Podcast appearances and mentions of dan hinz

Your God is to Small Pastor Dan Hinz rejoins me on The Journey and we talk about his current sermon series about “Your God is to Small.” During this episode, we talk about the historical perspective of religion and how that impacts our image of God. Pastor Dan shares what he has learned preparing from this series and I shared some of my insights since listening to this series. Welcome!

How are you and your partner doing when it comes to money issues? Are you on the same page, or do you have different views on how you spend your money? If you fall into the latter category, my guest this week is here to help. Dan Hinz is the financial coach behind Adulting With Money. For eight years, Dan has taught couples how to unite–not fight–over money whether they want to crush debt faster, buy a house sooner, or just want to get on the same page. He joined me this week to talk about his four rules to adult with money. You can find the show notes for this episode at https://maplemoney.com/146 Did you know that 57% of Canadian adults don't have a will? Willful has made it more affordable, convenient, and easy for Canadians to create a legal Will and Power of Attorney documents online from the comfort of home. In less than 20 minutes and for a fraction of the price of visiting a lawyer, you can gain peace of mind knowing you have a plan in place to protect your children, pets, and loved ones in the event of an emergency. Get started for free at https://maplemoney.com/willful and use promo code MAPLEMONEY to save 15%.

#023 -  Get great insights on how you and your significant other can get on the same page financially!We need to have our finances in order in order to help other people with their finances - and perhaps their single biggest investment - their home!  That's why we need to learn how to win with money so that we can win at real estate.My guest on this week's podcast is Dan Hinz, MBA.  He is the gentle soul and financial coach behind Adulting With Money.  For seven years, Dan has taught couples how to unite, not fight, over money, whether they want to crush debt faster, buy a house sooner, or just want to get on the same page.  Check out his website AdultingWithMoney.com. Embrace working together with your significant other!  Listen to the podcast.While you're here, subscribe to the show so you don't miss a single episode.Also, be sure to leave a review.Want to give your career a boost?  Download my free guide, 5 Sources of Business to Jumpstart Your Career.Support the show (https://www.patreon.com/unsalesperson)

Nine years ago, newly married Dan Hinz saw his wife come home from a shopping trip and thought “What has she gone and bought now?!” and then quickly realized if they were going to make it in marriage, he could never have that thought again.  Extensive research about personal finance combined with an MBA led him to form his own financial coaching business. He is passionate about helping couples master the financial basics of budgeting and getting out of debt. He has helped numerous couples over the past 6 years realize their financial goals and work together to achieve them.    Listen in to learn: The first steps to take as a couple to combine and organize your finances How to get on the same team, follow the same rules, and play the same game The 3 habits you must master to master your money overall The true purpose of a budget   Links Dan Hinz Blog https://www.adultingwithmoney.com/ Dan Hinz YouTube: www.youtube.com/adultingwithmoney Book mentioned, 10 Great Dates Before You Say "I Do": https://www.amazon.com/Great-Dates-Before-You-Say/dp/0310247322 Mint Budget Tracker https://www.mint.com/ You Need A Budget Budgeting Software https://www.youneedabudget.com/ Every Dollar Budgeting App https://www.everydollar.com/ Honeydue Finance App https://www.honeydue.com/ Financial Calculators https://www.calcxml.com/do/home The 5 Love Languages https://www.5lovelanguages.com/ Gretchen Rubin’s Four Tendencies Quiz https://gretchenrubin.com/2015/01/ta-da-the-launch-of-my-quiz-on-the-four-tendencies-learn-about-yourself/ Myers Briggs Personality Test https://www.myersbriggs.org/

Dan Hinz, MBA, is the gentle soul and financial coach behind Adulting With Money. For seven years, Dan has taught couples how to unite–not fight–over money whether they want to crush debt faster, buy a house sooner, or just want to get on the same page. His guides on How to Talk About Money with Your Spouse: The Ultimate Guide and Couples Crushing Debt teaches couples how to be on the same page with money by focusing on meaningful, lifelong habits and sprinkling in some helpful hacks. Dan also draws on his experience as an adjunct professor in finance when guiding couples towards financial and marital bliss You can sign up for his guide at adultingwithmoney.com/

Dan Hinz from Adulting with Money is back to discuss mastering money issues in marriage during the COVID-19 pandemic.“If you don’t know where you are going, every detour is going to be really difficult.” - Brandon CunninghamMoney Issues in Marriage During COVID-19The COVID-19 pandemic did more than create panic, take lives, and put people in hospitals. It took its toll on families financially.Fear and hoarding impacted available goods in stores, and the prices of some essential items may have risen. Rather than going into a crowded store, many people opted for delivery services which also increased the costs of groceries.Electric bills may have been higher than usual as people worked from home and children completed the school year online from home as well.Many people found themselves with reduced hours, reduced pay, or worse. They could have been furloughed or ultimately laid off from their jobs. Pew Research published in September 2020 that roughly 15% of Americans reported they were laid off from work. Another 15% stated they found new work during the pandemic (Pew Research, 2020).This may have left you crying out, “The financial stress is killing my marriage!” There is hope, and some practical tips to help you get through the current pandemic, or prepare for the next emergency that arises. How to Deal with Money IssuesOur episode this week discusses mastering money issues in marriage by master three practices as a married couple. Set clear goals using real numbers - Do you have a Top 10 priorities list financially?Track your money using an app, spreadsheet, or pad of paperUse monthly budgeting and budget conversations to get you to the “next step” of your financial goals.When it comes to money and relationships, conversations around money are not a one-and-done type of deal. You will need to have regular conversations remembering that you and your spouse are on the same team. The object is not to beat the other at a game, but to come to an agreement where both of you are happy with the decision. These conversations will take practice and patient to master, so start today and keep at it.Financial struggles can be overcome by applying these additional tips discussed in this week’s episode as well:Create and maintain an emergency fundHave two types of meetings on your budget: brainstorming and decision-makingRemind yourself “it will be okay”. Your net worth is not what defines your self worth.If you found yourself with increased costs and reduced income, consider whether it is time for a career changeAbout Dan HinzDan Hinz is a Florida-based coach who helps people tackle and conquer money issues in marriage as a finance coach. He brings his engineering mindset, MBA degree, and experience as an Edward Jones financial advisor to assist couples in creating a mindset for successful budgeting and conversations about money and relationships.You can follow Dan on Facebook and watch his great content on YouTube to catch great tips on how to deal with money issues.Resources and LinksDownload a free copy of “Couples Crushing Debt” from AdultingWithMoney.com and begin your process of mastering money issues in your marriage.You can watch video tutorials from Dan Hinz on how to overcome your financial struggles and win at money, especially when it comes to money and relationships, at

In this episode, personal brand photographer Aaron Hunt talks with personal finance coach Dan Hinz from Adulting with Money. Dan shares his own personal finance journey of getting out of debt, including the moment early in his marriage that he realized they needed to do something different than what his MBA taught him Dan's three tips to master your money Success stories of how Dan has helped other couples win with money His views on combining finances as a couple Dan's experience in building a YouTube Channel and a lesson in consistency How YouTube can build your personal brand Dan's YouTube: Adulting with Money Dan's homepage: https://www.adultingwithmoney.com/ Tim Schmoyer's Video Creators: https://videocreators.com/

In this episode, personal brand photographer Aaron Hunt talks with personal finance coach Dan Hinz from Adulting with Money.Dan shares his own personal finance journey of getting out of debt, including the moment early in his marriage that he realized they needed to do something different than what his MBA taught himDan's three tips to master your moneySuccess stories of how Dan has helped other couples win with moneyHis views on combining finances as a coupleDan's experience in building a YouTube Channel and a lesson in consistency How YouTube can build your personal brandDan's YouTube: Adulting with MoneyDan's homepage: https://www.adultingwithmoney.com/Tim Schmoyer's Video Creators: https://videocreators.com/

