Podcasts about Turkish

The world's attention will be on New York later this month, as world leaders prepare for the UN General Assembly. The Cyprus problem - one of the longest standing issues before the UN - will also be on the agenda, with UN Secretary General Antonio Guterres scheduled to meet with President Nikos Christodoulides and Turkish Cypriot leader Ersin Tatar. In a slightly different approach to the issue, Michael Rubin, who joins Thanos Davelis, explains that the US has enabled Turkey's occupation in Cyprus by granting Tatar - the illegitimate leader of an illegitimate state - a visa to attend the UNGA, and breaks down how it can correct course.Michael Rubin is a senior fellow at the American Enterprise Institute and director of policy analysis at the Middle East Forum.You can read the articles we discuss on our podcast here:Rubio Should Correct Course on Turkish Occupation of CyprusShould the Foreign Missions Travel Controls Program Extend to Turkey?US targets China's grip on global ports in sweeping maritime missionGreece stages military exercise in Aegean after Turkish survey warningAnkara halts ship, Athens on alert

PREVIEW. HEADLINE: Populist AfD Triples Vote in German State Election Amidst Anti-Migration Sentiment GUEST AND TITLE: John Batchelor, Host; Judy Dempsey, Colleague for the Carnegie Endowment for International Peace SUMMARY: John Batchelor and Judy Dempsey discuss the critical German state election in North Rhine-Westphalia, where the populist AfD party tripled its vote, sparking national trend concerns. Dempsey explains that anti-immigration is a "big big issue" for AfD supporters. She notes the large, integrated Turkish population, brought in the 1950s-60s to aid Germany's economic miracle, is disliked by the AfD, leading to attacks on immigrant communities. This electoral shift highlights growing societal divisions driven by migration. 1794

Israel's Prime Minister, Benjamin Netanyahu, says he doesn't rule out further strikes on Hamas leaders "wherever they are," despite being criticised for launching an attack on Qatari territory last week. Israel's decision to target senior Hamas leaders in Qatar - a close US ally - drew international outrage and criticism, even from US President Donald Trump. Mr Netanyahu was speaking after meeting the US Secretary of State, Marco Rubio, who blamed Hamas and urged Qatar to continue to play a constructive role on Gaza. Also: a Turkish court has adjourned its hearing into allegations of vote-buying by the leader of the opposition CHP party, and we hear from young people demanding a voice ahead of Malawi's elections. The Global News Podcast brings you the breaking news you need to hear, as it happens. Listen for the latest headlines and current affairs from around the world. Politics, economics, climate, business, technology, health – we cover it all with expert analysis and insight. Get the news that matters, delivered twice a day on weekdays and daily at weekends, plus special bonus episodes reacting to urgent breaking stories. Follow or subscribe now and never miss a moment. Get in touch: globalpodcast@bbc.co.uk

Today's story: Car theft is on the rise, and it's high tech and global. Thieves in rich countries steal luxury SUVs using relay devices and other tools, then ship them overseas to markets in Africa and the Middle East, where demand is high and oversight is weak.Transcript & Exercises: https://plainenglish.com/804Full lesson: https://plainenglish.com/804 --Upgrade all your skills in English: Plain English is the best current-events podcast for learning English.You might be learning English to improve your career, enjoy music and movies, connect with family abroad, or even prepare for an international move. Whatever your reason, we'll help you achieve your goals in English.How it works: Listen to a new story every Monday and Thursday. They're all about current events, trending topics, and what's going on in the world. Get exposure to new words and ideas that you otherwise might not have heard in English.The audio moves at a speed that's right for intermediate English learners: just a little slower than full native speed. You'll improve your English listening, learn new words, and have fun thinking in English.--Did you like this episode? You'll love the full Plain English experience. Join today and unlock the fast (native-speed) version of this episode, translations in the transcripts, how-to video lessons, live conversation calls, and more. Tap/click: PlainEnglish.com/joinHere's where else you can find us: Instagram | YouTube | WhatsApp | EmailMentioned in this episode:Hard words? No problemNever be confused by difficult words in Plain English again! See translations of the hardest words and phrases from English to your language. Each episode transcript includes built-in translations into Spanish, Portuguese, Chinese, German, French, Italian, Japanese, Polish, and Turkish. Sign up for a free 14-day trial at PlainEnglish.com

In EVN Report's news roundup for the week of September 12: U.S. pledges $145 million in assistance as first major step toward making TRIPP initiative a reality; Turkish delegation led by special envoy crosses Margara Crossing into Armenia for sixth round of talks; Defense Ministry proposes shortening compulsory military service by six months and more.

It's true – I'm stepping away from the podcast (for now) after five unbelievable seasons. This episode shares my real-time thoughts of why and a little about what's next. I adore this space we've created and have a hunch it'll come back in some way, shape or form down the road. Thank you for being a part of it. And until then, cheers to an entire library of More with Nikki Dutton episodes that feature compelling conversations with some of the most incredible people on the planet – plus a lot of life lived together since October 2020. PARTNERSHIPSFig & Loom sells stunning Turkish rugs that are each individually named after babies whose life here on earth was far too short, but whose memory and legacy lives on – like our Hosanna. These rugs are hand knotted and designed to be passed down for years to come with stories to be told throughout future generations. My friends and family can get ⁠15%off with the code MOREWITHNIKKI at figandloom.co⁠⁠⁠⁠⁠⁠⁠⁠Branch Basics⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ all-natural cleaning products are human-safe, non-toxic, as well as free of fragrance, hormone disruptors, and harmful preservatives. The products actually clean well without sacrificing the health of yourself, family and pets in your home. Plus the beauty is once you run out, you have everything you need to refill your bottle reducing plastic waste (the environment thanks you). Visit ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠branchbasics.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ and use promo code NIKKIDUTTON for 15% off all starter kits (except the trial kit).______________________________________⁠⁠⁠⁠⁠⁠⁠⁠@morewithnikkidutton⁠⁠⁠⁠⁠⁠⁠⁠ on Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠nikkidutton.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠I'd love to hear from you! Email me at hello@nikkidutton.comAs always, incredible sound editing by Luke Wilson at Veritas Podcasting

Today's story: Umpire Jen Pawol made history as the first woman to officiate a Major League Baseball game in 150 years. Her milestone highlights the growing presence of female officials in men's sports, from soccer to basketball, and the challenges they face breaking into these roles.Transcript & Exercises: https://plainenglish.com/803Full lesson: https://plainenglish.com/803 --Upgrade all your skills in English: Plain English is the best current-events podcast for learning English.You might be learning English to improve your career, enjoy music and movies, connect with family abroad, or even prepare for an international move. Whatever your reason, we'll help you achieve your goals in English.How it works: Listen to a new story every Monday and Thursday. They're all about current events, trending topics, and what's going on in the world. Get exposure to new words and ideas that you otherwise might not have heard in English.The audio moves at a speed that's right for intermediate English learners: just a little slower than full native speed. You'll improve your English listening, learn new words, and have fun thinking in English.--Did you like this episode? You'll love the full Plain English experience. Join today and unlock the fast (native-speed) version of this episode, translations in the transcripts, how-to video lessons, live conversation calls, and more. Tap/click: PlainEnglish.com/joinHere's where else you can find us: Instagram | YouTube | WhatsApp | EmailMentioned in this episode:Hard words? No problemNever be confused by difficult words in Plain English again! See translations of the hardest words and phrases from English to your language. Each episode transcript includes built-in translations into Spanish, Portuguese, Chinese, German, French, Italian, Japanese, Polish, and Turkish. Sign up for a free 14-day trial at PlainEnglish.com

Our great coach on this episode is Scott Roth.Scott is a former basketball player who played 160 NBA games with the Utah Jazz, San Antonio Spurs and Minnesota Timberwolves. His playing career also took him to Spain, Turkey and Greece. As a coach, he has led teams in Spain, the he Dominican Republic and the the NBA G-League as well as being an assistant coach of the Chinese and Turkish national teams. He was also an Assistant with the the Mavericks, Golden State, Piustons and Raptors, and with the Perth Wildcats in Australia.In 2021, he was appointed Head Coach of the NBA's expansion Team, the Tasmanian Jack Jumpers. He led them to a Grand Final in his first year and the Championship in his third.Some of the ther highlights for me included: Scott's view that allowing the outside influence of social media into your mind can stop you from being vulnerable enough to dare greatly.Question: How you manage the outside influences that can, in Scotts words “drag dirty feet through your mind?” How he uses vulnerability to illustrate the role that care plays in his leadership style, and how he uses this to coach hard and challenge people.Question: How do you find the balance between telling people the truth, but also exhibiting care?The fascinating story of how he taught his new players and club what it meant to be Tasmanian by sending them to work on an Apple Orchard. And the bloodlines group he set up of people that have shaped Tasmanian Basketball, to help the team stay connected to its heritage.Question: What routines do you use to connect your team to the identity that shaped it?If you would like to send us any feedback or if you know a great coach, who has a unique story to share, then we would love to hear from you, please contact us at thegreatcoachespodcast@gmail.com or contact us through our website thegreatcoachespodcast.com The way Scott talks about his evolution as a leder, from Hosted on Acast. See acast.com/privacy for more information.

In this clip from Journo Insight, Ste and Paul discuss Federico Chiesa's Liverpool future following his omission from The Reds Champions League squad and whether he might leave for a Turkish side before the transfer deadline closes in Turkey on Friday.EXCLUSIVE NordVPN Deal ➼ https://nordvpn.com/redmentv Try it risk-free now with a 30-day money-back guarantee! Hosted on Acast. See acast.com/privacy for more information.

This week Thomas is joined by academic and RUSI fellow, Dr. Burcu Ozcelik, a leading expert on Turkish domestic and foreign policy, particularly its relations with the Kurds and the Middle East. With a Ph.D. from Cambridge University on the topic of the PKK and their path to political reconciliation, Burcu has written widely about the Kurds and their relationship with the Turkish state - you can find her work over on X @BurcuAOzcelik Burcu provides a deep dive into the history of the Kurds, a people divided across national borders after the fall of the Ottoman Empire, and traces the evolution of the PKK from its Marxist-Leninist, separatist origins to a group that has now shifted its focus to achieving political and cultural rights within Turkey. The pair also explore the political motives of President Erdoğan and the Turkish establishment, who are seeking to finally resolve the Kurdish issue as a matter of long-term statecraft, before concluding with a forward-looking analysis of Turkey's role as a rising middle power in the post-Assad Middle East, which now prioritizes stability and economic connectivity over past ideological ambitions. To listen to the full episode, you'll need to subscribe to the Conflicted Community. And don't forget, subscribers can also join our Conflicted Community chatroom, where you can interact with fellow dearest listeners, discuss episodes past and future, get exclusive messages from Thomas and Aimen, ask future Q&A questions and so much more. All the information you need to sign up is on this link: https://conflicted.supportingcast.fm/  Conflicted is proudly made by Message Heard, a full-stack podcast production agency which uses its extensive expertise to make its own shows such as Conflicted, shows for commissioners such as the BBC, Spotify and Al Jazeera, and powerfully effective podcasts for other companies too. If you'd like to find out how we can help get your organisation's message heard, visit messageheard.com or drop an email to hello@messageheard.com! Find us on Twitter: https://twitter.com/MHconflicted And Facebook: https://www.facebook.com/MHconflicted Learn more about your ad choices. Visit megaphone.fm/adchoices Learn more about your ad choices. Visit podcastchoices.com/adchoices

Magny-Cours has always been a favourite track for Toprak Razgatlioglu but having dominated the French Round of WorldSBK the Turkish star now has one hand on his third World Championship. Nicolo Bulega was his closest challenger but in reality it wasn't close last weekend. A triple podium for Bimota, Jonathan Rea in the podium fight, new riders on the way...there's a lot to talk about in WorldSBK!

