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Episode Highlights with Timestamps [00:00] Introduction: Cleared for Takeoff The episode begins with a friendly welcome from Bill and Pete Bush. Reflecting on the transition into 2025: New beginnings, fresh plans, and the excitement (and challenges) of the New Year. [02:00] Why New Year's Resolutions Fail Pete discusses Steven Pressfield's The War of Art and the concept of “Resistance,” the internal force that challenges personal growth and improvement. How to recognize and overcome resistance to stay committed to your goals. [04:00] Start the Year with a Financial Check-In Bill shares his habit of tracking account balances in a spreadsheet to monitor progress over the years. Key steps for an annual financial check-up: Review account balances (emergency savings, retirement plans, etc.). Evaluate progress year-over-year. Adjust contributions to retirement plans, leveraging auto-escalation or increasing savings rates after raises. [06:30] Chapter Spotlight: "Where Are You Now?" Revisiting the book chapter that emphasizes the importance of reassessing your financial position regularly. Discussion on adapting to changes, such as career shifts, family events, or market fluctuations, and their impact on financial planning. [08:45] Health Goals: Making it to and Through Retirement The importance of proactive healthcare and maintaining physical fitness. Bill and Pete share personal habits, including annual physicals and regular checkups. Insights into the connection between health span (active, healthy years) and financial planning. Fun ways to stay active, including pickleball, which Pete is excited to pursue further. [11:30] The Role of Relationships in Longevity The hosts explore how building and maintaining healthy relationships can lead to a longer, happier life. The importance of socialization: spending time with friends, family, and community members. Encouraging listeners to connect with others and avoid the isolation often amplified by social media. [13:45] Who Not How: Leveraging Your Network Discussion on Dan Sullivan's Who Not How and the value of enlisting the help of others to accomplish goals. Using this approach to strengthen relationships while lightening your workload. [15:30] Pickleball and Social Fitness Bill and Pete share their experiences with pickleball and how it blends fitness with social interaction. Pete jokes about his deceptive left-handed gameplay and encourages listeners to challenge them to a match. [18:00] Three Years of Podcasting Celebrating the upcoming three-year anniversary of The Runway Decade Podcast. Encouraging listeners to revisit earlier episodes featuring unique and inspiring guests who shared insights into navigating their 50s. Reflection on the commonalities and differences in experiences among people in their 50s. [20:45] Looking Ahead to 2025 Bill and Pete express excitement for the year ahead, both for the podcast and their work at Horizon Financial Group. Setting goals for the future and the importance of reassessing plans regularly. Notable Quotes “Resistance shows up when you're doing something meaningful. Recognize it, and push through.” – Pete Bush “You're saving for retirement, but are you going to make it there in good health? And when you do, will you have people to enjoy it with?” – Bill Bush “Health span is about living an active, healthy life for as long as you can, not just extending a sick life.” – Pete Bush Resources Mentioned Books: The War of Art by Steven Pressfield The Runway Decade: Building a Pre-retirement Flight Plan in Your Fifties – Buy the book Tools and Strategies: Auto-escalation for retirement contributions. Setting phone reminders for periodic financial or health check-ins. Call to Action Explore Past Episodes: Visit TheRunwayDecade.com to listen to previous episodes featuring inspiring guests. Contact Us: Have questions or want to connect? https://www.runwaydecade.com/#contact
Summary: In this episode of The Runway Decade Podcast, Bill and Pete Bush of Horizon Financial Group and authors of the book The Runway Decade, discuss the various strategies and financial vehicles available to help you achieve your retirement goals. They dive into the importance of planning for a potentially lengthy retirement, managing risk versus volatility, and the significance of having the right tools to ensure financial success. Key Topics Discussed: [00:00] Planning for Retirement: Funding Your Desired Lifestyle Understanding where you are now and where you want to go. The importance of having a clear vision for your retirement lifestyle. How to fund your retirement goals with discretionary cash and investments. [03:04] Understanding Risk and Volatility in Investing Clarification of the difference between market risk and volatility. The importance of staying invested in equities to combat inflation. Reference to Sir John Templeton's quote on market behavior. [05:22] Investing in Large Companies as an Inflation Hedge Discussion on how big companies and the S&P 500 play a role in long-term growth. The impact of inflation on purchasing power and the importance of investing in equities. [07:46] Avoiding Common Investment Mistakes Discussion on different financial products like annuities, bonds, and equities. Avoiding common investment mistakes, particularly in tax planning. [09:42] The Importance of Personalized Financial Advice The significance of working with a financial advisor who can provide personalized guidance. Avoiding the "one-size-fits-all" approach to retirement planning. [17:30] Building a Diverse Portfolio with Different Investment Tools The importance of having a diversified investment strategy. Matching the right financial tools with your retirement goals and the role of various investment vehicles. Quote of the Episode: "Among the most dangerous words in investing are, 'It's different this time.'" Closing Remarks: Reminder: Your retirement plan should be as unique as you are. The right tools and strategies will vary based on individual circumstances. Next Steps: Consider consulting with a financial advisor who can help you navigate your specific retirement journey with a tailored approach. Resources Mentioned: www.runwaydecade.com www.horizonfg.com
In this episode of "Inside the Plan with the 401k Brothers," hosts Bill and Andy Bush, from Horizon Retirement Plans, a division of Horizon Financial Group, delve into the topic of savings rates influenced by findings from Vanguard and Fidelity related to participant behavior in retirement plans. They cover vital statistics on savings rates, the impact of inflation on savings behaviors, the benefits of starting early, and strategies for increasing savings rates over time. Episode Highlights: 00:08: Bill introduces the podcast, highlighting its focus on savings rates and the importance of participation in retirement planning. He sets the stage for the episode's discussion on harnessing findings from record keepers to enhance personal savings strategies. 00:30: Andy greets listeners and emphasizes the value of comparing one's savings rates to averages to identify opportunities for adjustments, underscoring the concept of a "healthy comparison." 00:55: The hosts discuss recent reports from Vanguard and Fidelity, reflecting on the year 2023 and the first quarter of 2024. They highlight the average combined savings rate of 11.7%, based on Vanguard's analysis of employee contributions and employer match, over 1500 qualified plans and 5 million participants. 01:44: Bill corrects Andy on the savings rate percentage provided by Vanguard, emphasizing the accuracy of data in financial discussions and the goal of achieving a 15% savings rate when starting at an early age for a secure retirement. 02:24: The conversation shifts towards the inclusion of employer contributions in saving rates and the recommendation for individuals to strive for a 10 to 15% personal savings rate if feasible. 02:51: Fidelity's findings from the first quarter of 2024 are presented, showcasing a combined savings rate of 14.2% across 26,000 corporate plans, spotlighting the broad base of data supporting these findings. 03:37: Bill and Andy touch on the challenges that high inflation poses on savings, especially when wages do not keep pace, yet highlight that a significant portion of employees increased their savings rate in 2023 despite these challenges. 04:37: The discussion pivots to the thoughtful adjustments people make in response to economic pressures, including lifestyle changes that can free up funds for retirement savings. 05:12: The hosts underline an intriguing statistic from Vanguard that nearly 25% of participants deferred more than 10% of their earnings into their retirement plans, indicating a strong commitment to future financial security among a notable segment of savers. 06:00: Fidelity's report on the average deferral rate of 9.4% in the first quarter of 2024 is highlighted, reflecting a robust engagement in self-funded retirement savings among participants. 06:26: The significance of regularly reviewing and adjusting savings rates is underlined, with advice to capitalize on milestones such as the end of a car payment to increase retirement savings contributions. 08:46: Insights into how 401k plan design, including features like automatic enrollment and annual increases, have positively influenced saving behaviors over time, are shared. Key Takeaways: - Starting early and consistently contributing to your retirement plan, ideally aiming for a 15% savings rate, can significantly impact your financial security in retirement. - Adjusting lifestyle choices and budgets in response to economic conditions, like inflation, can enable individuals to maintain or even increase their savings rates over time. - Regularly reviewing and potentially adjusting your savings rate in response to life changes or during annual financial reviews can help ensure that your retirement savings strategies align with your long-term goals. - Features like automatic enrollment and automatic contribution increases in 401k plans have been instrumental in boosting overall savings rates and should be leveraged by participants to optimize their retirement savings efforts. Tweetable Quotes: - "In our industry, savings rates are a beacon, guiding us towards our retirement goals." – Bill - "The power of compounding is the eighth wonder of the world. Start saving now." – Andy Resources Mentioned: - https://www.horizonfg.com/
In this episode of "Inside the Plan with the 401(k) Brothers", hosted by Bill and Andy Bush, the hosts discuss the impact of inflation on household budgets and the psychology of spending and saving. They touch upon various points made by financial writer Morgan Housel, exploring the two ways money can be used: as a tool for a better life or as a yardstick for measuring status. Episode Highlights: · 01:26: The hosts delve into how inflation is impacting household budgets, shedding light on the challenges rising prices pose to personal finances and purchasing power. · 02:54: Despite a slight cooldown, the hosts note that prices aren't dropping rapidly. The conversation highlights recent news about inflation surpassing expectations and its continued effects. · 05:29: The hosts discuss the struggles of their college-bound children in a high-inflation era, especially regarding the increasing cost of groceries from their personal experiences. · 07:44: Building on Morgan Housel's insights, the hosts explore the psychological side of spending. Money is viewed as both a tool for a better life and a status measure, prompting a discussion on mindful financial habits. · 09:43: Referencing Warren Buffett's wisdom, the hosts discuss money's dual role as a yardstick for status. They stress the importance of striking a balance between spending and saving for a secure financial future. · 11:16: The conversation shifts to the psychology of desire and scarcity, exploring how the longing for what can't be had influences consumer behavior and perceptions. · 14:56: Introducing the concept of discerning between "nice" and "fancy" purchases, hosts advocate for considering the value and utility of acquisitions rather than focusing solely on price tags. · 16:37: Reflecting on the relative nature of wealth, the conversation explores the dangers of constant comparison. The importance of gratitude and contentment with one's financial situation is highlighted. · 18:32: The hosts emphasize the need for balance between immediate enjoyment and saving for the future, underscoring the significance of making mindful financial decisions. · 20:49: Introducing the concept of hormesis, the hosts discuss its application to personal finance. They draw parallels between applying stressors for financial growth and maintaining a healthy lifestyle. · 22:56: The hosts reiterate the need for balance and emphasize the importance of maintaining a healthy financial balance for overall well-being. Key Points: 1. The hosts discuss the challenges posed by inflation on household budgets, emphasizing its impact on personal finances. 2. Exploring insights from Morgan Housel, the hosts delve into the psychological aspects of spending and saving, emphasizing the dual nature of money as a tool and a status measure. 3. Throughout the conversation, the hosts stress the importance of finding a balance between present enjoyment and future financial planning, advocating for mindful spending and savings. Tweetable Quotes: · "Inflation isn't just numbers on a chart; it's shrinking personal budgets. Your dollar won't stretch as far as it used to." - Bill · "Comparison can be a motivator or a joy thief. Cultivate gratitude for where you are and aspire wisely." - Andy · "Nice stuff vs. Fancy stuff: Understand the value, not just the price tag. Your choices reflect your financial health." - Andy Resources mentioned: · Horizon Financial Group
