Not Just A Transaction

Episode Topic: In this episode of Not Just a Transaction, hosts Nick Prefontaine and Zachary Beach chat with special guest Steve Mernick about his role as Head of Acquisitions at Original Real Estate. Steve explains how his work can help change the trajectory of the lives of the people they support and what he does to make that happen. He also shares a little bit about himself and how he went from hustling and working two jobs to making this his full-time passion. Glossary of Special Terms Used in this Episode: Down payment – An initial payment made when purchasing a home. Rent-to-Own – An agreement between a homeowner and a renter that gives a renter the option to purchase the rented property before the end of the rental period. What you'll learn about in this episode: Who Steve Mernick is and how he got into real estate What the function is for Head of Acquisitions of a rent-to-own real estate business Steve's personal background and passion for woodworking What a day as Head of Acquisitions looks like The impact of Steve's work and why he views it as “not just a transaction.” Resources: Website: http://homeonyourterms.com/ Instagram: instagram.com/homeonyourterms Additional Resources: Original Real Estate Website: http://originalre.com/ Contact Us: http://originalre.com/contact/ Steve's Bio: Steve Mernick is a Real Estate expert in Creative Financial Real Estate with over 4 years of experience in this RE niche. He is also a Creative financial RE coach and mentor to students both nationally and internationally. Steve's expertise involves Real Estate deal structuring and Joint venture partnerships, and he and his wife, Lauren, are the founders of Home on Your Terms. Steve and Lauren have 2 children and two dogs, and in his free time, Steve can be found playing Cornhole. Nick's Bio: In 2003, Nick Prefontaine was in a snowboarding accident that left him in a coma for over 3 weeks. The doctors told his parents that he probably wouldn't walk, talk, or eat on his own again. Less than 3 months later, he was running out of Franciscan Children's hospital. Now Nick speaks to groups that benefit from his message of overcoming adversity. Nick grew up in the real estate industry and got started at an early age. Most notably, he was knocking on Pre-Foreclosure doors at 16, doing up to 50 doors a day. This experience helped shape Nick's real estate career. When someone opens the door you better have something compelling to say. Now, Nick specializes in working with lease purchase buyers to get them into a home and on the path to homeownership. That includes working with them throughout the entire deal which ends in them being able to get their own loan. Getting buyers to the finish line is something Nick and the entire team at Original Real Estate take pride in. That is something that separates them from their competition. Regardless of a buyer's credit situation, he looks at their complete financial picture and comes up with a plan to get them into a home. Zachary's Bio: Zachary Beach is an Amazon Best-Selling Author of The New Rules of Real Estate Investing and revised edition of Real Estate On Your Terms. He has been an authority in real estate for 7 years now and has personally completed hundreds of real estate transactions and has mentored investors to complete thousands of transactions. At the age of 25, Zachary decided to leave the world of bartending and personal training and jump into the family business. Now he is an equal partner and runs the acquisitions department, focusing on helping sellers accomplish their goal of selling their property. If Zachary is not working, you will find him enjoying the outdoors or spending time with his wife Kayla and two kids, Remi and Bellamy. His passion for family and business is what keeps him motivated and excited to take on each day.

Episode Topic: In this episode of Not Just a Transaction, host Nick Prefontaine gives an in-depth look at the buyer journey working with Original Real Estate through rent-to-own. Nick explains his process of vetting potential buyers, the importance of ensuring a solid debt-to-income ratio, and how his team works with buyers to transition them from renters to homeowners. Glossary of Special Terms Used in this Episode: Debt-to-Income Ratio – The percentage of your monthly pre-tax income that goes toward paying your existing debts and monthly bills. Down payment – An initial payment made when purchasing a home. Deposit – An amount of money paid as an installment towards a purchase. Rent-to-Own – An agreement between a homeowner and a renter that gives a renter the option to purchase the rented property before the end of the rental period. What you'll learn about in this episode: A 10,000-foot view of how the process works when buying with Original Real Estate What the first steps are to becoming a rent-to-own buyer The monetary qualifications needed to ensure you will be successful in your rent-to-own journey How Original Real Estate helps buyers go from renters to homeowners What the non-negotiables are for buyers working with Original Real Estate How signing up for the email list will give you an exclusive look at homes before they are offered to the public Resources: Original Real Estate Website: http://originalre.com/ Contact Us: http://originalre.com/contact/ Nick's Bio: In 2003, Nick Prefontaine was in a snowboarding accident that left him in a coma for over 3 weeks. The doctors told his parents that he probably wouldn't walk, talk, or eat on his own again. Less than 3 months later, he was running out of Franciscan Children's hospital. Now Nick speaks to groups that benefit from his message of overcoming adversity. Nick grew up in the real estate industry and got started at an early age. Most notably, he was knocking on Pre-Foreclosure doors at 16, doing up to 50 doors a day. This experience helped shape Nick's real estate career. When someone opens the door you better have something compelling to say. Now, Nick specializes in working with lease purchase buyers to get them into a home and on the path to homeownership. That includes working with them throughout the entire deal which ends in them being able to get their own loan. Getting buyers to the finish line is something Nick and the entire team at Original Real Estate take pride in. That is something that separates them from their competition. Regardless of a buyer's credit situation, he looks at their complete financial picture and comes up with a plan to get them into a home.

Episode Topic: In this episode of Not Just a Transaction, hosts Nick Prefontaine and Zachary Beach chat about if Original Real Estate can make deals with your landlord so that you can rent-to-own the property. During the episode, they explain why they only work with properties that they control and challenges that may arise with your home deposit. Glossary of Special Terms Used in this Episode: Equity – The difference in value between a home's fair market value and the amount of outstanding debt on the home through mortgages or other types of liens. Down payment – An initial payment made when purchasing a home. Rent-to-Own – An agreement between a homeowner and a renter that gives a renter the option to purchase the rented property before the end of the rental period. What you'll learn about in this episode: Why the rent that you've been paying for years in your current rental wouldn't count towards your deposit if you now decided to purchase the home Why Original Real Estate can only offer rent-to-own deals on the properties that they control How agreeing on a deposit price with a current tenant and Original Real Estate can be challenging Why a landlord may not be interested in a rent-to-own deal, and what additional steps are required even if they are interested Why does any buyer, including tenants, have to be vetted by the Original Real Estate process Resources: Original Real Estate website: http://originalre.com/ Contact Us: http://originalre.com/contact/ Nick's Bio: In 2003, Nick Prefontaine was in a snowboarding accident that left him in a coma for over 3 weeks. The doctors told his parents that he probably wouldn't walk, talk, or eat on his own again. Less than 3 months later, he was running out of Franciscan Children's hospital. Now Nick speaks to groups that benefit from his message of overcoming adversity. Nick grew up in the real estate industry and got started at an early age. Most notably, he was knocking on Pre-Foreclosure doors at 16, doing up to 50 doors a day. This experience helped shape Nick's real estate career. When someone opens the door you better have something compelling to say. Now, Nick specializes in working with lease purchase buyers to get them into a home and on the path to homeownership. That includes working with them throughout the entire deal which ends in them being able to get their own loan. Getting buyers to the finish line is something Nick and the entire team at Original Real Estate take pride in. That is something that separates them from their competition. Regardless of a buyer's credit situation, he looks at their complete financial picture and comes up with a plan to get them into a home. Zachary's Bio: Zachary is an Amazon Best-Selling Author of The New Rules of Real Estate Investing and revised edition of Real Estate On Your Terms. He has been an authority in real estate for 7 years now and has personally completed hundreds of real estate transactions and has mentored investors to complete thousands of transactions. At the age of 25, Zachary decided to leave the world of bartending and personal training and jump into the family business. Now he is an equal partner and runs the acquisitions department, focusing on helping sellers accomplish their goal of selling their property. If Zachary is not working, you will find him enjoying the outdoors or spending time with his wife Kayla and two kids Remi and Bellamy. His passion for family and business is what keeps him motivated and excited to take on each day.

Episode Topic: In this episode of Not Just a Transaction, hosts Nick Prefontaine and Zachary Beach chat about why sellers choose to have Original Real Estate handle their rent-to-own properties instead of doing it themselves. They explain the importance of the systems and processes that they have in place and how those systems result in a more successful transaction. Nick and Zach also share how they work with buyers to ensure success on their end of the deal. Glossary of Special Terms Used in this Episode: Equity – The difference in value between a home's fair market value and the amount of outstanding debt on the home through mortgages or other types of liens. Down payment – An initial payment made when purchasing a home. Rent-to-Own – An agreement between a homeowner and a renter that gives a renter the option to purchase the rented property before the end of the rental period. What you'll learn about in this episode: Why sellers trust Original Real Estate to handle their rent-to-own properties instead of trying to do it themselves What type of sellers Original Real Estate works with and what they expect out of the experience How Original Real Estate's multi-layered processes help set their buyers up for success The importance of real estate experience in the rent-to-own business How the systems and processes Original Real Estate has in place benefit both buyers and sellers Resources: Original Real Estate website: http://originalre.com/ Contact Us: http://originalre.com/contact/ Nick's Bio: In 2003, Nick Prefontaine was in a snowboarding accident that left him in a coma for over 3 weeks. The doctors told his parents that he probably wouldn't walk, talk, or eat on his own again. Less than 3 months later, he was running out of Franciscan Children's hospital. Now Nick speaks to groups that benefit from his message of overcoming adversity. Nick grew up in the real estate industry and got started at an early age. Most notably, he was knocking on Pre-Foreclosure doors at 16, doing up to 50 doors a day. This experience helped shape Nick's real estate career. When someone opens the door you better have something compelling to say. Now, Nick specializes in working with lease purchase buyers to get them into a home and on the path to homeownership. That includes working with them throughout the entire deal which ends in them being able to get their own loan. Getting buyers to the finish line is something Nick and the entire team at Original Real Estate take pride in. That is something that separates them from their competition. Regardless of a buyer's credit situation, he looks at their complete financial picture and comes up with a plan to get them into a home. Zachary's Bio: Zachary is an Amazon Best-Selling Author of The New Rules of Real Estate Investing and revised edition of Real Estate On Your Terms. He has been an authority in real estate for 7 years now and has personally completed hundreds of real estate transactions and has mentored investors to complete thousands of transactions. At the age of 25, Zachary decided to leave the world of bartending and personal training and jump into the family business. Now he is an equal partner and runs the acquisitions department, focusing on helping sellers accomplish their goal of selling their property. If Zachary is not working, you will find him enjoying the outdoors or spending time with his wife Kayla and two kids Remi and Bellamy. His passion for family and business is what keeps him motivated and excited to take on each day.

Episode Topic: In this episode of Not Just a Transaction, hosts Nick Prefontaine and Zachary Beach chat with special guest Devin Sheehan about his real estate journey. They discuss how Devin's background in investing and flipping homes makes him a more informed real estate agent. Devin also shares his views on the importance of maintaining relationships with past clients and how it has led to his successful career in real estate. Glossary of Special Terms Used in this Episode: Equity – The difference in value between a home's fair market value and the amount of outstanding debt on the home through mortgages or other types of liens. Flipping – When a real estate investor purchases a distressed property or a home in need of repairs or renovation, makes the needed changes, then resells the property at a markup. Rent-to-Own – An agreement between a homeowner and a renter that gives a renter the option to purchase the rented property before the end of the rental period. What you'll learn about in this episode: Who Devin Sheehan is and how he became a real estate agent and investor Why it's beneficial to work with seasoned investors over traditional sellers What a day in Devin Sheehan's business life looks like The importance of reputation and standards when flipping homes How long-term relationships can be advantageous to your real estate business Resources: Website: devin.fitzpatrickteamluxury.com LinkedIn: https://www.linkedin.com/in/devin-sheehan-729337135/ Facebook: https://www.facebook.com/devinsheehanrealestate/ Additional Resources: Pre Property Solutions website: http://originalre.com/ Contact Us: http://originalre.com/contact/ Devin's Bio: Devin Sheehan, originally from upstate New York, has been living in Newport, Rhode Island and has a double major in Supply Chain Management and Entrepreneurship. He holds a strong background in sales, emerging technologies, and social media. His compassion for people and his ability to communicate effectively with his clients allows him to excel in real estate with the Fitzpatrick Team. Nick's Bio: In 2003, Nick Prefontaine was in a snowboarding accident that left him in a coma for over 3 weeks. The doctors told his parents that he probably wouldn't walk, talk, or eat on his own again. Less than 3 months later, he was running out of Franciscan Children's hospital. Now Nick speaks to groups that benefit from his message of overcoming adversity. Nick grew up in the real estate industry and got started at an early age. Most notably, he was knocking on Pre-Foreclosure doors at 16, doing up to 50 doors a day. This experience helped shape Nick's real estate career. When someone opens the door you better have something compelling to say. Now, Nick specializes in working with lease purchase buyers to get them into a home and on the path to homeownership. That includes working with them throughout the entire deal which ends in them being able to get their own loan. Getting buyers to the finish line is something Nick and the entire Pre Property Solutions team take pride in. That is something that separates them from their competition. Regardless of a buyer's credit situation, he looks at their complete financial picture and comes up with a plan to get them into a home. Zachary's Bio: Zachary Beach is an Amazon Best-Selling Author of The New Rules of Real Estate Investing and revised edition of Real Estate On Your Terms. He has been an authority in real estate for 7 years now and has personally completed hundreds of real estate transactions and has mentored investors to complete thousands of transactions. At the age of 25, Zachary decided to leave the world of bartending and personal training and jump into the family business. Now he is an equal partner and runs the acquisitions department, focusing on helping sellers accomplish their goal of selling their property. If Zachary is not working, you will find him enjoying the outdoors or spending time with his wife Kayla and two kids, Remi and Bellamy. His passion for family and business is what keeps him motivated and excited to take on each day.

Episode Topic: In this episode of Not Just A Transaction, hosts Nick Prefontaine and Zachary Beach chat about the pitfalls that occur when working with lenders who are not familiar with the Pre Property Solutions rent-to-own program. They explain a current situation a buyer who chose their own lender is facing. Nick and Zach also share why they have spent time developing relationships with lenders. Glossary of Special Terms Used in this Episode: Lender – A bank, credit union, or other financial institution that provides mortgage loans to qualified buyers. Rent-to-Own – An agreement between a homeowner and a renter that gives a renter the option to purchase the rented property before the end of the rental period. What you'll learn about in this episode: Why Pre Property Solutions refers buyers to specific lenders, even though they aren't getting a kickback What happens when a lender can't close a deal when their underwriters have never seen this type of agreement How not working with the lenders that Pre Property Solutions has built a relationship with can cause home buyers unnecessary stress What experience is Nick currently facing with a buyer who initially chose to find their own lender for their rent-to-own property What is the difference between lenders that Pre Property Solutions recommends and other traditional lenders Resources: Pre Property Solutions website: https://www.prepropertysolutions.com/ Contact Us: https://www.prepropertysolutions.com/contact/ Nick's Bio: In 2003, Nick Prefontaine was in a snowboarding accident that left him in a coma for over 3 weeks. The doctors told his parents that he probably wouldn't walk, talk, or eat on his own again. Less than 3 months later, he was running out of Franciscan Children's hospital. Now Nick speaks to groups that benefit from his message of overcoming adversity. Nick grew up in the real estate industry and got started at an early age. Most notably, he was knocking on Pre-Foreclosure doors at 16, doing up to 50 doors a day. This experience helped shape Nick's real estate career. When someone opens the door you better have something compelling to say. Now, Nick specializes in working with lease purchase buyers to get them into a home and on the path to homeownership. That includes working with them throughout the entire deal which ends in them being able to get their own loan. Getting buyers to the finish line is something Nick and the entire Pre Property Solutions team take pride in. That is something that separates them from their competition. Regardless of a buyer's credit situation, he looks at their complete financial picture and comes up with a plan to get them into a home. Zachary's Bio: Zachary is an Amazon Best-Selling Author of The New Rules of Real Estate Investing and revised edition of Real Estate On Your Terms. He has been an authority in real estate for 7 years now and has personally completed hundreds of real estate transactions and has mentored investors to complete thousands of transactions. At the age of 25, Zachary decided to leave the world of bartending and personally training and jump into the family business. Now he is an equal partner and runs the acquisitions department, focusing on helping sellers accomplish their goal of selling their property. If Zachary is not working, you will find him enjoying the outdoors or spending time with his wife Kayla and two kids Remi and Bellamy. His passion for family and business is what keeps him motivated and excited to take on each day.

Episode Topic: In this episode of Not Just a Transaction, hosts Nick Prefontaine and Zachary Beach discuss the criteria behind receiving a mailer from their business. They detail who they target and why they think those houses are a good fit for their buyers. Nick and Zach also talk about their rebrand to Original Real Estate and what that means for their business. Glossary of Special Terms Used in this Episode: Deposit – An amount of money paid as an installment towards a purchase. What you'll learn about in this episode: The types of mailers you may receive from Original Real Estate What properties are chosen to receive mailers and why Rebranding to Original Real Estate and what that means for buyers and sellers Who qualifies as a rent-to-own buyer How to know if the mailer you receive applies to you How to get in touch to learn more Resources: Pre Property Solutions website: https://www.prepropertysolutions.com/ Contact Us: https://www.prepropertysolutions.com/contact/ Nick's Bio: In 2003, Nick Prefontaine was in a snowboarding accident that left him in a coma for over 3 weeks. The doctors told his parents that he probably wouldn't walk, talk, or eat on his own again. Less than 3 months later, he was running out of Franciscan Children's hospital. Now Nick speaks to groups that benefit from his message of overcoming adversity. Nick grew up in the real estate industry and got started at an early age. Most notably, he was knocking on Pre-Foreclosure doors at 16, doing up to 50 doors a day. This experience helped shape Nick's real estate career. When someone opens the door you better have something compelling to say. Now, Nick specializes in working with lease purchase buyers to get them into a home and on the path to homeownership. That includes working with them throughout the entire deal which ends in them being able to get their own loan. Getting buyers to the finish line is something Nick and the entire Pre Property Solutions team take pride in. That is something that separates them from their competition. Regardless of a buyer's credit situation, he looks at their complete financial picture and comes up with a plan to get them into a home. Zachary's Bio: Zachary is an Amazon Best-Selling Author of The New Rules of Real Estate Investing and revised edition of Real Estate On Your Terms. He has been an authority in real estate for 7 years now and has personally completed hundreds of real estate transactions and has mentored investors to complete thousands of transactions. At the age of 25, Zachary decided to leave the world of bartending and personally training and jump into the family business. Now he is an equal partner and runs the acquisitions department, focusing on helping sellers accomplish their goal of selling their property. If Zachary is not working, you will find him enjoying the outdoors or spending time with his wife Kayla and two kids Remi and Bellamy. His passion for family and business is what keeps him motivated and excited to take on each day.

