Looking Forward Our Way

We welcome Charity Eilerman, manager of Senior Hunger Programs at the Mid-Ohio Food Collective, to discuss the organization's remarkable efforts to support Ohioans facing food insecurity. Since 1980, the Mid-Ohio Food Collective has been a crucial part of the community, providing nourishing meals and supportive services to those in need. Charity shares her extensive background in social services and her passion for addressing senior hunger and nutrition.We explore various programs and services offered by the Mid-Ohio Food Collective, including the unique "farmacy" program that connects patients to fresh food options through health clinics, the Mid-Ohio Kitchen's freshly prepared healthy meals, and the Mid-Ohio markets providing a grocery shopping experience with a focus on fresh foods. Charity also highlights the impact of the Commodity Supplemental Food Program (CSFP), which delivers shelf-stable boxes of food to seniors, and the Senior Mobile Market bringing fresh produce directly to senior housing communities.We discuss the challenges and opportunities of navigating eligibility for programs like SNAP and CSFP, emphasizing the importance of collaboration between agencies to meet the vast needs of the community. The upcoming Eastland Prosperity Center, a human services hub, is another exciting development that will house various programs and services for increased accessibility.Volunteerism and community involvement play crucial roles in the success of the Mid-Ohio Food Collective, relying on dedicated volunteers and generous donors to fulfill its mission of ending hunger one nourishing meal at a time.What You'll Learn:The Evolution of the Mid-Ohio Food Collective: Discover how this community pillar has grown from its early days as a food bank into a comprehensive collective with diverse programs.Holistic Approaches to Fighting Hunger: Charity shares how addressing food insecurity involves more than just providing meals – it's about nurturing the whole community.The Power of Collaboration: Learn how working alongside over 630 partner agencies strengthens the collective's mission and impacts countless lives.Senior Hunger and the Commodity Supplemental Food Program (CSFP): Understand the unique challenges faced by seniors and how programs like CSFP are making a difference.Innovative Solutions and Community Initiatives: From "farmacies" to farming, discover the creative programs supporting food stability and community health.If you like this episode, please let us know. We appreciate the feed back, and your support of offset costs of producing the podcast!Key Moments06:30 "Explaining Food Bank vs. Pantry"09:10 "Collaborative Nonprofit Efforts in Ohio"12:17 Healthy Food Access Program16:27 SNAP Support for Struggling Families18:07 Mid-Ohio Collaborative Service Hub22:19 Program Expansion Eases Senior Isolation24:33 Senior Mobile Markets for Accessibility27:46 Maximizing Food Resources for Seniors31:53 Help Needed: Volunteers and Donors36:04 Community Gardening and Cooking Groups38:04 Mid-Ohio Food Collective InsightsWe would love to hear from you.Give us your feedback, or suggest a topic, by leaving us a voice message.Email us at hello@lookingforwardourway.com.Find us on Bluesky and

Here's the heart of this episode in a nutshell:This “Looking Forward Our Way” episode is all about helping Ohioans make sense of their utility bills and understand their rights as utility customers. We sit down with Kathryn Metz from the Ohio Consumers' Counsel (OCC)—basically the state's watchdog and advocate for regular folks when it comes to utilities like electricity, gas, water, and even landline phones.Why should anyone care? Because utilities are something we all have to deal with, and lately, the costs and choices just keep getting more complicated (and expensive). The OCC isn't just there for emergencies—they're fighting every day so you don't get overcharged, educating you about your options (like how to shop for energy and avoid sneaky contracts), and making sure vulnerable Ohioans (seniors, people with tight budgets) can get help paying bills when they're struggling. They even break down confusing bills and warn about energy scams that pop up every time prices go up.The episode also dishes on hot topics like the fallout from the House Bill 6 scandal (where Ohio residents ended up footing the bill for a shady energy bailout), the crazy impact of new data centers using tons of electricity, and issues with submetered utilities that can make your bills skyrocket without many protections.Bottom line: If you pay for utilities in Ohio, this is stuff you need to know so you can protect your wallet, avoid scams, and make smart choices about your energy. The OCC is there to help, but step one is staying informed—and that's exactly what this episode is all about. If you like this episode, please let us know. We appreciate the feed back, and your support of offset costs of producing the podcast!Here are three key takeaways for every Ohioan:OCC Is Your Advocate: The OCC was established in 1976 to serve as an independent voice for Ohio's residential utility consumers, helping save billions by holding utility companies accountable and ensuring fair pricing.Know Your Options—And Your Bill: Ohioans can shop for energy suppliers, but staying with your utility's standard offer is often the most cost-effective choice. Always read your bill closely—delivery and supply charges are different, and misinformation or scams can lead to costly mistakes.Beware of Scammers & Protect Your Info: Never share your utility account number freely—it should be as protected as your Social Security number. Beware of aggressive door-to-door marketers and unintended contract changes. You can request to be put on a utility "Do Not Contact" list for extra protection.Key Moments00:00 Journey from Humanitarian Aid to Teaching03:57 Ohio Utility Consumer Advocacy Agency07:53 Ohio Summer Cooling Assistance Program11:52 AEP Rate Increase Alternatives15:19 "Compare Ohio Energy Suppliers Easily"19:04 Traveling Speakers Share Critical Info21:29 Ohio's Costly Coal Plant Subsidies24:57 Ohio Data Centers Settlement Decision27:30 Beware of Energy Market Scams30:03 Protect Your Utility Account Number33:24 Utility Scams and Submetering Issues36:37 Future Uncertainty for LIHEAP Funding39:07 Ohio Energy Aggregation Rate ChangesWe would love to hear from you.Give us your feedback, or suggest a topic, by leaving us a voice message.Email us at hello@lookingforwardourway.com.Find us on

The Library Reimagined: "We're really talking about, how our library serves a diverse array of customer needs and in in different spaces and places. So that may not be just checking out a book in a branch, but what's the web presence? Right? What's what's the website like? How do we connect with this really growing area of usage with electronic content, ebooks, and especially digital audiobooks is is our, you know, biggest area of growth." - Benjamin Reid, Public Services Director for the Columbus Metropolitan LibraryWe explore the remarkable contributions of the Columbus Metropolitan Library, a vital institution supporting our city's thriving community. We are joined by expert Benjamin Reid, Public Services Director for the Columbus Metropolitan Library. Together, we unveil the transformative programs and services offered by the library, from literacy initiatives for young readers to life skills development, workforce preparation, digital equity, and community partnerships. You will learn how the library is not just about books, but a hub of opportunity, inclusion, and support for all ages.Key Takeaways:Digital Inclusion and Skills: Columbus Metropolitan Library is making strides in bridging the digital divide with its Digital Equity Coalition, digital navigators, and awesome programs like Digital Skills Hub. They're not just about books anymore; they're about equipping people with the necessary digital tools and skills for today's world.Workforce Development and Lifelong Learning: From hosting internship fairs to comprehensive job help resources like JobNow and LinkedIn Learning, the library is a powerhouse for job seekers of all ages. They emphasize the importance of lifelong learning to adapt to evolving job markets.Community-Building and Partnerships: Partnerships are key to the library's success. By collaborating with local nonprofits and organizations, they provide extensive support, including services for the justice-impacted and programs for English Language learners. It's all about fostering a thriving, inclusive community.If you like this episode, please let us know. We appreciate the feed back, and your support of offset costs of producing the podcast!Memorable Moments06:11 "Library Growth and Community Impact"08:44 Carnegie's Impact on Local Libraries11:30 Young Minds Early Literacy Strategy15:46 Essential Life Skills: Digital Inclusion17:52 Franklin County Digital Equity Coalition22:34 Youth Career Preparation Initiatives24:19 Enhancing Library's Community Support26:55 Library Programs & Resources Overview33:10 Main Library's New Hybrid Workspace34:24 Nonprofit Support and Resource Expansion39:21 Leveraging Community Partnerships for Expertise46:53 Supporting English Language Learners (ESL) Together51:30 Rock Photography Exhibit at LibraryWe would love to hear from you.Give us your feedback, or suggest a topic, by leaving us a voice message.Email us at hello@lookingforwardourway.com.Find us on Bluesky and Facebook.Please review our podcast on Google!And of course, everything can be found on our website,

"Tax Fairness for Homeowners": "We need to keep senior citizens in their homes or disabled folks or veterans so they get to keep their homes by doing something for the property taxes so they don't get taxed out of their houses." - State Senator Bill DeMoraIn this episode, we look into the pressing issue of the housing crisis and its impact on property taxes in Ohio. Joining us is Ohio State Senator Bill DeMora of the 25th District, who shares his journey from being the "accidental senator" to his current role in public office.Together, we dissect the challenges posed by skyrocketing housing costs and lack of availability, leading to a dramatic 35% increase in property taxes following a recent reappraisal process. Senator DeMora provides insight into the complex property tax system, touching on the intricacies of state and local revenue impacts, as well as the pivotal role taxes play in supporting essential community services such as schools, fire departments, and police.Our discussion also highlights the crucial need for legislative action to address these taxing issues, as citizens grapple with burdensome levies while demanding fair solutions. We encourage you to get involved in the political process, be it through testifying in committees or participating in local government meetings, further underlining the importance of civic engagement in instituting change. If you like this episode, please let us know. We appreciate the feed back, and your support of offset costs of producing the podcast!Key TakeawaysUnderstanding Property Taxes: How the rise in housing costs and lack of availability have sparked a significant increase in property taxes. Senator DeMora explained the appraisal process affecting both personal and business properties.Legislation & Relief Efforts: The need for practical solutions to address the tax burden, like the suggested circuit breaker, raising the homestead exemption, and freezing property taxes for seniors. It's crucial for legislative action to keep pace with the changing demands.Civic Engagement: The importance of getting involved in local government processes. From testifying at committee hearings to participating in city council meetings, citizen engagement can influence policy changes and bring attention to vital community issues.Key Moments00:00 Accidental Senator Due to Redistricting03:23 State's Funding Shift Sparks Controversy09:11 Civic Participation in Government10:50 "Children's Hearing Aid Bill Passed"14:53 County Property Tax Distribution16:41 Franklin County Housing Demand Surge20:48 Races Influence Ballot Issues Outcome23:38 "Addressing Property Tax Relief Options"28:15 Central Ohio's Collaborative Economic Strategy29:36 Intel Project's Uncertain Future36:03 Property Tax Reforms Needed37:10 Ohio School Funding and Voucher Impact40:16 Ohio's Declining Education Funding45:54 Columbus School Board Overhaul49:16 Franklin County Grants and Resources51:19 Columbus Demands Suburbs Support Affordable Housing54:36 Addressing Property Tax and Housing IssuesWe would love to hear from you.Give us your feedback, or suggest a topic, by leaving us a voice message.Email us at hello@lookingforwardourway.com.Find us on Bluesky and

In this episode we welcome back Tammy Wharton, President and CEO of Girl Scouts of Ohio's Heartland, to give an update on the Dream Big initiative and the new STEM Leadership Center at Camp Ken-Jockety. Tammy shares the excitement surrounding the opening of the building and its functional purpose, emphasizing that it serves not only the girls but also the wider community and youth in Central Ohio.Top takeawaysSTEM Leadership Center: The Girl Scouts of Ohio's Heartland has opened a STEM Leadership Center, fulfilling the Dream Big program's promise of promoting STEM education for young girls in Central Ohio.Dream Big Initiative: The program started in 2018, aiming to put 2.5 million girls in the STEM pipeline by 2025. It's a transformational step aimed at providing immersive STEM experiences.Community Engagement: The STEM Leadership Center is for all children and community members in Central Ohio, offering various programs and collaborations with schools and community groups.Ohio State of the Girl Report: This report, created by Girl Scout councils across Ohio, addresses the challenges girls face and includes actionable steps for teachers, caregivers, and mentors to support them.Digital Literacy: A significant focus is on teaching girls digital literacy, as many challenges such as cyberbullying are linked to technology use.Importance of Physical Activity: Limiting screen time and encouraging outdoor physical activities are vital for improving girls' physical and mental well-being.Combating Bullying: Strategies to combat bullying include establishing supportive connections with caring adults and providing anti-bullying education in schools.Economic and Social Importance of STEM for Girls: Recruiting more women into STEM fields is critical for the workforce, as women make up over 50% of the population but are underrepresented in STEM.Hands-On Learning at the STEM Center: Programs at the center are designed to provide girls with hands-on learning opportunities, like building a dollhouse with a 3D printer, and showcasing potential career paths.Building Confidence and Support Networks: It's crucial for girls to build self-confidence and have supportive networks to improve academic success, fight bullying, and create a positive body image.If you like this episode, please let us know. We appreciate the feed back, and your support of offset costs of producing the podcast!Key moments04:10 Investing Early in Girls' STEM07:29 "Essential Report for Educators"11:52 Unrealistic Beauty Standards in Media15:59 Promote Anti-Bullying Education20:09 Empowering Girls Through Construction Skills23:32 "Embrace Failure to Succeed"27:15 Building Confidence to Prevent Bullying29:58 Boosting Women in STEM33:51 Empowering Gold Award Girl Scouts39:46 Observations on Booth Interactions42:16 Outdoor Classroom for All SchoolsWe would love to hear from you.Give us your feedback, or suggest a topic, by leaving us a voice message.Email us at hello@lookingforwardourway.com.Find us on Bluesky and

Facing Retirement: "But isn't it interesting that once you retire, as we call it, right, and you leave that organization...you're faced with that "what am I gonna do now?" Well, what do I wanna do? Well, you haven't thought about it because remember, those thirty years, they were spent all about the organization, all about the next career move, the promotion, the stock options, the 401k." - Eric Pennington, Spirit of EQWe look into the complex and often misunderstood concept of retirement with the guidance of expert guest, Eric Pennington. As the managing partner of Spirit of EQ and author of "The Well-being Guide," Eric brings a unique perspective on the emotional intelligence required to face retirement's challenges and opportunities. Together, we explore the fear and misconceptions surrounding retirement, the pressure from societal norms and marketing, and the essential resources needed for a fulfilling post-career life. Eric emphasizes the importance of self-discovery, building emotional intelligence, and preparing mentally and physically for this new chapter. Whether you're nearing retirement age or just starting to consider your future, this episode offers valuable insights on redefining retirement and creating a meaningful and purposeful life beyond traditional career paths. We uncover the myths of retirement and learn how to navigate the emotional journey toward this next adventure.If you like this episode, please let us know. We appreciate the feed back, and your support of offset costs of producing the podcast!Here are three key takeaways from our conversation:Rewire Your Mindset: Your brain is capable of being rewired, even as you approach retirement. Building emotional intelligence is crucial to facing retirement without fear. Embrace the idea of lifelong growth and redefine what retirement means to you.Build Your Resources: Whether it's financial savings, health, or emotional support, start building your resources now. Remember, this isn't just about money. Focus on mental, physical, and emotional well-being to prepare for a fulfilling journey ahead.Curiosity and Purpose: Never stop asking questions about your purpose and emotional experiences. Cultivate curiosity and explore what genuinely matters to you, so that when the time comes, you know what your next step will be.Episode Highlights00:00 Developing Emotional Intelligence with Data06:00 "Evolved Minds, Ancient Instincts"07:51 Marketing and the "Not Enough" Culture12:49 Challenging Age-Related Cultural Norms14:17 "Age is Just a Number"18:22 Retirement Planning and Adaptation22:39 Defining Life's Next Journey27:18 "Defining Life's Purpose"28:09 "Post-Retirement Purpose Dilemma"31:19 Exploring Self-Knowledge and Growth36:55 Reflecting on Career Preferences40:02 Weekend Retreat for Self-Discovery42:50 "Empowerment Beyond Retirement Age"46:00 "The Power of Curiosity"48:37 Timely Adaptation Challenges53:26 "Building Your Resource Pillars"57:40 Insights on Thinking Fast and Slow59:05 "Lisa Feldman Barrett Books"We would love to hear from you.Give us your feedback, or suggest a topic, by leaving us a voice message.Email us at hello@lookingforwardourway.com.Find us on Bluesky and

