Podcasts about Toledo

Comedian Charles McBee joins The VIBE with Kelly Cardenas to break down his journey from Toledo to New York City, the grind of stand-up comedy, and how performing 3–4 times a night, seven days a week sharpened his voice and built a national audience. In this video podcast, Charles McBee shares how discipline, independence, and social media strategy turned reps into recognition—and comedy into a career.In this candid conversation, Charles opens up about leaving Toledo with a dream, landing in New York, and committing fully to the craft of comedy. He walks us through what it really takes to perform multiple sets a night, how repetition creates mastery, and why consistency beats talent when it comes to long-term success.We also dive into how social media helped Charles McBee grow a massive audience, expand his reach beyond clubs, and book tour dates all over the country—without waiting for permission from the industry. His independence, rooted in the values instilled by his parents, shaped not only how he performs, but how he runs his career as a modern comedian.Whether you're an aspiring comedian, a creator building an audience, or someone chasing a dream that requires relentless reps, this episode is a masterclass in betting on yourself, putting in the work, and letting momentum do the rest.Check out Charles on instagramhttps://www.instagram.com/charlesmcbee?igsh=NTc4MTIwNjQ2YQ==

This Teisho was given by the Rev. Do'on Roshi at the Buddhist Temple of Toledo on July 23, 2025. In this talk Do'on Roshi discusses the 8th case from the Blue Cliff Record known as Suigan's Eyebrows.   If you would like to learn more about the Buddhist Temple of Toledo or to make a donation in support of this podcast please visit buddhisttempleoftoledo.org.   Part of Rev. Do'on Roshi's Teisho on the Blue Cliff Record series.

Lorenzo and Meredith discuss The Hungry Black Man food reviews and how he came to Toledo.

On Wednesday's Daily Clone, Jake Brend is joined by Toledo transfer safety Braden Awls to discuss his commitment to Iowa State, following Ross Watson, his expectations and more. Plus, Brend gives a Wednesday portal update. Presented by Fareway Meat & Grocery in the Northwest Bank Studios. Learn more about your ad choices. Visit megaphone.fm/adchoices

45rtThe Chronicle sports staff (Zach, Dylan, and Aaron) discuss the first few weeks of the prep basketball season. Dylan Boeck hit 1,000 points for W.F. West. Tyson Canales scored 47 for Rochester. Adna, Napavine and Toledo are fighting for the C2BL lead. Dylan and Zach make their BOLD picks for 2026.Sponsored by: Elam's Home Furnishing and Mattress GalleryGoebel SepticAmericool Heating and CoolingThe Farm Store!

Today on Coast To Coast Hoops Greg explains how his system of making his own handicaps days in advance avoids bias in what he bets, recaps Monday's college basketball results, talks to Tristan Freeman of Bustin Brackets about how lethal teams outside of the big three of Michigan, Arizona, and Iowa State are on the national landscape & the lay of the land in the ACC & Atlantic 10, & Greg picks & analyzes every Tuesday game!Link To Greg's Spreadsheet of handicapped lines: https://vsin.com/college-basketball/greg-petersons-daily-college-basketball-lines/Greg's TikTok With Pickmas Pick Videos: https://www.tiktok.com/@gregpetersonsports?is_from_webapp=1&sender_device=pcPodcast Highlights 1:02-Why Greg makes handicapped lines on games days in advance2:59-Recap of Monday's Results14:10-Interview with Tristan Freeman28:08-Start of picks Massachusetts vs Ohio30:25-Picks & analysis for St. John's vs Butler32:47-Picks & analysis for Georgia vs Florida35:25Picks & analysis for Cincinnati vs West Virginia37:51-Picks & analysis for Syracuse vs Georgia Tech40:17-Picks & analysis for Bowling Green vs Kent St43:13-Picks & analysis for South Carolina vs LSU45:42-Picks & analysis for Duke vs Louisville48:22-Picks & analysis for MIchigan vs Penn State50:31-Picks & analysis for Eastern Michigan vs Ball State53:13-Picks & analysis for Western Michigan vs Miami OH55:39-Picks & analysis for Central Michigan vs Akron57:38Picks & analysis for Georgetown vs DePaul1:00:25-Picks & analysis for George Washington vs Dayton1:03:01-Picks & analysis for Toledo vs Northern Illinois1:05:59 Oklahoma City-Picks & analysis for Central Florida vs Oklahoma St1:08:24-Picks & analysis for Iowa vs Minnesota1:10:56-Picks & analysis for Lindenwood vs SIU Edwardsville1:13:47-Picks & analysis for Texas A&M vs Auburn1:16:38-Picks & analysis for New Mexico vs Colorado St1:19:41-Picks & analysis for UCLA vs Wisconsin1:22:27-Picks & analysis for Texas Tech vs Houston1:25:02-Picks & analysis for Texas vs Tennessee1:27:37-Picks & analysis for TCU vs Kansas1:29:38-Picks & analysis for Utah St vs Air Force1:32:00--Picks & analysis for NC State vs Boston College1:34:18-Picks & analysis for Fresno St vs San Jose St1:36:42-Picks & analysis for UNLV vs Wyoming1:39:10-Picks & analysis for San Diego St vs San Jose St Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Mike, Richie and Alec break down the latest portal commit for Rutgers football in Toledo EDGE Malachi Davis and give an update on all the portal visitors, including the mystery QB visitor... Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Venezuela vive un primer lunes sin Maduro en el poder, pero la alegría inicial se transforma en incertidumbre. Donald Trump apoya a Delcy Rodríguez, mientras José Antonio Vega, de Vente Venezuela, subraya la insostenibilidad de no entregar la gobernanza a Edmundo González, ganador de las elecciones. El contralmirante Carlos Molina Tamayo aconseja calmar los ánimos chavista antes de una transición directa de González o Machado, para evitar un posible conflicto civil. China condena el uso de la fuerza de Estados Unidos, acusa de violar el derecho internacional y pide la liberación inmediata de Nicolás Maduro. En España, once comunidades se encuentran en alerta por nieve, con Cantabria en alerta naranja y la borrasca Francis provoca lluvias fuertes en el Levante, Baleares y el norte de Gran Canaria. Las temperaturas son muy frías durante las cabalgatas. La Dirección General de Tráfico informa de complicaciones en 56 carreteras por nieve, especialmente en Teruel, Huesca y Toledo, y el ...

