Podcasts about many canadians

"They get so excited about investing in the U.S. that they don't get the proper consultation before they do so."  Many Canadians lose money in U.S. real estate not because the deals are bad, but because the rules are different. Success comes from understanding taxes, choosing the right markets, and keeping structures simple. When emotions stay out of the way and the math leads, cross-border investing becomes far more predictable and profitable.  Michael Matthew shows how Canadians can avoid expensive mistakes by focusing on landlord-friendly states, population growth, and proper financing; why U.S. markets often offer better entry prices, how inspections can save you from disasters, and why due diligence matters more than excitement when evaluating a property.  Michael is a 35-year professional accountant who specializes in U.S.–Canada real-estate taxation. For over 15 years he has helped Canadians structure deals, avoid tax traps, and make smarter investing decisions on both sides of the border.  Expert action steps:  Choose landlord-friendly states where eviction timelines and legal processes won't destroy your cash flow.  Invest where population growth aligns with your asset type—match product to real demand.  Get specialized cross-border tax and structural advice before purchasing anything to avoid costly mistakes.   Learn more & connect: michael@askmichael.ca  Go to http://ehtozen.ca to learn where you can buy Michael's book, Eh to Zen Real Estate: Peace of Mind Strategies™ for the Canadian Investor.  Visit https://www.eCircleAcademy.com and book a success call with Nicky to take your practice to the next level. 

Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereShould you really set up a holding company for tax savings—or could it actually cost you more in the long run?Many Canadians hear that incorporating is the golden ticket to tax efficiency and wealth building. But the truth is more nuanced. If you're a T4 employee or just starting your real estate journey, rushing into a corporate structure might create unnecessary fees, added complexity, and even higher taxes. The real challenge is knowing when incorporation makes sense and when it's better to stay personal with your investments. This episode unpacks the myths and realities so you don't fall into an expensive trap.By tuning in, you'll discover:Why transferring personal investments into a holding company can backfire tax-wise.The clear line between when to keep assets personal versus when a corporation truly adds value.How to build a strategy that creates a tax problem worth solving—rather than a structure that solves nothing.Press play now to learn how to spot the right time—and the wrong time—to incorporate on your path to financial freedom.Discover which phase of wealth creation you are in. Take our quick assessment and you'll receive a custom wealth-building pathway that matches your phase and learn our CRA compliant tax optimized strategies. Take that assessment here.Canadian Wealth Secrets Show Notes Page:Consider reaching out to Kyle…taking a salary with a goal of stuffing RRSPs;…investing inside your corporation without a passive income tax minimization strategy;…letting a large sum of liquid assets sit in low interest earning savings accounts;…investing corporate dollars into GICs, dividend stocks/funds, or other investments attracting corporate passive income taxes at greater than 50%; or,…wondering whether your current corporate wealth management strategy is optimal for your specific situation.Building long-term wealth in Canada requires more than just saving—it's about investment optimization, tax-efficient investing, and making the right choices between personal vs corporate tax planning. Whether you're exploring holding companies, corporate structures, or real estate investing in Canada, a smart Canadian wealth plan aligns your financial vision setting with proven wealth building strategies. From RRSP optimization and navigating salary vs dividends in Canada to using retirement planning tools for an early retirement strategy, the key is balancing financial buckets for growth, proReady to connect? Text us your comment including your phone number for a response!Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

Here are three reasons why you should listen to this episode:Learn how interest rate cuts actually affect variable and fixed-rate mortgages, and what that means for your next renewal.Understand the regional differences shaping Canada's housing markets, including why now may be an opportunity for condo buyers.Gain practical strategies for staying financially resilient, from managing employment uncertainty to making smart spending decisions.ResourcesCIBC's "Smart Advice" Podcast and Website - Website | Apple Podcast | SpotifyVisit CIBC for more Smart AdviceAndrew Grantham: LinkedIn | CIBC Author ProfileEpisode Highlights[00:20] Canada's Economic CrossroadsCanadians are facing uncertainty as interest rates shift, the Canadian housing market fluctuates, and recession fears dominate the headlines.Rising costs and uneven recovery raise important questions about affordability and financial security.Host Carissa Lucreziano introduces guest Andrew Grantham, Senior Economist at CIBC Capital Markets.Andrew is well-positioned to explain today's challenges, connecting big-picture trends to the financial decisions Canadians face. [01:10] Interest Rates in the Canadian Housing MarketThe Bank of Canada and the U.S. Federal Reserve recently trimmed rates, offering a small sense of relief.For some households, variable-rate mortgages and credit lines see immediate benefits, while fixed rates remain largely unchanged.Carissa asks Andrew about the broader impact on the Canadian housing market, from overheated urban centers to smaller regions.Andrew explains why local differences matter, noting ongoing weakness in Toronto and Vancouver but signs of recovery elsewhere.[04:16] Andrew: “We are seeing that, particularly with the population growth we've seen in some of the prairie provinces, for example, there is the demand there, and even though building has increased in those provinces, we are still seeing that the housing market there is reasonably strong and prices are continuing to rise a little bit.”[04:41] The Condo Market in FocusCondos, particularly in Toronto, are experiencing weak demand and falling prices.Developers struggle to pre-sell units, slowing the pace of new construction.Andrew explains how reduced supply could eventually stabilize the market as demand slowly returns.He advises Canadians not to wait too long, as even a small rise in demand could shift conditions.[06:02] Are Canadians Waiting on the Sidelines?Many Canadians wonder if mortgage rates will fall further before they make financial moves.Andrew notes that while rates are lower than last year, they will likely not return to pandemic-era levels.He emphasizes that rates today are closer to 2019 levels, when the market was more balanced.His advice: focus on manageable payments and comfort, rather than trying to time the market.[07:40] Canada–U.S. Trade Ties and Sector PressuresCanada's economy is deeply linked to U.S. policy decisions, creating ripple effects north of the border.Andrew discusses Mark Carney's approach to strengthening ties while avoiding rushed trade deals.While many goods still enter the U.S. tariff-free, sector-specific tariffs continue to impact industries like steel, aluminum, and autos.Ontario and Quebec face the greatest pressure, while most other provinces remain less affected.[10:35] Consumer Spending and the Canadian DollarWith Black Friday approaching, Canadians are weighing the cost of cross-border shopping.[11:30] Andrew: “In terms of that cross-border shopping activity, a big theme over this year, even before talking about those Black Friday Sales, has been the drive to buy Canadian.”A weaker Canadian dollar makes U.S. purchases more expensive, but a “buy Canada” trend is emerging.Andrew notes that spending at home could benefit local retailers this holiday season.He explains how the loonie's movement is tied to U.S. dollar strength, limiting expectations for quick improvement.[12:18] Is Canada in a Recession?Headlines continue to question whether Canada is already in a recession.Andrew clarifies the difference between the technical definition and how people actually feel.While contraction occurred earlier in the year, he expects recovery in the second half.For many in Ontario and B.C., falling home prices and job struggles still make it feel like a recession.[15:48] Andrew: “What's interesting though, in the current situation is that that excess increase in unemployment for young people has gone above and beyond even what we would typically see given what's happened on the economy as a whole, on a national basis.”[17:23] Building Financial ResilienceCanadians want to know how to protect themselves in uncertain times.Andrew advises setting money aside for emergencies and focusing on long-term goals.He emphasizes avoiding short-term “headline risks” and instead building steady resilience.His message: consistent saving and a long-term view remain the strongest strategies.[18:55] Looking Ahead: Opportunities Beyond UncertaintyCanada is adjusting to a new trade environment, higher but stabilizing interest rates, and shifting consumer patterns.Andrew highlights Canada's strengths, including infrastructure investment, natural resources, and a skilled labor force.He notes that while the economy feels heavy today, long-term prospects remain strong.Final takeaway: Canadians should focus on opportunities ahead, not just the short-term noise.About Andrew GranthamAs Senior Economist with CIBC Capital Markets, Andrew Grantham has a wide range of experience in different areas of economic and market forecasting, providing both a Canadian and global perspective. His focus includes interest rates, the Canadian housing market, consumer spending, and trade. Through his work, he has helped Canadians understand how big trends connect to everyday financial decisions. Andrew often shares insights on mortgage affordability, youth unemployment, and cross-border ties.Andrew blends data-driven analysis with a practical perspective on the Canadian economy. In his analyses, he highlights both the challenges and the opportunities that lie ahead. His goal is to help Canadians move past headlines and focus on what matters for long-term resilience and growth.Connect with Andrew Grantham on his LinkedIn or CIBC Author Profile.Enjoyed this Episode?If you did, be sure to subscribe and share it with your friends!Post a review and share it! If you enjoyed tuning in, leave us a review. You can also send this to your friends and family. Interest rates, jobs, and trade are all shifting. The Canadian housing market is fluctuating depending on where you go. This creates a landscape that feels uncertain but also full of possibility. Discover how these changes connect, and learn what they mean for your financial decisions today and for the years ahead.Have any questions? You can connect with me on LinkedIn or through CIBC's Facebook, or Instagram.Thanks for tuning in! For more updates, visit our website. You can also listen to more amazing episodes on Spotify or Apple Podcasts.

Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereWhat if your mortgage, checking account, and line of credit were all combined into one powerful tool—could it really speed up your debt freedom and build wealth faster, or just cost you more in the long run?Many Canadians are intrigued by the Manulife One account, a product that promises simplicity, flexibility, and cash flow efficiency. On the surface, it looks like a debt optimizer's dream—every dollar you earn instantly works to reduce interest. But behind the appeal lie real risks: higher rates, temptation to overspend, and the need for disciplined money management. If you've ever wondered whether this account is a smart wealth-building strategy or an expensive convenience, this episode breaks down the truth.In this conversation, you'll discover:Why the Manulife One account can accelerate mortgage payoff and unlock advanced wealth strategies like the Smith Maneuver.The hidden pitfalls that trip up borrowers—and how to know if this tool is a fit for your financial discipline.An alternative approach using a traditional mortgage with a re-advanceable HELOC that may give you lower rates while still opening doors to long-term wealth.Press play now to learn whether Manulife One is your secret weapon—or if there's a smarter path to financial freedom waiting for you.Discover which phase of wealth creation you are in. Take our quick assessment and you'll receive a custom wealth-building pathway that matches your phase and learn our CRA compliant tax optimized strategies. Take that assessment here.Canadian Wealth Secrets Show Notes Page:Consider reaching out to Kyle…taking a salary with a goal of stuffing RRSPs;…investing inside your corporation without a passive income tax minimization strategy;…letting a large sum of liquid assets sit in low interest earning savings accounts;…investing corporate dollars into GICs, dividend stocks/funds, or other investments attracting corporate passive income taxes at greater than 50%; or,…wondering whether your current corporate wealth management strategy is optimal for your specific situation.Achieving financial freedom in Canada requires more than paying down a mortgage—it's about creating a holistic Canadian wealth plan that aligns with your goals. Tools like the Manulife One account can streamline cash flow, strengthen debt management, and even open doors to strategies like the Smith Maneuver, where home equity is re-leveraged for investment and wealth buildReady to connect? Text us your comment including your phone number for a response!Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

What it means to be a millionaire in Canada in 2025, focusing on how inflation, real estate values, and wealth distribution have changed the significance of the million-dollar threshold. Due to inflation, $1 million today has significantly less purchasing power than in previous decades, with current dollars worth less than 4% of their 1915 value. Many Canadians are "paper millionaires" through home ownership but lack true financial freedom, as owning a $1 million home with a large mortgage doesn't equate to being wealthy. Canada's wealth remains heavily concentrated among baby boomers who hold over US$83 trillion in net wealth - five times that of millennials. Exchange-Traded Funds (ETFs) | BMO Global Asset Management Buy & sell real estate with Ai at Valery.ca Get a mortgage pre-approval with Owl Mortgage Go AD FREE free 1 week trial for Realist PremiumSee omnystudio.com/listener for privacy information.

Many Canadians may be seeing red, but nearly as many are seeing blue. Nevertheless, Prime Minister Mark Carney will form a new minority government in Canada after his Liberal Party secured the most seats in parliament in the recent federal election, completing a remarkable political turnaround amid a growing confrontation with President Trump and the United States. Although opposition leader Pierre Poilievre lost his own seat, the Conservatives grew their proportion of the popular vote substantially and made inroads in Ontario with 44 per cent of the vote there. In Saskatchewan and Alberta, only a few Liberals were elected and Alberta Premier Danielle Smith has already amplified her hostility towards Ottawa. The speaker will evaluate the election results and speculate on whether or not Mark Carney can keep the minority independence movement in the West from gathering steam. Speaker: Dr. Duane Bratt Duane Bratt is a political science Professor in the Department of Economics, Justice, and Policy Studies at Mount Royal University (Calgary, Alberta). He teaches in the area of international relations and Canadian public policy. His research interests include Canadian nuclear policy, Canadian foreign policy, and Alberta politics. Recent publications include: co-editor of Blue Storm: The Rise and Fall of Jason Kenney (University of Calgary Press, 2023), co-editor, Orange Chinook: Politics in the New Alberta (University of Calgary Press, 2019), co-editor, Readings in Canadian Foreign Policy: Classic Debates and New Ideas 3rd edition (Oxford University Press, 2015) and author of Canada, the Provinces, and the Global Nuclear Revival (McGill-Queen's University Press, 2012). Current projects include a book on the politics of covid in Alberta. Duane is also a regular commentator on political events.

Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereAre you racing to optimize your investments before figuring out if you're even on track for retirement?Many Canadians jump straight into strategies like the Smith Maneuver, tax efficiency, and leveraging — but skip the most critical question: What do I actually need to retire on my terms? This episode tackles the foundational work you must do before fine-tuning your wealth plan, so you don't optimize yourself into a shortfall.By listening, you'll discover:Why your “vision number” is more important than which spouse holds the investmentA simple way to reverse-engineer your retirement timeline based on what you already haveHow to calculate whether your current strategy is enough — or needs a total rethinkBefore you tweak another investment detail, hit play to learn how to build a retirement-ready plan that actually works.Discover which phase of wealth creation you are in. Take our quick assessment and you'll receive a custom wealth-building pathway that matches your phase and learn our CRA compliant tax optimized strategies. Take that assessment here.Canadian Wealth Secrets Show Notes Page:Consider reaching out to Kyle…taking a salary with a goal of stuffing RRSPs;…investing inside your corporation without a passive income tax minimization strategy;…letting a large sum of liquid assets sit in low interest earning savings accounts;…investing corporate dollars into GICs, dividend stocks/funds, or other investments attracting corporate passive income taxes at greater than 50%; or,…wondering whether your current corporate wealth management strategy is optimal for your specific situation.A successful Canadian wealth plan starts with clarity — not just on investment strategies like the Smith Maneuver or RRSP optimization, but on your bigger financial vision. Whether you're a high-income earner, entrepreneur, or planning for early retirement in Canada, aligning your budgeting, income needs, and long-term financial goals is key to true financial freedom. At Canadian Wealth Secrets, we help you move beyond surface-level wealth optimization into deeper strategies like corporate wealth planning, tax-efficient investing, and financial systems built for entrepreneurs. From balancing salary vs. dividends to choosing between real estate vs. renting, and crafting a capital gains or legacy plan, your path to building long-term wealth in Canada depends on answering the right vision question first. UsingReady to connect? Text us your comment including your phone number for a response!Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereIs using the Smith Manoeuvre actually the smartest strategy for your family's financial future—or just a well-known tactic that needs deeper thought?If you're earning a strong income, filling up your RRSPs, and asking “now what?”, you're not alone. Many high earners in Canada hit a ceiling when it comes to traditional tax-advantaged accounts—and they're left wondering how to structure their wealth more efficiently. In this episode, Kyle Pearce and Jon Orr walk through a real listener case study that exposes the blind spots, tax traps, and strategic decisions facing Canadian professionals trying to hit their retirement goals without losing half their income to taxes.You'll discover:Why simply maximizing your RRSP isn't enough—and how to think beyond the basicsThe real pros and cons of using the Smith Manoeuvre in your name vs. your spouse'sHow to balance today's tax savings with tomorrow's income-splitting strategy for retirementReady to move from tax confusion to tax confidence? Hit play and learn how to make smarter wealth-building moves with the income you've already got.Discover which phase of wealth creation you are in. Take our quick assessment and you'll receive a custom wealth-building pathway that matches your phase and learn our CRA compliant tax optimized strategies. Take that assessment here.Canadian Wealth Secrets Show Notes Page:Consider reaching out to Kyle…taking a salary with a goal of stuffing RRSPs;…investing inside your corporation without a passive income tax minimization strategy;…letting a large sum of liquid assets sit in low interest earning savings accounts;…investing corporate dollars into GICs, dividend stocks/funds, or other investments attracting corporate passive income taxes at greater than 50%; or,…wondering whether your current corporate wealth management strategy is optimal for your specific situation.Unlocking financial freedom in Canada starts with more than just saving—it demands a strategic blend of wealth optimization, tax-efficient investing, and a clear financial vision setting that aligns with your lifestyle and goals. Whether you're a high-income earner, entrepreneur, or family focused on building long-term wealth in Canada, understanding tools like the Smith Maneuver, RRSP optimization, and capital gains strategies is essential. This episode explores how smart investment structures, corporate wealth planning, and personal vs corporate tax planning cReady to connect? Text us your comment including your phone number for a response!Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

