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A dapper playboy, a broken plantation safe, an embezzlement scheme, and a grandfather who completely vanished. What happened to William H. Wheeler?
+++ Oktopus-Fang hat sich um 7700% gesteigert +++ Mehr Zivilist*innen sterben durch Drohnen +++ Mammografiebilder helfen bei Herzgesundheit +++ Super-Erdbeben in L. A. wird wahrscheinlicher +++**********Weiterführende Quellen zu dieser Folge:Bericht zu Oktopussen vor Großbritannien im Umwelt-Magazin ECO: "UK Study Examines Impacts of Rising Octopus Numbers on Coasts and Communities", 08.06.2026Explosivwaffen-Monitor 2025 bei Handicap International, 10.06.2026Studie über Mammografie und Herzerkrankungen im European Heart Journal: "Artificial intelligence–based quantification of breast arterial calcifications to predict cardiovascular morbidity and mortality", Mai-Ausgabe 2026Studie zur Erbebengefahr in Kalifornien im Fachmagazin JGR Solid Earth: "Cajon Pass and the Southern San Andreas Fault System: Earthquake Cycle Stress Accumulation and Present-Day Loading", 03.06.2026**********Ihr könnt uns auch auf diesen Kanälen folgen: TikTok und Instagram .
Community Kevin talks with Ace (and Fisher) of SoCal Jerky, and JJ Guerrero of Angler Wear. Recorded Live a the West Coast Outdoors and Sportfishing Expo
Community Kevin talks with Bubba of Channel Islands Sportfishing (https://www.channelislandssportfishing) and former co-host of this very podcast, and Captain Jason Diamond of Stardust Sportfishing (https://stardustsportfishing.com). Recorded Live a the West Coast Outdoors and Sportfishing Exp
Hey there, how the heck are you doing?! Glad you could stop by. Here are some things you can listen out for in this week's episode: Battle of the Haze Stars. The early days of IPAs. West Coast IPAs > Generic IPAs. Are beer diners dead? Corrections need to be made. Or Game with bad beer choices. Lua Brewing is the best. Vegas Viking bar. Beer trails and golden Tiki's. And more! Thank you for listening! download HOSTED BY: Nick, Rad Stacey, Mikey MUSIC BY: Sunburns and Paul From Fairfax. BEER AND SHOW-RELATED LINKS: SUPPORT THE SHOW AND BECOME A GOLDEN GOD! Subscribe to the show on Apple Podcasts. You can also find us on Spotify and most podcast players. Perfect Pour's YouTube Channel. VOICEMAIL/TEXT LINE: 559-492-0542 Drop Us a Line: perfectpourpodcast@gmail.com. Join our Discord Channel! Send Postcards or Samples to us: The Perfect Pour – co Mike Seay 2037 W. Bullard Ave #153 Fresno, CA 93711
Since August 2025, a crowdsourced tracking app has logged more than 9,000 sightings of unidentified objects within 10 miles of US shorelines, with clusters off California, Florida, and naval training zones.SOURCES, LINKS, AND PRINT VERSION: https://weirddarkness.com/UnderwaterUFOsLook for this podcast on Apple Podcasts, Spotify, iHeart Radio, Amazon Music, Pandora, TuneIn Radio, and other podcast apps. Get a list of free listening apps here: https://pod.link/1078714736*No AI Voices Are Used In The Narration Of This Podcast*WeirdDarkness® is a registered trademark. Copyright ©2026, Weird Darkness.#WeirdDarkness, #WeirdDarkNEWS
"He has kept among us, in times of peace, Standing Armies without the Consent of our legislatures. He has affected to render the Military independent of and superior to the Civil power...He has abdicated Government here, by declaring us out of his Protection and waging War against us. He has plundered our seas, ravaged our Coasts, burnt our towns, and destroyed the lives of our people." In this episode, we unpack Grievances #11, #12, #23, and #24 of the Declaration of Independence and the relationship between Americans and the various types of armed troops in North America, from militias, to British regulars, to the Continental Army. Topics include the following: -the shared British and American tradition of opposing standing armies--because if they are not disbanded after wars, they are used by tyrants to take away the rights of the people -the perception of American colonists that the King had stationed 10,000 soldiers in North America in 1763 precisely so he could enforce his tyrannical policies on them -the various functions of Colonial militias in the 17th and 18th centuries, including war-fighting, civil policing, and preventing slave uprisings -the strained relationships between the Colonial militias and British regulars during the 7 Years' War and Pontiac's Revolt -the role of the Battles of Lexington and Concord in forcing Congress to create the Continental Army -the political significance of the name the Continental Army, as opposed to the American or Congressional or Colonial Army -the political significance of appointing George Washington, a Southerner and Virginian, as Commander of a mostly Northern militia force -an introduction to Washington's senior officers: Artemas Ward, Israel Putnam, and Charles Lee -initial British assessments of the strength and effectiveness of the new Continental Army -the importance of the American victory at Fort Ticonderoga in reshaping the war; namely, the capture of British soldiers meant that American rebels would not be summarily executed as seditious traitors but treated with basic PoW protections -a discussion of Grievance #24, that King George has ordered war crimes to be committed against innocent civilians -the tendency on both sides to commit war crimes against the civilian population and efforts by officers on both sides to discipline soldiers who abused the civilians population Dr. Chandler's book can be found here: [War, Patriotism and Identity in Revolutionary North America](https://boydellandbrewer.com/book/war-patriotism-and-identity-in-revolutionary-north-america-9781783274376/?v=0d149b90e739) The cover image is a drawing of an American Soldier in 1778 by Friedrich von Germann (1744–1794), Captain of the Brunswick Regiment Erbprinz. The Brunswick Regiment was not technically Hessian; nevertheless, it formed part of the subsidy regiments (or mercenaries) hired by the British to fight the Americans.
Glen gathers highlights from the annual conferences for both Nacha in San Diego and NACUSO in Orlando, including conversations with Nacha CEO Jane Larimer on Same Day ACH milestones, Duome Co-Founder Eric Berg on a Next Big Idea for housing, and the Digital Sovereignty Alliance's Molly Woodman on the state of stablecoin. Links related to this episode: Nacha: https://www.nacha.org/ Duome: https://www.myduome.com/ and https://www.linkedin.com/in/ericberg-dntblnk/ The Digital Sovereignty Alliance: https://dsaf.org/ and https://www.linkedin.com/company/digital-sovereignty-alliance/ NACUSO Reimagine: https://reimagine.nacuso.org/ Next on the conference calendar: The Financial Health Network's EMERGE, May 19-21 in Atlanta: https://finhealthnetwork.org/event/emerge-financial-health-2026/ (USE CODE "JOINME-GLEN" FOR A DISCOUNTED RATE) Join us for our next CU Town Hall- Wednesday May 20 at 3pm ET/Noon PT- a live and lively interactive conversation tackling the major issues facing credit unions today. The Town Hall is free to attend, but advance registration is required: https://www.cutownhall.com/ Follow us on LinkedIn: https://www.linkedin.com/company/best-innovation-group/ https://www.linkedin.com/in/jbfintech/ https://www.linkedin.com/n/glensarvady/
This is part two out of a three-part look at the geography, characters, and events that shaped the first years of the American Revolution. In this episode, we discuss Revolutionary-era Maine and the burning of Falmouth in 1775. We visited the Maine Historical Society to discuss the bombardment of present-day Portland by Captain Henry Mowat and the Royal Navy as well as how residents viewed the conflict. We are joined by Tiffany Link, Collections Curator at the Maine Historical Society and co-host of the Mainely History podcast. We also examine two documents in the Massachusetts Historical Society's collections relating to the Revolution in Maine. This episode was produced in collaboration with Mainely History, the podcast hosted by Ian Saxine and Tiffany Link. We encourage you to listen to their upcoming episode featuring items from the Massachusetts Historical Society's collections. Learn more here. Pathways to Freedom: Maine Stories of the American Revolution, which features the Burning of Falmouth as well as other major events, is currently on view at the Maine Historical Society until December 31, 2026. (Please note that the MeHS copy of the Dunlap Declaration of Independence will be on display until July 4, 2026 when it will begin a tour around Maine.) Learn more about episode objects here: https://www.masshist.org/podcast/season-5-episode-4-Revolutionary-Maine Episode Special Guest: Tiffany Link is the Collections Curator for Maine Historical Society (MeHS). Formerly, Tiffany worked for ten years as the MeHS research librarian, developing an intimate knowledge of the collection and appreciation for researchers' needs. As Collections Curator, she handles all collection donations and researches existing collections to enhance their stories. She also assists with, and sometimes curates, MeHS exhibits. She holds B.A. in History and a Master of Library and Information Science (MLIS) degree. She grew up in Missouri and now lives in Gorham, ME with her husband and two (adorable) dogs. She enjoys reading, hiking, true crime, and traveling to historic sites. This episode uses materials from: Cloudbank by Podington Bear (Attribution-NonCommercial 3.0 Unported) Psychic by Dominic Giam of Ketsa Music (licensed under a commercial non-exclusive license by the Massachusetts Historical Society through Ketsa.uk) Curious Nature by Dominic Giam of Ketsa Music (licensed under a commercial non-exclusive license by the Massachusetts Historical Society through Ketsa.uk)
Mea Culpa welcomes back to our show, intrepid newsman, Ali Velshi. Host of “Velshi” and seemingly the favorite fill-in host of every other MSNBC Prime Time News Show. Velshi also reported live from the frontlines of the George Floyd protests, and most recently he dodged incoming fire from Russian artillery when he fearlessly reported live from the frontlines in Ukraine. And the Coasts of Florida during the recent Hurricane Ian. concerned citizen of the world, Velshi seems to be everywhere there is an injustice. He has been a contributor at CNN, Al Jazeera America, and NBC to name a few. Velshi is a prolific writer and has written books, articles, and columns for newspapers and monthly publications throughout the northern hemisphere. Michael and Ali dive into voter rights, Trump's legal matters, and potential presidential run.
