Podcasts about Baiji

Dr Scarlett Smash & Dr Craken MacCraic discuss the various types of river dolphins. They talk abut the unique ecology and biology of these fascinating, and threatened, cetacean species. If you liked this show please support us so we can keep providing more content,  $1 helps : www.patreon.com/marineconservation  Contact info@absolutelysmashingllc.com for more information about sponsoring MCHH episodes or having advertisments on the show Music credits By Jolly Shore Leave  "Al For Me Grog (Trad.)" HandsomeForrune-FE (Adapted Lyrics by Taran Christen : Musical Arrangement by K. Ryan Hart) Represented by Rebellious Entertainment MCHH Twitter Dr Scarlett Smash Twitter  Dr Scarlett Smash Instagram Dr Scarlett Smash TikTok  Dr Craken MacCraic Twitter Dr Craken MacCraic Instagram MCHH Instagram MCHH Facebook Dr Scarlett Smash YouTube

This nearly blind river dolphin that relied almost exclusively on sonar, entered a living hell when motorized boats, along with a host of other messed up stuff, started taking over its home, the Yangtze River system. Though not official, the 20 million year reign of the “goddess of the Yangtze” is likely over. Dive in to this weeks episode as Jack & Melissa have an honest conversation about their discomfort of river dolphins, being electrocuted, and falling in love with the baiji's unofficial mascot, QiQi.Topic suggestions, comments: extinctionpod@gmail.com

For More Bengali Audio  Story and detective stories SUBSCRIBE to our Youtube channel : https://bit.ly/3hdtoBEAuthor: Priyonath MukhopadhyayTranslated by: Nargish LailaProduced by: 221B Harrison RoadDirected by: Sumitendra and PrattyayAudio Editing: Subhojit Batabyal  from Pheonix Audio VersePoster: Sumitendra Sound Design: Language: BengaliType: StoryFormat: Bengali Audio Story Genre: CrimeCHARACTERS :★প্রারম্ভিক অংশের ন্যারেটর  : সৌমেন ★ দারোগা প্রিয়নাথ  : প্রত্যয়        ★মালতী  : দূর্বা ★বসন্ত  : অনন্যা ★শঙ্করী  : অস্মিতা ★বিনয়     : সৌরভ সাহা ★সুন্দর   : সুমিতেন্দ্র ★মাখন   : সৃজন ★নাজির  : সাত্যকি ★ক্র‍্যাব      : প্রত্যয় ★কনস্টেবল  :  সৌমেন Support the show

Chinese people enjoy a close relationship to nature and inhabit one of the most bio-diverse countries in the world. However, rapid industrialisation and pollution have had a terrible impact on the environment and caused some species to become critically endangered, or even extinct. There is particular concern about the damage caused by coal mining, one of the key sources of energy to fuel the Chinese economy. In this podcast, a renowned expert on China's environment, Isabel Hilton, gives her view on what the authorities should do to promote biodiversity.  China In Context: Episode 22  Broadcast date: July 06, 2021

Baiji Vegan Shoes - 2018

Facts About ! Credits: Executive Producer: Chris Krimitsos Voice, Editor, and Post-Producer: Jimmy Murray "Winner Winner!" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 3.0 http://creativecommons.org/licenses/by/3.0/ Facts from Wikipedia Licensed under Creative Commons Attribution-ShareAlike 3.0 Unported License