On today's episode of the "The Runway Decade Podcast," hosts Bill Bush and Pete Bush, advisors at Horizon Financial Group discuss the new year, the excitement for growth at Horizon Financial, and the critical importance for individuals turning 50 to consider comprehensive financial planning. Episode Highlights: · 01:40: The discussion focuses on the positive outcomes for Horizon Financial Group and its clients in the previous year. They express anticipation for the growth and opportunities in the new year. · 02:51: The hosts talk about to the move into a new building in 2023, where Bill reflects on the significance of this move and emphasizes the importance of having long-term goals and being prepared for unexpected opportunities. · 04:19: The hosts talk about the challenges of resisting tempting treats during the holiday season, such as chocolates, candies, and Mardi Gras King Cakes in Louisiana. · 05:31: Bill mentions turning 59 in August and reflects on the changes and milestones experienced during his 50s, such as moving back to Baton Rouge. · 07:46: Pete poses a key question, asking whether this will be the year for individuals to make a financial plan. The hosts discuss the awakening that occurs in one's early 50s when the realization of retirement and financial planning becomes more apparent. · 09:37: The conversation delves into the financial challenges faced by Gen Xers, including student debt and the shift from traditional pensions to 401(k) plans. The hosts mention the responsibilities of the "sandwich generation," dealing with both children and aging parents. · 10:58: Pete emphasizes the importance of acting, making a plan, and seeking advice. He encourages listeners to make progress on their financial goals and use the matrix as a tool for self-assessment. · 11:28: Bill and Pete discuss the concept of financial leaks, emphasizing the importance of stopping the leaks in one's financial life. They highlight the significance of assessing savings rates and managing unexpected expenses. · 12:47: Pete introduces the concept of the retirement bill, comparing it to a mortgage. He encourages listeners to calculate how much they need for retirement and treat it like a bill to be paid down. · 15:30: Pete and Bill emphasise the importance of seeking advice and taking action to avoid financial regret and anxiety. Key Points: 1. The hosts express enthusiasm for Horizon Financials' growth in the upcoming year and stress the essential role of thorough financial planning. 2. The conversation underscores the importance of financial planning for individuals hitting the milestone of turning 50, emphasizing the need to evaluate and address potential financial leaks. 3. Listeners are urged to proactively pursue their financial objectives, with an emphasis on seeking advice, crafting a plan, and taking tangible steps to sidestep regret and anxiety. Tweetable Quotes: · "Turning 50 is monumental, and as the older Gen Xers approach retirement, it's time to ask, 'Is this the year to create a solid financial plan?'" - Pete · "In the runway decade, turning 50 is a pivotal point. Evaluate your financial matrix, address potential leaks, and set the stage for a confident retirement." - Pete · "As we navigate through 2024, remember, political dynamics may change, but your financial goals remain. Seek advice, make a plan, and thrive!" - Bill Resources Mentioned: · https://www.runwaydecade.com/
Jerith Naquin, CEO at GLO Resources, a talent recruitment agency, joins us for today's podcast. Tune in to hear Jerith talk about what makes GLO special and unique as a business. Jerith also shares what made him who he is today, growing up in Melville, a small town in Louisiana. With an entrepreneurial spirit, Jerith has gotten involved in a few companies with minority or majority stakes. These companies include Revolution Arms, a manage service technology company, and VMS (Vessel Maintenance Services), along with potentially others. Wrapping up the podcast, Jerith shares his tips on interviewing, and our three questions we ask every guest at the end of the show. Thank y'all for all of the support and don't forget to share with your friends and family as well as follow us on all of our social media accounts @ The Patty-G Show. We're proud of this show and can't do it without all of you. Please mention that Patty-G sent you during your next visit to any of our partners. Sponsors: Baton Rouge Metropolitan Airport, Falaya Real Estate, Horizon Financial Group, BLDG 5, Mercedes-Benz of Baton Rouge, Mimosa Handcrafted, GAGE and Lake Men's Health Center Patty-G
For today's podcast we are joined by Jared Loftus. Jared has just about always had an entrepreneurial mind, dating back to fifth grade when he used to sell beaded necklaces at school. Following this, Jared dabbled in multiple different entrepreneurial endeavors/ work experience including screen printed shirts, ninja snowballs, a taco food truck, MasteryPrep, growing an A.I. company through marketing, and his current endeavor, MaxBoring, an infrastructure of block chain business, providing the physical hardware that keeps the network going for cryptocurrency's. Thank y'all for all of the support and don't forget to share with your friends and family as well as follow us on all of our social media accounts @ The Patty-G Show. We're proud of this show and can't do it without all of you. Please mention that Patty-G sent you during your next visit to any of our partners. Sponsors: Baton Rouge Metropolitan Airport, Falaya Real Estate, Horizon Financial Group, BLDG 5, Mercedes-Benz of Baton Rouge, Mimosa Handcrafted, GAGE, Currency Bank, and Lake Men's Health Center Patty-G
On today's episode of the "The Runway Decade Podcast," hosts Bill Bush and Pete Bush, advisors at Horizon Financial Group discuss their recent move to a new building and reflect on the 18 years spent in the previous one. They highlight the excitement of settling into a new studio and navigating the unfamiliar surroundings. As the year comes to a close, they emphasize the significance of the year-end financial planning webinar Bill conducted in November. Bill mentions a checklist from the webinar, available on the Runway Decade website and Horizon site, which covers crucial opportunities and considerations at the close of the year. Episode Highlights: · 01:58: Bill and Pete highlight the significance of harvesting gains and losses, considering the recent market fluctuations and the impact on capital gains tax. · 02:24: Pete explains the process of offsetting gains with losses, illustrating how taxpayers can minimize their tax liability by strategically managing investment gains and losses. · 03:10: The hosts mention the net investment income tax, its relevance for individuals with AGI over certain thresholds, and the importance of proactive planning with CPAs. · 05:36: Bill mentions the potential impact of the Tax Cuts and Jobs Act, suggesting taxpayers project their income and consider the possibility of tax bracket changes. · 07:32: The hosts delve into retirement planning, specifically emphasizing the importance of maximizing contributions to 401(k) plans before the end of the calendar year. · 09:13: Bill and Pete discuss additional year-end financial planning considerations, including making IRA contributions, exploring Roth conversions, and opening retirement plans for self-employed individuals. · 10:38: Bill emphasizes the importance of examining asset allocation, rebalancing portfolios, and considering tax-loss harvesting opportunities. · 12:12: Pete addresses the impact of changing market conditions on different stock categories, encouraging investors to assess the tax implications of potential gains and losses. · 14:06: The hosts discuss the tax implications of dividend distributions and the need for investors to anticipate taxable income from dividends. · 15:23: Pete emphasizes the importance of having the right types of insurance coverage and being proactive in assessing coverage needs. · 16:50: Bill introduces the topic of financial milestones, focusing on age-related events. The Rule of 55 allows penalty-free distributions from a 401(k) if you've left a job at age 55. · 18:33: Pete mentions the significance of considering Medicare premiums, influenced by income. Changes related to moving, refinancing, marriage, ending a marriage, and updating beneficiaries are discussed. · 20:26: The hosts highlight the benefits of Health Savings Accounts (HSAs), especially for those in high deductible plans, and the triple tax advantages they offer. · 22:49: Bill and Pete discuss gifting and the importance of tracking basis for gifts and inheritance. They also touch on state-specific considerations, like Louisiana's 529 plan deductions. · 24:13: The hosts stress the importance of seeking professional assistance, including CPAs and insurance agents, and emphasize the "who not how" concept from a book they previously discussed. Key Points: 1. Conduct a comprehensive review of your finances towards the end of the year, focusing on tax planning, investment strategies, and overall financial health. 2. Be mindful of age-related financial milestones, such as retirement plan contributions at age 50 and Medicare enrolment at 65, to adapt your financial plan accordingly. 3. Regularly reassess and rebalance your investment portfolio, considering market volatility. Explore tax-efficient strategies like tax-loss harvesting and Roth conversions for better financial outcomes. Tweetable Quotes: · "In the financial world, the clock strikes midnight on December 31st, taking away many opportunities. Time to seize the last chance for year-end financial planning” · "Milestones matter! Age 50 brings catch-up contributions, 55 unlocks penalty-free 401(k) distributions, and 59½ marks the start of IRA withdrawals without penalties. Plan for these key financial checkpoints” · "Change is constant, be ready! Did you move, get married, or refinance your house? Don't forget to update your financial details. Small actions now can prevent big surprises later” Resources Mentioned: 2023 Last-Chance Financial Checklist 2023 Key Financial Data Chart · https://www.runwaydecade.com/
Marie Saia, Marco Saia, and Margaret Cedatol join us for today's podcast with Anthony's Italian Deli. Anthony's is a family run and owned restaurant, with Marie being the boss, or monarch if you will. Founded in 1978, Anthony's brings authentic Italian cuisines to Baton Rouge, including muffulettas, homemade spaghetti, a secret homemade olive salad, and much more! With their checkered red and white cloths on each table, red, white, and green striped flags, maps of Italy, family photos, and imported Italian foods stacked along the walls, you are sure to get the full Italian experience when dining at Anthony's Italian Deli! Thank y'all for all of the support and don't forget to share with your friends and family as well as follow us on all of our social media accounts @ The Patty-G Show. We're proud of this show and can't do it without all of you. Please mention that Patty-G sent you during your next visit to any of our partners. Sponsors: Baton Rouge Metropolitan Airport, Falaya Real Estate, Horizon Financial Group, BLDG 5, Mercedes-Benz of Baton Rouge, Mimosa Handcrafted, GAGE, Currency Bank, and Lake Men's Health Center Patty-G
