Podcasts about how much money do you need

Episode 161 Show Notes Episode Summary In this episode of the Canadian Immigration Podcast, host Mark Holthe and co-host Alicia Backman-Beharry dive deep into one of the most common and misunderstood aspects of Express Entry—settlement funds. Misconceptions about proof of funds often lead to rejected applications, unnecessary delays, and missed opportunities for permanent residence in Canada. Mark and Alicia break down who needs to show settlement funds, how much is required, how to prove financial stability, and what happens if you don't have the necessary funds. They also explore changes to proof of funds policies, the implications of the recent immigration shifts, and practical strategies to ensure compliance with IRCC's strict requirements. If you're applying for Express Entry, understanding proof of funds is critical. Whether you're applying under the Federal Skilled Worker Program (FSW), the Federal Skilled Trades Program (FST), or the Provincial Nominee Program (PNP), this episode will give you the insights you need to avoid costly mistakes. Key Topics Discussed

Amazon FBA Wholesale is changing in 2025. Are you ready?If you've been thinking about switching from retail arbitrage or online arbitrage to wholesale, or you're just starting your Amazon journey, this episode of podcast will get you started and make you dangerous..We sit down with Cory Ganim, an Amazon wholesale seller doing multiple seven figures per year, to break down exactly how to get started, land profitable wholesale accounts, and scale your business the right way.What you'll learn in this episode:✔️ What is Amazon wholesale & how does it compare to arbitrage?✔️ How much money do you need to start wholesale?✔️ How to find and contact legitimate wholesale suppliers✔️ The biggest mistakes new wholesale sellers make (and how to avoid them)✔️ How to scale to six and seven figures WITHOUT a huge team✔️ The truth about Section 3 suspensions & how to protect your business--------------------RESOURCES FOR YOU:

Welcome to Your Real Estate Voice with Barb Schlinker, your trusted source for all things real estate. Whether you're considering a move or just curious about the market, Barb is here to provide expert guidance and invaluable insights. With years of experience and a commitment to delivering results, Barb Schlinker and her team at Your Home Sold Guaranteed Realty – Barb Has The Buyers Team is dedicated to helping you achieve your real estate goals. Don't hesitate to contact Barb directly at 719-301-3900 or visit BarbHasTheBuyers.com to tap into her extensive network of buyers and sellers. Get ready to experience a seamless and successful real estate journey with Your Real Estate Voice and Barb Schlinker by your side.Segment 1 – What Does Luxury Mean in Real Estate in Colorado?Segment 2 – How to Increase Your Home Value by as Much as $50,000 in ColoradoSegment 3 – How to Prevent a Buyer From Walking Away from a Colorado Real Estate ContractSegment 4 – How Much Money Do You Need to Make to Buy a House in Colorado – Hot New ListingsYou are listening to the Real Estate Voice with Barb Schlinker of Your Home Sold Guaranteed Realty. If you are thinking of making a move Barb at 719-301-3900 or visit BarbHasTheBuyers.com#realestatevoice #barbschlinker #coloradosprings #yourhomesoldguaranteedrealtycolorado #barbhasthebuyers

Welcome to Your Real Estate Voice with Barb Schlinker, your trusted source for all things real estate. Whether you're considering a move or just curious about the market, Barb is here to provide expert guidance and invaluable insights. With years of experience and a commitment to delivering results, Barb Schlinker and her team at Your Home Sold Guaranteed Realty – Barb Has The Buyers Team is dedicated to helping you achieve your real estate goals. Don't hesitate to contact Barb directly at 719-301-3900 or visit BarbHasTheBuyers.com to tap into her extensive network of buyers and sellers. Get ready to experience a seamless and successful real estate journey with Your Real Estate Voice and Barb Schlinker by your side.Segment 1 – What Does Luxury Mean in Real Estate in Colorado?Segment 2 – How to Increase Your Home Value by as Much as $50,000 in ColoradoSegment 3 – How to Prevent a Buyer From Walking Away from a Colorado Real Estate ContractSegment 4 – How Much Money Do You Need to Make to Buy a House in Colorado – Hot New ListingsYou are listening to the Real Estate Voice with Barb Schlinker of Your Home Sold Guaranteed Realty. If you are thinking of making a move Barb at 719-301-3900 or visit BarbHasTheBuyers.com#realestatevoice #barbschlinker #coloradosprings #yourhomesoldguaranteedrealtycolorado #barbhasthebuyers

Welcome to Your Real Estate Voice with Barb Schlinker, your trusted source for all things real estate. Whether you're considering a move or just curious about the market, Barb is here to provide expert guidance and invaluable insights. With years of experience and a commitment to delivering results, Barb Schlinker and her team at Your Home Sold Guaranteed Realty – Barb Has The Buyers Team is dedicated to helping you achieve your real estate goals. Don't hesitate to contact Barb directly at 719-301-3900 or visit BarbHasTheBuyers.com to tap into her extensive network of buyers and sellers. Get ready to experience a seamless and successful real estate journey with Your Real Estate Voice and Barb Schlinker by your side.Segment 1 – What Does Luxury Mean in Real Estate in Colorado?Segment 2 – How to Increase Your Home Value by as Much as $50,000 in ColoradoSegment 3 – How to Prevent a Buyer From Walking Away from a Colorado Real Estate ContractSegment 4 – How Much Money Do You Need to Make to Buy a House in Colorado – Hot New ListingsYou are listening to the Real Estate Voice with Barb Schlinker of Your Home Sold Guaranteed Realty. If you are thinking of making a move Barb at 719-301-3900 or visit BarbHasTheBuyers.com#realestatevoice #barbschlinker #coloradosprings #yourhomesoldguaranteedrealtycolorado #barbhasthebuyers