Today on Coast To Coast Hoops it is a simple and straightforward podcast, there's 120 college basketball games on the betting board for Saturday & Greg picks & analyzes EVERY one of them!Link To Greg's Spreadsheet of handicapped lines: https://vsin.com/college-basketball/greg-petersons-daily-college-basketball-lines/Greg's TikTok With Pickmas Pick Videos: https://www.tiktok.com/@gregpetersonsports?is_from_webapp=1&sender_device=pc Podcast Highlights 2:33-Start of picks Virginia vs NC State5:16-Picks & analysis for Kentucky vs Alabama7:45-Picks & analysis for Villanova vs Butler10:11-Picks & analysis for Clemson vs Pittsburgh12:32-Picks & analysis for Virginia Tech vs Wake Forest14:55-Picks & analysis for VCU vs Duquesne17:03-Picks & analysis for Providence vs St. John's19:23-Picks & analysis for Northeastern vs Campbell21:44-Picks & analysis for UT San Antonio vs Temple23:56-Picks & analysis for Oklahoma St vs Texas Tech26:07-:Picks & analysis for Chattanooga vs VMI28:39-Picks & analysis for Southern Miss vs Louisiana30:54-Picks & analysis for Wofford vs The CItadel33:10-Picks & analysis for Auburn vs Georgia35:18-Picks & analysis for Georgia St vs Coastal Carolina37:40-Picks & analysis for Northern Illinois vs Kent St39:49-Picks & analysis for BYU vs Kansas St42:16-Picks & analysis for Kansas vs Central Florida44:26-Picks & analysis for Xavier vs DePaul46:36-Picks & analysis for Hofstra vs Drexel49:11-Picks & analysis for South Dakota St vs North Dakota51:03-Picks & analysis for Houston vs Cincinnati53:17-Picks & analysis for Baylor vs TCU55:20-Picks & analysis for Bowling Green vs Massachusetts57:30-Picks & analysis for Dayton vs Loyola IL59:42-Picks & analysis for Boston College vs Georgia Tech1:02:20-Picks & analysis for Vanderbilt vs South Carolina1:04:26-Picks & analysis for Ball St vs Buffalo1:06:36-Picks & analysis for Ohio vs Eastern Michigan1:08:49-Picks & analysis for La Salle vs George Washington1:11:12-Picks & analysis for North Carolina vs SMU1:13:40-Picks & analysis for Tennessee vs Arkansas1:16:03-Picks & analysis for Toledo vs Central Michigan1:18:31-Picks & analysis for James Madison vs Arkansas St1:21:17-Picks & analysis for Memphis vs Rice1:23:44-Picks & analysis for Mississippi vs Oklahoma1:25:53-Picks & analysis for Texas State vs UL Monroe1:28:13-Picks & analysis for Akron vs Miami OH1:30:28-Picks & analysis for Georgia Southern vs Old Dominion1:32:49-Picks & analysis for Duke vs Florida St1:34:52-Picks & analysis for Utah Valley vs Abilene Christian1:37:06-Picks & analysis for Rhode Island vs George Mason1:39:14-Picks & analysis for Arizona vs Utah1:41:14-Picks & analysis for UC Santa Barbara vs CS Northridge1:43:37-Picks & analysis for Western Carolina vs Furman1:46:03-Picks & analysis for LSU vs Texas A&M1:48:07-Picks & analysis for Oral Roberts vs North Dakota St1:50:15-Picks & analysis for Tennessee St vs Little Rock1:52:40-Picks & analysis for Samford vs UNC Greensboro1:54:54-Picks & analysis for Mercer vs East Tennessee1:56:58-Picks & analysis for San Jose St vs Utah St1:59:10-Picks & analysis for Appalachian St vs Marshall2:01:06-Picks & analysis for North Carolina A&T vs Stony Brook2:03:38-Picks & analysis for Morehead St vs SIU Edwardsville2:05:55-Picks & analysis for Eastern Illinois vs UT Martin2:08:33-Picks & analysis for Southern Indiana vs Lindenwood2:11:24-Picks & analysis for South Alabama vs Troy2:13:36-Picks & analysis for Western Illinois vs SE Missouri St2:15:35-Picks & analysis for Minnesota vs Northwestern2:17:47-Picks & analysis for Cal Baptist vs Tarleton St2:19:51-Picks & analysis for CS Bakersfield vs UC Davis2:22:07-Picks & analysis for Eastern Washington vs Idaho2:24:28-Picks & analysis for Air Force vs UNLV2:27:17-Picks & analysis for Colorado vs Arizona St2:29:34-Picks & analysis for Portland St vs Idaho St2:31:34-Picks & analysis for UCLA vs Iowa2:33:35-Picks & analysis for Mississippi St vs Texas2:35:54-Picks & analysis for Wichita St vs Charlotte2:38:25-Picks & analysis for Monmouth vs Towson2:40:21-Picks & analysis for Northern Colorado vs Montana2:42:58-Picks & analysis for Davidson vs St. Joseph's2:45:09–Picks & analysis for Illinois vs Penn St2:47:26-Picks & analysis for Nevada vs Fresno St2:49:42-Picks & analysis for UC Irvine vs CS Fullerton2:52:40-Picks & analysis for Hampton vs UNC Wilmington2:54:48-Picks & analysis for Colorado St vs Grand Canyon2:57:08-Picks & analysis for Northern Arizona vs Montana St2:59:20-Picks & analysis for Wyoming vs New Mexico3:01:26-Picks & analysis for Purdue vs Wisconsin3:03:35-Picks & analysis for Kansas City vs Omaha3:06:26-Picks & analysis for UT Arlington vs Southern Utah3:08:43-Picks & analysis for Florida vs Missouri3:11:05-Picks & analysis for Cal Poly vs Long Beach St3:13:36-Picks & analysis for Sacramento St vs Weber St3:15:38-Picks & analysis for Hawaii vs UC San Diego3:18:00-Picks & analysis for Boise St vs San Diego St3:21:31-Start of extra games American vs Boston U3:23:54-Picks & analysis for Vermont vs New Hampshire3:25:58-Picks & analysis for Colgate vs Army3:28:10-Picks & analysis for Eastern Kentucky vs West Georgia3:30:12-Picks & analysis for USC Upstate vs Presbyterian3:31:52-Picks & analysis for Albany vs UMass Lowell3:34:05-Picks & analysis for NJIT vs Binghamton3:36:18-Picks & analysis for Bryant vs Maine3:38:09-Picks & analysis for Navy vs Holy Cross3:39:56-Picks & analysis for Stetson vs Central Arkansas3:42:01-Picks & analysis for UNC Asheville vs Charleston Southern3:44:06-Picks & analysis for Longwood vs High Point3:46:11-Picks & analysis for Bellarmine vs Queens NC3:48:29-Picks & analysis for Florida Gulf Coast vs North Alabama3:50:18-Picks & analysis for Alcorn St vs Jackson St3:52:16-Picks & analysis for Howard vs South Carolina St3:54:24-Picks & analysis for East Texas A&M vs Nicholls3:56:56-Picks & analysis for Coppin St vs Delaware St3:59:21-Picks & analysis for Gardner Webb vs Winthrop4:01:50-Picks & analysis for New Orleans vs Northwestern St4:03:57-Picks & analysis for Stephen F Austin vs SE Louisiana4:06:18-Picks & analysis for Norfolk St vs NC Central4:08:23-Picks & analysis for Morgan St vs MD Eastern Shore4:10:18-Picks & analysis for Prairie View vs Grambling4:12:47-Picks & analysis for Houston Christian vs Incarnate Word4:14:52-Picks & analysis for Lafayette vs Loyola MD4:16:57-Picks & analysis for Jacksonville vs Austin Peay4:19:10-Picks & analysis for Lehigh vs Bucknell4:21:13-Picks & analysis for North Florida vs Lipscomb4:23:17-Picks & analysis for Florida A&M vs Bethune Cookman4:25:22-Picks & analysis for Texas A&M CC vs UT Rio Grande Valley4:27:57-Picks & analysis for Texas Southern vs Southern4:30:48-Picks & analysis for Alabama St vs Mississippi Valley St4:33:01-Picks & analysis for Alabama A&M vs Arkansas Pine Bluff Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Watch The X22 Report On Video No videos found (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:17532056201798502,size:[0, 0],id:"ld-9437-3289"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="https://cdn2.decide.dev/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs");pt> Click On Picture To See Larger Picture Trump is showing the world how green energy doesn’t work, plus it also shows the environmentalist really don’t care about the environment. The people are waking up to the fact that the [CB] have been robbing us of our money. Trump’s economy is taking off. The [DS] is being exposed, the people are now seeing the criminal syndicate system, it is one tyrannical money laundering system. The people have been funding our destruction. The [DS] hunted Trump and now Trump is hunting them. The difference is that the [DS] have committed the crimes and the investigations will show their criminal acts. We are in the process of fighting the 2nd American revolution. Economy  (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:18510697282300316,size:[0, 0],id:"ld-8599-9832"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="https://cdn2.decide.dev/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs"); https://twitter.com/KobeissiLetter/status/2006870301041467482?s=20   improved across every US region last month to their highest levels of 2025. The West posted the largest increase, followed by the South, the nation's largest home-selling region. As a result, the Pending Home Sales Index is up to 79.2 points, the highest since February 2023. Homebuyer activity is regaining traction. https://twitter.com/elonmusk/status/2006832536257966286?s=20   need to cut fraud https://twitter.com/CynicalPublius/status/2006750062844534872?s=20  greatly eliminates fraud, waste and abuse; -or- (ii) Middle-class taxpayers decide enough is enough and they too stop following the rules. Door (i) = prosperity. Door (ii) = anarchy. https://twitter.com/elonmusk/status/2006833536335327501?s=20 https://twitter.com/QuantusInsights/status/2006036670680912007?s=20   overseas buying. This is strong, confidence-driven allocation by sophisticated investors looking 12–24 months ahead. When stocks, Treasuries and corporate bonds all see heavy inflows together, the data quietly signals: • U.S. growth looks resilient (no recession on the horizon) • American institutions remain solid • Global alternatives don't measure up A rare combination that points to a strong setup for the U.S. economy. https://twitter.com/howardlutnick/status/2006867104272961854?s=20  positions across industries and our nation. This new growth will employ millions of workers in great, high-paying jobs. The era of non-productive jobs fueled by DEI bureaucracy and corporate performative politics is over. Those who want to work and build America will be rewarded. Great positions and opportunities will be plentiful. The time is now to Make America Great Again. To the amazing success of America and the American worker in 2026!! Political/Rights   the Country, including Tim Waltz, Gavin Newscum, for who is going to lead the Democrats to their future defeat. Clooney got more publicity for politics than he did for his very few, and totally mediocre, movies. He wasn't a movie star at all, he was just an average guy who complained, constantly, about common sense in politics. MAKE AMERICA GREAT AGAIN! https://twitter.com/RichardGrenell/status/2006739373346226506?s=20  quickly. It's unverified gossip that is embraced by News Editors. I see it everyday with the Trump Kennedy Center. Fake news repeated over and over without a single reporter calling to verify the information they are repeating. DOGE https://twitter.com/EricLDaugh/status/2006843983016960428?s=20 “This is deeply morally WRONG.” “Why is it right for someone who escaped tyranny in other countries and happens to live in SF to pay ‘reparations’ for something they had nothing to do with?”  “California didn’t even have slaves!” Geopolitical More Than 1,000 Cars Burned in France, as New Years' Eve ‘Celebrations' in Europe Turn Into a ‘Fireworks War' Between Migrants and Police (VIDEOS)  Cars burning on NYE: Macron is presiding over the destruction of France. The suicidal policy of unchecked mass migration is takings its toll on the European nations. Among the multiple problems, there's the fact that the New Years ‘celebrations' have turned into an excuse for violent migrants to attack police, firefighters and commons citizens with fireworks, turning it into a war. https://twitter.com/visegrad24/status/2006763220258926726?ref_src=twsrc%5Etfw%7Ctwcamp%5Etweetembed%7Ctwterm%5E2006763220258926726%7Ctwgr%5E6f5fbf697d1dedb8ea125a1a961ff7b248f5d362%7Ctwcon%5Es1_c10&ref_url=https%3A%2F%2Fwww.thegatewaypundit.com%2F2026%2F01%2Fmore-than-1000-cars-burned-france-as-new%2F https://twitter.com/RMXnews/status/2006884531585024201?ref_src=twsrc%5Etfw%7Ctwcamp%5Etweetembed%7Ctwterm%5E2006884531585024201%7Ctwgr%5E6f5fbf697d1dedb8ea125a1a961ff7b248f5d362%7Ctwcon%5Es1_c10&ref_url=https%3A%2F%2Fwww.thegatewaypundit.com%2F2026%2F01%2Fmore-than-1000-cars-burned-france-as-new%2F Source: thegatewaypundit.com https://twitter.com/visegrad24/status/2006843568816796153?s=20  Maduro Says He’s Ready to Play ‘Let’s Make a Deal’ Venezuela’s Nicolas Maduro says that he’s willing to come to terms with President Trump if the U.S. ends its military pressure campaign in an interview with socialist academic and journalist (but I repeat myself) Ignacio Ramonet. Trump has made multiple demands that Maduro depart, going back to the beginning of the pressure campaign in November, for instance, on December 23: “We want it back,” he added. “They took our oil rights — we had a lot of oil there. As you know they threw our companies out, and we want it back.” The list includes, but is not limited to: Exxon Mobil—2007—oil extraction. Conoco Phillips—2007—oil extraction. Halliburton—2009—oil operations. Cargill—2009—rice processing. Owens Illinois—2010—glass. Clorox—2014—consumer goods.  General Motors—2017—auto manufacturing.  Kellogg's—2018)—cereals. Goodyear—2018—tires. Source: redstate.com War/Peace Anonymous U.S. Officials Say Ukraine Didn't Target Putin with Drone Attack – Russian Officials Say They Have Drone Flight Plan From Navigation Unit  The Wall Street Journal is reporting that Ukraine did not target the personal residence of Russian Federation President Vladimir Putin, “according to U.S. officials.”   However, Russia captured one of the drones intact and have said they were able to “extract a file containing a flight plan from the navigation unit” which they plan to share with the Trump administration through established channels. {LINK}   Who are we going to believe, Russian “special service” operations or anonymous “U.S. Intelligence Officials”?  U.S. media have said the attack on Putin may be a lie; however, with physical evidence from the defense operation, it is less likely Russia just made up the attack.  