Podcasts about Customization

Send me a text message and get your questions answered on the podcast! I'd love to hear from you! You can be brilliant at consulting and still feel like your business is dragging you down, and a lot of the time it comes from one habit we rarely question: rebuilding everything to prove we're “really” experts. In this episode I'm walking through the real difference between customizing your offer and constantly recreating your work, and why over-customization eventually turns into a capacity ceiling. We dig into what clients are actually paying for in a world where information is everywhere and how to expand capacity, protect your time, and grow revenue while keeping your expertise at the center.If this hits home, subscribe, share the episode with a friend, and leave a five-star review on Apple Podcasts or Spotify. What part of your delivery are you ready to productize first? Tune back in for future episodes on this topic.Let's Stay Connected!Connect with me on LinkedIn: https://www.linkedin.com/in/drangelinadavis/Don't Forget!If this episode resonated with you:SubscribeLeave a reviewShare it with another brilliant woman who needs to hear this. I'd really appreciate it!

**In Session 5 of the Ahead of the Curve – Summer Webinar Series, Heather sits down with Vince Costanzo and Ronald Collins of RxBLU to talk about the Pharmacy Operating Platform, or POP™, and why this approach could change the way independent pharmacies think about their technology.**   **Show Notes:** 1. **Introduction** [0:00] 2. **RX Blue Product Overview** [4:18] 3. **Workflow and Customization** [9:04] 4. **Cloud Security and Connectivity** [15:13] 5. **Ownership and Onboarding** [21:07]   ----- #### **Becoming a Badass Pharmacy Owner Podcast is a Proud to be a part of the Pharmacy Podcast Network**

Excel, TikTok, Notion, Monday, Linear & Strava ont presque un point en commun : ils adaptent leurs interfaces individuellement à chaque utilisateur. Cependant, ils utilisent des méthodes opposées: de la personnalisation ou de la customization, on explore tout ça dans cet épisode.

Hiring a keynote speaker can be one of the most important decisions an organization makes when planning a convention, conference, leadership meeting, or company event. The right speaker can reinforce business priorities, create meaningful connections with the audience, and give attendees ideas they can actually put to work. The wrong speaker can consume valuable agenda time without creating much value at all. That distinction becomes even more important when organizations consider the total investment involved in bringing people together. Attendees may be stepping away from their businesses, traveling, paying for hotels, and giving up several days of productive time. The organization itself is investing in venues, production, food, travel, staff, programming, and countless other details. With that much at stake, hiring a keynote speaker should not begin with a demo video, celebrity name, or speaking fee. It should begin with a much more important question: What does the organization want the audience to think, feel, understand, or do differently when they leave? Katrina Mitchell, Founder and Chief Matchmaker at Franchise Speakers, has spent more than 17 years helping franchise organizations answer that question and match outside speakers with their audiences, cultures, objectives, and investment levels. Her experience as a former franchisee gives her an additional perspective on what franchise owners need from the limited time they spend together at conventions and meetings. For meeting planners and business leaders, her approach offers a valuable reminder. Hiring a keynote speaker is not about filling an hour on an agenda. It is about making that hour contribute to the larger purpose of the event. Start With the Business Outcome, Not the Speaker One of the easiest mistakes when hiring a keynote speaker is beginning the search too early. A planning committee decides it needs a speaker, starts watching videos, asks colleagues for recommendations, or begins searching for recognizable names. Before long, the selection process becomes focused on personalities rather than outcomes. Mitchell recommends approaching the decision from the opposite direction. "Start with the end in mind." Imagine the audience walking out of the ballroom after the presentation. What transformation should have taken place? What should attendees understand that they did not understand before? What action should they be prepared to take? How should the presentation support the broader goals of the organization? Those questions help turn a vague request into a meaningful speaker specification. An organization may initially say it wants someone who can motivate the audience. Motivation, however, is difficult to connect to a specific business result. Digging deeper may reveal that the real objective is improving leadership, increasing local marketing activity, strengthening customer experience, building better teams, improving franchise relationships, or reinforcing the company's culture. The same principle applies outside franchising. A sales organization may need its people to adopt a different approach to prospecting. A leadership conference may need managers to improve accountability. A company navigating rapid technological change may need employees to understand how AI affects their roles without losing sight of the importance of human relationships. Once the desired outcome is clear, the search for a keynote speaker becomes considerably more focused. This is also why the most entertaining speaker is not automatically the best choice. Celebrity can bring recognition and excitement to an event, but recognition and business relevance are not the same thing. Mitchell challenges the assumption that a celebrity speaker will necessarily increase attendance or create greater value for franchisees. A compelling story may entertain an audience for an hour, but meeting planners should still ask what attendees will be able to do with that experience when they return to their businesses. Entertainment absolutely has a place at events. The question is whether entertainment is the objective or whether it can be combined with a meaningful message. That distinction can help organizations avoid paying for attention when what they really need is impact. Look Beyond the Demo Reel When Hiring a Keynote Speaker A polished video is useful when evaluating a speaker, but it cannot tell a meeting planner everything that matters. The person on stage represents only one part of the speaker experience. Professionalism begins long before the introduction and continues after the applause. Preparation, responsiveness, understanding of the organization, interaction with the event team, willingness to customize, reliability on site, and the ability to connect with the audience can all affect the success of the engagement. Mitchell's philosophy at Franchise Speakers reflects that broader view. Her goal is to identify the right speaker based on what she describes as the "right person, right time, right fee, right culture, right message." Culture deserves particular attention. A speaker who is highly effective for one organization may be completely wrong for another. Different audiences have different expectations, personalities, levels of experience, and relationships with their brands. A presentation that succeeds with corporate executives may not connect the same way with franchise owners. A speaker accustomed to entrepreneurial audiences may need a different approach when addressing frontline managers or employees. Industry understanding can matter as well. Mitchell emphasizes that franchise audiences are not simply generic groups of entrepreneurs. Franchisees operate within a specific business model involving brand standards, systems, franchisor relationships, local execution, and shared responsibilities. A speaker who understands those dynamics can frame ideas in ways that are more relevant to the audience. That does not mean every speaker must spend an entire career in the industry. It does mean meeting planners should evaluate whether the speaker is willing and able to understand the audience they are being hired to serve. Customization is part of that evaluation. A strong professional speaker should understand the organization's objectives, terminology, challenges, and priorities. Listening to executive presentations, speaking with leadership before the event, understanding the conference theme, and incorporating relevant examples can make a keynote feel like part of the event rather than a presentation that could have been delivered anywhere. The speaker's attitude toward service matters, too. Mitchell developed what Franchise Speakers calls its "No Diva" philosophy after an experience with a speaker who created problems for a client before ever stepping onto the stage. Her distinction is simple: some speakers arrive primarily to serve the audience, while others are primarily interested in being the center of attention. A meeting planner should be evaluating both. A speaker can have excellent stagecraft and still make life unnecessarily difficult for the event team. The best engagements happen when professionalism offstage matches performance onstage. Treat the Keynote as an Investment in the Event Speaking fees inevitably become part of the selection process. They should not, however, be evaluated in isolation. The least expensive speaker is not necessarily the best value, just as the highest-priced speaker is not automatically the most effective. The better question is what the organization expects its investment to accomplish. Consider the total economics of a major convention. Hundreds or thousands of people may be traveling to one location. The company may have a limited number of hours to reconnect attendees with the organization, strengthen relationships, communicate its vision, provide business education, and create an experience people believe was worth leaving their businesses to attend. Mitchell describes convention time as "precious," particularly within franchise systems. In her view, one of the opportunities created by bringing franchisees together is helping them reconnect with the brand and with one another. That makes every hour on the agenda valuable real estate. A keynote should therefore connect to the larger event rather than exist as an isolated attraction. If leadership is emphasizing a strategic priority, the outside speaker can reinforce it from a different perspective. If franchise owners are facing a common business challenge, the speaker can provide frameworks or tools that help them address it. If an organization wants to create stronger alignment, the presentation can support language and ideas that continue throughout the conference. Mitchell points to one indicator of a successful presentation: people continue referencing the speaker's message later in the event. The ideas have moved beyond the stage and become part of hallway conversations, meetings, and discussions among attendees. That is a considerably higher standard than whether the audience applauded. It also creates a different way to think about return on investment. Event organizers can use surveys and attendee feedback, but they can also consider whether the speaker's ideas are being retained and applied. Did the presentation support the organization's priorities? Did attendees receive something useful? Are leaders able to reinforce the message after everyone goes home? One of Mitchell's strongest recommendations is to avoid overwhelming people with information simply because there is time available to present it. A speaker who provides one, three, or a handful of useful ideas that people actually implement may create more value than someone who races through dozens of concepts. That principle has become even more important as information itself becomes easier to obtain. In an AI World, the Human Experience Matters More The role of a keynote speaker is changing because access to information has changed. Audiences no longer need to attend a conference simply to receive facts they could find through an online search or an AI platform. If a presentation consists entirely of information that attendees could generate for themselves in a few minutes, its value becomes increasingly difficult to justify. Live events offer something technology cannot easily replicate: a shared human experience. Stories, emotion, interaction, context, credibility, humor, and the energy created when people experience an idea together can make information memorable. A talented keynote speaker does not simply transfer knowledge. The speaker helps the audience connect that knowledge to their own circumstances and gives them a reason to act on it. That does not make technology irrelevant. Quite the opposite. AI is affecting virtually every area of business, and speakers need to understand how those changes intersect with their expertise. But Mitchell cautions against treating AI as a replacement for meaningful human relationships. She argues that authentic, present conversations are becoming more important as technology becomes more prevalent. The same principle should influence how organizations design conferences. Technology can support registration, communication, content delivery, follow-up, personalization, and countless other parts of an event. It can make the experience more efficient. The gathering itself, however, creates an opportunity for relationships and conversations that people cannot get from another automated interaction. That is why hiring a keynote speaker should involve evaluating the experience the speaker creates, not merely the information delivered. The audience should leave with something memorable enough to survive the flight home and useful enough to matter when they return to work. What to Consider Before Hiring a Keynote Speaker There is no single specification that guarantees a successful keynote. Different events require different speakers, styles, expertise, and outcomes. But the selection process becomes stronger when meeting planners evaluate the complete engagement instead of relying on a recognizable name or impressive video. Before making the decision, an organization should be able to answer five fundamental questions. First, what business outcome should the presentation support? If the desired result cannot be clearly articulated, it will be difficult to determine which speaker is best equipped to create it. Second, does the speaker understand the audience? Industry knowledge, business-model familiarity, audience demographics, organizational culture, and the challenges attendees are facing can all influence whether a message connects. Third, what will attendees take home? A great story can be memorable, but the strongest business presentations give people something useful. That might be a framework, a new perspective, a tool, a process, or a specific action they can implement. Fourth, what kind of professional will the organization be working with? Preparation, flexibility, communication, reliability, customization, and a service mindset are part of the engagement. The experience should be positive for the people behind the scenes as well as those sitting in the audience. Finally, how does the keynote support the larger event? The best speaker choice should reinforce the purpose of the gathering rather than compete with it. Hiring a keynote speaker becomes much easier when those specifications are established before names and fees enter the conversation. The objective is not to find the most famous person, the cheapest option, or even the speaker with the most impressive demo reel. It is to identify the person who can create the right experience for that particular audience at that particular moment. For organizations investing heavily in bringing their people together, that distinction can determine whether a keynote simply fills time or becomes one of the most valuable hours of the entire event. Watch the full episode on YouTube. Join Fordify LIVE every Wednesday at 11 a.m. Central across your favorite social media platforms and catch the replay on The Business Growth Show Podcast for more conversations with today's leading business experts, entrepreneurs, and growth-minded leaders. About Katrina Mitchell Katrina Mitchell is the Founder and Chief Matchmaker at Franchise Speakers, where she helps franchise organizations connect with franchise-savvy keynote speakers, thought leaders, subject matter experts, and business growth trainers. A former franchisee herself, Katrina brings firsthand experience with the challenges of franchise ownership, franchisee-franchisor relationships, and the importance of a strong system culture. Katrina founded Franchise Speakers in 2008 and has spent more than 17 years matching franchise brands with outside talent based on their audience, culture, business objectives, and desired outcomes. Known as a natural connector, she has built her business around helping franchise organizations create greater value from their conventions and events by finding the right speaker for the right opportunity. About Ford Saeks Ford Saeks is a Business Growth Accelerator who has generated more than a billion dollars in sales worldwide by helping businesses attract loyal customers, increase visibility, and accelerate growth. As President and CEO of Prime Concepts Group, Inc., Ford has founded more than ten companies, authored eleven books, earned three U.S. patents, and advised organizations ranging from startups to Fortune 500 companies. A recognized expert in business growth, customer acquisition, leadership, franchising, marketing, and AI-driven business strategies, Ford helps business owners and leaders identify opportunities, improve performance, and achieve sustainable results. Learn more at ProfitRichResults.com and watch Fordify LIVE at Fordify.tv.

What happens when modular construction expertise meets the booming golf entertainment market? In this season premiere of The ModGolf Podcast, host Colin Weston sits down with Matthew Towell (Founder/CEO) and Stephen Arnold (COO) of Cover The Tees to explore how they're transforming driving ranges across America into vibrant community entertainment hubs. From Matthew's unlikely golf start of hitting his stepmother's 7-iron over a house as a kid, to building a company that's now completed 100 modular installations nationwide, this episode is packed with insights on innovation, overcoming adversity, and the power of creating shared experiences through golf. Whether you're a golf course operator, an entrepreneur, or simply love hearing how businesses scale, you'll want to hear this conversation. Key Takeaways you'll discover: 1. Modular Construction = Speed, Scalability, and Season Extension Cover The Tees' modular approach allows facilities to install covered bays in just 10-14 days, scale from 10 to 20+ bays as demand grows, and add enclosures, heaters, and wind protection to extend operations into winter months. One Chicago-area facility tracked 1.5 million balls in the first four months of the year before the snow melted and their busy season even began. 2. Driving Ranges Are Becoming Community Entertainment Hubs The traditional "hit a bucket and leave" model is evolving. Cover The Tees clients are hosting line dancing, bands, trivia nights, and craft events, transforming ranges into year-round gathering spaces. Nicole Inkle's facility saw community engagement soar, while Palmetto Dunes Oceanfront Resort quadrupled their revenue in year one. 3. Start Small, Prove Your ROI, Then Scale Cover The Tees encourages operators to start with 10 bays and expand later. One customer hit their previous year's ball sales in just the first month after installation, immediately requesting their second wing. The modular design makes expansion seamless. Are you more of a watcher than a listener? Then check out our extended bonus segment with Matthew and Stephen on The ModGolf YouTube channel as we run through a live demo of Cover The Tee's "Bay Builder" tool. Click on this link or the image below to watch.

