Podcasts about t4s

Tax season is almost here, and there are significant changes on the horizon for Canadian taxpayers. In this episode of The Clear Money Mindset, Ben sits down with Josie Hope, CPA, CMA and owner of JH Business Solutions, to break down exactly what you need to know before you file. From the new "Middle Class Tax Cut" reducing the lowest marginal rate to 14%, to the often-overlooked tax implications of buying and selling precious metals like gold and silver, we cover it all. Josie also shares critical advice for pension holders who might be over-contributing to their RRSPs and explains the latest updates to the Canada Disability Benefit. In this episode, we cover: The Middle Class Tax Cut: How the rate reduction from 15% to 14% impacts your take-home pay starting July 2025. Disability Tax Credit: Updates to the benefit amount (now over $10,000) and how to transfer credits to a supporting family member. Precious Metals: Why the CRA treats gold and silver as capital assets and the importance of keeping your receipts. The RRSP Trap: Why having a good pension might mean you should think twice before maxing out your RRSP. Filing Tips: How to organize your T4s and receipts.

Asking what someone does for work is more complicated these days. More than a million Canadians, or 5.6 per cent of the working population, are holding down multiple jobs. So today on Now or Never we're looking at the art, and real cost, of the side hustle.After two decades in the education industry, Lethbridge, Alberta teacher Verna Mabin didn't expect she'd still be working a side hustle…and searching for another. And just wait till you hear what she's using her extra income to pay for.By day, Winnipeg's Sam Davidson works for the Asper School of Business at the University of Manitoba, but by night, he transforms into the spandex wearing, hip swiveling, Red Hot Sammy Peppers, bringing the heat inside the wrestling ring. How long can he hold on to his alter ego?Devon Flynn is an unapologetic job juggler in Prince George, B.C. With ten jobs sending him T4s, you'd think he'd have enough to make ends meet, but when things dried up a few months ago, Devon had to face some tough decisions. How he's making side hustles work for him. For years, Raymond Girard has dreamed about building a business around his love of lego. After getting derailed by a serious bike accident, he's finally ready to take his side hustle to a fulltime gig.

Race day in Auckland and New Zealand's Sail GP helmsman Peter Burling has declared his team ready to go. It's the first event to be held in Auckland and second of the current season, after victory in Dubai. Burling told Jason Pine that the stage is set. “There's big change ups this week with the T4s coming in being a bit more up, the wind range should be a really good equaliser.” “We're under no illusions we're going to have to perform right at the top of our game if we want to win this weekend.” Racing starts at 4pm, with three set down for today before finals day tomorrow. LISTEN ABOVE See omnystudio.com/listener for privacy information.

Physician Empowerment Masterclass Faculty Members Nick Giovannetti and Simon Wong, both Certified Financial Planners, join Dr. Wing Lim as he referees a battle royale between T4s (represented by Nick) and T5s (represented by Simon). What's best for incorporated professionals to pay themselves and why? What are the features of T4s and T5s? What do two financial planners advise? This episode will answer all these questions and prepare for more in-depth explorations in a future Masterclass. Accountants historically didn't offer choices between T4s and T5s but the wind is changing, and now there are different champions for each camp. Nick Giovannetti explains Canada Pension Plan benefits that come with a T4 while Simon explores the potential to do better investing on their own, as made possible by a T5. Nick and Simon debate the benefits, challenges, expenses, and lower personal tax rates between the T4 and T5, showcasing both pros and cons from a financial and accounting perspective. This episode seeks to break down in simple terms who would be best served by a T4 versus who would do better with a T5 and why there is such a split between accountants. The information here is expansive, solid, and based on extensive mutual experience. Don't miss this episode or the Masterclasses each Faculty Member contributes to in the future.–About Nick Giovannetti:Nick is a Certified Financial Planner® with a fully Integrated Wealth Planning Team. His approach to financial planning centers around a deep understanding of clients' goals and objectives, fostering long-term relationships built on trust and transparency.About Simon Wong:As an Integrated Wealth Planner, Simon's expertise lies in simplifying complex financial concepts into clear, actionable insights, forming the cornerstone of his Financial Plans. He specializes in navigating individuals and businesses through the intricate landscape of finance, utilizing his extensive knowledge and experience to foster their financial success and stability.Simon's academic and professional credentials, including an MBA in Accounting and a prestigious trio of designations - Certified Financial Planner, Chartered Investment Manager, and Chartered Life Underwriter - empower him to provide holistic and strategic financial advice. His career spans beyond traditional wealth planning, enriched by collaborations with elite asset management firms and a notable tenure at a leading accounting firm. __Interested in going further in your financial journey? Join our national conference and meet the PhE team live in Toronto this May 25 and 26th: https://www.physempowerment.ca/live __Physician Empowerment: Register for the Physician Empowerment Live Conference in Toronto on May 25 - 26, 2024Join the Physician Empowerment Masterclass now