At this moment in the conflict, Putin doesn't need domestic propaganda.    Source: theconservativetreehouse.com [DS] Agenda https://twitter.com/KanekoaTheGreat/status/2006842440968450361?s=20 https://twitter.com/MrAndyNgo/status/2006830735626301488?s=20   up to dozens of times for safety violations. Four facilities had prepared themselves for liberal journalists by having Somali children inside. https://twitter.com/MrAndyNgo/status/2006877951376154782?s=20  extreme, with little girls usually required to wear both head and body coverings. Female genital mutation is also endemic to their cultural practices. In June 2025, Mayor @Jacob_Frey released an official video in Somali condemning the U.S. government’s efforts to restrict incoming migration from Somalia. This is the same mayor who oversaw (managed) the burning of Minneapolis during the 2020 BLM-Antifa riots. http://ngocomment.com https://twitter.com/MrAndyNgo/status/2006849302002544832?s=20 https://twitter.com/AAGDhillon/status/2006887697743302932?s=20 Report Alleges Somalia's Foreign Minister, Whose Ohio Healthcare Company Receives U.S. Tax Dollars, Also Controls LLC at SAME ADDRESS as Somali Money Transfer Firm Accused of Terror Financing  A new report alleges that Somalia's Foreign Minister Abdisalam Abdi Ali, a U.S. citizen whose Ohio-based healthcare company has raked in millions from American taxpayers, also controls an LLC operating out of the same address as a Somali money transfer firm previously accused of funneling funds to terrorist organizations. Abdisalam Abdi Ali was appointed Minister of Foreign Affairs and International Cooperation of Somalia in May 2025. Born in Somalia but building a life in the U.S., Ali established Ritechoice Healthcare Services LLC in Toledo, Ohio, over a decade ago. Shockingly, two additional healthcare companies operate out of the same office suite. https://twitter.com/libsoftiktok/status/2006872203921600958?s=20 In that role, he: Oversees Security Council meetings Sets the Council's agenda Manages resolutions and presidential statements Speaks for the A3+ bloc (African nations plus Caribbean representation) on issues like Afghanistan and Yemen But before assuming global authority in New York, Osman spent years embedded inside Ohio's public welfare system. Osman relocated to the United States in the late 1980s and built his career in Ohio's taxpayer-funded social services apparatus. From 1999 to 2012, he worked at the Franklin County Department of Job and Family Services, serving as: Case Manager Social Program Specialist Source: thegatewaypudit.com  https://twitter.com/JoeLang51440671/status/2006726416168079799?s=20   democrats by the same corrupt Somali's. Stolen elections violate the Constitutional rights of citizens. That will play a HUGE part in FORCING our election system to be completely transformed. Fraud vitiates everything and everything is connected. Source: thegatewyapundit.com President Trump's Plan https://twitter.com/ScottAdamsSays/status/2007077071684780275?s=20 https://twitter.com/elonmusk/status/2007076187760366005?s=20 President Trump Issues the First Vetoes of His Second Term  It took about 11 months, but President Donald Trump has finally issued the first vetoes of his second term. And like most things involving the president, the moves aren't without their critics — including some you might not normally expect pushback from. Trump's rapid response team highlighted the two vetoes: https://twitter.com/RapidResponse47/status/2006153283996381333?ref_src=twsrc%5Etfw%7Ctwcamp%5Etweetembed%7Ctwterm%5E2006153283996381333%7Ctwgr%5E79e6ef2350ae826bc802e9e5d82d5c97bad630de%7Ctwcon%5Es1_c10&ref_url=https%3A%2F%2Fwww.thegatewaypundit.com%2F2026%2F01%2Fpresident-trump-issues-first-vetoes-second-term%2F The “Miccosukee Reserved Area Amendments Act” is a bill aimed at expanding the land set aside for the Miccosukee Tribe inside Everglades National Park by officially including a section known as Osceola Camp. Trump had a couple of issues with this. The residential community in that area “was constructed in 1935, without authorization, in a low area that was raised with fill material,” Trump's explanation read. “None of the current structures in the Osceola Camp are over 50 years old, nor do they meet the other criteria to be considered for listing in the National Register of Historic Places,” Trump wrote to the House. He added that, “the Miccosukee Tribe has actively sought to obstruct reasonable immigration policies that the American people decisively voted for when I was elected.” That appears to be a direct reference to the tribe's publicized opposition — including a lawsuit against the Trump administration — to the “Alligator Alcatraz” detention center in Florida, as noted by The Associated Press. The “Finish the Arkansas Valley Conduit Act,” meanwhile, is a bill designed to make it easier for rural Colorado communities to complete a long‑planned water pipeline project that will facilitate drinking water to people in the Arkansas River Valley. Trump appeared to take specific issue with the price tag and repayment plans for this project. “It was originally authorized … in a bill signed by President Kennedy in 1962,” Trump said. “For decades it was unbuilt, largely because the AVC was economically unviable.” “More than $249 million has already been spent on the AVC, and total costs are estimated to be $1.3 billion,” Trump wrote. “H.R. 131 would continue the failed policies of the past by forcing Federal taxpayers to bear even more of the massive costs of a local water project — a local water project that, as initially conceived, was supposed to be paid for by the localities using it. “Enough is enough. My administration is committed to preventing American taxpayers from funding expensive and unreliable policies. Ending the massive cost of taxpayer handouts and restoring fiscal sanity is vital to economic growth and the fiscal health of the Nation.” The bill was backed and pushed by Colorado GOP Rep. Lauren Boebert — normally a staunch supporter of Trump's — who seemed incensed with the president's veto and vowed that “this isn't over.” Source: thegatewaypundit.com https://twitter.com/EagleEdMartin/status/2006700820432130068?s=20  to believe that these Democrat Mayors and Governors, all of whom are greatly incompetent, would want us to leave, especially considering the great progress that has been made??? President DJT https://twitter.com/EndWokeness/status/2006537728369057886?s=20 https://twitter.com/BradCGZ/status/2006485378031824908?s=20 https://twitter.com/WhiteHouse/status/2006523871181300073?s=20  (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:13499335648425062,size:[0, 0],id:"ld-7164-1323"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="//cdn2.customads.co/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs");

