Podcasts about WTW

Welcome to Walking the Way. My name is Ray, and I really want to say thank you to everyone for listening in as we continue to explore what it means to have a regular rhythm of worship.  CreditsOpening PrayerRay BorrettBible verseEzekiel 5:15Thought for the dayRay BorrettBible PassageEzekiel 5GOD'S WORD Translation (GW) Copyright © 1995, 2003, 2013, 2014, 2019, 2020 by God's Word to the Nations Mission Society. All rights reserved.Prayer Handbookprayer handbook WTW 2026.pdfSupporting Walking the WayIf you want to support Walking the Way, please go to: https://ko-fi.com/S6S4WXLBBor you can subscribe to the channel: https://podcasters.spotify.com/pod/show/walkingtheway/subscribeTo contact Ray: Please leave a comment or a review. I want to find out what people think and how we make it better.www.rayborrett.co.ukwalkingthewaypodcast@outlook.comwww.instagram.com/walkingtheway1

Welcome to Walking the Way. My name is Ray, and I really want to say thank you to everyone for listening in as we continue to explore what it means to have a regular rhythm of worship. CreditsOpening PrayerRay BorrettBible verseEzekiel 4:6Thought for the dayRay BorrettBible PassageEzekiel 4GOD'S WORD Translation (GW) Copyright © 1995, 2003, 2013, 2014, 2019, 2020 by God's Word to the Nations Mission Society. All rights reserved.Prayer Handbookprayer handbook WTW 2026.pdfSupporting Walking the WayIf you want to support Walking the Way, please go to: https://ko-fi.com/S6S4WXLBBor you can subscribe to the channel: https://podcasters.spotify.com/pod/show/walkingtheway/subscribeTo contact Ray: Please leave a comment or a review. I want to find out what people think and how we make it better.www.rayborrett.co.ukwalkingthewaypodcast@outlook.comwww.instagram.com/walkingtheway1

Welcome to Walking the Way. My name is Ray, and I really want to say thank you to everyone for listening in as we continue to explore what it means to have a regular rhythm of worship.CreditsOpening PrayerRay Borrett Bible verseEzekiel 3:8 Thought for the dayRay Borrett Bible PassageEzekiel 3 Contemporary English Version Copyright © 1995 by American Bible Society For more information about CEV, visit www.bibles.com and  www.cev.bible. Prayer Handbookprayer handbook WTW 2026.pdf Supporting Walking the WayIf you want to support Walking the Way, please go to: https://ko-fi.com/S6S4WXLBBor you can subscribe to the channel: https://podcasters.spotify.com/pod/show/walkingtheway/subscribe To contact Ray:Please leave a comment or a review. I want to find out what people think and how we make it better.www.rayborrett.co.ukwalkingthewaypodcast@outlook.comwww.instagram.com/walkingtheway1

Welcome to Walking the Way. My name is Ray, and I really want to say thank you to everyone for listening in as we continue to explore what it means to have a regular rhythm of worship.  CreditsOpening PrayerRay BorrettBible verseEzekiel 2:6Thought for the dayRay BorrettBible PassageEzekiel 2Contemporary English Version (CEV) Copyright © 1995 by American Bible Society For more information about CEV, visit www.bibles.com and www.cev.bible.Prayer Handbookprayer handbook WTW 2026.pdfSupporting Walking the WayIf you want to support Walking the Way, please go to: https://ko-fi.com/S6S4WXLBBor you can subscribe to the channel: https://podcasters.spotify.com/pod/show/walkingtheway/subscribeTo contact Ray: Please leave a comment or a review. I want to find out what people think and how we make it better.www.rayborrett.co.ukwalkingthewaypodcast@outlook.comwww.instagram.com/walkingtheway1

Welcome to Walking the Way. My name is Ray, and I really want to say thank you to everyone for listening in as we continue to explore what it means to have a regular rhythm of worship.  CreditsOpening PrayerRev. Elizabeth Dilley. http://www.ucc.org/worship/worship-ways/Bible verseEzekiel 1:28Thought for the dayRay BorrettBible PassageEzekiel 1The Holy Bible, Modern English Version. Copyright © 2014 by Military Bible Association. Published and distributed by Charisma House.Prayer Handbookprayer handbook WTW 2026.pdfSupporting Walking the WayIf you want to support Walking the Way, please go to: https://ko-fi.com/S6S4WXLBBor you can subscribe to the channel: https://podcasters.spotify.com/pod/show/walkingtheway/subscribeTo contact Ray: Please leave a comment or a review. I want to find out what people think and how we make it better.www.rayborrett.co.ukwalkingthewaypodcast@outlook.comwww.instagram.com/walkingtheway1

Welcome to Walking the Way. My name is Ray, and I really want to say thank you to everyone for listening in as we continue to explore what it means to have a regular rhythm of worship.  CreditsOpening PrayerThom Shuman http://lectionaryliturgies.blogspot.ca/2010/09/25th-sunday-in-ordinary-timeproper-20-c.htmlBible verseLamentations 5:7Thought for the dayRay BorrettBible PassageLamentations 5The Holy Bible, Modern English Version. Copyright © 2014 by Military Bible Association. Published and distributed by Charisma House.Prayer Handbookprayer handbook WTW 2026.pdfSupporting Walking the WayIf you want to support Walking the Way, please go to: https://ko-fi.com/S6S4WXLBBor you can subscribe to the channel: https://podcasters.spotify.com/pod/show/walkingtheway/subscribeTo contact Ray: Please leave a comment or a review. I want to find out what people think and how we make it better.www.rayborrett.co.ukwalkingthewaypodcast@outlook.comwww.instagram.com/walkingtheway1