Send us a textIn this episode of Soul of Travel, Season 6: Women's Wisdom + Mindful Travel, presented by @journeywoman_original, Christine hosts a soulful conversation with Ceylan Rowe.Ceylan is the Founder and CEO of the Fihri Foundation, a nonprofit dedicated to addressing period poverty by providing sustainable menstrual products to women and girls in underserved communities around the world. Under her leadership, the foundation has reached communities in over 16 countries, supporting those affected by natural disasters, displacement, and lack of access to essential resources. Ceylan's passion for equity and humanitarian work stems from her personal experiences as a child of Turkish immigrants and from witnessing the impact of the 1999 earthquake in Turkiye. She has served as a Commissioner for the MetroWest Commission on the Status of Women, advocated for menstrual equity legislation in Massachusetts, and even ran for Massachusetts State Representative in 2020. A dedicated mother of two, she continues to inspire through her commitment to ensuring that no one is held back by their period.Christine and Ceylan discuss:· The realities of period poverty and how it impacts women and girls globally and in the U.S.· Reflections on empowerment, dignity, and the hope created when women support one another· Breaking the systemic barriers that make access to menstrual care a challenge· The Fihiri Foundation and the Million Period Product PaloozaJoin Christine now for this soulful conversation with Ceylan Rowe.

Mazel Morons! Today, we're covering everything from J.Lo's infamous bodega snack order to Ben's hair loss journey and the wild world of Turkish transplants. Josh shares his mom's Costco hoarding habits, a Van Gogh-style portrait of himself, and why Apple thinks his toaster oven is a security risk. We weigh in on listener dilemmas- awkward weddings, relationship limbo, and cutoff t-shirts- plus we crown their latest What Are You, Nuts? moments (hint: loose romaine leaves and Torahs at Rikers). Love ya!Leave us a voicemail here!Follow us on Instagram and TikTok! Sponsors:Hero Bread is offering 10% off your order. Go to hero.co and use code GOODGUYS at checkout.See thicker, stronger, faster-growing hair with less shedding in just 3-6 months with Nutrafol. For a limited time, Nutrafol is offering our listeners ten dollars off your first month's subscription and free shipping when you go to Nutrafol.com and enter the promo code GOODGUYS10.Go to signos.com and get $10 off select plans with code GOODGUYS.Please note that this episode may contain paid endorsements and advertisements for products and services. Individuals on the show may have a direct or indirect financial interest in products or services referred to in this episode.Produced by Dear Media.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

He was born to a distinguished and pious Christian family in Thessalonika. After acquiring an unusually good education he spent a few years in Constantinople, then returned to his native city. He spoke both Turkish and Arabic well, and often conversed with Muslims. Once, while speaking with an emir, Athanasius pronounced the Muslim confession of faith to illustrate a point. The emir, seeing an opportunity, immediately reported Athanasius to the Islamic judge, claiming that he had converted to Islam. The judge found no merit in the case and would have dismissed Athanasius; but the emir and other officials were insistent, and the judge pressured Athanasius to convert. When Athanasius answered that he knew no truth but that of Christ, he was thrown in prison. When he appeared before the judge several days later, he was still firm in his confession, and was sentenced to death. He was hanged outside the city in 1774, at the age of twenty-five.

In July Turkey hosted the 17th International Defense Industry Fair, and over 100 countries sent representatives to see what's behind all the hype around Ankara's defense industry. Despite the attention it's gotten over the last years, a lot of Ankara's new military technology remains in development and untested, posing the question: Can Turkey deliver on its defense ambitions? Ryan Gingeras, a professor in the Department of National Security Affairs at the Naval Postgraduate School and an expert on Turkish, Balkan, and Middle East history, joins Thanos Davelis as we try to answer this question.The views expressed by Professor Gingeras in this interview do not reflect the views of the US government.You can read the articles we discuss on our podcast here:Can Turkey Deliver on Its Armament Ambitions?Greece announces €1.6bn relief package to tackle population declineGreece, OpenAI agree deal to boost innovation in schools, small businesses

Today's story: Italy has approved plans for the Messina Bridge, a €13.5 billion suspension bridge linking Sicily to the mainland. If completed by 2033, it would be the world's longest suspension bridge, but faces engineering, environmental, financial, and political challenges.Transcript & Exercises: https://plainenglish.com/802Full lesson: https://plainenglish.com/802 --Upgrade all your skills in English: Plain English is the best current-events podcast for learning English.You might be learning English to improve your career, enjoy music and movies, connect with family abroad, or even prepare for an international move. Whatever your reason, we'll help you achieve your goals in English.How it works: Listen to a new story every Monday and Thursday. They're all about current events, trending topics, and what's going on in the world. Get exposure to new words and ideas that you otherwise might not have heard in English.The audio moves at a speed that's right for intermediate English learners: just a little slower than full native speed. You'll improve your English listening, learn new words, and have fun thinking in English.--Did you like this episode? You'll love the full Plain English experience. Join today and unlock the fast (native-speed) version of this episode, translations in the transcripts, how-to video lessons, live conversation calls, and more. Tap/click: PlainEnglish.com/joinHere's where else you can find us: Instagram | YouTube | WhatsApp | EmailMentioned in this episode:Hard words? No problemNever be confused by difficult words in Plain English again! See translations of the hardest words and phrases from English to your language. Each episode transcript includes built-in translations into Spanish, Portuguese, Chinese, German, French, Italian, Japanese, Polish, and Turkish. Sign up for a free 14-day trial at PlainEnglish.com

You and I will be glorified! Wars and rumors of wars! Chinese, Russian, North Korean, and Turkish leaders held the largest military parade in history in Beijing; The world now faces a choice between peace and war; The US Navy destroys a narcoterrorist boat in the Caribbean Sea; Venezuela is surrounded; and Israel is preparing for the decisive battle in Gaza City; evacuation orders have been sent, the battle is on!New episodes are released every Monday. Subscribe so you don't miss an episode, and leave us a rating on your podcast platform of choice. For more info or to support Burning Bush Ministries, visit our website at burningbushministries.tv.Follow us on social media:x.com/edifypodcastFacebook.com/edifypodcast Product Spotlight:Nashville Gold And Coin:https://nashvillegoldandcoin.com/Dr. Rhonda's Ultimate Daily Detoxifier:https://doctorrhonda.myshopify.com/discount/BURNINGBUSH?redirect=%2Fproducts%2Fultimate-daily-detoxifierUse promo code Edify!Dr. Rhonda's Ultimate Immune Booster:https://doctorrhonda.myshopify.com/products/bpuibooster?_pos=2&_psq=ultim&_ss=e&_v=1.0Use promo code Edify!My Pillow:https://www.mypillow.com/?cq_src=google_ads&cq_cmp=6481386640&cq_term=my%20pillow&cq_med=&cq_plac=&cq_net=g&cq_plt=gp&gclid=CjwKCAjwue6hBhBVEiwA9YTx8D1g59gXEUjFegHoWVjHHx6V_dwQUAQpc2fT4fQqsK93A1s2W-XT-RoCeLsQAvD_BwEUse promo code B66

Matt Clark (MattClark_08) and Paco Polit (@pacopolitENG) are here to go over a phenomenal result and performance from Spain which left the press jubilant and firmly placing the national team as favourites for the World Cup next year.Without getting too far ahead of ourselves, we analyse a truly resounding victory for Luis de la Fuente's men, who tore the Turkish side apart. Mikel Merino enhanced his reputation further, scoring his first career hat-trick. Mercurial Pedri is becoming the most complete midfielder of his generation — a “generational talent” according to Paco. Martín Zubimendi is making it hard for Ballon d'Or winner Rodri to find his way back in the team, as absurd as that statement sounds. And Mikel Oyarzabal is making the false forward position his own with increasing consistency and confidence.We discuss the absence of a pure number nine in Spanish football (find out who Paco thinks is the closest), and evaluate who are untouchable in the lineup. Plus, the injury to Nico Williams could be a huge blow ahead of a crucial month for Athletic. Ernesto Valverde won't be happy, especially as he has also lost Yeray Álvarez until April after his doping ban was confirmed.We close with a brief round-up of the other international fixtures, with a former LaLiga player breaking his national team's scoring record among the headlines.You won't miss a thing when you subscribe and upgrade, including the bonus midweek podcast where we will look ahead to Matchday 4 in LaLiga. Hosted on Acast. See acast.com/privacy for more information.

Send us a textHello everyone!This week we talk about the reality show 90 Day Fiancé with particular interest in the two Turkish men Mürsel Mistanoğlu and Sarper Güven.Contact us via email at: huriyehayriyetpc@gmail.com or follow us on Instagram. Stay safe and always keep up to date with pop culture (or don't, since we will for you anyway).Lots of loveHayriye & Huriye xox

Matt Clark (MattClark_08) and Paco Polit (@pacopolitENG) are here to go over a phenomenal result and performance from Spain which left the press jubilant and firmly placing the national team as favourites for the World Cup next year.Without getting too far ahead of ourselves, we analyse a truly resounding victory for Luis de la Fuente's men, who tore the Turkish side apart. Mikel Merino enhanced his reputation further, scoring his first career hat-trick. Mercurial Pedri is becoming the most complete midfielder of his generation — a “generational talent” according to Paco. Martín Zubimendi is making it hard for Ballon d'Or winner Rodri to find his way back in the team, as absurd as that statement sounds. And Mikel Oyarzabal is making the false forward position his own with increasing consistency and confidence.We discuss the absence of a pure number nine in Spanish football (find out who Paco thinks is the closest), and evaluate who are untouchable in the lineup. Plus, the injury to Nico Williams could be a huge blow ahead of a crucial month for Athletic. Ernesto Valverde won't be happy, especially as he has also lost Yeray Álvarez until April after his doping ban was confirmed.We close with a brief round-up of the other international fixtures, with a former LaLiga player breaking his national team's scoring record among the headlines.You won't miss a thing when you subscribe and upgrade, including the bonus midweek podcast where we will look ahead to Matchday 4 in LaLiga. Hosted on Acast. See acast.com/privacy for more information.

In this Week 36 edition of the GMS Weekly Podcast, we break down the latest developments in the global ship recycling market, with updates from Bangladesh, India, Pakistan, and Turkey. This week's theme: Treading Water & Testing Nerves. Global Overview: Baltic Dry Index at 1,979, up 0.8%, though overall freight slid 2.3%. Oil prices extended losses: WTI settled at USD 61.9 per barrel. Currency shifts: Indian rupee at record lows in the 88s, Pakistani rupee steady at PKR 283.52, Bangladeshi taka slipped, Turkish lira at TRY 41.25. Steel plate prices: India flat at USD 448.88/ton, Pakistan firm at USD 625.44/ton, Bangladesh down sharply to USD 519.59/ton. Bangladesh: No fresh arrivals. Steel imports pressured prices, down over USD 21 this week. Only 21 operational yards remain, down from 35. Political uncertainty ahead of the 2026 election continues to stall Chattogram. India: Double jeopardy with tariffs and sanctions driving the rupee into record lows. Steel plate prices stuck at USD 448.88/ton. Despite over 100 HKC-approved yards, only one small cargo unit arrived recently. Alang remains busy on paper but is struggling in practice. Pakistan: Gadani stayed the best-placed market with firm plate prices at USD 625.44/ton and stable currency at PKR 283.52. A USD 42 million government initiative aims to deliver 31 eco-compliant yards by 2026. Fundamentals solid, but no new arrivals this week. Turkey: No recovery in sight. Plate prices slipped, the lira weakened to TRY 41.25, and sentiment remains weak. Beach Breakdown: Bangladesh silent, India pressured, Pakistan stable but waiting, Turkey still struggling. For full details, vessel rankings, and port positions, download the GMS Weekly on our website or mobile app. Follow GMS on LinkedIn, Facebook, Instagram, and Twitter for daily updates.