The Dodgers launched five homers and that was more than enough offense to rout the Jays in their first meeting since last fall's World Series. Meanwhile, the 8-2 Brewers clawed past the Red Sox, sinking them to 2-8 on the season. Learn more about your ad choices. Visit megaphone.fm/adchoices
Pipeline projects to the coasts could generate billions of dollars of economic benefits from access to new markets Learn more about your ad choices. Visit megaphone.fm/adchoices
Judson goes to San Francisco and reconnects with an old flame from fifteen years ago. Brian goes to DC and spends the weekend with friends of more than 25 years who he credits with making him the adult gay man he is today. They talk about how the conversations they have every week on the podcast have impacted their sex lives. The Hookup of the Week follows a listener's birthday adventures at his favorite bathhouse. Brian and Judson are then joined by comedian, actor and host of the immensely popular “That's a Gay Ass Podcast,” Eric Williams. Eric talks about the origins of both his hit podcast and his open marriage, how his mom came to find out he and his husband are open, how his gay life is blossoming after a move from New York to L.A., and the truth behind the gay marriage question. He also tells Brian and Judson about “Why All the Drama,” the solo show he's currently touring around the US and his aspirations for the future of his life and career. Eric then helps Brian and Judson respond to a Go Ask Your Dad question from a listener asking about having sex with friends, and the difference between repeat hookups with friends versus strangers. Find Eric Williams on Instagram at https://www.instagram.com/ericwillz/ Find That's a Gay Ass Podcast on Instagram at https://www.instagram.com/gayasspodcast/ Find Confession Hole on Instagram at https://www.instagram.com/confession.hole/ Email your Hookup of the Week, Go Ask Your Dad and Dr. Daddy submissions to dadsanddaddies@gmail.com Dads and Daddies on the Web: https://www.dadsanddaddies.com/ Dads and Daddies on Instagram: https://www.instagram.com/dadsanddaddiespod Dads and Daddies on TikTok: https://www.tiktok.com/@dadsanddaddiespod Dads and Daddies on Bluesky: https://bsky.app/profile/dadsanddaddiespod.bsky.social Your hosts, Dad Brian Rubin-Sowers - https://www.instagram.com/ditmasparkpapa and Daddy Judson Morrow - https://www.instagram.com/gunclejudson Edited by Toby Rubin-Sowers Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Iris Moeller, Professor of Geography at Trinity College Dublin
What does it really take to build a sustainable biotech ecosystem outside of traditional hubs like Boston and San Francisco? In this episode, host Elaine Hamm, PhD, is joined by Christin Godale, PhD, Executive Director of LifeSciKY, to explore how regional innovation communities can grow from the ground up. Christin shares how LifeSciKY is helping entrepreneurs access lab space, shared equipment, mentorship, and community support. The conversation dives into the realities of building biotech infrastructure in emerging regions, and why success comes from leaning into local strengths, building partnerships, and creating opportunities for founders to succeed where they are. In this episode, you'll learn: Why successful biotech ecosystems rely on strong partnerships between government, industry, and academia. How regions outside traditional biotech hubs can build sustainable innovation communities by leveraging their unique strengths. What incubators and shared lab spaces must provide beyond real estate to truly support founders and early-stage companies. Tune in to learn how collaborative communities and intentional partnerships can transform regional innovation ecosystems and create new opportunities for biotech entrepreneurship. Links: Connect with Christin Godale, PhD, and learn about LifeSciKY. Connect with Elaine Hamm, PhD, and learn about Tulane Medicine Business Development and the School of Medicine, as well as Cadenza Bio. Learn more about Thermo Fisher Scientific, Project Medtech, and SmartHealth Catalyzer. Connect with Ian McLachlan, BIO from the BAYOU producer. Check out BIO on the BAYOU. Learn more about BIO from the BAYOU - the podcast. Bio from the Bayou is a podcast that explores biotech innovation, business development, and healthcare outcomes in New Orleans & The Gulf South, connecting biotech companies, investors, and key opinion leaders to advance medicine, technology, and startup opportunities in the region.
This week, award-winning playwright Alice Tuan steps into our studios to have a Conversation Between the Coasts. She was on Ball State's campus after being commissioned to write a play and workshop that play with students; she tells us about that experience, why sitting in discomfort is important, and creating art in the age of constant feedback.Also on the show: Melody A. Lynch is the COO of a not-for-profit utility co-op—a job that brings a lot of stress. She picked up painting during the COVID-19 pandemic and shares how it's a source of calm away from her day job. And speaking of painters, we've been doing Paint Month for "What Are You Working On?" in February, and today is our last exhibit!
Nirav Tolia is the co-founder and CEO of Nextdoor (NYSE: NXDR), the neighborhood social network with over 105 million users across 350,000 communities worldwide. After stepping down as CEO in 2018, he returned to lead the company in 2024.In this episode of Summation, Nirav and Auren discuss:Why success kills innovationThe death of physical communityWhy Nextdoor had to change their stock tickerInsider vs Outsider entrepreneursYou can find Auren Hoffman on X at @auren and Nirav Tolia on X at @niravtolia.
