POPULARITY
Categories
Docentka a lékařka Jitka Bušková ví o spánku ledacos. Přesto i ji dokáže v noci potrápit kuna, která ji před natáčením podcastu Nesmrtelný nenechala pořádně vyspat. Ve fascinujícím rozhovoru se však rychle dostává k podstatě: proč vlastně spíme, jak spánek ovlivňuje naše zdraví a proč krátký spánek může být vstupenkou k závažným nemocem a kratšímu životu. Prozrazuje, kolik hodin spánku skutečně potřebujeme, zda nám pomáhají šlofíky a jak správně nastavit večerní hygienu, aby naše tělo skutečně regenerovalo. A také připomíná, že i když spánek nesmíme podceňovat, není třeba z něj dělat posedlost. „Důležité u spánku je ho nepodceňovat. Dostatečná délka a pravidelnost jsou ty nejdůležitější základy. Také myslet na to, že ne všechno mu svědčí – třeba alkohol, cigarety, kofein či jídlo před spaním. Na druhou stranu je dobré ze spánku nedělat středobod našeho života – my ho totiž nemůžeme mít plně pod kontrolou,“ dodává expertka. Stejně jako to, aby vás v noci neprobouzela kuna.
Jak vytvořit opravdu dobrou zákaznickou péči, co je to zákaznická cesta a jak to udělat, aby zákazník podporu nepotřeboval? O tom si budu povídat se Zlatou Vavruškovou, šéfka zákaznické podpory v Shoptetu a současně majitelka e-shopu a výběrového papírnictví kaš-mi-daš. Tato epizoda je součástí podcastu, který pro vás od roku 2015 připravuje Jiří Rostecký. Videa k podcastům najdete na jeho webu: www.rostecky.cz (Sponzorováno) Veškerá doporučení, informace, data, služby, reklamy nebo jakékoliv jiné sdělení zveřejněné na našich stránkách je pouze nezávazného charakteru a nejedná se o odborné rady nebo doporučení z naší strany. Podrobnosti na odkazu https://rostecky.cz/upozorneni.
Ve vztazích mezi Slovenskem a Německem se objevilo nečekané napětí. Může za to vyjádření německého kancléře Friedricha Merze, který prohlásil, že pokud budou Slovensko s Maďarskem narušovat jednotu Evropské unie, mohlo by to vést u obou zemí ke stopnutí vyplácení prostředků z eurofondů. „Nemůžeme dovolit, aby rozhodnutí celé Evropské unie byla závislá na nějaké malé menšině,“ dodal Merz na okraj diskusního fóra.Všechny díly podcastu Názory a argumenty můžete pohodlně poslouchat v mobilní aplikaci mujRozhlas pro Android a iOS nebo na webu mujRozhlas.cz.
Po absolvování Janáčkovy konzervatoře vedly jeho kroky do zahraničí. Ve studiu hry na cimbál nechtěl pokračovat ani na Slovensku, ani v Maďarsku a oslovil 80 univerzit ve Spojených státech amerických. „Naučilo mě to být produkčním se vším všudy, protože jsem musel podávat žádosti, opravdu se ptát lidí na pomoc, protože bez toho by to nebylo možné,“ popisuje cimbálista Matěj Číp cestu na Berklee College of Music. Co mu otevřelo obzory do Číny k tamní verzi cimbálu jang-čchin?Všechny díly podcastu Host Lucie Výborné můžete pohodlně poslouchat v mobilní aplikaci mujRozhlas pro Android a iOS nebo na webu mujRozhlas.cz.
Společně s Adamem Wojnarem pro vás natáčíme sérii podcastů o tom, jak se dá investovat do nemovitostí ve Velké Británii, v čem je to jiné než v Česku a pro koho mohou být takové investice zajímavé. Dneska se podíváme na to, co to může nejvíce zkomplikovat a jaké otázky Adam u svých klientů řeší nejčastěji. Tato epizoda je součástí podcastu, který pro vás od roku 2015 připravuje Jiří Rostecký. Videa k podcastům najdete na jeho webu: www.rostecky.cz (Sponzorováno) Veškerá doporučení, informace, data, služby, reklamy nebo jakékoliv jiné sdělení zveřejněné na našich stránkách je pouze nezávazného charakteru a nejedná se o odborné rady nebo doporučení z naší strany. Podrobnosti na odkazu https://rostecky.cz/upozorneni.
Ve Švihově u Klatov měli na posledním zastupitelstvu napilno. Město tam během jednoho dne prodalo všech 11 nových parcel. U jedné dokonce o majiteli rozhodla až obálková metoda. Ne všude ale zmizí městské parcely tak rychle.
Jedno z největších témat tuzemské e-commerce je příchod zahraničních prodejců a marketplaces, jako je Temu, Shein, Allegro a další. Českým e-shopům tak vznikla obrovská konkurence, což má dopad i na jejich marže, ceny reklamy a spoustu dalšího. Dopad to má i na jejich náladu, protože pro spoustu podnikatelů to znamená těžké zkoušky a výzvy, které musí překonat. Pojďme si o tom povídat - mým hostem se senior interim manažer z JPF Martin Horský. Tato epizoda je součástí podcastu, který pro vás od roku 2015 připravuje Jiří Rostecký. Videa k podcastům najdete na jeho webu: www.rostecky.cz (Sponzorováno) Veškerá doporučení, informace, data, služby, reklamy nebo jakékoliv jiné sdělení zveřejněné na našich stránkách je pouze nezávazného charakteru a nejedná se o odborné rady nebo doporučení z naší strany. Podrobnosti na odkazu https://rostecky.cz/upozorneni.
Přichází velké změny ve vyhledávání na Googlu, které mohou mít dopad i na návštěvnost vašeho webu a optimalizaci pro vyhledávače, jak ji známe a jak jsme ji dělali doposud. Děje se totiž to, co jsme čekali - Google začíná uživatelům odpovídat nejen ve formě odkazů na weby, ale i přímo odpověďmi v samotném vyhledávání. Samozřejmě v tom hraje roli umělá inteligence, říká se tomu AI Overviews a je to velká věc, pokud investujete do SEO a z Googlu vám chodí zákazníci. Co s tím? O tom si budu povídat se SEO specialistou Pavlem Ungrem. Odkazy na články najdete v popisku videa na webu. Video rozhovoru najdete zde: Toto je exkluzivní rozhovor pro moje předplatitele. V případě jakýchkoliv dotazů a připomínek mi neváhejte napsat na info@rostecky.cz. Veškerá doporučení, informace, data, služby, reklamy nebo jakékoliv jiné sdělení zveřejněné na našich stránkách je pouze nezávazného charakteru a nejedná se o odborné rady nebo doporučení z naší strany. Podrobnosti na odkazu https://rostecky.cz/upozorneni.
Saša Michailidis se ptá Zuzany Augustové z teatrologického týmu Ústavu pro českou literaturu AV ČR a vedoucího kina Ponrepo při Národním filmovém archivu Davida Havase. Hořké slzy Petry von Kant ve vltavské rubrice Večerní drama nám připomínají 80 let od narození filmového a divadelního režiséra Rainera Wernera Fassbindera. Čím se vyznačuje dílo klíčové osobnosti nové vlny německé kinematografie? Čím ještě dnes může inspirovat?
Daily Halacha Podcast - Daily Halacha By Rabbi Eli J. Mansour
It is customary to adorn our homes and synagogues on Shabuot with flowers and greenery. This custom is recorded by the Rama (Rabbi Moshe Isserles of Cracow, 1525-1572) in his discussion of the laws of Shabout (Orah Haim 494:3). More so than on other holidays, it is appropriate on Shabuot to decorate the homes and synagogues with flowers and other vegetation, in order commemorate Matan Torah. At the time of the Revelation at Sinai, G-d warned the people not to allow their cattle to graze on the mountain ("Gam Ha'son Ve'ha'bakar Al Yir'u El Mul Ha'har Ha'hu" – Shemot 34:3), indicating that it was full of pasture. Mount Sinai is in the desert, where vegetation does not grow, but in honor of the event of Matan Torah G-d had flowers and grass grow on the mountain, and we commemorate this adorning of Mount Sinai by adorning our homes and synagogues on Shabuot. The Ben Ish Hai (Rav Yosef Haim of Baghdad, 1833-1909) adds a deeper interpretation of this custom based on Kabbalistic teachings. He explains that Torah study has the effect of "Mituk Ha'dinim" – "sweetening" harsh judgments issued against a person. Even if G-d had issued a decree, Heaven forbid, against somebody, that decree can be annulled through the study of Torah. The divine Name associated with strict judgment is "Elokim," whereas the Name associated with "Mituk Ha'dinim" is "Havaya" (Y-H-V-H). When we spell out the names of the letters of these Names (e.g. the Alef of "Elokim" is spelled out, "Alef, Lamed, Peh"), the combined numerical value of the letters of "Elokim" is 300, and the combined numerical value of the letters of "Havaya" is 72. The letter representing the number 300 is "Seen," and the number 72 is represented by the letters "Ayin" (70) and "Bet" (2). The two letters of "Havaya," the Ben Ish Hai explains, surround the letter of "Elokim" to neutralize its effect, such that the letter "Seen" is placed in between the "Ayin" and "Bet." When the three letters are arranged in this fashion, they spell the word "Eseb" – "grass." Thus, we put out vegetation on Shabuot to symbolize the profound spiritual effect of our Torah study, how it has the capacity to annul harsh judgments. As we celebrate the event of Matan Torah, we remind ourselves of how valuable and precious Torah learning is, as alluded to in the "Eseb" with which we decorate the synagogue and home. Summary: It is customary to decorate homes and synagogues with vegetation on Shabuot to commemorate the vegetation that adorned Mount Sinai when the Torah was given. On a Kabbalistic level, vegetation alludes to the power of Torah study to protect us from harsh decrees.