A veces las circunstancias que atravesamos nos superan. No las entendemos, no sabemos por qué Dios las permite ni cuál es su propósito, y para colmo, sentimos que no escuchamos su voz. Pero es importante que sepas algo: el silencio de Dios no es olvido, es cuidado; no es ausencia, es protección. www.facebook.com/TenerifeCielosAbiertos http://www.youtube.com/CielosAbiertosTnf Como siempre, mil gracias por vuestras valoraciones y comentarios en la aplicación Podcast de Apple, en iVoox, Spotify y Youtube. Dale al PLAY y compártelo si crees que a alguien le puede venir bien escucharlo.

This Teisho was given by the Rev. Do'on Roshi at the Buddhist Temple of Toledo on July 16, 2025. In this talk Do'on Roshi continues the discussion of the 6th case from the Blue Cliff Record known as Yun Men's Every Day Is a Good Day.   If you would like to learn more about the Buddhist Temple of Toledo or to make a donation in support of this podcast please visit buddhisttempleoftoledo.org.   Part of Rev. Do'on Roshi's Teisho on the Blue Cliff Record series.

Há anos, a Turquia virou referência de transplante capilar acessível e rápido. Pacotes com hotel, transporte, exames e cirurgia atraíram milhares de viajantes de todas as partes do mundo. No entanto, o cenário agora é diferente, segundo especialistas. O Brasil ganha cada vez mais destaque no mercado. A popularização do procedimento, com técnicas e custos mais acessíveis, fez dele tendência entre os brasileiros, o que também inspira preocupação. Mesmo sendo uma intervenção segura, demanda todos os cuidados habituais de uma cirurgia. O podcast UOL Prime, apresentado por José Roberto de Toledo, traz os detalhes do boom dos transplantes capilares no Brasil e dos perigos da popularização do procedimento. #uolprime #PodcastUOLPrime

12-31-25 - BR - MIX - List Of Most Fun Cities In The Country Includes Toledo - Chi Chis Restaurants Closing Finally - Dec 2024 - BOSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

12-31-25 - BR - MIX - List Of Most Fun Cities In The Country Includes Toledo - Chi Chis Restaurants Closing Finally - Dec 2024 - BOSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Join us in Discord! Check out our Patreon page! Patreon.com/GameThatTune is the home for exclusive content! Special thanks to our ABSURD FAN tier Patreon producers: Sam L, PhoenixTear2121, BeastPond, and Spanky McMasters! 0:00:00 Intro 0:04:49 Clair Obscur: Expedition 33 - World Map - In Lumière's Name by Lorien Testard 0:07:55 Mario Kart World - Wario Shipyard by Atsuko Asahi, Maasa Miyoshi, Takuhiro Honda & Yutaro Takakuwa 0:10:02 Split Fiction - Train Conductor by Gustaf Grefberg 0:12:54 ARC Raiders - Team up! by Patrik Andrén & Johan Söderqvist 0:15:44 Monster Hunter Wilds - Ebon Hellfire - Nu Udra -Chase- by Mana Ogura 0:18:16 Taria and Como - Shock Therapy by Jesse Haugen 0:21:23 Pipistrello and the Cursed Yoyo - Final Boss Battle 2 by Leonardo Lima 0:26:07 DELTARUNE 3+4 - TV World by Toby Fox 0:28:15 Earthion - Dawn of Earthion by Yuzo Koshiro 0:30:30 Song of the Sea - A City Where None Live by Austin Wintory 0:36:28 Constance - A Way Home by Tiago Rodrigues 0:38:32 Ghost of Yōtei - Oshima Coast by Toma Otowa 0:42:06 South of Midnight - Bruh by Olivier Deriviere 0:46:22 DEATH STRANDING 2: ON THE BEACH - To the Wilder feat. Elle Fanning by Woodkid, Elle Fanning 0:50:55 Hades II - Mother of All Storms by Darren Korb 0:55:09 Like a Dragon Pirate Yakuza in Hawaii - Crushing Blow by Saori Yoshida 0:58:18 Ninja Gaiden: Ragebound - The Return, Pt. I by Sergio de Prado 1:01:29 UNBEATABLE - Proper Rhythm (MUST DIE! Remix) by D-CELL 1:04:43 DOOM: The Dark Ages - Ancestral Beast by Finishing Move Inc. 1:08:01 Tainted Grail: The Fall of Avalon - Skull Drum Ritual by Andrzej Janicki 1:10:47 Promise Mascot Agency - Pay the Price by Alpha Chrome Yayo 1:13:47 Monster Train 2 - Fallen Angel Anthem by Jordan Chin 1:16:29 Kirby Air Riders - Skyah by Hirokazu Ando, Jun Ishikawa, Shogo Sakai, Noriyuki Iwadare, Tadashi Ikegami, Akira Miyagawa, Hiroki Hashimoto, Hironobu Inagaki, Atsuyoshi Isemura, Nobuyoshi Kobayashi, Torine, Sho Okada, Rio Hamamoto, Kanaya Oki, Yoshinori Hirai 1:21:34 Dynasty Warriors Origins - HUMANE GREEN -DW ORIGINS MIX- (Event - Liu Bei's Forces) by Masako Otsuka, Gota Masuoka 1:25:03 Bionic Bay - Polarity by Francisco Javier Perez 1:31:06 BALLxPIT - Ballbylon Has Risen by Amos Roddy 1:33:31 Dispatch - Interface by Skyler Barto 1:36:12 ARC Raiders - City of Toledo by Patrik Andrén & Johan Söderqvist 1:39:04 FATAL FURY: City of the Wolves - Determination (Gato) by SNK Sound Team 1:43:24 Split Fiction - Kites by Jonatan Järpehag 1:45:57 Marvel Cosmic Invasion - Lvl 01 NYC by Tee Lopes 1:47:58 Like a Dragon Pirate Yakuza in Hawaii - Unyielding Spirit by Saori Yoshida 1:51:03 Pokémon Legends: Z-A - Battle! (Team MZ) by Go Ichinose, Minako Adachi, Hiromitsu Maeba, Carlos Eiene, Shinji Hosoe, Ayako Saso & Takahiro Eguchi 1:54:12 Sonic Racing: CrossWorlds - Sky Road Lap Music + Final Lap by Takahiro Kai 1:57:36 Mario Kart World - Waluigi Pinball & Wario Stadium (Night) [Mario Kart DS] by Atsuko Asahi, Maasa Miyoshi, Takuhiro Honda & Yutaro Takakuwa 2:00:53 Skate Story - Godhook by John Fio 2:04:37 Öoo - Area3 by Tsuyomi 2:07:15 Pokémon Legends: Z-A - Prism Tower's Dark Turn by Go Ichinose, Minako Adachi, Hiromitsu Maeba, Carlos Eiene, Shinji Hosoe, Ayako Saso & Takahiro Eguchi 2:12:01 Silent Hill f - The Bird's Lament by Akira Yamaoka 2:16:54 South of Midnight - The Storm by Olivier Deriviere 2:20:23 Skin Deep - Catnip Baby by Ghoulnoise 2:23:16 Revenge of the Savage Planet - Cliffs of Abaddoon by Samuel Laflamme 2:26:19 Once Upon a Katamari - Katamari on the Doun (Instrumental) by Katamari Damacy Series SOUND TEAM 2:30:36 To a T - PerfecT Shape (Game Edit) [feat. prep.] by sakai asuka 2:33:49 FINAL FANTASY TACTICS The Ivalice Chronicles - Love Love Happiness by 三井 ゆきこ 2:36:06 Absolum - Fire Swamps by Gareth Coker 2:39:42 Donkey Kong Bananza - Beaky Thicket (Forest Layer) by Naoto Kubo 2:43:34 and Roger - Journey by Yasuhiro Nakashima 2:45:43 Blue Prince - Doorways And Dreams by Trigg & Gusset 2:49:03 Malys - Malys (feat. Montaigne) by Belinda Coomes 2:52:24 Marvel Cosmic Invasion - Lvl 00 Prologue by Tee Lopes 2:53:55 Shinobi: Art of Vengeance - The Fish Market battle (Rogue Tides) by Tee Lopes 2:59:25 BALLxPIT - Liminal x Desert by Amos Roddy 3:03:19 DELTARUNE 3+4 - Raise Up Your Bat by Toby Fox 3:05:28 Clair Obscur: Expedition 33 - Ancient Sanctuary - Megabot#33 by Lorien Testard 3:09:38 Promise Mascot Agency - Tanuki Beat by Alpha Chrome Yayo 3:12:24 Skin Deep - When I Look At You (It's Like I'm Staring at the Sun) by Ghoulnoise 3:15:29 Citizen Sleeper 2: Starward Vector - Senna's Rest by Amos Roddy 3:17:34 Many Nights a Whisper - My Heart's Faint Call by Fingerspit 3:20:05 Kingdom Come: Deliverance II - Trouble At Mill by Jan Valta 3:22:34 Tainted Grail: The Fall of Avalon - The Last March by Andrzej Janicki 3:24:32 Monster Hunter Wilds - Proof of a Hero (2025 Recording) by Masato Kouda 3:28:42 Blue Prince - Under The Black Bridge by Trigg & Gusset 3:32:15 Rift of the NecroDancer - Suzu's Quest (feat. Nick Nausbaum) by Sam Webster 3:35:55 South of Midnight - Two-Toed Tom - Boss Fight by Olivier Deriviere, Caroline Owens, Craig Robinson 3:39:34 Once Upon a Katamari - CHILL PRINCE by Kenji Niinuma, Katamari Damacy Series SOUND TEAM 3:42:40 Donkey Kong Bananza - Breaking Through (Heart of Gold) by Naoto Kubo 3:47:17 Clair Obscur: Expedition 33 - Paintress by Lorien Testard