Welcome to Walking the Way. My name is Ray, and I really want to say thank you to everyone for listening in as we continue to explore what it means to have a regular rhythm of worship. CreditsOpening PrayerRay Borrett Bible verseLamentations 4:17Thought for the dayRay BorrettBible PassageLamentations 4The Holy Bible, Modern English Version. Copyright © 2014 by Military Bible Association. Published and distributed by Charisma House.Prayer Handbookprayer handbook WTW 2026.pdfSupporting Walking the WayIf you want to support Walking the Way, please go to: https://ko-fi.com/S6S4WXLBBor you can subscribe to the channel: https://podcasters.spotify.com/pod/show/walkingtheway/subscribeTo contact Ray: Please leave a comment or a review. I want to find out what people think and how we make it better.www.rayborrett.co.ukwalkingthewaypodcast@outlook.comwww.instagram.com/walkingtheway1

Welcome to Walking the Way. My name is Ray, and I really want to say thank you to everyone for listening in as we continue to explore what it means to have a regular rhythm of worship.  CreditsOpening PrayerRay Borrett Bible verseLamentations 3:23Thought for the dayRay BorrettBible PassageLamentations 3The Holy Bible, Modern English Version. Copyright © 2014 by Military Bible Association. Published and distributed by Charisma House.Prayer Handbookprayer handbook WTW 2026.pdfSupporting Walking the WayIf you want to support Walking the Way, please go to: https://ko-fi.com/S6S4WXLBBor you can subscribe to the channel: https://podcasters.spotify.com/pod/show/walkingtheway/subscribeTo contact Ray: Please leave a comment or a review. I want to find out what people think and how we make it better.www.rayborrett.co.ukwalkingthewaypodcast@outlook.comwww.instagram.com/walkingtheway1

Welcome to Walking the Way. My name is Ray, and I really want to say thank you to everyone for listening in as we continue to explore what it means to have a regular rhythm of worship. CreditsOpening PrayerRay Borrett Bible verseLamentations 2:8Thought for the dayRay BorrettBible PassageLamentations 2The Holy Bible, Modern English Version. Copyright © 2014 by Military Bible Association. Published and distributed by Charisma House.Prayer Handbookprayer handbook WTW 2026.pdfSupporting Walking the WayIf you want to support Walking the Way, please go to: https://ko-fi.com/S6S4WXLBBor you can subscribe to the channel: https://podcasters.spotify.com/pod/show/walkingtheway/subscribeTo contact Ray: Please leave a comment or a review. I want to find out what people think and how we make it better.www.rayborrett.co.ukwalkingthewaypodcast@outlook.comwww.instagram.com/walkingtheway1

Introduction Most insurers say they want to be innovative. Fewer have a systematic way to know what's worth pursuing, who's building it, and whether they should partner, invest, or simply wait. Matt Connolly has spent ten years building the answer to that problem. Connolly is the founder of Sønr, a global market intelligence platform that tracks over five million companies and helps insurers, reinsurers, and brokers make better decisions about innovation and technology. Working with fifty-plus tier-one carriers—from Travelers and Liberty Mutual to Munich Re, Allianz, and Tokio Marine—as well as brokers like Guy Carpenter and WTW, Sønr sits at the intersection of the startups changing the industry and the incumbents that need to understand them. In this conversation, Josh Hollander and Connolly dig into where innovation intent breaks down inside large carriers, the four points where value leaks out of a corporate innovation process, why POC purgatory is a symptom not the disease, and how Sønr 2.0 is bringing market intelligence to operators who've been tasked to innovate but not given the tools to do it. Guest Bio Matt Connolly is the Founder and CEO of Sønr, a global insurtech market intelligence platform used by fifty-plus tier-one insurers, reinsurers, and brokers worldwide. Founded ten years ago, Sønr tracks over five million companies and has built a proprietary data set on insurance innovation unavailable to general AI platforms. He also hosts his own podcast interviewing innovation leaders from major global carriers. Sønr now generates half its revenue from North America and recently made its first US hire. Key Topics • Where innovation intent breaks down — At the CEO level. Without clear sponsorship and direction from leadership, innovation functions become disconnected from real business priorities. Ten years of data backs this up. • The four value leaks — Not understanding trends, poor scouting discipline, year-long POCs that should be three weeks, and failing to move from POC to pilot to scale. Each is a distinct failure mode with a distinct fix. • POC purgatory — Mature innovation programs are running more POCs than ever but scaling fewer. The root cause is almost always people: wrong sponsors, wrong internal champions, or wrong startup for the actual need. Sønr's fix: a one-day workshop to build a mini business case before a three-week POC begins, with KPIs and go/no-go criteria agreed upfront. • The decentralization of innovation — Carriers that once had centralized innovation functions have spread that mandate across underwriting, claims, and distribution—but capability hasn't followed. Operators have been tasked to innovate with no networks, no tooling, and no experience. This is the gap Sønr 2.0 addresses. • Sønr 2.0 and the Emerging Trends Academy — A simple front-end into ten years of proprietary insurance innovation data, priced for operators not just innovation teams. The Emerging Trends Academy goes deeper: cross-industry groups going deep on specific trends with startups, carriers, consultants, and academics in the same room. • The data moat — Ten years of tracking every company, trend signal, and client engagement within insurance innovation. Data that Connolly notes even Anthropic or OpenAI simply can't access. That compounded intelligence sits behind both the platform and the research offering. Notable Quotes "Don't go with the startup that is the best salesperson. Do the scouting properly—where are they based, what's their culture, who are their people, does the technology align to your needs?" "POC purgatory. We're seeing mature innovation businesses doing more POCs than ever but not moving beyond them. The answer is often the people." "The data we sit on is not available to anybody else. It's compounded intelligence from ten years. Anthropic or OpenAI simply can't get to it." "If you don't get your direction right from the top, the value leak is going to be huge later on. Just start in the right place." Resources Guest: • Sønr: https://www.sonr.io • Matt Connolly on LinkedIn: https://www.linkedin.com/in/wearematt/ Host & Organization: • Joshua R. Hollander on LinkedIn: https://www.linkedin.com/in/joshuarhollander/ • Horton International (USA): https://www.horton-usa.com/ • Insurtech Leadership Podcast (LinkedIn Showcase): https://www.linkedin.com/showcase/insurtech-leadership-show Subscribe & Review If you enjoyed this episode, subscribe on your favorite platform and leave a review. The Insurtech Leadership Podcast is available on YouTube, Apple Podcasts, and Spotify.

