First Responder Financial Freedom

The path to financial freedom for first responders doesn't always require working extra shifts or sacrificing family time. Sometimes, it's about recognizing opportunities that others miss and taking calculated risks that yield outsized returns.In this eye-opening conversation, Mike reveals how he transformed a dated but functional house into a profitable investment without going "HGTV style" on renovations. Walking us through his recent wholetail flip that netted $62,000 in just 48 days with only about 10 hours of his personal time invested, Mike demonstrates the power of strategic real estate investing for busy first responders.Unlike traditional house flipping that requires extensive renovations, Mike focused on targeted improvements that would appeal to first-time homebuyers: replacing carpet in key areas, touching up paint, improving curb appeal with landscaping, and ensuring all systems functioned properly. The biggest expense was replacing a failing septic system, which he identified early and negotiated into the purchase price.What makes this case study particularly valuable is Mike's transparent breakdown of the numbers and decision-making process. From the initial purchase at $168,000 to the final sale at $310,000, he shares exactly how much was spent, where the money went, and why certain renovation decisions were made. He also discusses potential pitfalls to watch for, including the unexpected complications that can arise with properties that have solar panel leases.Perhaps most importantly, Mike emphasizes the value of building strong relationships in real estate. By treating the referring agent generously and focusing on long-term connections rather than maximizing profit on a single deal, he ensures a steady stream of off-market opportunities that don't require active marketing or lead generation.Ready to discover how you can leverage your limited free time as a first responder to build wealth through strategic real estate investments? Listen now and learn how to identify, fund, and execute profitable deals that can dramatically accelerate your path to financial independence.

Mike Ettenberg never intended to choose between his two passions. Growing up in California, he found himself equally drawn to the thrill of entrepreneurship and the heroism of firefighting. Like many of us who've felt that pull in different directions, Mike initially thought he had to pick one path. What emerged instead was Frontline Optics – a sunglasses company born from the frustration of repeatedly destroying $200 Oakleys in the back of fire engines. With remarkable candor, Mike shares how he launched his business with just $5,000 from forced overtime shifts while still working full-time as a firefighter. That initial investment covered 300 pairs of sunglasses, a basic website, trademark filing, and minimal marketing – a humble beginning for what would become a thriving business.The real breakthrough came unexpectedly. After months of amateur marketing efforts, Mike created a video showing sunglasses falling in slow motion with fire equipment in the background. That single ad transformed his business from $30K to $170K in annual revenue. "I became a student of advertising at that point," Mike explains, highlighting how success often comes from identifying exactly what resonates with your specific audience.What makes Frontline Optics unique isn't just their focus on durability for first responders – it's their commitment to values that mirror the brotherhood and sisterhood of emergency services. Their "no questions asked" replacement policy acknowledges the reality of gear destruction on the job. Their team structure provides customer service even during night shifts. And their charitable giving supports organizations like First Responders Children's Foundation.For those dreaming of starting something, Mike's advice cuts through the noise: "If you go to bed at night thinking about doing something, and when you're running on a treadmill aimlessly you're thinking about doing something, and you're surfing podcasts and you're thinking about doing something – it means that it's in you. So just go do it." Ready to support a first responder-owned business or find sunglasses that can actually survive your shift? Follow @frontlineoptics on Instagram or visit frontline-optics.com to see their full line of durable, ANSI-rated eyewear designed specifically for the demands of emergency services.

Revolutionizing men's health wasn't Erica's original plan when she entered nursing. It was a personal journey that began when her husband, a Purple Heart veteran who lost his legs in Afghanistan, was failed by traditional healthcare providers. Their dismissive approach—handing out prescriptions rather than addressing root causes—sparked something in her. "When you have a testosterone level under 200 in your 20s, you're not fine," she recalls telling doctors who insisted everything was normal.That frustration transformed into purpose. After years in critical care and trauma settings, Erica established her own practice near DuPont Circle in Washington DC, specializing in aesthetic wellness, sexual health, and men's enhancement procedures. The treatments she offers might raise eyebrows—"cocktox" injections that prevent penis retraction, girth enhancements, and testosterone therapy—but they address real needs that significantly impact men's quality of life.What sets her practice apart isn't just the specialized treatments. It's the comprehensive approach to men's health that traditional healthcare often overlooks. "Some guys get treated for depression and put on antidepressants when really, if we correct their testosterone, they'd feel better," she explains. By operating outside insurance constraints, she treats patients based on symptoms and wellness goals rather than rigid diagnostic criteria. This approach particularly benefits firefighters, shift workers, and veterans whose healthcare needs often fall through the cracks of conventional medicine.Beyond the clinical aspects, Erica's practice serves as a safe space where men can discuss sensitive concerns without embarrassment. "I promise you that there has not been something said to me that has been surprising," she assures, helping break down taboos that prevent many men from seeking care. Though her social media accounts occasionally attract inappropriate messages, she maintains professional boundaries while using platforms like TikTok to educate and normalize conversations about men's health.Ready to address concerns that traditional healthcare has dismissed? Follow The District Injector on social media or visit the website to learn more about these life-changing treatments and schedule a consultation where your questions will be answered without judgment.

Join us for an exhilarating episode as Ian Horowitz makes his third appearance, steering us away from real estate and into the vibrant world of Buffed Energy drinks. Discover how a light-hearted text group among friends skyrocketed into a viral phenomenon, Brotherhood Buffs, captivating audiences worldwide with thrilling videos of fire trucks and emergency scenes. This camaraderie and unexpected fame laid the groundwork for Buffed Energy, a product inspired by the spirited community of "fire buffs" and designed to support first responders during their grueling shifts.Our conversation takes a deep dive into the precise craftsmanship behind Buffed Energy. Instead of opting for a generic white-label approach, Ian reveals their commitment to a true formulation process, infusing their drink with B vitamins, CoQ10, and blueberry extract. These ingredients cater to the demanding needs of first responders, ensuring sustained energy and mental clarity without the dreaded crash. The journey wasn't without its challenges—finding the right balance between taste and health, navigating industry hurdles, and ultimately receiving unexpected validation from peers in the energy drink landscape.But the story doesn't stop there. Buffed Energy's rapid success came hand-in-hand with unforeseen challenges, such as trademark battles that led to a strategic rebranding initiative. By embracing the name "The Energy Drink," Ian and his team pivoted creatively, securing a unique URL and social media presence. Beyond business hurdles, the brand's dedication to supporting injured first responders through philanthropic efforts adds depth to their narrative. Listen in as we explore the intersection of friendship, innovation, and community support, transforming a simple idea into a burgeoning business.

Picture this: a routine Sunday workout known as "burpees for Jesus" becomes the catalyst for a life-changing event for Mike, one of our hosts at First Responder Financial Freedom. What starts as a typical fitness session suddenly spirals into a medical emergency, compelling Mike to confront the unpredictable nature of health crises. Through his candid recounting, listeners are drawn into the intense moment of suffering a venous brain bleed while on duty, illustrating the physical demands and risks inherent in the lives of first responders.Mike's story unfolds with a blend of gratitude and lightheartedness amidst adversity. The swift action of the Maryland State Police Aviation Command was crucial in ensuring he received the urgent care needed, an episode that underscores the importance of timely medical intervention. The emotional reactions of his wife and the role of a solid support network are laid bare, reminding us of the profound impact family and community have during moments of crisis. Despite the chaos, Mike injects humor into the narrative, sharing a lighter moment about losing a new pair of boxers, proving that even in the face of uncertainty, levity has its place.As the episode transitions into the recovery phase, themes of teamwork and resilience take center stage. Mike reflects on the invaluable support from family, firefighting colleagues, and business partners who stepped up when he needed them most. The journey from peak physical fitness to limited mobility is not just a physical challenge but a mental one that demands resilience and adaptability. Mike's experience is a testament to the enduring camaraderie within the firefighting fraternity and the critical importance of cherishing every moment with loved ones, as the future is unpredictable. Join us for an emotional exploration of courage, community, and the spirit of recovery.

This podcast episode shares the inspiring story of Josh Sattley, a firefighter who faced termination for refusing the COVID vaccine and doubled down on his entrepreneurial spirit by launching his own business, Rebel Dump and Haul. Through his journey, Josh highlights the importance of financial independence, resilience in times of adversity, and the value of community support.• Josh discusses his transition from firefighter to entrepreneur • He reflects on the pressures faced during the pandemic • The importance of having a side hustle for financial security • Insights on the waste management business and operational strategies • Future plans for growth and the impact on his family's future • The significance of resilience and purpose in entrepreneurship

Join us for a spirited conversation with Dave Pere, affectionately known as the "Military Millionaire," where we promise you'll gain insights on financial freedom specifically tailored for service members and veterans. Laugh along with us as we navigate the quirks of aging and health, all while exploring the playful rebranding of Dave as “Overlord,” thanks to a little help from AI-generated text. Dive into Dave's fascinating journey in real estate, from his successful ventures in boutique hotels to an exciting property negotiation in St. Croix.Our discussion takes an intriguing turn as we explore the transition from Airbnb properties to boutique hotel investments. Hear firsthand how we bring these projects to life, with roles in marketing, social media, and fundraising, as well as the perks of owning prime-location hotels. We'll share some humorous moments from our recording, all while delving into the strategy behind syndication investments, the benefits of pooling funds, and tackling market challenges like rising interest rates.Rounding out our chat, we reflect on personal goals, the balance of health, fatherhood, and the mission to support veterans in achieving financial freedom. We unveil ambitious plans to revolutionize banking for veterans and first responders, and highlight the importance of strategic investment decisions by drawing lessons from historical market phenomena like Tulip Mania. Whether it's the thrill of real estate investing or the cautionary tales of speculative bubbles, we promise a lively and enlightening discussion you won't want to miss.