John Roberts Jr. is a CPA and co-founder of Attracct Accounting Advisors. Attracct prides themselves on the ability to provide business leaders with the necessary financial plans and tools to help forecast and plan for the future, with scaling businesses at the forefront of their mission. John shares helpful financial advice, some of which he is more aware of because of his experience in the field. He also talks about how it has been running a business, the challenges, the successes, what he has learned from close to two years of operating with Attracct, and much more throughout the show. Thank y'all for all of the support and don't forget to share with your friends and family as well as follow us on all of our social media accounts @ The Patty-G Show. We're proud of this show and can't do it without all of you. Please mention that Patty-G sent you during your next visit to any of our partners. Sponsors: Baton Rouge Metropolitan Airport, Falaya Real Estate, Horizon Financial Group, BLDG 5, Mercedes-Benz of Baton Rouge, Mimosa Handcrafted, GAGE and Lake Men's Health Center Patty-G
Dr. Meredith Warner, Founder, Orthopedic Surgeon at Warner Orthopedics and Wellness, joins us today to share her private practice along with the healing sole footwear and supplements. Dr. Warner takes pride in running a private because she can spend more quality time with each patient individually. Along with her practice, Dr. Warner provides and created her own supplements, for example, a joint and tissue support multivitamin. Also, she created/designed footwear called the healing sole to treat plantar fasciitis pain. Check out her websites for her private practice, supplements, and footwear using the links provided below. Thank y'all for all of the support and don't forget to share with your friends and family as well as follow us on all of our social media accounts @ The Patty-G Show. We're proud of this show and can't do it without all of you. Please mention that Patty-G sent you during your next visit to any of our partners. Sponsors: Baton Rouge Metropolitan Airport, Falaya Real Estate, Horizon Financial Group, BLDG 5, Mercedes-Benz of Baton Rouge, Mimosa Handcrafted, GAGE and Lake Men's Health Center Patty-G wardrobe: McLavy Ltd. The Patty-G Show website: https://thepattygshow.com/ Dr. Meredith Warner's websites: https://warnerorthopedics.com/ and https://www.thehealingsole.com/ --- Send in a voice message: https://podcasters.spotify.com/pod/show/thepattygshow/message Support this podcast: https://podcasters.spotify.com/pod/show/thepattygshow/support
In this episode of "Inside the Plan with the 401(k) Brothers", hosted by Bill and Andy Bush, the hosts provide insight about the contribution limits of 2024 to know what you're getting into for the upcoming year which IRS announce every year around this time. Episode Highlights: · 01:04 Discussion on inflation-indexed contribution limits, highlighting that most plans saw an approximate $500 increase from 2023 to 2024, with 401K plans moving from $22,500 to $23,000. · 02:13 No change in catch-up contributions for 2023 and 2024, remaining at $7,500, leading to a total limit of $30,500 for eligible participants in 401K, 457, and certain 403 B plans. · 04:10 Individual IRA limits also rose by $500 to $7,000 for 2024, and the catch-up contribution remained at $1,000, totaling an $8,000 potential contribution for those turning 50. · 05:08 Eligibility for contributing to a Roth IRA in addition to a 401K depends on modified adjusted gross income (AGI). In 2024, single individuals earning less than $146,000 or married couples filing jointly earning less than $230,000 can contribute to both. · 06:49 For traditional IRAs, if you're covered by a retirement plan at work, the deductible contribution income limits are lower: less than $77,000 for singles and less than $123,000 for married filing jointly. · 07:23 Contributions to a traditional IRA without tax deductions must be tracked as after-tax contributions to ensure taxes are not paid upon withdrawal for the contribution amount. · 08:52 The hosts reflect on the tendency of individuals to focus on financial planning towards the end of the year, emphasizing the importance of progress towards a secure financial life. · 11:22 The hosts suggest stepping back to gain perspective on one's financial journey and the importance of planning, rather than only dealing with day-to-day needs. · 12:53 The hosts discuss the passport package for self-assessment, highlighting different mindsets between those under and over 45 years of age. The assessments are based on the work of Carol Dweck on growth versus fixed mindsets. · 14:22 They introduce the Horizon Financial Group's website where listeners can take the passport assessments – 'Expansion Passport' for those under 45 and 'Walkaway Passport' for those over 45. · 15:56 The hosts encourage listeners to step back from daily life and evaluate their mindsets, suggesting this tool can aid in identifying areas for growth. Key Points: 1. For 2024, the contribution limits for 401K plans have increased by $500 from the previous year, now standing at $23,000, with the catch-up contribution remaining at $7,500, making a total of $30,500 possible for those eligible. 2. Individuals with a modified AGI below specific thresholds can contribute to a Roth IRA in addition to their 401K. 3. The hosts emphasize the importance of assessing one's financial mindset and introduce a self-assessment tool called the passport package, which helps individuals gauge their financial health and progress towards goals, with distinct versions for those under and over 45 years of age. Tweetable Quotes: · "Get ready for 2024! Most 401(k) plans are upping the ante with contribution limits increasing by about $500. Time to max out your financial growth!” · "Whether you're aiming for a Roth IRA or sticking to traditional, knowing your AGI can unlock new opportunities for your retirement contributions in 2024.” · "End the year strong by reflecting on your financial journey. Take the 'passport' to assess your mindset – are you growing or just going with the flow?” Resources Mentioned · Horizon Financial Group
Manuel Martinez, Master Custom Designer and Owner of Martinez Custom Clothier joins us today to talk fashion, how he styles suits, and much more. Starting Martinez Custom Clothier in 1983, Manuel had a passion for clothing design. Manuel treats every individual uniquely, getting to know their personality and other traits about oneself to custom the right patterned and colored tailored suit. Manuel has also won multiple awards since opening his business in 1983, each for his unique taste in clothing design. Thank y'all for all of the support and don't forget to share with your friends and family as well as follow us on all of our social media accounts @ The Patty-G Show. We're proud of this show and can't do it without all of you. Please mention that Patty-G sent you during your next visit to any of our partners. Sponsors: Falaya Real Estate, Horizon Financial Group, BLDG 5, Mercedes-Benz of Baton Rouge, Mimosa Handcrafted, GAGE and Lake Men's Health Center Patty-G wardrobe: McLavy Ltd. The Patty-G Show's website: https://thepattygshow.com/ Martinez Custom Clothier's website: https://martinezcustom.com/ --- Send in a voice message: https://podcasters.spotify.com/pod/show/thepattygshow/message Support this podcast: https://podcasters.spotify.com/pod/show/thepattygshow/support
Caroline Merryman, owner of Caroline's Cookies, joins us today to share her amazing journey so far, with much more hopefully to come! Caroline started baking at 8 years old in her family's home, and then took it seriously around the time COVID began in 2019/2020, in which she began posting her cookies online. With a lot of hard work, tough decisions, and more, this eventually built up a big demand for her thick and gooey cookies, bringing her to where she is today! With a bright future ahead, we hope to see much more from Caroline and her team in Baton Rouge and surrounding areas! Thank y'all for all of the support and don't forget to share with your friends and family as well as follow us on all of our social media accounts @ The Patty-G Show. We're proud of this show and can't do it without all of you. Please mention that Patty-G sent you during your next visit to any of our partners. Sponsors: Baton Rouge Metro Airport, Falaya Real Estate, Horizon Financial Group, BLDG 5, Mercedes-Benz of Baton Rouge, Mimosa Handcrafted, GAGE and Lake Men's Health Center Patty-G wardrobe: McLavy Ltd. The Patty-G Show website: https://thepattygshow.com/ Caroline's Cookies website: https://www.eatcarolinescookies.com/ --- Send in a voice message: https://podcasters.spotify.com/pod/show/thepattygshow/message Support this podcast: https://podcasters.spotify.com/pod/show/thepattygshow/support
On today's episode of the "The Runway Decade Podcast," hosts Bill Bush and Pete Bush, advisors at Horizon Financial Group are typically co-located for the podcast, this episode finds them connecting remotely via Zoom. The reason for their remote setup is not due to the common reasons of the past few years, hinting at the global pandemic, but rather a disruption in their usual operations. The hosts discuss the real reason behind their remote work situation. Their regular recording location has been infested with termites, causing significant damage that was worse than initially anticipated. Episode Highlights · 01:55: The hosts share that they had already planned to move to a new building on November 3rd. The termite situation offered a somewhat timely opportunity to prepare the old building for sale while getting ready to transition to their new location. · 02:09: The conversation shifts to the broader theme of disruptions in life, particularly when things seem to be running smoothly or "on the runway." Disruptions can manifest in various ways, from economic changes and job layoffs to health issues and family matters. · 02:53: The hosts hint at their book, "The Runway Decade," which discusses potential obstacles and challenges young adults might face in their 20s. The book provides insights into planning and dealing with life's unpredictability. · 03:16: The hosts emphasize that while disruptions are inevitable, having a plan can provide a foundational guide to navigate through such challenges. Even when things don't go according to plan, having a strategy to fall back on can help individuals determine their next steps. · 03:45: Drawing on the adage that the only constant is change, the hosts reflect on their own experiences with disruptions, particularly the impact of the pandemic. They discuss how the world has adapted to new norms, such as remote working and using tools like Zoom. · 05:26: The conversation shifts to financial disruptions, such as divorce, death, job changes, or health challenges. Bill and Pete emphasize the need for teamwork, especially among professional advisors, during these challenging times. They discuss the importance of restoring confidence when faced with such significant life changes. · 07:15: As the team transitions to the new space, the host discusses the intricacies and numerous tasks involved, such as updating addresses on letterheads, websites, and other collateral. · 09:28: Emphasizing the seemingly minor yet significant time-saving, Bill and Pete shares how they once calculated the three to four-minute difference in driving time, multiplied by the number of trips they made, and factored in two cars. They amusingly note that such minute savings could translate to about two weeks saved annually. · 11:02: The conversation pivots to a thought-provoking article from the Wall Street Journal, which tackled the age at which individuals tend to make their most optimal financial decisions. As the host reveals, the age pinpointed by the article is around 53 or 54, fitting perfectly within the "runway decade" age range that the podcast focuses on. · 13:07: Pete discusses the optimal age for making the best financial decisions, referencing an article from the Wall Street Journal which suggests that age is around 53 or 54. This age range is termed as the "runway decade sweet spot." · 15:41: The conversation touches on a referenced Wall Street Journal article and the significance of asking the right financial questions. Three Key Points 1. Bill and Pete discuss how economic recessions can lead to job disruptions and layoffs, affecting many people's livelihoods. They also mention other possible disruptions like health issues and family problems. 2. The discussion emphasizes the role of experience and wisdom in refining one's financial outlook. By the time one reaches the runway decade, many previously held misconceptions or unrealistic expectations about finances have been dispelled, either through personal experience or by observing the experiences of others. 3. Bill and Pete discuss the motivation and purpose behind their book, emphasizing the importance of financial awareness and preparation, particularly as individuals approach their 50s. Tweetable Quotes · “Disruptions are almost guaranteed in one's journey. The notable quote from their book is highlighted: "Plan on planning for your plan not to go as planned." This emphasizes the importance of flexibility and adaptability in the face of unforeseen challenges.” – Bill · “Many retirees choose to downsize their homes to reduce maintenance and possibly transition into retirement communities. In contrast, the host's business is experiencing growth, leading to an "upsizing" of their office space.” – Pete · Individuals in their early 50s become more proactive and serious about their financial futures.” - Bill Resources Mentioned · runwaydecade.com · Podcast Editing