Rethinking Retirement: "People now look at that phase of life after you leave your career, 65 or older, could be 55 or older, as an opportunity to live life differently than you have before." Mark MatsonWe sit down and talk with Mark Matson about transitioning into new phases of life and building a rewarding encore career while giving back to the community. As Mark nears 70, he finds himself with more time for personal interests like swimming and planning a cross-country adventure, though he still enjoys his current job and the surprises it brings.Mark shares a touching story about helping a guy named Paul move from an 1800 square foot house to a much smaller assisted living space. This wasn't just about logistics; it involved handling strong emotional attachments and practical needs. He talks about the importance of guiding people through such transitions with respect, understanding the sentimental value of their belongings, and finding new homes for cherished items.If you like this episode, please let us know. We appreciate the feed back, and your support of offset costs of producing the podcast!Shifting gears, Mark talks about his past in HR, where he spent years working on talent assessment, training, and development. Over time, he collected a ton of personal assessments like Myers-Briggs, DISC, and Enneagram, helping him understand his strengths, weaknesses, and creativity. This eventually led him to explore new interests like interior decorating, thanks to encouraging words from friends and colleagues.Retirement planning is another big topic in Mark's journey. He created a program called "Career Encore" with an HR firm and explored the idea of retirement coaching. Through interviews with retirees, he gained insights on staying active and avoiding a stagnant retirement. Mark's venture into business happened almost by accident. A friend needed help managing home renovations and asked Mark to step in. Applying his HR skills in this new context, he discovered a love for home improvement projects. This led to him starting his own “residential concierge” business, handling everything from beekeeping to home renovations. The gig let him use his talent management, emotional intelligence, and communication skills in a new, exciting way, rekindling his joy for seeing tangible results.Mark recounts the stress of his previous HR role, particularly dealing with layoffs, and his decision to leave in search of more fulfilling work. This resonates with many in his age group who face unexpected career shifts and the challenges that come with them.Starting his own business wasn't easy, but Mark got invaluable help from accountants and attorneys. He stresses that his journey wasn't meticulously planned—he took it one day at a time, staying motivated and faithful. Networking, researching opportunities, and putting positive intentions out there were crucial.Mark's approach to Medicare is pretty creative too—he's got a visual “thermometer” to count down the months until eligibility, cutting down health insurance costs. Through his career shifts, he discovered skills he didn't know he had, getting to enjoy personal fulfillment and flexibility by being his own boss. This episode embodies the value of recognizing transferable skills. It's a conversation full of insights and encouragement for anyone looking to transition into a new chapter in life while making a meaningful impact.Memorable Moments00:00 Career journey from Congress to HR director.07:17 Wish society forewarned uncertain job losses sooner.14:51 Divine intervention helped avoid challenging job situation.21:10 Daily reliance and unexpected opportunities unfold daily.26:50 Developed career encore course with...

What steps should you take if you suspect your identity has been stolen?We are joined by guest Victor Russell, Operations Manager at Apprisen, to explore the pervasive issue of financial scams and how individuals can protect themselves. The discussion covers various scams, primarily targeting seniors, such as the "grandparent scam" where victims are manipulated into sending money continuously until they realize they have been deceived. Another prevalent scam involves romance, where lonely individuals are exploited into giving money, leading to severe financial repercussions like unmanageable debts.Russell underscores the importance of regularly obtaining a credit report to defend against identity theft, given the frequency of database breaches. He recommends using AnnualCreditReport.com to obtain detailed reports from the three major agencies.To add another layer of protection, Russell recommends freezing credit reports, which can prevent unauthorized loans but must be unfrozen before applying for new personal loans.Victor advises against responding to unsolicited digital communications, especially those with suspicious links, as they are often scams. Government agencies like the IRS and the Social Security Administration do not request sensitive information via email or phone.He also stresses the importance of younger individuals being cautious about their online presence, sharing an example involving his daughters and potentially compromising online content. Support this Podcast For those who fall victim to identity theft, Russell outlines a process: contact financial institutions and credit card companies notify the Social Security office file a police report. ftc.gov and the AARP Fraud Watch Line assist identity theft victimsSocial Security Administration and the Consumer Financial Protection Bureau also offer support.Apprisen, the organization Russell represents, is a non-profit agency providing a range of financial services for over 70 years, including debt management, credit health education, housing counseling, and assistance with student loan management. Most services are free, though some may have fees based on income eligibility.Apprisen's free & secure financial analysis: https://iris.apprisen.com/Key Moments00:00 Negotiating terms, managing expenses, and providing credit education.04:26 Lower interest rates boost homebuying and counseling.08:04 Rise in grandparent scam targeting seniors via phone.10:42 Rising scams target financially stable, vulnerable individuals.13:17 Check credit reports for identity theft detection.19:29 Verify contacts and email sources for security.22:53 Fraud incident led to insurance and identity loss.25:51 Be cautious responding to unsolicited digital surveys.28:28 Be cautious with text communication; it's public.31:46 File police report, and notify financial institutions immediately.37:08 Protect and monitor investments against potential threats.40:02 Unfreeze credit report for loan approval issues.41:24 Keep Medicare card secure to prevent theft.47:19 Listener resources included in show notes.49:12 Regularly check and reconcile financial statements.We would love to hear from you.Give us your feedback, or suggest a topic, by leaving us a voice message.Email us at hello@lookingforwardourway.com.Find us on

Our focus is on VOICECorps, an essential service for individuals with visual impairments in Ohio. Featuring guests Mark Jividen, the Executive Director, and Dana Sims, the Marketing and Development Director, the episode explores the organization's impactful work, its adaptation to new technologies, and the crucial role of volunteers.Mark Jividen starts by discussing how the prevalence of blindness has shifted over time. Previously, many young people were affected by diseases now largely conquered. Today, the issue is more prevalent among the aging population due to conditions like diabetes, glaucoma, and age-related macular degeneration (AMD). This rise in blindness among the elderly population coincides with a reduction in traditional support systems, leading to increased isolation. Dana Sims outlines how Voicecorps serves this community by providing real-time news and information, such as reading grocery ads, which helps foster independence. The service also offers entertainment and a friendly voice, creating a sense of community and combating isolation. Volunteers, who often form long-term relationships with listeners, are integral to VOICECorps' operations. Sims notes that the service's programming is reminiscent of old-time radio, blending news and entertainment in a holistic manner.Daily broadcasting operations at Voicecorps are comprehensive, starting with live broadcasts from 7 AM to 10:30 AM, including segments like the Wall Street Journal and local news. Most content is prerecorded and undergoes quality checks before broadcast. If you like this episode, please let us know. We appreciate the feed back, and your support of offset costs of producing the podcast!The organization has consistently upgraded its equipment to a fully digital operation, funded by state capital budgets and local foundations over the past six years. VOICECorps offers programming in two formats: live and on-demand, akin to podcasting, and began streaming content in 2001. They are now transitioning to a podcast platform for easier access and subscription.Listeners can provide feedback and suggest new materials through a feedback line, and the service is accessible via several methods including live streaming on their website, smart speakers, over-the-air broadcasting in several Ohio cities, virtual TV channels, and SAP channels on Ohio cable. Applications are available for both Android and iPhone users. Voicecorps encourages listener engagement to provide feedback to supporters and volunteers.Founded by individuals with visual impairments and utilizing FM radio subcarriers for background music, VOICECorps launched on November 17, 1975, and is approaching its 50th anniversary. It was one of the first such services in the U.S. and remains unique due to its initiation by service recipients. The podcast highlights how Voicecorps reduces isolation among people, particularly the elderly, by providing timely information and connecting them to resources. The episode ends with a call to foster relationships, share contact information, and continue to impact lives positively.Key Moments00:00 Broadcasting career spanned decades in Columbus radio.06:05 Early talking books: vinyl for accessibility.07:20 Voicecorps began broadcasting timely news, 1975.12:51 Empowering independence through accessible news and advertisements.16:05 Volunteers read, diverse backgrounds, remote flexibility.20:32 Programs can be recorded and shared remotely.23:25 Technology accelerated growth during pandemic challenges.28:31 Broadcast isn't live after 10:30; it's prerecorded.32:04 Transitioning from streaming to...

The federal government created individual retirement accounts (IRAs) in the mid-1970s as a retirement savings vehicle. Over time, the financial landscape has changed, impacting tax consequences and distribution rules for IRAs, especially inherited non-spousal accounts.We welcome expert Larae Schraeder from Schraeder Law to discuss Individual Retirement Accounts (IRAs) and the associated financial and tax consequences, particularly for inherited non-spousal accounts. Larae, who transitioned from financial services to law, brings expertise in estate planning, probate, and elder law. She underscores that IRAs, typically tied to an individual's Social Security number, provide special tax treatment. This discussion broadens to include other retirement accounts like 401ks and 403(b)s, underscoring their importance as pensions fade away.Key topics include required minimum distributions (RMDs) that mandate individuals withdraw a minimum amount annually once they reach a certain age. Updating beneficiary designations is crucial to ensure accounts bypass probate and avoid complications. Fees are another critical issue. Understanding all associated costs and their impact on your financial planning is essential. The complexities of inheriting IRAs are also discussed. Legislative changes now require non-spousal heirs to withdraw inherited IRAs within ten years, often resulting in significant tax burdens. Qualified charitable distributions can help reduce taxable income.Surviving spouses have more options; they can treat the deceased spouse's IRA as their own or as an inherited IRA. Lorraine advises professional guidance to tailor strategies according to individual situations, particularly because some decisions have strict deadlines following the account holder's death.Debts of the deceased are also addressed. Generally, debts aren't passed to heirs, but IRAs without beneficiaries can be used to pay off debts during probate. Therefore, having designated beneficiaries ensures funds pass directly to heirs.Key TakeawaysBeneficiary Designations: It's crucial to keep beneficiary information up-to-date. Outdated or unclear designations can lead to unintended consequences and added complexity for your heirs.Understanding RMDs: Required Minimum Distributions (RMDs) can significantly impact your taxable income and Medicare costs. Knowing the RMD rules and planning ahead can help mitigate these effects.Inherited IRAs: If you inherit an IRA, especially as a non-spousal beneficiary, understanding the recent legislative changes and the 10-year distribution rule is essential to manage tax obligations effectively.If you like this episode, please let us know. We appreciate the feed back, and your support of offset costs of producing the podcast!Key Moments00:00 From Finance to Estate Law04:09 IRA Importance for Retirement Savings09:31 Estate Benefits: Naming Pitfalls11:02 Choosing the Right IRA Custodian14:48 Automatic Fund Transfers & Beneficiary Updates17:58 Marriage's Impact on Beneficiary Designations23:14 Unintended Financial Gaps in Inheritance26:38 Qualified Charitable Distributions Limitations30:37 Plan Early for IRA Distributions34:03 Managing Estate Disputes as Executor37:13 Inherited IRA Decision GuidanceWe would love to hear from you.Give us your feedback,...

"In Ohio, small businesses drive $1,700,000,000 of economic impact. And in 2023, Ohio jobs create or Ohio businesses small businesses created 10,747 new jobs in 2023." Brett Johnson and Carol Ventresca invite Kelly Fuller, a seasoned guest expert and the Senior Vice President of the Columbus Chamber Foundation, to discuss entrepreneurship. Emphasizing local resources, Kelly provides a wealth of recommendations for those starting or running a small business.Networking and Local ResourcesFuller highlights the importance of connecting with local chambers of commerce and economic development offices. These entities offer a plethora of networking opportunities and resources that can be invaluable for new business owners. Fuller underscores that even non-paying members can join chambers to benefit from networking events. Carol suggests that vendors, who are often fellow small business owners, are valuable sources of information.The discussion also brings attention to the importance of expanding one's networking horizon beyond their own industry. This approach can help entrepreneurs meet potential customers and peers in similar situations, thus broadening their support network.Programs and InitiativesThe Columbus Chamber has multiple programs aimed at supporting small businesses. One notable initiative is the Accelerate Program, funded by the city of Columbus. This program includes sessions like "brand camp" tailored to help businesses with their branding and messaging. Other remarkable programs include:Local Libraries and SBA ResourcesLocal libraries and SBA Small Business Development Centers (SBDCs) are also highlighted as essential resources. Public libraries often have business centers or knowledgeable librarians who can provide guidance. SBA SBDCs are particularly useful as they offer services even in rural areas. The Ohio Small Business Development Centers are widely accessible and federally funded, suggesting that similar resources might be available in other states as well.Fuller advises new entrepreneurs to be cautious and thoroughly research available resources to avoid unnecessary spending. Many resources can be accessed free of charge or at a reduced cost, making it essential to leverage these tools early in the business journey.Financial Management and Legal ConsiderationsThe conversation touches on the crucial aspects of managing cash flow and financial growth. Entrepreneurs must exercise financial restraint, avoiding significant expenditures on premium options initially. Rapid growth can lead to complications, particularly if a business can't meet increased demand.They recommend utilizing local resources like the SBA and SBDC for guidance on navigating these complexities. Engaging professional services such as accountants or attorneys might be costly but approaching them well-prepared can make the interactions more cost-effective.Branding and Cost-Effective StrategiesBranding emerges as a non-negotiable element of business success. "Brand Camp" by Conspire helps businesses establish their brand identity, which is crucial for differentiating in competitive markets. Fuller suggests that employing interns from colleges or high schools for managing social media and branding tasks can be a budget-friendly option. For example, Ohio State University's Bucks GoPro program offers opportunities to engage student-athletes for handling social media efforts.Additionally, Carol points out that cultivating relationships with professionals like CPAs can significantly aid as the company grows. Starting initially with interns or affordable solutions makes it easier for businesses to scale their professional...

We are thrilled to present an episode rich with insights for aspiring and current entrepreneurs, with tips from several local experts. Each guest brings a wealth of experience and valuable advice for those looking to start or grow their businesses in Ohio.We begin by discussing the significance of self-confidence and the myriad of questions that come with starting a business. Our first guest, Katie Ellis, the president and CEO of the Tri-Village Chamber Partnership, highlights the benefits of joining a Chamber of Commerce. Katie explains that chambers offer numerous opportunities for brand awareness, networking, and access to critical resources. They also provide member-exclusive benefits like health insurance and professional development programs. She encourages new entrepreneurs to explore different chambers and find the best fit, even suggesting attending events without committing to a membership initially.Katie also mentions SCORE, a nonprofit supported by the U.S. Small Business Administration that pairs entrepreneurs with mentors who offer personalized guidance. Additionally, she recommends ECDI, which offers business incubation programs and small business loans, and organizations like NAWBO and the Women's Small Business Accelerator for female entrepreneurs.Next, Carol introduces Frank Agin, president of AmSpirit Business Connections. Frank emphasizes the importance of networking in entrepreneurial success. He asserts that businesses thrive through relationships and provides three key networking tips. First, find a mentor who is well-connected and can offer guidance without necessarily charging for their services. Second, focus on building relationships with strategic partners who operate in the same circles but offer different products or services. For example, Frank, a former attorney, built relationships with bankers, accountants, and payroll professionals to generate referrals. Lastly, Frank advises getting involved in the community, as this increases exposure and positions one as a committed and valuable community member.Brett introduces Darlene Ziebell, a seasoned business adviser with over three decades of experience. Darlene provides crucial tips on developing a brand, particularly focusing on social media and marketing. She starts by stressing the importance of creating a compelling elevator message that conveys the unique value of a business. The final part of this message should emphasize the benefit customers receive by choosing your product or service over others.Darlene's second tip is to establish a differentiating message that sets your business apart from the competition. This message is vital before spending any money on marketing or branding, as it ensures that the investment will not be wasted. Watching television commercials and social media ads can provide insight into effective differentiating messages.Lastly, Carol introduces Ken Lazar, the chief career officer for the Ability Professional Network. Ken underscores the importance of identifying a niche for your business. When he and his son started their executive search agency, they focused on recruiting sales professionals. This focus helped them build a strong, recognizable brand and become a go-to agency for companies looking to build their sales teams. Ken advises against chasing "shiny objects" or ventures outside your niche, as this can waste time and resources and confuse your customer base.Ken also shares his experience with social media marketing. For his business, LinkedIn proved to be the most effective platform for reaching...