How to Use Space-A Flights: A Military Spouse Guide with Allison Beverly In this episode of the Ruck Up Buttercup podcast, hosts Sabrina and Ashley explore Space-A (Space Available) military flights as an affordable travel option for military families. They interview Alyson Beverly, a military spouse and homeschooling mom of six, who shares her family's experience using Space-A flights to Europe three times in the past two years. The discussion covers flight types (Patriot Express vs. cargo), how to research schedules, terminal locations, and the priority system (Categories 1 to 6), as well as timing considerations and planning tips. They highlight the importance of flexibility, avoiding peak travel periods, building buffer days and emergency funds, and OPSEC awareness. Required paperwork including passports and visas, DD Form 1172, military IDs, leave forms, and sponsorship letters is reviewed, along with practical tips like arriving early, packing light, carrying snacks, dressing in layers, and preparing for cargo flight conditions. Helpful resources include the Pop Smoke blog and the Ebie Travels tool. Alyson shares a cost-saving example. Her family traveled to Barcelona via Space-A for about 400 Euros instead of roughly 16,000 dollars in commercial airfare. The episode ends with information on Allison's free monthly Space-A 101 class at the USO in Fort Belvoir, DC, with slides and links available in the show notes. 00:00 Welcome to Ruck Up Buttercup: Real Talk for Military Spouses 01:14 Meet Today's Guest: Allison Beverly & Why Space-A Matters 03:42 Space-A 101: What “Space Available” Flights Really Are 05:24 Getting Started: Research, Schedules & What to Expect Onboard 06:17 Patriot Express vs Cargo Flights: Comfort, Seats, and Survival Tips 08:30 Where to Fly From: Best Terminals, Coasts vs Middle of the Country 10:13 Priority Categories Explained (Cat 1–6) & Who Gets Seats First 13:00 Sign-Up Timing, 60-Day Window & Return-Trip Strategy 16:47 Flexibility Wins: PCS Season, Off-Peak Travel & Backup Plans 21:45 How to Sign Up & Day-Of Terminal Process (AMC Site, Emails, Roll Call) 25:26 Arrive Early: Roll Call, Waiting, and Terminal Reality Check 27:06 Mindset & Logistics: Don't Leave the Terminal + OPSEC Reminders 28:25 Must-Have Paperwork: DD1172, Leave Forms, Passports & Signatures 30:40 Money Matters Overseas: Cash vs Card in Europe/Asia + ATM Fee Hacks 32:38 Best Planning Resources: Popping Smoke, Eby Travels, and Flight History Data 37:58 Facebook Groups & Gatekeeping: Finding Real Trip Reports That Help 41:08 Packing & Kid-Proofing Space-A: Baggage Limits, Snacks, Shoes, Sensory Prep 50:29 High Risk, High Reward: Real Savings Stories + “Test Flight” to Germany 59:15 Local Help & Wrap-Up: Space-A 101 Class, Slides, and Final Thanks Find Alyson here: http://www.beverlyfamily.com AMC site (https://www.amc.af.mil/Home/AMC-Travel-Site/) Space A 101: https://space-a-101.my.canva.site/ Space A simplified website: https://ebietravels.com/ Poppin Smoke Blog: https://www.poppinsmoke.com/ Military Travel Discounts: https://www.americanforcestravel.com/ Facebook Group: https://www.facebook.com/groups/115017935197262 Find us or reach out here: Website: www.deployedlove.org/podcast Facebook: www.facebook.com/ruckupbuttercup Instagram: www.instagram.com/ruckupbuttercuppodcast Email: sabrinajohannes@deployedlove.org
US oil and gas drilling is once again at the center of a high-stakes decision that could shape America's coastlines, marine life, and coastal communities for decades. This episode asks a critical question: should the U.S. lock itself into new offshore drilling just as climate risks and ocean damage are accelerating, or is there still time to choose a safer path for the ocean and future generations? Offshore drilling impacts go far beyond fuel production, and Oceana campaign director Joseph Gordon explains why oil spills are not short-term disasters but long-term crises. One of the most emotional insights from this episode is his description of oil spills as invisible clouds that marine mammals and cleanup workers are forced to breathe, causing health impacts that last decades after the headlines fade. These are consequences most people never see, but communities continue to live with. Public comment offshore drilling still has power, even in difficult political moments. Joseph shares how bipartisan opposition has stopped similar plans before, why Florida, California, Alaska, and the Gulf of Mexico are on the front lines right now, and how everyday people can influence the final outcome. This episode breaks down what is at stake and why speaking up right now truly matters. Help fund a new seagrass podcast: https://www.speakupforblue.com/seagrass Join the Undertow: https://www.speakupforblue.com/jointheundertow Connect with Speak Up For Blue Website: https://bit.ly/3fOF3Wf Instagram: https://bit.ly/3rIaJSG TikTok: https://www.tiktok.com/@speakupforblue Twitter: https://bit.ly/3rHZxpc YouTube: www.speakupforblue.com/youtube
Intimidation, repression, and punishment with regard to activism for Palestine has only increased over the past year. Today I speak with three campus organizers from Students for Justice in Palestine who remain determined and committed, even in the face of their university's complicity with genocide. They come from both coasts of the United States—from the City University of New York and from San Jose State University. They explain what is happening on their campuses, and the ways in which they have created new tactics and actions in order to continue their work.Haddy Barghouti is the secretary of Students for Justice in Palestine at San José State University. He is a senior majoring in journalism.Lucien Baskin is a doctoral student in Urban Education at the Grad Center researching abolition, social movements, and the university. Their dissertation focuses on histories of solidarity and organizing at CUNY. Lucien's writing has been published in outlets such as Truthout, Society & Space, The Abusable Past, and Mondoweiss. Currently, they serve as co-chair of the American Studies Association Critical Prison Studies Caucus, are an inaugural Freedom and Justice Institute fellow at Scholars for Social Justice, and work as a media and publicity fellow at Conversations in Black Freedom Studies at the Schomburg Center. They organize with Graduate Center for Palestine and are a (strike-ready!) rank-and-file member of the PSC.Sarah Southey is a third year student at CUNY School of Law and a member of CUNY Law Students for Justice in Palestine and CUNY4Palestine. In 2024, Sarah and other C4P members submitted a freedom of information act request for CUNY's investments as part of a campaign to demand that CUNY divest from companies aiding and profiting off of israeli settler colonialism and genocide. CUNY illegally denied that request. C4P challenged the denial in court and won disclosure in Southey v CUNY. CUNY is now appealing that decision in a shameful attempt to continue to evade their legal and moral obligation to disclose and divest.
The annual event honours and celebrates the tireless efforts and actions carried out during the year by Clean Coasts groups, individuals, communities, and businesses to protect their local coastline and its surrounding environment. Four groups - Banner Gleo, West Coast Surf Club, Wild Earth and Coffee Hatch, Lahinch were shortlisted across four categories in this year's awards, for their ongoing efforts in protecting and preserving their adopted beaches and coastline in county Clare. They all received honours in making the shortlist across three categories: Emerging Group, Youth Initiative and Community Champion. For more on this, Alan Morrissey was joined by Sarah Hegarty of Banner Gleo and Lee Bradley, who attended the awards event on behalf of Wild Earth.
AP's Lisa Dwyer reports on a rare pushback by Florida lawmakers.
AP correspondent Ed Donahue reports on prospects for new oil drilling.
Jim Wilson reports from Cork Harbour on the unexpected appearance of a new species of wire-like seaweed on the local mudflats; he talks to renowned Cork-based biologist Pat Smiddy, about this invasive alien species – the catchily named Agarophyton vermiculophyllum...
Welcome back to the Ties That Bind. This week, we are looking further south along NATO's eastern flank at Romania.Romania has long advocated for increased NATO and US presence in the Black Sea. Since the 2022 Russian invasion of Ukraine, the importance of the Black Sea and Romania's role have been reflected in an increased NATO presence and multiple defense and infrastructure investments. The country has been a critical actor in helping the Ukrainian war effort, serving as a logistics and military training hub, and securing Ukrainian grain exports in the first years of the war.In this episode, we'll hear from three Romanian experts about the country's role in NATO and Black Sea security, its defense investments, and plans to address strategic infrastructure challenges that have far-reaching significance for the alliance. We'll also hear about what's happening on the domestic front, notably the long-term repercussions of the annulled 2024 presidential election. While public opinion shows high support for NATO, Romania and its neighbors continue to be targeted by long-term Russian influence campaigns, and we'll hear how these are affecting social attitudes towards NATO and Western institutions.Featured guests: * Antonia Colibasanu, Senior Analyst, Geopolitical Futures, FPRI Senior Fellow* Eusebiu Slavitescu, European defense analyst, former Romanian MFA* Alina Bargaoanu, Communications expert, University of Political Studies and Public Administration, BucharestListen to the previous episode on Poland in NATO here. Get full access to FPRI Insights at fpriinsights.substack.com/subscribe
Mike Schlebach is a South African big-wave surfer and coastal-activist deeply rooted in the surf culture of Cape Town's wild Atlantic coast. Mike made his name charging serious surf at spots like Dungeons and the offshore reef at Sunset Reef. More recently, he has emerged as a voice against illegal mineral‐sand mining along South Africa's West Coast, using his platform to raise awareness and protect coastline communities. Follow Mike here. If you dig this podcast, will you please leave a short review on Apple Podcasts? It takes less than 60 seconds and makes a difference when I drop to my knees and beg hard-to-get guests on the show. I read them all. You can watch this podcast on my YouTube channel and join my newsletter on Substack. It's glorious. My first book, ONE LAST QUESTION BEFORE YOU GO, is available to preorder today. Get full access to Kyle Thiermann at thiermann.substack.com/subscribe
In this episode, Xavier Basurto, a former guest of the show, joins Michael to interview Fikret Berkes and Nicole Franz. Fikret is Distinguished Professor Emeritus at the Natural Resources Institute of the University of Manitoba. He is a legend in the field of the commons and social-ecological systems, with some of his most well-known works included Sacred Ecology, Coasts for People, and Navigating Social-ecological Systems. Nicole is a Research Scholar at the Center for Ocean Solutions at Stanford University. She has over two decades of experience working in intergovernmental organizations, namely the UN Food and Agriculture Organization (FAO) and the International Fund for Agricultural Development in Rome as well as the Organization for Economic Cooperation and Development in Paris Michael asks Nicole and Fikret's about their new edited book entitled Governing for transformation towards sustainable small-scale fisheries, which is open access and published by the FAO. The book was written in support of the FAO's Voluntary Guidelines for Securing Sustainable Small-Scale Fisheries, and provides a human-centered, interdisciplinary approach to managing fisheries in a complex world. It addresses challenges like climate change, biodiversity loss, pollution, and privatization by advocating for a shift from top-down, single-species management to cooperative, adaptive governance systems that incorporate the knowledge and needs of resource users. During the interview, Michael and Xavier also take the time to discuss Fikret's long career as a key contributor to the literatures on the commons, social-ecological systems and small-scale fisheries governance. References: FAO. 2015. Voluntary Guidelines for Securing Sustainable Small-Scale Fisheries in the Context of Food Security and Poverty Eradication. Rome. https://openknowledge.fao.org/handle/20.500.14283/i4356en Berkes, F. & Franz, N. eds. 2025. Governing for transformation towards sustainable small-scale fisheries. Rome, FAO. https://doi.org/10.4060/cd4289en Website of the Voluntary Guidelines for Securing Sustainable Small-Scale Fisheries in the Context of Food Security and Poverty Eradication. https://www.fao.org/voluntary-guidelines-small-scale-fisheries/en/
Jacobs did what it does best during Friday's Fox Valley Conference game against Dundee-Crown. It ran the football. A lot. The Golden Eagles carried the ball 46 times for 412 yards en route to a commanding 53-18 win.Become a supporter of this podcast: https://www.spreaker.com/podcast/friday-night-drive--3534096/support.