Episode Topic: In this episode of Not Just a Transaction, host Zachary Beach and special guest Darin Garman chat about Darin's transition from prison guard to real estate investor. They discuss what led Darin to make the change, the steps he took to reach $50 million in assets, and what he learned along the way. Glossary of Special Terms Used in this Episode: Broker – A licensed real estate agent who holds expertise that can help people with real estate transactions What you'll learn about in this episode: Who Darin Garman is and how he became a real estate investor How accurate thinking can change the trajectory of your life The difference between income and wealth How to own and manage for impact Why it's important to give to others How to show up as the best version of yourself, both mentally and physically Resources: Darin Garman's website: www.daringarman.com Additional Resources: Pre Property Solutions website: https://www.prepropertysolutions.com/ Contact Us: https://www.prepropertysolutions.com/contact/ Darin's Bio: Darin is an author with five books on real estate investing published, a former bank owner and board of director member, an owner and asset manager of over $50M in Heartland Investment Real Estate, and known as one of America's top “Go-To Guys” for all things multi-family. Zachary's Bio: Zachary Beach is an Amazon Best-Selling Author of The New Rules of Real Estate Investing and revised edition of Real Estate On Your Terms. He has been an authority in real estate for 7 years now and has personally completed hundreds of real estate transactions and has mentored investors to complete thousands of transactions. At the age of 25, Zachary decided to leave the world of bartending and personal training and jump into the family business. Now he is an equal partner and runs the acquisitions department, focusing on helping sellers accomplish their goal of selling their property. If Zachary is not working, you will find him enjoying the outdoors or spending time with his wife Kayla and two kids, Remi and Bellamy. His passion for family and business is what keeps him motivated and excited to take on each day.

In this episode of Not Just A Transaction, hosts Nick Prefontaine and Zachary Beach chat about how to sell your property subject to your existing financing. They explain what a subject to deal is, and why you may be interested. Nick and Zach also share if a subject to deal would work if you have equity in your home. Glossary of Special Terms Used in this Episode: Subject to Deal – A homeowner sells their property, the buyer takes ownership, but the homeowner retains their mortgage for a period of time. What you'll learn about in this episode: What is a subject to deal Why a subject to deal would work best for you How a subject to deal could be beneficial if you're looking for debt relief Why someone moving out of state or out of the country may be interested in a subject to deal How would you be able to hold your equity if you choose to do a subject to deal Why a subject to deal is a good option for home sellers who no longer want to be liable for their home Resources: Pre Property Solutions website: https://www.prepropertysolutions.com/ Contact Us: https://www.prepropertysolutions.com/contact/ Nick's Bio: In 2003, Nick Prefontaine was in a snowboarding accident that left him in a coma for over 3 weeks. The doctors told his parents that he probably wouldn't walk, talk, or eat on his own again. Less than 3 months later, he was running out of Franciscan Children's hospital. Now Nick speaks to groups that benefit from his message of overcoming adversity. Nick grew up in the real estate industry and got started at an early age. Most notably, he was knocking on Pre-Foreclosure doors at 16, doing up to 50 doors a day. This experience helped shape Nick's real estate career. When someone opens the door you better have something compelling to say. Now, Nick specializes in working with lease purchase buyers to get them into a home and on the path to homeownership. That includes working with them throughout the entire deal which ends in them being able to get their own loan. Getting buyers to the finish line is something Nick and the entire Pre Property Solutions team take pride in. That is something that separates them from their competition. Regardless of a buyer's credit situation, he looks at their complete financial picture and comes up with a plan to get them into a home. Zachary's Bio: Zachary is an Amazon Best-Selling Author of The New Rules of Real Estate Investing and revised edition of Real Estate On Your Terms. He has been an authority in real estate for 7 years now and has personally completed hundreds of real estate transactions and has mentored investors to complete thousands of transactions. At the age of 25, Zachary decided to leave the world of bartending and personally training and jump into the family business. Now he is an equal partner and runs the acquisitions department, focusing on helping sellers accomplish their goal of selling their property. If Zachary is not working, you will find him enjoying the outdoors or spending time with his wife Kayla and two kids Remi and Bellamy. His passion for family and business is what keeps him motivated and excited to take on each day.

Episode Topic: In this episode of Not Just A Transaction, host Nick Prefontaine speaks with a special guest and sales expert, John Martinez. John explains how sellers can make sure that they're getting the best price for their property, and what buyers can do to put their best foot forward when making offers. He also offers insights into how to go through negotiations properly. What you'll learn about in this episode: What is one thing that a seller can do to ensure they are getting the best price for their property Why you should never take the first offer that a buyer offers you when selling your home What can a buyer do to get the best deal on a home Why you should not increase your offer during negotiations unless you get a concession from the other side How sales is really just having an open conversation with someone Resources: Websites: https://midwestrev.com/ https://midwestrev.com/free-videos-sign-up/ LinkedIn: https://www.linkedin.com/in/johnmartinezsalestraining/ Facebook: https://www.facebook.com/MidwestRevenueGroup Twitter: https://twitter.com/MidwestRevenue Additional Resources: Pre Property Solutions website: https://www.prepropertysolutions.com/ Contact Us: https://www.prepropertysolutions.com/contact/ John's Bio: Over 20 years, John Martinez has gone from a struggling all-commission insurance salesperson to a nationally recognized sales expert. Along his journey, John has held many sales-related roles: Account Executive, Sales Manager, VP of Sales, Sales & Marketing Director, and Corporate Sales Trainer. John has completed over 4,000 hours of study on sales and how people actually make decisions…what REALLY drives them to take action. His approach to sales combines neuroscience, experimental and behavioral economics, and cognitive and social psychology. John has personally trained over 200 RE investment companies, hundreds of salespeople, and acquisition agents, and has achieved amazing results. John is the go-to expert in the field of REI Acquisitions & Sales. Today, he works with the best-of-the-best in the REI Industry…the top 5% who are doing between 50 and 1,000 deals per year. Nick's Bio: In 2003, Nick Prefontaine was in a snowboarding accident that left him in a coma for over 3 weeks. The doctors told his parents that he probably wouldn't walk, talk, or eat on his own again. Less than 3 months later, he was running out of Franciscan Children's hospital. Now Nick speaks to groups that benefit from his message of overcoming adversity. Nick grew up in the real estate industry and got started at an early age. Most notably, he was knocking on Pre-Foreclosure doors at 16, doing up to 50 doors a day. This experience helped shape Nick's real estate career. When someone opens the door you better have something compelling to say. Now, Nick specializes in working with lease purchase buyers to get them into a home and on the path to homeownership. That includes working with them throughout the entire deal which ends in them being able to get their own loan. Getting buyers to the finish line is something Nick and the entire Pre Property Solutions team take pride in. That is something that separates them from their competition. Regardless of a buyer's credit situation, he looks at their complete financial picture and comes up with a plan to get them into a home. Zachary's Bio: Zachary Beach is an Amazon Best-Selling Author of The New Rules of Real Estate Investing and revised edition of Real Estate On Your Terms. He has been an authority in real estate for 7 years now and has personally completed hundreds of real estate transactions and has mentored investors to complete thousands of transactions. At the age of 25, Zachary decided to leave the world of bartending and personal training and jump into the family business. Now he is an equal partner and runs the acquisitions department, focusing on helping sellers accomplish their goal of selling their property. If Zachary is not working, you will find him enjoying the outdoors or spending time with his wife Kayla and two kids, Remi and Bellamy. His passion for family and business is what keeps him motivated and excited to take on each day.

Episode Topic: In this episode of Not Just A Transaction, hosts Nick Prefontaine and Zachary Beach chat about the options available for buyers who cannot or will not take out a loan. They discuss a buyer who could not pay any interest due to religion and entrepreneurs who will not ever borrow money. Nick and Zach also share how Pre Property Solutions is a good option for buyers who want to put down a large deposit. Glossary of Special Terms Used in this Episode: Lease Option – An agreement between a homeowner and a renter that gives a renter the option to purchase the rented property during or at the end of the rental period. What you'll learn about in this episode: What options do you have to buy a home if your religion doesn't allow you to pay interest How Pre Property Solutions can be more flexible for buyers that want to pay in cash What does Pre Property Solutions offer that traditional banks do not Why Pre Property Solutions is a great option for entrepreneurs who will never take out a loan How a lease option buyer was able to put down a $100,000 deposit on a $250,000 home Resources: Pre Property Solutions website: https://www.prepropertysolutions.com/ Contact Us: https://www.prepropertysolutions.com/contact/ Nick's Bio: In 2003, Nick Prefontaine was in a snowboarding accident that left him in a coma for over 3 weeks. The doctors told his parents that he probably wouldn't walk, talk, or eat on his own again. Less than 3 months later, he was running out of Franciscan Children's hospital. Now Nick speaks to groups that benefit from his message of overcoming adversity. Nick grew up in the real estate industry and got started at an early age. Most notably, he was knocking on Pre-Foreclosure doors at 16, doing up to 50 doors a day. This experience helped shape Nick's real estate career. When someone opens the door you better have something compelling to say. Now, Nick specializes in working with lease purchase buyers to get them into a home and on the path to homeownership. That includes working with them throughout the entire deal which ends in them being able to get their own loan. Getting buyers to the finish line is something Nick and the entire Pre Property Solutions team take pride in. That is something that separates them from their competition. Regardless of a buyer's credit situation, he looks at their complete financial picture and comes up with a plan to get them into a home. Zachary's Bio: Zachary is an Amazon Best-Selling Author of The New Rules of Real Estate Investing and revised edition of Real Estate On Your Terms. He has been an authority in real estate for 7 years now and has personally completed hundreds of real estate transactions and has mentored investors to complete thousands of transactions. At the age of 25, Zachary decided to leave the world of bartending and personally training and jump into the family business. Now he is an equal partner and runs the acquisitions department, focusing on helping sellers accomplish their goal of selling their property. If Zachary is not working, you will find him enjoying the outdoors or spending time with his wife Kayla and two kids Remi and Bellamy. His passion for family and business is what keeps him motivated and excited to take on each day.

Episode Topic: In this episode of Not Just A Transaction, host Nick Prefontaine speaks with a special guest and Real Estate Investor, Ola Dantis. He explains his journey of immigrating to the United States from Nigeria and building a million-dollar real estate business. Ola also explains that success does not come easily, and how to overcome the challenges by sticking to your values and goals. What you'll learn about in this episode: Why Ola moved to the United States not searching for the American dream How success comes to us, and why we have a choice if we go after it or not What book Ola found was a pattern in successful people's lives and how the book impacted his life What was the biggest challenge of adjusting to life in the United States, and how Ola overcame it Why Ola believes that America is the best country on the planet Why flipping houses may not be ideal for perfectionists How to purchase commercial properties, and why it's necessary to have a team of people assisting you Resources: Podcast: https://www.dwellynn.com/show Website: https://www.dwellynn.com/ Instagram: https://www.instagram.com/oladantis/?hl=en LinkedIn: https://www.linkedin.com/company/dwellynn/?trk=biz-companies-cym Facebook: https://www.facebook.com/DwellynnLLC/ Twitter: http://twitter.com/dwellynn Pre Property Solutions website: https://www.prepropertysolutions.com/ Contact Us: https://www.prepropertysolutions.com/contact/ Ola's Bio: Ola Dantis is a real estate investor helping people generate passive income through real estate. An entrepreneur at heart, he brings his experience in owning and managing cash-flowing multifamily property in his personal real estate portfolio to larger multifamily investing with over $40,000,000M in deals. This foundational experience derived from the strategic acquisition, renovation, and repositioning has been instrumental in the apartment syndication space, resulting in a competitive edge in value add and equity creation. In addition, Ola draws from his leadership and analytic skills as a manager for a Fortune 10 company. Ola is an alumnus of the University of Birmingham in the United Kingdom graduating with bachelors' and masters' degrees. Ola is also an active member of the Urban Land Institute [ULI]. Nick's Bio: In 2003, Nick Prefontaine was in a snowboarding accident that left him in a coma for over 3 weeks. The doctors told his parents that he probably wouldn't walk, talk, or eat on his own again. Less than 3 months later, he was running out of Franciscan Children's hospital. Now Nick speaks to groups that benefit from his message of overcoming adversity. Nick grew up in the real estate industry and got started at an early age. Most notably, he was knocking on Pre-Foreclosure doors at 16, doing up to 50 doors a day. This experience helped shape Nick's real estate career. When someone opens the door you better have something compelling to say. Now, Nick specializes in working with lease purchase buyers to get them into a home and on the path to homeownership. That includes working with them throughout the entire deal which ends in them being able to get their own loan. Getting buyers to the finish line is something Nick and the entire Pre Property Solutions team take pride in. That is something that separates them from their competition. Regardless of a buyer's credit situation, he looks at their complete financial picture and comes up with a plan to get them into a home. Zachary's Bio: Zachary Beach is an Amazon Best-Selling Author of The New Rules of Real Estate Investing and revised edition of Real Estate On Your Terms. He has been an authority in real estate for 7 years now and has personally completed hundreds of real estate transactions and has mentored investors to complete thousands of transactions. At the age of 25, Zachary decided to leave the world of bartending and personal training and jump into the family business. Now he is an equal partner and runs the acquisitions department, focusing on helping sellers accomplish their goal of selling their property. If Zachary is not working, you will find him enjoying the outdoors or spending time with his wife Kayla and two kids, Remi and Bellamy. His passion for family and business is what keeps him motivated and excited to take on each day.

Episode Topic: In this episode of Not Just A Transaction, host Nick Prefontaine chats with Lisa and Steven Shepherd to discuss how they went from buyers to working with the Pre Property Solutions team as seller specialists. Lisa and Steven share what the daily responsibilities of a seller specialist are, and how they help educate buyers and sellers about the opportunity of a terms deal. They also share how buyers and sellers often choose to work with Pre Property Solutions to save on additional realtor fees. Glossary of Special Terms Used in this Episode: Lease Option – An agreement between a homeowner and a renter that gives a renter the option to purchase the rented property during or at the end of the rental period. What you'll learn about in this episode: How Steve and Lisa initially discovered Pre Property Solutions as potential buyers What led Steve and Lisa to become seller specialists on the Pre Property Solutions acquisition team How Pre Property Solutions offers continued support and education to it's seller specialists What is the daily role of a seller specialist in Pre Property Solutions and how they assist buyers with their property Why buyers and sellers choose to buy/sell their homes through a terms deal to avoid additional real estate fees Resources: Pre Property Solutions website: https://www.prepropertysolutions.com/ Contact Us: https://www.prepropertysolutions.com/contact/ Nick's Bio: In 2003, Nick Prefontaine was in a snowboarding accident that left him in a coma for over 3 weeks. The doctors told his parents that he probably wouldn't walk, talk, or eat on his own again. Less than 3 months later, he was running out of Franciscan Children's hospital. Now Nick speaks to groups that benefit from his message of overcoming adversity. Nick grew up in the real estate industry and got started at an early age. Most notably, he was knocking on Pre-Foreclosure doors at 16, doing up to 50 doors a day. This experience helped shape Nick's real estate career. When someone opens the door you better have something compelling to say. Now, Nick specializes in working with lease purchase buyers to get them into a home and on the path to home ownership. That includes working with them throughout the entire deal which ends in them being able to get their own loan. Getting buyers to the finish line is something Nick and the entire Pre Property Solutions team take pride in. That is something that separates them from their competition. Regardless of a buyer's credit situation, he looks at their complete financial picture and comes up with a plan to get them into a home. Zachary's Bio: Zachary is an Amazon Best-Selling Author of The New Rules of Real Estate Investing and revised edition of Real Estate On Your Terms. He has been an authority in real estate for 7 years now and has personally completed hundreds of real estate transactions and has mentored investors to complete thousands of transactions. At the age of 25, Zachary decided to leave the world of bartending and personally training and jump into the family business. Now he is an equal partner and runs the acquisitions department, focusing on helping sellers accomplish their goal of selling their property. If Zachary is not working, you will find enjoying the outdoors or spending time with his wife Kayla and two kids Remi and Bellamy. His passion for family and business is what keeps him motivated and excited to take on each day.

Episode Topic: In this episode of Not Just A Transaction, host Nick Prefontaine speaks with a special guest and Certified Financial Planner, Mark Willis. He explains his journey to understanding how money really works after accumulating over $100k in student loan debt. Mark also shares how we are all in the banking business whether we realize it or not, and the importance of being in control of our finances. Glossary of Special Terms Used in this Episode: Opportunity Cost – The loss that you could have gained when making an alternative choice. What you'll learn about in this episode: How Mark went on a journey to understanding how money really works after accumulating over $100k in student loan debt Why we are all in the banking business, whether we realize it or not, even if we pay with cash How to become your own banker or your own source of financing What is the number one mistake people make with their money Why it's important to understand your finances and not leave control of your money in someone else's hands Resources: Stay up to date with the Not Your Average Financial Podcast™: https://bit.ly/boyfuture Lake Growth Website: https://lakegrowth.com/ Mark's LinkedIn: http://www.linkedin.com/in/marklakegrowth Pre Property Solutions website: https://www.prepropertysolutions.com/ Contact Us: https://www.prepropertysolutions.com/contact/ Mark's Bio: Mark Willis is a man on a mission to help you think differently about your money, your economy, and your future. After graduating with six figures of student loan debt, and as he watched everybody lose their retirement savings and home equity in 2008 he knew that he needed to find a more predictable way to meet his financial objectives and those of his clients. Mark is now a Certified Financial Planner, a two-time best-selling author, and the owner of Lake Growth Financial Services, a financial firm in Chicago, Illinois. Over the years he has helped hundreds of his clients take back control of their financial future and build their businesses with proven tax-efficient financial solutions. He specializes in building custom-tailored financial strategies that are unknown to typical start jockeys, attorneys, and other gurus as co-host of the Not Your Average Financial podcast, he shares some of his strategies for investing in real estate, paying for college without going broke, and creating an income in retirement that you won't outlive. Mark works with people who want to grow their wealth in ways that are safe and predictable, to become their source of financing, and to create a tax-free income and retirement. Nick's Bio: In 2003, Nick Prefontaine was in a snowboarding accident that left him in a coma for over 3 weeks. The doctors told his parents that he probably wouldn't walk, talk, or eat on his own again. Less than 3 months later, he was running out of Franciscan Children's hospital. Now Nick speaks to groups that benefit from his message of overcoming adversity. Nick grew up in the real estate industry and got started at an early age. Most notably, he was knocking on Pre-Foreclosure doors at 16, doing up to 50 doors a day. This experience helped shape Nick's real estate career. When someone opens the door you better have something compelling to say. Now, Nick specializes in working with lease purchase buyers to get them into a home and on the path to homeownership. That includes working with them throughout the entire deal which ends in them being able to get their own loan. Getting buyers to the finish line is something Nick and the entire Pre Property Solutions team take pride in. That is something that separates them from their competition. Regardless of a buyer's credit situation, he looks at their complete financial picture and comes up with a plan to get them into a home. Zachary's Bio: Zachary Beach is an Amazon Best-Selling Author of The New Rules of Real Estate Investing and revised edition of Real Estate On Your Terms. He has been an authority in real estate for 7 years now and has personally completed hundreds of real estate transactions and has mentored investors to complete thousands of transactions. At the age of 25, Zachary decided to leave the world of bartending and personal training and jump into the family business. Now he is an equal partner and runs the acquisitions department, focusing on helping sellers accomplish their goal of selling their property. If Zachary is not working, you will find him enjoying the outdoors or spending time with his wife Kayla and two kids, Remi and Bellamy. His passion for family and business is what keeps him motivated and excited to take on each day.

