Podcasts about WTW

P.M. Edition for Aug. 20. Colleges are facing a demographic cliff—lower birth rates means fewer 18-year-olds. WSJ higher education reporter Doug Belkin explains what impact that's likely to have on colleges–and why it might not make it any easier to get into top-tier schools. Plus, Walmart was the biggest decliner in the Dow after it reported weaker sales growth in its second quarter. We hear from Journal retail reporter Sarah Nassauer about how Walmart's earnings stack up to its rival Target. And employers are expected to pay even more for health insurance next year, which means their workers costs' are probably going up too. Alex Ossola hosts. Sign up for the WSJ's free What's News newsletter. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Welcome to Walking the Way. My name is Ray, and I really want to say thank you to everyone for listening in as we continue to explore what it means to have a regular rhythm of worship.  CreditsOpening PrayerJohn BirchBible verseEzekiel 38:2Thought for the dayRay BorrettBible PassageEzekiel 38The Holy Bible, Modern English Version. Copyright © 2014 by Military Bible Association. Published and distributed by Charisma House.Prayer Handbookprayer handbook WTW 2026.pdfSupporting Walking the WayIf you want to support Walking the Way, please go to: https://ko-fi.com/S6S4WXLBBor you can subscribe to the channel: https://podcasters.spotify.com/pod/show/walkingtheway/subscribeTo contact Ray: Please leave a comment or a review. I want to find out what people think and how we make it better.www.rayborrett.co.ukwalkingthewaypodcast@outlook.comhttps://www.blogger.com/blog/posts/8782930952435243719

Welcome to Walking the Way. My name is Ray, and I really want to say thank you to everyone for listening in as we continue to explore what it means to have a regular rhythm of worship. CreditsOpening PrayerClement of Rome 95ADBible verseEzekiel 37:3Thought for the dayRay BorrettBible PassageEzekiel 37The Holy Bible, Modern English Version. Copyright © 2014 by Military Bible Association. Published and distributed by Charisma House.Prayer Handbookprayer handbook WTW 2026.pdfSupporting Walking the WayIf you want to support Walking the Way, please go to: https://ko-fi.com/S6S4WXLBBor you can subscribe to the channel: https://podcasters.spotify.com/pod/show/walkingtheway/subscribeTo contact Ray: Please leave a comment or a review. I want to find out what people think and how we make it better.www.rayborrett.co.ukwalkingthewaypodcast@outlook.comhttps://www.blogger.com/blog/posts/8782930952435243719

Welcome to Walking the Way. My name is Ray, and I really want to say thank you to everyone for listening in as we continue to explore what it means to have a regular rhythm of worship. CreditsOpening Prayerhttps://www.churchofscotland.org.uk/worship/prayersBible verseEzekiel 37:13Thought for the dayRay BorrettBible PassageEzekiel 37The Holy Bible, Modern English Version. Copyright © 2014 by Military Bible Association. Published and distributed by Charisma House.Prayer Handbookprayer handbook WTW 2026.pdfSupporting Walking the WayIf you want to support Walking the Way, please go to: https://ko-fi.com/S6S4WXLBBor you can subscribe to the channel: https://podcasters.spotify.com/pod/show/walkingtheway/subscribeTo contact Ray: Please leave a comment or a review. I want to find out what people think and how we make it better.www.rayborrett.co.ukwalkingthewaypodcast@outlook.comhttps://www.blogger.com/blog/posts/8782930952435243719

Welcome to Walking the Way. My name is Ray, and I really want to say thank you to everyone for listening in as we continue to explore what it means to have a regular rhythm of worship.  CreditsOpening Prayerhttps://www.churchofscotland.org.uk/worship/prayersBible verseEzekiel 35:13Thought for the dayRay BorrettBible PassageEzekiel 35The Holy Bible, Modern English Version. Copyright © 2014 by Military Bible Association. Published and distributed by Charisma House.Prayer Handbookprayer handbook WTW 2026.pdfSupporting Walking the WayIf you want to support Walking the Way, please go to: https://ko-fi.com/S6S4WXLBBor you can subscribe to the channel: https://podcasters.spotify.com/pod/show/walkingtheway/subscribeTo contact Ray: Please leave a comment or a review. I want to find out what people think and how we make it better.www.rayborrett.co.ukwalkingthewaypodcast@outlook.comhttps://www.blogger.com/blog/posts/8782930952435243719

Welcome to Walking the Way. My name is Ray, and I really want to say thank you to everyone for listening in as we continue to explore what it means to have a regular rhythm of worship. CreditsOpening PrayerAn ancient Collect, A. D. 440Bible verseEzekiel 34:31Thought for the dayRay BorrettBible PassageEzekiel 34Holman Christian Standard Bible Copyright © 1999, 2000, 2002, 2003, 2009 by Holman Bible Publishers, Nashville Tennessee. All rights reserved.Prayer Handbookprayer handbook WTW 2026.pdfSupporting Walking the WayIf you want to support Walking the Way, please go to: https://ko-fi.com/S6S4WXLBBor you can subscribe to the channel: https://podcasters.spotify.com/pod/show/walkingtheway/subscribeTo contact Ray: Please leave a comment or a review. I want to find out what people think and how we make it better.www.rayborrett.co.ukwalkingthewaypodcast@outlook.comhttps://www.blogger.com/blog/posts/8782930952435243719

Welcome to Walking the Way. My name is Ray, and I really want to say thank you to everyone for listening in as we continue to explore what it means to have a regular rhythm of worship.  CreditsOpening PrayerAlfred the Great 9th CenturyBible verseEzekiel 32:2Thought for the dayRay BorrettBible PassageEzekiel 32Holman Christian Standard Bible Copyright © 1999, 2000, 2002, 2003, 2009 by Holman Bible Publishers, Nashville Tennessee. All rights reserved.Prayer Handbookprayer handbook WTW 2026.pdfSupporting Walking the WayIf you want to support Walking the Way, please go to: https://ko-fi.com/S6S4WXLBBor you can subscribe to the channel: https://podcasters.spotify.com/pod/show/walkingtheway/subscribeTo contact Ray: Please leave a comment or a review. I want to find out what people think and how we make it better.www.rayborrett.co.ukwalkingthewaypodcast@outlook.comhttps://www.blogger.com/blog/posts/8782930952435243719