Welcome to Walking the Way. My name is Ray, and I really want to say thank you to everyone for listening in as we continue to explore what it means to have a regular rhythm of worship.  CreditsOpening PrayerRev. Mindi Welton-Mitchell - Rev-o-lution blog. http://rev-o-lution.org/Bible verseLamentations 1:8Thought for the dayRay BorrettFriends First – Lament – Malcolm Du Plessis – We see a new Africa – Myrrh Music Bible PassageLamentations 1Holman Christian Standard Bible® (HCSB®). Copyright © 1999, 2000, 2002, 2003, 2009 by Holman Bible Publishers. Used by permission.Prayer Handbookprayer handbook WTW 2026.pdfSupporting Walking the WayIf you want to support Walking the Way, please go to: https://ko-fi.com/S6S4WXLBBor you can subscribe to the channel: https://podcasters.spotify.com/pod/show/walkingtheway/subscribeTo contact Ray: Please leave a comment or a review. I want to find out what people think and how we make it better.www.rayborrett.co.ukwalkingthewaypodcast@outlook.comwww.instagram.com/walkingtheway1

Welcome to Walking the Way. My name is Ray, and I really want to say thank you to everyone for listening in as we continue to explore what it means to have a regular rhythm of worship.  CreditsOpening PrayerAdapted from The Abingdon Worship Annual 2009, © 2008 Abingdon Press. Posted on the Ministry Matters website. http://www.ministrymatters.com/Bible verseJeremiah 52:13Thought for the dayRay BorrettOlga Y Fabrikant-Burke, Jeremiah 52 in the Context of the Book of Jeremiah. By HENK DE WAARD, The Journal of Theological Studies, Volume 73, Issue 1, April 2022, Pages 271–273, https://doi.org/10.1093/jts/flac039Bible PassageJeremiah 52Holman Christian Standard Bible® (HCSB®). Copyright © 1999, 2000, 2002, 2003, 2009 by Holman Bible Publishers. Used by permission.Prayer Handbookprayer handbook WTW 2026.pdfSupporting Walking the WayIf you want to support Walking the Way, please go to: https://ko-fi.com/S6S4WXLBBor you can subscribe to the channel: https://podcasters.spotify.com/pod/show/walkingtheway/subscribeTo contact Ray: Please leave a comment or a review. I want to find out what people think and how we make it better.www.rayborrett.co.ukwalkingthewaypodcast@outlook.comwww.instagram.com/walkingtheway1

Welcome to Walking the Way. My name is Ray, and I really want to say thank you to everyone for listening in as we continue to explore what it means to have a regular rhythm of worship.  CreditsOpening PrayerRay Borrett Bible verseJeremiah 51:64Thought for the dayRay BorrettBible PassageJeremiah 51Holman Christian Standard Bible® (HCSB®). Copyright © 1999, 2000, 2002, 2003, 2009 by Holman Bible Publishers. Used by permission.Prayer Handbookprayer handbook WTW 2026.pdfSupporting Walking the WayIf you want to support Walking the Way, please go to: https://ko-fi.com/S6S4WXLBBor you can subscribe to the channel: https://podcasters.spotify.com/pod/show/walkingtheway/subscribeTo contact Ray: Please leave a comment or a review. I want to find out what people think and how we make it better.www.rayborrett.co.ukwalkingthewaypodcast@outlook.comwww.instagram.com/walkingtheway1

Welcome to Walking the Way. My name is Ray, and I really want to say thank you to everyone for listening in as we continue to explore what it means to have a regular rhythm of worship. CreditsOpening PrayerRay Borrett Bible verseJeremiah 50:34Thought for the dayRay BorrettBible PassageJeremiah 50Holman Christian Standard Bible® (HCSB®). Copyright © 1999, 2000, 2002, 2003, 2009 by Holman Bible Publishers. Used by permission.Prayer Handbookprayer handbook WTW 2026.pdfSupporting Walking the WayIf you want to support Walking the Way, please go to: https://ko-fi.com/S6S4WXLBBor you can subscribe to the channel: https://podcasters.spotify.com/pod/show/walkingtheway/subscribeTo contact Ray: Please leave a comment or a review. I want to find out what people think and how we make it better.www.rayborrett.co.ukwalkingthewaypodcast@outlook.comwww.instagram.com/walkingtheway1

Welcome to Walking the Way. My name is Ray, and I really want to say thank you to everyone for listening in as we continue to explore what it means to have a regular rhythm of worship. CreditsOpening PrayerRay Borrett Bible verseJeremiah 49:11Thought for the dayRay BorrettBible PassageJeremiah 49Holman Christian Standard Bible® (HCSB®). Copyright © 1999, 2000, 2002, 2003, 2009 by Holman Bible Publishers. Used by permission.Prayer Handbookprayer handbook WTW 2026.pdfSupporting Walking the WayIf you want to support Walking the Way, please go to: https://ko-fi.com/S6S4WXLBBor you can subscribe to the channel: https://podcasters.spotify.com/pod/show/walkingtheway/subscribeTo contact Ray: Please leave a comment or a review. I want to find out what people think and how we make it better.www.rayborrett.co.ukwalkingthewaypodcast@outlook.comwww.instagram.com/walkingtheway1

Welcome to Walking the Way. My name is Ray, and I really want to say thank you to everyone for listening in as we continue to explore what it means to have a regular rhythm of worship.  CreditsOpening Prayerhttps://re-worship.blogspot.com/2013/04/opening-prayer-new-song.htmlBible verseJeremiah 48:15Thought for the dayRay BorrettBible PassageJeremiah 48New Revised Standard Version, Updated Edition. Copyright © 2021 National Council of Churches of Christ in the United States of America. Used by permission. All rights reserved worldwide.Prayer Handbookprayer handbook WTW 2026.pdfSupporting Walking the WayIf you want to support Walking the Way, please go to: https://ko-fi.com/S6S4WXLBBor you can subscribe to the channel: https://podcasters.spotify.com/pod/show/walkingtheway/subscribeTo contact Ray: Please leave a comment or a review. I want to find out what people think and how we make it better.www.rayborrett.co.ukwalkingthewaypodcast@outlook.comwww.instagram.com/walkingtheway1

