Podcasts about it all adds up

This Mother's Day, we're looking at the powerful yet often overlooked story of Jehosheba in 2 Chronicles 22:10–12—a woman whose quiet courage preserved a royal child and protected a promise. In a time of danger and darkness, her decision to hide Joash may have seemed small, but it was a pivotal piece in God's larger plan, ultimately preserving the lineage of Jesus. In this message, It All Adds Up, we're reminded that nothing in our lives is wasted. Every action, every sacrifice, every unseen moment of faithfulness—especially those that feel small or hidden—has purpose. Whether you're a mother, a mentor, or simply someone trying to live faithfully, your role matters more than you know. God is using every detail to build something bigger than we can see.

Join Hawes and I as we chat the season so far and ponder the outcome of the finale!MY SON HARRISON'S SCHOOL TEACHER LOST HER HOME IN THE LA FIRESIf you have a few dollars to spare and want to directly help a hard working Angleno please click the link below.IT ALL ADDS UP!https://gofund.me/8e20bba9 Cheers. Our hearts go out to all affected. Love you LA. Hosted on Acast. See acast.com/privacy for more information.

Nicole Owren-Wiest and Erin Rankin continue their discussion of TINA. In this episode, they dive into the definition of cost or pricing data. Spoiler alert: the devil's in the details. “It All Adds Up” is Crowell & Moring's podcast covering the latest government contract accounting, cost, and pricing developments.

Summary:Clark and David welcome their first guest Devon Kennard, a former NFL football linebacker, an entrepreneur, philanthropist, and investor. This conversation explores the challenges and mindset of a professional athlete, particularly in relation to financial stability and for life after sports.Devon's message resonates deeply with the reality that change is inevitable and that preparation is key. His proactive approach towards financial security and his unwavering commitment to resilience stand out as guiding principles for athletes and individuals alike. He emphasizes the importance of realizing that your boats are always being burned, whether you realize it or not, and the need to be prepared for change. He shares his own experiences of facing injuries, coaching changes, and being released from teams, highlighting the need to have a plan B and create passive income streams. Through his journey from the NFL to real estate investment, Kennard sheds light on the financial challenges faced by athletes and stresses the significance of prudent financial management. His advocacy for early investment initiation and the cultivation of a diversified portfolio reflects a strategic mindset geared towards long-term stability. By sharing insights into various investment avenues such as turnkey properties, syndications, and personal property ownership, Devon underscores the value of a dependable support network and the ability to make decisive choices swiftly. Devon's story is a testament to the power of taking action and continuously learning in the real estate industry.This is a must listen for everyone at all stages of life. TakeawaysProfessional athletes face unique challenges in their careers, including the constant pressure to perform and the uncertainty of how long their careers will last.It is important for athletes and anyone else to realize that their boats are always being burned, and they need to be prepared for change and have a plan B.Creating passive income streams and replacing your income outside of your primary career is crucial for long-term financial stability.Having a forward-thinking mindset and being proactive about financial planning can set you up for success and provide a sense of security for the future. Start investing early and build a portfolio for financial stability.Challenges faced by athletes transitioning out of professional sports.The importance of financial responsibility and planning for life after sports.The value of having a reliable team and making quick decisions in real estate investing.Devon Kennard Website:https://www.devonkennard.com/post/a-shark-in-the-desert-arizona-cardinals-devon-kennard-builds-future-in-real-estate 42 Solutions Website:https://www.weare42solutions.com/ It All Adds Up by Devon Kennard:Amazon: https://www.amazon.com/All-Adds-Up-Designing-Financial/dp/B0B62DS2PW Forbes Article 2020: https://www.forbes.com/sites/justinbirnbaum/2020/06/16/a-shark-in-the-desert-arizona-cardinals-devon-kennard-builds-future-in-real-estate/?sh=4b3110a30403 CNBC Article 2018: https://www.cnbc.com/2018/01/31/why-nfl-player-devon-kennard-still-drives-his-2005-kia-sorento.html Hosted on Acast. See acast.com/privacy for more information.

Nicole Owren-Wiest and Erin Rankin talk TINA. What is the Truthful Cost or Pricing Data Act, formerly known as the Truth in Negotiations Act? When are contractors and subcontractors required to provide certified cost or pricing data? And what does Nicole's Cookie Monster coffee mug have to do with it? “It All Adds Up” is Crowell & Moring's podcast covering the latest government contract accounting, cost, and pricing developments.

To set the groundwork for future episodes, Nicole Owren-Wiest and Erin Rankin talk fundamentals: What is the purpose behind the often counter-intuitive and complex government contracts cost and pricing rules? What are the various price analysis techniques available to the world's largest buyer of goods and services? “It All Adds Up” is Crowell & Moring's podcast covering the latest government contract accounting, cost, and pricing developments.

In this second inaugural episode of It All Adds Up, Nicole Owren-Wiest and Erin Rankin riff on why they care so much about government contracts cost and pricing – and why you should, too. “It All Adds Up” is Crowell & Moring's podcast covering the latest government contract accounting, cost, and pricing developments.

Devon Kennard is a former NFL linebacker, turned real estate investor. Devon played for the Arizona Cardinals, retiring last year after 9 seasons. He's now the author of “It All Adds Up”, and the founder of 42 Solutions. Don't miss this conversation of faith, growth, and overcoming obstacles!Connect with Devon HEREThank you for listening to today's episode. If this podcast has brought a smile to your face or sparked some new ideas, I'd love to hear from you! Leaving a review would mean the world to me. Appreciate you!Connect with Tyler on Instagram: @tyler_deverauxInterested in multifamily investing? Attend one of our events!

What happens to professional athletes once their sports careers end? Can they all live off of their career proceeds, or is there a post-professional sports career plan in place? On this episode of Zen and the Art of Real Estate Investing, former NFL player Devon Kennard sits down with Jonathan to talk about his new career in real estate following a successful stint on the football field. Devon is a real estate investor, author, lender, and speaker. Today, he owns at least 20 single-family and smaller multifamily properties in addition to 40+ syndication investments. His company, 42 Solutions, is a private lending institution based in Phoenix, Arizona. Jonathan and Devon dig into how Devon leveraged his brand as a professional athlete to open doors, form relationships, and create success beyond athletics. Early in his football career, Devon recognized the impact of finances on every aspect of life. While playing in the NFL, he looked for a way to invest his money that could bring success long after his football career ended, which led him to real estate. Devon explains to Jonathan why he purchased his first property in Beech Grove, Indiana, what he finds appealing about turnkey properties, his decision to pursue real estate while his fellow NFL players put money in the stock market, and how he decides on neighborhoods to invest in. You'll also hear how Devon Kennard became an investor in syndications, what led him to start his company, 42 Solutions, and the story behind his new book It All Adds Up. Devon Kennard knew that an NFL career could be shortlived, but that didn't stop him from pursuing success on and off the field. His transition into real estate investing offers a perspective new and experienced investors alike can learn from. In this episode, you will hear: The question that completely changed Devon Kennard's perspective on creating a successful life How Devon leveraged his brand as an athlete to open doors and create success beyond athletics Life beyond the NFL, focusing on more than one thing in life and putting your best foot forward The impact of finances on every aspect of your life What Devon would tell brand-new investors who want to get started in real estate His first investment property in Beech Grove, Indiana--a turnkey property from a turnkey provider Why he stuck with turnkey properties in the Midwest as he continued investing The decision Devon made to stick with real estate while other NFL players were putting money in the stock market The criteria he used to choose the neighborhoods he invested in The reason Devon sought out a financial advisor who concentrates on alternative investments and what scared him about syndications Where he's going to put his money next, and why Devon likes markets where he can scale The protection a diversified portfolio offers and the lack of control over the risk profile in a syndication Knowing when to trust someone and looking to others who can vouch for them Devon's company, 42 Solutions, what it does, and his ultimate goal with it His new book, It All Adds Up, and how it's helping people design their game plans for financial success Follow and Review: We'd love for you to follow us if you haven't yet. Click that purple '+' in the top right corner of your Apple Podcasts app. We'd love it even more if you could drop a review or 5-star rating over on Apple Podcasts. Simply select “Ratings and Reviews” and “Write a Review” then a quick line with your favorite part of the episode. It only takes a second and it helps spread the word about the podcast. If you enjoyed this episode, we've created a PDF that has all of the key information for you from the episode. Just go to the episode page at http://www.trustgreene.com/podcast/zen/107 to download it. Supporting Resources: Visit Devon Kennard's website - www.devonkennard.com Find Devon on YouTube - www.youtube.com/@TheAthleteInvestor Devon's Instagram - www.instagram.com/devonkennard Connect with Devon on LinkedIn - www.linkedin.com/in/devon-kennard-b1080547  Get Devon's new book, It All Adds Up - www.devonkennard.com/orderbook 42 Solutions website - www.weare42solutions.com Website - www.streamlined.properties YouTube - www.youtube.com/c/JonathanGreeneRE/videos Instagram - www.instagram.com/trustgreene Instagram - www.instagram.com/streamlinedproperties TikTok - www.tiktok.com/@trustgreene Zillow - https://www.zillow.com/profile/StreamlinedReal Bigger Pockets - www.biggerpockets.com/users/TrustGreene Facebook - www.facebook.com/streamlinedproperties Email - info@streamlined.properties Episode Credits: If you like this podcast and are thinking of creating your own, consider talking to my producer, Emerald City Productions. They helped me grow and produce the podcast you are listening to right now. Find out more at https://emeraldcitypro.com Let them know we sent you.