Episode Topic: In this episode of Not Just A Transaction, hosts Nick and Zachary discuss the misconceptions surrounding down payments on a home. They explain why the majority of Pre Property Solutions buyers do not need to make an additional down payment when they get a loan. They also share some of the rare scenarios where a buyer would need to put additional money down. Nick and Zach also explain how buyers build equity into their homes during the lease term. Glossary of Special Terms Used in this Episode: Down payment – An initial payment made when purchasing a home. What you'll learn about in this episode: Why most buyers who work with Pre Property Solutions do not need to put down an additional down payment How you make payments during your lease that contribute to your down payment and help increase the odds of you securing a loan What rare scenarios would cause a buyer to need to come up with an additional down payment Why buyers can't just pay their down payment at the end of the lease before getting a loan Why your monthly rent does not go towards your down payment, and how it doesn't lead to success Resources: Pre Property Solutions website: https://www.prepropertysolutions.com/ Contact Us: https://www.prepropertysolutions.com/contact/ Nick's Bio: In 2003, Nick Prefontaine was in a snowboarding accident that left him in a coma for over 3 weeks. The doctors told his parents that he probably wouldn't walk, talk, or eat on his own again. Less than 3 months later, he was running out of Franciscan Children's hospital. Now Nick speaks to groups that benefit from his message of overcoming adversity. Nick grew up in the real estate industry and got started at an early age. Most notably, he was knocking on Pre-Foreclosure doors at 16, doing up to 50 doors a day. This experience helped shape Nick's real estate career. When someone opens the door you better have something compelling to say. Now, Nick specializes in working with lease purchase buyers to get them into a home and on the path to home ownership. That includes working with them throughout the entire deal which ends in them being able to get their own loan. Getting buyers to the finish line is something Nick and the entire Pre Property Solutions team take pride in. That is something that separates them from their competition. Regardless of a buyer's credit situation, he looks at their complete financial picture and comes up with a plan to get them into a home. Zachary's Bio: Zachary is an Amazon Best-Selling Author of The New Rules of Real Estate Investing and revised edition of Real Estate On Your Terms. He has been an authority in real estate for 7 years now and has personally completed hundreds of real estate transactions and has mentored investors to complete thousands of transactions. At the age of 25, Zachary decided to leave the world of bartending and personally training and jump into the family business. Now he is an equal partner and runs the acquisitions department, focusing on helping sellers accomplish their goal of selling their property. If Zachary is not working, you will find enjoying the outdoors or spending time with his wife Kayla and two kids Remi and Bellamy. His passion for family and business is what keeps him motivated and excited to take on each day.

Episode Topic: In this episode of Not Just A Transaction, host Nick Prefontaine speaks with a special guest and former Pre Property Solutions client, Denise Rossi. She explains how filing for bankruptcy prevented her from using conventional options to buy and purchase her home. Denise also explains how her family's experience of working with Pre Property Solutions twice, influenced them to help other families find unconventional ways to buy and sell their homes. Glossary of Special Terms Used in this Episode: Lease Option – An agreement between a homeowner and a renter that gives a renter the option to purchase the rented property during or at the end of the rental period. Equity – The difference in value between a home's fair market value and the amount of outstanding debt on the home through mortgages or other types of liens. What you'll learn about in this episode: How Denise experienced a win-win of buying and selling a property with Pre Property Solutions Why Denise's declaration of bankruptcy prevented her from buying a property through traditional methods How Denise and her husband help other buyers with their unique perspective of being in their shoes previously What lessons did Denise learn from buying and selling a home with Pre Property Solutions How Denise is currently helping buyers and sellers with lease options Why there are fewer people currently looking for an unconventional sale Resources: Pre Property Solutions website: https://www.prepropertysolutions.com/ Contact Us: https://www.prepropertysolutions.com/contact/ Denise's Bio: Denise Rossi is a real estate investor, who has the unique perspective of being in her client's shoes. She and her husband worked with Pre Property Solutions as both a buyer and as a seller. After going through issues, like many others, when trying to sell and to buy they were frustrated by the state of the current real estate and finance market. After finding a way to solve their problems by both buying a home through a rental home program and selling property now Denise is helping buyers and sellers out there to do the same thing find creative options to buy and sell their homes in the Boston area. Nick's Bio: In 2003, Nick Prefontaine was in a snowboarding accident that left him in a coma for over 3 weeks. The doctors told his parents that he probably wouldn't walk, talk, or eat on his own again. Less than 3 months later, he was running out of Franciscan Children's hospital. Now Nick speaks to groups that benefit from his message of overcoming adversity. Nick grew up in the real estate industry and got started at an early age. Most notably, he was knocking on Pre-Foreclosure doors at 16, doing up to 50 doors a day. This experience helped shape Nick's real estate career. When someone opens the door you better have something compelling to say. Now, Nick specializes in working with lease purchase buyers to get them into a home and on the path to homeownership. That includes working with them throughout the entire deal which ends in them being able to get their own loan. Getting buyers to the finish line is something Nick and the entire Pre Property Solutions team take pride in. That is something that separates them from their competition. Regardless of a buyer's credit situation, he looks at their complete financial picture and comes up with a plan to get them into a home. Zachary's Bio: Zachary Beach is an Amazon Best-Selling Author of The New Rules of Real Estate Investing and revised edition of Real Estate On Your Terms. He has been an authority in real estate for 7 years now and has personally completed hundreds of real estate transactions and has mentored investors to complete thousands of transactions. At the age of 25, Zachary decided to leave the world of bartending and personal training and jump into the family business. Now he is an equal partner and runs the acquisitions department, focusing on helping sellers accomplish their goal of selling their property. If Zachary is not working, you will find him enjoying the outdoors or spending time with his wife Kayla and two kids, Remi and Bellamy. His passion for family and business is what keeps him motivated and excited to take on each day.

Episode Topic: In this episode of Not Just A Transaction, hosts Nick and Zachary discuss how working with an attorney that is not experienced or specialized in real estate could ruin your unconventional deal. They also explain how working with inexperienced attorneys can cost you additional money and what questions you should ask when selecting legal counsel for your lease agreement. Glossary of Special Terms Used in this Episode: Lease Option – An agreement between a homeowner and a renter that gives a renter the option to purchase the rented property during or at the end of the rental period. What you'll learn about in this episode: Why you may experience hiccups or challenges if your attorney is not experienced or specialized in real estate How you could potentially spend additional money if you work with an attorney without real estate experience Why asking two specific questions can ensure that you are working with the right legal counsel for your creative real estate deal What steps should you take when selecting an attorney for your lease purchase or owner-financed agreement Why attorneys without real estate experience may advise that you shouldn't do an unconventional real estate deal Resources: Pre Property Solutions website: https://www.prepropertysolutions.com/ Contact Us: https://www.prepropertysolutions.com/contact/ Nick's Bio: In 2003, Nick Prefontaine was in a snowboarding accident that left him in a coma for over 3 weeks. The doctors told his parents that he probably wouldn't walk, talk, or eat on his own again. Less than 3 months later, he was running out of Franciscan Children's hospital. Now Nick speaks to groups that benefit from his message of overcoming adversity. Nick grew up in the real estate industry and got started at an early age. Most notably, he was knocking on Pre-Foreclosure doors at 16, doing up to 50 doors a day. This experience helped shape Nick's real estate career. When someone opens the door you better have something compelling to say. Now, Nick specializes in working with lease purchase buyers to get them into a home and on the path to home ownership. That includes working with them throughout the entire deal which ends in them being able to get their own loan. Getting buyers to the finish line is something Nick and the entire Pre Property Solutions team take pride in. That is something that separates them from their competition. Regardless of a buyer's credit situation, he looks at their complete financial picture and comes up with a plan to get them into a home. Zachary's Bio: Zachary is an Amazon Best-Selling Author of The New Rules of Real Estate Investing and revised edition of Real Estate On Your Terms. He has been an authority in real estate for 7 years now and has personally completed hundreds of real estate transactions and has mentored investors to complete thousands of transactions. At the age of 25, Zachary decided to leave the world of bartending and personally training and jump into the family business. Now he is an equal partner and runs the acquisitions department, focusing on helping sellers accomplish their goal of selling their property. If Zachary is not working, you will find enjoying the outdoors or spending time with his wife Kayla and two kids Remi and Bellamy. His passion for family and business is what keeps him motivated and excited to take on each day.

Episode Topic: In this episode of Not Just A Transaction, host Nick Prefontaine speaks with TED Speaker, Author, and Educator Adam Carroll. He explains how he utilizes his subconscious mind to work through complex questions. Adam also shares the importance of preparation for success, and how many hours he prepared for his TED talks. Adam also provides insight into why homeowners tend to be wealthier than those who don't own property. What you'll learn about in this episode: Why Adam believes it is important to always remain a student in life How instilling small positive financial habits in children will set them up for life Why and how should we ask complex questions to our subconscious mind What lessons Adam learned from having two TED talks How owning a home helps people become wealthier in their lives Resources: Website: http://www.adamspeaks.com/ www.theshredmethod.com www.adamcarroll.info LinkedIn: https://www.linkedin.com/in/adamcarrollspeaks/ Facebook: https://www.facebook.com/AdamSpeaks/ Twitter: https://twitter.com/AdamCarroll Additional Resources: Pre Property Solutions website: https://www.prepropertysolutions.com/ Contact Us: https://www.prepropertysolutions.com/contact/ Adam's Bio: Adam Carroll is an internationally recognized financial literacy expert, author of Winning the Money Game: 30 days to 1000, and Mastery of Money for Students. He is a two-time TED Talk speaker, one of his top talks passing 4 million views. He is the creator of the Broke, Busted and Disgusted documentary which has been played in hundreds of high schools and colleges, and is featured on CNBC and available on iTunes. He is the Founder and Curator of www.masteryofmoney.com and a contributor to the Huffington Post. Adam has presented at over 750 college and university campuses, hundreds of leadership symposiums, and countless local and regional events. His passion is helping people build a bigger life, not a bigger lifestyle. Nick's Bio: In 2003, Nick Prefontaine was in a snowboarding accident that left him in a coma for over 3 weeks. The doctors told his parents that he probably wouldn't walk, talk, or eat on his own again. Less than 3 months later, he was running out of Franciscan Children's hospital. Now Nick speaks to groups that benefit from his message of overcoming adversity. Nick grew up in the real estate industry and got started at an early age. Most notably, he was knocking on Pre-Foreclosure doors at 16, doing up to 50 doors a day. This experience helped shape Nick's real estate career. When someone opens the door you better have something compelling to say. Now, Nick specializes in working with lease purchase buyers to get them into a home and on the path to homeownership. That includes working with them throughout the entire deal which ends in them being able to get their own loan. Getting buyers to the finish line is something Nick and the entire Pre Property Solutions team take pride in. That is something that separates them from their competition. Regardless of a buyer's credit situation, he looks at their complete financial picture and comes up with a plan to get them into a home. Zachary's Bio: Zachary Beach is an Amazon Best-Selling Author of The New Rules of Real Estate Investing and revised edition of Real Estate On Your Terms. He has been an authority in real estate for 7 years now and has personally completed hundreds of real estate transactions and has mentored investors to complete thousands of transactions. At the age of 25, Zachary decided to leave the world of bartending and personal training and jump into the family business. Now he is an equal partner and runs the acquisitions department, focusing on helping sellers accomplish their goal of selling their property. If Zachary is not working, you will find him enjoying the outdoors or spending time with his wife Kayla and two kids, Remi and Bellamy. His passion for family and business is what keeps him motivated and excited to take on each day.

In this episode of Not Just A Transaction, host Nick Prefontaine discusses the different loan options available for buyers at the end of their rent-to-own agreement. He explains what loan most Pre Property Solutions buyers are the best fit for, and how much of a deposit he recommends and why the amount you put down can be beneficial. Glossary of Special Terms Used in this Episode: Rent-to-own – An agreement between a homeowner and a renter that gives a renter the option to purchase the rented property during or at the end of the rental period. Lender – A bank, credit union, or other financial institution that provides mortgage loans to qualified buyers. Deposit – An amount of money paid as an installment towards a purchase. What you'll learn about in this episode: How Pre Property Solutions help to educate buyers throughout the process Are buyers restricted to a certain type of loan at the end of their rent-to-own agreement What differences should buyers be aware of when selecting an FHA loan vs a conventional loan Why is a conventional loan typically considered best for Pre Property Solutions buyers Why does Pre Property Solutions recommend that their buyers get over a 10% deposit on the home Why is an additional downpayment is needed for some buyers Resources: Pre Property Solutions website: https://www.prepropertysolutions.com/ Contact Us: https://www.prepropertysolutions.com/contact/ Nick's Bio: In 2003, Nick Prefontaine was in a snowboarding accident that left him in a coma for over 3 weeks. The doctors told his parents that he probably wouldn't walk, talk, or eat on his own again. Less than 3 months later, he was running out of Franciscan Children's hospital. Now Nick speaks to groups that benefit from his message of overcoming adversity. Nick grew up in the real estate industry and got started at an early age. Most notably, he was knocking on Pre-Foreclosure doors at 16, doing up to 50 doors a day. This experience helped shape Nick's real estate career. When someone opens the door you better have something compelling to say. Now, Nick specializes in working with lease purchase buyers to get them into a home and on the path to home ownership. That includes working with them throughout the entire deal which ends in them being able to get their own loan. Getting buyers to the finish line is something Nick and the entire Pre Property Solutions team take pride in. That is something that separates them from their competition. Regardless of a buyer's credit situation, he looks at their complete financial picture and comes up with a plan to get them into a home.

Episode Topic: In this episode of Not Just A Transaction, hosts Nick Prefontaine and Zach Beach speak with Chris Prefontaine of Pre Property Solutions. He explains why he started Pre Property Solutions after facing his own credit challenges, following the 2008 market crash. Chris also provides insight into why sellers are interested in working with the company, even if they aren't in financial despair. Glossary of Special Terms Used in this Episode: Estate planning: the preparation of determining what happens to your assets in the event of death of incapacitation What you'll learn about in this episode: Why Chris started Pre Property Solutions back in 2012 How Pre Property Solutions helps both buyers and sellers facing challenges buying a home What are five scenarios where sellers would care about working with Pre Property Solutions What has been the biggest evolution of Pre Property Solutions since including Nick and Zach in the business How Pre Property Solutions can help you regardless of location or budget Resources: Linkedin: https://www.linkedin.com/in/chrisprefontaine Facebook: https://www.facebook.com/CHRISPRE SmartRealEstateCoachPodcast.com/webinar SmartRealEstateCoachPodcast.com/termsbook SmartRealEstateCoachPodcast.com/ebook SmartRealEstateCoach.com/QLS Additional Resources: Pre Property Solutions website: https://www.prepropertysolutions.com/ Contact Us: https://www.prepropertysolutions.com/contact/ Chris's Bio: Chris is the three-time best-selling author of Real Estate on Your Terms: Create Continuous Cash Flow Now, Without Using Your Cash or Credit. He's also the founder of SmartRealEstateCoach.com and the Smart Real Estate Coach Podcast. Chris has been in real estate for over 30 years. His experience includes the construction of over 100 single-family and duplex homes (mostly in the 1990's and selectively to date), has owned a Realty Executives Franchise (Massachusetts 1994-2000) as broker/owner which maintained high per-agent standards and eventually sold to Coldwell Banker in 2000. The 2000's included coaching ½ million and higher REALTORs® in order to scale & automate their business throughout the US and Canada. He also participated (and still does selectively) in doing condo conversions (multi-family homes to condos) and “raise the roof” projects (converting single-family ranches to colonials in growth neighborhoods). Chris has been a big advocate of constant education and participates regularly in high-end mastermind groups, as well as consults with private mentors. He runs his own buying and selling businesses with his family team, which buys 2-5 properties monthly, so they're in the trenches every single week. They also help clients do the same thing around the country. Chris and his family team have done over 80 million in real estate transactions. They mentor, coach, consult, and actually partner with students around the country (by application only) to do exactly what they do. Nick's Bio: In 2003, Nick Prefontaine was in a snowboarding accident that left him in a coma for over 3 weeks. The doctors told his parents that he probably wouldn't walk, talk, or eat on his own again. Less than 3 months later, he was running out of Franciscan Children's hospital. Now Nick speaks to groups that benefit from his message of overcoming adversity. Nick grew up in the real estate industry and got started at an early age. Most notably, he was knocking on Pre-Foreclosure doors at 16, doing up to 50 doors a day. This experience helped shape Nick's real estate career. When someone opens the door you better have something compelling to say. Now, Nick specializes in working with lease purchase buyers to get them into a home and on the path to homeownership. That includes working with them throughout the entire deal which ends in them being able to get their own loan. Getting buyers to the finish line is something Nick and the entire Pre Property Solutions team take pride in. That is something that separates them from their competition. Regardless of a buyer's credit situation, he looks at their complete financial picture and comes up with a plan to get them into a home. Zachary's Bio: Zachary Beach is an Amazon Best-Selling Author of The New Rules of Real Estate Investing and revised edition of Real Estate On Your Terms. He has been an authority in real estate for 7 years now and has personally completed hundreds of real estate transactions and has mentored investors to complete thousands of transactions. At the age of 25, Zachary decided to leave the world of bartending and personal training and jump into the family business. Now he is an equal partner and runs the acquisitions department, focusing on helping sellers accomplish their goal of selling their property. If Zachary is not working, you will find him enjoying the outdoors or spending time with his wife Kayla and two kids, Remi and Bellamy. His passion for family and business is what keeps him motivated and excited to take on each day.

