Podcasts about cetera

In this Greatest Hits episode of Advisor Talk, Frank LaRosa sits down with Cetera CEO Mike Durbin for a wide-ranging, candid conversation about ownership structure, affiliation flexibility, M&A strategy, custody decisions, and what it really means to build a “forever home” for advisors. From private equity misconceptions to succession solutions, this episode explores how advisors can think strategically - not reactively - about their long-term growth. Mike shares insights from his 35-year career working directly with financial advisors, including leadership roles at Morgan Stanley and Fidelity, and explains why he returned to the independent space to help shape the next decade of advisor evolution   You'll hear discussion around: • Why multi-custody and multi-clearing can be a strategic advantage. • How private equity ownership can create stability instead of short-term pressure. • The importance of affiliation flexibility as careers evolve. • Why succession solutions should exist inside a firm - not outside it. • How large firms can still create community and localized support. • What “growth support” really looks like beyond recruiting deals. • Why diversification of revenue matters in a changing rate environment. Rather than focusing solely on headline recruiting deals or advisor headcount, this episode centers on a more important theme: Are you aligned with a partner that helps you play offense - not just react to change? As Mike states, it has never been a better time to be in the wealth management business - but it is changing quickly.   If you're a financial advisor evaluating independence, succession, M&A, or long-term firm alignment, this Greatest Hits conversation offers perspective on how to think about scale, ownership, and growth in a dynamic industry. Chapters: 01:03 – Episode Intro 04:10 – Mike's Background 09:16 – Private Equity & Ownership 14:35 – Affiliation Flexibility 26:24 – Multi-Custody Strategy 32:30 – M&A & Consolidation 37:31 – Scale vs Community 40:06 – Recruiting Economics 44:00 – Growth & Marketing Support 50:26 – Playing Offense Learn more about Elite and our resources: Elite Consulting Partners | Financial Advisor Transitions https://eliteconsultingpartners.com Elite Marketing Concepts | Marketing Services for Financial Advisors https://elitemarketingconcepts.com Elite Advisor Successions | Advisor Mergers & Acquisitions https://eliteadvisorsuccessions.com JEDI Database Solutions | Technology Solutions for Advisors https://jedidatabasesolutions.com Listen to more Advisor Talk episodes: https://eliteconsultingpartners.com/podcasts/

In this heartfelt solo episode, Donna Jean Kendrick shares her personal story of resilience, the challenges of widowhood, and how she rebuilt her life and business from loss to abundance. If you've ever struggled with guilt, self-judgment, or balancing career and family after a major life transition, this episode offers inspiration, practical insights, and a reminder to embrace your own journey.   Key topics: Donna's journey from widowhood to remarriage and blended family life The significance of community support and local culture (Jenkins Town) Overcoming guilt related to financial success and appearances Building a business rooted in purpose and family values The power of mindset shifts from scarcity to abundance How sacrifices and faith shape financial and personal growth The importance of giving back and celebrating community traditions Handling judgments and reframing perceptions of wealth Practical tips for balancing career, parenting, and personal fulfillment The role of gratitude in transforming pain into purpose   Chapters: 00:00 - Introduction: Embracing the Guilt with Being OK 01:00 - Donna's background in finance and widowhood journey 02:29 - Blending families and community in Jenkins Town 03:55 - The story of purchasing and renovating their foreclosure home 05:22 - Sacrifices, faith, and moving beyond scarcity mindset 06:49 - How moving affected financial outlook and pivoting strategies 07:46 - Dealing with judgments about wealth and success 10:05 - The significance of community, traditions, and personal storytelling 11:44 - Hard work, giving back, and supporting families in transition 12:54 - The impact of mindset shifts on financial confidence 14:10 - Listening to her own podcast story and feelings of pride 15:52 - Overcoming external judgments and embracing authentic success 17:19 - Building a purposeful business and balancing work-life harmony 18:43 - Gratitude for her journey and community support 20:18 - The true meaning of being rich: Spirit, community, love 21:57 - Encouragement for widows and career changers to live big 22:36 - The importance of purpose over material wealth 23:38 - The ongoing journey of growth, contribution, and legacy 24:07 - Final encouragement: Turn setbacks into stepping stones   Remember, your value extends beyond material success. Embrace your journey, give yourself grace, and keep moving forward with purpose.     _______________________________ CONNECT

Pavlos Panagopoulos of Cetera Wealth Services LLC Stock Market Report for February 24th, 2026 on News Radio KKOBSee omnystudio.com/listener for privacy information.

Send a textSetlistAlicia Keys | 5A - In Common (Black Coffee Remix)WITH U | 5A - Matuinï Bantu, Antdot  - Too LateJamila, Vanco - Breathe feat. JAMILA Moeaike - Everyone Else AMEME - Bangala YRO - Destiny Send demos via Trackstack: https://tstack.app/nuans.fm Instagram www.instagram.com/nuans.fm TikTok https://www.tiktok.com/@nuans.fm Threads https://www.threads.net/@nuans.fm links: https://nuans.komi.io/Guest Mix Submissionshttps://nuansfm.com/sohguestmix#ToProgress

This week, Jack Sharry talks with Garrett Beam, Head of Digital Solutions at Cetera Financial Group. Garrett drives the product vision, strategy, experience, design, and execution across various platforms and products to support Cetera's overarching strategic plan. He collaborates closely with the users and internal teams, including development and engineering, quality assurance, marketing, training, sales, and other groups, to deliver impactful solutions, go-to-market activities, adoption initiatives, and ongoing enhancements. Garrett talks with Jack about how the asset and wealth management industry is moving toward the great convergence, where technology, operations, and investment solutions seamlessly blend to meet rising consumer expectations. He shares how firms can shift from siloed processes to integrated, user-centric experiences, and how AI enables these platforms and digital solutions to be simple, intuitive, and empowering.  In this episode: (00:00) - Intro (01:47) - Garrett's role at Cetera Financial Group (04:45) - How the industry has evolved over the past 15 years (08:50) - What the great convergence is all about (12:40) - The own vs. rent strategy in fintech development (14:30) - The role of human consultation and training in a digital-first world (19:04) - Why client-service platforms should be intuitive (22:23) - The power of AI in transforming financial services (26:45) - Garrett's key takeaways (29:15) - Garrett's interests outside of work Quotes "The need to respond to end consumers' expectations is why we, as businesses, exist. Without the end customer and the delivery of value, you don't have a viable business." ~ Garrett Beam "Tech and AI are going to transform businesses, period. Wealth management and wealthtech are no different. Advisors and providers of capabilities must embrace tech and AI to better serve their clients and scale their businesses." ~ Garrett Beam "From an industry and profession perspective, we have an opportunity to dramatically broaden access to high-quality financial advice. And that requires change. It requires being bold and innovative." ~ Garrett Beam Links  Garrett Beam on LinkedIn Cetera Financial Group BNY Charles Schwab Connect with our hosts LifeYield Jack Sharry on LinkedIn Jack Sharry on Twitter Subscribe and stay in touch Apple Podcasts Spotify LinkedIn Twitter Facebook

