Podcasts about ticor title

In this episode of the Kern County Real Estate Review, Laurie McCarty sits down with Cecile Shanklin from Ticor Title to clear up some of the most common misconceptions about title insurance. Whether you're a first-time homebuyer or a seasoned investor, understanding the role of title insurance is crucial to protecting your real estate investment. Cecile shares insights on why title insurance matters, how it protects against potential claims, and debunks myths like 'title insurance never pays out' and 'title searches are simple.' Tune in to learn why this often-overlooked part of the homebuying process is so important.

Hey there, Carlsbad community! Are you ready to dive deep into the world of real estate and discover the secrets of protecting your property investment? In episode 104 of Carlsbad: People, Purpose, and Impact, I, your host Bret Schanzenbach, am thrilled to sit down with the dynamic duo from Ticor Title, Alonzo Castro and Michele Denys!Ever wondered what title insurance is and why it's absolutely crucial for your peace of mind as a homeowner? Alonzo, a seasoned pro with a heart for service, and Michele, a sales maven with a sharp eye for real estate, pull back the curtain on this often-misunderstood aspect of buying a home. They're here to share invaluable insights on protecting yourself from the nightmares of forgery and scams, especially for our senior community.But that's not all – we're also tackling the hot topic of the current seller's market in San Diego, the wealth gap in homeownership, and the power of real estate as your retirement golden goose. Whether you're a young person looking to step onto the property ladder or a seasoned investor, Alonzo and Michele have the advice you need to navigate these challenging waters.And because we love getting personal, Alonzo reveals how he swaps contracts for clubs on the golf course and treasures time with his granddaughters, while Michele shares her passion for horses and the thrill of equestrian sports.Don't miss out on this treasure trove of knowledge! Connect with Michele at 760-518-5383 or michele.denys@ticortitle.com, and explore more at www.ticortitle.com. Tune in to Carlsbad: People, Purpose, and Impact, episode 104, for a conversation that promises to be as informative as it is inspiring!Bio for Alonzo and MicheleAs sales executives for Ticor Title we work with brokers and realtors with both residential & commercial clients, investors, loan and escrow officers, and have over 50 combined years in the Title and real estate industry in North County San Diego.  We aim to provide a top tier customer service experience and support smooth transactions for all of the parties involved. We focus on creating new & better ways to increase our client's sales and taking their business to the next level is our mission.  We strive to accomplish this by helping our clients implement strategies and plans to achieve their goals while riding along side them for accountability. We value  strong communication, quick response times and our ability to consistently provide tools and resources to support our clients while jumping in wherever necessary to meet the needs and demands of our clients. Did this episode have a special impact on you? Share how it impacted youCarlsbad Podcast Social Links:LinkedInInstagramFacebookXYouTubeSponsor: This show is sponsored and produced by DifMix Productions. To learn more about starting your own podcast, visit www.DifMix.com/podcasting

Join us on this enlightening episode of the Kern County Real Estate Review, where we sit down with the esteemed Cecile Shanklin, a renowned expert in the realm of real estate and title insurance. Dive deep into the heart of real estate transactions as Cecile demystifies the critical role of Ticor Title in securing property ownership, offering listeners an insider's view on navigating the complexities of title insurance, and ensuring a smooth property transfer process. Whether you're a seasoned real estate professional, an investor, or simply curious about the behind-the-scenes of buying or selling property, this episode promises to shed light on the essential aspects of title insurance and how Ticor Title stands out in the industry. Cecile brings her wealth of experience and insights to the table, discussing common challenges, pivotal moments, and the evolving landscape of real estate transactions.

In this episode, Host Geoff Lavell, speaks with Ryan Pulliam Assistant Sales Manager and Ashley Hunter Sales Executive both with Ticor Title of Nevada. The discussion is about Title Insurance, the role of Escrow, and how you can protect your clients as a REALTOR® and how consumers can be better educated about their critically important Title Insurance Policies.

Anthony Andre is an Area Vice President with Ticor Title in Southern California. He has built a reputation for hard work, creativity, and attention to details while working in the title industry for over six years. He strives to deal with potential issues before interfering with a real estate transaction. Anthony makes good use of advanced software technology and the other resources of Ticor Title, a leader in the title industry for over a hundred years. They are dedicated to providing an excellent level of customer service. Feel free to give Anthony Andre a call if you have any questions. He would be happy to assist you with your title needs.

In this episode, we discuss what a title company does in the home ownership process. This episode features Alicia Harworth of Ticor Title. Have escrow or title questions? Contact Alicia at 702-952-8251 or alicia.harworth@ticortitle.com Have real estate questions you want answers to? Send your questions to thewillisteamlv@gmail.com for a chance for them to be answered on the podcast. For more info on Jameen and Nicci Willis, visit https://www.thewillisteamlv.com/​​​​​ #lasvegas​​​​​ ​​​​​ #henderson #askjameen Jameen Willis, Realtor, Property Manager Lic. #S​​.0187743|PM/0167755 Nicci Willis, MBA | Realtor Lic. #BS.0146155 . . . The Willis Team LV at Remax Advantage 10075 S. Eastern Ave Ste 103 Henderson, NV 89052 702-249-9061 thewillisteamlv@gmail.com