If you think about topics that cause a lot of stress and conflict, money is very near the top of that list. I'm thrilled that my friend Dan Hinz joins me on this episode for an important conversation about money, business, and writing. Dan Hinz is the financial coach behind Adulting With Money. For seven years, Dan has taught couples how to unite, not fight, over money—whether they want to crush debt faster, buy a house sooner, or just want to get on the same page. Dan shares how couples can work together, how to allocate money to a business the right way, and some strategies for using money wisely. Dan helped me level up my money mindset, and I know you'll love his wisdom also! You can connect with Dan on Facebook or LinkedIn, and AdultingWithMoney.com. Be sure to also check out Dan's Youtube channel, which is also called Adulting with Money. *** Need a ghostwriter for your next project? Learn more here: https://inkwellghostwriting.com. Subscribe and grab your free gift: https://kentsanders.net/subscribe If you enjoyed this episode, we would be grateful if you leave a review on Apple Podcasts. It helps more people discover the show, and the more people listen, the more we can invest into it and improve the show. Follow Kent: Facebook: https://facebook.com/kent.sanders Instagram: https://instagram.com/kentsanders Twitter: https://twitter.com/kentsanders

If you think about topics that cause a lot of stress and conflict, money is very near the top of that list. I’m thrilled that my friend Dan Hinz joins me on this episode for an important conversation about money, business, and writing. Dan Hinz is the financial coach behind Adulting With Money. For seven years, Dan has taught couples how to unite, not fight, over money—whether they want to crush debt faster, buy a house sooner, or just want to get on the same page.  Dan shares how couples can work together, how to allocate money to a business the right way, and some strategies for using money wisely. Dan helped me level up my money mindset, and I know you’ll love his wisdom also! You can connect with Dan on Facebook or LinkedIn, and AdultingWithMoney.com. Be sure to also check out Dan’s Youtube channel, which is also called Adulting with Money. *** Need a ghostwriter for your next project? Learn more here: https://inkwellghostwriting.com.  Subscribe and grab your free gift: https://kentsanders.net/subscribe  If you enjoyed this episode, we would be grateful if you leave a review on Apple Podcasts. It helps more people discover the show, and the more people listen, the more we can invest into it and improve the show. Follow Kent: Facebook: https://facebook.com/kent.sanders Instagram: https://instagram.com/kentsanders Twitter: https://twitter.com/kentsanders 

Welcome to Episode 51 of the She Who Dares Podcast Episode 51 |  Adulting with Money with Dan Hinz and Brandee Gaar | She Who Dares Podcast --------------------------------------- SUBSCRIBE TO THE PODCAST I would love for you to subscribe and leave a review on Apple Podcasts! Please be sure to subscribe to the She Who Dares Podcast on Apple Podcasts and on Spotify: Apple Podcasts Spotify Podcasts --------------------------------------- ABOUT US The She Who Dares Podcast is a community of business owners or aspiring business owners who are balancing the entrepreneurial life with the joy of managing a family. Our mission is to encourage and educate through sharing real-life startup stories, successes, and tips for juggling it all. For full show notes click HERE!    --------------------------------------- EPISODE DESCRIPTION   Dan Hinz, MBA, is the gentle soul and financial coach behind Adulting With Money. For seven years, Dan has taught couples how to unite–not fight–over money whether they want to crush debt faster, buy a house sooner, or just want to get on the same page. Dan’s website: https://www.adultingwithmoney.com/ Dan’s IG: @adultingwithmoney Dan’s FB: @adultingwithmoney Dan’s YT: https://www.youtube.com/adultingwithmoney Visit my shop for all my recommended goodies: https://brandeegaar.com/shop DISCLAIMER: Links included in this description might be affiliate links. If you purchase a product or service with the links that I provide I may receive a small commission.  Thank you for supporting my channel so I can continue to provide you with free content as often as possible! --------------------------------------- TIMESTAMPS 00:00 Episode 51 00:31 Honeybook offer 01:52 Episode 51 open 03:49 Ep 51 interview begins 11:08 3 money mastery habits 13:26 Blind leading the blind 21:03 Should you pay yourself? 28:45 Tips for getting out of debt 37:07 Where to Find Dan Hinz 41:35 Wrap up --------------------------------------- ABOUT THE HOST Follow Brandee Gaar online!! Website You Tube Facebook Instagram LinkedIn Pinterest --------------------------------------- #Entrepreneur #femalebusinessowner #businesscoach

Did your last PCS move send you into debt? In this episode I speak with Lacey Langford who is The Military Money Expert.  She has been a part of the Military almost all her life and in that time she has learned a thing or two about how to manage money in the family.  Have difficult conversations.  In the military we are never really taught how to manage money, it is just something we get issued twice a month and typically spending it on things that are not building wealth. This episode is part two of our mini series on Money.  Be sure to check out Dan Hinz from Adulting with Money on Episode 94.  Topics Covered: Creating a PCS proof career Understanding your money language Finding your money language in marriage Finding compromise in a conversation Avoiding mistakes in your next PCS move The problems with debt How to rewrite your story of money How to connect with guest LinkedIn - https://bit.ly/30Sq5aw Facebook - https://bit.ly/3lAZ8Qz Instagram - https://bit.ly/3lv7ZDk Twitter - https://bit.ly/36XjNue Website - https://bit.ly/2IfGSOd --------------------------------------------- Follow me on Instagram - https://bit.ly/2X62v7C --------------------------------------------- FreeDadCourse.com > Five Lessons to More Friendships --------------------------------------------- Join our Facebook Group  The Military Veteran Dad Facebook Group > http://bit.ly/2GmNqqG --------------------------------------------- MilitaryVeteranDad.com --------------------------------------------- Ask me a question? You might just be featured in a future episode of the Military Veteran Dad Podcast Link > http://bit.ly/2tOi3BT

Do you feel like having a budget is a prison for your money? This question and a lot more are things we are talking today about with Dan Hinz from Adulting with Money.  He runs a successful YouTube channel and blog coaching adults on how to have better conversations about money and set clear goals. A goal without a plan is just a wish and Dan talks about the budget being the perfect tool to execute that goal and make it happen.  Topics Covered: Money myths Hitting rock bottom Consistency is key Budgeting Habits to build a successful budget Using your budget to save money Celebrate the small wins Paying off debt Good debt vs bad debt Links: Nerd Wallet: https://bit.ly/3lfiTge Zeta: https://bit.ly/3lgUAyN YNAB: https://bit.ly/33rAYSs How to connect with guest LinkedIn - https://bit.ly/2SpCDBx Youtube - https://bit.ly/34rKnsf  Facebook - https://bit.ly/3iwnFEm Instagram - https://bit.ly/2Gyipmw Twitter - https://bit.ly/3njTUdw Website - https://bit.ly/34j80TY --------------------------------------------- Follow me on Instagram - https://bit.ly/2X62v7C --------------------------------------------- FreeDadCourse.com > Five Lessons to More Friendships --------------------------------------------- Join our Facebook Group  The Military Veteran Dad Facebook Group > http://bit.ly/2GmNqqG

EP 068 - Dan Hinz, the founder of Adulting with Money, learned early on in his college career that working as an electrical engineer in large corporations wasn’t the ideal plan for him. Dan went back to school and earned a Masters in Finance, and then took his love for numbers in a completed different direction. He had a passion for educating, speaking, and helping couples thrive with their money. Dan says that wherever his career took him, it was important that he get to use and express his own voice. In today’s episode, Dan shares his story and the three habits that every couple should master together to “unite-not-fight over money.”   If you're enjoying the podcast, please Rate and Review on Apple podcast   Join the networking group for aspiring female dropouts! The Dropout Social Network. This group is specifically designed to build a community and support system for ladies as they pursue their dropout journey.   Learn more about Dan and connect with him  Show Notes   Do you want to work with Lauren on your dropout journey? Visit the Website to connect with Lauren.

In Episode 138 couples money coach Dan Hinz returns and he shares his advice on Money and Marriage.  I especially enjoyed his 3 Key habits any couple should develop in order to master their money. Check out Dan's blog at http://adultingwithmoney.com/ or his YouTube Channel of the same name.

I'm joined by Dan Hinz of AdultingWithMoney.com who helps couples unite not fight about money and he is a savvy money coach but is new to real estate. So he peppers me with questions about real estate investing. Any busy professional who is curious about money is sure to find these questions relevant to their situation. 