Welcome to Walking the Way. My name is Ray, and I really want to say thank you to everyone for listening in as we continue to explore what it means to have a regular rhythm of worship.  CreditsOpening PrayerAn ancient Collect, A. D. 440Bible verseEzekiel 33:4Thought for the dayRay BorrettBible PassageEzekiel 33Holman Christian Standard Bible Copyright © 1999, 2000, 2002, 2003, 2009 by Holman Bible Publishers, Nashville Tennessee. All rights reserved.Prayer Handbookprayer handbook WTW 2026.pdfSupporting Walking the WayIf you want to support Walking the Way, please go to: https://ko-fi.com/S6S4WXLBBor you can subscribe to the channel: https://podcasters.spotify.com/pod/show/walkingtheway/subscribeTo contact Ray: Please leave a comment or a review. I want to find out what people think and how we make it better.www.rayborrett.co.ukwalkingthewaypodcast@outlook.comhttps://www.blogger.com/blog/posts/8782930952435243719

Technology transformation in health insurance is no longer a future ambition - it's a present-day imperative. In this episode of (Re)Thinking Insurance, host Lisa Balboa, Senior Director in WTW's Global Health Advisory Practice, sits down with Algirdas Dineika and Tawhid Rahman to explore what's really driving change in health insurance - and what separates meaningful transformation from expensive theater.

Welcome to Walking the Way. My name is Ray, and I really want to say thank you to everyone for listening in as we continue to explore what it means to have a regular rhythm of worship. CreditsOpening PrayerAlfred the Great 9th CenturyBible verseEzekiel 31:3Thought for the dayRay BorrettBible PassageEzekiel 31Holman Christian Standard Bible Copyright © 1999, 2000, 2002, 2003, 2009 by Holman Bible Publishers, Nashville Tennessee. All rights reserved.Prayer Handbookprayer handbook WTW 2026.pdfSupporting Walking the WayIf you want to support Walking the Way, please go to: https://ko-fi.com/S6S4WXLBBor you can subscribe to the channel: https://podcasters.spotify.com/pod/show/walkingtheway/subscribeTo contact Ray: Please leave a comment or a review. I want to find out what people think and how we make it better.www.rayborrett.co.ukwalkingthewaypodcast@outlook.comhttps://www.blogger.com/blog/posts/8782930952435243719

Welcome to Walking the Way. My name is Ray, and I really want to say thank you to everyone for listening in as we continue to explore what it means to have a regular rhythm of worship. CreditsOpening PrayerAdapted from https://antiochianprodsa.blob.core.windows.net/websiteattachments/June%2013%202026%20Orthros%20Miami.pdfBible verseEzekiel 30:26Thought for the dayRay BorrettBible PassageEzekiel 30Holman Christian Standard Bible Copyright © 1999, 2000, 2002, 2003, 2009 by Holman Bible Publishers, Nashville Tennessee. All rights reserved.Prayer Handbookprayer handbook WTW 2026.pdfSupporting Walking the WayIf you want to support Walking the Way, please go to: https://ko-fi.com/S6S4WXLBBor you can subscribe to the channel: https://podcasters.spotify.com/pod/show/walkingtheway/subscribeTo contact Ray: Please leave a comment or a review. I want to find out what people think and how we make it better.www.rayborrett.co.ukwalkingthewaypodcast@outlook.comhttps://www.blogger.com/blog/posts/8782930952435243719

Welcome to Walking the Way. My name is Ray, and I really want to say thank you to everyone for listening in as we continue to explore what it means to have a regular rhythm of worship. CreditsOpening PrayerVeit Dietrich, d. 1549Bible verseEzekiel 29:15Thought for the dayRay BorrettBible PassageEzekiel 29New Revised Standard Version, Updated Edition. Copyright © 2021 National Council of Churches of Christ in the United States of America. Used by permission. All rights reserved worldwide.Prayer Handbookprayer handbook WTW 2026.pdfSupporting Walking the WayIf you want to support Walking the Way, please go to: https://ko-fi.com/S6S4WXLBBor you can subscribe to the channel: https://podcasters.spotify.com/pod/show/walkingtheway/subscribeTo contact Ray: Please leave a comment or a review. I want to find out what people think and how we make it better.www.rayborrett.co.ukwalkingthewaypodcast@outlook.comhttps://www.blogger.com/blog/posts/8782930952435243719

Welcome to Walking the Way. My name is Ray, and I really want to say thank you to everyone for listening in as we continue to explore what it means to have a regular rhythm of worship. CreditsOpening PrayerSarum Missal Innocent IIIBible verseEzekiel 28:33Thought for the dayRay BorrettBible PassageEzekiel 28New Revised Standard Version, Updated Edition. Copyright © 2021 National Council of Churches of Christ in the United States of America. Used by permission. All rights reserved worldwide.Prayer Handbookprayer handbook WTW 2026.pdfSupporting Walking the WayIf you want to support Walking the Way, please go to: https://ko-fi.com/S6S4WXLBBor you can subscribe to the channel: https://podcasters.spotify.com/pod/show/walkingtheway/subscribeTo contact Ray: Please leave a comment or a review. I want to find out what people think and how we make it better.www.rayborrett.co.ukwalkingthewaypodcast@outlook.comhttps://www.blogger.com/blog/posts/8782930952435243719

Welcome to Walking the Way. My name is Ray, and I really want to say thank you to everyone for listening in as we continue to explore what it means to have a regular rhythm of worship. CreditsOpening PrayerVeit Dietrich, d. 1549Bible verseEzekiel 27:33Thought for the dayRay BorrettBible PassageEzekiel 27New Revised Standard Version, Updated Edition. Copyright © 2021 National Council of Churches of Christ in the United States of America. Used by permission. All rights reserved worldwide.Prayer Handbookprayer handbook WTW 2026.pdfSupporting Walking the WayIf you want to support Walking the Way, please go to: https://ko-fi.com/S6S4WXLBBor you can subscribe to the channel: https://podcasters.spotify.com/pod/show/walkingtheway/subscribeTo contact Ray: Please leave a comment or a review. I want to find out what people think and how we make it better.www.rayborrett.co.ukwalkingthewaypodcast@outlook.comhttps://www.blogger.com/blog/posts/8782930952435243719