LostXpat Host Bert Diggs has been to over 50 countries.He dives deep into cultures, getting to know local customs, local cuisine, the people, and their drink. He is also the host of LostXpat, a YouTube channel dedicated to travel with tens of thousands of followers.  Show NotesFollow Bert on InstagramLostXpat YouTube ChannelTheme music by: Ruel Morales Audio Transcript Brian Schoenborn: Hello. Hello. Hey, everybody. Our guests today has been to over 50 countries. He’s dive deep into cultures, getting to know local culture, local cuisine, the people, and their drink is also the host of lost ex-pat, a YouTube channel dedicated to travel. He’s got tens of thousands of followers. We’re here to talk a little bit about that, uh, as well as a little bit about what’s going on with coronavirus.[00:00:26] Give it up for my friend Bert Diggs.[00:00:28] My name is Brian Schoenborn. I’m an explorer of people, places, and culture. In my travels, spending over 20 countries across four continents, I’ve had the pleasure of engaging in authentic conversations with amazingly interesting people. These are their stories, on location and unfiltered. Presented by 8B Media, this is Half the City.[00:00:56] First of all, let’s get that day drink, and then you gotta get a beer in while we’re having this, uh, corona lock down time.[00:01:04] Bert Diggs: It’s crazy, man. It’s makes sense that everybody’s talking about, it’s the only thing that anybody can talk about. But I think like, you know, it’s nice to get a little bit of a break and kind of talk about other things too.[00:01:14] Brian Schoenborn: Right. You know, like, so just, you know, so for the listeners at home, you know, I’m, I’m in LA. Uh, Burt’s currently in San Diego, although we met each other, uh, back in Beijing, oddly enough, during our times there. How did we meet? I’m just trying to, I’m just trying to remember that cause I remember it was a pretty funny story.[00:01:33] Bert Diggs: But, uh, the way we met was we were both sitting. I was sitting behind you on that. I was sitting behind you on the train in Beijing, going to the airport. We were both heading to the airport. Airport express. I was talking to this girl that was sitting next to me a pair of way that like, I was just kind of chatting and rough, you know, hitting on her and they kind of way then Chinese, you were, you were kind of like looking at me like, how’s he doing?[00:02:00] He’s going, he’s going good. And then after the girl got off the train, we started talking about how we like living in Beijing and how easy it is to make friends and you know, talk to girls. And it’s just. Good experience over there.[00:02:17] Brian Schoenborn: I remember that like, cause I was sitting there just kind of minding my own business.[00:02:21] I don’t remember where I was going. I was going somewhere, but uh, doesn’t matter. But, uh, I was sitting there minding my own business and I saw this girl being talked to and I saw her responding and stuff. I heard like. Western Chinese, right? Like non native Chinese speakers saying like how, and stuff like that.[00:02:38] I’m like, ah, this guy.[00:02:41] Bert Diggs: I was telling her, well, you have a boyfriend, you’re hateful. And that’s how I always talk to the girls, you know? And that’s how it works, man. You know? I mean, Chinese people are very, uh. At least in my experience. Like you said, they’re very, it’s very easy to make friends. You know, they’re very warm. Uh, they like to work hard, but they like to party too.[00:03:04] Brian Schoenborn: They’re very appreciative if you come and enjoy their culture and their country, and if you even make like the slightest attempt to try trying to learn their language, it goes like miles.[00:03:15] Bert Diggs: It really helps a lot when you’re meeting the local Chinese. If you can speak even. You know, a bit of Chinese, you know, 30 different sentences very fluently and understand 60 sentences or 80 sentences or just even.[00:03:31] 200, 300 words. It’s good. It’s all helpful when you live in China. Yep. That’s for sure. Absolutely. And just, you know, I kind of segwayed really quickly away from the Corona virus and don’t we, we’ll get back to that. I know, I know. Bird’s got some stuff he wants to talk about. Hell yeah, that’s what I’m talking about right there.[00:03:49] Brian Schoenborn: Cheers, man. Oh yeah. Just casual beers. Um, but, you know, we’ll get back to some of that coronavirus stuff as well because, um, you know, Bert’s got a pretty unique perspective on it. Um, based on his experiences. Um, but I want to kind of cover some of those things first, right? Like, you know, uh, tell me about like, how long were you in China?[00:04:07] I mean, I’m on the other places, like, I want to talk about some of these other spots too, but like how long were you in China? And like, what was, you know, what were you doing there? What was your overall experience?[00:04:16] Bert Diggs: So, right when I got into China, it was January 14th, and coronavirus was still just kind of an up and coming topic four.[00:04:26] Woah. And we knew that we’ll handle a couple hundred cases, possibly. And they didn’t know. No one knew exactly how bad it was until 22nd or 21st, I think it was 23rd they locked up one. Mmm. And. Close it down. They didn’t close the flights like exiting Mohan going to other countries, but they locked the country up just to contain the virus.[00:04:49] They didn’t know that it was so bad at the time and like how many people were really infected. It’s, it’s such a big delay. So they, they did probably didn’t know at that time that there was a 14 day lag on everyone who got infected and how big the situation really was in the end. It was, it was really a shock to everybody.[00:05:10] I was in Portugal on January 5th and first heard about this virus, this pneumonia. And that’s why I decided to buy a couple of masks from, be shocked in Portugal, like maybe 50 masks or 25 masks. I just bought them randomly and just to keep them. And then later on they came in really handy after this all came out, you know, cause there was no masks in Beijing.[00:05:39] You could not buy a mask that was a proper surgical mask. Or in 95 you would have to spend a lot more money, like four times the amount. Geez, well, I mean, but even just the concept of getting a mask, when, when you start hearing about things happening, I mean, that comes from time spent in China, right? Like, they’re very, like, at least, you know, at the time that I was there, people are very conscious, you know, whether it’s because of the pollution, the smog, right.[00:06:04] Or whether it’s, you know, if they have a cold or something, like they’ll wear a mask to prevent other people from catching whatever they have. Um, and, and, you know, you spend a couple of years there, like you and I both have, um. You kind of become, I don’t say I ever got used to it because I hate wearing masks.[00:06:20] I like, it drives me crazy. Um, but I’ll do it when it’s necessary, but even just knowing that that’s kind of, you know, having spent that much time there where, you know, you get used to that culture of people wearing things when you know, when whatever is not perfect. Um, it’s probably an easier decision or more natural decision even to make, like when you’re sitting there in Portugal and you’re first hearing about those.[00:06:43] Yeah. Because you know, you’re getting on a flight for 15 hours to get back to China or go to a United States. Um, I mean, no, that you’re going to be exposing yourself to more viruses. So, I mean, I didn’t actually wear the mask on the flight from Portugal to United States. But from the United States to Beijing, I did actually wear a mask for part of the flight cause I was just a little bit, you know, worried, paranoid, whatever you want to call it.[00:07:11] In the end it was, it was for good, for the better. For every one’s better. Yeah. I think I did. I did actually have a little bit of a sore throat when I was leaving. America to go to China. I had like a little sore throat, so I was wearing a mask. People were wearing masks actually on that flight cause they did hear about this ammonia and Woolwine.[00:07:33] And so that was the 14th of January. So you were, you were in China on January 14th how long were you there before you. Before you came back to the States? Oh, I was in China until February 6th but I didn’t come back to the States on that flight. I went to Malaysia for about 20 days, and then I was in Indonesia for almost a month, so I was outside of China because I just wanted to get out of turn.[00:08:02] I didn’t know how bad I was going to get by February 6th when I was leaving. Already. You could only go to very select countries like Italy. You could go to Malaysia, Thailand. You could not go directly to Singapore. You’d have to wait in Thailand, if you want to go to Indonesia or Australia, like these two countries decided they need people out of China for 14 days before they’ll accept them into Australia or Indonesia or Singapore.[00:08:31] So you had a self quarantine even that earlier. Uh, yeah, kind of self quarantine. It wasn’t a mandatory quarantine. It was a, according to you, the I decided to do with myself because I don’t want to be one of the people spreading this virus. Very careful. I just wanted to quarantine myself a bit. I still went out, but I wore a mask if I went out and.[00:08:53] I stayed away from people like at least 10 feet away. I typically stayed. Uh, there was some little roads in Malaysia where you really couldn’t stay 10 feet away, but I did my best to wear a mask and waited 10 days until I took off the mask. Any time I was outside, I want to get back to Malaysia and Indonesia because I love those countries.[00:09:12] But I’m curious first, like, uh. You know, you were in Beijing for what, like three weeks it sounds like. What was the overall, uh, like feeling or vibe while you were there during that time? The feeling. Was like a ghost city, like apocalypse, just kind of like it is now in America. It was really interesting to go out and kind of film.[00:09:38] I was also very careful when I went out and Beijing was not a hard hit city at all. Only a couple of hundred cases at that time. There was like 24 cases in Beijing. When I first started filming. By the time I was leaving Beijing, there was uh, around 200 cases. So it grew really fast. Because the people from Mohan left for aging and other provinces around, and.[00:10:01] Luckily they didn’t go to Beijing that much. They mostly went to Hong Jo Fujin and also they went to like Shanghai area, just like more nearby cities. Right. So for those that don’t know Chinese geography, um, Beijing to Shanghai is roughly the same distance of like, I want to say San Francisco to San Diego.[00:10:24] No, it’s, it’s, uh, there’s a further five hours, five hours on a bullet train. So, um, I mean, it’s like a three hour flight, three hour flight. I mean, it could be, it could be like Boston to like Orlando. It’s almost like that, but not quite, it’s kind of like that. Maybe Boston to Virginia. Okay. Yeah, that’s, that’s pretty much close enough, I think.[00:10:54] Anyways, it’s fair. It’s a fair distance. And those other cities, like Uber is, it’s fairly close to Shanghai. It’s not, uh, it’s much further away than Beijing is anyways. And then Fujian is near the, near the sea. Uh, basically the city that, um, is on the sea with the streets of Taiwan, with Taiwan on the other side.[00:11:14] Um, and then Hong Jo is, uh, next to Shanghai. Anyways. Right. Yeah. Yeah. Um, so, uh, very close to Shanghai. And then you’ve also got Sue Jo, very close to Shanghai. All of Amway is pretty close to Shanghai. Uh, that’s really famous for the yellow mountain and whey province. And then, um, I don’t know, there’s just a lot of different places.[00:11:38] Shanghai is actually a better place geographically because you’ve got a lot of interesting places around it. Beijing is great. It’s an amazing city, but there’s not many places to go. If you’re looking to go venture out to other cities and explore and see other places, honestly, like Beijing, there’s hub a and there’s Shannon young, and these places are really dry, cold, really not places you would love to go to travel to.[00:12:07] Well, yeah, all around Shanghai. You got really beautiful places to go. Like hung Jo, Sue Jo. So Joe is supposed to be the Venice of China and how Joe is like this beautiful Lake, and like everyone goes there for vacation and then yeah, Juan Shawn is the mountains. You’ve got that only a couple hours away from Shanghai.[00:12:27] So. But yeah, you do have really beautiful places around Beijing and high row and some other places that have got some cool mountains, but just not as much. It’s definitely different. But also like, I mean, I would even say like, at least for me, a possible reason why they might be traveling to those other cities more is cause it’s closer.[00:12:46] You know? It’s also got the natural beauty and you know, Chinese people love getting outside. So I, you know, I’m in LA, right? One of the most populous cities in the country, if not the most populous. Um, I don’t know my numbers, but you know, it’s notoriously bad with traffic. Yeah. Right now, traffic is starting to pick up a little bit.[00:13:05] I think it’s starting to tick up, but for like the last month or so, it’s been. So listeners, if you’ve never been to LA, I’ve never heard about it. Heard about the traffic situation, like people measure distance and time in LA versus miles, because like, it could take you an hour or more to go five to 10 miles, right?[00:13:27] Depending on the traffic. But these days, you know, going five to 10 miles could take, you know, 1520 minutes. Like it’s, it’s not stewed. The roads are so empty. Even though there’s been a bit of an uptick, and that’s really the way it should be because otherwise, I mean, this virus can spread so many different ways, and even when you’re on a bicycle, someone breathing really heavily driving right past you with a bicycle.[00:13:54] If they’re not wearing a mask that. That breath of air, not even a cough, just a breath. It gave me air and blow in your direction and actually infect you, and maybe it will be a small inoculation, but it we’ll still infect you. It could be a really good thing to get inoculated with a very small part of this virus if you get a big inoculation.[00:14:17] A lot of people say that. That’s the people that go to the ER and have to get the breathing tubes in there in their throats, and the ventilators and the PPD machines and all this stuff that you need to do all this stuff. So the best thing, I mean, I’m not saying get infected, but it’s good to get a smaller infection.[00:14:36] That’s why if you wear a mask, you can get a smaller inoculation into you. And if they’re wearing a mask, it’s also a smaller inoculation into you. So if everyone is wearing a mask. Everyone is giving each other less dose of this virus, and if not even just eliminated the virus completely. So that’s why I think everybody should have been wearing masks many months ago, or even just a facial protection head thing, even though it may not be a CDC certified mask and 95, uh, whatever surgical mask, even just a cloth.[00:15:11] A towel napkin. The best napkins they say are the blue napkins that are, they used to dry cars a lot of the time that you heard about this, the blue napkins inside of your. Mask, like this is the best way to protect your, like it blocks a lot of that air. The virus particles, the breathing particles. So yeah, there, there is actual studies been done on the best materials that we can actually get access to right now.[00:15:39] That blue fiber, what they wash cars with, it’s kind of a cloth called, I’m going to look it up real quick. It’s disposable. I’m from Michigan originally. Dude, it’s a big car state, so I know, I know what you’re talking about. Blue cloth or cars. What the fuck is it? It’s just as 50 pack blue shop towels. So shop towels.[00:15:57] Yeah. Shop blue towels. Look at this one right here, Scott. Shop towels. Exactly. That’s, that’s exactly what they say. It’s a 200 pack right there too. So that’s a 200 rent, 200 shop towels in a, in a box. You can just lie in that in front of a T shirt or something. Right. Or your mask, however you make your mask.[00:16:17] I mean, everyone’s going to make their mask differently, but if you put that and the area that’s like right next to your face, you are blocking a lot of the particles, very similar to a surgical mask. And the closer we can get to having that kind of surgical mask protection or. And 95 protection without that little tiny ventilator.[00:16:36] The little plastic thing that lets the air out. That’s actually not what you want for this because it doesn’t protect the people around you. You don’t want that little plastic thing. They kind of a little bit ventilator. You don’t want that one. There’s an 90 fives without that little plastic thing on the outside.[00:16:52] Well the United, so I’ve been doing some research on this as well cause I, you know, I know some. Mass manufacturers and different parts of the world. So I’m trying to do my part, it’s not that easy. You know, it’s kind of a shit show right now as far as all that’s concerned. Um, but, uh, I have learned quite a bit about mass over the last couple of weeks because of that.[00:17:10] And from what I understanding the end 95 just basically means that 95% of particles that are in the air that you would inhale are blocked. So you’re only getting 5% of whatever that is. So, you know, whether that’s a mask with a ventilator or without a ventilator. Um, it’s still the same amount of blockage.[00:17:31] I don’t know if it’s called a ventilator. It’s just that little plastic thing that, um, or maybe it’s not a, maybe you’re right. Maybe it’s not a ventilator, but it’s, I know what you’re talking about is that plastic piece where it’s like it lets you breath easier. Yeah. We use those things in Beijing when the smog is really bad because you know, you want to breathe.[00:17:51] In a little bit easier, but you also breathe out easier too with that little plastic thing there. And so for smog and pollution, that is the perfect mask. So that’s what we were using in Beijing. Whenever it got to be. Very high PM 2.5 if it was super high and it makes it so like you breathe out easier, you can breathe out the particles that are coming from your mouth, your lungs.[00:18:16] But unfortunately, that’s exactly what we don’t want. Right? Because then if you’re infectious or you’re contagious, then it doesn’t stop that spread. Yeah, and that’s the whole point. We just want to cut this thing down and make the. The are not, which is the transmission level. So this one has gotten or not one person is infected and it affects two to three people on average.[00:18:41] No matter what we do, and if we really bring this down, we can bring that are not down to below one, which will make this virus go extinct, but it’s going to be very hard for that considering this virus is a airborne virus that all you have to do is breathe in a room for a certain amount of time and you’re going to infect anyone that walks in that room.[00:19:02] Well, it’s crazy how much information is coming about coming out about it. You know, like at first they were like, don’t worry, at least the U S government at first was like, don’t worry basket’s it’s not going to help. Then they changed their fucking mind and then the saying, Oh, it’s, you know, three feet of distance now, six feet.[00:19:17] And I read something the other day that said, it can spread on the sole of your shoes up to 13 feet. Like it’s fucking crazy, dude. Like nobody knows what’s going on with this right now. The only thing we can do is. You know, try to be safe, you know, keep ourselves inside. And if we have to leave, you know, make sure you’re wearing a mask and gloves and sanitizing and all that other shit.[00:19:37] Yeah, definitely. Wash your groceries. I mean, depending on if you think they could have been touched multiple times by multiple people. I see lots of people touching the things inside without buying them. I mean, it’s, it’s just habits that we do. Yeah. We have to try to learn to break. It sucks, man. I miss human touch.