Tap in to hear Brooks Huber go one-on-one with 10-Year NFL LB Devon Kennard as they talk USC Football, behind the scenes of signing with a new team in the offseason, philanthropy, personal finance, and his new book called "It All Adds Up". --- Send in a voice message: https://podcasters.spotify.com/pod/show/fortheathlete/message

In this powerful episode of the Main Street Business podcast, host Mark J Kohler sits down with former NFL player, Devon Kennard, to discuss his transition from professional football to becoming an entrepreneurial figure in Main Street America. Former NFL player, Devon Kennard, shares his journey into the world of real estate investment while maintaining a professional sports career.Devon elaborates on the significance of financial literacy and how it played a crucial role in his success both on and off the football field.Mark J Kohler and Devon discuss the concept of "flipping the bag," which involves wisely investing and multiplying your assets, regardless of the initial quantity.Devon presents his strategy for generating passive income, highlighting the importance of having a core team of a broker, a property manager, a lender, and a contractor.He details his first real estate investment in Beach Grove, Indiana, emphasizing the value of starting small and learning from each step.Devon expresses his preference for investing in smaller, turnkey properties before progressing to larger, value-add deals.He shares his future plans to bootstrap his portfolio, aiming to solely own his properties instead of moving into larger syndicated deals.Mark and Devon explore the potential of the Phoenix market for short-term and midterm rentals, with Devon revealing his own experiences and strategies in this area.Devon discusses his book, "It All Adds Up," which encapsulates his experiences and aims to guide others on their financial journey.He underlines the importance of making small, consistent decisions that compound over time, leading to significant personal and financial growth.For more game-changing financial strategies, be sure to like and subscribe to the podcast, and sign up for our weekly newsletter to get more FREE education every week: https://markjkohler.com/contact-us/For more opportunities to learn from Devon Kennard, follow the link below to his website and stay connected: https://www.devonkennard.com/Tax Professionals You NEED This: https://markjkohler.com/become-a-certified-tax-advisor/Save THOUSANDS With My Ultimate Tax Strategy Guide: https://markjkohler.com/youtube/To Get Started With Any One of My Teams: https://linktr.ee/MJKYoutubeCheck Out My YOUTUBE LIVE'S Here: https://www.youtube.com/markjkohler

Robert Leonard chats with Devon Kennard about designing your game plan for financial success, including what financial success actual means, how it plays into having a happy life, whether net worth or cash flow is more important, what a money personality is, how the conversations around money have changed in professional sports, and much, much more.Devon Kennard is an NFL player, entrepreneur, and real estate investor. He was also nominated for the prestigious Walter Payton Man of the Year Award in 2019.IN THIS EPISODE, YOU'LL LEARN:00:00 - Intro06:24 - What financial success means.15:44 - How the conversations around money have changed in professional sports.29:01 - How financial success plays into a happy life overall.37:56 - What a money personality is.58:19 - Whether net worth or cash flow is more important.*Disclaimer: Slight timestamp discrepancies may occur due to podcast platform differences.BOOKS AND RESOURCESDevon's book It All Adds Up.Robert's book The Everything Guide to House Hacking.Related Episode: Listen to REI152: NFL'ER Has Time for Real Estate, so Do You w/ Devon Kennard, or watch the video.NEW TO THE SHOW?Check out our Millennial Investing Starter Packs.Browse through all our episodes (complete with transcripts) here.Try Robert's favorite tool for picking stock winners and managing our portfolios: TIP Finance.Enjoy exclusive perks from our favorite Apps and Services.Stay up-to-date on financial markets and investing strategies through our daily newsletter, We Study Markets.Learn how to better start, manage, and grow your business with the best business podcasts.P.S The Investor's Podcast Network is excited to launch a subreddit devoted to our fans in discussing financial markets, stock picks, questions for our hosts, and much more! Join our subreddit r/TheInvestorsPodcast today!SPONSORSGet a FREE audiobook from Audible.RentSavvy is the first and only nationwide service for filling your rental property with a quality tenant for one flat fee. Register your rental property for free at RentSavvy.co now, to take advantage of this tenant placement service for your next vacancy.Learn from the world's best minds – anytime, anywhere, and at your own pace with Masterclass. Get 15% off an annual membership today.Your home might be worth more than you think. Earn extra money today with Airbnb.Make investing in Short Term Rentals aka Air-BNBs simple, passive, and profitable with Techvestor. Listeners of Millennial Investing get better terms by just mentioning “Millennial Investing!” Sign up and book your call with their Investor Relations Team to get started today.Have the visibility and control you need to make better decisions faster with NetSuite's cloud financial system. Plus, take advantage of their unprecedented financing offer today – defer payments of a full NetSuite implementation. That's no payment and no interest for six months!Support our free podcast by supporting our sponsors.Connect with Robert: TwitterConnect with Devon: Website | Twitter | InstagramSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

"It All Adds Up! Faith" (6-4-23) by Gene Wright

This week we had the pleasure of interviewing NFL linebacker turned real estate investor and author of the new book "It All Adds Up”, Devon Kennard.Throughout the episode, Devon shares his journey to the NFL and the major role that financial literacy played throughout not only his career, but his life. He touches on his career and what it was like navigating life in professional football. For those unfamiliar, Devon played for the New York Giants, Detroit Lions, Arizona Cardinals and most recently the Baltimore Ravens.Knowing that careers in the NFL are typically short lived, Devon decided to put in the work on the front end to make sure he was financially setup for success long after his football days were over. He shared with us his decision behind becoming a real estate investor and why he believes it is the number one vehicle to build generation wealth.Beyond his success in real estate, Devon has also written a book called "It All Adds Up," where he shares his financial philosophies and advice on budgeting, saving, and investing for those pursuing financial independence. He talks about the importance of family, community, personal growth, and how he has continued to pursue his passions and interests even after leaving the NFL.Whether you're a football fan or not, Devon's insights and experiences are sure to resonate with anyone looking to take control of their financial future and create a meaningful life beyond their chosen profession.

