Podcasts about cetera

Send us Fan MailSetlistMayonie, Marco Pex - SolusCaiiro, Chalee - Zaya Tony Shades - RuniDJ Kent, Maleh - Falling (Liva K Remix)Massuma - Mermaid &lez, Robin M - NijaCaiiro - Mapoch WarSend demos via Trackstack:https://tstack.app/nuans.fmInstagramwww.instagram.com/nuans.fmTikTokhttps://www.tiktok.com/@nuans.fmThreadshttps://www.threads.net/@nuans.fmlinks: https://nuans.komi.io/Guest Mix Submissionshttps://nuansfm.com/guestmix#ToProgress

Pavlos Panagopoulos of Cetera Wealth Services LLC Stock Market Report for July 14th, 2026 on News Radio KKOBSee omnystudio.com/listener for privacy information.

Send us Fan MailSetlistFade (Ray Ro Remix) - Kanye West Jesús Fernández - Por Si Muero Mañana (Jesús Fernández x Javi Torres Remix)Drake - New Bestie (Damon DeGraff Remix)Life is Simple (Davee 'Ina' Edit) - Bun XapaShake It To The Max (ATCG Afro Retouch) - Ape Drums, JAMIIESOUND&PEPPER - Fire Fire (Sound&Pepper 'Dogs On Acid' Edit)Liva K - Didn't Miss You  (Original Mix)Liva K - Track With The Organ (Extended Mix)Laho II (Nick Degree Remix) - Burna Boy, ShallipopiVlog Link: https://www.youtube.com/watch?v=cKPBykpB7hU&t=75sSend demos via Trackstack:https://tstack.app/nuans.fmInstagramwww.instagram.com/nuans.fmTikTokhttps://www.tiktok.com/@nuans.fmThreadshttps://www.threads.net/@nuans.fmlinks: https://nuans.komi.io/Guest Mix Submissionshttps://nuansfm.com/guestmix#ToProgress

This week is another Classical Et Cetera Mailbag episode! We're answering your questions on cursive, how teachers and parents both bear responsibility for a child's education, how to build a love of reading in a large family, and whether it's wise to let a child specialize in one talent or sport. We also talk through what it looks like to raise children with classical, Christian values when your surrounding community doesn't share them. Send us more questions at podcast@memoriapress.com!   *What We're Reading* from This Episode:   "Farmer Giles of Ham" J.R.R. Tolkien (Paul) "The Calamity Club" Kathryn Stockett (Tanya) "Northanger Abbey" Jane Austen (Tanya) "The Christmas Companion" Skye McAlpine (Dee) "City of God" St. Augustine (Dee) "Things We Never Say" Elizabeth Strout (Jessica) "To Kill a Mockingbird" Harper Lee (Paul) "Notes from Underground" Fyodor Dostoevsky (Paul)

Pavlos Panagopoulos of Cetera Wealth Services LLC Stock Market Report for July 7th, 2026 on News Radio KKOBSee omnystudio.com/listener for privacy information.

"Wo in diesem Sommer in Wiesbaden überall gebaut wird", ein neuer Döner-Laden zieht in Wiesbadener Fußgängerzone und "Sommernacht mit „Opera et Cetera“ im Sonnenberger Burggarten". Das und mehr heute im Podcast. Alle Hintergründe zu den Nachrichten des Tages finden Sie hier: Wo in diesem Sommer in Wiesbaden überall gebuddelt wird https://www.wiesbadener-kurier.de/lokales/wiesbaden/stadt-wiesbaden/wo-in-diesem-sommer-in-wiesbaden-ueberall-gebuddelt-wird-5835348 Neuer Döner-Laden zieht in Wiesbadener Fußgängerzone https://www.wiesbadener-kurier.de/lokales/wiesbaden/stadt-wiesbaden/neuer-doener-laden-zieht-in-wiesbadener-fussgaengerzone-5841786 Sommernacht mit „Opera et Cetera“ im Sonnenberger Burggarten https://www.wiesbadener-kurier.de/lokales/wiesbaden/wiesbaden-sonnenberg/sommernacht-mit-opera-et-cetera-im-sonnenberger-burggarten-5840639 Starker Rauch bei Kellerbrand in Wiesbadener Betrieb https://www.wiesbadener-kurier.de/lokales/wiesbaden/stadt-wiesbaden/starker-rauch-bei-kellerbrand-in-industriebetrieb-5848506 Wiesbadener Ein-Euro-Eisladen hat eröffnet https://www.wiesbadener-kurier.de/lokales/wiesbaden/stadt-wiesbaden/wiesbadener-ein-euro-eisladen-hat-eroeffnet-5848180 BBQ, Bier und Countrymusik beim Deutsch-Amerikanischen Fest https://www.wiesbadener-kurier.de/lokales/wiesbaden/stadt-wiesbaden/bbq-bier-und-countrymusik-beim-deutsch-amerikanischen-fest-5838711 33-Jähriger greift seine Nachbarn mit einem Messer an https://www.wiesbadener-kurier.de/lokales/wiesbaden/stadt-wiesbaden/33-jaehriger-greift-seine-nachbarn-mit-einem-messer-an-5848131 Strom und Wasser fürs Weinfest sind gesichert https://www.wiesbadener-kurier.de/lokales/wiesbaden/stadt-wiesbaden/strom-und-wasser-fuers-weinfest-sind-gesichert-5836306 Ein Angebot der VRM.

Pavlos Panagopoulos of Cetera Wealth Services LLC Stock Market Report for June 30th, 2026 on News Radio KKOBSee omnystudio.com/listener for privacy information.

For episode #60 we discuss the finer points of advisor sunsetting including structure, timelines, book beneficiary selection, earn-out models, preserving relationships, protecting clients, creating opportunities for the next generation talent, preserving trust, and leveraging a good sunsetting plan for recruiting purposes.Our panel is made up of David Biliter from First Citizens, Keith LeBlanc from Hancock Whitney, and Dan Mayes from Cetera. And LeAnn Rummel from Cetera is our special guest moderator!60