Money is one of the leading causes of divorce. Why? Because we don’t like to talk about it, not while we’re dating, not when we get engaged, and certainly not when we get married. Can we change the divorce rate if we just starting talking about money?COVID and stay at home orders are creating a divide in many relationships, especially where money issues are a source of tension. In this reboot podcast episode, Dan Hinz, shares how he helps couples learn how to talk about money with their partner so we can all have happy and long-lasting relationships.What You'll LearnWhy is so hard to talk to your significant other and spouse about moneyWhat are the trickiest subjects to talk about in regards to money and why do we all avoid themHow Dan and his wife handle money issues and healthy conversationsHow to develop a money system in your relationship that works for both of youHow to begin to talk about money early in your relationshipLinksAdulting With Money - How to Talk to Your Spouse About Money - The Ultimate GuideDan on TwitterDan on FacebookSUBSCRIBE & SHAREWant to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE!Ask ShannahHave an Ask Shannah question, submit it hereGet SocialShannah on TwitterShannah on Instagram

Dan Hinz is the financial coach behind Adulting With Money, where for six years he has taught couples how to unite-not fight-over money. On this episode of CFO at Home Dan and Vince discuss the role a Financial Coach plays on a family’s money team, Dan’s personal budgeting mistakes and how you can avoid them, thoughts on credit card usage, and more. Recommended resources: https://www.youneedabudget.com/ - for zero-based budgeting https://jamesclear.com/atomic-habits https://gretchenrubin.com/books/ - The Four Tendencies   Ways to contact/follow https://www.adultingwithmoney.com/ https://www.youtube.com/adultingwithmoney https://www.facebook.com/adultingwithmoney/ https://www.instagram.com/adultingwithmoney/

Has just the thought all the financial considerations that come with purchasing a home stressed you and your partner out? Are you not sure where to even begin, or what to talk about when making big purchases? Planning is key, and today’s expert guest Dan Hinz is here to provide the framework to make this process so much easier, stress-free and enjoyable. Dan is a financial coach and the founder of Adulting With Money, where he helps engaged couples and newlyweds learn how to adult with money, together. He offers multiple coaching programs and resources to help his clients get on the same page with their finances, in order to find a better way to handle their money. In this episode you’ll going to hear why finances are such an important piece of the overall puzzle when purchasing or designing a home, and how to begin constructing the plan that will get you and your partner the home of your dreams. Not only will Dan’s strategies bring you closer to living in your ideal home, they can also help you achieve any financial goal that you desire. Get full show notes and more information here: http://jillkalmaninteriors.com/12 

Guiding your (relation)ship through the space of marriage and into a galaxy of peace and prosperity that may be far, far away requires a lot of skill. Thankfully, Dan Hinz is leading this episode’s mission: to get you and your spouse onto the same page about money! Spend a little time with Dan and Adam, and you’ll be at lightspeed in no time! Be careful, because once you tune in to this podcast, your interest is sure to...compound. Tune in on Tuesdays for new episodes featuring real-life stories, money and relationship experts, and lots of fun along the way!

Dan Hinz talks about the top issue married couples fight about, money. His platform, AdultingWithMoney.com, helps married and engaged couples get on the same page for financial harmony in matrimony.Visit BeyondTheRut.com/211 for the complete show notes and resources from this episode.

For those in the wedding industry, delivering the best value for your clients is greatly a one-shot experience. When the wedding is done, you are left hoping that they are happy and satisfied with your work. That is why the quest for overdelivering value is very crucial in this industry. However, to do so, you have to go through the money talk with your clients. Financial mastermind, Dan Hinz from Adulting with Money, joins hosts Jamie Wolfer and Heather Loree Fier to discuss the financial knowledge that every single vendor should have in their tool kit. This financial wisdom is important for vendors to have for their clients; it allows you to better guide couples through this (often) once-in-a-lifetime journey. Going deeper into providing you amazing knowledge, Dan also dives into financial wisdom for vendors on how to best ride the waves of entrepreneurship.