  Nicole welcomes Tracey Wilson of Investment Property Exchange Services. You can find him at ipx1031.com. Ipx1031 has provided its clients with superior qualified intermediary services for three decades. And each year they assist thousands of clients and their tax and legal advisors by providing proven exchange solutions that best achieve the client's goals of enhancing their business portfolios and preserving equity. But he'll tell you more about that at the beginning of this episode. This is a two-part episode. There is so much to learn. This first one covers the basics you need to know as an agent and as an investor, about a 1031 exchange to avoid capital gains taxes. He will give you guidance, no matter how creative you think you are, he will have solutions and some recommendations to keep you out of hot water with the IRS. Listen to this episode now. ----more---- 6 Rules of a 1031 Exchange: 1. Held for investment     Owned and treats as investment for usually 1 year and 1 day. 2. 45-day ID rule - up to 3 properties 3. 180-day rule - 180 days to close on one or more of identified properties 4. QI requirements       IRS Mandates client us a QI      QI cannot be their attorney or accountant      Client cannot touch the money during the exchange 5. Reinvestment requirements or equal or up Rule:      Zero taxes: buy = or higher, and reinvest all the cash      If you buy down, then perhaps it's "boot" and there is some tax, but the rest of the exchange is OK 6. Title Requirements      Must close and take title on the new property exactly as title was held on the old property but tax return trumps title. ----more---- The full transcript for this valuable episode is here: Announcer (00:14): Welcome to another episode of the Double Comma Club with your host Nicole Rueth of the Rueth Team, the number one lending team in Colorado. Join us today for this special episode of the Double Comma Club, where Nicole welcomes Tracey Wilson of Investment Property Exchange Services. You can find him at ipx1031.com. Ipx1031 has provided its clients with superior qualified intermediary services for three decades. And each year they assist thousands of clients and their tax and legal advisors by providing proven exchange solutions that best achieve the client's goals of enhancing their business portfolios and preserving equity. But he'll tell you more about that at the beginning of this episode. This is a two-part episode. There is so much to learn. This first one covers the basics you need to know as an agent and as an investor, about a 1031 exchange to avoid capital gains taxes. He will give you guidance, no matter how creative you think you are, he will have solutions and some recommendations to keep you out of hot water with the IRS. Listen to this episode now. Nicole Rueth (01:26): So Mr. Tracey Wilson, love it that you're joining us. Thank you so much.I work with a lot of investors, my husband and I, in fact, we had a small house that we did a 1031 exchange with, with you earlier this year, because we were like, we don't know where that's going now. Could we have held onto that home and continue to allow it to grow? Yes, but we also had an opportunity. And so I'd love to hear where things are going. And I definitely know there's a lot of money moving in 1031 exchanges. I continue to hear the story where people get caught, not fulfilling some of the guidelines. That you've got to spend all the money you make, not just the net revenue and there are nuances that I know that you're going to share that I know catch people by surprise. Tracey Wilson (02:19): Sure. You don't have to do the exchange for all the money, if you sell for 300 grand and you buy something that's 250,000, you can certainly do that, it's just that you'll pay the tax on the difference, demand you buy down. But you're right, if you want, no taxes buy something that's equal or greater in value. So yeah. You're spot on. You guys did that, didn't you? Nicole Rueth (02:40): We did. Well, we didn't spend it all. We paid some taxes. Although, having said that my CPA was very happy about that. He says you could use a little bit of a loss. Tracey Wilson (02:50): You could use, wow. Okay. There are weird CPAs. All right. Okay. We're going to dive right into it here. We're going to first start talking about 1031 exchange changes, and then we're going to transition into something that I think is probably as important, if not more important and that is the coming proposed tax changes. So I'm going to dive into this. I like it when people feel free to interrupt and ask questions as we go along. Let me tell you a little bit about our company. The name of it is Investment Property Exchange Services. You can see with a big, long name like that we're trying to short it up just IPX, the one which is also our website, it's a very user-friendly website. Who the heck are we? We are 33 of us now attorneys and CPAs nationwide, including our paralegals and the exchange coordinators and the banking staff. We're about 400 and some employees, we're wholly owned by Fidelity. So we have some very deep but natural pockets. Tracey Wilson (03:51): We actually are the largest qualified intermediary in the United States. We even do exchanges internationally as well. So last year we did just a smidgen under 11 billion with B dollars, 1031s. In Colorado, we set a record of which I own a franchise of $600 million in 1031 exchanges. That was for all of last year. I need to tell you something, so far this year as of July the ninth, Friday numbers. So we are on target, who knows what's going to happen. We're on target to almost double last year's volume, which last year was a record-breaking year already. So there is a heck of a lot of 1031 exchanges being done nationwide. So we do all types of 1031 exchanges, the regular forward exchange, we do reverse exchanges where you want to buy, the client wants to buy their new replacement property first, we also do exchanges on things other than just real estate. Tracey Wilson (04:50): We do exchanges on the oil and gas and water rights and minerals and waste systems, air rights. We also do exchanges in which the client may want to make improvements or do some construction to their new replacement property. And there's a way to do that while the property is parked or temporarily owned by us IPX. And just for whatever it's worth, we used to be able to do exchanges on businesses. Like when somebody sold, for example, a 711, we did the exchange not only on the real estate but also on the gas pumps and on the hotdog rollers and on the slaggy machines, the capital assets of the business. We are no longer able to do those personal property exchanges, cars, price, boats, equipment. We were the largest, exchanger of intellectual property from Microsoft, Amazon, Facebook, Oracle, all that is gone. It was wiped out of the tax code with the tax cuts in Jobs Act. We can only do exchanges now on real property. Tracey Wilson (05:52): If you have any questions about a 1031 exchange, give me or Denita a phone call, we can help answer your questions right there on the phone. But as a good resource, our website, you can actually start an exchange immediately online. You don't even have to talk to anybody. We have calculators that'll figure out what your capital gains and basis is. I prefer that you would call me in that regard because the calculator is limited in terms of its assumptions. And I can do the same thing in about three or four minutes, and you actually understand what's going on. We also have calculators for the 45, 180 days, and we have a knowledge center that has a single-page answer to any 1031 exchange question you could possibly have. And a brand new feature on our website, are little one and two-minute videos that you get right off the homepage on almost any topic on 1031 exchanges. Tracey Wilson (06:48): So enough of all that, as I said, I am in charge of the franchise for Colorado Yukon, Wyoming. And again, we are part of the Fidelity family of Title Insurance companies. That's Alamo Title, Chicago, Commonwealth, Fidelity. In Colorado, Commonwealth is actually called Heritage Title. We also own and do business through Lawyer's Title, Ticor Title, through to Union Title. And then as a part of that big family IPX is the exchanger for all those title insurance companies, again, nationwide. All right, let's dive into it that's enough how it's keeping in advertising. What the heck is a 1031 exchange? What is section 1031 of the tax code? It's two pages out of the thousands of pages of the tax code that allows for non-recognition of gain. That sounds like CPA pitch peek for the following. If you're selling an investment piece or real estate, and let's say the gain is a hundred thousand dollars. Not a lot of people know this, but the taxes, the capital gains taxes on that 100,000 are going to be about 30 ish percent. Tracey Wilson (07:57): Now we know where is that 30% coming from briefly because we're going to take a deeper dive in just a minute or two, but that 30 some percent consists of these capital gain taxes. It's either 15 or 20% on the appreciation, but then when you're doing investment real estate, there's always un-recaptured or the recapture of depreciation it's taxed at 25%. Then both of those gains are hit with the Affordable Care Act, Obamacare at 3.8%. And both of those gains, the appreciation, and the de-appreciation recapture are taxed by the State of Colorado. It's now 4.55%. You add all those capital gains taxes up and they blend together to be about 30%. If you are dealing with someone selling property, investment property in a high tax state like California and New York or New Jersey, Chicago, or Iowa, Illinois, or Iowa, for example, California's income tax rate for capital gains is 13.3%. You can see why then that the capital gains taxes can range anywhere from 30 up to as high as 40%. Tracey Wilson (09:15): So when you're dealing with us, we're talking about investment property. So when I need to pause and need to go 1031 exchanges are not for the sale of someone's home, where they live, it is not for your personal primary residence. There's a better deal in the tax code, section 121. So if you've lived in your home for at least two years out of the most recent five, then when you sell it, you get to have your gains tax-free, that's better than a 1031, which is nearly tax-deferred. Tax-free up to how much? Well, if you're single, you get up to 250 grand tax-free, or if you're married finally joined, you get up to $500,000 tax-free. And oh, by the way, you get to use that personal home exclusion over and over and over as often as you want once every two years. So it's no longer a once-in-a-lifetime exclusion. Tracey Wilson (10:12): So that's the sale of someone's home, where they live, their personal family residence. I want to get that out of your brains because everything else from here on out is about the sale of investment real estate, rental real estate. So if you do an exchange, instead of just selling it, walk through the rules of what that looks like, and then you buy some replacement property or you can buy multiple replacement properties. Guess what happens? The gains are actually rolled over. They're transferred into the new property, and then you don't have to pay the %30 to 40% capital gains. Yes, the gains are rolled over into tax-deferred into that new property. Let's take a little bit of a deeper dive. Let's say you bought a piece of property for 150,000. I know these numbers are probably, may not be relevant in today's market, but it makes the math or the thinking about it a little bit easier. Because what we're going to do is look at some accounting, but we're not going to do debits and credits, we're just going to use pictures. Tracey Wilson (11:18): So you buy some rental house for 150,000, you rent it out and then years later you're going to sell it. And it's gone up to 200 grand. Well, a lot of people think, okay, I bought it for 150, I'm selling for 200,000 I think my gain is about 50 grand. I'm ignoring commissions and closing cost. Well, that is all true to a certain extent, but we want to get some definitions down. When you do a 1031 exchange, the property you're selling is called the relinquished property. You're giving it up, you're selling, you're relinquishing it. And the property that you're going to buy, that you will exchange into is called the replacement property. There are too many Rs I've already had my, so I'm just going to call it the old property and the new property. And so the basis transfers from the old and to the new property when you do an exchange. And so too, does the gain, the gains transfer and that's the whole point of doing a 1031 exchange. Defer, transfer, roll those gains into the new property, do not have to pay the 30% to 40% capital gains taxes. Tracey Wilson (12:21): We need to re-emphasize a concept that I just brought up. You buy a house for a hundred grand, you rent it out five years later, you sell it for 150,000. And everybody thinks again, ignoring commissions and closing costs that their gain is about 50,000. Well, just as a reminder, the original purchase price of the house has been going down, on paper it's going down. It's an accounting phenomenon and it unfolds as like this. The original purchase price a hundred thousand has to be depreciated. If it's residential, it's over 27 and a half years, if it's commercial, it's over 39 years. And so this is residential property, a single-family rental house. And that means that there should have been about 3,600 and some odd dollars of depreciation expense every year. We did that for five years, we have a total of $18,000 of accumulated depreciation that has got to be subtracted from the original purchase price. So that on paper, the book value of the property is actually 82,000. In real life, it's selling for 150, but on paper it's only worth 82 grand. Tracey Wilson (13:33): So that means when you sell it from 150, there's not just one gain of 50,000, there's actually a second gain, a gain due to the recapture of depreciation, $18,000. So that really the total gain from the sale of this property is $68,000. So whatever the client thinks their gain is, it's going to be a heck of a lot more, that's concept number one. Concept number two, when you sell a piece of real estate, there isn't just one gain, there are two gains. Gain from appreciation, the gain from the depreciation. So what do these taxes look like that we're trying to avoid? 