Episode 314Sponsors:Onefinity CNC:The industry standard for at home production CNCs. Ball screw and linear rail construction - No beltsCompatible with all popular software, 15 minute setup, infinitely upgradable, and world class tech support!And its made in Canada. Which means Maple Glazed Rails!One Machine - Infinite possibilitiesUse the link below to order:https://www.onefinitycnc.com/?ref=AWP or https://twofnitycnc.comMaker CampOctober 9-12, 2026Join us for a weekend of making, crafting, and fun in the Catskills Mountains!A gathering of artisans, educators, do-it-yourselfers, hobbyists, engineers, writers, artists, students and commercial exhibitors. Get hands on with tools and learn some new crafts! From Leatherworking to Blacksmithing. They have it all!https://catskillmountainmakerscamp.com/ Become a paid Patron for a chance to win 1 of 2 tickets!Referenced Links:https://getmakermind.comTpain post - https://www.instagram.com/reel/Dc2BrbViW7n/?utm_source=ig_web_copy_link&igsi=NTc4MTIwNjQ2YQ==00:00 Introduction to Evan and His Journey02:43 The Launch of MakerMind05:47 Personalized Woodworking Plans and Community Engagement08:49 User Experience and Feedback Loop11:47 Future Developments and Educational Choices31:04 Voice of Jarvis: AI Integration in Projects32:18 Interactive Building: Common Mistakes and Solutions33:51 Brad Nails and Factory Stories: Safety in Woodworking35:49 Baseball Bats: Crafting and Collaboration39:36 Building a Bat: The Journey of Creation42:58 Marketing MakerMind: Engaging the Community44:23 The Importance of Trades: Inspiring the Next Generation45:39 Name Dropping: Connections in the Maker Community48:00 Maker News: Innovations and Updates in Woodworking51:28 The Price of Innovation54:00 Safety Features in Tools56:42 Craft Fairs and Market Trends01:02:24 MakeTember and Community Engagement01:08:31 Rising Costs in Maker Tools01:09:52 Personal Projects and Health Challenges01:12:41 3D Printing and Creative Endeavors01:19:18 Navigating Technology and Equipment01:24:39 Crafting and Customization in Woodworking01:32:43 The Fate of the Fiber Laser01:34:14 Optimizing the Workflow01:36:21 The Edge Sander Incident01:38:30 T-Pain and the 3D Print Farm01:41:44 The Tagging Campaign01:43:23 Production Challenges and Opportunities01:45:41 Wrapping Up and Future PlansPlease consider becoming a patron of our show! http://ILOVEAWP.comPodcast:https://www.instagram.com/anotherwoodshoppodcast/https://www.youtube.com/anotherwoodshoppodcast https://www.etsy.com/shop/awpstore Dan:https://www.instagram.com/danieldunlap.woodworks/ https://www.youtube.com/danieldunlap  https://www.etsy.com/shop/ddwwstore Braden:https://www.instagram.com/littlebugwoodworking/ https://www.youtube.com/@littlebugwoodworking https://littlebugwoodworking.com/Support the show

At Gamescom, Parris Lilly catches up with Lead Combat Designer from Rebel Wolves, to discuss the immersive combat systems in The Blood of Dawnwalker. He breaks down the design behind the game's directional sword fighting, optional accessibility options like Omni-blocks, and how the team balanced combat difficulty to keep players engaged. The conversation also covers player customization, skill tree trade-offs, and the mechanical differences between playing as a human utilizing witchcraft during the day versus a brutal vampire at night.

Navigating Control and Customization in Life DesignNavigating Control and Customization in Life DesignThe episode dives into the balance between control and customization in life design. It starts with a reflection on the desire to control aspects of life, leading to a discussion on the importance of letting go and embracing the unexpected. The conversation shifts to the concept of life design, emphasizing customization over control. Insights on narrative control reveal how personal stories shape experiences. Personal realizations about ego and learning highlight the significance of leaving a positive impact on others. The episode also touches on the importance of appreciation for people and experiences, and the role of effective communication in fostering connections.Chapters:00:00:04 - Desire for Control in Life00:04:11 - Life Design: Customization Over Control00:04:49 - Understanding Narrative Control00:22:19 - Appreciating Life and Connections00:24:38 - Impact on Others and Legacy

For years, the checkbox to get a PC out of the Insider Program when that Windows version shipped in stable did absolutely nothing. That's no longer the case. Windows A new context menu for File Explorer heads out to Insiders along with five new preview builds There are lots of other like UX changes happening with little communication. Will Microsoft really touch (and update) all the ancient UIs in Windows 11? New Release Preview builds point at next Week D and Patch Tuesday updates: New Taskbar, New Start, new Windows Search, many minor changes throughout Hardware Now we know more about Snapdragon C ahead of IFA, where we may see the first laptops Google is holding a PixelBook reviewers event in mid-September You know that Commodore is back, but now the Amiga is back too! Lenovo surges on AI spending, but it's now engaged in financial shenanigans too. More like Spotify than Big Tech, but still bad AI Big Tech spending on AI is finally getting more scrutiny from financial/business publications It's happening: Microsoft "pulls a Teams" and will consolidate its Copilot (consumer) and Microsoft 365 Copilot (business apps) into a single app, evolve it in a "super app" OpenAI's new strategy: Get 'em while they're young Mozilla provides a progress report on Smart Window for Firefox, details new AI search partnership Alexa+ is now free on all FireTV devices in the U.S., no Prime required XBOX Resonance: A Plague Tale and more are heading to Game Pass during the second half of August XBOX August Update is here with more Achievements details, Game Hubs now support Xbox 360 titles, Game Pass subscribers can now stream a game while it installs in the background XBOX Insiders can now test Home Improvements, local save game management, and profile badges Apple makes major App Store concessions in the EU. But Epic Games says it is not enough. The new Call of Duty has a public beta on Friday, and there will be a single-player episode for the first time Tips and picks Tip of the week: Yes, Virginia, you can exit the Insider Program now App pick of the week: Brave RunAs Radio this week: Automatic Attack Disruption with Liz Tesch Brown liquor pick of the week: Red Bank Premium Blended Hosts: Leo Laporte, Paul Thurrott, and Richard Campbell Download or subscribe to Windows Weekly at https://twit.tv/shows/windows-weekly Check out Paul's blog at thurrott.com The Windows Weekly theme music is courtesy of Carl Franklin. Join Club TWiT for Ad-Free Podcasts! Support what you love and get ad-free audio and video feeds, a members-only Discord, and exclusive content. Join today: https://twit.tv/clubtwit Sponsor: scribe.how/windows

For years, the checkbox to get a PC out of the Insider Program when that Windows version shipped in stable did absolutely nothing. That's no longer the case. Windows A new context menu for File Explorer heads out to Insiders along with five new preview builds There are lots of other like UX changes happening with little communication. Will Microsoft really touch (and update) all the ancient UIs in Windows 11? New Release Preview builds point at next Week D and Patch Tuesday updates: New Taskbar, New Start, new Windows Search, many minor changes throughout Hardware Now we know more about Snapdragon C ahead of IFA, where we may see the first laptops Google is holding a PixelBook reviewers event in mid-September You know that Commodore is back, but now the Amiga is back too! Lenovo surges on AI spending, but it's now engaged in financial shenanigans too. More like Spotify than Big Tech, but still bad AI Big Tech spending on AI is finally getting more scrutiny from financial/business publications It's happening: Microsoft "pulls a Teams" and will consolidate its Copilot (consumer) and Microsoft 365 Copilot (business apps) into a single app, evolve it in a "super app" OpenAI's new strategy: Get 'em while they're young Mozilla provides a progress report on Smart Window for Firefox, details new AI search partnership Alexa+ is now free on all FireTV devices in the U.S., no Prime required XBOX Resonance: A Plague Tale and more are heading to Game Pass during the second half of August XBOX August Update is here with more Achievements details, Game Hubs now support Xbox 360 titles, Game Pass subscribers can now stream a game while it installs in the background XBOX Insiders can now test Home Improvements, local save game management, and profile badges Apple makes major App Store concessions in the EU. But Epic Games says it is not enough. The new Call of Duty has a public beta on Friday, and there will be a single-player episode for the first time Tips and picks Tip of the week: Yes, Virginia, you can exit the Insider Program now App pick of the week: Brave RunAs Radio this week: Automatic Attack Disruption with Liz Tesch Brown liquor pick of the week: Red Bank Premium Blended Hosts: Leo Laporte, Paul Thurrott, and Richard Campbell Download or subscribe to Windows Weekly at https://twit.tv/shows/windows-weekly Check out Paul's blog at thurrott.com The Windows Weekly theme music is courtesy of Carl Franklin. Join Club TWiT for Ad-Free Podcasts! Support what you love and get ad-free audio and video feeds, a members-only Discord, and exclusive content. Join today: https://twit.tv/clubtwit Sponsor: scribe.how/windows

For years, the checkbox to get a PC out of the Insider Program when that Windows version shipped in stable did absolutely nothing. That's no longer the case. Windows A new context menu for File Explorer heads out to Insiders along with five new preview builds There are lots of other like UX changes happening with little communication. Will Microsoft really touch (and update) all the ancient UIs in Windows 11? New Release Preview builds point at next Week D and Patch Tuesday updates: New Taskbar, New Start, new Windows Search, many minor changes throughout Hardware Now we know more about Snapdragon C ahead of IFA, where we may see the first laptops Google is holding a PixelBook reviewers event in mid-September You know that Commodore is back, but now the Amiga is back too! Lenovo surges on AI spending, but it's now engaged in financial shenanigans too. More like Spotify than Big Tech, but still bad AI Big Tech spending on AI is finally getting more scrutiny from financial/business publications It's happening: Microsoft "pulls a Teams" and will consolidate its Copilot (consumer) and Microsoft 365 Copilot (business apps) into a single app, evolve it in a "super app" OpenAI's new strategy: Get 'em while they're young Mozilla provides a progress report on Smart Window for Firefox, details new AI search partnership Alexa+ is now free on all FireTV devices in the U.S., no Prime required XBOX Resonance: A Plague Tale and more are heading to Game Pass during the second half of August XBOX August Update is here with more Achievements details, Game Hubs now support Xbox 360 titles, Game Pass subscribers can now stream a game while it installs in the background XBOX Insiders can now test Home Improvements, local save game management, and profile badges Apple makes major App Store concessions in the EU. But Epic Games says it is not enough. The new Call of Duty has a public beta on Friday, and there will be a single-player episode for the first time Tips and picks Tip of the week: Yes, Virginia, you can exit the Insider Program now App pick of the week: Brave RunAs Radio this week: Automatic Attack Disruption with Liz Tesch Brown liquor pick of the week: Red Bank Premium Blended Hosts: Leo Laporte, Paul Thurrott, and Richard Campbell Download or subscribe to Windows Weekly at https://twit.tv/shows/windows-weekly Check out Paul's blog at thurrott.com The Windows Weekly theme music is courtesy of Carl Franklin. Join Club TWiT for Ad-Free Podcasts! Support what you love and get ad-free audio and video feeds, a members-only Discord, and exclusive content. Join today: https://twit.tv/clubtwit Sponsor: scribe.how/windows

In this episode of Bottled Up, Andrew Allen talks with Lindsey Binion, a rebranding strategist and owner of Lindsey Binion Creatives. Lindsey shares her journey from being an artsy kid in Mobile to running her own branding business. They discuss the process of rebranding Andrew Allen's company, Allen Beverages, and explore how branding is more than just a logo. It is about knowing your company's identity and communicating it clearly. Lindsey explains the importance of consistency and strategy in branding, and they touch on how AI tools can help but cannot replace the creativity and personal touch of a human designer. The episode also dives into how businesses can stand out, evolve, and connect with their audience through thoughtful brand strategy. 3 Key Takeaways   1. Branding Is More Than a Logo   Andrew Allen and Lindsey Binion emphasize that branding runs much deeper than a visual logo. It encompasses a company's values, personality, messaging, and the overall customer experience. Lindsey describes how she helps businesses uncover what makes them unique and communicate it consistently across all touchpoints so the brand resonates with both current and future customers. 2. The Importance of Customization in Branding   The process of developing the Allen Beverages logo shows the value of a tailored approach. Lindsey walks through the in-depth steps involved, including vision boards and multiple logo iterations, demonstrating that a brand should reflect the company's unique strengths and local identity. The result is a suite of strategic assets distinctly aligned with what Allen Beverages stands for. 3. AI Is a Tool, Not a Substitute for Strategy  While AI and platforms like ChatGPT make design tools more accessible, both speakers agree these solutions lack the human insight required for authentic, differentiated brands. Lindsey points out that AI can help with implementation, but true differentiation and effective branding come from intentional, human-led strategy and creativity that cannot be replaced by automated tools.  

Qualys returns to Black Hat USA 2026 with an AI Risk Operations Center built around three principles customers have been asking for over the last three years. May Mitchell, Chief Marketing Officer at Qualys, walks through them in order. Detect vulnerabilities at AI speed. Prioritize what surfaces, because not every finding calls for action in the same hour and the sequence follows the workflows a team already runs. Eliminate it through autonomous remediation, then confirm the fix worked. Mitchell also notes that Qualys has been a Black Hat sponsor for over 23 years. What are security teams asking for at AI speed? They want detection to keep pace with disclosure. Mitchell points to InstaScan, the innovation Qualys launched during Black Hat week, which provides continuous scanning and detection. The meetings on the floor have been with customers from across the regions, not only the US. How has the AI conversation shifted since RSAC Conference? It has narrowed to implementation. Mitchell says the messaging moved from AI to agents to autonomous, and that this year the questions are targeted. How do I implement it. How do I get it into the workflows. How do I have governance. The economics of AI sits alongside those questions, with more asked about ROI, since budgets are not rising across the board. That pushes organizations to evaluate their technology stack, consolidate, and look for a single platform that gives complete visibility and gives security leaders something they can take to a board or a CFO. Customization depends on the size of the organization, and larger heterogeneous environments are where Qualys partners come in with risk assessment services, planning, integration, and ongoing management. This is a Brand Briefing. A Brand Briefing is an on-location conversation recorded on site at Black Hat USA 2026, putting a spotlight on the guest and their company and pairing it with the editorial reach of ITSPmagazine. Learn more: https://www.studioc60.com/performance/#briefing GUEST May Mitchell, Chief Marketing Officer at Qualys On LinkedIn: https://www.linkedin.com/in/maymitchell/ RESOURCES Black Hat USA 2026 event coverage: https://www.itspmagazine.com/black-hat-usa-2026-cybersecurity-event-coverage-in-las-vegas Qualys: https://www.qualys.com/ InstaScan announcement: https://www.qualys.com/company/newsroom/news-releases/usa/qualys-launches-instascan-to-detect-vulnerabilities-within-minutes-of-disclosure Agent Insta and scanless detection: https://blog.qualys.com/product-tech/2026/08/03/instascan-agent-insta-scanless-detection ROCon Americas 2026 in Austin: https://www.qualys.com/rocon/2026/americas Are you interested in telling your story? ▶︎ Full Length Brand Story: https://www.studioc60.com/content-creation#full ▶︎ Brand Spotlight Story: https://www.studioc60.com/content-creation#spotlight ▶︎ Brand Highlight Story: https://www.studioc60.com/content-creation#highlight ▶︎ Get your own Brand Briefing at an upcoming event: https://www.studioc60.com/buy-brand-briefings KEYWORDS May Mitchell, Qualys, Marco Ciappelli, brand briefing, brand story, brand marketing, marketing podcast, Black Hat USA 2026, risk operations center, InstaScan, AI speed detection, autonomous remediation, vulnerability management, prioritization, security governance, economics of AI, platform consolidation, cyber risk management, CISO, ROCon Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

The conversation covers AJ Waters' journey from his love for Legos to his career in construction tech, highlighting the challenges and successes in adopting technology in the construction industry. It also delves into the themes of tech implementation, data utilization, and the impact of technology on construction workflows. The conversation covers the importance of learning from failures, the evolving perception of the construction industry, marketing tech to the construction industry, the role of AI in construction, and the significance of systems of record. It also delves into the future of AI in construction and the importance of change management champions.TakeawaysTech implementation should prioritize people, process, and then technology.Data utilization in construction projects is a critical challenge that needs to be addressed.The impact of technology on construction workflows has both positive and negative aspects. Learning from failures and making adjustments is crucial for successful tech rollouts.The construction industry is evolving, and there is a need to change the perception of the industry.Understanding the context of the job site and focusing on outcomes is essential when marketing tech to the construction industry.The role of AI in construction is not just about technology but also about understanding use cases and outcomes.Systems of record are vital in the AI age, and the future of AI in construction will involve a human judgment layer and a feedback loop.Change management champions play a crucial role in successful tech rollouts, and they need to be present at both the lower and executive levels of the organization.Chapters00:00 From Legos to Construction Tech01:54 Transition to Engineering and Construction Management03:50 Transition to Construction Tech09:11 Customization vs. Standardization in Construction Tech12:04 Challenges and Successes in Tech Adoption19:02 The Role of Owners and Field Workers in Tech Development21:54 Tech Rollouts and Implementation Challenges23:29 Learning from Failures and Making Adjustments24:52 Evolving Perception of the Construction Industry29:15 Marketing Tech to the Construction Industry32:49 The Role of AI in Construction36:00 The Future of AI in Construction and Systems of Record44:49 The Importance of Change Management Champions