In this episode #111 we meet & talk with Rev. Dr. Craig Wright, who holds degrees in Psychology & Metaphysics and has over 40 years' experience teaching and consulting. After the tragic loss of his best friend shook up his personal world, it forced him to look beyond his every day life, and find his deeper purpose in the world. Now Dr. Wright is a Master Numerologist and Certified Metaphysician. In this episode he shows us just how numbers as symbols have a much deeper and purposeful meaning than you may realize!Here is the link to get your free copy of Karl Gruber's ebook, "The 3 Pillars: A Simple 3 Step Process to Manifest Positive & Permanent Change in Your Life" - https://karlgruberlifecoach.com/books-by-karl-gruber/And get your copy of Karl's full-length version of The 3 Pillars, "True Spirituality & the Law of Attraction: A Beautiful Symbiotic Relationship" - https://www.amazon.com/True-Spirituality-Law-Attraction-Relationship/dp/B0B4HM6RSB/ref=pd_ybh_a_sccl_1/135-9363227-9045304?pd_rd_w=oltl9&content-id=amzn1.sym.67f8cf21-ade4-4299-b433-69e404eeecf1&pf_rd_p=67f8cf21-ade4-4299-b433-69e404eeecf1&pf_rd_r=2CNZJ3Y6R74D728VTE7K&pd_rd_wg=1FmoA&pd_rd_r=dcbd6274-a7e7-463f-aaf3-509169c5341a&pd_rd_i=B0B4HM6RSB&psc=1Dr. Craig Wright's website is - https://rev-dr-craig-wright.constantcontactsites.com/Dr. Wright's ebook is "It All Adds Up" - https://www.amazon.com/All-Adds-Up-Number-Hearts/dp/1410757242/ref=pd_ybh_a_sccl_2/135-9363227-9045304?pd_rd_w=PsEFx&content-id=amzn1.sym.67f8cf21-ade4-4299-b433-69e404eeecf1&pf_rd_p=67f8cf21-ade4-4299-b433-69e404eeecf1&pf_rd_r=AF9CFC63RQ5RY5KA06KK&pd_rd_wg=WGSBN&pd_rd_r=2ed18824-fb07-4d08-819a-754753f1899a&pd_rd_i=1410757242&psc=1

Considering early retirement? NFL Player Devon Kennard believes real estate investing is better than stock market investing. Author of the new book, It All Adds Up, Devon shares how he's amassed a multimillion-dollar real estate portfolio while playing in the NFL. RESOURCES It All Adds Up (Book): https://amzn.to/3J3mUC0 (affiliate link) Devon Kennard (Website): DevonKennard.com GUEST BIO - Devon Kennard Devon Kennard is an NFL linebacker, investor, and philanthropist. Over the last decade, has developed into a savvy real estate investor, amassing a multimillion-dollar portfolio all while playing in the NFL. He's also the author of the new book, "It All Adds Up: Designing Your Game Plan for Financial Success” When he's not inspiring others to use their active income to create passive income, he's spending time with his wife Camille and his two daughters. OTHER EPISODES YOU MIGHT LIKE Real Estate Investing Strategies in a Competitive Market with Sam Dogen from Financial Samurai How to Make a Million in Real Estate (w/ Dustin Heiner) How Real Estate Investing Allowed My Wife to Stay at Home with the Kids (w/ Joel Larsgaard) MKM RESOURCES Make My Kid a Millionaire Course: Want to make your kid a millionaire? Learn more about my course! MKM Coaching: Request a free 15-minute consultation today YouTube: Subscribe for free to watch videos of these episodes and interviews Instagram: Follow our IG channel Voicemail: Leave your question or comments here  Merch Store: Check out our t-shirts, hoodies, and coffee mugs! SHOW INFORMATION: Marriage Kids and Money Marriage Kids and Money is dedicated to helping young families build wealth and happiness. This award-winning platform helps couples and parents achieve financial independence and discover the true meaning of wealth.  To achieve these big goals, we answer questions and interview experts who uncover smart net worth building habits and tools that can help everyone find their own version of financial independence. Learn more at https://www.marriagekidsandmoney.com HOST BIO: Andy Hill Andy Hill is the award-winning family finance coach behind Marriage Kids and Money - a platform dedicated to helping young families build wealth and happiness.  Andy's advice and personal finance experience have been featured in major media outlets like CNBC, Forbes, MarketWatch, Kiplinger's Personal Finance and NBC News. With millions of downloads and views, Andy's message of family financial empowerment has resonated with listeners, readers and viewers across the world.    When he's not "talking money", Andy enjoys being a soccer Dad, singing karaoke with his wife and watching Marvel movies. DISCLAIMER This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products. Opinions are the creators alone. Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice. Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com. CREDITS Research & Writing: Andy Hill Podcast Artwork: Liz Theresa Editor: Podcast Doctors Learn more about your ad choices. Visit megaphone.fm/adchoices

The ladies of insideLINES are on the road again for Super Bowl LVII in Scottsdale, AZ! For this year's show, presented by Neiman Marcus Scottsdale, Atoya and Tia fill the iL Playbook with their guests' top plays for their greatest victory, Becoming YOU. The hosts chat with inspiring women discussing advocacy, entrepreneurship, philanthropy, and much more! Guests of the live show also enjoyed a curated brunch menu through Pepsi's DigIn initiative.Check out the full show!(00:45) Super Bowl Wives Panel - First up, Tia & Atoya sit down with Jennifer Slay (Wife of Darius Slay), Rachol Chachere (Wife of Andre Chachere), and Katya Suh (Wife of Ndamukong Suh). The ladies from the 2023 NFC Champion Philadelphia Eagles chat about their Super Bowl experience, and the importance of taking care of themselves, post NFL plans.(13:35) The next segment, presented by Clarkson Eyecare, Tia & Atoya sit down with Host of Sunday NFL Countdown on ESPN, Samantha Ponder. The ladies chat with Samantha about what it was like hosting College GameDay, raising athletes, working and traveling with kids,  and social media authenticity.(30:03) Coffee moment with Courtney Adeleye CEO and founder of Olbali, a conglomerate of health & wellness, beauty, and food & beverage products(37:44)Then it's on to halftime presented by Nationwide Vision. Nate Burleson (Co-Host of CBS Mornings & former NFL Wide Receiver) leads the halftime Chalk Talk with Cliff Avril (Real Estate Developer & Super Bowl Champion), and Devon Kennard (Author & NFL linebacker). The guys discuss what it's like preparing for the big game and transitioning out of the NFL. They also discuss Devon's new book, It All Adds Up, and more! (50:04) Next, Tia and Atoya honor Judge Norine Richardson with the insideLINES Game Changer award and Cari Champion with the insideLINES Amplifier Award(1:00:23) Lastly the ladies are joined by Rachel Lindsay (Bachelorette, Media Personality, & Attorney) and Nneka Ogwumike (Los Angeles Spark, WNBPA President, Entrepreneur). The ladies discuss Nneka's  work in the WNBPA, sacrifices Rachel has made for her career, and supporting women in sports. Rachel also discusses where she got the inspiration for her upcoming book Real Love. Be sure to follow, rate and review the podcast on the Apple Podcast and Spotify apps.This Week's GuestRachel LindsayNneka OgwumikeCari ChampionJudge Norine RichardsonNate BurlesonCliff AvrilDevon KennardCourtney AdeleyeSam PonderJennifer SlayRachol ChachereKatya SuhFollow us on Instagram!insideLINES PodcastAtoya BurlesonTia AvrilVideoWatch Episodes on Our YouTube Channel!Contact UsWebsite: www.insidelinespodcast.comEmail: hello@insidelinespodcast.com TeamAudio/Video Editor: Brian Keim