pisode Title: From $100K to $1M: Ben Liebenow's Return with Lessons in Revenue GrowthHosts: Tyler and Mike WebbGuest: Ben Liebenow, former firefighter and full-time business owner of Roof MaxSummary: In this episode, Tyler and Mike Webb welcome back Ben Liebenow, who left his firefighting career to pursue his business, Roof Max, full-time. Ben shares his journey from $100,000 to nearly $1 million in annual revenue, the decision to leave the fire service, and the challenges and rewards of scaling his business. From the importance of family time to managing growth pains and refining his leadership, Ben opens up about his transformation and the insights he's gained as a business owner.Key Points:Background on Ben's Transition:Ben discusses his journey from the fire service to running Roof Max, initially intended as a part-time venture, which he grew into a full-time commitment.Growth of Roof Max:Ben highlights the rapid revenue growth of Roof Max, climbing from $100,000 to a projected $1 million.He explains the business model, his challenges with staffing and lead generation, and the evolving strategies he's employed to handle increased demand.Balancing Family and Business:Family time motivated Ben's career shift, as he wanted to be more present for his children and support his wife, who faced challenges with his demanding firefighting schedule.Delegation and Efficiency:Ben emphasizes the importance of delegating tasks and letting go of control to improve efficiency, a lesson he's implemented by hiring a business coach and forming a reliable team.Financial and Future Planning:Facing the uncertainties of a firefighter's pension, Ben proactively planned his finances and investments. He shares how he's adjusted his strategies since leaving the fire department.Insights and Reflections:Ben talks about the importance of finding a support network, including his mastermind group and business coach.He reflects on his growth as a business owner, learning to balance family, business, and personal health.Conclusion: Ben's story illustrates the challenges and rewards of leaving a stable career for entrepreneurship. His experience offers a powerful lesson on prioritizing family, pursuing growth, and creating a balanced life.Call to Action:Follow Ben's journey for updates and advice on entrepreneurship, or reach out if you're navigating a similar career change.

Episode Title: Real Estate Investing and Financial Freedom: Firefighter Turned Investor Brett AllerHosts: Tyler Thrush, Aaron Foster, and Mike WebbGuest: Brett Aller, Real Estate Investor and Advanced EMTSummary: In this episode, Tyler Thrush, Aaron Foster, and Mike Webb sit down with Brett Aller, a full-time firefighter and advanced EMT who pivoted into real estate investing to achieve financial independence. Brett shares his journey from his initial interest in side hustles to becoming an experienced flipper and wholesaler. They discuss the importance of networking, building a solid foundation, and diversifying strategies in smaller towns. Brett also emphasizes how his "why" drives him to succeed in real estate. This episode is packed with actionable advice for anyone looking to balance a demanding career while building wealth.Key Points:Introduction to Brett Aller:Brett is an advanced EMT and full-time firefighter who began investing in real estate as a side hustle. Recently, he co-founded Lift REI, a real estate investment company focused on flipping and wholesaling.Getting Started in Real Estate:Brett transitioned from being an agent to a flipper after reading "Rich Dad Poor Dad" and discovering BiggerPockets. His first flip netted a $75,000 profit, inspiring him to pursue more projects.First Flip Story:Brett explains how he acquired and funded his first flip across the street from his home using a commercial loan, a HELOC, and 0% credit cards, underscoring the importance of funding creatively for new investors.The Power of Networking and Mentorship:Joining Bill Allen's Seven Figure Flipping group helped Brett find direction and hone his skills in wholesaling and flipping. He highlights the importance of investing in mentorship for fast-tracking success.Growing a Business and Finding a Partner:Brett's shift to Lift REI stemmed from the need for a reliable partnership and clear roles. He discusses his focus on acquisitions and how he evaluates deals to flip, wholesale, or "whole-tail."Challenges of Investing in Small Markets:Investing in smaller markets requires adaptability, accurate comps, and creativity with exit strategies. Brett shares his experience and tips for handling unique challenges in smaller towns.Setting Goals and Defining His “Why”:Brett shares his motivation to create financial freedom for his family, allowing flexibility and control over his future.Insights and Reflections:Brett advises new investors to stay focused, choose a path, and avoid “shiny object syndrome.”He highlights the value of surrounding yourself with positive influences and networking with people who are aligned with your goals.Conclusion: Brett's story underscores the power of real estate investing as a path to financial independence and career flexibility. His journey exemplifies taking action and leveraging the resources around him to create a better future for his family.Call to Action:Follow Brett on social media and connect with Lift REI to learn more about real estate investing and wholesaling strategies, especially in smaller markets.

Ever wondered what it takes to transition from being a firefighter to a multimillionaire real estate investor? Ian Horowitz, a former Baltimore City firefighter, shares his fascinating journey into the real estate world, alongside his business partner Dan Mathe. Together, they navigated the turbulent waters of the global financial crisis to establish D&I Development in 2014, amassing a nearly nine-figure portfolio. Discover the strategic growth and integrative expertise that powered their success and learn how networking and community play vital roles in thriving in the real estate industry.Masterminds are not just buzzwords—they're game-changers for many. We unpack the unique dynamics of these groups, sharing stories of individuals who have made significant life changes, like moving from firefighting to business success. Whether it's financial goals, personal growth, or both, finding the right group that matches your personality and experience level is key. We also discuss how personality tests can tailor your mastermind experience, propelling you toward success with the right balance of grounding or motivation.In a world brimming with self-proclaimed experts, authenticity is crucial. We explore how to navigate the maze of real estate gurus, emphasizing the importance of vetting mentors and building trustworthy networks. Ian shares actionable steps for balancing professional duties with personal interests and stresses the importance of genuine connections in professional groups. As the conversation wraps up, we express gratitude for Ian's insights and look forward to more enlightening discussions in the future. Join us as we uncover strategies for real estate success and the power of community in achieving your dreams.

 In this compelling episode, Tyler and Mike Webb sit down with Marc Oshiro, a dedicated firefighter with 17 years of service in the Honolulu Fire Department, who also excels as a realtor with Remax Honolulu. Marc shares his unique journey of balancing two demanding careers, offering insights into the challenges and rewards of serving his community both as a firefighter and in real estate. Growing up in Honolulu, Marc discusses how his deep connection to the island fuels his passion for both professions and his commitment to helping others. From heartwarming stories on the frontlines to the intricacies of Hawaii's real estate market, this episode is a testament to resilience, community, and the aloha spirit. 

Summary: In this episode, Tyler and Mike Webb sit down with Brady McCartin, an entrepreneur from Maryland. Brady shares his journey from DJing to launching diverse business ventures alongside his brother, Jimmy. They discuss their early days in the music industry, their expansion into graphic design, and their latest venture, Chore Coat.Key Points:Introduction to Brady McCartin:Brady and his brother Jimmy's entrepreneurial beginnings in Maryland.Their various business ventures, from DJing to graphic design and Chore Coat.DJ Ventures:How Brady and Jimmy started a successful DJ business in their teens.The impact of their DJing experiences on their entrepreneurial mindset.Expanding into Graphic Design:Leveraging their creative skills to diversify their business interests.Launching Chore Coat:The inspiration and development process behind Chore Coat.Overcoming challenges and bringing Chore Coat to market.Managing Multiple Ventures:Balancing day jobs with multiple business projects.Importance of time management and leveraging strengths.Advice for Aspiring Entrepreneurs:Key lessons learned from their journey.Brady's advice on perseverance, adaptability, and continuous learning.Conclusion: Brady McCartin's journey illustrates the power of passion and innovation in entrepreneurship. From DJing to creating Chore Coat, he and Jimmy have shown that dedication and creativity can turn dreams into reality.

Episode Title:  Hosts: Tyler Thrush and Mike Webb Guest: Chris Bauchle, Firefighter and Certified Financial Planner Summary: In this episode, Tyler Thrush and Mike Webb sit down with Chris Bauchle, a firefighter in Indianapolis and a Certified Financial Planner (CFP). Chris combines his unique background in both firefighting and finance to provide specialized retirement planning for first responders. This episode explores changes in 457 plans for 2024 and offers valuable financial insights for firefighters and police officers. Key Points: Introduction to Chris Bauchle: Chris is a firefighter in Indianapolis with a decade of service, following ten years as an Air Force firefighter. He holds a master's degree in finance and is a Certified Financial Planner (CFP), specializing in retirement planning for first responders. Financial Planning Background: Chris shares his journey into financial planning, highlighting the lack of tailored financial advice for firefighters and police officers. He explains the importance of specialized financial planning for those in public safety roles. Changes in 457 Plans for 2024: The discussion includes an overview of the 457 plans and upcoming changes in 2024. Chris provides insights into how these changes will impact retirement planning for firefighters. Unique Financial Challenges for First Responders: Chris talks about the unique financial challenges faced by first responders. He emphasizes the need for comprehensive financial education and planning tailored to their specific needs. Insights and Reflections: Chris offers practical advice for first responders on managing their finances and planning for retirement. He reflects on his dual career and how it has equipped him to serve his community better. Conclusion: Chris Bauchle's dual expertise in firefighting and financial planning provides a valuable perspective on the unique financial needs of first responders. His insights into changes in 457 plans and tailored financial advice offer critical information for those in public safety roles.