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Cheryl Taylor Anderson. Podcast: Money Making Conversations MasterclassHost: Rushion McDonaldGuest: Cheryl Taylor Anderson, Real Estate Broker (Metro Atlanta) 1. Purpose of the Interview The core purpose of this interview is to educate, empower, and motivate listeners—particularly first‑time homebuyers, renters, veterans, and people of color—to pursue homeownership as a wealth‑building strategy. Specifically, the conversation aims to: Demystify the homebuying process Combat fear and misinformation around mortgages Highlight low‑ and zero‑down payment opportunities Explain how homeowners can build equity faster Emphasize real estate as a key tool for generational wealth Encourage disciplined financial decisions rooted in ownership rather than renting Rushion positions the discussion as a knowledge‑sharing opportunity to help listeners move from renting to owning, especially in communities historically excluded from homeownership. 2. Interview Overview Cheryl Taylor Anderson brings more than 20 years of real estate experience and over $400 million in sales in Metro Atlanta. She works with: First‑time homebuyers VA and military families Move‑up buyers Luxury clients and institutional sellers Throughout the interview, Cheryl provides practical, real‑world examples—including her own story as a former single mother and homeowner—to ease fear, explain financing, and correct misconceptions about buying a home. 3. Key Takeaways A. Many Renters Can Already Afford to Own One of the central points is that many renters are paying as much—or more—than mortgage payments without building equity. Rent payments offer no tax benefits Mortgage payments build ownership and wealth Homeowners can deduct mortgage interest (unlike rent) Key idea: Many people qualify for ownership but are held back by misinformation and fear. B. First‑Time Homebuyers Have More Options Than They Realize Cheryl explains that many buyers are unaware of: Zero‑down payment programs Builder incentives covering closing costs Opportunities to move into homes with minimal out‑of‑pocket costs In some cases, buyers are only required to bring earnest money, making homeownership far more accessible than expected. C. VA and Veteran Benefits Are Underused Cheryl strongly emphasizes VA loans as one of the most powerful tools for homeownership: 100% financing (zero down payment) Ability to ask sellers for up to 6% in closing cost contributions Certain veterans may be exempt from property taxes Lower monthly payments overall Veterans are encouraged to use their benefits, even years after leaving military service. D. A 30‑Year Mortgage Does Not Mean 30 Years of Debt Cheryl reframes mortgage timelines by teaching strategic repayment: Paying bi‑weekly instead of monthly Adding small extra payments ($50–$100/month) Reducing both interest and principal faster She uses her personal example of being close to paying off her home early despite starting with a traditional 30‑year loan. E. Homeownership Builds Stability and Community The interview contrasts renting versus owning: Ownership benefits include: Equity growth Customization and upgrades Neighborhood relationships Security and long‑term stability A tangible asset to pass to children Even HOA‑managed communities—while sometimes frustrating—protect property values and neighborhood standards. F. Home Warranties Reduce Fear of Maintenance To address anxiety about repairs, Cheryl recommends home warranties: Cover major systems (HVAC, water heaters, appliances) Low service fees when repairs are needed Can be negotiated into purchase contracts Provide peace of mind similar to apartment maintenance This is especially helpful for first‑time buyers. G. Social Media Builds Trust and Visibility Cheryl explains how social media strengthens her business: Buyers see real closings, celebrations, and testimonials Creates emotional connection and trust Inspires others to picture themselves as homeowners Visibility drives confidence and referrals. H. Education and Adaptability Drive Longevity Cheryl credits her success through: The 2008 housing crisis COVID‑19 Market shifts to constant learning, flexibility, and strategy pivots (e.g., foreclosures, BPOs, builder incentives). 4. Notable Quotes On Renting vs. Owning “Never be willing to pay somebody more than you’re willing to pay yourself.” On First‑Time Buyer Fear “Don’t let the longevity scare you. In an apartment, you’re building nothing.” On VA Benefits “Veterans can come to the table with zero down—and sometimes no property taxes.” On Mortgage Strategy “Pay every two weeks and it knocks down your interest and principal faster.” On Equity “Rent doesn’t give you anything to leave your children. Homeownership does.” On Homeownership Mindset “People are willing to pay their landlord more than they’ll pay themselves.” 5. Overall Takeaway This interview reinforces homeownership as one of the most powerful, attainable tools for building long‑term wealth—when buyers are properly educated, supported, and encouraged to move past fear and misinformation. Cheryl Taylor Anderson demonstrates that: Buying a home is often more accessible than people believe Strategic mortgage management can drastically shorten debt timelines Ownership builds equity, stability, and generational opportunity #SHMS #BEST #STRAW Money Making Conversations Master Class with Rushion McDonald is America's premier entrepreneurship, business leadership, financial literacy, and wealth-building podcast featuring successful entrepreneurs, executives, founders, celebrities, and industry experts sharing actionable insights for professional and financial success. Business Podcast Entrepreneurship Small Business Business Growth Financial Literacy Wealth Building Black Entrepreneurs Minority Business Leadership Executive Leadership Business Funding Marketing Strategies Personal Development Startup Advice Sales Training CEO Interviews Founder Stories Professional Development Economic Empowerment Business Success Networking Brand Building Innovation How to start a business Small business funding Entrepreneur success stories Business leadership podcast Wealth building strategies Black entrepreneur podcast Minority business development Marketing for small businesses Business growth strategies Startup funding opportunities Executive leadership training Financial literacy education Success mindset podcast #BEST #SHMS #STRAWSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Cheryl Taylor Anderson. Podcast: Money Making Conversations MasterclassHost: Rushion McDonaldGuest: Cheryl Taylor Anderson, Real Estate Broker (Metro Atlanta) 1. Purpose of the Interview The core purpose of this interview is to educate, empower, and motivate listeners—particularly first‑time homebuyers, renters, veterans, and people of color—to pursue homeownership as a wealth‑building strategy. Specifically, the conversation aims to: Demystify the homebuying process Combat fear and misinformation around mortgages Highlight low‑ and zero‑down payment opportunities Explain how homeowners can build equity faster Emphasize real estate as a key tool for generational wealth Encourage disciplined financial decisions rooted in ownership rather than renting Rushion positions the discussion as a knowledge‑sharing opportunity to help listeners move from renting to owning, especially in communities historically excluded from homeownership. 2. Interview Overview Cheryl Taylor Anderson brings more than 20 years of real estate experience and over $400 million in sales in Metro Atlanta. She works with: First‑time homebuyers VA and military families Move‑up buyers Luxury clients and institutional sellers Throughout the interview, Cheryl provides practical, real‑world examples—including her own story as a former single mother and homeowner—to ease fear, explain financing, and correct misconceptions about buying a home. 3. Key Takeaways A. Many Renters Can Already Afford to Own One of the central points is that many renters are paying as much—or more—than mortgage payments without building equity. Rent payments offer no tax benefits Mortgage payments build ownership and wealth Homeowners can deduct mortgage interest (unlike rent) Key idea: Many people qualify for ownership but are held back by misinformation and fear. B. First‑Time Homebuyers Have More Options Than They Realize Cheryl explains that many buyers are unaware of: Zero‑down payment programs Builder incentives covering closing costs Opportunities to move into homes with minimal out‑of‑pocket costs In some cases, buyers are only required to bring earnest money, making homeownership far more accessible than expected. C. VA and Veteran Benefits Are Underused Cheryl strongly emphasizes VA loans as one of the most powerful tools for homeownership: 100% financing (zero down payment) Ability to ask sellers for up to 6% in closing cost contributions Certain veterans may be exempt from property taxes Lower monthly payments overall Veterans are encouraged to use their benefits, even years after leaving military service. D. A 30‑Year Mortgage Does Not Mean 30 Years of Debt Cheryl reframes mortgage timelines by teaching strategic repayment: Paying bi‑weekly instead of monthly Adding small extra payments ($50–$100/month) Reducing both interest and principal faster She uses her personal example of being close to paying off her home early despite starting with a traditional 30‑year loan. E. Homeownership Builds Stability and Community The interview contrasts renting versus owning: Ownership benefits include: Equity growth Customization and upgrades Neighborhood relationships Security and long‑term stability A tangible asset to pass to children Even HOA‑managed communities—while sometimes frustrating—protect property values and neighborhood standards. F. Home Warranties Reduce Fear of Maintenance To address anxiety about repairs, Cheryl recommends home warranties: Cover major systems (HVAC, water heaters, appliances) Low service fees when repairs are needed Can be negotiated into purchase contracts Provide peace of mind similar to apartment maintenance This is especially helpful for first‑time buyers. G. Social Media Builds Trust and Visibility Cheryl explains how social media strengthens her business: Buyers see real closings, celebrations, and testimonials Creates emotional connection and trust Inspires others to picture themselves as homeowners Visibility drives confidence and referrals. H. Education and Adaptability Drive Longevity Cheryl credits her success through: The 2008 housing crisis COVID‑19 Market shifts to constant learning, flexibility, and strategy pivots (e.g., foreclosures, BPOs, builder incentives). 4. Notable Quotes On Renting vs. Owning “Never be willing to pay somebody more than you’re willing to pay yourself.” On First‑Time Buyer Fear “Don’t let the longevity scare you. In an apartment, you’re building nothing.” On VA Benefits “Veterans can come to the table with zero down—and sometimes no property taxes.” On Mortgage Strategy “Pay every two weeks and it knocks down your interest and principal faster.” On Equity “Rent doesn’t give you anything to leave your children. Homeownership does.” On Homeownership Mindset “People are willing to pay their landlord more than they’ll pay themselves.” 5. Overall Takeaway This interview reinforces homeownership as one of the most powerful, attainable tools for building long‑term wealth—when buyers are properly educated, supported, and encouraged to move past fear and misinformation. Cheryl Taylor Anderson demonstrates that: Buying a home is often more accessible than people believe Strategic mortgage management can drastically shorten debt timelines Ownership builds equity, stability, and generational opportunity #SHMS #BEST #STRAW Money Making Conversations Master Class with Rushion McDonald is America's premier entrepreneurship, business leadership, financial literacy, and wealth-building podcast featuring successful entrepreneurs, executives, founders, celebrities, and industry experts sharing actionable insights for professional and financial success. Business Podcast Entrepreneurship Small Business Business Growth Financial Literacy Wealth Building Black Entrepreneurs Minority Business Leadership Executive Leadership Business Funding Marketing Strategies Personal Development Startup Advice Sales Training CEO Interviews Founder Stories Professional Development Economic Empowerment Business Success Networking Brand Building Innovation How to start a business Small business funding Entrepreneur success stories Business leadership podcast Wealth building strategies Black entrepreneur podcast Minority business development Marketing for small businesses Business growth strategies Startup funding opportunities Executive leadership training Financial literacy education Success mindset podcast #BEST #SHMS #STRAWSee omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Cheryl Taylor Anderson. Podcast: Money Making Conversations MasterclassHost: Rushion McDonaldGuest: Cheryl Taylor Anderson, Real Estate Broker (Metro Atlanta) 1. Purpose of the Interview The core purpose of this interview is to educate, empower, and motivate listeners—particularly first‑time homebuyers, renters, veterans, and people of color—to pursue homeownership as a wealth‑building strategy. Specifically, the conversation aims to: Demystify the homebuying process Combat fear and misinformation around mortgages Highlight low‑ and zero‑down payment opportunities Explain how homeowners can build equity faster Emphasize real estate as a key tool for generational wealth Encourage disciplined financial decisions rooted in ownership rather than renting Rushion positions the discussion as a knowledge‑sharing opportunity to help listeners move from renting to owning, especially in communities historically excluded from homeownership. 2. Interview Overview Cheryl Taylor Anderson brings more than 20 years of real estate experience and over $400 million in sales in Metro Atlanta. She works with: First‑time homebuyers VA and military families Move‑up buyers Luxury clients and institutional sellers Throughout the interview, Cheryl provides practical, real‑world examples—including her own story as a former single mother and homeowner—to ease fear, explain financing, and correct misconceptions about buying a home. 3. Key Takeaways A. Many Renters Can Already Afford to Own One of the central points is that many renters are paying as much—or more—than mortgage payments without building equity. Rent payments offer no tax benefits Mortgage payments build ownership and wealth Homeowners can deduct mortgage interest (unlike rent) Key idea: Many people qualify for ownership but are held back by misinformation and fear. B. First‑Time Homebuyers Have More Options Than They Realize Cheryl explains that many buyers are unaware of: Zero‑down payment programs Builder incentives covering closing costs Opportunities to move into homes with minimal out‑of‑pocket costs In some cases, buyers are only required to bring earnest money, making homeownership far more accessible than expected. C. VA and Veteran Benefits Are Underused Cheryl strongly emphasizes VA loans as one of the most powerful tools for homeownership: 100% financing (zero down payment) Ability to ask sellers for up to 6% in closing cost contributions Certain veterans may be exempt from property taxes Lower monthly payments overall Veterans are encouraged to use their benefits, even years after leaving military service. D. A 30‑Year Mortgage Does Not Mean 30 Years of Debt Cheryl reframes mortgage timelines by teaching strategic repayment: Paying bi‑weekly instead of monthly Adding small extra payments ($50–$100/month) Reducing both interest and principal faster She uses her personal example of being close to paying off her home early despite starting with a traditional 30‑year loan. E. Homeownership Builds Stability and Community The interview contrasts renting versus owning: Ownership benefits include: Equity growth Customization and upgrades Neighborhood relationships Security and long‑term stability A tangible asset to pass to children Even HOA‑managed communities—while sometimes frustrating—protect property values and neighborhood standards. F. Home Warranties Reduce Fear of Maintenance To address anxiety about repairs, Cheryl recommends home warranties: Cover major systems (HVAC, water heaters, appliances) Low service fees when repairs are needed Can be negotiated into purchase contracts Provide peace of mind similar to apartment maintenance This is especially helpful for first‑time buyers. G. Social Media Builds Trust and Visibility Cheryl explains how social media strengthens her business: Buyers see real closings, celebrations, and testimonials Creates emotional connection and trust Inspires others to picture themselves as homeowners Visibility drives confidence and referrals. H. Education and Adaptability Drive Longevity Cheryl credits her success through: The 2008 housing crisis COVID‑19 Market shifts to constant learning, flexibility, and strategy pivots (e.g., foreclosures, BPOs, builder incentives). 4. Notable Quotes On Renting vs. Owning “Never be willing to pay somebody more than you’re willing to pay yourself.” On First‑Time Buyer Fear “Don’t let the longevity scare you. In an apartment, you’re building nothing.” On VA Benefits “Veterans can come to the table with zero down—and sometimes no property taxes.” On Mortgage Strategy “Pay every two weeks and it knocks down your interest and principal faster.” On Equity “Rent doesn’t give you anything to leave your children. Homeownership does.” On Homeownership Mindset “People are willing to pay their landlord more than they’ll pay themselves.” 5. Overall Takeaway This interview reinforces homeownership as one of the most powerful, attainable tools for building long‑term wealth—when buyers are properly educated, supported, and encouraged to move past fear and misinformation. Cheryl Taylor Anderson demonstrates that: Buying a home is often more accessible than people believe Strategic mortgage management can drastically shorten debt timelines Ownership builds equity, stability, and generational opportunity #SHMS #BEST #STRAW Money Making Conversations Master Class with Rushion McDonald is America's premier entrepreneurship, business leadership, financial literacy, and wealth-building podcast featuring successful entrepreneurs, executives, founders, celebrities, and industry experts sharing actionable insights for professional and financial success. Business Podcast Entrepreneurship Small Business Business Growth Financial Literacy Wealth Building Black Entrepreneurs Minority Business Leadership Executive Leadership Business Funding Marketing Strategies Personal Development Startup Advice Sales Training CEO Interviews Founder Stories Professional Development Economic Empowerment Business Success Networking Brand Building Innovation How to start a business Small business funding Entrepreneur success stories Business leadership podcast Wealth building strategies Black entrepreneur podcast Minority business development Marketing for small businesses Business growth strategies Startup funding opportunities Executive leadership training Financial literacy education Success mindset podcast #BEST #SHMS #STRAWSteve Harvey Morning Show Online: http://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