Episode Topic: In this episode of Not Just A Transaction, host Nick Prefontaine discusses securing a loan before the rent-to-own agreement expiration date. He explains why Pre Property Solutions puts buyers in touch with lenders that are familiar with the process, and why you may want to avoid working with lenders you know that haven't worked on unconventional deals. Glossary of Special Terms Used in this Episode: Rent-to-own – An agreement between a homeowner and a renter that gives a renter the option to purchase the rented property during or at the end of the rental period. Lender – A bank, credit union, or other financial institution that provides mortgage loans to qualified buyers. Deposit – An amount of money paid as an installment towards a purchase. What you'll learn about in this episode: Why Pre Property Solutions reaches out 10-12 months before the expiration of an agreement to connect buyers with a lender Why is it easier to work with a lender that is already familiar with rent-to-own deals How buyers put themself at risk when they are not proactive about getting their loan Why does Pre Property Solutions refer buyers to lenders even if they don't get a referral fee How many months could it take to secure a home loan from a lender Resources: Pre Property Solutions website: https://www.prepropertysolutions.com/ Contact Us: https://www.prepropertysolutions.com/contact/ Nick's Bio: In 2003, Nick Prefontaine was in a snowboarding accident that left him in a coma for over 3 weeks. The doctors told his parents that he probably wouldn't walk, talk, or eat on his own again. Less than 3 months later, he was running out of Franciscan Children's hospital. Now Nick speaks to groups that benefit from his message of overcoming adversity. Nick grew up in the real estate industry and got started at an early age. Most notably, he was knocking on Pre-Foreclosure doors at 16, doing up to 50 doors a day. This experience helped shape Nick's real estate career. When someone opens the door you better have something compelling to say. Now, Nick specializes in working with lease purchase buyers to get them into a home and on the path to home ownership. That includes working with them throughout the entire deal which ends in them being able to get their own loan. Getting buyers to the finish line is something Nick and the entire Pre Property Solutions team take pride in. That is something that separates them from their competition. Regardless of a buyer's credit situation, he looks at their complete financial picture and comes up with a plan to get them into a home.

In this episode of Not Just A Transaction, host Nick Prefontaine speaks with Scott Ulmer of Little Pink Houses of America. He explains how he helps buyers who can afford payments but are unable to qualify for a mortgage. Scott also shares how he helps sellers who have the time to wait to cash out, receive an additional 10 to 15% return on their home. Glossary of Special Terms Used in this Episode: Lease Option – An agreement between a homeowner and a renter that gives a renter the option to purchase the rented property during or at the end of the rental period. Down payment – An initial payment made when purchasing a home. Forbearance – Temporary financial relief from the obligation of making a payment on a debt. A forbearance is an option for a lender or creditor who wants to extend the opportunity to postpone repayment to a borrower who is experiencing financial difficulties or personal hardship. What you'll learn about in this episode: How Scott was able to purchase his first home at only 14 years old How Scott's company helps people who can afford a mortgage but can't qualify, become homeowners Why sellers who can wait 12 to 18 months before being cashed out, they can see a 10-15% additional return What does preeminence mean, and how it applies to Scott's real estate business Why having a business that gives back to the community is a recipe for success Resources: Website: http://scotulmer.net/ https://www.pinkhousesofamerica.com/ LinkedIn: https://www.linkedin.com/in/scott-ulmer https://www.linkedin.com/company/naremm Facebook: https://www.facebook.com/littlepinkhouses4u/ Additional Resources: Pre Property Solutions website: https://www.prepropertysolutions.com/ Contact Us: https://www.prepropertysolutions.com/contact/ Scott's Bio: Scott has always had a passion for real estate. At just 14 years old Scott bought his own home after buying and selling a car that he found at a yard sale. From then on, he knew he had a natural talent for negotiating and selling homes. Recognizing he yearned to be part of the business world from a young age Scott graduated from The Ohio State University with a degree in business, finance, and Communication Studies. After graduating, he won the 20 under 40 award at 26 for a business he founded called, Aspiring Minds of Toledo. Scott then entered his family real estate business that ended up being far from what he expected. Though the outcome of his family business was not ideal. Scott did gain proficient professional skills and expertise he used throughout his career in real estate. Now, Scott recently started his own company dedicated to mentoring and training those who want to become real estate agents, or who wish to become property buyers or sellers. Scott has experienced over 1500 lease options, land contracts, owner financing, subject two's, and now wants to share his business strategies with the world. Scott has a compilation of videos and other mentoring resources that help his clients learn about these kinds of investment strategies so they can excel in the world of real estate just as he has. Nick's Bio: In 2003, Nick Prefontaine was in a snowboarding accident that left him in a coma for over 3 weeks. The doctors told his parents that he probably wouldn't walk, talk, or eat on his own again. Less than 3 months later, he was running out of Franciscan Children's hospital. Now Nick speaks to groups that benefit from his message of overcoming adversity. Nick grew up in the real estate industry and got started at an early age. Most notably, he was knocking on Pre-Foreclosure doors at 16, doing up to 50 doors a day. This experience helped shape Nick's real estate career. When someone opens the door you better have something compelling to say. Now, Nick specializes in working with lease purchase buyers to get them into a home and on the path to home ownership. That includes working with them throughout the entire deal which ends in them being able to get their own loan. Getting buyers to the finish line is something Nick and the entire Pre Property Solutions team take pride in. That is something that separates them from their competition. Regardless of a buyer's credit situation, he looks at their complete financial picture and comes up with a plan to get them into a home. Zachary's Bio: Zachary is an Amazon Best-Selling Author of The New Rules of Real Estate Investing and revised edition of Real Estate On Your Terms. He has been an authority in real estate for 7 years now and has personally completed hundreds of real estate transactions and has mentored investors to complete thousands of transactions. At the age of 25, Zachary decided to leave the world of bartending and personally training and jump into the family business. Now he is an equal partner and runs the acquisitions department, focusing on helping sellers accomplish their goal of selling their property. If Zachary is not working, you will find enjoying the outdoors or spending time with his wife Kayla and two kids Remi and Bellamy. His passion for family and business is what keeps him motivated and excited to take on each day.

Episode Topic: In this episode of Not Just A Transaction, host Zach Beach discusses the purpose behind Pre Property Solutions. He also shares real-life examples of the unforeseen financial and real estate challenges they've helped buyers and sellers get through. Glossary of Special Terms Used in this Episode: Rent-to-Own – An agreement between a homeowner and a renter that gives a renter the option to purchase the rented property during or at the end of the rental period. What you'll learn about in this episode: What is the purpose of Pre Property Solutions How Pre Property Solutions can help during unforeseen financial or real estate challenges What are examples of the challenges that Pre Property Solutions helps solve Why someone who has recently lost a child or went through a divorce would want to work with Pre Property Solutions What are some of the struggles that homeowners with a second home face Resources: Pre Property Solutions website: https://www.prepropertysolutions.com/ Contact Us: https://www.prepropertysolutions.com/contact/ Zachary's Bio: Zachary is an Amazon Best-Selling Author of The New Rules of Real Estate Investing and revised edition of Real Estate On Your Terms. He has been an authority in real estate for 7 years now and has personally completed hundreds of real estate transactions and has mentored investors to complete thousands of transactions. At the age of 25, Zachary decided to leave the world of bartending and personally training and jump into the family business. Now he is an equal partner and runs the acquisitions department, focusing on helping sellers accomplish their goal of selling their property. If Zachary is not working, you will find enjoying the outdoors or spending time with his wife Kayla and two kids Remi and Bellamy. His passion for family and business is what keeps him motivated and excited to take on each day.

Episode Topic: In this episode of Not Just A Transaction, hosts Nick Prefontaine and Zachary Beach speak with Greg and Cami Goucher of Mingo Properties. They explain how they help home buyers and sellers lock in equity and get the most out of a property with a terms deal. Greg and Cami also share what makes a buyer a good fit for their lease-purchase contracts. Glossary of Special Terms Used in this Episode: Lease Option – An agreement between a homeowner and a renter that gives a renter the option to purchase the rented property during or at the end of the rental period. What you'll learn about in this episode: Why did Cami and Greg quit their W2 jobs to pursue terms real estate How a buyer can lock in their equity at the beginning of a deal What are the benefits of a lease purchase for a home seller How sellers can get the most out of a property by doing a lease-purchase deal What would make a buyer not a good fit for a lease-purchase contract with Mingo Properties Resources: Website: http://mingoproperties.com/ Facebook: https://www.facebook.com/mingo.properties/ Instagram: https://www.instagram.com/mingo.properties/ Additional Resources: Pre Property Solutions website: https://www.prepropertysolutions.com/ Contact Us: https://www.prepropertysolutions.com/contact/ Greg and Cami's Bio: Greg and Cami are real estate investors in Ohio and are Co-Founders of Mingo Properties. They understand that life brings challenges that we cannot always foresee. They have experienced divorce, blending a family, being adult learners, and financial challenges. Last year they both left their full-time W2's to pursue their entrepreneurial dream. They bring empathy, compassion, and honesty to their business and those they work with. Greg and Cami are also certified coaches for Smart Real Estate and coach others in the Terms Real Estate niche. Nick's Bio: In 2003, Nick Prefontaine was in a snowboarding accident that left him in a coma for over 3 weeks. The doctors told his parents that he probably wouldn't walk, talk, or eat on his own again. Less than 3 months later, he was running out of Franciscan Children's hospital. Now Nick speaks to groups that benefit from his message of overcoming adversity. Nick grew up in the real estate industry and got started at an early age. Most notably, he was knocking on Pre-Foreclosure doors at 16, doing up to 50 doors a day. This experience helped shape Nick's real estate career. When someone opens the door you better have something compelling to say. Now, Nick specializes in working with lease purchase buyers to get them into a home and on the path to home ownership. That includes working with them throughout the entire deal which ends in them being able to get their own loan. Getting buyers to the finish line is something Nick and the entire Pre Property Solutions team take pride in. That is something that separates them from their competition. Regardless of a buyer's credit situation, he looks at their complete financial picture and comes up with a plan to get them into a home. Zachary's Bio: Zachary is an Amazon Best-Selling Author of The New Rules of Real Estate Investing and revised edition of Real Estate On Your Terms. He has been an authority in real estate for 7 years now and has personally completed hundreds of real estate transactions and has mentored investors to complete thousands of transactions. At the age of 25, Zachary decided to leave the world of bartending and personally training and jump into the family business. Now he is an equal partner and runs the acquisitions department, focusing on helping sellers accomplish their goal of selling their property. If Zachary is not working, you will find enjoying the outdoors or spending time with his wife Kayla and two kids Remi and Bellamy. His passion for family and business is what keeps him motivated and excited to take on each day.

Episode Topic: In this episode of Not Just A Transaction, hosts Nick and Zachary discuss how a banker who has worked in the finance industry for twenty years was able to benefit from selling his home outside of the traditional market. They also share how PreProperty Solutions helps sellers who are moving across the country. Glossary of Special Terms Used in this Episode: Lease Option – An agreement between a homeowner and a renter that gives a renter the option to purchase the rented property during or at the end of the rental period. What you'll learn about in this episode: What benefits a banker has in selling to a real estate investor Why do sellers have to pay out of pocket when they sell their home How someone who spent 20 years in finance isn't aware of working with investors likes Pre Property Solutions Why the traditional real estate market doesn't work for everyone, even people who aren't in financial distress Why sellers who are moving across the country benefit from working with Pre Property Solutions Resources: Pre Property Solutions website: https://www.prepropertysolutions.com/ Contact Us: https://www.prepropertysolutions.com/contact/ Nick's Bio: In 2003, Nick Prefontaine was in a snowboarding accident that left him in a coma for over 3 weeks. The doctors told his parents that he probably wouldn't walk, talk, or eat on his own again. Less than 3 months later, he was running out of Franciscan Children's hospital. Now Nick speaks to groups that benefit from his message of overcoming adversity. Nick grew up in the real estate industry and got started at an early age. Most notably, he was knocking on Pre-Foreclosure doors at 16, doing up to 50 doors a day. This experience helped shape Nick's real estate career. When someone opens the door you better have something compelling to say. Now, Nick specializes in working with lease purchase buyers to get them into a home and on the path to home ownership. That includes working with them throughout the entire deal which ends in them being able to get their own loan. Getting buyers to the finish line is something Nick and the entire Pre Property Solutions team take pride in. That is something that separates them from their competition. Regardless of a buyer's credit situation, he looks at their complete financial picture and comes up with a plan to get them into a home. Zachary's Bio: Zachary is an Amazon Best-Selling Author of The New Rules of Real Estate Investing and revised edition of Real Estate On Your Terms. He has been an authority in real estate for 7 years now and has personally completed hundreds of real estate transactions and has mentored investors to complete thousands of transactions. At the age of 25, Zachary decided to leave the world of bartending and personally training and jump into the family business. Now he is an equal partner and runs the acquisitions department, focusing on helping sellers accomplish their goal of selling their property. If Zachary is not working, you will find enjoying the outdoors or spending time with his wife Kayla and two kids Remi and Bellamy. His passion for family and business is what keeps him motivated and excited to take on each day.

Episode Topic: In this episode of Not Just A Transaction, host Nick Prefontaine speaks with CEO, Bestselling Author, and host of the Think Bigger Podcast show–Justin Stoddart. He explains how he helps sellers and buyers close on their homes with title and escrow. Justin also shares the model that he's developed to help real estate agents get to their clients. Glossary of Special Terms Used in this Episode: Title: insurance that offers protection to home buyers against accidental or malicious acts. Escrow: a third party company that holds assets and money of both parties during a transaction. What you'll learn about in this episode: What is title insurance and escrow How title insurance ensures that you don't inherit the sellers baggage Why it's important to focus on a life of a significance rather than success What is the Upstream Model and how it helps real estate agents Why you should always prioritize your home life, ahead of success Resources: Website: https://justinstoddart.com/ YouTube: https://www.youtube.com/c/justinstoddart Instagram: https://www.instagram.com/justinstoddart/ Linkedin: https://www.linkedin.com/in/justinstoddart/ Facebook: https://www.facebook.com/thinkbiggerrealestateshow Podcast: https://justinstoddart.com/podcast/ Paperback Book: https://justinstoddart.com/book Free Ebook: https://justinstoddart.com/freebook/ Additional Resources: Pre Property Solutions website: https://www.prepropertysolutions.com/ Contact Us: https://www.prepropertysolutions.com/contact/ Justin Stoddart's Bio: Justin finished his Bachelor's degree in construction management and business. He self-funded his college education by partnering with investors to flip homes, owning and operating a home services business and then working for a high-end home builder, which later led Justin to form his own high-end home building company. In 2007 his company built the featured home of the area's Parade of Homes. Despite rapid growth and success in the early to mid 2000's in luxury home building, the market crash forced deep introspection and Justin came to realize that his passion wasn't building homes, but rather building business and building people. Over the past two decades, Justin has owned, ran and grown small businesses, becoming an expert and thought leader in marketing, branding and business strategy. Now, his day-to-day entails being knee-to-knee with professionals through individual or team consultations, training and masterminds. In these settings, Justin is positioned on the front lines to help identify the biggest challenges facing professional industries and the subsequent opportunities that always follow. He recognizes the urgent need to help inspire industry professionals to Think Bigger. As an industry challenger, educator and leader, Justin is intent on helping to reshape the value proposition of well-paid professionals so that they can have a life of success and significance, income and impact. He is the host of the Think Bigger Real Estate Show where he interviews the biggest thinkers and highest achievers in the real estate industry. Justin is also an author and a nationally recognized, award-winning producer and speaker/trainer. He is also the International Best-Selling Author of The Upstream Model- Hidden Secrets to Building a Massive Referral Business While Crushing Big Tech Competitors. Nick's Bio: In 2003, Nick Prefontaine was in a snowboarding accident that left him in a coma for over 3 weeks. The doctors told his parents that he probably wouldn't walk, talk, or eat on his own again. Less than 3 months later, he was running out of Franciscan Children's hospital. Now Nick speaks to groups that benefit from his message of overcoming adversity. Nick grew up in the real estate industry and got started at an early age. Most notably, he was knocking on Pre-Foreclosure doors at 16, doing up to 50 doors a day. This experience helped shape Nick's real estate career. When someone opens the door you better have something compelling to say. Now, Nick specializes in working with lease purchase buyers to get them into a home and on the path to home ownership. That includes working with them throughout the entire deal which ends in them being able to get their own loan. Getting buyers to the finish line is something Nick and the entire Pre Property Solutions team take pride in. That is something that separates them from their competition. Regardless of a buyer's credit situation, he looks at their complete financial picture and comes up with a plan to get them into a home. Zachary's Bio: Zachary is an Amazon Best-Selling Author of The New Rules of Real Estate Investing and revised edition of Real Estate On Your Terms. He has been an authority in real estate for 7 years now and has personally completed hundreds of real estate transactions and has mentored investors to complete thousands of transactions. At the age of 25, Zachary decided to leave the world of bartending and personally training and jump into the family business. Now he is an equal partner and runs the acquisitions department, focusing on helping sellers accomplish their goal of selling their property. If Zachary is not working, you will find enjoying the outdoors or spending time with his wife Kayla and two kids Remi and Bellamy. His passion for family and business is what keeps him motivated and excited to take on each day.

Episode Topic: In this episode of Not Just A Transaction, hosts Nick and Zachary discuss rent-to-own buyers working with Pre Property Solutions this month. They explain how the journey of the self-employed buyers often differs from traditional employees. They also share how having a 20% downpayment can benefit you. Glossary of Special Terms Used in this Episode: Down payment – An initial payment made when purchasing a home. Deposit – An amount of money paid as an installment towards a purchase. What you'll learn about in this episode: What benefits rent to own buyers receive while working with Pre Property Solutions Why Pre Property Solutions would like to see their rent to own buyers get to a 10% down payment How Pre Property Solutions can get rent to own buyers to never need a bank once they get their downpayment to 20% Why do some buyers who make more money, and have better credit than others need more time to qualify for a loan How self-employed business owners experience a different situation with their accounting than other buyers Resources: Pre Property Solutions website: https://www.prepropertysolutions.com/ Contact Us: https://www.prepropertysolutions.com/contact/ Nick's Bio: In 2003, Nick Prefontaine was in a snowboarding accident that left him in a coma for over 3 weeks. The doctors told his parents that he probably wouldn't walk, talk, or eat on his own again. Less than 3 months later, he was running out of Franciscan Children's hospital. Now Nick speaks to groups that benefit from his message of overcoming adversity. Nick grew up in the real estate industry and got started at an early age. Most notably, he was knocking on Pre-Foreclosure doors at 16, doing up to 50 doors a day. This experience helped shape Nick's real estate career. When someone opens the door you better have something compelling to say. Now, Nick specializes in working with lease purchase buyers to get them into a home and on the path to home ownership. That includes working with them throughout the entire deal which ends in them being able to get their own loan. Getting buyers to the finish line is something Nick and the entire Pre Property Solutions team take pride in. That is something that separates them from their competition. Regardless of a buyer's credit situation, he looks at their complete financial picture and comes up with a plan to get them into a home. Zachary's Bio: Zachary is an Amazon Best-Selling Author of The New Rules of Real Estate Investing and revised edition of Real Estate On Your Terms. He has been an authority in real estate for 7 years now and has personally completed hundreds of real estate transactions and has mentored investors to complete thousands of transactions. At the age of 25, Zachary decided to leave the world of bartending and personally training and jump into the family business. Now he is an equal partner and runs the acquisitions department, focusing on helping sellers accomplish their goal of selling their property. If Zachary is not working, you will find enjoying the outdoors or spending time with his wife Kayla and two kids Remi and Bellamy. His passion for family and business is what keeps him motivated and excited to take on each day.