Veľká migrácia, zmenené podmienky, najviac budú trpieť chudobní. Zdá sa, že významnému otepleniu našej planéty už nevieme zabrániť, zatopiť dokonca môže aj časť Európy. Ja som Tomáš Prokopčák a počúvate Zoom, vedecký podcast denníka SME. Tento týždeň sa pozrieme na svet, kde sa nám roztopia ľadovce a zistíme, prečo potrebujeme vitamín D. – Všetky podcasty denníka SME si môžete vypočuť na jednom mieste na podcasty.sme.sk. – Ak máte pre nás spätnú väzbu, odkaz alebo nápad, napíšte nám na podcasty@sme.sk – Odoberajte aj (Ne)vedecký newsletter Tomáša Prokopčáka na sme.sk/nevedecky – Ďakujeme, že počúvate podcast Zoom.See omnystudio.com/listener for privacy information.
V roce 2005 vznikl e-shop SpokojenýPes.cz, který loni překonal tržby 650 milionů korun a nabízí široký sortiment zboží pro domácí mazlíčky a například i vlastní expresní dopravu po Praze, Brně a okolí. Založila ho Soňa Fialková, které se vedení firmy povedlo po 20 letech předat do rukou spoluzakladatele další úspěšné e-commerce firmy Feedo Matúše Karaffy. No a my si budeme povídat o tom, jak to celé zvládla a co se můžeme z příběhu Spokojeného psa naučit pro naše firmy. Video rozhovoru najdete zde: Toto je exkluzivní rozhovor pro moje předplatitele. V případě jakýchkoliv dotazů a připomínek mi neváhejte napsat na info@rostecky.cz. Veškerá doporučení, informace, data, služby, reklamy nebo jakékoliv jiné sdělení zveřejněné na našich stránkách je pouze nezávazného charakteru a nejedná se o odborné rady nebo doporučení z naší strany. Podrobnosti na odkazu https://rostecky.cz/upozorneni.
Řada firem není spokojena s výsledky prodejů svých produktů či služeb nebo řeší na straně salesu nějaké problémy. Právě to jim pomáhá řešit Tomáš Wojcik, který firmám staví obchodní týmy tak, aby doručovaly to, co je potřeba, fungovaly a firma mohla růst. Dneska si povíme, jak zjišťuje, kde v salesu řeší problém a jak to mění. Tato epizoda je součástí podcastu, který pro vás od roku 2015 připravuje Jiří Rostecký. Videa k podcastům najdete na jeho webu: www.rostecky.cz (Sponzorováno) Veškerá doporučení, informace, data, služby, reklamy nebo jakékoliv jiné sdělení zveřejněné na našich stránkách je pouze nezávazného charakteru a nejedná se o odborné rady nebo doporučení z naší strany. Podrobnosti na odkazu https://rostecky.cz/upozorneni.
Dime qué piensas del episodio.Bertha González Nieves IG: @berthagonzalezn es cofundadora y CEO de Tequila Casa Dragones, una marca que creó desde cero y que transformó la manera en que se entiende y disfruta el tequila a nivel internacional. Desde su audaz apuesta por lanzar un producto inexistente hasta su meticuloso enfoque en la creación de experiencias excepcionales, Bertha ha convertido Casa Dragones en un icono global del lujo. Hoy hablaremos de su viaje personal que comenzó con un revelador viaje a Japón, su visión estratégica aprendida en Cuervo, la poderosa influencia de mentores como Bob Pittman y las decisiones críticas que la llevaron desde casi rendirse en sus primeros años hasta conquistar mercados exigentes y construir una comunidad internacional que va desde Oprah hasta la Fórmula 1. Por favor ayúdame y sigue Cracks Podcast en YouTube aquí."El lujo no se grita. Se construye desde el detalle."- Bertha González Comparte esta frase en TwitterEste episodio es presentado por LegaLario la empresa de tecnología legal que ayuda a reducir costos y tiempos de gestión hasta un 80% y por Hospital Angeles Health System que cuenta con el programa de cirugía robótica más robusto en el sector privado en México. Qué puedes aprender hoyCómo construir lujoEl poder del storytellingEmpezar sin saberlo todo*Este episodio es presentado por LegaLario, la Legaltech líder en México.Con LegaLario, puedes transformar la manera en que manejas los acuerdos legales de tu empresa. Desde la creación y gestión de contratos electrónicos hasta la recolección de firmas digitales y la validación de identidades, LegaLario cumple rigurosamente con la legislación mexicana y las normativas internacionales.LegaLario ha ayudado a empresas de todos los tamaños y sectores a reducir costos y tiempos de gestión hasta un 80%. Y lo más importante, garantiza la validez legal de cada proceso y la seguridad de tu información, respaldada por certificaciones ISO 27001.Para ti que escuchas Cracks, LegaLario ofrece un 20% de descuento visitando www.legalario.com/cracks.*Este episodio es presentado por Hospital Angeles Health SystemLos avances en cirugía robótica permiten intervenciones con menos sangrado, menos dolor, cicatrices más pequeñas y una recuperación más rápida.Hospital Angeles Health System tiene el programa de cirugía robótica más robusto en el sector privado en México. Cuenta con 13 robots DaVinci, el más avanzado del mundo y con el mayor número de médicos certificados en cirugía robótica ya que tiene el único centro de capacitación de cirugía robótica en el país.Este es el futuro de la cirugía. Si quieres conocer más sobre el programa de cirugía robótica de Hospital Angeles Health System y ver el directorio de doctores visita cracks.la/angeles Ve el episodio en Youtube
Pozivom na delimičnu obustavu blokade univerziteta, profesori rade za viši cilj, studenti moraju da im veruju. S druge strane, studenti su sa pravom razočarani zbog poziva za vraćanje na fakultete jer su pokrenuli ono što niko decenijama nije. Vlast jedva čeka podelu i sve vreme protesta ona svesrdno radi na njoj jer je spremna da uništi univerzitet. Sadašnja situacija u prosveti nije definisana zakonom, ovo nije ni vreme bombardovanja 1999. godine, ali ni vanredna situacija kao što je bila za vreme pandemije. Protesti i blokade fakulteta i srednjih škola moraju se okončati nekim posebnim zakonom, koji bi podrazumevao presedan za izlazak iz krize. Studenti su spremni da izgube godinu, ali se fakultetima može dati plan koji bi rešio upis brucoša, polaganje ispita apsolventima i smanjenje poena za upis ostalih u narednu godinu. Zbog brojnih zluoupotreba, u malu maturu ne veruju srednje škole, u veliku maturu fakulteti, zato i jedni i drugi insistiraju na prijemnim ispitima. Većina srednjih škola će sa raznoraznim nadoknadama završiti školsku godinu do kraja juna. Što se tiče fakulteta najrealnije bi bilo da prijemni bude u septembru. Gošća: Ana Dimitrijević, Predsednica Foruma beogradskih gimnazija
Ve světě filatelie se často stává, že největší cenu mají známky s kazem, což z nich dělá unikáty. To je případ i nejdražší československé známky.
Ve světě filatelie se často stává, že největší cenu mají známky s kazem, což z nich dělá unikáty. To je případ i nejdražší československé známky.
Ve světě filatelie se často stává, že největší cenu mají známky s kazem, což z nich dělá unikáty. To je případ i nejdražší československé známky.
Ludvík Hess se před 20 lety touto dobou chystal na otevření prvního babyboxu v Česku. Cesta byla složitá, takže od první myšlenky k realizaci uběhly nejméně dva roky. Dnes je po republice 88 babyboxů a objevilo se v nich celkem 277 dětí. Ve velmi otevřeném rozhovoru pro Radiožurnál v rámci seriálu Příběhy babyboxu 2 mluví Ludvík Hess i o tom, jak mu babyboxy ovlivnily soukromý život. 13 let žil s odloženou holčičkou a její matkou.Všechny díly podcastu Seriál Radiožurnálu můžete pohodlně poslouchat v mobilní aplikaci mujRozhlas pro Android a iOS nebo na webu mujRozhlas.cz.
Ve východních Čechách západně od Litomyšle najdeme Růžový palouček. Arboretum, které se nachází mezi poli, proslavil spisovatel Alois Jirásek ve svých Starých pověstech českých. Právě sem totiž umístil pověst o rozloučení českých bratří s rodnou vlastí po porážce českého stavovského povstání.