Welcome to Walking the Way. My name is Ray, and I really want to say thank you to everyone for listening in as we continue to explore what it means to have a regular rhythm of worship. CreditsOpening PrayerMozarabic PrayerBible verseEzekiel 26:5Thought for the dayRay BorrettBible PassageEzekiel 26New Revised Standard Version, Updated Edition. Copyright © 2021 National Council of Churches of Christ in the United States of America. Used by permission. All rights reserved worldwide.Prayer Handbookprayer handbook WTW 2026.pdfSupporting Walking the WayIf you want to support Walking the Way, please go to: https://ko-fi.com/S6S4WXLBBor you can subscribe to the channel: https://podcasters.spotify.com/pod/show/walkingtheway/subscribeTo contact Ray: Please leave a comment or a review. I want to find out what people think and how we make it better.www.rayborrett.co.ukwalkingthewaypodcast@outlook.comhttps://www.blogger.com/blog/posts/8782930952435243719

Welcome to Walking the Way. My name is Ray, and I really want to say thank you to everyone for listening in as we continue to explore what it means to have a regular rhythm of worship. CreditsOpening PrayerMozarabic PrayerBible verseEzekiel 25:5Thought for the dayRay BorrettBible PassageEzekiel 25New Revised Standard Version, Updated Edition. Copyright © 2021 National Council of Churches of Christ in the United States of America. Used by permission. All rights reserved worldwide.Prayer Handbookprayer handbook WTW 2026.pdfSupporting Walking the WayIf you want to support Walking the Way, please go to: https://ko-fi.com/S6S4WXLBBor you can subscribe to the channel: https://podcasters.spotify.com/pod/show/walkingtheway/subscribeTo contact Ray: Please leave a comment or a review. I want to find out what people think and how we make it better.www.rayborrett.co.ukwalkingthewaypodcast@outlook.comhttps://www.blogger.com/blog/posts/8782930952435243719

Welcome to Walking the Way. My name is Ray, and I really want to say thank you to everyone for listening in as we continue to explore what it means to have a regular rhythm of worship. CreditsOpening PrayerDunstan of CanterburyBible verseEzekiel 24:16Thought for the dayRay BorrettBible PassageEzekiel 24Good News Translation® (Today's English Version, Second Edition) © 1992 American Bible Society. All rights reserved. For more information about GNT, visit www.bibles.com and www.gnt.bible.Prayer Handbookprayer handbook WTW 2026.pdfSupporting Walking the WayIf you want to support Walking the Way, please go to: https://ko-fi.com/S6S4WXLBBor you can subscribe to the channel: https://podcasters.spotify.com/pod/show/walkingtheway/subscribeTo contact Ray: Please leave a comment or a review. I want to find out what people think and how we make it better.www.rayborrett.co.ukwalkingthewaypodcast@outlook.comhttps://www.blogger.com/blog/posts/8782930952435243719

Welcome to Walking the Way. My name is Ray, and I really want to say thank you to everyone for listening in as we continue to explore what it means to have a regular rhythm of worship. CreditsOpening PrayerGallican SacramentaryBible verseEzekiel 23:35Thought for the dayRay BorrettBible PassageEzekiel 23Good News Translation® (Today's English Version, Second Edition) © 1992 American Bible Society. All rights reserved. For more information about GNT, visit www.bibles.com and www.gnt.bible.Prayer Handbookprayer handbook WTW 2026.pdfSupporting Walking the WayIf you want to support Walking the Way, please go to: https://ko-fi.com/S6S4WXLBBor you can subscribe to the channel: https://podcasters.spotify.com/pod/show/walkingtheway/subscribeTo contact Ray: Please leave a comment or a review. I want to find out what people think and how we make it better.www.rayborrett.co.ukwalkingthewaypodcast@outlook.comhttps://www.blogger.com/blog/posts/8782930952435243719

Welcome to Walking the Way. My name is Ray, and I really want to say thank you to everyone for listening in as we continue to explore what it means to have a regular rhythm of worship. CreditsOpening PrayerAn Ancient Collect, sixth centuryBible verseEzekiel 22:6Thought for the dayRay BorrettBible PassageEzekiel 22Good News Translation® (Today's English Version, Second Edition) © 1992 American Bible Society. All rights reserved. For more information about GNT, visit www.bibles.com and www.gnt.bible.Prayer Handbookprayer handbook WTW 2026.pdfSupporting Walking the WayIf you want to support Walking the Way, please go to: https://ko-fi.com/S6S4WXLBBor you can subscribe to the channel: https://podcasters.spotify.com/pod/show/walkingtheway/subscribeTo contact Ray: Please leave a comment or a review. I want to find out what people think and how we make it better.www.rayborrett.co.ukwalkingthewaypodcast@outlook.comhttps://www.blogger.com/blog/posts/8782930952435243719

Welcome to Walking the Way. My name is Ray, and I really want to say thank you to everyone for listening in as we continue to explore what it means to have a regular rhythm of worship. CreditsOpening Prayerhttps://acollectionofprayers.com/tag/3rd-century/Bible verseEzekiel 21:6Thought for the dayRay BorrettBible PassageEzekiel 21Holy Bible, New International Version®, NIV® Copyright ©1973, 1978, 1984, 2011 by Biblica, Inc.® Used by permission. All rights reserved worldwide.Prayer Handbookprayer handbook WTW 2026.pdfSupporting Walking the WayIf you want to support Walking the Way, please go to: https://ko-fi.com/S6S4WXLBBor you can subscribe to the channel: https://podcasters.spotify.com/pod/show/walkingtheway/subscribeTo contact Ray: Please leave a comment or a review. I want to find out what people think and how we make it better.www.rayborrett.co.ukwalkingthewaypodcast@outlook.comhttps://www.blogger.com/blog/posts/8782930952435243719