Episode Topic: In this episode of Not Just A Transaction, hosts Nick Prefontaine and Zachary Beach speak with Dan Breslin of Diamond Equity Investments. He explains how he helps clean up neighborhoods by flipping outdated houses. He also shares how families can close the chapter without altering their memories by selling directly to an investor. Glossary of Special Terms Used in this Episode: Flipping – When a real estate investor purchases a distressed property or a home in need of repairs or renovation, makes the needed changes, then resells the property at a markup. What you'll learn about in this episode: How Dan was able to start a career flipping houses after jail Why some people would rather forego making more profit and sell their home as-is How it is often simpler to sell to an investor than with a realtor Why the key to flipping houses is the fast and convenient sale How Diamond Equity Investments helps sellers close deals within hours or a few weeks Resources: Website: https://diamondequity.com Additional Resources: Pre Property Solutions website: https://www.prepropertysolutions.com/ Contact Us: https://www.prepropertysolutions.com/contact/ Dan Breslin's Bio: Dan Breslin is the current host of the REI Diamonds Podcast. He is the Founder and President of Diamond Equity Investments, a quick flip investing company with yearly revenues of over $3 million currently operating in Chicago, Philadelphia, Atlanta, Tampa, and Miami. Since founding the company in 2006, he has closed hundreds of deals, all of those deals off-market except one, and that one was a bad deal. The one deal that he used an agent, he lost money on. These days, he does between anywhere from 25 and 50 deals, dealing directly with the seller every single month. Nick's Bio: In 2003, Nick Prefontaine was in a snowboarding accident that left him in a coma for over 3 weeks. The doctors told his parents that he probably wouldn't walk, talk, or eat on his own again. Less than 3 months later, he was running out of Franciscan Children's hospital. Now Nick speaks to groups that benefit from his message of overcoming adversity. Nick grew up in the real estate industry and got started at an early age. Most notably, he was knocking on Pre-Foreclosure doors at 16, doing up to 50 doors a day. This experience helped shape Nick's real estate career. When someone opens the door you better have something compelling to say. Now, Nick specializes in working with lease purchase buyers to get them into a home and on the path to home ownership. That includes working with them throughout the entire deal which ends in them being able to get their own loan. Getting buyers to the finish line is something Nick and the entire Pre Property Solutions team take pride in. That is something that separates them from their competition. Regardless of a buyer's credit situation, he looks at their complete financial picture and comes up with a plan to get them into a home. Zachary's Bio: Zachary is an Amazon Best-Selling Author of The New Rules of Real Estate Investing and revised edition of Real Estate On Your Terms. He has been an authority in real estate for 7 years now and has personally completed hundreds of real estate transactions and has mentored investors to complete thousands of transactions. At the age of 25, Zachary decided to leave the world of bartending and personally training and jump into the family business. Now he is an equal partner and runs the acquisitions department, focusing on helping sellers accomplish their goal of selling their property. If Zachary is not working, you will find enjoying the outdoors or spending time with his wife Kayla and two kids Remi and Bellamy. His passion for family and business is what keeps him motivated and excited to take on each day.

Episode Topic: In this episode of Not Just A Transaction, host Nick Prefontaine discusses a real-life case study of a Pre Property Solutions buyer that recently closed on their loan. He also shares a realistic timeframe for the loan process, and why it's important to work with lenders that are familiar with the lease-purchase agreement. Glossary of Special Terms Used in this Episode: Lease Option – An agreement between a homeowner and a renter that gives a renter the option to purchase the rented property during or at the end of the rental period. Lender – A bank, credit union, or other financial institution that provides mortgage loans to qualified buyers. Deposit – An amount of money paid as an installment towards a purchase. What you'll learn about in this episode: Why Nick reaches out to the buyer and seller after closing a deal What happens when a buyer is ready to start the process to get their loan How long it typically takes a buyer to close on a loan Why Pre Property Solutions likes to refer buyers to familiar lenders How a seller can get rid of an asset without dealing with any problems that arise Resources: Pre Property Solutions website: https://www.prepropertysolutions.com/ Contact Us: https://www.prepropertysolutions.com/contact/ Nick's Bio: In 2003, Nick Prefontaine was in a snowboarding accident that left him in a coma for over 3 weeks. The doctors told his parents that he probably wouldn't walk, talk, or eat on his own again. Less than 3 months later, he was running out of Franciscan Children's hospital. Now Nick speaks to groups that benefit from his message of overcoming adversity. Nick grew up in the real estate industry and got started at an early age. Most notably, he was knocking on Pre-Foreclosure doors at 16, doing up to 50 doors a day. This experience helped shape Nick's real estate career. When someone opens the door you better have something compelling to say. Now, Nick specializes in working with lease purchase buyers to get them into a home and on the path to home ownership. That includes working with them throughout the entire deal which ends in them being able to get their own loan. Getting buyers to the finish line is something Nick and the entire Pre Property Solutions team take pride in. That is something that separates them from their competition. Regardless of a buyer's credit situation, he looks at their complete financial picture and comes up with a plan to get them into a home. Zachary's Bio: Zachary is an Amazon Best-Selling Author of The New Rules of Real Estate Investing and revised edition of Real Estate On Your Terms. He has been an authority in real estate for 7 years now and has personally completed hundreds of real estate transactions and has mentored investors to complete thousands of transactions. At the age of 25, Zachary decided to leave the world of bartending and personally training and jump into the family business. Now he is an equal partner and runs the acquisitions department, focusing on helping sellers accomplish their goal of selling their property. If Zachary is not working, you will find enjoying the outdoors or spending time with his wife Kayla and two kids Remi and Bellamy. His passion for family and business is what keeps him motivated and excited to take on each day.

Episode Topic: In this episode of Not Just A Transaction, host Nick Prefontaine speaks with Gerry DeLang of EndTaxProblems. He explains how he helps individuals and business owners alleviate their stress and anxiety from dealing with complications from the IRS. He also shares how a simple 15-minute conversation can answer unknown questions to immediately help you feel in control and at ease. Glossary of Special Terms Used in this Episode: Statute of limitations: a law that sets the maximum amount of time that someone can legally file a lawsuit. What you'll learn about in this episode: How the IRS causes anxiety and worries within home life and personal relationships What is the simplest thing you can do to reduce the stress of problems with the IRS How the statute of limitations affects back tax payments Why do many people think that others don't suffer from IRS complications How to get back on track after being a non-filer for several years Resources: Website: https://endtaxproblems.com Additional Resources: Pre Property Solutions website: https://www.prepropertysolutions.com/ Contact Us: https://www.prepropertysolutions.com/contact/ Gerry DeLang's Bio: In 2001, reacting to a huge need in the marketplace, Gerry DeLang founded EndTaxProblems to help taxpayers navigate and resolve their very painful IRS Issues. His company has successfully represented thousands of people over the years, restoring peace and sanity to their lives. They have helped folks from all walks of life, from the long-term nonfiler to the affluent business-facing payroll tax and personal tax issues. Oftentimes life events, health crises, divorce, business failure, accidents, etc throw what was once an orderly financial life into disarray. Never mind the great crashes of the internet bubble and the real estate meltdown. The real estate meltdown caused business issues, personal issues, and commercial real estate debt issues to increase even more. His team of seasoned Enrolled Agents and tax professionals has worked together for almost 20 years, handling all kinds of issues successfully. So, if you have tax problems large or small, business or personal, from the simple to the most complex, they are here to serve. Nick's Bio: In 2003, Nick Prefontaine was in a snowboarding accident that left him in a coma for over 3 weeks. The doctors told his parents that he probably wouldn't walk, talk, or eat on his own again. Less than 3 months later, he was running out of Franciscan Children's hospital. Now Nick speaks to groups that benefit from his message of overcoming adversity. Nick grew up in the real estate industry and got started at an early age. Most notably, he was knocking on Pre-Foreclosure doors at 16, doing up to 50 doors a day. This experience helped shape Nick's real estate career. When someone opens the door you better have something compelling to say. Now, Nick specializes in working with lease purchase buyers to get them into a home and on the path to home ownership. That includes working with them throughout the entire deal which ends in them being able to get their own loan. Getting buyers to the finish line is something Nick and the entire Pre Property Solutions team take pride in. That is something that separates them from their competition. Regardless of a buyer's credit situation, he looks at their complete financial picture and comes up with a plan to get them into a home. Zachary's Bio: Zachary is an Amazon Best-Selling Author of The New Rules of Real Estate Investing and revised edition of Real Estate On Your Terms. He has been an authority in real estate for 7 years now and has personally completed hundreds of real estate transactions and has mentored investors to complete thousands of transactions. At the age of 25, Zachary decided to leave the world of bartending and personally training and jump into the family business. Now he is an equal partner and runs the acquisitions department, focusing on helping sellers accomplish their goal of selling their property. If Zachary is not working, you will find enjoying the outdoors or spending time with his wife Kayla and two kids Remi and Bellamy. His passion for family and business is what keeps him motivated and excited to take on each day.

Episode Topic: In this episode of Not Just A Transaction, hosts Nick and Zachary discuss the impact that the COVID-19 pandemic has had on home buyers and sellers. They also share the positive effects that buyers have experienced during this time, and what they expect to see in the market in the future. Glossary of Special Terms Used in this Episode: Forbearance – Temporary financial relief from the obligation of making a payment on a debt. Forbearance is an option for a lender or creditor who wants to extend the opportunity to postpone repayment to a borrower who is experiencing financial difficulties or personal hardship. What you'll learn about in this episode: What are the two ways that sellers were affected by COVID-19 What are the two solutions that Pre Property Solutions can offer homeowners struggling with the effects of the pandemic How COVID-19 has affected buyers searching for a home The positive ways that buyers have been affected by the pandemic What Nick and Zach expect to see in the market in the next two to five years Why Pre Property Solutions buyers are walking into homes with equity Resources: Pre Property Solutions website: https://www.prepropertysolutions.com/ Contact Us: https://www.prepropertysolutions.com/contact/ Nick's Bio: In 2003, Nick Prefontaine was in a snowboarding accident that left him in a coma for over 3 weeks. The doctors told his parents that he probably wouldn't walk, talk, or eat on his own again. Less than 3 months later, he was running out of Franciscan Children's hospital. Now Nick speaks to groups that benefit from his message of overcoming adversity. Nick grew up in the real estate industry and got started at an early age. Most notably, he was knocking on Pre-Foreclosure doors at 16, doing up to 50 doors a day. This experience helped shape Nick's real estate career. When someone opens the door you better have something compelling to say. Now, Nick specializes in working with lease purchase buyers to get them into a home and on the path to home ownership. That includes working with them throughout the entire deal which ends in them being able to get their own loan. Getting buyers to the finish line is something Nick and the entire Pre Property Solutions team take pride in. That is something that separates them from their competition. Regardless of a buyer's credit situation, he looks at their complete financial picture and comes up with a plan to get them into a home. Zachary's Bio: Zachary is an Amazon Best-Selling Author of The New Rules of Real Estate Investing and revised edition of Real Estate On Your Terms. He has been an authority in real estate for 7 years now and has personally completed hundreds of real estate transactions and has mentored investors to complete thousands of transactions. At the age of 25, Zachary decided to leave the world of bartending and personally training and jump into the family business. Now he is an equal partner and runs the acquisitions department, focusing on helping sellers accomplish their goal of selling their property. If Zachary is not working, you will find enjoying the outdoors or spending time with his wife Kayla and two kids Remi and Bellamy. His passion for family and business is what keeps him motivated and excited to take on each day.

Episode Topic: In this episode of Not Just A Transaction, host Nick Prefontaine speaks with real estate investor Paul Moore of Wellings Capital. He explains the importance of focusing on one business idea, and he shares how his company helps make commercial real estate investing easy for beginners. Glossary of Special Terms Used in this Episode: Diversified funds – an investment that is spread across multiple markets or assets What you'll learn about in this episode: Why Paul Moore wishes he was not a serial entrepreneur What most billionaires have in common How to get started in commercial real estate with minimal effort What decision Paul made starting his entrepreneurial journey that he wouldn't do again How Paul Moore hopes to help decrease human trafficking Resources: Twitter: https://twitter.com/PaulMooreInvest Facebook: https://www.facebook.com/wellingscapital LinkedIn: https://www.linkedin.com/company/wellings-capital-llc Website: https://www.wellingscapital.com Free special report: https://www.wellingscapital.com/resources Additional Resources: Pre Property Solutions website: https://www.prepropertysolutions.com/ Contact Us: https://www.prepropertysolutions.com/contact/ Paul Moore's Bio: After a stint at Ford Motor Company, Paul co-founded a staffing firm where he was finalist for Michigan Entrepreneur of the Year two years straight. After selling the staffing firm to a publicly traded company, Paul began investing in real estate, founded multiple investment and development companies, appeared on HGTV, and eventually completed 85+ real estate Investments and exits, including a large multifamily development. He has contributed to Fox Business and is a regular contributor to Bigger-Pockets, producing live video and blog content regularly. Paul also co-hosted a wealth-building podcast called How to Lose Money and he's been a featured guest on 200+ podcasts. Paul is the author of The Perfect Investment – Create Enduring Wealth from the Historic Shift to Multifamily Housing and Storing Up Profits – Capitalize on America's Obsession with Stuff by Investing in Self-Storage. Paul is the Founder and Managing Partner of Wellings Capital, a real estate private equity firm. Nick's Bio: In 2003, Nick Prefontaine was in a snowboarding accident that left him in a coma for over 3 weeks. The doctors told his parents that he probably wouldn't walk, talk, or eat on his own again. Less than 3 months later, he was running out of Franciscan Children's hospital. Now Nick speaks to groups that benefit from his message of overcoming adversity. Nick grew up in the real estate industry and got started at an early age. Most notably, he was knocking on Pre-Foreclosure doors at 16, doing up to 50 doors a day. This experience helped shape Nick's real estate career. When someone opens the door you better have something compelling to say. Now, Nick specializes in working with lease purchase buyers to get them into a home and on the path to home ownership. That includes working with them throughout the entire deal which ends in them being able to get their own loan. Getting buyers to the finish line is something Nick and the entire Pre Property Solutions team take pride in. That is something that separates them from their competition. Regardless of a buyer's credit situation, he looks at their complete financial picture and comes up with a plan to get them into a home. Zachary's Bio: Zachary is an Amazon Best-Selling Author of The New Rules of Real Estate Investing and revised edition of Real Estate On Your Terms. He has been an authority in real estate for 7 years now and has personally completed hundreds of real estate transactions and has mentored investors to complete thousands of transactions. At the age of 25, Zachary decided to leave the world of bartending and personally training and jump into the family business. Now he is an equal partner and runs the acquisitions department, focusing on helping sellers accomplish their goal of selling their property. If Zachary is not working, you will find enjoying the outdoors or spending time with his wife Kayla and two kids Remi and Bellamy. His passion for family and business is what keeps him motivated and excited to take on each day.

Episode Topic: In this episode of Not Just A Transaction, hosts Nick and Zachary discuss the most common misconceptions of renting-to-own or lease-purchase for both sellers and buyers. They also share real-life examples of recent rent-to-own purchases, and their experience as real estate investors. Glossary of Special Terms Used in this Episode: Lease Option – An agreement between a homeowner and a renter that gives a renter the option to purchase the rented property during or at the end of the rental period. Equity – The difference in value between a home's fair market value and the amount of outstanding debt on the home through mortgages or other types of liens. What you'll learn about in this episode: How often buyers actually cash out the property How real estate investors take on liability along with the seller Do buyers take care of the home in the same way that the seller would Why it's just as effective to sell to a real estate investor as it is to a buyer How buyers can walk into a home with 50-75k of equity Resources: Pre Property Solutions website: https://www.prepropertysolutions.com/ Contact Us: https://www.prepropertysolutions.com/contact/ Nick's Bio: In 2003, Nick Prefontaine was in a snowboarding accident that left him in a coma for over 3 weeks. The doctors told his parents that he probably wouldn't walk, talk, or eat on his own again. Less than 3 months later, he was running out of Franciscan Children's hospital. Now Nick speaks to groups that benefit from his message of overcoming adversity. Nick grew up in the real estate industry and got started at an early age. Most notably, he was knocking on Pre-Foreclosure doors at 16, doing up to 50 doors a day. This experience helped shape Nick's real estate career. When someone opens the door you better have something compelling to say. Now, Nick specializes in working with lease purchase buyers to get them into a home and on the path to home ownership. That includes working with them throughout the entire deal which ends in them being able to get their own loan. Getting buyers to the finish line is something Nick and the entire Pre Property Solutions team take pride in. That is something that separates them from their competition. Regardless of a buyer's credit situation, he looks at their complete financial picture and comes up with a plan to get them into a home. Zachary's Bio: Zachary is an Amazon Best-Selling Author of The New Rules of Real Estate Investing and revised edition of Real Estate On Your Terms. He has been an authority in real estate for 7 years now and has personally completed hundreds of real estate transactions and has mentored investors to complete thousands of transactions. At the age of 25, Zachary decided to leave the world of bartending and personally training and jump into the family business. Now he is an equal partner and runs the acquisitions department, focusing on helping sellers accomplish their goal of selling their property. If Zachary is not working, you will find enjoying the outdoors or spending time with his wife Kayla and two kids Remi and Bellamy. His passion for family and business is what keeps him motivated and excited to take on each day.