Today, Ben welcomes Matthew Bearth for a thoughtful conversation on estate planning, legacy, and the deeper purpose behind wealth stewardship. Together, they explore how financial planning extends far beyond simply passing down money, instead centering on how families can communicate values, intentions, and faith across generations. The discussion emphasizes the importance of preparing not only legal and financial documents, but also ethical wills and letters of instruction that help heirs understand the meaning and responsibility attached to inherited wealth. Ben and Matthew also reflect on the temporary nature of material possessions, encouraging listeners to view money through the lens of eternity rather than control or accumulation. As the conversation develops, they unpack charitable giving strategies—particularly donor-advised funds—and how families can use them to create lasting impact, involve children in philanthropic decisions, and steward assets in a tax-efficient way. From business liquidity events and appreciated stock positions to retirement assets and inheritance planning, the episode highlights practical tools that can help families simplify complexity while remaining aligned with their values. Ultimately, Ben and Matthew invite listeners to approach estate planning not as a cold legal exercise, but as an act of love, clarity, and intentional discipleship that blesses both family and community long after they are gone.Key Takeaways:• Estate planning is about more than distributing assets. Financial planning should consider both temporal and eternal priorities.• Ethical wills can communicate values and intentions to heirs.• Nonprofits and ministries depend on ongoing donor support.• Donor-advised funds help families delay charitable decisions while securing deductions. Families can use charitable planning to create multigenerational impact.• Good financial advisors help clients align money with personal values. Financial guidance can include emotional, spiritual, and relational coaching.• Clear plans and communication create peace of mind for both families and beneficiaries.Key Timestamps:(02:00) – No-Plan Consequences(04:13) – Probate Costs and Trusts(08:37) – Defining Legacy Values(12:46) – Stewardship and Readiness(17:32) – Ethical Will and Letters(24:17) – Lifetime Giving Strategy(32:25) – Donor-Advised Funds Basics(40:56) – Wrap-Up and ContactKey Topics Discussed:Catholic Money Mastermind, Catholic financial planning, Catholic financial planners, Catholic financial advisors, Ben Martinek, faith and financesMentions:Website: https://www.boxfinancialadvisors.com/team/matthew-bearth  LinkedIn: https://www.linkedin.com/in/matthewbearth/  More of Catholic Money Mastermind:Catholic Money Mastermind Podcast is a personal podcast meant for educational and entertainment. It should not be taken as financial advice, and is not prescriptive of your financial situation.Are you looking to hire an advisor? Browse our members.https://catholicfinancialplanners.com/advisors/Are you a Financial Advisor who is serious about the Catholic Faith? Join our network and email info@catholicfinancialplanners.comBranch is located at 901 MARQUETTE AVE SUITE 2800 MINNEAPOLIS, MN 55402. Matthew Bearth is a Registered Representative offering securities through Cetera Wealth Services LLC, member FINRA/SIPC. Advisory Services offered through Cetera Investment Advisers LLC, a registered investment adviser. Cetera is under separate ownership from any other named entity.

Pavlos Panagopoulos of Cetera Wealth Services LLC Stock Market Report for June 23rd, 2026 on News Radio KKOBSee omnystudio.com/listener for privacy information.

Send us Fan MailSetlistCrisologo  - What They SayCraig Leo - To The Rhythm Herc Deeman - LoudYisus - Ran to AtlantaTravis Scott, Nico de Andrea - Butterfly Effect (Crisologo 'Ethnica' Edit)Marshall Jefferson, Maesic - Life Is Simple (Matteo Vitale, Umberto Balzanelli, Michelle Edit) Bring the Noise - Public Enemy Afro House EditLiva K - Track With The Organ Lazare - Talk Less- To ProgressSend demos via Trackstack:https://tstack.app/nuans.fmInstagramwww.instagram.com/nuans.fmTikTokhttps://www.tiktok.com/@nuans.fmThreadshttps://www.threads.net/@nuans.fmlinks: https://nuans.komi.io/Guest Mix Submissionshttps://nuansfm.com/guestmix#ToProgress

Selina Zamora of Cetera Wealth Services LLC Stock Market Report for June 17th, 2026 on News Radio KKOBSee omnystudio.com/listener for privacy information.

Pavlos Panagopoulos of Cetera Wealth Services LLC Stock Market Report for June 16th, 2026 on News Radio KKOBSee omnystudio.com/listener for privacy information.

Send us Fan MailSetlistSone., Riascode - AmiraBensy, Sparrow & Barbossa,Bantu, Dr Chaii & Neyl - Miracle (Damon DeGraff & Merchant Remix)LevyM - Zola MoyaRe.you, Merzzy, Diana Ela - Zou Zou Deco (BE) - New DayCloser NUANS - Closer NUANSHARMONIQUE - See The Ocean Naomi Sharon - Another Life (Marten Lou Remix)Click here for NUANS birthday set during Chino & Friends at Palm Tree Club Send demos via Trackstack:https://tstack.app/nuans.fmInstagramwww.instagram.com/nuans.fmTikTokhttps://www.tiktok.com/@nuans.fmThreadshttps://www.threads.net/@nuans.fmlinks: https://nuans.komi.io/Guest Mix Submissionshttps://nuansfm.com/guestmix#ToProgress

Pavlos Panagopoulos of Cetera Wealth Services LLC Stock Market Report for June 10th, 2026 on News Radio KKOBSee omnystudio.com/listener for privacy information.

Pavlos Panagopoulos of Cetera Wealth Services LLC Stock Market Report for June 9th, 2026 on News Radio KKOBSee omnystudio.com/listener for privacy information.

Send us Fan MailSetlistCS (AE) - What We HadLEWS, nobodyknowsjones - You Kitty Amor - Shine A LightLiva K - Didn't Miss You  Crisologo, ADDAM (BE) - Shake JUNO (DE), Samm (BE) - Heart Spin Sasson (FR), UVITA - Makalu Bonafique - Desperadio Khenya (IBZ) - Here Comes The SunSend demos via Trackstack:https://tstack.app/nuans.fmInstagramwww.instagram.com/nuans.fmTikTokhttps://www.tiktok.com/@nuans.fmThreadshttps://www.threads.net/@nuans.fmlinks: https://nuans.komi.io/Guest Mix Submissionshttps://nuansfm.com/guestmix#ToProgress

It's another Mailbag episode of Classical Et Cetera! This week the Core Four tackles your questions on several topics, including whether comprehension questions steal the joy of reading, how to school multiple children together as a family, and whether your kids even need to know why they're learning Latin. We also dig into the difference between the classical virtues and the fruits of the Spirit, and what to do with the Lord's name in vain when it shows up in literature. Send us your questions at podcast@memoriapress.com.   *What We're Reading* from This Episode:  "After Midnight" Daphne Du Maurier (Paul) "Brideshead Revisited" Evelyn Waugh (Tanya) "Ironwood" Michael Connelly (Martin) "The Marriage Portrait" Maggie O'Farrell (Jessica) "Cloud Cuckoo Land" Anthony Doerr (Jessica)

Pavlos Panagopoulos of Cetera Wealth Services LLC Stock Market Report for June 2nd, 2026 on News Radio KKOBSee omnystudio.com/listener for privacy information.