The ladies of insideLINES are on the road again for Super Bowl LVII in Scottsdale, AZ! For this year's show, presented by Neiman Marcus Scottsdale, Atoya and Tia fill the iL Playbook with their guests' top plays for their greatest victory, Becoming YOU. The hosts chat with inspiring women discussing advocacy, entrepreneurship, philanthropy, and much more! Guests of the live show also enjoyed a curated brunch menu through Pepsi's DigIn initiative.Check out the full show!(00:45) Super Bowl Wives Panel - First up, Tia & Atoya sit down with Jennifer Slay (Wife of Darius Slay), Rachol Chachere (Wife of Andre Chachere), and Katya Suh (Wife of Ndamukong Suh). The ladies from the 2023 NFC Champion Philadelphia Eagles chat about their Super Bowl experience, and the importance of taking care of themselves, post NFL plans.(13:35) The next segment, presented by Clarkson Eyecare, Tia & Atoya sit down with Host of Sunday NFL Countdown on ESPN, Samantha Ponder. The ladies chat with Samantha about what it was like hosting College GameDay, raising athletes, working and traveling with kids,  and social media authenticity.(30:03) Coffee moment with Courtney Adeleye CEO and founder of Olbali, a conglomerate of health & wellness, beauty, and food & beverage products(37:44)Then it's on to halftime presented by Nationwide Vision. Nate Burleson (Co-Host of CBS Mornings & former NFL Wide Receiver) leads the halftime Chalk Talk with Cliff Avril (Real Estate Developer & Super Bowl Champion), and Devon Kennard (Author & NFL linebacker). The guys discuss what it's like preparing for the big game and transitioning out of the NFL. They also discuss Devon's new book, It All Adds Up, and more! (50:04) Next, Tia and Atoya honor Judge Norine Richardson with the insideLINES Game Changer award and Cari Champion with the insideLINES Amplifier Award(1:00:23) Lastly the ladies are joined by Rachel Lindsay (Bachelorette, Media Personality, & Attorney) and Nneka Ogwumike (Los Angeles Spark, WNBPA President, Entrepreneur). The ladies discuss Nneka's  work in the WNBPA, sacrifices Rachel has made for her career, and supporting women in sports. Rachel also discusses where she got the inspiration for her upcoming book Real Love. Be sure to follow, rate and review the podcast on the Apple Podcast and Spotify apps.This Week's GuestRachel LindsayNneka OgwumikeCari ChampionJudge Norine RichardsonNate BurlesonCliff AvrilDevon KennardCourtney AdeleyeSam PonderJennifer SlayRachol ChachereKatya SuhFollow us on Instagram!insideLINES PodcastAtoya BurlesonTia AvrilVideoWatch Episodes on Our YouTube Channel!Contact UsWebsite: www.insidelinespodcast.comEmail: hello@insidelinespodcast.com TeamAudio/Video Editor: Brian Keim

Former Cardinals linebacker Devon Kennard joins Jess and talks about joining the Cardinals, his career in Arizona, what happened in 2022 and what's next in his career, including a new book. Preorder DK's book It All Adds Up

Former Arizona Cardinals linebacker Devon Kennard joins Jess to talk about his time with the Cardinals, what happened in 2022 and his new book about financial literacy.  Enjoy the show and preorder his book, It All Adds Up.

In this episode: evolution, knowing the rules, making purposeful decisions, automation, and the return of the hot seat! In the advent of making money, oftentimes we can find ourselves torn between a state of over-saving through budgeting and cutting expenses, and over spending just because we have the means to. But is that what we really are looking for in our respective FI journeys? With thoughtful planning and proper action maybe we can happy medium between the two that doesn't feel over invasive. Today we are joined by Bo Loy to discuss the concepts of finding adventures that don't break the bank, purposeful decision making, and the perks of automating your money. Also we heard your feedback! Back by popular demand this week, Bo Loy will be answering questions in our freshly renewed segment, The Hot Seat! Bo Loy Website: valuist.com Timestamps 1:26 - Introduction 2:23 - Evolution and Perspective 9:12 - It All Adds Up 14:22 - Reviewing, Insurance, and HSA 24:11 - Knowing the Rules 32:00 - Tax Loss Harvesting 37:45 - Making Purposeful Decisions 44:02 - Finding Free Adventures 49:01 - Automation 66:17 - The Hot Seat Returns 79:10 - Conclusion   Resources Mentioned In Today's Episode Early Retirement Extreme Mr Money Mustache HSA – The Ultimate Retirement Account in 2022 Go Curry Cracker | Capital Gains, Losses and The Roth Conversion Ladder | ChooseFI Ep 18 A Second Generation FI Case Study | Cody Berman FlytoFI | ChooseFI Ep 83 All The Hacks The High Cost Of Living Path To FI | ChooseFI Ep 41 JL Collins Brian Feroldi Check Out ChooseFI On Facebook Find Your Local Group! Subscribe to The FI Weekly! More Helpful Links and Resources: Earn $1,000 in cashback with ChooseFI's 3-card credit card strategy Share FI by sending a friend ChooseFI: Your Blueprint to Financial Independence Track your personal finances with Personal Capital Keep learning or start a new side hustle with one of our educational courses Slash your cell phone bill without sacrificing service with Mint Mobile

Tune in and listen to Dr. Craig Wright describe how numbers have Divine energy and a strong influence on our life path. Dr. Wright is a Master Numerologist, certified Metaphysician, Reverend, and author of "It All Adds Up." --- Support this podcast: https://anchor.fm/mysticsandskeptics/support

Steve reveals a quick trick for you to save one working week a year for the rest of your working life! Utilise this simple advice to free yourself up for more fruitful or fun tasks. KEY TAKEAWAYS Next time you come to a task and think “it will only take a few minutes, I should do it myself” consider this. It may appear that the time taken delegating that task seems like a waste of time, but over the year, those “few minutes” add up. Change your mindset to think of the task over the long term, add up those tasks over a year for instance, and delegating will suddenly begin to make more sense. Record yourself completing the task. This is an easy and quick way of producing a tutorial to pass to your staff. In this way the task can be passed from staff member to staff member with no intervention from you. BEST MOMENTS ‘There will be something else tomorrow that will take you ten minutes and something else the next day that will take you ten minutes. A lot of those will be something that repeats over the course of a week, or a month, or a year.’ ‘If your on a computer you can use an app like screencast-o-matic and record your screen of yourself actually doing the work.’ ‘Your time must be more valuable as a business owner than 3,4,5 dollars per hour.’ VALUABLE RESOURCES Facebook Group: https://www.facebook.com/SystemsAndOutsourcing/ Website: https://systemsandoutsourcing.com/welcome-1 YouTube: https://www.youtube.com/c/drsteveday The RIGHT Assistants For Your Business by Dr Steve Day http://bit.ly/sys-10 ABOUT THE HOST Steve used to be a slave to his business but when he moved to Sweden in 2015, he was forced to change the way he worked. He switched to running his businesses remotely and after totally nailing this concept he decided to spend his time helping other small business owners do the same. Steve’s been investing in property since 2002, has a degree in Computing, and worked as a doctor in the NHS before quitting to focus full-time on sharing his systems and outsourcing Methodology with the world. He now lives in Sweden and runs his UK-based businesses remotely with the help of his team of Filipino and UK-based Virtual Assistants. Most business owners are overwhelmed because they don't know how to create systems or get the right help. Our systems and outsourcing Courses and coaching programme will help you automate your business and work effectively with affordable virtual assistants. That way, you will stop feeling overwhelmed and start making more money. See omnystudio.com/listener for privacy information.

Bill, Bryan, and Joey discuss an important piece of trumpet repertoire: the Arutunian Concerto. Plus- a great round of “It All Adds Up.”

Bill, Bryan, and Joey discuss significant moments from their careers. Also- the new game “It All Adds Up.”