Episode Title: From Fire Captain to Entrepreneur: Brian Waters' Multi-Faceted Career Hosts: Tyler and Mike Webb Guest: Brian Waters, Fire Captain, Real Estate Investor, and E-Bike Business Owner Summary: In this episode, Tyler and Mike Webb sit down with Brian Waters, a fire captain with the L.A. County Fire Department who has also made significant strides as a real estate investor and entrepreneur. Brian shares his journey and insights into balancing a demanding career in public service with his ventures in real estate and the e-bike industry. Key Points: Introduction to Brian Waters: Brian lives in Huntington Beach and serves as a fire captain for the L.A. County Fire Department. He has a long-standing interest in real estate investment and has also ventured into the e-bike business. Real Estate Investment: Brian discusses his experience and strategies in real estate investment. He shares valuable tips and lessons learned from his investments. E-Bike Business: The inspiration for starting the e-bike business came from the rising popularity of e-bikes in Huntington Beach. Brian leveraged his logistics and shipping knowledge from a previous Amazon business to establish his e-bike company. The initial idea for the business emerged from casual conversations with colleagues at the fire station. Balancing Multiple Roles: Brian talks about how he manages his time and responsibilities between his firefighting duties, real estate investments, and running an e-bike business. He highlights the importance of community support and having a strong work ethic. Insights and Reflections: Brian provides insights into the challenges and rewards of entrepreneurship. He reflects on the skills and discipline from his firefighting career that have contributed to his success in business. Conclusion: Brian's journey showcases the power of resilience, adaptability, and pursuing multiple passions. His ability to balance a demanding career in public service with successful entrepreneurial ventures offers valuable lessons for listeners about time management, seizing opportunities, and leveraging diverse skills. Call to Action: Listeners are encouraged to follow Brian's journey and explore opportunities in both real estate investment and entrepreneurship. Stay tuned for more inspiring stories and practical advice from professionals balancing multiple careers.

Hosts: Tyler and Mike Webb Guest: Nick Jones, retired firefighter and full-time construction company owner Summary: In this episode, Tyler and Mike Webb sit down with Nick Jones, a retired firefighter from the Santa Monica Fire Department in Southern California. Nick retired about a year ago and has since dedicated his time to running his ground-up construction company. This episode delves into Nick's fascinating journey from high school through his time in the fire department to his current career in construction. Key Points: Introduction to Nick Jones: Nick grew up in Ventura County, Southern California. He was interested in firefighting from a young age but also had a background in construction through his father's trade connections. Balancing Act: Nick worked for general contractors during the day and took fire classes at night. He shares insights into the challenging balancing act between his construction job and his education. Career Transition: After getting hired by the fire department, Nick initially thought he'd left the construction world behind. However, he soon felt the urge to return to the trades, balancing both careers simultaneously. Retirement and New Ventures: Nick retired from the fire department about a year ago. He now focuses entirely on his construction company, undertaking ground-up construction projects. Insights and Reflections: Nick discusses the skills and lessons learned from his firefighting career that have benefited his construction business. He shares advice for others considering a career shift or balancing multiple career paths. Conclusion: Nick's story is a testament to following one's passion and the value of diverse experiences. His transition from a stable career in firefighting to the uncertainties of running a construction business offers valuable lessons for listeners about resilience, adaptability, and pursuing one's true calling. Call to Action: Listeners are encouraged to follow Nick's journey and stay tuned for more insights and stories from professionals who have successfully navigated significant career changes.

This episode of "First Responder Financial Freedom" features an in-depth conversation with Dan Zitofsky, a former NYPD officer and Navy veteran, who shares his extensive experience in real estate and personal finance. Hosts Tyler Thrush and Mike Webb delve into Dan's unique background and draw out lessons that are directly applicable to first responders looking to secure their financial future. Introduction and Background: Dan begins the episode by thanking the hosts for the opportunity to speak to a cause close to his heart: supporting first responders and veterans. He recounts his journey from high school, through his time in the Navy as a hospital corpsman working with the Marines, to his early ventures into real estate. Despite starting young, Dan emphasizes his ongoing passion for learning and growth in the industry. Transition from Military to Real Estate: Dan discusses how a football injury led him to join the Navy instead of pursuing sports, which serendipitously introduced him to real estate. He shares an anecdote about his first rental property, which provided him with more income than his Navy salary, sparking his interest in real estate investing as a long-term career path. Financial Advice for First Responders: Throughout the episode, Dan focuses on how discipline learned in military and police service can be effectively translated into managing personal finances and investing. He advocates for real estate as a stable and lucrative investment avenue for first responders, who often have unique financial planning needs due to the demanding nature of their jobs. Insights and Strategies: Dan offers practical advice on starting in real estate, including how to approach investments and manage properties to generate passive income. He stresses the importance of financial education, especially for individuals in high-risk professions, and shares insights into leveraging real estate to build wealth and security. Conclusion: The episode wraps up with a Q&A session where Dan answers specific questions from Tyler and Mike, providing tailored advice that addresses the challenges and opportunities faced by first responders interested in real estate. The conversation highlights the potential for real estate to serve as a cornerstone for financial freedom and wealth building among first responders.   Proudly Sponsored by Maltese Mortgage: Who They Are: Maltese Mortgage is dedicated to serving those who serve us. Specializing in mortgages for first responders, they understand the unique financial needs of our heroes. What They Offer: Whether you're buying a new home, investing in property, or seeking hard money loans, Maltese Mortgage offers personalized mortgage solutions. Their services are designed to cater to the distinct needs of first responders, ensuring the best financial options for primary residences and investment properties. Why Choose Them: With an empathetic approach and a deep commitment to hassle-free service, Maltese Mortgage is the go-to choice for first responders looking for reliable and supportive mortgage assistance. Learn More: Ready to explore your mortgage options? Visit www.maltesemortgage.com for more information on how they can help secure your financial future.

In this engaging episode of "First Responder Financial Freedom," we dive deep with Diana Kahn, a prominent lawyer from the Maryland Real Estate Investors Group. Diana brings her expertise to the table, discussing critical topics for any investor, including the importance of setting up wills, LLCs, and trusts for asset protection. The conversation is not only informative but also filled with light-hearted moments, making complex legal topics accessible and engaging. Whether you're a seasoned investor or just starting out, Diana's insights will equip you with the knowledge to protect your investments and ensure your financial freedom. Tune in to discover how you can fortify your financial future against uncertainties.     Proudly Sponsored by Maltese Mortgage: Who They Are: Maltese Mortgage is dedicated to serving those who serve us. Specializing in mortgages for first responders, they understand the unique financial needs of our heroes. What They Offer: Whether you're buying a new home, investing in property, or seeking hard money loans, Maltese Mortgage offers personalized mortgage solutions. Their services are designed to cater to the distinct needs of first responders, ensuring the best financial options for primary residences and investment properties. Why Choose Them: With an empathetic approach and a deep commitment to hassle-free service, Maltese Mortgage is the go-to choice for first responders looking for reliable and supportive mortgage assistance. Learn More: Ready to explore your mortgage options? Visit www.maltesemortgage.com for more information on how they can help secure your financial future.

In this episode Mike and Tyler Discuss Various Topics and catch up on where there investing and businesses currently stand   Proudly Sponsored by Maltese Mortgage: Who They Are: Maltese Mortgage is dedicated to serving those who serve us. Specializing in mortgages for first responders, they understand the unique financial needs of our heroes. What They Offer: Whether you're buying a new home, investing in property, or seeking hard money loans, Maltese Mortgage offers personalized mortgage solutions. Their services are designed to cater to the distinct needs of first responders, ensuring the best financial options for primary residences and investment properties. Why Choose Them: With an empathetic approach and a deep commitment to hassle-free service, Maltese Mortgage is the go-to choice for first responders looking for reliable and supportive mortgage assistance. Learn More: Ready to explore your mortgage options? Visit www.maltesemortgage.com for more information on how they can help secure your financial future.  

This episode is short and sweet! We discuss the possibility of holding a mastermind and would love to hear your thoughts on the matter!!   Proudly Sponsored by Maltese Mortgage: Who They Are: Maltese Mortgage is dedicated to serving those who serve us. Specializing in mortgages for first responders, they understand the unique financial needs of our heroes. What They Offer: Whether you're buying a new home, investing in property, or seeking hard money loans, Maltese Mortgage offers personalized mortgage solutions. Their services are designed to cater to the distinct needs of first responders, ensuring the best financial options for primary residences and investment properties. Why Choose Them: With an empathetic approach and a deep commitment to hassle-free service, Maltese Mortgage is the go-to choice for first responders looking for reliable and supportive mortgage assistance. Learn More: Ready to explore your mortgage options? Visit www.maltesemortgage.com for more information on how they can help secure your financial future.  

In this enlightening episode, hosts Mike and  Tyler welcome Nate Mitchell, a retired sheriff's deputy from Ohio, who shares his transformative journey from law enforcement to the entrepreneurial world. Nate discusses his decade-long career in law enforcement, detailing the reasons that led him to retire and pursue business. He explains his venture into the commercial cleaning industry, a shift from the more commonly discussed topic of real estate on the show. Throughout the episode, Nate offers insights into the challenges and successes he has faced in his new career path, providing valuable advice for other first responders looking to explore entrepreneurship. The conversation also touches on financial freedom strategies and how skills from law enforcement can be leveraged in business. The episode aims to inspire and guide first responders interested in achieving financial independence through entrepreneurial efforts   Proudly Sponsored by Maltese Mortgage: Who They Are: Maltese Mortgage is dedicated to serving those who serve us. Specializing in mortgages for first responders, they understand the unique financial needs of our heroes. What They Offer: Whether you're buying a new home, investing in property, or seeking hard money loans, Maltese Mortgage offers personalized mortgage solutions. Their services are designed to cater to the distinct needs of first responders, ensuring the best financial options for primary residences and investment properties. Why Choose Them: With an empathetic approach and a deep commitment to hassle-free service, Maltese Mortgage is the go-to choice for first responders looking for reliable and supportive mortgage assistance. Learn More: Ready to explore your mortgage options? Visit www.maltesemortgage.com for more information on how they can help secure your financial future.  