How is it we had never actually done MAD as an episode title? This ends today, however the mad MADrid dash from T4S to T4 never does. Alex has lots to say about BA and it's …not great (he's not alone to think like this). Paul calls it, the better London airport is definitively Gatwick (stop being a wannabe posh by preferring LHR). Lufthansa introduces a grand new First Class, and a super complex Tetris business class with 14+ options (Swiss introduces the same, but in bordeaux). Will Dolomiti be folded into ITA (the ever growing Lufthansa Group realm of the European skies). Emirates is the Apple of airlines, you might not love them but they offer incredible consistency at massive scale, truly admirable (DXB could do with a bit of a refresh though). You know what, you can fly the 747-400 to Palma (BE QUICK, BEFORE THE 744 ERA ENDS).We mentioned (and promised to link) those two:The worst airport in the world (by Jo Ellison, in the FT, paywall possible, I'M SORRY, JO, FOR MISNAMING YOUR LAST NAME!!!!), andThe DISGRACEFUL State of British Airways (by Nonstop Dan, on YouTube).See you again for 127, and, in the meanwhile, please give us any feedback on Twitter or Instagram  (and Apple Podcasts if you're inclined to give us a nice review).

As Canadians pour over their T4s, T5000s and all the other Ts for their income tax returns, they'll likely be focused on the dollars and cents. Three decades ago, a Supreme Court of Canada ruling raised a much bigger set of issues: how those tax deductions reflect what society considers valuable. To explain and highlight a few other things you might want to know about Canadian tax policy, we welcome Bhuvana Rai, lawyer at Mors & Tribute Tax Law.See omnystudio.com/listener for privacy information.

For years, Joanne Nemec Osmond took calls from people whose employers messed up their T4s. Now this former C-R-A employee is speaking out who she considers the worst offender: the federal government itself.

It is no surprise for any Genuine Christian to see that the New Age Movement, Theosophical Society, Helena Blavatsky, and Laveyan Satanism are just that, apart of Satanism. Today, Jarrod Knepp will be teaching on Satanism and showing how the New Age is actually Satanism. He will be sharing his personal experience with an orginization called Truth for Satan Ministries or T4S and how the people involved with this false ministry are actually New Agers. Hope you enjoy Today's Episode and maybe take something from it If you have questions or want to learn about following Jesus, Email us at discoveringgodpodcast@gmail.com --- Send in a voice message: https://anchor.fm/jarrodknepp/message Support this podcast: https://anchor.fm/jarrodknepp/support

If you're self employed and qualifying for a mortgage right now (April), you are either gleaming with optimism or white knuckling your way to the finish line. And here's why...When qualifying as a self employed applicant, your qualifying income is determined from your most recent 2 year average (of your Notice of Assessments). Notice of Assessments are the end confirmation of your tax process...it's like a receipt, or final bill of sale. Lenders request it because it is the most firm verification document for self employed applicants. It also verifies whether the qualifying mortgage applicant has taxes owing...and if so, the lender will require that the balance outstanding is paid in full. On the other hand with non-self employed applicants (who receive income that is already deducted at source from their employers), Notice of Assessments are less often required when qualifying for a mortgage unless the applicant is relying on some type of additional variable component to their income like overtime, bonuses, or commissions. But even in these rare instances, for a non-self employed applicant, the more likely request from a lender would be prior-year year-end pay stubs or T4s...and remember, this is only if the non-self employed applicant even needs the additional variable component income to qualify. So, let's say the applicant qualifies comfortably with a $60,000 salaried income (without commission, overtime or bonuses)...in this case, a recent pay stub and employment letter would suffice.So up until now (April), self employed applicants have been qualifying based on a two year average based on 2019 and 2018 (because 2020 tax returns are still being filed - the deadline is April 30). This is a critical time if you are banking on your 2020 Notice of Assessments to prop up your two year average, or perhaps you are urging your qualification ahead to avoid the real-time two year average, of 2020 and 2019. Either way, the lender will ultimately make the decisive call...as we evolve further into 2021, the lenders will eventually reject the year 2018 and come to only expect 2019 and 2020 as the benchmark years.MarkoMusic: (music produced and performed my Marko)"Broken Ring Finger" ...intro song (0:52)