This week on the Talking Headways podcast we're joined by Lisa Jerram of APTA and Philip Plotch of the Eno Center for Transportation to discuss Eno's report: Customization, Competition, and Costs: Findings and Recommendations for the U.S. Transit Bus Industry. We discuss what agencies want in a bus and why, the differences in European and US bus markets, and why customization standardization is hard to achieve. +++ Get the show ad free on Patreon! Find out about our newsletter and archive on YouTube! Follow us on Bluesky, Threads, Instagram, YouTube, Flickr, Substack ... @theoverheadwire Follow us on Mastadon theoverheadwire@sfba.social Support the show on Patreon http://patreon.com/theoverheadwire Buy books on our Bookshop.org Affiliate site!  And get our Cars are Cholesterol shirt at Tee-Public! And everything else at http://theoverheadwire.com

 Summary   In this episode, Rob from Neurometric AI discusses the evolution of AI, cost optimization through small models, harness engineering, and ethical considerations. Gain insights into practical AI applications, cost-saving strategies, and the future of AI in business and customer experience.   Key  topics   Cost optimization with small models Harness engineering and model customization AI evolution and misconceptions Impact of AI on customer experience Ethical considerations in AI use     Chapters   00:00 Introduction to Neurometric AI and AI Evolution 02:41 Cost Optimization in AI Inference 05:40 Enhancing Customer Experience with AI 08:43 Case Study: E-commerce Document Analysis 11:34 AI Misconceptions and Model Capabilities 14:24 The Human-AI Relationship in Sales 16:56 Emerging Trends: Harness Engineering 19:56 Ethical Considerations in AI 22:49 Advice for Aspiring AI Professionals   The AI for Sales Podcast is brought to you by BDR.ai, Nooks.ai, and ZoomInfo—the go-to-market intelligence platform that accelerates revenue growth.Skip the forms and website hunting—Chad will connect you directly with the right person at any of these companies.

Welcome back to the Alt Goes Mainstream podcast.We sat down with Kyle Kniffen, Managing Director, Global Head of Alternatives, Third Party Wealth at Goldman Sachs. We were live from Berlin, which becomes the “capital of private capital” in June as private equity industry leaders make the annual pilgrimage to the city for one of the marquee private equity conferences, SuperReturn Berlin.With Prosek Partners and former Bloomberg TV journalist Deirdre Bolton as my producer, along with her team, we took over a Tiny Space cabin to hold big conversations with some of the industry's leading alternative asset managers.A little over two years ago, I wrote on AGM about how, at $456B in AUM in alternatives, Goldman Sachs was a “sleeping giant” in private markets. In reality, Goldman is anything but a sleeping giant in private markets, having started its private equity business in 1984 and earning the distinction of being a top-5 alternatives manager by AUM across both traditional and alternative asset managers.Today, Goldman has grown its alternatives business to over $625B in AUM.The firm has expanded its platform with the acquisition of Industry Ventures and a partnership with T. Rowe Price to deliver public and private markets solutions to the wealth channel, and, most recently, the creation of its Alternative Investment Platform to provide HNW clients with direct access to private companies.The evolution of Goldman's Alternatives business reflects a thoughtful, measured approach to understanding the needs of wealth channel investors and finding the utility and purpose of strategy, product, and product structure.That was much of the focus of the conversation Kyle and I had in Berlin. We discussed the objective and utility of private markets in a portfolio. We covered:The growth of evergreen funds.Why evergreens are the product structure of choice.Why are evergreens also appealing to institutional allocators, insurance companies, and UHNW investors?How GPs and LPs are approaching LP composition to evergreen vehicles.The next wave of product innovation.The build, buy, partner framework Why Goldman is so excited about the GeoWealth partnership and what the future of model portfolios look like.What is not known but should be known about the Goldman Alternatives franchise.BioKyle Kniffen is a managing director in the Client Solutions Group within Goldman Sachs Asset Management. He serves as global head of Alternatives for Third Party Wealth (TPW), overseeing client strategy for the firm's TPW clients globally, delivering the power of the Alternatives investing platform to a broad set of individual investors through our partnerships with financial intermediary clients and their advisors, including Private Banks, Broker-Dealers, RIAs and other distribution platforms. Kyle partners closely with leadership across our Alternatives franchise to develop products that meet our clients' evolving needs. He is also co-chair of the AWM Global Distribution Working Group.Prior to this role, Kyle was in Alternative Capital Markets (ACM), serving as head of ACM for Goldman Sachs Ayco and leading coverage for One Goldman Sachs financial sponsors globally. He joined Goldman Sachs in 2018 as a vice president in ACM and was named managing director in 2021.Prior to joining Goldman Sachs, Kyle led a variety of distribution and product management teams for Bank of America's Alternative Investment Group within their Global Wealth and Investment Management division.Kyle is a board member for the Institute of Portfolio Alternatives (IPA), and a member of The Economic Club of New York. Kyle earned a BA from Gettysburg College.Thanks, Kyle, for sharing your wisdom, expertise, and passion about private markets and serving the wealth channel.Show Notes00:00 AGM Live from SuperReturn Berlin00:22 Meet Kyle Kniffin01:10 Wealth Meets Private Markets01:37 Big Pools Little Allocation02:24 Alt Strategies Explosion03:04 Lessons from Hedge Funds03:34 Start with Client Goals03:53 Risk Liquidity Tradeoffs04:10 Portfolio Utility First04:25 Holistic Private Markets04:44 Fit and Terms Matter05:07 Setting Expectations05:32 Product Innovation Shift05:52 Evergreens and Flexibility06:10 Monthly Access and Tactics06:39 Evergreen Growth Rates06:45 Education and Dispersion07:15 Why Evergreens Exist07:41 Diversification Lower Minimums08:04 Operational Simplicity08:21 Evergreen Nuance Phase One08:47 Goldman in Third Party Wealth09:26 Institutions Buying Evergreens10:31 LP Mix and Liquidity Caps11:36 Institutionalizing Wealth Platforms13:29 Goldman Platform Advantage14:46 Feeding the Evergreen Engine15:13 GeoWealth and Model Portfolios15:45 T Rowe Price Collaboration16:12 Build vs Buy Partner Balance16:42 Industry Ventures Acquisition17:33 Goldman Alts Heritage18:35 Pioneering GP Stakes19:45 Secondaries Since 199820:12 Apex of Private Markets21:08 Will Secondaries Be Core21:48 Max Flexibility for Wealth22:42 Customization vs Scale23:16 Flagships Then Bespoke23:49 Lessons from Private Wealth25:10 Broader Menu of Privates25:34 Closing Thoughts 

iOS 26 conveniently puts you in charge of your iPhone home screen with deep design tools hidden behind a single long press. Discover how Apple's new Liquid Glass and tinted themes finally let your wallpaper and icons reflect your style. Jiggle mode and edit tools enable deep icon appearance tweaks Exploring Light, Dark, Clear, and Tinted home screen styles Using tints and saturation sliders for unique color coordination Rearranging app icons to highlight wallpaper and key visuals Adding, editing, and customizing widgets on the home screen Hiding, deselecting, or deleting home screen pages safely Removing unused home screen apps without uninstalling them Switching between app icons and widgets for streamlined access Face ID and privacy tweaks for individual apps on the home screen Host: Mikah Sargent Download or subscribe to Hands-On Apple at https://twit.tv/shows/hands-on-apple Want access to the ad-free audio and video and exclusive features? Become a member of Club TWiT today! https://twit.tv/clubtwit Club TWiT members can discuss this episode and leave feedback in the Club TWiT Discord.

iOS 26 conveniently puts you in charge of your iPhone home screen with deep design tools hidden behind a single long press. Discover how Apple's new Liquid Glass and tinted themes finally let your wallpaper and icons reflect your style. Jiggle mode and edit tools enable deep icon appearance tweaks Exploring Light, Dark, Clear, and Tinted home screen styles Using tints and saturation sliders for unique color coordination Rearranging app icons to highlight wallpaper and key visuals Adding, editing, and customizing widgets on the home screen Hiding, deselecting, or deleting home screen pages safely Removing unused home screen apps without uninstalling them Switching between app icons and widgets for streamlined access Face ID and privacy tweaks for individual apps on the home screen Host: Mikah Sargent Download or subscribe to Hands-On Apple at https://twit.tv/shows/hands-on-apple Want access to the ad-free audio and video and exclusive features? Become a member of Club TWiT today! https://twit.tv/clubtwit Club TWiT members can discuss this episode and leave feedback in the Club TWiT Discord.

iOS 26 conveniently puts you in charge of your iPhone home screen with deep design tools hidden behind a single long press. Discover how Apple's new Liquid Glass and tinted themes finally let your wallpaper and icons reflect your style. Jiggle mode and edit tools enable deep icon appearance tweaks Exploring Light, Dark, Clear, and Tinted home screen styles Using tints and saturation sliders for unique color coordination Rearranging app icons to highlight wallpaper and key visuals Adding, editing, and customizing widgets on the home screen Hiding, deselecting, or deleting home screen pages safely Removing unused home screen apps without uninstalling them Switching between app icons and widgets for streamlined access Face ID and privacy tweaks for individual apps on the home screen Host: Mikah Sargent Download or subscribe to Hands-On Apple at https://twit.tv/shows/hands-on-apple Want access to the ad-free audio and video and exclusive features? Become a member of Club TWiT today! https://twit.tv/clubtwit Club TWiT members can discuss this episode and leave feedback in the Club TWiT Discord.

iOS 26 conveniently puts you in charge of your iPhone home screen with deep design tools hidden behind a single long press. Discover how Apple's new Liquid Glass and tinted themes finally let your wallpaper and icons reflect your style. Jiggle mode and edit tools enable deep icon appearance tweaks Exploring Light, Dark, Clear, and Tinted home screen styles Using tints and saturation sliders for unique color coordination Rearranging app icons to highlight wallpaper and key visuals Adding, editing, and customizing widgets on the home screen Hiding, deselecting, or deleting home screen pages safely Removing unused home screen apps without uninstalling them Switching between app icons and widgets for streamlined access Face ID and privacy tweaks for individual apps on the home screen Host: Mikah Sargent Download or subscribe to Hands-On Apple at https://twit.tv/shows/hands-on-apple Want access to the ad-free audio and video and exclusive features? Become a member of Club TWiT today! https://twit.tv/clubtwit Club TWiT members can discuss this episode and leave feedback in the Club TWiT Discord.

iOS 26 conveniently puts you in charge of your iPhone home screen with deep design tools hidden behind a single long press. Discover how Apple's new Liquid Glass and tinted themes finally let your wallpaper and icons reflect your style. Jiggle mode and edit tools enable deep icon appearance tweaks Exploring Light, Dark, Clear, and Tinted home screen styles Using tints and saturation sliders for unique color coordination Rearranging app icons to highlight wallpaper and key visuals Adding, editing, and customizing widgets on the home screen Hiding, deselecting, or deleting home screen pages safely Removing unused home screen apps without uninstalling them Switching between app icons and widgets for streamlined access Face ID and privacy tweaks for individual apps on the home screen Host: Mikah Sargent Download or subscribe to Hands-On Apple at https://twit.tv/shows/hands-on-apple Want access to the ad-free audio and video and exclusive features? Become a member of Club TWiT today! https://twit.tv/clubtwit Club TWiT members can discuss this episode and leave feedback in the Club TWiT Discord.

In this episode, we dive into how interactive visual experiences drive online sales and lower backend costs. Angelo Coletta, founder and CEO of Zakeke, shares how his plug-and-play platform helps brands stand out with 3D product customization, virtual try-ons, and brand-safe AI automation. He also reveals strategies for launching quickly without complex development cycles. Topics discussed in this episode:  How visual interaction layers improve customer loyalty.What customization tools do to lower backend operational costs.How automated club uniform ordering eliminates manual mistakes.What 3D visualization adds to enterprise sofa configuration.Why AI-driven image generation boosts catalog visual variety.How computer vision algorithms prevent costly manufacturing errors.Why brand safety guardrails prevent AI prompt hallucinations.What 3D catalogs do to reduce global sampling costs.How prompt-driven onboarding speeds up setup processes.Why flexible public APIs simplify complex stack integrations.Links & ResourcesWebsite: https://www.zakeke.com/LinkedIn: https://www.linkedin.com/company/zakeke/Instagram: https://www.instagram.com/zakeke.official/Facebook: https://www.facebook.com/zakekeofficial/YouTube: https://www.youtube.com/channel/UCZPd_oA-Hjq6CE4G1vSUM1QGet access to more free resources by visiting the show notes at https://tinyurl.com/3jxf4djhI'd love your feedback. Tap the the link to send me a text. ______________________________________________________LOVE THE SHOW? HERE ARE THE NEXT STEPS!Follow the podcast to get every bonus episode. Tap follow now and don't miss out!   Rate & Review: Help others discover the show by rating the show on Apple Podcasts at https://tinyurl.com/ecb-apple-podcasts   Join our Free Newsletter: https://newsletter.ecommercecoffeebreak.com/   Support The Show On Patreon: https://www.patreon.com/EcommerceCoffeeBreak   Partner with us: https://ecommercecoffeebreak.com/partner-with-us/

New day, same great conversations. Catch new episodes of SUPERLATIVE every Wednesday!In this episode of SUPERLATIVE, aBlogtoWatch founder and our host Ariel Adams sits down with Frederic Gasser, President of B.R.M North America, to discuss the unconventional story of bringing the French motorsport inspired watch brand to the United States. Frederic shares how a phone call, a handful of watches, and an unexpected first sale helped launch B.R.M in America, eventually leading to early opportunities with Neiman Marcus and retailers across the country. He also explains how B.R.M translates the colors, materials, mechanics, and energy of the racetrack into its watches, why the brand has remained committed to its distinctive racing identity, and how customization has helped build a passionate collector base.The conversation also explores the changing realities of the American watch market, from the growing influence of major brands over retailers to the challenges independent companies face in traditional wholesale. Frederic discusses B.R.M's shift toward direct relationships with collectors, bespoke watches, and creative collaborations, while sharing why smaller brands need to stay focused rather than chase every market opportunity. Ariel and Frederic also examine the challenges European watch companies face when entering the United States, the importance of having a genuine local presence, and why finding your own niche may be more valuable than just pursuing volume.Learn more about B.R.M:- Instagram - https://www.instagram.com/brmchronographes/ - Website - https://brm-chronographes.com/ This week's episode is sponsored by the Movado Heritage Kingmatic collection, learn more at the link below:- https://www.movado.com/ SUPERLATIVE IS NOW ON YOUTUBE! To check out Superlative on Youtube as well as other ABTW content:- YouTube - https://www.youtube.com/@ablogtowatch To check out the ABTW Shop where you can see our products inspired by our love of Horology:- Shop ABTW - https://store.ablogtowatch.com/To keep updated with everything Superlative, aBlogtoWatch Weekly, and aBlogtoWatch, check us out on:- Instagram - https://www.instagram.com/ablogtowatch/- Twitter/X - https://twitter.com/ABLOGTOWATCH- Website - https://www.ablogtowatch.com/If you enjoy the show please Subscribe, Rate, and Review!Key Timestamps:[0:35] Intro & B.R.M Origins[3:58] Frederic Brings B.R.M to America[9:26] Early U.S. Growth & Retail Expansion[11:08] How B.R.M Manufactures Its Watches[13:19] B.R.M's Racing Inspired Design[19:54] Richard Mille Comparisons & Staying Focused[23:47] Doing Fewer Things Well[24:31] The Power of Human Connection[26:00] Polarizing Design & Passionate Collectors[30:47] Technical Innovation & Lightweight Watches[35:08] Pricing & Customization[36:32] The Shift to Direct & Bespoke[39:12] Retailers & Big Brand Pressure[45:30] U.S. vs. European Discounting[47:23] Why the U.S. Market Is So Difficult[56:26] The Importance of the U.S. Market[58:10] Why Brands Need a Local Presence[1:00:47] Watches and Wonders & B.R.M's Future[1:04:23] Closing