15 or 20% on the appreciation, 25% on the recapture, then the Affordable Care Act on both of those gains and then there's the State of Colorado grand total. Let's add them all up. It adds up about $20,000 in total taxes. Is that really 30%? Well, let's do a little math. 20,000 divided by 68 is 29.8%. That's close enough to 30% for me. Tracey Wilson (14:39): So if you are talking to a client or if you are a client, you're thinking about selling property, you're pretty safe in the assumption that if you sell and do not do a 1031 exchange that your tax hit will be about 30% of a much bigger gain than you realize. All right. So now let's go back to the picture of accounting. Bought the property for 150, selling it for 200,000. Again, we thought the gain was 50,000 we know better now that that basis of 150 has actually been shrinking down because of depreciation and the gain is larger than we thought, it consists of two trunks of gain. 50,000, because it went up in value, and 25,000 because of the recapture depreciation. So when you do a 1031 there isn't just one gain being rolled over, there are actually two different chunks of capital gains being rolled into the next property. All right, I think that's it for basic math, accounting-wise, excuse me. Can you sell one property and buy multiple 1031 replacements property? Tracey Wilson (16:42): You sell one property and buy multiple 1031 replacements properties and you sure can, you can diversify. What about, can you sell multiple properties and mush them all together, combine them and go buy one, perhaps bigger replacement property? Yeah, you can consolidate, in fact, you can do any mix and match arrangement. So here are the six rules of a 1031 exchange. I like unfolding 1031s linearly. In other words, going from what you're selling, I always use the red monopoly house on the left, that's the property you're selling and the one that you'll eventually exchange into, the replacement property, I put it on the right-hand side and it's the green monopoly house. So let's start with the sale. There you are, you've got a buyer. There are several things that change when you do a 1031. First of all, you need by law, a qualified intermediary. Sometimes we're also called an accommodator. There's a shingles plug for our firm IPX. So to do an exchange, you absolutely have to have a qualified intermediary. Tracey Wilson (17:50): And then there are a couple of things. The sales contract needs to be assignable. That's the only way that we, IPX can be assigned into it. So just make the contract, and or assign or call us up and we could send you a 1031 language. Also when you're there at the closing table of the sale, the monies have to be wired from the closing table, the net sales proceeds to us. By law, the qualified intermediary has to hold those monies during the 1031 exchange process. Okay, so the closing of the sale is done to be clear you need to call us before the closing of the sales so that we can get documents to you, we use DocuSign, get them signed so that they are in place at, or prior to the closing of the sale. If you call me up afterward, a day later, a week later, a month later, it's too late. You're going to get taxed. Tracey Wilson (18:47): All right. So that starts the exchange. And there are two timelines you have to be aware of. So you get 45 days to identify and 180 days to actually close on the purchase of one or more of those properties that you identified within the 45 days. So there you are now as a buyer, no longer a seller, of course, you're now a buyer of the new replacement property and you're allowed to identify up to three properties that you might want to buy. By the way, there is the ability to identify more than three, it's called the 200% rule. And there's also another fancy rule called the 95% rule. We're not going to go through them here in the essence of time, but just know that if you want to identify more than three, call me and I can tell you how to do that rather easily. Okay, so all that said, now you're ready to close on the purchase and that means that we have to be assigned again into the purchase contract, to do the exchange. Tracey Wilson (19:44): And then we will wire those monies out to the hydro insurance company. And you've now finished your exchange inside of 180 days and you don't have to pay the 30% to 40% capital gains taxes. So that's the mechanics of doing a 1031 exchange. And an emphasis on time, you can sell almost anything. Rental condos, rental houses, you can sell strip shopping malls, commercial, oil and gas, water, [inaudible 00:20:12] to sell raw land. And Like-kind does not mean I just said this a minute ago that you have to go buy more land. You could buy in fact, sell land go buy a commercial office space. You could sell multi-family product and exchange it to oil and gas. Like-kind simply means that it's real property from any other real property, as long as it's in the United States. If you want to make it like you don't remember what I'm about to say, just make it and or assigns. That's all I have to say and, or assigned. Tracey Wilson (20:42): If you want, you can say, "Hey, this is going to be a part of, you could leave out the hey part. This is going be a 1031 exchange at no expense or inconvenience to the buyer." And it really doesn't affect the buyer at all. So all you have to do is say, it's going to be a part of a 1031 exchange. Most real estate agents have their own language. You can get the language off our website or call me up or Denita, and we can send you the language and pretty easy. 1031s are supposed to be about long-term capital gains. I usually don't go through this, but because we're going to be talking about big changes, proposed changes in the tax code in just a little bit, we need to make this distinction. 1031s are supposed to be about owning investment real estate for longer than a year. Because if you own it longer than a year, the type of gain, the increase in price, the appreciation is a long-term capital gain. Tracey Wilson (21:36): If you own a piece of real estate and you sell it less than a year, then the type of gain you have is short-term capital gain. And that means you get taxed at ordinary income rates. So 1031s are only about long-term capital gains. That means you cannot do a 1031 exchange on a fix and flip and developers, generally speaking, cannot do 1031 exchanges. So a question comes up, how long do you have to own the old property for it to qualify for 1031 purposes? The answer is, there's no answer. It's a shame. The IRS never bothers to state definitively how long you should have owned it. It's always about your intent. Was it held for investment? Was it used to produce income? I'm telling you that there's a very good rule of thumb, one year and one day it creates long-term capital gains. If you hold it for two full years, there's even a safe harbor under a different part of the tax code. Tracey Wilson (22:33): What about the property that you buy, that you roll your gains into the replacement property? How long should you own it before you sell it and maybe do another 1031 exchange, or just sell it and pay the capital gains, whatever? The answer is, there's no defined period of time, again it's always about intent, but again, the really good rule of thumb is one year and one day. And of course there is that safe harbor under a different part of the tax code. One year and one day is pretty typical. Nicole Rueth (23:05): So one had a client, sold the property, bought three properties using a 1031 exchange. He now wants to sell one of the three he bought, is there any nuance to that he wants to 1031 exchange that one? Tracey Wilson (23:18): Have they owned the three properties, including the one we're talking about and selling, have they owned it for at least a year and a day? Nicole Rueth (23:26): That she did not say. Tracey Wilson (23:28): Let's say they did, let's just go there. And the answer is yes, they can exchange it. No problem. The only nuance is to call me, 3038 835 8- Nicole Rueth (23:35): And then Amos asks, are there rules about a cashout refinance timing after 1031 exchange? And he gives an example. Tracey Wilson (23:45): Great question. Yeah. So you did the exchange, you bought the new property, the exchange is done and over, that very next day after your exchange is over, you can refinance and pull the cash out, no taxes. That's great. What about the old property? What if you decide to pull cash out a month or two or three before you sell and do the exchange? The IRS says, wow, you avoided one of the rules of doing the exchange and they will tax. And they could even collapse your 1031 exchange because you've pulled money out prior to the sale and the start of the 1031. So where this is applicable, this is why this is a great question, people will say, Tracey, if I sell for 400 grand, I would like about 40 grand out of it. I know I'm going to get taxed on it, I know it's called boot, but I need the 40,000. I want to pay off some credit cards, I got a kid going to college next year, and I tell them, you could do that, you can pull 40 grand out, but you're going to get hit 30 some percent on it. Tracey Wilson (24:44): That's $12,000 of taxes on the 40 grand. Instead, do what we just talked about. Leave all the money in the exchange, put all the money into the new replacement property. And then when your exchange is over, the very next day, refinance, pull the 40 grand out and there are no taxes. Yes, you might pay a little bit higher in interest rates, you may pay some more points or fees, but it's got to be better than paying 30% capital gains or $12,000. So Nicole obviously you're in the lending business does that sound to be true? Nicole Rueth (25:19): It sounds to be very true, especially since you can roll the cost of that refinance [crosstalk 00:25:24] a loan. So it's not going to cost you anything out of pocket. You'll still walk away with a full $40,000. Edward asked, do you pay any taxes if you lease it for a year and a day and then move into it as a personal residence? Tracey Wilson (25:36): Oh, beautiful question. The answer is no, maybe, perhaps yes. So why isn't there a definitive answer? Here's the deal. So you do an exchange, you buy the new property, you treat it as a rental for the first year. Maybe you want to be super-duper safe with the IRS, you want to be squeaky clean and fine, you rent it out for two years, and then you move in and then you make it your personal primary residence. Then year two, four, five or seven years down the road, whatever you decide to sell the property you're done. What you've done is you've turned an investment property that you acquired under section 1031. You've turned it now into your personal primary residence. Wow, that means that if you're, for example, married, filing joint, that you get to use your $500,000 exclusion? Yes you do. Does that mean all of your gains if you deferred by doing this exchange now come out tax-free? No, not quite. Tracey Wilson (26:36): The IRS says, yes, we will let you use your personal home exclusion, but not all of it, they apply a fraction called the qualified use fraction. And what I'm going to describe is best if you could look at your hand and we've got five fingers. To do the following, you need to own the property, the new replacement property, the one you exchanged into, you have to own it for five years, five fingers. And at least the thumb and the index finger are the first two years if you rent it out and after that, you move into the property and you live there, but you live there for three years. And let's say that you sell it at the end of year number five. Now you don't have to sell it, you can stay living there, but just for the story, let's say that you do sell it at the end of the fifth year. Tracey Wilson (27:25): So what happens? The IRS says, you get to use your $500,000 exclusion, but not all of it. The fraction is a numerator, the top number is the number of years that you've lived there, three years divided by the denominator. The bottom number is the total number of years that you own the property, which was five. So that makes our fraction three-fifths and three-fifths, so 500,000 is 300 grand. So instead of getting $500,000 tax-free, you only get $300,000 tax-free. Nonetheless, it's a pretty good deal. It's the only place I know in the tax code that allows you to take deferred gain and turn it into tax-free money. I do want to mention though that when you do this magic trick that I just outlined, remember when you sell the relinquished property, the red monopoly house on the screen, and you did the exchange. How many gains were there? There were two chunks of capital gain. The gain because the property had gone up in value over all those years. And the other gain was from the depreciation recapture. Tracey Wilson (28:37): This magic trick, where they usually, you get the 300,000 in my made up example, a tax-free does not apply to the un-recaptured depreciation part. That part will always be taxable unless you die and then the gums tax-free to your heirs. Does that help on that story or example? Nicole Rueth (29:01): That really helps because I talk a lot about, that's my retirement strategy. I'm going to buy my retirement home with one of my investments. So that's great to know how to work those numbers. You do have a couple people ask a very similar question asking, can you buy a duplex or something that has additional rental opportunities, whether it's a mother-in-law suite or some sort of situation, can you move into where you're living in one side and you're renting out the other and still use it for a 1031 exchange? Tracey Wilson (29:29): Good questions. Yeah. So we need to be a little careful, let's say, for example, that the property you sold started the exchange on, let's say that it was sold for 300 grand and the property you're going to buy is a $500,000 piece of property. And you're going to live in part of it. Maybe it's a duplex, whatever scenario you can think of or dream of, you're going to live in part of it. The part that you will live in cannot count as a part of your 1031 exchange. So in my example, when you sell for 300 and buy for 500, then the 300,000 of the 500 has to be the part that gets rented out. If you want to live in part of the new property, then it can only be the $200,000 that is not part of the exchange. I want to make sure that I explained that clear enough. Nicole Rueth (30:28): Well, and if it's a duplex for 500, the theory would be is each side would be valued at 250. Tracey Wilson (30:33): Exactly. Yeah. And you sold for 300. So yeah, one side doesn't count because that's where you live. The other side is 250. You sold for 300 so you have a little bit of a buydown. Nicole Rueth (30:43): So this would be a CPA type of a question in determining the percentage of the property that was used for each position. Tracey Wilson (30:50): I would certainly encourage CPA to use it. They'll use two different factors. They'll either use the economic utility or they'll use a simple square footage, but I can tell you common sense usually prevails. If you buy a $500,000 house and you say, oh, I'm going to live upstairs and it's the nice part. And it's only worth a hundred thousand and the bottom basement is not finished, you're going to rent it out. That [inaudible 00:31:15]. Nicole Rueth (31:16): And D, this might be a question or two ago. She says, if you don't rent it and you just let it open, what effect does that have? Tracey Wilson (31:24): Oh, that's good. I like creative people out there. They're the ones that get audited. Nicole Rueth (31:27): That's a good one. Tracey Wilson (31:30): If you do an exchange and you buy some new property, that's usually this type of question, usually crops up when you're talking about a vacation home, maybe it's up in the mountains and you say, well, I really don't want to rent it, have you seen what renters do to a place? I'm just going to let it sit empty for a year and then I'll move into it or whatever. The IRS will say, you're not required to rent it, that's true, but is there a reason that you didn't rent it? You need to advertise it, you need to list it at fair market value rent. And in today's market, if you tell the IRS, I just couldn't rent it, they're really going to come down on you. And they'll probably fail the exchange because anything can be rented today, the demand is quite high. Tracey Wilson (32:14): This type of question came up a lot more in 2008, 2009, then maybe you could have gotten away with not "not renting the property out at fair market value" but in today's market if you're not showing rental income and the IRS will know, you have to report the income on your Form 1040, your expenses on schedule 80. They don't see any and noted the fact that you did an exchange the year or two prior because you file the Form 8824, they're going to know. So you'd need to rent it out at fair market value, or they're going to come looking for you. Nicole Rueth (32:50): Can you buy 1031 exchange property and lease it to a relative? If so, how long will that go? Tracey Wilson (32:55): Sure. At fair market value. Nicole Rueth (32:57): And then if you sell a property in 1031 exchange into a new property worth more than the old property, can you then have somebody else buy-in for a percentage of the new property? Tracey Wilson (33:08): You could, but you'd be essentially, let's say that the new investor that comes along is going to buy 25% of the property, meaning you'll end up owning the remaining 75%. And when you have someone buy, in my story, 25%, you're effectively selling them a 10 common interest or 25% that you will be taxed on the capital gains. I suppose you could sell that investor and do a 1031 exchange, that is possible. Nicole Rueth (33:38): Okay. So yeah, he's saying, if you sold something worth 500 but buy something worth a million, can another investor come in for 300,000? Tracey Wilson (33:46): Yes. I certainly could. And you can do it in a variety of ways. If you sell for 500 then the minimum amount that the exchanger needs to buy is 500 grand. And the other investor could come in as a tenant and common owner for the other 500,000. Announcer (34:10): You've been listening to the Double Comma Club, never miss an episode, subscribe at thedoublecommaclub.com or your favorite podcast venue to hear more success stories, get free tips on how you can get on the path to becoming a millionaire through real estate at any age. If you enjoy this, you might also enjoy our YouTube channel. Just look for the Rueth Team on YouTube or visit our site, https://theruethteam.com.    