Welcome to Walking the Way. My name is Ray, and I really want to say thank you to everyone for listening in as we continue to explore what it means to have a regular rhythm of worship. CreditsOpening Prayerhttps://re-worship.blogspot.com/2013/04/opening-prayer-new-song.htmlBible verseJeremiah 47:15Thought for the dayRay BorrettBible PassageJeremiah 47New Revised Standard Version, Updated Edition. Copyright © 2021 National Council of Churches of Christ in the United States of America. Used by permission. All rights reserved worldwide.Prayer Handbookprayer handbook WTW 2026.pdfSupporting Walking the WayIf you want to support Walking the Way, please go to: https://ko-fi.com/S6S4WXLBBor you can subscribe to the channel: https://podcasters.spotify.com/pod/show/walkingtheway/subscribeTo contact Ray: Please leave a comment or a review. I want to find out what people think and how we make it better.www.rayborrett.co.ukwalkingthewaypodcast@outlook.comwww.instagram.com/walkingtheway1

Welcome to Walking the Way. My name is Ray, and I really want to say thank you to everyone for listening in as we continue to explore what it means to have a regular rhythm of worship. CreditsOpening Prayerhttps://re-worship.blogspot.com/search/label/opening%20prayerBible verseJeremiah 46:15Thought for the dayRay BorrettBible PassageJeremiah 46New Revised Standard Version, Updated Edition. Copyright © 2021 National Council of Churches of Christ in the United States of America. Used by permission. All rights reserved worldwide.Prayer Handbookprayer handbook WTW 2026.pdfSupporting Walking the WayIf you want to support Walking the Way, please go to: https://ko-fi.com/S6S4WXLBBor you can subscribe to the channel: https://podcasters.spotify.com/pod/show/walkingtheway/subscribeTo contact Ray: Please leave a comment or a review. I want to find out what people think and how we make it better.www.rayborrett.co.ukwalkingthewaypodcast@outlook.comwww.instagram.com/walkingtheway1

Welcome to Walking the Way. My name is Ray, and I really want to say thank you to everyone for listening in as we continue to explore what it means to have a regular rhythm of worship. CreditsOpening Prayerhttps://re-worship.blogspot.com/search/label/opening%20prayerBible verseJeremiah 45:5Thought for the dayRay BorrettBible PassageJeremiah 45New Revised Standard Version, Updated Edition. Copyright © 2021 National Council of Churches of Christ in the United States of America. Used by permission. All rights reserved worldwide.Prayer Handbookprayer handbook WTW 2026.pdfSupporting Walking the WayIf you want to support Walking the Way, please go to: https://ko-fi.com/S6S4WXLBBor you can subscribe to the channel: https://podcasters.spotify.com/pod/show/walkingtheway/subscribeTo contact Ray: Please leave a comment or a review. I want to find out what people think and how we make it better.www.rayborrett.co.ukwalkingthewaypodcast@outlook.comwww.instagram.com/walkingtheway1

Welcome to Walking the Way. My name is Ray, and I really want to say thank you to everyone for listening in as we continue to explore what it means to have a regular rhythm of worship.  CreditsOpening PrayerRay BorrettBible verseJeremiah 44:8Thought for the dayRay BorrettBible PassageJeremiah 44Good News Translation® (Today's English Version, Second Edition) © 1992 American Bible Society. All rights reserved. For more information about GNT, visit www.bibles.com and www.gnt.bible.Prayer Handbookprayer handbook WTW 2026.pdfSupporting Walking the WayIf you want to support Walking the Way, please go to: https://ko-fi.com/S6S4WXLBBor you can subscribe to the channel: https://podcasters.spotify.com/pod/show/walkingtheway/subscribeTo contact Ray: Please leave a comment or a review. I want to find out what people think and how we make it better.www.rayborrett.co.ukwalkingthewaypodcast@outlook.comwww.instagram.com/walkingtheway1

Welcome to Walking the Way. My name is Ray, and I really want to say thank you to everyone for listening in as we continue to explore what it means to have a regular rhythm of worship.  CreditsOpening PrayerRay BorrettBible verseJeremiah 43:2Thought for the dayRay BorrettBible PassageJeremiah 43Good News Translation® (Today's English Version, Second Edition) © 1992 American Bible Society. All rights reserved. For more information about GNT, visit www.bibles.com and www.gnt.bible.Prayer Handbookprayer handbook WTW 2026.pdfSupporting Walking the WayIf you want to support Walking the Way, please go to: https://ko-fi.com/S6S4WXLBBor you can subscribe to the channel: https://podcasters.spotify.com/pod/show/walkingtheway/subscribeTo contact Ray: Please leave a comment or a review. I want to find out what people think and how we make it better.www.rayborrett.co.ukwalkingthewaypodcast@outlook.comwww.instagram.com/walkingtheway1

Welcome to Walking the Way. My name is Ray, and I really want to say thank you to everyone for listening in as we continue to explore what it means to have a regular rhythm of worship. CreditsOpening PrayerRay BorrettBible verseJeremiah 42:11Thought for the dayRay BorrettBible PassageJeremiah 42Good News Translation® (Today's English Version, Second Edition) © 1992 American Bible Society. All rights reserved. For more information about GNT, visit www.bibles.com and www.gnt.bible.Prayer Handbookprayer handbook WTW 2026.pdfSupporting Walking the WayIf you want to support Walking the Way, please go to: https://ko-fi.com/S6S4WXLBBor you can subscribe to the channel: https://podcasters.spotify.com/pod/show/walkingtheway/subscribeTo contact Ray: Please leave a comment or a review. I want to find out what people think and how we make it better.www.rayborrett.co.ukwalkingthewaypodcast@outlook.comwww.instagram.com/walkingtheway1

In this episode, Charlie Samolczyk, Global Technology Sales Leader, is joined by guest speaker André Balleyguier, Applied AI Leader at Anthropic, and WTW's Pardeep Bassi, Global Proposition Leader for Data Science, to discuss how AI is transforming the insurance industry.