Welcome to Walking the Way. My name is Ray, and I really want to say thank you to everyone for listening in as we continue to explore what it means to have a regular rhythm of worship. CreditsOpening PrayerWilehelm Loehe, Agende für christliche Gemeinden des lutherischen Bekenntnisses, 1844Bible verseEzekiel 20:12Thought for the dayRay BorrettBible PassageEzekiel 20Holy Bible, New International Version®, NIV® Copyright ©1973, 1978, 1984, 2011 by Biblica, Inc.® Used by permission. All rights reserved worldwide.Prayer Handbookprayer handbook WTW 2026.pdfSupporting Walking the WayIf you want to support Walking the Way, please go to: https://ko-fi.com/S6S4WXLBBor you can subscribe to the channel: https://podcasters.spotify.com/pod/show/walkingtheway/subscribeTo contact Ray: Please leave a comment or a review. I want to find out what people think and how we make it better.www.rayborrett.co.ukwalkingthewaypodcast@outlook.comhttps://www.blogger.com/blog/posts/8782930952435243719

Welcome to Walking the Way. My name is Ray, and I really want to say thank you to everyone for listening in as we continue to explore what it means to have a regular rhythm of worship. CreditsOpening Prayerhttps://acollectionofprayers.com/tag/morning-prayers/Bible verseEzekiel 19:9Thought for the dayRay BorrettBible PassageEzekiel 19Holy Bible, New International Version®, NIV® Copyright ©1973, 1978, 1984, 2011 by Biblica, Inc.® Used by permission. All rights reserved worldwide.Prayer Handbookprayer handbook WTW 2026.pdfSupporting Walking the WayIf you want to support Walking the Way, please go to: https://ko-fi.com/S6S4WXLBBor you can subscribe to the channel: https://podcasters.spotify.com/pod/show/walkingtheway/subscribeTo contact Ray: Please leave a comment or a review. I want to find out what people think and how we make it better.www.rayborrett.co.ukwalkingthewaypodcast@outlook.comhttps://www.blogger.com/blog/posts/8782930952435243719

Welcome to Walking the Way. My name is Ray, and I really want to say thank you to everyone for listening in as we continue to explore what it means to have a regular rhythm of worship. I also want to say welcome to our listeners in Vietnam. Cảm ơn bạn rất nhiều.CreditsOpening PrayerVeit Dietrich (1549)Bible verseEzekiel 18:23Thought for the dayRay BorrettBible PassageEzekiel 18Holy Bible, New International Version®, NIV® Copyright ©1973, 1978, 1984, 2011 by Biblica, Inc.® Used by permission. All rights reserved worldwide.Prayer Handbookprayer handbook WTW 2026.pdfSupporting Walking the WayIf you want to support Walking the Way, please go to: https://ko-fi.com/S6S4WXLBBor you can subscribe to the channel: https://podcasters.spotify.com/pod/show/walkingtheway/subscribeTo contact Ray: Please leave a comment or a review. I want to find out what people think and how we make it better.www.rayborrett.co.ukwalkingthewaypodcast@outlook.comhttps://www.blogger.com/blog/posts/8782930952435243719

Welcome to Walking the Way. My name is Ray, and I really want to say thank you to everyone for listening in as we continue to explore what it means to have a regular rhythm of worship. CreditsOpening PrayerSt. AnselmBible verseEzekiel 17:23Thought for the dayRay BorrettBible PassageEzekiel 17Holy Bible, New International Version®, NIV® Copyright ©1973, 1978, 1984, 2011 by Biblica, Inc.® Used by permission. All rights reserved worldwide.Prayer Handbookprayer handbook WTW 2026.pdfSupporting Walking the WayIf you want to support Walking the Way, please go to: https://ko-fi.com/S6S4WXLBBor you can subscribe to the channel: https://podcasters.spotify.com/pod/show/walkingtheway/subscribeTo contact Ray: Please leave a comment or a review. I want to find out what people think and how we make it better.www.rayborrett.co.ukwalkingthewaypodcast@outlook.comhttps://www.blogger.com/blog/posts/8782930952435243719

Welcome to Walking the Way. My name is Ray, and I really want to say thank you to everyone for listening in as we continue to explore what it means to have a regular rhythm of worship. CreditsOpening PrayerThis is my desire – Noel RichardsBible verseEzekiel 16:2Thought for the dayRay BorrettBible PassageEzekiel 16Scripture taken from the New King James Version®. Copyright © 1982 by Thomas Nelson. Used by permission. All rights reserved.Prayer Handbookprayer handbook WTW 2026.pdfSupporting Walking the WayIf you want to support Walking the Way, please go to: https://ko-fi.com/S6S4WXLBBor you can subscribe to the channel: https://podcasters.spotify.com/pod/show/walkingtheway/subscribeTo contact Ray: Please leave a comment or a review. I want to find out what people think and how we make it better.www.rayborrett.co.ukwalkingthewaypodcast@outlook.comhttps://www.blogger.com/blog/posts/8782930952435243719

Welcome to Walking the Way. My name is Ray, and I really want to say thank you to everyone for listening in as we continue to explore what it means to have a regular rhythm of worship. CreditsOpening PrayerRay BorrettBible verseEzekiel 15:2Thought for the dayRay BorrettBible PassageEzekiel 15Scripture taken from the New King James Version®. Copyright © 1982 by Thomas Nelson. Used by permission. All rights reserved.Prayer Handbookprayer handbook WTW 2026.pdfSupporting Walking the WayIf you want to support Walking the Way, please go to: https://ko-fi.com/S6S4WXLBBor you can subscribe to the channel: https://podcasters.spotify.com/pod/show/walkingtheway/subscribeTo contact Ray: Please leave a comment or a review. I want to find out what people think and how we make it better.www.rayborrett.co.ukwalkingthewaypodcast@outlook.comhttps://www.blogger.com/blog/posts/8782930952435243719

Welcome to Walking the Way. My name is Ray, and I really want to say thank you to everyone for listening in as we continue to explore what it means to have a regular rhythm of worship. CreditsOpening PrayerRay BorrettBible verseEzekiel 14:6Thought for the dayRay BorrettBible PassageEzekiel 14Scripture taken from the New King James Version®. Copyright © 1982 by Thomas Nelson. Used by permission. All rights reserved.Prayer Handbookprayer handbook WTW 2026.pdfSupporting Walking the WayIf you want to support Walking the Way, please go to: https://ko-fi.com/S6S4WXLBBor you can subscribe to the channel: https://podcasters.spotify.com/pod/show/walkingtheway/subscribeTo contact Ray: Please leave a comment or a review. I want to find out what people think and how we make it better.www.rayborrett.co.ukwalkingthewaypodcast@outlook.comhttps://www.blogger.com/blog/posts/8782930952435243719