Could Chiesa take on Turkish challenge? Lewis Aspinall is here to round up all the LFC-related news and gossip on Sunday's Daily Red podcast. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Gündemden haberleri aktardığımız bu bölümde "Portekiz'in başkenti Lizbon'da tramvay raydan çıktı", "Moda dünyasının önemli kaybı" ve "Japonya'dan ilginç dolandırıcılık hikâyesi" gibi haber başlıkları var. Interactive Transcript and Vocab Helper Support Easy Turkish and get interactive transcripts and live vocabulary for all our episodes: easyturkish.fm/membership Transcript Intro Emin: [0:15] Herkese merhaba. Easy Turkish Podcast'in yeni bölümüne hepiniz hoş geldiniz. Bu bölümümüzde sizlere dünya gündeminden haberleri yavaş bir şekilde aktaracağım. Podcastlerimizden çok daha verimli yararlanabilmek için easyturkish.org/membership adresine gidip podcast kademesine abone olabilirsiniz. İlk haberimizle başlayalım. Portekiz'in başkenti Lizbon'da tramvay raydan çıktı Emin: [0:46] Portekiz'in başkenti Lizbon'da tramvay raydan çıktı. Kazada 15 kişi hayatını kaybetti. Beşi ağır, 18 kişi yaralandı. Ülke basınında yer alan haberlere göre Lizbon'un simge yapılarından turistlerin yoğun ilgi gösterdiği Gloria Tramvayı raydan çıktı. Kazada 15 kişi yaşamını yitirdi, 18 kişi ise yaralandı. Meydana gelen kaza nedeniyle Portekiz hükûmeti bir günlük ulusal yas, Lizbon Belediyesi de üç günlük yas ilan etti. Yetkililer 200 yıllık tramvayın kablolarının kopması sonucu raydan çıktığını duyurdu. Ölen kişilerin ise çoğunun turist olduğu bildirildi. Support Easy Turkish and get interactive transcripts and live vocabulary for all our episodes: easyturkish.fm/membership

Turkish Football Podcast;

Journalist and podcaster Julie Urbišová reflects on life between cultures—Czech, American, and Turkish.

Story of the Week (DR):Nestlé chief executive sacked over affair with junior colleague MMLaurent Freixe dismissed after boardroom inquiry revealed ‘undisclosed romantic relationship'Nestlé chief ‘promoted junior colleague he had affair with'Nestle CEO axed after probe into complaints of favouritism, CFO saysCFO Anna Manz said the relationship between Freixe and the employee, who has not been named, was first examined in an internal investigation following concerns raised via Nestle's internal reporting system, called Speak Up.The matter was investigated by the board, but no evidence was found, she said."And it was at that point that Laurent also made a personal statement stating that there had been no such thing," Manz said, referring to the concerns about Freixe raised by whistleblowers.But complaints continued to be made, Manz said, leading to a second, broader inquiry being launched with help from Swiss lawyers Baer & Karrer.Nestlé fired its scandal-clad CEO without a payout—a ‘really unusual' move, corporate governance expert saysNell Minow: “That is really unusual. I think that's actually a badge of success for corporate governance, because that's something investors have been concerned about for a long time: CEOs being dismissed and somehow getting to stay on.”Who is the board? It's basically Paul BulckeChair since 2017CEO from 2008-2016Longest-tenured director (2008) by 7 yearsAt the company since 1979Kroger's ex-CEO won't have to detail 'embarrassing' thing he did to get fired, for nowTech CEOs Take Turns Praising Trump at White House Dinner (32% dropout/11% F)Tim Cook (Apple CEO)*Mark Zuckerberg (Meta Emperor) Sundar Pichai (CEO Google CEO)‘I'm glad it's over.' Google CEO thanks Trump for antitrust 'resolution'Alphabet this week added $230 billion to its market cap after avoiding a breakup in a landmark antitrust case brought by the U.S. Department of Justice in 2020.Sergey Brin (Google/Alphabet co-founder) Satya Nadella (CEO Microsoft CEO)*Bill Gates (Microsoft Founder) *Sam Altman (CEO OpenAI CEO) *Greg Brockman (Co-founder/President, OpenAI) Safra Catz (Oracle CEO) Sanjay Mehrotra (Micron Technology CEO) Vivek Ranadivé (TIBCO Chair) Shyam Sankar (Palantir CTO) David Limp (CEO Blue Origin) *Alexandr Wang (Meta Chief AI Officer) *Jared Isaacman (Shift4 Payments founder/Chair)Jason Chang (CSBio CEO)Nathalie Dompé (Dompé farmaceutici co-CEO and nepobaby)*Dylan Field (Figma CEO)*John Hering (Lookout founder/Chair)Sunny Madra (Groq COO)Chamath Palihapitiya (CEO Social Capital)Mark Pincus (Zynga founder)David Sacks (PayPal Mafia)Jamie Siminoff (Ring founder)^Lisa Su (AMD CEO)Elon MuskTesla Plans to Pay Elon Musk 1,000 Billion Dollars—More Than Switzerland's GDP—In a Deal Tied to Sci-Fi-Level GoalsTesla's nearly $1 trillion new pay plan for Musk would expand his voting powerTesla Chairwoman Robyn Denholm said the plan was designed to keep the CEO “motivated and focused on delivering for the company.” Denholm confirmed that the Tesla CEO pay plan, if approved by shareholders, would not put any limit on where and how Musk spends his time or require him to spend any minimum number of hours per week on Tesla business.Musk and Denholm not up for voteESG in Pop Culture:Internet sleuths reveal millionaire CEO is 'jerk' tennis fan who snatched US Open star's hat away from childThe luxury life of the 'most hated man on the internet' who lives in 'village of millionaires' is revealed... as even his own countrymen turn on himAfter Name Mix-Up, Online Rage Is Directed at Wrong C.E.O. in U.S. Open Hat ScandalThe chief executive of the Polish company Drogbruk was captured on video snatching a hat in front of a child. The head of Drog-Bruk, a different firm, is getting attacked. The executives also have similar surnames.Turkish CEO Throws Flower Pot At Employee After Argument, Issues ApologyHakki Alkan, CEO of Turkish technology news outlet ShiftDelete, threw a flower pot filled with gravel at his employee during an argument.The argument between Alkan and the employee, who has been identified as Samet Jankovic, began due to a disagreement over the content to be published. Both apparently had different opinions.In the aftermath, Alkan expressed regret for his actions, acknowledging the stress of their busy work environment. He promised to manage it better to prevent similar incidents in the futureGoodliest of the Week (MM/DR):DR: Kraft Heinz Breaks Up, Bumming Out Billionaire BuffettNorth American Grocery (staples like Oscar Mayer, Kraft Singles, and Lunchables)Global Taste Elevation (sauces, spreads)DR: McDonald's CEO warns of 'two-tiered economy'Chris Kempczinski:"Particularly, with middle- and lower-income consumers, they're feeling under a lot of pressure right now. I think there is a lot of commentary about what's the state of the economy, how is it doing and what we see is it's really kind of a two-tier economy.""If you are upper-income, earning over $100,000, things are good. Stock markets are near all-time highs, you are feeling quite confident about things, you are seeing international travel – all those barometers of upper-income consumers are doing quite well. What we see with middle and lower-income consumers is actually a different story," he continued.McDonald's quits National Restaurant Association over wage dispute2024: CEO Pay Ratio: 1,014:1$18.2Mpersonal flights: $400kAs of proxy owns 785k shares valued at $250M11:02:50 AM2023: CEO Pay Ratio: 1,212:1$19.2Mpersonal flights: $250k10:43:00 AM2022: CEO Pay Ratio: 1,224:1$17.8Mpersonal flights: $250k10:42:00 AM2021: CEO Pay Ratio: 2,251:1$20Mpersonal flights: $242k9:55:25 AMMM: Harvard beats Trump as judge orders US to restore $2.6 billion in funding DR MMAren't you glad you didn't settle like my asshole alma mater??MM: US flight attendants push to be paid when planes aren't in the air: ‘Most of our passengers have no idea'Assholiest of the Week (MM):Free market capitalismIn 2024, Deere caved to Robby Starbuck and scrapped its DEI programs because: “People should go to work without having to feel like they have to behave a certain way in order to be acceptable to their employer,” he said.By “behave a certain way”, he meant “they should be allowed to be racist if they want”NLPC had a shareholder proposal demanding a report on implied discrimination against whites, saying, “In 2019, Starbucks was sued for a single case of discrimination against a white employee, who was awarded $25 million in 2023. The risk of litigation for such mistreatment is rising, and companies have begun to reconsider whether their DEI programs perpetuate prejudice rather than alleviate it.”In response, the National Black Farmers Association President John Boyd, Jr., called for the resignation of Deere & Co CEO John C. May and a boycott of the companySo much for the risk of litigation because of all the black people they no longer sell to: John Deere, a U.S. Icon, Is Undermined by Tariffs and Struggling FarmersFree market capitalism DRUS ‘very troubled' by Norway fund's Caterpillar divestment over IsraelLindsey Graham, a Republican senator who is close to US President Donald Trump, had already threatened to impose tariffs on Norway and stop issuing visas to the fund's officials over the Caterpillar divestment.“To those who run Norway's sovereign wealth fund: if you cannot do business with Caterpillar because Israel uses their products, maybe it's time you're made aware that doing business or visiting America is a privilege, not a right,” he said last week.But we're only concerned with SOME companies? Major Pension Fund Pulls $14 Billion from BlackRock Over Its Abandonment of ESG - no responseFree market capitalismThank you, dear leader…‘I'm glad it's over.' Google CEO thanks Trump for antitrust 'resolution'Pichai: “Appreciate that your administration had a constructive dialogue, and we were able to get it to some resolution.”Tech CEOs Take Turns Praising Trump at White House DinnerAltman: “Thank you for being such a pro-business, pro-innovation president. It's a very refreshing change,” Altman said. “I think it's going to set us up for a long period of leading the world, and that wouldn't be happening without your leadership.”Cook: "I want to thank you for setting the tone such that we could make a major investment in the United States and have some key manufacturing, advanced manufacturing here. I think that says a lot about your focus and your leadership and your focus on innovation. I want to thank the First Lady for focusing on education."At least $600 billion': Zuckerberg tells Trump as tech CEOs pledge massive US investmentsWhen Trump pressed him for specifics, Zuckerberg replied that Meta would invest “at least $600 billion” in the U.S. through 2028.Free market capitalism“Special” committee at Tesla - Robyn Denholm (on every committee), and Kathleen WIlson-Thompson (definitely will be voted out this year) - approves a new mega pay packageWHEN Musk “acquires” SpaceX, xAI, Neurolink and rebrands Tesla as X, he'll buy for ~$500bn and get a 10x multiple on the public valuation - figure it's worth close to 5tn. Add in the current valuation of Tesla and it's 6tn - he meme stocked his way to 12% of the company shares if he can sell ~10m Teslas in China, making his stake roughly 25% of the companyAt a 6tn meme valuation, Musk's worth is 1.5tn - the first meme trillionHeadliniest of the WeekDR: Giant Food Company Fires CEO After 'Anonymous Reports' Raise Alleged Romantic Relationship with EmployeeDR: Palantir Technologies's CEO Is The Smartest Person Ever To Live, Says Jim CramerDR: Pope named to NABC Board of DirectorsNational Basketball Association of Basketball Coaches Board of DirectorsMM: A Midwest lawyer named Mark Zuckerberg wants the other Mark Zuckerberg to stop ruining his online footprintMM: Newsmax sues Fox News for allegedly abusing monopoly powerThey are suing for a RIGHT WING MONOPOLY! A political blowhard monopoly! Who do we sue for having a snarky governance wonk monopoly?Who Won the Week?DR: Paul BulckeMM: Best trade ever: First Intel gets $9bn AND 10% of its own voting right back, now this: Trump Deal Lets Intel Move Factories Overseas, Sen. Warren ExplainsMM: Second winner: Lefty climate activist Jay Butera, who submitted a shareholder proposal to Tesla asking for a “political neutrality policy” - isn't this what conservatives are demanding?? Aren't we all the same???PredictionsDR: Nestle changes its name to Human Nourishment VenturesMM: The US government will 100% take a stake in Caterpillar, Tractor Supply, and Harley Davidson, because the free market is about manly companies from the 1980s

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For one of two MKR 2022 winners, Janelle Halil, food served as a bridge between her Filipino and Turkish background. 'It was a part of every celebration, every event.' - Para sa isa sa dalawang MKR 2022 winner Janelle Halil, pagkain ang tulay sa dalawang kultura, Pilipino at Turkish. Aniya 'kapwa mahalagang bahagi ng buhay ang pagkain sa mga Pilipino at Turkish, sentro ito ng halos lahat ng mga bagay-bagay at kaganapan.'

For one of two MKR 2022 winners, Janelle Halil, food served as a bridge between her Filipino and Turkish background. 'It was a part of every celebration, every event.'