A new report has outlined just how seriously our coastlines are under threat from climate change and the impact for homes and industries.
Send us a textIn this episode of Storm Stories, Shoresides talks with Joe Friday—longtime meteorologist, former director of the National Weather Service—about how staffing shortages and fewer weather balloon launches have recently made forecasts less precise, a dangerous situation with two hurricanes spinning off our Coasts.Friday reflects on the pressure on forecasters, the human connections that make emergency warnings work, and why even a small loss in accuracy can mean the difference between safety and risk.Support the showwww.shoresides.org
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Wall Street heads for another winning month.
Wall Street is coasting toward the finish of another record-setting week. AP correspondent Damian Troise has more.
It was another day of records on Wall Street.
U.S. stocks are hanging near their record levels as Wall Street coasts toward the finish of its best week in the last five. AP correspondent Seth Sutel has more.
Stocks ended the week on a positive note.
This week, Jenni Werner joins us for Conversations Between the Coasts. Jenni is Executive Artistic Director of The New Harmony Project, an arts organization that has been fostering new works for stage and screen in Indiana for nearly 40 years. In May of this year, the organization had a $40,000 grant terminated by the National Endowment for the Arts. We'll talk with Jenni about what the Project does, what a dramaturg is, and how their organization is moving forward.Also in this episode: Diane Huston—owner of Gallery 112 in Farmland—tells us about their upcoming juried show "Dumpster Visions: the art of discard."
Hello everyone, and welcome back to The Wrestling Takeover official podcast. The WWE's last PLE before they officially head to ESPN in September and man, what a way to end the show if you ask me. A lot to talk about as I break everything down, and man, will we finally see the return of AJ Lee? Social media access: Twitter: https://twitter.com/@JTTakeover Instagram: https:instagram.com/@thewrestlingtakeover Subscribe, comment and spread the word of the podcast right now on YouTube: https://youtube.com/@JTTakeover “You're listening to The Wrestling Takeover Podcast — your number one source for honest takes, creative perspective, bold opinions, and in-depth discussions on all things WWE. I'm your host, Jordan Turner — a passionate voice in the wrestling community, delivering unfiltered analysis three times a week. Whether it's breaking down weekly shows, reacting to breaking news, or previewing the biggest pay-per-view events, we don't shy away from telling it like it is.No clickbait. No fluff. Just real wrestling talk — for the fans, by a fan.So sit back, relax, and enjoy the ride… because this is The Wrestling Takeover.”
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This segment discusses the Trump administration's plan for a significant increase in deportations, with a goal of deporting up to 500,000 people per month. The hosts then transition to a discussion about a "California exodus," citing several examples of businesses and wealth leaving the state. They highlight the decision by the CEO of Bed Bath & Beyond to not reopen any physical stores in California, a move he attributed to the state's "unfriendly business environment." They also mention In-N-Out Burger's decision to move its corporate headquarters from California to Tennessee. The hosts use data from Zillow and a demographer's analysis to show that seven of the ten most expensive neighborhoods in the U.S. are now in Florida, while only three remain in California, reflecting a major shift of wealth from the West Coast to the Sunshine State. The hosts argue that these trends are a result of California's policies and that even some legal and illegal immigrants are leaving the state. They conclude by asserting that Democrats are now relying on "criminals" to remain in California to boost census numbers and voter rolls.
Armed American Radio's Mark Walters joins Cam to talk about an historic win in the Ninth Circuit and the Trump administration's success in reducing wait times for D.C. carry permits.
Armed American Radio's Mark Walters joins Cam to talk about an historic win in the Ninth Circuit and the Trump administration's success in reducing wait times for D.C. carry permits.
Whether you're jetting off to a sunny beach in the Caribbean, exploring the misty cliffs of Ireland, or exploring the rugged Pacific Northwest coastline, coastal travel style is a category all its own. Not all Coasts are Tropical, How to Match Your Coastal Style to Your DestinationAt 1923 Main Street®, we know that packing for the coast isn't just about tossing in a swimsuit and calling it a day. It's about curating a wardrobe that reflects your destination's climate, culture and vibe—without sacrificing comfort or style.Let's break it down: how coastal style differs from your typical city vacation (or even a Disney getaway), and how to build your perfect shoreline look, from fabrics and colors to layering pieces and graphic tees.City vs. Coast: It's a Vibe ShiftWhen you're packing for a city trip or a Disney vacation, you're often focused on versatility, movement and weather changes over long walking days. Maybe denim, athleisure and structured pieces come to mind so you can layer for days exploring art museums, park hopping, or indulging in foodie adventures.But when it comes to the coast, your suitcase needs to shift gears.Coastal travel style is about ease, texture and embracing the natural environment around you. Whether it's breezy and balmy or misty and moody, coastal destinations call for styles that move with the wind and echo the tones of the sea, sand or cliffs. The Staples of Coastal Travel Style1. Light, Breathable FabricsTropical coasts (like the Caribbean or Florida Keys): For warm weather tropical coasts, linen shirts, cotton sundresses, gauzy kaftans and soft-wash t-shirts are all great options. You want breathability and pieces that look better a little rumpled from the sandy beach, sea breeze or salty air.Cooler coasts (like the Pacific Northwest or the Irish coastline): Layering becomes key in these types of environments. Look for organic cottons, waffle-knit thermals and cozy hoodies. Lightweight waterproof jackets are also a must-have, or at least a consideration depending on where and when you're traveling.2. Soft, Coastal ColorsCoastal destinations are nature's own neutral color palette. Your wardrobe should reflect the coastal colors of your region. Consider the following:Beachy tropical coasts: Go for whites, sands, sea-glass blues, coral and palm green.Northern or rustic coastlines: Think misty greys, deep ocean navy, sage, foggy lavender and stormy teal.Our 1923 Main Street® coastal collection of graphic tees and hoodies often draws from these palettes, with colors designed to complement ocean horizons and shoreline sunsets of all shapes and sizes.3. Comfortable LayersWeather on the coast (any coast) can change with the wind (and often does). Be prepared for the inevitable and always bring:A light sweatshirt or hoodie (especially one of our super-soft, travel-ready 1923 Main Street® designs)A long-sleeve tee for layering on cooler morningsA light scarf or wrap that can double as a beach blanket or an impromptu windbreakerDestination-Specific Coastal StyleTropical or Warm Weather Beaches For warm weather beaches, like the Bahamas, Florida, California, Maui, the South of France and so on, consider the following must-haves.Pack: Swimwear, linen cover-ups, wide-brim hats, flip flops or espadrillesStyle tip: Go with relaxed fits and graphic t-shirts with a vintage surf vibe or palm-print accents.Pacific Northwest Whether it's the Oregon Coast or Vancouver Island, you'll want to pack for a whole different style of coastline.Pack: Waterproof hiking boots, thermal leggings, cozy fleece-lined hoodies and even knit hats, in some casesStyle tip: Layer a classic 1923 Main Street® hoodie over a graphic tee for coastal walks or campfire eveningsUK or Scandinavian CoastlinesThe natural beauty and rugged terrain of these northern coasts beg for a little unique style of their own. Consider the following:Pack: A windproof trench or raincoat, wool socks, breathable base layers and sturdy walking shoesStyle tip: Moody coastal vibes are perfect for darker-toned sweatshirts and subtle, literary-inspired travel graphicsOne Last Pro Tip: Dress with the Daydream in MindCoastal vacations aren't just a break from the norm—they're a mood. So your wardrobe should feel like vacation, even if you're just grabbing coffee before a morning paddle or reading by the dunes.That's why our 1923 Main Street® travel-themed shirts and sweatshirts are made to carry the feeling of travel with you, from beachside to boardwalk. Designed with premium, lightweight fabrics and custom graphics inspired by wanderlust, they're just as perfect for morning flights as they are for sunrise or sunset strolls.Wherever your next coastal adventure takes you, let your style flow with the tides—effortless, elevated and endlessly inspired by the shoreline.Check out our latest coastal-inspired travel gear to bring that breezy vibe wherever you go.Shop at 1923 Main StreetThank you for listening to the Travel Style Podcast at 1923MainStreet.com.Shop unique and original travel inspired and subtle Disney travel clothing, including t-shirts, sweatshirt, hoodies and more at 1923 Main Street.Follow along on X, Instagram, Pinterest and Facebook.Thank you for listening and always remember to roam freely and wear boldly.Mike Belobradic and Amelia Belobradic--Media provided by Jamendo
We sat down with BlueClaws C Kehden Hettiger, a Southern California native, about the east coast, his walk-off home run on May 6th, how close he came to going to Oregon instead of signing with the Phillies, what he's learned in his two years as a pro, and much more!