Send a textSetlistSasson (FR), UVITA - MakaluLevyM - Zola MoyaOperator - The Rapture Pt.III x Where You Are (Operator Edit)Marten Lou - Your Body (Tim Engelhardt Extended RemixLevi, Future Cartel, Mvrin - BODY Francis Mercier, Boukman Eksperyans - ImamouOCËR - Baby Again (OCËR Rise" Edit)"Ajna (BE) - On My Mind #ToProgress Send demos via Trackstack: https://tstack.app/nuans.fm Instagram www.instagram.com/nuans.fm TikTok https://www.tiktok.com/@nuans.fm Threads https://www.threads.net/@nuans.fm links: https://nuans.komi.io/Guest Mix Submissionshttps://nuansfm.com/sohguestmix#ToProgress

  In this episode, we explore how childhood trauma and emotional health directly impact entrepreneurs' business performance. Nicole Lewis Keeber, a business therapist and mindset coach, shares insights on harnessing therapeutic tools to overcome subconscious barriers, leading to sustainable success. Whether you're growing a startup or feeling stuck at a ceiling, this conversation offers actionable strategies to align your emotional health with your business goals.   Key topics:   How childhood trauma influences entrepreneurial mindset and business outcomes Recognizing and addressing patterns of overworking, burnout, and self-sabotage The impact of trauma on nervous system regulation and capacity building Practical steps to heal trauma through therapeutic approaches and leadership Why investing in trauma-informed coaching benefits your business and family The significance of core values and family mission statements for balanced leadership How to differentiate between mindset challenges and trauma responses The role of self-leadership and nervous system capacity in scaling Resources for trauma-conscious business practices and emotional sustainability   Timestamps:   00:00 - Introduction: Healing trauma to unlock business growth 02:06 - Nicole's background as a therapist and transition to business coaching 03:16 - Childhood trauma's influence on money mindset and entrepreneurship 04:39 - How trauma responses show up in business patterns 06:11 - Recognizing the signs of trauma affecting business performance 07:02 - The importance of working with trauma-informed coaches 08:11 - Dreading Monday mornings: uncovering underlying trauma patterns 09:32 - Adaptations learned in childhood as over-functioning or overworking behaviors 10:31 - Managing nervous system capacity to prevent burnout 11:55 - Building capacity for change without sabotage 12:44 - Investing in trauma-informed support as a family and business decision 13:23 - How trauma shows up in business relationships and client interactions 14:38 - Integrating emotional health into business strategy for sustainability 15:45 - Impact of personal healing on family and business balance 17:10 - Identifying the founder's emotional attachment to their business 18:21 - How leadership reflects on the nervous system of the business 19:05 - Various ways to work with Nicole: one-on-one and group programs 20:37 - Personal example: blending family leadership with business growth 21:07 - Values as guiding principles for navigating business and family life 22:24 - Creating family mission statements and aligning values 22:49 - Connecting with Nicole: website, social media, and book   Resources & Links: How to Love Your Business by Nicole Lewis Keeber  Nicole's Website LinkedIn: Nicole Lewis Keeber Trauma-Conscious Business Programs   Connect with Nicole: LinkedIn - Nicole Lewis Keeber TikTok - The Business Therapist Website - nicole.lewis-keeber.com Book on Amazon - How to Love Your Business     _______________________________ CONNECT

Pavlos Panagopoulos of Cetera Wealth Services LLC Stock Market Report for February 10th, 2026 on News Radio KKOBSee omnystudio.com/listener for privacy information.

Send us a textSetlistSOMMERS (UK), Franc Fala - 5AM Jungle Jam Re.you, Merzzy, Diana Ela - Zou ZouJacko, Chelsea Como, MoIsh - No Ordinary LoveMerlin - Lelele Bontan - Forever Singhara - Na BrisaKasango, Khenya (IBZ), Mama Tjutju - Salt feat. Mama Tjutju (Extended Mix)M83 - Solitude (Kate Moon Remix)- To ProgressSend demos via Trackstack: https://tstack.app/nuans.fm Instagram www.instagram.com/nuans.fm TikTok https://www.tiktok.com/@nuans.fm Threads https://www.threads.net/@nuans.fm links: https://nuans.komi.io/Guest Mix Submissionshttps://nuansfm.com/sohguestmix#ToProgress

In this mailbag episode of _Classical Et Cetera_ we respond to listener questions on a range of parenting and homeschooling topics. We talk about limiting video games, responding to boredom in children, and how much attention homeschool parents should give to modern pop culture versus older stories, books, and models. Drawing on principles of classical education, we explore how attention, imagination, and formation shape a child's learning. Join the conversation as we think through these questions together!   *What We're Reading* from This Episode:  Stoner" John Williams (Paul) Against the Machine" Paul Kingsnorth (Tanya) North and South" Elizabeth Gaskell (Tanya) Marce Catlett" Wendell Berry (Tanya) Sense and Sensibility" Jane Austen (Tanya) By Her Own Design" Piper Huguley (Jessica)

Send us a textSetlistJeremih, Ape Drums, Zerb, Antdot - In Love Today (Antdot Extended Remix)Novak, AMO:RA - You Can Say  (Original Mix)Ilkay Sencan, Metty - Bilmirem (Extended)Sunnery James & Ryan Marciano, Ayah Tlhanyane, LevyM - Nesiah (Extended Mix)AMEME - Bangala (Original Mix)Dennis Louvra - Wonder (Extended Mix)Merlin - Lelele (Extended Mix)Baby Again x Nothin on Me (Keinemusik Mashup) (EHDU Rework) - To ProgressSend demos via Trackstack: https://tstack.app/nuans.fm Instagram www.instagram.com/nuans.fm TikTok https://www.tiktok.com/@nuans.fm Threads https://www.threads.net/@nuans.fm links: https://nuans.komi.io/Guest Mix Submissionshttps://nuansfm.com/sohguestmix#ToProgress

durée : 00:14:53 - Un ghjornu, una canzona : "A storia di a Cetera" - Viaghju in core à a musica tradiziunale ! Vous aimez ce podcast ? Pour écouter tous les autres épisodes sans limite, rendez-vous sur Radio France.