This week we look at Britain's Father Ted moment;  Kirralie Smith and Australia's court mandating lying;  NHS and 'people with a cervix';  Schindlers List; Keir Starmer and Islamaphobia; The Afghanistan earthquake; Three Scots row across the Pacific; The Racist English countryside; Babylon Bee and Hitler; Dominic Sandbrook on Triggernometry; Aristotle and Alexander the Great; France in danger of crashing the world economy; The UK's global talent visa and Turkish drag queens; The trans shooter in Minneapolis; Country of the week - Ghana; The Chinese Military parade and the summit of the dictators; China builds new base in London;  Genocide 'experts' exposed; An apology re Rev James Haram; the hope of Post Millenialism; and the final word from Habakkuk. with music from The Specials; Pod;  Rev Amy Newman,  Jimmie Rodgers, Andre Rieu, REM

The Economist just ran a story about the Shanghai Co-operation Organization summit that took place, calling it Xi Jinping's anti-American party. This party also included world leaders like Turkish President Erdogan. Sinan Ciddi, a non-resident senior fellow at the Foundation for Defense of Democracies and an expert on Turkish politics, joins Thanos Davelis as we look into Erdogan's cozying up to China and what it means for the US.You can read the articles we discuss on our podcast here:Xi Jinping's anti-American partyTurkey's Erdogan holds hands with Iran's Pezeshkian, sparks online buzzPutin, Modi and Erdoğan among leaders in China for talks with XiMitsotakis and Erdogan likely to meet this monthAthens sends message to Nicosia over power cable project

#turkey #sadness #folktaleIn this story we learn why we should know what we are asking for. Also, keep an eye out for strange birds that like to wreck your place of work.Source: Forty-four Turkish fairy tales by Ignácz KúnosNarrator: Dustin SteichmannMusic: Türk Müzikleri - Yosmam! Tatar Türkçesi! 03 (creative commons)Sound Effects: Crickers by Dustin SteichmannPodcast Shoutout: Chinese Lore- Classic Chinese Stories, Retold in English A PODCAST BY JOHN ZHUListener Shoutout: Papeete, French PolynesiaPicture by William Pogany

This episode is a collab with one of my favorite friends, Taylor Carlier, founder of The Already Collective. We walk through some of the miraculous moments in life so far, the highs and lows of ministry and how community carried me through some of my toughest moments – all against the backdrop of the already, not yet aspect of the Kingdom of God.thealreadyco.com@thealreadyco on InstagramThe Already Collective PodcastPARTNERSHIPS⁠⁠⁠⁠⁠⁠⁠⁠Branch Basics⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ all-natural cleaning products are human-safe, non-toxic, as well as free of fragrance, hormone disruptors, and harmful preservatives. The products actually clean well without sacrificing the health of yourself, family and pets in your home. Plus the beauty is once you run out, you have everything you need to refill your bottle reducing plastic waste (the environment thanks you). Visit ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠branchbasics.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ and use promo code NIKKIDUTTON for 15% off all starter kits (except the trial kit).Fig & Loom sells stunning Turkish rugs that are each individually named after babies whose life here on earth was far too short, but whose memory and legacy lives on – like our Hosanna. These rugs are hand knotted and designed to be passed down for years to come with stories to be told throughout future generations. My friends and family can get ⁠15%off with the code MOREWITHNIKKI at figandloom.co______________________________________⁠⁠⁠⁠⁠⁠⁠⁠@morewithnikkidutton⁠⁠⁠⁠⁠⁠⁠⁠ on Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠nikkidutton.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠I'd love to hear from you! Email me at hello@nikkidutton.comAs always, incredible sound editing by Luke Wilson at Veritas Podcasting

Today's story: Skinny jeans and tight-fitting clothes are out, and loose, oversized fashion is in. The shift is driven by comfort after the pandemic, greater body inclusivity, and a wave of 1990s nostalgia. Designers and retailers alike are embracing relaxed cuts for all genders.Transcript & Exercises: https://plainenglish.com/801Full lesson: https://plainenglish.com/801 --Upgrade all your skills in English: Plain English is the best current-events podcast for learning English.You might be learning English to improve your career, enjoy music and movies, connect with family abroad, or even prepare for an international move. Whatever your reason, we'll help you achieve your goals in English.How it works: Listen to a new story every Monday and Thursday. They're all about current events, trending topics, and what's going on in the world. Get exposure to new words and ideas that you otherwise might not have heard in English.The audio moves at a speed that's right for intermediate English learners: just a little slower than full native speed. You'll improve your English listening, learn new words, and have fun thinking in English.--Did you like this episode? You'll love the full Plain English experience. Join today and unlock the fast (native-speed) version of this episode, translations in the transcripts, how-to video lessons, live conversation calls, and more. Tap/click: PlainEnglish.com/joinHere's where else you can find us: Instagram | YouTube | WhatsApp | EmailMentioned in this episode:Hard words? No problemNever be confused by difficult words in Plain English again! See translations of the hardest words and phrases from English to your language. Each episode transcript includes built-in translations into Spanish, Portuguese, Chinese, German, French, Italian, Japanese, Polish, and Turkish. Sign up for a free 14-day trial at PlainEnglish.com

On the latest Transfer Show podcast, Dave Davis and Trev Downey discuss all the major summer transfer moves across Europe and in Saudi Arabia, and analyse why the big clubs are lagging behind Liverpool! Learn more about your ad choices. Visit podcastchoices.com/adchoices

Are you the leader everyone turns to for help—yet secretly running on empty? What feels like generosity today can quietly drain your energy and keep your team from growing tomorrow. It's time for a mindset shift. If you've ever felt torn between being the “go-to helper” and protecting your own energy, this episode is for you. Over-helping might feel like the right thing in the moment, but it can quietly drain your well-being and hold your team back from growing. By exploring the hidden traps of “Super Helper Syndrome,” you'll learn how to set boundaries without losing your empathy—and discover how to lead with both heart and strategy. In this conversation with psychologist and leadership coach Jess Baker, you'll discover: How to spot the hidden costs of compulsive helping and prevent exhaustion, resentment, and self-criticism. Practical ways to set healthy boundaries that actually empower your team instead of disempowering them. Mindset tools you can use to quiet the inner critic and lead with empathy while protecting your own well-being. Hit play now and learn how to make one powerful shift that frees you from over-helping and helps your team thrive. Check Out: [02:00] – What is “Super Helper Syndrome”? Jess Baker defines the term, explains how over-helping works, and describes the emotional toll it can take on leaders. [08:26] – The role of boundaries in leadership. A practical discussion about setting limits, communicating expectations with your team, and modeling healthy boundaries. [17:15] – The decentering technique. Jess introduces a simple but powerful mindset tool to manage the inner critic and shift harmful “should” thoughts. About Jess Baker Jess is a Chartered Psychologist and an Associate Fellow of the British Psychological Society (CPsychol AFBSsS). She began her career in public healthcare and has been practising as a Business Psychologist and leadership coach for twenty years. Her award-winning book, The Super-Helper Syndrome, has been translated into Chinese, Japanese, Turkish and will shortly come out in Polish. Leadership Without Using Your Soul podcast offers insightful discussions on leadership and management, focusing on essential communication skills, productivity, teamwork, delegation, and feedback to help leaders navigate various leadership styles, management styles, conflict resolution, time management, and active listening while addressing challenges like overwhelm, burnout, work-life balance, and problem-solving in both online and in-person teams, all aimed at cultivating human-centered leadership qualities that promote growth and success. Learn more about your ad choices. Visit megaphone.fm/adchoices

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Reports coming from Lebanon are, in many ways, encouraging – the Lebanese government, it seems, is done with Hezbollah and the wreckage of a once-beautiful and prosperous country. The question is, can the government carry out the mandate to remove Hezbollah, its weapons and its influence and create peaceful relations with Israel? Hussain Abdul-Hussain, research fellow at the Foundation for Defense of Democracies, walks us through the disparate threads of Lebanese politics – from the comforting and hopeful to the skeptical, cynical, and despairing. A Crumbling but Shifting Status Quo Hussein Abdel-Hussain cautiously celebrated what he called one of the most consequential developments in Lebanon's modern history: the weakening of Hezbollah following the reported assassination of its leader, Hassan Nasrallah, and what he described as Israel's “crushing” of Hezbollah's operational capabilities. This surprising turn of events has opened what he characterizes as a “window of opportunity” for the Lebanese state to reclaim sovereignty and redefine itself as more neutral and nationally focused. Although Hezbollah and its Shia political partner Amal initially agreed to a cessation of hostilities in late November 2024, they have since moved the goalposts. Specifically, Hezbollah now demands Israeli withdrawal from strategic hilltops before it will even consider discussions on disarmament, thus reverting back to old patterns of negotiation delay and defiance—strategies previously employed by figures like Yasser Arafat. Legal and Political Breakthroughs Despite Hezbollah's resistance, the Lebanese government has achieved a historic milestone. For the first time since 1969, the Cabinet passed a resolution asserting that only state institutions are authorized to bear arms inside Lebanon. This directly challenges Hezbollah's decades-long extralegal military presence. Even more remarkably, the decision was made with Hezbollah-affiliated ministers still in the temporary caretaker government, giving the resolution additional political weight. The Lebanese Armed Forces (LAF) have been officially tasked with drafting a plan to disarm Hezbollah—a move that underscores a shift from rhetorical opposition to potential enforcement. A meeting to review the military's disarmament plan is set, though the LAF has indicated that a full disarmament could take 15 months, well beyond the end-of-the-year deadline set by the Cabinet. The Struggle of the Lebanese Armed Forces The Lebanese military, although increasingly seen as the backbone of national unity and sovereignty, faces severe logistical, operational, and financial challenges. Salaries have plunged to poverty levels due to the economic collapse, and the rank-and-file soldiers struggle with basic needs—including fuel and clean drinking water. Many soldiers hold second jobs to survive, and troop numbers are insufficient to handle complex disarmament tasks. While the United States once provided $144 million annually to support the LAF, this aid has intermittently lapsed due to political friction and has recently been replaced by funding from Qatar, which raises concerns about foreign influence. Qatar and Turkey: External Influences and Islamist Ambitions Abdel-Hussain expressed discomfort with growing Qatari—and increasingly Turkish—influence in Lebanon, particularly within the Sunni community in the north and in Beirut. These nations, he warned, are promoting Islamist factions aligned with the Muslim Brotherhood. This power vacuum, created by Saudi Arabia's retreat from Lebanon since 2017, has allowed pro-Qatar and pro-Turkey candidates to gain municipal influence. Worse yet, Turkey is replicating strategies previously demonstrated by Iran—investing in loyalist militias and seeking political hegemony in Syria and Lebanon alike. Abdel-Hussain emphasized that Turkey's intelligence chief-turned-foreign minister Hakan Fidan could become the “new Qassem Soleimani” in terms of aspiring for regional dominance. The Role of the United States: Mixed Messaging, Diplomatic Fumbles The conversation took a critical turn when examining America's diplomacy. Abdel-Hussain strongly criticized US Ambassador to Turkey Thomas Barak for bypassing Israel while presenting a policy paper outlining the roadmap to disarm Hezbollah. That paper was approved by the Lebanese cabinet and included commitments from Israel—commitments that Israel had never actually seen or endorsed. This misstep wasted valuable diplomatic capital, undermined credibility, and gave Hezbollah a new talking point. High-level U.S. diplomacy in the region, Abdel-Hussain argued, has become imbalanced and bureaucratically overloaded—with the same officials covering Turkey, Syria, and Lebanon. He emphasized the importance of restoring proper diplomatic structure and cautioning against over-centralized decision-making. Hezbollah's Deep Systemic Risk While there are Shia soldiers in the Lebanese army, there is scant evidence of systemic Hezbollah infiltration in the senior ranks, according to Abdel-Hussain. He cited funerals of Shia Lebanese soldiers killed in ammunition depot incidents potentially connected to Hezbollah, emphasizing that the community—especially its younger members—showed signs of divergence from militant loyalty. He dismissed the idea that Hezbollah's weapons are essential for Shia security, explaining that Lebanon's Shia are one-third of the population and not an embattled minority like the Syrian Alawites. The rationale for armed militancy, he said, is increasingly seen as a cover for political control, not existential protection. UNIFIL: An Expired Mandate UNIFIL, the UN force stationed in southern Lebanon since 1978, received sharp criticism. Abdel-Hussain blasted it as ineffective, politically unwieldy, and financially wasteful. He accused the French of prolonging its life to maintain influence and jobs, describing it as a “sacred cow” that enables Hezbollah by acting as a passive buffer while spending over $500 million annually. The recent decision to terminate UNIFIL's mandate was hailed as long overdue, with a final 16-month extension granted as a political compromise with France.  Iran's Declining Influence—But Stay Vigilant While not declaring Iran fully out of the picture, Abdel-Hussain argued that its effectiveness is waning. Much of the infrastructure and political capital Iran built in Lebanon and Syria through Hezbollah and the Assad regime is significantly diminished. However, vigilance is required, lest Hezbollah regroups or Iran seeks to finance a resurgence. Currently, he sees Iran's threat limited mostly to missile capabilities from within its borders or via Yemeni Houthis. France: Their Influence Viewed as Destructive Hussein Abdel-Hussain sharply criticized French involvement in Lebanon, alleging that it has become a source of obstruction and incoherence. The French approach, he argued, is economically motivated, opportunistic, and inconsistent with the best interests of the Lebanese people or with stability in the region. The Final Question: Can Lebanon Become Unitary and Neutral Again? Wrapping up on a cautiously optimistic note, Abdel-Hussain argued that history provides the answer: from 1943 to 1975, Lebanon was a neutral, largely self-governed and pluralistic society that emphasized commerce, leisure, and coexistence. The key to its rehabilitation lies in a return to a small, libertarian-minded state that stays out of regional power struggles. He asserted that, if left alone, the Lebanese people would opt for peace and prosperity. However, foreign intervention—especially from Iran, Turkey, and Qatar—must be firmly resisted, and Hezbollah's grip must weaken to restore national unity. Conclusion There's no hiding the uphill nature of Lebanon's path forward, but for the first time in decades, there may exist a genuine foundation for change. If internal unity can hold—and external pressure can be strategically curtailed—following through on disarming Hezbollah could pave the way for constitutional stability and regional reintegration. Is peace possible? Perhaps not yet—but for Lebanon, neutrality might just be the first great victory. Summary prepared by a LLM. 