In this engaging episode, we're thrilled to welcome back Travis Ogelsby, a prominent figure known for his innovative projects and impactful insights within the industry. Travis discusses his exciting transition into bigger ventures, highlighting the mindset shifts and strategic approaches that have guided his journey. The conversation delves into the complexities of equity buyers and explores the intriguing concept of Black Acre. Focused on providing value and advancing in the industry, Travis shares invaluable advice for those looking to expand their horizons and make their mark. Whether you're a longtime follower of Travis or newly introduced to his work, this episode is packed with knowledge and inspiration for anyone aiming to grow and succeed.   Connect with Travis    Cell #: 618-292-1213 Youtube: @travisoglesby5322  Book a time to chat: Chat with Travis Facebook: Travis Oglesby (from Centralia IL)     Proudly Sponsored by Maltese Mortgage: Who They Are: Maltese Mortgage is dedicated to serving those who serve us. Specializing in mortgages for first responders, they understand the unique financial needs of our heroes. What They Offer: Whether you're buying a new home, investing in property, or seeking hard money loans, Maltese Mortgage offers personalized mortgage solutions. Their services are designed to cater to the distinct needs of first responders, ensuring the best financial options for primary residences and investment properties. Why Choose Them: With an empathetic approach and a deep commitment to hassle-free service, Maltese Mortgage is the go-to choice for first responders looking for reliable and supportive mortgage assistance. Learn More: Ready to explore your mortgage options? Visit www.maltesemortgage.com for more information on how they can help secure your financial future.    

In this compelling episode, we're joined by the innovators behind Rapid Response, a groundbreaking tool designed to enhance the effectiveness of firefighting efforts. Our guests from Rapid Response discuss how their technology is transforming the way first responders approach emergencies, providing them with crucial information before they even arrive on the scene. Learn about the inspiration behind Rapid Response, the challenges they've overcome, and the real-life impact of their technology on firefighting teams. This episode is a must-listen for anyone interested in how technology is making a tangible difference in saving lives and supporting the heroes of our communities visit their website at www.rapidresponse.com   help suport their charity work at https://hhfdny.org/     Proudly Sponsored by Maltese Mortgage: Who They Are: Maltese Mortgage is dedicated to serving those who serve us. Specializing in mortgages for first responders, they understand the unique financial needs of our heroes. What They Offer: Whether you're buying a new home, investing in property, or seeking hard money loans, Maltese Mortgage offers personalized mortgage solutions. Their services are designed to cater to the distinct needs of first responders, ensuring the best financial options for primary residences and investment properties. Why Choose Them: With an empathetic approach and a deep commitment to hassle-free service, Maltese Mortgage is the go-to choice for first responders looking for reliable and supportive mortgage assistance. Learn More: Ready to explore your mortgage options? Visit www.maltesemortgage.com for more information on how they can help secure your financial future.      

Join us in this insightful episode as we dive into the world of real estate investing with David Pere, the Military Millionaire. A Marine Corps veteran, David shares his journey from serving in the military to becoming a successful real estate investor. Discover his strategies, challenges, and triumphs in the real estate market. Whether you're a seasoned investor or just starting out, this episode offers valuable insights and inspiring stories for anyone interested in building wealth through real estate   Proudly Sponsored by Maltese Mortgage: Who They Are: Maltese Mortgage is dedicated to serving those who serve us. Specializing in mortgages for first responders, they understand the unique financial needs of our heroes. What They Offer: Whether you're buying a new home, investing in property, or seeking hard money loans, Maltese Mortgage offers personalized mortgage solutions. Their services are designed to cater to the distinct needs of first responders, ensuring the best financial options for primary residences and investment properties. Why Choose Them: With an empathetic approach and a deep commitment to hassle-free service, Maltese Mortgage is the go-to choice for first responders looking for reliable and supportive mortgage assistance. Learn More: Ready to explore your mortgage options? Visit www.maltesemortgage.com for more information on how they can help secure your financial future.

Join us in this fascinating episode of "First Responder Financial Freedom" as we converse with Hank Henline, the entrepreneurial mind behind Hasty Fire Products. Hank shares his journey in developing innovative fire safety equipment, focusing on the crucial role of rescue straps in firefighting and emergency scenarios. We delve into the technical nuances, real-world applications, and the profound impact these lifesaving tools have in the field. This episode not only highlights the advancements in emergency response equipment but also showcases the entrepreneurial spirit driving these innovations. It's a compelling listen for industry professionals and those intrigued by fire safety technology and entrepreneurial ventures in critical safety sectors. Transcript Excerpt: Introduction to Hank Henline and Hasty Fire Products Overview of Hank's entrepreneurial background. Insight into the founding of Hasty Fire Products. The Innovation of Rescue Straps The development process and challenges. Technical aspects and design considerations. Real-World Impact and Applications Stories of rescue straps in action. Discussion on the evolution of firefighting tools. Entrepreneurship in the Fire Safety Industry Challenges and rewards of innovating in this sector. Hank's vision for the future of fire safety equipment. Q&A: Insights and Advice Audience questions about entrepreneurship and fire safety. Hank's advice for aspiring innovators in the field. Closing Thoughts Reflecting on the importance of continuous innovation. Appreciation for Hank's contributions and closing remarks.  Connect With Hank https://www.instagram.com/hastyrescuestrap?utm_source=ig_web_button_share_sheet&igsh=ZDNlZDc0MzIxNw== Discount Code FRFF5 Proudly Sponsored by Maltese Mortgage: Who They Are: Maltese Mortgage is dedicated to serving those who serve us. Specializing in mortgages for first responders, they understand the unique financial needs of our heroes. What They Offer: Whether you're buying a new home, investing in property, or seeking hard money loans, Maltese Mortgage offers personalized mortgage solutions. Their services are designed to cater to the distinct needs of first responders, ensuring the best financial options for primary residences and investment properties. Why Choose Them: With an empathetic approach and a deep commitment to hassle-free service, Maltese Mortgage is the go-to choice for first responders looking for reliable and supportive mortgage assistance. Learn More: Ready to explore your mortgage options? Visit www.maltesemortgage.com for more information on how they can help secure your financial future.

Join us in this enlightening episode of 'Real Estate Roundtable' as we sit down with Shaun Magner, a seasoned real estate investor with over a decade of experience. Dive into the heart of real estate networking, learn the secrets of building lasting relationships, and discover how community meetups can revolutionize your investment strategies. Shaun shares his invaluable insights and personal stories from the Baltimore real estate scene, offering a unique perspective on the industry's interconnected nature. Whether you're a budding investor or a seasoned professional, this episode is packed with practical advice and insider knowledge that can't be missed!" Show Notes: Introduction [00:00.000 - 00:09.044] Welcome to the second podcast of the year, featuring an exclusive guest, Sean Magner. Shaun Magner: A Decade in Real Estate [00:09.864 - 00:22.429] Introduction to Shaun Magner and his ten-year journey in real estate. Networking: The Keystone of Real Estate Success [00:22.429 - 00:24.570] Brief exploration of how networking is critical in real estate. The Power of Real Estate Meetups [00:24.570 - 00:36.608] Discussion on the role of real estate meetups in community building Deep Dive with Shaun: Strategies and Stories [00:36.608 - End] Shaun shares his strategies, challenges, and success stories in the field. Key Takeaways and Closing Thoughts Summarizing Shaun's insights and concluding the episode. Connect with Shaun: https://linktr.ee/shaunmagner   Proudly Sponsored by Maltese Mortgage: Who They Are: Maltese Mortgage is dedicated to serving those who serve us. Specializing in mortgages for first responders, they understand the unique financial needs of our heroes. What They Offer: Whether you're buying a new home, investing in property, or seeking hard money loans, Maltese Mortgage offers personalized mortgage solutions. Their services are designed to cater to the distinct needs of first responders, ensuring the best financial options for primary residences and investment properties. Why Choose Them: With an empathetic approach and a deep commitment to hassle-free service, Maltese Mortgage is the go-to choice for first responders looking for reliable and supportive mortgage assistance. Learn More: Ready to explore your mortgage options? Visit www.maltesemortgage.com for more information on how they can help secure your financial future.

Dive into an exciting episode of our podcast where we explore the remarkable journey of Kirby Schultz. A firefighter by profession, Kirby has ventured into the realm of unique investments, creating a niche in the world of tiny houseboats. With his roots in Maryland's Kent Island, Kirby intertwines his passion for the water with his entrepreneurial spirit. Listen in as we discuss the challenges and triumphs of developing houseboats, managing family-run marinas and restaurants, and juggling a career in emergency services. This episode is a must-listen for anyone interested in unconventional investments, the hospitality industry, or simply loves a good story of innovation and determination." Show Notes: Introduction to Kirby Schultz - A brief overview of Kirby's background as a firefighter and his unexpected journey into the world of investment, particularly in houseboats. The Birth of the Houseboat Idea - How Kirby and his family recognized an opportunity in their marina and transformed it into a successful houseboat rental business. Challenges and Rewards - Discussing the initial challenges faced, such as financial hurdles and logistical obstacles, and the rewards of seeing the project come to fruition. A Day in the Life - Kirby shares a typical day balancing his duties as a firefighter with his entrepreneurial ventures. Family Ties - Exploring the role of family in Kirby's business ventures, from marinas to restaurants, and how they work together to create a unique customer experience. The Future of Houseboat Rentals - Kirby's vision for the future of his business and the potential for expansion in the houseboat rental market. Advice for Aspiring Entrepreneurs - Kirby offers insights and advice for others looking to break into unconventional investment areas or juggle multiple careers. Closing Thoughts - Reflecting on the importance of innovation, community, and resilience in both entrepreneurship and public service. This podcast episode not only highlights Kirby's unique business venture but also delves into the importance of community, innovation, and balancing multiple roles.