Many Canadians can attest that this summer has been red hot on a number of different fronts. What we've all felt in the pool or on the patio has, in a way, mirrored the heat we've seen in equity markets since mid-April. With that mind - this week comes with no shortage of data. Big earnings prints, a Federal Open Market Committee decision and jobs could all weigh on the market's trajectory in the second half of 2025. Joining this episode to unpack some of those themes and how he's navigating today's climate through a Market Neutral strategy is Portfolio Manager Brett Dley. Recorded on July 30, 2025. At Fidelity, our mission is to build a better future for Canadian investors and help them stay ahead. We offer investors and institutions a range of innovative and trusted investment portfolios to help them reach their financial and life goals. Fidelity mutual funds and ETFs are available by working with a financial advisor or through an online brokerage account. Visit fidelity.ca/howtobuy for more information. For a fourth year in a row, FidelityConnects by Fidelity Investments Canada was ranked #1 podcast by Canadian financial advisors in the 2024 Environics' Advisor Digital Experience Study.

Canada and the U.S. are in an intense period of negotiations over a trade deal. Many Canadians are boycotting the States this summer over President Trump's policies and 51st state rhetoric. We talk with Shawn Appell, host of our sister show on the CBC, Radio Noon in Québec, about what he's hearing from his listenership regarding their feelings on travelling to Quebec in the age of Trump. Then, during the pandemic lockdown musician and songwriter Katy Hellman began to dig into her Irish heritage, particularly the folklore of the pre-Christian era. She used her newfound passion as inspiration for her newest musical venture Emerald Ground Water. Their new album is called "The World Below."Lastly, a new musical comedy video series explores the natural world and our connection to it. It's called “Biraland,” and it's a 20-part video series created by Bira Vanara. He's a multimedia artist and musician in Middlebury. "Biraland" features a host of wacky characters, catchy original music and wild effects, all conceived of and performed by its creator. Biraland was funded in part by Vermont Public's Made Here Fund, which supports a diverse group of video and filmmakers across the state.

Many Canadians are happy to swap their California Cabernet for a Niagara Pinot Noir, but when it comes to their portfolios, they're not bailing on the U.S. Microsoft may have accidentally left a hacker-sized door open to hundreds of thousands of organizations.

On today's episode of the Candice Malcolm Show, Candice discusses Prime Minister Mark Carney's public appearance in Ottawa on Tuesday heading into an emergency cabinet meeting. In English, he told reporters that Canada was in a strong position, but in French, admitted “there's not a lot of evidence” the U.S. will agree to a tariff-free deal – basically shrugging his shoulders and admitting that Trump had won. Candice discusses the complete reversal in tone from the election, and how Canadians were duped. She discusses the cultural “Elbows Up” movement, which allowed a certain segment of the population to be patriotic again. After 4+ years of being told that Canada is a racist, colonial country guilty of genocide and systemic racism, Canadian patriotism and waving the Canadian flag suddenly become socially acceptable. Many Canadians jumped at the opportunity to love their country again. Candice walks us through a recent New York Magazine feature story “You have no idea how furious Canadians are” and talks about how gullible these Canadians are. The government-funded legacy media told them to ignore the cultural and economic decay caused by 9-years of Liberal rule, and instead focus their ire at President Trump – and so they did, selling out their country in favour of superficial virtue-signalling. Learn more about your ad choices. Visit megaphone.fm/adchoices

Ephesians 5:15-21 Six million Canadians (roughly 20% of the adult population) binge drink at least once a month and meet the clinical criteria for Alcohol Use Disorder in their lifetime. Many Canadians turn to alcohol to self-medicate and be uninhibited, others turn to different vices. Christians are called to forsake these idols and “be filled with the Spirit”. It might strike us as odd that our text tells us not to get drunk on wine but be filled with the Spirit. The pairing doesn’t make senses unless there’s a similarity between them, yet the warning and command don’t make sense unless there’s a major distinction between them as well. This sermon explores what it means to be filled with the Spirit and the wisdom, submission, joy, and thankfulness that come from being filled with the Spirit.

Many Canadians are removing the USA from their travel itineraries. Where are people travelling instead and what do we need to know about post COVID travel ? In this Chamber Chat CEO Bruce Williams learns about 2025 travel planning with Departures/Niche Travel CEO Cathy Scott.

Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereWhat if fixing your aging parent's high-fee investment portfolio triggered a $200,000 tax bill here in Canada?Many Canadians discover too late that cleaning up a poorly managed investment portfolio—especially one built over decades—can have huge unintended tax consequences. If you're trying to help aging parents with their wealth, or maybe nurse your portfolio back to life, you may be torn between doing what's “right” financially and avoiding costly tax mistakes. This episode unpacks a Canadian listener's real-life situation and the tough lessons it reveals for anyone navigating inherited or family wealth.You'll learn:Why “ripping the band-aid off” isn't always the smartest tax move—and what to consider before doing it.How phased selling and understanding tax brackets here in Canada can dramatically reduce capital gains liabilities.The key questions to ask before switching to low-fee ETFs or other “better” investments to ensure it's actually worth itPress play to learn how to protect more of your family's wealth by making smarter, more tax-efficient investment moves.Discover which phase of wealth creation you are in. Take our quick assessment and you'll receive a custom wealth-building pathway that matches your phase and learn our CRA compliant tax optimized strategies. Take that assessment here.Canadian Wealth Secrets Show Notes Page:Consider reaching out to Kyle…taking a salary with a goal of stuffing RRSPs;…investing inside your corporation without a passive income tax minimization strategy;…letting a large sum of liquid assets sit in low interest earning savings accounts;…investing corporate dollars into GICs, dividend stocks/funds, or other investments attracting corporate passive income taxes at greater than 50%; or,…wondering whether your current corporate wealth management strategy is optimal for your specific situation.Navigating parental investments and planning for your own future requires a deep understanding of smart investment strategies and tax efficiency. Whether you're shifting from high-fee mutual funds to low-cost ETFs, or managing the impact of capital gains, effective financial planning is key to optimizing both short-term returns and long-term security. In the context of wealth management for families and business owners, tools like phased selling, personal financial buckets, and the investment bucket strategy can enhance investmReady to connect? Text us your comment including your phone number for a response!Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

Is our “friendly” neighbor to the north actually turning into a serious national security threat? That's the question we tackle in this eye-opening episode of The Brian Nichols Show. If you've always viewed Canada as America's polite northern cousin, you might want to buckle up—because what you're about to hear will completely flip that narrative on its head. Studio Sponsor: Cardio Miracle - "Unlock the secret to a healthier heart, increased energy levels, and transform your cardiovascular fitness like never before.": https://www.briannicholsshow.com/heart In today's conversation, Brian is joined by political theorist William Barclay to explore a side of Canada the mainstream media refuses to touch. From rising violent crime and drug trafficking to collapsing institutions and a youth population that literally wants to be annexed by the U.S.—Barclay makes the compelling case that Canada is edging dangerously close to becoming a failed state. And worse? That collapse is leaking over the border. But this episode isn't just about Canada. It's a wake-up call for anyone who thinks liberty and security can exist in a vacuum. Brian and William go deep on the flawed idealism of modern libertarianism and how blind allegiance to ideological purity can lead to real-world vulnerabilities. They ask the hard questions most won't touch: Is liberty even possible without security? And what happens when weaponized empathy shuts down honest debate? You'll also hear about the dangers of ideological dogma, how political "isms" hijack common sense, and why the rise of a more grounded Gen Z might be the unexpected force that saves Western civilization. There's a real tension here between theory and practice—and this episode doesn't shy away from the uncomfortable truths. By the end of this conversation, you'll not only question what you thought you knew about Canada, but you'll be rethinking how we talk about liberty, security, and national identity here in America. If you care about real solutions instead of utopian fluff, this episode is your must-listen red pill. Subscribe, hit the bell, and prepare for a serious reality check. ❤️ Order Cardio Miracle (https://www.briannicholsshow.com/heart) with code TBNS at checkout for 15% off and take a step towards better heart health and overall well-being!