Welcome to another amazing episode of the TVR podcast! Special guest this month is Michael Thornton, better known on Facebook as Michael Peter. He tells Richard all about his passions for Turkish delights, Princesses aplenty, and Liverpool FC - well, nobody's perfect. In the Intro section we mark the passing of rock legend Ozzy Osbourne in true TVR fashion by forming our own band from the vintage figure line. The lads tell all about their latest vintage finds, and there's more international shenanigans in the Face-Off. Rich hosts this month's quiz, and we look at the top finds from around the collecting galaxy, from eclectic companies including Glasslite, Takara, Topps, Thermos, and Pete gets some dodgy invitations from Mexico. In Rebel Briefings the lads highlight collecting stories including auction treasures, how to transport your MOCs, belated Happy Birthdays, stolen displays, and remembering Admiral Pete. As ever we wrap up with the Licensee section, looking this time at one of the more unusual vintage licences, Australian company Harper's, who thought in 1983 that Return of the Jedi would be an ideal vehicle to promote their dog food. Whatever next? Join us for all this and the usual stuff and nonsense - find the podcast in all of the obvious places.

Nevriye YesilForensic Psychology Master & Happiness Expert, Multi-Language Author Featured GloballyWhy Nevriye Yesil Is the Voice Your Listeners Need:Nevriye Yesil is a survivor of silence.Born in Germany to a traditional Turkish family, she spent decades learning to dim her light, taught that her worth came from being obedient, quiet, and small. For 20 years, she lived in a marriage where her voice was swallowed, her dreams postponed, and her true self buried under cultural expectations.But something inside her refused to die. Her dreams.Today, Nevriye is a global happiness expert, bestselling author, champion weightlifter, and founder of two life-changing academies for young women. She holds master's degrees in Forensic Psychology and another in Happiness Studies underway, her deepest wisdom was earned through rising from the ashes of who she was told to be.Her journey is a raw, honest reflection of what it means to reclaim your voice, your joy, and your purpose. Through her Happiness & Gratitude Journal, her international coaching work, and her speaking, she shows others, especially women and teens, that you are not broken, you are becoming.Want to be a guest on Book 101 Review? Send Daniel Lucas a message on PodMatch, here: https://www.podmatch.com/hostdetailpreview/17372807971394464fea5bae3 Hosted on Acast. See acast.com/privacy for more information.

Murat Tekbilek is a Turkish percussionist celebrated for his dynamic artistry and deep roots in Middle Eastern music. Growing up in a family of renowned musicians, he has performed since childhood and spent over a decade as the lead percussionist in his father Omar Faruk Tekbilek's ensembles. Specializing in darbuka, def, and bendir, Murat has appeared on stages worldwide, from intimate belly dance shows and weddings to international concerts and festivals. His career bridges Arabic and Turkish musical traditions, blending classical rhythms, Sufi influences, and contemporary collaborations, while carrying forward the vibrant legacy of his family's music into a new generation.In this episode you will learn about:- Early inspiration from Murat's father and uncle, who played in the legendary band The Sultans.- How being a Middle Eastern musician in the U.S. meant playing for diverse cultural communities.- Why eye contact and nonverbal communication are the secret to magical dancer–musician connection.- Differences between Arabic and Turkish music cultures in how percussion is treated.- Learning complex odd-meter rhythms in Turkish classical music and how they reshaped Murat's playing.Show Notes to this episode:Find Murat Tekbilek on Instagram, FB, and Youtube.Visit StackableDrills.com to sign up or try one of their free drill practices.Details and training materials for the BDE castings are available at www.JoinBDE.comFollow Iana on Instagram, FB, and Youtube . Check out her online classes and intensives at the Iana Dance Club.Find information on how you can support Ukraine and Ukrainian belly dancers HERE.Podcast: www.ianadance.com/podcast

The aerospace doctor who witnessed reverse-engineered craft technology at NASA returns to answer your most challenging questions. Dr. Gregory Rogers, former Chief of Aerospace Medicine at NASA, sits down for an in-depth Q&A session following his viral LehtoFiles interview about witnessing an advanced craft in a Cape Canaveral hangar in 1992. This follow-up addresses the physics, the implications, and the deeper questions surrounding his extraordinary testimony. Timestamps: 00:00:00 Introduction & US Air Force Markings Reveal 00:02:36 The 20-Foot Craft: Size, Shape & Electromagnetic Effects 00:07:33 Umbilicals & Defense Contractor Theory 00:16:53 Why He Was Shown the Footage & Security Analysis 00:25:05 NASA's UAP Silence Policy & Decision to Stay Quiet 00:34:46 Bob Lazar Sports Model Comparison 00:39:47 Space Medicine: Genetic Changes & UAP Health Effects 00:47:22 1992 Digital Technology & Moon Landing Defense 00:57:28 Congressional Testimony: "I Saw It with My Own Eyes" 00:59:00 Corporate Secrecy vs National Security 01:06:00 Carrier Landing Dreams & Final Thoughts KEY REVELATIONS EXPLORED:The electromagnetic discharge patterns and what they reveal about propulsion systemsWhy umbilical connections suggest this was reverse-engineered technologySimilarities to Bob Lazar's "sports model" description and US Air Force markingsThe absence of security protocols that would normally surround classified UAP technologyDigital recording capabilities in military systems that the public didn't know existedSPACE MEDICINE INSIGHTS:Genetic changes observed in astronauts after long-duration spaceflightHealth effects of proximity to advanced propulsion fieldsSpace motion sickness patterns from Mercury through Shuttle programsReal-world examples of radiation exposure during EVAsTHE BIGGER PICTURE:Why corporate advantage and national security both drive UAP secrecyHow contractor proprietary information blocks Freedom of Information Act requestsWhat Dr. Rogers would tell Congress if called to testify about reverse engineering programsThe technological implications if this knowledge became publicDr. Rogers brings decades of aerospace medicine experience, security clearances across compartmentalized programs, and firsthand witness testimony to these critical questions about UAP technology, government secrecy, and the future of disclosure. SUBSCRIBE for more high-level conversations about UAPs, consciousness, and fringe science with credentialed witnesses and researchers. Chris Lehto is a former F-16 pilot with 18 years of experience in the Air Force. He managed multi-million dollar simulator contracts, was an Electronic Attack SME for the Aggressors (OPFOR), and commanded the US Detachment at TLP for NATO Fighter Pilot Training. Chris fought in Iraq for 5 months in 2006. He spent 3 years in Turkey as an exchange pilot and is fluent in Turkish. Chris is also a certified crash safety investigator, having investigated Air Force accidents for four years. Lehto has a Bachelor of Science in Chemistry-Materials Science from the Air Force Academy and a Master's in Aeronautical Science from Embry-Riddle University. He was stationed in various locations worldwide, including South Korea, Italy, Alaska, Turkey, and Spain. Lehto's YouTube channel, "Lehto Files," focuses on Unidentified Aerial Phenomena (UAP) research, future tech insights, and sharing knowledge. His approach is scientific and aims to illuminate these phenomena and provide informative content. He also shares his expertise on aviation safety and accident analysis. Lehto believes in the power of open dialogue and the importance of a censor-free internet. Lehto covers a range of topics, including: • Analysis of aviation accidents, such as the collision near Ronald Reagan Washington National Airport. • Identification of drones, drawing on his Air Force security forces experience. • Insights into Alternate Physics - promoting his Fractal Holographic Universe Theory • Discussions of UAPs and related topics. • Insights into space exploration, including his experience at the launch of SpaceX's Starship SN25. Join this channel for exclusive access: https://www.youtube.com/channel/UCVNKdkLzWuy1oLuCuCv4NCA/join Follow on social X: https://x.com/LehtoFiles TikTok: https://www.tiktok.com/@lehtofiles Facebook: https://www.facebook.com/profile.php?id=100090658513954 Instagram: https://www.instagram.com/lehto_files/reels/ Support the channel and get exclusive content at https://www.patreon.com/chrislehto Invest in UAP Society NFTs! https://opensea.io/collection/uapeez Sharing my referral link for when you order your Tesla. You'll get 500 € off the purchase of a Tesla product. https://www.tesla.com/referral/christopher39105 Donate eth to: chrislehto.eth full ETH address is 0x26E3c9b2A5E5b6B7FB54f5F0120B0E4840EB7B24Become a supporter of this podcast: https://www.spreaker.com/podcast/lehto-files-investigating-uaps--5990774/support.

