Elon Musk interview.Connect with Be Reasonable: https://linktr.ee/imyourmoderatorHear the show when it's released. Become a paid subscriber at imyourmoderator.substack.comVisit the show's sponsors:Diversify your assets into Bitcoin: https://partner.river.com/reasonableDiversify your assets into precious metals: reasonablegold.comOther ways to support the work:ko-fi.com/imyourmoderatorDonate btc via coinbase: 3MEh9J5sRvMfkWd4EWczrFr1iP3DBMcKk5Make life more comfortable: mypillow.com/reasonableMerch site: https://cancelcouture.com or https://riseattireusa.com/intl/cancelcouture/Follow the podcast info stream: t.me/veryreasonableOther social platforms: Truth Social, Gab, Rumble, or Gettr - @imyourmoderator Become a member at https://plus.acast.com/s/be-reasonable-with-your-moderator-chris-paul. Hosted on Acast. See acast.com/privacy for more information.
Stock markets have been pummelled in recent days — is this is a flash crash or the start of something bigger? And why has fear spread so suddenly? We look at the potential culprits, including weak economic data, central bank surprises, and sky high valuations. And in today's Dumb Question of the Week: Should you buy the dip? --- Thank you to Trading 212 for sponsoring this episode. Claim free fractional shares worth up to £100. Just create and verify a Trading 212 Invest or Stocks ISA account, make a minimum deposit of £1, and use the promo code "RAMIN" within 10 days of signing up, or use the following link: trading212.com/join/RAMIN When investing, your capital is at risk and you may get back less than invested. Past performance doesn't guarantee future results. Pies & Autoinvest is an execution-only service. Not investment advice or portfolio management. Automatic investing refers to executing scheduled deposits. You are responsible for all investment and rebalancing decisions. Free shares can be fractional. Terms and fees apply. ---Get in touch
Copper is integral to the global economy, and its importance will only increase as the world decarbonises its energy infrastructure. Bulls have long argued that supply will fail to keep up with rising demand, driving copper prices higher. So why have prices slumped in recent months? And in today's Dumb Question of the Week: Who is ‘Doctor Copper'? --- Thank you to Saxo for sponsoring this episode. Sign up to claim GBP 200 back in online trading fees when you open an account with Saxo today via: PensionCraft | Saxo (home.saxo) Capital at risk. T&C's apply. ---Get in touch
A botched software update hobbled IT systems around the world, grounding planes and taking TV stations off-air. But it's not just computer systems that can crash and burn from an innocuous mistake — welcome to the ‘single point of failure'. We discuss underappreciated risks that could devastate your personal finances. And in today's Dumb Question of the Week: Is any investment completely safe? --- Thank you to Saxo for sponsoring this episode. Sign up to claim GBP 200 back in online trading fees when you open an account with Saxo today via: PensionCraft | Saxo (home.saxo) Capital at risk. T&C's apply. ---Get in touch
Last week saw a massive shift in markets, with unloved sectors and smaller stocks outperforming the mega-caps by a record amount. Is Big Tech's dominance drawing to a close? And in today's Dumb Question of the Week: Are small-cap funds forced to sell their winners? --- Thank you to Saxo for sponsoring this episode. Sign up to claim GBP 200 back in online trading fees when you open an account with Saxo today via: PensionCraft | Saxo (home.saxo) Capital at risk. T&C's apply. ---Get in touch
After prices peaked two years ago, higher mortgage costs have caused the market to stall. But with rate cuts on the horizon, is normal service about to be resumed? We discuss how the change of government will affect the housing market. And in today's Dumb Question of the Week: Does building more houses really lower prices? --- Thank you to Saxo for sponsoring this episode. Sign up to claim GBP 200 back in online trading fees when you open an account with Saxo today via: PensionCraft | Saxo (home.saxo) Capital at risk. T&C's apply. ---Get in touch