Big announcements this week in Marvel Strike Force. In episode 65 of your Marvel Strike Force Weekly News Update we discuss all the events of the past week including Dr Doom, Dark Dimension 4, Iso-8 and much more with Chewburger84.#MarvelStrikeForce #StayHome and Game #WithMeSquirrel Girl: A Week Later 01:28Favorite New Character 03:45Sinister Issues 05:18Free Promo Credits 07:29Save for Dark Dimension 4? 09:28Emma Frost Viability 10:34Magneto Returns 13:39Block Party and T4s 16:15Maw in Elite Store 17:33X-23 Blitz scores 20:18 Doom cometh 25:53Dark dimension 4 and G15 31:11Iso-8 coming in 2020? 37:32Competitive Real Time PVP 40:28Alternate Versions of PVP 43:36Challenge Tiers, Greek Raids and Sound 51:16Blitz changes finally coming? 52:04Squad Management Coming? 57:36Wolverine out... what's Next? 58:26Rumors 01:02:15Use the code: Valleyflyin25at WorldWideNutrition.com for 25% off your order.See More Chewburger84 at:https://www.youtube.com/c/AlternerdReality/https://www.alternerdreality.com/https://www.twitch.tv/chewburger84Check out my second Channel at:http://bit.ly/2oHqk8EDownload World War Doh now with the link below now that it is live. (it supports the channel)http://bit.ly/valleywwdPlay Dragon Champions. (This link supports the channel)http://bit.ly/VFDragonUse the Creator code: VALLEYGIFTSupport the Channel on Patreon:http://bit.ly/VFPatreonVALLEYFLYIN MERCH:http://bit.ly/VFMerchPlay Marvel Strike Force on your computer with BlueStacks 4:http://bit.ly/VFBlueMY GEAR:Shure SM7B Microphone: https://amzn.to/2P2GC61Sony 4K Camcorder FDRAX33: https://amzn.to/2uWxQ2iElgato Game Capture HD60 Pro: https://amzn.to/3a6oO1oGoXLR Mixer: https://amzn.to/2uVAlSxBlue Yeti USB Microphone (my first mic) https://amzn.to/39K6o6CLogitech Webcam C920 (my first webcam) https://amzn.to/2P44yFXSubscribe to my Channel:http://bit.ly/vfchannelBecome the Best and Strongest Version of Yourself:https://www.youtube.com/c/ProfessionallyStrong?sub_confirmation=1Connect with the community on discord:http://bit.ly/valleyflyinConnect with me on Social Media! https://twitter.com/valleyflyinhttps://www.instagram.com/valleyflyin/https://www.facebook.com/Valleyflyin/My twitch channel is:http://bit.ly/vftwitchSupport the show (http://bit.ly/VFPatreon)

The IBM-built Phoenix pay software was supposed to save millions of dollars a year by simplifying payroll for federal workers. Instead, it wreaked havoc on workers' T4s and pay stubs -- while the costs for taxpayers ballooned. Parliamentary reporter Hannah Thibedeau explains how we ended up here.

Join us for the eighth episode of the Stormcrow Comic-Cast as we begin an all new saga! Puns! Kevin Merrill and Rubin Gee discuss Saga #1 + hear Kevin and Rubin's top comic book picks of the week!

A sure sign that the procrastination gremlins are in full form: another episode of The 3LA Podcast. Today’s subject: PMT. While I tipped my hat to friend Ann (who has nothing to be ashamed about for not knowing how to use RSS in a sentence) there’s something else at work here: perhaps like you, I get lots of ideas in the shower, or on the way to work, or when I’m falling to sleep at night. Usually these ideas involve creating some sort of grand thing — a newspaper, a hovering rocket ship, a website for father with one child. And usually they go nowhere, as real life overtakes (and I realize that parts for hovering rocket ships would probably be too expensive anyway). I’m pretty sure that if I carried out all of my crazy shower schemes I would explode or be homeless (although I might be homeless and happy). But it occured to me that the effect of so many ideas not carried out was beginning to be a downer. So I decided to take just one — it happened, perhaps at random, to be exposition on three-letter words — and just do it. The idea actually started off in the shower as a CBC radio series. Then I realized that to make a CBC radio series I would probably have to write a proposal and send it to someone. And there would be meetings, and studios to book, and scripts to write, and T4s to receive. It all seemed Very Complicated. And so I gave up. Then I realized that if I just went ahead and did it — in an hour or two — I would, at the very least, get it out of my system. Wouldn’t be perfect, might not even be useful. But never underestimate the power of actually doing something. Who knows — I might keep going.