Welcome to the new year!We are celebrating our five-year mark as we enter 2025.We began during the COVID-19 pandemic and have since produced over 124 episodes.We appreciate our loyal listeners and enjoy making the podcasts.We emphasize the importance of having the right co-host and maintaining a good rhythm in their conversations.Our podcast focuses on interviewing experts to provide valuable information to listeners.We encourage listener feedback and suggestions for future topics, aiming to be a resource for the community.The show plans topics well in advance and is open to exploring new experts and international perspectives.We are implementing a "Buy Me A Coffee" app to help cover podcast costs and receive feedback.If you like this episode, please let us know. We appreciate the feed back, and your support of offset costs of producing the podcast!We stress the accessibility of podcasts for all age groups and provide instructions for listening.Thanks to you, our listener, and wish you happy holidays and a happy New Year.Key Moments[00:00:00]: Reflecting on the Year and Looking Ahead[00:00:14]: Celebrating Five Years of Podcasting[00:00:41]: Overcoming Challenges and Reaching 100 Episodes[00:01:25]: The Importance of Finding the Right Co-Host[00:02:08]: Conducting Interviews: Virtual vs. In-Studio[00:02:52]: Providing Resources and Expert Advice[00:04:26]: Planning and Preparing for the Upcoming Year[00:06:21]: Encouraging Listener Feedback and Topic Suggestions[00:07:48]: Expanding Topics and Expert Network[00:11:05]: Introducing the 'Buy Me a Coffee' FeatureWe would love to hear from you.Give us your feedback, or suggest a topic, by leaving us a voice message.Email us at hello@lookingforwardourway.com.Find us on Facebook.Please review our podcast on Google!And of course, everything can be found on our website, Looking Forward Our Way.Recorded in Studio C at 511 Studios. A production of Circle 270 Media® Podcast Consultants.Copyright 2025 Carol Ventresca and Brett Johnson https://creativecommons.org/licenses/by-nd/4.0/If you like this episode, please let us know. We appreciate the feed back, and your support of offset costs of producing the podcast!

How can the death of a spouse affect the surviving partner's financial stability and credit score, and what steps can be taken to mitigate these impacts?We discuss financial challenges facing Ohioans aged 50 and over, with a specific focus on surviving spouses. Featuring consumer law attorney Laura Nesbitt, the episode focuses on the financial instability that can arise after the death of a spouse, emphasizing the importance of managing banks, bills, and credit scores effectively.Laura highlights that accessing accounts often requires a death certificate, and autopay bills can become problematic without account access. Estate planning should extend beyond a will and power of attorney, incorporating detailed financial documentation to facilitate smoother transitions during crises. Technology aids like Monarch Money, Quicken, and password management tools can help manage finances and account access. Regular credit report checks from major agencies are recommended to monitor and manage accounts.Addressing legal responsibilities, Laura advises against paying a deceased spouse's bills, except in joint account situations. She explains how nursing homes might wrongly bill family members and the need to verify any obligation to pay. Estates with assets or debts generally go through probate, allowing six months for creditors to file claims post-death. Informing credit bureaus of a spouse's death and freezing their Social Security number can prevent new debts and identity theft, while freezing one's own credit can be protective and temporary.Laura discusses the burdens and stigmas of homeownership and bankruptcy. Full mortgage leverage can risk financial instability if the market drops, making Chapter 13 bankruptcy a viable solution for stripping second mortgage liens. She highlights that renting may be more economical for older individuals with no home equity.The financial impact on surviving spouses can include reduced Social Security benefits and loss of additional income. Comprehensive financial information and family support are crucial, with open discussions about managing finances and knowing available resources. For families with dependents like grandchildren, seeking financial contributions from other household members is vital.Laura emphasizes that people often delay considering bankruptcy despite its potential benefits, due to the credit industry's stigma. Bankruptcy can stop creditor contact and prevent further credit score damage. Suitability for bankruptcy depends on individual circumstances, with certain debts like student loans and recent tax debts being non-dischargeable.Key Moments00:00 Consumer law attorney, bankruptcy expert since 2009.03:08 Importance of managing credit scores after spouse's death.09:17 Utility bills can impact credit if reported.12:40 Ensure personal account responsibility; avoid joint accounts.13:24 Keep financial accounts separate to avoid issues.16:32 Organize finances and passwords for estate planning.22:07 Check credit reports quarterly to monitor accounts.24:08 Verify responsibility before paying deceased spouse's bills.27:42 Consider freezing credit, especially for security.31:28 Research carefully before entering debt management programs.35:47 Evaluate finances and debt; bankruptcy may help.38:25 Chapter 13 bankruptcy can strip 2nd mortgages.40:09 Older spouse survivor faces reduced income sources.43:09 Generosity often leads to personal financial debt.47:27 Merging firms for comprehensive tax and bankruptcy services.49:00 In-house services streamline, avoid restarts, ensure continuity.We would love to hear from you.Give us your feedback, or suggest a topic, by leaving us a voice message.Email us at...

The latest episode of "Looking Forward Our Way" features an engaging discussion about the pivotal role of advisory councils in addressing the needs of older adults at the state and local levels. The episode brings together Anna Tobin and Melissa Owens, two prominent figures in the aging services sector, to share their insights and experiences. Grant Ames, Government and Community Relations Manager at the Central Ohio Area Agency on Aging (COAAA), also provides valuable context about the agency's goals and operations.Anna Tobin: Role as Council MemberAnna Tobin, President of the COAAA Advisory Council and Executive Director of Meals on Wheels Older Adult Alternatives of Fairfield County, shares her extensive experience in social services, emphasizing the importance of advisory councils. Anna describes these councils as invaluable platforms for networking and bringing community needs to the forefront. By participating in advisory council planning sessions, members can support both state and local aging plans. Anna's discussion includes the sharing of legislative information, talking points for advocacy, and insights into funding opportunities, such as the ARPA funds and healthy aging grants. The networking aspect allows for an exchange of vital information with colleagues, enhancing service delivery across regions.Melissa Owens: Benefits to CountiesMelissa Owens, Executive Director for Licking County Aging Partners, elaborates on the benefits county-level stakeholders gain from council meetings. She stresses the importance of educating county legislators and officials about the federal-state-local system, aiding them in understanding and navigating resources at various governmental levels. These meetings also facilitate connections and knowledge gathering from experienced individuals, thereby equipping counties with the tools needed to effectively serve older adult populations.Problem-Solving within the CouncilMelissa Owens explains the council's role as a resource network for problem-solving, noting that other members may have encountered and resolved similar issues. Planning and CollaborationAnna Tobin provides insight into the critical planning process supported by advisory councils, referencing the Ohio Department of Aging's strategic plans. She underscores the importance of aligning local goals with state objectives to ensure quality services for seniors. Shared Innovations and LearningThroughout the discussion, the speakers share examples of successful initiatives and collaboration efforts. Anna Tobin mentions a guardianship service board modeled after Franklin County's initiative, highlighting the process of securing startup funding and adapting successful models locally. Melissa Owens talks about adaptable programs like friendly visitor and senior companion programs, adjusted based on county demographics and needs. Building Connections for New LeadersGrant Ames stresses the importance of strong regional networks in supporting senior services, pointing out the benefits for new leaders to learn from their experienced counterparts. The advisory councils not only aid in navigating complex systems but also foster professional growth and knowledge sharing.Key Moments00:00 Advisory council collaborates on older adult services.03:42 Grateful senior services leader with extensive experience.07:45 Networking, community advocacy, planning, implementing support initiatives locally.10:00 Learning and sharing process knowledge with counties.12:53 Advisory council efficiently solves nonprofit organization problems.17:36 Similar issues in urban, suburban, rural areas.22:28 Supporting aging plans through local strategic implementation.25:53 Connecting new leaders with experienced mentors strengthens region.27:21 Contact local aging office;...

"This was a a really strong convening then for employers and education to to better communicate and then plan on how to improve that connectivity between graduating students and employment."We welcome guest experts John Hambrick, Work-Based Learning Coordinator at the Educational Service Center (ESC) of Central Ohio, and Lauren Stowe Jones, Senior Director of K-12 Partnerships at Columbus State Community College.John Hambrick, who moved to Columbus in 1998, transitioned from a background in education and restaurant industry work into non-profit roles, ultimately leading him to his current position in workforce development at ESC of Central Ohio. The Educational Service Center serves 30 member school districts across eight counties, working to bridge the gap between K-12 education and industry needs.Lauren Stowe Jones started her educational journey as a 7th-grade teacher in Boston but returned to Central Ohio due to high living costs. She joined Columbus State Community College, where she worked on reforming developmental education to reduce the need for remedial courses. Presently, she oversees 10,000 high school students taking college credit courses through the College Credit Plus program. This significant initiative offers free college courses to high school students, impacting their educational pathways.Both guests emphasize preparing students for future job markets by aligning educational programs with evolving industry demands in Central Ohio. They highlight dual enrollment and teacher education programs as critical strategies. Lauren discusses how dual enrollment influences teaching demographics and necessitates changes in teacher preparation to deploy educators quickly and support their continuous development. John highlights Ohio's emphasis on expanding registered apprenticeship programs, especially to address teacher shortages, and mentions the creation of teacher academies in school districts as pre-apprenticeships.Ohio's alternative licensure models are also a focal point, creating pathways for veterans and industry professionals to enter teaching roles. John outlines significant state funding to support education, including a $100 million investment from the Ohio legislature for career technical education equipment and workforce boot camps. While the full impact of these initiatives on students remains to be seen, the guests express optimism about creating more informed and prepared students.The conversation turns to the integration of technology, particularly the role of AI, in education. AI is viewed as a complement to traditional teaching methods rather than a replacement. Teachers will need to adapt, and educational policies will have to guide the use of AI in schools. Community involvement is also essential, with partnerships between colleges, businesses, and economic development sectors shaping educational messages and providing resources.Educational innovation is discussed, including the creation of innovation labs equipped with VR, 3D printers, and augmented reality tools. These efforts aim to provide equitable access to technology for all students. Programs like the Intel project highlight economic development activities, with a need to communicate future manufacturing and economic opportunities to the community. Columbus State has introduced career educators focused on in-demand industries and developed tailored educational materials for various audiences to spread awareness about regional career opportunities.Partnerships with economic development partners are crucial to bring business insights into the educational realm, helping prepare students for new career pathways. Emerging technologies, smart mobility, and connected technology in Central Ohio are also highlighted, with resources provided by entities like the Department of Transportation and DriveOhio. Columbus State's advanced training center in New...

Employee resource groups (ERGs) are vital in providing support to veterans, helping them feel less isolated and more integrated into their new work environments.We sit down with Ronnie Bailey, the Human Resources Manager at Bullen Ultrasonics, to talk about a critical topic during this National Veterans and Military Families Month: the value of veterans in the civilian workforce.We explore the challenges veterans face when transitioning from military to civilian life. This includes the stress of job loss and the mental health issues stemming from a perceived loss of importance. Ronnie shares his journey from military leadership to HR, highlighting the significance of explaining the "why" to motivate younger workers and how this applies across both military and civilian contexts.We discuss the importance of veteran services, hiring programs, and the resources available but often unknown to veterans. Ronnie's experience at Bullen, recognized for its outstanding veteran hiring program, offers a unique perspective on helping veterans translate their military skills into civilian job success. We also touch on the importance of creating an inclusive workplace culture that values diversity and the unique strengths veterans bring to the table.Learn more about how employers can better support their veteran employees and the mutual benefits this brings to both veterans and their organizations. Top TakeawaysVeterans often face significant stress and mental health issues when transitioning from military to civilian life, particularly when job loss forces them to move back with their parents.Although veteran services and resources are available, many veterans are unaware of how to access them, highlighting the need for better information dissemination.Employee resource groups (ERGs) are vital in providing support to veterans, helping them feel less isolated and more integrated into their new work environments.There is often a disconnect between the languages and job tasks understood by veterans and civilian hiring managers, which can complicate job placement and retention.Motivating younger employees, both in the military and civilian workforce, requires leaders to communicate the purpose and value behind tasks and roles.Initiatives such as Bullen's military hiring program, which has received recognition from the US Department of Labor with the Hire Vets Medallion, are crucial for successfully incorporating veterans into civilian jobs.Veterans might struggle with interviews due to the shift from a team-focused military environment to an individual-focused civilian job market, necessitating specific support and preparation.Veterans often possess valuable leadership skills and a continuous improvement mindset learned in the military, which is beneficial in civilian roles, particularly in HR and supervision.Including veterans at all levels within a company enriches the workplace with diverse experiences and perspectives, fostering a more inclusive and supportive environment.While veterans should be provided with the necessary support, treating them equally without undue special treatment is as important as ensuring they feel like a part of the team and the larger valued workforce.Key Moments06:23 Former packaging worker explores changing manufacturing processes.09:42 Career advancement opportunities are less as you climb.13:32 Good NCOs support and inspire soldiers personally.17:37 Help new hires understand and sell...

Empowering Voters: Understanding Campaign Financing, Fair Districting, and Poll ParticipationBrett and Carol chat with Jen Miller, the Executive Director of the League of Women Voters Ohio, about the nitty-gritty of ballot issues and voting policies.Jen talks about a cool bipartisan effort to draft a new amendment (Issue 1), mentioning notable figures like Maureen O'Connor and Yvette McGee Brown. This amendment has some serious backing from a wide range of groups, including teachers' and nurses' unions, the NAACP, and even the Libertarian Party.The conversation takes a turn towards the topic of dark money in politics, which became a hot issue after the Citizens United decision. Jen underscores the need for transparency so voters know who's funding political ads. She's passionate about ending gerrymandering, believing it would make legislatures more responsive and improve policymaking. Gerrymandering, she argues, kills voter satisfaction and participation.More engagement and compromise in the legislature would tone down extremism and serve citizens better. Jen encourages everyone to get involved in democracy, pointing to resources like vote411.org and voteohio.gov. She also talks about the importance of becoming poll workers and making sure our communities are ready to vote.Jen criticizes gerrymandering for reducing accountability and allowing representatives to focus more on party extremes and big donors rather than a broader voter base. Despite these obstacles, she urges citizens to stay vocal and visit district offices.The League of Women Voters Ohio is highlighted as a diverse organization in terms of age, offering great opportunities for mentorship between older and younger members. Jen gives tips on making voting less intimidating for young voters, like checking registration and polling locations since these frequently change.We talk about Ohio's strict voter ID requirements—now including passports and specific veteran IDs while excluding county veteran IDs. Jen calls for veterans to advocate for changes to these laws. There's also a mention of fewer candidates participating in forums, which reduces chances for voter-candidate interactions. The League organizes forums with a “speed dating” style to let voters meet candidates without heated debates.Jen and Brett discuss the rise of misinformation and the need for consuming diverse media to keep from getting stuck in echo chambers. Brett expresses frustration when candidates don't take forum questions seriously, feeling it reflects poorly on their ability to serve in office. They both mention the impact of gerrymandering on these issues.In Ohio, recent changes to the election process have led to voter dissatisfaction, partly fueled by misinformation from elected officials. Jen suggests voters hold state authorities like the Secretary of State accountable for election integrity. She also lists ways to engage, like attending hearings, contacting election boards, volunteering as poll workers, and using the Election Protection Hotline (866-OUR-VOTE) for any issues.The League of Women Voters is all about fair election practices and doesn't play sides. They've been around since the Ohio Women's Suffrage Association days, focusing on empowering voters, especially women. They operate on national, state, and local levels and rely heavily on volunteers to keep things running smoothly.Jen emphasizes the importance of informed voting and spells out the steps for absentee/mail voters, urging them not to procrastinate. Tips include mailing ballots early and using county dropboxes to avoid delays. She also goes over Ohio's strict ID requirements again, stressing that voters need to check what's valid now.Jen dives deeper into gerrymandering, explaining Issue 1 (OH), which aims to reform the redistricting process. The goal is to keep politicians and lobbyists out, ensure a balanced commission, and...