Summer's here and it's time for la spiaggia (the beach)! Everyone knows the Amalfi Coast but if you're looking for sandy beaches and fewer crowds, head to the Adriatic and Ionian coastlines of the Puglia region where you'll find some of Europe's cleanest and most popular escapes.Read the full episode show notes here > untolditaly.com/277NEW! - the Untold Italy app - DOWNLOAD FOR iOS • DOWNLOAD FOR ANDROIDThe app is FREE to download and check out our Milan guide and general travel content. Upgrade to PREMIUM for a one time fee to access Rome, Florence, Venice, Sorrento, Cinque Terre, Amalfi Coast, Capri, Ischia, Tuscany, Lake Como, Lake Garda, Veneto, Lombardy, Campania, Lazio, Puglia, Abruzzo, Calabria with much more to comeSupport the showJoin our mailing list and get our FREE Italy trip planning checklist - subscribe here | Join us on tour: Trip schedule | Discover our Trip Planning Services | Visit our online store | Follow: Instagram • Facebook • YouTube • Italy Travel Planning Community • Online travel assistantThe Untold Italy travel podcast is an independent production. Podcast Editing, Audio Production and Website Development by Mark Hatter. Production Assistance and Content Writing by the other Katie Clarke - yes there are two of us!
Jay-Z and Sean "Diddy" Combs are actively pursuing legal action against attorney Tony Buzbee following allegations made in a civil lawsuit. In December 2024, Buzbee filed a lawsuit accusing both artists of sexually assaulting a 13-year-old girl in 2000, claims which Jay-Z and Combs vehemently denied, labeling them as baseless and extortionate. Jay-Z responded by filing a defamation lawsuit against Buzbee, asserting that the attorney's public statements and social media posts were defamatory and intended to inflict emotional distress. Despite the original lawsuit being withdrawn in February 2025, Jay-Z's defamation claim has been deemed substantial enough by a Los Angeles judge to proceed to trial, with the next court hearing scheduled for March 26.Concurrently, Sean Combs is challenging Buzbee's legal maneuvers in other jurisdictions. Buzbee, representing multiple individuals alleging sexual misconduct by Combs, sought permission to practice in the Southern District of New York for these cases. Combs' legal team opposed this request, citing "egregious misconduct" by Buzbee and arguing that such behavior should disqualify him from practicing in that district. This opposition reflects Combs' broader strategy to contest the credibility and legal standing of Buzbee as he defends against the numerous allegations.to contact me:bobbycapucci@protonmail.comsource:Diddy & Jay-Z Claim "Egregious Misconduct" By Lawyer Behind Dozens Of Cases
Jay-Z and Sean "Diddy" Combs are actively pursuing legal action against attorney Tony Buzbee following allegations made in a civil lawsuit. In December 2024, Buzbee filed a lawsuit accusing both artists of sexually assaulting a 13-year-old girl in 2000, claims which Jay-Z and Combs vehemently denied, labeling them as baseless and extortionate. Jay-Z responded by filing a defamation lawsuit against Buzbee, asserting that the attorney's public statements and social media posts were defamatory and intended to inflict emotional distress. Despite the original lawsuit being withdrawn in February 2025, Jay-Z's defamation claim has been deemed substantial enough by a Los Angeles judge to proceed to trial, with the next court hearing scheduled for March 26.Concurrently, Sean Combs is challenging Buzbee's legal maneuvers in other jurisdictions. Buzbee, representing multiple individuals alleging sexual misconduct by Combs, sought permission to practice in the Southern District of New York for these cases. Combs' legal team opposed this request, citing "egregious misconduct" by Buzbee and arguing that such behavior should disqualify him from practicing in that district. This opposition reflects Combs' broader strategy to contest the credibility and legal standing of Buzbee as he defends against the numerous allegations.to contact me:bobbycapucci@protonmail.comsource:Diddy & Jay-Z Claim "Egregious Misconduct" By Lawyer Behind Dozens Of Cases
Keith discusses trends in the housing market, including the rising average age of first-time homebuyers and the mix of markets seeing price increases versus declines. He analyzes the potential impact of the incoming presidential administration's policies on real estate, particularly around inflation and interest rates. He is joined by Investor, Co-Founder and CEO of Family Freedom Investments, Dani Lynn Robison to highlight high-yield investment opportunities available, including up to 10% returns. Home prices have fallen in six US cities. The average age of a first time homebuyer rose to an astounding 38 years old. Discover the top 10 states with the highest home price appreciation over the last 40 years. The Trump Effect. To learn more about Freedom Family Investments. You get paid first: Text FAMILY to 66866. Show Notes: GetRichEducation.com/528 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching:GREmarketplace.com/Coach Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments. You get paid first: Text FAMILY to 66866 For advertising inquiries, visit: GetRichEducation.com/ad Will you please leave a review for the show? I'd be grateful. Search “how to leave an Apple Podcasts review” Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— text ‘GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript: Automatically Transcribed With Otter.ai Keith Weinhold 0:01 Welcome to GRE I'm your host. Keith Weinhold, home prices have fallen in six US cities. The average age of a first time home buyer soars to an astounding 38 years old. Then we take the long view breaking down how real estate is up a jaw dropping 490% since 1984 the Trump effect on real estate, then how you can earn an eight to 10% cash on cash return, hassle free. All today on Get Rich Education. Speaker 1 0:36 since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors, and delivers a new show every week since 2014 there's been millions of listener downloads of 188 world nations. He has a list show guests include top selling personal finance author Robert Kiyosaki. Get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast or visit get rich education.com Corey Coates 1:21 You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education. Keith Weinhold 1:38 Welcome to GRE from St Louis, Missouri, to say Luis, Obispo, California, and across 188 nations worldwide, even Uzbekistan. I'm Keith Weinhold, and you are inside. Get rich education every week. It's the show where I pretend that I'm not wearing pajama pants while here on the microphone. Hey, if you want to get rich, then focus on one thing. If you're already there and want to stay rich, then that's the point in which you want to diversify, because then you're already living your Daydream and you don't want to lose it. We'll talk about President elect Trump later in this week's show, and what it means for the future of the real estate market. Donald Trump 2:20 Thank you verymuch. So this outfit you know is when they when he called us all garbage. How stupid. What a stupid word. That blows deplorable away. Don't you think. Keith Weinhold 2:21 well, our content will surely be more substantive than that funny piece I expect to host Donald Trump here on the show for you in the future. After all, let's not forget, before politics, he was most known as a real estate investor, but he's going to be busy for the next four years, so it could be a while until you see him here, before we get to the Trump effect. Last week, the NAR released their annual report. It's called the profile of buyers and sellers. My gosh, what a surprise when it revealed that the average age of a first time homebuyer rose to an astounding 38 years old. 38 I mean, we're not talking about a person that's like, severely underemployed or something. We're talking about the average here. So for many, I mean, they are still a renter into their 40s. That is common now. I mean, at this rate, pretty soon, are Americans going to become homeowners once they hit retirement? I mean, my gosh, is that where we're headed? Or when one looks at their rites of passage, the milestones in their lives, will one achieve grand parenthood before buying a first home? Where are we going here? Not only is 38 years old, the all time high, as you might have expected, but that is up from age 35 just last year, amazing. And like I've discussed before, of course, the major reason that that age is up is due to lower affordability, and that's from higher prices and higher interest rates. The housing shortage is another factor here too. And all right, if that's not enough, the average age of us homebuyers, okay, this is just overall homebuyers, first timers and everyone else. That was 49 last year, and this spiked up to 56 this year. 56 and now back to first time homebuyers, the average income has also hit an all time high, $97,000 that is the average income of a first time homebuyer now. So what's important to keep in mind here is people are going to have to rent longer they're already. Renting longer. And some will choose to rent longer as a preference, and for others, they must rent longer. You can be the one to provide them with this rental housing, not the big hedge funds doing it, not private equity doing it. Invest in real estate. These trends mean higher occupancy rates and upward pressure on the rent amounts that you're going to be able to charge over time. I mean, this is demand, demand, demand for rental housing. They wish that they could buy that $300,000 starter home in the Midwest in southeast, but they have a hard time affording the down payments and qualifying for the loan they're after so you can rent it to them and be a profiteer longer. However, right now, there are six US cities where home prices are falling and now these are pretty mild corrections, but let's see if you can guess what the top reason for this is the number one reason about why these prices are falling among the nation's 50 largest metros. These are the six cities that have seen price corrections. New Orleans leads the way down the most down 4% Austin, Texas is also down almost 4% San Antonio down 2.7%, Tampa, Florida down one half of 1% Jacksonville down three tenths of 1% and then finally, Dallas, Texas, also down three tenths of 1% and in fact, I am visiting three of those six cities during a 10 day stretch that I'm on right here, right now. Over the weekend, I was in San Antonio, Texas. Today, the mobile GRE studio is in effect again, as I'm bringing you today's show from here in Austin, Texas, where I'm spending four days, and then I'll be in New Orleans in two days here. Well, the top reason for these falling home prices is in a word, supply. In fact, it's an oversupply in a lot of these six cities. And again, those six are New Orleans, Austin, San Antonio, Tampa, Jacksonville and Dallas. In fact, here in Austin, they are a, basically a national leader in over supply, they simply overbuilt, and it's going to take some time to absorb all that they've built. In fact, due to overbuilding, you've even got rents falling here in Austin, and I may look at some vacant apartments while I'm here