Ted speaks with Evan Soltoff of eggersmann Kitchens and Home LIving about the legacy of one of the world's leading luxury cabinetry brands and the evolution of kitchen design. Evan shares the history of the family-owned company, its expansion beyond Germany into international markets, and how a commitment to craftsmanship, innovation, and customer-centric design has helped eggersmann remain at the forefront of the industry. The conversation explores how kitchens have evolved from purely functional spaces into the focal point of the modern home. Evan discusses the growing importance of customization, premium materials, and integrating technology into cabinetry and kitchen systems. He also shares insights into designing for both historic and contemporary homes, balancing timeless aesthetics with modern functionality, and creating solutions that meet the unique needs of each client. Ted and Evan also discuss emerging trends in luxury design, including sustainability, accessibility, aging-in-place solutions, and the continued role of physical showrooms in an increasingly digital world. The episode offers a thoughtful look at how tradition and innovation can work together to create exceptional design experiences and why understanding customer needs remains the foundation of lasting success. TOPICS DISCUSSED 01:30 History of Eggersmann and Family Legacy 03:45 Expanding Beyond Germany: International Growth 06:15 Customer Aesthetics and Market Preferences 07:40 Designing for Historic and Modern Homes 09:00 Materials and Customization in Cabinetry 10:45 Evolution of the Kitchen as a Focal Point 13:00 Innovative Features and Functionalities 14:00 Sustainable and Natural Materials 19:00 Technological Advancements in Kitchen Features 23:15 Developing New Systems and Customer Needs 29:45 Future Trends in Cabinetry and Design 32:30 Closets in luxury homes 41:00 Accessibility, Aging in Place Solutions, Changing Needs 42:45 The Importance of Physical Showrooms 46:15 Innovations During COVID and Beyond 49:00 Closing Remarks and Future Outlook CONNECT WITH GUEST Evan Soltoff Website LinkedIn Instagram KEY QUOTES FROM EPISODE "Understated luxury is our goal" "Flexibility is key to success" "Lighting transforms the space"

Doug Grant is the founder and chief formulator of Optimal Health Systems (OHS), a whole-food supplement company he built from the ground up starting in 1990. By 1993, he’d become the first full-time nutritionist hired by an NBA franchise, starting with the Phoenix Suns and later serving the San Antonio Spurs and Miami Heat through seven championship seasons in a decade. In this episode, Doug covers three major areas: The enzyme cascade science behind his flagship digestive product The blood-work-first philosophy he’s built from more than two decades with professional athletes OHS’s developing work on microplastics (including a probiotic-derived enzyme and a blood-based plastic test that their independent chemist fully intended to disprove). We also get into DSHEA, in-house manufacturing, and why TruShieldâ„¢ Certified is the natural fit for a brand that was already doing third-party testing before anyone required it. TruShield’s origin story is told in our conversation with Lori Bestervelt, Ph.D., and Thane Campbell on Episode #193. Here, we get into why a company like Optimal Health Systems, who works with professional athletes, formulates the way they do, and why they need a service like TruShield Certified to ensure drug-free compliance. https://blog.priceplow.com/podcast/doug-grant-optimal-health-systems-225 Video: Doug Grant of Optimal Health Systems Explains Microplastics and More https://www.youtube.com/watch?v=1MSHRt328fs Detailed Show Notes with Doug Grant of Optimal Health Systems (0:00) – Doug Grant and the Road to the NBA (8:45) – The Enzyme Cascade Behind Digest-A-Meal (16:00) – How Processed Foods Are Breaking Us Down (19:45) – Foundation, Customization, and Intervention (27:00) – Blood Work Lessons from the NBA (33:45) – Why OHS Chose TruShieldâ„¢ Certified (42:15) – DSHEA, In-House Manufacturing, and the Three Criteria (47:00) – Tracking Microplastics Through the Blood (52:45) – ChemZyme, PlasticTest, and the Tupperware Case Study (1:03:00) – Data as the Foundation Where to Follow and Learn More Connect with Doug Grant LinkedIn: Douglas Grant Instagram: Douglas D Grant Optimal Health Systems Optimal Health Systems Website Instagram: @ohs4life LinkedIn: Optimal Health Systems Optimal Health Systems on PricePlow TruShieldâ„¢ Certified TruShieldâ„¢ Certified Website TruShieldâ„¢ Certified: WADA-Experienced Lab Launches Comprehensive Banned Substance Testing Program Episode #193: Banned Substances in Supplements? Not with TruShieldâ„¢ Certified: Lori Bestervelt & Thane Campbell

Jim McDonald sits down with Dan Moore, Senior Director of CIAM Strategy and Identity Standards at FusionAuth, for an in-depth conversation on customer identity and access management. Dan explains how FusionAuth views authentication as the front door to any application and why control, deployment flexibility, and developer ownership are central to their approach. The discussion covers progressive registration, friction vs. usability, customization options, identity standards, the build vs. buy debate, risk-based MFA, and how AI agents will shape the future of customer identity. This episode and others is made possible with support from FusionAuth. Learn more at fusionauth.io/idac.Connect with Dan: https://www.linkedin.com/in/mooreds/Learn more about FusionAuth: https://fusionauth.io/idacBlog article mentioned: https://bobdahacker.com/blog/fifa-hackConnect with us on LinkedIn:Jim McDonald: https://www.linkedin.com/in/jimmcdonaldpmp/Jeff Steadman: https://www.linkedin.com/in/jeffsteadman/Visit the show on the web at http://idacpodcast.com00:00:00 Introduction00:01:18 What is FusionAuth?00:03:15 Dan's identity origin story00:04:19 Developer focus and ethos00:06:54 Authentication as the front door00:10:00 Balancing friction and usability00:15:24 Customization in CIAM00:18:10 What sets FusionAuth apart00:20:33 FusionAuth's customer sweet spot00:25:48 Deployment flexibility and the control spectrum00:30:19 Common challenges in CIAM00:33:06 Build vs. buy for authentication00:36:00 Omni-channel authentication00:40:27 Why identity standards matter00:42:07 Risk-based MFA and intelligent challenges00:45:00 AI agents and the future of CIAM00:49:23 Closing thoughts00:51:35 Vacation roundupKeywords: IDAC, Identity at the Center, Jeff Steadman, Jim McDonald, Dan Moore, FusionAuth, CIAM, customer identity, authentication, access management, IAM, identity standards, MFA, risk-based authentication, progressive registration, OAuth, OIDC, SAML, AI agents, deployment flexibility, build vs buy, Sponsor Spotlight

Summary   In this episode, Jack from MirageGarden discusses innovative token standards, the future of NFTs, and how new blockchain technologies can empower communities and developers. He explores the concept of liquid object assets, the importance of open standards, and the potential for on-chain applications beyond simple collectibles.   Learn more about Mirage Garden: https://www.mirage.garden/  Chapters   00:00 Introduction and Guest Background 00:27 Crypto Anniversary and Personal Journey 00:59 Jack's Background in Community Management and Crypto 01:29 Early Crypto Projects and DeFi on Cardano 02:24 Evolution of MirageGarden and Multi-Chain Plans 03:37 Crypto Events and Community Building 04:07 The Role of Education in Crypto Adoption 05:28 NFT Utility and Future Potential 06:03 Innovations in ERC Protocols and On-Chain Assets 07:20 AI and Smart Contract Development 08:42 Funging NFTs and New Token Types 09:11 Stateful Tracking of Token Assets 10:08 Community-First Token Design and Use Cases 11:17 NFT Market Evolution and Rarity 12:29 Trade and Utility of Unique Collectibles 13:45 Future of In-Game Assets and Cross-Game Utility 14:52 Inverse NFT Concept and Liquid Object Assets 16:17 Token-Gated Objects and Micro Ledgers 17:14 Stateful Objects for Debt and Collateral 18:43 Open Standard for Token Types 20:00 Use Cases for Stateful Token Objects 21:34 Combating Wash Trading with New Token Standards 22:43 Launchpad for New Token Types and Applications 24:35 Low Fees and Open Protocols 26:22 Differentiation from Other Standards and Projects 27:03 Empowering Developers and Community 28:26 On-Chain Content and Sharding 29:54 Standardization and Interoperability 30:24 Community-Driven Innovation in Crypto 32:46 Addressing Flaws and Future Improvements 34:39 Open Standard and Marketplace Vision 36:28 Features and Flexibility of New Token Types 37:50 Re-Rolling and Customization of Token Assets 39:20 Getting Started with MirageGarden 40:47 Final Words and Community Call to Action