Welcome to Walking the Way. My name is Ray, and I really want to say thank you to everyone for listening in as we continue to explore what it means to have a regular rhythm of worship.  CreditsOpening PrayerRay BorrettBible verseJeremiah 41:2Thought for the dayRay BorrettBible PassageJeremiah 41Good News Translation® (Today's English Version, Second Edition) © 1992 American Bible Society. All rights reserved. For more information about GNT, visit www.bibles.com and www.gnt.bible.Prayer Handbookprayer handbook WTW 2026.pdfSupporting Walking the WayIf you want to support Walking the Way, please go to: https://ko-fi.com/S6S4WXLBBor you can subscribe to the channel: https://podcasters.spotify.com/pod/show/walkingtheway/subscribeTo contact Ray: Please leave a comment or a review. I want to find out what people think and how we make it better.www.rayborrett.co.ukwalkingthewaypodcast@outlook.comwww.instagram.com/walkingtheway1

Welcome to Walking the Way. My name is Ray, and I really want to say thank you to everyone for listening in as we continue to explore what it means to have a regular rhythm of worship.  CreditsOpening PrayerRay BorrettBible verseJeremiah 40:4Thought for the dayRay BorrettBible PassageJeremiah 40Good News Translation® (Today's English Version, Second Edition) © 1992 American Bible Society. All rights reserved. For more information about GNT, visit www.bibles.com and www.gnt.bible.Prayer Handbookprayer handbook WTW 2026.pdfSupporting Walking the WayIf you want to support Walking the Way, please go to: https://ko-fi.com/S6S4WXLBBor you can subscribe to the channel: https://podcasters.spotify.com/pod/show/walkingtheway/subscribeTo contact Ray: Please leave a comment or a review. I want to find out what people think and how we make it better.www.rayborrett.co.ukwalkingthewaypodcast@outlook.comwww.instagram.com/walkingtheway1@raybrrtt

Welcome to Walking the Way. My name is Ray, and I really want to say thank you to everyone for listening in as we continue to explore what it means to have a regular rhythm of worship. CreditsOpening Prayerhttps://www.faithandworship.com/ Bible verseJeremiah 39:10Thought for the dayRay BorrettBible PassageJeremiah 39Holy Bible, New International Version®, NIV® Copyright ©1973, 1978, 1984, 2011 by Biblica, Inc.® Used by permission. All rights reserved worldwide.Prayer Handbookprayer handbook WTW 2026.pdfSupporting Walking the WayIf you want to support Walking the Way, please go to: https://ko-fi.com/S6S4WXLBBor you can subscribe to the channel: https://podcasters.spotify.com/pod/show/walkingtheway/subscribeTo contact Ray: Please leave a comment or a review. I want to find out what people think and how we make it better.www.rayborrett.co.ukwalkingthewaypodcast@outlook.comwww.instagram.com/walkingtheway1@raybrrtt

Welcome to Walking the Way. My name is Ray, and I really want to say thank you to everyone for listening in as we continue to explore what it means to have a regular rhythm of worship.  CreditsOpening Prayerhttps://www.faithandworship.com/ Bible verseJeremiah 38:4Thought for the dayRay BorrettBible PassageJeremiah 38Holy Bible, New International Version®, NIV® Copyright ©1973, 1978, 1984, 2011 by Biblica, Inc.® Used by permission. All rights reserved worldwide.Prayer Handbookprayer handbook WTW 2026.pdfSupporting Walking the WayIf you want to support Walking the Way, please go to: https://ko-fi.com/S6S4WXLBBor you can subscribe to the channel: https://podcasters.spotify.com/pod/show/walkingtheway/subscribeTo contact Ray: Please leave a comment or a review. I want to find out what people think and how we make it better.www.rayborrett.co.ukwalkingthewaypodcast@outlook.comwww.instagram.com/walkingtheway1@raybrrtt

Welcome to Walking the Way. My name is Ray, and I really want to say thank you to everyone for listening in as we continue to explore what it means to have a regular rhythm of worship.  CreditsOpening Prayerhttps://www.faithandworship.com/Prayers_Encounters_with_God.htm#gsc.tab=0Bible verseJeremiah 37:3Thought for the dayRay BorrettBible PassageJeremiah 37Holy Bible, New International Version®, NIV® Copyright ©1973, 1978, 1984, 2011 by Biblica, Inc.® Used by permission. All rights reserved worldwide.Prayer Handbookprayer handbook WTW 2026.pdfSupporting Walking the WayIf you want to support Walking the Way, please go to: https://ko-fi.com/S6S4WXLBBor you can subscribe to the channel: https://podcasters.spotify.com/pod/show/walkingtheway/subscribeTo contact Ray: Please leave a comment or a review. I want to find out what people think and how we make it better.www.rayborrett.co.ukwalkingthewaypodcast@outlook.comwww.instagram.com/walkingtheway1@raybrrtt

Welcome to Walking the Way. My name is Ray, and I really want to say thank you to everyone for listening in as we continue to explore what it means to have a regular rhythm of worship.  CreditsOpening Prayerhttps://www.faithandworship.com/Prayers_Encounters_with_God.htm#gsc.tab=0Bible verseJeremiah 36:18Thought for the dayRay BorrettBible PassageJeremiah 36Holy Bible, New International Version®, NIV® Copyright ©1973, 1978, 1984, 2011 by Biblica, Inc.® Used by permission. All rights reserved worldwide.Prayer Handbookprayer handbook WTW 2026.pdfSupporting Walking the WayIf you want to support Walking the Way, please go to: https://ko-fi.com/S6S4WXLBBor you can subscribe to the channel: https://podcasters.spotify.com/pod/show/walkingtheway/subscribeTo contact Ray: Please leave a comment or a review. I want to find out what people think and how we make it better.www.rayborrett.co.ukwalkingthewaypodcast@outlook.comwww.instagram.com/walkingtheway1@raybrrtt