Apoie o UP no Orelo: ⁠⁠⁠⁠⁠⁠clique aqui!⁠⁠⁠2026 tá vindo aí e, como fazemos tradicionalmente, nos reunimos para imaginar e compartilhar tudo o que tem de mais legal (ou não) por vir nesse ano que tá chegando. Neste episódio, Cardoso e Marcellus Vinícius recebem o Lucas do Nautilus para um papo sobre expectativas para 2026!O nosso muito obrigado a: Guilherme Serravalle, Diego Almeida, Vitor Ludwig, João Sousa, Breno Bezerra Bluhm, Jéssica Macedo, Lucas Eid, Naga, Gabriel Dias, Matheus Henrique, Victor Toffano, Guilherme Magalhães, Rafael Ramalli da Silva, Lucas Carvalho, Renato Martins, Bruno Luiz Korckievicz, Marcelo Junior, Vitor Araujo, Anderson Lister, Lucas Brum, Rodrigo Souza, Rodrigo Taira, Paulo Piazza, Victor “VicGurg” Gurgel, Moisés Resende, Caio Barcelos, Renato Bena, Daniel Labres, Gabriel Bisuli, Renan Ferraz, Davi, Gustavo Garcia, Pedro Vital Brazil, Eric Quarterolli, Sergie Arruda, Bruno Correia Milani, Venigma, João Cassorielo, Yan Queiroz, Vivian, Henrique Fernandes Veri Marques, Gabriel Bittencourt Borowski, REGIS F G FREITAS, Rafael Valim, Anderson Barbosa, Felipe Dal Molin, Luan Germano, Andre Jarenkow, Guilherme Rodrigues, Érica Fontana, Giancarlo, Marcus Buzette, Arthur Luiz, Isadora Marques, Daniel Baumgratz, Caio Cardoso, Giovanne, Daniel Ferreira de Camargo, Ananias Júnior, Rebeca Moura, Clarissa Farias, Daniel Bandoni, Thiago Yakomizo Buainain, Pedro C., Rafael Silva, Luiz Gustavo, Matheus Vasques, Moisés Pacheco de Souza, João Henrique, Bruno Hatto, Marquinhos Maia, Carlos Bonomi, Joao, Akemi Nakamura, Wellington Oliveira, Luiz Fernando Moratelli, Francisco Campos, Fernando Gusman, Ednardo M.Toledo, Cicero Ruschel, Arthur Valladão, dudu pansica, Anne Verrino, Paulo Felisbino, Felipe Gil, Mariana Janoti, Carlos Jefferson, Leonardo Azzi Martins, Arthur Goulart, Rafael Yabiku, MARCELO CARLOS DOS SANTOS JÚNIOR, Gabriel Barros, Júlia Paterniani, Renan Felipe Silva, Guilherme Shuto, Area Zero Podcast, Marcel Kuhne, Filipovisky De La Fuente, Ruan, Helio Cannone, Agmar, andre juck, Andre Benia, André Luís Teixeira, Suellen Amorim!Siga o UP:Orelo | Twitter | Twitch | Instagram | DiscordContato comercial: contato@somosup.com