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Cheryl Taylor Anderson. Podcast: Money Making Conversations MasterclassHost: Rushion McDonaldGuest: Cheryl Taylor Anderson, Real Estate Broker (Metro Atlanta) 1. Purpose of the Interview The core purpose of this interview is to educate, empower, and motivate listeners—particularly first‑time homebuyers, renters, veterans, and people of color—to pursue homeownership as a wealth‑building strategy. Specifically, the conversation aims to: Demystify the homebuying process Combat fear and misinformation around mortgages Highlight low‑ and zero‑down payment opportunities Explain how homeowners can build equity faster Emphasize real estate as a key tool for generational wealth Encourage disciplined financial decisions rooted in ownership rather than renting Rushion positions the discussion as a knowledge‑sharing opportunity to help listeners move from renting to owning, especially in communities historically excluded from homeownership. 2. Interview Overview Cheryl Taylor Anderson brings more than 20 years of real estate experience and over $400 million in sales in Metro Atlanta. She works with: First‑time homebuyers VA and military families Move‑up buyers Luxury clients and institutional sellers Throughout the interview, Cheryl provides practical, real‑world examples—including her own story as a former single mother and homeowner—to ease fear, explain financing, and correct misconceptions about buying a home. 3. Key Takeaways A. Many Renters Can Already Afford to Own One of the central points is that many renters are paying as much—or more—than mortgage payments without building equity. Rent payments offer no tax benefits Mortgage payments build ownership and wealth Homeowners can deduct mortgage interest (unlike rent) Key idea: Many people qualify for ownership but are held back by misinformation and fear. B. First‑Time Homebuyers Have More Options Than They Realize Cheryl explains that many buyers are unaware of: Zero‑down payment programs Builder incentives covering closing costs Opportunities to move into homes with minimal out‑of‑pocket costs In some cases, buyers are only required to bring earnest money, making homeownership far more accessible than expected. C. VA and Veteran Benefits Are Underused Cheryl strongly emphasizes VA loans as one of the most powerful tools for homeownership: 100% financing (zero down payment) Ability to ask sellers for up to 6% in closing cost contributions Certain veterans may be exempt from property taxes Lower monthly payments overall Veterans are encouraged to use their benefits, even years after leaving military service. D. A 30‑Year Mortgage Does Not Mean 30 Years of Debt Cheryl reframes mortgage timelines by teaching strategic repayment: Paying bi‑weekly instead of monthly Adding small extra payments ($50–$100/month) Reducing both interest and principal faster She uses her personal example of being close to paying off her home early despite starting with a traditional 30‑year loan. E. Homeownership Builds Stability and Community The interview contrasts renting versus owning: Ownership benefits include: Equity growth Customization and upgrades Neighborhood relationships Security and long‑term stability A tangible asset to pass to children Even HOA‑managed communities—while sometimes frustrating—protect property values and neighborhood standards. F. Home Warranties Reduce Fear of Maintenance To address anxiety about repairs, Cheryl recommends home warranties: Cover major systems (HVAC, water heaters, appliances) Low service fees when repairs are needed Can be negotiated into purchase contracts Provide peace of mind similar to apartment maintenance This is especially helpful for first‑time buyers. G. Social Media Builds Trust and Visibility Cheryl explains how social media strengthens her business: Buyers see real closings, celebrations, and testimonials Creates emotional connection and trust Inspires others to picture themselves as homeowners Visibility drives confidence and referrals. H. Education and Adaptability Drive Longevity Cheryl credits her success through: The 2008 housing crisis COVID‑19 Market shifts to constant learning, flexibility, and strategy pivots (e.g., foreclosures, BPOs, builder incentives). 4. Notable Quotes On Renting vs. Owning “Never be willing to pay somebody more than you’re willing to pay yourself.” On First‑Time Buyer Fear “Don’t let the longevity scare you. In an apartment, you’re building nothing.” On VA Benefits “Veterans can come to the table with zero down—and sometimes no property taxes.” On Mortgage Strategy “Pay every two weeks and it knocks down your interest and principal faster.” On Equity “Rent doesn’t give you anything to leave your children. Homeownership does.” On Homeownership Mindset “People are willing to pay their landlord more than they’ll pay themselves.” 5. Overall Takeaway This interview reinforces homeownership as one of the most powerful, attainable tools for building long‑term wealth—when buyers are properly educated, supported, and encouraged to move past fear and misinformation. Cheryl Taylor Anderson demonstrates that: Buying a home is often more accessible than people believe Strategic mortgage management can drastically shorten debt timelines Ownership builds equity, stability, and generational opportunity #SHMS #BEST #STRAW #AMISee omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Cheryl Taylor Anderson. Podcast: Money Making Conversations MasterclassHost: Rushion McDonaldGuest: Cheryl Taylor Anderson, Real Estate Broker (Metro Atlanta) 1. Purpose of the Interview The core purpose of this interview is to educate, empower, and motivate listeners—particularly first‑time homebuyers, renters, veterans, and people of color—to pursue homeownership as a wealth‑building strategy. Specifically, the conversation aims to: Demystify the homebuying process Combat fear and misinformation around mortgages Highlight low‑ and zero‑down payment opportunities Explain how homeowners can build equity faster Emphasize real estate as a key tool for generational wealth Encourage disciplined financial decisions rooted in ownership rather than renting Rushion positions the discussion as a knowledge‑sharing opportunity to help listeners move from renting to owning, especially in communities historically excluded from homeownership. 2. Interview Overview Cheryl Taylor Anderson brings more than 20 years of real estate experience and over $400 million in sales in Metro Atlanta. She works with: First‑time homebuyers VA and military families Move‑up buyers Luxury clients and institutional sellers Throughout the interview, Cheryl provides practical, real‑world examples—including her own story as a former single mother and homeowner—to ease fear, explain financing, and correct misconceptions about buying a home. 3. Key Takeaways A. Many Renters Can Already Afford to Own One of the central points is that many renters are paying as much—or more—than mortgage payments without building equity. Rent payments offer no tax benefits Mortgage payments build ownership and wealth Homeowners can deduct mortgage interest (unlike rent) Key idea: Many people qualify for ownership but are held back by misinformation and fear. B. First‑Time Homebuyers Have More Options Than They Realize Cheryl explains that many buyers are unaware of: Zero‑down payment programs Builder incentives covering closing costs Opportunities to move into homes with minimal out‑of‑pocket costs In some cases, buyers are only required to bring earnest money, making homeownership far more accessible than expected. C. VA and Veteran Benefits Are Underused Cheryl strongly emphasizes VA loans as one of the most powerful tools for homeownership: 100% financing (zero down payment) Ability to ask sellers for up to 6% in closing cost contributions Certain veterans may be exempt from property taxes Lower monthly payments overall Veterans are encouraged to use their benefits, even years after leaving military service. D. A 30‑Year Mortgage Does Not Mean 30 Years of Debt Cheryl reframes mortgage timelines by teaching strategic repayment: Paying bi‑weekly instead of monthly Adding small extra payments ($50–$100/month) Reducing both interest and principal faster She uses her personal example of being close to paying off her home early despite starting with a traditional 30‑year loan. E. Homeownership Builds Stability and Community The interview contrasts renting versus owning: Ownership benefits include: Equity growth Customization and upgrades Neighborhood relationships Security and long‑term stability A tangible asset to pass to children Even HOA‑managed communities—while sometimes frustrating—protect property values and neighborhood standards. F. Home Warranties Reduce Fear of Maintenance To address anxiety about repairs, Cheryl recommends home warranties: Cover major systems (HVAC, water heaters, appliances) Low service fees when repairs are needed Can be negotiated into purchase contracts Provide peace of mind similar to apartment maintenance This is especially helpful for first‑time buyers. G. Social Media Builds Trust and Visibility Cheryl explains how social media strengthens her business: Buyers see real closings, celebrations, and testimonials Creates emotional connection and trust Inspires others to picture themselves as homeowners Visibility drives confidence and referrals. H. Education and Adaptability Drive Longevity Cheryl credits her success through: The 2008 housing crisis COVID‑19 Market shifts to constant learning, flexibility, and strategy pivots (e.g., foreclosures, BPOs, builder incentives). 4. Notable Quotes On Renting vs. Owning “Never be willing to pay somebody more than you’re willing to pay yourself.” On First‑Time Buyer Fear “Don’t let the longevity scare you. In an apartment, you’re building nothing.” On VA Benefits “Veterans can come to the table with zero down—and sometimes no property taxes.” On Mortgage Strategy “Pay every two weeks and it knocks down your interest and principal faster.” On Equity “Rent doesn’t give you anything to leave your children. Homeownership does.” On Homeownership Mindset “People are willing to pay their landlord more than they’ll pay themselves.” 5. Overall Takeaway This interview reinforces homeownership as one of the most powerful, attainable tools for building long‑term wealth—when buyers are properly educated, supported, and encouraged to move past fear and misinformation. Cheryl Taylor Anderson demonstrates that: Buying a home is often more accessible than people believe Strategic mortgage management can drastically shorten debt timelines Ownership builds equity, stability, and generational opportunity #SHMS #BEST #STRAW #AMISupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Cheryl Taylor Anderson. Podcast: Money Making Conversations MasterclassHost: Rushion McDonaldGuest: Cheryl Taylor Anderson, Real Estate Broker (Metro Atlanta) 1. Purpose of the Interview The core purpose of this interview is to educate, empower, and motivate listeners—particularly first‑time homebuyers, renters, veterans, and people of color—to pursue homeownership as a wealth‑building strategy. Specifically, the conversation aims to: Demystify the homebuying process Combat fear and misinformation around mortgages Highlight low‑ and zero‑down payment opportunities Explain how homeowners can build equity faster Emphasize real estate as a key tool for generational wealth Encourage disciplined financial decisions rooted in ownership rather than renting Rushion positions the discussion as a knowledge‑sharing opportunity to help listeners move from renting to owning, especially in communities historically excluded from homeownership. 2. Interview Overview Cheryl Taylor Anderson brings more than 20 years of real estate experience and over $400 million in sales in Metro Atlanta. She works with: First‑time homebuyers VA and military families Move‑up buyers Luxury clients and institutional sellers Throughout the interview, Cheryl provides practical, real‑world examples—including her own story as a former single mother and homeowner—to ease fear, explain financing, and correct misconceptions about buying a home. 3. Key Takeaways A. Many Renters Can Already Afford to Own One of the central points is that many renters are paying as much—or more—than mortgage payments without building equity. Rent payments offer no tax benefits Mortgage payments build ownership and wealth Homeowners can deduct mortgage interest (unlike rent) Key idea: Many people qualify for ownership but are held back by misinformation and fear. B. First‑Time Homebuyers Have More Options Than They Realize Cheryl explains that many buyers are unaware of: Zero‑down payment programs Builder incentives covering closing costs Opportunities to move into homes with minimal out‑of‑pocket costs In some cases, buyers are only required to bring earnest money, making homeownership far more accessible than expected. C. VA and Veteran Benefits Are Underused Cheryl strongly emphasizes VA loans as one of the most powerful tools for homeownership: 100% financing (zero down payment) Ability to ask sellers for up to 6% in closing cost contributions Certain veterans may be exempt from property taxes Lower monthly payments overall Veterans are encouraged to use their benefits, even years after leaving military service. D. A 30‑Year Mortgage Does Not Mean 30 Years of Debt Cheryl reframes mortgage timelines by teaching strategic repayment: Paying bi‑weekly instead of monthly Adding small extra payments ($50–$100/month) Reducing both interest and principal faster She uses her personal example of being close to paying off her home early despite starting with a traditional 30‑year loan. E. Homeownership Builds Stability and Community The interview contrasts renting versus owning: Ownership benefits include: Equity growth Customization and upgrades Neighborhood relationships Security and long‑term stability A tangible asset to pass to children Even HOA‑managed communities—while sometimes frustrating—protect property values and neighborhood standards. F. Home Warranties Reduce Fear of Maintenance To address anxiety about repairs, Cheryl recommends home warranties: Cover major systems (HVAC, water heaters, appliances) Low service fees when repairs are needed Can be negotiated into purchase contracts Provide peace of mind similar to apartment maintenance This is especially helpful for first‑time buyers. G. Social Media Builds Trust and Visibility Cheryl explains how social media strengthens her business: Buyers see real closings, celebrations, and testimonials Creates emotional connection and trust Inspires others to picture themselves as homeowners Visibility drives confidence and referrals. H. Education and Adaptability Drive Longevity Cheryl credits her success through: The 2008 housing crisis COVID‑19 Market shifts to constant learning, flexibility, and strategy pivots (e.g., foreclosures, BPOs, builder incentives). 4. Notable Quotes On Renting vs. Owning “Never be willing to pay somebody more than you’re willing to pay yourself.” On First‑Time Buyer Fear “Don’t let the longevity scare you. In an apartment, you’re building nothing.” On VA Benefits “Veterans can come to the table with zero down—and sometimes no property taxes.” On Mortgage Strategy “Pay every two weeks and it knocks down your interest and principal faster.” On Equity “Rent doesn’t give you anything to leave your children. Homeownership does.” On Homeownership Mindset “People are willing to pay their landlord more than they’ll pay themselves.” 5. Overall Takeaway This interview reinforces homeownership as one of the most powerful, attainable tools for building long‑term wealth—when buyers are properly educated, supported, and encouraged to move past fear and misinformation. Cheryl Taylor Anderson demonstrates that: Buying a home is often more accessible than people believe Strategic mortgage management can drastically shorten debt timelines Ownership builds equity, stability, and generational opportunity #SHMS #BEST #STRAW #AMISee omnystudio.com/listener for privacy information.

In this episode of AI at Work, Tim Staton sits down with Kate Marshall, founder of the GRAI Fractional Chief AI Officer and author of AI at Work. They explore practical how to use AI at work, effective ways to use AI at work, and answer the common question how can AI help me at work while addressing can I use AI at work responsibly in professional environments.   Kate shares expert guidance on AI at work who runs the office — the critical balance between human leadership and intelligent systems. The conversation dives deep into what is AI and data governance, AI and data governance and privacy OECD frameworks, and the role of the Centre for AI and Data Governance in helping organizations stay compliant. They also unpack what is AI and cybersecurity, AI and machine learning cybersecurity, generative AI and cybersecurity, and tackle the debate AI and cybersecurity which is better when building secure, resilient systems.   The AI Revolution and Human Potential Tim Staton and Kate Marshall discuss a vision where AI augments human potential instead of replacing it. Kate emphasizes shifting the narrative from job loss to exponential human growth by letting AI handle repetitive tasks. This approach reduces fear and helps employees embrace new ways to use AI at work for more creative, high-value outcomes.   Challenges in AI Adoption and Implementation Many organizations struggle to move beyond experimentation. Kate highlights common pitfalls including legacy systems, data integrity issues, and resistance rooted in uncertainty about how can AI help me at work versus the risks involved. She stresses the need for clear strategy rather than simply “grabbing onto AI” without proper planning.   Data Integrity, Governance & Security Data concerns remain a major barrier. Kate strongly recommends enterprise-grade tools over free versions and explains best practices around AI and data governance, privacy regulations like HIPAA, and protecting sensitive information. The discussion covers responsible data handling and why governance must be foundational to any successful AI strategy.   Training, Customization & Human Oversight Kate addresses the problem of generic “AI slop” and shows how proper training and customization lead to outstanding results. She clarifies the difference between automations and adaptive AI agents while reinforcing the importance of keeping humans in control. Listeners gain practical insights on how to use AI at work effectively, including the human-in-the-loop model that prevents errors and ensures alignment with business goals.   Strategic Implementation & Future of Work The episode provides a clear roadmap: start with goals, not tools. Kate's book AI at Work offers a practical checklist-based approach ideal for non-technical leaders. They also explore how organizational structures and roles are evolving, the rise of fractional Chief AI Officers, and how to prepare teams for the significant changes ahead. Whether you're wondering can I use AI at work, seeking proven ways to use AI at work, or need clarity on AI and cybersecurity, this conversation delivers actionable strategies, responsible AI policies, and a balanced view on the future of work.   Key Topics: The importance of AI literacy for organizational leadership Balancing technological innovation with human elements Common pitfalls in AI adoption, including data integrity and governance Practical steps to move from AI experimentation to strategic implementation Developing responsible AI policies that protect sensitive data Human in the loop vs. human out of the loop How to train teams effectively for AI adoption Organizing around clear goals, not just the tools The future of work: preparing for AI integration and workforce transformation   This episode is essential listening for leaders and professionals who want to thrive in the AI era. Subscribe for more expert conversations on how to use AI at work responsibly and effectively.   Connect With Kate Marshall: LinkedIn: https://www.linkedin.com/in/kate-b-marshall/ Website: https://thegr.ai/ Book: https://a.co/d/0dZ15wKd     Connect With Tim Website: timstatingtheobvious.com Facebook: https://www.facebook.com/timstatingtheobvious YouTube: https://www.youtube.com/channel/UCHfDcITKUdniO8R3RP0lvdw Instagram: @TimStating TikTok: @timstatingtheobvious LinkedIn: https://www.linkedin.com/in/tim-staton-04b41a271/ SKOOL Community: https://www.skool.com/timstatingtheobvious-9537/about?ref=de9c7e65d8ba4eeabc1a8eea413c125b

In this episode of Take-Away with Sam Oches, Sam talks with Lance Juhas, co-CEO of Piada Italian Street Food, a Columbus-based Italian fast casual that has grown to 62 locations in 16 years. Piada was founded by Bravo Brio cofounder Chris Doody and it's earned a reputation over the years as a great operator with a one-of-a-kind menu — one that's helped it enjoy 29 straight quarters of same-store sales growth. But to this point Piada's growth has been slow and deliberate as the company pieces together the right playbook for growth. That playbook is ready, and Lance — whose career included 16 years with Bravo Brio after stops with J. Alexander's and Hillstone Restaurant Group — is steering the brand into its next growth phase. He joined the podcast to talk about all the little details that go into a great restaurant experience, and about the right way to evolve a restaurant business.In this conversation, you'll find out why:Your customers will tell you what your star menu item is Hospitality is the ingredient that brings customers back You should never take the crab out of the crab cakes Customization is not for everybody You've got to earn the right to growA guest's endorsement is gold — and harder and harder to getRegister for CREATE here: https://informaconnect.com/create/ Have feedback or ideas for Take-Away? Email Sam at sam.oches@informa.com.

Chapters 00:00 Introduction and Personal Updates 01:19 Focus on Portfolio Size and Risk Tolerance 03:39 Understanding Sell-Through Rates and Acquisition Costs 06:29 Portfolio Management and Diversification Strategies 08:40 Market Strategies: Volume vs. Opportunistic Buying 11:07 Market Inefficiencies and Niche Opportunities 13:19 Escalating a Domain Portfolio: Systematic Approaches 15:20 The Lifecycle of Domain Portfolios and Subsets 18:28 Making Money and Portfolio Optimization 20:52 Number Strategies for Portfolio Growth and Reinvestment 24:19 Adapting to Market Cycles and Economic Conditions 27:16 Quarterly Portfolio Review and Data Analysis 31:23 Dealing with Small Portfolios and Randomness 34:58 Leveraging AI and Data Tools for Analysis 37:45 Using Spreadsheets and Data for Portfolio Planning 40:21 Scaling Strategies: Volume, Quality, and Market Trends 44:03 Long-Term Consistency and Portfolio Management 47:50 The Future of Domain Investing and Community Insights 01:47 The Role of Data and Knowledge in Domain Sales 04:37 Details of the Upcoming LTO Rollout and Its Benefits 09:12 Configurable Payment Terms and Down Payments 13:45 The Importance of Customization and Branding in Landers 18:06 Strategies for Encouraging Serious Buyer Engagement 22:57 Early Payoff Options and Flexibility in Payments 27:16 The Future of Marketplace Integration and Broker Networks 32:20 Balancing Profit, Default Rates, and Buyer Psychology 36:34 The Impact of Trust and Platform Credibility 41:17 Final Thoughts and Upcoming Developments Check out https://unstoppabledomains.com

Technology is evolving rapidly and with it, the boundaries of personal privacy are being tested. Privacy, security, and user choice are the foundations of responsible technology. When AI and cameras are everywhere, where should responsibility truly lie?KEY MOMENTS 02:29 Evolution of technology as entrepreneur perspective 04:56 Invasiveness and risk factor of technology 10:14 What Smart safe does? 11:51 How the Smart safe works 17:16 User controls and Customization 20:30 Advice for using Tech Responsibly 24:01 Where to buy this safe and product availability In this episode of the FIT4Privacy Podcast, host Punit Bhatia speaks with serial entrepreneur Oscar Hedaya about how emerging technologies, from AI and surveillance systems to connected everyday products, are reshaping our private spaces. They explore the growing privacy paradox: our desire for protection, convenience, and innovation versus the risks of constant monitoring, data misuse, and loss of control. Through real-world examples including smart devices and digital safes. The episode examines what responsible innovation looks like in practice. Listeners will gain insights into transparency, security‑by‑design, local data storage, and the importance of user choice, as well as why trust in technology providers matters more than ever. ⸻ ABOUT THE GUEST Oscar Hedaya, founder and CEO of SPACE. I've created The Space Safe, which is a connected physical security product that combines hardware, software, and cloud technology; the first of its kind. My background has been in product development and sales for over 15 years. Building a product that physically protects people's most sensitive items while relying on software and internet connectivity forced me to confront privacy, security, and user control in very real ways, not hypothetical. My focus today is designing connected products that respect ownership, provide transparency, and earn trust over time, especially in homes, hospitality, and business environments.  ABOUT THE HOST    Punit Bhatia is one of the leading privacy experts who works independently and has worked with professionals in over 30 countries. Punit works with business and privacy leaders to create an organization culture with high privacy awareness and compliance as a business priority. Selectively, Punit is open to mentor and coach privacy professionals.   ⸻ Resources & Links  Guest Links Oscar Hedaya • LinkedIn: https://www.linkedin.com/in/ohedaya/  • Website: https://www.thespacesafe.com/   Grow Skills (Privacy Courses & Insights) • Courses: https://growskills.store/courses/ • Insights: https://growskills.store/insights/ • Website: https://growskills.store/  FIT4Privacy • Website: https://www.fit4privacy.com • Podcast: https://www.fit4privacy.com/podcast • Blog: https://www.fit4privacy.com/blog • YouTube: http://youtube.com/fit4privacy  Punit Bhatia • Website: https://www.punitbhatia.com  Books  • Be Ready for GDPR • AI & Privacy – How to Find Balance • Intro to GDPR • Be an Effective DPO 