We had a fun conversation with Rev. Craig E Wright PhD, numerologist and author of “It All Adds Up.”  Craig is a native of Baltimore, Maryland where he studied religion and philosophy in his youth as a member of the Baltimore Ethical Society. He holds degrees in Psychology and Metaphysics. He is an Ordained Metaphysical Minister, and a Certified Metaphysical Practitioner.  It was the tragic death of a friend in the summer of 1972 that prompted Craig to search for the meaning of life. This began his study of NUMEROLOGY. After many years of personal research, Craig went public in 1988.  Today Craig uses his gifts to help his clients understand themselves as Spirit. “By journeying within, we can discover a Higher Self, Higher Purpose and Divine Will.” Checkout Craig and his amazing services and workshops: www.facebook.com/NumerologyServices   Order his book and check out his website: http://www.craigewright.com/service.html#book Learn more about your numerology at Sense of Soul:  https://www.mysenseofsoul.com/senseofsoulblog/numbers Check out Sense of Soul Sacred Circles at www.mysenseofsoul.com

When it comes to decisions brand leaders have to make, choosing the typeface that will live across your website and on all of your products is a pretty big one. Customers are going to see and interact with your copy throughout the life of your brand — and making a change to your design style will cause a ripple effect with lasting impacts.  Monotype is the largest company that is dedicated to typefaces. According to Jonathan Zsittnik, the Vice President of Commerce Channels at Monotype, the company has the world's largest library of typefaces, and thousands of type families, many of which are the backbone of key brands.  On this episode of Up Next in Commerce, Jonathan explains the intricacies that go into running and selling that massive inventory of fonts. Plus, he dives into the importance of choosing and properly licensing a font style and how it can impact a brand. Main Takeaways:   Would You Like To Update? — A brand is a living, breathing thing, and needs to change with the times. But updating a brand’s typeface may require more careful thought and planning than some may anticipate. How do you pick or create a typeface that works for both mobile and desktop, speaks to your brand’s identity, works in multiple languages, and meets different users' needs? Tune in to find out! It All Adds Up —  The Ecommerce experience does not begin and end with a customer putting an item in a cart and then completing a transaction. That experience needs to carry on after the purchase has occurred, because in order to turn a one-time purchase into a repeat customer, brands need to stay top of mind for their customers. Every part of your brand — including the typeface you choose — makes up the Ecommerce experience and should be taken into consideration. For an in-depth look at this episode, check out the full transcript below. Quotes have been edited for clarity and length. --- Up Next in Commerce is brought to you by Salesforce Commerce Cloud. Respond quickly to changing customer needs with flexible Ecommerce connected to marketing, sales, and service. Deliver intelligent commerce experiences your customers can trust, across every channel. Together, we’re ready for what’s next in commerce. Learn more at salesforce.com/commerce --- Transcript: Stephanie: Welcome back to Up Next In Commerce. I'm your host, Stephanie Postles, co-founder of mission.org. Today on the show, we have Jonathan Zitnik the Vice President of commerce channels at Monotype. How's it going, Jonathan? Jonathan: Very good. Thanks so much for having me, Stephanie. Stephanie: Yeah, thanks for coming on. We were just mentioning that today's a special day. It's your 19th anniversary. And how lucky are we to have you on the show? Jonathan: Oh, man. It's crazy to have been here so long, but I've enjoyed the ride. And what better way to kind of celebrate that anniversary by talking about Monotype and all the things that I've done and see coming, than being here with you today. So thanks for having me. Stephanie: Yeah, it's going to be really fun. I think you're the first person we've had on the show that's been somewhere this long. So I think it'll be a really good conversation where you've actually been able to see a company evolve, and grow, and change. So I'm excited to dive into it. Jonathan: Awesome. Stephanie: I was hoping we can first start at Monotype. So I was reading a bit about it. But then I saw that you employ, I think it was somewhere around like 700 people and had really high revenue numbers. And I was wondering, what do you guys actually do? What is Monotype? And how do I think about the company? Jonathan: Sure. So I think probably your audience is largely not familiar with Monotype, but would recognize many of our flagship products. So if you've ever worked with the fonts Helvetica, Arial or Times New Roman, then you've worked with some of our key offerings. Monotype is the largest company that's dedicated to type. And we have the world's largest library of typefaces, where you'll find thousands of type families, many of which are the backbone of key brands. So the list of typefaces goes on quite a bit that that brands rely on every day. Stephanie: That's awesome. So are you guys purely a typeface design company or do you do other things as well? Jonathan: So type is really at the core of what we do, but we do have some other supporting businesses that all relate to helping brands express themselves and make sure that their digital expression is on point and translates across their various mediums that they communicate over. Stephanie: Very cool. So when I'm thinking about fonts, I guess maybe I'm a newbie when it's coming, or when I'm thinking about fonts, but oftentimes, I'll maybe go and look for free fonts or trying to see like what's out there. So how does Monotype make money and monetize these fonts? Jonathan: Sure. So the majority of our revenue comes from creative professionals that are working with type and those creative professionals could be internal, so working on behalf of the brands, at the brands, at those enterprises, or working at agencies, or even individual creative professionals that are in freeline design spaces. So we're really supporting the creative space and these are the people that know about type, care about type and know how to leverage it within their design projects. And understand that it can really be the backbone of a brand. So these are the people that are willing to spend the value in a typeface. Stephanie: Awesome. And I saw I think you guys developed some fonts I know like Times New Roman, huh, that's a favorite. Is that you guys who created that one? Jonathan: It is, that was a custom typeface at the turn of the century for the London Times. And so it's gone through many, many iterations over the years to catch up with digital times to make the progression that the type has gone from over the years from metal type through phototype and now it's a digital type. Stephanie: That's cool. So how do we think about types transforming over time? Like, what are the levers that make you guys want to change a font, or typeface, or edit it, or make a new one? Like, how are you staying on top of these trends and actually deciding like, "Ah, this would be a new way to maybe shift the fonts or create something new or even transition an old font into something more relevant." Jonathan: Yeah, that's a great question. A lot of our successful typeface releases come from either new opportunities based on the way that type needs to be used or updates to existing typefaces to make sure that they're catching up with the digital needs of today, right? So take Helvetica as an example. Last year we released Helvetica Now, and it was an update for Helvetica, which cleaned up some of the idiosyncrasies that had caught up with the typeface over the years and make sure that it has all the necessary characters that are used today, some adjustments so that the type looks great on screens versus some of the way the characters were drawn originally, and which didn't translate as well. Jonathan: So those types of updates are really common. And as I said, previously, when you're thinking about a new typeface, you want to think about the challenges that designers are having today and make sure that you're designing it for those needs. Stephanie: So what are some of those challenges, if a brand is thinking right now about I mean, what first comes to mind is maybe creating a logo or something like that? And I think for us, we're pretty, like easy standard. I think we just use like Futura or something like that. But for people who are looking to actually develop their own typeface, what are some challenges they might encounter down the road when it comes to maybe designers trying to use that? Jonathan: Yeah. So if you want to think about all the places where the brand needs to be represented, right? So if you are going to be using your type in an application, like a mobile application, you're going to make sure that the type performs its small sizes, that it looks great on screen and that the readability remains strong when it's presented that way. And you also want to think about your audience, right? Jonathan: So if you're selecting a typeface, and you know that you're going to be communicating with an audience that's global, you have to make sure that you have the necessary characters to ensure that you can communicate in all the languages your audience uses. So those are just a couple of the considerations, but those are big ones. Stephanie: No, that's some good things to keep in mind. So when I'm like... what are some of the maybe top typefaces right now that you see a lot of brands going with? Like, is there anything new that's happening or shifts happening in the world of fonts that maybe hasn't happened up until now? Jonathan: So I mentioned the remaking of typefaces and updating them and that's a big trend. A lot of the big name typeface families like Helvetica and you mentioned Futura are used by these major brands because they know them, they're familiar with them. They know they perform well. They're versatile typefaces, and they're just beautiful designs. And so these updates that are happening, it's a trend that you're seeing more and more of, and what the audience is getting is a broader range of typeface suites which can be exciting so you can extend the family to include more decorative designs so that you can extend the family designs to be more creative with your work. Jonathan: You're getting broader character ranges, which is excellent for taking your brand to different places and geographies. And also some visual adjustments to make sure the performance is there, regardless of what the typeface is. So that's a big one. Stephanie: All right, cool. So I wanted to get into your role a bit. Being at the company for 19 years. I want to hear how it's evolved and what your day to day looks like right now. Jonathan: Sure. So when I started back in the day, it was still really at the dawn of Ecommerce. It was kind of an exciting place to begin, certainly for Ecommerce marketing. Pay per click advertising was just emerging. So I don't think even Google had introduced AdSense at that point. So it was kind of an exciting time and we used all of those things really to establish our Ecommerce business, which when I started, had really just launched. Jonathan: And so at that point, we developed myfonts.com and through my time we've gone through numerous acquisitions. So we have a host of commerce properties, myfonts.com the largest of those today. And so it really went from an Ecommerce marketing roll up into managing operations for an Ecommerce business and took a brief turn in that to focus on a subscription offering and then helped build out a customer success and support organization to help the greater Monotype business grow and ensure that our customers including our enterprise, customers, really have the support that they needed. Jonathan: And more recently kind of