In this episode, we are joined by Josh Kinzel from Seniority Benefit Group to discuss key changes and updates for Medicare Open Enrollment 2024, highlighting how these alterations might impact current and prospective enrollees.Josh Kinzel brings 18 years of experience, with a focus on Medicare for the past 16 years. He assists individuals with the often intimidating and multifaceted choice of Medicare plans, alleviating concerns without any charge for services.Open Enrollment for Medicare runs from October 15th to December 7th each year. The discussion underscores the complexity of Medicare and the crucial nature of informed decision-making. Fidelity Investments estimates retirees' lifetime healthcare costs can exceed $160,000, making a thorough understanding of Medicare essential.A significant part of the episode is the reassurance that clients feel when working with local services familiar with area doctors and hospitals. The familiarity brings a level of comfort that can be very reassuring. Regarding premiums, there is uncertainty about the monthly Medicare premium, with a slight increase projected, reflecting typical stability during election years.Several impactful changes include the Inflation Reduction Act that aims to cap annual prescription drug costs at $2,000 by the next year and the Extra Help Program, which offers income-based assistance for drug costs to those earning below $23,000 (individual) or $31,000 (married couple). This program plans to eliminate premiums and deductibles while limiting drug charges significantly. This financial support could benefit millions of individuals.Medicare can now negotiate prices for certain drugs, akin to the Veterans Commission, starting with 10 approved drugs. This negotiation process is expected to lead to significant cost reductions, such as capping out-of-pocket costs at $2,000 and slashing insulin prices to $35 per month.An ongoing promotional push encourages eligible individuals to apply for the Extra Help Program, emphasizing the ease of application and potential savings. The podcast also stresses the importance of accessible information for those impacted.Updates to Medicare Advantage Plans were highlighted as they require mid-year updates to clients starting in 2025 to promote better utilization of available benefits like exercise programs, grocery benefits, and gym memberships, including the popular SilverSneakers program. Expansion in mental health and dementia care programs is also covered, offering support for older adults and caregivers. Additionally, expanded access to 24/7 mental health and dementia care support aims to help patients stay at home longer.Planned negotiations for more drugs will start in 2025, with further expansions expected in 2026. The history of prescription coverage pre-2006 meant patients bore full medication costs, which evolved post-2006 into a system involving co-pays and deductibles, with significant changes brought by the Inflation Reduction Act, including the elimination of the donut hole and the introduction of a $2,000 cap on drug expenses.Medicare's unique parts are outlined: Part A covers hospitalization often with no cost for those who've worked 40 quarters, and Part B covers outpatient services with a 2024 premium of $174.70, typically accounting for 80% of medical claims. Beyond basic Medicare, paths include Original Medicare with Supplements (Medigap) and separate Part D for prescriptions or Medicare Advantage (Part C), which integrates Parts A, B, and often D into one plan managed by a private insurer.Josh emphasizes the non-profit nature of brokers and their role in educating clients without influencing the cost of insurance. Local expertise provided by groups like Seniority Benefit Group is invaluable in navigating Medicare options. Key Moments00:00 Helping with Medicare choices free of charge.03:48 Internship...

Are you curious about how Central Ohio plans to evolve its transportation network to support future growth?MORPC leads strategic transportation planning and coordinates the allocation of federal transportation dollars to local governments. Our guest, Maria Schaper, is the Transportation Study Director at the Mid-Ohio Regional Planning Commission (MORPC). The central focus is the upcoming levy and its significance for the region's future transportation and development needs.The upcoming levy aims to address long-term transportation improvements essential for Central Ohio's growth and economic health. If passed, the levy will replace the current half percent sales tax with a new permanent 1% sales tax, generating about $60 million yearly to fund significant infrastructure projects.The proposed levy aims to support a shift away from car dependency, meeting generational preferences for diverse transportation options. With Central Ohio's population expected to grow significantly by 2050, sustainable transportation investments are crucial to accommodate this influx without overwhelming the region's current infrastructure.A key initiative highlighted by Schaper is the LinkUS program—a comprehensive mobility investment strategy designed to enhance public transportation across the region. The program focuses on an $8 billion plan to significantly improve the Central Ohio Transit Authority (COTA) services by increasing transit service by 45% and developing five bus rapid transit (BRT) corridors by 2050. BRT features include dedicated lanes, level and multi-door boarding, off-board fare collection, clean energy buses, and transit signal prioritization, all aimed at creating a faster and more reliable transit system.The levy will also support the expansion of sidewalks, bike paths, and trails, encouraging walkable and bikeable communities. Additionally, COTA plans to enhance its current routes and introduce eight new COTA Plus zones, providing on-demand transit services.Schaper shares how MORPC's work extends beyond transportation to long-term regional planning, tracing back to the "Insight 2050" study initiated a decade ago. This study evaluated the economic impacts of various development patterns, comparing traditional growth with more focused, denser development along key corridors. The findings have guided the region in balancing growth with preserving rural character and fiscal sustainability.Key Moments08:37 Important resource; long-term plans; levy information crucial.11:31 Dedicated bus lane, efficient boarding, signal priority, COTA improvements.15:11 Vote on quota levy for COTA service.20:12 Growth requires smarter transportation, not just more cars.20:57 Adding lanes induces demand; transit investment needed.24:39 Columbus zoning update boosts new housing development.30:41 Decade-long study on growth patterns and impacts.34:52 MORPC aids regional planning amidst various challenges.36:15 MORPC aids, doesn't dictate, regional transportation planning.40:58 Expanding transit access via new infrastructure projects.45:08 Team presenting initiative information daily through events.46:08 Visit LinkUS Columbus: videos, events, outreach toolkit.51:12 Initial corridor planning, schedule, cost for service development.53:20 Supporting studies and engaging potentially affected communities.We would love to hear from you.Give us your feedback, or suggest a topic, by leaving us a voice message.Email us at hello@lookingforwardourway.com.Find us on

We are joined by career expert Sharon Hamersly to discuss how artificial intelligence (AI) can be a crucial tool in the modern job search, while also emphasizing its limitations and the critical role of human input.**Crutch Words in AI Writing**A common issue with AI-generated content: the over-reliance on generic phrases and crutch words such as "consequently" and "furthermore." These phrases can result in writing that appears insincere or overly generic. **Outdated Free AI Models**The limitation of free AI models, which rely on data that is typically 2-3 years old. This means that recent information and trends may not be reflected in AI outputs generated on these platforms.**Prompt Specificity in AI Use**Sharon Hamersly underscores the importance of specificity in prompts when using AI tools. She illustrates that more detailed prompts lead to better results. For example, instead of requesting generic accomplishments, one should provide specific skills and job levels to receive more relevant outputs. **Applying Critical Thinking**AI-generated content can serve as a good starting point for ideas; however, users must apply critical thinking to tailor these ideas to their specific needs. **Writing Resumes and Personalization**When it comes to writing resumes, don't pay for mass-produced resumes, which can appear identical to others. Instead, use AI as a starting point while ensuring the final resume accurately reflects the applicant's history. **LinkedIn Profiles**Treat LinkedIn as a distinct entity that requires unique, personalized content to genuinely represent the user's professional brand.**Authenticity in Interviews**Personalizing AI-generated content helps avoid gaps in knowledge that could be problematic during an interview.**AI as a Supplementary Tool**AI serves as a helpful tool rather than a complete solution in the job search process. AI-generated content should act as a starting point, upon which job seekers must build with their own creativity and critical thinking.**ATS Compliance and Resume Scams**Sharon warns against services that claim to make resumes ATS (Applicant Tracking System) compliant and disallow the use of bullet points. Such claims are often scams. **AI for Job Search Research**AI can provide more specific and compiled information compared to traditional search engines. For example, asking specific questions about company roles can yield detailed responses. **Limitations and Evolution of AI**Sharon discusses the limitations of AI, such as occasionally generating inaccurate information and lacking critical thinking and creativity. She coins the term "MSU" (makes stuff up) to describe these tendencies. **Plagiarism Detection and AI Training**Sharon experiments with Microsoft Copilot and Scribbr to see how well AI can detect plagiarism and emphasizes the risk of over-reliance on AI tools that might lack personality and accuracy. Carol also mentions that user input can help train AI, though Sharon clarifies that AI generates independent content rather than directly pulling from existing works.Key Moments00:00 AI in job searching: benefits and pitfalls discussed.04:48 AI began mid-20th century; computers weren't powerful enough.10:01 Apprehensive about learning and understanding AI technology.11:00 AI is valuable but requires human oversight.14:47 AI content often repetitive and easily identifiable.19:27 AI assists by generating helpful, specific ideas.20:28 Using AI programs for writing inspiration.26:33 Employers use AI in recruiting; understanding ATS helps.27:13 ATS helps recruiters manage and rank...

**Disaster Preparedness**: "If we are separated and a disaster occurs, where's our meeting place a little bit away? Right? Where are those 2 or 3 meeting places in the 20 mile radius, 50 mile radius, where we know that you're gonna be if I can't reach you." — Cory Paul We welcome Cory Paul, the Executive Director of the Greater Columbus Chapter of the American Red Cross. We discuss a range of crucial topics including the Hero Care Network for service members and their families, training programs like CPR and first aid, and emergency preparedness.We unpack the Red Cross's comprehensive approach to disaster response, its effective collaboration with emergency management agencies, and the importance of building personalized preparedness kits for your family. Cory shares insights on the necessity of having essential items like medications, important documents, and comfort items for children during emergencies. We also cover the practical aspects of staying informed and having alternative communication methods in place when disaster strikes.We explore how you can be better prepared for any unexpected events, the life-saving benefits of AED training, and the importance of community resilience. Whether it's responding to house fires, offering blood services, supporting older adults, or engaging volunteers, the American Red Cross is there to help.Top Takeaways**Hero Care Network**: Offers crucial support and resources to service members and their families, addressing unique needs and challenges.**CPR, First Aid, AED Training**: The Red Cross provides essential life-saving training, including CPR, First Aid, AED training, babysitting classes, and aquatics programs.**Disaster Preparedness**: The Red Cross collaborates with emergency management agencies and other organizations to mobilize volunteers and resources.**Personalized Preparedness Kits**: Cory Paul stresses that preparedness kits should be personalized to meet individual and family needs, considering factors such as medications, important documents, pet supplies, and children's comfort items.**Communication Strategies**: Effective emergency planning includes having alternative methods for contacting loved ones and establishing meeting places in case of separation during disasters.**Importance of Water and Essentials**: Cory emphasizes building preparedness kits gradually, starting with a 3-day supply of essentials such as water, and integrating emergency planning into daily routines.**Fire Safety Initiatives**: The Red Cross installs free smoke alarms, conducts home fire safety checks, and provides recommendations for smaller, easier-to-handle fire extinguishers, especially for older adults.Key Moments00:00 Dedicated 13-year Red Cross service across Ohio.05:57 Red Cross provides various services, including disasters.09:07 First aid, CPR, AED crucial in emergencies.12:53 Collaboration among agencies for effective emergency response.16:38 "Tips for preparing and organizing supplies."19:55 Consider geographic location when preparing for emergencies.22:49 College dorm fire, electricity issues, disaster experience.26:26 Prepare emergency kits with essentials for evacuation.29:19 Prepare for emergencies, stay connected with loved ones.31:24 Plan emergency locations, connected with family.35:02 Juggling tornado impact, emergency preparedness for seniors.40:29 Contact 1-800-Red-Cross for help or classes.44:02 Free hands-only CPR classes offered by Red Cross.47:05 Learn from past incidents, use data. Leaders.48:59 Building relationships with small and large teams.51:29 Seeking...

Aging Population Boom: "There will be more seniors than there are kindergarteners by 2030." — Chanda WingoWe're thrilled to have Chanda Wingo, Director of the Franklin County Office on Aging. She shares insights on an innovative blueprint aimed at understanding the impact of an aging community and guiding local stakeholders in allocating necessary resources. We explore the various programs and support systems the Office on Aging provides, such as the successful Senior Options levy program, which has been aiding seniors for over three decades.Director Wingo also sheds light on the critical issues confronting our aging population, including housing, food insecurity, and workforce shortages. She emphasizes the importance of recognizing and supporting caregivers, combating ageism, and the role of community involvement in ensuring the well-being of older adults.Learn how Franklin County is working tirelessly to support its seniors, ensuring they have the resources and services needed to age in place with dignity and independence. Top TakeawaysDirector Chanda Wingo is developing a comprehensive blueprint to guide community stakeholders in understanding the impact of an aging population and allocating resources effectively.The Senior Options program, successful for 32 years and supported by voters, will seek renewal in 2027. This program includes vital services such as minor home repair and in-home support.Adult Protective Services addresses elder abuse and neglect, with self-neglect being the primary issue. The goal is to keep seniors safely in their homes whenever possible.Conducted in late 2021, the community needs assessment revealed that most (over 94%) seniors wish to remain in their homes, highlighting the need for home-based support services.Recognizing the critical role of caregivers, the Office on Aging offers programs that support family members who provide care, including financial assistance and resources.Social isolation among seniors can lead to severe health impacts. Families, friends, and neighbors are encouraged to check in on older adults to provide support and combat loneliness.Collaborations with youth groups aim to spark interest in caregiving professions and create advocates for older adults by fostering intergenerational relationships.The office is implementing new technologies, including a self-service portal and video calling, to make it easier for seniors to access services and communicate with caregivers.Ageism remains a significant issue, impacting employment and resource access for older adults. Awareness campaigns and training are necessary to combat ageism as a social determinant of health.The Bridge Team Initiative aims to increase community connectivity and provide face-to-face contact and services, with Case Managers placed in hospitals to assist seniors and their families.Key Moments07:32 Grocery cost rise, food insecurity, workforce challenge.12:14 Caregivers valued, need support and resources available.13:40 Phone calls vital for seniors' health and care.16:43 Generational demographics impact society, aging population addressed.21:17 Approaching midpoint, levy renewal expected in 2027.23:30 Protective Services validate, support seniors, address neglect.27:36 Caregiver focus, support, resources for stressful role.31:51 Promoting community events and launching new initiative.35:19 Ohio faces caregiver shortage, need for support.39:04 Tech drop-ins build intergenerational bonds and advocacy.41:37 Kinship program needs extra attention for success.46:10 Ageism deep, comparable to other discriminations.47:12 Combatting ageism through...