In this heartfelt conversation, Claire Bodle shares her journey of grief after the sudden loss of her husband, exploring the complexities of parenting through loss, the importance of community support, and the healing power of writing. Claire reflects on her children's unique grieving processes, the lessons learned over the years, and how she has transformed her life in the wake of tragedy. Her story emphasizes resilience, the significance of open communication about grief, and the empowerment that comes from taking control of one's life and finances.     Key Takeaways   Claire lost her husband unexpectedly after a long battle with cancer. She emphasizes the importance of open communication about illness with children. Each child grieves differently, and it's essential to respect their individual processes. Community support played a crucial role in their healing journey. Claire wrote a book to process her grief and help others. Time does not heal all wounds but lessens their intensity. It's important to let children see their parents grieve. Claire learned to manage finances after her husband's passing. She encourages others to take control of their financial knowledge. Grief can lead to personal growth and transformation.      00:00 Navigating Grief: Claire's Journey 08:25 The Impact of Loss on Family Dynamics 12:48 Community Support in Times of Grief 18:34 Writing as Healing: Claire's Book 27:05 Lessons Learned: Time and Grief     _______________________________ CONNECT

As the calendar turns to 2026, Bill and Andy Bush kick off the new year by breaking down key changes affecting higher-income 401(k) participants—most notably the new SECURE 2.0 rules requiring Roth catch-up contributions for certain earners. They unpack who the rules apply to, how they intersect with other income thresholds, and why many six-figure earners still feel behind despite strong incomes. Along the way, the brothers share practical New Year's resolutions that actually move the needle: optimizing (not just maxing) your 401(k), improving tax efficiency, managing emotions, reducing complexity, and defining what "enough" really means so your money supports both your future and your life today.   ⏱ Episode Timeline & Key Topics 00:08 – Welcome & Happy New Year Bill and Andy kick off the first episode of 2026, reflecting on the new year and why this episode revisits financial "reset" themes—especially for higher-income participants. 00:45 – Why This Episode Matters Right Now The brothers recap last year's New Year–focused episode and explain why 2026 brings new wrinkles in the 401(k) world that deserve attention. 01:15 – SECURE 2.0 Roth Catch-Up Rule Explained Introduction of the new rule requiring Roth catch-up contributions for certain high earners: Age 50+ Prior-year wages of $150,000+ Catch-up contributions must be Roth (after-tax) 02:30 – Who Is (and Isn't) Subject to the Rule Clarification on: W-2 wages (Box 3) Why K-1 partners without W-2 income are exempt Catch-ups are still allowed—just not required to be Roth for exempt participants 03:45 – Implementation Challenges & Plan Decisions Discussion on delayed rollout, transition relief, and why some plans chose to eliminate catch-ups rather than add Roth complexity. 04:10 – Super Catch-Up Contributions (Ages 60–63) Overview of the enhanced "super catch-up": $11,250 limit for ages 60–63 What happens when you turn 64 Why planning matters during this short window 04:55 – Three Different "High Income" Definitions Breaking down commonly confused thresholds: $150,000 (Roth catch-up rule) $160,000 (Highly Compensated Employee testing) $184,500 (Social Security wage base for 2026) 05:45 – Six-Figure Earners Living Paycheck to Paycheck Why many high earners still feel financially stretched—and how lifestyle expansion plays a major role. 06:45 – Spending vs. Saving: The Real Challenge Why high earners often save well—but still struggle: Lifestyle creep Complex financial lives Income replacement challenges in retirement 08:15 – Roth Trade-Offs for High Earners Pros and cons of being "forced" into Roth catch-ups: Paying taxes now vs. later Short vs. long runways Impact on retirement income planning 09:50 – Retirement Tax Planning & IRMAA Considerations How different account types affect: Medicare IRMAA surcharges Taxable income in retirement Withdrawal flexibility 10:40 – Why HSAs Deserve Special Attention HSAs as one of the most tax-efficient retirement tools—especially for those uncomfortable with Roth catch-ups. 11:30 – Roth vs. Taxable Brokerage Accounts Why Roth accounts offer long-term advantages over taxable investing for money you don't need immediately. 12:30 – Using Roth Assets Strategically Real-world examples: Large one-time expenses in retirement Legacy planning for heirs Flexibility when income spikes matter

Pavlos Panagopoulos of Cetera Wealth Services LLC Stock Market Report for January 27th, 2025 on New Radio KKOBSee omnystudio.com/listener for privacy information.

Send us a textSetlistRBØR  - Fall Back  (Original Mix)Move_Vs_Caiiro_Shimza_-_Nyali_Choujaa_Mashup James Hype - 7 SecondsSideways (JAUKZ Edit) - Deco RBØR, Paakman - Day 'n' Night  Re.you, Merzzy, Diana Ela - Zou ZouBontan - Forever AMEME - Bangala - To ProgressSend demos via Trackstack: https://tstack.app/nuans.fm Instagram www.instagram.com/nuans.fm TikTok https://www.tiktok.com/@nuans.fm Threads https://www.threads.net/@nuans.fm links: https://nuans.komi.io/Guest Mix Submissionshttps://nuansfm.com/sohguestmix#ToProgress

Pavlos Panagopoulos of Cetera Wealth Services LLC Stock Market Report for January 20th, 2026 on News Radio KKOBSee omnystudio.com/listener for privacy information.

In this episode of Widow Wisdom and Wealth, host Donna speaks with Tina Fornwald, founder of Widowhood Real Talk with Tina. They discuss Tina's personal journey through grief after losing her husband, the importance of community and family support, and the challenges of parenting as a sole parent. Tina shares her insights on self-care, planning for the future, and her writing journey, including her upcoming book. The conversation emphasizes the need for connection and resources for those navigating widowhood.   Takeaways Tina's mission is to facilitate healing from grief. Grief can be isolating, and community support is vital. Self-care is essential during the grieving process. Planning for the future can alleviate some burdens of grief. Tina's family plays a significant role in her healing journey. Sole parenting after loss presents unique challenges. Saying no is a powerful tool for managing time and energy. Writing has been a therapeutic outlet for Tina. Connection through shared experiences is crucial for healing. Tina's resources aim to support widows and widowers in their journey.   Chapters 00:00 Introduction to Widowhood Real Talk 02:21 Tina's Personal Journey Through Grief 06:29 The Role of Family in Healing 10:10 Navigating Parenthood After Loss 12:50 The Importance of Self-Care 18:17 Planning for the Future 20:14 The Writing Journey and New Projects 29:58 Resources and Community Support   _______________________________ CONNECT

Send us a textSetlistAndrea Oliva, Arodes, Antagonite - So HighLevi, Future Cartel, Mvrin  - BODYMerchant, Korie Minors, MANU (UK)  - GYALSasha, Super Flu  - AstraBlackchild (ITA) - Te ConociJamek Ortega, JUNO (DE) - Salida Del SolFranky Wah, Robin M - Intina Philou Louzolo, LevyM, David Herrlich - Desejo - To ProgressSend demos via Trackstack: https://tstack.app/nuans.fm Instagram www.instagram.com/nuans.fm TikTok https://www.tiktok.com/@nuans.fm Threads https://www.threads.net/@nuans.fm links: https://nuans.komi.io/Guest Mix Submissionshttps://nuansfm.com/sohguestmix#ToProgress

Pavlos Panagopoulos of Cetera Wealth Services LLC Stock Market Report for January 6th, 2025 on News Radio KKOBSee omnystudio.com/listener for privacy information.