Narrator: Thomas Jones

Today's story: A playful concert tradition took a serious turn when Coldplay's “Jumbotron Song” captured an embrace between a tech CEO and his HR director. The viral video ignited a nationwide scandal, raising questions about workplace relationships and the risks of being caught on camera.Transcript & Exercises: https://plainenglish.com/800Full lesson: https://plainenglish.com/800 --Upgrade all your skills in English: Plain English is the best current-events podcast for learning English.You might be learning English to improve your career, enjoy music and movies, connect with family abroad, or even prepare for an international move. Whatever your reason, we'll help you achieve your goals in English.How it works: Listen to a new story every Monday and Thursday. They're all about current events, trending topics, and what's going on in the world. Get exposure to new words and ideas that you otherwise might not have heard in English.The audio moves at a speed that's right for intermediate English learners: just a little slower than full native speed. You'll improve your English listening, learn new words, and have fun thinking in English.--Did you like this episode? You'll love the full Plain English experience. Join today and unlock the fast (native-speed) version of this episode, translations in the transcripts, how-to video lessons, live conversation calls, and more. Tap/click: PlainEnglish.com/joinHere's where else you can find us: Instagram | YouTube | WhatsApp | EmailMentioned in this episode:Hard words? No problemNever be confused by difficult words in Plain English again! See translations of the hardest words and phrases from English to your language. Each episode transcript includes built-in translations into Spanish, Portuguese, Chinese, German, French, Italian, Japanese, Polish, and Turkish. Sign up for a free 14-day trial at PlainEnglish.com

Welcome to The Times of Israel's Daily Briefing, your 20-minute audio update on what's happening in Israel, the Middle East and the Jewish world. Diplomatic correspondent Lazar Berman joins host Jessica Steinberg for today's episode. The government's weekly cabinet meeting is held in a secure location on Sunday after the IDF acknowledged it struck and killed the prime minister of Yemen’s Houthi government and several other ministers, and the Houthis have pledged to retaliate, says Berman. Following a Channel 12 report that three of Israel's top security officials are expected to argue that Israel should accept the current hostage deal that releases only some of the hostages, Berman believes Prime Minister Benjamin Netanyahu will continue to demand a comprehensive deal that releases all hostages, as he has been consistently calling for that and is backed by US President Donald Trump. Berman discusses his interview in Gaza with the IDF's 7th Armored Brigade, a combat team that lost six hostages, two of whom are still alive and four whose bodies are held by Hamas. The brigade is working to take down buildings controlled by Hamas to reach the underground tunnels. The current diplomatic situation revolving around the prime minister's recent statement recognizing the Armenian genocide committed by the Ottoman Empire in the early 20th century was presumably coordinated by Netanyahu with the Foreign Ministry, says Berman, possibly as a way of getting back at Turkey for its aggressive measures taken against Israel throughout the war. Check out The Times of Israel's ongoing liveblog for more updates. For further reading: Houthis, IDF confirm group’s prime minister, other top officials killed in Israeli strike Body of slain hostage Idan Shtivi identified days after recovery from Gaza ‘A wild gamble on hostages’ lives’: Defense chiefs to urge cabinet to eschew Gaza op, take deal For IDF’s 7th Brigade, return to Gaza City is personal: Six of its crew are held hostage In first, Netanyahu says he recognizes Armenian genocide Israeli airlines say they’re still traversing Turkish airspace despite declared closure Subscribe to The Times of Israel Daily Briefing on Apple Podcasts, Spotify, YouTube, or wherever you get your podcasts. This episode was produced by Podwaves.See omnystudio.com/listener for privacy information.

The Morning Footy crew reacts to Jose Mourinho's abrupt exit from Fenerbahçe after a Champions League playoff defeat to Benfica. A once-rockstar manager is gone just over a year into his Turkish stint, what does it mean for the Special One's future and legacy? Morning Footy is available for free on the Audacy app as well as Apple Podcasts, Spotify and wherever else you listen to podcasts.  Visit the betting arena on CBSSports.com for all the latest in sportsbook reviews and sportsbook promos for betting on soccer For more soccer coverage from CBS Sports, visit https://www.cbssports.com/soccer/ To hear more from the CBS Sports Podcast Network, visit https://www.cbssports.com/podcasts/ Watch UEFA Champions League, UEFA Europa League, UEFA Europa Conference League, Serie A, Coppa Italia, EFL, NWSL, Scottish Premiership, Argentine Primera División by subscribing Paramount Plus: https://www.paramountplus.com/home/ Visit the betting arena on CBS Sports.com: https://www.cbssports.com/betting/ For all the latest in sportsbook reviews: https://www.cbssports.com/betting/sportsbooks/ And sportsbook promos: https://www.cbssports.com/betting/promos/ For betting on soccer: https://www.cbssports.com/betting/soccer/ To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

Ikbal's mother has been trying to get in contact with her daughter for over an hour at this point. Ikbal had been dealing with a stalker for a few years and her family were frantic. One more try. Ikbal's mother dials for her daughter.   Click. Someone picks up the phone, but the response is not from a 19 yo teenage daughter. It's a low, quiet voice; her stalker is on the other end. He says 15 words and hangs up.  “Don't worry. Your daughter is in good hands. The girl is sleeping in peace now…”  A little later, the same day, a video goes viral on Turkish social media - specifically Discord.  A woman screams ‘Ikbal' as she's held back by a crowd of people. Clear as day in front of her, in the middle of a busy street is her daughter's decapitated head.  A second video goes viral. A boy, 19 yo as well, jumps from the edge of a building with a rope around his neck.  October 4, 2024 three 19 year olds die in the same city. Their deaths all connected and viral on Discord. Until it goes dark.   Full show notes at rottenmangopodcast.com 