In this insightful episode of our podcast, we delve into the ever-evolving landscape of the real estate market as we transition from 2023 to 2024. Join our hosts – Mike, Tyler, and a slightly sleep-deprived Aaron – as they reflect on their personal experiences and strategies in real estate investing over the past year and lay out their plans for the upcoming year. Mike shares his shift from wholesaling and flipping to investing in storage facilities, emphasizing the importance of systematizing operations for long-term success. He also discusses his venture into hard money loans, highlighting the balance of fewer but higher-margin transactions in 2023. Tyler, facing a challenging year due to rising mortgage rates affecting refinancing activities, shares his tactical pause in flipping and wholesaling. Despite the slowdown, he reveals an optimistic outlook for 2024, predicting a favorable shift in interest rates and a rebound in the housing market. Aaron, new to fatherhood and juggling personal commitments, discusses his selective approach to deals in 2023, focusing on high-equity flips and leveraging 1031 exchanges to maximize profits while navigating tax implications. Throughout the episode, the trio explores various aspects of real estate investing, including leveraging relationships for off-market deals, the impact of interest rates on investment strategies, and the potential benefits of owning a business related to real estate. They also touch on tax deductions, the importance of building relationships with banks, and strategies for navigating the complexities of commercial loans. This episode is a treasure trove of practical advice, real-world experiences, and strategic insights for anyone interested in real estate investing or looking to adapt their strategies to the changing market conditions. Whether you're a seasoned investor or just starting, this conversation is packed with valuable information to help you navigate the real estate landscape in 2023 and beyond.      

Discover the inspiring story of Sean Percy Travis, a former Los Angeles County firefighter who turned his decade-long public service experience into a flourishing entrepreneurial career. In this detailed biography, we delve into Sean's multifaceted life, from his beginnings as an ambulance technician, through his commendable tenure as a firefighter, to his current endeavors in coaching and e-commerce. Learn about Sean's academic pursuit in pre-med studies, reflecting his deep-rooted passion for health and science, and his time as a university baseball player in Los Angeles, showcasing his athleticism and team spirit. Dive into the details of his post-retirement life, where Sean's entrepreneurial spirit shines through his involvement in various projects, including health and wellness advocacy for first responders, innovative business ideas in e-commerce, and real estate investing. Sean's journey is not just about career transformation; it's a testament to his adaptability, innovation, and commitment to making a difference. Whether it's his visually appealing presence, contrasting his colleagues' self-proclaimed 'radio faces', or his creative ventures in developing a paramedic-led IV service, Sean's story is one of continual growth and inspiration. Perfect for those interested in career evolution, entrepreneurial journeys, and the behind-the-scenes lives of public service heroes, this biography of Sean Percy Travis is a must-read. Join us as we explore the life of a man who gracefully transitioned from saving lives in the line of fire to igniting his path as a successful entrepreneur.   Check out what Sean is doing at www.digitaltavernmedia.com Keywords: Sean Percy Travis, firefighter, entrepreneur, Los Angeles County, health and wellness, e-commerce, real estate investing, coaching, public service, career transformation, inspiration, innovation.

The guys do a kitchen table talk and update the listeners as to whats been going on in their businesses.

In this episode, we had the privilege of hosting Faisal Morsi, a real estate investor and entrepreneur, as our guest. Faisal generously shares his remarkable journey in the world of real estate, shedding light on how he transitioned from his previous role as a data analyst to becoming a successful investor. Join us as we delve into the fascinating world of real estate investing and explore the invaluable tool of skip tracing. Faisal provides valuable insights into how skip tracing can be a game-changer for real estate investors, and he walks us through the exact steps to leverage this tool effectively to secure lucrative deals. Discover the story of how Faisal Morsi recognized the potential of applying his existing skill set to his own real estate investments and, in doing so, found a way to provide a valuable service to his fellow investors. Whether you're an aspiring real estate investor or a seasoned pro, this episode offers a wealth of knowledge and practical tips to enhance your investment journey. Tune in to gain a deeper understanding of the real estate market, learn about the power of skip tracing, and find inspiration in Faisal's entrepreneurial story of turning data analysis expertise into a thriving real estate venture. Don't miss this engaging conversation with Faisal Morsi, where real estate and entrepreneurship converge to unlock exciting possibilities.

Karl Kulpak is on the show today to discuss commerical real esate, debt funds, and finacial literacy.  In addition to being a PA state trooper Karl is the owner of Money Coach Group , Partner in Y2 Capital Group PML fund as well as a commerical real estate investor 

Join us in this captivating episode as we explore the multifaceted life of Miami native Alfredo Infante. Born to Cuban parents, Alfredo's journey is a compelling tale of passion, resilience, and innovation. Starting in the family landscaping business, he seamlessly transitioned to a career in firefighting, finding a unique brotherhood and a love for cooking within the firehouse. Alfredo's love for cooking led him to a groundbreaking invention - the MagneCHEF Gloves, revolutionizing kitchen safety and functionality. Dive into his entrepreneurial journey, overcoming challenges including the struggle to balance family life, the rigors of product development, and personal trials. Hear Alfredo's story of grit and perseverance in bringing their innovative product to the global market, earning accolades in the BBQ community and beyond. This episode is not just a story of success; it's a narrative of adapting, overcoming, and thriving against all odds. #Entrepreneurship #Firefighting #Innovation #Cooking #FamilyBusiness"

Driven by his lifelong dream of flipping homes in his local community, Niel founded NK Developments in South Bend, Indiana back in 2006. What started small has grown into hundreds of home acquisitions and flips over the past 15 years. Now an expert house flipper and rental property mogul, Niel shares his journey and hard-won lessons. He discusses how NK Developments identifies undervalued properties, renovates them, and sells or rents them out for profit. Passionate about serving homeowners facing difficult situations, Niel also provides details on their home remodel services - especially kitchen and basement remodels where they add tremendous value. Tune in as Niel explains the systems and mindset that have fueled NK Developments' growth into a thriving real estate business making a difference locally. Discover how you can follow his model and start flipping houses in your own community.

In this episode of the First Responder Financial Freedom podcast, Mike, Tyler, and Aaron interview Lee Marala, a firefighter and real estate investor. Lee shares his story of how he got started in real estate, the challenges he's faced, and the lessons he's learned along the way. He also discusses his plans for the future and how he's using real estate to achieve his financial goals. Key Takeaways: Lee got started in real estate by buying a duplex from a friend. He's flipped several properties and currently owns a few rental units. Lee is using real estate to achieve his goal of retiring from the fire department early. He advises other first responders to start small and reinvest their profits. He also recommends finding a mentor who can help you learn the ropes.

Join us in this episode as we explore the captivating journey of Joel Brose, who seamlessly manages a firefighting career as well as the competitive realm of real estate investing. After a brief stint in the mortgage business when he was temporarily let go, Joel discovered his true passion lay in house flipping and property investments. His determination was further fueled when a fellow firefighter and now-business partner approached him with a game-changing opportunity to flip their first house. Beyond the bricks and mortar, Joel's story is also about work-life balance, family commitments, and personal growth. As a devoted father and husband, he exemplifies the value of being present in every facet of life. Dive into this conversation to uncover actionable real estate tips, investment strategies, and life lessons from Joel's inspiring journey. Ideal for aspiring real estate investors, this episode offers a blend of industry insights and heartfelt narratives

Listen in as we explore the multifaceted career journey of our guest, Dustin, a firefighter Lieutenant from Baltimore who has skillfully maneuvered through various industries. With a start in the world of DJing, Dustin managed to build a successful business, primarily through word of mouth and personal drive. Discover how Dustin transitioned from the world of DJing into the firefighting service and eventually, into real estate. We also shed light on his work with former Baltimore city firefighters, Dan and Ian, and their creation of Brotherhood Buffs, a platform known for its iconic videos of people cheering on fire trucks. Our guest's journey is a testament to the value of having a side hustle. Dustin, alongside his colleagues, faced the challenges of navigating their careers in challenging environments head-on. Learn about how he built a financial cushion through his side hustles, and how these ventures prepared him for times of hardship. As Dustin's story unfolds, we also examine the importance of diversifying income streams, overcoming failure, and surrounding oneself with the right support system. Dustin's interest in managing land for homeowners led him to his current position as a land specialist. Unpack his insights on the world of land investment and mineral rights, and the opportunities it holds. We explore the complexities, the tax implications, the rules and regulations, and the potential benefits of owning land. Understand the differences between owning land for a home site versus an investment, and how land can increase in value exponentially over time. We also touch on Dustin's experience balancing work, family, and his entrepreneurial goals, underscoring the importance of maintaining a healthy work-life balance. Tune in for a riveting discussion that spans across industries and ventures.

Mike Aaron and Tyler Chop it Up... we discuss what is going on with our businesses