Send us Fan MailSetlistBakka (BR), Sued Nunes, Flip (BR) - Eixo Rona Ray, Antdot, Miguel Ante, Bakka (BR) - Inner Wars (feat. Rona Ray) Deco (BE)| 9A - New DaySamantha Loveridge - SassyThe Good Men, THEMBA (SA), Khenya (IBZ)  - Give It UpLiva K - Track With The Organ Franky Wah - Stories Liva K - Didn't Miss You Decorum's Substack: https://viadecorum.substack.com/?utm_campaign=profile_chipsSend demos via Trackstack:https://tstack.app/nuans.fmInstagramwww.instagram.com/nuans.fmTikTokhttps://www.tiktok.com/@nuans.fmThreadshttps://www.threads.net/@nuans.fmlinks: https://nuans.komi.io/Guest Mix Submissionshttps://nuansfm.com/guestmix#ToProgress

Bill and Andy Bush are fresh off the 2026 NAPA Summit in Tampa and dive into two headlines pulling retirement savers in opposite directions. On one side, Elon Musk says AI and robotics will make squirreling money away for retirement unnecessary within 10 to 20 years. On the other, a new Trump IRA executive order aims to close the coverage gap for the roughly 56 million workers without an employer-sponsored plan — including a 50% Savers Match on the first $2,000 contributed. The brothers weigh the assumptions behind the "abundance" thesis, revisit Social Security's 2033 trust-fund cliff, and remind listeners that access doesn't create retirement success — behavior does. They wrap with takeaways from NAPA, including Andy's technology panel, the rebrand of Retirement Plan University into "401(k)eso," and the industry's pivot from in-plan lifetime income to AI and longevity planning. ⏱ Episode Timeline & Key Topics 00:00 – Welcome & NAPA Recap Setup Bill and Andy open the show fresh off the NAPA Summit in Tampa — more than 1,500 advisors and 3,000 total attendees at the industry's largest retirement-focused gathering. 00:27 – Elon Musk's "Don't Save for Retirement" Quote Musk is quoted saying don't worry about squirreling money away for retirement in 10 or 20 years — it won't matter. The brothers unpack why that headline rattled the retirement industry. 01:22 – Saving as a Behavior, Not a Bet Andy frames saving as a behavior tied to a financial plan — your "North Star." You might drift, but the plan keeps you heading in the right direction regardless of headlines. 02:11 – The Abundance Thesis and Its Big Assumptions Bill walks through Musk's logic: robots replace labor, productivity surges, costs collapse, goods and services get cheap, and a government income arm fills the gap. 02:54 – Will Cheaper Tech Translate to Cheaper Living? Andy questions whether AI-driven cost reductions will actually reach essentials like food and healthcare — and whether any resulting abundance would be evenly distributed. 04:21 – Exponential Innovation and the 2025 Autonomous-Car Prediction A flashback to a 2015 conference forecast that most drivers would be hands-off by 2025 — a reminder that transformative-tech timelines are usually optimistic. 05:47 – Healthcare, Longevity, and Costs That Don't Disappear Even in a high-productivity future, aging, long-term care, and healthcare costs still require dedicated planning. Tech doesn't repeal longevity risk. 06:07 – Robotics in the Home and Long-Term Care Andy sees real promise in robotics for elder care — lifting fallen seniors, supporting daily tasks — but notes cost and functionality are still well short of household-ready. 07:23 – Don't Stop Saving Because of a Headline Even if Musk is directionally right, the timeline is uncertain. The takeaway: don't pivot your plan based on a soundbite. And don't stop believing. 07:50 – The Trump IRA Executive Order Bill introduces the newly announced Trump IRA, designed to close the coverage gap for the roughly 56 million workers without an employer-sponsored plan. 08:36 – The Savers Match and What It Means A 50% match on the first $2,000 contributed — effectively a reworked Saver's Credit — that meaningfully boosts savings for lower-income workers. Effective in 2027. 09:30 – Social Security's 2033 Trust Fund Cliff If nothing is done, the Social Security Trust Fund is projected to be depleted by 2033, triggering a potential 25% benefit reduction — a bigger hit for lower-income retirees who rely on it most. 10:34 – Access vs. Behavior: What Actually Drives Outcomes Improved access is helpful, but without auto-enrollment or behavioral nudges, retirement success still hinges on participant behavior. Behavior is the lever. 12:46 – NAPA Recap: Andy's Technology Panel Andy shares his experience on a four-advisor panel covering whether technology engages or distracts plan participants and sponsors, and what successful practices are doing differently. 13:54 – 401(k)eso: From Retirement Plan University to a Memorable Brand The story behind rebranding their plan-sponsor education program as "401(k)eso" — born at a Mexican restaurant in Baton Rouge and met with applause at NAPA. 15:25 – AI, Longevity, and Standout NAPA Sessions Bill highlights practical AI sessions for advisor practices and John Hancock's health-versus-wealth longevity discussion as the standouts of the conference. 16:17 – From Lifetime Income to AI: Where the Industry Is Focused Industry attention has shifted from in-plan lifetime income solutions to AI — but the underlying question of making money last a long life still drives every planning conversation. 17:08 – Wrap-Up & How to Reach the 401(k) Brothers Bill and Andy close with contact info — and a reminder that they're brothers, but not twins. ✅ Key Takeaways Quick Reference Don't change your plan based on a headline — anchor saving behavior to your financial plan, not the news cycle Saving is a behavior, not a forecast — you can't control productivity curves or policy reform, but you can control how consistently you save Abundance, if it comes, won't be evenly distributed — historical productivity gains haven't translated to evenly shared wealth Healthcare and longevity costs don't go away — long-term care, medical, and aging-related expenses still demand dedicated planning Social Security reform is the front-burner issue — trust fund projected depleted by 2033, with a potential 25% benefit cut if nothing changes The Trump IRA closes a real coverage gap — ~56 million workers without employer plans, paired with a 50% Savers Match on the first $2,000 (effective 2027) Access alone doesn't create retirement success — without auto-enrollment or strong behavioral nudges, participation still depends on the saver AI is the industry's new center of gravity — expect it to reshape advice delivery, plan administration, and participant engagement Make education memorable — "401(k)eso" works because branding and delivery matter; meet people where they are Plan as if you'll live to 90 or beyond — you don't know when the last grain of sand drops; fund a long life, not an average one

Pavlos Panagopoulos of Cetera Wealth Services LLC Stock Market Report for May 26th, 2026 on News Radio KKOBSee omnystudio.com/listener for privacy information.

Send us Fan MailSetlistLeyo, Thierry Ganz - Your Body Krome, Awakening - BlockSpeak to the Highers - Speak to the HighersCamelphat, Samm, Ajna & Guy Gerber, &ME  - What To Do (Dario Hessabi 'Home' ID by Rivoli Afro House Edit)Arema Arega, PAUZA - MONTE Sunnery James & Ryan Marciano, Ayah Tlhanyane, LevyM - NesiahMisha, Arodes, Amikam  - Solta Mulher Artur Bredo - MidnightFrancis Mercier & Magic System - Premier Gaou (Paso Doble Remix)Send demos via Trackstack:https://tstack.app/nuans.fmInstagramwww.instagram.com/nuans.fmTikTokhttps://www.tiktok.com/@nuans.fmThreadshttps://www.threads.net/@nuans.fmlinks: https://nuans.komi.io/Guest Mix Submissionshttps://nuansfm.com/guestmix#ToProgress

Pavlos Panagopoulos of Cetera Wealth Services LLC Stock Market Report for May 19th, 2026 on News Radio KKOBSee omnystudio.com/listener for privacy information.