Is our “friendly” neighbor to the north actually turning into a serious national security threat? That's the question we tackle in this eye-opening episode of The Brian Nichols Show. If you've always viewed Canada as America's polite northern cousin, you might want to buckle up—because what you're about to hear will completely flip that narrative on its head. Studio Sponsor: ⁠Cardio Miracle⁠ - "Unlock the secret to a healthier heart, increased energy levels, and transform your cardiovascular fitness like never before.": ⁠https://www.briannicholsshow.com/heart⁠ In today's conversation, Brian is joined by political theorist William Barclay to explore a side of Canada the mainstream media refuses to touch. From rising violent crime and drug trafficking to collapsing institutions and a youth population that literally wants to be annexed by the U.S.—Barclay makes the compelling case that Canada is edging dangerously close to becoming a failed state. And worse? That collapse is leaking over the border. But this episode isn't just about Canada. It's a wake-up call for anyone who thinks liberty and security can exist in a vacuum. Brian and William go deep on the flawed idealism of modern libertarianism and how blind allegiance to ideological purity can lead to real-world vulnerabilities. They ask the hard questions most won't touch: Is liberty even possible without security? And what happens when weaponized empathy shuts down honest debate? You'll also hear about the dangers of ideological dogma, how political "isms" hijack common sense, and why the rise of a more grounded Gen Z might be the unexpected force that saves Western civilization. There's a real tension here between theory and practice—and this episode doesn't shy away from the uncomfortable truths. By the end of this conversation, you'll not only question what you thought you knew about Canada, but you'll be rethinking how we talk about liberty, security, and national identity here in America. If you care about real solutions instead of utopian fluff, this episode is your must-listen red pill. Subscribe, hit the bell, and prepare for a serious reality check. ❤️ Order ⁠Cardio Miracle⁠ (⁠https://www.briannicholsshow.com/heart⁠) with code TBNS at checkout for 15% off and take a step towards better heart health and overall well-being!

Is our “friendly” neighbor to the north actually turning into a serious national security threat? That's the question we tackle in this eye-opening episode of The Brian Nichols Show. If you've always viewed Canada as America's polite northern cousin, you might want to buckle up—because what you're about to hear will completely flip that narrative on its head. Studio Sponsor: ⁠Cardio Miracle⁠ - "Unlock the secret to a healthier heart, increased energy levels, and transform your cardiovascular fitness like never before.": ⁠https://www.briannicholsshow.com/heart⁠ In today's conversation, Brian is joined by political theorist William Barclay to explore a side of Canada the mainstream media refuses to touch. From rising violent crime and drug trafficking to collapsing institutions and a youth population that literally wants to be annexed by the U.S.—Barclay makes the compelling case that Canada is edging dangerously close to becoming a failed state. And worse? That collapse is leaking over the border. But this episode isn't just about Canada. It's a wake-up call for anyone who thinks liberty and security can exist in a vacuum. Brian and William go deep on the flawed idealism of modern libertarianism and how blind allegiance to ideological purity can lead to real-world vulnerabilities. They ask the hard questions most won't touch: Is liberty even possible without security? And what happens when weaponized empathy shuts down honest debate? You'll also hear about the dangers of ideological dogma, how political "isms" hijack common sense, and why the rise of a more grounded Gen Z might be the unexpected force that saves Western civilization. There's a real tension here between theory and practice—and this episode doesn't shy away from the uncomfortable truths. By the end of this conversation, you'll not only question what you thought you knew about Canada, but you'll be rethinking how we talk about liberty, security, and national identity here in America. If you care about real solutions instead of utopian fluff, this episode is your must-listen red pill. Subscribe, hit the bell, and prepare for a serious reality check. ❤️ Order ⁠Cardio Miracle⁠ (⁠https://www.briannicholsshow.com/heart⁠) with code TBNS at checkout for 15% off and take a step towards better heart health and overall well-being!

Guest: Steve Mossop - Executive Vice President, Leger Western Canada Learn more about your ad choices. Visit megaphone.fm/adchoices

Many Canadians are feeling burdened by global economic and political turmoil. Jennifer Bowen of Shalem Mental Health Network chats with host Bill Fledderus about how such stress can impact mental health, relationships and faith communities. She offers suggestions informed by psychology and Christian faith for coping and cultivating peace, resilience and hope in uncertain times.

Is it smarter to pay off your mortgage fast—or start investing now?Many Canadians instinctively rush to pay off their mortgage early, thinking it's the safest financial move. But what if that strategy is actually costing you long-term wealth? In this episode, Jon Orr and Kyle Pearce unpack a common—and costly—mistake: letting equity sit idle in your primary residence while missing out on investment growth. If you've ever wondered whether you should pay down your mortgage faster or start investing today, this one's for you.Here's what you'll walk away with:A side-by-side breakdown of two real-world scenarios—aggressive mortgage paydown vs. early investing—and the long-term impact of each.A surprising insight into why investing earlier, even in smaller amounts, can outperform dumping extra cash into your mortgage.Clarity on the emotional vs. mathematical sides of money decisions—and how to find the right balance for your risk profile and goals.Hit play to find out which strategy builds more wealth—and how to start making smarter decisions with every extra dollar today.Ready to take a deep dive and learn how to generate personal tax free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereDiscover which phase of wealth creation you are in. Take our quick assessment and you'll receive a custom wealth-building pathway that matches your phase and learn our CRA compliant tax optimized strategies. Take that assessment here.Canadian Wealth Secrets Show Notes Page:Consider reaching out to Kyle …taking a salary with a goal of stuffing RRSPs;…investing inside your corporation without a passive income tax minimization strategy;…letting a large sum of liquid assets sit in low interest earning savings accounts;…investing corporate dollars into GICs, dividend stocks/funds, or other investments attracting corporate passive income taxes at greater than 50%; or,…wondering whether your current corporate wealth management strategy is optimal for your specific situation.In this episode, we explore whether paying off your mortgage early or investing is the smarter financial move, especially in the context of rising interest rates. We discuss leveraging tools like a HELOC for real estate investing and how strategies like Canadian investing, infinite banking, and bank on yourself through participating whole life insurance, permanent life insurance, or universal life insurance can help grow your wealth while minimizing income taxes and enhancing estate planning.Ready to connect? Text us your comment including your phone number for a response! Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

Winspace Orange Seal is a Women's Pro Team based in France. Yet, it has a rider from Alma, Que., one from Vancouver, one from Guelph, Ont., and a rider from Edmonton. They are Florence Normand, Nadia Gontova, Kiara Lylyk and Jenaya Francis. Currently, they are all based in Europe attending races, such as the Vuelta a Extremadura Femenina, Omloop Nieuwsblad, Danilith Nokere Koerse and Dwars door Vlaanderen.The team, Winspace Orange Seal, has been around since 2013. In 2022, when the squad was at the continental level, and called Stade Rochelais Charente-Maritime, it got an invite to the Tour de France Femmes, where it got hammered. Of the six riders who started the race, only one finished. This year, the team has been invited back. It's now moved up to ProTeam status. Also, its riders seem to be levelling up, as well. It will be exciting to see what they can do at the big event this July.The team has only 11 riders. Four of them are Canucks. In this episode of the Canadian Cycling Magazine Podcast, you'll find out all about them, and how they all got on this French ProTeam.This episode of the Canadian Cycling Magazine podcast is supported by MS Bike. It has 11 rides across the country. These are top-notch, fully supported events. The first ones are in June in Alberta. The last one is Waskesiu, Sask. There are also rides in Manitoba, Ontario, Quebec and Nova Scotia. No matter which one you choose, there's still plenty of time to prepare. If you need some training tips, there are two-month and three-month plans for you on the Canadian Cycling Magazine website.Remember, through an MS Bike event, you raise funds, which go to help MS research and services. Did you know that 60 per cent of those diagnosed with MS are between 20 and 49, with an average diagnosis age of 43? Give your riding some focus and some purpose. Head to msbike.ca. Register and start fundraising. 