Speaking truth about stepping back, and ramping up. What barriers get in our way, and how do we overcome! Ryan J Orr of Team Title Guy at Ticor Title breaking it down and making it easy! www.TeamTitleGuy.com. 909-767-0718. TeamTitleGuy@TicorTitle.com As a Vice President of Sales for Ticor Title focusing on Rancho Cucamonga & Upland, he and his team are territory based yet relationship driven. We are where our clients are, and focus on adding value to each and every transaction! We believe in getting involved in our professional assn's and communities we can add to our X factor when comparing us to our competition!We believe that we can provide our clients insight & value that help us both win. We do this by saving time, money & closing more transactions. We believe that we are the best in the biz, we are an asset to all that work with and will in the future!

In this episode we talk with Collin Frangie of Ticor Title on what is Title Insurance and why do you need it. This is a great episode to share with your clients! Contact us at Careers@C21Discovery.com for a confidential interview. Voiceover Credit: Tim Lins Music Credit: The Barefoot Bandits “Mr. Know It All” Prefer video? Watch the video of the Podcast here: https://youtu.be/l8VGqju2po0

We ask special guest, Jamie Ely, with Ticor Title to share her story of moving to Oregon from out of state.

In this week’s episode, host Celeste Rains-Turk speaks with newly crowned IFBB Professional who played and coached club and collegiate volleyball and has been competing since 2016 and just went pro at NPC universe 2020, while working as a sales executive marketing rep for Ticor Title and living the wife and dog mom life, Maeghan Egli, to discuss the ins and outs of her road to her pro card.   Maeghan starts by sharing what initially got her interested in the sport and how she began her first prep with a novice coach. She talks about how they learned about the methodology and competing together and how maybe honey-glazed salmon was a little too complicated of a meal while prepping.    In her first two years of competing working with this novice coach, Maeghan talks about how she went to her first national show with no understanding of the weight that nationals carry and what it truly means to earn a pro card, despite walking away from that show with a 4th place title.   Although she received an incredible placing, Maeghan talks about the day of prejudging for her first national show when she experienced a scare – passing out prior to stepping on stage. As someone with a very all-or-nothing mindset, Maeghan learned the importance of listening to her body and eating or drinking water when she needed it, especially because the incident left her with 12 stiches underneath her chin.   As the episode progresses, Maeghan shares the importance of researching a coach and what factors influenced her decision to hire a coach that had more experience in the world of competing than she did as opposed to someone who would learn along with her and the experiences and expectations she had of herself when working with this more experienced coach.   Maeghan shares in depth about her no-excuses mentality and how it has brought her this far in not only competing, but in her career and her marriage. She shares the importance of routine in her daily life and how her athlete mentality has influenced her to become the best possible version of herself, which includes merging her professional life with her competition and fitness life. Maeghan shares about all the wonderful opportunities that have presented themselves to her since she made the decision to no longer isolate each part of her life.   As the episode draws to a close, Maeghan shares how her strategies have changed between Universe and North American’s as well as the feedback she has received and how she plans to grow and change (which also includes a surprising, uncommon area where she is looking for growth). Maeghan talks about how her suit and hair color have changed over the years and the reasoning behind the decision to make these changes.   In perfect Confessions of a Bikini Pro fashion, the interview wraps up with Maeghan sharing her best advice for those new to competing as well as those looking to go pro. This wonderful, insightful and relatable episode, Maeghan shows how to live by the words “If it’s important to you, you’ll find a way; if not, you’ll find an excuse.” CONNECT WITH MAEGHAN: https://www.instagram.com/maeghanegli/   CONNECT WITH CELESTE: https://www.instagram.com/celestial_fit/ EPISODE TIME STAMPS   [1:20] Pre Stage Rituals [3:02] The first Prep [5:04] Working with a novice coach [7:13] Knowing when to switch coaches [10:18] Stepping away from a show and taking time to grow [12:33] Showing up at nationals with a love for the sport over nerves [13:12] Passing out before the stage [16:30] How passing out changed a view on bodybuilding [21:59] Signs your body is giving you that you need a break [24:25] Working with an experienced coach [25:56] Expectations of a new coach [27:36] Post-Wedding Prep [29:00] An athlete mentality and it’s influence in life [33:01] Leaving no room for excuses [36:19] Developing a morning routine [39:08] Managing a work schedule with competing and a marriage [43:01] Sharing her business and fitness together on social media [46:10] Inspiration after earning a pro card [47:38] How being a pro effects the way you show up for yourself [49:15] Current goals with no show in mind [50:45] Favorite exercises for glutes, hamstrings and shoulders [52:07] The difference between Universe and North American’s [54:09] Peaking strategy leading into Universe [57:22] Changing Hair Color [58:40] Feedback on suit color [1:00:13] Best advice for girls who have never competed before and those on the road to pro     Life long athlete, played and coached club and collegiate volleyball, went pro at NPC universe in 2020, wife and dog mom [1:20] pre stage ritual: chatting with the girls in line, no specific ritual, in deep conversations with those around her to distract herself from nerves [3:02] first prep in 2016 and inspiration for competing – longer prep because she had been seeing a trainer at her local gym for winter/summer break to stay in shape for volleyball then go back to college, came back after graduating and the trainer saw her, even though she wasn’t training for a purpose. There was a local one in may of the next year and she was all in for it, it was the first time he had prepped anyone, super cheap training like $100/month, started in NOV 2016, intention of may 2017 show. [5:04] working with a coach who had never prepped anyone before – fancy, complicated meals, was hard to control variables, 4 or 5 weeks into prep she was getting leaner and it was obvious he didn’t know what he was doing so he brought one of his friends in and asked for help, after 1.5-2 weeks into that she fired the trainer because the other guy was doing the work and she asked the other guy to prep her. Stayed with him for the first 2 years of the competition [7:13] Knowing when to switch coaches – her old coach and her were learning and experiencing things together, she got to the point where she wanted to pursue it in a more competitive way and she felt that she needed someone that had more knowledge than her, not someone who was learning with her. She hired Shane Heugly because he had been in the game and knew what level she wanted to be at as opposed to growing linearly. If you’re wanting to look at other coaches, talk to your coach about it, let them understand what your thoughts are and be transparent. She wanted someone who was already competitive at the level she wants to be at. [10:18] Stepping away from your first national show and taking time to grow – the universe delivers when you’re ready because I stepped on to that national stage not knowing what a procard was and what placing meant. She was just enjoying training and doing it because she loved the sport. Her husband proposed to her two weeks before nationals, wanting to get married in a year, so after this show she’s going to focus on life and wedding stuff, before she even received her placing she knew she was going to take time off, she knew she wasn’t going to compete until 3 months after her wedding minimum. [12:33] Showing up at nationals with a love for the sport over nerves – placed 4th at first national show, she thinks that  [13:12] passing out before stage – follows her plans to a T – i.e. if plan says eat at 8am, won’t eat at 7:59 or 8:01, woke up that morning dehydrated of prejudging, had to get her tan touched up and got super dizzy standing in line for touch ups and passed out in the tanning tent, woke up instantly and had hit the underside of her chin on the fan in front of her, split open her chin, stepped on stage for prejudging with makeshift bandages under her chin, held a tissue there seconds before she stepped on stage, went to the ER later that night and got 12 stitches, went back and did finals with stitches in her face. Lessons learned – don’t cut water, don’t drink wine the night before and EAT if you’re dizzy! [16:30] How passing out changed her view of bodybuilding – it’s hard because it could have been prevented had she eaten before she went to tanning, get in the mindset in competing that it’s so hardcore you should push through the suffering, you need to recognize your limits. Stepping on stage is not worth your overall health. In that moment I felt like I had to push past it, but it’s important to know that you do have to go to extreme levels, but if it comes down to “I’m going to pass out” just eat and drink some water. The fact that she hit the only part that the judges couldn’t see was insane. She knew that passing out was on her, her coach didn’t tell her not to eat or drink, she made that decision. Also judges will disqualify you if they know you passed out. [21:59] Body giving you signs you need a break – 3-4 weeks out from USAs, her body was stalling, not losing weight, was doing HIIT and steady state cardio (2-3 sessions/day) and nothing was changing. Coach at the time reached out to friends and was like “what do I do” and the coaches gave little pieces of advice (i.e. parking further away, increasing overall NEAT). Was getting so tired that despite cardio going up, daily activity was going way down, wasn’t doing anything, that was negating the cardio. Didn’t properly address it, didn’t reverse properly after the show, tried to do macros but had no idea how to, was overeating at time, her body eventually “gave up” and she got to a weight where it didn’t change, but she wasn’t comfortable with it [24:25] Shows with an experienced coach – never doubted whether or not she would be ready [25:56] Expectations with a new coach – didn’t want to do macros, she just wanted to feel good, did a meal plan “with options”, interchanging her proteins/carbs/fats. Got a meal plan implemented and was focused on making her coach happy – helped that she was a collegiate athlete. She wanted to know if she was going to get results with him so focus was to be 100% so she could be focused on that. Cardio was down and food was up, had a really good maintence while adhering to the plan [27:36] Post-Wedding Prep – started at a high maintence and worked into the prep, started with a mini-cut for 4 weeks before the wedding and then started prep 1-2 weeks after she got back for nationals in November. Shane is slow to change things with her athletes. “If your body is still responding, there’s no need to change anything”. [29:00] An athlete mentality and it’s overall influence in her life – had a coach say one time “if it’s important to you, you’ll find a way, if not, you’ll find an excuse”. It became engrained in her and has looked at that in all areas of her life. If it’s truly important to you, you’ll make it happen. Was late to practice because her car was towed and made her run lines because she was light. If you wouldn’t have parked in the tow zone, you wouldn’t have gotten towed, then you wouldn’t have been late. If you want something, you won’t let anything stand in the way. “you’re either growing or dying, there is no stagnation” [33:01] Leaving no room for excuses – adding things into a routine. Wanted to read books and recognized that she needed to set it in the schedule, developing a plan around her goals. Started reading during steady state cardio because she was “wasting” time via Instagram/music so she started reading during steady state to maximize. When the gyms shut down she implemented a bedtime routine where she would read before bed, helped relax her. Added a morning routine and started reading during that time too. She was noticing that things she would learn about in books would show up in life and she was able to handle situations better because she had more knowledge from the books. Our brain is attunded to be mindful of the things that happen to us. [36:19] The beginning of the morning routine – miracle morning by Hal Elrod, spent the first 20 pages arguing with the book lol and then she said ok, I’m going to try this, then she tried it. After the first 3 days (which sucked),  then she started the morning routine and then noticed that the anxiousness that had cropped up in COVID world was beginning to melt away. [39:08] Managing a work schedule with competing and a marriage – sales and marketing rep for a title company, pre covid she was meeting with real estate agents and learn how they market themselves, then try to fill the holes in their business. When covid happened, zoom became king, had to get appointment with clients via zoom because realtors initially wanted to meet when things went away, then it got to the point where everyone did zoom all the time and they were over it lol. Relationship wise, he is a grower for family dispensary, it’s all he’s been doing and they were considered essential so literally nothing changed for him, he still worked his regular job and regular hours. She’s home when he comes home for lunch which is different, but nothing really changed. They saw each other more because she was working from home and not 45 minutes away. She also had two extra hours because she didn’t have that extra drive time. Didn’t have to wake up at 4:30 anymore and could wake up at 5:30. Prep wasn’t easy, but easier in terms of fitting things in. [43:01] Sharing her business (title company and fitness) on social media – tried to keep fitness and normal life separate in the beginning because she thought it would be looked down on by people who don’t know anything about the sport. She wanted to remain professional, and FB was her business side of things whereas IG was all the competing stuff. Noticing clients and potential clients had a huge wow factor when they found out she was a competitor. When business and health align, you flourish. The more she combined the two worlds, the more she is seeing inspiring people and getting business opportunities she wouldn’t have otherwise gotten. [46:10] Feeling differently after earning her procard, shift in goals with the sport – felt the fire to work hard and reach the procard goal, but she feels more relaxed now because there is no show in mind and there isn’t a big “all or nothing” mentality right now, but at the same time, feels so motivated and excited and wants to be better, but once she got her procard, her level of intensity increased. Super motivated and inspired, yet calm about it [47:38] how does being a pro effect the way you show up for yourself – train harder, pushing harder and failing more with weights, now isn’t just “going through the motions” and her husband went to her with the gym for the last 4 weeks of her prep so her husband could spot her and she couldn’t take short cuts. Even in the garage gym, she feels like she’s been on another level and pushing even harder [49:15] Current focus/goals – wants to properly reverse and wants to know what she will do to make herself competitive at the pro level. Wants to go in with intention. Need shoulders, glutes and calves, so on those days, she’s hyper focused because she knows she needs to really push until failure. Also added calves in on another day  [50:45] Exercises for glutes, hamstrings and shoulders – hip thrusts (HEAVY), tie between dumbbell shoulder press (with husband spotting so she can go heavy) and lateral raises seated (feels like it puts more focus on her shoulders), hamstring curl machine [52:07] what set her apart at universe as opposed to north americans – posing 100%, her north americans posing was “cringey” lol. The DJ at north americans was awesome, so the DJ was awesome, and she was way too excited and she practically ran on stage and posed way too fast and ran off. Practiced being slower with headphones on to super fast music (lots of latin music) and focused on being slow so the judges will focus on her and show off what she worked for. [54:09] Peaking strategy different than past experiences – body was super on fire. 1.5 weeks out she looked in the mirror and was like “I look good”, and she doesn’t really feel that very often, but she knew it was the best she ever looked, even her husband was like “this is the best you’ve ever looked”, this show she didn’t hardly carb load the day of the show (only the day before). Only had one meal before going on stage and shane’s wife said she looked perfect, didn’t need extra carbs or salt, felt like she looked really good with this approach, even though it wasn’t planned that way [57:22] Changing hair color – changing her hair color for life, she didn’t change it because of competing. Started going blonde in college because she wanted to be but had naturally dark brown hair. It was a lot of maintence so she went back to natural color and stepped on stage with brown hair. [58:40] Feedback on a suit color – have control over suit color, jewelry, everything before stepping on stage. Was first red, then switched coaches and tiffany suggested a couple colors went for like a more purple, but then went blue and they did well in blue so they’re sticking with it. [1:00:13] Best advice for girls who have never competed and those on the road to pro: get a coach that knows what they’re doing from the get-go and do your research. Interview your coaches and pick the one that best aligns with you. Be a student of the sport. Be patient on the road to pro and be willing to work hard because the sport is not for everyone. Not everyone is meant to be a professional bikini competitor. [1:02:15] Connecting via social media