"They can grab a cart, grab a clipboard, and essentially go shopping free of charge for whatever they need to support their program."— Eric RutkowskiWe welcome Eric Rutkowski, the program director for Leveling The Playing Field Ohio. Eric shares his inspiring mission to support youth sports across Ohio by ensuring that programs in Columbus, Cleveland, and Cincinnati can share equipment and resources. We'll talk about the importance of community donations, the need for unrestricted funds, and the desire for an independent warehouse to better serve these youth programs. Eric will also discuss how teams and schools can apply for equipment, emphasize the critical role of volunteers, and share the aspirations for expanding this impactful initiative statewide. Get ready to explore how sports can provide invaluable life lessons and opportunities for kids and how you can get involved in leveling the playing field for youth sports across Ohio. Top TakeawaysEric Rutkowski works to ensure that youth sports programs in Columbus, Cleveland, and Cincinnati are aware of each other and can share sports equipment to maximize resources across Ohio.Donations ensure that all sports equipment can be provided free of charge, and more staffing and a dedicated van are needed for better service.Teams and schools can apply for sports equipment through a streamlined process. The organization accepts various sports equipment, including specialized items, to introduce kids to new sports and broaden their experiences. Volunteers play a vital role in sorting, inventorying, and cleaning the warehouse. Equipment collection drives are a primary method for gathering donations, often organized as service projects by young people, which is crucial for sustaining the inventory.Support from organizations like Besa and The Columbus Foundation have been instrumental in expanding Leveling The Playing Field to Ohio.Leveling the Playing Field is a national organization with significant reach, having assisted over 2,000 organizations and donated over $14 million worth of sports equipment.Key Moments00:00 Active in nonprofits, sports, and community engagement.03:43 Max Levitt saw equipment waste, started donation program.06:59 Columbus organizations address declining youth sports trends.13:13 Donating sports equipment to benefit many players.16:31 LPF relies on grassroots efforts for equipment.20:43 Installed collection bins at sports facilities and stores.24:13 Educators access free gear to support programs.25:52 Kids and families set up collection boxes.30:58 Leveling the playing field for Ohio communities.34:22 Secure donations and community support for growth.We would love to hear from you.Give us your feedback, or suggest a topic, by leaving us a voice message.Email us at hello@lookingforwardourway.com.Find us on Facebook.Please review our podcast on Google!And of course, everything can be found on...

Consolidating Accounts and Legal Risks: "I think the biggest risk would be for the financial accounts because the person that does know the password that is the key to the kingdom may not understand where their control starts and where their authority ends, And just because they know the password to that bank account doesn't mean that the dollars sitting in that account are theirs or can be transferred lawfully."— Larae SchraederIn this episode, we talk about the intricate world of digital estates with our expert guest, Larae Schraeder from Schraeder Law. As our lives become increasingly intertwined with digital platforms, from social media to online banking, the question arises: What happens to these digital assets when we pass away? Larae will guide us through the legal landscape of digital estates, offering essential tips on how to manage and protect our digital presence effectively in our wills and estate planning. Top Takeaways1. Digital assets encompass not only obvious items like social media accounts and online banking, but also less obvious ones such as PIN numbers, passwords, and digital files like photos stored in the cloud. 2. A digital executor is someone appointed to manage and oversee your digital assets after you pass away. 3. Simply knowing someone's password does not legally empower an individual to manage their digital assets. 4. Creating a comprehensive list of all digital assets is a fundamental first step in digital estate planning. 5. Handling digital financial assets, like bank accounts or investments, without proper authorization can lead to legal violations. 6. The executor of a digital estate should ideally be tech-savvy as this role requires managing various types of digital platforms and understanding digital security protocols.7. Platforms like Facebook and Apple ID allow users to set up legacy contacts who can manage digital assets posthumously without needing the password. 8. Digital estate planning should consider security measures such as two-factor authentication which protects digital information but also acknowledges the executor's need for access posthumously.9. Active management of digital assets involves not just accessing accounts but properly closing them or managing ongoing subscriptions and payments.10. While a will may address digital assets, adding specific instructions for each type of digital asset or account can be beneficial. Memorable Moments04:46 Identify all digital accounts and secure them.09:18 Granting authority must be carefully considered.12:42 Assets like Amazon points are part of estate.14:54 Formalize will with specific instructions for executor.19:56 Identifying and avoiding common client mistakes.21:40 Set up legacy contacts for Apple and Facebook.We would love to hear from you.Give us your feedback, or suggest a topic, by leaving us a voice message.Email us at hello@lookingforwardourway.com.Find us on Facebook.Please review our podcast on Google!And of course, everything can be found on our website, Looking Forward Our Way.Recorded in Studio C at 511 Studios. A...

We have a special announcement: Employment Forward Seniors, a casualty of the pandemic, now finds a new home under the New Directions Career Center as Mature Works.Joining us are experts Kat Yamaguchi and Jami Phillips from New Directions Career Center. With rich backgrounds in nonprofit program development and job seeker support, they share insights on the unique challenges older job seekers face, such as transferable skills communication, navigating online applications, and balancing life responsibilities.We discuss the importance of in-person workshops, and the expansion of services to support older adults, including resume building, social media branding, and tech training through programs like Tech Women of Color. Top TakeawaysNew Directions, historically focused on career development for women, now extends its services to include men and older adults, marked by community workshops and one-on-one support.Older adults face distinct hurdles like conveying transferable skills, juggling life responsibilities, and adapting to online application processes. The center helps address these challenges.Programs offered include in-person workshops on resume building, social media branding, and entrepreneurship. The center also provides individual career counseling.By partnering with various organizations, New Directions offers free resources for older job seekers, emphasizing the importance of training, reskilling, and upskilling.New Directions builds strong relationships with employers and advocates for older candidates, emphasizing flexibility and mutual benefits in hiring older workers.Key Moments06:13 Older job seekers have valuable skills.07:23 Employers should consider part-time and remote work.13:19 Yearlong process to develop customized programs for seniors.15:34 Program for job seekers 55+, meet weekly.25:38 In-person workshops meet job seekers' specific needs.28:30 Urgent need for training and upskilling.33:07 Flexibility in work hours benefits both parties.37:49 Seek client feedback, embrace new work culture.42:04 Resources for job search across the country.45:37 Access to programs should not be limited.We would love to hear from you.Give us your feedback, or suggest a topic, by leaving us a voice message.Email us at hello@lookingforwardourway.com.Find us on Facebook.Please review our podcast on Google!And of course, everything can be found on our website, Looking Forward Our Way.Recorded in Studio C at 511 Studios. A production of Circle270Media Podcast Consultants.https://creativecommons.org/licenses/by-nd/4.0/Copyright 2024 Carol Ventresca and Brett Johnson

The episode focuses on the challenges and solutions associated with ageism in the workplace, particularly concerning mature adults. With insights from experts Dr. Phillip Taylor and Dr. Phyllis Cummins, the discussion explores the importance of addressing age discrimination, rethinking job roles for older workers, and the benefits of intergenerational collaboration.Dr. Phyllis Cummins, Senior Research Scholar, Scripps Gerontology Center, Miami University, and Fellow for the Gerontological Society of America.Dr. Phillip Taylor, Professor, Institute for Employment Research, University of Warwick, Coventry, England. Fellow for the Gerontological Society of America and Associate Editor, Ageing & Society; Convenor, Aging Workforce Interest Group for the Gerontological Society of America.Key Points Discussed1. Ageism manifests in various phases of employment, from hiring practices to job retention and retirement.2. Older workers encounter barriers when seeking employment, such as outdated perceptions regarding their skills and adaptability.3. Older workers are seen as valuable resources for training and mentoring younger employees, bridging knowledge gaps, and fostering a collaborative environment.4. Flexibility in job roles and hours can significantly benefit older workers and employees across all age groups.5. Integrating intergenerational mentoring and training programs can leverage the varying skills and perspectives of different age groups, enhancing the work environment. 6. The concept of retirement is evolving, with many adults wishing to remain in the workforce beyond traditional retirement ages.7. Challenges with technology are significant obstacles for older job applicants; however, assumptions about their ineptitude are often misplaced.8. Policies need to be adjusted to help integrate and retain older workers, offering them alternative positions or reduced hours without loss of respect or opportunities.Memorable Moments09:35 Age-blind reviewing of resumes, avoid ageism.11:09 Attitude and skills in job interviews matter.20:49 Defining "older workers" and challenging assumptions.26:31 Age advocate emphasizes benefits for all workers.32:22 Equal pay, productivity, and retaining competitive employees.38:01 Employers fear age discrimination, reluctant to talk.39:03 Employers must offer flexible alternative work options.53:13 Promote reskilling for older workers, lifelong learning.58:47 Adult education still lags, must diversify learning.We would love to hear from you.Give us your feedback, or suggest a topic, by leaving us a voice message.Email us at hello@lookingforwardourway.com.Find us on Facebook.Please review our podcast on Google!And of course, everything can be found on our website, Looking Forward Our Way.Recorded in Studio C at 511 Studios. A production of Circle270Media Podcast Consultants.Copyright 2024 Carol Ventresca and Brett Johnson https://creativecommons.org/licenses/by-nd/4.0/

We are joined by tech experts Andy Landrum and Alex West from Nice Guy Technology. We dive into the importance of rebooting your computer, the crucial practice of backing up data, and the precautions you should take with USB drives. Andy and Alex share insights from their rich background, offering practical advice on diagnosing tech problems and differentiating between hardware and software issues. We also explore how cloud services like OneDrive and Dropbox stack up against traditional backup solutions, and the benefits of using VPNs and secure Wi-Fi networks. Top Takeaways1. **Importance of Rebooting**: Rebooting a computer is a critical step for resolving a range of issues, as it resets all processes.2. **Backup Necessity**: Regularly backing up data is vital to prevent significant data losses due to hardware failures or cyberattacks.3. **Safe Tech Practices**: To avoid potential security risks, never use random USB drives found in public spaces and be cautious when connecting to public Wi-Fi networks. 4. **Internet Troubleshooting**: Common tech problems, such as network issues, can often be diagnosed and fixed by checking for Internet outages, updating drivers, or performing a network reset.5. **Driver Updates**: Keep system drivers up to date using software like Driver Booster to maintain optimal performance and avoid technical glitches.6. **Device Preferences**: Mac and PC each have their benefits and drawbacks. 7. **Home Network Security**: Consider using Unifi Ubiquiti products for better Wi-Fi coverage and enhanced security features.8. **App Maintenance**: Ignoring app updates can cause functionality issues down the line.9. **Role of External Components**: Issues can stem from external devices like monitors, internet modems, cables, mice, and keyboards. Memorable Moments00:00 Always learning from Nice Guy's tech videos.05:51 Stay calm, assess the situation logically.06:22 Reboot, update drivers, reset network, troubleshoot Internet.12:34 Differences: Windows easier to fix than Mac.22:29 Restart computer first, physical shutdown if necessary.23:52 Driver Booster: identifies and updates outdated drivers.32:36 Beware of public Wi-Fi for sensitive info.36:08 Cloud services store information on the network.37:15 Cloud storage is a more secure option.41:38 Cloud services are convenient but backup crucial.We would love to hear from you.Give us your feedback, or suggest a topic, by leaving us a voice message.Email us at hello@lookingforwardourway.com.Find us on Facebook.Please review our podcast on Google!And of course, everything can be found on our website, Looking Forward Our Way.Recorded in Studio C at 511 Studios. A production of Circle270Media Podcast Consultants.Copyright 2024 Carol Ventresca and Brett Johnson https://creativecommons.org/licenses/by-nd/4.0/

In this episode, we look into a harrowing yet crucial topic—human trafficking. Joined by our special guest Theresa Flores, the founder of The SOAP Project, we explore the intricacies of combating this pervasive issue. Theresa, a survivor of human trafficking herself, shares her profound insights and the impactful work being done by her organization to rescue victims and raise awareness. We cover the operations and outreach efforts of The SOAP Project, from distributing millions of bars of soap labeled with hotline numbers to organizing large events in collaboration with local communities. Discover why states like Ohio rank among the top in trafficking cases, how traffickers are evolving to avoid detection, and the alarming reality of familial trafficking in rural areas. Additionally, Theresa emphasizes the critical role of media in raising awareness and the continuous efforts needed to support survivors, including prospective wellness programs and significant legislative advocacy. Memorable Moments00:00 Realized purpose: advocate against human trafficking.04:08 Moving a lot, lacking support, led vulnerability.08:15 Human trafficking, statistics, call for media attention.11:46 Providing help for human trafficking victims.14:47 Polaris Project helps victims of human trafficking.17:13 Rural areas have more trafficking of minors.24:42 Prostitution seen as choice, but often oppression.27:10 Neighbors can help spot and aid victims.32:40 Becoming a survivor advocate, changing human trafficking laws.33:25 Fought for laws against human trafficking, succeeded.36:49 Raised $30,000 for new dentures, future programs.41:02 Memoir reveals journey from trauma to empowerment.Top TakeawaysEngaging volunteers in efforts to combat human trafficking involves navigating and ensuring their safety in potentially dangerous situations.The SOAP Project organizes sting operations to help victims, signaling an active approach in rescuing those trapped in trafficking situations.Operating for about 15-20 years, the Polaris Project plays a crucial role in trafficking identification, with extensive reporting available online.Ohio ranks among the top five states for human trafficking due to its metropolitan areas, with familial trafficking also prevalent in rural settings.With the distribution of 3,000,000 bars of soap, the SOAP Project raises awareness nationwide, supported by a diverse team including law enforcement and community organizations.There is a critical need for balanced and empathetic media coverage that focuses on victims rather than sensationalizing their situations, thus addressing the real human cost of trafficking.The SOAP Project not only focuses on raising awareness but also on providing direct support such as hotline numbers on soap bars, connecting victims to local contacts, and offering wellness weekends for survivors.Combating human trafficking requires substantial financial resources, often sourced through community support, donations, and fundraising events to maintain outreach programs.Theresa Flores advocates for educational initiatives to inform youth about trafficking risks and legislative changes to protect victims and prosecute traffickers effectively.We would love to hear from you.Give us your feedback, or suggest a topic, by leaving us a voice message.Email us at hello@lookingforwardourway.com.Find us on Facebook.

