Podcast appearances and mentions of Scott Gibson

The @USLWPittsburgh head coach Scott Gibson shares some behind the scenes news about the team and the @uslwleague ! After that we break down the @USL Jagermeister Cup news and what we expect to see from the @PittsburghRiverhoundsSC and their group! #rivehrounds #usl #pittsburgh #soccer Hosted on Acast. See acast.com/privacy for more information.

Former Britehouse CEO Scott Gibson was recently appointed as chief executive of enterprise asset management company Pragma. He is the guest in this episode of the TechCentral Show (TCS). Gibson, who also previously headed Dimension Data's (now NTT Data's) global digital practice, tells TCS about his appointment and why he decided to join Pragma, which develops a software platform in South Africa that it exports to companies around the world. Gibson plans to step up that internationalisation effort as CEO. “Pragma's software competes comfortably with the world's top brands, such as SAP, Maximo and IFS Ultimo. I plan to use my experience growing software businesses to help Pragma achieve its international expansion goals,” he says. Co-founder and outgoing CEO Adriaan Scheeres, who led Pragma for 34 years, will remain a shareholder and member of the board. In the interview, Gibson chats about: • Pragma's history and what it does; • The size of the business, and the opportunities he sees abroad for the company; • Its clients; • The trends in the enterprise software market; and • The application of artificial intelligence. Don't miss the conversation! TechCentral

Podcast Episode SE6 EP17

In this episode of the (Re)thinking Insurance podcast, Scott Gibson is joined by Laura Doddington and Lauren Finnis to explore advanced analytics in the insurance industry. They discuss findings from WTW's recent advanced analytics survey, highlighting how nearly 50 North American P&C insurers are leveraging analytics. Despite strong leadership commitment, progress has stagnated since 2021 due to IT bottlenecks and data challenges. The discussion covers practical applications of machine learning in document processing and risk assessment, and identifies areas where analytics can enhance operations, such as claims management and distribution strategies. The speakers emphasize the need for a clear roadmap, robust data infrastructure, and collaboration between analytics and business teams, underscoring the importance of sustained effort and strategic planning to fully integrate analytics into organizational culture.

Scott Gibson – CEO, Pragma SAfm Market Update - Podcasts and live stream

Do you want to get started in real estate investing but don't have the funds to purchase an entire property? Fractional real estate investing may be the answer you're looking for. Fractional investing offers lucrative opportunities to own part of a property rather than an entire one. Fractional real estate ownership can be affordable for startup investors who want to enter the real estate market. But what is fractional investing? And is this the right investing model for you?  Learn more about your ad choices. Visit megaphone.fm/adchoices

Girls Gone Hallmark is getting into the Christmas spirit this July with a special lineup of fan-favorite movies recommended by the Girls Gone Hallmark Facebook group. This week, Megan and Wendy review "A Very Merry Mix-Up." Will the beloved Alicia Witt rom-com sprinkle some holiday magic or will silly hi-jinx ensue? Tune in all July to catch your favorite Hallmark podcast duo reviewing cherished Christmas classics! What is your favorite Christmas movie? Email us at meganandwendy@gmail.com or let's talk about it in the Girls Gone Hallmark Facebook Group! We Need Your 5-STAR Ratings and Reviews Spotify Podcast listeners: Spotify allows listeners to rate podcast episodes. Once you listen to a podcast for at least 30 seconds, you get the option to rate it between one and five stars. Return to the podcast's main page and tap the star icon. Then, tap submit. News and Notes About "A Very Merry Mix-Up" This movie originally premiered on November 10, 2013. Jonathan Wright directed “A Very Merry Mix-Up” and it was his second directorial project for Hallmark. He has since gone on to direct a total of 23 movies, a majority of them for Hallmark which include “True Justice: Family Ties,” “A Not So Royal Christmas” and “Family History Mysteries: Buried Past” as of recently. Barbara Kymlicka wrote the script. She currently has 67 writing credits and has written many Hallmark and Lifetime movies. The last couple of projects Kymlicka wrote included last year's “The Secret Gift of Christmas” and all four episodes of “The Love Club.” Alicia Witt stars as Alice. Witt has a staggering 90 acting credits which started in 1984 at the age of 7. She has appeared in the TV series “Cybill,” “Friday Night Lights,” “Orange is the New Black” and “Nashville.” She is not only a TV actress, she's appeared in theatrical movies like “Vanilla Sky” and “Two Weeks Notice.” Fun fact: Witt is a professional singer-songwriter and pianist. She released two Christmas songs in 2020 that appeared in a Hallmark movie she starred in called “Christmas Tree Lane.” In 2023, she appeared on “The Masked Singer” but was sadly eliminated after the second episode. Mark Wiebe plays Matt Mitchum. He has 16 previous acting credits including appearances in the TV series “Nikita” and “The Handmaid's Tale.” This movie was his second project for Hallmark, having previously appeared in the 2011 movie “Christmas Magic” as the waiter. Scott Gibson plays fiancé Will Mitchum. Gibson currently has 69 acting credits with appearances in a bunch of Lifetime movies like “The Perfect Stalker,” “My Mom's Darkest Secrets” and “My Husband's Worst Mistake.” Susan Hogan plays not-future-mother-in-law Penny. Hogan has 129 acting credits, recently appearing in “Tipline Mysteries: Dial 1 for Murder.” Lawrence Dane play Matt's grandpa Charles. Having appeared in 150 projects, this 2013 movie was the second to last on his resume. Dane passed in March 2022 at the age of 84. Mimi Kuzyk plays Will's mom Judith. With 141 acting credits, Kuzyk has appeared in “Hill Street Blues,” “Blue Murder,” “Workin' Moms,” and “UnREAL” - to name a few.  According to IMDB, the role of Alice was originally written for Jennifer Lopez. Watch the Trailer for "A Very Merry Mix-Up"