Ve známé pohádce o pasáčku a vlkovi je základem příběhu stará Ezopova bajka. Ta pojednává o pasáčkovi ovcí, který tak často křičel, že se blíží vlk, až mu pak už nikdo ve vesnici nevěřil, když se zvíře skutečně objevilo. Podobně jako pasáček z onoho příběhu nyní působí vládní koalice, především její nejsilnější uskupení, tedy Spolu.Všechny díly podcastu Názory a argumenty můžete pohodlně poslouchat v mobilní aplikaci mujRozhlas pro Android a iOS nebo na webu mujRozhlas.cz.
Modern dinimiz der ki: Cahiliye döneminde insanlar gümrük putlarına tapıyorlardı. Sonra Hazreti Adem Smith İskoç yaylalarından indi, putları kırıp ticareti serbestlestirdi. O günden beridir piyasaya inanan, ona sığınan toplumlara bereket yağdı, diğerlerine lanet.Peki madem öyle, binlerce yıldır ticaret yapılmasına rağmen alt tarafı iki asır öncesine kadar, serbest ticareti kimse akıl edememiş mi? Ve bir kez akıl ettikten sonra da artık tarihin sonuna kadar böyle mi gidecek?Bugün bu sorularla başlayıp, ABD merkezli ticaret sistemini ve MAGA fantezilerini konuşacağız. Böylece “dünyayı ahmaklar yönetiyor” serisine biraz daha ağır bir temel kazandırmaya çalışacağız. Kaynaklara bakmayı unutmayın, patronlara ekstra teşekkürler...Yeni Kitap: Fularsız Felsefe: Dört Önemli Mesele (bu seferki normal insan boyutunda, 200 sayfa).Konular:(00:04) İneklerle tatil(00:53) Bugünün Planı(02:32) Ticaret felsefesi(zliği)(04:50) Moğol karavanı(07:50) Merkantalizm(11:23) Hz Adem Smith ve mutlak üstünlük(14:48) Hz Davut Ricardo ve karşılaştırmalı üstünlük(18:36) Statik vs dinamik teori(20:02) Serbest Piyasanın zaferi: Corn Laws(23:04) Korumacı ABD(25:05) Dünya Ticaret Örgütü(28:28) Miran'ın Planı(32:00) Triffin Paradoksu(33:15) MAGA 1950 fantezileri(35:05) Otomasyon(37:40) Patronlara teşekkürler.Kaynaklar:Müzik: Team America World Police (adeta bir başyapıt)Kitap: Ways and Means (Xenophon)Podcast: Fall of Civs - MongolsKitap: On the Principles of Political Economy and Taxation (Ricardo)Blog: Bretton Woods (Fularsız)Makale: The Theoretical and Historical Origins of Trade Issues (pdf)Makale: The “Real” History of Free TradeKitap: Against the Tide: An Intellectual History of Free Trade (1996)Makale: The Development of Free Trade in EuropeVideo: Money & Macro - I was wrong about Trump's tariff masterplanMakale: A User's Guide to Restructuring the Global Trading System (pdf)------- Podbee Sunar -------Bu podcast, getirfinans hakkında reklam içerir. getirfinans iyi faizi vade beklemeden günlük kazandırır. Kredi faiz oranı düşüktür. Aidatsız kredi kartı sunar. Para transferinden ücret almaz. Sen de getirfinanslı ol. Bu podcast, Garanti BBVA hakkında reklam içerir. Bonus Platinum Dinamik'le tanışın!Kendiliğinden saatte bir değişen güvenlik koduyla internet alışverişlerinin en yeni ve daha da güvenli ödeme yöntemi!See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Invitatul acestui episod este Gabriel Biriș, avocat de drept fiscal, care a fost în guvernele României și posibil să mai fie. Veți urmări cea mai tare discuție despre taxe care s-a purtat vreodată în România la un podcast, pe înțelesul tuturor. Veți afla lucruri care o să vă dea de gândit și punctăm lucrurile greșite care se întâmplă în prezent, dar căutăm și soluțiile simple astfel încât să nu ne sufocăm în taxare. 07:20 Următorul ministru al finanțelor? 11:15 Taxe pe contractul social 16:00 Impozitare în funcție de câștig 22:13 Modelul bulgăresc. Sunt bulgarii mai deștepți ca noi? 29:30 Pensii + salarii + dobânzi = bugetul României. Model catastrofal. 43:00 Maximizarea profitului rămâne un obiectiv 49:00 Unde dispare TVA-ul 53:20 Ce înseamnă taxarea inversă 56:21 Corupție la nivel foarte înalt 1:07:28 Cât ar putea crește TVA-ul? 1:25:22 E-Factura a devenit o povară pentru contabili 1:31:04 Crimă împotriva antreprenorilor români 1:42:06 Stabilitatea cursului valutar 1:55:26 Soluții
*Bu bölüm Hiwell hakkında reklam içerir. Hayallerimizle gerçek arasında çok mesafe varsa yine de hayal kurmalı mıyız? Overthinking nasıl biter? Şu ana kadarki romantik ilişkilerimin hepsi neden sonlandı? Ve daha nice sorunuzu bu hafta da "doğal zeka" cevaplıyor.Hiwell'de ilk seansınız aşağıdaki kodla sadece 299 TL. Hiwell'den faydalanmak için tıklayın: https://hiwell.app/--merdiven-alti-terapiKod: merdiven299
Ve světě zuří obchodní válka rozpoutaná postojem Donalda Trumpa i vyostřenými diplomatickými konflikty. Má to i vedlejší efekty. Přestože ohnisko boje není mezi Čínou a Evropou, i obyvatelé kontinentu si brzy připlatí. Evropský komisař pro obchod Maroš Šefčovič navrhuje, aby na levné balíčky objednávané především z Číny, byl uvalen nový poplatek dvě eura za kus. Postihne to hlavně online prodejce levné módy a věcí do domácnosti jako je Shein či Temu.
(Primer Tema – Minuto 7:46)
Veículos atravessaram a fronteira no início da semana, mas esperam novas autorizações para avançar dentro do local; agências da ONU alertam que estoques alimentares estão quase no fim e que famílias estão à beira da fome.
Profesionálů z digitálních profesí se na sociálních sítích propaguje hodně. Mnohem méně ale narazíte na někoho, kdo se živí něčím jiný, co digitální vůbec není. Příkladem může být Denisa Chloupková, která se přes 3 roky věnuje abstraktní malbě obrazů, v Hustopečích u Brna má vlastní ateliér a ještě vedle toho 6 let budovala a v lednu prodala e-shop Degi handmade, který prodává vlastní svatební balíčky pro nevěsty a její tým na rozlučku se svobodou, a dále ještě pořádá networkingy pro ženy. Povídat si budeme o tom, jak se jí daří podnikat a jak vydělává peníze. Video rozhovoru najdete zde: https://rostecky.cz/maluje-obrazy-na-volne-noze-denisa-chloupkova-t54342 Toto je exkluzivní rozhovor pro moje předplatitele. V případě jakýchkoliv dotazů a připomínek mi neváhejte napsat na info@rostecky.cz. Veškerá doporučení, informace, data, služby, reklamy nebo jakékoliv jiné sdělení zveřejněné na našich stránkách je pouze nezávazného charakteru a nejedná se o odborné rady nebo doporučení z naší strany. Podrobnosti na odkazu https://rostecky.cz/upozorneni.