Welcome to Your Real Estate Voice with Barb Schlinker, your trusted source for all things real estate. Whether you're considering a move or just curious about the market, Barb is here to provide expert guidance and invaluable insights. With years of experience and a commitment to delivering results, Barb Schlinker and her team at Your Home Sold Guaranteed Realty – Barb Has The Buyers Team is dedicated to helping you achieve your real estate goals. Don't hesitate to contact Barb directly at 719-301-3900 or visit BarbHasTheBuyers.com to tap into her extensive network of buyers and sellers. Get ready to experience a seamless and successful real estate journey with Your Real Estate Voice and Barb Schlinker by your side.Segment 1 – What Does Luxury Mean in Real Estate in Colorado?Segment 2 – How to Increase Your Home Value by as Much as $50,000 in ColoradoSegment 3 – How to Prevent a Buyer From Walking Away from a Colorado Real Estate ContractSegment 4 – How Much Money Do You Need to Make to Buy a House in Colorado – Hot New ListingsYou are listening to the Real Estate Voice with Barb Schlinker of Your Home Sold Guaranteed Realty. If you are thinking of making a move Barb at 719-301-3900 or visit BarbHasTheBuyers.com#realestatevoice #barbschlinker #coloradosprings #yourhomesoldguaranteedrealtycolorado #barbhasthebuyers

***Guest AppearanceCredits to:https://www.youtube.com/@harcourtsauctions "Private Investing for Realtors: How to Build Your Private Lending Network from Scratch"https://www.youtube.com/watch?v=2lo11foe4oE&t=9s In a dynamic real estate market, the ability to secure funding can often determine an investor's success or failure. Jay Conner's insights into raising private money offer a revolutionary approach that can transform your real estate ventures, making funding more accessible and flexible.Welcome back to another insightful episode of the Raising Private Money podcast! If you're a real estate investor eager to master the art of raising and leveraging private money, you're in the right place. Today, Jay Conner joins Ben Brady in his Rethink Real Estate Podcast where they dive deep into the world of private money in real estate, they discuss the strategies behind raising significant funds without ever having to ask for a dime directly. Jay shares his journey and effective methods that have helped him raise over $8 million, even in tough financial times.The Challenges of Traditional FundingTraditional funding sources such as banks and institutional lenders come with their own set of challenges. For instance, during economic downturns, banks tighten their lending criteria, making it difficult for investors to secure loans. This was evident during the global financial crisis when many investors found their lines of credit abruptly closed. Today's high interest rates and stringent lending requirements continue to pose similar challenges, making traditional funding less reliable.Enter Private MoneyPrivate money represents a more flexible and reliable way to finance real estate deals. Essentially, this involves doing business with individual lenders rather than institutional ones, allowing investors to set the terms and streamline the process. This method provides a more straightforward way to secure funding without the typical red tape associated with banks.An innovative approach to raising private money eliminates the discomfort of asking for capital. Instead, the process involves educating potential lenders about the benefits and returns of investing in real estate, transforming the conversation into one of mutual benefit rather than a plea for funds.The Process: Teaching, Not BeggingOne of the key aspects of raising private money is overcoming the fear of rejection. By focusing on teaching potential lenders about the process and benefits of private money, investors can eliminate the fear associated with asking for funds. This approach involves separating the educational conversation from specific deal discussions.Initially, investors educate lenders about private money, interest rates, and the overall investment program without mentioning any specific deals. Once the lender is comfortable and understands the potential benefits, specific deals can be introduced, making the entire process more palatable and less stressful.Setting the TermsPrivate lenders need clear details about the terms of their investments. Offering an 8% annual interest rate is a straightforward and attractive proposition, especially when compared to traditional investments like CDs, which yield much lower returns. All loans are collateralized by real estate, providing security for the lenders and making the investment more attractive.How Much Money Do You Need to Raise?Determining how much money to raise depends on several factors, including the investor's market, the average property price, and the projected number of deals each year. By using a simple formula, investors can calculate

Send us a textWorking Harder Vs Smarter in Your BusinessIn this episode, we tackle the age-old dilemma: Should you work harder or smarter? We explore the pitfalls of hustle culture, the burnout it causes, and why relentless hard work often leads to hitting a ceiling rather than sustained success. Through relatable stories and actionable insights, we'll guide you toward smarter strategies for sustainable business growth.Kevin shares a personal story from a book, "Enough? How Much Money Do You Need for the Rest of Your Life?" that changed his look on life and why working harder rather than smarter isn't the answer.What You'll Learn:The hidden costs of overwork and why it stalls business growth.A powerful personal story inspired by the book Enough? How Much Money Do You Need for the Rest of Your Life?How to ensure your working smarter rather than just harder.Key Quotes:"Work Smarter, Not Harder—Grow Your Business, Not Your To-Do List.""20% of actions producing 80% of outcomes." The KBB Unstoppable Business Owner podcast is sponsored by KBN - Kitchens & Bathrooms News THE business magazine for kitchen and bathroom professionals. We hope you enjoyed this episode of The KBB Unstoppable Business Owner Podcast! If you found it valuable, please consider rating and reviewing our podcast on your favourite platform. Your feedback helps us improve and reach more listeners like you. Don't forget to share this episode with your friends and colleagues to spread the word! How to Leave a Review: Apple Podcasts: Scroll to the bottom of the podcast page, tap "Write a Review," select your rating, and write your feedback. Spotify: Tap the star icon under the podcast title on the main show page. When you are ready here are 3 ways you can get more help/support: Join our workshop on How To Become An Unstoppable Business Owner. Download "The KBB Unstoppable Guide" and put an end to being overworked, low fees, and finally be paid what you're worth, starting today… Connect with me on LinkedIn - send me a message and say hi, I would love to find out more about you and what kind of support you may need. Connect...