In this episode we talk about a phenomenon that has surfaced after President Trump took office: A cooling of travel demand to the U.S. from Canada. And as we’re seeing now, the demand drop may be deeper than originally thought. On this discussion, Natasha Lair-McKenty, the managing editor of TravelPulse Canada, and McKensie McMillan, a travel advisor at Vancouver-based The Travel Group, about what some Canadian travelers are thinking and why, the importance of the Canadian market to the U.S. travel businesses, where they’re going instead of the U.S. and how advisors are coping with the change. Episode sponsor: This episode is sponsored by TTC Tour Brands Related links: Canadians stay away from U.S. travel amid political backlash https://www.travelweekly.com/North-America-Travel/Canadians-stay-away-from-US-amid-political-backlash Canada-U.S. air bookings down over 70% through summer, OAG says https://www.travelweekly.com/North-America-Travel/Air-travel-from-Canada-drops-for-key-summer-season Tariff talk seems to chill some travel from Canda to the U.S. https://www.travelweekly.com/North-America-Travel/Tariff-talk-effect-travel-Canada-to-USA Arnie Weissmann's column "Welcome to Fortress America!" https://www.travelweekly.com/Arnie-Weissmann/Welcome-to-Fortress-America Travel Pulse Canada https://www.travelpulse.ca/ See omnystudio.com/listener for privacy information.

Are you on the right track in your wealth-building journey, or are you stuck in one of the four wealth building phases and it's holding you back from financial freedom?Building wealth isn't just about making money—it's about understanding the stages of financial growth and taking the right steps at the right time. Whether you're just starting to accumulate assets, optimizing your investments, or looking for advanced strategies to protect and maximize your wealth, knowing where you stand is key to moving forward. Many Canadians unknowingly stall in a phase that limits their ability to reach true financial independence.In this episode, we break down the four distinct phases of wealth creation and preservation, helping you identify where you are and what steps you need to take next. From shifting your mindset to making smart investment moves and leveraging strategies that the wealthy use, you'll gain insights that can reshape your approach to building long-term financial security.You'll learn:Learn the four stages of wealth creation and discover which one you're currently in.Understand how to transition from accumulating assets to protecting and optimizing them.Discover advanced strategies, like corporate wealth structures and tax-efficient investing, that can accelerate your financial growth.Don't leave your financial future to chance—tune in now to learn how to move to the next phase of wealth creation and start optimizing your financial strategy today!Discover which phase of wealth creation you are in. Take our quick assessment and you'll receive a custom wealth-building pathway that matches your phase and learn our CRA compliant tax optimized strategies. Take that assessment here. Ready to take a deep dive and learn how to generate personal tax free cash flow from your corporation? Enroll in our FREE masterclass hereBook a Discovery Call with Kyle to review your corporate (or personal) wealth strategy to help you overcome your current struggle and take the next step in your Canadian Wealth Building Journey! https://canadianwealthsecrets.com/discovery Canadian Wealth Secrets Show Notes Page:Consider reaching out to Kyle if you've been……taking a salary with a goal of stuffing RRSPs;…investing inside your corporation without a passive income tax minimization strategy;…letting a large sum of liquid assets sit in low interest earning savings accounts;…investing corporate dollars into GICs, dividend stocks/funds, or other investments attracting corporate passive income taxes at greater than 50%; or,…wondering whether your current corporate wealth management strategy is optimal for your specific situation.Achieving financial independence requires smart planningReady to connect? Text us your comment including your phone number for a response! Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

Many Canadians breathed a sigh of relief on Monday, after Justin Trudeau and Donald Trump agreed to pause tariffs for at least 30 days. But how permanent is this solution? And with the clock ticking on the Liberal leadership race, a prorogued parliament, and a looming federal election, will Canada's domestic political chaos hamper our ability to respond if the fragile tariff peace doesn't hold?Today Rosemary Barton, CBC's Chief Political Correspondent, joins us to break down the government's response so far, and the rocky road ahead.For transcripts of Front Burner, please visit: https://www.cbc.ca/radio/frontburner/transcripts

Ever wondered how your current savings stack up against Canada's surprisingly low average retirement income? Or maybe you're shocked by Canada's average retirement income, yet not sure if you're on track to beat them?If you're worried your current savings won't support your ideal lifestyle, you're not alone. Many Canadians find themselves uncertain about whether they're on track to meet their long-term financial goals. This episode explores why relying on average retirement income stats can be misleading and shows you a clearer path to determining what you really need.By understanding how your savings rate shapes your future spending power, you'll discover a practical framework to estimate your retirement income more accurately. No more guessing games—this conversation is packed with insights to help you confidently decide how much you'll need and how to get there.Uncover how saving a specific percentage of your income changes your retirement target.See why your current lifestyle doesn't necessarily dictate your future spending.Learn how to build a margin of safety into your plan for peace of mind.Click “Play” now to hear real-life strategies that will help you gauge your retirement income needs and spark a more secure financial future!Ready to take a deep dive and learn how to generate personal tax free cash flow from your corporation? Enroll in our FREE masterclass hereBook a Discovery Call with Kyle to review your corporate (or personal) wealth strategy to help you overcome your current struggle and take the next step in your Canadian Wealth Building Journey! https://canadianwealthsecrets.com/discovery Canadian Wealth Secrets Show Notes Page:Consider reaching out to Kyle if you've been……taking a salary with a goal of stuffing RRSPs;…investing inside your corporation without a passive income tax minimization strategy;…letting a large sum of liquid assets sit in low interest earning savings accounts;…investing corporate dollars into GICs, dividend stocks/funds, or other investments attracting corporate passive income taxes at greater than 50%; or,…wondering whether your current corporate wealth management strategy is optimal for your specific situation.Planning your retirement income requires a focused savings rate, sound financial planning, and effective retirement strategies that harness the power of compounding. By prioritizing personal finance fundamentals such as budgeting, investment strategies like active or passive investing, and wealth creation methods like options trading, you can build a strong margin of safety while mitigating tax implications and capital gains. Whether you're a business owner or following the financial independence, retire early (F.I.R.E.) movement, consistent financial education and robust retirement planning foster net worth growthReady to connect? Text us your comment including your phone number for a response! Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

What if the secret to building wealth wasn't about “more money” but about the right tool?What's holding you back from using a whole life insurance policy as the cornerstone of your wealth-building strategy?Many Canadians want to build sustainable, long-term wealth but feel overwhelmed by the complexity of financial tools like whole life insurance policies. You may wonder if it's too complicated, unreliable, or lacking in flexibility to support your financial goals. These concerns can become barriers that prevent you from leveraging a strategy that could enhance your wealth-building potential.In this episode, Jon Orr and Kyle Pearce break down the four biggest obstacles to making whole life insurance the backbone of your wealth plan. Whether you're navigating reliability, longevity, complexity, or optionality, they'll show you how to overcome these hurdles and use this versatile tool to secure your financial future—without the headaches.Understand how to evaluate and trust a whole life policy as a reliable and long-lasting wealth-building tool.Learn how to simplify the process, reduce complexity, and work seamlessly with your financial team.Discover the benefits of leveraging cash value while maintaining access to capital for investments or emergencies.Hit play now and discover how to simplify your wealth-building strategy with a whole life insurance policy—your first step toward financial clarity and confidence!ResourcesBusiness Owners: Ready to take a deep dive and learn how to generate personal tax free cash flow from your corporation? Enroll in our FREE masterclass hereCanadian Wealth Secrets Show Notes PageConsider reaching out to Kyle if you've been……taking a salary with a goal of stuffing RRSPs;…investing inside your corporation without a passive income tax minimization strategy;…letting a large sum of liquid assets sit in low interest earning savings accounts;…investing corporate dollars into GICs, dividend stocks/funds, or other investments attracting corporate passive income taxes at greater than 50%; or,…wondering whether your current corporate wealth management strategy is optimal for your specific situation.Building wealth isn't just about earning more—it's about using the right financial tools to create a solid, long-term strategy. A properly structured whole life policy is more than insurance; it's a reliable foundation for your financial planning, offering guaranteed growth, tax advantages, and cash value that's accessible when needed. It stands the test of time (longevity), simplifies wealth-building (complexity), and provides flexibility (optionality) for everything from emergencies to investments and estate planning. By committing to a tool like this, you're not just planning for today—you're building a wealth strategy designed to thrive for generations.Ready to connect? Text us your comment including your phone number for a response! Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