to get the temperature of the market. Now, for some context, understand, though, that I spotlighted six falling markets out of the 50. All right, well, what about the other ones? Yes, that indeed means that 44, of America's 50 largest metros have seen year over year price increases, and one big reason for that is that many metros have housing shortages. Shortages are the norm, and by the way, all these figures are per the Zillow home index. In fact, a number of markets are up over 4% 5% 6% year over year, and the leaders all have seven to 8% year over year. Home price appreciation, they are San Jose, Hartford, New York City and Providence and a lot of the appreciation leaders are, yep, under supply, the opposite of what I'm seeing here in Austin. Now, before I get to the headline of this week's episode, how national home prices were up a breathtaking 490% over the last 40 years. Let's talk about the Trump effect. It's still two months before Donald John Trump will be sworn in as a 47th president of the United States, and like macroeconomist Richard Duncan and I touched on on last week's show, Trump loves tariffs. Everyone knows that, and a tariff is like a tax on imported goods. Now follow along here. Higher tariffs mean then higher consumer prices, because the company or manufacturer has to pass that cost along to you. Higher prices means inflation. Higher inflation means that the Fed tends to keep interest rates higher longer in order to combat that inflation. So a Trump presidency means higher inflation in interest rates. Again, yes, at least those two things are correlated. And now think this through. Do you sense some cognitive dissonance here, under Trump's first term, back from 2017 to 2021 he wanted lower interest rates, and Trump was like highly vocal about how he wanted Jerome Powell to keep rates low in order to keep the economy healthy so the higher rates that Trump Tariffs are expected to bring then versus the lower rates that Trump wants is dissonant, incongruent, not in harmony. Bitcoin surged on the news of a second Trump presidency, because Trump is pro crypto. No see treasury yields, they also spiked upon the Trump presidency news just two weeks ago, I explained here on the show why higher inflation means higher treasury yields, which means higher mortgage rates. And it turned out that that was quite a timely explanation. The Trump election can mean a lower tax environment. We are hopeful that Trump will extend bonus depreciation, a really nice tax break for real estate investors. We could see some federal lands repurposed for housing construction. Trump said that he wanted to do that in order to add more housing supply. And no, don't worry. I don't think they're going to shut down and pave over Yellowstone and plug Old Faithful Geyser or anything like that. Okay, there's a lot of federal land that's, I guess, less remarkable, land that's being grazed on, and land suitable for more housing. Look for more move to loosen up zoning and regulation, and that's something where you'll find bipartisan agreement we've got to build to address the housing crisis. I mean, Trump has actually called zoning a killer, like he used that phrase you might see Trump extend the opportunity Zone program as well. The result could be more apartment construction in some of these blighted or low income urban areas, no matter what, and no matter who our president would have been. I mean, you're still gonna see housing supplies struggle to keep up with demand, because you just can't build fast enough. And you know something here, you never really know the future. People always want to speculate about the future that can be worth talking about. And you know that makes people think that they have the answer, but they're often wrong about one thing leading to the other, like how tariffs will end up meaning higher mortgage rates. I mean, you just don't know that for sure. Policies can change. Promises might not get followed up on, Black Swans can interject, and interest rates are one thing that are just wildly difficult to predict. And if you ever want to make another person look wrong, like if you desire to do that, here's all you need to do, ask them where interest rates are going to go in the future, and make them put that in writing. Okay, that is a guaranteed way to make somebody wrong. So everyone wants to know the future, but you've got to think through this in terms of probabilities and not certainties. Now here's something encouraging, California voters, they shot down rent control expansion, though you might live in California, we are not exactly passionate about investing in California property for pretty well documented reasons, but sometimes things that start in New York and California in those particular states, they can expand to the nation. So it's worth paying attention to some of these things, and California voters resoundly rejected what is known as Proposition 33 rent control expansion. Almost 62% voted no on that. So you've got bipartisan alignment on how rent control backfires on renters in this was the third time in six years that California voters shot down rent control expansion. Great. That is great because rent control, it's not good for you, the investor, long term. It's not even good for the tenant, and it's certainly not good for the community either. I mean, they are collectivist state price controls. Well, let's look at another place where prices are not being controlled for sure, and that is the fact that overall, US home prices have appreciated a whopping 490% since 1984 Yes, 490% over the last 40 years, therefore almost a 5x price increase. Let's break this down, and then I'll tell you what it means for the future too. This is the shift in US home prices from August 1984 to August 2024 so therefore it starts from mid Reagan presidency, when the median home price was $81,000 at that time. Okay, so this is our starting point, 1984 that's the year Ghostbusters hit movie theaters. Kareem Abdul Jabbar broke the all time NBA scoring record. And shows that debuted on television that year were Miami, Vice night, court, punky, Brewster. Are Charles in Charge? Have you heard of these shows? Another TV oh boy, another TV show that debuted in 1984 Well, Chase, are you ready for this? Let me give you a hint, Temple University. And how about jello? Pudding pops? Yes, I'm talking about the Cosby Show, which just feels kind of different to talk about anymore, ever since Bill Cosby's illicit misconduct there. And no, we are not going to play a snippet of the Cosby Show theme music. Please don't play it. You know, we totally do something like that here, but we're not this time. Okay? Well, with home prices surging and astounding 490% since that year, 1984 Okay, let's break down the areas that have appreciated the most and least and see what that means. And you might remember that in our newsletter, I sent you this map that shows the level of each individual state's 40 year price search. Oh, this is great. It's just the best real estate map I've seen in a while. What it shows is that coastal states are where home prices have risen the most. In general, the top 10 in appreciation in order are Washington State up 810% yes, that's more than 8x in the last 40 years. The next highest home appreciation over the last four decades in order is Oregon, Rhode Island, California, and then it's Hawaii, Montana, Massachusetts, Maine, Idaho. And 10th is Utah, all right. Well, why have coastal states had this higher real estate run up over time? Well, it's where building constraints exist that limits the housing supply. That's both geographic constraints, like, for example, the ocean's edge literally limits build space there. Well, the coasts are also where you tend to have more building regulation. Coasts are where incomes have risen the most those residents can afford more for housing. So home prices are then higher. I mean, just look at the leader Washington state. That's where you've got the headquarters for Amazon, Microsoft, Costco, Boeing, Starbucks, Expedia and more. They're all there now, taxes, though, they do tend to be highest in coastal states as well, so you're paying more for property, and you're also paying more in all types of taxes in a lot of cases. And as we know, rental properties usually don't work as well on the coasts, coastal rents haven't risen as much as home prices, and these places, they tend to have those laws and regulations that often favor tenants over landlords. And if you're looking at the map here like I am, you're going to note that some Rocky Mountain states have flexed their appreciation muscles as well. Now, Tennessee and the Texas triangle, they kind of decided to join the appreciation party fashionably late, as you look over 40 years. Yes, Tennessee and Texas, they really only started their big appreciation climb about a decade ago. All right, so those are some of the big winners every year since Punky Brewster debuted on television. Well, with today's rise of remote work and lower home affordability, the nation's interior, that's what looks increasingly desirable for property ownership the Midwest, the Great Plains, parts of the south and parts of the inland northeast. That makes these areas look like comparative deals where prices haven't wildly run up over the decades. And though you hear about return to Office policies, because a few major companies announce these return to Office policies. I mean, remote work is still up fully 15% year over year, and housing preferences are shifting as employees look to suburban Metro outskirts for more affordable homes so they're freed from the need to factor in these lengthy commutes in their lives like they had to previously. Now, among states that don't have strong in migration, one that could really shine is a place like Ohio. Ohio has appreciated less than most states still at 334% over the past four decades. Again, 490% is The National number. Ohio boasts tons of diverse industry, a low cost of living. They've got the seventh highest population in the nation. They have a stable population count for rental property owners. It has strong laws favoring landlords and Ohio. Is just a day's drive from half of North America's population. All right, so a smart listener like you is probably asking yourself a question right now, like, Okay, how does this 40 year stretches 490% rise in national home prices compare to inflation, and how does it compare to incomes? Over this time there's been 201% overall inflation and us, median household incomes have risen 260% and yeah, that 201% inflation number is suspect, just like most any inflation figure is inflation could certainly be higher than that, because most inflation measures likely understate the true diminished purchasing power of your dollar, and see the 490% rise. Although it sounds like a staggering number, and it still kind of is. It's also like, well, of course, it takes almost five times as many dollars to buy a home today, because each dollar's value is way down. What else has changed in the last 40 years? Well, houses are larger now than they were then. The median home size has grown 150% since 1980 and at the same time, the family size is smaller, fewer people live in each home, so everyone has more space. And I discussed those types of things in detail with you before, so I won't get into all of that again. Today's homes have better amenities too. So really, the point is, if you are paying more on an inflation adjusted basis, you are getting more and it's also more likely that two parents are working today rather than one, in order to make those payments more affordable. And that fact right there that is not a great lifestyle outcome. Another way to say it is that it takes two to afford a home today rather than one. But yet, hey, that is society. All right. So with that understanding, let's look at the future. I completely believe that real estate values can soar another 490% over the next 40 years. I mean, even 600 or 700% is not out of the question, and there are a lot of reasons for this. I mean, chiefly, we're starting from a base here of a low housing supply, and we've got strong demographic demand, and we can almost certainly expect more monetary inflation the next four decades. The inflation rate is the one thing that nobody knows. 