Today, we're celebrating independence by talking about one of the topics I'm most passionate about: becoming financially independent as a female business owner. From the clients I've worked with, I've noticed three specific goals that have made the biggest difference in their wealth journeys. In this episode, I break down those goals as the steps you need toward financial independence!  Are you ready to create a high profit business strategy that grows your business, profits, and bank account? Then join my FREE Profit Plan Challenge and I'll walk you through daily trainings and assignments to help you create a profitable, sustainable, and aligned business.

Today's guest is Kelsey Jang, who is an Army Company Commander, CrossFit athlete, and rugby player. I asked her onto the show because she's stepping into the world of real estate investing in a way that is both simple and relatable. In this episode, I have her to share her experience with buying her first rental property (priced at $110K with 10% down), in order to provide you with an example for how she got started. As you all know, I talk about real estate a lot—because I own residential rental properties, an AirBnb property, and a variety of commercial real estate, including multi-family, industrial, and self storage assets—but I want to feature her story because she's just getting started—which is probably were a lot of you are at. As brief background on Kelsey, she's also an elite rugby player, she's a talented CrossFit athlete and coach, and she was commissioned into the Army as an Engineer Officer and is currently serving as the Company Commander of Bravo Company, 249th Engineer Battalion at Fort Bragg, NC. She has a Civil Engineering degree from West Point and a Master's degree in Engineering Management from the University of Louisville. She also completed Sapper School and has her Sapper tab. You're going to learn a lot from her today, especially if you're looking to become a real estate investor and don't know where to start. So, Kelsey, welcome to the show! Resources Mentioned: The Essential Guide to Buying a Home With a VA Loan - https://cadehildreth.com/va-loan/ How Much Money Do You Need to Invest in Real Estate? - https://cadehildreth.com/how-much-money-do-you-need-to-invest-in-real-estate/ Definitions: BAH = Basic Housing Allowance Cash-Out Refinance = Replacing your existing mortgage with one that allows you to withdraw equity from a property that you own. VA Loan = A loan program allowing past and present military service members to buy a house with no money down, using a loan is backed by the Department of Veterans Affairs. About the "What You Should Have Been Taught" Podcast: As an LGBTQ+ entrepreneur, real estate investor, and former USA Rugby Player, Cade will teach you what your parents and teachers should have taught you, but didn't know themselves. To connect with Cade, visit: Website: CadeHildreth.com (2 Million+ Views Per Year) Instagram: @CadeHildreth (33K+ Followers) Facebook: @CadeHildreth (27K+ Followers) Pinterest: Pinterest.com/CadeHildreth (165K+ Monthly Viewers) Twitter: @CadeHildreth (3K+ Followers) TikTok: @CadeHildreth (114K+ Followers)

Today's episode is republished from an episode I did on Tara Newman's podcast back in May 2022 titled How Referrals and Relationships Create a More Profitable Business.The reason I'm republishing this episode is that tomorrow, August 23rd at 1pm ET, I'm hosting a masterclass with Tara: 3 Ways Online Business Culture is Stopping You From Getting Paid Like an Expert, and wanted to introduce her work to my audience. Be sure to check out the links below to sign up for the masterclass (and if you're watching this after August 23rd, make sure to head over to her website so you can get more of Tara's wisdom!) In this episode, Tara and I talk all about how referrals and relationships can help you create a profitable business. If you're spending so much time doing mass media types of marketing (i.e., running Facebook ads, trying to grow your reach on Instagram - or maybe even SEO), it might be time to take a step back and use your referral network instead to convert those leads.The Bold Money Revolution PodcastSign up for Tara's FREE masterclassSign up for Tara's email listEp. 13: How Much Money Do You Need to Make? + How to Price/SellSupport the show

About the Episode:  In this episode, we are talking about ways to pay for your children's college education. In our Current Event Segment, we are giving tips on how to make vacation plans without breaking the bank. Our success story comes from a Fully Funded Life member, who has made great progress moving up the ladder, and is now working on paying off their home.   Resources: FULLY FUNDED LIFEIWBNIN Ladder IRS: Qualified Expenses Greenlight Debit Card Saving for College Calculator   Related Monday Money Tip Podcast Episodes: Episode 152: Preparing Your Vacation BudgetEpisode 129: How Much Money Do You Need to Save for College? Episode 123: How to Choose the Right College   Email info@iwbnin.com to ask questions or share success stories.

Earlier this week, I spoke with Tara Newman about how to make more revenue in your business, and next week, I'll be releasing the episode with Megan Flatt where we talk about personal outreach. So I wanted to take some time in between these two episodes to talk to you about three marketing metrics that you hear about all the time - that don't really matter: followers, listeners, and traffic.In this episode, I'll be talking about the four levels of commitment your audience can fall into, and what those levels mean for your business. We'll reshape the way we think about our marketing strategy to focus less on quantity and more on quality and connecting with your audience.Listen to  Ep. 13: How Much Money Do You Need to Make? + How to Price/Sell With Tara Newman: https://www.socialslowdown.com/how-much-money-tara-newman/For the full show notes/to see the visual of the four levels of commitment, go to https://www.socialslowdown.com/revenue-leads-traffic/