In today's episode, we delve into the captivating story of Chris Miller, a remarkable individual who grew up in West Virginia and faced unique challenges early on in life. As the son of an army veteran and volunteer fireman, Chris assumed the role of a father figure at a young age, supporting his sister and mother while his own father was deployed.  Join us as we explore the inner workings of Chris's chimney sweep business and uncover the importance of annual chimney inspections. From protecting customers and companies from liability to identifying potential hazards that can lead to devastating fires, Chris's chimney maintenance expertise is informative and eye-opening. This is an episode you won't want to miss Chris Miller - In high school, Chris's passion for firefighting led him to join the local fire department. Little did he know that this would be the catalyst for an entrepreneurial journey that would change his life forever.  As Chris settled into his career, he noticed that many firefighters had their own side businesses. Inspired by their entrepreneurial spirit, he started his own chimney sweep business in 2015. Armed with the Chimney Safety Institute of America certification, Chris embarked on a journey of growth and success.  Why Do you have to listen to today's episode?  Discover Chris's experience as a firefighter underscores the importance of prioritizing safety in the chimney inspection industry. Understand why certification matters: While no governing body mandates specific qualifications for operating a chimney inspection business, certifications bring customers value and peace of mind.  Gain insight on Business Growth Opportunities: Chris discusses the potential for business growth by targeting specific service areas and demographics through strategic marketing efforts. customer  "While working at the fire department, I noticed that many firefighters had side businesses. It made me realize that starting my own business was a natural progression in my career. So, in 2015, I took the leap and started my own chimney sweep business.” - Chris Miller Today's topic:  1:07 - Firefighting career path and chimney sweep business. 9:43 - Firefighting career path and chimney sweep business. 12:46 - Chimney sweep services and industry standards.  23:36 - Business acquisition and adapting to change. 30:20 - Hiring and demographics in the chimney sweep industry. 42:35 - Hiring and demographics in the chimney sweep industry. 58:09- Financing options for small businesses. Key Takeaways: “Time is the most valuable thing in life. You come to you grow. You won't be 18 years old forever; you'll have a family, get some kids, and realize how precious time is. Being a business owner allows you to set your schedule. You're going to work harder than most people that it's not becoming a business owner, you just automatically do whatever you want, you're going to be working twice as hard as most people, but it's on your dime, it's on your schedule. And that's the perk of it. - Chris Miller “The key is just to keep your head on a swivel, be willing to kind of, not get stuck doing one thing and being able to pivot and adapt to the changes that are thrown at you” -  Chris Miller “Find a good mentor.  Someone that's worthy, right? It's got to be somebody that's going to have value or things that you were interested in, or you look at them, and you see their lifestyle, and you're like, how can I get that way? - Chris Miller   Connect with Chris Miller: Website: https://www.traditionschimneysweeps.com/  Facebook Page:https://www.facebook.com/TraditionsChimneySweeps   Connect with First Responder Financial Freedom: Website: https://firstresponderfinancialfreedom.com/  Facebook Page: https://www.facebook.com/First-Responder-Financial-Freedom  Facebook Group: https://www.facebook.com/groupsfirstfinancialfreedom  YouTube: https://www.youtube.com/@firstresponderfinancialfre3914  

In today's episode, we dive deep into the world of money-making strategies, from flipping garage sale finds to renovating properties and even buying and selling storage units, as our guest introduces us to the world of resourcefulness and creative ways to make money. First, we follow Alex's journey, who partnered with a friend to tackle a property renovation project. They hired contractors for tasks like painting and flooring, but Alex also took on various tasks, from seal coating the driveway to repairing French doors. We explore the commercial mindset behind this approach, focusing on quickly generating revenue. In addition to these fascinating stories, we talk about side jobs, such as laying sod and flipping items on eBay, and how these ways our guest was able to pay his mortgage payment. We learn about the small wins that can accumulate over time and lead to real estate investments. From attending storage unit auctions to selling valuable finds online, our guest shares their journey of making money incrementally and stacking those small wins. So grab your headphones and prepare for an episode filled with inspiring stories, practical tips, and the unexplored world of property renovation and creative money-making strategies. Why Do you have to listen to today's episode?  Discover how to stack small wins: Don't be deterred by starting small. Stacking small wins can lead to significant gains over time.  Learn from experience: Whether it's helping with property demos, joining station projects, or honing your selling skills on eBay, hands-on experience is invaluable. Find out how to surround yourself with supportive people: A supportive network is crucial for success. Surround yourself with people who uplift and inspire you.  "If you're trying to get into real estate, figure out how to make money without your W2... And just your brain, like if you have to spend a little bit of money to make money.”  - Alec Marquette   Today's topic:  05:05Side jobs in high school laid sod. Made money, discovered selling sod. Played sports, considered firefighting, and joined the military. Went to college after the military.19:28 Making money through storage unit auctions. 30:03 eBay feedback helps sell Pokemon cards. 44:15  House had water damage, which scared off buyers. Offered $135k. Comparable sold for $225k. The expected profit is around $32k. 57:05 FHA appraisal higher doesn't include a wholesale fee.     Connect with First Responder Financial Freedom: Website: https://firstresponderfinancialfreedom.com/  Facebook Page: https://www.facebook.com/First-Responder-Financial-Freedom  Facebook Group: https://www.facebook.com/groupsfirstfinancialfreedom  YouTube: https://www.youtube.com/@firstresponderfinancialfre3914      

In today's episode, we dive into the world of real estate investing, specifically land investing. Our guest speaker shares his journey and experiences in the land-flipping business, revealing their strategies and tactics to generate substantial profits. But that's not all - we also discuss the advantages of storage facilities and the potential drawbacks that should be considered before investing. From analyzing costs and demand to understanding tax write-offs, we explore the ins and outs of this booming industry. But that's not the only topic we tackle in this episode. He also shares his previous interest in house wholesaling and his struggles with analysis paralysis. We explore the factors that held him back from taking action and discuss the pivotal moment that propelled him into the world of land investing. From his initial success in flipping land and generating profits to the systems they've built to scale his business, we uncover his journey toward financial freedom through real estate.  Additionally, we touch upon the topic of education and its relevance to career prospects. From the speaker's experience and perspective, we delve into the debate surrounding the value of higher education in today's world. So, whether you're a seasoned investor looking for new ideas or someone considering dipping their toes into the real estate market, this episode is packed with valuable insights and perspectives.  Alec Maquette worked in the Milwaukee Fire Department for five years before becoming a land investor. After buying his first duplex in 2020, he spent much time and effort repairing it. Since he has always been fascinated by Real Estate, he now owns a small land brokerage based in Milwaukee, Wisconsin. All 50 states are covered by their land purchases. Getting undeveloped land repurposed and better utilized with investors, developers, and local governments.   Why you have to listen to today's episode:  Learn how to identify undervalued properties and leverage your negotiation skills. Get a grip on acquiring land at a lower cost and selling it for a higher price. Discover Expansion Possibilities: Another advantage of land investing is the potential for expansion. Land investments provide unique opportunities for development and entitlement, allowing you to maximize the value of your properties. Understand Tax Benefits and Depreciation: Land ownership comes with its own set of tax advantages. Rental properties, for example, can offer tax benefits through deductions for mortgage interest, property taxes, and depreciation. 

In today's episode, we dive into the world of ID verification and its significance in our society. We'll explore the challenges and opportunities that arise from this crucial process and how it affects various industries, from law enforcement to public safety. From the evolution of technology to the impact of fake IDs, we'll uncover the complexities surrounding ID verification and examine the potential solutions that can improve its reliability and efficiency.  From starting as a reseller for law enforcement agencies, our guest takes us on his journey of discovery and growth. Along the way, he shares valuable insights into the challenges and opportunities within this evolving industry. We also explore the importance of continuous learning and adapting to new technologies and the power of connecting with like-minded individuals.  Get ready to be inspired and motivated as we unveil his plans and potential solutions to a prevalent issue in law enforcement.   Mark Baxter is an experienced officer and investigator with a demonstrated federal and local law enforcement work history. He is an expert recognized by the Maryland Courts as a counterfeit document specialist. He is also an accomplished instructor with experience training federal, state, and local law enforcement agencies and civilian organizations. He created the "Fake ID-Real Problem," which fights the use of fake IDs. To achieve maximum nationwide impact in combating this issue, he established SureScan, utilizing his years of experience. An entrepreneur on a mission to make a difference in the lives of others, driven by a strong sense of purpose and a strong desire to make a positive impact. Using Skills From His Job as an LEO to create a business. Mark Baxter took the knowledge gained on the job and parlayed it into success.   Why do you need to listen to today's episode? Discover how developing a comprehensive ID verification database or program could greatly support law enforcement agencies in combatting identity fraud.  Gain insights into the challenges of obtaining real IDs for testing purposes and the importance of constantly updating the program with the latest information. Explore how our guest develops a breakthrough solution for enhancing ID verification for law enforcement officers, providing a more accurate and reliable approach.   "I always feel like there's a better way to do things that have been done the same way forever. So that's one thing that gets me wrapped up is trying to figure out a better way to do this and that." - Mark Baxter Today's Topic: 6:34 - Using drones for law enforcement and firefighting. Drones are useful for law enforcement in tracking missing people, missing persons, physically disabled people, and even children. For the fire department, benefits include documenting the scene for first responders and identifying people inside a burning structure by their heat signatures.   15:43 - What is SureScan, and what is it all about? The company's mission is to provide government agencies and retailers with the ability to combat fake identity cards. The purpose of using it can be varied, including underage drinking, fraud, and terrorism. It should be noted, however, that the company is geared towards law enforcement in other states and not to that of Maryland, where marijuana is legal. 21:41 - How did Mark Baxter get involved in the ID industry? Mark was always an opponent of ID jobs, and his friends knew that, but colleagues kept sending him new stories about the new ID app. He then tested the ID app for 18 months and was amazed at how well it actually worked.  34:29 - Understand the different state identification versions. Currently, there are over 100 different types of state IDs in circulation, and some states have more than one. Knowing the ones you see most often is the key. 37:19 - How does Mark aim to improve ID verification? The idea of partnering with SureScan and selling a separate app is one of the long-term potentials he sees. To find out what's the next big thing in technology, he is seeking different perspectives. 47:43 - What are Mark's challenges regarding marketing to law enforcement? The goal is to take ID scanning one step further since visual checks are not 100% technology, but a way should be found to meet halfway. Being able to stay updated with the latest is a constant learning experience since things change all the time in different states.   Key Takeaways  “The issues with the fake IDs, obviously, everybody, the first thing they think of is going to be underage drinking, but there's a whole realm of other bad stuff that will happen” - Aaron Foster. “AI has a lot of good uses and a lot of bad uses. But how can I implement AI into my mortgage and real estate business? So, I like learning new stuff and applying it without knowing it. And I don't think I'll ever stop doing that because I've always been that way. I've always wanted to see myself out on doing it.”  - Tyler Thrush. “The key is knowing that you have something to offer. And it's almost like, you'd be remiss not to just because  I have this information, you should have it, whether you want to take it or not.” - Mark Baxter   Connect with Mark Baxter  LinkedIn:https://www.linkedin.com/in/mark-baxter-0559727a/  Website: https://www.surescan.us/ Facebook: https://www.facebook.com/surescanID Connect with First Responder Financial Freedom: Website: https://firstresponderfinancialfreedom.com/  Facebook Page: https://www.facebook.com/First-Responder-Financial-Freedom  Facebook Group: https://www.facebook.com/groupsfirstfinancialfreedom  YouTube: https://www.youtube.com/@firstresponderfinancialfre3914   Resources and People Mentioned:  Website: The State of Georgia: https://georgia.gov/uas