Today we are chatting with Ravinder (⁠⁠⁠@thetravelpointsrebel⁠), about her journey into the world of points and miles, the benefits of solo travel, and the unique challenges faced by Canadian travelers. We discuss the importance of understanding credit card strategies, common mistakes in points redemption, and the empowerment that comes from traveling alone. Ravinder shares insights on Canadian points programs, hotel loyalty, and encourages listeners to take the leap into solo travel, and how that it's never too late to start exploring the world. In this episode, you will learn: Many Canadians are unaware of the opportunities in points and miles. Understanding credit card benefits can enhance travel experiences. Mistakes in points redemption often stem from a lack of knowledge. Traveling solo allows for personal growth and self-discovery. Hotel programs in Canada are limited compared to the US. Empowerment through travel is crucial, especially for women. ...and more! You can find Ravinder ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠!⁠⁠⁠⁠⁠⁠ instagram.com/thetravelpointsrebel Save on our Black Friday Sale on Summit VIP tickets, where you can check our Ravinder's sessions! https://bougieinabackpack.thrivecart.com/black-friday-bougie-summit-bundle/ You can get your VIP ticket Goodybag for the October Bougie in a Backpack Virtual Travel Summit⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠⁠⁠ , https://bougieinabackpack.thrivecart.com/bougie-vip-goody-bag-oct24/ You can find our FREE Travel Beginner's Blueprint ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠: dashboard.mailerlite.com/forms/457913/90732056966858389/share Want to submit a question or comment to our Bougie Mailbag? You can do so here: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠forms.gle/Hb3iAbCfsK5BWnii8⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Be sure to join our ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠facebook community⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠: facebook.com/groups/bougieinabackpack Find us on instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.instagram.com/bougieinabackpack/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.instagram.com/travelmack⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠enzie⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.instagram.com/pennywisetraveler⁠

Many Canadians have seasonal employment or variable income, making financial planning more complex. Doug Hoyes and Ted Michalos provide practical strategies for managing income fluctuations, saving effectively, dealing with debt, and handling taxes during off-seasons.  This episode is a must-listen for anyone navigating seasonal employment or variable income. Timestamps: (2:00) – The Seasonality of Jobs: Challenges for Canadian workers (4:00) – Saving Money: Why it's easier said than done (6:45) – Financial Planning: Why every seasonal worker needs a plan (8:50) – E.I. Eligibility in Canada: Can you qualify during the off-season? (10:00) – Emergency Funds: Essential for seasonal employment stability (12:15) – Boosting Income: ways to earn extra during off-seasons. (15:20) – Strategic Use of Credit Cards (16:30) – Pay Off Debt or Invest? How to prioritize your money (19:00) – Smart Savings: Where to put your money (22:00) – Taxes for Seasonal and Self-Employed Canadians: What to know (25:00) – Staying Flexible: Preparing for life's financial uncertainties Learn more from Hoyes Michalos: Managing Money on a Variable Income First-time Home Buyer Podcast Credit Rebuilding Course  Sign Up for Our Newsletter HERE Hoyes Michalos YouTube Channel Hoyes Michalos Instagram Hoyes Michalos Facebook Hoyes Michalos TikTok Hoyes Michalos Twitter (X) Hoyes Michalos LinkedIn Straight Talk on Your Money by Doug Hoyes Find a Hoyes Michalos Office in Your Area Here Disclaimer: The information provided in the Debt Free in 30 Podcast is for entertainment and informational purposes only and is not intended as personal financial advice. Individual financial situations vary and may require personalized advice from a qualified financial advisor. Always consult with a financial professional. The views expressed in this episode do not necessarily reflect the opinions of Hoyes, Michalos & Associates, or any other affiliated organizations. We do not endorse or guarantee the effectiveness of any specific financial institutions or strategies discussed.  

Are you maximizing the use of your RRSP contributions, or could you be missing out on tax savings and wealth-building opportunities?In this episode, Kyle Pearce and Jon Orr dive into innovative strategies for making the most of your RRSP. Many Canadians contribute to their RRSPs but miss out on advanced techniques to save even more on taxes and grow their investments faster. Whether you're a high-income earner, a solopreneur, or a professional with variable income, this episode explores how you can supercharge your RRSP in a tax-efficient way.With insights for those comfortable with debt and leverage, as well as for more conservative planners, this episode will guide you through building a safe, flexible wealth strategy that aligns with your unique financial picture.Learn how to leverage your RRSP for maximum tax efficiency and long-term growth.Discover innovative funding strategies that utilize home equity or permanent insurance without compromising safety.Get step-by-step guidance on tailoring RRSP strategies for various income levels and financial goals.Listen now to gain insights on creating a tax-efficient, wealth-building RRSP plan tailored to your needs!ResourcesCanadian Wealth Secrets Show Notes PageConsider reaching out to Kyle if you've been……taking a salary with a goal of stuffing RRSPs;…investing inside your corporation without a passive income tax minimization strategy;…letting a large sum of liquid assets sit in low interest earning savings accounts;…investing corporate dollars into GICs, dividend stocks/funds, or other investments attracting corporate passive income taxes at greater than 50%; or,…wondering whether your current corporate wealth management strategy is optimal for your specific situation.Are you ready to retire early and reach financial freedom with a strategy that goes beyond the basics of RRSPs and pension plans? In this episode, we dive into Canadian investing insights on maximizing your RRSP for retirement and financial independence (FIRE) while minimizing income taxes. We cover everything from infinite banking and participating whole life insurance to universal life insurance and estate planning, contrasting popular advice from figures like Dave Ramsey. Whether you're interested in building wealth through the "bank on yourself" concept or structuring a tax-efficient path to financial independence, this episode has actionable insights to help you get there.Ready to connect? Text us your comment including your phone number for a response! Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

Are you missing out on tax savings and passive income by not taking advantage of smart debt strategies like cash damming?Many Canadians are familiar with the Smith Maneuver for converting mortgage interest into tax-deductible debt, but few know about cash damming—another powerful tool that allows you to maximize tax savings and transform your business or rental property expenses into tax-advantaged opportunities. Today, Kyle Pearce and Jon Orr dive into the mechanics of cash damming, explaining how it works, why it's similar to the Smith Maneuver, and how business owners, especially unincorporated ones, can take advantage of it. If you're aiming to minimize income tax and make your debt work for you, this episode will show you a practical pathway to improve your financial health by maximizing the tax efficiency of your expenses.Discover how cash damming can convert personal mortgage interest into tax-deductible debt.Learn why debt, when managed strategically, can be a powerful asset rather than a burden.Explore how cash damming can reduce your tax liability and increase your passive income potential.Listen now to find out how to turn your business or rental property expenses into a tax-saving advantage and build wealth with smart debt strategies!ResourcesCanadian Wealth Secrets Show Notes PageConsider reaching out to Kyle if you've been……taking a salary with a goal of stuffing RRSPs;…investing inside your corporation without a passive income tax minimization strategy;…letting a large sum of liquid assets sit in low interest earning savings accounts;…investing corporate dollars into GICs, dividend stocks/funds, or other investments attracting corporate passive income taxes at greater than 50%; or,…wondering whether your current corporate wealth management strategy is optimal for your specific situation.Are you overlooking tax-saving strategies like cash damming and the Smith Maneuver to turn your mortgage into a powerful wealth-building tool? In this episode, we break down how debt, when managed strategically through methods like leveraging HELOCs and converting non-deductible debt, can minimize income taxes, increase passive income, and optimize your real estate investments. From Canadian investing strategies to infinite banking with whole and universal life insurance, discover how smart debt management not only reduces tax liability but also supports long-term estate planning and financial growth. Listen in to learn how to make your debt work for you!Ready to connect? Text us your comment including your phone number for a response! Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

TUNE INTO THE TOWN: DOUG FORD'S APPROACH TO BIKE LANE PLANS Libby Znaimer is joined by Karen Stintz, a Conservative Party of Canada Candidate for Eglinton-Lawrence and a former Toronto City Councillor, and Toronto City Councillors Jon Burnside for Ward 16 Don Valley East and Paula Fletcher of Ward 14 Toronto-Danforth. Our panel reacts to the latest with regards to Ontario Premier Doug Ford's plans with bike lanes in Toronto and we get further reaction to the Ward 15 Don Valley West byelection.  HOW A TRUMP ADMINISTRATION COULD SHAPE CANADA'S ECONOMIC RELATIONSHIP WITH THE U.S. Libby Znaimer is joined by Dr. Ian Lee, Associate Professor at the Sprott School of Business at Carleton University. Many Canadians are wondering how exactly the upcoming Trump administration will shape Canada's economic relationship with the States, especially when it comes to trade. WHAT YOU NEED TO KNOW ABOUT THE CURRENT BREAD RECALL  Libby Znaimer is joined by Ellen Roseman, a consumer advocate and journalist and Dr. Sylvain Charlebois, Senior Director, Agri-Food Analytics Lab at Dalhousie University What's behind the current recall of certain bread products by The Canadian Food Inspection Agency (CFIA)? Our guests weigh in on the brands affected and how recalls like this one can happen.