Melissa Campbell, owner of Peak Media, joins us for today's podcast. Peak Media is a social media marketing business in which provides an array of services to help grow one's brand/ business online. Melissa shares her previous work before deciding to start her business, why she decided to go the social media marketing route, she shares the things she has learned along her way as a businesswoman and as a marketing company itself, and much more along the way! Peak prides themselves on their ability to get your business where you want it go to through their team, their game plan/marketing plot, years of experience in the field, and more. Learn more about their business and Melissa Campbell on their website provided below. Thank y'all for all of the support and don't forget to share with your friends and family as well as follow us on all of our social media accounts @ The Patty-G Show. We're proud of this show and can't do it without all of you. Please mention that Patty-G sent you during your next visit to any of our partners. Sponsors: Falaya Real Estate, Horizon Financial Group, BLDG 5, Mercedes-Benz of Baton Rouge, Mimosa Handcrafted, GAGE and Lake Men's Health Center Patty-G wardrobe: McLavy Ltd. The Patty-G Show website: https://thepattygshow.com/ Peak Media's website: https://www.peakmediala.com/ --- Send in a voice message: https://podcasters.spotify.com/pod/show/thepattygshow/message Support this podcast: https://podcasters.spotify.com/pod/show/thepattygshow/support
This week we are joined by one of our favorite LA Lads, Pete Bush! Pete is the CEO and Partner of Horizon Financial Group here in Baton Rouge! Melissa has worked with Pete for many years in the retirement plan space. It is only fitting that we finally have him on to discuss all things financial planning and 401(k)s. Thank you for your constant support of our endeavors and for our fabulous partnership, Pete! Check out Horizon Financial Group: Horizon Financial Group (horizonfg.com) October book of the month: The Secret a book by Rhonda Byrne (bookshop.org) Listener support! Louisiana Ladies • A podcast on Anchor Catch up on Louisiana Ladies on Apple Podcasts and Spotify! Follow Louisiana Ladies on Instagram and Facebook Visit us at laladies.info --- Support this podcast: https://podcasters.spotify.com/pod/show/louisianaladies/support
Chris Meyer, President and CEO at Baton Rouge Area Foundation, joins us for today's podcast to talk about the school system in South Louisiana, and also the schools around the country. Chris is on a mission to better the school system in South Louisiana and surrounding schools, including donating computers to underprivileged schools and orphanages as far away as Mexico. BRAF also does projects on downtown and inner-city revitalization, urban planning, improving mental health services. Click the link to their website below to learn more about BRAF and the revolutionary change they are making in our state and surrounding places! Thank y'all for all of the support and don't forget to share with your friends and family as well as follow us on all of our social media accounts @ The Patty-G Show. We're proud of this show and can't do it without all of you. Please mention that Patty-G sent you during your next visit to any of our partners. Sponsors: Falaya Real Estate, Horizon Financial Group, BLDG 5, Mercedes-Benz of Baton Rouge, Mimosa Handcrafted, GAGE and Lake Men's Health Center Patty-G wardrobe: McLavy Ltd. The Patty-G Show website: https://thepattygshow.com/ Baton Rouge Area Foundation's website: https://www.braf.org/ --- Send in a voice message: https://podcasters.spotify.com/pod/show/thepattygshow/message Support this podcast: https://podcasters.spotify.com/pod/show/thepattygshow/support
Kevin Gardner, Senior Vice President of HUB Insurance, joins us for today's podcast. HUB Insurance is an insurance brokerage which provides employee benefits, business, and personal insurance products and services. Throughout the podcast, Kevin talks about his previous experience in the insurance world before HUB, along with some lessons he's learned throughout that journey. Kevin also shares his experience from running his own practice with a couple of partners, learning how to balance growing the business with people/employee management at the same time. Tune in to the rest of the podcast to hear more about HUB Insurance and visit their website using the link below for more information! Thank y'all for all of the support and don't forget to share with your friends and family as well as follow us on all of our social media accounts @ The Patty-G Show. We're proud of this show and can't do it without all of you. Please mention that Patty-G sent you during your next visit to any of our partners. Sponsors: Falaya Real Estate, Horizon Financial Group, BLDG 5, Mercedes-Benz of Baton Rouge, Mimosa Handcrafted, GAGE and Lake Men's Health Center Patty-G wardrobe: McLavy Ltd. The Patty-G Show website: https://thepattygshow.com/ HUB Insurance's website: https://www.hubinternational.com/ --- Send in a voice message: https://podcasters.spotify.com/pod/show/thepattygshow/message Support this podcast: https://podcasters.spotify.com/pod/show/thepattygshow/support
Erik Showalter, President of the Baton Rouge General Foundation, joins us for today's podcast. BRGF is a foundation which supports Baton Rouge General by philanthropic events, helping the hospital provide healthcare to the community. The donations and gifts acquired go to equipment, technology, services, programs, and also research for BRG. These gifts and donations allow the patients to have an experience they will remember, like during Covid when Erik and his team raised money for iPads so patients could talk to family! BRGF has more plans they are working on in the future, including a mobile health unit which can do primary care visits, vaccines, screenings, mental health assets, and much more, all being brought out to the community in Baton Rouge! Tune in to hear more about Erik, how he got started, and the mission he and his team is on to provide BRG with the best equipment possible! Thank y'all for all of the support and don't forget to share with your friends and family as well as follow us on all of our social media accounts @ The Patty-G Show. We're proud of this show and can't do it without all of you. Please mention that Patty-G sent you during your next visit to any of our partners. Sponsors: Falaya Real Estate, Horizon Financial Group, BLDG 5, Mercedes-Benz of Baton Rouge, Mimosa Handcrafted, GAGE and Lake Men's Health Center Patty-G wardrobe: McLavy Ltd. The Patty-G Show website: https://thepattygshow.com/ Baton Rouge General Foundation's website: https://www.brgeneral.org/ --- Send in a voice message: https://podcasters.spotify.com/pod/show/thepattygshow/message Support this podcast: https://podcasters.spotify.com/pod/show/thepattygshow/support
Bri Boudreaux, owner of Simple Living Concierge Services, joins us for today's podcast. Bri started off her services with organizing and errand running. She then realized there was much more she could offer, so she and her team established a systematic approach to organizing home and office spaces, with other services such as doing laundry, reminders for holiday presents, and much more. Overall, Simple Living is saving people lots of time! Thank y'all for all of the support and don't forget to share with your friends and family as well as follow us on all of our social media accounts @ The Patty-G Show. We're proud of this show and can't do it without all of you. Please mention that Patty-G sent you during your next visit to any of our partners. Sponsors: Falaya Real Estate, Horizon Financial Group, BLDG 5, Mercedes-Benz of Baton Rouge, Mimosa Handcrafted, GAGE and Lake Men's Health Center Patty-G wardrobe: McLavy Ltd. The Patty-G Show website: https://thepattygshow.com/ Simple Living Concierge Service's website: https://simpleliving.us/ --- Send in a voice message: https://podcasters.spotify.com/pod/show/thepattygshow/message Support this podcast: https://podcasters.spotify.com/pod/show/thepattygshow/support
In this episode of "Inside the Plan with the 401(k) Brothers", hosted by Bill and Andy Bush, the hosts provide insight into the hosts' their experiences with money and financial responsibility, highlighting the values they learned from their upbringing. Episode Highlights · 02:08: Bill and Andy emphasize that nothing was ever handed to them, and they had to go out and earn their own money from an early age. · 03:57: Bill and Andy highlight their commitment to making prudent financial decisions and investing in their own assets, such as their home, as a long-term financial strategy. · 04:46: This segment of the episode touches on the importance of timing in financial decision-making and how individual circumstances and perspectives can affect stress levels and financial choices. · 05:28: The hosts discuss the intriguing age range of 53-54 mentioned in the Wall Street Journal article as the time when people tend to make their best financial decisions. They express curiosity about why this particular age range is considered optimal for financial decision-making. · 06:21: Bill talks about the evolution of financial decision-making as individuals grow older and gain a better understanding of the complexities and risks associated with financial choices. · 06:48: The hosts mention that people make fewer mistakes at this age because they have accumulated a significant amount of life experience and knowledge over the years. This learning process has become deeply ingrained in their decision-making. · 07:52: Bill and Andy acknowledge the importance of recognizing that one's "runway" in life is not as long as it once seemed, prompting a desire to get their financial affairs in order, particularly in preparation for retirement. · 09:10: The hosts discuss their experiences with market ups and downs, emphasizing the importance of learning from these experiences. · 10:13: The hosts emphasize that people often underestimate how long they will live, and they stress the importance of planning for a potentially lengthy retirement. They highlight that retiring at 65 could mean having 30 years of retirement life ahead, so financial planning should account for extended longevity. · 11:43: Bill and Andy advise increasing retirement contributions, especially when major debts, such as car loans or credit card debt, are paid off. This ensures that extra funds are directed toward building a more substantial retirement nest egg. · 13:57: The idea of making thoughtful financial choices that align with one's current and future priorities, particularly as individuals approach retirement and experience changes in their life circumstances. · 14:04: The hosts wrap up the discussion by highlighting the article from the Wall Street Journal titled "The Exact Age When You Make Your Best Financial Decisions." They recommend it as a quick and worthwhile read for gaining insights into the topic. · 15:34: Bill and Andy emphasize the importance of preparing for the next several years, including the next five, ten, and fifteen years. They acknowledge that financial mistakes are inevitable, but with wisdom and preparedness, individuals can recover more quickly from setbacks and avoid taking excessive risks. Three Key Points 1. The hosts discuss their decision to stay in their current house instead of selling and moving to a more expensive place, highlighting how such a decision reduced potential stress levels. They reflect on how everyone experiences stress differently based on their circumstances and perspectives. 2. People in their 50s have likely experienced market downturns and economic challenges, which can be valuable learning experiences. Younger investors may not have encountered such financial setbacks, whereas those in their 50s have had the opportunity to learn from past market fluctuations. 3. Bill and Andy highlight the value of resources like the Wall Street Journal article and the importance of continued learning and financial awareness, especially as individuals navigate their "runway decade" leading up to retirement. Tweetable Quotes · “In their teens and 20s, Bill and Andy were more idealistic and less understanding of how things work. They describe this phase as a time of having false hope and engaging in what they call "magical thinking," where they believed things would work out without fully realizing the risks involved.” · “By the time people reach their 50s, they often no longer feel the need to impress others. Instead, they focus on personal improvement and making choices that enhance their own lives.” · “Market experiences can be valuable lessons and that maintaining a balanced perspective on investment is crucial.” Resources Mentioned · Horizon Financial Group