A brief intro into the world of residential real estate. Touching on different aspects of the industry and bringing in experts in their fields to help explain their roles during the real estate sale process. This episode features Bryon Bashore who explains the role and process of a title company during an escrow.

In this video Ryan discusses whats happening in the Real Estatemarketplace in the West End of San Bernardino County. So much is happening and the action is HOT. The time is now to educate our databases. Stay Informed.Nearly 20 years ago, Ryan J. Orr was signing documents to refinance his home, when the escrow officer asked him why he was wearing a suit. It happened that Ryan was a recent college graduate on his way to a career fair. “Let me get the sales manager,” the escrow officer said. Ryan was hired 30 days later, and he says he has never looked back.Ryan dedicated himself to learning his craft, and his new career took off. “I knew I could get away with not knowing a lot to start, but I needed to invest in my career and be educated to know as much or more than my clients — or if I didn’t know something, I wanted the resources to know who to turn to. So, I joined chambers of commerce, went back to school and took real estate classes, and got involved with leadership in local professional associations. For me, it became very personal, very quick.”Taking a cue from his favorite sales trainer, Jeffrey Gitomer, who says that business cards are boring, Ryan created an alter ego called “The Title Guy.” This part mild-mannered businessman, part super-hero persona also had a slogan: “Whether you sell, buy or refi — specify The Title Guy.”Today, Ryan is the face of “Team Title Guy” at Ticor Title in Ontario, where he serves the West End of San Bernardino County. His inside support is 25-year industry veteran Victoria Rebello, and together, they hold their spot among the top 5-10 percent in the nation. “Victoria is service- and solutions-oriented with a bubbly personality. At the volume we’re running, without her it would be almost impossible to get everything done in a day. Making sure you have the right people in the right seats is imperative to success at a high level. Ideally, in the next year, my goal is to get to the top 2 percent in the nation.”Ryan J. Orr –Vice PresidentTicor Title4120 Concours, Suite 400 Ontario, CA 91764Tel: 909-767-0718Email: ryanjorr7@gmail.comWeb: www.TeamTitleGuy.com

In this episode being the bridge, educating your database, and leading from the front with a servants heart. Winning together and allowing your heart to shine through! The message speaks to building a business worth building. The message is an inspiring reminder to stay steadfast. Nearly 20 years ago, Ryan J. Orr was signing documents to refinance his home, when the escrow officer asked him why he was wearing a suit. It happened that Ryan was a recent college graduate on his way to a career fair. “Let me get the sales manager,” the escrow officer said. Ryan was hired 30 days later, and he says he has never looked back.Ryan dedicated himself to learning his craft, and his new career took off. “I knew I could get away with not knowing a lot to start, but I needed to invest in my career and be educated to know as much or more than my clients — or if I didn’t know something, I wanted the resources to know who to turn to. So, I joined chambers of commerce, went back to school and took real estate classes, and got involved with leadership in local professional associations. For me, it became very personal, very quick.”Taking a cue from his favorite sales trainer, Jeffrey Gitomer, who says that business cards are boring, Ryan created an alter ego called “The Title Guy.” This part mild-mannered businessman, part super-hero persona also had a slogan: “Whether you sell, buy or refi — specify The Title Guy.”Today, Ryan is the face of “Team Title Guy” at Ticor Title in Ontario, where he serves the West End of San Bernardino County. His inside support is 25-year industry veteran Victoria Rebello, and together, they hold their spot among the top 5-10 percent in the nation. “Victoria is service- and solutions-oriented with a bubbly personality. At the volume we’re running, without her it would be almost impossible to get everything done in a day. Making sure you have the right people in the right seats is imperative to success at a high level. Ideally, in the next year, my goal is to get to the top 2 percent in the nation.”Ryan J. Orr –Vice PresidentTicor Title4120 Concours, Suite 400 Ontario, CA 91764Tel: 909-767-0718Email: ryanjorr7@gmail.comWeb: www.TeamTitleGuy.com