40 years ago, mortgage rates were 14% today, they're only at about half of that level. And see today's median home price of over 400k like that figure would have seemed unfathomable to people back in 1984 but indeed, the price nearly 5x So similarly, another 490% or about 5x again, means that it is completely fathomable for the median us home to cost $2 million in another 40 years. That's about 5x of today's prices. And although that might sound unrealistic Now, that sounds just as unrealistic as today's price did to anyone from 1984 so really a super interesting way to think about home price appreciation. There, you might even make the case that home values, not prices, home values, they're not up that much at all. I mean, most of that is just that prices have adjusted for inflation, the value is about the same, although I'd still say that the value is up somewhat. So really, that's my thought there, and I duly regret bringing Bill Cosby into this whole thing. I ruined it. I've been coming to you here from Austin, Texas, where I've been checking out the real estate market. I've got more for you straight ahead. It is a really profitable idea. I'm Keith Weinhold. There will only ever be one episode, 528, of the GRE podcast, and you're listening to it, oh, geez, the national average bank account pays less than 1% on your savings, so your bank is getting rich off of you. You've got to earn way more, or else you're losing your hard earned cash to inflation. Let the liquidity fund help you put your money to work with minimum risk, your cash generates up to a 10% return and compounds year in and year out. Instead of earning less than 1% in your bank account, the minimum investment is just 25k you keep getting paid until you decide you want your money back. Their decade plus track record proves they've always paid their investors 100% in full or. And on time. And you know how I'd know, because I'm an investor in this myself, earn 10% like me and GRE listeners are. Text FAMILY to 66866, to learn about freedom. Family investments, liquidity fund on your journey to financial freedom through passive income. Text FAMILY to 66866 Hey, you can get your mortgage loans at the same place where I get mine, at Ridge lending group NMLS. 42056, they've provided our listeners with more loans than any provider in the entire nation because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. You can start your pre qualification and chat with President Caeli Ridge personally. Start Now while it's on your mind at Ridgelendinggroup.com, that's Ridgelendinggroup.com. Robert Kiyosaki 26:05 this Rich Dad, Poor Dad. Author Robert Kiyosaki, listen to get rich education with Keith Weinhold,and there is I respect Keith, He's a very strong, smart, bright young man. Keith Weinhold 26:25 Welcome back to GRE. We are grateful to have on the show today, the co founder and CEO of the whole operation, Freedom family Investments. They are seven, soon to be eight. I just learned real estate centric companies based in Centerville, Ohio. The other co founder is her husband, Flip, whom you've heard on the show before. Hey, it's terrific to have back. Danni-Lynn Robinson, Dani-Lynn Robison 26:50 thank you so much, Keith. I love talking to you. Keith Weinhold 26:54 It's the same here. You've been in real estate since 2008 and one of the things that you do is you have this perfect track record of always returning capital to your individual private investors, loans that they make to you, and paying 100% of the returns as promised, even if you yourselves end up losing money on a particular deal. And in fact, you the listener, you probably heard me talk about how I personally participate for a high yield return with them myself, with Danny Lynn's company backing me. You've heard that ad near the middle of GRE episodes, and you yourself can do this too. Individual investors can get a high yielding return, and it's paid to you as cash. So Danny Lynn, tell us about how it works. Generally. Dani-Lynn Robison 27:40 I love that you started off with that particular statement, because I will tell you that every time I've been on a podcast of yours, the number one thing I hear when people get on the phone was you said on that podcast that even if you lose money, that I still get my return. And I have never heard of that before, so tell me more. So that was a perfect lead in because I think that what we're trying to do is just do a very good job of serving the people who help us build so as you said, we're on company number seven. We're building company number eight. And the reason that we've gotten to the stage that we are today is because we've had private lenders and people who invest in our syndication, our Master notes and our funds program, that investment has allowed us to buy properties, flip properties, buy apartments, flip apartments, and allowed them to get a return at the same time. And I've talked about the fact that we do volume as we've grown, we'll do 10 deals in any given month, and maybe one or two of them are like we find something, you know, in the wall that we didn't expect. Maybe we walk in and the past tenant left it in shambles and caused more damage to the property than we anticipated when we first went in. That's the nature of real estate, and that's the risk you take when you're an active real estate investor. So we knew when we were building our businesses that if we just did volume, that was going to happen, and we weren't going to run away from that fact, or take risk upon us or our investors by not mitigating it, by not doing volume. So you'll see situations where somebody does one flip a month, and that happens to them, and it's catastrophic when you're doing 10, and it happens which it will then you know that the other eight are going to bring the profit in. And so that it is easy for us to say, Thank you, Keith, for investing in us. This particular deal. We didn't lose any money on, but these eight we made a lot of money on, and that ensures that we can always pay you back in full on time, even if we lost money on a deal. And I think when that is explained to people on the phone, they start understanding why we can pay back everything as promised, even if we lose money, because we are still profitable as a company. And so that process of doing volume and having people. People trust us with their funds. As we've grown, has allowed us to get to Company Number eight, because, as we talked about right before we press record, one of the best things for us, Flip says, I love being Santa Claus. And Santa Claus is when you get that email or that check in the bank account that says, I just made money and I didn't have to do anything. I just partnered with Flip, Danny and the freedom team to do what they do already. I provided the money. They did the work. We all won together. Keith Weinhold 30:29 Why does no real estate rehabber ever find gold bars behind a wallwhen they go in in order to turn over a property? Right? It's usually, you know, evidence of a leak or something bad, usually not something good going on back there. But yes, you do this volume across all these companies. So therefore, when you do find a leak behind a wall, and that particular deal didn't work out for a 100k rehab home, it sure can't bring down the entire operation. Danny Lynn, I've invested with you in your private money lending program for years now, and just been very open with my audience. I've let them know that I've been receiving an 8% return from you paid in cash. But one reason I'm having you back now to help our audience is because you now offer yields up to 10% so even better than when I got in. So tell us about that. Dani-Lynn Robison 31:24 So we are always having conversations with our investors about what's going on in their investing journey, what are they looking for, and we want to create those win wins. And right now, with everything that's going on in the market, what we learned is liquidity is one of the most important pieces, because there's here, there's some uncertainty, and people want to invest. They don't want their money sitting idle and losing, having an eroding to inflation. They want to put it to work, but they want to have access to it. And so we have been changing and tweaking our programs to meet the needs of our investors, and making sure that we are buying properties that can then have that arbitrage to get us the profit we need to pay back our investors, but while we're still making a profit many times right now in this market, that does mean we're buying multi family properties, because there's so many different advantages to multi family properties, it does take a lot of underwriting to get there, but that's where, for the last, I would say, six to 12 months, we've been really focused in on that in order to increase the returns and have everybody just creating that win win. Keith Weinhold 32:32 I'm really glad that you talked about multifamily properties, because I've talked with the audience about how the sector is beaten down. In a lot of places, you can get 30% discounts on multifamily apartment buildings, and we know that the long term demand is going to be there for occupancy in apartment buildings. Demographics is destiny, and we talk about this timing of having you on and now you're offering up to 8% discussing this, say, two and a half years ago, I don't think the timing was as good. That's when CPI inflation peaked at 9.1% so you really weren't getting a real yield. You need to subtract inflation from your yield in order to get a real return. And now you're getting a substantial real return. Since inflation is near 2% top online savings accounts, those top interest rates, they are falling with each successive federal funds rate cut, and most expect that those yields are going to continue to fall. People invest in bonds all the time, but the yield on the 10 year T note has been around 4% or quite a while. You don't have to settle for yields like that. And Danny Lynn, I love that you brought up the word arbitrage. This should be an arbitrage play for you the listener. But of course, for Danny Lynn, it needs to be an arbitrage play as well, because if she and her family of companies