Episode Topic: In this episode of Not Just A Transaction, hosts Nick Prefontaine and Zachary Beach speak with Curtis May of the financial planning firm Practical Wealth Advisors. He explains how managing cash flow is a crucial part of building wealth. He also shares easy principles to implement today to gain control over your money. Glossary of Special Terms Used in this Episode: Capital gains: a profit that is made from selling an investment What you'll learn about in this episode: Why most wealth is lost while managing cash flow The five things you have to get control of to build wealth What is the #1 thing that you can do to get control of your money The three different types of bank accounts that you should have Why paying yourself first is the difference between being rich and poor What are the four things you can do with money Resources: Website: https://practicalwealthadvisors.com Facebook: https://www.facebook.com/findoutmorenow/ LinkedIn: https://www.linkedin.com/in/curtismay/ Podcast: https://practicalwealth.libsyn.com/ Additional Resources: Pre Property Solutions website: https://www.prepropertysolutions.com/ Contact Us: https://www.prepropertysolutions.com/contact/ Curtis May's Bio: Curtis May is the host of the Practical Wealth Show podcast and the creator and owner of Practical Wealth Advisors. Curtis has been planning for individuals for more than 35 years, and he is passionate about helping his clients save money and live the very best life they can right now. The primary focus of his financial planning firm is to help individuals and families become financially free by following the principles of wealth creation that have endured for centuries around the world. Nick's Bio: In 2003, Nick Prefontaine was in a snowboarding accident that left him in a coma for over 3 weeks. The doctors told his parents that he probably wouldn't walk, talk, or eat on his own again. Less than 3 months later, he was running out of Franciscan Children's hospital. Now Nick speaks to groups that benefit from his message of overcoming adversity. Nick grew up in the real estate industry and got started at an early age. Most notably, he was knocking on Pre-Foreclosure doors at 16, doing up to 50 doors a day. This experience helped shape Nick's real estate career. When someone opens the door you better have something compelling to say. Now, Nick specializes in working with lease purchase buyers to get them into a home and on the path to home ownership. That includes working with them throughout the entire deal which ends in them being able to get their own loan. Getting buyers to the finish line is something Nick and the entire Pre Property Solutions team take pride in. That is something that separates them from their competition. Regardless of a buyer's credit situation, he looks at their complete financial picture and comes up with a plan to get them into a home. Zachary's Bio: Zachary is an Amazon Best-Selling Author of The New Rules of Real Estate Investing and revised edition of Real Estate On Your Terms. He has been an authority in real estate for 7 years now and has personally completed hundreds of real estate transactions and has mentored investors to complete thousands of transactions. At the age of 25, Zachary decided to leave the world of bartending and personally training and jump into the family business. Now he is an equal partner and runs the acquisitions department, focusing on helping sellers accomplish their goal of selling their property. If Zachary is not working, you will find enjoying the outdoors or spending time with his wife Kayla and two kids Remi and Bellamy. His passion for family and business is what keeps him motivated and excited to take on each day.

Episode Topic: In this episode of Not Just A Transaction, hosts Nick and Zachary explain the benefits of putting more than the minimum of a 3.5% down payment on a home. They also share unique ways that a buyer can make a larger down payment over time, and how buyers can enter into a mortgage with equity on the home. Glossary of Special Terms Used in this Episode: Lease Option – An agreement between a homeowner and a renter that gives a renter the option to purchase the rented property during or at the end of the rental period. PMI – Private Mortgage Insurance that a buyer is required to have if they make a down payment less than 20% of the home purchase price. Equity – The difference in value between a home's fair market value and the amount of outstanding debt on the home through mortgages or other types of liens. What you'll learn about in this episode: The benefits of putting more than 3.5% down on a home How much of a down payment do you need to avoid paying for PMI Why a higher down payment can mean a lower monthly mortgage payment How buyers choosing a lease-purchase can walk into equity at the time of purchase Why lenders are likely to give a loan to a buyer who's been making down payments over time in a lease-purchase Resources: Pre Property Solutions website: https://www.prepropertysolutions.com/ Contact Us: https://www.prepropertysolutions.com/contact/ Nick's Bio: In 2003, Nick Prefontaine was in a snowboarding accident that left him in a coma for over 3 weeks. The doctors told his parents that he probably wouldn't walk, talk, or eat on his own again. Less than 3 months later, he was running out of Franciscan Children's hospital. Now Nick speaks to groups that benefit from his message of overcoming adversity. Nick grew up in the real estate industry and got started at an early age. Most notably, he was knocking on Pre-Foreclosure doors at 16, doing up to 50 doors a day. This experience helped shape Nick's real estate career. When someone opens the door you better have something compelling to say. Now, Nick specializes in working with lease purchase buyers to get them into a home and on the path to home ownership. That includes working with them throughout the entire deal which ends in them being able to get their own loan. Getting buyers to the finish line is something Nick and the entire Pre Property Solutions team take pride in. That is something that separates them from their competition. Regardless of a buyer's credit situation, he looks at their complete financial picture and comes up with a plan to get them into a home. Zachary's Bio: Zachary is an Amazon Best-Selling Author of The New Rules of Real Estate Investing and revised edition of Real Estate On Your Terms. He has been an authority in real estate for 7 years now and has personally completed hundreds of real estate transactions and has mentored investors to complete thousands of transactions. At the age of 25, Zachary decided to leave the world of bartending and personally training and jump into the family business. Now he is an equal partner and runs the acquisitions department, focusing on helping sellers accomplish their goal of selling their property. If Zachary is not working, you will find enjoying the outdoors or spending time with his wife Kayla and two kids Remi and Bellamy. His passion for family and business is what keeps him motivated and excited to take on each day.

Episode Topic: In this episode of Not Just A Transaction, host Nick Prefontaine speaks with Sean Tepper, Founder & CEO of SaaS platform TYKR about how investing can help you make up for time that you were not saving or investing. Sean also discusses why it's important to invest in both properties and stocks. Glossary of Special Terms Used in this Episode: Angel investing: an investor with a high net worth that invests in a small business or startup in exchange for ownership equity in the business Public market: a company that sells shares to the open population Individual stocks: partial ownership in a company Compounding wealth: increased value due to interest earned on both the principal and interest What you'll learn about in this episode: Why real estate investors should invest in both property and stocks How individual stocks can help someone who has little money saved make up for lost time The one thing that an average person can do now to learn about investing What is a good entry point for beginning investors Why Sean believes schools should teach students about second streams of income The types of investments that see quicker returns Resources: Facebook: https://www.facebook.com/tykrpro/ LinkedIn: https://www.linkedin.com/in/seantepper/ Twitter: https://twitter.com/seantepper Platform: https://tykr.pro Affiliate program: https://tykr.pro/affiliates Additional Resources: Pre Property Solutions website: https://www.prepropertysolutions.com/ Contact Us: https://www.prepropertysolutions.com/contact/ Sean Tepper's Bio: Sean's backstory on TYKR has a not-so-glamorous humble beginning. He worked intensely as an angel investor without much success for five years (2011-2016). In 2016, he took a step back and decided to read as many boring investment books as he could, to create an algorithm that would help generate higher returns in the public market. In one year, he achieved a 15% return compared to the market average of 6%, if not lower. He then went on to refine the algorithm and achieve returns ranging from 15% to 50%. In the summer of 2019, he had an “ah ha” moment. He back tested TYKR through the 2008 recession and here are those surprising results: In 2008 the S&P 500 dropped by 38%, if you would have used TYKR in 2008 you could have been up 19% In 2009 the S&P 500 went up by 23%, if you would have used TYKR in 2009 you could have been up 72% In 2010 the S&P 500 went up by 12%, if you would have used TYKR in 2010 you could have been up 96% He then went on to backtest TYKR every year from 1999-2019, and TYKR has proven to beat the market every year. That is the moment Sean decided he couldn't keep this algorithm himself and created a platform to share it with others. Nick's Bio: In 2003, Nick Prefontaine was in a snowboarding accident that left him in a coma for over 3 weeks. The doctors told his parents that he probably wouldn't walk, talk, or eat on his own again. Less than 3 months later, he was running out of Franciscan Children's hospital. Now Nick speaks to groups that benefit from his message of overcoming adversity. Nick grew up in the real estate industry and got started at an early age. Most notably, he was knocking on Pre-Foreclosure doors at 16, doing up to 50 doors a day. This experience helped shape Nick's real estate career. When someone opens the door you better have something compelling to say. Now, Nick specializes in working with lease purchase buyers to get them into a home and on the path to home ownership. That includes working with them throughout the entire deal which ends in them being able to get their own loan. Getting buyers to the finish line is something Nick and the entire Pre Property Solutions team take pride in. That is something that separates them from their competition. Regardless of a buyer's credit situation, he looks at their complete financial picture and comes up with a plan to get them into a home. Zachary's Bio: Zachary is an Amazon Best-Selling Author of The New Rules of Real Estate Investing and revised edition of Real Estate On Your Terms. He has been an authority in real estate for 7 years now and has personally completed hundreds of real estate transactions and has mentored investors to complete thousands of transactions. At the age of 25, Zachary decided to leave the world of bartending and personally training and jump into the family business. Now he is an equal partner and runs the acquisitions department, focusing on helping sellers accomplish their goal of selling their property. If Zachary is not working, you will find enjoying the outdoors or spending time with his wife Kayla and two kids Remi and Bellamy. His passion for family and business is what keeps him motivated and excited to take on each day.

Episode Topic: In this episode of Not Just A Transaction, hosts Nick and Zachary discuss properties with liens and if they are able to purchase a property that has a lien. They also explain the different types of liens and how each lien type affects their decision to buy or not to buy a home. Glossary of Special Terms Used in this Episode: Lien – A legal right to your home until a debt is paid. Equity – The difference in value between a home's fair market value and the amount of outstanding debt on the home through mortgages or other types of liens. What you'll learn about in this episode: Can Pre Property Solutions team purchase a home with a lien, other than a mortgage How the Pre Property Solutions team determines if they can purchase a home with a lien The differences between a HUD lien and an HOA lien How Pre Property Solutions decides between paying off the seller's lien and the seller paying off their lien How Pre Property Solutions can help sellers avoid default or foreclosure by buying their property with a lien Resources: Pre Property Solutions website: https://www.prepropertysolutions.com/ Contact Us: https://www.prepropertysolutions.com/contact/ Nick's Bio: In 2003, Nick Prefontaine was in a snowboarding accident that left him in a coma for over 3 weeks. The doctors told his parents that he probably wouldn't walk, talk, or eat on his own again. Less than 3 months later, he was running out of Franciscan Children's hospital. Now Nick speaks to groups that benefit from his message of overcoming adversity. Nick grew up in the real estate industry and got started at an early age. Most notably, he was knocking on Pre-Foreclosure doors at 16, doing up to 50 doors a day. This experience helped shape Nick's real estate career. When someone opens the door you better have something compelling to say. Now, Nick specializes in working with lease purchase buyers to get them into a home and on the path to home ownership. That includes working with them throughout the entire deal which ends in them being able to get their own loan. Getting buyers to the finish line is something Nick and the entire Pre Property Solutions team take pride in. That is something that separates them from their competition. Regardless of a buyer's credit situation, he looks at their complete financial picture and comes up with a plan to get them into a home. Zachary's Bio: Zachary is an Amazon Best-Selling Author of The New Rules of Real Estate Investing and revised edition of Real Estate On Your Terms. He has been an authority in real estate for 7 years now and has personally completed hundreds of real estate transactions and has mentored investors to complete thousands of transactions. At the age of 25, Zachary decided to leave the world of bartending and personally training and jump into the family business. Now he is an equal partner and runs the acquisitions department, focusing on helping sellers accomplish their goal of selling their property. If Zachary is not working, you will find enjoying the outdoors or spending time with his wife Kayla and two kids Remi and Bellamy. His passion for family and business is what keeps him motivated and excited to take on each day.

In this episode of Not Just A Transaction, hosts Nick Prefontaine and Zachary Beach speak with special guest Rob Romano, Attorney of Massachusetts-based estate planning firm, Robert Romano Law. Rob shares how he helps families protect and preserve their assets in preparation for the unknown and the inevitable. Glossary of Special Terms Used in this Episode: Estate plan: a collection of legal documents planned to handle your assets and wishes after death or incapacitation Trust: a legal document giving another party the ability to execute your division of assets after death or incapacitation Will: a legal document stating wishes for the division of assets after death What you'll learn about in this episode: What's the only asset that cannot have beneficiaries The #1 mistake the Rob see's the average person make Why most people do not have an estate plan The difference between a trust and a will How having an estate plan benefits property owners The three life phases of estate planning Resources: Website: www.RobertRomanoLaw.com Email: RRomano@RobertRomanoLaw.com Additional Resources: Pre Property Solutions website: https://www.prepropertysolutions.com/ Contact Us: https://www.prepropertysolutions.com/contact/ Rob Romano's Bio: Robert E. Romano has over 29 years of service helping families on the South Shore work towards achieving their financial goals. Beginning as a financial advisor in 1992 (and a Certified Financial Planner since 1997), he has enjoyed helping others gain financial security. Mr. Romano went to law school after seeing the impact of increased medical expenses and nursing home costs on his clientele's life savings. He saw the need to address the issue to help his clientele and went to law school at night while keeping his practice as a financial advisor and graduated in 2004. He is a member of the National Academy of Elder Law Attorneys (NAELA) and collaborates with both Massachusetts attorneys and leading Estate planning attorneys nationwide. Robert E. Romano is now fully dedicated to estate planning and helping families protect their assets in order to pass them on to their heirs according to their personal wishes. He takes great pride in getting to know his clients, their family situation, understanding their unique values, circumstances, and goals, and in designing customized strategies to achieve their wishes. Mr. Romano helps his clients obtain significant results, such as avoiding probate; reducing income taxes, estate/gift and other taxes; protecting assets; preserving wealth; providing for children and grandchildren; and preventing the erosion of assets that they worked so hard to accumulate from the impact of unknown future medical expenses. Mr. Romano has been a lifelong South Shore resident and has made his home in Quincy for the past twenty-five years. He attended Hingham High School, Bentley College (BS in Finance), and the New England School of Law (Juris Doctor). Nick's Bio: In 2003, Nick Prefontaine was in a snowboarding accident that left him in a coma for over 3 weeks. The doctors told his parents that he probably wouldn't walk, talk, or eat on his own again. Less than 3 months later, he was running out of Franciscan Children's hospital. Now Nick speaks to groups that benefit from his message of overcoming adversity. Nick grew up in the real estate industry and got started at an early age. Most notably, he was knocking on Pre-Foreclosure doors at 16, doing up to 50 doors a day. This experience helped shape Nick's real estate career. When someone opens the door you better have something compelling to say. Now, Nick specializes in working with lease purchase buyers to get them into a home and on the path to home ownership. That includes working with them throughout the entire deal which ends in them being able to get their own loan. Getting buyers to the finish line is something Nick and the entire Pre Property Solutions team take pride in. That is something that separates them from their competition. Regardless of a buyer's credit situation, he looks at their complete financial picture and comes up with a plan to get them into a home. Zachary's Bio: Zachary is an Amazon Best-Selling Author of The New Rules of Real Estate Investing and revised edition of Real Estate On Your Terms. He has been an authority in real estate for 7 years now and has personally completed hundreds of real estate transactions and has mentored investors to complete thousands of transactions. At the age of 25, Zachary decided to leave the world of bartending and personally training and jump into the family business. Now he is an equal partner and runs the acquisitions department, focusing on helping sellers accomplish their goal of selling their property. If Zachary is not working, you will find enjoying the outdoors or spending time with his wife Kayla and two kids Remi and Bellamy. His passion for family and business is what keeps him motivated and excited to take on each day.

Episode Topic: In this episode of Not Just A Transaction, hosts Nick and Zachary explain how they are able to help buyers get their own home loan by working with their credit repair team. They also share how their credit repair team determines how long it will take for the buyer to become mortgage ready. Glossary of Special Terms Used in this Episode: Front-end debt-to-income ratio – The amount of gross income that is spent on housing related costs. Back-end debt-to-income ratio – The amount of gross income that is spent on debts. Lease Option – An agreement between a homeowner and a renter that gives a renter the option to purchase the rented property during or at the end of the rental period. What you'll learn about in this episode: Why enrolling in the credit repair program is a condition of the Pre Property Solutions lease option agreement How the timeline of a lease option agreement is determined What makes Pre Property Solutions credit repair team better than other companies The difference between front-end debt-to-income ratio vs back-end debt-to-income ratio When should a buyer begin working with a credit repair team Resources: Pre Property Solutions website: https://www.prepropertysolutions.com/ Contact Us: https://www.prepropertysolutions.com/contact/ Nick's Bio: In 2003, Nick Prefontaine was in a snowboarding accident that left him in a coma for over 3 weeks. The doctors told his parents that he probably wouldn't walk, talk, or eat on his own again. Less than 3 months later, he was running out of Franciscan Children's hospital. Now Nick speaks to groups that benefit from his message of overcoming adversity. Nick grew up in the real estate industry and got started at an early age. Most notably, he was knocking on Pre-Foreclosure doors at 16, doing up to 50 doors a day. This experience helped shape Nick's real estate career. When someone opens the door you better have something compelling to say. Now, Nick specializes in working with lease purchase buyers to get them into a home and on the path to home ownership. That includes working with them throughout the entire deal which ends in them being able to get their own loan. Getting buyers to the finish line is something Nick and the entire Pre Property Solutions team take pride in. That is something that separates them from their competition. Regardless of a buyer's credit situation, he looks at their complete financial picture and comes up with a plan to get them into a home. Zachary's Bio: Zachary is an Amazon Best-Selling Author of The New Rules of Real Estate Investing and revised edition of Real Estate On Your Terms. He has been an authority in real estate for 7 years now and has personally completed hundreds of real estate transactions and has mentored investors to complete thousands of transactions. At the age of 25, Zachary decided to leave the world of bartending and personally training and jump into the family business. Now he is an equal partner and runs the acquisitions department, focusing on helping sellers accomplish their goal of selling their property. If Zachary is not working, you will find enjoying the outdoors or spending time with his wife Kayla and two kids Remi and Bellamy. His passion for family and business is what keeps him motivated and excited to take on each day.