turned my focus back over to the Ecommerce world. So now the role is managing the global digital commerce business, which includes our font sites, some of which I just mentioned, a little bit of our indirect business and a relatively new business that's fun and growing, which is called flip font. And it's an application that runs on a mobile phone unless you've changed the UI typeface to one that you purchase from a store. Stephanie: Oh, very cool. Jonathan: Yeah. Stephanie: So what does that look like overseeing the different Ecommerce channels? Like are there different maybe learnings that you're getting from having different websites to be able to like see trends on or see like which ones are doing things successfully, and which ones maybe need to have a little help. What kind of things are you seeing by having that oversight of multiple websites? Jonathan: Yeah, well, that's certainly one of the challenges right? Because it's a lot of businesses rolled up into one business. But there's advantages of that too, right? Because you can test out different techniques on one website. And then if it works out, you can roll it out to others. And one of the challenges is that they all have slightly different audiences, the customers coming from different places, like if you look at the different customer segments, they're not identical. They have different preferences and so you have to act and think in the interest of these different audience segments. Stephanie: Got it. So where are these customers coming from right now? Like, what kind of acquisition channels are you guys using to find new customers and then how are you treating them differently depending on the source of where they came? Jonathan: Yeah. So most of our customers, one of the advantages that we have is that a lot of our typefaces have been in use for many years. And so when a typeface gets, it's purchased and sees used within a project, and that project will spurn additional use, right? Especially if it's in the hands of an agency and an agency might use it with multiple clients. Jonathan: So a lot of people will come to the channels already knowing exactly what they need. And so a lot of the focus is on making sure that we can get that customer who already knows that they need to use this particular font, get them the font, get them in the cart, make sure that they know what license they need, so they can get back to designing as quickly as possible. So that's a lot of the emphasis there. Jonathan: And then the other point of emphasis is really on the discovery phase, and this is for the designer that knows that they need a particular type of typeface, they might have a classification in mind or a couple of different qualities in mind that will suit the needs of their project. So what are the tools that we can provide them, how can we help them filter down the inventory of a hundred thousand plus fonts so they can get down to the one that's really going to be the perfect design, perfect choice for their design. Stephanie: How do you go about personalizing that because I could see it being quite a bit of consulting and education depending on maybe the industry and I could see people also coming in with quite a few wild ideas where when I was looking at design recently it's like, "Okay, don't go too crazy. Don't go too designery or too out there because that stuff will probably got out of style soon." And like, how would someone go about recommending what kind of font a brand should use? Jonathan: Yeah, so I think there's a couple things you can focus on. One is just the making sure that you provide enough tools to help someone navigate the inventory. And so if you understand the attributes of your inventory, you can make it easy to filter down. And also you can go take a look at just the Sans Serif fonts. And then you can look at the Humanistic Sans, not to geek out too much on type here. No, but you can kind of narrow down your selections by the various characteristics of the typefaces for the person that has an idea of what they're looking for. Jonathan: But I think the more fun thing that we do is making sure that we give our customers a sense of how the typeface is going to perform before they purchase, right? So you need a lot of tools that allows the designer to experiment with the typeface before they purchase it. So before they lay their money down, make sure they understand what it's going to look like. And the visuals that we supply are critically important. So making sure that we have the images that don't just show the range of the typeface that's important, but also some fun examples of what it might look like when it's designed. So really just show off the characteristics of the type. Stephanie: Yeah, that's really important. I was just thinking when we're going through making website changes and stuff, I always wish they could just be an easy, quick switch of like, what does it look like with this font, this font, and maybe you guys have this functionality, and I just never knew it. But oftentimes, it's me like trying to preview and going back and changing again, previewing again. And after maybe changing it a couple times, I'm like, "Oh, I'm kind of done." So do you guys have that functionality? I think you mentioned it with the app earlier. But do you have that for desktop as well? Jonathan: Yeah, there's different ways that you can do that. And depending on what tool or what subscription you might have, there's different ways that you can experiment with typefaces. And that's always been a huge problem for the type industry, right? It is sort of, how do you allow someone to experiment with your product, but make sure that you're not cannibalizing your sale? So that's kind of the trade off that we have to work through. Stephanie: So I'm interested in thinking about metrics when it comes to changing typefaces. I mean, I'm sure you guys have case studies where different fonts produce different results, can you speak through some of that? Jonathan: Well, it's difficult to predict. So unless you're working with a typeface that has a track record, and you're doing a new version, you're actually not certain what you're going to get, right? So typefaces are a lot like music where there will never be enough created to satisfy the creative needs, both on part of the person that's doing the creation and the designers that are consuming what's created. So a lot of it is strategic, right? Jonathan: So we know that there are certain needs that need to be served so we'll do a release there. And some of it is creative expression. Stephanie: Got it. And you mentioned that a lot of people come to you knowing what they already want. Do you also do paid acquisition for getting customers to find out about you. Like if it was someone like me and I'm looking for a brand redesign, how would you go about targeting someone who maybe I don't really know much about fonts or for me if I wanted the font I might open up maybe Adobe Photoshop and get it in there and like I wouldn't actually know the process of maybe even buying one and licensing and stuff like that. Stephanie: So how would you go about maybe pulling in a new customer like me with very low awareness? Jonathan: Yeah, sure. So for targeting individual creative professionals, paid search of course is huge and all the typical advertising methods and affiliate programs, which bring people in and will, on the paid search side will also invest in terms where that are not product specific unless there's someone that's looking for a particular style of typeface we can bid on those terms or using terms like something that's more broad like font or by fonts as well. And for the larger customers that we work with those might come in to the agencies that we partner with as well. Jonathan: So if we doing a, involved in a big brand design, it's not uncommon for us to partner with the agency that's working with the brand. So some business comes in through that way. And in other cases, we might see that a brand has started to work with one of our typefaces, and we'll get to know them a little bit better and see if we can expand the relationship and then help them with the next steps in their brands. And maybe there's different ways that we can help them as they prepare to make that move further down the digital path. Stephanie: Got it. So you mentioned partnerships earlier, and I wanted to maybe touch on that a bit because I think maybe in our prep notes you'd mentioned partnering with other technology providers to basically have a more creative and collaborative approach when it comes to design and the whole ecosystem in general. I was hoping you could talk about what those partnerships look like and how you guys are thinking about the design and not just typeface, but the industry as a whole. Jonathan: Yeah, so I think on a more practical level, there are lots of Ecommerce providers that we partner with to put great quality type in the hands of their end users, right? So if it's an Ecommerce platform that has their own templates, you might find Monotype typefaces built in there. So when you're doing your design, you don't have to choose from the standard website, web safe typefaces that you know, are going to be resident on just about everybody's machine, right? So you have a nice variety of selections to choose from. So that's one way that we partner with which puts our type in the hands of more end users. Jonathan: But I think that like when you're thinking more broadly about collaborations with Ecommerce, the industry has just evolved so much. And today Ecommerce when you're thinking about your Ecommerce experience, it's not really just about those few precious minutes that the customer spends on the website, right? To do it right, you really have to be thinking about how that Ecommerce site supports the brand and what are the key elements of a brand that you want to inject into that Ecommerce experience. And then that Ecommerce experience really broadens beyond just shopping. Jonathan: It's all the things that you're going to do to retain that customer and get them to think about you and create that positive sentiment when they're not shopping. So when the need arrives, they're right there going back to your site to purchase something new. Stephanie: Yeah, that makes sense. So talking about retaining customers, a bit and what came to mind was actually licensing for some reason, because that's also an arena that I don't fully understand. And it sometimes scares me of like, "Oh, is there certain licenses we should have around this? And like, how do you protect yourself and your company?" So I was hoping you could touch on what are some of the failures a new Ecommerce company might be making right now, when it comes to typefaces and licensing and not having the right licenses. What do you see happening right now that could be prevented that a lot of people might not know about? Jonathan: Yeah, font licensing is complex, and it's always been complex. And I think that's something that the industry Monotype included, needs to work on to simplify that and make it easier on our customers. And so a traditional font license, the traditional found license that we've been selling forever is a desktop license. So that allows someone to use a particular font on their machine, possibly multiple machines depending on the license. They do vary. And that's one of the bits of complexity right there is that... so take my fonts, for example, we have thousands of partner foundries that sell their products on our site. Many of which have their own licenses. Jonathan: So that puts a lot on the customer to look through and actually read the license and understand what they're getting. So one of our strategies there is to consolidate on fair industry standard terms there. So that the user is going to be more familiar with the license that they're purchasing. But even looking beyond that, it gets more complicated when you look at different use cases for the type, right? So if you want to use a font on the web, that's going to require slightly different font