Garden For All blossoms with hope and inspiration as we explore the fertile ground of food security efforts led by our expert guest, Beth NeCamp, the executive director of Garden For All.Amidst the thorns of food insecurity, The Garden For All sprouted as a beacon of nourishment and education during the pandemic, founded by the compassionate duo, Catherine and Shawn Duffy in New Albany. Beth, with her rich background in communications and community engagement, joins us to shed light on how their organization has cultivated over 8,000 pounds of fresh produce for area pantries, engaged over 250 volunteers, and added beauty to their bounty with the mindful inclusion of flowers.We unearth the importance of "food as medicine," the growth of The Garden For All, and its symbiotic relationship with partners like (GRIN) Gahanna Residents In Need, Broad Street Presbyterian Food Pantry, and Motherful. We dig deeper into how their initiatives—from "sew and grow" events to implementing high tunnel systems for year-round cultivation—nurture both people and the community.Top Takeaways**Community Collaboration**: The Garden For All partners with local organizations to address food insecurity and support those in need, promoting a strong sense of community through collective action.**Educational Initiatives**: Beyond food distribution, The Garden For All focuses on educating the community with events like "sew and grow," empowering individuals to produce their own food and promoting long-term self-sufficiency.**Volunteerism and Impact**: The Garden For All is a testament to how volunteers can make a substantial difference, with opportunities available for varied interests, including gardening, packaging, delivery, and flower arranging.**Resource Accessibility for Those in Need**: The organization ensures that people in need of food assistance are guided to available resources, highlighting websites like the Mid Ohio Food Collective for support services.Memorable Moments00:00 Addressing social determinants of health improves outcomes.03:53 Food pantry progress: nutritious, holistic, hospital support.07:23 Community initiative grows, uniting people, addressing needs.11:55 Expand partnerships, volunteer base, systemize, and communicate.14:35 Flower garden donated, promoted, and connected volunteers.17:22 New Albany community supports local food pantry.20:15 Promoting education through gardening events and programs.26:01 Encourage involvement in community, make a difference.We would love to hear from you.Give us your feedback, or suggest a topic, by leaving us a voice message.Email us at hello@lookingforwardourway.com.Find us on Facebook.Please review our podcast on Google!And of course, everything can be found on our website, Looking Forward Our Way.Recorded in Studio C at 511 Studios. A production of

Ben Hoeger, Director, Private Wealth Management – Baird, shares valuable advice on building a strong financial foundation.Hoeger stresses the critical role of referrals in selecting reliable financial advisors and advocates for a meaningful, almost friendly relationship with them for a successful long-term partnership. We discuss the shift from reliance on pensions and social security to individual responsibility for retirement savings. Plus, start financially sound habits early, especially for those within the gig economy.Our conversation touches on the need for purpose-driven financial planning and the dynamic nature of managing one's finances as life evolves. Retirement planning should focus on the context of one's life goals, encouraging listeners to find their purpose that can steer financial decisions.Top Takeaways**Referrals for Trustworthy Advisors**: Start your search for financial advisors by asking for referrals from friends, family, and colleagues.**Relationships Matter**: Aim to build a close, friendship-like relationship to foster long-term collaboration and tailored advice.**Continuous Financial Education**: Engage in continuous learning and self-advocacy to maintain confidence in your financial decisions. **Understanding Personal Financial Purpose**: Recognize that understanding your unique financial purpose is key to making smart money choices that align with your personal values and long-term aspirations.**The Need for Flexibility in Retirement Planning**: Plan for retirement with flexibility, acknowledging the uncertainty of future costs, potential health issues, and the evolving nature of personal circumstances.Memorable Moments06:33 Start preparing early, plan prevents detours. 09:40 Creating a financial plan adds structure to life.17:18 Planning for financial independence and long-term goals.20:39 Importance of purpose, vision, and focus.32:30 Personal retirement responsibility, start good habits early.35:03 Retirement dynamics shifting due to changing employment.40:49 Discussing financial planning for retirement and taxes.42:08 Diversification in investments and taxes for retirement.45:08 Maximize tax savings through strategic investment planning.51:36 Utilize your network for trustworthy CPAs and attorneys.We would love to hear from you.Give us your feedback, or suggest a topic, by leaving us a voice message.Email us at hello@lookingforwardourway.com.Find us on Facebook.Please review our podcast on Google!And of course, everything can be found on our website, Looking Forward Our Way.Recorded in Studio C at 511 Studios. A production of Circle270Media Podcast Consultants.Copyright 2024 Carol Ventresca and Brett Johnson

In this episode of "Looking Forward Our Way," hosts Carol Ventresca and Brett Johnson sit down with guest Emma Strange, the mobility coordinator for the Mid-Ohio Regional Planning Commission (MORPC). The episode covers MORPC's role in developing a comprehensive regional mobility plan for Ohio's Department of Transportation's Human Service Transportation Coordination Region 6. This plan aims to enhance transportation options and coordination for older adults, people with disabilities, new Americans, and low-income populations across nine counties – Delaware, Fairfield, Fayette, Franklin, Licking, Logan, Madison, Pickaway, and Union.Emma underscores the impact public transportation has on personal independence, sharing her experience as an anxious driver who prefers using mass transit for its cost-effectiveness and the ability to enjoy downtown scenery.The episode also highlights additional programs provided by MORPC, such as home energy efficiency, safety services, and air quality monitoring in Ohio. Carol encourages listeners not to self-disqualify from these programs and to engage with Morpsey staff who are available to offer assistance.Top Takeaways1. Importance of Regional Mobility Planning: The significance of developing a comprehensive mobility plan that caters to the needs of older adults, people with disabilities, new Americans, and low-income populations across the 9-county region in Ohio.2. Role of Mobility Managers: The pivotal role played by mobility managers, who are instrumental in individualized transportation planning, community outreach, and advocating for access to transit for seniors and people with disabilities.3. Transportation Challenges and Solutions: The challenges faced in transportation planning, including siloed funding and capacity issues, while introducing solutions like the Emergency Ride Home program and Ohio Commute.5. Emergency and Alternative Transit: Essential information regarding alternative transportation methods and emergency planning is provided, essential for preparing for unexpected situations and supporting an aging population.Memorable Moments00:00 Providing transportation solutions for clients with mobility.07:35 Nonpartisan data analysis, long-term planning for growth.10:33 Regional mobility plan addresses needs of disadvantaged groups.15:14 Regional mobility plan involves community engagement strategies.23:37 Free transportation service for seniors and workers.25:45 Encouraging regional mobility plans, easing administrative burden.28:45 Counties and transit agencies collaborate to improve mobility.32:30 Using public transit expands independence and convenience.44:23 Plan for diverse transportation options for all.We would love to hear from you.Give us your feedback, or suggest a topic, by leaving us a voice message.Email us at hello@lookingforwardourway.com.Find us on Facebook.Please review our podcast on Google!And of course, everything can be found on our website, Looking Forward Our Way.Recorded in Studio C at 511...

For anyone interested in senior wellness and innovation, this episode is a gold mine of insights—pun intended. Welcome to "Looking Forward Our Way," where we welcome Daniel Seltzer, executive director of Evergold at Home. Daniel shared how Evergold's Life Plan at Home program is revolutionizing the experience of aging, with wellness management and financial protection. From the empowering use of smartwatches to personalized care coordination, Evergold is crafting a future where seniors can remain independent and financially secure. We dissected the real challenges of senior housing and how proactive planning is key. More resources can be found here.Top Takeaways1. **Life Plan at Home Program**: Evergold at Home's innovative program provides an alternative for older adults to nursing homes, allowing them to live independently, manage wellness, coordinate care, and safeguard financial assets against rising healthcare costs.2. **Building Community for Seniors**: Through monthly events, social engagements, and community-building activities like walks, museum visits, and educational events, Evergold at Home fosters a sense of belonging and combats the common issue of loneliness among aging individuals.3. **Home Living Evaluation and Modification**: Addressing the top challenges seniors face with housing, such as necessary home modifications and maintenance, Evergold at Home assists with assessments and strategic planning for a safer living environment.4. **The Role of Technology in Senior Care**: Evergold at Home provides smartwatches and encourages the use of digital platforms, emphasizing the positive impact and potential of technology in enhancing seniors' autonomy and emergency preparedness.5. **Care Coordination and Cost Management**: Daniel Seltzer discusses Evergold at Home's approach to coordinating personalized care plans and handling the expenses of care through membership fees, offering lifetime cost predictability and flexible coverage options.6. **The Necessity of Proactive Senior Planning**: The podcast highlights the crucial need for early evaluation and individualized planning for senior housing and services to prepare for future needs, rather than waiting for a health crisis to occur.7. **Seniors and Assistive Technologies**: The conversation underscores how technologies, including smartwatches and traditional assistive devices like eyeglasses and hearing aids, can significantly enhance the quality of life for the elderly.8. **Engaging the Next Generation in Gerontology**: Daniel Seltzer encourages students interested in gerontology to actively volunteer, seek mentorship, and join professional networks to gain valuable experience and make connections within the field.9. **The Growing Older Adult Population**: Carol Ventresca and Daniel Seltzer discuss the demographic trends and the rising number of older adults, highlighting the increasing demand for senior services that cater to this expanding population.10. **Empowerment through Education and Questions**: When considering Evergold at Home's services or any senior care options, potential members are urged to ask probing questions, do thorough research, and educate themselves to ensure they find a program that aligns with their needs and expectations.Memorable Moments00:00 BA in history, volunteer in Israel, nursing home.04:59 Life Plan at Home program.07:23 Home program includes wellness management, care coordination.12:39 Membership: fixed monthly cost for care.13:47 Program offers flexibility, 48 state mobility,...

In this episode of "Looking Forward Our Way," the focus is on the opportunities for lifelong learning in Central Ohio and the specific Lifelong Learning Community (LLC) program at Otterbein University. Hosts Carol Ventresca and Brett Johnson are joined by guest experts Dana Viglietta, the executive director of engagement at Otterbein University, and Kevin Byrd, a member of Otterbein's LLC. The episode emphasizes that Central Ohio offers a range of opportunities for lifelong learning, including programs at Ohio State, Columbus State, and other state and private schools, as well as free courses throughout the state offered by the higher education office.The episode delves into the idea of starting a lifelong learning community (LLC), which may initially seem intimidating, but it is described as a welcoming community offering opportunities for learning, networking, and social interaction. It is emphasized that there is no financial loss for trying different programs like LLC, senior college, or academic classes, and walking away if it doesn't suit one's needs is always an option.Participants in the LLC program shared their gratitude for the experience, highlighting the sense of community and support, and emphasizing the value of learning as a gift. Kevin Byrd specifically emphasized the value of faculty and professors who are genuinely enthusiastic and engaged in teaching.Dana Viglietta discusses her career at Otterbein University, from being a student to working in alumni relations, and explains the LLC's application process. She emphasizes the importance of being a lifelong learner and how the program aligns with the university's mission and values.The program has members who support the university and the local community through various activities, such as theater patronage, involvement in senior college programs, support for art galleries, and assistance to international students. The panel emphasizes how members utilize their learning experiences to create new businesses, hobbies, or enhance local nonprofits, churches, or schools, and share their knowledge with others.The Otterbein LLC program features a mix of classes taught by faculty, members of the LLC, and community members, with a focus on offering something for everyone and being open to learning new topics. Kevin Byrd stresses the importance of lifelong learning and the value of continued education and training beyond obtaining a degree. The program facilitates connections and networking among members, allowing for the sharing of experiences and valuable insights.Memorable Moments07:47 Mix of faculty, community, appealing to all.10:29 New network brings unexpected connections and insights.18:07 Program for individuals age 60 and over.21:44 LLC members share and spread knowledge.23:00 Panel discussion highlights community involvement and connections.30:24 Advice for joining LLC, to not feel like an outsider.34:44 Professors enjoy teaching and students are engaged.We would love to hear from you.Give us your feedback, or suggest a topic, by leaving us a voice message.Email us at hello@lookingforwardourway.com.Find us on Facebook.Please review our podcast on Google!And of course, everything can be found on our website, Looking Forward Our...

On this episode of "Looking Forward Our Way," hosts Carol Ventresca and Brett Johnson welcome expert Darlene Ziebell to share her strategies for turning around failing businesses and to dive into the challenges small business owners face.Darlene Ziebell, a seasoned strategist and consultant, begins by discussing the critical process of assessing a struggling business. She stresses the importance of understanding financials and monitoring economic indicators to make informed decisions and establish a backup plan. Top Takeaways1. **Recognize When to Bail**: Darlene stresses the importance for small business owners to know when it's time to sell and not pour more resources into a failing venture, much like intelligent stock market strategies of selling high and buying low.2. **Stop Bleeding Cash**: A struggling business must stabilize by ceasing spending on activities that don't generate sales, such as ineffective social media advertising, which often diverts focus from more productive avenues.3. **Employee Efficiency**: It's crucial to measure the revenue contribution of each employee. 4. **Financial Literacy is Key**: Knowing and understanding financials thoroughly is necessary for assessing business profitability and making wise, informed decisions.5. **Competitive Vigilance**: Regularly evaluate your business against the competition and stay ahead of market trends to maintain a competitive edge. Constantly adapting to changing market dynamics is vital for survival.6. **Expert Insight**: Leverage the expertise of professionals in HR, legal, and financial domains. However, vet these experts carefully—poor advice can lead to mishaps.7. **Strategic Communication**: Communicate effectively with both customers and employees, ensure that financial concerns are clearly addressed, and ascertain that everyone has the skills needed as the company grows.8. **Marketing Wisdom**: Refrain from wasteful spending on ineffective marketing strategies. Seek advice on understanding customer preferences and collect regular feedback for more targeted and successful marketing efforts.9. **Be Ready to Adapt**: Understand the signs of a failing business and the importance of having backup plans. A failing business may require a completely new strategic approach, including cost reductions and seeking the right expertise for specific issues.10. **Empowerment for Female Entrepreneurs**: Darlene advises female business owners to practice saying no to avoid steering the business off course and to focus on sales-generating activities. Women should not hesitate to seek help when necessary and be candid about the challenges they face.Memorable Moments05:24 Prepare for economic changes with backup plans.08:38 Business owners need to monitor operations closely.12:26 Non-profit public speaking, lack of market research.19:34 Be careful what you read and watch.21:53 Small business owners should measure employee revenue.25:58 Small business owners need to monitor financials.29:21 Evaluate previous marketing, seek expert advice, adapt.36:28 Sharing knowledge through webinars and consulting.44:22 Revise strategic plan based on past failures.49:20 Redirecting individuals to gain necessary skills first.51:31 Fear of saying no affects business success.57:22 Success requires constant effort.We would love to hear from you.Give us your feedback, or suggest a topic, by leaving us a voice message.Email us at...

In this episode of "Looking Forward Our Way," hosts Carol Ventresca and Brett Johnson welcome Jennifer Bechtel, the program manager for geriatrics and gerontology at Ohio State University's College of Medicine. The discussion focuses on the challenges and opportunities in the field of gerontology, navigating healthcare for aging populations, empowering individuals to advocate for their own healthcare needs, and the importance of changing societal perceptions of aging.They explore various aspects of gerontology, emphasizing the need for empathy-based training for medical professionals and advocating for improved healthcare services for older adults. The episode begins with Bechtel sharing her connection to gerontology, stemming from her experience with her grandparents and her passion for hospice care. She delves into the need for communication and grief recovery support for older adults, setting the stage for a discussion about the challenges of building awareness and knowledge in geriatrics and gerontology within the medical community.Throughout the episode, the conversation has valuable insights from Bechtel about the services provided by Ohio State University's College of Medicine office of geriatrics and gerontology. She discusses the university's goal of ensuring that medical professionals are equipped with knowledge and empathy to understand the unique needs of older patients, incorporating aging concepts into the medical school curriculum for a more positive and empathetic perspective.One of the key focal points of the episode is the importance of recognizing and addressing issues of abuse and neglect in older adult populations. Bechtel sheds light on her work with the Central Ohio Area Agency on Aging to educate case managers and emphasizes the significance of understanding and addressing emotional and financial abuse in addition to physical harm in the context of caregiving for older adults.A major highlight of the discussion revolves around the program initiatives at Ohio State University, including the Aging Connections hub, which plays a pivotal role in providing information and resources for the university community and the public regarding aging-related topics. Bechtel shares details about the program's goals, such as redesigning the website to be more user-friendly and expanding resources to facilitate easier access to information about aging.Additionally, Bechtel introduces the SAGE (Series in Applied Gerontology Education) program, which offers certificate courses in gerontology, aiming to equip healthcare workers with knowledge and skills for working with older populations. The conversation also touches upon the Buckeye Buddy program, promoting intergenerational understanding and appreciation by involving middle school students in interviewing older adults in the community.The conversation highlights the importance of changing the perception of aging and celebrating aging positively. They underline the need for continuous communication, connection with multiple resources for assistance, and advocating for one's own healthcare needs. The impact of COVID-19 on older adults and the medical community's response is also addressed, along with the looming demographic shift where the aging population is projected to outnumber the younger population in the United States by 2034.Top 5 Takeaways1. Advocating for oneself in healthcare settings: Understanding the importance of actively participating in conversations with healthcare providers and advocating for individual healthcare needs.2. Changing the narrative on aging: Addressing societal perceptions and stigmatization of aging, and promoting a positive and celebratory perspective on the aging process.3. Innovations in gerontology education:...