Episode Topic: In this episode of Not Just A Transaction, host Nick Prefontaine speaks with Real Estate Advisor, Dale Masslon about the difference of working with buyers vs sellers, and why he likes the challenge. Dale also explains how his 30 year background in manufacturing makes him an expert at finding the right solutions for clients. Glossary of Special Terms Used in this Episode: Flipping – When a real estate investor purchases a distressed property or a home in need of repairs or renovation, makes the needed changes, then resells the property at a markup. What you'll learn about in this episode: How Dale leverages his 30 years of experience in manufacturing to find the right solution for buyers and sellers Why Dale finds buying a home more challenging than selling a home The reason Dale went from flipping and investing in homes to becoming a real estate agent Why you should never aim to meet in the middle during a negotiation The questions that a real estate agent should ask during an initial consultation Resources: LinkedIn: https://www.linkedin.com/in/dalemasslon/ Facebook: https://m.facebook.com/dale.masslon Additional Resources: Pre Property Solutions website: https://www.prepropertysolutions.com/ Contact Us: https://www.prepropertysolutions.com/contact/ Dale Masslon's Bio: After spending almost 30 years in the Aviation Industry as a Business Manager, Customer Service Manager and Technical Guru it was time for a change into a career and business that would provide me with more satisfaction and the ability to focus on the things that were really important to my family and MYSELF. Having started investing in real estate for personal use, and following friends who were investing in real estate for both home ownership and wealth building, in 2012 I began researching and educating myself on Real Estate investment, rehabilitation and management to become a premier Real Estate Investor. As a Real Estate investor, I noticed the need for a better quality Real Estate agent. One who would listen to their clients and work for them, not the commission. This caused me to become a Licensed Realtor so that I could help others. I have spent much time and expense to get the best Real Estate experiences I can to better educate myself on options for my clients, this allows me to help clients in ways that others can't. From early on in my real estate career I became known as someone who would not turn down an opportunity to help someone or answer their questions. This led to a reputation for being able to Think Outside the box and create solutions for my client's needs. Whenever there is a challenge in Real Estate, there is also a solution that will work for everyone. My job is to find it. One of my Proudest Moments was receiving our company's Cultural Ambassador Award in 2016. Other Awards include 2015 KWGH Rookie of the Year for outstanding Sales. Training and education includes over 50 hours of Commercial Investing and Sales. In 2021 I completed my coursework to be a CT Licensed Broker and am eagerly awaiting my tests. Nick's Bio: In 2003, Nick Prefontaine was in a snowboarding accident that left him in a coma for over 3 weeks. The doctors told his parents that he probably wouldn't walk, talk, or eat on his own again. Less than 3 months later, he was running out of Franciscan Children's hospital. Now Nick speaks to groups that benefit from his message of overcoming adversity. Nick grew up in the real estate industry and got started at an early age. Most notably, he was knocking on Pre-Foreclosure doors at 16, doing up to 50 doors a day. This experience helped shape Nick's real estate career. When someone opens the door you better have something compelling to say. Now, Nick specializes in working with lease purchase buyers to get them into a home and on the path to home ownership. That includes working with them throughout the entire deal which ends in them being able to get their own loan. Getting buyers to the finish line is something Nick and the entire Pre Property Solutions team take pride in. That is something that separates them from their competition. Regardless of a buyer's credit situation, he looks at their complete financial picture and comes up with a plan to get them into a home. Zachary's Bio: Zachary is an Amazon Best-Selling Author of The New Rules of Real Estate Investing and revised edition of Real Estate On Your Terms. He has been an authority in real estate for 7 years now and has personally completed hundreds of real estate transactions and has mentored investors to complete thousands of transactions. At the age of 25, Zachary decided to leave the world of bartending and personally training and jump into the family business. Now he is an equal partner and runs the acquisitions department, focusing on helping sellers accomplish their goal of selling their property. If Zachary is not working, you will find enjoying the outdoors or spending time with his wife Kayla and two kids Remi and Bellamy. His passion for family and business is what keeps him motivated and excited to take on each day.

Episode Topic: In this episode of Not Just A Transaction, hosts Nick and Zachary explain how they were able to help a seller save more than $25,000 while selling a property without any equity. They also share how they were able to help this seller move forward from their home and avoid damaging their credit. Glossary of Special Terms Used in this Episode: Short sale – A homeowner sells a property for less than what's owed to avoid financial distress. Lease Option – An agreement between a homeowner and a renter that gives a renter the option to purchase the rented property during or at the end of the rental period. Equity – The difference in value between a home's fair market value and the amount of outstanding debt on the home through mortgages or other types of liens. What you'll learn about in this episode: How the Pre Property Solutions team was able to help a seller save money and sell a home with no equity The alternative options to sellers facing foreclosure Why going with a short sale is not the best option for financially distressed homeowners How a lease-purchase agreement can prevent foreclosure How to sell a home with no equity and avoid damaging credit Resources: Pre Property Solutions website: https://www.prepropertysolutions.com/ Contact Us: https://www.prepropertysolutions.com/contact/ Nick's Bio: In 2003, Nick Prefontaine was in a snowboarding accident that left him in a coma for over 3 weeks. The doctors told his parents that he probably wouldn't walk, talk, or eat on his own again. Less than 3 months later, he was running out of Franciscan Children's hospital. Now Nick speaks to groups that benefit from his message of overcoming adversity. Nick grew up in the real estate industry and got started at an early age. Most notably, he was knocking on Pre-Foreclosure doors at 16, doing up to 50 doors a day. This experience helped shape Nick's real estate career. When someone opens the door you better have something compelling to say. Now, Nick specializes in working with lease purchase buyers to get them into a home and on the path to home ownership. That includes working with them throughout the entire deal which ends in them being able to get their own loan. Getting buyers to the finish line is something Nick and the entire Pre Property Solutions team take pride in. That is something that separates them from their competition. Regardless of a buyer's credit situation, he looks at their complete financial picture and comes up with a plan to get them into a home. Zachary's Bio: Zachary is an Amazon Best-Selling Author of The New Rules of Real Estate Investing and revised edition of Real Estate On Your Terms. He has been an authority in real estate for 7 years now and has personally completed hundreds of real estate transactions and has mentored investors to complete thousands of transactions. At the age of 25, Zachary decided to leave the world of bartending and personally training and jump into the family business. Now he is an equal partner and runs the acquisitions department, focusing on helping sellers accomplish their goal of selling their property. If Zachary is not working, you will find enjoying the outdoors or spending time with his wife Kayla and two kids Remi and Bellamy. His passion for family and business is what keeps him motivated and excited to take on each day.

Episode Topic: In this episode of Not Just A Transaction, hosts Nick Prefontaine and Zachary Beach speak with Charlotte, NC real estate investor Leigh Brown about the current real estate market and how it will continue to progress. Leigh explains how she helps buyers create generational stability and why that's important for communities. Glossary of Special Terms Used in this Episode: Appraised value – The evaluated value of a home at a specific time. Appraisal waiver – An option to decline to have an appraisal when buying a home. What you'll learn about in this episode: Why the 30 year fixed mortgage is where affordability has its stronghold The reason one of the keys to having successful real estate investments is having more doors Why law regulators want to eliminate the 1031 law Why Leigh Brown does not like the term “landlord” When you should and should not bid for more than appraised value Resources: Facebook: https://www.facebook.com/LeighBrownSpeaker/ Youtube: https://www.youtube.com/leighbrownspeaker Instagram: https://www.instagram.com/leighthomasbrown/ LinkedIn: https://www.linkedin.com/in/leighthomasbrown/ Clubhouse: @leighbrown Twitter: @leighbrown Podcast: Crazy Sh*t In Real Estate Book and Online Leigh Brown University Leigh's Books On Amazon https://TheLeighBrownUniversity.com Additional Resources: Pre Property Solutions website: https://www.prepropertysolutions.com/ Contact Us: https://www.prepropertysolutions.com/contact/ Leigh Brown's Bio: Many know Leigh for her accomplishments as a highly successful REALTOR® and a best-selling author. This just begins to scratch the surface. She is an award-winning educator and influencer, an innovative CEO and a must-see international speaker. She actively educates professionals in every realm of business leadership and relationships. Leigh is a do-it-all professional. Leigh has a passion for motivating those around her to want more. She has worked with all ranges of the professional spectrum — from new-to-the-trade rookies to CEOs of massively successful brands. It is her ability to articulate complex concepts in ways that everyone can relate to that makes her leadership so impactful. Leigh wants to leave her mark on the next generation of professionals. Whatever your field of business is, Leigh has tools that can promote growth and a team-oriented environment. She has the sales techniques; she has the experience; she has the PASSION! Leigh wants to help YOU! Nick's Bio: In 2003, Nick Prefontaine was in a snowboarding accident that left him in a coma for over 3 weeks. The doctors told his parents that he probably wouldn't walk, talk, or eat on his own again. Less than 3 months later, he was running out of Franciscan Children's hospital. Now Nick speaks to groups that benefit from his message of overcoming adversity. Nick grew up in the real estate industry and got started at an early age. Most notably, he was knocking on Pre-Foreclosure doors at 16, doing up to 50 doors a day. This experience helped shape Nick's real estate career. When someone opens the door you better have something compelling to say. Now, Nick specializes in working with lease purchase buyers to get them into a home and on the path to home ownership. That includes working with them throughout the entire deal which ends in them being able to get their own loan. Getting buyers to the finish line is something Nick and the entire Pre Property Solutions team take pride in. That is something that separates them from their competition. Regardless of a buyer's credit situation, he looks at their complete financial picture and comes up with a plan to get them into a home. Zachary's Bio: Zachary is an Amazon Best-Selling Author of The New Rules of Real Estate Investing and revised edition of Real Estate On Your Terms. He has been an authority in real estate for 7 years now and has personally completed hundreds of real estate transactions and has mentored investors to complete thousands of transactions. At the age of 25, Zachary decided to leave the world of bartending and personally training and jump into the family business. Now he is an equal partner and runs the acquisitions department, focusing on helping sellers accomplish their goal of selling their property. If Zachary is not working, you will find enjoying the outdoors or spending time with his wife Kayla and two kids Remi and Bellamy. His passion for family and business is what keeps him motivated and excited to take on each day.

Episode Topic: In this episode of Not Just A Transaction, hosts Nick and Zachary explain why they are seeing an uptick in working with landlords, and they share why accidental landlords and professional landlords are the two most common landlords they buy property from. Glossary of Special Terms Used in this Episode: Fair market value – A selling price for a home that both the seller and buyer agree on. What you'll learn about in this episode: Why the current market is causing an increase in landlords interesting in selling their properties How the Pre Property Solutions team can help tired landlords find an option that helps them break free from managing their property What options landlords have when they want to remain on the title, but have less responsibilities Why landlords often think that they are trapped in their property, and how PPS can help them break free How Pre Property Solutions help landlords with their multi-family homes Resources: Pre Property Solutions website: https://www.prepropertysolutions.com/ Contact Us: https://www.prepropertysolutions.com/contact/ Nick's Bio: In 2003, Nick Prefontaine was in a snowboarding accident that left him in a coma for over 3 weeks. The doctors told his parents that he probably wouldn't walk, talk, or eat on his own again. Less than 3 months later, he was running out of Franciscan Children's hospital. Now Nick speaks to groups that benefit from his message of overcoming adversity. Nick grew up in the real estate industry and got started at an early age. Most notably, he was knocking on Pre-Foreclosure doors at 16, doing up to 50 doors a day. This experience helped shape Nick's real estate career. When someone opens the door you better have something compelling to say. Now, Nick specializes in working with lease purchase buyers to get them into a home and on the path to home ownership. That includes working with them throughout the entire deal which ends in them being able to get their own loan. Getting buyers to the finish line is something Nick and the entire Pre Property Solutions team take pride in. That is something that separates them from their competition. Regardless of a buyer's credit situation, he looks at their complete financial picture and comes up with a plan to get them into a home. Zachary's Bio: Zachary is an Amazon Best-Selling Author of The New Rules of Real Estate Investing and revised edition of Real Estate On Your Terms. He has been an authority in real estate for 7 years now and has personally completed hundreds of real estate transactions and has mentored investors to complete thousands of transactions. At the age of 25, Zachary decided to leave the world of bartending and personally training and jump into the family business. Now he is an equal partner and runs the acquisitions department, focusing on helping sellers accomplish their goal of selling their property. If Zachary is not working, you will find enjoying the outdoors or spending time with his wife Kayla and two kids Remi and Bellamy. His passion for family and business is what keeps him motivated and excited to take on each day.

Episode Topic: In this episode of Not Just A Transaction, hosts Nick Prefontaine and Zachary Beach speak with Fresno, CA realtor Mike Makredes about how the “terms” real estate market positively impacts both buyers and sellers in the community. Mike explains how he helps buyers get their ducks in a row and move forward to a path of homeownership. Glossary of Special Terms Used in this Episode: Equity – The difference in value between a home's fair market value and the amount of outstanding debt on the home through mortgages or other types of liens. Default – A failure to repay a loan or complete payment terms. What you'll learn about in this episode: What requirements allow someone to qualify as an ideal buyer or seller Why “terms” real estate can be a good option for self-employed buyers without a long tax history How structuring deals properly from the beginning can save you if a buyer defaults What happens if a deal doesn't go as planned Why Mike requires a non-refundable deposit from buyers How Mike's “terms” real estate business positively impacts both buyers and sellers Resources: Mike's Website: http://mtmpropertysolutions.com/ Mike's LinkedIn: www.linkedin.com/in/michael-makredes-8359211aa/ Mike's Facebook: www.facebook.com/MTM-Property-Solutions-Inc-1410920649238036/ Resources: Pre Property Solutions website: https://www.prepropertysolutions.com/ Contact Us: https://www.prepropertysolutions.com/contact/ Mike Makredes's Bio: Mike began his journey of real estate investing back in early 2017, with a clear vision to build and scale a company that will help all buyers and sellers in his community. With a sales and finance background, Mike was able to implement his knowledge and past experience into his real estate terms business. After two very productive years of learning the business and scaling in his own market, Mike left his W2 job and has been officially full-time since 2019. Over the last several years Mike has helped families buy the home of their dreams and has helped countless sellers maximize the value in their properties. Mike's next goal is to expand in other markets to continue to build on his vision helping families on both sides of the transaction. Mike is happily married to his wife Tiffany, and they have a son named Michael. Nick's Bio: In 2003, Nick Prefontaine was in a snowboarding accident that left him in a coma for over 3 weeks. The doctors told his parents that he probably wouldn't walk, talk, or eat on his own again. Less than 3 months later, he was running out of Franciscan Children's hospital. Now Nick speaks to groups that benefit from his message of overcoming adversity. Nick grew up in the real estate industry and got started at an early age. Most notably, he was knocking on Pre-Foreclosure doors at 16, doing up to 50 doors a day. This experience helped shape Nick's real estate career. When someone opens the door you better have something compelling to say. Now, Nick specializes in working with lease purchase buyers to get them into a home and on the path to home ownership. That includes working with them throughout the entire deal which ends in them being able to get their own loan. Getting buyers to the finish line is something Nick and the entire Pre Property Solutions team take pride in. That is something that separates them from their competition. Regardless of a buyer's credit situation, he looks at their complete financial picture and comes up with a plan to get them into a home. Zachary's Bio: Zachary is an Amazon Best-Selling Author of The New Rules of Real Estate Investing and revised edition of Real Estate On Your Terms. He has been an authority in real estate for 7 years now and has personally completed hundreds of real estate transactions and has mentored investors to complete thousands of transactions. At the age of 25, Zachary decided to leave the world of bartending and personally training and jump into the family business. Now he is an equal partner and runs the acquisitions department, focusing on helping sellers accomplish their goal of selling their property. If Zachary is not working, you will find enjoying the outdoors or spending time with his wife Kayla and two kids Remi and Bellamy. His passion for family and business is what keeps him motivated and excited to take on each day.

Episode Topic: In this episode of the Not Just A Transaction podcast, New England-based real estate authorities Nick Prefontaine and Zachary Beach from Pre Property Solutions address common questions and concerns that buyers may have about qualifying for a mortgage if they are not a US citizen. They share options to qualify for a home loan, as well as options to avoid the bank altogether. Glossary of Special Terms Used in this Episode: Down payment – An initial payment made when purchasing a home. Deposit – An amount of money paid as an installment towards a purchase. Off-market – A property that is for sale but not listed publicly. What you'll learn about in this episode: How PPS connects buyers with credit specialists who provide step-by-step game plan to build credit and help non-citizens get approved Why many people without US citizenship often have a larger than normal down payment The amount of income PPS recommends you have when purchasing a home How PPS works with buyers who plan to never receive a loan from the bank Why off-market listings may be a good option for buyers without citizenship Resources: Pre Property Solutions website: https://www.prepropertysolutions.com/ Contact Us: https://www.prepropertysolutions.com/contact/ Nick's Bio: In 2003, Nick Prefontaine was in a snowboarding accident that left him in a coma for over 3 weeks. The doctors told his parents that he probably wouldn't walk, talk, or eat on his own again. Less than 3 months later, he was running out of Franciscan Children's hospital. Now Nick speaks to groups that benefit from his message of overcoming adversity. Nick grew up in the real estate industry and got started at an early age. Most notably, he was knocking on Pre-Foreclosure doors at 16, doing up to 50 doors a day. This experience helped shape Nick's real estate career. When someone opens the door you better have something compelling to say. Now, Nick specializes in working with lease purchase buyers to get them into a home and on the path to home ownership. That includes working with them throughout the entire deal which ends in them being able to get their own loan. Getting buyers to the finish line is something Nick and the entire Pre Property Solutions team take pride in. That is something that separates them from their competition. Regardless of a buyer's credit situation, he looks at their complete financial picture and comes up with a plan to get them into a home. Zachary's Bio: Zachary is an Amazon Best-Selling Author of The New Rules of Real Estate Investing and revised edition of Real Estate On Your Terms. He has been an authority in real estate for 7 years now and has personally completed hundreds of real estate transactions and has mentored investors to complete thousands of transactions. At the age of 25, Zachary decided to leave the world of bartending and personally training and jump into the family business. Now he is an equal partner and runs the acquisitions department, focusing on helping sellers accomplish their goal of selling their property. If Zachary is not working, you will find enjoying the outdoors or spending time with his wife Kayla and two kids Remi and Bellamy. His passion for family and business is what keeps him motivated and excited to take on each day.