file as well as a different EULA, excuse me a license agreement and you have to pay attention to the amount of distribution with the font as well. So, are there limitations on the page views associated with the font? Jonathan: And, so really additional use cases oftentimes are tied to additional license types. So if you want to use a font in a mobile application, or you want to use it in digital ad, you might require a different license to go along with that. So there's a lot of different formats there that they have to pay attention to. And it's our job as a marketplace to make sure that we educate our customers when they come to the site and help them find the right license. Especially people that are looking to be compliant with that. [crosstalk 00:24:46]. Stephanie: Yeah, licensing is definitely tricky. I mean, how do you... like if I'm using photoshop, for example, and they have all the fonts in there, and maybe I'm using that to build my own logo, or build a page or something or some kind of like PDF, or if you're using a website builder tool that already has a bunch of fonts like is very different type of licensing thing you should think through, or are you kind of already covered because maybe Adobe already has like an unlimited forever license? Jonathan: Sure. Speaking in generalities here, right, because there are different font license agreements. But typically, a font license for a desktop font license is going to cover use on your machine. And as long as that font file isn't traveling to another user, you're good, right? So the output of that font as long as it's static text that is no longer leveraging the font file can be distributed. And that's the case with most, not all, but most font licenses. Stephanie: So I want to kind of touch on some higher level Ecommerce trends because you've been in the industry for a while. I think you could have some fun answers for them. First one is what kind of trends or patterns are you excited about right now in the world of Ecommerce? Jonathan: I think the thing I'm most excited about right now is machine learning. And it's application for recommendations. So recommendations within Ecommerce has been a problem that we've tried to solve collectively for 10s of years now. And I feel like it's really turned the corner in the past few years. The recommendations you get on store and your music service or other places where it's being leveraged have really gotten good, it's impressive, and it's exciting. So you can go from a place where you're making recommendations that maybe weren't well informed, and just come across as noise to recommendations that are personalized and accurate and are really helping your customers solve a problem. So it's interpreted really well and I think there's a lot of potential there. Stephanie: Yep. I completely agree. What about COVID? Have you guys experienced any kind of impact from COVID right now? And how do you see the industry moving forward after this? Jonathan: Yeah. So I think everybody's feeling some sort of impact. I think the companies that have really seen the most positive effects of it are the companies that have the brick and mortar locations where their Ecommerce businesses is taking off, because that's where the activity is moving. And we have digital goods and digital delivery. Jonathan: So we didn't see that. We saw some initial impact and as our customers spend is really tied to marketing and the agency world which was hit pretty hard. But we've since seen a lot of recovery, which is great. We're seeing a lot of positive signs. And when you look at the various products that we sell, we're seeing some really encouraging and some growth signs, particularly on the use of type on the web which makes sense that kind of speaks to the broader industry of Ecommerce. So that's been a strong point. Stephanie: Yeah, that's really interesting. Are there any other surprises that you've seen through all this where you're like, "Oh, now there's all of a sudden an industry around this, or people popping up asking for this that we didn't have before." Jonathan: The ripple effects of this are huge, right? And so, I think initially, it was kind of hard to put two and two together and see what the impact would be. But you think about it, it makes sense when you see companies like Zoom or DocuSign having success that they are and all of this and so we've kind of seen the effects of that as well and are just trying to cope with it like a lot of companies. Jonathan: And I think in some regard, it's been easier than then we anticipated. I'm very thankful that we're here today and not in 2010, right? If you can imagine trying to do the things that you go through on a daily basis, without the collaboration and communication tools that we have today, it would be incredibly challenging. Stephanie: Yep. Are there any challenges that you guys are facing? Of course, it wouldn't be 2010 levels challenges, but is there anything right now where it's kind of like, feeling a little tough to do X, Y, or Z based on the changes in the market or the increased demand? Jonathan: I don't think that they're market driven. I think if you look at the things that we need to do, everything is totally accomplishable. But that doesn't mean it's not without challenges, right? So you have a team and you work together. There's just something. It's difficult to put your finger on, but I don't know if it's the morale of the group or just that whatever you get from being able to socialize in person, so you feel the effects of that when you can't meet in person and just have that initial catch up. But you know, you can kind of do that informally but it's definitely missing something. Jonathan: And so I think everybody kind of has to find different ways to make sure they get that in their life, in their day to day. The other thing that I think is more challenging is when you're trying to solve a difficult problem, and you can't collaborate the same way. So like I said, Zoom is great, but there's really no substitute for getting five people in a room together with a whiteboard and just working through a problem with everybody's undivided attention. So I do long for those days. And hope that we can do those types of things again soon. Stephanie: Yep, I long for the happy hour day where you can just get together again and not worry and catch up on all things work or not work if you don't feel like talking about it. Jonathan: Absolutely. Stephanie: So I want to hear a little bit about more about Monotype and the successes behind your guys brand. What do you see is working? Like how do you portray your company in a design oriented, beautiful way. Jonathan: One of the things that we've had success with is putting emphasis and attention into our communication materials. And if you look at the newsletters, they're very heavy with imagery that shows the type, shows it off, shows how it can be used. And it's really gratifying when our customers tell us that they find these materials which are ultimately marketing materials that are designed to sell, and inform, and educate that they're inspirational to them. Now, so it checks a lot of boxes there and I definitely perceive that as a victory. Stephanie: How do you go about building those materials? Like how do you know what's going to connect with the customer? How do you know... what one person might think is beautiful another one might be like, "Urgh." So how do you build something that connects with the majority of your customers or prospects? Jonathan: Sure, well, you certainly aren't going to please everyone. You need to rely on talented people that are great with type and see the unique value in an individual typeface and know how to use it and design that shows off its characteristics and present it in a way that shows how it might likely be used by a typical project that would work well for. Stephanie: Got it. Do you ever have to educate new customers in a way of like, "Well, here's what we did with this font, like look at that little curlicue there, that's newer," like showing people why something special? Jonathan: Yeah, so I think, readability, legibility might be a good example. And you could read all day on the various aspects of a typeface that can aid or hinder readability. And so we'll put a lot of time into the generalities of what makes a typeface more legible, more readable. And then certainly, if there's an individual typeface that has some of those characters or those properties we would point those out. Stephanie: Yeah, there's a email newsletter, I can't remember who it is, but they essentially show just how subtle design tweaks and fonts make a big difference in like portraying whatever you're talking about. And it was displayed in such a way that made it be like, "Oh, of course, this one looks better," or, "Oh, we're talking about food in this one." Like you can kind of get a feeling depending on the type of font and I just thought that was a really nice way to just show two things up against each other and it'd be general accepted like which one looks better, which one connects with the brand depending on what the product was. Jonathan: Yeah, that's a great way to present it because great typographic often goes unnoticed. Stephanie: Yep. I think that was kind of their point is like, you wouldn't think anything if you just saw this by itself. But if you saw a random font next to it, or a font that was just like so off brand, it would be very obvious and you would not feel disconnected with it. So I like that. Jonathan: Right. Stephanie: All right, let's jump into the lightning round brought to you by our friends at Salesforce Commerce Cloud. This is where I'm going to throw a question your way and you have a minute or less to answer. Are you ready, Jonathan? Jonathan: I am ready. Stephanie: All right, what's up next on your Netflix queue? Jonathan: Cobra Kai, high recommendation from my wife. So she's jumped in and I'm trailing her. But that's gotten her through the pandemic. Stephanie: I like it. I saw that being the trailer playing and I was just about to watch it. So I'm glad that it has good recommendations from your wife. What's up next on your reading list? Jonathan: It's a book I think it's called Writing Down The Bones. And it's a practical guide to doing more writing and getting more practice at it and ultimately improving your writing skills. Stephanie: All right, cool, I like that. I thought it was going to be A Practical Guide To Typography. And I would say, "Man, Jonathan, you are a lover of typography." Jonathan: I'm all in. Stephanie: I like it. Where are you traveling to when you're able to go out and about again? Jonathan: Oh, Cocoa Beach, Florida is my happy place. And I'm looking forward to getting back down there again. Stephanie: I love Florida. And the last one, if you were to have a podcast, what would it be about and who would your first guest be? Jonathan: Oh, wow. Let's see. Well, I guess I can't steal your idea and talk about Ecommerce. Stephanie: You can just keep coming on the show. Jonathan: I might have the chops to talk about fonts with an Ecommerce audience, but I don't think I could handle it there. So let's see, I might do something just on creativity in general, because I love the arts. I love expression. And so it'd be fascinating to pull in different people from different genres and have them speak about their art form. And who would my first guests be? Stephanie: Yeah. Jonathan: Let's see, I'll probably pull in a musician. And let's see. I'm really excited about the new Deep Sea Diver album that's coming out next month. So Jessica Bazzi. Stephanie: Cool. That sounds great. All right, Jonathan, well, thank you for coming on the show and teaching our audience about all things fonts. Where can people find out more about you and Monotype? Jonathan: So you can follow me on twitter @Zitnik and for Monotype, it's just monotype.com. And you can learn more than you ever wanted to know about fonts from there or you can go to our flagship Ecommerce store myfonts.com. Stephanie: Awesome. Thanks so much.