Send us a textSetlistLevi, Future Cartel, Mvrin  - BODY Gregorinho - Maz, Bakka (BR), Berimbouse - A Hora É Agora Feat. Rafa Tom & Collins, DvirNuns - Time To Party  M83 - Solitude (Kate Moon Remix)Tom & Collins - Mambo Bontan - Forever (Original Mix)Max Dean, Luke Dean, Locky (UK) - Can't Decide * (Mall Grab Extended Remix)Marasi, Peggy Gou  - Starry Night (Pólle 'Rastaman' Edit)- To ProgressSend demos via Trackstack: https://tstack.app/nuans.fm Instagram www.instagram.com/nuans.fm TikTok https://www.tiktok.com/@nuans.fm Threads https://www.threads.net/@nuans.fm links: https://nuans.komi.io/Guest Mix Submissionshttps://nuansfm.com/sohguestmix#ToProgress

Pavlos Panagopoulos of Cetera Wealth Services LLC Stock Market Report for December 30th, 2025 on News Radio KKOBSee omnystudio.com/listener for privacy information.

In this Christmas episode of _Classical Et Cetera_ we trade our usual “What are you reading?” segment for a festive book exchange! The Core Four each brings a book to give, sparking conversation about classic stories, meaningful reading, and the traditions that shape the season. We recommend beloved Christmas books for children and adults, reflect on why great Christmas stories endure, and offer ideas for reading together as a family.   Christmas Book Exchange 2025 list: The Mythmakers —John Hendrix (From Paul, To Martin) West with the Night —Beryl Markham (From Martin, To Jessica) The Adventures of Sherlock Holmes —Sir Arthur Conan Doyle (From Tanya, To Paul) Hamnet —Maggie O'Farrell (From Jessica, To Tanya)

In this conversation, Pam Baker shares her journey through grief after losing her husband to glioblastoma. She discusses the importance of community and support for widows, highlighting her initiative, Widows Who Wine, which provides a safe space for women to connect and heal. Pam emphasizes the significance of financial planning and preparation for the future, especially in the context of loss, and shares insights from her new book, 'Where's the Key to the Safe.' The discussion touches on the challenges of navigating grief, the importance of open conversations about finances, and the joy of building a supportive community.   Takeaways Pam Baker is a passionate advocate for healing after loss. Widows Who Wine provides a safe space for women to connect. Grief can be isolating, and community support is essential. Financial planning is crucial, especially during life transitions. Pam's journey emphasizes the importance of having difficult conversations. The pandemic provided unexpected quality time for families. Pam's book aims to help families avoid probate pitfalls. Creating community can lead to empowerment and joy. It's important to find joy and connection after loss. Pam's experiences with grief have shaped her mission to support others.   Chapters 00:00 Introduction to Pam Baker and Her Journey 08:05 Navigating Grief and Loss 14:50 The Business of Death and Financial Planning 22:32 Creating Community: Widows Who Wine 38:58 Final Thoughts and Insights   Connect with Pam Baker Facebook: https://www.facebook.com/pam.r.baker.5 LinkedIn: https://www.linkedin.com/in/pambaker1818/ Instagram: https://www.instagram.com/bakereed/ Website: https://www.widowswhowine.com  Website: https://lastinglegacyconsulting.com     _______________________________ CONNECT

Pavlos Panagopoulos of Cetera Wealth Services LLC Stock Market Report for December 16th, 2025 on News Radio KKOBSee omnystudio.com/listener for privacy information.

Send us a textSetlistLiva K, Bun Xapa - AthensDj Vitoto, Bun Xapa, ZIDDO - Saharian Girl Stranger Danger, Tony Soul - The Situation (Coflo Remix)Jamek Ortega, JUNO (DE) |- Get Em Up Native P., Nes Mburu - Kiveti (Tefo Foxx Extended Remix)Sama (US) - EY Steve Angello, AN21, Liva K - Valodja  (Liva K Remix)NUANS | 5A - GhettoSend demos via Trackstack: https://tstack.app/nuans.fm Instagram www.instagram.com/nuans.fm TikTok https://www.tiktok.com/@nuans.fm Threads https://www.threads.net/@nuans.fm links: https://nuans.komi.io/Guest Mix Submissionshttps://nuansfm.com/sohguestmix#ToProgress

In this solo episode of 'Widow Wisdom and Wealth,' host Donna Jean Kendrick shares her reflections on 13 years of widowhood, focusing on the importance of setting boundaries. Donna discusses the challenges she faced, from managing a career and raising children to blending families after remarriage. She shares personal anecdotes, such as the aftermath of her foot surgery, to illustrate the critical role of communication and planning in maintaining healthy boundaries. Donna emphasizes that setting boundaries is not negative but rather essential for preserving mental space, strength, and the ability to serve others effectively. She encourages fellow widows and widowers to prioritize their needs and advocate for themselves while navigating life's complexities. 00:00 Introduction to Widow Wisdom and Wealth 00:56 Navigating Life as a Widow 02:55 The Importance of Boundaries 03:41 A Personal Story on Boundaries 08:33 Lessons Learned and Practical Tips 14:10 Final Thoughts on Self-Care and Boundaries    _______________________________ CONNECT

Pavlos Panagopoulos of Cetera Advisor Networks Stock Market Report for December 9th, 2025 on News Radio KKOBSee omnystudio.com/listener for privacy information.