Keith discusses the impact of political rhetoric on mortgage rates, emphasizing the importance of central bank independence.   President of Ridge Lending Group and GRE Icon, Caeli Ridge, joins in to explain the benefits of 30-year mortgages over 15-year ones, advocating for extra principal payments to be reinvested rather than accelerating loan payoff.  They also cover the potential effects of Fannie and Freddie going public, predicting higher mortgage rates. Caeli Ridge elaborates on cross-collateralization strategies, highlighting the advantages of commercial blanket loans for real estate investors.  Resources: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Show Notes: GetRichEducation.com/568 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  You get paid first: Text FAMILY to 66866 Will you please leave a review for the show? I'd be grateful. Search “how to leave an Apple Podcasts review”  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— text ‘GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Keith Weinhold  0:01   welcome to GRE I'm your host. Keith Weinhold, the President has called the Fed chair a dummy and worse. How does this all affect the future of mortgage rates? Also, I discuss 30 year versus 15 year loans. Can you bundle multiple properties into one loan? Then how Fannie and Freddie going public could permanently increase mortgage rates today on get rich education   Keith Weinhold  0:28   since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors and delivers a new show every week since 2014 there's been millions of listener downloads in 188 world nations. He has a list show guests and key top selling personal finance author Robert Kiyosaki, get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast, or visit get rich education.com   Speaker 1  1:14   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  1:24   Welcome to GRE from Pawtucket, Rhode Island to Poughkeepsie, New York and across 188 nations worldwide. I'm your host. Keith weinholdin, this is get rich education, not to inflate a sense of self importance, but each episode is an even bigger deal than a New York Jets preseason football game. You might have thought you knew real estate until you listened to this show, from street speak to geek speak. I use it all to break down how with investment property, you don't have to live below your means. You can grow your means as we're discussing the mortgage landscape this week. You know, I recently had a bundle of my own single family rental homes transfer mortgage servicers from Wells Fargo over to Mr. Cooper. And that was easy. I didn't have to do anything. The automatic payments just automatically transferred over. And yes, Mr. Cooper, it's sort of a funny sounding name that you don't exactly see them putting the naming rights on stadiums out there, but the new servicer prominently wanted to point out the effect of me making extra $100 monthly principal payments and how much in interest that would save me over time, sort of suggesting that it would be a good idea for me to do so. Oh, as you know, like I've discussed extensively, extra principal pay down is a really poor use of your capital. It's a lot like how in the past, now you've probably seen it like I have, your mortgage company promotes you making bi weekly payments all year, so you'd effectively make some extra principal pay down each year. That way. Don't fall for it. Banks promote biweekly payments because it sounds borrower friendly, it encourages an earlier loan payoff. Well, that actually reduces lender risk and increases your risk. And the whole program can come with extra fees too. It just ties up more of your money in something that's unsafe, illiquid, and with a rate of return that's always zero, since that's exactly what home equity is. As we're about to talk mortgages with an expert today, I will be sure to surface that topic. We'll also talk about the housing market effect of a president firing a Fed chair. When you're living under the rule of a president that desperately and passionately wants lower interest rates, you've got to wonder what would happen if a president just had the power to go lower them himself, which is actually what most any president would want to do, but you almost don't have to wonder what would happen. You can just look at what actually did happen in Turkey. Now, yes, Turkey already did have an inflation problem, worse than us, for sure, but Turkish President Erdogan went ahead and lowered Turkey's interest rates despite persistent inflation. I mean, that's a situation where most would raise rates in order to combat inflation. Well, lowering rates like that soon resulted in substantially higher inflation to the tune of almost 60. Yes, six 0% per year before cooler heads prevailed and the Turkish government was forced to drastically raise rates. But it was too late. The damage was already done to the reputation of Turkey's economy and its everyday citizens and consumers. I mean, that was a painful, real world example of how critical central bank independence is. You've also got to ask yourself a question here, do you really want to live in the type of economy where we would need a bunch of rate cuts? Because when rate cuts happen, it usually results from the fact that people are no longer employed, or we're in a recession, or financial markets are really unstable. So there are certainly worse maladies out there than where we are today, which is with moderate inflation, pretty strong employment and interest rates that are actually a little below historic levels. I mean, that is not so bad. Before we talk both long term mortgage lessons and more nascent mortgage trends today coming up on future episodes of the show here, a lot of info and resources to help you build wealth as usual. Also an A E TELEVISION star of a real estate reality show will make his debut here on GRE.    Keith Weinhold  6:24   Hey, do you like or even live by any of the enduring GRE mantras, like, Don't live below your means, grow your means, or financially free, beats debt free, or even, don't quit your Daydream. Check out our shop. You can own merch with sayings like that on them, or simply with our GRE logo on shirts and hats and mugs. And I don't really make any income from it. The merch is sold at near cost, and it actually took a fair bit of our team's time to put that together for you. So check out the GRE merch. You can find it at shop.getricheducation.com that's shop.getricheducation.com   Keith Weinhold  7:18   today we're talking to the longtime president of ridge lending group. They specialize in providing income property loans to real estate investors like you, and she's also a long time real estate investor herself. I've shared with you before that ridge is where I get my own loans. They've worked with 10s of 1000s of real estate investors, not just primary residence owners, but real estate investors as well as homeowners all over the country, and at this point, she's like a GRE icon, a fixture regularly with us since 2015 Hey, welcome back to get rich education the inimitable Chaley Ridge,    Caeli Ridge  7:54   ooh, Mr. Keith Weinhold, thank you, sir. So good to see you, my friend. Thanks for having me   Keith Weinhold  8:00   opening up that thesaurus tab right about now, I think maybe JAYLEE, why don't we have the chat everyone wants to have? Let's discuss interest rates, starting with the vitriol from Trump to Powell has reached new heights. This year, Trump has called Powell a numbskull, Mr. Too late, a real dummy, a complete moron, a fool and a major loser, among other names. And you know, at times, I've seen Realtors even blasting Jerome Powell for not cutting rates. Well, the Fed doesn't directly control mortgage rates, and it's also not the Fed's job to boost Realtors summer sales. It's to protect the long term stability of the US economy. Tell us your thoughts.    Caeli Ridge  8:48   So this is a rather complicated topic, okay, and there's a lot that under the hood that goes into how a long term mortgage bond interest rate is going to go up or going to go down. As you said, it's not necessarily just the Fed and the fed fund rate, which, by the way, for those that are not familiar with this, the fed fund rate is the intra daily trading rate between banks. So while there is a connection between that and that of the 30 year long term fixed rate mortgage, they are not the same thing. And in fact, statistically, I believe I read this last week, the last three fed fund rate reductions did the opposite to long term rates, right? So we went the other direction. So please be clear that the viral, as you say, of President Trump and what his opinions are about Mr. Powell and his decisions to keep that fed fund rate unchanged for the last several meetings that they've had, I think, is more of a distraction, but that's another conversation overall. I would say that, is he too late? Is he right on time? You know, there's so much data and so many data points that they're looking at, and there's this thing in the industry called a Lag that, in truth, they're not getting the actual data points that they need real time. It's lagging, so the data that's coming out to them today isn't going to be what's relevant and necessary to make changes tomorrow, next month and next week. Most recently, you probably saw in the news the BLS Bureau of Labor and Statistics and the jobs report came in far under what the expectation was. So that might have been the catalyst. I think that will drive Powell and group to reduce that is the overwhelming expectation that the fed fund rate is going to come down by how much. We don't know. Secondary markets are already baking that in, by the way. So when we talk about long term interest rates, I'm starting to see some changes on the day to day. I get access to that stuff, and I'm looking at it daily, the ticker tape of where the treasury bonds and things are. So I'm starting to see some slight improvement to interest rates in preparation of that market expectation, interest rate on the fed fund level will probably reduce. But I think overall, Keith that the Fed is in a really difficult position, because when you think about what really is going to drive the fed fund rate, and then potentially the long term rate, is counterintuitive to what most people or consumers expect, right? They think if the fed fund rate reduces by a quarter of a percentage point, then a long term 30 year fixed should probably reduce by the same amount. It does not go hand in hand like that. Now, while there are trends right, that doesn't happen that way, and more often than not, the worse our economy is doing, the better a 30 year interest rate will be. So in my industry, I'm kind of always playing on the fence, thinking I don't want anything bad for our country and the economy. However, the worse it does, the better interest rates are going to become. And if you've been paying attention, the economy is in decent shape. We're not doing that bad. Inflation is still up, so the metrics that they're using to kind of gage and predict that lag and where we're going to be are not in line to say that interest rates are going to drop a half or a point or a point and a half in the next year to 18 months. Those signs are not out there for me. All of that said, I know that interest rate is top of mind for I mean, I'm on the phone all day long. I like that part of my job where I'm still interfacing with investors on day to day. Big chunk of my day is spent talking to clients, and that is one of the top questions, probably one of the first questions that come out of their mouth, where interest rates? What are interest rates? And what I have sort of started to really form and say to that question is, if interest rates are the catalyst to your success in real estate, you probably need to do a little bit more research, because interest rates should not be the make or break for your success. Well, as a real estate investor   Keith Weinhold  12:45   the Fed has a dual mandate of maximum employment and stable prices. Inflation, though still somewhat elevated, has stayed about the same the past few months. History shows us that the Fed is more comfortable with inflation floating up than they are with suppressed employment levels. To your point about recent reports about us not adding many jobs, and the Fed being concerned about that, the translation for those that don't know is, if the job market is weak, lowering rates, which is what increasingly people think they tend to do later this year. Lowering rates helps encourage businesses. It's more likely that businesses will borrow and expand and hire more people. Therefore, if rates are low now, whether that translates into a lower mortgage rate or not, by lowering that fed funds rate? Yes, there is that positive correlation. Generally, the lower the Fed funds rate goes, the lower mortgage rates tend to go although that isn't always the case. To your point. Shailene, late last year, there were three Fed funds rate cuts, and mortgage rates actually went up, which is somewhat of an aberration that usually doesn't happen that way, but that's the environment we're in. Most people think Fed rate cuts are coming later this year.   Caeli Ridge  14:04   Yeah. And I would say, you know, the other thing too, when we talk about the pressure that the Fed is under right now, specifically, Powell, he's being attacked, fine, and whether I agree or disagree, really important for listeners to understand that the indifference that the Fed is supposed to have right bipartisan, it's not supposed to have a dog in that fight. If it did the calamity, I think what would happen economically in this country would be devastating if other economic powers were to see that our particular financial institutions are swayed one way or another. Politically, that would be devastating to us. So I think Powell has done a decent job at staying the course. He's continued to do what he says, says what he does. So so far, I'm okay. Is he late to reduce rates? I don't know that I'm qualified to say that, maybe. But at the same time, I think that his impartiality has been consistent, and that for that part of it, I'm. Grateful   Keith Weinhold  15:00   for those who don't understand if Trump just told Powell what to do and Powell followed Trump's orders, how does that devastate the economy?    Caeli Ridge  15:09   It shows partiality to or Fieldy to one particular party, right? It's not an independent institution where financial policy quantitative easing, quantitative tightening, all of those different things that are necessary to keep the pistons pumping. It isn't it's very specific to Fieldy and the leader of telling based on potentially ego or other elements that have not a lot to do with fiduciary responsibility.   Keith Weinhold  15:37   If Powell did everything Trump said, I feel like we would have negative interest rates right now   Caeli Ridge  15:43   that could be a problem, especially if the economy and inflation is on the rise, and then you get the tariffs. I mean, there's so much layering to this. I mean, we could go on and on about it, but overall, let me close with this. I think that interest rates are probably on the run, if I had to guess. Now, there's all kinds of variables that could make that statement untrue, but overall, in the next year to two years, I do think we'll see some relief in interest rates, barring any major catastrophe. But again, investors, if your success, if you're tying your real estate portfolio, your real estate investing, whatever modality you're interested in, if you're tying that to an interest rate, and there's a certain number that you have ethereal in your mind, you're going to lose your success in real estate. Interest rate is a component of it, but it should not be tied to your success or failure. You should be able to do the math and look at the differences in real estate opportunities, investment, whether it be long term, short term, midterm, single family, two to four appreciation, cash flow, all those things should be considered, and you will find adequate returns independent of an interest rate. If you're diversifying that way   Keith Weinhold  16:49   there is more evidence that Americans have warmed up and gotten somewhat used to normal mortgage rates. This normalization of mortgage rates, they are pretty close to their historic norms. In fact, a recent housing sentiment survey done by turbo home found that in q1 of this year, 41% of homeowners surveyed said that a 6% mortgage rate was the highest they would accept on their next purchase. Right that was back in q1 today, up from 41%, 52% of respondents now say a 6% mortgage rate is the highest that they would accept. Evidence that people are warming up and normalizing this.   Caeli Ridge  17:30   The other thing too is the pandemic rates. Right? That's been a very hard shell to crack. The people that got these two and 3% interest rates during 2020 2021, part of 22 they're really reticent to let those go, and I think that they're doing themselves a disservice as a result. If you can get a second lean HELOC, okay, fine, but overall, if you're just going to let that untapped equity sit, it's going to be to your disadvantage. If you have any desire to increase your portfolio and your long term financial stability and wealth   Keith Weinhold  17:59   you're listening to get rich education. Our guest is Ridge lending Group President Cheley, Ridge much more when we come back, including 30 year versus 15 year loans. Which one is better and more things that the administration is doing to shake up the mortgage market. I'm your host. Keith Weinhold.    Keith Weinhold  18:15   the same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. Start your prequel and even chat with President Cheley Ridge personally while it's on your mind, start at Ridge lendinggroup.com. That's Ridge lendinggroup.com.    Keith Weinhold  18:46   You know what's crazy? Your bank is getting rich off of you. The average savings account pays less than 1% it's like laughable. Meanwhile, if your money isn't making at least 4% you're losing to inflation. That's why I started putting my own money into the FFI liquidity fund. It's super simple. Your cash can pull in up to 8% returns and it compounds. It's not some high risk gamble like digital or AI stock trading. It's pretty low risk because they've got a 10 plus year track record of paying investors on time in full every time. I mean, I wouldn't be talking about it if I wasn't invested myself. You can invest as little as 25k and you keep earning until you decide you want your money back. No weird lockups or anything like that. So if you're like me and tired of your liquid funds just sitting there doing nothing. Check it out. Text family 266, 866, to learn about freedom. Family investments, liquidity fund again. Text family to 66866,   Rick Sharga  19:58   this is Rick sharga housing market. Intelligence Analyst, listen to get rich education with Keith Weinhold, and don't quit your Daydream.   Keith Weinhold  20:05   Welcome back to get rich Education. I'm your host, Keith Weinhold. We're talking with a familiar guest this week. That's Ridge lending Group President, Caeli. Ridge wealth is built through compound leverage faster than compound interest. And leverage means using loans. I think most everyone the first time in their life they look at loan amortization tables and learn things like, oh, with a 15 year loan, you pay substantially less interest, perhaps hundreds of 1000s of dollars less interest with a 15 year loan and its lower mortgage rate than you do with a 30 year loan and its higher mortgage rate. But a lot of people don't take that next step and look that Oh, rather than paying down my home loan with extra principal payments, if I just invested the difference, I would be substantially better off down the road. So in a lot of cases, the more sophisticated investor chooses that longer loan duration, the 30 year. That's the way I see it. What do you see? Most of your prefer there.   