In this episode Dan talks about how couples can start working together as a team to manage their money. Resouces mentioned in this episode: Radical Candor (https://amzn.to/2pJFc6i) (affiliate link) 7 Habits of Highly Effective People (https://amzn.to/2Bz2DlF) (affiliate link) How to Talk About Money With Your Spouse: The Ultimate Guide (https://www.adultingwithmoney.com/bme/) About Dan: Dan helps newlyweds get on the same page with money and stop the money fights before they start. Website: adultingwithmoney.com Email: dan@adultingwithmoney.com Social Handles: @adultingwithmoney on FB and IG, @adultingwmoney on Twitter YouTube: https://www.youtube.com/adultingwithmoney?sub_confirmation=1 Full Transript: Hey, this is Ashley with the money mindset podcast and today we are talking with Dan Heinz with adulting, with money.com. He helps newlyweds get on the same page with money and stop the money fights before they start. Welcome Dan. Thank you Ashley. Thank you so much for having me. I'm so happy for you to be here because you know, couples fighting about money is such a huge factor and just stress in their lives and their family situation. So, you know, I'm so excited to talk to you today about things that people can do to get them on the same page with their spouse. So, so excited about this podcast today. Yeah, and thank you for having me. I mean I, I even had, I was just telling you before we started recording that I had a dentist appointment this morning. Uh, and so I was telling the a dental, a dental, uh, assistant hygienist, um, about what I do and she, Oh, and so she started asking me all these questions and I'm just like, ah, ha, ah ha. You know, just sitting there and like, well, I can't really answer you, but I'd love to. Exactly. And it's so important for people to talk about this. So I love it when people just randomly start asking us questions about, you know, managing their money better. So yeah. But when they have all this stuff in your mouth, it's like, what are you talking to me? Oh yeah. Well, and it's, and I'm so grateful that I come off as so helpful and that people just start asking me questions. Um, you know, I, I really do take that to heart as to say, well, if they didn't like me or trust me enough, they just wouldn't be asking periods and be like, Oh, that's neat. And then they move on, they move on. Just a polite nod and a wing, like, okay, well that's nice. So how's the weather going? So tell us a little, a bit about yourself and how you kind of got started on this journey with helping, uh, newlyweds with their money. Oh, sure. Yeah. So, I mean, long story short, I have an engineering degree and then I got an MBA and I was with Edward Jones as a financial advisor for a couple of years. Um, but I knew that I figured out that wasn't really the past path for me, but really my personal finance journey I guess, um, started when my wife came home one day with these giant bags from target and while she had bought, I think pillows, that's why the bags, the bags were extra big, just gotten married. I was sitting on the couch in the apartment, I can see the front door and I can still see it now. And she walks in and the first thought I had was, what the F did she do? Okay. And, but, you know, being a new husband, I also, my second thought was immediately, I need to never think that again. Okay. So I wasn't, but I wasn't sure how like, okay, now I know what I want, I know why I want it. I want to keep our marriage going for more than six months. Um, and so that, how do I go about doing that? And so that really sent me on my journey to, to try to figure it out. Um, but I realized pretty quickly that a lot of these personal finance books and financial coaches and stuff that you listened to oftentimes are geared towards a single person. Like I'm a big fan of Romy SETI and his book, I will teach you to be rich and grant. Um, I can't, his last name is French. It's not, no a Sabbath's here. Um, but that's not the French way of saying it. But anyway, super nice guy. He has another book called financial freedom. Um, but it's a, you know, it's, it, it takes a little while to get to talk about like, okay, I understand it, but how do I get my spouse on board? How do I get my partner on board? And so like, cause when you want to start budgeting and you bring that B word of with your partner, they just, their, their, their buttholes just clinch up like, Oh, what are we getting into? Right. And so that's where I come in as a coach is to say, okay, I'm going to help you guys. I'm not going to, but you're adults. I'm an adult. I'm not going to tell you exactly what to do cause you, you lead your own lives. But tell me about what's going on. How can I get you to, to a better spot? Um, and so as a coach, I listen a lot and then I tell you what to do, but I let you play with stuff and toy with stuff and you know, um, you know, I'm not trying to assume that you're a square peg and I'm going to pound you into a round hole either. So that's kind of, I guess that was, you know, how I started my journey, but also how I help as well. That's great. So what are you have like first some tips for newlyweds or just people trying to get on the same page as their spouse, even if they're not newlyweds, you know, they could be married forever, but they really want to start or one of them really wants to start getting their money under control. What, how do you help somebody like that? Right. Um, I think the first lesson to learn is that you might be thinking about, Oh, should we have joint accounts or separate accounts? That's usually what a lot of couples like jump to like how should we, uh, organize our finances or our bank accounts? But the problem is, uh, goes back to like goal setting. So the best advice I've ever gotten in my life for anything is that when you want something, you have to first define what you want. Um, and you also have to define why you want it. So like that died, uh, that dental hygienist this morning, um, she was like, Oh, we, I think we should get separate accounts. And I said, well, what is it that you want? And she said, well, I really want to save for retirement. I said, great, why do you want it? She was like, well, I want to retire one day. I said, perfect. And then the third thing after those two is who, who can help me? Because you've never solved this problem before. And it's better to go out and find someone that has solved it and then they can just tell you the how, um, the, the trouble is, and having an engineering degree myself, I do this a lot and I've had to overcome it is I jumped straight to the how, how I know what I want. Uh, but what, how do I go about getting it? So I'm wrapping that back to the, the joint accounts and the separate accounts. That's a great question, but it needs to be like the fourth or fifth question that you're asking. And in a, in the beginning you have to sit down as a couple and talk about what, what is it that we want and why do we want it? So, so that's what I do with all my couples. And that's my first suggestion is just start having conversations about and start talking about, well, what is it that you want and, and, and why do you feel bad about some things that are going on? Or why do you feel good about some things going on? Um, that's really kind of where I start. That's great because you know, you really have to think about yourself as an individual and then put it together as a couple and work towards the same goal. So I love that. That's how you start with it. And yeah, you hit the nail right on the head with the individual part, especially with newlyweds is because as a society we are getting married at an older age, which also means that we've gone through college and, and used our own money, maybe gotten our own debt. Um, you know, had our own job, our own apartment, our own car, our own bank accounts, bank accounts. And then all of a sudden you're trying to combine that with another person who's been very individual with all of their stuff. And so how do you come together as a team, as a family, as, as a couple and, and start to do that together. Um, and so that's also really what I'm helping with when it comes to newlyweds, is to, to bridge that gap from individuality to, okay, now we're a team and specifically a team with money. How do we do that together? That's great because you know, uh, as you were saying that, I was just thinking, you, they, you also have your own money habits, whether they're good or bad. And so you have to work together with your spouse is good or bad money habits as well. So I love that, you know, you uh, work with them to work together like that. Yeah. Yeah. Or develop new habits together is to say, well, let's, you know, maybe there's a not a good or bad bad habit that we have at all, but just let's, we need to start a new habit. Yes. That's a good way to think about it too. Cause you know, especially with newlyweds, it's like a start to kinda recharge and kind of restart your whole money life and habits and everything. So what is something, um, or maybe the most important step to start communicating better with your spouse about money? Like how do you help them communicate better? Yes. So the first thing I do is have them go through basically a goal setting session. But when I say goal setting the, well, let me back up just a tiny bit. There's a great book I've read that's called, um, Oh gosh, it just popped out in my mind it is a book. Um, and in the book there's a this advice that when you're having meetings, sometimes people are coming into a meeting with different expectations. And by expectations, I mean, some people were like, Oh, we're having a brainstorming meeting. And some people were like, Oh, we're here to meet to get something done. And so when you have people that are like, Oh, let's talk about stuff and throw spaghetti at the wall and see what sticks. And some people were like, I got stuff to do. Let's make a decision and move on. That's a huge conflict in that meeting. Um, and so when you, um, so the first thing to do radical candor, that's the name of the book I knew, I think of it as radical candor. So anyway, so when it comes to couples is I have just do a brainstorming meeting. Like, Hey, let's talk about it. There's no decisions that are going to be bad. Let's just talk about it. Um, so I'll have them go off on their own for five minutes and, um, write down as many things as they can think of with money. What is it that they want? What is it that they're afraid of? What do they want to pay for? Um, all everything that they can think of. And if they can, if they can't think of it in that in five minutes, then it's not important today. It might be important to some day down the road, but just today, what is it that you want? And then come together and talk about those lists. Like what is on your list and why is it on your list? Why do you want a big emergency fund? And, and we, you know, we dig into like, well, this is how I grew up. This is how my family handled money, but I really didn't like it or this is how we handled money. And I really liked it. And so you get to know each other on a little bit deeper of a level when it comes to money, but you're tying it specifically to like, okay, how do we each feel about debt in general? How do we each feel about, um, you know, our student loans in general. Do, do either of us want a house? And then after that I have them pick the top five things on their list that they want to deal with individually and then come together as a couple and have a top 10 list. So that means that something's going to be number one and number two, but your top five as an individual will be on the, the top 10 list as a couple. And again, I, you know, I talk about this all in my guide, so everyone listening, um, we'll, we'll give the link later, but the guide has these step by step process that you can do later with your partner as well. Um, and so, but yeah, have them create a top 10 list and say, okay, what's number one? Let's start going after that. How are we going to go about that? That's awesome. I really like that idea because you know, you're really focusing on the individual mindset, why they think what they think about money, and then coming together as a couple. So, and everyone is afraid of being wrong or, um, made fun of or put down, even if it's your partner, you're just like, you know, there's still a little bit of either embarrassment or fear that they're not, they're going to think I'm weird or think differently. And even though you're married or maybe about to be married, um, it's still there. I mean, and maybe it's not money. Maybe it's, you know, sex that you're feeling very uncomfortable about or just talking about kids or something going on in the family. So certainly, certainly it's there and it's normal to feel a little bit of hesitation. So I, the first thing I do is just try to set up this meeting to say, Hey, we're just talking about stuff. We're not gonna make any decisions. We're not here to judge anyone. We're not here to, uh, we're just here to learn and listen to each other. And then we'll go from there. But we gotta we've gotta have that broad conversation first and then we'll get to the, like the how and the what to do next, the strategy. That's great. Do you, um, work with couples like online or do you meet with them in person or both? I've done both. Um, I'm mostly online, so I mean if, uh, if you're listening to this and you download my guide, I've got a YouTube channel that I'm starting up. Um, so if it's something that you want to follow along, I'm trying to make my business completely online. So, so starting out, um, I, you know, I've dealt with individuals and couples. Uh, there was this one woman that, uh, I helped and she was in the Navy and over in South Korea. So we, the time change was a bit tough, but we made it work and we, we were, I was able to help her out and coach her. Um, I've had a couple here in my area. Um, I've had couples in California that I've helped, um, and uh, Ohio and Indiana. Um, and so it's, it's all over Florida. Oh, that's great. Yeah. I love working online and working with people online and we do it by video calls as well. And so, I mean certainly I want you to see me and I'd love to see you guys is that, you know, on the couch together, snuggling or maybe not snuggling, depends on how to say, um, and then help you the best I can. And it's, you know, I really as a coach, I look for those nonverbal cues is when I ask a question and I see how the eye contact is working, uh, or not working, uh, between you as a couple or with me just as a coach looking at the camera. Um, those, it helps me a lot, be a better coach as well. So I love doing video calls. Now you did bring it up earlier. Um, I was, I was wanting to get your thoughts cause I get this question all the time, but what do you think about shared bank accounts? Like is it a hard and fast? Yes. You need or maybe, maybe not. Like, what do you tell people when they ask you if they should or, um, what they should do about bank account? Yes. And that's exactly what the dental hygienist um, asked me this morning and I tell people that it's an important question, but it's a secondary question. Um, I had this post that I put on Reddit in the personal finance subreddit and it made it to the front page of Reddit. And so, yeah, so you know what that is, but for anyone that has no idea what Reddit is, um, it's a website and basically to get to the front page, a lot of people have to like upload it. They have to like it. And I got like something like 400,000 views and 17,000 up votes and uh, like, uh, like 1700 comments on this post. I mean, a lot of people were just arguing back and forth and we were, but whatever, it Rose to the top. And what I learned from reading hundreds and hundreds and hundreds of comments was that there are very happy relationships and marriages where everything is separate, where everything is joint or there's something in between. And the common thread is communication is that if you're not talking about money on a regular basis, and regular could be [inaudible] yearly, it could be monthly, it could be quarterly, it could be weekly if you really need to. But if, if you're talking about money on a regular basis, you have that habit, um, then you're going to be fine. Cause that's where most of the troubles come into is that, you know, I, it's like, Oh I want a separate account so I can just do what I want. But the deeper level to that is that maybe your isn't listening to what you want or, or you're feeling guilty of buying stuff. So you want to hide your money over here and not have to ask for permission. Um, and so the, usually when I hear that, I know immediately that there's kind of a, a deeper level to that. So it is an important question. We should talk about separate and joint and all that stuff, but that it's secondary. It's not the first conversation we're going to have. Yes, I agree 100% because there's so much more to it about, you know, why they want a separate one or don't want a separate one. And it all goes back to their individual mindsets about money, which we've already talked about as well. So it kinda just, it all comes together, but it usually comes out from this question, just like you said, you have to back out, figure out why they're asking in that money, that money mindset that you talked about. I know Ramit Sethi, his, his, he did a second version of his book and he talks about something called money dials, where we all have kind of that one topic or that one thing that we actually really love to spend money on. Um, you know, sometimes it can be closed, sometimes it can be travel, you know, maybe, uh, you know, it could be guns or it could be a hobby. It could be computers, it could be video games. Um, that we're, we love actually enjoy spending money because what we're spending money on is valuable to us. And that's why we have that first conversation is to find out like, what is it that you really value as an individual and then how do we kind of, how do we combine that as, as a couple? Um, for myself personally, I love spending money on, uh, educational things. I love going to workshops and seminars and buying online courses. I am, I just am constantly trying to improve myself, whereas my wife, she just spends all of her money on a heart. Our dog, she just loves our dog. She wants, you know, a nice carpet. And she in Disney world, while I like spending money going to Disney world too, that's where, that's where we as a family, as a couple of, we are 100% together on, Oh good. Yeah. But you need to be to spend that much money on godly, his knee. Oh yeah. Yeah. So, and I know that, um, there's like, Oh, well, you know, I'm a spender or I'm a saver. And I, you know, I, I don't like to put people into those categories. It's, it's more about trying to understand yourself as an individual and the nuances and to say, okay, well, you, you don't, just because you're a saver, quote unquote doesn't mean you're a saver and you're frugal on everything. Um, and just because you spend on one thing doesn't mean you spend on everything. Um, and so it's defined that nuance as a couple and to say, okay, well what, let's, let's dig a little bit deeper into that to figure out how we fit. How are puzzle pieces fit together? I love that. Uh, so I, and I always ask people what their favorite nonfiction book is because, you know, the studies have shown that millionaires, uh, read at least I think it's one book a month. And so I always love to find out people are reading and what their favorite nonfiction book. Sure. Okay. Um, well, gosh, I've already mentioned like five already, but I, so for me, my favorite is the seven habits of highly effective people. Um, and I guess I really pick that because that was the first nonfiction book that made me realize, wow, I don't have to like go to school or a teacher or a particular, you know, you know, the, the system in order to learn something amazing, it can be in a book and I can read it. And so, you know, and this was before that blogging really got started. Um, and so, you know, it was books and magazines for a bit there. Um, before blogging got popular enough, they're like, Oh, well I can follow someone on a blog or a podcast or YouTube to learn stuff. But the, for me, especially being in engineering and being younger person, that one of the habits is seek first to understand then to be understood. And that's basically a motto that I've kept for years to say, okay, rather than being some sort of pretentious person and trying to be a know it all. Is this like, yes, it's good that I know many, many things, but I don't know everything. And when I'm listening to someone, I need to understand exactly where they are and where they're coming from in order to help them next. And so that's, um, you know, I got that habit from that book. Uh, and that's been kinda always on the top of my mind and why it's my favorite, not to say it's the best. I think I got some other favorites that I really like. Uh, but that was the first that really kind of unlocked that door for me. Yes. That's a very good book. I love that quote. That'd be perfect on the, uh, you know, Facebook share it on, but it a graphic. Yeah. Stephen Covey, the seven habits of highly effective people. Now, do you have any last words of wisdom? Um, follow me on YouTube. That's, that's my, my next step. Um, I'd, so I'm starting my YouTube channel today. I'll have a video up by the end of the week and I, my personal goal is to have a video up every week for the next year. So the first 52 episodes or videos or, or whatever you want to call it, but I, I mentioned earlier a guide. And so I've written a, a 20,000 word ultimate guide and it has that brainstorming that, that, um, goal setting exercise that I talked about. So if you go to adulting with money.com/b M E so that stands for budget's made easy adulting with money.com/b M E you can download that for free. Um, and so that's, uh, so that's where you can get that guide. Uh, but then also follow me on YouTube adulting with money. And that's the last piece of stuff I've got, unless you have any more questions. No, that was there. My next question was going to be where to find you. So I think you've got that covered. Everything is that adulting with money, correct. All your social media. Yup. Adulting with money.com on Instagram. It's adulting with money on Twitter. It's adulting w money because adulting with money's too long in my handle. Facebook, it's adulting with money. And then you can search for Dan Heinz as well. Um, and yeah, it's uh, but yeah, definitely YouTube is what I'm going to be focusing on the most over this next year. I can't wait to see it. I try, I started YouTube, like I have like four or five videos up in the night. I just gave up and moved on. And that's okay. I mean, certainly I'd, if you were a client of mine, I would say, Hey, you tried and you, and you found out it wasn't for you. The same thing goes with money. Like, Hey, we need to try some things and try this app, see how it goes. And if you don't like it, we'll try something else. Exactly. So I might get back to it. We'll see. But I'm really loving doing this podcast and getting to talk to people like you. Yeah, no, thank you. And thank you for having me. I really do appreciate it. You're welcome. We will talk to you later. Bye. Alright, bye Ashley. Special Guest: Dan hinz.