We're back with another Mailbag episode! Did classical education actually cause the Enlightenment? How does one become a classical educator? When is the best time to start logic at home?   We're also diving into co-ops, composition choices for younger students, art and music recommendations, and more! Whether you're homeschooling, teaching in a classical school, or simply curious about classical education, join us as we work through these thoughtful questions—and send us more at podcast@memoriapress.com.   *What We're Reading* from This Episode:  "Galahad and the Grail" Malcolm Guite (Martin) "Christian Paideia" Brian Welter (Martin) "Unnatural Death" Dorothy Sayers (Tanya) "King Lear" William Shakespeare (Tanya) "Twenty Years After" Alexandre Dumas (Paul) "The Wind in the Willows" Kenneth Grahame (Paul)

Send us a textSetlistBurna Boy - Anybody (Southcent Remix)Adam Port - The Dream (feat. Martina Camargo)LevyM - Zola Moya The Weekend & Notre Dame - Can't Feel My Face (Loup Musa 'Emowe' Edit)LevyM - Aint Nobody (Extended Mix)Berin, Wrigley, Badrops, NOTHANKYOU & Shimza - Fire Fire (Rameen 'Reborn' ID by Rivoli Afro House Edit)Vanco - Ma Tsani (Merchant 'On My Mind' Edit) Zerb, Sofiya Nzau & SAFAR  - Mwaki Barco Memelles Afro House EditCamelphat, Samm, Ajna & Guy Gerber, &ME - What To Do (Dario Hessabi 'Home' Afro House Edit)#ToProgressSend demos via Trackstack: https://tstack.app/nuans.fm Instagram www.instagram.com/nuans.fm TikTok https://www.tiktok.com/@nuans.fm Threads https://www.threads.net/@nuans.fm links: https://nuans.komi.io/Guest Mix Submissionshttps://nuansfm.com/sohguestmix#ToProgress

From there, the conversation turns to what advisors actually experience on the ground: Cetera's unique ownership with Genstar and the benefits of a “fresh clock”• The breadth of affiliation models and why Cetera calls itself a “forever home”.• How multi-custody (Pershing, Fidelity/NFS, Schwab, self-clearing) helps recruiting and M&A.• Insights on Avantax, Concourse, and ongoing industry consolidation.• Why advisor equity ownership strengthens alignment.• Cetera's focus on organic growth through regional teams and the Growth Line program.• How the firm thinks about transition deals, scale, and long-term profitability.• What advisors may not realize about Cetera's structure, communities, and support model.Frank and Mike also contrast Cetera's approach to scale with other major players, discuss the realities of transition deals in a changing rate environment, and talk about why insurance, tax, and planning-based advice remain central to a “super hybrid” advisor value proposition.If you're an advisor considering independence - or re-evaluating your current platform - this conversation offers a detailed, unscripted look at how Cetera operates, what makes it different, and how it's preparing for what Mike calls a very “dynamic” next ten years in wealth management.Resources:Elite Consulting Partners | Financial Advisor Transitions: https://eliteconsultingpartners.comElite Marketing Concepts | Marketing Services for Financial Advisors: https://elitemarketingconcepts.comElite Advisor Successions | Advisor Mergers and Acquisitions: https://eliteadvisorsuccessions.comJEDI Database Solutions | Data Intelligence for Advisors: https://jedidatabasesolutions.comListen to more Advisor Talk episodes: https://eliteconsultingpartners.com/podcasts/Follow us on LinkedIn: https://linkedin.com/company/eliteconsultingpartners

Smart Dating Divas Embracing Love and Life Transitions with Donna Meador In this episode of Widow Wisdom and Wealth™, host Donna interviews Donna Meador, who shares her incredible story of finding love later in life, navigating relationships with adult children, enduring financial hardships, and rebuilding her life after loss. Donna discusses the loss of her first husband, her journey to find new love, creating a blended family, and starting Smart Dating Divas. She highlights the importance of self-love, financial planning, and effective communication with loved ones. The episode offers valuable insights for widows considering dating and provides practical advice on handling financial and emotional challenges.   00:00 Introduction to Donna Meador 00:20 Donna's Journey: Love, Loss, and New Beginnings 02:52 Donna's Current Life and Family 04:40 Navigating Widowhood and Dating Again 05:49 Donna's Dating Philosophy and Book 10:24 Meeting Jeff: A New Love Story 12:47 Challenges and Insights on Dating as a Widow 18:22 Support and Guidance for Widows 21:05 Financial Struggles as a Widow 22:22 Navigating Social Security Benefits 24:22 Finding Love Again and Financial Planning 26:50 The Importance of Life Insurance 28:20 Financial Education and Support 32:07 Communicating with Adult Children 43:03 Final Thoughts and Resources   Connect with Donna Meador:  Website: https://smartdatingdivas.com/  Donna Meadow's Free ABC Dating Secrets: https://smartdatingdivas.com/abc?utm_source=ig&utm_medium=social&utm_content=link_in_bio&fbclid=PAZXh0bgNhZW0CMTEAc3J0YwZhcHBfaWQMMjU2MjgxMDQwNTU4AAGnP-C7LmxDvQecwICsyXNzyfxnfy6KY5d3vJD7aN_vnSE8XKVCXJQmXTLWCws_aem_LM5VmfAfJSIJr_BnQqPYuQ   Want to be our next guest? Click here: https://widowwisdomwealth.com/be-our-guest/    Donna Kendrick is a Certified Financial Planner and Certified Divorce Financial Analyst and owner of Sephton Financial located at 314 Washington Ln, Jenkintown, PA 19046. If you'd like to contact Sephton Financial you can do so online at SephtonFinanical.com or by calling 215 948 3945 Registered Representative offering securities through Cetera Financial Specialists LLC, member FINRA/SIPC. Advisory services are offered through Cetera Investment Advisers LLC. Cetera is under separate ownership from any other named entity. Sephton Financial, LLC and Cetera are not affiliated. The views depicted in this material are for information purposes only and are not necessarily those of Sephton Financial. They should not be considered specific advice or recommendations for any individual. Neither Sephton Financial nor any of its representatives may give legal or tax advice.

Send us a textSetlistNovak - Can You Feel It Sama (US), Serve Cold - DeeplowDavid Tort, Markem - You Hear That Sunnery James & Ryan Marciano, Ayah Tlhanyane, LevyM - Nesiah Sunnery James & Ryan Marciano, Toshi, Afro Warriors - Uyankenteza Alice DiMar - Makeda Hugo Cantarra, Eli & Fur, Richard Judge - Love Again Native P., Nes Mburu - Kiveti (Tefo Foxx Remix)#ToProgress Send demos via Trackstack: https://tstack.app/nuans.fm Instagram www.instagram.com/nuans.fm TikTok https://www.tiktok.com/@nuans.fm Threads https://www.threads.net/@nuans.fm links: https://nuans.komi.io/Guest Mix Submissionshttps://nuansfm.com/sohguestmix#ToProgress

SetlistOperator - The Rapture Pt.III x Where You Are (Operator Edit)CRAYA, RBØR - Can It Be Love? (Original Mix)NUANS - LatelyHugel, SOLTO (FR) - Jamaican (Bam Bam) Baby Again x Nothin on Me (Keinemusik Mashup) (EHDU Reworkoskar med k - Make me Feel vs Ganja (Nuans MASH Up)Mijangos ft. Jesus Fernandez ft. Hugel & Bell biv Devoe - Poison (Zorden & Lukade 'Coracao' Afro House Edit)Yas Cepeda , Jazz Becker - Yamore Send demos via Trackstack: https://tstack.app/nuans.fm Instagram www.instagram.com/nuans.fm TikTok https://www.tiktok.com/@nuans.fm Threads https://www.threads.net/@nuans.fm links: https://nuans.komi.io/Guest Mix Submissionshttps://nuansfm.com/sohguestmix#ToProgress