Host John Lund puts a cap on the 2025 Louisville football season with a recap of the Bush's Boca Raton Bowl of Beans Bowl win over Toledo and what Jeff Brohm had to say about it, along with some transfer portal and coaching news. It was another hair-pulling and frustrating slog of a game in the Cardinals 27-22 win over the Rockets, but why should this night be different than any other night! Explosive runs carrying the offense late, the defense carrying the offense early, and another hold your breath and hope it all works out. In coaching news, Jeff Brohm (seemingly) is sticking around as head coach, but defensive coordinator Ron English is out for 2026. In transfer portal news, Deuce Adams highlights the list of names already on the way out, with plenty more assuredly coming and going when things officially open up in the next couple days. And, most importantly, ranking the Top Five Christmas movies of all-time. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

On Tuesday's edition of WagerTalk Today, Jesse Schule breaks down teams he's fading in college football and give a best bet Pistons vs Lakers in NBA action & Ralph Michaels joins to talk the Boca Raton Bowl of Beans in Toledo vs Louisville & give a bet in the CFB Music City Bowl, Tennessee vs Illinois & Alamo Bowl, USC vs TCU . Jesse Schule joins to talk Nuggets vs Mavericks in NBA action and teams he is looking to fade in College Football bowl action this week.  The Prez Stops by to talk Devils vs Leafs & Canadiens vs Panthers  in NHL action.  Hosts, Andy Lang & Dan Alexander provide props & free picks – don't miss out!Intro 00:00Jesse Schule 3:00CFB Teams to FADE 3:29Money Line Parlay?? 14:00Pistons vs Lakers 15:00Ralph Michaels 26:00Big Line Moves – how does WagerTalk Handle? 25:30Music City Bowl: Tennessee vs Illinois 27:00Alamo Bowl: USC vs TCU 30:35Independence Bowl SGP 35:05WTF or LFG? Follow or Fade this Play? Independence Bowl: Costal Carolina vs Louisiana Tech  36:40The Prez 39:24NHL: Devils vs Maple Leafs 43:50NHL: Canadiens vs Panthers 46:30Andy's All Around the World Free Plays (NBA, NHL & Darts Props & Bets) 52:26

Agradece a este podcast tantas horas de entretenimiento y disfruta de episodios exclusivos como éste. ¡Apóyale en iVoox! La organización territorial de España es el resultado de un largo proceso histórico que refleja su diversidad cultural, política y geográfica. Desde la Antigüedad, la Península Ibérica fue un mosaico de pueblos prerromanos, pero sin unidad política. Roma impuso la primera estructura administrativa con provincias como la Tarraconense, la Bética y la Lusitania, una división que influyó en futuras fronteras. Tras la caída del Imperio Romano, los visigodos unificaron el territorio ubicando la Corte en Toledo y manteniendo a grandes rasgos la organización territorial romana, pero la invasión musulmana de 711 fragmentó la península, con un emirato que luego se transformó en califato en el sur y núcleos cristianos en el norte (Asturias y la Marca Hispánica). La Reconquista trajo reinos independientes como Castilla, León, Aragón, Navarra y los condados catalanes, que configuraron las bases de regiones actuales. Los Reyes Católicos unieron Aragón y Castilla por arriba, pero cada uno de los reinos siguió manteniendo sus instituciones y leyes propias. Felipe V tras la Guerra de Sucesión, trató de centralizar el poder con los Decretos de Nueva Planta pero Navarra y el País Vasco conservaron sus fueros. En el siglo XIX, la reforma de Javier de Burgos (1833) dividió España en 49 provincias (50 tras dividir Canarias en 1927), inspirada en modelos franceses y liberales. Buscaba uniformidad administrativa para poder gobernar de forma más racional. Esta estructura, basada en capitales provinciales y criterios puramente administrativos se mantuvo en todas las constituciones, incluyendo la de 1978, y sirvió de base para las autonomías. El concepto moderno de regiones surge en el siglo XIX, pero la autonomía regional, que tuvo un primer intento en los años de la segunda República, solo se consolidó tras la Transición. La Constitución de 1978 reconoció “nacionalidades y regiones”, creando 17 comunidades autónomas entre 1979 y 1983. Años más tarde, en 1995, las dos plazas de soberanía del norte de África (Ceuta y Melilla) se convirtieron en ciudades autónomas. Este modelo, ni federal ni unitario, equilibra centralización y descentralización y trata de adaptarse a la diversidad geográfica y cultural del país. · Canal de Telegram: https://t.me/lacontracronica · “Contra el pesimismo”… https://amzn.to/4m1RX2R · “Hispanos. Breve historia de los pueblos de habla hispana”… https://amzn.to/428js1G · “La ContraHistoria del comunismo”… https://amzn.to/39QP2KE · “La ContraHistoria de España. Auge, caída y vuelta a empezar de un país en 28 episodios”… https://amzn.to/3kXcZ6i · “Contra la Revolución Francesa”… https://amzn.to/4aF0LpZ · “Lutero, Calvino y Trento, la Reforma que no fue”… https://amzn.to/3shKOlK Apoya La Contra en: · Patreon... https://www.patreon.com/diazvillanueva · iVoox... https://www.ivoox.com/podcast-contracronica_sq_f1267769_1.html · Paypal... https://www.paypal.me/diazvillanueva Sígueme en: · Web... https://diazvillanueva.com · Twitter... https://twitter.com/diazvillanueva · Facebook... https://www.facebook.com/fernandodiazvillanueva1/ · Instagram... https://www.instagram.com/diazvillanueva · Linkedin… https://www.linkedin.com/in/fernando-d%C3%ADaz-villanueva-7303865/ · Flickr... https://www.flickr.com/photos/147276463@N05/?/ · Pinterest... https://www.pinterest.com/fernandodiazvillanueva Encuentra mis libros en: · Amazon... https://www.amazon.es/Fernando-Diaz-Villanueva/e/B00J2ASBXM #FernandoDiazVillanueva #autonomias #CCAA Escucha el episodio completo en la app de iVoox, o descubre todo el catálogo de iVoox Originals