John interviews Dan Hinz, a financial coach to newlyweds, helping guide them through conversations around money. Dan shares his expertise on the importance of writing down your values and goals, teaching couples how to effectively communicate, and coaching them through deciding who does what with the money in the household.   Episode Highlights: Dan Hinz talks about what money was like in his home when he was growing up. How did he envision his career as a money coach? How did Dan Hinz become a missionary on this subject? How did Dan and his wife get on the same page with their budget?  Why is budgeting such a difficult subject? What types of conversations is he helping clients with?   At what point in a couple’s despair do they typically come to Dan Hinz for his services? Dan talks about the ebooks that he has written.  How should you have conversations around goal-setting and values? How often should people revisit their goals?  Money can come in, out, and it can transfer. How can couples divide financial work?   3 Key Points: How we grew up with money affects our ideas about budgeting.  Adulting With Money typically is a three-month process that focuses on newlyweds and helps them prevent money fights before they happen.  Don’t point fingers when speaking about debt. Start by stating the scenario and how it personally makes you feel.     Tweetable Quotes: “I view financial advisers and financial planners as the doctors. They are definitely necessary and the money you pay them is well spent. For me,  I am more like a personal trainer.” – Dan Hinz “Entrepreneurs: being either a mercenary, meaning hired help, or a missionary, someone that is really called to lead whatever the charge is.” – Dan Hinz “The only reason you want to budget is just to plan ahead and make sure money is going to the goals that you want.” – Dan Hinz     Resources Mentioned: Linkedin: John Chapman Linkedin: Dan Hinz YouTube: Adulting With Money Instagram: Adulting With Money Email: Dan@AdultingWithMoney.com Adulting With Money: adultingwithmoney.com

Dr Alex Iantaffi interviews Dan Hinz, MBA about money and relationships. Dan is the gentle soul and financial coach behind Adulting With Money. For six years, Dan has taught newlyweds how to be on the same page with money and stop money fights before they start. His 20,000+ word ebook, How to Talk About Money with Your Spouse: The Ultimate Guide, teaches couples how to focus on meaningful, lifelong habits and sprinkles in some helpful hacks. To download the free guide "How to talk about money with you spouse; the ultimate guide", please go to: adultingwithmoney.com/GSSupport the show (https://www.patreon.com/genderstories)

Episode Summary:  If you and your spouse have ever fought about or disagreed on money, this episode is for you. Chris & Johnna interview money expert Dan Hinz as he gives us tips, tricks and powerful rationale behind stopping the money fights and how to handle money in a relationship.    Topics Covered: Simple Exercise To Communicate Better About Money Finding middle ground with what we spend How do we stay patient with our wants when we are in student debt The Big mistakes we make with Student Loans Creating Expectations with our Finances The Only Way to Leverage Debt Can Consumer Debt Be Good? 3 Good Habits You Need To Be Financially Healthy How Often Should You Check Your Budget Can We Call Audibles On Budgeting? Can we pull from other budgets if we Overspend? How long does it take to create habit of Budgeting? Mistakes to Avoid when you start budgeting Tips for Budget Haters Do budgeting responsibilities need to be equal? What is the Benefit With Separate Accounts? 3 Dimensions of a relationship Fun Money Accounts For Each spouse Finding Fun Money While You Live Paycheck to Paycheck Finding a Powerful Why Behind Saving Money Defining A Specific Plan behind the Mindset of Money Determining If You Are Financially Stable enough to Follow Your Dreams Mindset of Giving Money Dan’s Money Guide For Our Listeners   Where to Find Dan: Insta: @adultingwithmoney Email: dan@adultingwithmoney.com Website: adultingwithmoney.com  Special Offers: How to Talk Money with Your Spouse: The Ultimate Guide

Brandon and Jerry hear from podcasters fro Podcast Movement 2019 share what they do to help people get out of their ruts. What is the rut you help people get out of?People Are Stuck in a Rut? You Can Help Them.We all face a rut of some kind, and we all can use a helping hand to get out of it. That’s where you come in. You are uniquely gifted and talented to help people make their own paths towards the lives they always dreamed of living. Jerry had a chance to interview seven people at Podcast Movement 2019 about how they help people get out of their ruts. Take a listen to their stories.Go to BeyondTheRut.com/191 for the full show notes and share with us how you help people get out of their ruts.