Chama Mechtaly is a Moroccan-American artist, activist, and policy advisor whose work sits at the intersection of cultural preservation, deradicalisation, and Middle Eastern diplomacy. Born in Casablanca in 1992 to a Muslim mother and a Jewish father of Amazigh heritage, she draws on her complex identity to promote dialogue and coexistence between Muslim and Jewish communities throughout North Africa and the Gulf. She recently organised the first-ever Abraham Accords Deradicalisation Summit, where she contributed to shaping cultural frameworks for regional integration in the wake of normalisation agreements. In today's conversation, we discuss her recent Quillette essay examining Qatar's ideological reach into Western institutions, the suppression of critical voices, and the broader ambitions of Islamist movements on the global stage. Drawing from her lived experience across Morocco, the Gulf, and the United States, Chama reflects on how Islamist actors have appropriated the language of democracy to undermine liberal values from within. What emerges is a sobering analysis of the soft power networks quietly reshaping our political and cultural institutions—and the steep cost of looking the other way. We also explore how culture is weaponised, how the West has failed to confront these forces, and what a path toward genuine peace and pluralism in the Middle East might look like. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this November 2025 episode, MSW intern Jasleen Virk interviews Jamie Bennett, co-founder and executive director of Cetera. Jamie shares her personal foster care journey and how it fueled her passion to advocate for young people in foster care. She believes that relationship building is a cornerstone to supporting youths' well-being and highlights the importance of connections with consistent and trustworthy adults. Jamie also discusses the Fostering Success Coaching Institute, an innovative person-centered service that incorporates youth voice and evidence-based research to train professionals working with youth in foster care. Jamie is dedicated to supporting young people nationwide by increasing their visibility and meaningfully incorporating their voices where it matters.

In this edition of 'Widow Wisdom and Wealth™,' host Donna Kendrick and her husband Jim Gehan share an impromptu conversation about self-care, sleep, and community support after the loss of a spouse. They discuss the importance of creating a new normal, taking personal time, and addressing the guilt often felt by widows and widowers when they focus on their own needs. The episode highlights their personal experiences and offers practical advice for those navigating career challenges and parenthood after losing a partner.   00:00 Introduction to Widow Wisdom and Wealth 00:42 Impromptu Podcast Setup 01:37 Jim's Mecu Auto Auction Experience 02:07 Donna's Writer's Retreat in Sedona 03:01 Encouraging Self-Care and Personal Time 04:18 Balancing Career, Kids, and Self-Care 09:51 Challenges of Early Widowhood 13:10 Discussing Fast Food Preferences 13:49 Taking Care of Yourself 14:03 The Importance of Rest and Sleep 15:08 Adjusting to a New Normal 16:42 Seeking Support and Self-Care 18:25 Finding Personal Time and Hobbies 20:57 Final Thoughts and Encouragement 22:42 Closing Remarks and Contact Information     _______________________________ CONNECT  WITH DONNA

This week on Classical Et Cetera. it's another Mailbag episode! We're answering all your homeschool and classical education questions. Should you teach with drawings, if you can't draw? How do you start a book club that actually works? How does Berean Builders fit with Memoria Press science programs? Can Classical Conversations and Memoria Press work together? Join us as we dig into these questions and more, and ask us more questions by emailing us at podcast@memoriapress.com.   *What We're Reading* from This Episode:  "Against The Machine" Paul Kingsnorth (Paul) "Truth Matters" Robert P. George & Cornel West (Tanya) "The Hound of the Baskervilles" Arthur Conan Doyle (Tanya) "The Ghost Keeper" Natalie Morrill (Tanya) "Cork O'Connor series" William Kent Krueger (Martin) "The Unselected Journals of Emma M. Lion" Beth Brower (Jessica)

Register your feedback here. Always good to hear from you!Turns out, there's not quite enough weeks in the year for me to say everything I have to say about San Francisco. So this week we'll put all the leftovers into a pot and see what comes out -- what if anything was really wrong with hippies; what businesses on the waterfront are closed and whether I care; whether the sound of sea lions is charming, annoying, or both; and whether going to Chinatown is worth yet another mile of walking.Check out Hal on YouTube at https://www.youtube.com/@halhammons9705Hal Hammons serves as preacher and shepherd for the Lakewoods Drive church of Christ in Georgetown, Texas. He is the host of the Citizen of Heaven podcast. You are encouraged to seek him and the Lakewoods Drive church through Facebook and other social media. Lakewoods Drive is an autonomous group of Christians dedicated to praising God, teaching the gospel to all who will hear, training Christians in righteousness, and serving our God and one another faithfully. We believe the Bible is God's word, that Jesus died on the cross for our sins, that heaven is our home, and that we have work to do here while we wait. Regular topics of discussion and conversation include: Christians, Jesus, obedience, faith, grace, baptism, New Testament, Old Testament, authority, gospel, fellowship, justice, mercy, faithfulness, forgiveness, Twenty Pages a Week, Bible reading, heaven, hell, virtues, character, denominations, submission, service, character, COVID-19, assembly, Lord's Supper, online, social media, YouTube, Facebook.

In this episode of 'Widow Wisdom and Wealth™,' host Donna Jean Kendrick welcomes career coach Shelly Malley, recently recognized as one of the top coaches in Philadelphia by Influence Digest in 2023. Shelly shares her extensive experience in HR and career coaching, offering insights into job search strategies, personal branding, and navigating career transitions, particularly for those dealing with loss and balancing family life. Shelly discusses her personal journey, including career pivots, the challenges of motherhood, and the impact of losing her mother at a young age. She also provides practical advice for those considering a career change and highlights the importance of knowing oneself and marketing transferable skills.   00:00 Introduction to Widow Wisdom and Wealth 01:43 Meet Shelly Malley: Career Coach Extraordinaire 02:52 Shelly's Career Journey: From HR to Career Coaching 07:52 Balancing Career and Family: Shelly's Personal Story 10:02 Shelly's Childhood and Family Dynamics 19:39 Career Transitions and Coaching Insights 24:39 Top Tips for Career Change 25:45 Connecting with Shelly Malley     Thanks to our guest Shelley Maley Connect with Shelley linkedin.com/in/shelleymaleycareercoach https://www.dreamcatchercareercoaching.com https://www.facebook.com/dreamcatchercareercoachingllc https://www.instagram.com/dreamcatchercareer   _______________________________ CONNECT  WITH DONNA