India Temporarily Blocks Telegram Over Medical Exam Fraud Concerns, Meta Introduces Facebook AI Mode to Convert Public Content into Conversational Knowledge Base, American Express Acquires TheFork in $700 Million All-Cash Deal. MP3 Please SUBSCRIBE HERE for free or get DTNS shows ad-free. A special thanks to all our supporters–without you, none of this would beContinue reading "Threads Hits 500 Million Users and Unveils New Community and Customization Tools – DTH"

Technology is evolving rapidly and with it, the boundaries of personal privacy are being tested. Privacy, security, and user choice are the foundations of responsible technology. When AI and cameras are everywhere, where should responsibility truly lie?KEY MOMENTS 02:29 Evolution of technology as entrepreneur perspective 04:56 Invasiveness and risk factor of technology 10:14 What Smart safe does? 11:51 How the Smart safe works 17:16 User controls and Customization 20:30 Advice for using Tech Responsibly 24:01 Where to buy this safe and product availabilityIn this episode of the FIT4Privacy Podcast, host Punit Bhatia speaks with serial entrepreneur Oscar Hedaya about how emerging technologies, from AI and surveillance systems to connected everyday products, are reshaping our private spaces.They explore the growing privacy paradox: our desire for protection, convenience, and innovation versus the risks of constant monitoring, data misuse, and loss of control. Through real-world examples including smart devices and digital safes. The episode examines what responsible innovation looks like in practice.Listeners will gain insights into transparency, security‑by‑design, local data storage, and the importance of user choice, as well as why trust in technology providers matters more than ever. ⸻ ABOUT THE GUEST Oscar Hedaya, founder and CEO of SPACE. I've created The Space Safe, which is a connected physical security product that combines hardware, software, and cloud technology; the first of its kind. My background has been in product development and sales for over 15 years. Building a product that physically protects people's most sensitive items while relying on software and internet connectivity forced me to confront privacy, security, and user control in very real ways, not hypothetical. My focus today is designing connected products that respect ownership, provide transparency, and earn trust over time, especially in homes, hospitality, and business environments.  ABOUT THE HOST    Punit Bhatia is one of the leading privacy experts who works independently and has worked with professionals in over 30 countries. Punit works with business and privacy leaders to create an organization culture with high privacy awareness and compliance as a business priority. Selectively, Punit is open to mentor and coach privacy professionals.   ⸻ Resources & Links  Guest Links Oscar Hedaya • LinkedIn: https://www.linkedin.com/in/ohedaya/  • Website: https://www.thespacesafe.com/   Grow Skills (Privacy Courses & Insights) • Courses: https://growskills.store/courses/ • Insights: https://growskills.store/insights/ • Website: https://growskills.store/  FIT4Privacy • Website: https://www.fit4privacy.com • Podcast: https://www.fit4privacy.com/podcast • Blog: https://www.fit4privacy.com/blog • YouTube: http://youtube.com/fit4privacy  Punit Bhatia • Website: https://www.punitbhatia.com  Books  • Be Ready for GDPR • AI & Privacy – How to Find Balance • Intro to GDPR • Be an Effective DPO 

Show Notes: Lana Newishy, founder of Hey Intake, explains that Hey Intake is one of several startups she has founded, which focuses on improving the client experience in the initial stages of a project. The Client Intake Process Lana  highlights common issues in the client intake process, such as disorganized communication, missing information, and inefficient discovery calls. She emphasizes the loss of opportunities due to inefficient intake processes and the need for a structured system. Lead Qualification and Filtering Issues Lana discusses the broken lead qualification process, where consultants often react to discovery calls without proper filtering. She points out information asymmetry, where clients don't know what to share, and consultants don't ask the right questions consistently.  Streamlining the Intake Process Lana mentions the fragmentation of tools, such as emails, documents, CRM systems, and file sharing, which are not connected in a single flow. She introduces the idea of a single, structured flow from first contact to service completion to streamline the intake process. A Demonstration of Hey Intake Lana shares her screen to demonstrate the Hey Intake dashboard, which includes tabs for dashboard, submissions, contacts, form builder, email templates, automations, analytics, team settings, and support. Dashboard Lana explains the AI-driven suggestions on the dashboard, which prioritize tasks based on the current stage of the intake process. Submissions Window She demonstrates the submissions window, which categorizes submissions into lead phase, intake phase, and service phase, and provides AI scores for prioritization. Lana continues to explain the submissions window, showing how submissions are scored and prioritized based on AI analysis.    Submissions Drawer She demonstrates the submission drawer, which allows users to update the phase of a contact, request documents, and send e-signatures. Lana mentions the form builder, which allows users to create custom forms with various templates and fields. She explains the flexibility of adding fields, customizing inputs, and setting AI scoring weights to prioritize requests. Integrating with CRM Systems Lana discusses the ability to integrate Hey Intake with existing CRM systems and legal project management tools. She explains that some clients prefer to keep their existing systems and connect them with Hey Intake for a seamless process.    Form Builder When asked about the form builder,  Lana demonstrates how to create and customize forms, including adding fields, customizing branding, and setting up automations. She highlights the importance of keeping forms simple and quick to fill out to avoid discouraging potential clients.  Email Templates Library Email Templates Library Lana demonstrates the email templates library, which includes pre-built templates and the ability to edit them manually or with AI. She emphasizes the flexibility of the system to meet the specific needs of different clients and businesses.  Automations Tab Lana introduces the automations tab, which shows the flows for various actions, such as sending emails, requesting documents, and following up on actions. She explains how to set up custom automations and toggle them on and off. The Vendor Setup System Lana explains how Hey Intake helps with vendor setup, including requesting documents, managing client portals, and handling e-signatures.   Uploading Documents She demonstrates the process of uploading documents for e-signatures and integrating with services like DocuSign and SignWell. Lana highlights the native storage options and the ability to connect with clients' private storage facilities. She emphasizes the importance of streamlining the onboarding process to save time and reduce administrative burdens. Hey Intake Customer Base Lana discusses the current customer base, which includes law firms, accountants, photographers, home renovators, and B2B consultants. She mentions the potential to focus on specific verticals in the future based on data collection and user feedback. The conversation turns to the development process, and Lana explains that she has a development team based in Canada that helps build B2B AI-based solutions. Lana highlights the structured validation process and the importance of a framework for successful development and launch. Hey Intake Pricing Lana provides information about the pricing of Hey Intake, which starts at $16 per month for the annual plan and $19.40 per month for the monthly plan. She mentions the availability of an enterprise tier for custom solutions. Timestamps: 05:07: Demonstration of Hey Intake Dashboard  12:50: Detailed Walkthrough of Submissions and Form Builder  22:33: Integration and Customization of Hey Intake 22:57: Automations and Email Templates  26:20: Vendor Setup and Document Management 31:02: Customer Base and Future Plans  35:29: Pricing and Contact Information  Links: Website: https://heyintake.com/ This episode on Umbrex: https://umbrex.com/unleashed/episode-648-lana-newishy-founder-of-hey-intake/ Unleashed is produced by Umbrex, which has a mission of connecting independent management consultants with one another, creating opportunities for members to meet, build relationships, and share lessons learned. Learn more at www.umbrex.com. *AI generated timestamps and show notes.  

Hello voices from the bench community, John Wilson here and I wanted to share some news about the evolution of the Programill lineup. Most importantly, Ivoclar's new PrograMill 7. What stands out right away is the reduced air consumption this mill requires, but what you'll notice first is that impressive new touchscreen. For us, the biggest advantage has been increased spindle power. My laboratory's known for these larger cases with complex geometries, and I can tell you that extra power really makes a difference. Next time you see your Ivoclar representative, be sure to ask about the PrograMill 7 and tell them John Wilson sent you. Thank you. At exocad Insights in beautiful Mallorca, we finally caught up with Felix from Imagine USA—and the timing couldn't have been better. As an exocad dealer on the front lines of digital dentistry, Felix shared his excitement about the strong turnout, the familiar faces, and most importantly, the innovation coming from exocad. What stood out most? The new exocad Hub and its cloud-based capabilities, along with powerful AI-driven tools inside DentalDB designed for efficient batch processing. For Felix and the Imagine team, it's not just about seeing what's new—it's about putting it to the test. By running new features through their own production facility first, they ensure real-world performance before bringing solutions to their customers. Beyond the technology, Felix emphasized the value of being there in person—connecting face-to-face with partners, having meaningful conversations, and stepping back to see where the industry is headed. And of course, doing it all in Mallorca doesn't hurt either. This week Elvis and Barb are back at exocad Insights 2026 where the microphones captured two very different conversations that somehow landed on the exact same thing: passion still matters. First up, we sat down with longtime dental technicians and Oral Design International Foundation members Pinhas Adar and Javier Perez to talk about the legacy of the legendary Willi Geller and how one man helped elevate dental technicians from the shadows to respected members of the restorative team. From stories of learning under masters in Switzerland to building a worldwide family of 127 members across 34 countries, the conversation dives deep into friendship, mentorship, craftsmanship, and why face-to-face connection still matters in a digital world. They also share details about upcoming memorial and symposium events dedicated to carrying on Willi's philosophy of passion, respect, and sharing knowledge without ego. Then the crew caught up with returning guest Dora Rodrigues, who has gone from conversion queen to certified exocad trainer, full-arch educator, and lab owner running an increasingly digital workflow. Dora talks about finally bringing milling in-house, the terrifying learning curve that came with it, and how mastering workflows like split bars and partial CAD has completely changed the way she designs full-arch restorations. Between traveling internationally to lecture, teaching labs how to streamline their workflows, and still designing cases herself, Dora proves that digital dentistry still takes serious technical skill, problem-solving, and obsession with detail. It's an episode full of passion, legacy, technology, and the reminder that no matter how digital dentistry gets… the people behind it still make all the difference. Today's dental labs are under more pressure than ever — tighter turnaround times, staffing challenges, and nonstop production demands. That's why efficiency and reliability matter more than ever before. More laboratories continue turning to Roland DGA and the proven performance of the DGSHAPE DWX Series milling solutions to keep production moving smoothly. Reliable workflows help reduce downtime, minimize remakes, and allow technicians to focus on quality work instead of troubleshooting equipment. For labs exploring digital dentures, the Elevate Denture Solution offers a streamlined workflow with validated CAM strategies and Ivotion compatibility through hyperDENT software — helping labs adopt digital production without unnecessary complexity. Because labs don't need more stress. They need dependable systems that simply work.Special Guests: Dora Rodrigues, Javier Perez Lopez, and Pinhas Adar MDT, CDT.

Most affiliate programs don't lose affiliates because the product is bad... they lose them because it's harder to promote your offer than someone else's. In this final episode of the 6 C's series, we're covering the last three C's: Competitive Commissions, Customization, and a Centralized Hub. I'll show you how to set commissions that attract the right partners, how to create custom assets like landing pages, swipe copy, and graphics without drowning in requests, and how to build one simple place affiliates can grab everything they need and start promoting fast. Links Mentioned in this Episode Your First 100 Affiliates Your Affiliate Launch Coach Affiliate Communication Calendar Affiliate Commitment Plan Affiliate Terms and Conditions Template

What happens when the mistake of a missed photo shoot turns into one of the most beloved CRMs for creative entrepreneurs? In this episode, I sat down with Dubsado co-founder and CEO Becca Berg to talk through building a SaaS company from scratch with her husband Jake, scaling to 30,000+ users, and why staying self-funded has shaped every decision they've made over the last decade.We talked about the real beginnings of Dubsado, the growing pains behind CRM development, why certain features take time, and what's actually coming inside Dubsado 3.0. Becca also opened up about one of the hardest moments in Dubsado history and how trusting her gut changed the way she leads the company today.If you've ever wondered what goes on behind the scenes of the CRM so many creatives rely on every day, this episode is for you.Find It Quickly00:38 - Meet Becca03:50 - Dubsado's Origin Story08:10 - Building the First CRM10:13 - Customization as the Edge12:02 - First Customers and Milestones17:46 - Growing the Team22:42 - Why Stay Self Funded25:20 - Why Features Take Time29:25 - Scheduling Feedback to Release31:24 - New Form Builder Vision34:10 - Subscriptions and Checkout36:53 - Beyond Project Based Work42:25 - Hard Lessons and Payments Crisis45:24 - Stripe Migration and Sub Accounts48:53 - Dubsado 3.0 Sunset TimelineConnect with BeccaWebsite: Dubsado.comInstagram: instagram.com/dubsadoInstagram: instagram.com/beccaliz_Threads: threads.com/@beccaliz_

No matter your role, experience or industry, we all (mostly) waste hours a week doing the same thing: manually creating slides. 

Show Notes: Mehdi Frikha, founder at  mzx.ai, explains that mzx.ai builds a crew of agents for all knowledge workers, including colleagues in the Umbrex network.  Generating Brand Proposals from RFPs He introduces the first agent, Hector, which generates brand proposals from RFPs or client pitches, from as little as half a page of information. He explains that you input your output language, preferences about proposal approach, the target, the tone etc. Users can include their own PowerPoint template,  and the agent will provide a proposal that is 100% branded and 100% compliant with context, objectives, and the firm's approach. Integrating Firm Knowledge Mehdi mentions that the product is more targeted towards the European and Middle Eastern markets, where long proposals are common. He confirms that the agent can integrate the firm's knowledge, CVs, credentials, and any proprietary databases to generate a full proposal. The final product is fully branded and can be up to 40-50 pages, including all necessary elements to win the RFP or project.  Demonstrating the PowerPoint Output Mehdi demonstrates the 41-slide PowerPoint output, which is a technical proposal for an economic development strategy for AIDO(Abu Dhabi Investment Office) and offers to make the  41-slide PowerPoint output available for viewers. He explains how users simply send the request to the agent. The agent delivers a comprehensive 41 slide presentation based on the information sent.  Mehdi demonstrates how the agent presents the context and objectives of the project including the importance of AI in translating Abu Dhabi's national ambitions into localized investment. The proposal includes global benchmarks, structural drivers, competitive windows, and institutional timing. The proposal also addresses economic and market risks, environmental spatial constraints, and demographic and talent challenges. Structuring the Proposal Mehdi explains that the overall approach to the project is laid out in phases, which can be customized based on the RFP or the firm's preferences. The agent can provide guidance on the structure of the approach, including the number of phases and steps. The detailed version of the approach in this demonstration is 11 pages and can be used as a more detailed project plan. Agent Attention to Detail  Mehdi highlights the attention to detail, including real bullets, semantic selection of icons that reflect the content of the page, and consultant-compliant quality. Mehdi mentions that the agent can be trained to include details such as a placeholder slide for pricing or investment, and any necessary disclaimers in the proposal  in the future. Mehdi introduces the next agent, which translates PowerPoint presentations automatically, including complex slides with timelines and Gantt charts. He demonstrates the translation feature, which translates slides and injects the content in the right place, including right-to-left languages and timelines that read right to left. It has the ability to mirror complex slides and the potential time-saving benefits. Mehdi shows how the platform can generate research reports on any topic, using the request for an overview of nuclear submarine coolant pumps as an example. The Platform Pricing Structure In the demonstration of the third agent, Mehdi explains that the entry subscription will be $20, allowing 120 slides. Enterprise offers will be available for firms that want to deploy the platform in a private cloud, ensuring data security. Mehdi provides the website for sign-up and mentions that there is a closed beta available for interested users, and he mentions that there are many agents in development and invites feedback from Umbrex members for new product ideas. Timestamps: 01:51: Details of Hector's Proposal Generation  03:47: Examination of the Proposal Example  05:34: Customization and Detailed Approach 08:56: Additional Features and Pricing 11:04: Translation and Research Report Generation  20:00 Future Developments and Pricing Structure  Links:   Website: https://mzx.ai/ Proposal permalink: https://umbrex.com/wp-content/uploads/2026/05/Proposal_example_Economic_Development_Strategy_for_Al_Dhafra_Region_English.pptx Report permalink: https://umbrex.com/wp-content/uploads/2026/05/Report_example_Nuclear_submarine_reactor_pump_manufacturers_overview.pptx This episode on Umbrex: https://umbrex.com/?p=287037 Unleashed is produced by Umbrex, which has a mission of connecting independent management consultants with one another, creating opportunities for members to meet, build relationships, and share lessons learned. Learn more at www.umbrex.com. *AI generated timestamps and show notes.  