Send us Fan MailSetlistMiluhska, Miguelle & Tons - Te Quiere (Club Mix)Luke Dean, Omar+ - Make Believe (Calussa Remix) [Mastercheck]_01Franky Wah - Stories (Extended Mix)Lazare - Talk LessMoeaike - Falling In LoveMosoo - Day After Day (Extended Mix)Closer NUANS - Closer NUANSThe Bausa  - Magnetic (Samm Remix (Extended))Send demos via Trackstack:https://tstack.app/nuans.fmInstagramwww.instagram.com/nuans.fmTikTokhttps://www.tiktok.com/@nuans.fmThreadshttps://www.threads.net/@nuans.fmlinks: https://nuans.komi.io/Guest Mix Submissionshttps://nuansfm.com/guestmix#ToProgress

In this episode of "Widow Wisdom and Wealth," Dana Friedman shares insightful advice on managing real estate decisions during emotional life transitions, particularly after widowhood or divorce. Whether you're considering selling your family home, downsizing, or exploring 55+ communities, Dana's expertise offers practical guidance and emotional support. Main Topics Covered: How to use the long-term capital gain exclusion within the first two years of widowhood Strategies for accurately determining home value amidst fluctuating markets Important updates and improvements that can increase your home's basis and sale value The role of decluttering and emotional resources during urgent moves Key considerations in choosing 55+ communities, including HOA fees and amenities Building a trusted team of professionals for a smooth transition Tips for recent widows/widowers on making quick decisions and processing emotional hurdles Dana's concierge-style service connecting clients nationwide and internationally   Timestamps:  00:00 - Introduction to Dana Friedman and her work supporting families in transition 01:01 - Capital gains exclusion rules for surviving spouses within two years of loss 01:57 - Dana's background and her focus on empathetic real estate support 03:36 - Importance of honest communication in family situations involving divorce or widowhood 05:17 - How to prepare clients emotionally and practically for home selling 06:19 - Approaching home valuation and market analysis in divorce scenarios 07:15 - Guiding clients on affordability and market value considerations 08:14 - Factors influencing home value, including market demand and renovations 09:39 - Using comparative market analysis (CMA) to reevaluate house worth 12:08 - Impact of updates and improvements on home basis and sale price 14:48 - Resources and professional help for decluttering during emotional times 16:19 - Celebrating life and downsizing with memorial events and donation options 18:24 - Decision-making exercises for stay or go in widowhood 19:52 - Processing emotional readiness for moving and emotion-driven timing 20:37 - Dana's network of trusted professionals for every step of the transition 22:22 - Understanding 55+ communities, amenities, and costs 25:44 - Final advice   Connect with Dana: Cell: 215-901-4522 Email: Downtown2Devon@gmail.com Facebook: https://www.facebook.com/DanaFriedman1124 Instagram: @DBF136 Linkedin: https://www.linkedin.com/in/dana-friedman-aba59849/   _______________________________ CONNECT

Pavlos Panagopoulos of Cetera Wealth Services LLC Stock Market Report for May 12th, 2026 on News Radio KKOBSee omnystudio.com/listener for privacy information.

Send us Fan MailSetlistDon Toliver - Samson x Tommy Kimpton - No idea remixHugel - Bam Bam (Jesús Fernández Remix)Baby Again x Nothin on Me (Keinemusik Mashup - Baby Again x Nothin on Me (Keinemusik Mashup) (EHDU Rework)Passo (NUANS RMX)Omah Lay, Malumz on Decks, Mpho.Wav - Soso (Ziadey 'Teka' ID by Rivoli Afro House Edit)Jeremih, Ape Drums, Zerb, Antdot - In Love Today (Antdot Extended Remix)Yasha - N Yaa Yere LaMoeaike - Falling In LoveJAYO, David Mackay, Odeal, VXSION - Fall In LoveSend demos via Trackstack:https://tstack.app/nuans.fmInstagramwww.instagram.com/nuans.fmTikTokhttps://www.tiktok.com/@nuans.fmThreadshttps://www.threads.net/@nuans.fmlinks: https://nuans.komi.io/Guest Mix Submissionshttps://nuansfm.com/guestmix#ToProgress

Pavlos Panagopoulos of Cetera Wealth Services LLC Stock Market Report for May 5th, 2026 on News Radio KKOBSee omnystudio.com/listener for privacy information.

Pavlos Panagopoulos of Cetera Wealth Services LLC Stock Market Report for April 28th, 2026 on News Radio KKOBSee omnystudio.com/listener for privacy information.

Send us Fan MailSetlistDeco (BE) - White LinesTom & Collins, AMEME - Ando HighMartinho Da Vila, Mozambo, Maz (BR) - No Embalo da Vila (Club Mix)Mosoo - Day After DayNUANS - KayeLazare - Talk LessLEWS, nobodyknowsjones - You Anorre - SamaritanXinobi, Sinego - Si Vas Al marClick Here for Upcoming ShowsSend demos via Trackstack:https://tstack.app/nuans.fmInstagramwww.instagram.com/nuans.fmTikTokhttps://www.tiktok.com/@nuans.fmThreadshttps://www.threads.net/@nuans.fmlinks: https://nuans.komi.io/Guest Mix Submissionshttps://nuansfm.com/guestmix#ToProgress

This week's Classical Et Cetera is a special one. We recorded this episode live at the 2026 Great Homeschool Convention in Cincinnati, Ohio! You'll find all the familiar elements—what we're reading and listener questions—along with something new: questions taken directly from the convention floor. From classical education to art, math, and more, this is a wide-ranging, unscripted conversation with listeners just like you.   *What We're Reading* from This Episode:  "Mary Poppins" Pamela Lyndon Travers (Paul) "The Sea Hawk" Rafael Sabatini (Tanya & Paul) "The Collected Bowdrie Dramatizations" Louis L'Amour (Martin) "Coal Camp Girl" Lois Lenski (Martin) "The Women" Kristin Hannah (Jessica)

Send us Fan MailSetlistGregorinho - Maz, Bakka (BR), Berimbouse - A Hora É Agora Feat. Rafa (unreleased)Philou Louzolo, LevyM, David Herrlich - Desejo (Extended Mix)Ape Drums - 222 (Extended Mix)Bantu, Dj Karaba - Into the Sea (Bantu Remix)AMEME, Franc Fala - Wait For You (Extended Mix)Omah Lay - SOSO (JOSEPH Remix)Move (GATZ 'OK!' Edit) Malumz on Decks, Mpho.Wav - Teka (Maz (BR) Remix)#ToProgressSend demos via Trackstack:https://tstack.app/nuans.fmInstagramwww.instagram.com/nuans.fmTikTokhttps://www.tiktok.com/@nuans.fmThreadshttps://www.threads.net/@nuans.fmlinks: https://nuans.komi.io/Guest Mix Submissionshttps://nuansfm.com/guestmix#ToProgress