How Much Money Do You Need to Invest in the Forex MarketPodcast: Click Here to attend the New Traders Webinar (Less than 6 months Experience)Click Here to attend the Experienced Traders Webinar (More than 6 months Experience)Click Here To Learn More About Blueberry Markets#434: How Much Money Do You Need to Invest in the Forex MarketIn this video:00:24 – How much should I invest?00:50– When I started trading01:25 – You don't need a lot of money but you do need to learn how to trade02:30 – Take a look at Blueberry Markets03:20 – How do I make a living from my trading?04:07 – Trading with a Prop firm04:50 – Other ways to earn income from your trading05:50 – Get onto one of my free webinars to learn more06:33 – Feel free to share this video and podcastHow much money do you really need to invest in the Forex market to make it worthwhile? Let's talk about that and more, right now.Hey traders, Andrew Mitchem here, the owner of The Forex Trading Coach with video and podcast number 434.How much should I invest?I got asked a question this week by a guy in the US and he said to me, "Andrew, how much money should I really need to be investing into the Forex market to make it worthwhile? To make my time worthwhile to do this?" And it's an interesting question, because most people think you need a large amount of cash in order to be a good trader, in order to make it worthwhile.When I started tradingAnd when I started trading some 17 years ago, I thought I would need like hundreds of thousands of dollars. And because I lived in New Zealand, I thought that I would need to put like a $100,000.00 on the New Zealand/US dollar and wait for it to rise or fall, and let's say it was at 70 cents wait for it to rise to 75 cents, take that money out and then go and do the same thing again. That's what I thought Forex trading was. And I think a lot of people do the same thing; they think you need a large amount of money, large amount of capital, in order to make any significant gains.You don't need a lot of money but you do need to learn how to tradeNow, the great news is the reality is far from that, it's the complete opposite. You don't need a lot of money, but what you do need to do is learn how to trade properly. With that, you need to realise that there's two things that affect you with your trading: one is your head, and the other's your heart basically your emotions. And if you can control your emotions by having very low-risk trades and high reward to risk trades, things you hear me talking about all the time, the great thing about the Forex market is you use leverage. With leverage, you only need small movements but you need to have good, consistent, steady gains with low risk and low draw down. So small losses lead, reasonably large gains. That's the key to making your trading work. You need a strategy to actually be able to do that.Then when you look to live with real money, I suggest somewhere between $1,000.00 and $5,000.00 or pounds depending on where you live in the world. And there's lots of other ways that you can make money through your trading, and I'll talk about that shortly. But one thing that I would strongly suggest if you are at that stage where you're ready to go to real money to a live account.

About the Episode:  In this episode, we're sharing tips on how to teach your kids about saving money. In our Current Events segment, we're talking about how student loan debt is at an all-time high in the U.S. and growing at an unprecedented rate over the past two decades.   Our success story comes from Lois, a member of our Fully Funded Life community. Since joining Fully Funded Life, she's set up an emergency fund and even had extra money available when an unexpected life event happened. Resources: FULLY FUNDED LIFEIWBNIN LadderArticle: StatistaArticle: Wall Street JournalTOOL: College Calculator BOOK: What Everyone Should Know Before They Enter The Real World529 PlansTOOL: Savings Spectaculars Financial Peace Jr. Related Monday Money Tip Podcast Episodes:Episode 109: Making Your Student Loans DisappearEpisode 123: How to Choose the Right College Episode 129: How Much Money Do You Need to Save For College?Episode 144: How to Teach Your Kids About Budgeting Episode 147: How to Teach Your Kids About Debt Episode 149: How to Teach Your Kids About Investing Episode 151: How to Teach Your Kids About Giving Email info@iwbnin.com to ask questions or share success stories.

Tesla's lofty valuation, about 137 times forward price-to-earnings, speaks volumes about where investors are placing their bets as legacy auto manufacturers rush to develop their own EV projects. Today's Stocks & Topics: TSN - Tyson Foods Inc. Cl A, Jobs Report, Five Biggest DOW Losers, OPEC Meeting, AMZN - Amazon.com Inc., FNV - Franco-Nevada Corp., ATOS - Atossa Therapeutics Inc., Annuities, SWBI - Smith & Wesson Brands Inc., Retirement.  TRIVIA QUESTION: "How Much Money Do You Need to Earn to Be ‘Rich' in YOUR State?" Plus: Key Benchmark Numbers and Market Comments for: Treasury Yields, Gold, Oil and Gasoline.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

Today, Debbie Weil brings Paul Jarvis on the show. Paul  is a veteran of the online tech world, as well as an author and designer of data analytics software and online courses. He lives on an island in the Pacific Northwest in Canada and has worked with Silicon Valley startups, pro-sports athletes, and Fortune 500 companies. But what’s truly notable about Paul is that even before the pandemic he was living an isolated, private, and minimalist life as a solo entrepreneur.Paul is the author of a recent book, Company of One: Why Staying Small is the Next Big Thing for Business. He’s designed a number of online courses, bringing in several million dollars in revenue,  he's the co-founder of Fathom Analytics, and until very recently he wrote a popular weekly e-newsletter, The Sunday Dispatches, that he sent to his list of 35,000 subscribers. His driving value is simplicity. As he says in this conversation, “I crave simplicity,” - especially as it relates to business and work.” Meaning how can you solve a business problem simply rather than adding layers of complexity. In mid-November, Paul announced in an email to his 35,000 subscribers that he was halting his newsletter after eight years and also taking a break from podcasts and interviews. He noted that he's been sharing his thoughts online for 20 years. "I don’t want attention or power or admiration," he says. "I don’t want to be a personal brand or a known dude on the internet. I just want to exist and do my work privately." So we’re lucky to have this conversation with him. Debbie hopes you enjoy it as much as she did. And that you take away a few nuggets of wisdom about work - and life - that you can apply in this time of the pandemic.  Mentioned in this episode or useful:Paul’s Website: https://pjrvs.com/Company of One: Why Staying Small is the Next Big Thing for Business by Paul Jarvis (Mariner Books 2019)The Sunday Dispatches Fathom Analytics: Paul is co-founder with Jack EllisAbove Board, Fathom Analytics’ podcast (co-hosted by Paul) discussing privacy and business in the digital age.Paul's online courses on how to use WordPressCreative Class (Paul's online course for freelancers)Chimp Essentials (Paul's online course on how to use MailChimp) A podcast episode with another successful solo entrepreneur:Derek Sivers on Slow Thinking, Connecting, and Intentional Living Note from DebbieI hope you enjoyed this podcast. Would you please consider leaving a short review on Apple Podcasts/iTunes? It takes less than sixty seconds, and it really makes a difference in attracting new listeners and upcoming guests. I might read your review on my next episode!Sign up for occasional updates and get my free writing guide at http://eepurl.com/qGTPConnect with me:Twitter: @debbieweilInstagram: @debbieweilFacebook: @debbieweilLinkedIn: www.linkedin.com/in/debbieweil- Debbie WE ARE LOOKING FOR A SPONSORIf you are interested in reaching a smart and thoughtful audience of midlife (GenX and Boomer) listeners, who are active, open to adventure and change, and who think differently about lifestyle, finances, and retirement, contact Debbie. Media PartnersNext For MeEncore.orgMEA Support this podcast:Leave a review on iTunes: it will help us find a sponsor! If you are interested, contact Debbie WeilSubscribe via Apple Podcasts, Google Podcasts, Stitcher or Spotify Credits:Host: Debbie WeilProducer: Far Out MediaPodcast websiteMusic: Lakeside Path by Duck Lake Connect with us:Email: thegapyearpodcast@gmail.comDebbie Weil and Sam Harrington's blog: Gap Year After Sixty