Are you confused about whether to keep contributing to your RRSPs or shift your focus to other wealth-building strategies? In this episode, we dive deep into the ongoing debate between RRSP contributions and alternative investment strategies. Many Canadians, especially business owners and T4 employees, find themselves torn between the seemingly conflicting advice on how to plan for retirement and reduce taxes. Balancing between these financial tools can be overwhelming, especially when each expert seems to have a different opinion.The truth is, every financial plan is unique, and your strategy should align with your specific goals, lifestyle, and income structure. This episode is designed to help you understand when RRSPs make sense and when they may not be the best fit, ensuring that you can make informed decisions to protect and grow your wealth.Learn how to strategically use RRSPs to maximize tax savings without locking yourself into rigid financial options.Discover how a combination of RRSPs, whole life insurance, and other tools can give you flexibility in both your personal and business finances.Understand key factors in deciding whether to focus on RRSPs or other wealth-building strategies, depending on your income and retirement plans.Don't wait—listen to the episode now and gain the clarity you need to make the best financial decisions for your future!ResourcesCanadian Wealth Secrets Show Notes PageLearn creative, tax compliant strategies that you should be using now: https://canadianwealthsecrets.com/discovery/Consider reaching out to Kyle if you've been……taking a salary with a goal of stuffing RRSPs;…investing inside your corporation without a passive income tax minimization strategy;…letting a large sum of liquid assets sit in low interest earning savings accounts;…investing corporate dollars into GICs, dividend stocks/funds, or other investments attracting corporate passive income taxes at greater than 50%; or,…wondering whether your current corporate wealth management strategy is optimal for your specific situation.Are you working toward retirement or aiming to retire early with a solid pension plan or RRSP strategy? In this episode, we break down how to achieve financial independence and financial freedom, whether you're following the FIRE movement or exploring Canadian investing options like infinite banking or participating whole life insurance. We'll discuss how to bank on yourself using permanent or universal life insurance while minimizing income taxes and planning your estate. Whether you're a fan of Dave Ramsey or prefer a customized approach, this episode will help you build a smart, tax-efficient wealth plan!Ready to connect? Text us your comment including your phone number for a response! Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

Lindsay Burchill, Calgary-based Licensed Insolvency Trustee Learn more about your ad choices. Visit megaphone.fm/adchoices

Does the increase in Canadian capital gains tax inclusion rate rolled out by the Liberal government have you wondering how this change will affect your investments and overall net worth?In this episode Canadian Wealth Secrets, we address the most common misconceptions related to Canadian capital gains tax inclusion rates and we unpack the recent increase to Canadian capital gains inclusion rates - having increased from 50% to 67% for personal capital gains over $250,000 and all corporate capital gains. If you're a high net worth Canadian, Canadian incorporated business owner or investor, understanding these changes to Canadian capital gains tax rules are crucial to effectively managing your wealth by minimizing income tax liabilities.Many Canadians are concerned about the implications of this Canadian tax hike, fearing it will significantly reduce their investment returns. This episode addresses these concerns by clarifying common misconceptions and providing actionable insights on how to navigate the new Canadian income tax landscape. By understanding the nuances of the Canadian capital gains tax rules, you can make informed decisions and optimize your investment strategies to preserve and grow your wealth.What You'll Learn:Gain clarity on the new Canadian capital gains inclusion rates and how they specifically impact personal and corporate investments.Learn about common misconceptions surrounding Canadian capital gains taxes and get accurate information to avoid costly mistakes.Discover strategies for managing your personal RRSPs and corporate retained earnings to minimize tax liabilities and maximize returns.Don't miss out on this essential episode—listen now to arm yourself with the knowledge to navigate the new Canadian capital gains tax landscape effectively. Resources: Budget 2024: Fairness for Every CanadianCapital gains inclusion rate proposal should be delayed, if not scrapped altogether [Article]Dig into our Ultimate Investment Book ListBook a Discovery Call with Kyle to review your corporate (or personal) wealth strategy to help you overcome your current struggle and take the next step in your Canadian Wealth Building Journey!Follow/Connect with us on social media for daily posts and conversations about business, finance, and investment on LinkedIn, Instagram, Facebook [Kyle's Profile, Our Business Page], TikTok and TwitterX.  Looking for a new mortgage, renewal, refinance, or HELOC?Ready to connect? Text us your comment including your phone number for a response! Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

Livio Di Matteo, professor of economics at Lakehead University, discusses his recent DeepDive for The Hub on how Canada's supply of physicians as a share of the population is rising at the same time that a growing number of Canadians don't have doctors and the factors behind this counterintuitive trend.The Hub Dialogues features The Hub's editor-at-large, Sean Speer, in conversation with leading entrepreneurs, policymakers, scholars, and thinkers on the issues and challenges that will shape Canada's future at home and abroad.If you like what you are hearing on Hub Dialogues consider subscribing to The Hub's free weekly email newsletter featuring our insights and analysis on key public policy issues. Sign up here: https://thehub.ca/join/. Hosted on Acast. See acast.com/privacy for more information.

American or Canadian, it was the so-called “dream” in this part of the world for a long time to one day own a home. In this episode, we'll look at: The affordability of Canadian vs. American cities Many Canadians thinking of a potential move, or at least an investment, south of our border Median incomes across North America and the cost of living Where the next real estate opportunities are And, once you have made it into the housing market, is it worth it? Attend Our Event On Multiplexes  Sign Up For The Next Webinar Realist  Join the best community in Canadian Real Estate realist.ca Attend a Meetups  Meetups Get a Pre Approval G & H Mortgage Group Get Financing with Landbank LandBank Nick  Instagram.com/mybuddynick tiktok.com/@mybuddynick twitter.com/mybuddynick89 Dan twitter.com/daniel_foch  instagram.com/danielfoch tiktok.com/@danielfochSee omnystudio.com/listener for privacy information.

Canada's rate of workplace fatalities is among the worst in the developed world. More workers die in Alberta alone every year than the entire UK. Why is Canada's safety record so poor? Why haven't we learned from tragedy after tragedy? Where's the accountability? How do we turn this trend around?  2:55 | Nicole Gnazdowsky's brother Andrew was killed at a Nova Scotia power dam site where he was working as an engineer. Julie Hamilton's son Tim died when a party tent he was erecting hit a power line. They join behavioural scientist Rob Stewart to expose Canada's atrocious safety record, and propose a way forward.  REGISTER FOR THE HRO TRAINING WEBINAR ON AUGUST 2: https://hro.training/webinars MISSING TIM: https://missingtim.com/ 36:40 | Wyatt Sharpe checks in from Atlanta, where he's covering the Presidential Debate. (This young fella is somethin' else!) SUBSCRIBE TO THE WYATT SHARPE SHOW: https://www.youtube.com/@UCEI-thoRF6_EGuhc_1eMQYw  EMAIL THE SHOW: talk@ryanjespersen.com  FOLLOW US ON TIKTOK, TWITTER, & INSTAGRAM: @realtalkrj REAL TALK MERCH: https://ryanjespersen.com/merch RECEIVE EXCLUSIVE PERKS - BECOME A REAL TALK PATRON: https://www.patreon.com/ryanjespersen THANK YOU FOR SUPPORTING OUR SPONSORS! https://ryanjespersen.com/sponsors The views and opinions expressed in this show are those of the host and guests and do not necessarily reflect the position of Relay Communications Group Inc. or any affiliates.