over there are paying you a yield of up to 10% they need to make arbitrage ontop of that themselves. And if you're a new listener, you might be skeptical of how you could reliably do that in real estate, but when you understand that real estate pays up to five ways at the same time and 30 to 40% total rate of returns without inordinate risk, are not dream land, the reality you can begin to understand the arbitrage. But Danny Lynn, can you tell us a bit more about how you do create that arbitrage to reliably pay a return of up to 10% How do you yourselves beat that in there? Dani-Lynn Robison 34:26 That's where it comes down to multifamily. For us, the single family market has slowed down a little bit, and so multifamily is enabling us to do bigger things. But on a long term basis, we've built our companies up enough to a point where we are businesses are producing the cash flow that we need so we can pay our investors a higher return using the cash flow of the properties, and our long term wealth as a company is coming from down the line of the appreciation, especially in multifamily, the forced appreciation, and that refinance and that when. Fall. So everything that we structure is preferred returns, meaning we always pay our investors first and we come last when it comes to multifamily, those five ways start to compound over time, and that's what we really win, is because we know we're waiting, but we're waiting for a big return in 3,5,7, years. Sometimes we're waiting 1020, years, and our investors in the meantime are getting a really nice return better than they can in most other places, because we're willing to forfeit our current returns in this scenario, because our other businesses are producing the cash flow that we need. Keith Weinhold 35:38 That's terrific. Tell us a bit about the program details. Then how is this note? Right? Because the investor, as soon as they make an investment with you, they do hold on to a note. Just tell us about how that's secured before we get into the details. Dani-Lynn Robison 35:53 So it depends on the investment opportunity. Some investments are going to be secured by a note by the property. Some investments are going to be secured by a note by the business. Some investments are going to be secured by the fund itself. You're an actual owner, like or the syndication, an actual owner of what that fund is participating in. So every piece of security is a little bit different. So when you jump on the phone with us. We're asking a lot of questions, and the number one question that we ask is, what are your goals? Because if you do want liquidity, we know exactly where you're going to go. And some people are wanting liquidity for peace of mind, so that they can earn a higher return, but have access to the cash if they want it. Some investors are saying, Hey, I know there's about to be a lot of opportunities. So I want my money earning for me, but I want to be able to grab it, to be able to invest in these future opportunities that are going to come my way when I want access to the capital for that reason. Then there's other investors that are set it and forget it. Look. I like you guys. I trust you guys. I've vetted you guys. I've done my due diligence on you guys. I want to sit my money in there for three, five years. Some want tax benefits. And so what we do is we have, like, this table of investments with like, little check boxes. And as people tell us their goals, we're like, okay, they're there. They're by the end of the conversation, we're saying, here's the two investment opportunities we think fits what you like and what is going to meet your needs? What do you think? And then we start going with question and answers back and forth so they can fully understand it. Keith Weinhold 37:27 We're talking about how to get a high yield paid to you regularly in cash with Danny Lynn Robi son, co founder of freedom family investments. Yeah. Danny Lynn, why don't you tell us then about this up to 10% return. But you do have some option based on people's needs for the duration of the investment, which gets into the liquidity and the minimum investment amount and being accredited versus not accredited. So tell us about some of those distinctions, differences and trade offs. Dani-Lynn Robison 37:55 There's the accredited and non accredited piece, which is really the first piece that you should be talking about when you jump on the phone, because the answer to that question depends on where, like we first check the box of which investment opportunity is going to be right for you. Accredited investors can invest in both. Non accredited investors can only invest in non accredited options. So accredited, I'm sure you've explained many times on the podcast, is a million dollars net worth, minus your primary residence, or earning $200,000 for the last two years, and you expect to earn it again. Or if you're a married couple, earning $300,000 a year for the last two years and you expect to do it again, that would be an accredited investor. So if you qualify there, we've got multiple opportunities. Then if you're wanting liquidity, then, again, that's a checkbox for us that says liquidity fund. That's where you want to be learning more about you want to learn about those interest rates the liquidity fund is seven, eight and 10% based on how long you want to put your money to work. So some people say, hey, one year is good. That gives me exactly the liquidity I need, and that's going to give me a higher rate of return, which is 8% some people think three years is liquid. It's interesting to me, what people perceive as liquid, because anybody who's invested in a syndication knows sometimes that's five, seven and 10 years. So they view a three year investment at 10% Hey, that's liquid to me. I didn't have to lock it up for five, seven and 10 years. And then some people, 90 days is liquid. And so we have the liquidity fund seven, eight and 10% depending on which class you want to go in, 7% is 90 days, 8% is one year. 10% is three years. That's for accredited investors. We have our masternote program, which is for non accredited investors, that is 8% for two years, and 10% I think, for three years, and then we have Lincoln village, and that one is closing soon. I think we're at the final $1 million to raise. That is 12, 13, and 14% but that also includes tax benefits. The end, it is a five or probably seven year timeline, because it's a 48 unit apartment in Columbus, Ohio, if we refinance in three years, yay. Everybody wins. But I always set expectations it could be a longer timeline. And so those are the main opportunities that are available based on accredited, non accredited and your returns. Keith Weinhold 40:20 Well, the yield on the 10 year T note is 4% but here, the yield on the one year private note is substantially higher. Well, Danny Lynn, do you have any last things to tell us before you let us know how we can learn more? Dani-Lynn Robison 40:34 I think what's important is a trust. When I'm on the phone, I get three questions. Where do I start? Which path is right for me and who do I trust? And one of my biggest investors says Danny, I think number three question of Who do I trust is the most important one. So I think it's really important to get on the phone to ask questions, to ask, Hey, what didn't I ask that I should have asked? What should I know that I don't know? Because sometimes you don't know the right questions to ask, and so we have this graph of all the things you could be looking for in an investment that people don't even realize might be very important to them. So I think what is most important is just taking the first step of starting the conversation. Once you start the conversation, you start to learn, you start to get educated, you start to understand what your true goals really are, and then you can make an A confident decision, as opposed to what many of us do is, you know, sit on our hands for a little bit because we're just nervous. We're so nervous about losing money or we don't know who to trust, and we're so busy that a year passes by and we just didn't take action. So I just encourage people a 15 minute phone call might change the game for you and allow you to get started Keith Weinhold 41:45 right indecision really is a decision in itself, a decision to not do anything and have some of your cash be atrophied to inflation. Tell the audience how they can learn more Dani-Lynn Robison 41:58 They can text the word FAMILY to 66866 and that is going to connect you with our team, and we're going to reach out, hopefully, set up a call and get that conversation started. Keith Weinhold 42:09 Oh. Danny Lynn, this is going to help a lot of people. Thanks so much for coming back onto the show. Dani-Lynn Robison 42:13 Thank you, Keith, Keith Weinhold 42:14 yeah, well, I think you know that I'm more of a borrower than I am lender, but I'm a lender in this case. So for liquid funds, this has been a reliable source for an 8% liquid return without any hassle. I mean, it's about as passive as it gets. Of course, when you store money in a bank. You're giving the bank a loan as well, even though you might not have thought about it that way. Well, if you're looking for something a little less liquid, like a three year investment duration, you are going to get a higher return than 8% here. There are good options here if you're accredited or not accredited, and you don't have to invest in one specific apartment project either, like Lincoln village that Danny Lynn mentioned, and over there at her company, like she said, yeah, those are the three questions you can ask. Where do I start? Which path is right for me, and who do I trust? And on the phone really part of that second question, which path is right for me can be to ask Danny Lynn's team about how to get this highly passive return in the most tax efficient way for you. There's so much vital content coming up here on the show in the future. Next week, it's the first time we'll have a former NFL player on the show is we'll discuss success principles that you can use in business and life, highly motivational stuff coming there in future weeks. So much more economics and real estate investing. Content is coming, including I've got an analysis of online search results, and you'll see what amenities tenants are really searching for today when they look for rental housing. And of course, as the year gets closer to the end, next month, I am going to reveal GRE 's home price growth forecast for 2025 and just as importantly, I will follow up with last year's prediction too. We'll look back at it and then see how it really turned out for high yield returns on your savings. You don't have to settle for disappointing interest rates where you spin your wheels because you're barely beating inflation. Learn more. Set up a call. Just text FAMILY to 66866 I'm your host. Keith Weinhold, don't quit your Daydream Speaker 2 44:45 nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential. For profit or loss. The host is operating on behalf of get rich Education LLC, exclusively. Keith Weinhold 45:13 The preceding program was brought to you by your home for wealth building. Get rich education.com you
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