Ron Siegel discusses local and national current events, politics, personal and business finance with a few mortgage tips along the way. A Southern California mortgage expert and bonafide political junkie, Ron Siegel delivers intelligent, entertaining radio that makes the hard news of the week easy to understand! Ron Siegel will discuss: Do Insurance Companies Use Credit Data?; How Much Money Do You Need to Buy a Home?; Real Time Real Estate; Your Credit Matters; Mortgage Minute; Word on Wealth; and so much more. Ron Siegel, consumer advocate and mortgage lender, discusses anything that affects the roof over your head, your bank account or other items that will benefit you / your family. Reach Ron Siegel at  Ron Siegel: 800.306.1990Ron Siegel: Ron@RonSiegelRadio.comwww.RonSiegelRadio.comwww.SiegelLendingTeam.com your Anaheim Hills Mortgage LenderMonthly Home Equity Monitor: www.SLTHomeDigest.com  Ron Siegel, Your Anaheim Hills Mortgage Lender offers: Conventional Loans, FHA Loans, USDA Loans, Refinancing, and Reverse Mortgages #RonSiegelRadio #Mortgage #Housing #Realtor #RealEstate

Ron Siegel discusses local and national current events, politics, personal and business finance with a few mortgage tips along the way. A Southern California mortgage expert and bonafide political junkie, Ron Siegel delivers intelligent, entertaining radio that makes the hard news of the week easy to understand!   Ron Siegel will discuss: How Much Money Do You Need to Buy a House?; Real Time Real Estate; Your Credit Matters; Mortgage Minute; Word on Wealth; and so much more. Ron Siegel, consumer advocate and mortgage lender, discusses anything that affects the roof over your head, your bank account or other items that will benefit you / your family. Reach Ron Siegel at  Ron Siegel: 800.306.1990Ron Siegel: Ron@RonSiegelRadio.comwww.RonSiegelRadio.comwww.SiegelLendingTeam.com your Newport Beach Mortgage LenderMonthly Home Equity Monitor: www.SLTHomeDigest.com  Ron Siegel, Your Newport Beach Mortgage Lender offers: Conventional Loans, FHA Loans, USDA Loans, Refinancing, and Reverse Mortgages #RonSiegelRadio #Mortgage #Housing #Realtor #RealEstate