Podcast Episode 189

A home inspection doesn't take long, and understanding the process means it won't take longer than necessary. But why is a professional home inspection so vital in real estate investment? Here, we'll explain the home inspection process and answers the essential question: How long should a home inspection take? As the adage goes, you cannot judge a book by its cover. Successful real estate investors know why it's wise to avoid judging a property by its paint job. Below the seemingly pristine surface is an incredible array of risks and potential issues. Learn more about your ad choices. Visit megaphone.fm/adchoices

Real estate and franchising are two popular investment options offering significant financial returns. Both allow you to earn passive income, enjoy tax benefits, and benefit from regular cash flow. However, a real estate franchise and real estate investing each have pros and cons to consider. If you are considering investing in the housing market, which business model is best for you? Long-term wealth through property appreciation and regular rental income that real estate offers? Or the opportunity to own a tried-and-tested business model with instant brand recognition? We'll discuss whether investing in real estate or starting a franchise is best for your financial goals. Learn more about your ad choices. Visit megaphone.fm/adchoices

Are you considering listing your property on Airbnb? Understanding how much an Airbnb host can make before listing your property as a short-term rental (STR) is crucial. Factors affecting profitability include Airbnb fees, property maintenance, occupancy rates, and location. With fierce competition in the Airbnb rental market, understanding these factors is crucial for increasing your rental income potential.  Getting started as an Airbnb host can be a great way to earn passive income. While some hosts make substantial profits, regular rental income is not guaranteed. What can you do to run a successful vacation rental business on Airbnb? Here are nine key factors that can impact your income potential.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Do you want to maximize real estate investment returns, diversify your portfolio, and build wealth? The secret is to use leverage in real estate investing.  Leverage is a valuable tool that uses other people's money to buy property. This strategy allows you to find more lucrative investment opportunities while protecting your liquid assets. It gives you endless possibilities to purchase real estate with little or no money down.  Real estate investment is popular because of its potential for high returns. However, the concept of leverage can be tricky for new real estate investors to learn. And, like any investment strategy, leverage has its benefits and risks. Therefore, understanding how leverage works is key to making wise investment decisions. This article explains what leverage in real estate is and how you can use it to your advantage. This knowledge can help maximize return on investment (ROI) and achieve your financial goals. So, whether you're a seasoned investor or just getting started, read on to gain a deeper understanding of the power of leverage in real estate.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Trauma, Crisis and Brokenness are part of the human experience and as pastors, disciple-makers and Bible teachers we need to be aware of how God's Word and God's Spirit empower us to listen well, speak carefully and actually HELP people. Krista Fox speaks about her experience as a missionary in  in the Amazonian region of Brazil in Belem, Para working with individuals involved in prostitution, sex trafficking and refugees.  She is the founder of Applied Care for Trauma which  partners with other organizations, churches, and mission fields to equip Christians to work with brokenness and trauma in their people. Krista is originally from Denver, CO where she served in ministry with their first church plant until they left for the mission field. She and her family, her husband Kyle of 21 years and their 2 sons, lived and served as missionaries in the Amazonian region of Brazil in Belem, Para for 8 years. She and her husband planted Calvary Chapel Belém where Krista also served as the women's ministry leader as well as developed and led the Proverbs 24:11 ministry (a ministry dedicated to individuals involved in human trafficking and prostitution). Krista and her family have currently transitioned from the missions field to Southern California. Krista has been involved in ministry for over 16 years. She has a masters degree in counseling and is currently pursuing her doctorate's degree in Counseling:Traumatology. Her heart's desire is to see the hurt healed and walking with the Lord. She is currently developing a new ministry, Applied Care for Trauma (ACT), which offers trainings and encouragement to churches/ministries who desire to counsel/discipline the hurting people in their care in a Biblical, practical and effective manner. Resources Mentioned: The White Umbrella : Walking with Survivors of Sex Trafficking - Mary Frances Bowley https://www.amazon.com/White-Umbrella-Walking-Survivors-Trafficking/dp/0802408591 Community-Based Psychological First Aid: A Practical Guide to Helping Individuals and Communities during Difficult Times - Gerard Jacobs https://www.amazon.co.uk/Community-Based-Psychological-First-Aid-Individuals-ebook/dp/B01GW5XP9O What NOT to say to a survivor of assault - Justin Holcomb “I know how you feel.” “I understand.” “You're lucky that ____________ didn't happen.” “It'll take some time, but you'll get over it.” “Why don't you tell me more details about what happened?” “Don't worry, it's going to be all right.” “Try to be strong.” “Out of tragedies good things happen.” “Time heals all wounds.” “It was God's will.” “You need to forgive and move on.” “Calm down and try to relax.” “You should get on with your life.” Visit https://www.netgrace.org/resources/what-to-say-to-a-victim for the complete article Recommended Expositors Collective Episodes: Justin Holcomb on preaching and care for those who have survived sexual assault: https://www.expositorscollective.com/podcast/2022/12/20/preaching-gods-grace-to-the-disgraced-with-justin-holcomb Preaching Hope In Darkness - Karen Mason and Scott Gibson : https://www.expositorscollective.com/podcast/2021/1/12/preaching-hope-in-darkness-karen-mason-and-scott-gibson For information about our upcoming training events visit ExpositorsCollective.com The Expositors Collective podcast is part of the CGNMedia, Working together to proclaim the Gospel, make disciples, and plant churches. For more content like this, visit https://cgnmedia.org/ Join our private Facebook group to continue the conversation: https://www.facebook.com/groups/ExpositorsCollective

Residential real estate investing has the potential to be very profitable. But how much do you need to invest in real estate and generate steady passive income?  Unfortunately, the perceived excessive costs involved in purchasing real estate can intimidate aspiring residential real estate investors. However, understanding all the costs of buying a real estate investment property will help you avoid costly mistakes. Buying a rental property, holiday home, or property to flip can yield short-term and long-term financial gains. However, the money needed to start real estate investing depends on several factors. You must establish a contingency fund, pay closing costs, and save for the down payment. Then you have ongoing costs like mortgage payments, property maintenance, and property taxes. Learn more about your ad choices. Visit megaphone.fm/adchoices