Discover how mindfulness can transform your daily life, reduce stress, and help you find joy amidst chaos, especially for widows and widowers navigating grief, careers, and parenting. Harriet Stein shares practical insights, her personal story, and tools to incorporate mindfulness into busy routines.   Key topics: The true meaning of mindfulness: paying attention without judgment Practical ways to practice mindfulness in everyday activities like driving, washing hands, and walking How mindfulness can ease stress and grief, especially during challenging times The nine attitudes of mindfulness according to John Kabat-Zinn Harriet's journey from nursing to coaching, and writing her book, Perfect Attendance The importance of being present for life, not work, as highlighted in Harriet's story about her mother Easy resources for beginners: books, YouTube channels, and mindfulness practices The value of daily mindfulness practices like pause, gratitude, and sensory awareness   Timestamps: 00:00 - Introduction to mindfulness and its relevance for widows and widowers 00:29 - The definition of mindfulness: paying attention without judgment 00:59 - How to practice mindfulness in daily life: red lights, walking, and chores 02:01 - Harriet's personal journey from nurse to mindfulness coach 03:20 - Incorporating mindfulness in corporate settings: stress reduction and focus 04:05 - Simple exercises to develop mindfulness: noticing thoughts and sensations 06:20 - Lessons learned from Harriet's grief process and its duration 07:43 - Strategies for maintaining mindfulness with busy schedules and grief 08:05 - The nine attitudes of mindfulness, with an emphasis on non-striving 11:17 - Harriet's book: Perfect Attendance, Being Present for Life 13:01 - The story behind the book's title and the importance of presence over work 14:05 - Clarifying myths about mindfulness and its practical application 17:23 - Practical resources: books, online courses, and community practices 18:49 - Incorporating mindfulness into daily transitions and breaks 20:19 - The significance of sensory-grounding techniques, like hand-washing, for stress relief 21:56 - Recommended mindfulness resources: Jon Kabat-Zinn, YouTube channels, and retreats 23:38 - Harriet's website: harrietstein.com and how to connect 24:23 - Words of wisdom: you are enough, and authenticity matters 25:35 - Final encouragement to prioritize self-care through mindfulness     Connect with Harriet Stein: Website: harrietstein.com   More about Harriet Stein  HARRIET STEIN, RN, MS Harriet Stein understands the unique challenges that businesses face today. An inspirational teacher and professional speaker, Harriet is passionate about speaking to organizations of all sizes about how a culture of mindfulness can reduce stress, increase performance, lower healthcare costs, and boost employee engagement. A cookie-cutter app cannot effectively show you how to use mindfulness to combat work overload, answer your specific questions, or address your unique challenges. Harriet's mindfulness programs teach essential skills through hands-on instruction that provides practical tools for achieving a more fulfilling and productive life. Harriet is the author of Perfect Attendance: Being Present for Life and creator of Take a Pause, the award-winning international mindfulness training program that won first place in Impact on the Organization and second place in Innovation and Creativity at Sindusfarma's Boomerang Awards, which recognize the best-in-class training and development programs in the pharmaceutical industry in Brazil. She has extensive experience teaching mindfulness practices and strategies at Fortune 500 companies to improve corporate culture. During her tenure at Johnson & Johnson, she used her expertise and passion to directly instruct more than 5,000 worldwide employees on the practice of mindfulness through engaging programs and at leadership summits. Mixing research and science with levity and fun, Harriet's proven strategies teach tangible ways to live in the present and be accessible, both professionally and personally. Learn how to reduce stress, increase patience, and create space in your life to accomplish what you want to achieve – more creativity, more efficiency, or just a better night's sleep! Harriet's first teacher was Dr. Jon Kabat-Zinn, founder of Mindfulness-Based Stress Reduction. She completed extensive professional training at the Myrna Brind Center for Mindfulness at Thomas Jefferson University Hospital. This advanced training, interwoven with her background as a Registered Nurse and her Master of Science degree in Health Administration, is foundational to the compassion and purpose she brings to her mindfulness programs.   _______________________________ CONNECT with Donna Jean Kendrick Facebook: @donnajeankendrick  LinkedIn: linked.com/in/donna-kendrick  Instagram: @donnajeankendrick Website: https://sephtonfinancial.com/  Phone: (215) 948-3945 Complimentary Consultation/Contact Us: https://sephtonfinancial.com/contact/  Downloadables and Resources: https://sephtonfinancial.com/resources/  _______________________________ Donna Kendrick is a Certified Financial Planner and Certified Divorce Financial Analyst and owner of Sephton Financial located at 314 Washington Ln, Jenkintown, PA 19046. If you'd like to contact Sephton Financial you can do so online at SephtonFinanical.com or by calling 215 948 3945 Registered Representative offering securities through Cetera Financial Specialists LLC, member FINRA/SIPC. Advisory services are offered through Cetera Investment Advisers LLC. Cetera is under separate ownership from any other named entity. Sephton Financial, LLC and Cetera are not affiliated. The views depicted in this material are for information purposes only and are not necessarily those of Sephton Financial. They should not be considered specific advice or recommendations for any individual. Neither Sephton Financial nor any of its representatives may give legal or tax advice. The guests on the podcast are not affiliated or registered with Cetera Financial Specialist. Any information provided by the guests are in no way related to Cetera Financial Specialist or its registered representatives.  

Send us Fan MailVØGUE (DE) - Can You Hear Me Kasango, Khenya (IBZ), Mama Tjutju - Salt feat. Mama Tjutju Francis Mercier & Magic System - Premier Gaou (Paso Doble Remix)Artur Bredo - MidnightJazzy, Adriatique, KILIMANJARO, Samm (BE)  - No Bad Vibes (Adriatique & Samm (BE) Remix)HARMONIQUE - See The Ocean Sasson (FR), UVITA - Makalu HotLap, UVITA - El Dorado (Original Mix)David Mackay, dela sur, Leo Middea - Carnaval Breve (Ape Drums Remix)Send demos via Trackstack:https://tstack.app/nuans.fmInstagramwww.instagram.com/nuans.fmTikTokhttps://www.tiktok.com/@nuans.fmThreadshttps://www.threads.net/@nuans.fmlinks: https://nuans.komi.io/Guest Mix Submissionshttps://nuansfm.com/guestmix#ToProgress

Join us for this dynamic discussion where we cover 5the following topics:Targeted digital marketingFully automated campaignsAI marketing leverageMarketing segmentationOur guests are:John Harshman of First National BankRich Koll of Alma BankLeAnn Rummel of Cetera

Send us Fan MailSetlistPHIL (DE) - Mana Novak, Tom & Collins, Fonsa - El Baile Marten Lou - Your Body (Tim Engelhardt Remix)Moeaike - Everyone Else Merchant, Korie Minors, MANU (UK) - GYALMarcus Santoro, Renate, Presi On, Kuuda - The World (feat. Kuuda) (feat. Kuuda)Alicia Keys - In Common (Black Coffee Remix)Ilkay Sencan, Metty - Bilmirem#ToProgress Send demos via Trackstack:https://tstack.app/nuans.fmInstagramwww.instagram.com/nuans.fmTikTokhttps://www.tiktok.com/@nuans.fmThreadshttps://www.threads.net/@nuans.fmlinks: https://nuans.komi.io/Guest Mix Submissionshttps://nuansfm.com/guestmix#ToProgress