Welcome to Walking the Way. My name is Ray, and I really want to say thank you to everyone for listening in as we continue to explore what it means to have a regular rhythm of worship. CreditsOpening PrayerRay BorrettBible verseJeremiah 35:16Thought for the dayRay BorrettBible PassageJeremiah 35Holy Bible, New International Version®, NIV® Copyright ©1973, 1978, 1984, 2011 by Biblica, Inc.® Used by permission. All rights reserved worldwide.Prayer Handbookprayer handbook WTW 2026.pdfSupporting Walking the WayIf you want to support Walking the Way, please go to: https://ko-fi.com/S6S4WXLBBor you can subscribe to the channel: https://podcasters.spotify.com/pod/show/walkingtheway/subscribeTo contact Ray: Please leave a comment or a review. I want to find out what people think and how we make it better.www.rayborrett.co.ukwalkingthewaypodcast@outlook.comwww.instagram.com/walkingtheway1@raybrrtt

Welcome to Walking the Way. My name is Ray, and I really want to say thank you to everyone for listening in as we continue to explore what it means to have a regular rhythm of worship. CreditsOpening PrayerRay BorrettBible verseJeremiah 34:3Thought for the dayRay BorrettBible PassageJeremiah 34Scripture taken from the New King James Version®. Copyright © 1982 by Thomas Nelson. Used by permission. All rights reserved.Prayer Handbookprayer handbook WTW 2026.pdfSupporting Walking the WayIf you want to support Walking the Way, please go to: https://ko-fi.com/S6S4WXLBBor you can subscribe to the channel: https://podcasters.spotify.com/pod/show/walkingtheway/subscribeTo contact Ray: Please leave a comment or a review. I want to find out what people think and how we make it better.www.rayborrett.co.ukwalkingthewaypodcast@outlook.comwww.instagram.com/walkingtheway1@raybrrtt

Welcome to Walking the Way. My name is Ray, and I really want to say thank you to everyone for listening in as we continue to explore what it means to have a regular rhythm of worship. CreditsOpening PrayerRay BorrettBible verseJeremiah 33:3Thought for the dayRay BorrettBible PassageJeremiah 33Scripture taken from the New King James Version®. Copyright © 1982 by Thomas Nelson. Used by permission. All rights reserved.Prayer Handbookprayer handbook WTW 2026.pdfSupporting Walking the WayIf you want to support Walking the Way, please go to: https://ko-fi.com/S6S4WXLBBor you can subscribe to the channel: https://podcasters.spotify.com/pod/show/walkingtheway/subscribeTo contact Ray: Please leave a comment or a review. I want to find out what people think and how we make it better.www.rayborrett.co.ukwalkingthewaypodcast@outlook.comwww.instagram.com/walkingtheway1@raybrrtt

Welcome to Walking the Way. My name is Ray, and I really want to say thank you to everyone for listening in as we continue to explore what it means to have a regular rhythm of worship.  CreditsOpening PrayerRay BorrettBible verseJeremiah 32:6Thought for the dayRay BorrettBible PassageJeremiah 32Scripture taken from the New King James Version®. Copyright © 1982 by Thomas Nelson. Used by permission. All rights reserved.Prayer Handbookprayer handbook WTW 2026.pdfSupporting Walking the WayIf you want to support Walking the Way, please go to: https://ko-fi.com/S6S4WXLBBor you can subscribe to the channel: https://podcasters.spotify.com/pod/show/walkingtheway/subscribeTo contact Ray: Please leave a comment or a review. I want to find out what people think and how we make it better.www.rayborrett.co.ukwalkingthewaypodcast@outlook.comwww.instagram.com/walkingtheway1@raybrrtt

Welcome to Walking the Way. My name is Ray, and I really want to say thank you to everyone for listening in as we continue to explore what it means to have a regular rhythm of worship. CreditsOpening PrayerRay BorrettBible verseJeremiah 31:6Thought for the dayRay BorrettBible PassageJeremiah 31Scripture taken from the New King James Version®. Copyright © 1982 by Thomas Nelson. Used by permission. All rights reserved.Prayer Handbookprayer handbook WTW 2026.pdfSupporting Walking the WayIf you want to support Walking the Way, please go to: https://ko-fi.com/S6S4WXLBBor you can subscribe to the channel: https://podcasters.spotify.com/pod/show/walkingtheway/subscribeTo contact Ray: Please leave a comment or a review. I want to find out what people think and how we make it better.www.rayborrett.co.ukwalkingthewaypodcast@outlook.comwww.instagram.com/walkingtheway1@raybrrtt

A conversation with the President of Risk and Broking at WTW.

Welcome to Walking the Way. My name is Ray, and I really want to say thank you to everyone for listening in as we continue to explore what it means to have a regular rhythm of worship.CreditsOpening PrayerRay Borrett Bible verseJeremiah 30:6 Thought for the dayRay Borrett Bible PassageJeremiah 30The Holy Bible, English Standard Version Copyright © 2001 by Crossway Bibles, a division of Good News Publishers. Prayer Handbookprayer handbook WTW 2026.pdf Supporting Walking the WayIf you want to support Walking the Way, please go to: https://ko-fi.com/S6S4WXLBBor you can subscribe to the channel: https://podcasters.spotify.com/pod/show/walkingtheway/subscribe To contact Ray:Please leave a comment or a review. I want to find out what people think and how we make it better.www.rayborrett.co.ukwalkingthewaypodcast@outlook.comwww.instagram.com/walkingtheway1@raybrrtt