The loan-to-value (LTV) ratio is a key metric mortgage lenders use to assess their risk of lending you money. Most lenders use the LTV ratio, credit score, debt-to-income ratio, interest rate, and property value when processing your mortgage application. The loan-to-value ratio affects the amount of down payment the lender requires. Simply put—the lower your LTV ratio, the better your chance of getting finance approved at a competitive rate. This article is a complete guide to understanding LTV ratios and how they can help you make wise property investments. You will also find out how to calculate LTV ratios. Additionally, you will get key insights into securing cheaper financing terms. Learn more about your ad choices. Visit megaphone.fm/adchoices

Buying a house with an LLC has many benefits for real estate investors. When the limited liability company owns the property, you can access tax benefits and asset protection. You may also find it easier to partner with other investors. However, setting up an LLC can be complicated, and you may struggle to secure a mortgage loan. Are you a first-time real estate investor looking to buy your first investment property? Or do you already own multiple properties and wonder if you should transfer property ownership to an LLC? If so, this article is for you. From setting up an LLC and managing legal and financial considerations, this article will guide you through the process of buying a house with an LLC. You will also learn about the pros and cons of owning an LLC. Learn more about your ad choices. Visit megaphone.fm/adchoices

Buying a vacation rental property can bring lucrative returns for real estate investors. A vacation home can generate high rental income, provide tax breaks, and give you a second home for your own vacations. However, ensuring a good return on the investment property requires careful research into local markets, calculating your expenses, and understanding the rhythm of vacation rental properties. Investing in a vacation rental property requires a different investment strategy than a typical buy-and-hold property. A vacation rental home typically has more vacancies throughout the year. Also, short-term vacation rentals have higher maintenance costs and experience seasonal highs and lows. This article will guide you through the process of buying vacation rental property. You will learn how to analyze the rental market, find the right vacation rental property, and maximize profits from rental income. Whether you're a first-time real estate investor or a seasoned pro looking to add to your portfolio, these tips and tricks will help you make a smart and profitable investment in short-term rentals. Learn more about your ad choices. Visit megaphone.fm/adchoices

Podcast Episode Re-Deploy

In this featured favorite, we bring back a conversation with Haddon Robinson, Jeff Arthurs, and Scott Gibson on what may be the greatest weakness in preaching.

It's time for another @EchoChamberFP https://www.instagram.com/echochamberfp/ episode!!! And this week, we have a comedy from Fifth Season & Watch This Ready, we return to a slasher franchise with Paramount Pictures, Spyglass Media Group. Pixar latest gets a look, and Alternate Current bring us to re-releases. First a British classic from Warp Films & Film4, then a slick revenge yarn from Entertainment Film Distributors, Vertigo Releasing!!! Today we have: 80 for Brady Watch Review: Here. https://youtu.be/0_yHDqm-XLM Theatrical Release Date: 3rd February 2023 Digital Release Date: 8th September 2023 Director: Kyle Marvin Cast: Lily Tomlin, Jane Fonda, Rita Moreno, Sally Field, Tom Brady, Billy Porter, Harry Hamlin, Guy Fieri, Alex Moffat, Rob Corddry, Glynn Turman, Ron Funches, Bob Balaban, Jimmy O Yang, Matt Lauria, Sara Gilbert, Sally Kirkland, Andy Richter, Gus Kenworthy, Brian Jordan Alvarez, Marshawn Lynch, Patton Oswalt, Retta, Danny Amendola, Julian Edelman, Rob Gronkowski Running Time: 98 min Cert: 12a Trailer: Here. https://youtu.be/-UeGXB2NjR8?si=OnEQrZAEoU-SBHHC ------------ Scream VI Watch Review: Here. https://youtu.be/5YBglPdXqlQ AMC Lincoln Square Theater: 6th March 2023 Theatrical Release Date: 10th March 2023 Digital Release Date: 8th September 2023 Director: Matt Bettinelli-Olpin, Tyler Gillett Cast: Melissa Barrera, Jenna Ortega, Jasmin Savoy Brown, Jack Champion, Mason Gooding, Roger L. Jackson, Liana Liberato, Dermot Mulroney, Devyn Nekoda, Henry Czerny, Tony Revolori, Josh Segarra, Skeet Ulrich, Samara Weaving, Hayden Panettiere, Courteney Cox, Jack Quaid Running Time: 122 min Cert: 18 Trailer: Here. https://youtu.be/h74AXqw4Opc?si=zS6-XgOOEYDcuhtn ------------ Elemental Watch Review: Here. https://youtu.be/JkUC-SoF16k 76th Cannes Film Festival: 27th May 2023 Theatrical Release Date: 16th June 2023 Digital Release Date: 13th September 2023 Director: Peter Sohn Cast: Leah Lewis, Clara Lin Ding, Reagan To, Mamoudou Athie, Ronnie del Carmen, Shila Ommi, Wendi McLendon-Covey, Catherine O'Hara, Mason Wertheimer, Ronobir Lahiri, Wilma Bonet, Joe Pera, Matt Yang King, Jeff LaPensee, Ben Morris, Jonathan Adams, P.L. Brown Running Time: 109 min Cert: PG Trailer: Here. https://youtu.be/hXzcyx9V0xw?si=WEqnCWmuX2PBCmk7 ------------ Dead Man's Shoes Watch Review: Here. https://youtu.be/rQpuO57VU5I Dolby Theatre: 8th May 2023 Theatrical Re-release Date: 15th September 2023 Director: Shane Meadows Cast: Paddy Considine, Toby Kebbell, Gary Stretch, Stuart Wolfenden, Neil Bell, Paul Sadot, Seamus O'Neil, George Newton, Paul Hurstfield, Emily Aston, Jo Hartley, Craig Considine, Matt Considine, Andrew Shim, Kephas Leroc Running Time: 83 min Cert: 18 Trailer: Here. https://youtu.be/4k9mkQjEzuY ---------------- Lucky Number Slevin Watch Review: Here. https://youtu.be/NzOmlfghjwU Premiere Release Date: 24th February 2006 Theatrical Release Date: 7th April 2006 Digital Release Date: 18th September 2023 Director: Paul McGuigan Cast: Josh Hartnett, Bruce Willis, Lucy Liu, Morgan Freeman, Ben Kingsley, Stanley Tucci, Michael Rubenfeld, Peter Outerbridge, Kevin Chamberlin, Dorian Missick, Mykelti Williamson, Scott Gibson, Sam Jaeger, Danny Aiello, Corey Stoll, Rami Posner, Robert Forster, Jennifer Miller Running Time: 110 min Cert: 18 Trailer: Here. https://youtu.be/zYqHPP0Ffik?si=t1TnPG1cRSqmtL6U -------------- *(Music) 'Kansas City Shuffle' by J. Ralph - 2006 --- Send in a voice message: https://podcasters.spotify.com/pod/show/eftv/message