  In this heartfelt episode, Dale Power shares her inspiring journey through life's transitions—from entrepreneurship to profound personal loss—and how courage can be a guiding force during pivotal moments. Discover practical steps to reimagine your purpose and embrace change with confidence.   Key Topics: Dale's personal story of resilience and reinvention The Share Your Courage three-step methodology for navigating transitions The importance of starting where you are and leveraging strengths Reimagining career paths through conversations and informational interviews Practicing real-life courage and aligning with your values Overcoming myths and societal expectations about retirement and aging The role of support groups and community in transition Recognizing growth opportunities during challenging times   Timestamps: 00:00 - Introduction to Dale Power and her mission of sharing courage 01:01 - Dale's diverse background and defining life's turning points 02:55 - The first step: Starting from where you are and identifying strengths 03:47 - How to craft a new path through storytelling and reflection 04:44 - Reimagining career and exploring opportunities in transition 06:10 - The significance of courage in everyday actions and big decisions 07:39 - The impact of advocacy, advice, and mentorship in personal growth 10:00 - How to practice courage and align actions with values 13:29 - Breaking societal myths about retirement and purpose 15:33 - Real stories of widowhood and unexpected life changes 17:14 - Long-term planning and the 'pause' for reflection in decision-making 18:43 - The importance of support networks and informational interviews 19:10 - Embracing change as an adventure and cultivating curiosity 20:36 - Practicing courage in practical situations and conversations 23:15 - Defining personal courage and taking action in daily life 25:23 - Advice for widows and widowers planning their next chapter 26:23 - Resources for reimagining life and career transitions 28:20 - The importance of patience, time, and community in growth 28:55 - Final thoughts on transforming struggles into opportunities for growth   Resources & Links: Share Your Courage Website Connect with Dale Power: LinkedIn _______________________________ CONNECT

Send a textSetlistChelsea Como, Ajna (BE), Samm (BE) - Timeless  (Original Mix)Ewerseen - Chrome KissesBun Xapa - Paris NUANS - Lately (Unreleased)Ethembeni (feat. Deep Aztec) - Ethembeni (feat. Deep Aztec) [Instrumental]Caiiro - Mapoch WarKasango, Khenya (IBZ), Mama Tjutju - Salt feat. Mama Tjutju Send demos via Trackstack: https://tstack.app/nuans.fm Instagram www.instagram.com/nuans.fm TikTok https://www.tiktok.com/@nuans.fm Threads https://www.threads.net/@nuans.fm links: https://nuans.komi.io/Guest Mix Submissionshttps://nuansfm.com/guestmix#ToProgress

Bill and Andy Bush dive into the retirement plan rules that trip up participants most often—from the Rule of 55 and IRS 72(T) distributions to SIMPLE IRA rollover restrictions, in-service distribution provisions, and the nuances of RMDs under SECURE 2.0. The brothers break down each rule with real-world examples pulled from recent client calls, covering when you can access your 401(k) penalty-free, why rolling into an IRA can cost you flexibility, how beneficiary rules changed under the 10-year distribution window, and what early withdrawal exceptions (including QDROs and disaster provisions) actually look like in practice. Whether you're planning ahead or reacting to a life event, this episode is a practical field guide to the rules that govern your retirement dollars. ⏱ Episode Timeline & Key Topics 00:00 – Welcome & Episode Setup Bill opens with a Spicoli quote from Fast Times at Ridgemont High and sets up the theme: retirement plan rules you may or may not have known about. 00:53 – The Rule of 55 If you leave your employer at age 55 or older, you can take distributions from that employer's 401(k) without the 10% early withdrawal penalty: ·         Must be the plan at the employer you separated from ·         Taxable, but no penalty ·         Rolling into an IRA eliminates the Rule of 55 protection 02:12 – IRS Rule 72(T): Substantially Equal Periodic Payments Starting at age 55, you can take early distributions from IRAs or 401(k)s using the 72(T) rule: ·         Payments must be substantially equal ·         Must continue for five years or until age 59½, whichever is longer ·         Andy shares a real client example of someone who used 72(T) after early job loss 03:30 – SIMPLE IRA Two-Year Rule SIMPLE IRAs carry a unique two-year restriction from the date of your first contribution: ·         Distributions or rollovers within two years trigger a 25% penalty (not the usual 10%) ·         Rolling funds into a SIMPLE IRA from a 401(k) or other source also requires the two-year window to pass ·         SECURE Act expanded allowable rollover sources, but the timing restriction remains 05:31 – Roth Five-Year Rules Roth IRA contributions can be withdrawn at any time tax- and penalty-free, but earnings have their own rules: ·         Earnings require the account to be open for five years and you must be 59½ or older ·         The five-year clock starts with your first Roth IRA deposit 06:43 – In-Service Distributions from 401(k) Plans You can take distributions while still employed, but the rules are plan-specific: ·         IRS default age is 59½, but your plan document can set a different age (examples: age 40, age 55) ·         Common reason: rolling funds to an IRA for income planning options not available inside the 401(k) ·         Building a retirement "income floor" can increase confidence and even lead to more spending in retirement 09:57 – In-Service Strategy: Roth IRA Consolidation Participants who already have a Roth IRA on the outside can roll Roth 401(k) funds into it via in-service distribution, consolidating accounts and keeping the five-year clock running. 10:20 – Required Minimum Distributions (RMDs) RMD ages under SECURE 2.0: ·         Born before 1960: RMD begins at 73 ·         Born after 1960: RMD begins at 75 ·         Still working and contributing? No RMD from your current plan (unless 5%+ owner) ·         Old 401(k)s from prior employers still require RMDs ·         IRA RMDs can be aggregated—take from one account to satisfy the total ·         401(k) RMDs must be taken individually from each plan ·         The "Andy Bush Hack": roll old accounts into your active plan to defer RMDs 14:07 – Beneficiary / Inherited Account Rules Non-spousal inherited accounts changed significantly under SECURE 2.0: ·         Old rule: stretch over beneficiary's lifetime or take within 5 years ·         New rule: all funds must be distributed within 10 years ·         If deceased was already taking RMDs, beneficiary must continue annual distributions ·         Strategy: increase your own 401(k) contributions and offset with inherited account distributions 16:35 – Early Withdrawal Exceptions Several exceptions allow penalty-free early access to retirement funds: ·         Medical expenses exceeding a threshold ·         Disability ·         QDROs (Qualified Domestic Relations Orders) for divorce ·         Federally declared disaster provisions ·         Hardship withdrawals (still subject to 10% penalty if under 59½) 18:15 – Check Your Summary Plan Description (SPD) Every provision discussed is plan-specific: ·         Ask your HR or plan sponsor for the SPD ·         Documents are being updated as SECURE 2.0 provisions phase in ·         Your SPD is the definitive source for what your plan allows ✅ Key Rules Quick Reference ·         Rule of 55 – Penalty-free 401(k) distributions if you leave your employer at 55+; lost if rolled to an IRA ·         72(T) – Substantially equal periodic payments from IRAs/401(k)s starting at 55; must last 5 years or until 59½ ·         SIMPLE IRA Two-Year Rule – 25% penalty on distributions or rollovers within two years of first contribution ·         Roth Five-Year Rule – Contributions out anytime; earnings require 5 years + age 59½ ·         In-Service Distributions – Available while still working; age set by plan document (default 59½) ·         RMDs – Age 73 (born before 1960) or 75 (born after 1960); still-working exception for current plan only ·         10-Year Inherited Account Rule – Non-spousal beneficiaries must empty inherited accounts within 10 years ·         QDROs – Court-ordered retirement account splits in divorce; rollover is tax- and penalty-free ·         Disaster Provisions – SECURE Act allows automatic early access in federally declared disaster areas 19:49 – Closing & How to Reach the Brothers Bill and Andy wrap up with a reminder that every situation is nuanced—reach out with questions. ·         Bill Bush: bbush@horizonfg.com ·         Andy Bush: abush@horizonfg.com