In this episode of "Looking Forward Our Way," hosts Carol Ventresca and Brett Johnson are joined by expert guest Sharon Hamersley to discuss the crucial topic of career ownership within the job market. As a local expert in job searching and skill-building, Sharon emphasizes the importance of intentional networking and skill acquisition, catering to job seekers and those seeking to advance in their current roles. The conversation delves into the challenges of job hunting, the impact of ageism in the workforce, and how to stay prepared for potential job changes even while employed.Sharon stresses the significance of professional organizations, both local and national, as valuable networking resources, particularly for remote work opportunities. She advocates for building contacts and acquiring new skills, emphasizing that job security is not guaranteed, making it essential for individuals to stay prepared for future opportunities.The hosts delve into the fatigue and challenges of job hunting, to which Sharon advises keeping notes on issues and compliments in the new job, making skill-building and networking less overwhelming. The conversation touches on the feeling of guilt for job searching while employed and the balancing act between employer loyalty and self-preservation.The episode addresses the challenges older adults face in job searches and focuses on career ownership while maintaining employment. The hosts and Sharon have worked with students and clients from ages 18 to 80 in educational and job search areas for many years, providing a well-rounded perspective on career management at any stage of life.Treat networking as an enjoyable part of personal development rather than a chore, emphasizing its benefits and the need to find enjoyment in learning. Sharon suggests leveraging the plethora of free or low-cost resources for job seekers, including professional organizations, civic clubs, volunteering, and alumni networks for career support and job fairs.The conversation also addresses signs that an employer may not be interested in helping individuals grow or may be considering eliminating their position, providing clues to be aware of and steps to take to prepare for the future. Don't forget the importance of staying updated on AI technology and skills and the growing use of artificial intelligence in the workforce, underscoring the need for continuous learning and skill acquisition.Sharon stresses the importance of networking as a continuous process, encouraging listeners to stay in touch with contacts to keep their network warm for potential career opportunities. Professional organizations and trade publications are highlighted as offering valuable learning opportunities and insights into industry changes.We also cover the support from employers in skill-building, the steps individuals can take to assess their current environment and engage in productive conversations with supervisors or HR, and the role of alumni organizations and nonprofits in providing job opportunities and support programs.Top 5 Takeaways1. Intentional networking and skill-building are essential for both job seekers and those currently employed, emphasizing the need for continuous career development.2. Professional organizations and local/national networks are valuable resources for job opportunities and industry insights, especially in a remote work environment.3. Staying prepared for potential job changes and being proactive in acquiring new skills are key strategies for career ownership, even while employed.4. Ageism, rapidly changing work environments, and the use of AI are significant factors affecting career progression and job security, highlighting the importance of staying adaptable and current in the workforce.5. Recognizing signs that an employer may not be invested in an employee's growth and being honest with oneself...

We welcome Christine Happel, the assistant director of the Age Friendly Innovation Center, to discuss the vital services and resources available to seniors in Central Ohio. Christine elaborates on the Senior Services Roundtable, a platform that connects seniors with essential resources and services in the community. The Roundtable's effectiveness is in promoting collaboration, networking, and resource sharing.Christine sheds light on the deep impact of the Roundtable, showcasing how it has facilitated communication and sharing of over 6,000 emails from 550 organizations over a 10-year period, leading to fruitful connections and resource sharing.The Roundtable, under the Age Friendly Innovation Center, serves as a crucial platform for information sharing, collaboration, and advocacy, with over 750 engaged members. It fosters a low-stakes environment where members can contribute as they are able and when needed. The Roundtable serves as a clearinghouse of information and ideas to enable older adults to age in place, positively impacting the community.The episode delves into the Roundtable's evolution, emphasizing its seamless transition to virtual formats during the pandemic, highlighting the efficiency of Zoom programming and the vital role of organizations in meeting the needs of older adults during challenging times. Despite the difficulties posed by the pandemic, the community rallied together to ensure the care and well-being of older adults in Franklin County.An essential aspect of the Roundtable's mission is to champion resources, networking, and collaboration while offering opportunities for evolution and experimentation. Notably, the organization plans to continue implementing member requests and recommendations, with a forthcoming focus on providing free CEU opportunities in 2024.The Age-Friendly Innovation Center's successful initiative in Columbus is recognized as a model that could be replicated in other Ohio regions, leveraging networking groups to provide unique advantages for the roundtable model. The success of the Roundtable in Columbus is attributed to the collaborative efforts of community leaders, the support of the mayor, and local organizations.The importance of promoting and sharing information about programs and resources, such as libraries, to support the existing work, is emphasized. Additionally, the Roundtable actively supports and promotes the library as a valuable and friendly resource. However there are challenges in communicating and disseminating information to older adults, and there are ongoing efforts to understand how older adults obtain trusted information and to improve communication in the community. "Communication is something that is ever-changing and access to communication tools like technology is not equitable across our community."— Christine Happel We also talk about the challenges in technology access and digital equity for older adults, focusing on the Age Friendly Innovation Center's initiatives to address the needs of older residents in the community. Word-of-mouth is still an important communication tool as well as in-person interactions.Christine discusses the significant challenges related to housing and transportation needs for older adults and the collective efforts of the aging network to address these issues through discussions, advocacy, and initiatives. Key Takeaways1. The Senior Services Roundtable, under the Age Friendly Innovation Center, serves as a vital communication pipeline in Columbus, Ohio, connecting seniors with valuable resources and services, with a focus on information sharing and collaboration within the aging network.2. The roundtable has over 750 engaged members...

Looking Forward Our Way 99 Ohio's Workforce Evolution and Opportunities Ahead In this episode of "Looking Forward Our Way," hosts Carol Ventresca and Brett Johnson welcome Kelly Fuller, Vice President of Talent and Workforce Development at the Columbus Chamber of Commerce. This insightful conversation delves into the innovative strategies employed by businesses in Central Ohio to tap into underutilized workforce pools, such as older adults and immigrant communities. The discussion highlights the importance of multigenerational workplaces, the challenges faced by students and job seekers amidst the pandemic, and the abundance of opportunities in Central Ohio. **Engaging Older Workers:**The episode opens with the story of a third-generation owner of a small manufacturing company in Northwest Ohio, who faced challenges in hiring young workers for well-paying factory jobs. Responding to this dilemma, the owner devised a pioneering strategy of engaging retired workers from the company to work part-time, thereby facilitating the mentorship and training of young employees. This approach underscores the benefits of multigenerational workplaces in knowledge transfer and skill development. The hosts and Kelly Fuller explore the data from the Bureau of Labor Statistics, which reflects a growing number of older adults seeking part-time work and flexibility, shedding light on the potential for businesses to integrate older workers into their staffing strategies.**Empowering Immigrant Communities:**The conversation continues with a focus on businesses in Central Ohio that have forged strong relationships with refugee and immigrant communities to address workforce challenges. The example of AmerisourceBergen in Lockbourne is highlighted, where deliberate efforts were made to appeal to diverse candidates through marketing materials, cultural accommodations, and community engagement. The episode emphasizes the availability of resources, such as the HRACO (Human Resource Association of Central Ohio), Jewish Family Services, CRIS, and Riverview International Center, which support employers in connecting with and supporting refugee and immigrant communities.**Training and Upskilling Programs:**The episode explores the various low-cost or no-cost training programs available for job seekers in Central Ohio, offered by entities like Ohio Technical Centers, Columbus Metropolitan Library, and Jewish Family Services. Notably, the Columbus Metropolitan Library's provision of free access to LinkedIn learning courses and accommodations for starting a business or nonprofit is highlighted. The Ohio Small Business Development Centers and programs like Accelerate in Columbus are also showcased as valuable resources for individuals interested in entrepreneurship.**Employer Support and Local Opportunities:**Insights are shared regarding the availability of programs and services offered by local resources such as ECDI and the Workforce Development Board of Central Ohio, which aid employers in recruiting, training, and expanding their businesses. **Impact of Pandemic on Education and Workforce Readiness:**The episode shifts to a discussion on the impact of the pandemic on K-12 education, focusing on the learning loss and lack of social skills faced by students. The closure of opportunities for part-time jobs, mentoring, and internships for high school juniors and seniors is explored, imparting an understanding of the challenges faced by students amidst the pandemic.**Fostering Inclusive Hiring Practices:**The conversation delves...

Looking Forward Our Way 98 Signal Ohio is Bridging News Deserts and Fueling Civic Empowerment In this episode of "Looking Forward Our Way," hosts Carol Ventresca and Brett Johnson welcome Rita McNeil Danish, the CEO of Signal Ohio, to discuss the transformative impact of nonprofit journalism in Ohio communities. With a focus on promoting civic engagement, fostering community involvement, and addressing news deserts, this insightful conversation sheds light on the critical role of nonprofit news organizations in reinvigorating local journalism and connecting with diverse audiences. Here's a comprehensive overview of the episode:Fostering Civic Engagement and AccountabilityThe episode begins with an exploration of the growing trust in media and its positive influence on civic engagement. The hosts and Rita delve into the impact of media presence on the behavior of politicians and the challenges associated with educating the electorate about government and journalism. Rita emphasizes the importance of involving and educating young people in journalism through internships and fellowships to address this challenge effectively.Sustainability and Revenue ModelsRita provides valuable insights into Signal Ohio's mission to target underserved communities and create an ecosystem of accessible, impactful news without a paywall. The organization's commitment to diversifying revenue streams is highlighted, reflecting its focus on achieving long-term sustainability through innovative strategies such as member sales, ads, and philanthropic giving.Impact Beyond JournalismThe discussion further emphasizes the broader impact of nonprofit news on community and civic engagement, steering away from dictating opinions and instead providing thoughtful explainers for complex issues. Rita sheds light on Signal Ohio's current focus on local issues and their aspirations to develop a statehouse newsroom in the future, underlining their dedication to addressing major election issues, gerrymandering, and providing voters with crucial information on local ballot issues and judicial races.Expanding Influence in OhioRita shares the dynamic approach of Signal Ohio in reaching diverse audiences and delivering news through multiple mediums, including websites, public forums, SMS news delivery, and audio news technology. The episode delves into the organization's plans for expanding into new areas, including the launch of Signal Cleveland and the upcoming launch of Signal Akron, with future intentions to expand into additional parts of Ohio.Empowered Community EngagementCentral to the conversation is the organization's commitment to empowering and informing the community through various mediums, reflecting their efforts to capture the pulse of different regions and capitalize on word-of-mouth, documenters, public forums, videos, and social media to raise awareness.Challenges and Triumphs in Nonprofit JournalismThe challenges facing local journalism, economic struggles, and changing news consumption patterns are highlighted, followed by a detailed exploration of the transformative impact of Signal Ohio's newsrooms and dedicated reporters spearheading community-based journalism. Their utilization of documenters, everyday citizens trained by the City Bureau, serves as a powerful example of how nonprofit news organizations can enhance government transparency, accountability, and community understanding.Inspiring Words of Wisdom from Rita McNeil DanishRita concludes the episode by sharing her inspiring perspective on the vital role of nonprofit journalism in contributing to positive change. She emphasizes the importance of seeking truth,...

In the podcast episode "New Year Job Search Tips," Carol Ventresca and Brett Johnson, along with expert guests Marilyn Bury-Rice, Sharon Hamersley, Rebecca Heslep, Jill Kulman, Darlene Ziebell, and Kelly Fuller, provide valuable insights and tips for job seekers. The episode focuses on various essential aspects of the job search process, from creating a strong resume to utilizing effective networking strategies.The episode emphasizes the importance of being mindful of social media presence, particularly during politically charged times. The hosts discuss an anecdote where a recruiter warned students about the significance of their social media profiles and the potential impact on future opportunities. This serves as a caution to job seekers about carefully considering their social media activity and its potential long-term consequences.Furthermore, the significance of networking and informational interviews is highlighted as essential for job seekers. The hosts stress the importance of believing in oneself and presenting confidence during the job search and interview process. Guest Kelly Fuller provides three key tips for job seekers, which include applying for jobs even if they don't meet all the requirements, utilizing LinkedIn for networking, and conducting thorough research on companies they want to work for.As the episode progresses, Marilyn Bury-Rice shares valuable tips for job seekers over 50, emphasizing the importance of assessing accomplishments and skills, being strategic in job applications, and finding confidence in their experience. This provides valuable insights for older job seekers, highlighting unique considerations for this demographic.The importance of a targeted job search strategy is emphasized throughout the episode, with a focus on utilizing the resume strategically for job searches and networking. Sharon Hamersley advises against applying to jobs without a strategy to avoid frustration and burnout, emphasizing the significance of having a clear plan before embarking on the job search process.The episode also delves into the role of resumes in the job search process. Rebecca Heslep highlights the importance of attention to detail in resume writing, including spelling and grammar, organizing content chronologically, and tailoring the resume to the specific job applied for. Additionally, the hosts discuss the significance of having others review resumes for accuracy and making a good first impression, as well as the use of tools like Grammarly for assistance.Jill Kulman provides valuable advice, emphasizing the importance of updating resumes and utilizing the process sign for various steps in the job search strategy. Furthermore, Darlene Ziebell advises against posting inappropriate material on social media, sending generic cover letters, and solely relying on online job searches, highlighting the significance of networking and tailored cover letters for job applications.Listeners are encouraged to check the show notes on the website for contact information and resources discussed, as well as to share feedback on the podcast episodes.We would love to hear from you.Give us your feedback, or suggest a topic, by leaving us a voice message.Email us at hello@lookingforwardourway.com.Find us on Facebook.Please review our podcast on Google!And of course, everything can be found on our website,

Welcome to "Looking Forward Our Way," where we bring you the latest insights and expert advice on issues relevant to those 50 and older in Central Ohio and beyond. As we celebrate our 4th year of podcasting, we reflect on the past 3 years of providing over 100 episodes. With a focus on bringing valuable information and entertainment to our 50-plus Ohioans, we discuss our goal of highlighting diverse topics that impact our lives, from financial stability and neighborhood issues to special events and the arts community. We also introduce exciting new features such as curated collections of episodes and emphasize our commitment to providing expert guidance and resources to our audience. We would love to hear from you.Give us your feedback, or suggest a topic, by leaving us a voice message.Email us at hello@lookingforwardourway.com.Find us on Facebook.Please review our podcast on Google!And of course, everything can be found on our website, Looking Forward Our Way.Recorded in Studio C at 511 Studios. A production of Circle270Media Podcast Consultants.Copyright 2024 Carol Ventresca and Brett Johnson

We tackle a pressing issue that is impacting Central Ohio: the housing crisis. Joining us as our special guests are Michael Wilkos and Carlie Boos, who will shed light on the current state of affordable housing in the region and discuss potential solutions. We'll explore the allocation of funds for affordable housing, efforts to update zoning codes, and the impact of restrictive suburban communities. Additionally, we delve into the interdependence of transportation and housing, the consequences of the eviction crisis caused by COVID-19, and the unique challenges and opportunities that Central Ohio faces in meeting housing demands. Here are three key takeaways:1️⃣ Affordability and Accessibility: The City of Columbus is taking bold steps to tackle the housing crisis. Through bond packages and updated zoning codes, they are creating more affordable housing options and ensuring accessibility for all residents, regardless of income level.2️⃣ Collaborative Approach: It's not just Columbus that needs to address the housing crisis. As part of the greater metropolitan region, collaboration is key. By working together, different communities can contribute to and benefit from the creation of adequate housing options.3️⃣ Intersection of Housing and Infrastructure: Housing and transportation are intertwined. The LinkUS project, aimed at improving bike lanes, sidewalk connectivity, and transit lines, recognizes the importance of housing and infrastructure working hand in hand to create thriving communities.Carlie Boos, Executive Director, Affordable Housing Alliance of Central Ohiohttps://www.ahaco.org/ https://www.linkedin.com/in/carlieboos/ https://www.linkedin.com/company/ahaco/ Michael Wilkos, Senior Vice President/Community Impact, United Way of Central Ohiohttps://liveunitedcentralohio.org/ https://www.linkedin.com/in/michael-wilkos-7b40655/ https://www.linkedin.com/company/united-way-of-central-ohio/ We would love to hear from you.Give us your feedback, or suggest a topic, by leaving us a voice message.Email us at hello@lookingforwardourway.com.Find us on Facebook.Please review our podcast on Google!And of course, everything can be found on our website, Looking Forward Our Way.Recorded in Studio C at 511 Studios. A production of