Trauma, Crisis and Brokenness are part of the human experience and as pastors, disciple-makers and Bible teachers we need to be aware of how God's Word and God's Spirit empower us to listen well, speak carefully and actually HELP people. Krista Fox speaks about her experience as a missionary in in the Amazonian region of Brazil in Belem, Para working with individuals involved in prostitution, sex trafficking and refugees. She is the founder of Applied Care for Trauma which partners with other organizations, churches, and mission fields to equip Christians to work with brokenness and trauma in their people. Krista is originally from Denver, CO where she served in ministry with their first church plant until they left for the mission field. She and her family, her husband Kyle of 21 years and their 2 sons, lived and served as missionaries in the Amazonian region of Brazil in Belem, Para for 8 years. She and her husband planted Calvary Chapel Belém where Krista also served as the women's ministry leader as well as developed and led the Proverbs 24:11 ministry (a ministry dedicated to individuals involved in human trafficking and prostitution). Krista and her family have currently transitioned from the missions field to Southern California.Krista has been involved in ministry for over 16 years. She has a masters degree in counseling and is currently pursuing her doctorate's degree in Counseling:Traumatology. Her heart's desire is to see the hurt healed and walking with the Lord. She is currently developing a new ministry, Applied Care for Trauma (ACT), which offers trainings and encouragement to churches/ministries who desire to counsel/discipline the hurting people in their care in a Biblical, practical and effective manner.Resources Mentioned: The White Umbrella : Walking with Survivors of Sex Trafficking - Mary Frances Bowley https://www.amazon.com/White-Umbrella-Walking-Survivors-Trafficking/dp/0802408591 Community-Based Psychological First Aid: A Practical Guide to Helping Individuals and Communities during Difficult Times - Gerard Jacobs https://www.amazon.co.uk/Community-Based-Psychological-First-Aid-Individuals-ebook/dp/B01GW5XP9OWhat NOT to say to a survivor of assault - Justin Holcomb “I know how you feel.”“I understand.”“You're lucky that ____________ didn't happen.”“It'll take some time, but you'll get over it.”“Why don't you tell me more details about what happened?”“Don't worry, it's going to be all right.”“Try to be strong.”“Out of tragedies good things happen.”“Time heals all wounds.”“It was God's will.”“You need to forgive and move on.”“Calm down and try to relax.”“You should get on with your life.” Visit https://www.netgrace.org/resources/what-to-say-to-a-victim for the complete article Recommended Expositors Collective Episodes: Justin Holcomb on preaching and care for those who have survived sexual assault: https://www.expositorscollective.com/podcast/2022/12/20/preaching-gods-grace-to-the-disgraced-with-justin-holcomb Preaching Hope In Darkness - Karen Mason and Scott Gibson : https://www.expositorscollective.com/podcast/2021/1/12/preaching-hope-in-darkness-karen-mason-and-scott-gibson Recommended Episodes: Riley Taylor's groundbreaking and exemplary message on homiletics: https://www.expositorscollective.com/podcast/2018/8/14/episode-8-seven-lessons-on-homiletics Mike Neglia on Christ Centred Preaching: https://www.expositorscollective.com/podcast/2022/5/10/preaching-gospel-centered-sermons-mike-neglia Jon Tyson : https://www.expositorscollective.com/podcast/2021/12/21/theology-that-cannot-be-dismissed-power-that-cannot-be-denied-jon-tysonBryan Chapell: https://www.expositorscollective.com/podcast/2022/9/13/pulpit-flourish-vs-pastoral-care-with-bryan-chappell Teaching the Bible to Real People - John Whittaker https://www.expositorscollective.com/podcast/2023/1/3/teaching-the-bible-to-real-people-with-john-whittakerFor information about our upcoming training events visit ExpositorsCollective.com The Expositors Collective podcast is part of the CGNMedia, Working together to proclaim the Gospel, make disciples, and plant churches. For more content like this, visit https://cgnmedia.org/Join our private Facebook group to continue the conversation: https://www.facebook.com/groups/ExpositorsCollective

In this featured favorite, we bring back a conversation with Haddon Robinson, Jeff Arthurs, and Scott Gibson where they remind us of the danger of being boring in our preaching.