Pavlos Panagopoulos discusses what investments you need to look into and how the conflict in Iran is effecting markets. See omnystudio.com/listener for privacy information.

In this episode, Donna Kendrick hosts Jeremy Zizmore to discuss how daily money management and financial caregiving can ease the lives of families navigating widowhood, divorce, aging parents, or other transitions. Jeremy shares insights into establishing financial organization, protecting assets, and leveraging professional teams to provide clarity during challenging times.   Key Topics:   The role of daily money managers in supporting families through life transitions How to organize and streamline financial documents and insurance policies Importance of establishing trusted contacts and clear family communication Building a professional team: financial planners, estate attorneys, care managers, and accountants Proactive planning vs. reactionary approaches to money management crises Tools like the Financial Caregiving Toolkit for assessing and managing finances Confidentiality and trust considerations when working with families Tips for educating young adults on financial basics with practical tools How to find qualified daily money management professionals in your area     Chapters:   00:00 - Introduction and overview of Jeremy Zizmore's background and mission 02:23 - Jeremy's personal story of caring for his grandmother and founding Assurance Family Partners 04:08 - The core services of daily money management and financial caregiving 07:16 - How financial organization helps families in crisis and prevents costly oversights 09:41 - Macro and immediate planning strategies for transitional families 11:32 - Communicating with family members and safeguarding confidentiality 13:26 - Building a trusted professional team for ongoing support 15:40 - Handling family dynamics and legal considerations in financial management 17:24 - The role of care managers and the sandwich generation's unique needs 19:05 - Additional services like insurance management, household payroll, and document organization 22:33 - Common challenges and the importance of proactive planning 24:44 - Learning from reactive crises and the value of early intervention 25:23 - The Financial Caregiving Toolkit: resources for families starting their journey 27:19 - Educating young adults on finances and the benefits of self-guided or professional support 28:24 - How to find a qualified daily money manager; Jeremy's recommended resources 29:22 - Jeremy's location and contact info for Assurance Family Partners     Resources & Links Connect with Jeremy Zizmore and discover resources: Website: https://assurancefamilypartners.com/ Assessment for an interested person or family to continue the conversation: https://assessment.assurancefamilypartners.com/ Financial Caregiving Toolkit 6 Biggest Hurdles to Overcome when Managing a Loved One's Finances: https://6hurdles.assurancefamilypartners.com/register Find a Daily Money Manager in your area: https://secure.aadmm.com/find-a-dmm/   This episode offers practical advice for families wishing to prevent financial crises and build resilient support systems during times of transition, emphasizing the importance of organization, trust, and proactive planning.   Citations for the aging in place percentages mentioned in this episode: 75% https://www.aarp.org/home-living/home-community-preferences-survey-2024/?utm_source=chatgpt.com 84% https://point.com/blog/aging-in-place-2025?utm_source=chatgpt.com 88% https://www.retirementliving.com/aging-in-place/aging-in-place-statistics?utm_source=chatgpt.com 87% https://medicalxpress.com/news/2025-06-poll-wide-variation-older-adults.html?utm_source=chatgpt.com     ______________________________ CONNECT

Send a textSetlistSamson x Tommy Kimpton - No idea remixRe.you, Merzzy, Diana Ela - Zou Zou (Extended)Merlin - LeleleSOMMERS (UK), Franc Fala - 5AM Jungle Jam CRAYA, RBØR - Can It Be Love? NUANS - Feeling ImmaculateLarry June, GORDO (US) - Lake Como Michael Jackson - Don't Matter To Me (Face the Sun Edit)Send demos via Trackstack: https://tstack.app/nuans.fm Instagram www.instagram.com/nuans.fm TikTok https://www.tiktok.com/@nuans.fm Threads https://www.threads.net/@nuans.fm links: https://nuans.komi.io/Guest Mix Submissionshttps://nuansfm.com/guestmix#ToProgress

In this Greatest Hits episode of Advisor Talk, Frank LaRosa sits down with Cetera CEO Mike Durbin for a wide-ranging, candid conversation about ownership structure, affiliation flexibility, M&A strategy, custody decisions, and what it really means to build a “forever home” for advisors. From private equity misconceptions to succession solutions, this episode explores how advisors can think strategically - not reactively - about their long-term growth. Mike shares insights from his 35-year career working directly with financial advisors, including leadership roles at Morgan Stanley and Fidelity, and explains why he returned to the independent space to help shape the next decade of advisor evolution   You'll hear discussion around: • Why multi-custody and multi-clearing can be a strategic advantage. • How private equity ownership can create stability instead of short-term pressure. • The importance of affiliation flexibility as careers evolve. • Why succession solutions should exist inside a firm - not outside it. • How large firms can still create community and localized support. • What “growth support” really looks like beyond recruiting deals. • Why diversification of revenue matters in a changing rate environment. Rather than focusing solely on headline recruiting deals or advisor headcount, this episode centers on a more important theme: Are you aligned with a partner that helps you play offense - not just react to change? As Mike states, it has never been a better time to be in the wealth management business - but it is changing quickly.   If you're a financial advisor evaluating independence, succession, M&A, or long-term firm alignment, this Greatest Hits conversation offers perspective on how to think about scale, ownership, and growth in a dynamic industry. Chapters: 01:03 – Episode Intro 04:10 – Mike's Background 09:16 – Private Equity & Ownership 14:35 – Affiliation Flexibility 26:24 – Multi-Custody Strategy 32:30 – M&A & Consolidation 37:31 – Scale vs Community 40:06 – Recruiting Economics 44:00 – Growth & Marketing Support 50:26 – Playing Offense Learn more about Elite and our resources: Elite Consulting Partners | Financial Advisor Transitions https://eliteconsultingpartners.com Elite Marketing Concepts | Marketing Services for Financial Advisors https://elitemarketingconcepts.com Elite Advisor Successions | Advisor Mergers & Acquisitions https://eliteadvisorsuccessions.com JEDI Database Solutions | Technology Solutions for Advisors https://jedidatabasesolutions.com Listen to more Advisor Talk episodes: https://eliteconsultingpartners.com/podcasts/