Guests:Awo Ansu, Associate Vice President & Deputy General Counsel at the University of Maryland Global CampusRyan Kiernan, Head of Legal at Lidl USOgechi Muotoh, Senior Corporate Counsel at Oracle Co-hosts:Phil Feigen,  ShareholderLiam Whitaker, AssociateBen Martin, AssociateVeronique Staco, Assistant General Counsel at WTW

Welcome to Walking the Way. My name is Ray, and I really want to say thank you to everyone for listening in as we continue to explore what it means to have a regular rhythm of worship. CreditsOpening PrayerRay BorrettBible verseEzekiel 13:14Thought for the dayRay BorrettBible PassageEzekiel 13Scripture taken from the New King James Version®. Copyright © 1982 by Thomas Nelson. Used by permission. All rights reserved.Prayer Handbookprayer handbook WTW 2026.pdfSupporting Walking the WayIf you want to support Walking the Way, please go to: https://ko-fi.com/S6S4WXLBBor you can subscribe to the channel: https://podcasters.spotify.com/pod/show/walkingtheway/subscribeTo contact Ray: Please leave a comment or a review. I want to find out what people think and how we make it better.www.rayborrett.co.ukwalkingthewaypodcast@outlook.comhttps://www.blogger.com/blog/posts/8782930952435243719

Welcome to Walking the Way. My name is Ray, and I really want to say thank you to everyone for listening in as we continue to explore what it means to have a regular rhythm of worship. CreditsOpening PrayerW. Whiting 1825-1878Bible verseEzekiel 12:18Thought for the dayRay BorrettBible PassageEzekiel 12The ESV® Bible (The Holy Bible, English Standard Version®), © 2001 by Crossway, a publishing ministry of Good News Publishers. ESV Text Edition: 2025.Prayer Handbookprayer handbook WTW 2026.pdfSupporting Walking the WayIf you want to support Walking the Way, please go to: https://ko-fi.com/S6S4WXLBBor you can subscribe to the channel: https://podcasters.spotify.com/pod/show/walkingtheway/subscribeTo contact Ray: Please leave a comment or a review. I want to find out what people think and how we make it better.www.rayborrett.co.ukwalkingthewaypodcast@outlook.comhttps://www.blogger.com/blog/posts/8782930952435243719

Welcome to Walking the Way. My name is Ray, and I really want to say thank you to everyone for listening in as we continue to explore what it means to have a regular rhythm of worship. CreditsOpening PrayerRay BorrettBible verseEzekiel 10:19Thought for the dayRay BorrettBible PassageEzekiel 10The ESV® Bible (The Holy Bible, English Standard Version®), © 2001 by Crossway, a publishing ministry of Good News Publishers. ESV Text Edition: 2025.Prayer Handbookprayer handbook WTW 2026.pdfSupporting Walking the WayIf you want to support Walking the Way, please go to: https://ko-fi.com/S6S4WXLBBor you can subscribe to the channel: https://podcasters.spotify.com/pod/show/walkingtheway/subscribeTo contact Ray: Please leave a comment or a review. I want to find out what people think and how we make it better.www.rayborrett.co.ukwalkingthewaypodcast@outlook.comhttps://www.blogger.com/blog/posts/8782930952435243719

Welcome to Walking the Way. My name is Ray, and I really want to say thank you to everyone for listening in as we continue to explore what it means to have a regular rhythm of worship. CreditsOpening PrayerRay BorrettBible verseEzekiel 10:4Thought for the dayRay BorrettBible PassageEzekiel 10The ESV® Bible (The Holy Bible, English Standard Version®), © 2001 by Crossway, a publishing ministry of Good News Publishers. ESV Text Edition: 2025.Prayer Handbookprayer handbook WTW 2026.pdfSupporting Walking the WayIf you want to support Walking the Way, please go to: https://ko-fi.com/S6S4WXLBBor you can subscribe to the channel: https://podcasters.spotify.com/pod/show/walkingtheway/subscribeTo contact Ray: Please leave a comment or a review. I want to find out what people think and how we make it better.www.rayborrett.co.ukwalkingthewaypodcast@outlook.comhttps://www.blogger.com/blog/posts/8782930952435243719

Welcome to Walking the Way. My name is Ray, and I really want to say thank you to everyone for listening in as we continue to explore what it means to have a regular rhythm of worship. CreditsOpening PrayerRay BorrettBible verseEzekiel 8:5Thought for the dayRay BorrettBible PassageEzekiel 8GOD'S WORD Translation (GW) Copyright © 1995, 2003, 2013, 2014, 2019, 2020 by God's Word to the Nations Mission Society. All rights reserved.Prayer Handbookprayer handbook WTW 2026.pdfSupporting Walking the WayIf you want to support Walking the Way, please go to: https://ko-fi.com/S6S4WXLBBor you can subscribe to the channel: https://podcasters.spotify.com/pod/show/walkingtheway/subscribeTo contact Ray: Please leave a comment or a review. I want to find out what people think and how we make it better.www.rayborrett.co.ukwalkingthewaypodcast@outlook.comwww.instagram.com/walkingtheway1

Welcome to Walking the Way. My name is Ray, and I really want to say thank you to everyone for listening in as we continue to explore what it means to have a regular rhythm of worship. CreditsOpening PrayerRay BorrettBible verseEzekiel 9:4Thought for the dayRay BorrettBible PassageEzekiel 9The ESV® Bible (The Holy Bible, English Standard Version®), © 2001 by Crossway, a publishing ministry of Good News Publishers. ESV Text Edition: 2025.Prayer Handbookprayer handbook WTW 2026.pdfSupporting Walking the WayIf you want to support Walking the Way, please go to: https://ko-fi.com/S6S4WXLBBor you can subscribe to the channel: https://podcasters.spotify.com/pod/show/walkingtheway/subscribeTo contact Ray: Please leave a comment or a review. I want to find out what people think and how we make it better.www.rayborrett.co.ukwalkingthewaypodcast@outlook.comwww.instagram.com/walkingtheway1