Front Yard Bikes. Where do we start? We start in Executive Director Dustin LaFont's front yard. Throughout and after college, Dustin would ride his bike frequently for school and some of his other tasks. During this time, he acquired a knowledge for bikes, acquiring parts and how to repair his bike and others along the way. Front Yard Bikes started when a kid asked Dustin to repair his bike. This kid then told others and the word spread. Dustin was helping fix bikes in his front yard and the time came to expand. Now, Front Yard Bikes has four different locations they operate out of, helping the youth in their school classes, teaching them skills such as welding, cooking, how to cut hair, how to repair bikes, and even more, it's a place for local students to bond outside of class after school or during summer while spending time together and learning new things. FYB has more plans in the future to become the spot for the youth to be able spend productive time outside of school! Spotify Podcast upload: Thank y'all for all of the support and don't forget to share with your friends and family as well as follow us on all of our social media accounts @ The Patty-G Show. We're proud of this show and can't do it without all of you. Please mention that Patty-G sent you during your next visit to any of our partners. Sponsors: Falaya Real Estate, Horizon Financial Group, BLDG 5, Mercedes-Benz of Baton Rouge, Mimosa Handcrafted, GAGE, Currency Bank and Lake Men's Health Center Patty-G wardrobe: McLavy Ltd. The Patty-G Show website: https://thepattygshow.com/ Front Yard Bikes' website: https://www.frontyardbikes.com/ --- Send in a voice message: https://podcasters.spotify.com/pod/show/thepattygshow/message Support this podcast: https://podcasters.spotify.com/pod/show/thepattygshow/support
The Personnel Consulting Group is a direct hire recruiting and contract staffing agency in the New Orleans Area. Jim Schneider, President and Managing Partner; Michael Hecker, Partner; and Toby Toups, Partner of the Personnel Consulting Group, join us for today's podcast. At PCG, they pride themselves on being transparent in their goals and what they strive to accomplish. To them, it's not about just finding the next hire for a company, it's about founding the right fit. Finding the right fit often takes a longer time frame, but they believe it is worth it in the long run because people will enjoy their job more if they wait for the "perfect" fit. The PCG has multiple client and candidate services, which can be found on their website using the link provided below. Thank y'all for all of the support and don't forget to share with your friends and family as well as follow us on all of our social media accounts @ The Patty-G Show. We're proud of this show and can't do it without all of you. Please mention that Patty-G sent you during your next visit to any of our partners. Sponsors: Falaya Real Estate, Horizon Financial Group, BLDG 5, Mercedes-Benz of Baton Rouge, Mimosa Handcrafted, GAGE and Lake Men's Health Center Patty-G wardrobe: McLavy Ltd. The Patty-G Show website: https://thepattygshow.com/ The Personnel Consulting Group's website: https://www.pcgla.com/ --- Send in a voice message: https://podcasters.spotify.com/pod/show/thepattygshow/message Support this podcast: https://podcasters.spotify.com/pod/show/thepattygshow/support
On today's episode of the "The Runway Decade Podcast," hosts Bill Bush and Pete Bush, advisors at Horizon Financial Group talk about Bill's recent weekend, where he celebrated his 40th high school reunion at Bellaire High School. The reunion was a combination of the classes of 1981, 1982, and 1983 due to the pandemic. Episode Highlights · 02:08: Pete mentions how the past is also somewhat "made-up" because people select specific memories to keep and leave others behind. He notes that high school graduation is one of those monumental moments in life that leaves a significant mark. · 03:17: Bill reflects on the significance of his 40-year high school reunion, highlighting that some people might be having their 30-year reunion, which places them in their late 40s and entering the "runway decade." · 03:23: Pete mentions the "future glimpse" aspect of their planning process from the book, where they project how people's lives will unfold based on their current age, including significant others, parents, kids, and spouses. · 04:52: Bill and Pete discusses the introductory theme of their book, which involves making educated guesses about people's lives based on their age and life stage. He emphasizes that these guesses are not one-size-fits-all, but they can provide a starting point for forward planning, considering factors like what people may be thinking, doing, or how their children might be developing within a general range. · 06:11: Pete and Bill discuss how rapidly technology and society change over time. They speculate about what life will be like 20 years in the future, and Pete mentions that people tend to adapt quickly to new technologies. · 07:26: Bill mentions that their high school reunion was held in a historic downtown building, likely built in the 1920s. He mentions some of the history of some of the surrounding buildings, including previous uses as the Louisiana National Bank building and a hotel. · 09:43: Pete and Bill discuss the importance of minimizing expenses as one approaches retirement. They emphasize the concept of "health and wealth" in their book and how going into retirement healthy and without debt can significantly boost financial confidence. · 11:29: Pete discusses the concept of the "future self" and how people tend to prioritize their present selves over their future selves. · 13:23: Pete mentions watching a behind-the-scenes show about Linda Ronstadt and the book "Die with Zero," which deals with using your resources wisely. · 14:50: Pete discusses the importance of finding a balance between time, money, and health during your "Runway Decade." · 15:10: Pete mentions the book "Die with Zero" and its idea of finding a balance between these three elements. He talks about the heart of the "Runway Decade" chapter, emphasizing the need to consider time, money, and health as you age. Three Key Points 1. Bill mentions a recent trip to Europe, where they saw a musical adaptation of "Back to the Future" in London's theater district. He notes that the musical is a time travel story, which ties into the theme of the "Runway Decade" podcast, where they focus on looking ahead to the future and planning for retirement. 2. Pete and Bill discuss the significance of minimizing expenses and being healthy as retirement approaches. 3. Pete discusses the importance of finding a balance between time, money, and health during a person's "Runway Decade." Tweetable Quotes · “Health and financial stability can boost confidence and reduce stress in retirement.” – Bill · “Thinking of the future self as someone you care about, like a long-distance friend or family member, can help foster a sense of responsibility and planning for that future self.” – Pete · “People tend to prioritize helping their present selves over their future selves.” - Pete Resources Mentioned · runwaydecade.com
Gage Telephone is a family owned business since 1980, now being operated by Greg Wood, Anne Hebert, Jason Landry, and their team. Gage offers multiple services, starting with telecommunication systems which has evolved much over time, resulting in now using cloud voice technology to provide modern technology to their telephones. With telecommunication systems being the majority of the company's work, Gage is also proud to have expanded the business into other realms, allowing the company to offer others IT services, power generators, generator maintenance, cabling services, and last but not least, cybersecurity. Thank y'all for all of the support and don't forget to share with your friends and family as well as follow us on all of our social media accounts @ The Patty-G Show. We're proud of this show and can't do it without all of you. Please mention that Patty-G sent you during your next visit to any of our partners. Sponsors: Falaya Real Estate, Horizon Financial Group, BLDG 5, Mercedes-Benz of Baton Rouge, Mimosa Handcrafted, Currency Bank, and Lake Men's Health Center Patty-G wardrobe: McLavy Ltd. The Patty-G Show website: https://thepattygshow.com/ Gage Telephone's website: https://www.gagetelephone.com/ --- Send in a voice message: https://podcasters.spotify.com/pod/show/thepattygshow/message Support this podcast: https://podcasters.spotify.com/pod/show/thepattygshow/support
In this episode of "Inside the Plan with the 401(k) Brothers", hosted by Bill and Andy Bush, the hosts discuss various topics including the hot weather of August, the anticipation of cooler weather, and the upcoming football season. They mention the excitement for college football, particularly focusing on the LSU Tigers and their strong performance last season. Bill and Andy discuss the unpredictable nature of life and draw parallels between unforeseen events in sports and retirement planning. Episode Highlights · 01:57: The hosts draw a parallel between this anticipation for football and the anticipation that individuals have for retirement. · 02:41: People often look forward to specific events, such as counting down the weeks to certain occasions. Bill and Andy emphasize the importance of anticipation in both football and retirement planning. · 02:48: Bill and Andy reiterate their high hopes for LSU's success in the upcoming season, highlighting that these hopes are shared not only by fans but also by Coach Kelly, the coaching staff, and the players. · 04:12: Even when individuals are healthy and making good decisions, unexpected things can still occur. · 04:47: Retirements, like football seasons, don't always go as planned, and individuals may face situations that necessitate continued work. Some retirees might need extra income or insurance, prompting them to stay employed. · 05:30: The hosts emphasize the need to balance high hopes and optimism with a dose of reality. They stress that planning should account for potential setbacks and challenges, and individuals should be prepared for things not going perfectly. · 06:40: Bill and Andy emphasize the need for individuals to have financial advisors who can identify blind spots and guide them through their financial journey, much like a football coach guiding players on the field. · 07:24: Just as a football team needs to strike a balance between aggressive and conservative plays, individuals should aim to strike a balance between growth and security in their investment approach. · 09:00: Bill and Andy compare football plays to investment choices, highlighting that overly conservative or overly aggressive approaches can lead to unfavorable outcomes. · 11:02: Just as a football game requires a well-rounded game plan, a fulfilling retirement requires careful consideration of various elements that contribute to a well-rounded and purposeful life. · 12:24: The hosts mention their mother's active social life as an example of how staying engaged with family and friends contributes to a vibrant retirement. · 14:02: Bill and Andy discuss the concept of control in retirement planning, comparing it to the control that football players have over their game and performance. · 16:05: Bill and Andy emphasize the importance of having purpose and activities in retirement beyond just financial planning, drawing parallels to the enjoyment of leisure activities and social interactions. · 17:08: The hosts reiterate the importance of having a plan for retirement, just like a football team has a game plan. They emphasize the need to consider both the high hopes and potential challenges that retirement may bring. Three Key Points 1. Just as a sports team must have contingency plans for unexpected challenges, individuals need to account for unforeseen circumstances in their retirement plans. 2. Bill and Andy highlight the importance of diversification, managing risk, and balancing growth potential with security. 3. Bill and Andy highlight the multi-faceted nature of retirement planning, where financial preparation, risk management, and quality of life considerations all play crucial roles, similar to the various elements in a football game plan. Tweetable Quotes · “Sense of anticipation underscores the importance of planning for retirement, just as fans eagerly await the start of a football season.” – Bill · “Just as a football team doesn't simply show up on the first day of the season without prior preparation, individuals also need to engage in forward-thinking and planning to ensure a successful retirement.” – Bill · “Learning from mistakes and being open to adjustments are key to both successful football strategies and effective retirement planning.” – Andy · “Retirement could last for decades, and individuals need to plan for potentially living well beyond average life expectancies.” - Bill Resources Mentioned · Horizon Financial Group