In this engaging interview, professor Matthew D. Kim and SOLA Network editorial curator Aaron Lee discuss "The Big Idea Companion for Preaching and Teaching," a book edited by Kim and Scott Gibson. The book serves pastors as a guide to approach different biblical passages by identifying the central "big idea" that shapes the sermon's message. Kim explains that the big idea represents the main thrust of the biblical text, allowing listeners to take home a clear and applicable message. Listen in on their interview as they talk about: The book compilation process involved collaborating with contributors who understood the big idea philosophy deeply, how the book is structured, and how preachers should use the book to prepare for sermons. Transcript: https://sola.network/article/finding-the-big-idea-when-preaching-and-teaching-interview/ Shownotes: https://sola.network/article/the-big-idea-companion-for-preaching-and-teaching-book-review/ https://sola.network/article/preaching-that-pleases-god/ https://sola.network/article/preaching-to-people-in-pain-interview/ Links: Weekly Newsletter: https://mailchi.mp/sola/tgif Monthly Newsletter: https://mailchi.mp/sola/newsletter Facebook: https://facebook.com/thesolanetwork Instagram: https://instagram.com/thesolanetwork Twitter: https://twitter.com/thesolanetwork YouTube: https://www.youtube.com/@SOLANetwork Podcast: http://anchor.fm/solanetwork Website: https://sola.network

Podcast Episode 156

Walk Among Heroes is proud to welcome four members of the Band of Brothers cast and Scott Gibson from the Pacific cast, for podcast episode 42.  Sara Kessel and Jeff Wells sat down with Peter Youngblood Hills (Shifty Powers), Nolan Hemmings (Chuck Grant), Alex Sabga-Brady (Francis Mellet), Christin Black (Walter Hendrix), and Scott Gibson (Captain Andrew Haldane) from the Pacific series, to discuss their experiences filming, relationships together, encounters with the soldiers they play, favorite scenes, and many other topics.  The guys were amazing, and we're excited for you to listen.  After spending a week with these guys in Normandy for the 79th Anniversary of D-Day, it's apparent how passionate they are about carrying forward the legacy of the characters they play, as well as the history surrounding one of the greatest TV series of all-time.  

Across the insurance industry, many firms are increasingly looking towards software-as-a-service (SaaS) solutions to address issues of limited internal resource, as well as to automate and streamline their business processes. In this episode of (Re)thinking Insurance, Ravi Sharma is joined by Kunal Patel and Scott Gibson to explore the benefits of SaaS solutions and how organisations can ensure they gain maximum value from these technologies.

Everyone would love to reduce their tax bill and pay less money to the IRS. But did you know that you can write off home improvements on your taxes? The good news is that certain home improvements can reduce your tax liability. For example, home upgrades that add value to your property, improve energy efficiency, or are adaptations for medical purposes are tax deductible.  Of course, not all home repairs can lower your tax obligations. And there are certain limits on how much you can claim on your tax returns. But capital improvements to your home make you eligible for tax deductions or tax credits.  As with most tax laws, the rules on writing off home improvements can be complicated. Therefore, this article aims to disentangle the complexities when writing off home improvements on your taxes.  Before learning about home improvement tax deductions, there are a few things to watch out for. First, the rules can change from year to year. Therefore, you should speak with a tax advisor about how much you can write off on taxes. Additionally, your income level can also impact home improvement deductions. Learn more about your ad choices. Visit megaphone.fm/adchoices

The annual percentage rate (APR) and interest rate are two critical metrics affecting the cost of borrowing money. Although both figures are related, knowing the difference between interest rates and APR is vital when comparing mortgage offers. For example, learning how APR is calculated could save you thousands of dollars on your home loan.  APR versus interest rate gets confusing because some people use the terms interchangeably. Also, some mortgage lenders prominently display their loan interest rates — usually because the interest rates are lower than the annual percentage rate. So typically, you must hunt for the APR in the small print of loan terms.  What's the deal with calculating interest rates and APRs? How can you decipher these figures to determine the actual cost of your mortgage? What is a good APR for loans when comparing mortgage rates?  This article helps you know how to compare lender fees to get the best deal on your mortgage.  Learn more about your ad choices. Visit megaphone.fm/adchoices

A low-income home loan could be your answer to homeownership if you have below-average earnings. Unfortunately, insufficient income is why banks and lenders reject conventional mortgage applications. However, several home loan programs have great financing options to make purchasing a home possible for low-income families.  Let's face it—buying a home is tough at the best of times. Even with a sufficient down payment, a mortgage lender will refuse a home loan application if they think you cannot afford the monthly mortgage payments. In addition, if you are a first-time homebuyer, qualifying for a home loan can seem impossible due to the large deposit. If these scenarios affect you, what options are available to afford to buy a home? Popular low-income home loan programs include USDA, FHA, VA, Home Possible, and HomeReady. These programs have options like zero to three and a half percent down payments, less stringent minimum income requirements, or lower credit score thresholds. Therefore, a low-income home loan may suit you, depending on your situation. Learn more about your ad choices. Visit megaphone.fm/adchoices

Net operating income (NOI) is a vital real estate profitability metric to help you calculate an investment property's potential revenue. The NOI provides valuable data to determine whether to purchase a property, predict potential rental income, or raise rents to boost cash flow. The NOI formula is straightforward. You deduct the operating expenses from the gross operating income (GOI) to calculate a property's potential profitability. In other words, net operating income is the difference between how much the property costs to operate and the amount of revenue it generates. Net operating income doesn't use expenses like debt payments, mortgage payments, depreciation, or capital expenditures in the calculation. However, it helps you compare properties when buying or selling real estate. As a result, some investors consider this to be the most critical metric in real estate investing.  This article explains why NOI is important when making real estate investment decisions.  Learn more about your ad choices. Visit megaphone.fm/adchoices