Welcome to Walking the Way. My name is Ray, and I really want to say thank you to everyone for listening in as we continue to explore what it means to have a regular rhythm of worship.  CreditsOpening PrayerRay BorrettBible verseEzekiel 7:6Thought for the dayRay BorrettBible PassageEzekiel 7GOD'S WORD Translation (GW) Copyright © 1995, 2003, 2013, 2014, 2019, 2020 by God's Word to the Nations Mission Society. All rights reserved.Prayer Handbookprayer handbook WTW 2026.pdfSupporting Walking the WayIf you want to support Walking the Way, please go to: https://ko-fi.com/S6S4WXLBBor you can subscribe to the channel: https://podcasters.spotify.com/pod/show/walkingtheway/subscribeTo contact Ray: Please leave a comment or a review. I want to find out what people think and how we make it better.www.rayborrett.co.ukwalkingthewaypodcast@outlook.comwww.instagram.com/walkingtheway1

Welcome to Walking the Way. My name is Ray, and I really want to say thank you to everyone for listening in as we continue to explore what it means to have a regular rhythm of worship. CreditsOpening PrayerRay BorrettBible verseEzekiel 6:14Thought for the dayRay BorrettBible PassageEzekiel 6GOD'S WORD Translation (GW) Copyright © 1995, 2003, 2013, 2014, 2019, 2020 by God's Word to the Nations Mission Society. All rights reserved.Prayer Handbookprayer handbook WTW 2026.pdfSupporting Walking the WayIf you want to support Walking the Way, please go to: https://ko-fi.com/S6S4WXLBBor you can subscribe to the channel: https://podcasters.spotify.com/pod/show/walkingtheway/subscribeTo contact Ray: Please leave a comment or a review. I want to find out what people think and how we make it better.www.rayborrett.co.ukwalkingthewaypodcast@outlook.comwww.instagram.com/walkingtheway1

Welcome to Walking the Way. My name is Ray, and I really want to say thank you to everyone for listening in as we continue to explore what it means to have a regular rhythm of worship.  CreditsOpening PrayerRay BorrettBible verseEzekiel 5:15Thought for the dayRay BorrettBible PassageEzekiel 5GOD'S WORD Translation (GW) Copyright © 1995, 2003, 2013, 2014, 2019, 2020 by God's Word to the Nations Mission Society. All rights reserved.Prayer Handbookprayer handbook WTW 2026.pdfSupporting Walking the WayIf you want to support Walking the Way, please go to: https://ko-fi.com/S6S4WXLBBor you can subscribe to the channel: https://podcasters.spotify.com/pod/show/walkingtheway/subscribeTo contact Ray: Please leave a comment or a review. I want to find out what people think and how we make it better.www.rayborrett.co.ukwalkingthewaypodcast@outlook.comwww.instagram.com/walkingtheway1

Welcome to Walking the Way. My name is Ray, and I really want to say thank you to everyone for listening in as we continue to explore what it means to have a regular rhythm of worship. CreditsOpening PrayerRay BorrettBible verseEzekiel 4:6Thought for the dayRay BorrettBible PassageEzekiel 4GOD'S WORD Translation (GW) Copyright © 1995, 2003, 2013, 2014, 2019, 2020 by God's Word to the Nations Mission Society. All rights reserved.Prayer Handbookprayer handbook WTW 2026.pdfSupporting Walking the WayIf you want to support Walking the Way, please go to: https://ko-fi.com/S6S4WXLBBor you can subscribe to the channel: https://podcasters.spotify.com/pod/show/walkingtheway/subscribeTo contact Ray: Please leave a comment or a review. I want to find out what people think and how we make it better.www.rayborrett.co.ukwalkingthewaypodcast@outlook.comwww.instagram.com/walkingtheway1

Welcome to Walking the Way. My name is Ray, and I really want to say thank you to everyone for listening in as we continue to explore what it means to have a regular rhythm of worship.CreditsOpening PrayerRay Borrett Bible verseEzekiel 3:8 Thought for the dayRay Borrett Bible PassageEzekiel 3 Contemporary English Version Copyright © 1995 by American Bible Society For more information about CEV, visit www.bibles.com and  www.cev.bible. Prayer Handbookprayer handbook WTW 2026.pdf Supporting Walking the WayIf you want to support Walking the Way, please go to: https://ko-fi.com/S6S4WXLBBor you can subscribe to the channel: https://podcasters.spotify.com/pod/show/walkingtheway/subscribe To contact Ray:Please leave a comment or a review. I want to find out what people think and how we make it better.www.rayborrett.co.ukwalkingthewaypodcast@outlook.comwww.instagram.com/walkingtheway1

Welcome to Walking the Way. My name is Ray, and I really want to say thank you to everyone for listening in as we continue to explore what it means to have a regular rhythm of worship.  CreditsOpening PrayerRay BorrettBible verseEzekiel 2:6Thought for the dayRay BorrettBible PassageEzekiel 2Contemporary English Version (CEV) Copyright © 1995 by American Bible Society For more information about CEV, visit www.bibles.com and www.cev.bible.Prayer Handbookprayer handbook WTW 2026.pdfSupporting Walking the WayIf you want to support Walking the Way, please go to: https://ko-fi.com/S6S4WXLBBor you can subscribe to the channel: https://podcasters.spotify.com/pod/show/walkingtheway/subscribeTo contact Ray: Please leave a comment or a review. I want to find out what people think and how we make it better.www.rayborrett.co.ukwalkingthewaypodcast@outlook.comwww.instagram.com/walkingtheway1