Rachel Eggie, owner of Eggie Salon Studio, joins us for today's episode. Eggie was born in Houston, then raised in Baton Rouge, where she developed her passion for hair. While Eggie was seeking to go to cosmetology school out of High School, she wound up getting a degree from LSU in marketing, and then she fully pursued her passion. Tune in to hear more about her journey, the lessons she has learned along the way, why she shaved her head for those with cancer, how she found out what her calling was in life, some of her tips and tricks for us to learn from, and much more! Thank y'all for all of the support and don't forget to share with your friends and family as well as follow us on all of our social media accounts @ The Patty-G Show. We're proud of this show and can't do it without all of you. Please mention that Patty-G sent you during your next visit to any of our partners. Sponsors: Falaya Real Estate, Horizon Financial Group, BLDG 5, Mercedes-Benz of Baton Rouge, Mimosa Handcrafted, and Lake Men's Health Center Patty-G wardrobe: McLavy Ltd. The Patty-G Show website: https://thepattygshow.com/ Rachel Eggie's website: https://eggiesalonstudio.com/ --- Send in a voice message: https://podcasters.spotify.com/pod/show/thepattygshow/message Support this podcast: https://podcasters.spotify.com/pod/show/thepattygshow/support
On today's episode of the "The Runway Decade Podcast," hosts Bill Bush and Pete Bush, advisors at Horizon Financial Group have decided not to have a guest and instead engage in a conversation with each other, reflecting on their journey and possibly discussing future plans. They mention having gained publicity through national magazines, open houses, and book signings, which improved distribution. Episode Highlights · 01:29: Bill and Pete reflect on the past year and the amount of content they have produced. They express curiosity about where their endeavors will lead in the future. · 01:48: They mention that a significant portion of their business involves working with business leaders, particularly in the context of retirement plan management and consulting. They emphasize that dealing with business leaders is a substantial part of their professional activities. · 02:55: The hosts delve into the characteristics of business leaders in more detail. They highlight that many business leaders have been with their respective companies for a significant period, contributing to the company's growth. · 03:01: Leaders often receive attractive compensation packages, including benefits and perks, and they tend to have substantial account balances in retirement plans like 401Ks. · 05:41: Business leaders often have extra perks, including equity ownership or synthetic equity arrangements. They might be offered deferred compensation plans or non-qualified deferred compensation plans as part of their compensation packages. · 06:25: The host highlights several obstacles that business leaders face, including lack of time, being scattered across multiple financial accounts, procrastination, lack of knowledge, and disinterest in financial planning. · 08:20: The host discusses their book "The Runway Decade" and its purpose. They clarify that the book isn't meant to provide specific solutions or advice for individual situations, as everyone's financial circumstances are unique. Instead, the book guides readers on how to think about financial planning and retirement transition by posing the right questions. · 10:27: By going through the matrix and checking off what they know or don't know, people can identify areas where they need assistance and guidance. This process prompts them to consider questions such as retirement income projections, account balances, benefits, and contingencies for unforeseen events. · 13:32: Bill and Pete discuss an upcoming event called CYA 360 (Cover Your Assets 360), which focuses on addressing the various risks that business leaders and owners face, both in their businesses and their personal financial lives. · 15:06: The host emphasizes the significance of the runway decade for business owners and how CYA 360 can be particularly valuable during this time. · 18:20: The hosts reflect on the guests who have appeared on their podcast over the past year. Three Key Points 1. For owners of the business, there is a direct link between their stake in the company's equity and the outcome of an exit or transition. However, business leaders who are professional managers, such as CFOs, HR officers, or operations leaders, might not have equity ownership, but they contribute significantly to the company's success and its equity value. 2. Many people initially focus on investment planning when they think about financial advisors, as it's a common perception. However, the matrix illustrates that financial planning encompasses various areas that impact an individual's financial life. 3. Bill and Pete emphasize that business owners are familiar with the industry-specific risks they encounter, as well as the economic factors affecting their businesses. However, they might not give the same level of attention to their personal wealth and the translation of their business success into their personal financial situation. Tweetable Quotes · "A business leader doesn't necessarily have to be the founder or owner; it could also refer to an executive responsible for leading and advancing the business." – Pete · "Organizing your finances can provide a sense of control and understanding over your financial situation." – Pete · "CYA 360 is an event that catches the attention of business leaders and owners because they're accustomed to considering risk management for their businesses." - Bill Resources Mentioned · runwaydecade.com
Natalie Noel, CEO and product visionary of NOEL Family Distillery, joins us for today's episode. Natalie and her father started NOEL 6 years ago, with a dream to produce ultra premium spirits with natural ingredients. NOEL Family Distillery is a Louisiana owned and operated family business located in Donaldsonville. NOEL offers vodka, rums, and tequila, which have all been approved by Patty-G! Natalie's prior work and current includes running businesses, such as a software company as an example of one. Her experience is across the board. Check out NOEL Family Distillery using the link following for more information about NOEL and their story. https://shop.noeldistillery.com/ Thank y'all for all of the support and don't forget to share with your friends and family as well as follow us on all of our social media accounts @ The Patty-G Show. We're proud of this show and can't do it without all of you. Please mention that Patty-G sent you during your next visit to any of our partners. Sponsors: Falaya Real Estate, Horizon Financial Group, BLDG 5, Mercedes-Benz of Baton Rouge, Mimosa Handcrafted, and Lake Men's Health Center Patty-G wardrobe: McLavy Ltd. The Patty-G Show website: https://thepattygshow.com/ --- Send in a voice message: https://podcasters.spotify.com/pod/show/thepattygshow/message Support this podcast: https://podcasters.spotify.com/pod/show/thepattygshow/support
Joe Martin is the chief creative officer and one of the co-founders/owners of Red Six Media. Red Six Media is a full service ad agency that works to bring out the best in brands and in one another. Red Six has been running for a little over 14 years, with plans to keep adding on. Joe is also involved in the restaurant/bar world, with Soulshine Kitchen and Bar. Soulshine is located here in Baton Rouge, and provides home cooked meals, hand-crafted cocktails, and music. Tune in to hear more about Joe's journey from Texas to Louisiana, the development of Red Six Media, and much more! Thank y'all for all of the support and don't forget to share with your friends and family as well as follow us on all of our social media accounts @ The Patty-G Show. We're proud of this show and can't do it without all of you. Please mention that Patty-G sent you during your next visit to any of our partners. Sponsors: Falaya Real Estate, Horizon Financial Group, BLDG 5, Mercedes-Benz of Baton Rouge, Mimosa Handcrafted, and Lake Men's Health Center Patty-G wardrobe: McLavy Ltd. The Patty-G Show website: https://thepattygshow.com/ Red Six Media's website: https://redsixmedia.com/ --- Send in a voice message: https://podcasters.spotify.com/pod/show/thepattygshow/message Support this podcast: https://podcasters.spotify.com/pod/show/thepattygshow/support
Stephanie Bartage is a mother, the artistic director, and the founder of a theater nonprofit, 225 theater collective. She is also the founder of the Roman's 12:12 Foundation, a charity to support children that need to undergo thymus transplant surgery. She works with a Baton Rouge bilingual media company, Caras and Faces, and last but not least, Stephanie is representing Baton Rouge as Ms. Baton Rouge in the international United Ms. Pageant! Tune in to hear about all of these ventures, what they entail, how she was able to get involved in so much, and much more info along the way! Thank y'all for all of the support and don't forget to share with your friends and family as well as follow us on all of our social media accounts @ The Patty-G Show. We're proud of this show and can't do it without all of you. Please mention that Patty-G sent you during your next visit to any of our partners. Sponsors: Falaya Real Estate, Horizon Financial Group, BLDG 5, Mercedes-Benz of Baton Rouge, Mimosa Handcrafted, and Lake Men's Health Center Patty-G wardrobe: McLavy Ltd. The Patty-G Show website: https://thepattygshow.com/ Stephanie Bartage's websites: https://www.225theatrecollective.com/team-2 https://carasandfacesmedia.com/ https://www.romans1212foundation.org/ --- Send in a voice message: https://podcasters.spotify.com/pod/show/thepattygshow/message Support this podcast: https://podcasters.spotify.com/pod/show/thepattygshow/support
Dr. Jonathan Weiler, owner and plastic surgeon of Weiler Plastic Surgery, joins us for today's episode. Dr. Weiler, who graduated from LSU medical school and completed his fellowship training in plastic surgery at LSU Medical Center, specializes in cosmetic breast enhancement, body contouring, and facial plastic surgery. Throughout the podcast, Dr. Weiler talks about his start in the medical world working with Lifestyle Lift, then his transition into Weiler Plastic Surgery and the practices done at Weiler Plastic Surgery, the multiple locations he has been able to open, his involvement in Rejuvime, and more. Dr. Weiler goes on to talk about Ozempic and its effects, which are now helping people lose 20%-30% of their body weight. Tune in to hear all about the preceding information and more along the way! Be sure to mention that Patty-G sent you during your next visit to any of our partners. Thank y'all for all of the support and don't forget to share with your friends and family as well as follow us on all of our social media accounts @ The Patty-G Show. We're proud of this show and can't do it without all of you. Sponsors: Falaya Real Estate, Horizon Financial Group, BLDG 5, Mercedes-Benz of Baton Rouge, Mimosa Handcrafted, and Lake Men's Health Center Patty-G wardrobe: McLavy Ltd. The Patty-G Show website: https://thepattygshow.com/ Weiler Plastic Surgery's website: https://www.weilerplasticsurgery.com/ --- Send in a voice message: https://podcasters.spotify.com/pod/show/thepattygshow/message Support this podcast: https://podcasters.spotify.com/pod/show/thepattygshow/support