In the time of COVID, and all the distractions out there, how are YOU ADAPTING and focusing forward to win. If you are in sales or own a business, then this would be a good listening and hopefully inspiring too! God Bless you! Nearly 20 years ago, Ryan J. Orr was signing documents to refinance his home, when the escrow officer asked him why he was wearing a suit. It happened that Ryan was a recent college graduate on his way to a career fair. “Let me get the sales manager,” the escrow officer said. Ryan was hired 30 days later, and he says he has never looked back.Ryan dedicated himself to learning his craft, and his new career took off. “I knew I could get away with not knowing a lot to start, but I needed to invest in my career and be educated to know as much or more than my clients — or if I didn’t know something, I wanted the resources to know who to turn to. So, I joined chambers of commerce, went back to school and took real estate classes, and got involved with leadership in local professional associations. For me, it became very personal, very quick.”Taking a cue from his favorite sales trainer, Jeffrey Gitomer, who says that business cards are boring, Ryan created an alter ego called “The Title Guy.” This part mild-mannered businessman, part super-hero persona also had a slogan: “Whether you sell, buy or refi — specify The Title Guy.”Today, Ryan is the face of “Team Title Guy” at Ticor Title in Ontario, where he serves the West End of San Bernardino County. His inside support is 25-year industry veteran Victoria Rebello, and together, they hold their spot among the top 5-10 percent in the nation. “Victoria is service- and solutions-oriented with a bubbly personality. At the volume we’re running, without her it would be almost impossible to get everything done in a day. Making sure you have the right people in the right seats is imperative to success at a high level. Ideally, in the next year, my goal is to get to the top 2 percent in the nation.”Ryan J. Orr –Vice PresidentTicor Title4120 Concours, Suite 400 Ontario, CA 91764Tel: 909-767-0718Email: ryanjorr7@gmail.comWeb: www.TeamTitleGuy.com

Dennis Cottone is a Sales Executive for Ticor Title in Lake Oswego, Oregon. With a “client first” approach, Dennis utilizes his innovative technology experience, marketing savvy, and great listening skills to serve his clients at the highest level. He takes a personalized approach with his business partners to provide a unique, first-class experience every time. Building strong relationships with clients is one of Dennis's core values for success. Equipped with Ticor Title’s resources, he is sure to find solutions for your business that fit your lifestyle. He welcomes the opportunity to assist you and looks forward to becoming a lifelong trusted partner.

Below is call itinerary that I will be be reviewing from the 4/24 call with the West End Real Estate Professionals. www.WEREP.org The call was an hour and twenty minutes, and I break it down to the best of my ability in just over 10 mins. Listen in and share your thoughts! SUBSCRIBE Topic: Virus Blues Into Opportunity Cues!Coronavirus got you down? Yes, it’s a little scary right now. However, NOW is the time for Main Street real estate pros to double down and get organized, get focused, and show why boots-on-the-ground expertise is so invaluable. Becoming a beacon of hope, an activated voice, and ground central for calm in this crazy time of uncertainty sets up long-term opportunity after the crisis.Aaron Norris has spent the last 30 days creating HOURS of content for his California network on the financial assistance programs available, eviction programs, and marketing ideas local real estate pros should employing NOW.Join Us As Aaron Covers:Updates to California transactionsUpdates on which Wall Street competitors are outUnderground rumors of sectors in crisis and how help clients through the madnessTracking federal, state and local responsesHelping clients through the crisis by providing resourcesHow to be relevant and not noise by using the right messagingAnd, how NOT to communicate in times of crisisNearly 20 years ago, Ryan J. Orr was signing documents to refinance his home, when the escrow officer asked him why he was wearing a suit. It happened that Ryan was a recent college graduate on his way to a career fair. “Let me get the sales manager,” the escrow officer said. Ryan was hired 30 days later, and he says he has never looked back.Ryan dedicated himself to learning his craft, and his new career took off. “I knew I could get away with not knowing a lot to start, but I needed to invest in my career and be educated to know as much or more than my clients — or if I didn’t know something, I wanted the resources to know who to turn to. So, I joined chambers of commerce, went back to school and took real estate classes, and got involved with leadership in local professional associations. For me, it became very personal, very quick.”Taking a cue from his favorite sales trainer, Jeffrey Gitomer, who says that business cards are boring, Ryan created an alter ego called “The Title Guy.” This part mild-mannered businessman, part super-hero persona also had a slogan: “Whether you sell, buy or refi — specify The Title Guy.”Today, Ryan is the face of “Team Title Guy” at Ticor Title in Ontario, where he serves the West End of San Bernardino County. His inside support is 25-year industry veteran Victoria Rebello, and together, they hold their spot among the top 5-10 percent in the nation. “Victoria is service- and solutions-oriented with a bubbly personality. At the volume we’re running, without her it would be almost impossible to get everything done in a day. Making sure you have the right people in the right seats is imperative to success at a high level. Ideally, in the next year, my goal is to get to the top 2 percent in the nation.”Ryan J. Orr –Vice PresidentTicor Title4120 Concours, Suite 400 Ontario, CA 91764Tel: 909-767-0718Email: ryanjorr7@gmail.comWeb: www.TeamTitleGuy.com

In this episode Ryan challenges you to adapt in todays marketplace and shares some of the things he and his team are doing to stay as a resource for their clients. Are you up for the challenge? Nearly 20 years ago, Ryan J. Orr was signing documents to refinance his home, when the escrow officer asked him why he was wearing a suit. It happened that Ryan was a recent college graduate on his way to a career fair. “Let me get the sales manager,” the escrow officer said. Ryan was hired 30 days later, and he says he has never looked back.Ryan dedicated himself to learning his craft, and his new career took off. “I knew I could get away with not knowing a lot to start, but I needed to invest in my career and be educated to know as much or more than my clients — or if I didn’t know something, I wanted the resources to know who to turn to. So, I joined chambers of commerce, went back to school and took real estate classes, and got involved with leadership in local professional associations. For me, it became very personal, very quick.”Taking a cue from his favorite sales trainer, Jeffrey Gitomer, who says that business cards are boring, Ryan created an alter ego called “The Title Guy.” This part mild-mannered businessman, part super-hero persona also had a slogan: “Whether you sell, buy or refi — specify The Title Guy.”Today, Ryan is the face of “Team Title Guy” at Ticor Title in Ontario, where he serves the West End of San Bernardino County. His inside support is 25-year industry veteran Victoria Rebello, and together, they hold their spot among the top 5-10 percent in the nation. “Victoria is service- and solutions-oriented with a bubbly personality. At the volume we’re running, without her it would be almost impossible to get everything done in a day. Making sure you have the right people in the right seats is imperative to success at a high level. Ideally, in the next year, my goal is to get to the top 2 percent in the nation.” Helping Others SucceedUltimately, it all comes down to service. “When someone calls, they will get a response in minutes. If I’m in a meeting, my phone forwards to Victoria, and she will respond. It’s important to me that when somebody calls, somebody answers. I never take for granted that good relationships are based on communication. If we don’t know what you want and when you need it, we can’t exceed your expectations. And we are relentless with follow-up. When there is a challenge, we typically get things worked out. We know how to find creative solutions to get the file closed while safeguarding the parties.”Ryan’s peers have the highest praise for him and his team. One summed up: “Since meeting and starting to work with Ryan, I have had nothing but great service. I have not opened a title order with any other title rep for about 8 years now. There just is no reason. Ryan is always available and treats me like his only client. I highly recommend using Ryan for all title orders. He is a great connection to other services, as well, and makes himself a valuable resource. Give him a try and you won’t have to worry about title anymore.”Ryan’s priorities in life are faith, family and business, and his values are reflected in the way he serves both clients and community. He is a founder of the West End Real Estate Professionals (WEREP), a group that meetsweekly to elevate the real estate profession. Inspired by the 9-11 tragedy, Ryan also founded Operation Community Cares, a nonprofit organization that sends thousands of care packages each year to deployed service people.Ryan J. Orr –Vice PresidentTicor Title4120 Concours, Suite 400 Ontario, CA 91764Tel: 909-767-0718Email: ryanjorr7@gmail.comWeb: www.TeamTitleGuy.com

Quick update from Ryan Pulliam on Ticor Title's business practice during these trying times.

In this episode Randall Lewis of the Lewis Corporation gives his annual state of the Inland Empire address. This event was hosted by the West End Real Estate Professionals at Central park in Rancho Cucamomga on Jan 31, 2020. It was a packed house with over 330 people in attendance. When Randall speaks people come out and listen. Listen in, subscribe to our podcast and learn together with us! #KnowAndGrowNearly 20 years ago, Ryan J. Orr was signing documents to refinance his home, when the escrow officer asked him why he was wearing a suit. It happened that Ryan was a recent college graduate on his way to a career fair. “Let me get the sales manager,” the escrow officer said. Ryan was hired 30 days later, and he says he has never looked back.Ryan dedicated himself to learning his craft, and his new career took off. “I knew I could get away with not knowing a lot to start, but I needed to invest in my career and be educated to know as much or more than my clients — or if I didn’t know something, I wanted the resources to know who to turn to. So, I joined chambers of commerce, went back to school and took real estate classes, and got involved with leadership in local professional associations. For me, it became very personal, very quick.”Taking a cue from his favorite sales trainer, Jeffrey Gitomer, who says that business cards are boring, Ryan created an alter ego called “The Title Guy.” This part mild-mannered businessman, part super-hero persona also had a slogan: “Whether you sell, buy or refi — specify The Title Guy.”Today, Ryan is the face of “Team Title Guy” at Ticor Title in Ontario, where he serves the West End of San Bernardino County. His inside support is 25-year industry veteran Victoria Rebello, and together, they hold their spot among the top 5-10 percent in the nation. “Victoria is service- and solutions-oriented with a bubbly personality. At the volume we’re running, without her it would be almost impossible to get everything done in a day. Making sure you have the right people in the right seats is imperative to success at a high level. Ideally, in the next year, my goal is to get to the top 2 percent in the nation.”Ryan J. Orr –Vice PresidentTicor Title4120 Concours, Suite 400 Ontario, CA 91764Tel: 909-767-0718Email: ryanjorr7@gmail.comWeb: www.TeamTitleGuy.com

In this Episode Ryan discusses touches and asks a tough question, HOW MANY HOURS are you really working? Or is it preparation. Be real, and true with yourself as we ask the questions. If you want to grow your business, I would listen and BE REAL! Nearly 20 years ago, Ryan J. Orr was signing documents to refinance his home, when the escrow officer asked him why he was wearing a suit. It happened that Ryan was a recent college graduate on his way to a career fair. “Let me get the sales manager,” the escrow officer said. Ryan was hired 30 days later, and he says he has never looked back.Ryan dedicated himself to learning his craft, and his new career took off. “I knew I could get away with not knowing a lot to start, but I needed to invest in my career and be educated to know as much or more than my clients — or if I didn’t know something, I wanted the resources to know who to turn to. So, I joined chambers of commerce, went back to school and took real estate classes, and got involved with leadership in local professional associations. For me, it became very personal, very quick.”Taking a cue from his favorite sales trainer, Jeffrey Gitomer, who says that business cards are boring, Ryan created an alter ego called “The Title Guy.” This part mild-mannered businessman, part super-hero persona also had a slogan: “Whether you sell, buy or refi — specify The Title Guy.”Today, Ryan is the face of “Team Title Guy” at Ticor Title in Ontario, where he serves the West End of San Bernardino County. His inside support is 25-year industry veteran Victoria Rebello, and together, they hold their spot among the top 5-10 percent in the nation. “Victoria is service- and solutions-oriented with a bubbly personality. At the volume we’re running, without her it would be almost impossible to get everything done in a day. Making sure you have the right people in the right seats is imperative to success at a high level. Ideally, in the next year, my goal is to get to the top 2 percent in the nation.” My mission is to help others succeed, and in turn, I am hoping we can grow our businesses together!”Ryan J. Orr –Vice PresidentTicor Title4120 Concours, Suite 400 Ontario, CA 91764Tel: 909-767-0718Email: ryanjorr7@gmail.comWeb: www.TeamTitleGuy.com

Host Ryan Pulliam takes a moment to wish you and yours a very happy holiday from the Ticor Title family.