For my final episode of Season 8 of the Mo’ Money Podcast, I’ve got a solo episode for you, and it’s all about answering your investing questions. I get investing questions all the time at events I organize or speak at, via email or even through social media. So, since I just did my Level Up Your Moneyevent with Erin Lowry which included a Q&A (but wasn’t part of the recording we did), I thought I would do an episode focused solely on answering all your most pressing investing questions. Now, as a disclaimer, nothing in this episode should be considered financial or investing advice. Heck, nothing on this website or any content I create should be considered advice. It is simple information, facts and opinion. And when it comes to investing specifically, it’s hard to even give a straight answer. You may have noticed that in the panel discussion recording, and some attendees voiced their frustration. I totally get it, but unfortunately, there’s no such thing as one-size-fits-all investment advice or recommendations. We’re all at different stages in our lives, with different incomes, circumstances, goals and time horizons. It would be ridiculous to say “Do this and you’ll be fine.” And if someone does tell you that, remember, even if they are an investment advisor, that is their opinion on what they think you should do. Nothing is guaranteed when it comes to investing, and it’s not black and white. Paying Down Debt. vs. Investing: Which One Should You Do First? If you’ve got consumer debt (credit cards, line of credit, etc.), focus on paying that all off before investing because it’s unlikely you’ll be able to earn the same or higher interest on your investments that those debts are charging you. If you have student loans or other low-interest debt like a car loan or mortgage, I would say pay down debt and invest. The interest you’re paying is most likely below 5%, and 5% or higher is a very possible return you could make on your investments. Also, no matter what type of debt you have, make sure you have a fully funded Emergency Fund before you start investing. How Do You Know When You’re Ready to Start Investing? You’ve got to have that solid financial foundation first before you start investing. That means you have a budget, you’re tracking your spending and net worth regularly, you have a debt-repayment plan, you have a fully funded emergency fund, and have outlined all of your financial goals (short and long-term) first. How Much Money Do You Need to Start Investing? There’s no perfect number, but I say once you’ve got your financial foundation set, then work on saving up $1,000 as your initial contribution to your investment plan. I say $1,000 because most robo-advisors actually require that as a minimum initial contribution, and some discount brokerages have similar requirements. Is Wealthsimple a Good Robo-Advisor? I get this question a lot, and what I think the real question is is “What’s a good robo-advisor” or “What robo-advisor should I invest with?” Here’s the thing, I do personally like Wealthsimple. I invest with them and have for about 3 years and I like their platform, customer service, and have had an overall good experience with them. But I also invest with Justwealth, and similarly I have had an overall good experience with them too. Heck, I even invest with RBC InvestEase (though a very tiny portfolio with them since I mainly wanted to test them out since I worked with them on a campaign), and I actually really like their platform and customer service to. The reason so many people think of Wealthsimple first is because they are one of the biggest robo-advisors in Canada, they were one of the first, and they also hands-down do the most marketing. And let’s be honest, their branding is amazing. It’s millennial-focused, it’s beautiful and as someone who used to work in marketing, they are doing everything right. But, just because I choose to invest with Wealthsimple, or Justwealth, or RBC Investease, doesn’t mean you should. It’s not that easy. You need to do the work to see which one makes sense for you. You need to do your research on each company, the portfolios they offer, the fees they charge, the ease-of-use of their platforms, the quality of their customer service, to see which place makes the most sense to invest with. That’s what I did, and that’s what you as a responsible and smart investor need to do to. Where to start is by checking out my recommendations page that includes the full list of robo-advisors in Canada, plus two comparison sites that can help you see the difference between all of them (Hardbacon and Autoinvest). Real Estate Investing: What Do You Think? The home you live in is not an investment. It’s part of your net worth, but I wouldn’t consider it a real estate investment because you are living in it. This may be a controversial take, but that’s just my point of you. If you own real estate and rent it out, then yes that would be considered an investment. Now, if you are investing in real estate, you need to determine what portion of your overall investment portfolio is it? Typically, real estate is considered an “alternative investment”, because the traditional investment asset classes are cash, stocks and bonds. So, if real estate is an alternative, most investment experts suggest not to invest more than 5-10% of your portfolio in alternatives. All I want to really say is that if you choose to invest in real estate, don’t just invest in real estate. Invest in those traditional asset classes, invest in the stock market, make sure your portfolio is diversified. In other words, never put all of your eggs in one basket. If I Have a Work Pension, Do I Still Need to Invest on My Own for Retirement? Short answer, of course you do. Even though you have a pension, most likely it won’t be enough, in addition to getting your CPP and OAS payments, to cover your retirement income. To learn more about pensions, I highly suggest listening to episode 180 since it goes in-depth about retirement planning and pensions. How Much Do I Need to Save Up for Retirement? One million? Two million? Most people just want a straight up answer but it’s not as simple as that. First, you need to define what your retirement looks like, and then determine how much that will cost in today’s dollars on an annual basis. Then figure out how long you’ll most likely live in retirement. Then make the calculations that include an average inflation rate. Bam, you’ll get a number. The calculation itself is fairly simple, however that doesn’t mean that’s the exact amount of money you’ll need because it’s difficult to predict the future and your future needs. That’s why you need to constantly look at your financial plan and retirement plan every year and adjust when appropriate. I’d also like to recommend to amazing books on retirement income planning: Victory Lap Retirement by Mike Drak, Rob Morrison & Jonathan Chevreau Your Retirement Income Blueprint by Daryl Diamond Should I Participate in My Employer’s RRSP Program? If they match dollar-for-dollar to your contributions then yes. Even if they have you invested in high-fee actively-managed mutual funds, it’s still worth it because it’s free money from your employer. I Want to Start DIY Investing, How Do I Build My Portfolio? Quick answer, you can either look at model portfolios other investors or bloggers share (but please do your due diligence first), you can build your own by finding ETFs that match the benchmarks you want to replicate, or you can take a look at the portfolios offered by robo-advisors and just replicate their portfolios yourself. How Are My Investments Protected? Your investments aren’t protected through CDIC or when there are ups and downs in the market, but if you’re more concerned about your robo-advisor, investment firm or discount brokerage become insolvent and you losing your investments, you are protected under the Canadian Investor Protection Fund (CIPF). What’s the Difference Between Index Funds & Index-Based ETFs? I share way more about this in my investing course, but basically they are two different investment products. Index funds are a type of mutual funds that track the broad market index, and index-based ETFs are more similar to a stock but they also track the movements of the broad market index. So they are similar, but not the same. Also ETFs are typically cheaper. Should I Invest the Money I’m Saving for a Down-Payment on a House? In general, no. You should keep it liquid in cash if you plan on buying a place in the near future (so stash it in a high-interest savings account). But, if you do want to invest, invest in something conservative like GICs or a balanced portfolio with a good portion invested in fixed income. For full episode show notes visit https://jessicamoorhouse.com/204

  EPISODE 184 of The Local Small Business Coach Podcast   Do You Know Your Monthly Nut?   In today’s episode: How Much Money Do You Need to Cover Your Monthly Expenses and Keeping Your Business Open? Have you ever heard of the term “monthly nut”?  If you haven’t, you might want to make sure you know what it means. Knowing your monthly nut is a key number every business owner needs to know. Basically, your monthly nut is the amount of money you need to cover your basic expenses to keep your business going. In this episode, I break down an example of my old business and how you can figure out yours. Plus, we will discuss adding your personal monthly nut to this to determine what you need in sales each month to hit both your personal and business monthly nuts.   Thanks for Listening, Tammy   ~~~~ The Local Small Business Coach Podcast is for Local Small Business Owners who are tired of living job to job and want to get to $100,000 in take-home pay. Each episode we discuss how to increase your profits, boost your sales, improve your processes and develop stronger teams.   HELPFUL LINKS   Join the Badass Local Small Business Owners Facebook Group! Leave a Question for the Show: Ask a Question Website/Training Materials  Become a Founding Member of Our Upcoming Membership Site – Click for More Info Get Your FREE eBook -8 Steps to Increasing Your Profits in Your Local Small Business Get your free Business Health Check PDF     Follow me on Twitter @tadams4u   AFFILIATE LINKS Don't Forget to Check Out The PROFIT FIRST BOOK! ·         My Recommended Bookkeeping Program for Local Small Business Owners: Freshbooks Link Build a Website with BlueHost Get a FREE Audiobook! Take your Business Books on the Road with You!   CLICK to GET YOUR FREE AUDIOBOOK     WHO THIS PODCAST IS FOR: local small business owners, mobile businesses, brick and mortar businesses, handymen, landscapers, pool cleaners, cleaning services, QSRs, restaurant owners, mechanics, plumbers, real estate agents, dog groomers, franchisees, tradesmen, medical, dentist, insurance, & those looking to increase profits, boost sales, improve processes and develop stronger teams

In this episode of Drunken Money we tackle the subject of "How Much Money Do YOU Need to be Happy?".