It's a nightmare scenario for any landlord. The lease expires, and your tenant doesn't move out on time. You are then faced with the complicated decision of legally removing the tenant. After all, you cannot change the locks, cut off utilities, harass them, or do a self-help eviction. While the tenant won't leave the rental unit, you are probably not getting monthly rent payments.  Unfortunately, the situation when a tenant stays on after the lease expires — called a holdover tenant — is all too common. What is worse — tenants' rights mean you are limited in what you can do, despite being the legal property owner.  It may seem that your only option is to start legal proceedings. But, as any landlord knows, the eviction process can be expensive and time-consuming. And there is no guarantee that you can recover unpaid rent. Are there better ways to remove a tenant who refuses to leave after the lease period expires? This article will help you know the answer to two vital questions:  How long can a tenant stay after the lease expires? What should you do if a tenant doesn't move out on time? Understanding your legal position when a formal lease agreement expires is critical to answering these two questions.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Real estate properties listed as “off-market” are not publicly listed for sale. However, that does not mean that you cannot buy off-market properties. You may discover a great and lucrative real estate investment if you know how to find off-market properties.  What is the best way to find off-market sales? Are there advantages to searching off-market property sales for investment opportunities? What should you be careful of when buying a property off-market? This article answers these questions and many more.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Selling your house without a Realtor may not be as complicated as you think. Although more work is involved, selling without the help of a real estate agent could be a smart financial move. You could save money on the agent fee, have more control over the sale process, and, in some cases, sell your home faster.  However, before you put a “For Sale by Owner” sign up in your front yard, it's wise to consider the complexities of selling your house without a Realtor. Apart from dealing with a ton of paperwork, selling a home by owner is time-consuming. And in the end, the money you save on agent commission fees is usually not worth the extra effort.  This article discusses the pros and cons of selling your property without a Realtor. You will learn about the selling process to help you decide if the “sell a house by owner” route is for you. If you decide it makes financial sense, then go for it, but you might find that it makes more sense to simply hire an agent. Learn more about your ad choices. Visit megaphone.fm/adchoices

Co-hosts Doug Sweeney and Kristen Padilla talk with Scott Gibson about his conversion, call to ministry, and work as a preacher and professor of preaching. Dr. Gibson was on our Campus to deliver the William E. Conger, Jr. lectures on Biblical Preaching.

Co-hosts Doug Sweeney and Kristen Padilla talk with Scott Gibson about his conversion, call to ministry, and work as a preacher and professor of preaching. Dr. Gibson was on our Campus to deliver the William E. Conger, Jr. lectures on Biblical Preaching.

A blanket mortgage is useful for real estate investors with a large real estate portfolio. Also called a blanket loan, the mortgage consolidates several separate loans into a single mortgage. For many experienced investors, having one loan payment makes juggling several mortgage payments and interest rates more straightforward. However, arranging a blanket mortgage loan is not always the best financing option. For example, loans are harder to secure. And putting individual mortgages under one “blanket” can put all properties in the portfolio at risk.   When does it make financial sense to put separate mortgage loans into a single loan? Are there situations when it is best to keep individual loans separate and not consolidate them into an entire mortgage? This article explores the pros and cons of using blanket loan refinance to manage multiple properties in a real estate portfolio. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this featured favorite, we bring back a conversation with Haddon Robinson, Jeff Arthurs, and Scott Gibson on why preaching is worth it.

There are plenty of reasons to want a second home. Whether you're making the leap into real estate investing and need a property that can cash flow each month or you just need a place to stay in the summers, second homes are a mainstay in the classic “freedom” lifestyle. However, buying another property is a serious financial commitment. And if buying a primary home is one of the largest financial transactions you are likely to make, purchasing a second home can be just as large. Therefore, before buying a second home, it makes financial sense to calculate if you can afford the purchase costs and maintenance. So, whether you want to find the perfect beach getaway, commuter home near a major city, or rental property to start a real estate portfolio, you need the best advice on how to buy a second home. This article explores the necessary steps to take ownership of a second residential property. You will learn how to choose a location, find financing, and close a deal. Learn more about your ad choices. Visit megaphone.fm/adchoices

Writing a late rent notice is an unavoidable part of being a landlord. The notice of a late rent payment has three purposes. First, it reminds the tenant to pay the overdue rent promptly, informs about late fees, and then warns the tenant of the consequences of nonpayment. However, a late rent letter has a more important purpose — it's a formal document necessary if you choose to start an eviction process. Of course, being a landlord is easier when all tenants pay their rent on time. However, even the most diligent tenant can forget to pay their rent money by the first of the month. Of course, some tenants have serious financial difficulties and cannot pay rent. But in all cases, writing a late notice for rent is a vital part of the rent collection process. This article is a complete guide to dealing with overdue rent and how to encourage tenants to make rent payments on time. You will also find a helpful late rent notice template and step-by-step instructions on writing a late rent notice. Learn more about your ad choices. Visit megaphone.fm/adchoices

The U.S. Department of Housing and Urban Development (HUD) is a federal government agency that helps people get access to affordable housing. Most Americans associate HUD with public housing assistance and assisting low-income families. However, HUD programs also help individuals qualify for FHA loans, make home improvements, and enforce fair housing laws nationwide.  Many property investors are considering buying HUD homes to expand their portfolios. HUD foreclosed homes are often sold below market value, allowing you to rehab and flip the property for profit.  However, HUD housing programs are also a great way for families to buy their first home. Schemes like the “Good Neighbor Next Door Program” or the “HUD $100 Dollar Program” provide highly affordable financing options for low-income families to buy a home. This article explores what it takes to purchase a HUD home and whether this type of housing can be profitable. You will also learn the pros and cons of buying a foreclosed HUD property. Learn more about your ad choices. Visit megaphone.fm/adchoices

When I had Scott Gibson, managing Director of Compass Southern California, on the podcast last May he said, “We are in a recession and no one knows about it yet.” A few months later it was clear we were in a real estate recession as interest rates climbed to 7% at the fastest pace in history. The housing market slowed to a halt in the 4th quarter of 2022 and then something interesting happened in the new year. With interest rates dropping below 7% the housing market snapped back abruptly and the shortage of inventory, or at least, well priced blue chip options were few and far between. The multiple offers came back with vengeance and the buyers were bidding homes up back to peak prices. Over the past 30 days it seems like the market has settled down again. Great homes priced about 3-5% below the last comp are selling and selling rather quickly, everything else is sitting and not selling, except for exceptional properties in the best locations. Scott's advice to realtors today is to, “stay alive until 25!”  For the next 18-24 months he anticipates a choppy market until interest rates settle and we get through the inflationary head winds. No one has a crystal ball and the market is changing everyday but Scott has as much insight, experience and knowledge as anyone in the residential industry. Sit back and enjoy the show. School is in session. Scott Gibson was the President of Coldwell Banker in Southern California overseeing 63 offices and $20B in annual sales volume. He launched his own firm Gibson International which merged with Pacific Union in 2018 and was acquired by Compass. He is currently the managing Director of Compass in Southern California. Scott Gibson Instgram Danny Brown Instagram website