SetlistJUNO (DE) - Run Caiiro, Chalee - Zaya AMEME, Franc Fala - Wait For YouJamek Ortega, JUNO (DE) - Salida Del Sol Tripolism - Swim Miluhska, Miguelle & Tons - Yo Te Deseo (David Gtronic & Reboot Remix)JUNO (DE) - All Alone CRAYA, RBØR - Can It Be Love?Send demos via Trackstack: https://tstack.app/nuans.fm Instagram www.instagram.com/nuans.fm TikTok https://www.tiktok.com/@nuans.fm Threads https://www.threads.net/@nuans.fm links: https://nuans.komi.io/Guest Mix Submissionshttps://nuansfm.com/sohguestmix#ToProgress

It takes us a while to get there, but it's worth the journey! In this episode of Classical Et Cetera, Tanya, Martin, and Paul share what they're reading, answer a listener question about audiobooks, and (eventually) get around to the main topic of the liberal art Here, they explore the liberal arts through the lens of Sister Miriam Joseph's The Trivium: The Liberal Arts of Logic, Grammar, and Rhetoric. This classic work provides a clear look at the foundations of classical education. We hope you enjoy this wide-ranging conversation! Read the sample from Sister Miriam Joseph's book that we use for this episode: https://www.memoriapress.com/wp-content/uploads/2025/10/The-Trivium-The-Liberal-Arts-of-Logic-Grammar-and-Rhetoric-Chapter-1-Sample.pdf?utm_source=PodBean&utm_medium=CETC&utm_campaign=192 Read with Paul & Tanya! The Hound of the Baskervilles Set: https://www.memoriapress.com/curriculum/literature-and-poetry/eighth/hound-baskervilles-set/?utm_source=PodBean&utm_medium=CETC&utm_campaign=192 Find us online! https://www.memoriapress.com/?utm_source=PodBean&utm_medium=CETC&utm_campaign=192 More to A Midsummer Night. A Midsummer Night's Dream Set: https://www.memoriapress.com/curriculum/literature-and-poetry/ninth/a-midsummer-nights-dream-set/?utm_source=PodBean&utm_medium=CETC&utm_campaign=192 About Memoria Press: https://www.memoriapress.com/about/?utm_source=PodBean&utm_medium=CETC&utm_campaign=192   What We're Reading from This Episode:  The Hound of the Baskervilles—Arthur Conan Doyle (Paul) Sun and Steel—Yukio Mishima  (Paul) Mythology—Edith Hamilton (Martin) Plutarch: Lives of the Noble Grecians and Romans—Plutarch and Arthur Hugh Clough (Martin) The Killing Stones—Ann Cleeves (Tanya) The Two Gentlemen of Verona—William Shakespeare (Tanya) Truth Matters—Robert P. George & Cornel West (Tanya) 00:00 Introduction 00:42 What We're Reading 12:18 Listener Question: Do You Count Audiobooks as Reading? 22:10 Topic: Introduction to "The Trivium"—Sister Miriam Joseph

SetlistAndrea Oliva, Arodes - Change CRAYA, RBØR - Can It Be Love?Black Coffee, Jimi Jules - Trippy Yeah Sunnery James & Ryan Marciano, Toshi, Afro Warriors - Uyankenteza Antdot, ARYMÉ - Romance Raul Vidal, Loxivice, SAMAHA (EG) - Véu Re.you, Paul Brenning  - Black Roads (Uvita & Osfur Remix)clubhouse, Imad, Dennis Louvra - Without You (feat. Clubhouse)Antdot - Emoriô (feat. Dawn Patrol) - To ProgressSend demos via Trackstack: https://tstack.app/nuans.fm Instagram www.instagram.com/nuans.fm TikTok https://www.tiktok.com/@nuans.fm Threads https://www.threads.net/@nuans.fm links: https://nuans.komi.io/Guest Mix Submissionshttps://nuansfm.com/sohguestmix#ToProgress

In this episode of the 'Widow Wisdom and Wealth' podcast, host Donna Jean Kendrick chats with Kathy Lentz, owner of Kindred Soul, a company specializing in life celebrations. Kathy shares her journey to becoming a certified life celebrant and discusses the importance of pre-planning one's funeral to lighten the emotional burden on loved ones. They delve into various aspects of planning, including the personal touches that make a celebration of life memorable. They also discuss the value of openly communicating end-of-life wishes with loved ones. Kathy offers insights into her role, working with funeral homes to create meaningful, personalized services, and hints at her plans to expand her services to include event planning for funerals. The episode aims to motivate listeners, particularly widows, widowers, and divorcees, to consider planning their own funerals to ensure their personalities and wishes are honored.   00:00 Introduction to Today's Podcast 00:10 Meet Kathy Lentz: Owner of Kindred Soul 00:41 Motivation for Listeners: Planning Your Own Funeral 01:37 Welcome to Widow Wisdom and Wealth Podcast 01:52 The Importance of Planning Your Own Funeral 03:08 Kathy Lentz's Background and Experience 04:54 The Role of a Life Celebrant 07:12 Kathy's Journey into the Funeral Industry 11:12 The Value of Pre-Planning Funerals 16:34 Helping Families Through the Grieving Process 20:09 Future Plans and Services 22:27 Encouragement for Career Changers and Entrepreneurs 22:49 Kathy's Journey: From Hospital System to New Beginnings 23:43 A Touching Tribute: Red Nose Day Funeral 26:00 Personal Stories: Unexpected Funeral Moments 29:17 Planning Ahead: Making Funeral Arrangements 31:24 Final Thoughts: Wisdom and Reflections   Thanks to our guest Kathy Lentz Connect with Kathy   Cell - 484-767-2356  www.kathyklentz@gmail.com  www.info.kindredsol@gmail.com   _______________________________ CONNECT  WITH DONNA

SetlistSharam - Get Wild (Andrea Oliva & Jaquet  Remix)Felipe Puertes - The Sound Of Us Tom Enzy - Miami Drake Which One (Anorre & Mello Remix) Misha, Arodes, Amikam - Solta Mulher (Extended Mix)CRAYA, RBØR - Can It Be Love? (Original Mix)Jaquet, Ewerseen  - Soft (Extended Mix)MAARVN, Deco (BE)  - Story To Be Told  (Original Mix)Brent Faiyaz, &friends, JOSEPH (CH) - Jackie B (Extended)- To ProgressSend demos via Trackstack: https://tstack.app/nuans.fm Instagram www.instagram.com/nuans.fm TikTok https://www.tiktok.com/@nuans.fm Threads https://www.threads.net/@nuans.fm links: https://nuans.komi.io/Guest Mix Submissionshttps://nuansfm.com/sohguestmix#ToProgress