It is becoming more common for first responders to retire early for personal reasons. And for whatever reason, it is for you if you do the same. Our only hope is that before ending the only source of income, you have, you already have something planned for the future. Investing early is one of the best decisions you can make, as we always emphasize on this show.  In the same way that our guest did. His goal was to focus on his family while also obtaining the financial freedom he had always dreamed of. He retired early and concentrated on his Real Estate business. According to him, he should have done it sooner. This is the topic we will be discussing today.  How our guest did it and how you could do it the same way. Peter McKenzie served as a fire captain of the Ventura fire department for many years. However, he decided to retire early and start a real estate company. In 2014, he established Rincon Property Management. By maintaining regular communication, fostering strong company values, and curating Ventura County's biggest landlord educational resource, they create an incredible owner and tenant experience. Furthermore, he hosts two podcasts: 'The accidental landlord,' which assists new home business owners along their accidental journey and connects them with the right resources. As well as a ‘Firehouse Roundtable' where he and his cohost shares stories from their careers in the fire department and the impact it has on their lives.    Why do you need to listen to today's episode? Take a step back and realize that you will not be at your job forever. It is also important to understand that a pension will not be enough to support your needs as you age.   Find out why you should hire a virtual assistant even if you are just starting your business.  Get an understanding of multiples and their types. In order to sell the business one day for a better price.    “I had to learn how to re-enter back into my own family, which sounds absolutely insane. Because it's not like I didn't live there, like, I was just gone.”  - Peter McKenzie   Today's Topic:  1:32 “I grew up in San Diego County. So California Fire Service, I don't know, the rest of the country is it's pretty competitive, pretty hard to get in. So went the EMT route and did some reserved volunteer fire time at a small department down there. We then went to paramedic school, worked on an ambulance for a few years, and then built relationships with the fire department, where I was a paramedic. And that's who hired me.”  What is the reason for Peter's decision to leave the fire department? Isn't he afraid of losing income by making this decision, or is it his best decision ever? How did he spend his time after leaving the service? 7:34 - “Focus on making money that's going to make money after you retire.” It may not be enough to depend solely on your pension when you grow older, as Aaron pointed out. It is important to realize that you must make money before and after retirement. 9:35 - “So we didn't have a real estate license with nothing. So we started from scratch. I started the company with him for maybe two or three years, then our partnership kind of dissolved. I bought them out and then built the business the whole time. I was at the fire department for the rest of those 656 years, which was tough because running a business and being a fireman is not easy, because it's not like you can run your business while you're at the station running calls doing all the stuff you're doing at the station. So that was challenging.”  What made Peter switch from being a firefighter to becoming a sole proprietor   16:32 - “By using people and consultants and other people's knowledge, I was able to leverage what they had and apply it in my business. So that was my first hire.”  In this interview, Peter discusses how he handled his business while still in the fire department. He stated that hiring an executive VA helped offload some tasks. Listen to Tyler's suggestions for where to engage your VAs and what are the better strategies depending on the tasks you need to be accomplished. 31:07 - “Every industry has a like standard multiple, and it can be a multiple of revenue, it can be a multiple of EBITA, can be the people, people gauge different things. Like for example, in a property management business, the multiples like one and a half times one year's revenue, which is crazy. To me, that's like such a bargain.” Peter briefly explains how multiples work. And how is he determining multiples when buying a business? 33:42 - “The way I sell it to my clients is this is a benefit and an asset to them. Because we control the process, we're accountable.” Peter discusses his business management strategy. By controlling the business and not only owning it, he can gain his clients' trust. 41:37 “I'm very, like protectionist mindset like I don't want to go backward like I left my safety net, the fire department like if my business goes bankrupt, it's going to be a problem. So part of my strategy is to diversify into Amazon-proof businesses.” Peter plans to diversify into Amazon-proof businesses. 45:50 “I felt like a stranger in my own house. I had no idea that stuff was happening at home. I just thought Dad's home. Normally, it's like coming home from the fire department. And if it's a weekend, it's party time, and we're going out, we're doing stuff, we're going to the beach. Well, that's not reality.”  As soon as you retire, there is this big adjustment, says Peter. It's important to learn how to adjust to your new situation and reintegrate into your family. 50:57 - “What we're trying to do is the guys that are still alive, go back and capture those guys and get them on the podcast and like okay, I've heard this story 100 times. Let's hear it and just document it for posterity.” Peter hares the reason for starting his podcast and his goal. Listen to his two podcasts: The Accidental Landlord and Firehouse Roundtable. 1:07:48 - “I think it would be to take your shot quicker. Don't be shy about jumping in and going big.” Peter's advice to his younger self.    Key Takeaways:  Your bodies are shot like your knees are shot, your hips, your back, your shoulders, like just at some point do you realize what's the quality of your life like I get it. I really enjoy the fire department. I have a lot of fun there. But  I don't want to die in the firehouse. I want to enjoy the fruits of my labor and enjoy my career after the fire service.  - Aaron Foster Focus on making money that's going to make money after you retire.” - Aaron Foster.  “For 20 years. It was a lot of stress. And it was way harder. So it puts strain on the relationship with my wife and my kids. So I had to learn how to like to re-enter back into my own family, which sounds absolutely insane. Because it's not like I didn't live there like I was just gone.” - Peter McKenzie Connect with Peter McKenzie  Facebook: https://www.facebook.com/rinconpm/ Instagram: https://www.instagram.com/rinconpropertymanagement/ LinkedIn:https://www.linkedin.com/in/petermckenzie/ Website: https://www.rinconmanagement.com/ YouTube: https://www.youtube.com/@rinconpropertymanagement/videos Connect with First Responder Financial Freedom: Website: https://firstresponderfinancialfreedom.com/ Facebook Page: https://www.facebook.com/First-Responder-Financial-Freedom Facebook Group: https://www.facebook.com/groupsfirstfinancialfreedom YouTube: https://www.youtube.com/@firstresponderfinancialfre3914   Resources and People Mentioned: The Accidental Landlord: https://sites.libsyn.com/444105 Firehouse Roundtable:https://www.venturafirefoundation.org/firehouse-roundtable

Couple Karen and Mike Brown run the Shred-All Company, a document management business previously owned by Karen's mother and is known to be the premier provider of document shredding/destruction services in Northeastern Pennsylvania. As per their experience, the business' resounding success has been built upon their belief that the customer always comes first, hence their practice to go above and beyond to create personal connections revolving around trust with their clients. Because through such relationships, they can better accommodate their customers' needs and often provide security and peace of mind.   From firefighters to having the Shred-All business, Karen and Mike were able to create an economic domino effect, advocating for the great cause of recycling, all while growing their shredding business. So if this resonates with you, join us today as we learn the secrets behind this success with Mike and Karen themselves.     Why do you need to listen to today's episode? Recognize the importance of creating personal connections with your clients; Understand why people should and would want to invest in a shredding business; and Find out how Mike and Karen could help you with your trash boxes/bins concerns “That's really helped us thrive as a family and as business owners—we rely on each other, but at the end of the day, we just do what we have to do.” – Karen & Mike Brown       Today's Topic:   01:27 – “She approached Karen and said, ‘Hey, does Mike want to run this?' And of course, I was like, ‘Yeah!' I mean, I'll be an instant millionaire; I'll sit here and kick my feet up and just watch the money roll in….”   How Mike and Karen got into the fire department and eventually met. They also share how Shred-All started through Karen's mother before it was passed to them.   09:50 – “One of the nice features about our trucks that have distinguished us from our competition is the customer can just walk out the front door and watch the process from start to finish….”   Their retirement plan, the expansion of the shredding business and their 100% transparent process, how they charge clients, and the worry about the transition of everything becoming electronic.   16:47 – “What really resonates with a lot of our customers is the three components/characteristics of our business—we're family-owned and operated; we used to be small, we still are, and we're local.” Marketing with the three components of the business that resonate best with the customers, Karen's and their employees' fantastic skills, and the importance of having an actual live human being to talk to your customers over the phone.   24:21 – “What often happens is I email my employees at the beginning of the week with the schedule, and I think our employees' biggest complaint is like, ‘You said they only had ten boxes, but when we got there, there were 400.' And I'm like, ‘That's what they told me.'”   What networking looks like for a shredding business, and how they do billing so they won't get taken advantage of?   27:26 – “I would do anything. It's just a matter of is the customer willing to let us come back the number of times that we're going to need to come back to do it.”   What's the biggest and smallest project that Mike and Karen are willing to take on? What's the most challenging part of running the business?  32:46 – “Life is going to be so much easier with this thing…”   Determining what equipment to buy for the business, their return on investment, and how colossal customer service is for them.   37:15 – “Karen deserves a lot of credit here. I think what makes our dynamic work very well is that we don't have any predefined roles.”   The benefits of not having predefined roles.   42:09 – “Most of our employees have come from the fire department….”   How do Mike and Karen do the hiring/picking and choosing people they're going to hire for the business, and how often do they hire somebody?   46:04 – “It doesn't happen every day, but I do try to get back to them as soon as I can in those situations.”   Karen's problem with being a softy, along with the discussion about the difference between being responsive to customers vs. letting them run the business.   50:38 – “We're definitely comfortable with where we're at. We always want to grow, but at the same time, I don't think we want to expand too much farther….”   What is the status of Karen and Mike's business? Are they still growing? What's their plan for the future like?   54:20 – “I'm proud of what we've built. It's our baby; it's our child….”   What do they do with the remnants? What's the importance of having personal connections with clients? What are they grateful for in this journey?   1:05:57 – “There's a value—a non-monetary value—in work ethic. And sometimes, we have to sweat and curse and struggle….”   Mike and Karen's advice for their younger selves     Key Takeaways:   “It's really hard to estimate, but that's why I almost never give a total project completion price as a quote. I give them a per box price or per bin price.” – Karen Brown.   “Before we make any purchase, we have a very, very clear understanding of how they operate and the mechanics involved, and we try to compare those mechanical processes over, in terms of longevity and reliability. For us, one of the most important aspects of the equipment we own is the ability to get help…” – Mike Brown.   “I think what makes our dynamic work very well is that we don't have any predefined roles. What makes the dynamic successful is that at no point in this relationship have we ever said, ‘Yeah, I'm not doing that.'” – Mike Brown.     Connect with Karen and Mike:   Website: http://www.shredallcompany.com/  Facebook: https://www.facebook.com/shredallcompanyllc/     Connect with First Responder Financial Freedom:   Website: https://firstresponderfinancialfreedom.com/ Facebook Page: https://www.facebook.com/First-Responder-Financial-Freedom Facebook Group: https://www.facebook.com/groupsfirstfinancialfreedom YouTube: https://www.youtube.com/@firstresponderfinancialfre3914          