On a recent chilly morning, locals fanned out across Grand County outfitted with some critical winter outdoor gear…binoculars. Moab's birders participated in the Audubon Society's 123rd Christmas Bird Count, documenting species from the rare to the more mundane. Data collected here and across the country helps researchers study the long-term health of bird populations, including how climate change might affect their ranges. Plus, people in our region came together to cut their own Christmas trees at an annual holiday posada celebration. // Show Notes: // Photo: Kathy Grossman and Scott Gibson record bird species in downtown Moab as part of the annual Christmas Bird Count. Data collected here and across the country helps researchers study the long-term health of bird populations. KZMU // Audubon Society: Christmas Bird Count https://www.audubon.org/conservation/science/christmas-bird-count // Aspen Public Radio: Jahir Rodas cuts his first Christmas tree and keeps his grandmother's memory alive https://www.aspenpublicradio.org/community/2022-12-14/jahir-rodas-cuts-his-first-christmas-tree-and-keeps-his-grandmothers-memory-alive

Dr Justin Holcomb speaks with Mike Neglia about his theological journey and ministry experience that began under the mentorship of Carl Dixon in Calvary Chapel Sarasota and he now finds himself as an Episcopal priest and theology and apologetics professor at Reformed Theological Seminary and Gordon-Conwell Theological Seminary. He speaks about death metal, the book of common prayer, Law / Gospel distinctions and caring for victims of sexual assault or physical abuse. [ This was originally released in June of 2022 ] Resources Mentioned: Rid of My Disgrace - Hope and Healing for Victims of Sexual Assault : https://www.crossway.org/books/rid-of-my-disgrace-ebook/ Is it My Fault? Hope and Healing for Those Suffering Domestic Violence. https://www.amazon.com/gp/product/0802410243/ref=as_li_qf_asin_il_tl?ie=UTF8&tag=justholc-20&creative=9325&linkCode=as2&creativeASIN=0802410243&linkId=47c04d3e9c499208e3634cd0cf271dcfRecommended Episodes: Preaching the Law & Preaching the Gospel - Bob Hiller : https://www.expositorscollective.com/podcast/2020/12/29/preaching-the-law-amp-preaching-the-gospel-bob-hillar Heralding the Voice of Christ - Glen Scrivener : https://www.expositorscollective.com/podcast/2021/5/18/heralding-the-voice-of-christ-glen-scrivener The Preacher as Hitman and Midwife - Dr. Scott Keith : https://www.expositorscollective.com/podcast/2020/10/13/the-preacher-as-hitman-and-midwife-dr-scott-keith Preaching Hope In Darkness - Karen Mason and Scott Gibson : https://www.expositorscollective.com/podcast/2021/1/12/preaching-hope-in-darkness-karen-mason-and-scott-gibsonJoin our private Facebook group to continue the conversation: https://www.facebook.com/groups/ExpositorsCollectiveThe Expositors Collective podcast is part of the GoodLion podcast network, for more thought provoking Christian podcasts visit https://goodlion.io

Cybersecurity needs dynamic minds to keep up with ever-evolving threats. How can managers foster an inclusive workforce that celebrates diversity of thought? Scott Gibson, Chief Strategy Officer at Melwood, discusses how a "double empathetic" approach can help security leaders improve sourcing best practices and meet their employees where they're at. Hear more about the steps that neurodivergent people can take to build their career-ready skills and succeed in cybersecurity. Learn more about Melwood and the abilIT program! Follow us on Social!! ~Twitter ~Instagram ~FaceBook ~YouTube ~LinkedIn Jump-start you cybersecurity career today at Cybrary!

Burgers, Beers And Books with Ben Hobson: Self-Publishing with Scott Gibson

Are you ready for our first LIVE recording? #63 was recorded live at The Classic Grand, Glasgow. Scott & Mall fight their nerves to record the very first LIVE episode in front of 100 hero's on Sunday 16th June 2019. They talk about RED STRIPE, SAD SYNDROME, TOILETS, CAN ANIMALS BE GAY?, HAAGEN DAZS & THAT ONE VERTEBRAE, SCHOOL NURSE, LEAVING A TIP, FLYING WITH PAIN KILLERS, TOP OF THE POPS, FATHERS DAY and loads more questions that you posted on our Facebook, Twitter and Insta pages. Thanks to the hero's that joined us, lets do it again.  The Hashtag Show LIVE#01  feat. Scott Gibson, DJ Mallorca Lee and 100 Hero's   Like / Share / Donate   http://www.thehashtagshow.co.uk  Join our HERO's HALL OF FAME, to help keep our show ad free and sweary!  Available on iTunes / Podbean / Spotify 

The Dutch Cycling Embassy came to Reno in September. They were here to discuss how the Netherlands became bike centric and to help the Biggest Little City's cycling efforts. The Truckee Meadows Bicycle Alliance helped organize the Embassy's visit.For this episode, we spoke with people who attended the Think Bike workshops, as well as members of the cycling embassy, including Margot Daris and Dick Vanveen.The group hosted a discussion at Craft where they played the "Together We Cycle" documentary about how the Netherlands became the country with the highest use of bicycles in the world.  David Grife with the Nevada Department Transportation and Scott Gibson with the Washoe County Regional Transportation Commission both give their perspectives on the visit from the Dutch team. Support the show

There are lots of myths and misinformation surrounding rattlesnakes and snakes in general. We talk with Scott Gibson, Wildlife Conservation Biologist for the Southeastern Region with the Utah Division of Wildlife (UDWR), about his research and interest in rattlesnakes. Scott sets the record straight on many of the common falsehoods about rattlesnakes and talks about where you may (or may not) encounter the rattle.