Welcome to It All Adds Up! We’re your hosts, Lizzy and John, and we’ll discuss our plans for the podcast series. We’ll start by introducing major areas of waste in our daily expenses, particularly utility bills, food, and transportation.

Welcome to Sports Med Res’ this week in review podcast where we highlight the news in sports medicine research from the week ending on October 4, 2019. This week we will focus on the head impacts that occur before someone gets a concussion. The post For Your Brain, It All Adds Up appeared first on Sports Medicine Research.

In this episode, host Nicole Owren-Wiest talks with Elizabeth Buehler, Charles Baek, Michael Gruden, and Catherine Shames about DCAA’s incurred cost audit backlog and its IPA initiative. “It All Adds Up” is Crowell & Moring’s podcast covering the latest government contract accounting, cost, and pricing developments.

As power bills soar, Aussie households are on the hunt for savings. In this week's episode of It All Adds Up - the final in this series - the team gather around the Sydney Morning Herald's 'kitchen table' to share some of their top home finance tips. Join hosts Jess Irvine and Matt Wade, along with special guests Economics Editor Ross Gittins, Workplace Editor Anna Patty, and Money Editor Caitlin Fitzsimmons as they sit down to give the good oil on ways to potentially save money. As always, you can let us know your thoughts at italladdsup@fairfaxmedia.com.au or tweet using the hashtag #italladdsup.

This week the All Adds Up team peers inside the kitchen, and even the bedroom, to investigate the economics of households and families. Hosts Jessica Irvine and Matt Wade are joined by two of Australia’s leading commentators – economics editor of the Sydney Morning Herald, Ross Gittins, and economics editor of The Age, Peter Martin – to unpack what economists have discovered about family behaviour and its impact on our society and economy. Find out where Australia’s laziest men can be found, what “time use surveys” have unearthed about what we do all day and why some economists question the massive sums governments spend on childcare. The team also looks at what domestic chores are being outsourced as couples manage the daily juggle and how that outsourcing trend has given rise to a mighty industry providing all manner of households services. Don’t miss our regular segment “Bad Economics” where Ross Gittins explains why using the word “bubble” to describe rising prices in property and share markets can be very misleading.

A conversation with Australian Perspectives Fellow Brendan Coates and Associate Lucille Danks featuring a number of Grattan staff discussing the rise of podcasts, why they're listening and what they listen to on policy, politics... and just for fun. Links to some of the podcasts discussed: Global affairs and emerging themes The Ezra Klein Show: https://www.vox.com/ezra-klein-show-podcast The Weeds: https://www.vox.com/the-weeds FT Alphachat: https://ftalphaville.ft.com/series/Alphachat?mhq5j=e3 Conversations with Tyler: https://www.mercatus.org/commentary/conversations-tyler Australian politics and current affairs Politics with Michelle Grattan, The Conversation’s politics podcast: https://theconversation.com/au/podcasts/politics-with-michelle-grattan The Party Room Fran Kelly and Patricia Karvelas, The ABC: http://www.abc.net.au/radionational/programs/partyroom/ Conversations with Richard Fidler, The ABC: http://www.abc.net.au/radio/programs/conversations/ It All Adds Up, Fairfax Media: https://itunes.apple.com/au/podcast/it-all-adds-up/id1241854479?mt=2 Ideas at the house: https://itunes.apple.com/au/podcast/ideas-at-the-house/id640445035?mt=2 The Fifth Estate: https://www.wheelercentre.com/broadcasts/podcasts/the-fifth-estate

The “Happy Economist” aka Ross Gittins joins us to share the secrets of not just a happy life, but a satisfying one. We discuss why GDP is such a poor measure of social progress and attempts to replace it. Money editor Caitlin Fitzsimmons shares her three tips on how best to spend your money to maximise happiness. Matt and Jess let their statistical freak flags fly with a rousing discussion of the myriad indexes which attempt to measure happiness. We discover who the happiest people are, where they live and how old they are. Jess books Matt a holiday to Norway. And make sure you stay tuned for the Karate Kid metaphor in this week’s “Bad Economics” segment on sharemarket “​wipe outs”.​

Do you give a Gonski? In this episode the team unpacks the debate raging about education to uncover what really needs to be done to improve our schools and universities. Hosts Jess Irvine and Matt Wade are joined by two of Australia’s leading economics commentators, the Sydney Morning Herald’s Ross Gittins and The Age’s Peter Martin to give their verdict on Malcolm Turnbull's Gonski 2.0 reforms, which have passed through parliament largely unscathed. Cabinet minister, Christopher Pyne, hailed the legislation as "the most significant reform to school education in Australia's history". But will the changes live up to the hype? We also unpick the government’s proposed reforms to the university sector.

We dive straight into the national controversy over skyrocketing property prices and declining housing affordability. Avocado jokes abound, as Economics Editor Ross Gittins defends home ownership as a "basic Australian right". Money editor Caitlin Fitzsimmons has a word of advice for millennials saving for a home deposit. And play along at home as we mark Treasurer Scott Morrison’s homework on housing affordability released in the recent federal budget. Stay tuned for the first of our “Bad Economics” segments on all those claims of “record spending” – do they really stack up?

This week your categories are: It All Adds Up... If That's Your Real Name... Robert Downey Jr's IMDb Page... and a Guest Brain takes on Based On The Bard... Have fun. Tweet me your score at @TheReal_ADTS

National Guard Ads For Internment Camp Guards, Rumors of Construction, Actual Government Doc–FM 3-39.40. This chilling document,states, among other things, the camps will have military PSYOP teams, to implement “indoctrination programs to reduce or remove antagonistic attitudes”…and target “political activists” and “DC’s” (displaced civilians) and provide them with” understanding of U.S. policies and actions…”. Couple […] The post Reid L Rosenthal On the Right Side – Executive Orders, Ads For Relocation Camp Guards, A DHS Whistle Blower, Europe and Iran–It All Adds Up appeared first on WebTalkRadio.net.