Managing your money can be difficult on your own, but what happens when you get married? Well, things can get a lot more complicated. Who is paying the bills? How much are you spending on groceries? Are you contributing to a savings account? The list could go on and on. Figuring out how to split your finances as a couple can be a slippery slope, so it's always best to get ahead of any arguments and have a money talk with your significant other. In this episode, you'll meet Dan Hinz, creator of the Adulting with Money blog, who shares his expertise on helping engaged couples, newlyweds, and singles with money management. Plus, you'll get Dan's 53-page guide on how to have the money talk with your partner for free! See more: adultstruggles.com/episode049

We're joined in Episode 010 of Talk Wealth To Me by Dan Hinz for a discussion on why engaged, newlywed, and married couples should talk about their finances, as well as tips on how to make those money conversations as easy as grocery shopping.Dan mentioned a free gift for listeners of the Talk Wealth To Me podcast on the show. You can pick up a FREE copy of How to Talk About Money With Your Spouse: The Ultimate Guide by following this link.About Dan:Dan Hinz is the financial coach behind AdultingWithMoney.com. Dan is a graduate of Iowa State University holding a Master's degree in Business Administration with a focus on finance. Dan's 20,000+ word guide How to Talk About Money With Your Spouse: The Ultimate Guide teaches couples how to be on the same page with money by focusing on meaningful, lifelong habits, as well as some other helpful tips.Comments, questions or suggestions for the show? Email us at talkwealthpodcast@gmail.com.Want to learn more about Dan Hinz? Visit his website AdultingWithMoney.com.To learn more about DebtWave Credit Counseling, visit our website or connect with us on Facebook, Twitter, Instagram, and LinkedIn.To learn more about the San Diego Financial Literacy Center, visit our website or connect with us on Facebook and Twitter.Support the show (https://www.sdflc.org/help-sdflc/donate/)

Money is one of the leading causes of divorce. Why? Because we don’t like to talk about it, not while we’re dating, not when we get engaged, and certainly not when we get married. Can we change the divorce rate if we just starting talking about money? Today's podcast guest, Dan Hinz, is helping couples learn how to talk about money with their partner so we can all have happy and long-lasting relationships.What You'll LearnWhy is so hard to talk to your significant other and spouse about moneyWhat are the trickiest subjects to talk about in regards to money and why do we all avoid themHow Dan and his wife handle money issues and healthy conversationsHow to develop a money system in your relationship that works for both of youHow to begin to talk about money early in your relationshipLinksAdulting With Money - How to Talk to Your Spouse About Money - The Ultimate GuideDan on TwitterDan on FacebookSUBSCRIBE & SHAREWant to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE!Want to have a cup of coffee this week on us? Leave a review in iTunes and email a copy of your review to info@mmoneypodcast.com.Ask ShannahHave an Ask Shannah question, submit it hereGet SocialShannah on TwitterShannah on Instagram

Jesus’ birth interrupted peoples’ lives. But how people responded to that interruption varied greatly. We will look at how God is constantly trying to interrupt our lives and how we respond.

Dan Hinz teaches out of Luke 18:18-30, discussing missed opportunities and how even though God has a plan we still have to make a decision to be a part of that plan. Because when we fail to surrender to Jesus, we miss out on God's plan for our lives.

Dan Hinz teaches out of Luke 18:18-30, discussing missed opportunities and how even though God has a plan we still have to make a decision to be a part of that plan. Because when we fail to surrender to Jesus, we miss out on God's plan for our lives.

Dan Hinz is a financial coach who helps engaged couples and newlyweds stop money fights before they start. In this episode, he joins Pam and Brooke to chat about his wedding and give out some helpful money-related tips for soon to be married couples! They also somehow talk about Disneyland, marching bands and dolphins. Then they tackle some listeners submitted wedding confessionals about bullying brothers, embarrassed grandmas and grumpy mother-in-laws. If you like budgeting or sea mammals, this episode is for you!   -- GUEST INFO: Dan Hinz, MBA, is a financial coach who helps engaged couples and newlyweds stop money fights before they start. Dan wrote a 20,000+ word guide to help engaged couples and newlyweds stop money fights before they start, free for Wedding Confessionals listeners! Just go to www.adultingwithmoney.com/WC.     -- SHOW NOTES: The books Dan referenced are 10 Great Dates Before You Say "I Do" and Radical Candor.   -- BRIDAL BREAK: Grumpy Old Man: A twist of the Moscow Mule from Mix That Drink (Suggested by Pam) Off Camera with Sam Jones: Long form celebrity interviews, available on Netflix, DirecTV and podcast providers (Suggested by Dan) Binge Mode: Harry Potter: An in-depth podcast series about the Harry Potter books and films (Suggested by Brooke)   -- WEDDING CONFESSIONALS LINKS: www.weddingconfessionals.com Instagram Facebook Twitter Pinterest   -- Have a story to tell us? Need some advice about your own wedding drama?  Email us: weddingconfessionals@gmail.com Call us: 434-933-2663 Click here to send us a message with no personal information needed! We promise to never reveal the names in order to protect the innocent...and the annoyed. Your secret's safe with us!   -- Logo by David Kantrowitz

Becoming a team means getting your sh*t in order when it comes to money which is why I invited financial Coach Dan Hinz from adultingwithmoney.com back to the show to answer your couple finance questions. We cover lots in their episode, money guilt- when one partner is earning more than the other, debt suit, goals post wedding and also when you should unite your finances in a joint account. Be on your way to wedding Planning Zen with the Bridechilla Guides! Visit the Bridechilla Store and use the Codeword LISTEN for 10% off your order! Join the Bridechilla Community on Facebook. The best Wedding Planning community around. It's bullshit-free, jerk-free and a nice place to be! Keep up to date with the Bridechilla Blog, read podcast show notes and be inspired by real Bridechilla Weddings Join Bridechilla founder, Aleisha on Instagram, for wedding inspiration and more!

Money Planning for Weddings and Newlyweds with Dan Hinz – Episode #182 Pause and subscribe! Join our Facebook Group Wedding Timelines and Checklists ( http://fromringtoveil.com/checklists ) Seattle Metro Area Wedding Planning Resource Guide ( http://fromringtoveil.com/rgpaperback ) ( http://fromringtoveil.com/rgkindle ) Our guest today is Dan Hinz, a financial coach, who helps engaged couples and newlyweds stop money fights before they start. He's written an in-depth, guide to teach couples how to get on the same page with money. He's here today to give us some guidance on how to do the money planning thing for your wedding and as newlyweds. Your story/journey to where you are now (personal experience) How does a couple even start talking about money planning for the wedding and beyond? Who pays for what and how do you decide on that? How important is it to stick to the budget during wedding planning? As a new couple do you advise joint or separate accounts or some type of combination of both? Money is the number one reason for arguments in marriage, what advice would you give our listeners to keep from fighting? Your business is called Adulting with Money, what are your top 5 tips for newlyweds to adult with money? Have reg convos- personal first, finances later It's ok if the work is 90/10 but the decisions need to be 50/50 Have separate fun money Give it 3 months at least Be kind and flexible LINKS: Facebook   Dan's Guide: www.adultingwithmoney.com/frtv (pdf download with free worksheet) www.fromringtoveil.com/10greatdates www.fromringtoveil.com/179 FRTV Swag www.fromringtoveil.com/tee Join our Facebook Group Subscribe to the podcast: { Apple Podcasts }{ Spotify }{ Stitcher }{ Youtube } { iHeartradio }{ Alexa }{ CastBox }{ GooglePodcasts } -Until next time, No Stress No Worries Keep Calm and Listen On-  