V piatok sme boli svedkami prvých priamych rokovaní medzi Ukrajinou a Ruskom. Namiesto minimálne 30-dňového okamžitého prímeria z nich však vzišla dohoda na výmene väzňov a akési pripustenie budúceho stretnutia medzi Volodymyrom Zelenskym a Vladimirom Putinom.Práve Putin pritom priame rokovania navrhol, no keď ich ukrajinský prezident akceptoval a povedal mu, nech príde do Istanbulu, Putin poslal za seba náhradu. Svoju prítomnosť si preto rozmyslel aj Donald Trump, no priamo s Putinom sa zase už v pondelok spojil telefonicky.Čo sa nám to v rokovaniach vlastne deje, hýbeme sa smerom k mieru a aká je dnes pozícia Ameriky a samotného Trumpa? Čo bude ďalej?Eva Frantová sa v podcaste Dobré ráno rozprávala s bývalým veľvyslancom Slovenska vo Veľkej Británii Róbertom Ondrejcsákom.Zdroje zvukov: Reuters, CBS News, CGTN Europe, MSNBCOdporúčanie:Dnes je mojím odporúčaním seriál This is us. Nejde o žiadnu novinku, poslednú sériu dotočili v roku 2022, no ja som sa k nemu vrátila po istom čase. Baví ma hlavne kvôli tomu, akým iným spôsobom zachytáva problémy bežných rodín, vzájomné vzťahy medzi súrodencami, rodičmi, či v rámci komunity. Vyskúšajte!–Všetky podcasty denníka SME nájdete na sme.sk/podcasty–Odoberajte aj audio verziu denného newslettra SME.sk s najdôležitejšími správami na sme.sk/brifing
Veðrið, tannáringar, prestar á ferð Gestir í sendingini eru Andrias Klein Gregoriussen, Daisy Iversen, Ernst Olsen, Jean-Phillipe Messier, Jóan Pauli Helgason, Bergur Debes og Sverri Steinhólm
Dime qué piensas del episodio.Cracks está nominado como mejor podcast de entrevista en los primeros Spotify Podcast Awards y necesitamos tu ayuda para ganar la categoría. Puedes votar una vez al día del 7-21 de mayo en cracks.la/premios.Antonio Rallo IG: @rallo100, un verdadero pionero en el mundo de la tecnología y la innovación, es cofundador de NCubo Holdings, incubadora de donde emergió Kio Networks, el primer unicornio tecnológico mexicano. Actualmente, lidera como CEO en ID345.TECH, un club de ángeles inversionistas enfocado en impulsar plataformas escalables basadas en tecnologías exponenciales como la Inteligencia Artificial.Hoy Tony y yo hablamos de su fascinante trayectoria, sus aprendizajes clave y su visión sobre el futuro de la tecnología y la innovación.Por favor ayúdame y sigue Cracks Podcast en YouTube aquí.“Si le haces caso a todos, no haces nada. Hay que ser necio con lo que sientes..”- Tony Rallo @tralloComparte esta frase en TwitterEste episodio es presentado por Eight Sleep, la compañía que está revolucionando la tecnología del sueño y por DiliTrust, la plataforma que está transformando la gestión de consejos de administración y la operación de equipos legales.Qué puedes aprender hoyEl poder de estar presenteDisrumpirte a ti mismoLa IA como la "nueva electricidad"*Eight Sleep, la compañía que está revolucionando la tecnología del sueño, acaban de lanzar el Pod 5, la última generación de su funda de colchón inteligente. Se coloca sobre cualquier colchón y regula automáticamente la temperatura corporal durante toda la noche, de forma independiente para cada lado de la cama. Dándote hasta una hora completa de sueño extra de calidad por noche.Eleva la cama para reducir o eliminar los ronquidos cuando los detecta.Tiene un altavoz integrado para reproducir meditaciones o white noise, con contenidos de Andrew Huberman.Y por primera vez, lanza la Blanket: una cobija que también regula la temperatura de forma inteligente y sincronizada con el Pod.Y tú que escuchas Cracks puedes tener $7,000 pesos de descuento en tu propio Pod 5 Ultra visitando www.eightsleep.com.mx/osotrava y usa el código OSOTRAVA.*DiliTrust es la plataforma que está transformando la gestión de consejos de administración y la operación de los equipos legales en más de 2,400 empresas en América Latina y el resto del mundo.El Board Portal de DiliTrust centraliza todo lo que tu consejo necesita en un solo lugar: desde el orden del día, hasta las actas, votaciones, informes y acuerdos, todo con máxima seguridad y trazabilidad.Permite la generación automática y precisa de actas, transcripción de audio de las reuniones y la generación de resúmenes al instante.Potencia la gestión de tu consejo con el Board Portal de DiliTrust en dilitrust.es Ve el episodio en Youtube
Ve sněmovních kuloárech i ministerských kabinetech se v posledních dnech a týdnech intenzivně vymýšlí, jak ještě do říjnových voleb zavést v Česku plnohodnotný a především funkční institut zaměstnaneckých akcií. Jde o něco, po čem startupy a podnikatelé volají už dlouho a co tady dávno mohlo být. A je tak nějak symbolické, že současná pravicová vláda to dosud nedokázala zařídit.
(Primer Tema – Minuto 11:43)
A Piccoli Sorsi - Commento alla Parola del giorno delle Apostole della Vita Interiore
- Premere il tasto PLAY per ascoltare la catechesi del giorno -+ Dal Vangelo secondo Giovanni +In quel tempo, disse Gesù ai suoi discepoli:«Vi lascio la pace, vi do la mia pace. Non come la dà il mondo, io la do a voi.Non sia turbato il vostro cuore e non abbia timore. Avete udito che vi ho detto: "Vado e tornerò da voi". Se mi amaste, vi rallegrereste che io vado al Padre, perché il Padre è più grande di me. Ve l'ho detto ora, prima che avvenga, perché, quando avverrà, voi crediate.Non parlerò più a lungo con voi, perché viene il prìncipe del mondo; contro di me non può nulla, ma bisogna che il mondo sappia che io amo il Padre, e come il Padre mi ha comandato, così io agisco».Parola del Signore.
Veðrið, tarmbrunasjúkur, Kirkjuliga Heimamissiónin Gestir: Andrias Klein Gregoriussen Asta av Vollanum Jákup Brúsá
Izraelska vojska dan po napovedi o širitvi vojaške ofenzive v Gazi nadaljuje napade v enklavi. Tam je bilo ponoči in zjutraj ubitih najmanj 78 ljudi, najmanj 36 smrtnih žrtev je terjal zračni napad na zatočišča razseljenih Palestincev v al-Mawasiju na jugu enklave. Več evropskih držav je izrazilo zaskrbljenost nad najnovejšo širitvijo izraelske ofenzive, h končanju napadov na palestinsko enklavo so v sklepni izjavi pozvali tudi voditelji na včerajšnjem zasedanju Arabske lige v Bagdadu. Drugi poudarki oddaje: - Papež Leon Štirinajsti z današnjo umestitveno mašo uradno začenja pontifikat. - V Mariboru zaznamovali 34-to obletnico pekrskih dogodkov. - Zmagovalka letošnje Evrovizije je Avstrija.
SÁBADO 17 DE MAYO DE 2025 TU DOSIS DIARIA DE ESPERANZA “Tenía Noemí un pariente de su marido, hombre rico de la familia de Elimelec, el cual se llamaba Booz. Y Rut la moabita dijo a Noemí: Te ruego que me dejes ir al campo, y recogeré espigas en pos de aquel a cuyos ojos hallare gracia. Y ella le respondió: Ve, hija mía.” (Rut 2:1-2) Para cuando Rut decide irse con Noemí de regreso a su tierra, ya conocía al Dios de ella. Rut sabía que necesitaba ser guiada para no equivocarse en sus decisiones. Ella provenía de una cultura idólatra. Noemí fue su madre espiritual. Cada paso que dio lo consultó con ella. Su humildad es un ejemplo para toda muchacha o joven que desee tomar decisiones sabias. Las que se basan en una falsa libertad y que no necesitan que alguien las ayude, son guiadas por un orgullo que a la larga les pasará la cuenta. Nadie como un hijo o hija de Dios para enseñar los consejos sabios de la Palabra de Dios. Si Rut no dio pasos en falso, fue por someterse en todo al consejo de su suegra. El éxito de los humildes está garantizado si buscan en la fuente máxima de sabiduría: gente que les muestre qué dice Dios para cada aspecto de la vida. (Gina Sánchez) -- Te damos la bienvenida a nuestras reflexiones diarias. Cada día leemos y meditamos en una porción bíblica, para encontrar revelación de Dios que encamine nuestros pasos y haga próspero nuestro camino. Esto es… DE DIOS, PARA TI, HOY. ....... http://www.findnewhope.com/nueva-esperanza ....... www.facebook.com/PastoresRobertoyYamiley ....... Pastores Roberto y Yamiley, De Dios Para Ti Hoy - New Hope en Español , Brandon, FL (813) 689-4161
Merhaba! Sıradaki hikayemizi dinleyicilerimizle paylaşmak için sabırsızlanıyoruz. Adı, Zürafanın Kısa Tatili. Ve bu hikayemizi yayınlamadan önce dinleyicilerimizle canlı olarak paylaşacağımız bir etkinlik düzenledik. Daha çok dinleyicimize ulaşabilmek için de iki ayrı tarihte Zoom üzerinden buluşuyoruz: 20 Mayıs ve 25 Mayıs, saat 18.00'de. Bu etkinlikle ilgili detaylı bilgiye bu linke tıklayarak ya da Instagram hesabımızdaki (@uykuhikayeleri ) linkten ulaşabilirsiniz. Katılabilecek olanlarla Hikaye Saatinde görüşmek üzere!