Matt Ory, co-owner of AMO Trial Lawyers and AMO Title Services, talks about his trials and tribulations as an entrepreneur, along with his successes. Matt's work ethic and relentless drive led him to multiple ventures. He got into real estate early and realized that things could be done better if he started a title company. Then comes along AMO Title Services. AMO Title prides itself on being proactive in streamlining the closing process for legal and lending communities, developers, real estate agents, homeowners, and brokers. Matt co-owns Rox's Bar in Thibodaux, Louisiana, Cache River Farms in Arkansas, and has also gotten involved with Gator Coolers, Smalls Sliders, and Walk-Ons. Be sure to mention that Patty-G sent you during your next visit to any of our partners. Thank y'all for all of the support and don't forget to share with your friends and family as well as follow us on all of our social media accounts @ The Patty-G Show. We're proud of this show and can't do it without all of you. Sponsors: Falaya Real Estate, Horizon Financial Group, BLDG 5, Mercedes-Benz of Baton Rouge, Mimosa Handcrafted and Lake Men's Health Center Patty-G Wardrobe: McLavy Ltd. The Patty-G Show Website: https://thepattygshow.com/ AMO Title's website: https://www.amotitle.com/ --- Send in a voice message: https://podcasters.spotify.com/pod/show/thepattygshow/message Support this podcast: https://podcasters.spotify.com/pod/show/thepattygshow/support
Happy Father's Day to one and all. This week Patty-G had the honor of sitting down with his father, Douglas Gremillion. A generational entrepreneur running two family businesses with Patty-G's two brothers. Gremillion Mechanical being the first of the family businesses is now within it's 4th generation of Gremillion's and continuing to grow year over year. A second company has started to bloom, Facilities Maintenance Specialists. Gremillion Mechanical originally started in Baton Rouge as a residential plumbing company has evolved to become an industrial plumbing company specializing in niche services within their industry. One of those niche services is non intrusive pipe lining solutions for any and all sizes of pipes. Facility Maintenance Specialists is an industrial grounds maintenance enterprise specializing in grounds keeping and general facilities maintenance. Being a 3rd generation entrepreneur himself, Douglas Gremillion sought out the engineering field for his joy of creative problem solving and building of structures. After building a career in the civil engineering field, he and his wife, Patrice, made the decision to return to the family business and take if over form his father, James Gremillion. In this episode Patty-G talks with his dad about what it was like growing up in an entrepreneurial household and what it was like to raise five kids within a similar mindset. Thank you to everyone for following the show, if you haven't already, we'd be extremely grateful if you took the time to like, share and subscribe to the show wherever you consume our content. Additionally, anytime you visit one of our sponsors please be sure and mention The Patty-G Show! Sponsors: Currency Bank, Falaya Real Estate, Horizon Financial Group, Mercedes-Benz of Baton Rouge, Lake Men's Health Center, Mimosa Handcrafted & McLavy LTD. Podcast Website: https://thepattygshow.com/ Gremillion Mechanical Website: https://www.gremillionmechanical.com/ --- Send in a voice message: https://podcasters.spotify.com/pod/show/thepattygshow/message Support this podcast: https://podcasters.spotify.com/pod/show/thepattygshow/support
Mark Normand is the co-founder of Poppa Earle's Cajun Seasoning. Mark had been developing a recipe and would initially give the seasoning he made out to people for a gift. He then combined his work with co-founder Jesse Leblanc and Poppa Earle's was born. Poppa Earle's was founded in 2017 and won amazon newcomer of the year in 2019. Poppa Earle's is also designed to contain less salt than competitors, still remain the same price as competitors, and contain some health benefits compared to other seasonings because of the reduction of salt. Mark discusses how his product expanded into multiple stores, his new spice blend releasing soon for fish fry's and more, his ways of using social media to promote Poppa Earle's, and much more! Be sure to mention that Patty-G sent you during your next visit to any of our partners. Thank y'all for all of the support and don't forget to share with your friends and family as well as follow us on all of our social media accounts @ The Patty-G Show. We're proud of this show and can't do it without all of you. Sponsors: Falaya Real Estate, Horizon Financial Group, BLDG 5, Mercedes-Benz of Baton Rouge, and Lake Men's Health Center Patty-G wardrobe: McLavy Ltd. The Patty-G Show website: https://thepattygshow.com/ Poppa Earle's website: https://poppaearles.com/ --- Send in a voice message: https://podcasters.spotify.com/pod/show/thepattygshow/message Support this podcast: https://podcasters.spotify.com/pod/show/thepattygshow/support
In this week's episode we are joined by Lawrence Salone, PhD, founder of Post Trauma Institute. Lawrence and his team specializes in helping individuals better their mental health. Their range of patients include adolescents, children, and adults. Did you know that mental health is costing America $6.3 trillion every year? This is an issue Lawrence and his team are working on suppressing. Lawrence talks about the ways he and his team work to better people's mental health, the affects mental health is having on our nation, the results and progress individuals make when they better their mental health, and much more! Be sure to mention that Patty-G sent you during your next visit to any of our partners. Thank y'all for all of the support and don't forget to share with your friends and family as well as follow us on all of our social media accounts @ The Patty-G Show. We're proud of this show and can't do it without all of you. Sponsors: Falaya Real Estate, Horizon Financial Group, BLDG 5, Mercedes-Benz of Baton Rouge, and Lake Men's Health Center Patty-G Wardrobe: McLavy Ltd. The Patty-G Show Website: https://thepattygshow.com/ Post Trauma Institute's website: https://www.mypsychnetwork.com/ --- Send in a voice message: https://podcasters.spotify.com/pod/show/thepattygshow/message Support this podcast: https://podcasters.spotify.com/pod/show/thepattygshow/support
In today's episode, we are joined by Rob Gaudet, founder and director of Cajun Navy Ground Force. Cajun Navy Ground Force is a non profit organization that takes in professional citizens and volunteers and trains them with vital skills to help stabilize elderly and disabled citizens affected by natural disasters. They do this by embedding themselves in impacted communities for extended periods of time. Rob goes on to talk about how he got involved with such an important cause, the places he has been a major part for helping and rescuing citizens, some surreal first-hand experiences, and much more! Thank y'all for all of the support and please share with your friends and family, as well as follow us on all of our social media accounts @The Patty-G Show. Also, please mention The Patty-G Show to the business or sponsor that we have on the show and we directed you to.We're proud of this show and can't do it without you all Sponsors: Falaya Real Estate, Mercedes-Benz of Baton Rouge, LA, Horizon Financial Group, BLDG5, and Lake Men's Health Center Patty-G Wardrobe by: McLavy Ltd. The Patty-G Show's Website: https://thepattygshow.com/ Cajun Navy Ground Force's website: https://gocajunnavy.org/ --- Send in a voice message: https://podcasters.spotify.com/pod/show/thepattygshow/message Support this podcast: https://podcasters.spotify.com/pod/show/thepattygshow/support
Jackie Haxthausen, owner and photographer of Jackie Haxthausen Fine Art Photography, sits down with us at BLDG5 after finding and living her passion in photography. Jackie started off her professional life doing ultrasounds for hearts. She then realized she wanted to focus on kids after working on one kid's case. She then switched to pediatric cardiology for 12 years and ultimately decided to focus on photography full-time. Jackie focuses on family/ children's photos bringing a special touch to each image she creates. Thank y'all for all of the support and please share with your friends and family, as well as follow us on all of our social media accounts @The Patty-G Show. Also, please mention The Patty-G Show to the business or sponsor that we have on the show and we directed you to. We're proud of this show and can't do it without you all. Sponsors: Falaya Real Estate , Mercedes-Benz of baton Rouge, LA, Horizon Financial Group, BLDG5, Currency Bank, and Lake Men's Health Center Patty-G Wardrobe by: McLavy Ltd. The Patty-G Show's Website: https://thepattygshow.com/ Jackie Haxthausen Fine Art Photography's website: https://jackiehaxthausen.com/ --- Send in a voice message: https://podcasters.spotify.com/pod/show/thepattygshow/message Support this podcast: https://podcasters.spotify.com/pod/show/thepattygshow/support
This week we bring on Norisha Kirts Glover, founder and owner of NRK Construction. We sit down and talk about her experience in different fields, including education fundraising, construction, a consulting firm, and being on the boards of multiple different companies. We get into how she discovered construction was the path she wanted to take, and then how she later decided residential construction was the construction for her. We also dive into the lessons that Norisha has learned throughout these different fields and building five homes in one week for her first job, with herself as the only employee. Tune in to hear all of this and more! Thank y'all for all of the support and don't forget to share with your friends and family, as well as follow us on all of our social media accounts @The Patty-G Show. We're proud of this show and can't do it without you all. Sponsors: Falaya Real Estate , Mercedes-Benz of baton Rouge, LA, Horizon Financial Group, BLDG5, Currency Bank, and Lake Men's Health Center Patty-G Wardrobe by: McLavy Ltd. The Patty-G Show Website: https://thepattygshow.com/ NRK Construction's Website: https://www.nrkconstruction.com/ --- Send in a voice message: https://podcasters.spotify.com/pod/show/thepattygshow/message Support this podcast: https://podcasters.spotify.com/pod/show/thepattygshow/support
The Deep Wealth Podcast - Extracting Your Business And Personal Deep Wealth
“Take a holistic approach to financial planning.” - Pete Bush“Pay attention to the big events happening around you.” - Bill BushPete Bush, CFP®, is the CEO and partner of Horizon Financial Group, a full-service financial planning, investment advisory, and retirement planning firm. Focused on bringing confidence and clarity to his clientele, Pete has worked in the industry since 1991, serving clients who include business executives, retirees, and professional athletes.Bill Bush is a Chartered Retirement Plan SpecialistSM, Certified Plan Fiduciary Advisor®, and the Media Manager for Horizon. He produces Horizon's podcast series and co-hosts Inside the Plan with the 401(k) Brothers. Before Horizon, Bill was a CEO in the healthcare industry and had a lengthy career in television broadcasting, business development, and marketing operations.Click here to subscribe to The Deep Wealth Podcast to save time and effort.SELECTED LINKS FOR THIS EPISODEThe Runway DecadeHorizonFinancialGrp (@HorizonWM) / TwitterHorizon Financial Group (@horizonfinancialgroup) • Instagram photos and videosHorizon Financial GroupHorizon Financial Group | LinkedInBook: Amazon.com: The Runway Decade: Building a Pre-Retirement Flight Plan in Your Fifties eBook : Bush, Pete, Bush, Bill: Kindle StoreCockroach Startups: What You Need To Know To Succeed And ProsperFREE Deep Wealth eBook on Why You Suck At Selling Your Business And What You Can Do About It (Today)Book Your FREE Deep Wealth Strategy CallResources To Have You Thrive And ProsperThe Deep Wealth Podcast brings you a wealth of world-class thought leaders who share invaluable resources and insights. Click the link below to access the resources, gear, and books that either our guests or the Deep Wealth team leverage to increase success:https://www.deepwealth.com/thriveContact Deep Wealth: Tweet @JeffreyFeldberg LinkedIn Instagram Subscribe to The Deep Wealth Podcast Email podcast[at]deepwealth[dot]com Help us pay it forward by leaving a review.Here's to you and your success!As always, please stay healthy and safe.