Episode Topic: In this episode of Not Just A Transaction, host Nick Prefontaine speaks with Brian O'Neill from BWK Property Solutions about how the “terms” real estate market can be the ideal way to help buyers and sellers that have been overlooked or turned away by the big banks. Brian also discusses why helping others is a key part of what makes the work he does so attractive. Glossary of Special Terms Used in this Episode: MLS – Multiple Listing Service, a digital platform that real estate agents and sellers use to list their homes on the market for sale. What you'll learn about in this episode: How Brian has personal experience as both a home buyer and seller, and why he and his wife chose to create BKW Property Solutions How Brian's own experiences selling his home made a lasting impact that has informed how he works with others How the “terms” real estate market helps sellers preserve the value of their home when they sell it Why buyers with damaged credit often struggle to buy a home even if they are otherwise qualified, and why real estate terms are an ideal solution to help them Why Brian is motivated in his work by the ability it gives him to improve people's lives and create wins for everyone Why being able to help buyers and sellers that the big financial institutions neglect is a crucial part of what Brian does Why Brian found his purpose after he and his wife began working with people through BKW Property Solutions How the numbers of “families served” has become an important metric that BKW Property Solutions tracks Resources: Website: http://bkwpropertysolutions.com/ Facebook: www.facebook.com/bkwpropertysolutions/ Instagram: www.instagram.com/bkwpropertysolutions/ LinkedIn: www.linkedin.com/in/brian-o-neill-5069216/ Additional Resources: Pre Property Solutions website: https://www.prepropertysolutions.com/ Contact Us: https://www.prepropertysolutions.com/contact/ Brian O'Neill's Bio: Brian O'Neill was born in New York and moved to Florida at age five and spent most of his life there. He attended Florida State University, and then at the age of thirty he moved to Chicago. Brian has been there for seventeen years now and has a wonderful wife, Katie, who he's been married to for ten years. They have a nine year old son named Will. They love spending time together and taking family vacations, just the three of them. In his spare time Brian likes to play golf, read and play sports with his son. BKW Property Solutions was started to provide flexible real estate solutions for both buyers and sellers. They serve the Greater Chicagoland area and help buyers realize their dream of owning a home. When Brian and Katie experienced many of the common challenges of selling their own home many years ago, they knew there had to be a better way. That is the foundation of BKW Property Solutions and we look forward to serving your needs. There is a better way! Nick's Bio: In 2003, Nick Prefontaine was in a snowboarding accident that left him in a coma for over 3 weeks. The doctors told his parents that he probably wouldn't walk, talk, or eat on his own again. Less than 3 months later, he was running out of Franciscan Children's hospital. Now Nick speaks to groups that benefit from his message of overcoming adversity. Nick grew up in the real estate industry and got started at an early age. Most notably, he was knocking on Pre-Foreclosure doors at 16, doing up to 50 doors a day. This experience helped shape Nick's real estate career. When someone opens the door you better have something compelling to say. Now, Nick specializes in working with lease purchase buyers to get them into a home and on the path to home ownership. That includes working with them throughout the entire deal which ends in them being able to get their own loan. Getting buyers to the finish line is something Nick and the entire Pre Property Solutions team take pride in. That is something that separates them from their competition. Regardless of a buyer's credit situation, he looks at their complete financial picture and comes up with a plan to get them into a home. Zachary's Bio: Zachary is an Amazon Best-Selling Author of The New Rules of Real Estate Investing and revised edition of Real Estate On Your Terms. He has been an authority in real estate for 7 years now and has personally completed hundreds of real estate transactions and has mentored investors to complete thousands of transactions. At the age of 25, Zachary decided to leave the world of bartending and personally training and jump into the family business. Now he is an equal partner and runs the acquisitions department, focusing on helping sellers accomplish their goal of selling their property. If Zachary is not working, you will find enjoying the outdoors or spending time with his wife Kayla and two kids Remi and Bellamy. His passion for family and business is what keeps him motivated and excited to take on each day.

Episode Topic: In this episode of Not Just A Transaction, hosts Nick and Zachary explain why not having a 10% down payment ready doesn't prevent you from buying a home, and they explain a few of the many creative options they can use to help you generate a great down payment to get approved for a mortgage loan by a lender at the end of the rental period. Glossary of Special Terms Used in this Episode: Lender – A bank, credit union, or other financial institution that provides mortgage loans to qualified buyers. What you'll learn about in this episode: Why a 10% down payment (or more) is ideal, and why the reality for most buyers usually falls somewhere between 5-7% How the Pre Property Solutions team can help you come up with a customized plan to get to the 10% mark over time What options buyers have to build a larger down payment, and why structuring additional payments to add to the down payment can help you get approved by a lender Why building equity in your home is a powerful way to create generational wealth for yourself and your family Why the bigger the down payment you can make, the more likely you are to get approved by a lender Why not having 10% in the beginning isn't the end of the world thanks to the creative options the Pre Property Solutions team can help you with Resources: Pre Property Solutions website: https://www.prepropertysolutions.com/ Contact Us: https://www.prepropertysolutions.com/contact/ Nick's Bio: In 2003, Nick Prefontaine was in a snowboarding accident that left him in a coma for over 3 weeks. The doctors told his parents that he probably wouldn't walk, talk, or eat on his own again. Less than 3 months later, he was running out of Franciscan Children's hospital. Now Nick speaks to groups that benefit from his message of overcoming adversity. Nick grew up in the real estate industry and got started at an early age. Most notably, he was knocking on Pre-Foreclosure doors at 16, doing up to 50 doors a day. This experience helped shape Nick's real estate career. When someone opens the door you better have something compelling to say. Now, Nick specializes in working with lease purchase buyers to get them into a home and on the path to home ownership. That includes working with them throughout the entire deal which ends in them being able to get their own loan. Getting buyers to the finish line is something Nick and the entire Pre Property Solutions team take pride in. That is something that separates them from their competition. Regardless of a buyer's credit situation, he looks at their complete financial picture and comes up with a plan to get them into a home. Zachary's Bio: Zachary is an Amazon Best-Selling Author of The New Rules of Real Estate Investing and revised edition of Real Estate On Your Terms. He has been an authority in real estate for 7 years now and has personally completed hundreds of real estate transactions and has mentored investors to complete thousands of transactions. At the age of 25, Zachary decided to leave the world of bartending and personally training and jump into the family business. Now he is an equal partner and runs the acquisitions department, focusing on helping sellers accomplish their goal of selling their property. If Zachary is not working, you will find enjoying the outdoors or spending time with his wife Kayla and two kids Remi and Bellamy. His passion for family and business is what keeps him motivated and excited to take on each day.

Episode Topic: In this episode of Not Just A Transaction, host Zachary Beach speaks with special guest Matthew Campos, Chief Operating Officer of Texas-based real estate investing company FWE Invest. Matthew shares how the deals he does are “not just a transaction” but truly a way to help distressed homeowners and create community wins. Glossary of Special Terms Used in this Episode: Wholesaling – A type of real estate investment where the investor acts on behalf of the seller to find an interested buyer, serving as an intermediary in the deal. What you'll learn about in this episode: How Matt and Zachary use the Clubhouse voice-chat app to connect with others, and how people are even using the app to buy and sell homes How Matt was able to connect with a seller in California and buy her Texas home through Clubhouse, and how Matt and his team are renovating the dilapidated home Why around half of Matt's business is based on renovating and reselling homes, with the other half being wholesaling deals Matt outlines the numbers around the kinds of deals his business does and the outreach methods his team uses to connect with buyers and sellers Why the “big players” that buy and rehabilitate properties such as banks often do the bare minimum to be able to sell the home, and why Matt and his team are different Why Matt believes in working locally as much as possible, and why that extra personal touch is valued by many buyers and sellers Matt shares the story of finding big solutions to help a seller that was behind on her mortgage and stuck in a desperate situation Why going the extra mile and seeing deals as not just a transaction is such an important part of what Matt and his team do Resources: Website: https://equitystrike.com/ LinkedIn: www.linkedin.com/in/matt-campos-84326b139/ Facebook: www.facebook.com/equitystrike Instagram: @matalecam Additional Resources: Pre Property Solutions website: https://www.prepropertysolutions.com/ Contact Us: https://www.prepropertysolutions.com/contact/ Matthew Campos's Bio: Matthew Campos is the Chief Operating Officer of FWE Invest, which specializes in selling properties across the Dallas/Fort Worth, Texas metropolitan region and surrounding areas. Prior to his work with FWE Invest, Matt attended the University of Texas at Arlington's College of Business to attain a Bachelor's degree in Business Management. Nick's Bio: In 2003, Nick Prefontaine was in a snowboarding accident that left him in a coma for over 3 weeks. The doctors told his parents that he probably wouldn't walk, talk, or eat on his own again. Less than 3 months later, he was running out of Franciscan Children's hospital. Now Nick speaks to groups that benefit from his message of overcoming adversity. Nick grew up in the real estate industry and got started at an early age. Most notably, he was knocking on Pre-Foreclosure doors at 16, doing up to 50 doors a day. This experience helped shape Nick's real estate career. When someone opens the door you better have something compelling to say. Now, Nick specializes in working with lease purchase buyers to get them into a home and on the path to home ownership. That includes working with them throughout the entire deal which ends in them being able to get their own loan. Getting buyers to the finish line is something Nick and the entire Pre Property Solutions team take pride in. That is something that separates them from their competition. Regardless of a buyer's credit situation, he looks at their complete financial picture and comes up with a plan to get them into a home. Zachary's Bio: Zachary is an Amazon Best-Selling Author of The New Rules of Real Estate Investing and revised edition of Real Estate On Your Terms. He has been an authority in real estate for 7 years now and has personally completed hundreds of real estate transactions and has mentored investors to complete thousands of transactions. At the age of 25, Zachary decided to leave the world of bartending and personally training and jump into the family business. Now he is an equal partner and runs the acquisitions department, focusing on helping sellers accomplish their goal of selling their property. If Zachary is not working, you will find enjoying the outdoors or spending time with his wife Kayla and two kids Remi and Bellamy. His passion for family and business is what keeps him motivated and excited to take on each day.

Episode Topic: In this episode of Not Just A Transaction, hosts Nick and Zachary discuss why your purchase price is locked in from day one when you rent-to-own with Pre Property Solutions, and they share the potential benefits of having a locked-in price. They also discuss why creating a win-win-win deal for everyone involved lies at the heart of everything Pre Property Solutions does. Glossary of Special Terms Used in this Episode: No special terms were used in this episode. What you'll learn about in this episode: How rent-to-own buyers lock in their price from day one, allowing them to take advantage of potential market upsides and value appreciation Nick shares an example of a recent transaction where the buyers' new home was valued at between $60-80,000 more than the locked-in purchase price just 18 months later Why the Pre Property Solution team prices properties based on comparable sales in the area and then locks in that price Why setting the seller up for success early on in the process is crucial in also ensuring that the future buyer experiences a win down the road Why it is important for everyone involved in the process to be on the same page and be flexible, and how that leads to win-win-win scenarios Why the process is what truly makes Pre Property Solutions a different experience to work with than competitors in the rent-to-own space Resources: Pre Property Solutions website: https://www.prepropertysolutions.com/ Contact Us: https://www.prepropertysolutions.com/contact/ Nick's Bio: In 2003, Nick Prefontaine was in a snowboarding accident that left him in a coma for over 3 weeks. The doctors told his parents that he probably wouldn't walk, talk, or eat on his own again. Less than 3 months later, he was running out of Franciscan Children's hospital. Now Nick speaks to groups that benefit from his message of overcoming adversity. Nick grew up in the real estate industry and got started at an early age. Most notably, he was knocking on Pre-Foreclosure doors at 16, doing up to 50 doors a day. This experience helped shape Nick's real estate career. When someone opens the door you better have something compelling to say. Now, Nick specializes in working with lease purchase buyers to get them into a home and on the path to home ownership. That includes working with them throughout the entire deal which ends in them being able to get their own loan. Getting buyers to the finish line is something Nick and the entire Pre Property Solutions team take pride in. That is something that separates them from their competition. Regardless of a buyer's credit situation, he looks at their complete financial picture and comes up with a plan to get them into a home. Zachary's Bio: Zachary is an Amazon Best-Selling Author of The New Rules of Real Estate Investing and revised edition of Real Estate On Your Terms. He has been an authority in real estate for 7 years now and has personally completed hundreds of real estate transactions and has mentored investors to complete thousands of transactions. At the age of 25, Zachary decided to leave the world of bartending and personally training and jump into the family business. Now he is an equal partner and runs the acquisitions department, focusing on helping sellers accomplish their goal of selling their property. If Zachary is not working, you will find enjoying the outdoors or spending time with his wife Kayla and two kids Remi and Bellamy. His passion for family and business is what keeps him motivated and excited to take on each day.

In this episode of Not Just A Transaction, hosts Nick and Zachary speak with special guest Manny Lindo, CFO and Director of Highland Real Estate Group, about what it's like partnering with the Pre Property Solutions team and the unique solutions their partnership can bring to the table for homebuyers or sellers. Glossary of Special Terms Used in this Episode: No special terms were used during the episode. What you'll learn about in this episode: Paul explains key points about the tax implications of buying a home with the Pre Property Solutions team Why, in Paul's professional opinion as a tax expert, it is generally better for your taxes to own your home than to rent Why if you own a home in a rural location, even if the property isn't a farm, the USDA offers mortgage interest subsidies you may be able to take advantage of How sellers can take advantage of special exemptions when selling their home through Pre Property Solutions What other key information you need to know if you are looking for a tax exemption from your rent-to-own property Why Paul is passionate about helping people better understand and find ways to save money on their taxes Why too many people make incorrect assumptions about their taxes that end up costing them serious money, and why a tax professional like Paul is an invaluable partner Resources: Call Paul: (508) 853-3292 Website: https://smarttaxadvisor.com/ Email: paul@pauldioncpa.com Email: info@smarttaxadvisor.com Twitter: @PaulDionCPA Additional Resources: Pre Property Solutions website: https://www.prepropertysolutions.com/ Contact Us: https://www.prepropertysolutions.com/contact/ Paul Dion's Bio: Paul Dion operates a New England Regional CPA practice specializing in Proactive tax planning for Business owners with offices in Millbury, MA and Newport RI. Paul has been planning and preparing returns for small business and real estate agents for more than 25 years. In his private practice he has helped businesses recover $3,000 to $7,000 or more in wasted tax dollars in a single year and has saved some businesses as much as $25,000 per year in wasted tax dollars. He specializes in helping small businesses keep more of their hard earned money. Paul received his Bachelor of Science Degree in Accounting from Northeastern University and his MBA from Babson College. Paul is a regular contributor to Real Estate Talk Boston at www.boston.com/retb as a power player, and provides regular articles to the New England Real Estate Journal which can be found at www.Nerej.com. Paul has the business insight to help you in your personal financial situation as well as your small business matters. He's proud to be a veteran of the US Army, among other honors. He has been awarded a Bronze star for valor, a Purple Heart and another Bronze star for meritorious services. Paul is enthusiastic about the challenge of helping clients manage their personal and business financial matters with tax services and beyond. In addition to proactive tax preparation and planning, Paul continues to identify financial resources he can provide or recommend to enhance the wealth of his clients. You can contact Paul at paul@pauldioncpa.com. Nick's Bio: In 2003, Nick Prefontaine was in a snowboarding accident that left him in a coma for over 3 weeks. The doctors told his parents that he probably wouldn't walk, talk, or eat on his own again. Less than 3 months later, he was running out of Franciscan Children's hospital. Now Nick speaks to groups that benefit from his message of overcoming adversity. Nick grew up in the real estate industry and got started at an early age. Most notably, he was knocking on Pre-Foreclosure doors at 16, doing up to 50 doors a day. This experience helped shape Nick's real estate career. When someone opens the door you better have something compelling to say. Now, Nick specializes in working with lease purchase buyers to get them into a home and on the path to home ownership. That includes working with them throughout the entire deal which ends in them being able to get their own loan. Getting buyers to the finish line is something Nick and the entire Pre Property Solutions team take pride in. That is something that separates them from their competition. Regardless of a buyer's credit situation, he looks at their complete financial picture and comes up with a plan to get them into a home. Zachary's Bio: Zachary is an Amazon Best-Selling Author of The New Rules of Real Estate Investing and revised edition of Real Estate On Your Terms. He has been an authority in real estate for 7 years now and has personally completed hundreds of real estate transactions and has mentored investors to complete thousands of transactions. At the age of 25, Zachary decided to leave the world of bartending and personally training and jump into the family business. Now he is an equal partner and runs the acquisitions department, focusing on helping sellers accomplish their goal of selling their property. If Zachary is not working, you will find enjoying the outdoors or spending time with his wife Kayla and two kids Remi and Bellamy. His passion for family and business is what keeps him motivated and excited to take on each day.

Episode Topic: In this episode of Not Just A Transaction, hosts Nick and Zachary discuss why they don't sell to non-owner occupied buyers. Instead, they choose to focus their efforts on helping sellers who don't want to go through the highly competitive traditional real estate market and buyers who don't quite qualify for a mortgage loan through a bank, creating win-win-win solutions for everyone involved. Glossary of Special Terms Used in this Episode: No special terms were used in this episode. What you'll learn about in this episode: How Pre Property Solutions works hard to create win-win solutions for sellers who don't want to go through the traditional market and buyers not yet able to qualify for a bank loan Why Pre Property Solutions doesn't typically sell to non-owner occupied buyers since they're focusing on helping that specific niche of potential buyer Why “Not Just A Transaction” isn't just the name of the podcast but also the philosophy the Pre Property Solutions team lives by How Nick works closely with buyers to get their credit and finances ready to qualify for a loan from a bank How to connect with the team at Pre Property Solutions to find out if they can help you buy or sell a home Why Nick and Zachary feel passionately about the work they do and the opportunity they have to help people become homeowners Resources: Pre Property Solutions website: https://www.prepropertysolutions.com/ Contact Us: https://www.prepropertysolutions.com/contact/ Nick's Bio: In 2003, Nick Prefontaine was in a snowboarding accident that left him in a coma for over 3 weeks. The doctors told his parents that he probably wouldn't walk, talk, or eat on his own again. Less than 3 months later, he was running out of Franciscan Children's hospital. Now Nick speaks to groups that benefit from his message of overcoming adversity. Nick grew up in the real estate industry and got started at an early age. Most notably, he was knocking on Pre-Foreclosure doors at 16, doing up to 50 doors a day. This experience helped shape Nick's real estate career. When someone opens the door you better have something compelling to say. Now, Nick specializes in working with lease purchase buyers to get them into a home and on the path to home ownership. That includes working with them throughout the entire deal which ends in them being able to get their own loan. Getting buyers to the finish line is something Nick and the entire Pre Property Solutions team take pride in. That is something that separates them from their competition. Regardless of a buyer's credit situation, he looks at their complete financial picture and comes up with a plan to get them into a home. Zachary's Bio: Zachary is an Amazon Best-Selling Author of The New Rules of Real Estate Investing and revised edition of Real Estate On Your Terms. He has been an authority in real estate for 7 years now and has personally completed hundreds of real estate transactions and has mentored investors to complete thousands of transactions. At the age of 25, Zachary decided to leave the world of bartending and personally training and jump into the family business. Now he is an equal partner and runs the acquisitions department, focusing on helping sellers accomplish their goal of selling their property. If Zachary is not working, you will find enjoying the outdoors or spending time with his wife Kayla and two kids Remi and Bellamy. His passion for family and business is what keeps him motivated and excited to take on each day.