Welcome to Walking the Way. My name is Ray, and I really want to say thank you to everyone for listening in as we continue to explore what it means to have a regular rhythm of worship.  CreditsOpening PrayerRev. Elizabeth Dilley. http://www.ucc.org/worship/worship-ways/Bible verseEzekiel 1:28Thought for the dayRay BorrettBible PassageEzekiel 1The Holy Bible, Modern English Version. Copyright © 2014 by Military Bible Association. Published and distributed by Charisma House.Prayer Handbookprayer handbook WTW 2026.pdfSupporting Walking the WayIf you want to support Walking the Way, please go to: https://ko-fi.com/S6S4WXLBBor you can subscribe to the channel: https://podcasters.spotify.com/pod/show/walkingtheway/subscribeTo contact Ray: Please leave a comment or a review. I want to find out what people think and how we make it better.www.rayborrett.co.ukwalkingthewaypodcast@outlook.comwww.instagram.com/walkingtheway1

Welcome to Walking the Way. My name is Ray, and I really want to say thank you to everyone for listening in as we continue to explore what it means to have a regular rhythm of worship.  CreditsOpening PrayerThom Shuman http://lectionaryliturgies.blogspot.ca/2010/09/25th-sunday-in-ordinary-timeproper-20-c.htmlBible verseLamentations 5:7Thought for the dayRay BorrettBible PassageLamentations 5The Holy Bible, Modern English Version. Copyright © 2014 by Military Bible Association. Published and distributed by Charisma House.Prayer Handbookprayer handbook WTW 2026.pdfSupporting Walking the WayIf you want to support Walking the Way, please go to: https://ko-fi.com/S6S4WXLBBor you can subscribe to the channel: https://podcasters.spotify.com/pod/show/walkingtheway/subscribeTo contact Ray: Please leave a comment or a review. I want to find out what people think and how we make it better.www.rayborrett.co.ukwalkingthewaypodcast@outlook.comwww.instagram.com/walkingtheway1

Welcome to Walking the Way. My name is Ray, and I really want to say thank you to everyone for listening in as we continue to explore what it means to have a regular rhythm of worship. CreditsOpening PrayerRay Borrett Bible verseLamentations 4:17Thought for the dayRay BorrettBible PassageLamentations 4The Holy Bible, Modern English Version. Copyright © 2014 by Military Bible Association. Published and distributed by Charisma House.Prayer Handbookprayer handbook WTW 2026.pdfSupporting Walking the WayIf you want to support Walking the Way, please go to: https://ko-fi.com/S6S4WXLBBor you can subscribe to the channel: https://podcasters.spotify.com/pod/show/walkingtheway/subscribeTo contact Ray: Please leave a comment or a review. I want to find out what people think and how we make it better.www.rayborrett.co.ukwalkingthewaypodcast@outlook.comwww.instagram.com/walkingtheway1

Welcome to Walking the Way. My name is Ray, and I really want to say thank you to everyone for listening in as we continue to explore what it means to have a regular rhythm of worship.  CreditsOpening PrayerRay Borrett Bible verseLamentations 3:23Thought for the dayRay BorrettBible PassageLamentations 3The Holy Bible, Modern English Version. Copyright © 2014 by Military Bible Association. Published and distributed by Charisma House.Prayer Handbookprayer handbook WTW 2026.pdfSupporting Walking the WayIf you want to support Walking the Way, please go to: https://ko-fi.com/S6S4WXLBBor you can subscribe to the channel: https://podcasters.spotify.com/pod/show/walkingtheway/subscribeTo contact Ray: Please leave a comment or a review. I want to find out what people think and how we make it better.www.rayborrett.co.ukwalkingthewaypodcast@outlook.comwww.instagram.com/walkingtheway1

Welcome to Walking the Way. My name is Ray, and I really want to say thank you to everyone for listening in as we continue to explore what it means to have a regular rhythm of worship. CreditsOpening PrayerRay Borrett Bible verseLamentations 2:8Thought for the dayRay BorrettBible PassageLamentations 2The Holy Bible, Modern English Version. Copyright © 2014 by Military Bible Association. Published and distributed by Charisma House.Prayer Handbookprayer handbook WTW 2026.pdfSupporting Walking the WayIf you want to support Walking the Way, please go to: https://ko-fi.com/S6S4WXLBBor you can subscribe to the channel: https://podcasters.spotify.com/pod/show/walkingtheway/subscribeTo contact Ray: Please leave a comment or a review. I want to find out what people think and how we make it better.www.rayborrett.co.ukwalkingthewaypodcast@outlook.comwww.instagram.com/walkingtheway1

Introduction Most insurers say they want to be innovative. Fewer have a systematic way to know what's worth pursuing, who's building it, and whether they should partner, invest, or simply wait. Matt Connolly has spent ten years building the answer to that problem. Connolly is the founder of Sønr, a global market intelligence platform that tracks over five million companies and helps insurers, reinsurers, and brokers make better decisions about innovation and technology. Working with fifty-plus tier-one carriers—from Travelers and Liberty Mutual to Munich Re, Allianz, and Tokio Marine—as well as brokers like Guy Carpenter and WTW, Sønr sits at the intersection of the startups changing the industry and the incumbents that need to understand them. In this conversation, Josh Hollander and Connolly dig into where innovation intent breaks down inside large carriers, the four points where value leaks out of a corporate innovation process, why POC purgatory is a symptom not the disease, and how Sønr 2.0 is bringing market intelligence to operators who've been tasked to innovate but not given the tools to do it. Guest Bio Matt Connolly is the Founder and CEO of Sønr, a global insurtech market intelligence platform used by fifty-plus tier-one insurers, reinsurers, and brokers worldwide. Founded ten years ago, Sønr tracks over five million companies and has built a proprietary data set on insurance innovation unavailable to general AI platforms. He also hosts his own podcast interviewing innovation leaders from major global carriers. Sønr now generates half its revenue from North America and recently made its first US hire. Key Topics • Where innovation intent breaks down — At the CEO level. Without clear sponsorship and direction from leadership, innovation functions become disconnected from real business priorities. Ten years of data backs this up. • The four value leaks — Not understanding trends, poor scouting discipline, year-long POCs that should be three weeks, and failing to move from POC to pilot to scale. Each is a distinct failure mode with a distinct fix. • POC purgatory — Mature innovation programs are running more POCs than ever but scaling fewer. The root cause is almost always people: wrong sponsors, wrong internal champions, or wrong startup for the actual need. Sønr's fix: a one-day workshop to build a mini business case before a three-week POC begins, with KPIs and go/no-go criteria agreed upfront. • The decentralization of innovation — Carriers that once had centralized innovation functions have spread that mandate across underwriting, claims, and distribution—but capability hasn't followed. Operators have been tasked to innovate with no networks, no tooling, and no experience. This is the gap Sønr 2.0 addresses. • Sønr 2.0 and the Emerging Trends Academy — A simple front-end into ten years of proprietary insurance innovation data, priced for operators not just innovation teams. The Emerging Trends Academy goes deeper: cross-industry groups going deep on specific trends with startups, carriers, consultants, and academics in the same room. • The data moat — Ten years of tracking every company, trend signal, and client engagement within insurance innovation. Data that Connolly notes even Anthropic or OpenAI simply can't access. That compounded intelligence sits behind both the platform and the research offering. Notable Quotes "Don't go with the startup that is the best salesperson. Do the scouting properly—where are they based, what's their culture, who are their people, does the technology align to your needs?" "POC purgatory. We're seeing mature innovation businesses doing more POCs than ever but not moving beyond them. The answer is often the people." "The data we sit on is not available to anybody else. It's compounded intelligence from ten years. Anthropic or OpenAI simply can't get to it." "If you don't get your direction right from the top, the value leak is going to be huge later on. Just start in the right place." Resources Guest: • Sønr: https://www.sonr.io • Matt Connolly on LinkedIn: https://www.linkedin.com/in/wearematt/ Host & Organization: • Joshua R. Hollander on LinkedIn: https://www.linkedin.com/in/joshuarhollander/ • Horton International (USA): https://www.horton-usa.com/ • Insurtech Leadership Podcast (LinkedIn Showcase): https://www.linkedin.com/showcase/insurtech-leadership-show Subscribe & Review If you enjoyed this episode, subscribe on your favorite platform and leave a review. The Insurtech Leadership Podcast is available on YouTube, Apple Podcasts, and Spotify.