We had the pleasure of talking with Kimberly Schwind, Assistant Director & Training Programs Administrator, Ohio Traffic Safety Office for the Ohio Department of Public Safety. And Angie Wise, Ohio Statewide CarFit Coordinator for the Central Ohio Area Agency on Aging, about important initiatives to support the mobility and safety of older Ohioans behind the wheel. Here are 3 key takeaways from our conversation:1️⃣ Self-Assessment: It's crucial for older drivers to regularly assess their comfort and capabilities on the road. Visit the Stay Fit to Drive website to access a helpful self-assessment checklist. Identifying areas of discomfort will allow you to adjust your driving habits accordingly and plan road trips during the day if night driving is a concern.2️⃣ Improve Your Skills: Taking driving courses, such as those offered by AAA or AARP, can enhance your driving skills and help you adapt to new technologies in vehicles. Whether you love or find certain features tiresome, becoming familiar with technology will boost your confidence behind the wheel.3️⃣ Community Support: Approaching the conversation of giving up driving can be difficult, but remember that numerous resources are available to maintain your independence. Driver rehabilitation specialists throughout Ohio can help evaluate your abilities, suggest alternative transportation options, and provide adaptive equipment if needed. Additionally, explore support within your community, such as neighbors, relatives, or spiritual community members, who may be able to serve as alternative drivers.Here are the resources we mention in the podcast.We would love to hear from you.Give us your feedback, or suggest a topic, by leaving us a voice message.Email us at hello@lookingforwardourway.com.Find us on Facebook.Please review our podcast on Google!And of course, everything can be found on our website, Looking Forward Our Way.Recorded in Studio C at 511 Studios. A production of Circle270Media Podcast Consultants.Copyright 2023 Carol Ventresca and Brett Johnson

We are joined by Russ Brand and Chad Greenwald, the passionate individuals behind this unique music education program that has been making waves in the community. Throughout the episode, they discuss the core values, transformative experiences, and the continuous growth of School of Rock Columbus.Passion and fun are the driving forces behind School of Rock Columbus. Russ and Chad believe that when work is combined with enjoyment, it greatly benefits the students. They understand that learning music extends beyond mastering instruments and techniques. By fostering an environment where students can have fun and express themselves, School of Rock Columbus also becomes a platform for building friendships and acquiring essential life skills.What sets School of Rock Columbus apart is their authenticity and genuine care for their students' growth. They prioritize creating a community that reflects their passion, compassion, openness, and the ability to be oneself. They aren't solely focused on making money, but rather on developing children who share their love for music. School of Rock Columbus believes that the more music they generate within the community, the better the community becomes.The school's approach revolves around the belief that music should be educational and enjoyable. Learning techniques, scales, and theory through songs allows students to not only improve their musical skills but also immerse themselves in the joy of creating music. This holistic approach is evident in the various performance groups they have formed, catering to different age ranges and musical genres.Both children and adults actively participate in the program, with even an adult band taking center stage at end-of-season shows. The camaraderie and support among participants from different age groups is truly remarkable.Here are some resources we mention in the podcast.We would love to hear from you.Give us your feedback, or suggest a topic, by leaving us a voice message.Email us at hello@lookingforwardourway.com.Find us on Facebook.Please review our podcast on Google!And of course, everything can be found on our website, Looking Forward Our Way.Recorded in Studio C at 511 Studios. A production of Circle270Media Podcast Consultants.Copyright 2023 Carol Ventresca and Brett Johnson

We sit down with guest Ed Zirkle, a veteran and photographer. Ed begins by sharing that his involvement with a TED Talk on PTSD has led him to conduct extensive background research on the topic. He emphasizes that PTSD affects only a small percentage of people, particularly veterans, and is often considered an invisible wound.Ed's primary goal is to help people understand what PTSD is from both the perspective of those who have it and those who interact with them. However, unlike some individuals with disabilities, he does not want to announce or openly display his own experiences with PTSD. He also mentions that he is grateful for the support he receives from the VA, including a monthly check, which allows him the independence and resources to pursue his passion for photography.As a photographer, Ed sees himself as a documentarian. Currently, he is focused on documenting the stories of World War II veterans through portraits and interviews. He aims to capture their lives and experiences, ensuring that their stories are preserved for future generations. Once he has completed this project, he plans to seek out current serving frontline soldiers to document their stories as well.In the late 1960s, Ed landed an internship at the Louisville Courier-Journal. He considers himself fortunate to have worked with prominent figures in club journalism, such as Bill Stroud, Thomas Harden, and Billy Lester. Eventually, he joined the Evansville Sunday Courier and Press, where he had a memorable encounter with a professional photographer who caught his attention while using an Instamatic camera.Ed also shares a fascinating and unexpected experience during his time at Fort Bragg. He recounts a theft of a "gamma goat" from a medical vehicle on-post, which resulted in a high-speed pursuit involving MPs, sheriff units, and state police. As a photographer, Ed was tasked with photographing the minimal damage to the vehicle after the thief was stopped and apprehended. Little did he know at the time that he was experiencing symptoms of PTSD, including bad dreams and a feeling that something wasn't right.Throughout the episode, Ed highlights the freedoms he enjoyed as a photojournalist, including access to police and fire training and the trust and close relationship he had with law enforcement. He acknowledges that these freedoms may have been influenced by his time in the service, where his photos frequently made front-page news.Ed also touches on his experiences documenting different cultures, such as Indigenous communities, rodeos, and religious events. He expresses concern about the indoctrination of children into cult-like religions and highlights the importance of preserving one's cultural roots.Towards the end of the episode, Ed discusses the limited resources available to veterans and the importance of mentorship. He aims to be a mentor to other veterans, offering workshops and guidance to help them navigate the world of photography.We would love to hear from you.Give us your feedback, or suggest a topic, by leaving us a voice message.Email us at hello@lookingforwardourway.com.Find us on Facebook.Please review our podcast on Google!And of course, everything can be found on our website, Looking Forward Our Way.Recorded in Studio C at

We are joined by guest Mark Seven, Owner, Producer, Director of Get Away With Murder, a traveling improv mystery comedy dinner theatre. The episode begins by acknowledging the struggle that theaters and entertainment venues face in terms of declining attendance and difficulty in marketing to their regular customers. One potential reason for this decline, suggested by Mark, is that older customers may be hesitant to gather in public settings due to safety concerns.To address this issue, Mark emphasizes the need for business owners to reconsider their strategies and find innovative ways to attract new people while creating a comfortable environment for traditional patrons. Mark goes into more detail about this dinner theater program, that his show is like a live-action clue game, where the audience can participate as suspects. In public shows, audience members are asked to play specific roles and are provided with props to wear. In private parties, roles are pre-assigned by the host. The interactive nature of the show keeps the audience engaged, and they remain unaware of who the killer is until the arrest is made at the end.The theater group adapted during the pandemic, including recreating vintage radio mystery programs and releasing them on platforms like YouTube for people to enjoy. The addition of costumes to help identify suspects at large parties became another valuable aspect of their company. We talk about the graying of theater and the importance of attracting audiences. Mark stresses the need for a "wow" moment that leaves a lasting impression on the audience. The goal is for the audience to talk about the show long after they leave the venue and share their experiences with friends and family.The hosts mention two plays they are working on: "The Elf Who Knew Too Much" and "The Great Reindeer Hoax." The former is a spoof on a Jimmy Stewart movie, involving an elf with a Viagra connection at the North Pole. It includes well-known characters like Santa, Mrs. Claus, elves, reindeer, and even Rudolph, portrayed as a recovering alcoholic. The latter play is a spoof on the song "Grandma Got Run Over by a Reindeer," incorporating clues from the song and focusing on a chocolate factory run by Grandma.Mark also shares interesting anecdotes about how guests and actors contribute to the development of stories and characters. For example, a guest's curiosity about an unmentioned character led to the creation of a new story, and an actress finding inspiration on a restaurant menu led to a character name in a mystery.For Mark, it's all about the importance of creating memorable experiences for audiences.Detective Mark's Social Media Contact Info:www.MyKillerParty.comhttp://www.GetAwayWithMurder.comMrEParties@aol.comToll Free: (888) MRE-PRTZ (673-7789)P. O. Box 2; Tallmadge, OH 44278Contact Detective Mark and also find their event calendarContact Event listing Attend LIVE! Or go to Eventbrite Filter for Ohio; then search “get away with murder dinner parties”Copyright 2023 Carol Ventresca and...

We are joined by guest Larae Schraeder, an attorney specializing in elder law and Medicaid eligibility and planning. Schraeder shares her expertise and personal experiences while discussing the intricacies of Medicaid and the importance of proper planning for long-term care.Larae emphasizes the need for strategic preparation when it comes to potential long-term care or assisted living needs. She advises individuals to gather and retain financial documents, such as bank statements, during hospital stays and to consult and receive advice on preserving assets.The topic of spending down to the $2000 asset limit for Medicaid is discussed, with Larae highlighting that it may not always be necessary but steps can be taken to meet the criteria. Larae discusses the importance of transparency when filling out Medicaid information, particularly regarding gifts that have been made. There can be debates over eligibility, especially when it comes to defining what constitutes a gift. Medicaid, a program that includes federal funding but is administered by individual states, is then explored. Larae explains the various benefits covered, including the SNAP program, health insurance for children, assistance with Medicare premiums for older adults, and long-term care for adults who meet certain criteria.The parameters for qualifying for long-term care benefits in Ohio are outlined, including residency, meeting income limits, and having restricted assets. Larae also highlights the importance of strategic asset planning to prevent impoverishment for families stuck in the middle, who have too much to qualify for Medicaid but too little to afford necessary care.The discussion then shifts to the challenges faced by facilities and the limitations they may have in providing legal advice regarding preserving assets. Larae cautions that qualifying for Medicaid does not guarantee the ability to keep assets and leave them to chosen individuals after death. Larae explains the Medicaid estate recovery program in Ohio, where assets are reported to the state upon the Medicaid recipient's death. Schraeder assures listeners that estate recovery constitutes a small portion of the budget spent on Medicaid programs and is not a significant source of revenue.Here are the resources we mention in this episode.We would love to hear from you.Give us your feedback, or suggest a topic, by leaving us a voice message.Email us at hello@lookingforwardourway.com.Find us on Facebook.Please review our podcast on Google!And of course, everything can be found on our website, Looking Forward Our Way.Recorded in Studio C at 511 Studios. A production of Circle270Media Podcast Consultants.Copyright 2023 Carol Ventresca and Brett Johnson

Josh Kinzel from Seniority Benefits Group is back in the studio to talk about the 2024 Medicare Open Enrollment.Josh starts off by explaining that when it comes to Medicare choices, you have some flexibility. You can go with a supplement and drug plan or opt for a Medicare Advantage plan. The decision really depends on your own risk tolerance when it comes to health insurance events. If you have chronic conditions, you might lean towards a safer approach with a supplement and drug plan. On the other hand, if you're not dealing with any health issues but like to play it safe, a Medicare Advantage plan might be more up your alley.To help put things in perspective, Josh uses the analogy of car or home insurance. You can choose to pay more upfront for comprehensive coverage or take on more risk for potential savings. In the Medicare world, the fundamental choices are a supplement and drug plan for lower risk or a Medicare Advantage plan for more risk and savings.One important thing to note is that when you initially choose Medicare, no one can deny you coverage based on your medical condition. Medicare is an insurance program offered by the government, with Medicare A covering hospitalization and Medicare B covering everything outside of the hospital. However, these plans only cover about 80% of your medical bills and don't include prescription medications.That's where things like Medicare supplement plans (also known as Medigap) and Part D pharmacy plans come into play. You can purchase a supplement plan to cover the remaining 20% and also get Part D to cover your prescription meds.Alternatively, there's Medicare Advantage (Part C), which is like having an all-in-one card for your healthcare needs. These plans are administered by private insurance companies on behalf of Medicare. Josh also talks about the cost of medications and how they can vary. However, the good news is that the Inflation Reduction Act plans to implement a maximum out-of-pocket cost of $2,000 for all medications by 2025. That's a big relief for those who need expensive medications to stay healthy.He also mentions that the premium and deductibles for Medicare have been pretty stable over the years, which is reassuring. We also dive into some interesting stuff about how Medicare plans are advertised. Advertisements must be specific about the plans they're discussing, unlike those often misleading ads we've seen in the past. The goal is to remove the open-ended and misleading aspects of current ads and promote more focused advertising from specific healthcare companies.He and Seniority Benefit Group specialize in helping small groups deliver affordable health insurance options. They even have a tool called Shop Our Plan that provides personalized recommendations on whether employees should stick with their employer plan or consider Medicare.So, if you're gearing up for the 2024 Medicare Open Enrollment, give this episode a listen to get all the info you need to make the best decision for your healthcare needs.Here is a list of resources mentioned in this episode.We would love to hear from you.Give us your feedback, or suggest a topic, by leaving us a voice message.Email us at hello@lookingforwardourway.com.Find us on Facebook.Please review our podcast on Google!And of course, everything can be found on...

Our featured guest, Anthony Santilli from the Fangs & Fur Podcast, talks about his personal journey feeding his pet, sharing how a crisis in the pet food industry compelled him to reevaluate his career path. Witnessing the transformative impact of real, fresh, and raw food on dogs' health, he developed a passion for promoting healthier diets for our four-legged companions.We delve into the connection between diet and health issues such as diabetes and kidney disease in dogs. Anthony offers practical tips to improve your dog's diet without breaking the bank, debunking the myth that natural food for dogs is always more expensive. Taking proactive steps in providing better nutrition can save money in the long run by reducing the need for medication and veterinary care.We would love to hear from you.Give us your feedback, or suggest a topic, by leaving us a voice message.Email us at hello@lookingforwardourway.com.Find us on Facebook.Please review our podcast on Google!And of course, everything can be found on our website, Looking Forward Our Way.Recorded in Studio C at 511 Studios. A production of Circle270Media Podcast Consultants.Copyright 2023 Carol Ventresca and Brett Johnson

We have a very special guest joining us once again - Franklin County Auditor Michael Stinziano. Together, we will explore the hot topic of property tax reappraisal in 2023 and its impact on homeowners across the county. As we discuss the importance of modernizing the Homestead exemption and preventing property taxes from driving long-time residents out of their neighborhoods, we will also explore potential solutions such as capping tax increases and targeted tax breaks. Our guest sheds light on a Cleveland Ohio model and how it could prove to be an effective solution. But that's not all - we'll also take a deep dive into the intricacies of the property tax system, the importance of understanding how taxes are established, and how a slight change in property values can have significant implications for homeowners. The best way to get a handle on all of this is to go to their new website, Know Your Home Value.So, whether you're a homeowner interested in the 2023 property tax reappraisal, or simply intrigued by the interplay between property taxes and community development, this episode has something for you. Get ready to gather valuable insights from Franklin County Auditor Michael Stinziano as we explore this timely and important topic. We would love to hear from you.Give us your feedback, or suggest a topic, by leaving us a voice message.Email us at hello@lookingforwardourway.com.Find us on Facebook.Please review our podcast on Google!And of course, everything can be found on our website, Looking Forward Our Way.Recorded in Studio C at 511 Studios. A production of Circle270Media Podcast Consultants.Copyright 2023 Carol Ventresca and Brett Johnson