Welcome to Walking the Way. My name is Ray, and I really want to say thank you to everyone for listening in as we continue to explore what it means to have a regular rhythm of worship. CreditsOpening PrayerRay BorrettBible verseJeremiah 29:7Thought for the dayRay BorrettBible PassageJeremiah 29The Holy Bible, English Standard Version Copyright © 2001 by Crossway Bibles, a division of Good News Publishers.Prayer Handbookprayer handbook WTW 2026.pdfSupporting Walking the WayIf you want to support Walking the Way, please go to: https://ko-fi.com/S6S4WXLBBor you can subscribe to the channel: https://podcasters.spotify.com/pod/show/walkingtheway/subscribeTo contact Ray: Please leave a comment or a review. I want to find out what people think and how we make it better.www.rayborrett.co.ukwalkingthewaypodcast@outlook.comwww.instagram.com/walkingtheway1@raybrrtt

Welcome to Walking the Way. My name is Ray, and I really want to say thank you to everyone for listening in as we continue to explore what it means to have a regular rhythm of worship.  CreditsOpening PrayerPsalm 100Bible verseJeremiah 28:7Thought for the dayRay BorrettBible PassageJeremiah 28The Holy Bible, English Standard Version Copyright © 2001 by Crossway Bibles, a division of Good News Publishers.Prayer Handbookprayer handbook WTW 2026.pdfSupporting Walking the WayIf you want to support Walking the Way, please go to: https://ko-fi.com/S6S4WXLBBor you can subscribe to the channel: https://podcasters.spotify.com/pod/show/walkingtheway/subscribeTo contact Ray: Please leave a comment or a review. I want to find out what people think and how we make it better.www.rayborrett.co.ukwalkingthewaypodcast@outlook.comwww.instagram.com/walkingtheway1@raybrrtt

Welcome to Walking the Way. My name is Ray, and I really want to say thank you to everyone for listening in as we continue to explore what it means to have a regular rhythm of worship.  CreditsOpening PrayerPsalm 100Bible verseJeremiah 27:22Thought for the dayRay BorrettBible PassageJeremiah 27The Holy Bible, English Standard Version Copyright © 2001 by Crossway Bibles, a division of Good News Publishers.Prayer Handbookprayer handbook WTW 2026.pdfSupporting Walking the WayIf you want to support Walking the Way, please go to: https://ko-fi.com/S6S4WXLBBor you can subscribe to the channel: https://podcasters.spotify.com/pod/show/walkingtheway/subscribeTo contact Ray: Please leave a comment or a review. I want to find out what people think and how we make it better.www.rayborrett.co.ukwalkingthewaypodcast@outlook.comwww.instagram.com/walkingtheway1@raybrrtt

Welcome to Walking the Way. My name is Ray, and I really want to say thank you to everyone for listening in as we continue to explore what it means to have a regular rhythm of worship. CreditsOpening PrayerPsalm 100Bible verseJeremiah 26:23Thought for the dayRay BorrettBible PassageJeremiah 26The Holy Bible, English Standard Version Copyright © 2001 by Crossway Bibles, a division of Good News Publishers.Prayer Handbookprayer handbook WTW 2026.pdfSupporting Walking the WayIf you want to support Walking the Way, please go to: https://ko-fi.com/S6S4WXLBBor you can subscribe to the channel: https://podcasters.spotify.com/pod/show/walkingtheway/subscribeTo contact Ray: Please leave a comment or a review. I want to find out what people think and how we make it better.www.rayborrett.co.ukwalkingthewaypodcast@outlook.comwww.instagram.com/walkingtheway1@raybrrtt

Welcome to Walking the Way. My name is Ray, and I really want to say thank you to everyone for listening in as we continue to explore what it means to have a regular rhythm of worship.  CreditsOpening PrayerRay BorrettBible verseJeremiah 25:8Thought for the dayRay BorrettBible PassageJeremiah 25GOD'S WORD Translation (GW) Copyright © 1995, 2003, 2013, 2014, 2019, 2020 by God's Word to the Nations Mission Society. All rights reserved.Prayer Handbookprayer handbook WTW 2026.pdfSupporting Walking the WayIf you want to support Walking the Way, please go to: https://ko-fi.com/S6S4WXLBBor you can subscribe to the channel: https://podcasters.spotify.com/pod/show/walkingtheway/subscribeTo contact Ray: Please leave a comment or a review. I want to find out what people think and how we make it better.www.rayborrett.co.ukwalkingthewaypodcast@outlook.com

Welcome to Walking the Way. My name is Ray, and I really want to say thank you to everyone for listening in as we continue to explore what it means to have a regular rhythm of worship.  CreditsOpening PrayerRay BorrettBible verseJeremiah 24:23Thought for the dayRay BorrettBible PassageJeremiah 24GOD'S WORD Translation (GW) Copyright © 1995, 2003, 2013, 2014, 2019, 2020 by God's Word to the Nations Mission Society. All rights reserved.Prayer Handbookprayer handbook WTW 2026.pdfSupporting Walking the WayIf you want to support Walking the Way, please go to: https://ko-fi.com/S6S4WXLBBor you can subscribe to the channel: https://podcasters.spotify.com/pod/show/walkingtheway/subscribeTo contact Ray: Please leave a comment or a review. I want to find out what people think and how we make it better.www.rayborrett.co.ukwalkingthewaypodcast@outlook.comwww.instagram.com/walkingtheway1@raybrrtt

In this episode of The Via Benefits Exchange, Nina Krammer sits down with Josh Miley, ICHRA Solution Leader at Via Benefits, to break down what an Individual Coverage Health Reimbursement Arrangement (ICHRA) is and why employer interest is accelerating. Josh explains how ICHRA enables a defined contribution approach to healthcare, giving employees more choice while helping employers manage costs and risk. The conversation explores common misconceptions about the individual insurance market, tax efficiency compared to cash stipends, and real-world savings employers are seeing. Learn how organizations can start small, test ICHRA by employee class or location, and prepare for future benefits strategy shifts with support from Via Benefits by WTW.