In this episode, we sit down with Frank Hopkins, owner of Frank Hopkins Leadership Coach. Frank and his team focus on developing people's leadership skills; making people a better leader. We take a dive into Frank's business and discuss how often they meet with clients, how frequent, and what some of the conversations entail. We also talk about Frank's passion for growing trees, and how that led him to having around 200 acres of land. Thank y'all for all of the support and please share with your friends and family, as well as follow us on all of our social media accounts @The Patty-G Show. Also, please mention The Patty-G Show to the business or sponsor that we have on the show and we directed you to. We're proud of this show and can't do it without you all. Sponsors: Falaya Real Estate, Mercedes-Benz of baton Rouge, LA, Horizon Financial Group, BLDG5, Currency Bank, and Lake Men's Health Center Patty-G Wardrobe by: McLavy Ltd. The Patty-G Show's Website: https://thepattygshow.com/ Frank Hopkins Leadership Coach's Website: https://frankhopkinscoach.com/ --- Send in a voice message: https://podcasters.spotify.com/pod/show/thepattygshow/message Support this podcast: https://podcasters.spotify.com/pod/show/thepattygshow/support
In this episode, we sit down with Shawn Sagrera, owner of Sagrera Farms. We discuss Sagrera Farms' story of being a prime Angus beef producer in Louisiana, along with the care and attention that goes into raising some of the finest cattle. From their humble beginnings around 30 years ago, Sagrera Farms has built a reputation for producing quality and excellence among their cattle, which includes a lot of science and computer generated data! Join us as we explore the world of prime Angus beef, and discover the flavors and stories that make Sagrera Farms what it is today. Thank y'all for all of the support and don't forget to share with your friends and family, as well as follow us on all of our social media accounts @The Patty-G Show. We're proud of this show and can't do it without you all. Sponsors: Falaya Real Estate , Mercedes-Benz of baton Rouge, LA, Horizon Financial Group, BLDG5, Currency Bank, and Lake Men's Health Center Patty-G Wardrobe by: McLavy Ltd. The Patty-G Show Website: https://thepattygshow.com/ Sagrera Farms' Website: https://www.sagrerafarms.com/ #explorebatonrouge #batonrouge #batonrougepodcast #thepattygshow #onlylouisiana #visitbatonrrouge #louisianatravel #podcast #localpodcast #entrepreneur #entrepreneurship #vodcast #batonrougebusiness #batonrougeentrepreneur --- Send in a voice message: https://podcasters.spotify.com/pod/show/thepattygshow/message Support this podcast: https://podcasters.spotify.com/pod/show/thepattygshow/support
In this week's episode, we have Meryl Kennedy, CEO of 4 Sisters and a Rice Farm. Meryl and her team currently operate their company on their father's rice farm, founded in 1964 in Mer Rouge, Louisiana. Due to being raised at and falling in love with her father's farm, she eventually took over the family business. Meryl talks about life growing up on a farm in North East Louisiana, some of her connections with the retail industry (Kellogg's, Publix, and others), the 21st century technology farmers are starting to use today, and much more. Thank y'all again for another great week! Please continue to share us with your friends, family, and colleagues, so we can continue showcasing the amazing entrepreneurs that make up Baton Rouge. Don't forget to follow us on all of our socials, and we'll catch everyone back here next week. Sponsors: Falaya Real Estate, BLDG5, Horizon Financial Group, Currency Bank, Mercedes-Benz of Baton Rouge, & Lake Men's Health Clinic Patty-G Wardobe: McLavy LTD The Patty-G Show Website: https://thepattygshow.com/ 4 Sisters and a Rice Farm Website: https://www.4sistersrice.com/ --- Send in a voice message: https://podcasters.spotify.com/pod/show/thepattygshow/message Support this podcast: https://podcasters.spotify.com/pod/show/thepattygshow/support
Luis Molina and his father started Habana Port Cigar Merchants 13 years ago in August, 2010. Habana Port has the largest and most diverse selection of cigars in the state of Louisiana. Due to being a tobacconist and advocate for the cigar consumer, their prices are the lowest one can find in Louisiana! Luis' father saw an ad for a part-time sales associate at a local cigar shop. Because of this, Luis worked for the cigar shop and recognized that he wanted to then devote his career to the cigar world. Luis talks about how to cut, light, and smoke a cigar the proper and most enjoyable way. He also covers the sizing of cigars, experimenting with his own cigar/tobacco making, America's embargo against Cuba, and much more! Thank y'all again for another great week! Please Continue to share us with your friends, family, and colleagues so we can continue showcasing the amazing entrepreneurs that make up Baton Rouge. Don't forget to follow us on all of our socials, and we'll catch everyone back here next week! Sponsors: Falaya Real Estate, Gov't Taco, Horizon Financial Group, Mercedes-Benz of Baton Rouge, & Lake Men's Health Clinic Patty-G Wardrobe by: McLavy LTD The Patty-G Show Website: https://thepattygshow.com/ Habana Port Cigar Merchants Website: https://habanaport.com/ --- Send in a voice message: https://podcasters.spotify.com/pod/show/thepattygshow/message Support this podcast: https://podcasters.spotify.com/pod/show/thepattygshow/support
What exactly is millwork? Don't worry; Chad Foster, CEO and President of Gator, has you covered! At Gator, they do woodwork, cabinetry and specialty items for residential and commercial buildings. You can see their work in places such as Jinya Ramen Bar, the LSU Arboretum, LSU's Communication Academic Center for Student Athletes, Walk-On's, St. George Catholic Church, Pennington Biomedical and so much more. Randy Foster, Chad's father, started Gator 28 years ago and named the company after his beloved dog, Gator. Chad eventually took over the business from his father and grew it to the point they needed more space. After some obstacles, he was able to move operations to a 78,000 sqft facility in Denham Springs, where they are today. In this episode, Chad defines Millwork, discusses the 2016 flood, and shares his thoughts on trades. Thank y'all for all of the support and don't forget to share with your friends and family, as well as follow us on all of our socials. We're proud of this show and can't do it without all of you. Sponsors: Fayala Real Estate, Gov't Taco, Horizon Financial Group, Mercedes-Benz of Baton Rouge, & Lake Men's Health Clinic Patty-G Wardrobe by: McLavy LTD The Patty-G Show Website: https://thepattygshow.com Gator's Website: https://gatormillworks.com/ --- Send in a voice message: https://podcasters.spotify.com/pod/show/thepattygshow/message Support this podcast: https://podcasters.spotify.com/pod/show/thepattygshow/support
Tabitha Miller left her career in Instrumentation to follow her passion for spreading joy to those in her community through face painting and balloon decor! In the beginning, she performed at restaurants and events, showcasing her art in the medium of face painting. With the emergence of Covid, her face painting took an abrupt halt; however, the pandemic did bring a silver lining. Many people at the time celebrated birthdays and anniversaries with roadside celebrations accompanied by big, beautiful balloons! From there, her love for the art of balloon decor took off, even leading her to compete on Team USA at the World Balloon Convention in Atlanta, GA. Since then, she has been creating extravagant, over-the-top balloon decor that demands to be the center of attention with its bright colors and unique configurations. In this episode, Tabitha talks about the decision to leave her career in STEM for one in the Arts, the lesser-known Rubber Tree, and her wildest design which includes a 12-foot moose. Thank y'all again for another great week! Please continue to share us with your friends, family, and colleagues so we can continue showcasing the amazing entrepreneurs that make up Baton Rouge. Don't forget to follow us on all of our socials, and we'll catch everyone back here next week! Sponsors: Fayala Real Estate, Gov't Taco, Horizon Financial Group, Mercedes-Benz of Baton Rouge, & Lake Men's Health Clinic Patty-G Wardrobe by: McLavy LTD. The Patty-G Show Website: https://thepattygshow.com Animated Art Baton Rouge Balloon Decor's Website: https://www.animatedart.us/ --- Send in a voice message: https://anchor.fm/thepattygshow/message Support this podcast: https://anchor.fm/thepattygshow/support
Steven Davis, once a self-proclaimed “trouble child,” changed his ways and eventually opened up Facilities Maintenance Management — a turnkey maintenance and construction company. However, the road to his success started out rocky. His first business took a hit with the 2008 recession and, unfortunately, never bounced back. He closed the business and eventually paid the bank and his vendors back after nearly a decade. In 2010, with a stroke of luck, Steven discovered $50k worth of credit in his account, cashed it, and opened up Facilities Maintenance Management. In his first year, he brought in $1 million in revenue, and just five years later, he would bring in $48 million. Since then, Steven and his company have expanded to the continental U.S., doing work in Kansas, Texas, Florida, and the Carolinas with many more opportunities and plans for the future. In this week's episode, Steven talks about a trick his grandfather taught him, how he discovered $50k in his account, and how 50% of a whole lot is better than 100% of nothing. Thank y'all for all the support! We truly appreciate all the love. Don't forget to follow us on all of our socials and catch us back here next week for another awesome episode. Sponsors: Fayala Real Estate, Currency Bank, Gov't Taco, Horizon Financial Group, Mercedes-Benz of Baton Rouge, & Lake Men's Health Clinic Patty-G Wardrobe by: McLavy LTD The Patty-G Show Website: https://thepattygshow.com Facilities Maintenance Management's Website: https://fmmla.com/ --- Send in a voice message: https://anchor.fm/thepattygshow/message Support this podcast: https://anchor.fm/thepattygshow/support
After graduating from LSU with a degree in Finance, Nick Speyrer—CEO & Founder of Emergent Method—struggled to find which path he wanted to venture down in the business world. After working for firms in Atlanta and New York, Nick decided it was time to move back to Baton Rouge in 2007. Four years later, he founded Emergent Method with the goal of helping companies of all industries try to get back on track and help them figure out the best way to solve their problems. His very first client was The Water Institute of the Gulf, and is still a client to this day—something Nick feels very proud about. In this episode, Nick talks about the importance of simply being in the room, the vision statement behind Emergent Method, and Patty-G's inspiring nature that is helping fuel the future of Louisiana. Thank y'all for all the support, and make sure to check us out on socials and share with your friends to help us get the word out! C atch us back here next week for another incredible episode. Sponsors: Fayala Real Estate, Gov't Taco, Horizon Financial Group, Mercedes-Benz of Baton Rouge, & Lake Men's Health Clinic Patty-G Wardrobe by: McLavy LTD The Patty-G Show Website: https://thepattygshow.com Emergent Method's Website: https://emergentmethod.com/ --- Send in a voice message: https://anchor.fm/thepattygshow/message Support this podcast: https://anchor.fm/thepattygshow/support
Join Bill and Pete Bush in this episode as they discuss Retirement Planning, the importance of getting professional financial advice and how it can help you make more informed decisions about your finances. Bill and Pete of Horizon Financial Group understand the importance of making wealth management more personalized, straightforward, and hassle-free. They strive to offer their clients a service that is easy to manage yet still tailored to their needs. They also talk about key factors to consider when preparing for retirements, such as lifestyle changes, savings rate and attitude. We discuss their experiences with getting professional financial advice and how it has helped them achieve their retirement goals. Bill and Pete have worked together at their family business for over 20 years. Hear their stories and learn what it takes to make a business successful when working with family, as well as the importance of setting boundaries, creating a trusting relationship and having each other's back. If you want to gain more insight into Retirement Planning and the importance of getting professional financial advice, then don't miss this episode of Bill and Pete Bush! Tune in now to start planning for a secure financial future.