[00:19:59] I want to hug. I want a hug more than like anything else, right? I’m just like, come close. No, I want a real skin on skin contact. I had a dream last night that I kissed a girl. That was my dream. I was like, Oh my God, it’s crazy. I’m like, man, I missed that. You really don’t know what you got until it’s gone.[00:20:25] Right. The feeling is touch and you know, you could just, how’s that feeling of you don’t care about. Hugs and cuddles. Yeah, you can be hard. You can be hard all you want, dude, but you know, you’re just taking it for granted. You know, you get it. You just like, man, maybe it’s going to, some dudes are like, Oh, I’m so hard.[00:20:42] No, don’t touch me. No. Get the fuck outta here, man. You know, when you can’t be touched, that’s when you want to be touched. It doesn’t take a fucking hard ass man to fucking turn that shit. I’m a hard man. I was a fucking 50 caliber machine gunning Marine active duty, and I just want to fucking hug, man. I want a hug.[00:21:03] No, I know. I know what you feel right now. Things that we go through, like when we’re with the significant other, at the time. And you know, we’ve had too much of them and too much of that amazing special time with them, and then go for a one month without them or whatever. Then you’ve got literally, you could go for anything.[00:21:26] Like you’re just so desperate for affection, thirsty. I was hanging out. I was, um. You know? So I’m, I’m also, I’m managing a Chipotle right now in Beverly Hills. It’s of my side hustle, keep my finances stable while I work on my other stuff. And this old lady came in and actually the the, so first of all, it’s super fucking slow.[00:21:47] We’ve lost like. 60 to 75% of our business. Um, but secondly, like the people that are coming in the last few days, I’ve been so like, they just don’t want to leave. They just want to have a conversation. You know? I think there’s like, I think there’s like 67 year old lady who was like flirting with me and she’s just like, she’s just like, don’t you think this is all over blown?[00:22:09] I’m like, no. I’m like. We’ve got to, we’ve got to take care of people. We’ve got to stay in. We’ve got to keep the distance still. Everything that she goes, I am almost 70 years old. She’s like, I don’t care if this thing kills me. I’m like, you fucking, you’re gonna have like 30 more years of life. Are you kidding me?[00:22:23] Like, come on, especially in this day and age, like you can’t really live to be 120 if you’re 50 right now, you might live to be 120 they might come out with some machines that can just rejuvenate yourselves. You never know. So. The thing is, you know, I don’t think the people like. Elon Musk or bill Gates, they’re not going to die early.[00:22:44] They’re going to be 120 hundred and 30 if not, they’re going to be a mortal dude. They’re going to live forever. They’re going to find a way to like put their brain into like some sort of like robot contraption, like the teenage mutant Ninja turtles live forever progressive on the finding of helping them live for a longer time.[00:23:07] I mean, maybe not bill Gates, but I think they’ll get. He might want to live forever. I mean, he’s got enough money. Why not just one person? He his mind, he’s so smart. I mean, he’s a literal genius, but the fact that he was able to predict the pandemic and talk about it in details back in 2015 and talking about how.[00:23:32] Everything would happen, how we are not prepared and how it would be a coronavirus from a animal. You didn’t say bat, but he said everything else was pretty much directly correct and that this could have been from a bat or a. Pig or I guess a one of those are middle pangolin or whatever. It’s maybe, maybe, I don’t know, man, like I don’t want to, I don’t want to conspiracy theorize too much, but like from what I’m kind of gathering, like just my hunch based on the information that I’ve read over the last couple of months, it doesn’t feel so much like it was a wet market thing.[00:24:15] It feels more like, you know, and those virus, the CDCs and , the, the virus  virus lab or whatever it’s called, and they’re both fairly close to each other and they’re both, you know, a hundred, 200 yards away, something like that from the wet market that they blamed it on. Yep. I wouldn’t be surprised. I’m not saying it’s a manmade thing, but I wouldn’t be surprised if they were researching Corona viruses and bats and somehow it got out, you know, like, like accidental or on purpose.[00:24:48] Like I’m not, you know, I’m not trying to, I’m not playing that game. Like I’m not going to sit here and think like, China did this on purpose to fucking like. Bring the world to its knees and like take over. I’m also a saying that, you know, if it was an accident, they sure as hell are taken advantage. You know?[00:25:08] I mean, that’s, that’s just my impression. I mean, you know, they, they suppressed information like they always do. Uh, and now suddenly they’re, you know, they’re trying to be the heroes and you know, maybe. Change the world, order that kind of stuff, and send people to other countries to help out with this whole pandemic, which is good.[00:25:26] That’s a nice thing of them to do, but it’s good. I think, yeah. I wish that we did take it more seriously back in the early times of January, and I guess it’s just, it was really unforeseeable that it would come to this and how it, it could be 14 days dormant in your body and spread and get so infectious and so contagious with the people that you come in contact with.[00:25:50] Even though you have no symptoms, it still is going to be giving you all the people around you presence. They don’t want. It’s the gift that keeps on giving. Three weeks ago, if you told me, Hey, Robert, I got a present for you, Corona man. Be like, yeah, maybe I’m going to get a 12 pack of curls. I know. It’s definitely not a good present.[00:26:17] Again,[00:26:21] I sit there, you know, I just think like, I remember in like December, I’m going, all right. 2020 is going to be the year we’ve got a 2020 vision. This shit’s going to be, this is the year everything’s going to fucking rock. Everything’s going to fucking change. Here we are over a quarter of the way in and the entire year has been fucked and just like.[00:26:49] I hear, I hear this thing goes away by April. Yeah. All better. By April we got 15 and we’re going to be down by zero. By next week, it’s going to be zero by next week. It’s gonna be magical. It’s gonna be as if this never happened. Yeah, right. Dude, LA, I dunno. I dunno. San Diego is, but LA is like, Oh, I guess California in general is shut down until may 15 for sure.[00:27:16] But I do. I’ll tell you what, based on, did you hear the governors, um, the press conference the other day? It’s talking about the criteria to reopen. Yes. In saying that we have to wear a mask. If you work in the restaurant, you got to wear a mask and maybe a face shield and gloves, whole new procedures. Like we’re not opening up in the way that we think we’re opening up.[00:27:37] We’re going to be in a bio containment center everywhere. It’s going to be a safety zone. Yeah. Um, but like, what we should be doing, how he’s doing it is the safe way and the safe way is the best way. When it comes to this virus, we might even have to close off the border to our friends in Nevada and Oregon and whoever else is not taking this thing seriously right now because we’re in Ohio.[00:28:02] Those guys are writing and in Michigan too, like I’m from Michigan, dude, I watched these guys just the other day. They did this whole fucking riot in their cars, and then they all get out of their fucking cars and real estate capital. Like, what better way? What better way to fucking kill yourselves protesting assholes like Jesus Christ?[00:28:22] You know? It’s like, it’s almost like now’s the time for survival of the fittest. This is the Darwin awards right now. This is how we’re going to avoid idiocrasy from happening. Idiocracy to beat. All the dumb asses are going to die from protesting, and it’s not funny, but it’s not what will happen to the irony.[00:28:42] What will happen is actually their grandparents will die, not them. They’re going to be okay because their immune system’s fine. They’re going to be spreading this thing with their parents and their grandparents and whoever else is got a little bit autoimmune disease. So. What they’re doing is really not fair to anyone.[00:28:59] It’s not them who’s going to die. If I get chronic tomorrow, I’m probably not going to die considering I’m drinking a smoothie every day with like, yeah, I don’t know, kale, blueberries, lemon peel, lemons, just so much good stuff in there, and then I’m taking my zing, taking my , taking my vitamin C. These things are the Corona killers.[00:29:19] I mean, people. Or talking about like, you know, Corona cures. There’s no cure on a Corona cure. There’s only making your immune system very high and very Mmm alert, right? To make sure that you’re always going to be killing that Corona. If you end up getting that Corona, at least you’re not going to be getting it in your lungs.[00:29:38] You’re going to get B. Cutting it off at its source. So yeah, the more zinc you got, the more vitamin D three, the more vitamin C, uh, you get  B3 comes for free. It comes from the sun, so sit in the sun. Sunbathe for 15 minutes in LA. If you’re in Washington like Washington, the state, it’s a bit more cloudy. So maybe you’ve got to sit out there for 30 or 40 minutes.[00:30:03] Well L is a bit difficult too though, cause it’s a densely populated city. It’s a, you know, it’s a concrete jungle. The beaches are closed. So the only place, the only people that have the luxury of sitting out in the sun is, you know, if you have like a rooftop in your apartment building or if you’ve got a yard.[00:30:18] Right? Yeah. Um, but there’s a lot of people, I mean, I have a yard, I guess, but there’s a lot of people out there that don’t, and you know, they can’t exactly lay on the sidewalk. I mean, I guess they could, but. You know, then you’re exposing yourself to other people, like walking around you or whatever, you know, like it’s not ideal.[00:30:35] Yeah, you’re right. LA is definitely not the best place for this, but it’s a lot better than New York city for sure. For sure. If you have a back porch, you’re pretty rich, so that’s good. I mean, there’s, if you have a balcony in New York city. I mean, you’ve pretty much got millions of dollars, I’m guessing, because it’s not cheap to get like a massive balcony.[00:30:54] And I have a nice size apartment. I think in New York people are like typically sitting in their living rooms and they have a small window. That’s the typical New York apartment. Yeah, no, I know. I lived in New York for like three years and yeah, real estate comes at a premium. If you have a nice balcony, like a decent balcony, you would actually want to sit out.[00:31:14] And hang out on and look at the sun and emphasize even shining on you. That’s good too. But like, yeah, that’s, it’s going to be costing you like four thousand five thousand seven thousand dollars per month if not 10,000 I don’t know. Like it’s a lot. If you got the room, just one room in that apartment, that’s probably quite a few thousand dollars I don’t know.[00:31:35] Right. I just, I mean, I just think about my time in New York. I mean. I was there when I feel like I was a trained for this for my time in New York because I was there when hurricane Sandy hit. So, uh, where I was, I was actually in Hoboken. So just outside of Manhattan on the Jersey side, and we, you know, we lost power.[00:31:55] For like two weeks, I think. Something like that. Uh, everything was shut down. Um, red cross was outside my building. National guard was in town. Uh, people were people. People were, um, taking an inflatable boats. And like paddling down the streets because it was so flooded. And even that was dangerous because you don’t know if there’s like a down power line or whatever.[00:32:20] Right? So like most of us were stuck. We were confined to our homes for like two weeks. Um, I thought that was shitty, you know, and, and we didn’t have power. Right? So like, here, like, this is like, you know, the whole world, it’s been months, right? At least we have power. At least we have the ability to, you know, talk to each other from Las, San Diego or.[00:32:41] Or other parts of the world or wherever your families and friends may be from, you know, we have that ability to see each other, but I mean, just imagine if like, it feels like a global hurricane, right? Where power was knocked out all over the globe, you know, for like a mother fucking crazy. It’s really crazy.[00:33:01] And the fact is that when we go out. And we get Corona virus, we may need some medical attention and we end up overwhelming our hospitals. And that is what really kills a lot of people because people need the hospital, not just for Corona, but for other normal procedures. And people can’t get their normal procedures done.[00:33:23] And that is also what’s killing people. People need their x-rays to make sure their cancer is not getting bigger, but they can’t go to the hospitals now because Corona is best, the hospitals. So when people are saying, yeah, we’re going to have church on Sunday and we’re going to be having a blast with everybody in need, people need to have.[00:33:44] The Jesus Christ during this time around, everyone’s going to be depressed and it’s not going to be good. Okay. No, I mean, we need to all stay home and not go to our Baptist church in Louisiana or Florida or Ohio apparently. I mean, these places are all having their church service, worship God, and that’s really good, but we cannot be doing this at this time.[00:34:07] It’s just such backwards thinking. People are dying, not just from Rona virus. It’s from cancer. Somebody died in my family today because they couldn’t go to the hospital. They were more scared to go to the hospital and get coronavirus then to go to the hospital to get themselves fixed up. And someone died this morning in my family, my aunt died because she told me last week, I can’t go to the hospital right now because if I go, I’m going to get Corona and I’m going to, in fact, the whole family.[00:34:37] My grandma died a week ago at 98, man, and she, um. Her kids were allowed to see her finally. Mmm. After they had to like Pat, they had to get tested and all that other shit. Um, and then like the funeral, like nobody was allowed to go to it, the gathering of 10. So it was just basically her children and theirs and their spouses.[00:34:58] So like me and all of, she’s got like 25 plus grandkids. And even more great grandkids. She was 98, you know, and like none of us, none of us could even go to the funeral. Did you see it coming from months or is it something that happened? No, it wasn’t Corona related. She’s old. She’s 98. She’s had dementia for like five to 10 years.[00:35:21] Um, she’s lived in an assisted living home for like the last three years. So, you know, we, we knew it was calming, but then apparently like what had happened was she. I think she got pneumonia and then, but the doctors are like, no, we don’t think it’s Corona. Maybe it is. Maybe, you know, it’s, I’m like, what the fuck it was?[00:35:42] Maybe it wasn’t right. Like regardless, because of the, um, you know, the small gatherings order or whatever, like there couldn’t be any more than 10 people there. And so it was her kids and her and their spouses. Um, so it happened kind of fast, but it’s just, it’s just crazy for me to think like, you know, all of these people, not only the 30,000 people, what is it?[00:36:00] What’s the number? Right now, I think it’s like 33,000 or something. 30 something thousand people that died from Kroger virus. So over 30,000 deaths so far. I mean, if, if my, like if my grandma, for example, there’s, there’s other people that are dying for other reasons as well, and you can’t have your last moments.[00:36:20] No. Like it’s fucking crazy, dude. I think that last moments are overrated. I think that the best moments are weeks before your last moments, and me talking to my aunt last week is a lot better than talking to her. Right on her last moments, talking to her last week, it was like I wasn’t even expecting her to pass away.[00:36:41] I didn’t know she was. It’s going to be so sick now. It was just one week ago. I talked to her and she was fine. She was just talking about how they’re not going out there being really careful. They’re cleaning the groceries. Uh, my, my cousin is in charge of the grocery shopping and cleaning them and making sure nothing, it’s getting inside the house, but the fact is Pennsylvania is affected so much with the coronavirus.[00:37:08] I think they’ve got more numbers now than California and Pennsylvania is a. Smaller state. It’s a big state, but it’s a smaller state than California. So, um, she’s in Pennsylvania right now, and that is why she did not go get her normal routine doctor to check her up and make sure that she’s fine because of coronavirus.[00:37:30] I mean, that’s the real reason. We are like ending lives early. Because of coronavirus and that just goes back to that lady that I was talking to at the store. She said, Oh, I’m almost 70 it’s okay if it kills me. I’m like, not okay. People are sudden this and that. Well, that too. Of course. Yeah. Anyways, stay safe.[00:37:55] People. I want to talk about something else. Let’s talk about something nice. We’ve been talking and we’ve been hammering hard, pretty hard on the Corona virus stuff. Um, I want to talk about some, some lighter stuff. I want to talk about some good memories. Like I want to talk more about the travels. Like I want to share some travel stories, man.[00:38:11] Like, yeah. So how long were you in China? Like in total, cause you were there for awhile. Yeah. I’ve been living in Beijing for almost 10 years. It’s coming up on 10 years now, so yeah, it’s actually a full on nine years, but yet almost coming up on 10 years, and I really love Beijing as a city and coming there.[00:38:35] For vacation is also really fun. That’s how I originally fell in love with the place, because you know, going out clubbing, you know, you never know how your night is going to end. It’s the most exciting thing to go out and you just. Don’t know what will happen when you expect it to be home by 11 or 10 30 at night.[00:38:54] You’re like, yeah, this is a quiet night. I got to work tomorrow, seven in the morning, got to teach some classes, ABCD for the little babies or something. When I first came to China, this is what I was doing. But um, yeah, you just decide you’re going to be. Going out for a couple of drinks with your coworkers and then you ended up, you know, it’s seven in the morning and you are still out, and you’re like, well, now I gotta go to work.[00:39:19] I know like I was there for less than four. I was about three and a half. But, uh, you know, when I, when I went to China, I’d never been there. I’d never been to Beijing. There’ve been anywhere in China. My Asia experience was limited to Japan at that time. So I didn’t know what to expect. I didn’t speak the language.[00:39:34] I didn’t know anybody. I just, I went because I was going to try to find my path, right? Find my passion or purpose or whatever. But one of the things that I found amazing was. The Chinese put such an importance on Guangxi, which is, you know, it’s a Chinese term that basically means relationships, right? And like that’s how they do business.[00:39:52] That’s how you like go places in the world, move up, whatever. A lot of building that she is sitting around a plastic table and shares outside of a restaurant. Eating a shitload of food, uh, drinking beer, you know, smoking everybody else’s cigarettes. Cause you know, they’ve all got regional cigarettes. Um, that’s the reason I started back smoking.[00:40:15] Actually. I didn’t smoke for nine years until I went to China. Um, now that’s a habit I gotta kick again. Um, but you gotta play with them, right? You gotta, you gotta play, you know, and you’re eating and drinking for hours, smoking cigarettes. Eventually the bite geo comes out, the Chinese rice wine, especially at those weddings.