Caeli Ridge  21:12   It's one of my favorite topics to cover, because there's quite a few layers that I think can all connect. If an individual wants to pay less in interest very easily, I'm going to strenuously advise them to take a 30 year over a 15 year and just simply apply the difference. So let's just start with the applicable version of 15 versus 30 and how it can benefit or harm. Because this is what a lot of times people that go for the 15 year and wanting to pay less in interest. Don't understand, and it's never been delivered to them in a reasonable way, I guess. So just looking at those two, and then we'll get to the strategy of potentially reinvesting those dollars elsewhere. But just look at a 30 year and a 15 year. I am a massive deterrent against a shorter term amortization. I hate a shorter term amortization, because all that's going to do to the individual is limit their ability to qualify later on down the road. And the reason for that is, is that the shorter term, as you had described, is going to yield a higher monthly payment. So when we pull credit for an individual, that's a higher monthly payment that the debt to income ratio has to support, when in fact, if we simply just look at the two side by side, 15 year and a 30 year equal, equal loan sizes. The 15 year is going to have a lower interest rate. It's true, but the amortization is obviously half the amount. We've gone from 360 months, 30 years to 180 months, 15 years. So the payment obviously is going to be much, much higher if you take the payment difference between those two mortgage products and apply it with a 30 year fixed payment. Let's just call it 500 bucks a month, whatever the number is, and you are disciplined to send that extra 500 bucks every single month with your 30 year fixed mortgage payment. You will cross the finish line in 15.4 years, I think, is the average when you run the amortization, so you'll pay a few extra months worth of interest, but whatever, you'll never pay the higher interest that the 30 year has locked at because you've accelerated the payoff of the debt so quickly, and you've maximized your debt to income ratio and future qualifications never take the shorter term amortization. It is to your greatest disadvantage. I hate them. That's part one. Did you have a comment? I can see that your wheels are spinning.   Keith Weinhold  23:24   That is a great answer. If you get the 30 year loan instead of the 15 if you apply an extra principal payment, whatever it would be, call it 500 plus dollars, that you will kill off that loan, that 30 year loan in something like 15.4 years. Yes, and you'll have the lower payment amount for your qualification, going forward, you'll have more flexibility in your life. That's great. I didn't realize the difference 15.4 versus 15 was that small? That's a great takeaway.   Caeli Ridge  23:50   Yeah, absolutely. And the other piece, you kind of just hit on it, the individual's feet are not held to the fire at that higher payment. So let's say it's a rental, okay, whatever. It goes vacant for a month, or a couple months, God forbid, or whatever may be happening. You now get to choose. You are not obligated at that higher monthly payment. You can say, Okay, this month, I'm not going to pay the extra. I don't da, da, da. It's all within your control. So you're killing like four birds with one stone. I really prefer the 30 year amortization for all those reasons. So now let's take it and move into how I believe, and I agree with your philosophy, taking those dollars and applying them, because when we talk about mortgage interest, especially on investment property, okay, it's probably a slightly different conversation when we're talking about somebody's primary residence, home, but for an investment property to take that difference and apply it toward another investment, because the interest remember, you guys, we're investors. We want that Schedule E deduction, that interest deduction, as money goes a 30 year fixed mortgage, even today, as interest rates are elevated beyond the two and three percents that people somehow fixated on, that that's where interest rates should just be forever. You've got Mass. Amounts of interest deduction, so you're paying less in taxes. For that reason, there's so many reasons to stretch out that mortgage on an investment property versus extinguishing that debt, not to mention, you want to constantly be harvesting equity, ideally, pulling cash out. Borrowed funds are non taxable, deploying them, but then taking that extra cash flow and stockpiling it for another investment, whether that just be the down payment or for other things. I just think there's so many better places that those funds can go to produce more wealth than accelerating the payoff of that debt that's benefiting you, from a tax perspective, and several other ways. There's lots of other ways to apply that money. I   Keith Weinhold  25:43   I often ask, why accelerate the payoff on a, say, 7% mortgage interest rate loan, when instead you can take those savings, reinvest them into other real estate, where it sounds preposterous on its face to think of the rate of return that you can get from an income property, but when you add up all the five ways you're paid, appreciation, cash flow, loan pay down, made by the tenant, tax benefits and the inflation profiting benefit on the long term fixed interest rate debt, a return of 20% plus is not out of the question at all. So if it's 20, why would you pay off extra on a seven? That's 13 points of arbitrage that you could gain there by not aggressively paying down a property and instead making a down payment on another income property. Chaeli, when it comes to these type of questions and accelerating a payoff, why do banks seem to encourage that you make bi weekly payments rather than monthly payments, therefore accelerating your principal pay down.   Caeli Ridge  26:42   I'm not sure the reason behind that. I don't know that I've even seen a lot of that from my lens and my perspective. It's definitely not something I ever comment or preach on. But the overall, what's happening there when you do it the bi weekly, so instead of making $1,000 at the first of the month, you make 500 and then 500 right, middle of them on first of the month. What's happening there is, because of the way the annual calendar goes, it ends up being an extra payment per year, right? I think that's the math. Is, when you do it that way, you end up making an extra payment per year, so you can accelerate. And there's you're not doing anything different, necessarily, to in your cash flow, etc. So I don't think there's anything wrong with it. I don't know what the benefit is to the institution that would in communicate that to its consumer. Yeah,   Keith Weinhold  27:27   Yeah, it ends up being 26 bi weekly payments, which has the effect of making 13 monthly payments in a 12 month year, accelerating your pay down. In my experience, it seems that banks encourage this. They contact borrowers. They've contacted me in the past, laying out a welcome mat. Hey, would you like this plan here? And in my mind, accelerating the payoff. We already talked about how that's typically not a good investment. The more you know about the trade off between loans and equity, really, I'm transferring more of the risk onto myself and less they're onto the bank when I accelerate my payoff. So I agree. I'm not interested in doing that at all.    Caeli Ridge  28:06   You know, maybe Keith, it could be, because I people talk about this a lot, those people, and let's say that there are a group of individuals that might benefit. Let's say they're in phase three, right? They're well into retirement. They just want to start paying off. They're not maybe investing anymore. They just want to leave that legacy, perhaps, or whatever their circumstances are, and they don't want to take additional capital and apply it to the principal and lock up those funds and make them illiquid. So maybe, just as an easy sidebar, they just make two payments month versus one. I get a lot of people asking that question. I mean, over the years, I know that like at the closing table, we'll have clients say, Hey, is the servicer going to be set up to accept bi weekly payments? And a lot of times they don't like SLS. I mean, there's a lot of servicers out there that will not accept or don't have the infrastructure to collect those bi weekly so maybe just as a consumer desire out there, the servicers have gotten wise to it, and they just offer it. I can't think of the reason behind why they would promote that to their database. I don't know.   Keith Weinhold  29:09   Another question that I hear quite often, and probably do as well there is about bundling multiple properties into one loan. Can you tell us about that?   Caeli Ridge  29:20   Yeah, that's called cross collateralization. So we're taking residential property, okay, and putting them into a commercial blanket loan. So any combination of single family, up to four unit, five Plex and above is now considered commercial. So it's got to be single family, condo, duplex, triplex, fourplex, right? It's residential property, and they're taking any combination of that and putting it into one blanket loan, cross collateralizing it. Now, I believe the most incentivized way or desire to want to do this is probably for two reasons. One, to free up golden tickets, right? Golden tickets are those Fannie Freddie loans that we talk about a lot. There are 10 of these per qualified individual, if. If someone has maxed out their golden tickets, let's say they've got 12, 1314, properties, they could take five or 10 or 13, whatever the number, and put them into a commercial blanket cross collateralized loan, as long as it's non recourse. That means no personal guarantee is attached to it. The rule per golden ticket will free up all those spaces. So usually this applies to an individual that has a portfolio that has stabilized. This will usually work when the portfolio has had a couple of years to make sure that you've got your consistent tenants and anything that may come up, repairs, maintenance, et cetera, stabilized portfolios and then putting them into that cross collateralization, because the terms are not going to be the same as just a 30 year fixed Okay, especially if you're going to be looking to take cash out and harvest equity that way, that may be a real opportune time to borrow funds. Borrowed funds are non taxable once again, pull the cash out, put it into a non recourse loan. You've got half a million dollars of capital now that you can then go and get a whole new set of golden tickets for expanding your portfolio. So that's something that we focus on for individuals that have maybe maxed out of that that conventional landscape and or are looking to scale and acquire more properties, but they don't want to necessarily look at some of the DSCR loans. They want to get back into the Fannie Freddie box.    Keith Weinhold  31:22   Yeah, so someone could bundle and get cash out simultaneously, potentially, is there anything else that qualifies or disqualifies one for bundling many loans into one like this?   Caeli Ridge  31:35   It's a commercial underwrite. So they should be aware of that. Now, certainly, we're looking at the individual typically in those loans, the underwriting of those loans, the individual's liquidity and credit are most what we're focusing on, but it's about the property in the portfolio, DSCR, that debt service coverage ratio is a big factor. So we're looking at the income against the monthly expense. Generally. That's going to be the principal, interest, tax and insurance on a commercial basis, they throw in the maintenance, vacancy, et cetera, averages. So you want to see, generally speaking, about 1.2 on those when you divide the incomes and the expenses and then otherwise, yeah, LTV might be a little bit restricted on something like that, 70% usually, maybe you can get as much as 75 if you've got a really strong portfolio. But otherwise, for you, individually, liquidity, some liquidity there, and good credit is what is important. As long as the portfolio is operating at a gain, then you're good to go.    Keith Weinhold  32:32   Yeah, that cross collateralization could be really attractive. Well, Chile, we've been in this presidential administration that has shaken things up like few, if any, prior administrations have. One of those things is that they have pushed for cryptocurrency holdings to be recognized as assets in mortgage loan qualification. Now that's something that would probably pend approval by the FHFA and critics cite volatility. I mean, there's been a pattern where every few years, Bitcoin drops 80% before rebounding, and I'm not exaggerating, and that has happened a number of times. And another administration desire is this potential Fannie Mae Freddie Mac merger, or an IPO an initial public offering. Can you tell us what that's about   Caeli Ridge  33:21   let's start with the crypto first, whether or not this, this gets through the Congress and or FHFA, however, that that develops and becomes actualized, that may be different than what the lending institutions decide to take a risk on, right the allowance of that crypto so it even if it's approved and they say that, Yes, that we can use this for asset depletion or reserve requirements, or whatever it may be. I don't know necessarily that you're going to see a lot of the lending institutions jump on board. I think they'll probably have overlays. It's just kind of the layering of risk on the crypto side to ensure that the asset and the underwrite is less likely to default. I don't see a lot of lending institutions that are probably going to jump on that bandwagon immediately. That's probably going to need more time and consistency with that particular asset class. That's the crypto thing. So that's a TBD on the other side, we're talking about conservatorship. So post, oh 809, right? The housing crash and Dodd Frank, if you've not heard of those names before, they're just the last names of individuals that that rewrote that sweeping legislation across all sectors of finance. Once we saw housing and lending implode upon each other, Fannie Freddie, as a result, went into conservatorship. Now what they're saying, what the administration is saying is, is that they are going to say that the implicit guarantee actually, let me back up really, really quickly. I will not take too much time on this so Fannie Mae and Freddie Mac The reason that those products are the golden tickets, as we call them, and we're just focused on investor products right now is because highest leverage, lowest interest rate. And why is it like that? That's because it has a United States government guarantee. Against default. So this mortgage backed security is bundled up with other mortgage backed securities and sold, bought and sold on the secondary market to investors, foreign and domestic. Right? Investors that are buying mortgage backed securities, they know that that paper is secure. If it defaults. We've got the United States government that's giving us a guarantee against default. So that's why it's such a secure investment. If we come out of conservatorship, technically, that would normally mean that you may not have that implicit guarantee. However, the Trump administration and those that are in that space, FHFA, Pulte and all those guys, they're saying that that guarantee should still apply if that happens, if that's how they release this, I don't see anything wrong if they do it without all of the volatility. You know, let's use the tariffs as an example. It was all over the place. It was there, and then it was gone. It was up, and then it was down. It was 30% then it was two right? It was it was just so much, and the markets really had a hard time with it. And as a result, I think a lot of people lost massive amounts of wealth in the stock market because of that. So I think that there is some real benefits to getting the Fannie, Freddie, the GSCs, government sponsored enterprises, out of conservatorship. I think it just opens up for more fair trade in the market. But they have to do it the right way, and as long as they keep that guarantee, that government guarantee, and then they take their time and apply the steps appropriately, I think it could be a good thing, ultimately, for the consumer. Now, if they don't, it could really have devastating impacts, and I think it could even raise interest interest rates higher. I know Trump and folks don't want that, so I think they're mindful of it. That's just kind of the take I get. But we'll see,   Keith Weinhold  36:42   yeah, because that's my preeminent thought with this. Shaylee, if Fannie and Freddie come out of conservatorship, and there's no government backstop on those loans, it seems like the banks are exposed to more risk, and consequently would have to compensate for that, potentially with a higher interest   Caeli Ridge  36:57   rate. You said it better than I did. Yes, I get too technical when I go down those rabbit holes. That's exactly right. I do not think that they will go down that that path without that implicit guarantee. I expect, if this thing comes to fruition, I expect that that guarantee will be there.   Keith Weinhold  37:13   Yeah, it does seem likely, with as much administration concern as there is about the housing market and the level of mortgage rates and all kinds of interest rates out there. Well, JAYLEE, this has been a great, wide ranging conversation all the way from strategy to what the administration is doing in interfacing with the mortgage market. If someone wants to learn more about you and your products, tell us what you offer, including your very popular all in one loan there at ridge.    Caeli Ridge  37:41   Ooh, thank you for teeing that up. Yeah, especially right now, when people have a lot of concern about interest rates right or wrong, the all in one is a very unique product that removes that fear. It's a way that investors, especially can take control of their equity, pay less in interest, and sometimes hundreds of 1000s of dollars less in interest, while maintaining equity and flexibility and liquidity. Cannot say enough about this product. The all in one. First lien HELOC is my very favorite. For the right individuals, we've talked about it many, many times. They can find us talking about it all over YouTube. You and I have quite a few conversations about that. So that and so much more, guys. So the all in one, you've got the Fannie Freddie's, our debt service ratio products, our bank statement loans, our asset depletion loans, ground up construction bridge loans for fix and flip or fix and hold. We really run the gamut there in terms of loan product diversity. There's very little we can't do for real estate investors. So we're uniquely qualified in that space   Keith Weinhold  38:36   and you offer loans in nearly all 50 states. Now tell us more and how one can get a hold of your company. Yes, we are   Caeli Ridge  38:44   licensed in 49 states. The only state we're not licensed in residentially is New York. We can still do commercial there. But to reach us, you can find us on the web, Ridge lendinggroup.com you can email us info@ridgelendinggroup.com and feel free to call us at 855, 74 Ridge 855-747-4343,   Keith Weinhold  39:04   I'm so familiar with all those avenues because, again, that's where I get my own loans myself. Chaley Ridge has been valuable as always. Thanks so much for coming back onto the show.    Caeli Ridge  39:13   Thanks, Keith.   Keith Weinhold  39:21   A lot of experts believe that stripping Fannie and Freddie's public backing and taking them public, yeah, that that will increase mortgage rates. See, besides there being more risk, like we touched on there during the interview, Fannie and Freddie would face strong incentives to increase profitability, to make an IPO appealing to potential investors, that's just another reason that would probably increase mortgage rates. But if you're the type that truly champions free marketeerism, then the government would get out of Fannie and Freddie and let them IPO, and you would want. To see that happen now you as an investor, you probably resonate with the fact that rather than having to methodically and even painfully save money for your next property, instead you can just borrow funds, tax free, out of your existing property, and that way, you're using more of other people's money, the bank's money, in this case, and less of your own. Similarly, if you avoid aggressive principal pay down well, you would just retain those funds in the first place. As you can see, Chely is really good at taking a deep look at what you've got to work with and helping you lay out a strategy that might make sense, keeping in mind and evaluating your cash, cash flow, equity DTI and loan to value ratios, they offer free 30 minute strategy sessions. You can book one right there on their homepage at Ridge lendinggroup.com Until next week, I'm your host. Keith Weinhold, don't quit. Sure. Daydream.   Speaker 2  41:07   Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC exclusively.   Keith Weinhold  41:31   You know, whenever you want the best written real estate and finance info, oh, geez, today's experience limits your free articles access, and it's got pay walls and pop ups and push notifications and cookies disclaimers, it's not so great. So then it's vital to place nice, clean, free content into your hands that adds no hype value to your life. That's why this is the golden age of quality newsletters, and I write every word of ours myself. It's got a dash of humor, and it's to the point because even the word abbreviation is too long, my letter usually takes less than three minutes to read. And when you start the letter, you also get my one hour fast real estate video. Course, it's all completely free. It's called the Don't quit your Daydream. Letter, it wires your mind for wealth, and it couldn't be easier for you to get it right now. Just text gre 266, 866, while it's on your mind, take a moment to do it right now. Text, gre 266, 866   Keith Weinhold  42:47   The preceding program was brought to you by your home for wealth, building, get richeducation.com.

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