Welcome to Walking the Way. My name is Ray, and I really want to say thank you to everyone for listening in as we continue to explore what it means to have a regular rhythm of worship.  CreditsOpening PrayerRev. Mindi Welton-Mitchell - Rev-o-lution blog. http://rev-o-lution.org/Bible verseLamentations 1:8Thought for the dayRay BorrettFriends First – Lament – Malcolm Du Plessis – We see a new Africa – Myrrh Music Bible PassageLamentations 1Holman Christian Standard Bible® (HCSB®). Copyright © 1999, 2000, 2002, 2003, 2009 by Holman Bible Publishers. Used by permission.Prayer Handbookprayer handbook WTW 2026.pdfSupporting Walking the WayIf you want to support Walking the Way, please go to: https://ko-fi.com/S6S4WXLBBor you can subscribe to the channel: https://podcasters.spotify.com/pod/show/walkingtheway/subscribeTo contact Ray: Please leave a comment or a review. I want to find out what people think and how we make it better.www.rayborrett.co.ukwalkingthewaypodcast@outlook.comwww.instagram.com/walkingtheway1

Welcome to Walking the Way. My name is Ray, and I really want to say thank you to everyone for listening in as we continue to explore what it means to have a regular rhythm of worship.  CreditsOpening PrayerAdapted from The Abingdon Worship Annual 2009, © 2008 Abingdon Press. Posted on the Ministry Matters website. http://www.ministrymatters.com/Bible verseJeremiah 52:13Thought for the dayRay BorrettOlga Y Fabrikant-Burke, Jeremiah 52 in the Context of the Book of Jeremiah. By HENK DE WAARD, The Journal of Theological Studies, Volume 73, Issue 1, April 2022, Pages 271–273, https://doi.org/10.1093/jts/flac039Bible PassageJeremiah 52Holman Christian Standard Bible® (HCSB®). Copyright © 1999, 2000, 2002, 2003, 2009 by Holman Bible Publishers. Used by permission.Prayer Handbookprayer handbook WTW 2026.pdfSupporting Walking the WayIf you want to support Walking the Way, please go to: https://ko-fi.com/S6S4WXLBBor you can subscribe to the channel: https://podcasters.spotify.com/pod/show/walkingtheway/subscribeTo contact Ray: Please leave a comment or a review. I want to find out what people think and how we make it better.www.rayborrett.co.ukwalkingthewaypodcast@outlook.comwww.instagram.com/walkingtheway1

Welcome to Walking the Way. My name is Ray, and I really want to say thank you to everyone for listening in as we continue to explore what it means to have a regular rhythm of worship.  CreditsOpening PrayerRay Borrett Bible verseJeremiah 51:64Thought for the dayRay BorrettBible PassageJeremiah 51Holman Christian Standard Bible® (HCSB®). Copyright © 1999, 2000, 2002, 2003, 2009 by Holman Bible Publishers. Used by permission.Prayer Handbookprayer handbook WTW 2026.pdfSupporting Walking the WayIf you want to support Walking the Way, please go to: https://ko-fi.com/S6S4WXLBBor you can subscribe to the channel: https://podcasters.spotify.com/pod/show/walkingtheway/subscribeTo contact Ray: Please leave a comment or a review. I want to find out what people think and how we make it better.www.rayborrett.co.ukwalkingthewaypodcast@outlook.comwww.instagram.com/walkingtheway1

Welcome to Walking the Way. My name is Ray, and I really want to say thank you to everyone for listening in as we continue to explore what it means to have a regular rhythm of worship. CreditsOpening PrayerRay Borrett Bible verseJeremiah 50:34Thought for the dayRay BorrettBible PassageJeremiah 50Holman Christian Standard Bible® (HCSB®). Copyright © 1999, 2000, 2002, 2003, 2009 by Holman Bible Publishers. Used by permission.Prayer Handbookprayer handbook WTW 2026.pdfSupporting Walking the WayIf you want to support Walking the Way, please go to: https://ko-fi.com/S6S4WXLBBor you can subscribe to the channel: https://podcasters.spotify.com/pod/show/walkingtheway/subscribeTo contact Ray: Please leave a comment or a review. I want to find out what people think and how we make it better.www.rayborrett.co.ukwalkingthewaypodcast@outlook.comwww.instagram.com/walkingtheway1