[00:40:31] You know, you got Joe with those grandmas that want to drink with you at the weddings. Like if it’s an old grandma, of course you’re going to drink with the old grandma. Like she only drinks every year, and she’s having a great day to that day, and you’re going to. Tell her you’re not going to drink with her.[00:40:48] So yeah, you have to drink the by Joe. I’ve never actually been to a Chinese wedding in China. How is that when you first get to the wedding, everyone is a little bit awkward and not really feeling really that like friendly. And then right about after everyone does like the first three toasts, they start warming up to you and as the only Y, the only foreigner there at the wedding, you’re getting asked to drink with everyone.[00:41:19] When I say everyone, I mean everyone’s, and you’ve got to tell them, Oh, shall eat yen nigga by Jack. Hi, she do Ty Gola. Alcohol is too high portion. I need to get less. Yeah. Like basically give me a small shot because alcohol is too high and I’m going to get super drunk. Yeah. And then those grandmas are saying, no.[00:41:43] Gone Bay and like full glass and drink it all. That’s what the grandmas are doing to you and you’re just like, Oh no, this is, this is not good. How many shots of by Joe? 8% alcohol. You’re feeling pretty ripped. You have it by Joe Berks. Come on. Right about. Now I want to describe by geo first, like, let me, so before we get into the Baidu of birds, let me describe what by geo looks, smells and tastes like.[00:42:13] Okay, so you can get by. GBG is the number one selling alcoholic drink in the world because it’s the drink of choice. It’s like a national drink of China, you know, purely by mass. Everyone drinks it at 1.6 billion people drink it. Yeah. You can get bottles of Baiji from his cheapest $2 to like thousands of dollars.[00:42:33] Right. Exactly. The, the cheaper stuff, but it all looks like water vodka when it’s clear. Right. Uh, the cheaper stuff smells like paint thinner, and I think it might even taste like paint thinner too, now that I think about it, like it says. It’s rough. It’s rough. So there’s a pineapple flavored by Joe that’s a little bit more easy to drink.[00:42:59] It still tastes horrible, but the pineapple one, you know what I’m talking about, right? It’s a pineapple flavored by Joe. Actually. It masks the taste a little bit. Yeah. That one is only around 35 to 40% alcohol, which is a lot more doable than the. Arigato by Joe Wood, which is the North Chinese stuff by Joe.[00:43:20] The Argo is like, that’s the real stuff that puts it hair on your chest, and it’s literally like. Rocket fuel. Once you save it automatically just makes your throat hurt and you know, you already feel your liver working really hard after just one sip of that stuff. The next day, you just kind of, if you can remember what happened that night, you’ll realize, yeah.[00:43:47] Yeah. That’s a big help though. Yeah. You’ll realize you don’t want to drink by Joe again for real until the next time they push you into doing it. Normally you’re not going to get pushed into drinking crappy by Joe. You’re going to get pushed into drinking the like. $50 range of by Joe, maybe 30 40 $50 range, so that’s a bit easier.[00:44:14] It’s a bit easier on the lungs and the stomach and the taste buds for sure. The biter that you’re talking about though, is the one that you get from the supermarket called . This is the bio that kills people’s liver a lot faster than the other by Joe that they say is. Better. But yeah, they’re all pretty bad for you.[00:44:32] I mean, directly translated means two fish head. Take everyone. It is, right? Yeah. No. So the best bio that you can get is in the Southern province. Made it like a, like a special old factory or whatever it’s, it’s called. Um. Oh, what’s it called? Mmm. Oh, sorry. There’s  and then there’s the, uh, again, no, I know. I know what you’re talking about.[00:45:04] I just can’t think of what it is right now. It’s, uh, uh, uh, shit. What the fuck is it? Hold on. I’ve drank it so many times. I know. We do. It’s, um, hold on. I’ll look it up. I can remember. I’m looking it up. I’m going to pay it. Uh, the really good brand of by Joe, which everybody drinks. It’s made in great Joe, I think.[00:45:31] No, no, it’s high. It’s called . I’m out of time. So Mount Tai by Joe is the one that they make you drink at the weddings typically, and there’s a very expensive Mount side by Joe, and then there’s the cheaper one, and normally you’re drinking the middle range wine that’s like $50 or $60 a bottle like Mount height can cost.[00:45:53] Around $1,000 if you get like a vintage bottle of now, Ty, or even a lot more than that. Um, I don’t know if you recall, but I, I produced a English premier league soccer event, uh, Manchester United versus Liverpool down in Melbourne. Then after that happened, I was working on putting on another event just like that in, um, Kwaito, which is right next to Shinjin.[00:46:19] Uh, next to Hong Kong. Like that area? No, clay with an H Joe. Yeah. Kwaito is like right next to Shenzhen. It’s kind of a suburb of Shenzhen. Anyways, uh, I went down to visit this guy, this, this investor guy, like four different times, and he, he owns like a bunch of different hotels and a bunch of businesses and shit.[00:46:42] Cheers. Cheers. Boom. Uh. And every time we went down there, he treated us to lunch in one of his hotels. So we had free Chinese food, but he also kept busting out this type of bio geo. It came in a box, you’d open the box, and I was a, it was a ceramic bottle with a seal that you had to crack. You had to like crack the seal to prove that it’s real shit.[00:47:11] And it’s not like bathtub bide, you know? But that’s high quality shit though. You know what I’m saying? Like you gotta crack the fucking ceramic seal on the top and then you can open it. Yeah, you gotta you gotta make sure that’s real. Because in China they got little fake alcohol everywhere. Man. Blind.[00:47:32] It’s like India and China both produce a lot of fake alcohol. Beer can be faked and it, Oh dude, die dude, beer. I can’t even, I’ve heard so much about Yanjing is like the bud light of China basically. Um. But, okay, so Yanjing maybe is like the Bush lighters. It’s like, it’s not that great, but it’s, it’s all over the place.[00:47:56] It’s cheap. Like you get these big, like one liter bottles basically. And I heard that there’s so much, um, counterfeit Yanjing that nobody even knows. The retailers don’t even know what’s real and what’s not. So like there’ve been times that multiple times where I’d buy two bottles of Yanjing. Right? Take a sip of one and I take a sip of the other one, one after the other, and it seems completely different.[00:48:22] Yeah, fucking nuts, dude. But like they just don’t produce the beer very well. Like it could be 3.3% to higher. That’s what they say on the bottle. Like, so for Chinese alcohol, they don’t measure the amount of alcohol. I think they just row. The stuff in there into the batch and the main, whatever you get is what you get.[00:48:45] You know, sometimes you can get a really good Yanjing and Qingdao and then another beer could be so bad and really awful tastes. He cannot even drink even to subsidize because it’s just so nasty. Yeah, but chin chin dies a little bit more consistent though, because the Qingdao beer comes from the city of Qingdao, which was once a German.[00:49:06] Uh, I don’t know if it was a German port or there, there was some German control there sometimes. So Qingdao down actually plays and acts a lot more like a German city than it does a Chinese city. Yeah. Qingdao is really nice city to visit in China and very touristy, and they do have some tourists are touristy architecture.[00:49:28] Some of it is fake and some of it actually is real. Like the church, I guess is real. Apparently that is like from the early 19 hundreds it was around doing like the boxer rebellion kind of era. So actually Ching dollars made all throughout China. It’s not just made in Qingdao. They make it all around, so it’s not right.[00:49:47] So it could be faked and it could also be made for real. It doesn’t matter. Like which beer. It’s better to drink the local beer when you’re in China because you know it’s more likely to be. Really made there cause it’s cheaper if it’s locally produced. They don’t have to import it. Like a lot of fake beers are a Qingdao actually.[00:50:06] Cause Qingdao is a more desired brand. So if in fact he’s going to make a beer, they’re going to make Qingdao. Oh, you’re actually worse off getting the Chine doubt. If you were in a city. It’s in like, um. No shit and John or a city that’s in inner Mongolia or dong Bay like, Hey, long Chong and these places, you’re a lot better off getting the local beer over the Qingdao beer because chin dock could be made by the factory cause[00:50:35] Brand that they really like to tap the lies on these, these fake beer makers and the beer could be fine. You can drink fake beer and you’d be fine, but you know, one out of a hundred batches or one out of a thousand batches are going to be the beer that has got a little bit too much formaldehyde that ends up killing some people.[00:50:55] And you know, there’s been foreigners that have gone to these countryside places in China. That drink the, and they just have the worst hangover after drinking five or $16. It’s even the same as being in a place like Beijing. Like you’d go to the like, so there’s huge clubs in Beijing, right? And they’re all right around the soccer stadium.[00:51:15] They’re all like right. Literally right around the soccer stadium. And they offer free alcohol, free liquor to, to foreigners. And nine times out of 10 it’s fake shit. And you wake up with the worst hangover ever. Uh, that’s not a good idea to get the alcohol from them. You can get one free booze free for a reason.[00:51:35] Yeah, you could, you could get one or two drinks, but you will feel it in the morning. But don’t be drinking that one all night. You will feel it for two or three days. So like I would say that, yeah, two drinks from the free place. It could be okay if you’re just drinking the rum, the Bacardi is. Maybe not fake.[00:51:54] It’s what somebody promoters have said, like the party said, maybe not. We don’t know if it’s fake. If the Procardia is fake, that’s okay. It’s made with the sugar and it’s not the same as whiskey where they gotta like get that concoction made just right. The chemicals or Cardi is just, you know, sugar and it’s rough.[00:52:17] I mean, rum is just a lot more easy to make. And not mess up then having fake whiskey, and I can understand they want to make their fake whiskey, but no, actually there’s one club I went to that has got a really good blueberry flavored whiskey. That is one that doesn’t give me a hangover and it’s free. So there’s a club called, Mmm.[00:52:43] Oh wait, what’s it called? Oh, okay. Um, it’s been a while since I’ve been there. Elements goatee, don’t teach. Shimmer. So go to your West gate. And that’s where most of the clubs aren’t as something like elements. It’s circle. Uh, it’s not circle. It’s next to circle though. It’s the newest one. Like, I guess that one.[00:53:07] You probably have been there before. I went away for two years though, dude. So, I mean, it’s been around for two years. It’s been there for two years. Anyways, sorry that I can’t remember the name, but, uh, no worries. Uh, it’s the same place that live used to be, you know, the, it’s called life. I think they remodeled it and turn it into a new place.[00:53:29] And so live was the biggest club in Beijing for that short amount of time. You know, it’s just like, who has the biggest club is the best live bar. Live bar was massive, and now that they reopened it again, we branded it. I guess a new owner or something and yeah, they, uh, call it something else, and that is the place where foreigners can actually get a free drink and have a whiskey that’s blueberry flavored whiskey.[00:53:57] It’s a bottle that’s made, I think in Taiwan or China. It’s a Chinese whiskey or Taiwanese whiskey. It’s really good though. Uh, anyways, it’s a really off topic thing. It’s pretty silly to talk about a blueberry whiskey in one club in Beijing. But that’s okay. Mark it right there. Exactly. But I mean, if you can see, if you can get 1% of the population in China, you’re fucking made.[00:54:18] Right? Like that’s what people always say, but no. So, so we went off on this little tangent, but I’m sitting here thinking like, the whole, like, the whole thing about that was like, this guy, uh, treated us to, you know, lunch and Baiji or they had a crack with a ceramic, like a little off the top of ceramic and had to crack it with a hammer kind of thing.[00:54:37] And he would go around from person to person. Like we had a table of like, you know, the big round table, right? With the lazy Susan kind of thing in the middle, like we so often see in China, right? So you can move the food around. There’s probably like 10 people at the table and he’s just going from person to person to person, just like shot anybody.[00:54:55] Like before we do the shot, he would say a little something nice. Oh, I’m so glad you’re here. You know you’re a vital part of this thing, blah, blah, blah. Shot. Alright, next person. Oh, I’m so glad you’re here. You’re part of this thing, but shot, boom, boom, boom, boom, boom, boom, boom. Then he makes his rounds and then the next bird, like the person who was right starts making his rounds and then the person after that makes their rounds and then it’s just a whole fucking circle.[00:55:20] So like, you know, you get. Every single person is just getting fucked, you know? And it’s, and it’s, it’s one of those things that I’ve experienced in China at least. I mean, I’m sure you feel the same way. Maybe not, but like in China, in America, it’s like if you’re the guy that gets too drunk, you’re that guy, right?[00:55:40] Yeah. Nobody wants to be in China. If you get really fucking drunk, that’s like a badge of honor. Yeah.[00:55:52] No, but they respect you for it. They respect you for it. They want to keep you around. They can trust you more when you get drunk with them and like hang and not give away cigarettes, like to be the whorehouse and get to go do their things that though her house and everyone’s going to keep their secrets even though.[00:56:11] Everyone’s got a family at home. It’s, it’s kind of a trustworthy thing. It’s just in general, this is a lot of Asian culture, like Japanese and Chinese and Thai and whatever, Korean and whatever. I mean, I even think of it like this, like growing up, I’ve got two brothers, right? Growing up. If, if me and my brothers did something naughty or bad together, then we had that on each other and stuff.[00:56:36] One of them would try to tell him the other one. Oh, well, I can do this too, or I can do that. You know, like, fuck up. Don’t say a word because I can do, I can tell you about that. You remember that time? It’s kind of like that, I think, you know exactly. Like, I got one finger pointing at you, but three fingers are funny right back at me and we’re all fine cause we’re all going to be in trouble.[00:57:04] If you give away any secrets, I can trust them. When they got secrets from them, you got dirt on each other, you know, you can move forward. Exactly. Um, I want to talk a little bit about, um. Some of these. I love Southeast Asia. I want to just talk about that dude. I’ve been looking like the last week I’ve been looking at like cost of living in places cause I’m just like, once this shit all blows over, I’m just going to fucking move to a fucking Island and Southeast Asia.[00:57:34] But you know, something like looking at different spots or whatever, but like, you know, you’ve been at, you’ve spent significant time in Southeast Asia. Yeah. You’ve made some videos about like me and Mar and Malaysia and other places, Vietnam, I’m sure. Um, I’m just kind of interested in like, you know, where, where have you been?[00:57:53] And like, tell me your kind of impressions of each of these places because this is, it’s fantasy time since we can’t go anywhere.[00:58:02] Yeah. I mean, so to break it down, you’ve got Southeast Asia, which is probably one of the most diverse places in the world for having like so much cool, great food that’s original. That’s unique. Um, the epicenter is Thailand. Like Bangkok is the melting pot of Thailand. So yeah, Bangkok is great for the food.[00:58:24] And then you got Cambodia, which is also a cool place to go, at least quite a few years ago. It was a really awesome place to go. It’s changed a lot. So I can’t say that it still is. Amazing experience that it used to be. Well, yeah, Vietnam is still amazing. It’s probably the second best food in all of Southeast Asia.[00:58:45] Just like amazing, absolute gourmet French food and Asian food mixed together in a melting pot. So don’t get me started on Southeast Asia. I really love getting you started on Southeast Asia. Let me ask you about Cambodia. I’ve been to Cambodia. Okay. I spent, since you went there five, five, five years ago now, five years ago, I spent eight days in Cambodia.[00:59:12] I love Cambodia. Five years ago. Well, let me, well, let me tell you, I, um, I spent four days in SIEM reap where Angkor is anchor watt, whatever, all the time. Yeah. Anchor Watson. That’s about as much time as you want to spend in SIEM reap. I started running out of shit to do. Yeah. It’s got some fun like bars and stuff.[00:59:30] Some pub. Yeah. Bar street. Yeah, sure. Um, I’ve got plenty more to talk about when I put out my story, which I’m working on, um, about that stuff. But like non Penn, the capital city, that was, I spent four days there as well. And that was a completely different experience for me. Man. It’s a little bit dangerous there, but like if you just watch it back, kind of like, Oh, you’re going to be fine.[00:59:54] Well, like that, the minute I fucking landed, dude, like I was taking a took, took from the airport to my hostel and, uh, I just felt like everybody was looking at me like, they’re either three, they’re hungry or they’re plotting something. Yeah. And sure enough, my phone got jacked and nom pen. I, you know, I’d already been through Southeast Asia for like two months and then a non pan of all places.[01:00:21] My phone got jacked. Yeah, no, it’s definitely like the South America of Southeast Asia. It’s a little bit wild West over there. I don’t know. Another place that’s got so much stuff going on as far as crime goes. Out of all of. Southeast Asia. I mean, there’s some pockets in the Philippines that could be not so good, honestly.[01:00:47] And even Vietnam could be bad in some areas. Cities. And Thailand too. And you know, everyone’s got some pockets, but you know, but Kim, Cambodia, Cambodia is a unique though. And here’s why. Like if you understand the history of Cambodia, right? Like the late seventies or the Kemiah Rouge, when POL pot took over and said were declaring this year zero and they committed genocide on their own, people, you know, killing, they were killing everyone that was educated.[01:01:14] Plus their parents, you know, their grand parents, grandparents, whatever, plus their children and all that shit. Um. So to quote poll pod, it was something like completely killing the tree from branch to root, right? They eliminated an entire multiple generations of educated people, you know, so like I feel for Cambodia, I love scenery.[01:01:40] I want to go back to Cambodia and hope that it’s getting better and that they have been getting a lot better over the last five, 10 years, from my understanding. Um, but there’s a whole generation from like 79 to like. The late nineties basically that it was a country of just uneducated people. And so when you, I mean, when you have some of that, sometimes the crime can be a little bit higher because people are struggling for food.[01:02:04] They’re struggling for their way of life. You know, they’re, they’re struggling too. They’re struggling. Everyone’s struggling. The entire country is struggling together. And this communistic a utopia. Facts are the facts right. I was just going to talk about these days, Cambodia is changing and it’s not in a good way.[01:02:25] So you, it is. Okay. You know, SIEM reap is almost the same as it always was. It’s got more Chinese tourists, which is really good. I like Chinese tourists bring a lot of cash and a lot