Charlie Carr, Sales Manager of Ticor Title joins host Ryan Pulliam to discuss the real estate market in October of 2019.

Jacki Ueng, VP Business Development at Ticor Title is interviewed in this episode. Follow Adam on Instagram at Ask Adam Torres for up to date information on book releases and tour schedule. Apply to become a featured co-author in one of Adam's upcoming books: https://www.moneymatterstoptips.com/coauthor --- Support this podcast: https://anchor.fm/moneymatters/support

On Sept 6th, 2019, Gov Hutchinson came out to Rancho Cucamonga, to educate, and enlighten in fun but informative way. He came out to our local incredible group known as the West End Real Estate Professionals, where i say, " people come for the business and stay for the relationships! Grateful to have been a part of this group since its inception! Co-Opetition is good! ENJOY, share, and SUBSCRIBE! WEREP MEETINGS: Friday Morning Active Networking & Breakfastat 8:15am Meeting 8:30-9:30amCentral Park11200 Baseline RdRancho Cucamonga, CA 91701WEREP.org As a Vice President for Ticor Title, I have been in the industry since 2002 & I have seen the best, & worst of markets. If have found it be imperative to lock in on our industry needs to be a true asset for our clients in varying capacities. Gone are the days of being able to be an order taker, or solely an entertainer! In our industry pricing and product does not separate us much, however, it is truly about a few key points, knowledge, professionalism, & sustainability! It is imperative that we set ourselves apart, and that is what my team & I do.Client First… Do what you say, and say what you do.I have learned through the years that almost every file is unique, and that our transactions do not close in a vacuum. Having a solid team has been imperative to our continued success!We are where our clients are, and focus on adding value to each and every transaction! We believe in getting involved in our professional associations and communities. We add to extensive knowledge and resourcefulness to our X factor. At the end of the day, we are truly competing with ourselvesWe believe that we can provide our clients insight & value that help us both win. We do this by saving time, money & closing more transactions. We believe that we are the best in the biz, we are an asset to all that work with and will in the future!We are your resource for all things real estate related! NO QUESTION is too big or small!Another key for us is training and education! Please know that we have monthly scheduled trainings, and we can do one on one, small group, and in-office training classes! Ask for a list of classes we can do for you and your team!

In this episode Ryan breaks down the referral and being UNAFRAID to ask for the business. Think about it, if each of your current clients gave you ONE referral, or passed your card on to a potential client, what would that do for your business and your wallet? WHY, are most people afraid to ask! I CHALLENGE YOU. ASK, And ASK today! I want to know the outcomes, call me, text me, email, DM me. I don't. I want to hear the success stories. YOU CAN DO IT! As a Vice President for Ticor Title, I have been in the industry since 2002 & I have seen the best, & worst of markets. If have found it be imperative to lock in on our industry needs to be a true asset for our clients in varying capacities. Gone are the days of being able to be an order taker, or solely an entertainer! In our industry pricing and product does not separate us much, however, it is truly about a few key points, knowledge, professionalism, & sustainability! It is imperative that we set ourselves apart, and that is what my team & I do.Client First… Do what you say, and say what you do.I have learned through the years that almost every file is unique, and that our transactions do not close in a vacuum. Having a solid team has been imperative to our continued success!We are where our clients are, and focus on adding value to each and every transaction! We believe in getting involved in our professional associations and communities. We add to extensive knowledge and resourcefulness to our X factor. At the end of the day, we are truly competing with ourselvesWe believe that we can provide our clients insight & value that help us both win. We do this by saving time, money & closing more transactions. We believe that we are the best in the biz, we are an asset to all that work with and will in the future!We are your resource for all things real estate related! NO QUESTION is too big or small!Another key for us is training and education! Please know that we have monthly scheduled trainings, and we can do one on one, small group, and in-office training classes! Ask for a list of classes we can do for you and your team!

How you hold Title to Real Property can have huge implications. Choosing wisely for your scenario is highly advised. This video breaks down some of the ways, and considerations when choosing what is best for your scenario. Also, linked below is a flier which breaks down the differences between the options. We at www.TeamTitleGuy.com would love to help you along the way.Disclaimer we are not attorneys, or CPAs so for legal reasons we always advise to consult one of the professionals#Title #Sales #RealEstate If you would like to review or have access to our online tools, we would like to meet with you! Here is direct access to our calendar! Book Appt: https://calendly.com/ryanjorr7/30minVesting Chart: http://www.fntgstudio.com/ttc/flyers/Vesting_Common_Ways_of_Holding_Title_flyer.pdfAs a Vice President for Ticor Title, I have been in the industry since 2002 & I have seen the best, & worst of markets. If have found it be imperative to lock in on our industry needs to be a true asset for our clients in varying capacities. Gone are the days of being able to be an order taker, or solely an entertainer! In our industry pricing and product does not separate us much, however, it is truly about a few key points, knowledge, professionalism, & sustainability! It is imperative that we set ourselves apart, and that is what my team & I do.Client First… Do what you say, and say what you do.I have learned through the years that almost every file is unique, and that our transactions do not close in a vacuum. Having a solid team has been imperative to our continued success!We are where our clients are, and focus on adding value to each and every transaction! We believe in getting involved in our professional associations and communities. We add to extensive knowledge and resourcefulness to our X factor. At the end of the day, we are truly competing with ourselvesWe believe that we can provide our clients insight & value that help us both win. We do this by saving time, money & closing more transactions. We believe that we are the best in the biz, we are an asset to all that work with and will in the future!We are your resource for all things real estate related! NO QUESTION is too big or small!Another key for us is training and education! Please know that we have monthly scheduled trainings, and we can do one on one, small group, and in-office training classes! Ask for a list of classes we can do for you and your team!Book Appointment: https://calendly.com/ryanjorr7/30minTicor Title Vice President 4120 Concours, Suite 400Ontario, CA 91764t: 909-767-0718 www.TeamTitleGuy.comRyanJOrr7@gmail.com housing

As we work through the market place we have to keep our minds clear and and on point. No matter what is happening around you, are you taking the right actions to remain successful in any market. I am regularly asked, "How is the market, how is your business?" "Are you busy?" It is a basically a simple question, however it was very complex too. If you were asked this, how would you answer. Is it a statement that is looking for you to join in the misery of slow production, or.....? I am really interested in your feed back on this! HOW DO YOU ANSWER the above questions? Question, if 80-90% of the work is done by 10-20 of the producers, what percentage of the people are going to be positive on the market? I am 100% committed to helping my clients WIN and be an accountability partner. LETS ROLL! As a Vice President for Ticor Title, I have been in the industry since 2002 & I have seen the best, & worst of markets. If have found it be imperative to lock in on our industry needs to be a true asset for our clients in varying capacities. Gone are the days of being able to be an order taker, or solely an entertainer! In our industry pricing and product does not separate us much, however, it is truly about a few key points, knowledge, professionalism, & sustainability! It is imperative that we set ourselves apart, and that is what my team & I do.Client First… Do what you say, and say what you do.I have learned through the years that almost every file is unique, and that our transactions do not close in a vacuum. Having a solid team has been imperative to our continued success!We are where our clients are, and focus on adding value to each and every transaction! We believe in getting involved in our professional associations and communities. We add to extensive knowledge and resourcefulness to our X factor. At the end of the day, we are truly competing with ourselvesWe believe that we can provide our clients insight & value that help us both win. We do this by saving time, money & closing more transactions. We believe that we are the best in the biz, we are an asset to all that work with and will in the future!We are your resource for all things real estate related! NO QUESTION is too big or small!Another key for us is training and education! Please know that we have monthly scheduled trainings, and we can do one on one, small group, and in-office training classes! Ask for a list of classes we can do for you and your team!Book Appointment: https://calendly.com/ryanjorr7/30minTicor Title Vice President 4120 Concours, Suite 400Ontario, CA 91764t: 909-767-0718 www.TeamTitleGuy.comRyanJOrr7@gmail.com

Host Ryan Pulliam is joined by Charlie Carr, Sale Manager of Ticor Title to discuss the Las Vegas Valley's real estate market for July, 2019.