Do you feel guilty about  making money? Most people starting or growing a business struggle with this feeling of guilt. This guilt feeling comes from wanting to help others in need mixed with a lack of confidence. The result is that volunteer our time with a ministry mindset. After all - we want to help people. But this feeling of guilt about making money not only keeps us from developing a business, it also keeps us from serving others to our full potential. How to Stop Feeling Guilty About Making Money [Tweet "When people pay you , they are saying thank you with dollars. #entrepreneur #startup"] Today we will deal with that guilt When You Encounter the Guilt Doing your own R&D Buying encounters The Guilt Messages Expectations Game Zero Sum Game Thinking How to Replace the Guilt and Serve Question to think about What have you gotten for free that you value? Join and listen how to NOT Feel Guilty About Making Money.  Links mentioned in this episode: Thou Shall Prosper: Ten Commandments for Making Money From the 5 part Series on the obstacles of starting your own business: Ep 110 - How to Overcome the Four Obstacles Keeping You from Starting Your Own Business Ep 111 - How Much Money Do You Need to Start a Business? Ep 112 - Five Tricks to Help You Find Ideas to Start Your Own Business Related Podcasts Ep 98 - Should I charge for my services EP  32  - Why you need to start your own business now Podcast Details: Click Here to Subscribe via RSS (non-iTunes feed) Subscribing is simple! Go to iTunes. Click Open In iTunes Hit subscribe! While there why not leave me a review! Stitcher If you are a Stitcher listener, I have not left you out! Just click Company of One on Stitcher!

How Much Money Do You Need to Start a Business? The typical thinking is that $100,000 is needed to start a business. But in reality, the typical startup spends significantly less. In this episode we will explore ideas to get your business started with little or no investment. Money Plan to Start a Business [Tweet "It costs less than $10k to start a business. #entrepreneur #startupcost"] No one ever really asks "How Much Money Do You Need to Start a Business?" - instead they just assume that is it some figure such as $100,000. Define why you need money Equipment and tools Pay yourself and your team Marketing How to do it on the cheap - Equipment Rent or borrow Use what you have already and add as needed Team Building Hire on a project by project basis Do not quit your day job yet Manage the cash flow Marketing Be OK with growing slow Engage current or previous customers for referrals Use sweat equity Avoid the two lies of business startups You have to invest in things to grow Debt is normal Listen to the advice of others - but use your brain Join and listen to find tricks to start your own business for less.  Links mentioned in this episode: Being Lean in Your Business Upwork - Freelancers EntreLeadership Building Your Own Business Podcast Details: Click Here to Subscribe via RSS (non-iTunes feed) Subscribing is simple! Go to iTunes. Click Open In iTunes Hit subscribe! While there why not leave me a review! Stitcher If you are a Stitcher listener, I have not left you out! Just click Company of One on Stitcher!

How Much Money Do You Need to Start Jack Butala: How Much Money Do You Need to Start. Every Single month we give away a property for free. It's super simple to qualify. Two simple steps. Leave us your feedback for this podcast on iTunes and number two, get the free ebook at landacademy.com, you don't even have to read it. Thanks for listening. Jack Butala: Jack Butala with Jill DeWit. Jill DeWit: Hello. Jack Butala: Welcome to our show. In this episode, Jill and I talk about how much money does it really take, how much money do you need to start? Good show today, Jill? Not a great show, maybe a good show? Maybe great ... Jill DeWit: [Yeah 00:00:13]. Jack Butala: ... let's make it great, but first, let's take a question posted by one of our members on SuccessPlant.com, our free online community. Jill DeWit: Okay. Ben asked, "I got a call on a 2.5 acre property in the middle of a wind farm." Jack Butala: Oh, I love these. Jill DeWit: "The parcel is vacant, but it has a windmill in an enjoining parcel. I guess I could sell it as a relaxing space, sit in a lawn chair and watch the windmill turn." I love it. Jack Butala: Who's Ben? Do you know Ben? Jill DeWit: I do know Ben. Jack Butala: This is hilarious. Jill DeWit: I do know Ben. What's really fun is, this is a question he asked a while back, and I found it, and I thought it was hilarious too, so yeah, I put it here, and then B, I sent Ben a little note saying, "Hey, listen to this show, because we answered it," so Ben, hopefully you're listening. Jack Butala: That's hilarious. Do you know all our members? There's a lot of them. Jill DeWit: I know a lot of them. Ben's been with us for a while, that's why I know Ben. Jack Butala: Buy that piece of property. Here's why. If you're a regular listener, you know we gauged all these properties that come back after we send mailers out, we gauged all these properties back with the 4 As, right? Acreage, more is better. Affordability, cheaper's better. Access, should always have some version of access. Then number 4 is attributes. Well, what a great attribute this is. I bought some property a long time ago. It was an accident. I bought it, it was under ... It was a property under those power lines that come all across from the power plant, and I said, "Oh, no, what's going to happen," so I put it up, and man, I sold it for a ton of money, and it became an agricultural situation, because it was in California, so it is in California, and they used it as like a nursery slash ... Something. It was in a small town, power lines are going right through it. Jill DeWit: Well, clearly, then there's access. Jack Butala: Just like this. Jill DeWit: There's great access, because they have to get to the towers, right? Jack Butala: Yeah, this wind farm thing, all you got to do ... Well, look, this isn't 100% sure, but if you get property like this, call the people who own the wind farm properties and stuff. They'll lead, they'll probably lease to you for ... Lease it from you forever, just for the easement alone, to ... Because all those windmills need maintenance and stuff, so that's a good, a fantastic attribute, in my opinion. It sets it apart from a lot of different ... The description writes itself, if you wanted to sell it. It's all ... I mean, you're not going to going to put a cabin on it, that's not how you'd sell this, but it's got a great attribute. Jill DeWit: Cabin with a beautiful windmill next to it. Jack Butala: Yeah, and this relaxing thing's funny, but it's not. Jill DeWit: I love it. Jack Butala: If you have a question or you want to be on the show, call 800-725-8816. How much money do you need to start in this type of real estate investment business? This is the meat of the show. Jill, how much money? Jill DeWit: A dollar. Just kidding. This comes up often. That's why- Jack Butala: All the time. Jill DeWit: That's why I'm glad that you did this.