After 49 Episodes, Mike and Larry get the chance to describe the F.I.R.E. movement and what it means to be financially independent.  They help you figure out your why of F.I. This is a must listen episode. Show transcription: Episode 29 Financial Independence, Retire Early.mp3   [00:00:00] Welcome to the Real Estate Marathon podcast. Your Guide in the Race to Financial Freedom. The Real Estate Investing and Sound Financial Practices. This podcast is for anyone interested in learning more about real estate, investing, personal finances and a new take on traditional retirement. Now here are your host, Larry B0 and Mike Moe.    [00:00:24] What's going on, everybody? Welcome to the Real Estate Marathon podcast. Your guide on the race to financial freedom through real estate investing in sound financial practices. My name is Mike Bell, one of the hosts of the show joined today, as always, Mr. Fisher.    [00:00:39] I'm doing well, Mike. I'm doing very well tonight.    [00:00:41] I know that you're extremely excited because this is an episode that you've been looking forward to for about forty nine episodes, I would think.    [00:00:50] Yes, I am super pumped for this episode. So what are we going to be talking about today, Mike? Well, man, after 50 plus episodes or so, we are finally going to dove deep into the financial independence. What is it? What does it mean? How do you get there? You know, when we started this, you know, we talked about, you know, obviously the name is a real estate marathon podcast for a reason. But when we started this, we talked a lot about, you know, having this be a really good blend of real estate investing and personal finance topics. You know, I think we've we've done a decent job, you know, going over the credit scores, going over a lot of that, you know, setting that strong financials, you know, foundation that we talk about and we delve deep into, you know, a handful of topics around real estate. And now after like I said, after almost 50 plus episodes, we're going to dove deep into financial independence.    [00:01:43] What it means, you know, we're doing five, one on one. So finding independence is one of the posts you put earlier in the podcast on social media was your Wi-Fi.    Larry [00:01:54] Yeah, I like that. And everybody has to have a reason for why they want financial independence. And once you discover that reason, it gives you the motivation to pursue it actively.    Larry [00:02:04] And that's what we're here to do. We're going to define it. And really deep dove into it. So I am surprised you can even sleep last night. We absolutely did.    [00:02:14] I'm omgpop man, and I'm glad we're finally getting around to this. You know, and it's it's a subject that we've we've touched on or it's a term, I should say, that we've used in a ton of episodes.    [00:02:23] So I'm glad we're finally getting to it being given it's a given it the justice it deserves. You really kind of dove deep. So we're going to you know, we're we're going to cover the definition. Obviously, we're in a covered the history of, you know, fights. The basic principle is how did she do it and resources to us to explore more and dove deeper on your own. So it's it's going to be a good episode. And I'm fun. And it's the first time that you and I have gotten to a riff. You're on our own. You know, we've had a ton of interviews, last handful of episodes.    [00:02:50] We haven't that. We've had a solo Soad an hour. It's just us on a topic. So be good to get back to that as well.    [00:02:56] Yeah. Yeah, I enjoy that a lot because I think we we offer a lot of good information, a lot of good material to the listeners and it's great to have the interviewers.    [00:03:06] But one of the things I enjoy hearing the most is my own voice and they have not heard enough of it lately.    [00:03:14] I like hear my own joke. So we'll see if I can throw a few of those in here.    [00:03:17] Oh, yeah, yeah. I loved some bad jokes myself. So. Yes, well, you want to start with the warm up so we can get Guiteau limber and loose ready to run this marathon.    [00:03:27] Let's do it, man. And this is going to be a marathon. It's going to be a get up. So here it is.    [00:03:31] It is. We're talking about the fire movement and fire stands for financial independence.    [00:03:36] Retire early. And the fight the fire movement is essentially the goal of planning for financial independence. So you have the option to retire early or at any time you would like to.    [00:03:48] Yeah. Yeah. It sits exactly what we're talking about today. And, you know, some people get to it kind of thrown off by the R E on that term, you know.    [00:03:58] So people some people like just the they don't like to retire early. Sometimes they retire term gives kind of a negative connotation or you're just gonna be, you know, sitting on the beach and sipping mai tais, which isn't necessarily the case for most people who reach financial independence. But either way, it's exactly, exactly what we're talking about today.    [00:04:18] And I've been known to take some liberties with the army of fire. You know, it could be a financial independence. Retiring is excellent. You know, any any of that kind of thing. Real estate. You know, I take liberties. What it actually does mean the retire early.    [00:04:33] So you know what? Where do you want to start? You know, we're we get really deep dove into it. You want to cover some of the history. Maybe the basic principles of it.    [00:04:43] Well, you know, so let's just expand a little bit more on on fire. So there's a couple of different terms that it can be referred to on a pretty regular basis.    [00:04:51] So fire is probably one of the most common ones which you already defined as that financial independence. Retire early fi or F5, financial independence, financial freedom, the hundred percenters, which is basically means 100 percent of your expenses is covered by passive income. But essentially all these things mean that saying that all mean that you can hundred ten, 11 percent cover your living expenses is with the income that is coming in off your passive portfolio, a passive investments, whatever. Maybe whether it's real estate, whether it's stocks, bonds, whatever your investments is. They all mean the same thing that you made such a cover, your living expenses and your main expenses for life.    [00:05:33] And I'm actually in this position right now with my passive income portfolio, with being able to cover all my expenses.    [00:05:41] I could retire right now and and not lose any ground in my financial livelihood. I guess you could say and this is very freeing. It gives you options. And that's one of the things that people seek is freedom, freedom, freedom. And the FI gives you that freedom. And when we actually in the last few episodes, we've been talking a lot about the financial retirement number, and the number is in an age which we defined in one of the last episodes. It's just a number of how much how many dollars you need to have monthly coming in. So you don't have to work that eight to five or nine to five full time grind the rat race, if you will.    [00:06:24] Yeah. And there you're probably the prime example of why that already doesn't necessarily always apply. So you got that fi- and it's almost like financial independence work optional.    [00:06:33] You're still working. But tomorrow you don't have to. Like that's kind of the options that this gives you. You know, it's kind of like I said, I think a handful of times on this, you know, this this show, I got a you know, a nine-to-five today that they currently enjoy. And I get to do some on energy. And, you know, I'm not one of those people that hates their job day in and day out. Right. But, you know, in five years, I don't know what's going to happen in five years. I think I use this exact term before, you know, my boss could come to me tomorrow and say, you're scrubbing toilets for the next week. You know, obviously in I.T. this could happen, but they could. And I you know, not being at financial independence, what do I do? I guess Guptill is right because I'm dependent on that paycheck right now. So financial independence work optional. You don't have to retire. You don't have to stop working. You don't have to go sit on the beach. But it gives you options. You know, I'm talking to one of these young guys at one of these investment events. The handful of months ago. And he kind of said the same thing is like, I love my job. So why do I care about financial independence?    [00:07:34] Don't care about, you know, that whole movement. It's like, man, things change real quick. And, you know, I think we're in a position right now currently in our current situation that we got going on here, mid 20s, Tony, where a lot of people would be better off. Have they had some, you know, passive income coming in?    [00:07:51] Yeah. Yeah. And you bring up a good point where we are with my my financial independence is it is work optional. And part of the reason, you know, people are saying, why?    [00:08:02] Why should I care about financial independence? I enjoy my 9 to 5. Well, financial independence. What that allows you to do it. It allows you to build wealth twice as fast, because if you've got dual income, you've got the the portfolio income, which is equal to or higher than what your regular paycheck is. And then you got that weekly paycheck coming in. You can actually get to, well, wealthy. You're rich even faster if you take that money and use it is as in investments or however you choose to use it. We choose real estate. But if you have that financial independence. No. On top of your regular income, that's just it's brings a lot of a lot of wealth to bear at your situation.    [00:08:49] So, yeah, it it's it's just a numbers game and it's just taken the numbers and extrapolating. I know, you know, I used to always hear, you know, one of the best things to do was, you know, you know, if you're married, you get two incomes. You should save 100 percent of one person's income and just live off the other one.    [00:09:04] Well, in essence, if you are five or if you build up a portfolio of, you know, whether it be rentals or whether it be stocks or bonds, that provides you enough pass, it could provide, you know, passive income to live on. Well, essentially, you have two incomes. You're just one hundred cent investing one and then you're living off the other. So it's almost doing the same thing, but better because you're building this investment portfolio.    [00:09:26] Yeah. Yeah. And like you said, if if my boss came to me today and said you've got a you've got to clean those toilets, I have the option of saying I really decided I didn't want to do that today.    [00:09:37] Yeah, that's. We'll get to that in the basic principles of fi. That's what we like to lovingly referred to as F-U money.    [00:09:44] F-U money, the toilet principle. And I'm still reeling over you quoting your own term, that thewall Wauchula theWall Financial. Linda Pence's financial independence work optional.    [00:09:56] I like Eminem. Yeah. His trademark that themwho coined to fuel this is a new thewall movement. There's some other other variations of FYE that I want to touch on real quick.    [00:10:08] And that's fact fire and lehne fire. And essentially these are just the, you know, lean fire is you have enough passive income coming in to cover your basic basic basic living expenses. So you can eat. You can. You could. Your mortgage, but you're not living the life you want to. It's not like you're going oh, it's not like you're traveling. You're not living the life even that you're living. Right now, you would have to make some significant cutbacks. But you wouldn't make it right. So that's lean fire. That fire is kind of the opposite. That where it's, you know, you have more than enough to do it. You know, I wouldn't say extravagantly, but you can travel. You can, you know, live above your means that you're even doing now. I'm completely on your passive income. So I moved in last year living large. Right. So I thought fire.    [00:10:53] Fire. I like it. That's that's the way to be. Get enough of that passive income. And there's not really much you you don't necessarily have to live large way. You could if the if the mood struck you.    [00:11:05] Yeah. Exactly. There's a kid. You can take trips or travel or you know, do whatever you wherever you may be. But you're not you're not living like pinching pennies.    [00:11:14] Right.    [00:11:14] So these are as you see with the pictures of the Lamborghinis and the private jets out there, they're definitely fat firing that straight away.    [00:11:21] And it's straight wealth, man. That's that's wealthy for sure. But yeah.    [00:11:26] So we actually move on or you want to dove in and anything else on those, you know, the FatFighters, when I think I think a lot of people are trying to get to the lean fire is when you first achieve financial independence, you have lean fire.    [00:11:40] You don't necessarily have to retire. But you can. And just get by. But like you said, that fat fires, what dual income that I'm working towards right now is.    [00:11:50] Yeah. Yes. But I'll give you a I guess I'll give you an example right now. So, you know, if you're somebody who on a regular day to day basis is living off about, say, let's say six grand a month and you take a look at all your expenses and you realize you can cut out, you know, you can cut your grocery bill, you cut gas down if you know, if you had to.    [00:12:08] And then you could you could live at, say, forty two hundred bucks a month. Your lean fire would be forty two hundred bucks a month. I mean, you could live. You could pay your bills. You wouldn't be you know, you wouldn't be going hungry, yoga, losing your house or going bankrupt.    [00:12:20] So it's very nice in that same example. You know, let's say 10 grand a month. Is that advice? You know, it's well, but beyond that, you know, that six grand that you're accustomed to, you can splurge a little bit on travel alert. You know, what have you per month and you're good to go there.    [00:12:37] And the fat fire, my goal, just so everybody knows, is that taken that month or two off and just just traveling for an entire couple months, you know, that's serious.    [00:12:47] Well, my hope is that fires.    [00:12:50] But we got to go. We've got to get a handful of these people. Oh, there's so many people that take these many retirements that I've listened to where, you know, that worked for three or five years.    [00:12:59] And they'll take six months out because they can because it built this this this machine. And that is their portfolio that can that can, you know, sustain them for more than six months.    [00:13:11] But they'll just do that as a mini retirement so they don't wait until they're, you know, fifty or fifty five years old. And you only need to wait till you're fully, you know, that fire. You can just do it. If you have a if you union fire and you have a little bit of an essay that you're comfortable with it, you take them in your retirement and MBNA.    [00:13:27] Yeah. And one of the terms and I think it was Jack Bosch on his episode said, was that forever cash? You know, it's an excellent concept. I love that forever cash flow out, you know. So you want to jump into the history and file. But where did the word that term get coined?    [00:13:45] Yeah. And we weren't willing to spend too much time here, man. But it did start better. It is known to have started right around in the mid 80s by a couple, Vicki, Robin and Joe Domínguez. They wrote a book.    [00:13:57] They wrote a book, not a bike, pirates' and bikes, but they wrote a book called Your Money Your Life. And the core concepts of this book is that most people go through life unknowingly trading their time for money. So essentially, you guys, everybody, most of the people here, they show up at a job every day and you spend eight, nine, 10 hours at that job and you're essentially trading now or you realize for certain things in your life. Basically, it's a trade off, right?    [00:14:24] Yeah. Yeah. And that's I mean, a lot of people when they and this is how I run my finances, you actually think to yourself when when you're looking to splurge on something or you're trying to decide whether something is in need or want.    [00:14:38] I generally calculate how much time I would have to spend to make the money to pay for that.    [00:14:45] So which is it? That's a great thing to do, man, because when you look at it like that, when you kind of put that that on its head as far as well that 400 at our and that's easy.    [00:14:54] I can I can handle that. I can make those payments. But when you kind of put that on its head and say, well, how many hours your life are you trading for that hour payment, well, then it kind of becomes real. There's a little bit more personal. And I wrote an example here and see if I can get it straight. This is a week or so ago. But so if you think about that 400 car payment, which is not I mean, that's pretty average for people these days, I'd say maybe that's even a little bit on the low end. But 400 bucks a month is your car. If been making bread around the national average of $50000 a year, you know, after taxes, you always gotta come. You know, factory taxes, because when you think about it, you make 50 grand a year. Sure. But you are paying in taxes and all that money. And then when you are buying something like this car, you're also paying taxes on it. So how much you truly walking away with? So let's say after taxes, you are going to forty three hundred bucks a year. So a 40 hour work week say that you work out of 40 hour work week, you're averaging 20 bucks an hour or twenty dollars and 70 cents an hour you're walking away with. It would take you 19 hours. Nineteen point three hours a month to trade for that car. So essentially, you think you work Monday, Tuesday and half of Wednesday and the first week of every month. That is your time that you traded for that car. And when you think about it like that, especially when you start thinking about, you know, this mortgage payment of two, three, four, five thousand dollars a month, you're trading how many hours or weeks or days year your life for that essentially every month. And when it adds up, you want to make sure that you're trading your time for things that actually mattered and helps put things in perspective a little bit.    [00:16:29] It does. It does. In one of the things I kind of throw a little bit of a subjective part of that as well. You know, I look at it like, do I buy a car that gives me nineteen point three, two hours worth of enjoyment for that?    [00:16:43] Because it's it's a input output kind of thing. So I'm putting my nineteen point three, two hours. But if I get 50 hours worth of enjoyment on my will, say like a Corbat or whatever I decided to buy, it becomes worth it. But if if you're buying, you know, I don't know what kind of little tiny, you know, card doesn't go very fast and you get maybe an hour and a half of enjoyment. And it's just for getting you back and forth to work. Then, you know, it might not be a tradeoff, but you definitely do need a car.    [00:17:16] So, yeah. But so you bring up a good point that in the whole I think the whole reasoning behind looking at it like this is it's looking at what am I spending money on? And does it truly bring value to be it like I am not a frugal person. So that's why I went at a time when we talk about budgeting, when we talk about debt. Like I see those cars. I'm like, yeah, I want that. So, like, I have to look at that and say, does that. Is that worth trading my time for it? And some of it does splurging on those nice things. It's worth it to me. And some of it isn't. And that's that's why looking at it and taking a true look at your expenses and you're spending. I was able to cut a bunch of expenses just by, you know, in hindsight thinking of how much value I got out of those expenses and shift those into the things that I actually got value. I think that's the power I find that really makes you look at where's your money going and does it align with your values and what you find beneficial and you like you enjoy, you know, getting time and spending time on those things that you spend your money on.    [00:18:17] And I think this is a good time for the credit score. KING To jump on a different side note, you know that that example you had would cost you nineteen point three, two hours a month.    [00:18:28] Imagine if you had like a four hundred credit score that could number could easily jump to 30 hours or 30 hours a month and you're paying more for your credit. So, you know, the higher your credit score, the lower the amount of hours that you have to cover purchases. So, yeah.    [00:18:46] And you know what I like about the credit score. And you know that I don't like the credit score very much. But I do like the credit score.    [00:18:52] The fact that you can you can maintain and you can you can get a good credit score without spending a lot of money. Like I always feel people and you know, you've heard my complaints about the credit score that I don't think it's a very good indication of how financial savvy you charge because you're able to borrow a bunch of money and pay it back. And that doesn't mean you're good with your money, but you can do it without spending money. And you can you can build that up without going and racking it into debt. Like like we talked about, you can get a credit card and you can put your you know, if you're smart about it, you can just put your next year and your money that you would have spent anyways on that card to get those points into build up that credit and not go into more debt than you weren't expecting to. Yeah.    [00:19:35] And that's definitely another benefit. So but it looks like you have listed a few few different resources to help people deal with FI. I mean, the first one you've got listed here is the Mr. Money Mustache Blog 2011 net. Yeah. Yeah.    [00:19:51] So we went we went a little off track of the history. You know, it started with Vicki Robin and Joe Dominguez with that book, Your Money, Your Life. And then it really exploded. 2011/2012 with with the blog that you you mentioned, Mr. Money Mustache. It's a lot of people's kind of first foray into, you know, financial independence or what it might actually mean to, you know, go this unconventional route and be able to retire early. So there's an article that was one of his most famous one that's called The Shockingly Simple Math Behind Early Retirement, which we linked to here and we can link to in the show notes. It breaks down in a unbelievably easy way to understand how you can retire at 30, at 35, at 40 if you truly want to. It kind of breaks down that it is just a numbers game and makes it super easy for people to comprehend.    [00:20:45] Retirement just. Well, math problem. And yeah, you know, math and realize it tells you exactly what you need how to get there.    [00:20:53] And once you get there, the numbers work out. It's it's glorious. People lie.    [00:20:58] Numbers don't lie.    [00:21:01] That's how it goes. So, yeah.    [00:21:03] If you guys haven't heard Mr. Money Mustache, you know, he bragged he was one of the really the pioneers of bringing, you know, the financial independence, financial freedom fighter or whatever the heck you want to call it to a little bit more of a mainstream with his blog. And then there's a handful of other ones that choose F choose F, I guess, which is phenomenal podcasts. They also got a book I A Blueprint to Financial Independence. Remember correctly. And then the bigger pockets, money, podcasts. All of these are really the core players in the financial independence education sector. I would say, you know, out there and have done a ton of bringing all these principles and these concepts to the mainstream.    [00:21:44] Yeah. And the nice thing about all these blogs and podcasts is they basically put a put a term and a face on what I was already doing.    [00:21:54] It took me 15 years to get to the point where I was financially secure and and had my credit score and everything fixed. And I started listening to these guys. I'm like, you know, why are you do that? And I didn't realize there was a rule to cover it.    [00:22:08] This is what, you know, you'll be even before where obviously this guy really popular in 2011, 2012 started to take off. You know, obviously there are people doing it and practicing this. But I think what you know, what that goes to say is there are still ways that you can even improve even further. There's not a lot of these are just minor, minor tweaks that over the long run really, really, really make a difference to these different like tax strategies that these different savings tactics and things like air investment strategies that really they seem I knew in the in the in the real time here, but, you know, expand that over a five or seven or eight year investing term. And the numbers show how much of a difference this can make. And it is really tactical ways about going about your finances.    [00:22:59] And once you start getting getting a handle on everything, it generally falls into place. You have to you have to get this stuff set the the basics before you can run, you know, when and where you can run.    [00:23:12] Yeah, 100 percent.    [00:23:13] And there is there's almost these different levels of as you kind of dove down into the financial independence rabbit hole, there's these different levels of, I guess, educate educators and a levels of education. So if you think about, you know, Dave Ramsey is one that I know a lot of people mention in is a is one that I started out with. You know, I started out listening to it. You know, it kind of led me to the next one, the next one to the next one. And Dave Ramsey, you'll see a lot of people in the financial independence community, starting with Dave Ramsey. He's got super good principles. He teaches a lot of the basic money concepts. But when you look at it, some of it is just too black-And-White. Like he's got this like, you know, you hate debt. Right. Like, he just absolutely can can't stand debt and says you shouldn't buy real estate unless unless you can buy a cash, which I mean, and leverage is one of the amazing tools of real estate and amazing tools and investments if done right. So I think you'll find people start with like the Dave Ramsey or some of the other basics and then graduate once they learn those. They kind of. They graduate to some other concepts of different educators and the financial independence world.    [00:24:25] Now, I see Dave Ramsey as being the person that gives you a healthy respect for the power that the negative aspects of debt. And then once you learn to have a healthy respect for debt and you use it wisely, then a debt can be a huge tool in your tool belt.    [00:24:41] Yeah. And let's be honest, like you think about like you listen to the Dave Ramsey podcast and you listen to the people that call in. You know, he's got these millionaires that call in and it'll work.    [00:24:51] If you want to. And believe me, I was on this train at first. You know, when I when I started listening to this and when I started getting into this movement, you know, worked twenty five years and spend your super frugal and don't spend a lot of money and save as much as you can into mutual funds. And in twenty five years, you'll be a millionaire.    [00:25:09] That will work. One hundred percent that will work. The problem is, I don't want to do it in twenty five years. I don't want to do it in like five years. So there are others tactics and other strategies for it. You know, those goals. So it all comes back to that. So it's a it's a good start. But then I think people kind of graduate from there.    [00:25:27] Yeah. Twenty five years is a very long time to get to be a millionaire. Bye bye. Yeah. Scrimping and saving pennies and things.    [00:25:35] Yeah. And it's like I don't want to pinch pennies or twenty five years.    [00:25:38] I just want to do the same page with that, Mike. You know, it's a lot of things I don't want to work for sixty five years. For ten years of fun before. That it has a way.    [00:25:48] So that's why we're here trying to help as many people as we can to get that. Get the heck. Yeah. 25 year millionaire do it.    [00:25:56] I mean, there's studies. I mean, obviously. So a lot of the financial independence blogs, podcasts, things like that. It all depends on your savings rate, which we'll talk about in a little bit here. But there are case studies, people doing it in two or three years as case studies of people doing it in nine or 10 years. I think on average, people can get to this five point anywhere from five to 10 years, depending on how much you make, depending on your savings rate and really depending on how crazy are about it. You know, some people don't mind being super, super frugal and cutting back down to the bare bone and saving, you know, 60 percent, 70 percent or 80 percent of income. Other people, you know, totally cool will do 20, 30 percent and just add a couple years under, you know, the time it take you to get there. And either approach is fine. It's just kind of what fits you type thing.    [00:26:43] I tell everybody, you took me forty nine years to get to financial independence. It was forty seven years of trial and error. And I wasn't doing that correctly.    [00:26:53] Yeah.    [00:26:53] And so if you can take that and if you can use some of that education that's out there, you know, just so much education out there, you might go to cut down that learning curve more.    [00:27:04] Yeah. I'm hoping to condense my forty seven years of trial and error and help these folks in in listening to the podcast do it in a couple years, so.    [00:27:12] Oh, my gosh. Yeah. Man, you. Yeah. I can't even tell you how many resources are out there, podcasts and books. And, you know, obviously that's that can be an issue, too, because it's almost overwhelming how much stuff is out there.    [00:27:25] And it's just it's like it's just like the health industry and some of the stuff contradict each other. Some of the you know, this this guru says X and Scooter says Y. And there's really no easy way to navigate that other than you've got a headache. Go out there and explore and take what works for you and discard the rest and keep keep going and figure out what works for you.    [00:27:45] So, you know, and you guys are all listening to my favorite podcast resource. So keep that up with that.    [00:27:54] The real estate marathon is my favorite resource. That's right. It's a dad joke. So a lot of people miss him.    [00:28:05] So you can jump into the basic five principles and rules of thumb.    [00:28:09] Yeah. Let's do it.    [00:28:10] So the 4 percent rule, the 4 percent rule is essentially you need a hammer. So essentially you 4 percent of your nest egg you can live on essentially forever. So if you have a million dollars, you take out 4 percent of that. That's what, $40000. Right. So you could essentially take out four percent of that million dollars. And there is a 97 percent chance, likelihood that that principle will last or that that nest egg will last forever. It's based on what the called the Trinity studies, which is this massive study of basically of what you can take out and with based on the returns in the whole other factors, the likelihood of it lasting forever, essentially. You never having it touch that principle. So based on that, the four percent rule, it's kind of been this rule of thumb being, you know, once you reach that's that 4 percent rule, you're essentially for. So my expenses are $40000 a year or, you know, adjusted for taxes. Then you're a little over a million dollars nest egg. If I'm doing stocks or bonds or whatever that it's that stock portfolio, then that would be your number.    [00:29:22] Yeah. And as everybody knows, it's one of the one of the fears of people that they're they're going to outlive their money. And that's not a good retirement. If you end up having enough money to cover five years and you live, you know, twenty five years of retirement, you're you're broke in five years. Then what do you do?    [00:29:40] Yeah. Right. Yep. The other way to do it is just take your expenses that you need. So if you need $40000 a year to live. Times it by twenty five. It's the same thing, but it's just like anything. It's a rule of thumb. So it does not. You know, there are there are more conservative folks out there who might who would say it's probably more like three and a half percent and would also say that it largely depends on what happens in the market. The first handful of years, if you were Tirina, because you you know, if you're a tired day one and you start drying on your portfolio in the market immediately takes a dove, say 20 percent, I don't know. Like it just didn't stop 25 percent, then that way you can't take that 4 percent off that original balance. You have to then adjust for what the principle is. Sorry. What's your your total portfolio is and take 4 percent off that new. Right. Right. So in sequence return risk essentially is what they refer to. That is what it is a good rule of thumb, at least while you're traveling on the road to fi and as you're trying to. The goal to shoot for is that 4 percent rule.    [00:30:49] Yep, yep. And then the next thing you've got there is the savings rate. Now, that's the amount of savings that you need to retire. Financial independence, is that what that means?    [00:31:00] No, it's it's essentially. What percentage of your income are you saving today? So if you're making said one hundred thousand dollars a year and you're saving ten thousand dollars a year, whether it be to invest in stocks or to invest in real estate, you know, your savings rate is 10 percent.    [00:31:17] We've talked on the show a few times where we think, you know, in normal in a society, you hear about somebody saving 10 percent of their income and they get that boy.    [00:31:26] And everybody is super pumped in the firewall world. You know, it's more like 40 or 50 percent. It is usually the average. People are saving upwards of 40, 50, 60, sometimes 70, 80 percent of their income just in investing that tire on it that they're saving and then just living on that 10 or 20 or 30 percent of their income. You know, that's a little bit extreme depending on how much money you make. But I think 50 percent is kind of that that nice balance, at least in my my perspective.    [00:31:55] To get to from a savings rate on the savings rate, like you said, if you can save 50 percent.    [00:32:00] That's where for me personally with the portfolio, that's where my portfolio comes in because I make as much in my portfolios as my wife and I do working full time. So we we live off of our full time income and then basically save 50 percent of our income, which is the portfolio income. We put that right in the savings. So that's going to help effectively get us to being millionaire status a lot sooner.    [00:32:25] So you're essentially saving a 100 percent and you're able to 100 percent of your working income. You were able to save because of that, because of that rental income that you had coming in.    [00:32:36] Yeah. And then once we get to a level where we can invest even more into another expanding their portfolio, another duplex or try to flekser multifamily, then that just keeps increasing the amount. So at some point we're going to be saving 200 percent of our of our income.    [00:32:54] Yeah. Yeah, exactly. And definitely powerful, powerful, powerful thing.    [00:32:59] Now, what's this next item on their mind? Inefficiencies in taxes, spending and investments wasn't necessarily like a rule of thumb.    [00:33:07] This is more of a kind of a general guiding principle.    [00:33:10] You know, when you get into it, like I said with earlier, with the Dave Ramsey is the world has got really super good basic basic financial literacy. Right. That's the foundation. And then financial the five principles, the fire principles typically are a level up from that.    [00:33:29] And they they a lot of times all kinds of shit like that on those minor, minor efficiency's that really make a big difference in the end. A lot of my around taxes.    [00:33:39] So how can you max out your tax tax deferred savings, things like your phone fallen case, things like HSA or MAX, maximize tax benefits, do things like real estate.    [00:33:51] And then on the I guess on the withdrawal, you know, maximizing your tax burden by doing things like Rothenberg's and Ladders. You make it backdoor Roth contributions and things like that.    [00:34:03] Now, these are kind of more advanced financial principles that you can look into and get details on, but it really comes down to expanding or making those those improvements on the margins. So, you know, you got your basics and then fight typically goes above and beyond. And it makes those minor adjustments, like you said, seem minor, but make a huge difference in the this category.    [00:34:28] Here is it reminds me of the saying that somebody I heard a long time ago and I don't remember where I heard it's from.    [00:34:34] Are we going to I'm probably gonna busher. It might have been Robert Kiyosaki and rich dad. Poor dad. But he said it's not about how much money you make, it's about how much money you keep. Yeah, and that actually plays right into the efficiency's in tax. And his taxes and spending because you you actually if you can reduce your spending and reduce your tax burden, you're going to be able to keep more of your money regardless of how much money you make. You can use that to get to be millionaire status or even, you know, even if you're just shooting for fi doesn't necessarily have to be millionaire status. But you know that personally is what I'm shooting for.    [00:35:08] Yeah. I mean, when you eat it makes it so, so worth it to dove into this and figure out how you can how you can truly make get the most bang for your buck. You know, somebody wants that. And again, it's kind of the same thing you just said as a quote there somewhere. I can't remember who said as I apologize, I'm not giving credit.    [00:35:25] But there's one line in the tax code that says you have to pay taxes on all your income. And then there's like thirty thousand lines in the tax code that gives you loopholes to not pay taxes on your income. So, you know, you say what you will about the wealth, the avoiding taxes, but they use the tax code to their benefit.    [00:35:43] You know, if you could do the same. Should so figure out where you can save or where you can reduce your tax burden. Get yourself educated so you can you can get your goals a lot faster and keep more of your money that you make.    [00:35:57] Yeah. Yeah, that's and that's actually a very powerful thing. Thirty thousand versus 1. So. Yeah, and how but when.    [00:36:03] And that's only one thing that says you got to pay out pay taxes.    [00:36:07] Every other line in the tax code is loopholes on how to not pay taxes. So why the heck once you take advantage of that as a real estate man, as you and I know the tax the tax benefits from owning real estate. Q Huge, huge. You know, there's there's doctors and lawyers who dumped some money into real estate, you know, not even caring about the performance just because it can completely simply wipe out a lot of their tax liability and all the income limit.    [00:36:33] So, yeah. And if you it's hard to tax season, you're now investing in real estate, right?    [00:36:40] Yeah. I don't look forward to tax season because of the paperwork, but I do. I'm with you.    [00:36:44] I'm a numbers guy. I'll sit there all day and add my wealth.    [00:36:48] That's probably a whole another whole topic around. Don't wait until last minute to do your tax paperwork, your expenses for your business and stuff like like I sometimes might have said that 48 hour I called the 48 hour tax marathon that you don't really know of.    [00:37:05] All right. Now, I'm curious, this one I I've heard the term before, but I've never really delved too far into it. What exactly are you meaning by stealth wealth, stealth wealth, mail.    [00:37:16] This is a millionaire next door and this is it. This is those people who can essentially buy your Tesla with cash if they wanted to. But don't they choose? Not that they choose to drive a five or six year old Camry or Kearl or whatever, you know, whatever your car choices. But the point is, is that they could spend a ton of money. And they're very, very wealthy, but they don't because they spend money on what they value and because they they've been able to get their wealth by not spending things on flashy things that don't make sense. So the stealth wealth community is one that that is they're they're interesting bunch, but essentially they're bunch of millionaires. You don't look like millionaires. They look like your average person who looks like your average working class person.    [00:38:00] So these are the folks that you see every now and then.    [00:38:03] You read an article about it where people say they were surprised that they were able to leave a 10 million dollar endowment fund to their college. Right. You know, they passed away. They left all this money and everybody's like they were just normal people. They cut coupons and they did, you know, they did whatever they had to do. And nobody knew that they were millionaires.    [00:38:22] Yeah. Yep, exactly. And I got to I mean, I got a I won't say I'm might with this camp, like I completely understand and respect the selfless community in a. Who's the guy who is a millionaire next door. Can't remember the name of that book. Yeah. Cameron. It's because I'm. I know I like my Teslas. I like my flashy stuff. But no, it's it's totally it's definitely a movement out there in a community out there that is very proud of what they do and the more power to them.    [00:38:53] And I clearly like my camper and my Corvette that I'm looking to try and have fun. Let me buy.    [00:39:00] Yeah, but it's the spending money on what makes it what makes you happy. It will make sense for you.    [00:39:05] Yeah. Well, and I was telling somebody that I'm trying to talk my way for.    [00:39:09] No, let me get a Corvette. Nice. We were playing a chess game of this, trying to get this Corvette out of the dealership and you'd be surprised if you start beating your wife in a chess game of getting the Corvette dealership, how quickly it turns into hardball playing hardball.    [00:39:25] So it was a firm. No, after that. So what you got to do, man, you just need to buy a pickup, one more property and half your tenants pay for your Corvette. One of the that thing and like five, six, seven hundred bucks a month, all you gotta do is find a couple of properties, a cash flow that ammo and go right there.    [00:39:42] I actually already I already started with that argument, had the properties all picked out and everything so nice to the network. But that's that my friend is is that is a principle.    [00:39:55] It wasn't a key Sakhi thing was that we're okay. So essentially have your your assets paid for your liabilities. Huge. Huge. Basic principle of investing. Right. So if you base if you want that Corvette, don't go work your 9 to 5 and use your your after tax dollars to buy that Corvette. And B car poor essentially. Right. Go buy an asset that pays you that amount of money and then that funds your fund, that buys your Corvette. You know what happens when that Corvette is paid off in five years? Your assets still paying you money and you still have that.    [00:40:33] So you go from having a Corvette bought for you to get in the race. Exactly. Or something else. Gomez, I got something else in mind. Let's say your assets paid for your liabilities when I had never. Have a lack of imagination. So I think of it. You. And the next term, they're the next principal, the F-U money. It's my fast favorite f you money, financial university money.    [00:41:00] That's why they say using your son. No, we won't. Because we we check that little box that says we're, you know, a clean, family friendly episode for our right as listeners. We want one explain this one too much and do so. But this is kind of the point before Lehne Fi that you have if enough money where if that boss comes in and says, look, you scrubbing toilets for the next six months because a sorry, that doesn't work for me. What a it changes the game. It changes the perspective that you can.    [00:41:28] You're in a position of power.    [00:41:29] You know, there's so many people who have written about this and about how they've enabled to, you know, after they got into this step, may have had the courage to go negotiate with their employer for a better work life balance or for more money for a better position, because just worried about where the employer says yesterday. Because you have that money that you can say, well, you know, that doesn't work for me. I respectfully decline and see you later because you have that money, whether it's six to eight to nine months expenses or, you know, the exact dollar amount is all personal. But it's whatever that that amount of money that you feel comfortable living off of for space with, you don't have a job.    [00:42:07] Yeah. I call this the forget your money because you get you and your money. Because when I leave work, I'm going to forget all about you because I can afford to live a mile.    [00:42:18] This is the type of money in the situations that we are in right now.    [00:42:22] Like I said, we're recording this March, April 20, when you get this little thing called COBRA 19 going on right now. And it's causing a lot of anxiety with people like we've talked about before, a lot of people don't have that for on their books that that stat that they say, you know, most Americans can't take a $400 expense without diving into credit or, you know, dip in it, you know, borrowing the money. What happens right now when hundreds and hundreds of millions of people are getting laid off from their job are now uncertain? You know, this isn't necessarily the F you money, but that same type of money that concept comes in where, you know, if you lose your job, can you survive for six, eight months with expenses? You have that rainy day fund built up. And I think, you know, I hope, you know, people who don't use this as an opportunity to realize how important it is and how much much stress that could take off. Yeah.    [00:43:16] Yeah. And it's times like this when I'm I'm glad we're able to save one hundred percent of our income through the portfolio, because that's just. Money will fall back on. So I can sit here and talk to you with the podcast without worrying. Yeah.    [00:43:32] Yeah. It's. That's that's a rare situation to be in.    [00:43:36] And I found I think it's a it's it's a good one man and I think this hopefully will well implore people to start looking at their finances and start looking at some alternative options, you know, saving the 10 percent. We'll get you there in 30 years, probably.    [00:43:52] But, you know, you really got to make some more aggressive moves in order to to get there any sooner. Really? To to put yourself in a better spot.    [00:44:01] Yeah. Well, next is the burning question that I have for you, Mike. How do you cheat, achieve my financial independence? How do you go about doing that?    [00:44:10] Well, this is kind of a loaded question, because it's it's it's a little tongue in cheek because it's kind of like, how do you be successful? There's a, I don't know, a million different ways that you could you could chuck an answer out for that. There's probably gonna be new ways invented every day and height, yet there is kind of the same thing as five, but the basics of fi are the same, which I think we've covered a couple times on this on this show in various episodes. Here's what you spend, you know, whatever you spend, and then here's what you make, whatever you makes it take, whatever you make, minus what you spend. And the point is, Tate, that needs to be as big as a number as possible and wisely invest the difference. So if I make $5000 a month and I spend $3000 a month, I get two thousand dollars surplus that I can invest in wisely with over a long period of time. The point is, the fastest way to achieve high is widening that gap, lowering those expenses, increasing that income, whichever you want to focus on, both want to focus on one either way, widening that gap and then wisely investing that difference over time consistently. So maybe you get A's and you go up to seven grand a month and maybe cut your expenses back a little bit more. But on twenty five months, it's just widening that gap and being smart with the difference.    [00:45:31] Yeah. And it's it's not rocket science. It's just a math problem. Yeah. You want to get there? The solution would be the biggest number you can and it's a subtraction problem.    [00:45:41] So you want the left side of it to be as big as possible. And the. Right side of it to be as little as possible.    [00:45:47] Yeah. And you know, it's comes down to it's not not sexy. There's a thousand different ways to do it. I mean, you could literally do that and just throw it in stocks that, you know, index funds, whatever you may.    [00:45:57] And you'll get there, you know, in the past. And the more you save the bad, you'll get there. You could put it in real estate and you can, in some people's opinion, get there faster. Like like what we think. But it's just making that that gap as big as possible and then investing in that that the difference. Wisely and then taking advantage of the margins or taking advantage of your tax.    [00:46:18] You're you're more strategic tax. Either ways to go about reducing your tax burden in reducing your fees on your at your best friend strategy and things like that. It's a bunch of different ways that you can you can kind of optimize at the margins, as I say, with with some of those more those higher rate, not higher those more advanced strategies.    [00:46:43] Yeah. Your your tax strategy planning is something that you really need to look at probably before you need it.    [00:46:53] I mean, you should start planning way early because if you get to tax season and you think to yourself, I could've used another three or four, ten thousand dollars and deductions all, it's too late at that point because every first or last years when you should have been planning that unless you're a corporation, then you may have may go a different calendar year.    [00:47:14] But for the most part, for you privately, the thirty first of December is the last time we get a chance to do it short of maybe investing in an I.R.A. and that's a..    [00:47:24] And even if you do it, it you know, even if you do it at the very end of the year, there's so much there's not as much as you can do.    [00:47:30] You want it like going to you with a really good tax strategists who will say, you know, throughout the year hear the different things, they should do it. Here's the investments you should do to reduce your tax burden. I guess taxes, I think there's a really daunting, early, intimidated people. And I know that I felt that same way when I started looking into it. But really, it's really amazing how you can use some of these strategies to reduce the taxes that you pay to you in the end.    [00:47:56] In the end of this, you know, especially some of these tax advantaged accounts that you can invest through. It's just it's really remarkable once you start diving into it.    [00:48:05] So as it is and I know investors that use their their portfolios to pay for every aspect of their life and a lot of it legally can be written off. You know, it's just the tax the tax advantages, real estate are just limitless.    [00:48:24] Yeah.    [00:48:24] And even if, you know, in real estate, you still want to be smart about your taxes and you still want to figure out, you know, what can you invest in that reduces your taxable income? What are different ways that you reduce your taxable income? So you're you're keeping most your money now.    [00:48:39] Now, if I want to learn more than then, just as a podcast, what do you think we should do? I notice you got a list of some books here.    [00:48:48] Do it. Yeah. And there is no shortage of them. And I I didn't even know.    [00:48:52] I almost didn't want to make the list because I mean, you're inevitably going to leave some of the big hitters and the key ones off. But I think it give us it makes sense to to the people at least some place to start if they want to dig in more. So, I mean, we've got a bunch on the list now. We've got Rich Dad poured out of it by Robert Kiyosaki, which I think is I mean, bar none. It is one of the biggest ones that always gets brought up. When you talk to people about, you know, what changed your mind would change your life, your financial trajectory.    [00:49:21] And a lot of people refer back to the rich dad for that book from Robert Kiyosaki.    [00:49:25] And that changed my life when I read it, because it makes you look at a different way, your finances. What exactly an asset is.    [00:49:34] He's defines assets a lot differently than we've been taught through school and through our parents. And it's definitely worth a read. And I've noticed like I bought twenty five thirty copies of Rich and Poor that they were they were on sale going on and I'll hand it out to people one. And the funny thing is I say it either resonates with you and you go and buy every one of his books and read read voraciously or you just don't get. You just don't like it or doesn't. Does that strike a chord with you? So, I mean, it's it's 50 50. You know, you can either be something that's going to change your life or you just go, what's the what's the all the hype about?    [00:50:13] And I think more often than not, people are all right. It's definitely on the former of those two because it's time and, you know, it's time tested. It's one of the most popular personal finance books ever written. When was it written? Early 90s. Maybe it's been off for lying is a long time and it's always been at the top of the list for personal finance. So it's definitely a time tested bestseller for sure. And then, you know, I'm going to skip around a little bit. Maybe a little maybe a little bit of a out there statement, but I think the rich and poor that of our generation is the book by Scott Trenchcoats set for your set for life.    [00:50:55] And this is one tenth of what you mentioned on buying 30 copies and given it out. I think this people need to buy these for any graduating senior from high school. Anybody graduate college? Any any young adult could benefit massively by the principles that are taught in this book. Set for life by a trash.    [00:51:17] Yeah, yeah, definitely. You know, your money or your life. Vicki, Robin and Joe, you you basically touched on that and started the fire more.    [00:51:26] My back in the 90s are back in the 80s, actually. So that was that was pre, you know, the kind of computer stuff we got going on now. Pre technology, man. No, everybody checks and everything back then.    [00:51:41] Yeah. Back in the ghetto there's the good old days.    [00:51:43] The good old days. You know we were riding around in horse and buggy easier, you know, the wagon trains.    [00:51:51] But you know and J.L. Collins with the simple path to wealth. And one of my personal favorites is The Honeybee by Jake Stand's Piano and Geno Barbaro. We yeah. Podcast episode with those guys on that. And it just touched on basically how to create the multiple streams of income, which is so powerful in the world today.    [00:52:13] Yeah. You know, I love this one because it breaks down these principles in such the easy way, easy to understand way. So it's that's the honeybee. Baiji extends the unknown. You know, Barbara, we didn't like you said, we didn't interview with a handful of episodes back. Memorable what episode number that was. Twenty, twenty, episode 20. About creating multiple streams of income. Yeah. Easy, easy. Read another one that should definitely be handed out set to anybody who is interested in learning more about this. Definitely be a life changer. So yeah.    [00:52:45] And then we've got some some blogs and some podcasts.    [00:52:49] Yeah. Yeah. We'll just run down the list is what is we're getting kind along here. But from a podcast perspective, you know, choose f I mean those guys do a phenomenal job of going over.    [00:53:00] I mean they're on a couple hundred episodes now, but you can go back all the way to the beginnings and listen to a lot of the basics around financial independence and kind of follow along with their journey. Mad faintest. This guy is, if you like, numbers. This is the dude to talk to. Here he writes some of these articles. It's a little bit harder to follow. I would say. But it is numbers, numbers, numbers. He is a guy who's reading these thirty thousand lines, the tax code, figuring out how to best take advantage of it. And it gives these case studies of how he's done a lot of the things he's talked about. So Mad Scientist is a good podcast and blog to talk about as well. Bigger pockets, money, I guess, is another good one. And then Dave Ramsey, MINIFY podcast. It's got a lot of really, really good basic financial literacy.    [00:53:47] Yeah. You know, I started reading the tax code, too. I think I'm on line five or seven, something like that. You get a little bit of it. Yeah. Well we take it in fits and spurts. So they go on the blogs. Mr. Money Mustache.    [00:54:05] I follow his blog, The Financial Samurai. Those. Yeah. Yeah. That's a great one. I love that one. And the physician on fire. That's. Yup. You know, they're all great blogs. They give you a ton of information. So you should check those out.    [00:54:20] And this is just a starting point. Like I said, it was I was debating on whether or not we'd make a list here because, you know, this so many people in the space right now.    [00:54:27] So many people in this area that inevitably leave some of the really, really good ones out. But, you know, you're linked to you jump from one to the other to the other to the other other end by timing. I mean, we are one that you've never heard of before. But Scott, you know, they all got good information out there now.    [00:54:45] Yeah. And the last thing we got there is our Wi-Fi. Mike, that's what motivates you and I.    [00:54:53] Yeah. I think this is important.    [00:54:55] Not necessarily that anybody cares about our Wi-Fi, but it's important to have Wi-Fi in it. It's kind of fun to say, but like, why do you want financial independence? Why do you want freedom? What do you do in it for a nine? If you if you have that, then these some of these concepts, these things that you had to sacrifice, because let's be honest, it be a lot easier. Just go rack up credit card debt and go, you know, go, you know, live the life you want. Go travel and go party and buy the fancy cars when you can't afford it versus waiting, you know, a handful years till you can. But see, if you're making similar sacrifices now, it's it's easier to do so if you have a Y.    [00:55:38] Yeah. Yeah. And like you said, there are options and freedom. That's one of the big ones.    [00:55:44] Seems to be a running theme options, man. It's literally all about options, like when his options ever been a bad thing.    [00:55:52] Never. Never.    [00:55:53] You know, it's, you know, no idea what's what's going to happen in five to seven or eight years or even two years. So like you options and you can kind of control more of it.    [00:56:04] I do know one instance where option too many options are a bad thing. Let's hear it. Starbucks. I mean, I love Starbucks, but come on. You know that. Let's go back to decaf and regular.    [00:56:17] No, man, I like my fancy coffee mcare. But coffee, though, you know, being from Minnesota. That's kind of my my my thing there. But you know, Amanda. Yeah. We posted a while back on Instagram.    [00:56:30] And we're like, what's your Wi-Fi? And, you know, I originally because it was what I was doing at the time, as you know, because books and a/c and the deck was, you know, shouldn't just be for Saturday ability to do that. You know, any day that week. Right. Is we want to spend more time with you. You know, the people in you know, the things that you love to do. So, yeah, you know, I never was.    [00:56:52] Well, I mean, that's that short of doing the call to action. You know, I got the cool down.    [00:56:58] You want to do kind of a quick recap and I do.    [00:57:03] Let's see if we can if we can recap this. We covered a lot. I think we're we're a little over an hour, you know, some outlets yourself.    [00:57:09] Arsalan, final good byes today. I literally cannot wrap it up with my options. Options are good.    [00:57:21] Let's call that action that way. Issue we get the Wi-Fi like figure out what's your Wi-Fi has made sure that.    [00:57:26] Yeah, it's well understood and well documented. Why you're traveling down this path. That is a little bit unconventional. It might might be a little bit more difficult in your in your daily life than your average life.    [00:57:41] And I think you should write it down and put it like on your bathroom mirror or some place you're gonna see it every single day. And remind yourself what you're working so hard.    [00:57:48] George, techie Asian apps to keep that front center. Now, so while that's everything I got, all I got in my moments, I wrap her up. Thank you, guys. We've seen another episode of the Real Estate Marathon podcast and we'll see you next time. Take care, guys.    [00:58:07] Thanks for listening to the Real Estate Marathon podcast. If you found value in any of the content from this show, consider supporting us in the following ways. Subscribe to the Real Estate Marathon podcast. Leave a rating and review. Continue the conversation with like minded individuals on social media by heading over to the real estate marathon podcast Facebook Group or follow us on Instagram and Twitter at Real Estate Marathon podcast. 