Most Apple Watch users never bother to customize the screen they check dozens of times a day. This episode shows how a quick face makeover can actually streamline your routines and keep you focused. Customizing Apple Watch faces using the Watch app on iPhone How to switch and organize Apple Watch faces Restoring swipe-to-switch watch face option in settings Editing and reordering watch faces in the Watch app Complications turn watch faces from decorative to functional Building a rotation of faces for different activities or moods Syncing watch faces to Focus Modes for dynamic switching Sharing custom watch faces with friends New watch faces in watchOS 26 Smart Stack as a complement to complications on Apple Watch Host: Mikah Sargent Download or subscribe to Hands-On Apple at https://twit.tv/shows/hands-on-apple Want access to the ad-free audio and video and exclusive features? Become a member of Club TWiT today! https://twit.tv/clubtwit Club TWiT members can discuss this episode and leave feedback in the Club TWiT Discord. Sponsor: threatlocker.com/twit

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Cheryl Taylor Anderson. Podcast: Money Making Conversations MasterclassHost: Rushion McDonaldGuest: Cheryl Taylor Anderson, Real Estate Broker (Metro Atlanta) 1. Purpose of the Interview The core purpose of this interview is to educate, empower, and motivate listeners—particularly first‑time homebuyers, renters, veterans, and people of color—to pursue homeownership as a wealth‑building strategy. Specifically, the conversation aims to: Demystify the homebuying process Combat fear and misinformation around mortgages Highlight low‑ and zero‑down payment opportunities Explain how homeowners can build equity faster Emphasize real estate as a key tool for generational wealth Encourage disciplined financial decisions rooted in ownership rather than renting Rushion positions the discussion as a knowledge‑sharing opportunity to help listeners move from renting to owning, especially in communities historically excluded from homeownership. 2. Interview Overview Cheryl Taylor Anderson brings more than 20 years of real estate experience and over $400 million in sales in Metro Atlanta. She works with: First‑time homebuyers VA and military families Move‑up buyers Luxury clients and institutional sellers Throughout the interview, Cheryl provides practical, real‑world examples—including her own story as a former single mother and homeowner—to ease fear, explain financing, and correct misconceptions about buying a home. 3. Key Takeaways A. Many Renters Can Already Afford to Own One of the central points is that many renters are paying as much—or more—than mortgage payments without building equity. Rent payments offer no tax benefits Mortgage payments build ownership and wealth Homeowners can deduct mortgage interest (unlike rent) Key idea: Many people qualify for ownership but are held back by misinformation and fear. B. First‑Time Homebuyers Have More Options Than They Realize Cheryl explains that many buyers are unaware of: Zero‑down payment programs Builder incentives covering closing costs Opportunities to move into homes with minimal out‑of‑pocket costs In some cases, buyers are only required to bring earnest money, making homeownership far more accessible than expected. C. VA and Veteran Benefits Are Underused Cheryl strongly emphasizes VA loans as one of the most powerful tools for homeownership: 100% financing (zero down payment) Ability to ask sellers for up to 6% in closing cost contributions Certain veterans may be exempt from property taxes Lower monthly payments overall Veterans are encouraged to use their benefits, even years after leaving military service. D. A 30‑Year Mortgage Does Not Mean 30 Years of Debt Cheryl reframes mortgage timelines by teaching strategic repayment: Paying bi‑weekly instead of monthly Adding small extra payments ($50–$100/month) Reducing both interest and principal faster She uses her personal example of being close to paying off her home early despite starting with a traditional 30‑year loan. E. Homeownership Builds Stability and Community The interview contrasts renting versus owning: Ownership benefits include: Equity growth Customization and upgrades Neighborhood relationships Security and long‑term stability A tangible asset to pass to children Even HOA‑managed communities—while sometimes frustrating—protect property values and neighborhood standards. F. Home Warranties Reduce Fear of Maintenance To address anxiety about repairs, Cheryl recommends home warranties: Cover major systems (HVAC, water heaters, appliances) Low service fees when repairs are needed Can be negotiated into purchase contracts Provide peace of mind similar to apartment maintenance This is especially helpful for first‑time buyers. G. Social Media Builds Trust and Visibility Cheryl explains how social media strengthens her business: Buyers see real closings, celebrations, and testimonials Creates emotional connection and trust Inspires others to picture themselves as homeowners Visibility drives confidence and referrals. H. Education and Adaptability Drive Longevity Cheryl credits her success through: The 2008 housing crisis COVID‑19 Market shifts to constant learning, flexibility, and strategy pivots (e.g., foreclosures, BPOs, builder incentives). 4. Notable Quotes On Renting vs. Owning “Never be willing to pay somebody more than you’re willing to pay yourself.” On First‑Time Buyer Fear “Don’t let the longevity scare you. In an apartment, you’re building nothing.” On VA Benefits “Veterans can come to the table with zero down—and sometimes no property taxes.” On Mortgage Strategy “Pay every two weeks and it knocks down your interest and principal faster.” On Equity “Rent doesn’t give you anything to leave your children. Homeownership does.” On Homeownership Mindset “People are willing to pay their landlord more than they’ll pay themselves.” 5. Overall Takeaway This interview reinforces homeownership as one of the most powerful, attainable tools for building long‑term wealth—when buyers are properly educated, supported, and encouraged to move past fear and misinformation. Cheryl Taylor Anderson demonstrates that: Buying a home is often more accessible than people believe Strategic mortgage management can drastically shorten debt timelines Ownership builds equity, stability, and generational opportunity #SHMS #BEST #STRAWSteve Harvey Morning Show Online: http://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Cheryl Taylor Anderson. Podcast: Money Making Conversations MasterclassHost: Rushion McDonaldGuest: Cheryl Taylor Anderson, Real Estate Broker (Metro Atlanta) 1. Purpose of the Interview The core purpose of this interview is to educate, empower, and motivate listeners—particularly first‑time homebuyers, renters, veterans, and people of color—to pursue homeownership as a wealth‑building strategy. Specifically, the conversation aims to: Demystify the homebuying process Combat fear and misinformation around mortgages Highlight low‑ and zero‑down payment opportunities Explain how homeowners can build equity faster Emphasize real estate as a key tool for generational wealth Encourage disciplined financial decisions rooted in ownership rather than renting Rushion positions the discussion as a knowledge‑sharing opportunity to help listeners move from renting to owning, especially in communities historically excluded from homeownership. 2. Interview Overview Cheryl Taylor Anderson brings more than 20 years of real estate experience and over $400 million in sales in Metro Atlanta. She works with: First‑time homebuyers VA and military families Move‑up buyers Luxury clients and institutional sellers Throughout the interview, Cheryl provides practical, real‑world examples—including her own story as a former single mother and homeowner—to ease fear, explain financing, and correct misconceptions about buying a home. 3. Key Takeaways A. Many Renters Can Already Afford to Own One of the central points is that many renters are paying as much—or more—than mortgage payments without building equity. Rent payments offer no tax benefits Mortgage payments build ownership and wealth Homeowners can deduct mortgage interest (unlike rent) Key idea: Many people qualify for ownership but are held back by misinformation and fear. B. First‑Time Homebuyers Have More Options Than They Realize Cheryl explains that many buyers are unaware of: Zero‑down payment programs Builder incentives covering closing costs Opportunities to move into homes with minimal out‑of‑pocket costs In some cases, buyers are only required to bring earnest money, making homeownership far more accessible than expected. C. VA and Veteran Benefits Are Underused Cheryl strongly emphasizes VA loans as one of the most powerful tools for homeownership: 100% financing (zero down payment) Ability to ask sellers for up to 6% in closing cost contributions Certain veterans may be exempt from property taxes Lower monthly payments overall Veterans are encouraged to use their benefits, even years after leaving military service. D. A 30‑Year Mortgage Does Not Mean 30 Years of Debt Cheryl reframes mortgage timelines by teaching strategic repayment: Paying bi‑weekly instead of monthly Adding small extra payments ($50–$100/month) Reducing both interest and principal faster She uses her personal example of being close to paying off her home early despite starting with a traditional 30‑year loan. E. Homeownership Builds Stability and Community The interview contrasts renting versus owning: Ownership benefits include: Equity growth Customization and upgrades Neighborhood relationships Security and long‑term stability A tangible asset to pass to children Even HOA‑managed communities—while sometimes frustrating—protect property values and neighborhood standards. F. Home Warranties Reduce Fear of Maintenance To address anxiety about repairs, Cheryl recommends home warranties: Cover major systems (HVAC, water heaters, appliances) Low service fees when repairs are needed Can be negotiated into purchase contracts Provide peace of mind similar to apartment maintenance This is especially helpful for first‑time buyers. G. Social Media Builds Trust and Visibility Cheryl explains how social media strengthens her business: Buyers see real closings, celebrations, and testimonials Creates emotional connection and trust Inspires others to picture themselves as homeowners Visibility drives confidence and referrals. H. Education and Adaptability Drive Longevity Cheryl credits her success through: The 2008 housing crisis COVID‑19 Market shifts to constant learning, flexibility, and strategy pivots (e.g., foreclosures, BPOs, builder incentives). 4. Notable Quotes On Renting vs. Owning “Never be willing to pay somebody more than you’re willing to pay yourself.” On First‑Time Buyer Fear “Don’t let the longevity scare you. In an apartment, you’re building nothing.” On VA Benefits “Veterans can come to the table with zero down—and sometimes no property taxes.” On Mortgage Strategy “Pay every two weeks and it knocks down your interest and principal faster.” On Equity “Rent doesn’t give you anything to leave your children. Homeownership does.” On Homeownership Mindset “People are willing to pay their landlord more than they’ll pay themselves.” 5. Overall Takeaway This interview reinforces homeownership as one of the most powerful, attainable tools for building long‑term wealth—when buyers are properly educated, supported, and encouraged to move past fear and misinformation. Cheryl Taylor Anderson demonstrates that: Buying a home is often more accessible than people believe Strategic mortgage management can drastically shorten debt timelines Ownership builds equity, stability, and generational opportunity #SHMS #BEST #STRAWSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Cheryl Taylor Anderson. Podcast: Money Making Conversations MasterclassHost: Rushion McDonaldGuest: Cheryl Taylor Anderson, Real Estate Broker (Metro Atlanta) 1. Purpose of the Interview The core purpose of this interview is to educate, empower, and motivate listeners—particularly first‑time homebuyers, renters, veterans, and people of color—to pursue homeownership as a wealth‑building strategy. Specifically, the conversation aims to: Demystify the homebuying process Combat fear and misinformation around mortgages Highlight low‑ and zero‑down payment opportunities Explain how homeowners can build equity faster Emphasize real estate as a key tool for generational wealth Encourage disciplined financial decisions rooted in ownership rather than renting Rushion positions the discussion as a knowledge‑sharing opportunity to help listeners move from renting to owning, especially in communities historically excluded from homeownership. 2. Interview Overview Cheryl Taylor Anderson brings more than 20 years of real estate experience and over $400 million in sales in Metro Atlanta. She works with: First‑time homebuyers VA and military families Move‑up buyers Luxury clients and institutional sellers Throughout the interview, Cheryl provides practical, real‑world examples—including her own story as a former single mother and homeowner—to ease fear, explain financing, and correct misconceptions about buying a home. 3. Key Takeaways A. Many Renters Can Already Afford to Own One of the central points is that many renters are paying as much—or more—than mortgage payments without building equity. Rent payments offer no tax benefits Mortgage payments build ownership and wealth Homeowners can deduct mortgage interest (unlike rent) Key idea: Many people qualify for ownership but are held back by misinformation and fear. B. First‑Time Homebuyers Have More Options Than They Realize Cheryl explains that many buyers are unaware of: Zero‑down payment programs Builder incentives covering closing costs Opportunities to move into homes with minimal out‑of‑pocket costs In some cases, buyers are only required to bring earnest money, making homeownership far more accessible than expected. C. VA and Veteran Benefits Are Underused Cheryl strongly emphasizes VA loans as one of the most powerful tools for homeownership: 100% financing (zero down payment) Ability to ask sellers for up to 6% in closing cost contributions Certain veterans may be exempt from property taxes Lower monthly payments overall Veterans are encouraged to use their benefits, even years after leaving military service. D. A 30‑Year Mortgage Does Not Mean 30 Years of Debt Cheryl reframes mortgage timelines by teaching strategic repayment: Paying bi‑weekly instead of monthly Adding small extra payments ($50–$100/month) Reducing both interest and principal faster She uses her personal example of being close to paying off her home early despite starting with a traditional 30‑year loan. E. Homeownership Builds Stability and Community The interview contrasts renting versus owning: Ownership benefits include: Equity growth Customization and upgrades Neighborhood relationships Security and long‑term stability A tangible asset to pass to children Even HOA‑managed communities—while sometimes frustrating—protect property values and neighborhood standards. F. Home Warranties Reduce Fear of Maintenance To address anxiety about repairs, Cheryl recommends home warranties: Cover major systems (HVAC, water heaters, appliances) Low service fees when repairs are needed Can be negotiated into purchase contracts Provide peace of mind similar to apartment maintenance This is especially helpful for first‑time buyers. G. Social Media Builds Trust and Visibility Cheryl explains how social media strengthens her business: Buyers see real closings, celebrations, and testimonials Creates emotional connection and trust Inspires others to picture themselves as homeowners Visibility drives confidence and referrals. H. Education and Adaptability Drive Longevity Cheryl credits her success through: The 2008 housing crisis COVID‑19 Market shifts to constant learning, flexibility, and strategy pivots (e.g., foreclosures, BPOs, builder incentives). 4. Notable Quotes On Renting vs. Owning “Never be willing to pay somebody more than you’re willing to pay yourself.” On First‑Time Buyer Fear “Don’t let the longevity scare you. In an apartment, you’re building nothing.” On VA Benefits “Veterans can come to the table with zero down—and sometimes no property taxes.” On Mortgage Strategy “Pay every two weeks and it knocks down your interest and principal faster.” On Equity “Rent doesn’t give you anything to leave your children. Homeownership does.” On Homeownership Mindset “People are willing to pay their landlord more than they’ll pay themselves.” 5. Overall Takeaway This interview reinforces homeownership as one of the most powerful, attainable tools for building long‑term wealth—when buyers are properly educated, supported, and encouraged to move past fear and misinformation. Cheryl Taylor Anderson demonstrates that: Buying a home is often more accessible than people believe Strategic mortgage management can drastically shorten debt timelines Ownership builds equity, stability, and generational opportunity #SHMS #BEST #STRAWSee omnystudio.com/listener for privacy information.