No doubt if you are planning your big day, money has been on your mind! It's also very hard to know how much you need to spend and budget for your big day until you actually start to book your suppliers. This week Kerrie is joined by Dan Hinz, an expert at budgeting and finance (which is great, because Kerrie certainly isn't!) and together they'll help you figure out just how you're going to be able to afford this shin-dig! WHAT YOU'LL HEAR - How to budget for your wedding day.- Whether getting married is worth going into debt for.- How to save money on everyday spending.- Is wedding insurance worth it?- Some fun tricks to save you money!  Find all the links mentioned in this episode in our shownotes: https://www.getwedpodcast.co.uk/episodes/2018/5/29/s5-e10-dealing-with-budgets-and-finances

We continue our Bridechilla money series. This episode I am joined by Dan Hinz. Dan is a financial coach and helps engaged couples and newlyweds chill out when it comes to money. He teaches them to focus on honest communication and what’s actually important to each of them. We talk about counseling and getting on the same page and working as a team when it comes to creating your new money story as a couple. A worthy listen for all...even if you think you've got all this financial stuff in check! Be on your way to wedding Planning Zen with the Bridechilla Guides! Visit the Bridechilla Store and use the Codeword LISTEN for 10% off your order! Join the Bridechilla Community on Facebook. The best Wedding Planning community around. It's bullshit-free, jerk-free and a nice place to be! Keep up to date with the Bridechilla Blog, read podcast show notes and be inspired by real Bridechilla Weddings Join Bridechilla founder, Aleisha on Instagram, for wedding inspiration and more!

If you have listened to the podcast for a while, you know we talk about money A LOT. We have an entire episode dedicated to the budget breakdown and we discuss money/fees/costs/value with wedding industry pros we have on. We generally encourage you, our dear listeners, to create a realistic budget, temper insane expectations, stop comparing yourself to the Pinterest Joneses, follow your hearts, and to keep your eye on the prize. We do NOT think it's a wise idea, or a worthwhile venture, to go into massive debt for your wedding. We try to remind you all to stay connected to your partner throughout the planning process and to strengthen your communication skills. All of this is to lay a foundation for a successful MARRIAGE - not just an awesome party. It's stressful. It's expensive. We get it! We're here to help and today, we are taking a broader look at planning...wedding planning and financial planning. Life planning. Together. Dan wrote a guide titled ‘How to talk about Money with your Spouse: The Ultimate Guide.' His business is called ‘Adulting With Money.' Links below! Big Takeaways Dan is a financial COACH - that's very different from an advisor, banker, stock broker…He is a professional that helps people (couples) create good habits and teaches the skills necessary to make good decisions financially. He helps couples learn how to lay the foundation and communicate with each other so they can collaborate on financial planning. Working together, playing on strengths. The work of financial planning and record keeping doesn't have to be 50/50. One partner might be better at keeping track of expenses than the other. The ‘work' can be 90/10, but the BIG expenses and decisions need to be 50/50. Joint accounts. Dan emphasizes that there are happy marriages all over the spectrum on this. But here is the typical successful situation that he's seen: All the paychecks go to the joint account, and all the bills get paid from the joint account. Then have separate accounts to use for the "fun money" or "spending money". Often, many couples will also set up a few, smaller accounts to park money for a down payment or emergency fund. Fun money: do it! If you opt to combine bank accounts and have one main pool from which to draw from for big monthly bills, it's a great idea to still keep a small account individually. It helps make people feel independent. You have may have to tweak the amount after some trial-and-error, but as a general rule, it's a good idea. Where to start? Let's say you're engaged and you have about a year until your wedding. You want to start talking about budgeting and long term financial planning. Expect it to take about 3-4 months of trying and tweaking the numbers until you get to a do-able sweet spot. It takes some getting used to! Remember that the plan will evolve and that you will make mistakes, but keep your eye on the prize! You can't predict the future. So start with some estimates and then keep track as best you can so that you can adjust as you go. Apps help! The links below are all budgeting apps and tools that couples can use to keep track of expenses and stay on the same page. Links we referenced Mint: https://www.mint.com/ (the gateway drug for budgeting) YNAB: https://www.youneedabudget.com/ EveryDollar: https://www.everydollar.com/ Mvelopes: https://www.mvelopes.com/ GoodBudget: https://goodbudget.com/ https://www.adultingwithmoney.com/bigwedding - This is Dan's FREE guide! Quotes “The first thing you need to do is just sit down and have a conversation...Now that you're together, what are your goals as individuals and how are you going to combine those now that you are going to be a family?” - Dan “If you're worried about your partner hiding money from you...that's not my wheelhouse.” - Dan “The good news is, there is no perfect way to budget. So you're not doing it wrong!” - Dan, coming through with some optimism! “The skill becomes planning ahead, but when something goes wrong... sit down, have a 5 minute conversation, flip some things and then move on. Give yourself and your spouse some grace and some room to make mistakes.” - Dan, with advice we love Get In Touch EMAIL: thebigweddingplanningpodcast@gmail.com FACEBOOK: @TBWPpodcast INSTAGRAM: @thebigweddingplanningpodcast BE SURE TO USE THE HASHTAG: #planthatwedding TWITTER: @TBWPpodcast PHONE: (415) 723-1625 Leave us a message and you might hear your voice on the show! PATREON: www.patreon.com/thebigweddingplanningpodcast Special Guest: Dan Hinz.

John 20: 24-2924 Now Thomas (also known as Didymus), one of the Twelve, was not with the disciples when Jesus came. 25So the other disciples told him, “We have seen the Lord!” But he said to them, “Unless I see the nail marks in his hands and put my finger where the nails were, and put my hand into his side, I will not believe.” 26 A week later his disciples were in the house again, and Thomas was with them. Though the doors were locked, Jesus came and stood among them and said, “Peace be with you!” 27 Then he said to Thomas, “Put your finger here; see my hands. Reach out your hand and put it into my side. Stop doubting and believe.” 28 Thomas said to him, “My Lord and my God!” 29 Then Jesus told him, “Because you have seen me, you have believed; blessed are those who have not seen and yet have believed.”Personal pain often precedes seasons of doubt.Doubts and questions thrive in isolation.Be open to the evidence.Sometimes our questions are never answered.Sometimes our perspective is changed. p.p1 {margin: 0.0px 0.0px 0.0px 0.0px; font: 12.0px 'Helvetica Neue'; color: #454545} p.p2 {margin: 0.0px 0.0px 0.0px 0.0px; font: 12.0px 'Helvetica Neue'; color: #454545; min-height: 14.0px}

Luke 18:31-3331 Jesus took the Twelve aside and told them, “We are going up to Jerusalem, and everything that is written by the prophets about the Son of Man will be fulfilled. 32 He will be delivered over to the Gentiles. They will mock him, insult him and spit on him; 33 they will flog him and kill him. On the third day he will rise again.”Jesus wants people to understand EasterLuke 18:3434 The disciples did not understand any of this. Its meaning was hidden from them, and they did not know what he was talking about.John 20: 11-1511 Now Mary stood outside the tomb crying. As she wept, she bent over to look into the tomb 12 and saw two angels in white, seated where Jesus’ body had been, one at the head and the other at the foot. 13 They asked her, “Woman, why are you crying?” “They have taken my Lord away,” she said, “and I don’t know where they have put him.” 14 At this, she turned around and saw Jesus standing there, but she did not realize that it was Jesus.15 He asked her, “Woman, why are you crying? Who is it you are looking for?” Thinking he was the gardener, she said, “Sir, if you have carried him away, tell me where you have put him, and I will get him.” p.p1 {margin: 0.0px 0.0px 0.0px 0.0px; font: 12.0px 'Helvetica Neue'; color: #454545}