Baiji Vegan Shoes - 2018

Baiji Vegan Shoes - 2018

Barbara Taylor of the National Marine Fisheries Service Southwest Fisheries Science Center, who participated in the last effort to save the recently extinct Chinese River Dolphin, or Baiji, gives a detailed chronicle of her involvement in documenting the decline of earth’s most endangered marine mammal, the Vaquita, found only in the Sea of Cortez, Mexico. Their primary threat is death in gillnets, which until very recently supplied shrimp to the U.S. market. The catastrophic 80% decline since 2011 results from illegal sales of endangered totoaba swim bladders to China. Series: "Jeffrey B. Graham Perspectives on Ocean Science Lecture Series" [Science] [Show ID: 30921]

Barbara Taylor of the National Marine Fisheries Service Southwest Fisheries Science Center, who participated in the last effort to save the recently extinct Chinese River Dolphin, or Baiji, gives a detailed chronicle of her involvement in documenting the decline of earth’s most endangered marine mammal, the Vaquita, found only in the Sea of Cortez, Mexico. Their primary threat is death in gillnets, which until very recently supplied shrimp to the U.S. market. The catastrophic 80% decline since 2011 results from illegal sales of endangered totoaba swim bladders to China. Series: "Jeffrey B. Graham Perspectives on Ocean Science Lecture Series" [Science] [Show ID: 30921]

Barbara Taylor of the National Marine Fisheries Service Southwest Fisheries Science Center, who participated in the last effort to save the recently extinct Chinese River Dolphin, or Baiji, gives a detailed chronicle of her involvement in documenting the decline of earth’s most endangered marine mammal, the Vaquita, found only in the Sea of Cortez, Mexico. Their primary threat is death in gillnets, which until very recently supplied shrimp to the U.S. market. The catastrophic 80% decline since 2011 results from illegal sales of endangered totoaba swim bladders to China. Series: "Jeffrey B. Graham Perspectives on Ocean Science Lecture Series" [Science] [Show ID: 30921]

Barbara Taylor of the National Marine Fisheries Service Southwest Fisheries Science Center, who participated in the last effort to save the recently extinct Chinese River Dolphin, or Baiji, gives a detailed chronicle of her involvement in documenting the decline of earth’s most endangered marine mammal, the Vaquita, found only in the Sea of Cortez, Mexico. Their primary threat is death in gillnets, which until very recently supplied shrimp to the U.S. market. The catastrophic 80% decline since 2011 results from illegal sales of endangered totoaba swim bladders to China. Series: "Jeffrey B. Graham Perspectives on Ocean Science Lecture Series" [Science] [Show ID: 30921]

A police officer in McKinney, Texas, was placed on administrative leave after a video surfaced showing him wrestle a 14-year-old girl to the ground and point his gun at two young men. http://www.infobitt.com/b/12821 Initial results of Turkish elections show that the ruling AKP will lose its single party majority as the Kurdish problem-focused HDP has passed the election threshold. http://www.infobitt.com/b/12819 South Korean authorities will track the cellphones of hundreds of people under quarantine to prevent the spread of MERS and reported a fifth death, with the number of infections rising to 64. http://www.infobitt.com/b/12817 Stan Wawrinka upset Novak Djokovic in the French Open, 4-6, 6-4, 6-3, 6-4, winning the second Grand Slam event of his career. http://www.infobitt.com/b/12818g1 Auto-title loans are growing in popularity and pushing Americans to borrow more than they need. http://www.infobitt.com/b/12820g1 U.S. President Barack Obama arrived in Germany to join other world leaders for a G7 summit that will address violence in Ukraine and an entrenched Russian President Vladimir Putin. http://www.infobitt.com/b/12810 Greek Prime Minister Alexis Tsipras declared on Friday that his government would not accept a new bailout plan proposed this week by Greece’s creditors. http://www.infobitt.com/b/12812 Military and militia sources told CNN that Iraqi forces with the support of the U.S. are now in control of Baiji city. http://www.infobitt.com/b/12808 Ships blared horns for three minutes and rescuers bowed in silence to honor the more than 430 victims of the Yangtze River capsizing. http://www.infobitt.com/b/12813 Doctors completed the last of 18 surgeries on Friday afternoon in a very rare two-day, nine-way kidney transplant at two hospitals in San Francisco. http://www.infobitt.com/b/12816 http://infobitt.com http://www.facebook.com/groups/infobitt http://twitter.com/infobitt

Iraqi forces have taken near full control of the Baiji oil refinery north of the capital Baghdad. This is being claimed as a milestone in the battle against the Islamic State of Iraq and the Levant. Fiona Symon discusses the development with Borzou Daragahi, FT Middle East correspondent See acast.com/privacy for privacy and opt-out information.

This mix (part 2 of 2) dedicated to the now extinct Baiji Yangtze Dolphin and all who tried to save it from extinction. More information at http://www.baiji.org. Tracklisting on the crissy site at http://abakuss.com/bc.

This mix (part 1 of 2) dedicated to the now extinct Baiji Yangtze Dolphin and all who tried to save it from extinction. More information at http://www.baiji.org. Tracklisting on the crissy site at http://abakuss.com/bc.

In this week's episode, we will discuss the baiji; a very special dolphin that has recently made its way into the news for all of the wrong reasons. Transcipt of this episode :: Read a transcript of this week's episode with weblinks The Baiji.org Foundation :: Learnmore about hte Baiji at the website of the Baiji.org foundation File Download (7:33 min / 6.9 MB)