Nowadays, more and more people are starting to talk about wanting to do real estate, but more and more of those same people actually never do it. Is it because they don't really want to do this in the first place? Or is it because they're just not as committed as the industry needs them to be?   Whatever that is, the real estate industry is truly a different kind of work, which can either and even both be fulfilling and/or overwhelming. Without a strong foundation of commitment towards what you really want to do, you can really find yourself getting lost in its wide space. At first, even today's guest thought it would be easy, but then he was welcomed by the challenge it required on his mental capacity. But because he knew what he wanted, he changed his mindset and did what was needed for him to be able to achieve his dream. He just showed up, and now, here he is. Tune into this week's episode to find out how you can also do the same!   Aside from being the owner of BTB Speed & Agility, Tony Daniels—as his Instagram handle shows—is a full-time Firefighter in Cincinnati, Ohio, and a real estate investor. He's been putting fires out since nine years ago and has been hitting real estate pretty hard as he overcame obstacles that tried to hinder his way.     Why do you need to listen to today's episode? Understand the truth about how hard real estate is going to be and why the secret sauce lies in all the boring work in this industry; Recognize the importance of having the right coach for the right thing of concern; and Find out how real estate can serve as your golden ticket toward having more time to actually live your life with your loved ones     “Find a mentor from the beginning…Not everyone's journey is the same. Know your journey; know your reason for wanting to get out…I think real estate is the golden ticket.” – Tony Daniels.     Today's Topic:  01:05 – “I'm just gonna give my take on things, and hopefully, it can help one person. That's kind of my goal. I've always been a helper.”   Tony shares how he got into personal training and the fire department.   06:45 – “I was more skeptical. Like, if this is that easy, why doesn't everyone do it?”   Tony talks about the journey he's been through as he pursued real estate, explaining how Mike helped him midway.   12:10 – “I knew I needed to find that vehicle to give me the opportunity to be home more.”   Love is spelled T-I-M-E: On finding a ‘vehicle' so he can be home more and spend more time with his kids. Tyler also shares what he thinks when people give too much information.   19:54 – “What was super rewarding was the one thing, and that was like, okay, all this kind of what I call noise was just super distracting. I was able to break things down into smaller, tangible processes, which then kind of opened me up to kind of start to test the waters to actually go out and start to talk about what I wanted to do.”   Tony shares what his steps into the real estate realm were like after working with Mike.   23:15 – “I tell Mike all the time—I wish you would have done a better job of telling me how hard it was going to be.”   When did Tony start this endeavor with Mike? What does ‘boring work' have to do with success in the industry? How important and crucial is one's commitment to earning success?   32:35 – “I was kind of satisfied that the price he gave me was really good mentally for me, knowing that I had that to feel like I was invested in it.”   The importance of being transparent and having the right coach for the right thing   39:53 – “My secret sauce is I'm very, very personal, and I'm intentional when I'm personal.”   Tony shares the story behind the present state of his coaching platform.   42:30 – “I know I can't be good at everything, but if I could just narrow down my focus, I could really be good at that niche.”   How important is it for people to narrow down and focus on a niche? What has Tony been working on recently? Why should kids be given a chance to succeed?   54:41 – “It's kind of an additional income for me and my wife. We're kind of able to kind of do multiple things as one.”   A 12-month runway: The price points and other details of work for the rental. Also, the discussion on financial literacy is not being taught anywhere.    1:03:38 – “You could walk in and immediately tell, do these people actually care about these people, or is it a business?”  The different types of group homes.   1:08:56 – “Find a mentor from the beginning.”   Tony's advice for his younger self.   1:10:17 – “Family…that's super important.”   What is Tony Daniels' why?     Key Takeaways:   “To me, too much information is the same as no information.” – Tony Daniels.   “What was super rewarding was the one thing, and that was like, okay, all this kind of what I call noise was just super distracting. I was able to break things down into smaller, tangible processes, which then kind of opened me up to kind of start to test the waters to actually go out and start to talk about what I wanted to do.”   “It was just the process of continuing to do the boring work; that's where I struggled because of my dyslexia. It's the boring work, like sitting down at a computer for an hour or two hours, cold calling and sending texts; that's where I struggle at. But obviously, that was the secret sauce; I had to do the boring work. None of it was gonna get done if I wasn't willing to do the boring work.”     Connect with Tony:   Instagram: https://www.instagram.com/firemanflip/ Instagram: https://www.instagram.com/btbspeed/     Connect with First Responder Financial Freedom:   Website: https://firstresponderfinancialfreedom.com/ Facebook Page: https://www.facebook.com/First-Responder-Financial-Freedom Facebook Group: https://www.facebook.com/groupsfirstfinancialfreedom YouTube: https://www.youtube.com/@firstresponderfinancialfre3914    

Is social media good for the fire department or not? Many people talk about cell phone dangers, and most likely, you've had this conversation at home. In fact, some people think that the internet is merely a fad. All of that has been proved false by our guest today, with the right strategies and values in place.  Nick Hammond is a firefighter whose career started in August 2006. He has transitioned from a dislike of social media to a full-blown business running on and through those platforms. Contrary to popular belief, he has turned it into something beneficial for his family. This is all while having a good time, enjoying and supporting his interests.Join us in this week's episode to learn more about this guy!   Why do you need to listen to today's episode? Recognize the importance of staying true to yourself, your personality, and your values as you start working with people to grow your brand; Understand how social media can either be good and/or bad to anyone, depending on how it's used and maximized; and Find out how you can have a full-blown business running on social media without sacrificing your happiness and life outside the business world.     “Try not to necessarily stay with the trends. Be your own. I always say, be your own trend.” – Nick Hammond.     Today's Topic:   01:03 – “I just kept thinking, what do I want to do with my life? And I'm just like, I don't need this…I threw my textbooks on the ground, literally just walked out of class, walked to my boss' office, and said I quit.”   Nick shares the story of how he got into the fire service, starting as a volunteer fireman.   03:53 – “The 2016 presidential election ruined social media; it did. Whichever side of the aisle you're on, it just ruined it.”   Nick shares why he didn't like social media until this podcast, how he decided to start posting again, and how he built up a huge following.   09:13 – “Eventually, I've lived by myself for a long time, and I'm like, okay, I really have to cook now. That was around the time when YouTube has really taken off as far as tutorials, cooking, and stuff like that.”   Nick shares how he learned how to cook along with the experience of watching people on the food network and hunting.   13:50 – “We started doing it for a while, and there were no guidelines; I just wear this stuff. Well, it took off. And then he said, ‘Look, I don't think it's fair. I want to pay you a monthly stipend.'”   Is social media good for the fire department or not? How did Nick transition to have a full-blown business run within and through social media?   21:41 – “I'm fishing and fishing for deals. I am my own agent. I am my own person. I don't have nobody representing me.”   Nick talks about his approach to connecting and widening your network as he collaborates with companies to grow his business while keeping his personality and interests.   29:49 – “Try to not necessarily stay with the trends. Be your own. I always say be your own trend.”   Nick encourages people to be their own trends and shares how to deal effectively with criticism.   35:58 – “If they want to be on there, I'm happy to include them.”   Does Nick partner up with other people on his podcast? Is his department supportive of his business? What's this social media policy update in the fire service all about?   44:22 – “Food sets the tone and the morale for the company; good food.”   Certain people don't have to go to the kitchen; they can help by doing other things. Also discussed here are ways how firemen eat and pay for their food   59:52 – “If you're going to make chicken, get a meat thermometer. Don't be a hero.”   Talking about The Cool Fireman Podcast   1:02:51 – The worst meal Tyler, Mike, Aaron, and Nick ever had in a firehouse     Key Takeaways:   “The sky's the limit. I'm going to keep cooking. I'm going to keep growing. Sometimes, it's flustering, but everyone goes at their own pace.” – Nick Hammond.   “Today's society has changed; and the way they get their entertainment and information, it's literally in the palm of their hand.” – Nick Hammond.     Connect with Nick:   TikTok: https://www.tiktok.com/@fireman1231 Instagram: https://www.instagram.com/fireman1231_/ Facebook: https://www.facebook.com/people/Nicholas-Hammond/100091404541565     Connect with First Responder Financial Freedom:   Website: https://firstresponderfinancialfreedom.com/ Facebook Page: https://www.facebook.com/First-Responder-Financial-Freedom Facebook Group: https://www.facebook.com/groupsfirstfinancialfreedom YouTube: https://www.youtube.com/@firstresponderfinancialfre3914