Alan's Soaps https://www.AlansArtisanSoaps.comUse coupon code TODD to save an additional 10% off the bundle price.Bioptimizers https://Bioptimizers.com/toddEnter promo code TODD to get 10% off your order of MassZymes today.Bizable https://GoBizable.comUntie your business exposure from your personal exposure with BiZABLE. Schedule your FREE consultation at GoBizAble.com today. Bonefrog https://BonefrogCoffee.com/toddThe new GOLDEN AGE is here! Use code TODD at checkout to receive 10% off your first purchase and 15% on subscriptions.Bulwark Capital Bulwark Capital Management (bulwarkcapitalmgmt.com)Do you know how tariffs can affect your retirement? Join Zach Abraham's FREE Webinar “Tariff Edition” Thursday May 22 at 3:30 Pacific. Sign up at KnowYourRiskRadio.com today.Renue Healthcare https://Renue.Healthcare/ToddYour journey to a better life starts at Renue Healthcare. Visit https://Renue.Healthcare/ToddLISTEN and SUBSCRIBE at:The Todd Herman Show - Podcast - Apple PodcastsThe Todd Herman Show | Podcast on SpotifyWATCH and SUBSCRIBE at: Todd Herman - The Todd Herman Show - YouTubeIt's the question that anyone in The West can ask. You can ask this in good conscience - but is it veneer? This question was brought up by a 104 year old war veteran on the 80th anniversary of VE day…Episode Links:Powerful words from this 104-year-old war veteran on the VE Day 80th anniversary: "Things are different. In fact, to be honest with you, this is not the country I fought for." MAGA: Democrat insurrection to silence RFK Jr during hearing at CapitolAt 18, Martyna Ogonowska got 17 years for stabbing a man who was violently sexually assaulting her - appeal denied. Banaras Hussain, Rotherham gang leader who raped & tortured girls as young as 11, walked free after serving under half his 19-year sentence.This isn't justice."There was a woman... she was actually a charity worker ...and what she would do is she would go into the children's care homes, bring the children out and give them to the pedophiles..."- @officialsammyukRep. Shri Thanedar stumped when asked to name areas in his districtGENOCIDE: South African leader, "We'll kill how many whites, we'll kill their children, we'll kill their women, we'll kill anything that stands in our way."CNN Dreams: Maybe An English-Speaking Pope Will Change Trump's Mind?
*Bu bölüm Hiwell hakkında reklam içerir. Yalım olduğu doğru mu? Trikotilomani, anksiyete ve duygusal yeme bozukluğunu nasıl aştım? Yapayalnız ölmekten neden korkmuyorum? Ve daha nice sorunuzu bu hafta da "doğal zeka" cevaplıyor.Hiwell'de ilk seansınız aşağıdaki kodla sadece 299 TL. Hiwell'den faydalanmak için tıklayın: https://hiwell.app/-merdivenalti-terapi--mKod: merdiven299
Estos son los mejores momentos de la temporada #9 de Histeriadores. Ve poniendo los hielos, porque la vas a pasar muy bien en compañía de tus Cracks.
Dime qué piensas del episodio.Cracks está nominado como mejor podcast de entrevista en los Spotify Podcast Awards y necesitamos tu ayuda para ganar la categoría. Puedes votar una vez al día del 7-21 de mayo en cracks.la/premios.Hoy tengo de vuelta a un viejo amigo de este podcast y probablemente uno de los cerebros más brillantes —y al mismo tiempo más humanos— del venture capital en Latinoamérica. Héctor Sepúlveda @the_hect es socio fundador de Nazca, pero más allá de los fondos, las inversiones y los retornos extraordinarios, lo que ha vivido en los últimos años es una historia de transformación profunda. Desde el duelo y el divorcio hasta fundar nuevas empresas, enfrentar desafíos familiares, levantar un nuevo fondo y acompañar la recuperación de su hija, Héctor ha estado en la cima del juego… y en sus momentos más vulnerables. Esta conversación no solo es una actualización, es una lección de resiliencia, liderazgo y evolución personal.Por favor ayúdame y sigue Cracks Podcast en YouTube aquí.“El balance no existe. Lo que existe es el costo que estás dispuesto a pagar.”- Héctor Sepúlveda @hsrr79Comparte esta frase en TwitterEste episodio es presentado por Laboratorios LABBE, el laboratorio médico que ofrece una amplia gama de análisis clínicos, recolectados de forma segura en la comodidad de tu hogar y por Hostinger la plataforma que te permite tener un dominio y crear tu página de internet usando inteligencia artificial.Qué puedes aprender hoyCómo. tener buenas conversacionesDiferencia entre operadores y emprendedoresPor qué hay que reconocer héroes ocultos*Este episodio es presentado por Hostinger¿Sabías que tengo más de 50 dominios registrados? Sí… cada vez que se me ocurre una idea de negocio, lo primero que hago es asegurar el dominio.Porque para mí, una idea sin dominio… es como una empresa sin nombre.Y es que hoy, si quieres ganar dinero en internet, necesitas una página web.Con Hostinger puedes crear tu sitio en cuestión de minutos. No necesitas saber programar, ni ser diseñador.Con el plan Business de Hostinger tienes acceso una herramienta de inteligencia artificial que construye el sitio por ti. Solo escribes dos o tres líneas sobre tu proyecto… haces clic… y listo. Después lo puedes editar con funcionalidad de arrastrar y soltar.Y por si fuera poco, ¡también tienes un dominio gratis!Por escuchar Cracks, Hostinger te regala 10% de descuento si vas a hostinger.com/cracks y usas el código CRACKS*Este episodio es presentado por LABBE“Hoy, estamos muy emocionados de contar con el apoyo de Labbe, tu laboratorio donde quieras.¿Sabías que ahora puedes realizarte estudios de laboratorio sin salir de casa u oficina? Ya sea que necesites hacerte análisis por instrucción médica o simplemente para monitorear tus biomarcadores buscando un mejor desempeño, Labbe ofrece una amplia gama de análisis clínicos, recolectados de forma segura en la comodidad de tu hogar.Desde realizarte un perfil de salud general o pruebas específicas, su equipo de profesionales garantiza un servicio de alta calidad y resultados confiables.Para ti que escuchas cracks LABBE te regala 10% Ve el episodio en Youtube
Nick Robinson speaks to Sir John Major, former Prime Minister of the United Kingdom.It's 80 years since VE day marked the end of WW2 in Europe - and Sir John reflects on the lessons that should be remembered from the conflict. He is the last British Prime Minister who was alive during the Second World War. Sir John warns democracy should not be taken for granted, and is in retreat in some parts of the world - where tyranny is instead taking its place. He sets out his belief in fighting for the freedom of Ukraine, in a stronger NATO, and in a united Europe able to defend itself.The former Prime Minister also looks back at previous Victory in Europe days, and the moving ceremonies, moments and people that have stayed with him.The Interview brings you conversations with people shaping our world, from all over the world. The best interviews from the BBC. You can listen on the BBC World Service, Mondays and Wednesdays at 0700 GMT. Or you can listen to The Interview as a podcast, out twice a week on BBC Sounds, Apple, Spotify or wherever you get your podcasts.Presenter: Nick Robinson Producers: Ben Cooper, Lucy Sheppard Editor: Max DevesonGet in touch with us on email TheInterview@bbc.co.uk and use the hashtag #TheInterviewBBC on social media.
Max Pearson presents a collection of the week's Witness History interviews from the BBC World Service. Our guest is Rubina Raja, professor of classical archaeology and art at Aarhus University in Denmark.First, we go back to May 2015, when the ancient city of Palmyra in Syria was about to fall to Jihadist fighters and how of a group of men risked their lives to preserve the world-famous archaeology.Plus, the entrepreneur and engineer Yoshitada Minami and his wife Fumiko Minami who came up with a way to liberate women from two to three hours of housework a day through the invention of the rice cooker in 1955.Then the story of the sinking of the Lusitania, the British ocean liner sunk by a German submarine off the coast of Ireland during the First World War.Also, celebrating 80 years since the end of the Second World War in Europe we dive into the BBC archives to listen to correspondents capturing the scenes of joy across London on VE day in 1945.Finally, how in 2000, keen cricketer Paul Hawkins wanted to turn his passion into innovation when he created the technology we now known as ‘HawkEye'.Contributors: Khalil Hariri - archaeology expert who worked at Palmyra's museum Rubina Raja - professor of classical archaeology and art at Aarhus University in Denmark Aiji Minami - son of Yoshitada and Fumiko Minami Margaret Hague Thomas – passenger on the Lusitania Leslie Morton – merchant seaman on the Lusitania Paul Hawkins – founder of ‘Hawkeye'(Photo: Palmyra. Credit: PHAS / Universal Images Group via Getty Images)
Dime qué piensas del episodio.Aquí pueden votar por cracks podcast: https://open.spotify.com/playlist/37i...Este no es un episodio como los demás. Hoy no hay entrevista, ni temas profundos (aunque tal vez sí). Hoy te hablo directo a ti, que llevas años escuchando Cracks Podcast, que alguna vez encontraste aquí una historia que te sacudió o una idea que te cambió la vida.Después de más de 330 episodios, Cracks ha sido nominado a los primeros Spotify Podcast Awards en la categoría de Podcast Favorito de Entrevistas… y eso significa más de lo que crees.En este episodio te cuento por qué este reconocimiento no es sobre mí, sino sobre nosotros como comunidad. No somos un podcast viral ni de moda. Cracks es para los que quieren crecer, cuestionarse, y transformarse. Y hoy, más que nunca, necesito que levantes la voz conmigo para que este mensaje llegue más lejos.¿Cómo puedes ayudar?Del 7 al 21 de mayo, entra todos los días a cracks.la/premios, vota por Cracks Podcast y comparte el link con quienes alguna vez escucharon un episodio contigo.Este premio no se gana con fama, se gana con impacto. Ve el episodio en Youtube
Nick Robinson, presenter of BBC Radio 4's Today programme and the Political Thinking podcast, speaks to former US President, Joe Biden. The pair met in Biden's home state of Delaware, in a hotel where he had launched his political career more than half a century ago.In his first interview since leaving the White House, Biden talks about democracy under threat, Ukraine and the future of NATO, and America's place in the world - all at a time when we commemorate the 80th anniversary of VE, or Victory in Europe, Day. Biden himself was just a few years old at the end of the Second World War.He'll also give his opinion on how his successor, President Trump, is faring so far in his second term. The Interview brings you conversations with people shaping our world, from all over the world. The best interviews from the BBC. You can listen on the BBC World Service, Mondays and Wednesdays at 0700 GMT. Or you can listen to The Interview as a podcast, out twice a week on BBC Sounds, Apple, Spotify or wherever you get your podcasts.Presenter: Nick Robinson Producers: Ben Cooper, Katie Solleveld Editor: Max DevesonGet in touch with us on email TheInterview@bbc.co.uk and use the hashtag #TheInterviewBBC on social media.