Matthew 17:1-10After six days Jesus took with him Peter, James and John the brother of James, and led them up a high mountain by themselves. 2 There he ?was transfigured before them. His face shone like the sun, and his clothes became as white as the light. 3 Just then there appeared before them Moses and Elijah, talking with Jesus. 4 Peter said to Jesus, “Lord, it is good for us to be here. If you wish, I will put up three shelters—one for you, one for Moses and one for Elijah.” 5 While he was still speaking, a bright cloud covered them, and a voice from the cloud said, “This is my Son, whom I love; with him I am well pleased. Listen to him!” 6 When the disciples heard this, they fell facedown to the ground, terrified. 7 But Jesus came and touched them. “Get up,” he said. “Don’t be afraid.” 8 When they looked up, they saw no one except Jesus. 9 As they were coming down the mountain, Jesus instructed them, “Don’t tell anyone what you have seen, until the Son of Man has been raised from the dead.” 10 The disciples asked him, “Why then do the teachers of the law say that Elijah must ?come first?”We want to turn Mountaintops into Motels.Matthew 16:21-2321 From that time on Jesus began to explain to his disciples that he must go to Jerusalem and suffer many things at the hands of the elders, the chief priests and the teachers of the law, and that he must be killed and on the third day be raised to life. 22 Peter took him aside and began to rebuke him. “Never, Lord!” he said. “This shall never happen to you!” 23 Jesus turned and said to Peter, “Get behind me, Satan! You are a stumbling block to me; you do not have in mind the concerns of God, but merely human concerns.” p.p1 {margin: 0.0px 0.0px 0.0px 0.0px; font: 12.0px 'Helvetica Neue'; color: #454545} span.s1 {text-decoration: underline}

Mark 11:1-10As they approached Jerusalem and came to Bethphage and Bethany at the Mount of Olives, Jesus sent two of his disciples, 2 saying to them, “Go to the village ahead of you, and just as you enter it, you will find a colt tied there, which no one has ever ridden. Untie it and bring it here. 3 If anyone asks you, ‘Why are you doing this?’ say, ‘The Lord needs it and will send it back here shortly.’” 4 They went and found a colt outside in the street, tied at a doorway. As they untied it, 5 some people standing there asked, “What are you doing, untying that colt?” 6 They answered as Jesus had told them to, and the people let them go.7 When they brought the colt to Jesus and threw their cloaks over it, he sat on it.8 Many people spread their cloaks on the road, while others spread branches they had cut in the fields. 9 Those who went ahead and those who followed shouted,“Hosanna!” “Blessed is he who comes in the name of the Lord!” 10 “Blessed is the coming kingdom of our father David!” “Hosanna in the highest heaven!”A procession, a donkey, a crowdThe procession is about POWERThe detail is the donkey.Zechariah 9:9Rejoice greatly, Daughter Zion!    Shout, Daughter Jerusalem! See, your king comes to you,     righteous and victorious, lowly and riding on a donkey,     on a colt, the foal of a donkey.Why was the crowd of Palm Sunday so big, and the crowd on Good Friday so small?When people thought Jesus was coming to fulfill their agenda, he gathered huge crowds. When people realized Jesus had a different agenda, the crowds disappeared. Positional authority needs to be defended, often through violence. Spiritual authority needs to be shared, always through love.Are you a FAN or a FOLLOWER? p.p1 {margin: 0.0px 0.0px 0.0px 0.0px; font: 12.0px 'Helvetica Neue'; color: #454545}

Amanda has been listening for the last 7 months while planning her wedding. One weekend, she roped Erick in on a road trip...he's hooked! Our guests for this episode are real engaged couple, Amanda Faile and Erick Tjarks. Amanda has a blog (link below) and here's what she said about TBWPP: “Not only are these girls equipped with never-ending knowledge, they're hilarious. I often wish I was hanging out with them as they are so funny and full of life. They're also the reason Erick and I splurged and hired our month of coordinator, Taylor Boesen of White Willow Events. Whether you're planning a wedding, helping plan a wedding, or simply interested in learning more about the crazy bridal industry – listen to their podcast, you won't be disappointed.” Awesome! Listen to this episode to find out how a midwestern couple is planning their own destination wedding. (Living in Chicago, Planning in Des Moines.) Amanda and Erick talk about their good decisions, their compromises and things they wish they had done a little differently. Plus - goldendoodles! Big Takeaways Housekeeping! 3 important things this week: 1 We are having a special guest on this month, Dan Hinz, financial coach. If you have any questions about money (joining accounts, how to bring up debt, apps to help plan together…), please email them to us and we'll ask Dan! 2 April 8, Michelle will be at Lake Chalet in Oakland, CA for the ‘Pony Salon: Business of Bridal'. http://www.ponyeducation.com/first-looks-the-business-of-bridal-with-dre-corinna/ 3 We have a Patreon account and we would LOVE for you to go become members for special exclusive benefits. If you're reading these shownotes, you are a superstar listener and now you can be a part of our inner circle club! Type A Bride and Involved Groom - Amanda and Erick worked together on wedding planning and the distribution of labor (we mention this a lot on the podcast, it's usually more than a little bit uneven) was pretty fair! We're looking at approximately 150 guests for a budget of 25k. Wedding spending goes a lot further in Iowa than other parts of the country (I'm looking at you Coasts!) Amanda and Erick were very clear about their priorities (awesome photographer for her, awesome band for him) from the onset of wedding planning, and they skewed their budget to accommodate those priorities. Challenge #1: The Bar Plan. One compromise that they did make was on the open bar. Erick wanted one all night for his guests (who doesn't??), and it got to be too expensive when negotiating with the caterer and venue. Limiting to just beer and wine wasn't a good option because Amanda drinks vodka, so the two decided to pay for a set amount of alcohol and then when that money ‘runs out' - the bartenders will inform Erick and Amanda and they can decide if they want to buy more, or if they want to go to a cash bar for their guests. (Listen to our Bar Service Quick Focus Episode for more on all things bar at your wedding!) Challenge #2: Hiring vendors when you don't live in the area. In order to hire a local band without actually seeing them live, Amanda and Erick looked at a ton of YouTube videos and scoured the reviews on wedding sites like Wedding Wire and The Knot. They feel confident with their choice because they did a lot of research, but also because the band manager was responsive and helpful over email. Hiring vendors without interviewing them in person requires a lot of back and forth over email and Amanda encountered vendors that just weren't getting back to her…and that's a red flag. Professionals lost out on their business because it took so long to respond to Amanda and Erick. Communication makes a BIG difference. Cool Detail: Combining Dirt! Erick and Amanda are going to combine dirt from their home towns…the mom's are going to bring soil/dirt to the wedding and combine it in a pretty vase during the ceremony. Earth to earth. Something that Amanda and Erick can maybe use to plant something at their home one day. It's a nod to the Midwestern roots and combining their two backgrounds. Their minister came up with the idea and our dear couple loved it. The biggest thing Amanda took away from the podcast when planning her wedding was to hire a ‘month of' coordinator. She ended up hiring someone that has worked at their venue often and it's a perfect fit. Hooray for our good advice and the positive impact it can make! Links we referenced Amanda's lifestyle blog about TBWPP helping her on her planning journey: http://www.livingaf.com/home/2018/4/2/wedding-planning-101 Amanda on Instagram: @amandafailla (remember the video we posted of these two cuties singing our theme song? So fun.) Our Bar Episode: http://www.thebigweddingplanningpodcast.com/quick-focus-bar-service Quotes “Long time listener, first time caller!” - Erick, the first time a guest has said this and we love it! “You closed the bar down on a Tuesday night? That's so romantic!” - Michelle, an eternal romantic “She's a tough negotiator and I'm a ‘pay-to-make-it-go-away'. - Erick, on teamwork! Get In Touch EMAIL: thebigweddingplanningpodcast@gmail.com FACEBOOK: @TBWPpodcast INSTAGRAM: @thebigweddingplanningpodcast BE SURE TO USE THE HASHTAG: #planthatwedding TWITTER: @TBWPpodcast PHONE: (415) 723-1625 Leave us a message and you might hear your voice on the show! PATREON: www.patreon.com/thebigweddingplanningpodcast

Video:  https://www.youtube.com/watch?v=jpRhcD8r6tA Matthew 2:1-6After Jesus was born in Bethlehem in Judea, during the time of King Herod, Magi from the east came to Jerusalem 2 and asked, “Where is the one who has been born king of the Jews? We saw his star when it rose and have come to worship him.” 3 When King Herod heard this he was disturbed, and all Jerusalem with him. 4 When he had called together all the people’s chief priests and teachers of the law, he asked them where the Messiah was to be born. 5 “In Bethlehem in Judea,” they replied, “for this is what the prophet has written: 6 “‘But you, Bethlehem, in the land of Judah, are by no means least among the rulers of Judah; for out of you will come a ruler who will shepherd my people Israel.’”Assumption:  God was going to move through political powerKinds of Authority• Positional• Expertise• Relational• Moral• SpiritualPositional authority needs to be defended, often through violence.  Spiritual authority needs to be shared, always through love.Jesus did not come to transform the kingdom of Rome; he came to invite people into the kingdom of God.