In real estate transactions the final step is to get your file recorded at the county recorder and made of public record! The process has changed over the years, and how the recorders office reviews these docs and the cutoffs are different per county. Making sure you work with a company that knows how to navigate this is mighty important. www.TicorIE.comAs a Vice President for Ticor Title, I have been in the industry since 2002 & I have seen the best, & worst of markets. If have found it be imperative to lock in on our industry needs to be a true asset for our clients in varying capacities. Gone are the days of being able to be an order taker, or solely an entertainer! In our industry pricing and product does not separate us much, however, it is truly about a few key points, knowledge, professionalism, & sustainability! It is imperative that we set ourselves apart, and that is what my team & I do.Client First… Do what you say, and say what you do.I have learned through the years that almost every file is unique, and that our transactions do not close in a vacuum. Having a solid team has been imperative to our continued success!We are where our clients are, and focus on adding value to each and every transaction! We believe in getting involved in our professional associations and communities. We add to extensive knowledge and resourcefulness to our X factor. At the end of the day, we are truly competing with ourselvesWe believe that we can provide our clients insight & value that help us both win. We do this by saving time, money & closing more transactions. We believe that we are the best in the biz, we are an asset to all that work with and will in the future!We are your resource for all things real estate related! NO QUESTION is too big or small!Another key for us is training and education! Please know that we have monthly scheduled trainings, and we can do one on one, small group, and in-office training classes! Ask for a list of classes we can do for you and your team!Ryan J. OrrTicor Title Vice President 4120 Concours, Suite 400Ontario, CA 91764t: 909-767-0718 www.TeamTitleGuy.comRyanJOrr7@gmail.com

Buying a home can be a daunting process, and the financing can be overwhelming. The City of Upland has re-funded their 1st time home buyer program with funds to assist in making the process more affordable. This program for those who qualify can be an incredible boost. There are income requirements and household size. Please reference the City Of Upland website under Housing. https://www.ci.upland.ca.us/#Housing_...https://www.ci.upland.ca.us/uploads/f...We at www.TeamTitleGuy.com believe that if we can help others achieve their goals, that hopefully we can win as well. The Real Estate industry is ever changing and as a valued Title Insurance partner we can help in more ways than just the product of title. As a Vice President for Ticor Title, I have been in the industry since 2002 & I have seen the best, & worst of markets. If have found it be imperative to lock in on our industry needs to be a true asset for our clients in varying capacities. Gone are the days of being able to be an order taker, or solely an entertainer! In our industry pricing and product does not separate us much, however, it is truly about a few key points, knowledge, professionalism, & sustainability! It is imperative that we set ourselves apart, and that is what my team & I do.Client First… Do what you say, and say what you do.I have learned through the years that almost every file is unique, and that our transactions do not close in a vacuum. Having a solid team has been imperative to our continued success!We are where our clients are, and focus on adding value to each and every transaction! We believe in getting involved in our professional associations and communities. We add to extensive knowledge and resourcefulness to our X factor. At the end of the day, we are truly competing with ourselvesWe believe that we can provide our clients insight & value that help us both win. We do this by saving time, money & closing more transactions. We believe that we are the best in the biz, we are an asset to all that work with and will in the future!We are your resource for all things real estate related! NO QUESTION is too big or small!Another key for us is training and education! Please know that we have monthly scheduled trainings, and we can do one on one, small group, and in-office training classes! Ask for a list of classes we can do for you and your team!Ryan J. OrrTicor Title Vice President 4120 Concours, Suite 400Ontario, CA 91764t: 909-767-0718 www.TeamTitleGuy.comRyanJOrr7@gmail.com

As a program to revitalize the city of Upland, dollars have become available to rehab residential houses, and business in the city. These monies can be applied for at City Hall, and can make a huge impact in the business and for the city itself. Learning more about Housing, Finance, and Opportunity is easy to do by reaching ohttps://www.ci.upland.ca.us/uploads/f... tout to city hall.https://www.ci.upland.ca.us/#Housing_...As a Vice President of Sales for Ticor Title focusing on Rancho Cucamonga & Upland, he and his team are territory based yet relationship driven. We are where our clients are, and focus on adding value to each and every transaction! We believe in getting involved in our professional assn’s and communities we can add to our X factor when comparing us to our competition!We believe that we can provide our clients insight & value that help us both win. We do this by saving time, money & closing more transactions. We believe that we are the best in the biz, we are an asset to all that work with and will in the future!

In a Social Media kind of world it is imperative to be found. In sales and in a digital era, we can work tremendously hard to be found, and now that we have them there, our information is out of date. 6 of 10 profiles has inaccurate or incomplete data on it, and the consumer other than an IM can't reach you. Help us help you, COMPLETE YOUR PROFILES PEOPLE.. As a Vice President of Sales for Ticor Title focusing on Rancho Cucamonga & Upland, he and his team are territory based yet relationship driven. We are where our clients are, and focus on adding value to each and every transaction! We believe in getting involved in our professional assn’s and communities we can add to our X factor when comparing us to our competition!We believe that we can provide our clients insight & value that help us both win. We do this by saving time, money & closing more transactions. We believe that we are the best in the biz, we are an asset to all that work with and will in the future!Ryan J. OrrTicor Title Vice President 4120 Concours, Suite 400Ontario, CA 91764t: 909-767-0718 www.TeamTitleGuy.comRyanJOrr7@gmail.com

Thomas sits down with Felix of Ticor Title Orange County to discuss the nuances of title operations.

Ryan Lipsey and Haylie Collier are Title representatives working under the Ticor Title umbrella. Whether residential or commercial, resale or refinance, community bank or mortgage brokerage firm, they have serviced every client and is familiar with the needs of all who practice within the worlds of real estate and finance. Specializing in business planning & marketing solutions with agents of all levels and skill sets, they bring results to your business development efforts.

After much talk and demand we are bringing back the meeting with Masters Series and the first one will be on the topic of Probate & the Real Estate Transaction. We will break it down from a legal & title perspective. Join us for an interactive session at the prestigious Red Hill Country Club for an opportunity to learn and grow your business. Lead speakers will be Jason Gaudy of Gaudylaw.com and Tom Bernath of Ticor Title. Audio is a little off, and we will get it better on the next one.. Thanks for tuning in. Subscribe today!

Today we head out to Ticor Title with Ryan Lipsey and Haylie Collier and go round 2 with them on the podcast. We talk about iBuyer programs, helping agents stay consistent with video marketing and social media and how to keep profits so that they can invest in their future. The Ryan Lipsey team and the Business Bros have every similar missions as we set out to inform and to educate agents and business people on how to improve their businesses and their financial literacy. We also were followed today by Jose Alvarado with Visionary Media who documented our podcast to help with out social media campaigns. Join the conversation or catch the podcast live on our social media feeds @BusinessBrosPod Facebook, Instagram and Twitter. You can listen to past episodes on our website www.SiasFirst.com. EXP CURIOUS??? text: 123exp to 31996 for a 7 minute video on what it is all about. Want to be on an episode of Business Bros the #1 Podcast in San Diego? Call 619-884-4915 or Send us an email BusinessBros@SiasFirst.com so we can get in touch with you ASAP. Contact James for all your Insurance needs 619-884-0045. FREE COACHING CALL REAL ESTATE AGENTS https://siasfirst.com/coaching/real-estate-agents/ WANT TO BE ON THE PODCAST OR WANT TO CONTACT THE BUSINESS BROS https://siasfirst.com/coaching/business-owners/ www.bensound.com

Today we had the pleasure of interviewing Ryan Lipsey @rlipsey and Haylie Collier with Ticor Title. What a great way to celebrate episode 100! Ryan and Haylie share to much tactical and practical information with agents every single day it was great to be able to spot light them for a change and thank them for all they to to help others in the industry. We hope you enjoy the podcast episode and you can also find some great training content on Ryan's Youtube channel so be sure to check that out! You can also follow us on Facebook, Instagram and Twitter @BusinessBros to catch live podcast episodes and even ask question and get answers live! You can find previous episodes on our website www.SiasFirst.com and if you have a chance please give us a 5 star rating and review the podcast on iTunes. We appreciate all the support! Want to be on an episode of Business Bros? Send us an email BusinessBros@SiasFirst.com so we can get in touch with you ASAP. FREE COACHING CALL REAL ESTATE AGENTS https://siasfirst.com/coaching/real-estate-agents/ FREE COACHING CALL BUSINESS OWNERS https://siasfirst.com/coaching/business-owners/ Music by www.bensound.com

"Aren't all title companies the same?" That's a question I've definitely heard when working as an agent. I asked this and many others to get to the bottom of "What is title!?". Ryan Orr, a VP with Ticor Title goes hard in the paint in discuss what makes one title company better than others, disrupting tech coming to title, and how he plans to outperform all the rest.

In this episode we have special guest, Cecile Shanklin from Ticor Title! With over 35 years of Real Estate, Title and Escrow experience she lays out for us the framework of what escrow is, it's process and the title side of a real estate transaction. She also discusses some "oops" moments where mistakes were made by not going through an escrow and how it became financially devastating to those involved. Take a listen and let us know your feedback or if you have questions!

www.Ticor.com Erin Schiller is Regional Sales Executive & Education Director at Ticor Title in Reno, NV. Today she is talking with us about Schemes, Scams and Fraud in the real estate business from the escrow and title perspective. She first talked about this at the Reno Real Estate Investors Club and the response was outstanding. You won't believe what people might do to illegally benefit their pockets! Listen to what Erin has to say to protect you and your real estate investment. David Kahan is a Realtor at Keller Williams Group One. David will talk about the challenges of today's hot real estate market. Once big thing David will talk about is the affordability factor that today's buyers are facing if they want to purchase a home. If you wait to buy, you may be priced out of the local market. David offers great insight to today's listeners. Michelle Hulbert is a Loan Consultant at Caliber Home Loans. Michelle will talk about ways that the millennial market can get their "ducks in order" if you are thinking about buying a primary residence or rental home. www.MichelleHulbert.com www.kw.com www.SageAM.com www.NevadaRealEstateRadio.com

The Moneywise Guys Podcast Thursday, January 22nd www.MoneywiseGuys.com Moneywise Hosts: David Anderson, Kris Pelster, & Paul Anderson Guests: John Cox, Breaking News Editor for The Bakersfield Californian Marvin Bush, Premier Realty Cecile Shanklin, Ticor Title

The Moneywise Guys Full Radio Program Friday, June 6th Moneywise Hosts: Garro Ellis, Paul Anderson, & Kris Pelster Guests Include: Sheryl Gallion, Sales Manager for Ticor Title Patrick Howell, Former Undercover Narcotics Agent & Author of upcoming book "Undercover No More"

For more information on the #1 Net Sheet and Closing Cost app in the country, contact your local Ticor Title representative today or go to ticoragent.com to download your free copy.