How Much Money Do You Need to Start Jack Butala: How Much Money Do You Need to Start. Every Single month we give away a property for free. It's super simple to qualify. Two simple steps. Leave us your feedback for this podcast on iTunes and number two, get the free ebook at landacademy.com, you don't even have to read it. Thanks for listening. Jack Butala: Jack Butala with Jill DeWit. Jill DeWit: Hello. Jack Butala: Welcome to our show. In this episode, Jill and I talk about how much money does it really take, how much money do you need to start? Good show today, Jill? Not a great show, maybe a good show? Maybe great ... Jill DeWit: [Yeah 00:00:13]. Jack Butala: ... let's make it great, but first, let's take a question posted by one of our members on SuccessPlant.com, our free online community. Jill DeWit: Okay. Ben asked, "I got a call on a 2.5 acre property in the middle of a wind farm." Jack Butala: Oh, I love these. Jill DeWit: "The parcel is vacant, but it has a windmill in an enjoining parcel. I guess I could sell it as a relaxing space, sit in a lawn chair and watch the windmill turn." I love it. Jack Butala: Who's Ben? Do you know Ben? Jill DeWit: I do know Ben. Jack Butala: This is hilarious. Jill DeWit: I do know Ben. What's really fun is, this is a question he asked a while back, and I found it, and I thought it was hilarious too, so yeah, I put it here, and then B, I sent Ben a little note saying, "Hey, listen to this show, because we answered it," so Ben, hopefully you're listening. Jack Butala: That's hilarious. Do you know all our members? There's a lot of them. Jill DeWit: I know a lot of them. Ben's been with us for a while, that's why I know Ben. Jack Butala: Buy that piece of property. Here's why. If you're a regular listener, you know we gauged all these properties that come back after we send mailers out, we gauged all these properties back with the 4 As, right? Acreage, more is better. Affordability, cheaper's better. Access, should always have some version of access. Then number 4 is attributes. Well, what a great attribute this is. I bought some property a long time ago. It was an accident. I bought it, it was under ... It was a property under those power lines that come all across from the power plant, and I said, "Oh, no, what's going to happen," so I put it up, and man, I sold it for a ton of money, and it became an agricultural situation, because it was in California, so it is in California, and they used it as like a nursery slash ... Something. It was in a small town, power lines are going right through it. Jill DeWit: Well, clearly, then there's access. Jack Butala: Just like this. Jill DeWit: There's great access, because they have to get to the towers, right? Jack Butala: Yeah, this wind farm thing, all you got to do ... Well, look, this isn't 100% sure, but if you get property like this, call the people who own the wind farm properties and stuff. They'll lead, they'll probably lease to you for ... Lease it from you forever, just for the easement alone, to ... Because all those windmills need maintenance and stuff, so that's a good, a fantastic attribute, in my opinion. It sets it apart from a lot of different ... The description writes itself, if you wanted to sell it. It's all ... I mean, you're not going to going to put a cabin on it, that's not how you'd sell this, but it's got a great attribute. Jill DeWit: Cabin with a beautiful windmill next to it. Jack Butala: Yeah, and this relaxing thing's funny, but it's not. Jill DeWit: I love it. Jack Butala: If you have a question or you want to be on the show, call 800-725-8816. How much money do you need to start in this type of real estate investment business? This is the meat of the show. Jill, how much money? Jill DeWit: A dollar. Just kidding. This comes up often. That's why- Jack Butala: All the time. Jill DeWit: That's why I'm glad that you did this.

The legal battle over the company’s online marketplace has dragged on for nearly a decade with Apple now at risk for potentially devastating penalties and lawsuits. Today's Stocks & Topics: Trump Tariffs, Healthcare Industry, How Much Money Do You Need to Be Wealthy in America?, OXY - Occidental Petroleum Corp., 401k, IPOs, ALB - Albemarle Corp., LB - L Brands Inc.Support this podcast at — https://redcircle.com/investtalk-investment-in-stock-market-financial-planning/donations

Two of the world's premiere retailers are battling for the hearts and minds of shoppers everywhere. Today's Stocks & Topics: Retail Sales, Annuities, How Much Money Do You Need to Be Wealthy in America?, PYPL - PayPal Holdings Inc., New Investor, IBDL - iShares iBonds Dec 2020 Term Corporate ETF, MPC - Marathon Petroleum Corp., BIDU - Baidu Inc. ADR, PCG - PG&E Corp., Don't Just Chase Stocks With Big Dividend Yields.Support this podcast at — https://redcircle.com/investtalk-investment-in-stock-market-financial-planning/donations