In this power-packed episode, Keith delivers a masterclass on the current real estate landscape, blending personal insights with market-changing trends. From the nuanced world of home flooring to the pulse of national housing markets, Keith breaks down complex real estate dynamics into actionable intelligence. The episode reveals a market at a critical inflection point: declining home sales, shifting apartment dynamics, and emerging investment opportunities. Keith provides listeners with a strategic roadmap to navigate these changes, emphasizing the importance of adaptability and informed decision-making. Exclusive Takeaway: Get Rich Education offers free investment coaching to help you turn these insights into wealth-building action. Your real estate success journey starts here. Free Resources: Connect with a free GRE investment coach at GREinvestmentcoach.com Show Notes: GetRichEducation.com/552 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREmarketplace.com/Coach Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments: You get paid first - Text FAMILY to 66866 Will you please leave a review for the show? I'd be grateful. Search “how to leave an Apple Podcasts review” For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— text ‘GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript: Automatically Transcribed With Otter.ai Keith Weinhold 0:00 Keith, welcome to GRE. I'm your host. Keith Weinhold, there's been a real estate tragedy in my family. Then this past month, national home sales have plummeted to their worst level since 2009 then something is happening in the market for apartment buildings that shocked everybody and more all today on get rich education. Speaker 1 0:24 Since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors, and delivers a new show every week. Since 2014 there's been millions of listener downloads of 188 world nations. He has a list show guessing the top selling personal finance author Robert Kiyosaki, get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast, sign up now for the get rich education podcast, or visit get rich education.com Speaker 2 1:09 You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education. Keith Weinhold 1:25 welcome to GRE from Montreal, Quebec to Montrose, Michigan and across 188 nations worldwide. I'm Keith Weinhold, and you are back inside get rich education here in our 11th year, you're listening to one of America's longest running the most listened to shows on real estate investing, indeed, the 552nd consecutive week before we delve into the sad topic of terrible national home sales, the worst since 2009 which is a serious topic, first, a bit More of a light hearted topic, a real estate tragedy of sorts, has taken place inside my family, right inside my parents home, the same home that I grew up in. And you know, it's been a while since I had a good rant in an episode. So before we get to our core content today, my parents just replaced the nice, plush, warm, soft, inviting wall to wall carpets in both of their living rooms with laminate, hardwood floor. Oh no, this is disastrous. I mean, this is an abject property atrocity right in the home that I grew up in. Now, if you're a longtime listener, you know what I'm talking about. If you're newer here, it's probably been a couple years since I mentioned it. You know, everyone has their own quirks and idiosyncrasies, like you have certain ways of thinking about some things in your life, where you just know that you're in the minority of society with how you behave with that thing. Yeah, there are some things that you're counter cultural on. It's part of your unique personality, and it's what makes you you, well, one of my real estate idiosyncrasies and unorthodoxies is that I love deep, plush carpet, not hardwood floor, and hey, I don't expect you to agree with me on this. It's what makes me different. Now we'll talk about the flooring that you choose to use in your rental units in a moment and compare their prices and when you might want to use those things and when you don't. But we're just talking about home here, the flooring that you live on your primary residence. Why would anyone replace carpeting with hardwood, plank flooring? It is uninviting. It is cold, hard, and it even transfers noise more than quiet, comfortable, plush carpeting. And yes, hardwood floors can be heated. And some homeowners do that. They use what are called radiant heating systems, and they are installed beneath the floor, and these systems use either electric cables or sometimes mats or hydronic tubing, which are pipes filled with hot water in order to radiate that heat upwards into the floor. Now, something like that is what you'd be more likely to do in your own home, and not a rental unit, but even if you do that, hard floors are still, well, hard and noisier, like I just don't get it deep, plush carpet is superior. I'm not talking about the shag carpet that was popular 50 years ago, just plush carpet that hit its peak. In the 1990s Oh yes, that is the stuff I'm telling you. I mean plush carpet. That is the stuff that turns a house into a home. Well, my parents did just the opposite. They turned their home back into a house. Oh, dear. And, hey, it's their home. They can do whatever they want. Now, what are the main reasons that I hear about why people prefer laminate, hardwood flooring or luxury vinyl plank flooring over carpeting? That's what the majority of people want to do, and that's not what I want. Well, one reason, and this is the main reason that my parents did it, is that it looks nicer. In their opinion, looks nicer. I don't get it at all. I mean, even most cheap $1,000 apartments have been using like hardwood, plank flooring for close to 25 years now, there's nothing special about the way that it looks. Most of it anyway, some of it can look pretty cool. Now, some people want the hardwood because, well, they say that it's easier to clean. Easy to clean. Why in the world would you have trouble keeping your own home clean? I mean, if there's any space in the world that you keep clean, it is your humble abode. Now I know that it's easier for me to say that because I don't own any pets and still don't have kids, maybe you do replacing carpet for hard flooring is just an unspeakable act. What an uncalled for abhorrence, a repugnance. Other reasons that people say they prefer hardwood or vinyl plank over carpet is that it is allergy friendly. All right. Well, I don't have any trouble with allergies. But here's the thing that's even more confounding, most people that install a hard flooring. Well, the next thing that they do, and this is exactly what my mom and dad say that they're going to do next now that they put the hardwood floor in, is find some area rugs and cover it up so people put carpet on top of the hardwood floor anyway, but then yet, that carpet cannot be plush and padded underneath like real Carpet would be, because it's just like a piece that's rolled out, plus it cancels out, then all these pet friendly and allergy free benefits, plus it might be even harder to clean, because now you got to clean both the carpet and the edges of the room where the stupid hardwood flooring is showing I mean, it makes zero sense, so this just all compounds how I am confounded on how almost everybody in the world, it seems they want hardwood floor. I feel like I'm the only person in the world sticking up for carpeting. I do not expect you to agree with me here. It is just my, I guess, oddball preference. I also do a lot of exercises down on the floor. That's where the best high intensity interval training workouts take place. Down on the floor. Plush carpet is best for that too. Oh, the myriad reasons that carpet is superior, I'll tell you. Well, I'll next be staying at my parents place in two months, as I'll spend a lot of July there, and that's when I will first be witness to this transgression, this incomprehensible abomination. I mean, it is almost malfeasance. The reason that I care more about this than most sons of parents would is that my parents have lived in the same home since I was age one. I have a lot of memories there, and when I visit my parents in rural upstate Pennsylvania, I sleep in the same exact bedroom that I have since age one. Really special continuity there. What's more important than the flooring changing in the two living rooms is that, like I've told you before, I won the parent lottery, I did not have an affluent upbringing, but my brother and I had a top 1% childhood anyway, because we have two married, committed parents that are still together, still healthy and loved us. I phone my parents at least weekly, and I send them messages all the time. I guess it's a good time to think about that as this is the last episode before Mother's Day, and if you did not win the parent lottery, like I did in the way that I just described. Well, the good news is that you can do something about it. You can provide that same stable, nurturing environment to your children, and that way, they will win the parent lottery. Now, when it comes to. My rental properties, I do have hardwood flooring virtually everywhere and in every property, from single family rentals up to apartment buildings, because I don't have to live on it now, I probably do have some bedrooms in those rentals where there's carpeting, yeah, I mean hard floors that makes sense for the durability in a rental. I mean, with rentals, you might have to replace the carpet every three to five years. That is cost prohibitive. So for real estate investing, hardwood flooring, which, again, it's really a trend that became widespread in America about 25 years ago. I mean, that trend was really good for real estate investors. Tenants actually prefer this intolerable condition, perhaps much like you do. Now let me talk about five main types of flooring, how much they cost per square foot, and where you might want to use different flooring types in different situations, as we've already established. For me, it is carpet, carpet, carpet, wall to wall, everywhere, except for kitchens, bathrooms and maybe the laundry room. Seriously, though, for you and how you want to think about this and these prices include the total for both the material and the installation is for hardwood plank flooring, which is that atrocity that my parents committed. Expect to pay about $25 per square foot. And of course, all these costs are going to vary based on the wood species, the finish and the part of the world that you're in for LVP, luxury vinyl plank that's about $8 installed. LVP is a good choice because it mimics the hardwood esthetics. It's waterproof, and as you can see there, its cost is less than half of that of hardwood plank. So LVP can be a good choice for bathrooms and maybe a kitchen, and though the name luxury might be cheapened or diluted somewhat in that name, LVP, it's a bit over named. I suppose it's that that name is given to help distinguish it from vinyl flooring. Because when you hear the term vinyl flooring, what do you think of you think of sheets, something that comes in a roll in sheet vinyl only costs maybe about $5 installed. And then carpeting installed, my favorite at home, but not in rentals that costs about $6 per square foot. And then the last major flooring type is tile, and the cost of tile is really all over the place because of its different material types. Tile can be made of so many things, going from cheapest to most expensive ceramic. That's about $20 per square foot. Again, this is the cost installed for both the materials and the time it takes to install it, porcelain, 20 to 25 natural stone tile can be 40 bucks