Welcome to Walking the Way. My name is Ray, and I really want to say thank you to everyone for listening in as we continue to explore what it means to have a regular rhythm of worship. CreditsOpening PrayerRay BorrettBible verseJeremiah 23:23Thought for the dayRay BorrettBible PassageJeremiah 23GOD'S WORD Translation (GW) Copyright © 1995, 2003, 2013, 2014, 2019, 2020 by God's Word to the Nations Mission Society. All rights reserved.Prayer Handbookprayer handbook WTW 2026.pdfSupporting Walking the WayIf you want to support Walking the Way, please go to: https://ko-fi.com/S6S4WXLBBor you can subscribe to the channel: https://podcasters.spotify.com/pod/show/walkingtheway/subscribeTo contact Ray: Please leave a comment or a review. I want to find out what people think and how we make it better.www.rayborrett.co.ukwalkingthewaypodcast@outlook.comwww.instagram.com/walkingtheway1

Welcome to Walking the Way. My name is Ray, and I really want to say thank you to everyone for listening in as we continue to explore what it means to have a regular rhythm of worship.  CreditsOpening PrayerRay BorrettBible verseJeremiah 22:29Thought for the dayRay BorrettBible PassageJeremiah 22GOD'S WORD Translation (GW) Copyright © 1995, 2003, 2013, 2014, 2019, 2020 by God's Word to the Nations Mission Society. All rights reserved.Prayer Handbookprayer handbook WTW 2026.pdfSupporting Walking the WayIf you want to support Walking the Way, please go to: https://ko-fi.com/S6S4WXLBBor you can subscribe to the channel: https://podcasters.spotify.com/pod/show/walkingtheway/subscribeTo contact Ray: Please leave a comment or a review. I want to find out what people think and how we make it better.www.rayborrett.co.ukwalkingthewaypodcast@outlook.comwww.instagram.com/walkingtheway1@raybrrtt

Welcome to Walking the Way. My name is Ray, and I really want to say thank you to everyone for listening in as we continue to explore what it means to have a regular rhythm of worship. CreditsOpening PrayerRay BorrettBible verseJeremiah 21:9Thought for the dayRay BorrettBible PassageJeremiah 21GOD'S WORD Translation (GW) Copyright © 1995, 2003, 2013, 2014, 2019, 2020 by God's Word to the Nations Mission Society. All rights reserved.Prayer Handbookprayer handbook WTW 2026.pdfSupporting Walking the WayIf you want to support Walking the Way, please go to: https://ko-fi.com/S6S4WXLBBor you can subscribe to the channel: https://podcasters.spotify.com/pod/show/walkingtheway/subscribeTo contact Ray: Please leave a comment or a review. I want to find out what people think and how we make it better.www.rayborrett.co.ukwalkingthewaypodcast@outlook.comwww.instagram.com/walkingtheway1@raybrrtt

Welcome to Walking the Way. My name is Ray, and I really want to say thank you to everyone for listening in as we continue to explore what it means to have a regular rhythm of worship.  CreditsOpening PrayerRay BorrettBible verseJeremiah 20:2Thought for the dayRay BorrettBible PassageJeremiah 20Contemporary English Version Copyright © 1995 by American Bible Society For more information about CEV, visit www.bibles.com and www.cev.bible.Prayer Handbookprayer handbook WTW 2026.pdfSupporting Walking the WayIf you want to support Walking the Way, please go to: https://ko-fi.com/S6S4WXLBBor you can subscribe to the channel: https://podcasters.spotify.com/pod/show/walkingtheway/subscribeTo contact Ray: Please leave a comment or a review. I want to find out what people think and how we make it better.www.rayborrett.co.ukwalkingthewaypodcast@outlook.comwww.instagram.com/walkingtheway1@raybrrtt

Welcome to Walking the Way. My name is Ray, and I really want to say thank you to everyone for listening in as we continue to explore what it means to have a regular rhythm of worship.  CreditsOpening PrayerRay BorrettBible verseJeremiah 19:10Thought for the dayRay BorrettBible PassageJeremiah 19Contemporary English Version Copyright © 1995 by American Bible Society For more information about CEV, visit www.bibles.com and www.cev.bible.Prayer Handbookprayer handbook WTW 2026.pdfSupporting Walking the WayIf you want to support Walking the Way, please go to: https://ko-fi.com/S6S4WXLBBor you can subscribe to the channel: https://podcasters.spotify.com/pod/show/walkingtheway/subscribeTo contact Ray: Please leave a comment or a review. I want to find out what people think and how we make it better.www.rayborrett.co.ukwalkingthewaypodcast@outlook.comwww.instagram.com/walkingtheway1@raybrrtt

Welcome to Walking the Way. My name is Ray, and I really want to say thank you to everyone for listening in as we continue to explore what it means to have a regular rhythm of worship. CreditsOpening PrayerRay BorrettBible verseJeremiah 18:21Thought for the dayRay BorrettBible PassageJeremiah 18Contemporary English Version Copyright © 1995 by American Bible Society For more information about CEV, visit www.bibles.com and www.cev.bible.Prayer Handbookprayer handbook WTW 2026.pdfSupporting Walking the WayIf you want to support Walking the Way, please go to: https://ko-fi.com/S6S4WXLBBor you can subscribe to the channel: https://podcasters.spotify.com/pod/show/walkingtheway/subscribeTo contact Ray: Please leave a comment or a review. I want to find out what people think and how we make it better.www.rayborrett.co.ukwalkingthewaypodcast@outlook.comwww.instagram.com/walkingtheway1@raybrrtt

Welcome to Walking the Way. My name is Ray, and I really want to say thank you to everyone for listening in as we continue to explore what it means to have a regular rhythm of worship.  CreditsOpening PrayerRay BorrettBible verseJeremiah 17:27Thought for the dayRay BorrettBible PassageJeremiah 17Contemporary English Version Copyright © 1995 by American Bible Society For more information about CEV, visit www.bibles.com and www.cev.bible.Prayer Handbookprayer handbook WTW 2026.pdfSupporting Walking the WayIf you want to support Walking the Way, please go to: https://ko-fi.com/S6S4WXLBBor you can subscribe to the channel: https://podcasters.spotify.com/pod/show/walkingtheway/subscribeTo contact Ray: Please leave a comment or a review. I want to find out what people think and how we make it better.www.rayborrett.co.ukwalkingthewaypodcast@outlook.comwww.instagram.com/walkingtheway1@raybrrtt