SetlistDaytona, Major League DJz, LEWS, Untitled Audio - Papele Beni, Michael Mendoza, LevyM - Lo Que SoyAndrea Oliva, Arodes - ChangeSunnery James & Ryan Marciano, Toshi, Afro Warriors - Uyankenteza Raul Vidal, Loxivice, SAMAHA (EG) - VéuSinghara - Na BrisaPhilou Louzolo, LevyM, David Herrlich - DesejoBantu, Dj Karaba - Into the SeaBarney Bones, AMEME - Sweat#ToProgress Send demos via Trackstack: https://tstack.app/nuans.fm Instagram www.instagram.com/nuans.fm TikTok https://www.tiktok.com/@nuans.fm Threads https://www.threads.net/@nuans.fm links: https://nuans.komi.io/Guest Mix Submissionshttps://nuansfm.com/sohguestmix#ToProgress

SetlistAlex Wann, Malachiii, bees & honey - Moon Wakyin - PeligrosaThe Martinez Brothers, Sash, Mike Dean, Apex Martin - TAKE YOU HOME  MichaelBM, Jayie, LATIN HOUSE GANG - Se Te NotaLucas Aoki, JORDAZ - BUENO MoBlack, Aycond - O CajadoSuperJazzClub -WICKEDSugarstarr - NANA Maahez, Dean Walker - Caliente - To ProgressSend demos via Trackstack: https://tstack.app/nuans.fm Instagram www.instagram.com/nuans.fm TikTok https://www.tiktok.com/@nuans.fm Threads https://www.threads.net/@nuans.fm links: https://nuans.komi.io/Guest Mix Submissionshttps://nuansfm.com/sohguestmix#ToProgress

In this special mailbag episode of Classical et Cetera, we are answering questions straight from our listeners! From classical education and the history of philosophy to standardized testing and watching movies, nothing is off limits. Join the rapid fire and ask us more questions by emailing us at podcast@memoriapress.com. Thanks for your question, Patricio! The book Martin mentioned is The Seven Liberal Arts: A Study in Medieval Culture by Paul Abelson. Other materials we talked about today: Anne of Green Gables https://www.memoriapress.com/curriculum/literature-and-poetry/sixth/anne-of-green-gables-set/?utm_source=PodBean&utm_medium=CETC&utm_campaign=188 Famous Men & Classical Studies https://www.memoriapress.com/classical-studies/?utm_source=PodBean&utm_medium=CETC&utm_campaign=188 First Form Greek https://www.memoriapress.com/curriculum/greek/first-form-greek-complete-set/?utm_source=PodBean&utm_medium=CETC&utm_campaign=188   00:00 Introduction 01:40 What We're Reading 06:18 Ask Us Anything! Classical Et Cetera Mailbag   What We're Reading from This Episode:  The Idiot—Fyodor Dostoevsky (Martin) The Glass Bead Game (Magister Ludi) —Hermann Hesse (Martin) The Unselected Journals of Emma M. Lion —Beth Brower (Tanya) Anne of Green Gables —L.M. Montgomery (Tanya & Paul)

SetlistBarney Bones, AMEME - Sweat Breyth - GringoCaiiro, Chalee - Zaya Mili - We Outside Ape Drums, LUCH - FFM  Philou Louzolo, LevyM, David Herrlich - Desejo Meliora - PENDIENTE A MI Mozambo - Corossol Send demos via Trackstack: https://tstack.app/nuans.fm Instagram www.instagram.com/nuans.fm TikTok https://www.tiktok.com/@nuans.fm Threads https://www.threads.net/@nuans.fm links: https://nuans.komi.io/Guest Mix Submissionshttps://nuansfm.com/sohguestmix#ToProgress

With Mike Durbin, CEO of Cetera Financial Group Overview The CEO of Cetera Financial Group shares insights on independence, private equity, and balancing scale with service, plus what the future holds for advisors and firms. Watch... Listen in... > Download a transcript of this episode… NOTE: The views and opinions expressed by the guests on this podcast are their own and do not necessarily reflect the views and opinions of Diamond Consultants. Neither Diamond Consultants nor the guests on this podcast are compensated in any way for their participation. About this episode... The wealth management industry is at an inflection point—where scale, service, and strategy all collide. Drawing on 35 years of industry experience and leadership roles at Morgan Stanley, Fidelity, and now Cetera, Mike Durbin offers a unique perspective on the forces shaping the world as we know it. Since joining Cetera in 2023, Mike's led the firm through rapid expansion—balancing the resources of a $600B+ national platform with a boutique-level advisor experience. From multi-channel affiliation models to tech and AI integration, his strategy centers on one thing: helping advisors grow faster, smarter, and more sustainably. In this episode, Jason Diamond and Mike discuss: The future of independent wealth management—and how it stacks up against the wirehouse model. Cetera's differentiators in today's competitive recruiting environment—and why its “big feel, small approach” matters. The role of technology and AI—and how they're driving efficiency, personalization, and advisor capacity. Private equity's influence on the industry landscape—and what it means for long-term strategy. Lessons from leadership roles at Morgan Stanley and Fidelity—and how those experiences shape his vision at Cetera. Where the biggest opportunities lie ahead for advisors—and what excites him most about the next decade. Whether you're an advisor evaluating your options or a leader navigating change, Mike's candid perspective provides clarity on what it takes to thrive in today's environment. Want to learn more about where, why, and how advisors like you are moving? Click to contact us or call 908-879-1002. Related Resources IBD vs. RIA Revisited: Two Independent Pathways for Advisors to Consider When it comes to freedom and control, there are key differences amongst the independent broker dealer (IBD) and registered investment advisor (RIA) spaces that every advisor should be aware of. RIA, IBD or somewhere in between: Which version of independence is right for you? As the independent space continues to expand, prospective breakaway advisors often have a hard time deciding between different individual models and options. These 5 questions can help point you in the right direction. Disclaimer: This material is for informational purposes only and should not be considered investment advice, a recommendation, or an offer to buy or sell any security. Opinions may change without notice. Forward-looking statements, including projections or estimates, are not guarantees. Past performance is not indicative of future results, and all investing involves risk, including loss of principal. “Cetera Financial Group” refers to the network of independent retail firms encompassing, among others, Cetera Advisors LLC, Cetera Wealth Services LLC (f/k/a Cetera Advisor Networks), Cetera Investment Services LLC (marketed as Cetera Financial Institutions or Cetera Investors), and Cetera Financial Specialists LLC. All firms are members Member FINRA/SIPC. Mike Durbin Chief Executive Officer Mike Durbin is chief executive officer of Cetera Financial Group and a member of Cetera's board of directors. In his role as CEO, he oversees Cetera's growth initiatives, from expansion into new and adjacent markets to evolving Cetera's existing capabilities for the financial professionals and fina...