or more, and then glass tile can be a little more expensive than that, yet. So those are the approximate prices for your flooring, what you can expect to pay because, of course, plank flooring and tile, it doesn't have to be replaced as often as carpet and sheet vinyl. That's something to keep in mind when you think about those prices. But yeah, I have bought apartment buildings before, where, when I bought it, every unit was carpeted, and then as each tenant moved out, one by one, I would have my property managers contractor replace it with hard plank flooring, the radiant heat that you'd place beneath hard flooring that I described earlier, that is cost prohibitive to put in a long term rental in almost every case, that's something you'd only want to do in your own home, or maybe, just maybe a luxury short term rental in a cold climate, Like a ski resort town or something like that. So yes, you have now learned about one of my odd quirks, and you've learned about flooring types. Another of my idiosyncrasies is my preference for back scratching rather than massages. But that has nothing to do with real estate, and we've got more important topics to move on to heck. Come on, though, you might have some weird quirks, even more weird than mine. In fact, maybe real estate investors in general have more quirks than mainstream society. Because, you know, real estate investing is a little countercultural itself, right? We own things that pay us to own it every month with mainstream society and 401, KS, you have to pay it with every paycheck. Now. Who in the heck would do that? The title of this week's episode has to do with the fact that spring existing home sales are now at their worst level since two. 2009 the worst in all that time. Now, and understand when I say home sales, that means the volume of sales, the number of transactions. We're not talking about the prices now, the outlook for home prices is also less rosy now as well. I'll get to that shortly. But why are the number of property transactions at their lowest level in 16 years like this? Let's listen in to Diana Olick at CNBC. She's talking about March, but that's the newest month reported. You got to remember that real estate stats run in arrears more so than most essay classes. This report is a real bellwether for the spring housing market and how this year could turn out. This is a little over a minute, and then I'll be back to comment. We also have some housing data just cross the tape. Diana olik Has that for us. Diana, Well, David, existing home sales in March fell a much wider than expected, 5.9% from February to a seasonally adjusted annualized rate of 4.0 2 million units sales down 2.4% from March of last year, and that is the slowest March sales pace since 2009 the Great Recession. Now remember, this count is based on closing, so its contracts likely signed in January and February, when mortgage rates were over 7% but it was before the market volatility of April, supply is rising fast, 1.3 3 million units for sale at the end of March, up nearly 20% from the year before. That makes a four month supply, which is still on the lean side. Six months is considered a balanced market. More inventory and slower sales are starting to put the chill on prices. The median price of an existing home sold in March was $403,700 that's still an all time high for the month, but it's only up 2.7% from last March, and that annual comparison is shrinking. First time, buyers made up 32% of the market, the same as last year, they should be around 40% all cash dropped to 26% from 28th the year before, but investors house steady at 15% of sales. Sarah, all right, have a bad combo, weaker sales, higher prices. Diana, thank you very much. Diana Olek. okay, we just learned that the latest month shows the slowest spring housing market for that month since 2009 and that the supply of available homes is up 20% since last year. All right? Well, if the supply of homes is up, then why is the volume of sales down? Well, it's the same reasons that we've had for a couple years soured affordability and the ongoing lock in effect, and that soured affordability is just more set in I hope you caught it. Note that this 16 year low in sales volume is for existing homes, okay, brand new home sales are healthier. The nation is still undersupplied of housing Overall, though, with four months of supply, of course, six months is that balance point. Now, the worst news here, with this low sales volume is not affecting the homeowner or the investor. It is affecting the renter somewhat more, because they're having to stay as renters. But it's really tough. Just horribly bad news for people that are in the business of home sales, like realtors and other agents. Mortgage lenders are losing business too. So are title insurers, moving truck companies, furniture companies, and for those consumers in the market to buy and sell homes. It's actually troublesome news for society. Less residential mobility means less economic mobility and more people stuck in place. And how are we going to get Americans moving again? It is lower mortgage rates. It's probably not going to come from a substantial lowering of prices. Prices keep rising, as you heard in that clip, up 2.7% year over year, but as we look out in future months, you know, I can feel it. Price growth seems to be flattening out. Zillow and some other agencies have lowered their home price appreciation forecast for the year, I really keep up on this stuff in research, in my estimate is that the consensus is that there will be zero to 2% home price growth this year. That's not me saying that. That's me amalgamating what others say, and they don't always get it right, and this year still has a long way to go, but you know, there is just this sort of general malaise in the real estate market where there's not a lot of activity for primary residence buyers. In that clip, you heard that investor purchases are steady, constituting 15, one 5% Of home purchases, just like they did in the previous period. So that's what a low sales volume means, and that's who is affected. It is not a vibrant market out there. I still don't see anything on the horizon that could make home prices jump as much as 10% this year, not even substantially lower mortgage rates could do that. In my opinion, tariffs impact to construction costs over the next few months. You know, it's probably quite a bit less than you think. The prevailing current view among the number of developers for now is that construction costs will increase between one and 3% on wood frame builds. And wood frame builds that represents the vast majority of apartment and build to rent projects and now that one to 3% that's by no means immaterial, but it's also not some crazy surge like some headlines have suggested. So as you're out there listening to media reports on the housing market, as you can see, you've got to listen closely to what you're being told. The volume of sales and the median price are two very different things, and they're both moving in different directions, sales down, price up, also the existing home market and the new build home market are, of course, different, but you got to listen closely sometimes in order to pick that up. That also helps to be attentive to if you hear that new build prices are falling, you got to think about what that means, because in recent years, builders have responded to weak affordability by building smaller homes to try to make them more affordable, so they might be selling for actually more money on a square footage basis, even though their price is lower, it's because the homes are smaller. And then another thing is, when you hear that sellers are cutting prices, be attentive to what that really means. For example, say that median home values in an area are 450k and if a seller advertises a perfectly median home for 475k therefore it's a little overpriced, and say it doesn't sell in a month, and then they drop the price to 460 and sell it for that well, then what they've done is that they cut the price, yet at the same time, they moved the median price up from 450 to 460 so despite a price cut, that was about a 2% gain in sale price there in That example, that is how a price cut results in moving up in areas median price. So there's a lot to be attentive to when you look at news like that. As volatile as stocks have been lately, a lot of people are grateful to have their dollars invested in really stable real estate. When Stocks are volatile, the rent just keeps coming in. In fact, in a let's look at history over hunch's vein, when stocks crash, which all define as a loss of 20% or more, what happens to home prices now, a while ago, here on the show, I discussed what historically happens with home prices during recessions. But this is different. This is what happens during stock market crashes, because the stock market is not the economy. Aside from the one bad mortgage blow up of a housing market induced economic recession from 2008 to 2010 which was bad. Home prices do not go down when the stock market crashes. In fact, real estate prices usually rise when stocks plunge hard. Let's look at the five other times that this has happened since 1980 and we'll take the S, p5, 100 index high to its low. All right, in november of 1980 the S P was at 135 points. And doesn't it sound funny to say that that sounds like a ridiculously small number? Yes, the S P was at 135 points. Then by August of 1982 almost two years later, it tanked to 109 during that time, home prices went up 7.2% then in the late 80s, it was August of 1987 the S P was at 329. In November of that year, it fell to 245, I mean, that was a massive stock drop of almost 35% in just about three months, the result, home prices went down 1.7% but that happens almost every year, from summer to late autumn. In August of 2000 the S P was at 1485 by February of 03 it went down to 803 37 I mean, that was a major stock crash. During that time, home prices went up 11 and a half percent, and then we got into COVID. Times, March of 2020, 3277 was the level April of 2020, just a month later, down to 2653 home prices went up 2.1% during that month. And then finally, December of 2021, 4675 October of 2022, 3726 that was a big stock market drawdown during that time, home prices went up 5.3% so there you go. The stable nature of real estate is something that's a really valuable attribute during massive stock market drops. And I think there are a lot of people that don't realize that since World War Two, home prices have only fallen significantly one time, and it was that awful period around 2008 now, in fact, you know something interesting related to this, last month, I took that cog railway tour that goes to the top of Pikes Peak in Colorado. You might have taken that train before. It's pretty popular. It's a nice way to spend an afternoon. Well, on that cog railway tour, I got talking to a passenger. He was there with his wife and family, and this was an intelligent, professional guy. He worked in the VE printing space, so he was pretty interesting to talk to. I asked him about that. And this guy, this passenger on the train, he asked me about real estate, once he knew that that's my field. He said the strangest thing to me, but I think a lot of people think this way. He asked me, don't real estate prices have a 10 year cycle? They have a price correction and go down every 10 years, and then the values start going back up again. What I didn't laugh in this guy sure wasn't stupid. I mean, hey, he's in the 3d printing space, and maybe I have some misconceptions about his field too. But it's almost as unlikely that home prices will fall appreciably than that grocery store prices would fall significantly. Both things really unlikely. I don't know how people think things like this. To summarize what you just learned in this segment, hardwood flooring in the living room is an abomination of inhumane proportions. Existing home sales volume hit low levels not seen since 2009 home prices are still rising, but the pace of that growth is slowing, and when the stock market takes a big hit, real estate historically performs well most of the time. We're talking about residential real estate in the one to four unit space so far coming up a trend in the larger apartment building world that shocked a lot of experts. That's next. I'm Keith Weinhold. You're listening to get rich education. You know what's crazy? Your bank is getting rich off of you. The average savings account pays less than 1% it's like laughable. Meanwhile, if your money isn't making at least 4% you're losing to inflation. That's why I started putting my own money into the FFI liquidity fund. It's super simple. Your cash can pull in up to 8% returns and it compounds. It's not some high risk gamble like digital or AI stock trading. It's pretty low risk because they've got a 10 plus year track record of paying investors on time in full every time. I mean, I wouldn't be talking about it if I wasn't invested myself. You can invest as little as 25k and you keep earning until you decide you want your money back. No weird lockups or anything like that. So if you're like me and tired of your liquid funds just sitting there doing nothing. Check it out. Text family. 