In this heartfelt solo episode, Donna Jean Kendrick shares her personal story of resilience, the challenges of widowhood, and how she rebuilt her life and business from loss to abundance. If you've ever struggled with guilt, self-judgment, or balancing career and family after a major life transition, this episode offers inspiration, practical insights, and a reminder to embrace your own journey.   Key topics: Donna's journey from widowhood to remarriage and blended family life The significance of community support and local culture (Jenkins Town) Overcoming guilt related to financial success and appearances Building a business rooted in purpose and family values The power of mindset shifts from scarcity to abundance How sacrifices and faith shape financial and personal growth The importance of giving back and celebrating community traditions Handling judgments and reframing perceptions of wealth Practical tips for balancing career, parenting, and personal fulfillment The role of gratitude in transforming pain into purpose   Chapters: 00:00 - Introduction: Embracing the Guilt with Being OK 01:00 - Donna's background in finance and widowhood journey 02:29 - Blending families and community in Jenkins Town 03:55 - The story of purchasing and renovating their foreclosure home 05:22 - Sacrifices, faith, and moving beyond scarcity mindset 06:49 - How moving affected financial outlook and pivoting strategies 07:46 - Dealing with judgments about wealth and success 10:05 - The significance of community, traditions, and personal storytelling 11:44 - Hard work, giving back, and supporting families in transition 12:54 - The impact of mindset shifts on financial confidence 14:10 - Listening to her own podcast story and feelings of pride 15:52 - Overcoming external judgments and embracing authentic success 17:19 - Building a purposeful business and balancing work-life harmony 18:43 - Gratitude for her journey and community support 20:18 - The true meaning of being rich: Spirit, community, love 21:57 - Encouragement for widows and career changers to live big 22:36 - The importance of purpose over material wealth 23:38 - The ongoing journey of growth, contribution, and legacy 24:07 - Final encouragement: Turn setbacks into stepping stones   Remember, your value extends beyond material success. Embrace your journey, give yourself grace, and keep moving forward with purpose.     _______________________________ CONNECT

Send a textSetlistAlicia Keys | 5A - In Common (Black Coffee Remix)WITH U | 5A - Matuinï Bantu, Antdot  - Too LateJamila, Vanco - Breathe feat. JAMILA Moeaike - Everyone Else AMEME - Bangala YRO - Destiny Send demos via Trackstack: https://tstack.app/nuans.fm Instagram www.instagram.com/nuans.fm TikTok https://www.tiktok.com/@nuans.fm Threads https://www.threads.net/@nuans.fm links: https://nuans.komi.io/Guest Mix Submissionshttps://nuansfm.com/sohguestmix#ToProgress

This week, Jack Sharry talks with Garrett Beam, Head of Digital Solutions at Cetera Financial Group. Garrett drives the product vision, strategy, experience, design, and execution across various platforms and products to support Cetera's overarching strategic plan. He collaborates closely with the users and internal teams, including development and engineering, quality assurance, marketing, training, sales, and other groups, to deliver impactful solutions, go-to-market activities, adoption initiatives, and ongoing enhancements. Garrett talks with Jack about how the asset and wealth management industry is moving toward the great convergence, where technology, operations, and investment solutions seamlessly blend to meet rising consumer expectations. He shares how firms can shift from siloed processes to integrated, user-centric experiences, and how AI enables these platforms and digital solutions to be simple, intuitive, and empowering.  In this episode: (00:00) - Intro (01:47) - Garrett's role at Cetera Financial Group (04:45) - How the industry has evolved over the past 15 years (08:50) - What the great convergence is all about (12:40) - The own vs. rent strategy in fintech development (14:30) - The role of human consultation and training in a digital-first world (19:04) - Why client-service platforms should be intuitive (22:23) - The power of AI in transforming financial services (26:45) - Garrett's key takeaways (29:15) - Garrett's interests outside of work Quotes "The need to respond to end consumers' expectations is why we, as businesses, exist. Without the end customer and the delivery of value, you don't have a viable business." ~ Garrett Beam "Tech and AI are going to transform businesses, period. Wealth management and wealthtech are no different. Advisors and providers of capabilities must embrace tech and AI to better serve their clients and scale their businesses." ~ Garrett Beam "From an industry and profession perspective, we have an opportunity to dramatically broaden access to high-quality financial advice. And that requires change. It requires being bold and innovative." ~ Garrett Beam Links  Garrett Beam on LinkedIn Cetera Financial Group BNY Charles Schwab Connect with our hosts LifeYield Jack Sharry on LinkedIn Jack Sharry on Twitter Subscribe and stay in touch Apple Podcasts Spotify LinkedIn Twitter Facebook

Send a textSetlistSasson (FR), UVITA - MakaluLevyM - Zola MoyaOperator - The Rapture Pt.III x Where You Are (Operator Edit)Marten Lou - Your Body (Tim Engelhardt Extended RemixLevi, Future Cartel, Mvrin - BODY Francis Mercier, Boukman Eksperyans - ImamouOCËR - Baby Again (OCËR Rise" Edit)"Ajna (BE) - On My Mind #ToProgress Send demos via Trackstack: https://tstack.app/nuans.fm Instagram www.instagram.com/nuans.fm TikTok https://www.tiktok.com/@nuans.fm Threads https://www.threads.net/@nuans.fm links: https://nuans.komi.io/Guest Mix Submissionshttps://nuansfm.com/sohguestmix#ToProgress

Send us a textSetlistSOMMERS (UK), Franc Fala - 5AM Jungle Jam Re.you, Merzzy, Diana Ela - Zou ZouJacko, Chelsea Como, MoIsh - No Ordinary LoveMerlin - Lelele Bontan - Forever Singhara - Na BrisaKasango, Khenya (IBZ), Mama Tjutju - Salt feat. Mama Tjutju (Extended Mix)M83 - Solitude (Kate Moon Remix)- To ProgressSend demos via Trackstack: https://tstack.app/nuans.fm Instagram www.instagram.com/nuans.fm TikTok https://www.tiktok.com/@nuans.fm Threads https://www.threads.net/@nuans.fm links: https://nuans.komi.io/Guest Mix Submissionshttps://nuansfm.com/sohguestmix#ToProgress

In this mailbag episode of _Classical Et Cetera_ we respond to listener questions on a range of parenting and homeschooling topics. We talk about limiting video games, responding to boredom in children, and how much attention homeschool parents should give to modern pop culture versus older stories, books, and models. Drawing on principles of classical education, we explore how attention, imagination, and formation shape a child's learning. Join the conversation as we think through these questions together!   *What We're Reading* from This Episode:  Stoner" John Williams (Paul) Against the Machine" Paul Kingsnorth (Tanya) North and South" Elizabeth Gaskell (Tanya) Marce Catlett" Wendell Berry (Tanya) Sense and Sensibility" Jane Austen (Tanya) By Her Own Design" Piper Huguley (Jessica)