Hagar Brodutch, her husband Avichai and their three children are settling into their temporary home in Toronto for an extended vacation after a horrific ordeal. Hagar and the kids were among the most high-profile hostages kidnapped on Oct. 7 by Hamas and released after 51 days, during a ceasefire deal in November 2023. Many Canadians followed the Brodutch case closely because they have family living in Toronto who advocated tirelessly on their behalf with Canadian and Israeli authorities. The Brodutches lived in Kfar Aza until their kibbutz near the Gaza border was attacked by Hamas terrorists who broke into the family's safe room. The terrorists also grabbed a three-year-old child from next door, Abigail Edan, the daughter of an American-Israeli couple who were murdered right in front of their daughter's eyes. Avichai Brodutch was not kidnapped. He was badly wounded in a firefight and was left behind, with injuries from a rocket-propelled grenade. When he woke up in an Israeli hospital, he discovered his kibbutz had been destroyed and his family was missing. While in Canada, the family is planning to sightsee and continue its journey of healing. They're also sharing their story with the Jewish community to thank them for their support. But they're also calling for the war to be over—now that Israel confirmed that only 80 hostages of the remaining 124 may still be alive. On today's episode of The CJN Daily, Hagar Brodutch sits down with host Ellin Bessner and Lila Sarick, The CJN's news editor, for a frank conversation about what her life has been like since that fateful day. What we talked about: Learn more about the efforts to help release the Brodutch family, in The CJN and on The CJN Daily Why so many Canadians wrote letters to the hostages even though the Red Cross didn't deliver them for months, on The CJN Daily Meet Avichai Brodutch at the Walk for Israel on Sunday, June 9 Credits: The CJN Daily is written and hosted by Ellin Bessner (@ebessner on Twitter). Zachary Kauffman is the producer. Michael Fraiman is the executive producer. Our theme music is by Dov Beck-Levine.  We're a member of The CJN Podcast Network. To subscribe to this podcast, please watch this video. Donate to The CJN and receive a charitable tax receipt by clicking here. Hear why The CJN is important to me.

Elias Makos is joined by Meeker Guerrier, Weekend News Anchor at Noovo and a commentator at RDS, and Justine McIntyre, Strategic consultant and former city councillor. Murders, stabbings and shootings in and around Montreal on Wednesday have many questioning how safe we are McGill has sent a letter to the police asking for more action to prevent hate at encampment The number of Canadians moving to the United States has reached a ten-year high Children are being harassed at a playground near Montreal's safe drug-use site

Many Canadians say this isn't the Canada they remember. What we remember is Justin Trudeau telling us we wouldn't recognize Canada once he was finished with it, and he's correct. But what has this done to his own popularity? This, 15 minute cities, the Woke Brigade, and more! --- Send in a voice message: https://podcasters.spotify.com/pod/show/common-sense1/message

Experts predict the Bank of Canada will begin to lower interest rates later this year—just not Wednesday when it held the rate flat. But as inflation has slowed in many areas, it's created an interesting problem for the bank and a troubling one for many Canadians.One of the main factors driving inflation right now is the cost of shelter—otherwise known as rising rents and mortgage costs. Those increases are driven by ... the high interest rates the bank is waiting to lower.  The BoC wants to follow through on its "soft landing" by taking a cautious approach to lowering rates. But by waiting too long, are they courting disaster for millions of Canadians trying to make their monthly home payments?GUEST: David Macdonald, senior economist for the Canadian Centre for Policy Alternatives' National Office We love feedback at The Big Story, as well as suggestions for future episodes. You can find us:Through email at hello@thebigstorypodcast.ca Or by calling 416-935-5935 and leaving us a voicemailOr @thebigstoryfpn on Twitter

Many Canadians suffer from debilitating chronic back pain, affecting their work, relationships and even mental health. We hear from researchers about a treatment called pain reprocessing therapy, which could offer some sweet relief by reframing that pain in our minds.

Tax season can be a stressful time for anyone, especially if you're an entrepreneur or small to medium sized business owner. Many Canadians are confused by the complex tax system we have in place, and this lack of understanding could pose challenges to the growth and success of your business. Don't worry though - you're not alone. This week's episode features Faisel Syed, Founding Partner of Square Law Group, a boutique law firm specializing in tax planning, defense and litigation for corporate & commercial law, family law, and real estate in Calgary, Alberta in Canada.Faisel is a lawyer and CPA with a long history specializing in tax planning and dispute resolution. In this episode, he shares some insider tips to help you understand tax law and avoid legal run-ins should your business be audited. We also discuss the importance of being in control of your own accounting destiny, and how to navigate between incorporating versus being a sole proprietorship. What sets this episode apart is Faisel's ethical and compassionate approach to tax advice, influenced by a poignant story from his time at the Canada Revenue Agency. Join us for an engaging discussion that transcends conventional tax guidance, offering practical strategies tailored to Canadian business owners, CEOs, and entrepreneurs. Show notes of this episode: https://bit.ly/48nWWV7Check out some of our most popular episodes:Chicken S#!it CEOs w. Mogens Smed: https://bit.ly/3M7c4xCLeadership Lessons from Louis Vuitton, Samsonite, and Now, EVCP Growth Equity: https://bit.ly/3LN5GugCanada's Best Venture Partner w. Bruce Croxon: https://bit.ly/3ppCAt9Sign up for our free 5-part master class Investor Marketing 2.0: https://bit.ly/42C0FLWStay in the know and follow along:Connect with our host, Cory Cleveland on LinkedIn: https://bit.ly/3Lti42oVisit The Insider's Guide to Finance Website: https://bit.ly/3NO9qxQFollow us on LinkedIn: https://bit.ly/42grK7wSubscribe to The Knowledge Bank Letter - a periodic letter of actionable insights, interviews, and quality curations: https://bit.ly/3pgdAVfPlease note that the information contained in this interview is not financial advice but for entertainment purposes. I am not a financial advisor and make no warranties or representations concerning the accuracy or suitability of the information contained in this interview. I recommend that any and all investment decisions be made with the advice of registered investment advisors.

Many Canadians believe utter falsehoods about Canada's residential school program.  After an absolute bombshell of an accusation leveled by in 2021 – that human remains had been discovered in unmarked graves near a residential school in Kamloops BC – the legacy media took these accusations and weaved together one of the most destructive fake news narratives in Canada's history.  On today's episode of The Candice Malcolm Show, Candice is joined by author and historian Dr. Tom Flanagan to discuss his new book, Grave Error: How the Media Misled Us (And the Truth about Residential Schools). Dr. Flanagan walks the audience through the real history behind residential schools and discusses many of the falsehoods Canadians believe about this program.  They discuss why and how the media got this story so wrong, the incentives behind the false narrative and their efforts to correct the record on this issue.  Dr. Flanagan explains how a moral panic led all Parliamentarians to unanimously support a motion falsely and recklessly declaring that Canada committed “genocide” – calling the episode a “low point in the history of Parliament.” You can buy a copy of Grave Error here: www.tnc.news/grave-error/ Every Canadian should read this important book!   Learn more about your ad choices. Visit megaphone.fm/adchoices

Alex Pierson speaks with Jeffrey Dvorkin, Author of "Trusting the News in a Digital Age" former journalism director at the University of Toronto-Scarborough. Learn more about your ad choices. Visit megaphone.fm/adchoices

Many Canadians are dealing with colds and flu right now, and some with RSV and COVID-19 infections. Infectious disease specialist Dr. Isaac Bogoch discusses what to expect this winter virus season — and why there's no need to panic about an uptick in what's being called “white lung syndrome” among children.

Many Canadians are worried about renewing their mortgages. In the next three years, millions of people could be paying 50% higher of monthly costs. Who will qualify? Host Alex Pierson speaks with Ian Lee, Associate Professor with the Sprott School of Business at Carleton University. Learn more about your ad choices. Visit megaphone.fm/adchoices

''The country has no growth, no productivity, higher interest rates and way too much debt,'' David Dodge says. Tiff Macklem says interest rates will not go down until next fall. Many Canadians cannot live like this. Host Alex Pierson speaks with Ron Butler, Mortgage Broker with Butler Mortgage. How is this affecting all the markets? Learn more about your ad choices. Visit megaphone.fm/adchoices

Don Cherry's Grapevine Podcast    Podcast Sponsor   www.spreads.ca   Promocode: Grapes     Hockey Icon Don Cherry talks hockey and more!   HeyAllo: Heyallo.com/en/profiles/don-cherry   Coach's Closet: https://coopink.ca/collections/coachs-closet   Don Cherry's Pet Rescue Foundation : https://www.doncherryspetrescue.org   Twitter: https://twitter.com/CoachsCornerDC   Facebook: https://www.facebook.com/Doncherrysgrapevine   Podcast available on:   Spotify - https://open.spotify.com/show/4Mx00CeV9rJRN0C5jfNZ7n?si=_g0b-M0CSROag0qPL8fKSQ   Apple Podcast - https://podcasts.apple.com/ca/podcast/the-don-cherrys-grapevine-podcast/id1488361243   Podbean - https://doncherrysgrapevine.podbean.com