Dr Justin Holcomb speaks with Mike Neglia about his theological journey and ministry experience that began under the mentorship of Carl Dixon in Calvary Chapel Sarasota and he now finds himself as an Episcopal priest and theology and apologetics professor at Reformed Theological Seminary and Gordon-Conwell Theological Seminary. He speaks about death metal, the book of common prayer, Law / Gospel distinctions and caring for victims of sexual assault or physical abuse. Justin is an award-winning author, professor, and priest. He has written or edited twenty books on abuse, theology, and biblical studies.Justin teaches theology and apologetics at Reformed Theological Seminary and Gordon-Conwell Theological Seminary. He previously taught at the University of Virginia, Emory University, Agnes Scott College, and Westminster Seminary.Justin is an Episcopal priest and serves as the Canon for Vocations in the Diocese of Central Florida. He serves on the boards of GRACE (Godly Response to Abuse in Christian Environments), HeartSupport, and Leaders Collective. Justin and Lindsey helped co-found REST in 2009. He is a co-host for the White Horse Inn podcast and a guest co-host for the As In Heaven podcast.Justin graduated from Southeastern University in 1994 with a B.A. in Biblical Studies. In 1997, he obtained a M.A. in Theological Studies and a M.A. in Christian Thought from Reformed Theological Seminary. Justin also studied at the University of Oxford during the summer of 1996. He earned his Ph.D. from Emory University in Theological Studies with a concentration in Comparative Religious Studies.Justin and his wife, Lindsey, live in Orlando, Florida, with their two daughters.Justin wrote:God With Us: 365 Devotions on the Person and Work of ChristKnow the HereticsKnow the Creeds and CouncilsCaring For Survivors of Sexual AbuseOn the Grace of GodActs: A 12-Week StudyEcclesiastes: A 12-Week StudyWhat Do You Do For A Living?Justin and his wife, Lindsey, are authors of:God Made Babies: Helping Parents Answer the Baby QuestionGod Made Me in His Image: Helping Children Appreciate Their BodiesGod Made All of Me: A Book to Help Children Protect Their Bodies Received the ECPA Bronze Sales Award for exceeding 100,000 copies soldChildren and Trauma: Equipping Parents and CaregiversIs It My Fault?: Hope and Healing for Those Suffering Domestic ViolenceRid of My Disgrace: Hope and Healing for Victims of Sexual AssaultRid of My Disgrace: Small Group Discussion GuideResources Mentioned: Rid of My Disgrace - Hope and Healing for Victims of Sexual Assault : https://www.crossway.org/books/rid-of-my-disgrace-ebook/ Is it My Fault? Hope and Healing for Those Suffering Domestic Violence. https://www.amazon.com/gp/product/0802410243/ref=as_li_qf_asin_il_tl?ie=UTF8&tag=justholc-20&creative=9325&linkCode=as2&creativeASIN=0802410243&linkId=47c04d3e9c499208e3634cd0cf271dcfRecommended Episodes: Preaching the Law & Preaching the Gospel - Bob Hiller : https://www.expositorscollective.com/podcast/2020/12/29/preaching-the-law-amp-preaching-the-gospel-bob-hillar Heralding the Voice of Christ - Glen Scrivener : https://www.expositorscollective.com/podcast/2021/5/18/heralding-the-voice-of-christ-glen-scrivener The Preacher as Hitman and Midwife - Dr. Scott Keith : https://www.expositorscollective.com/podcast/2020/10/13/the-preacher-as-hitman-and-midwife-dr-scott-keith Preaching Hope In Darkness - Karen Mason and Scott Gibson : https://www.expositorscollective.com/podcast/2021/1/12/preaching-hope-in-darkness-karen-mason-and-scott-gibsonJoin our private Facebook group to continue the conversation: https://www.facebook.com/groups/ExpositorsCollectiveThe Expositors Collective podcast is part of the GoodLion podcast network, for more thought provoking Christian podcasts visit https://goodlion.io

Scott Gibson was born and raised in Los Angeles and jumped into the real estate industry right after graduating from UCLA. He became aone of the industries youngest sales manager at the Fred Sands brokerage and eventually went on to manage the Jon Douglas Company where he oversaw 23 branch offices and 1300 agents throughout California in the 1990s. When Jon Douglas merged with Prudential and was eventually acquired by NRT (Coldwell Banker) in 1997 Scott became the Senior VP of Coldwell Banker. A few years later  he was named the president of Coldwell Banker in Southern California where we oversaw 63 offices and $20 Billion in annual sales. In 2004 NRT asked Scott to move across the country and bolster their East Coast operations overseeing 9 states for their Coldwell Banker, Cochran and Era brands including their most competitive markets in New York City, Long Island, The Hamptons, Palm Beach, Connecticut and New England.   Scott returned to Los Angeles and founded his own brokerage Gibson International in West Los Angeles in 2008 and after weathering the storm during the great recession Gibson expanded and flourished with the Gibson international Brand.  In 2018 Gibson merged with Pacific Union in a roll up which included Partners Trust and the John Aaroe Group,  and acquired by Compass in 2018.     This conversation was recorded in April 2022 and Scott may be the first high level residential real estate professional to say “we are probably in a recession” at a time when the Dow as hovering at 35,000 and houses on the Westside of Los Angeles were selling in multiple offers at every price point. In the past 30 days, the market has changed and with the continued interest rate hikes to combat inflation it appears that the peak of the market is now in the rearview window.     Hear what it takes to survive and thrive in a down market from on of the most well regarded management executives and leaders in the residential real estate industry. School is in session.     Scott Gibson IG   Linkedin   Danny Brown IG   www.dannybrownla.com