266, 866, to learn about freedom. Family investments, liquidity fund again. Text family. 266, 86 Hey, you can get your mortgage loans at the same place where I get mine at Ridge lending group and MLS, 42056, they provided our listeners with more loans than any provider in the entire nation because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. You can start your pre qualification and chat with President Caeli Ridge personally. Start now while it's on your mind at Ridge lendinggroup.com, that's Ridge lendinggroup.com. Speaker 3 29:53 This is the king of commercial real estate, Dolph de Roos. Listen to get rich education with Keith Weinhold. And don't Quit your Daydream. Keith Weinhold 30:10 Welcome back to get rich Education. I'm your host. Keith Weinhold, being springtime, it's also graduation time. If you're looking for a gift idea for a graduate, consider doing what I did. My niece is about to graduate from high school. That's my brother's oldest daughter. I gave her two gifts, cash plus gold cash because, I mean, come on, any 18 year old wants something that they can use. You want to give them something that they want. But I gave gold as well, not because it's in a massive bull market right now, which it is, but saving that can help her tangibly see and understand the diminished purchasing power of the dollar over time. Be mindful, dollars are just currency, but gold is money. So yes, I like my niece, but apparently not enough to give her a little rock turnkey property. As we know, wannabe homeowners have been roughed up with poor buyer affordability that started around 2022 they must either patiently wait for Mr. Beast to give them a home, or they need to keep renting apartment demand just could not keep up with 2023 and 2020 four's massive surge in new apartment construction that left a lot of units vacant. It meant that any new renters were quickly absorbed, and as a result, rent growth stayed flatter than a soda left open for a week. Builders overachieved, and renters under showed back then, but in 2025 and 2026 new apartment construction deliveries are going to keep falling from their peak even in 2027 that's probably going to happen. And we can already project this, because it takes two years, basically, to build an apartment from permitting to completion and permits are down. The dynamics of the apartment market are pretty straightforward. It takes around two to three months to turn permits into construction starts, and then it takes an additional 19 months to complete and deliver new units. So that's the two years or so that I'm talking about. The past high housing starts have therefore shown up as completions here. In recent months, the high completions are predominantly in southern states, and that's exactly why apartment rents have been falling in places like Atlanta, Charlotte, Tampa, Dallas and Austin. Even though those are the places that people are moving to, oppositely in California, it is especially tough to get permits, and tougher even yet to get apartments completed, there will be acute housing shortages in California. If recent past trends hold, then homelessness is going to be an ongoing problem. Moderate income workers cannot make ends meet, and therefore they're going to leave the state, California simply needs to build more housing to reduce the homeless problem and help out the moderate income workers. The real surprise is that today, national demand for apartments keeps coming in at high levels that defy even the most bullish forecasts. Real page recorded the best first quarter for net absorption in more than 25 years. It was 138,000 units. Costar called it the second best q1 in more than 25 years with 128,000 units. And now those numbers don't mean much to you until you realize that this century apartment demand absorption, you know, is typically in a range of 30 to 80,000 units per quarter, and we're looking at double, triple or quadruple that now. And what all that really means is that there is a surprisingly healthy level of well qualified demand for US apartments. All right, so this net absorption that I'm talking about, which is move ins minus move outs, that being over 100,000 units like this, that's something that you might see in busier leasing seasons, like towards summer q2 and q3 but rarely in q1 and apartment demand. It came in hot in nearly every region of the country. So what is going on here? What are the reasons for this surging apartment demand? I mean, sure, for one, it's the one that you already realized. Eyes, fewer people can buy houses. But it's more than just fewer people can buy houses, it's also, if you build it, they will come. I mean, cranes have dotted skylines in US cities for the past few years, apartment construction soared. It's also wage increases. They have outpaced inflation, and both of those have outpaced apartment rent growth, helping with affordability. Another reason for surging apartment demand are those baked in demographics. We had this surge in US births from 1990 to 2010 and that means that think about the age that they are now. That means this group is hitting peak. Let me get out of my parents house age. A whole lot of Netflix accounts are being split into those. People are moving out and getting an apartment. Well, with this in mind a surge of apartment demand in fewer new apartments being built over the next two years. You know, you think about what this means for a while here I've discussed how in real estate, today's best opportunities are one to four unit turnkey properties, especially new builds and also burr properties. I mean, those things have been the MVPs of this cycle, and you keep finding those properties and buying them at GRE marketplace, but apartment buildings, I mean, they're probably warming up in the bullpen by now, I might be able to add those to the mix soon, and to add those to the list about where the opportunity is, because apartment building values have been suppressed Ever since mortgage rates spiked in 2022 but it's probably not time to swing the bat quite yet. Of course it is in some cases. There are always some exceptions, but when you look around today, you know you got to consider apartment landlords. They still got to commonly offer concessions to fill their rent rolls. They're having to give away a free month's rent here and waived some fees over there. But demand, you know, it really tangibly, is starting to catch up with supply now, and when it comes to rent growth, it's still been pretty pathetic for apartments. Okay, apartments still lag behind single family rentals. Now apartment rents, they're only up a week, 1.1% year over year. Really weak. That's the latest figure, a paltry 1.1% apartment rent growth less than inflation then, and that's per real page market analytics, incredibly that 1.1% is actually the highest apartment rent growth rate in 21 months. So the bottom line here is that the apartment market, it has been through the wringer. They've been beaten up by rate hikes and drowned in supply and ghosted by demand. But finally, after years of gloom, the clouds are starting to part for apartment buildings, supply slows and demand grows here at get rich education, you know, I'm trying to give you the knowledge in the tools that I wish I had when I began, where the opportunities are, how to think about real estate, how to know about how you get paid. I mean, knowing all that sooner really would have made my life easier, like frameworks through which to understand real estate investing and the resources so that you can make it actionable and build your real estate portfolio. You'll notice that our provider network at GRE marketplace has recently expanded, and perhaps the best tool of all, that's our free in house investment coaching. We make it easier and hold your hand through the process of buying your first investment property. If you're a more experienced investor, our coaching helps you assess and evaluate the GRE Income Property inventory and help you decide which geographies seem to be most conducive to your goals, and of course, find that real estate pays five ways. Kind of property. Don't let uncertainty prevent you from taking action, because GRE coaching is free access those off market deals. There's no agent that has to be compensated. You'll get free help along your journey, from making the offer, submitting your earnest money, inspection, appraisal, your management agreement, what your closing day is like, and more or perhaps the coaching will help you decide that it's not the right time for you to add income property based on your own unique circumstances. We help you do it all and make it easy. I often like to leave you with something actionable for a free GRE investment coaching Strategy Session customized just exactly to you. Start at GREinvestment coach.com until next week. I'm your host. Keith Weinhold, don't quit your Daydream. Speaker 4 40:03 Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC exclusively. Keith Weinhold 40:27 You know, whenever you want the best written real estate and finance info, oh, geez, today's experience limits your free articles access and it's got paywalls and pop ups and push notifications and cookies, disclaimers, it's not so great. So then it's vital to place nice, clean, free content into your hands that adds no hype value to your life. That's why this is the golden age of quality newsletters, and I write every word of ours myself. It's got a dash of humor, and it's to the point because even the word abbreviation is too long, my letter usually takes less than three minutes to read, and when you start the letter, you also get my one hour fast real estate video. Course, it's all completely free. It's called The Don't quit your Daydream. Letter, it wires your mind for wealth, and it couldn't be easier for you to get it right now. Just text GRE 268, 66 while it's on your mind, take a moment to do it right now. Text GRE 266, 866, Speaker 1 41:42 The preceding program was brought to you by your home for wealth, building, get richeducation.com