Agradece a este podcast tantas horas de entretenimiento y disfruta de episodios exclusivos como éste. ¡Apóyale en iVoox! La organización territorial de España es el resultado de un largo proceso histórico que refleja su diversidad cultural, política y geográfica. Desde la Antigüedad, la Península Ibérica fue un mosaico de pueblos prerromanos, pero sin unidad política. Roma impuso la primera estructura administrativa con provincias como la Tarraconense, la Bética y la Lusitania, una división que influyó en futuras fronteras. Tras la caída del Imperio Romano, los visigodos unificaron el territorio ubicando la Corte en Toledo y manteniendo a grandes rasgos la organización territorial romana, pero la invasión musulmana de 711 fragmentó la península, con un emirato que luego se transformó en califato en el sur y núcleos cristianos en el norte (Asturias y la Marca Hispánica). La Reconquista trajo reinos independientes como Castilla, León, Aragón, Navarra y los condados catalanes, que configuraron las bases de regiones actuales. Los Reyes Católicos unieron Aragón y Castilla por arriba, pero cada uno de los reinos siguió manteniendo sus instituciones y leyes propias. Felipe V tras la Guerra de Sucesión, trató de centralizar el poder con los Decretos de Nueva Planta pero Navarra y el País Vasco conservaron sus fueros. En el siglo XIX, la reforma de Javier de Burgos (1833) dividió España en 49 provincias (50 tras dividir Canarias en 1927), inspirada en modelos franceses y liberales. Buscaba uniformidad administrativa para poder gobernar de forma más racional. Esta estructura, basada en capitales provinciales y criterios puramente administrativos se mantuvo en todas las constituciones, incluyendo la de 1978, y sirvió de base para las autonomías. El concepto moderno de regiones surge en el siglo XIX, pero la autonomía regional, que tuvo un primer intento en los años de la segunda República, solo se consolidó tras la Transición. La Constitución de 1978 reconoció “nacionalidades y regiones”, creando 17 comunidades autónomas entre 1979 y 1983. Años más tarde, en 1995, las dos plazas de soberanía del norte de África (Ceuta y Melilla) se convirtieron en ciudades autónomas. Este modelo, ni federal ni unitario, equilibra centralización y descentralización y trata de adaptarse a la diversidad geográfica y cultural del país. · Canal de Telegram: https://t.me/lacontracronica · “Contra el pesimismo”… https://amzn.to/4m1RX2R · “Hispanos. Breve historia de los pueblos de habla hispana”… https://amzn.to/428js1G · “La ContraHistoria del comunismo”… https://amzn.to/39QP2KE · “La ContraHistoria de España. Auge, caída y vuelta a empezar de un país en 28 episodios”… https://amzn.to/3kXcZ6i · “Contra la Revolución Francesa”… https://amzn.to/4aF0LpZ · “Lutero, Calvino y Trento, la Reforma que no fue”… https://amzn.to/3shKOlK Apoya La Contra en: · Patreon... https://www.patreon.com/diazvillanueva · iVoox... https://www.ivoox.com/podcast-contracronica_sq_f1267769_1.html · Paypal... https://www.paypal.me/diazvillanueva Sígueme en: · Web... https://diazvillanueva.com · Twitter... https://twitter.com/diazvillanueva · Facebook... https://www.facebook.com/fernandodiazvillanueva1/ · Instagram... https://www.instagram.com/diazvillanueva · Linkedin… https://www.linkedin.com/in/fernando-d%C3%ADaz-villanueva-7303865/ · Flickr... https://www.flickr.com/photos/147276463@N05/?/ · Pinterest... https://www.pinterest.com/fernandodiazvillanueva Encuentra mis libros en: · Amazon... https://www.amazon.es/Fernando-Diaz-Villanueva/e/B00J2ASBXM #FernandoDiazVillanueva #autonomias #CCAA Escucha el episodio completo en la app de iVoox, o descubre todo el catálogo de iVoox Originals

Join Jordan, Commish, Pitt Girl, Beth, and our VP of Podcast Production, Arthur. We talk with our Pop Tarts Correspondents Katie and Melanie, the joys of the Pop Tarts Bowl, Cherry stealing phones, eating the Pop Tarts, where did Slammin Strawberry Go? Shade at Notre Dame? We recap the GO BOWLING Bowl and Pitt's 6 turnovers, the BEANS BOWL with Toledo and Louisville, New Orleans Bowl with MAVERICK, OHIO and UNLV's best play of bowl season, the HAWAII BOWL with Hawaii's 21-0 comeback and LUKE DREAM WEAVER, Central Michigan ate a bunch of coneys, the RATE Bowl as the Gophers can't be beaten in Bowl game, FIU lead 14-0 then UTSA woke up, PINSTRIPE, Jeff Monken has wheels as Army beats Undefeated in Regulation in the Regular Season UConn, Fresno State, the insanity that was the New Mexico Bowl, Mean Green and San Diego State points fest, Gator Bowl, Texas Bowl, then the Sickos Committee Bowl Game Game Show Game for the Stagg Bowl, FCS Championship, Cotton, Orange, Rose and Sugar Bowl with dice rolls and much, much more!See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Hocking County Sheriff's deputies exchange gunfire with a man near Haydenville; Columbus police say violent crime is trending down in the city; group pushes back against new law banning intoxicating hemp; weather causes a unique condition on Lake Erie in Toledo.

Actor and comedian T.J. Miller explains why a traumatic brain injury is his improvisational "cheat code"—and how a 2010 surgery for an arteriovenous malformation (AVM) in his right frontal lobe fueled a career of manic chaos. Miller discusses the "invisible disability" of brain surgery and the high-stakes gamble of a 10% fatality rate. Along the way: a tour of city mottos, from the low-bar honesty of Toledo to the bizarre promise that Auburn, Washington is "more than you imagined." Plus, a look at the "Bulgarian" financial ecosystem of Fort Wayne, Indiana, where a three-bedroom house costs $485 a month. Produced by Corey Wara Email us at ⁠⁠⁠⁠thegist@mikepesca.com⁠⁠⁠⁠ To advertise on the show, contact ⁠⁠⁠⁠ad-sales@libsyn.com⁠⁠⁠⁠ or visit ⁠⁠⁠⁠https://advertising.libsyn.com/TheGist⁠⁠⁠⁠ Subscribe to The Gist: ⁠⁠⁠⁠https://subscribe.mikepesca.com/⁠⁠⁠⁠ Subscribe to The Gist Youtube Page: ⁠⁠⁠⁠https://www.youtube.com/channel/UC4_bh0wHgk2YfpKf4rg40_g⁠⁠⁠⁠ Subscribe to The Gist Instagram Page: ⁠⁠⁠⁠GIST INSTAGRAM⁠⁠⁠⁠ Follow The Gist List at: ⁠⁠⁠⁠Pesca⁠⁠⁠⁠ ⁠⁠⁠⁠Profundities | Mike Pesca | Substack⁠⁠⁠⁠

It's been another interesting year in the world of personal finance and macroeconomics. As we look ahead to 2026… well, who really knows what's coming? I'll be sharing my own take—and making a few predictions—in an upcoming episode. What's hard to ignore is just how unusual this moment in history is. We're coming off COVID. We went through a rapid rise in interest rates, and now a pullback. Tariffs are back in the conversation. There are a lot of moving parts, and as usual, the consensus hasn't exactly nailed it. Almost every expert was convinced tariffs would push inflation higher. I expected at least a temporary bump—some transient inflation while markets adjusted. Then the CPI report came out at 2.7%. That's a lot closer to the Fed's 2% target, and nearly half a percentage point lower than expectations. Clearly, something else is going on. At the same time, GDP came in at around 4.3% growth. That's real strength. Inflation is coming down, growth is strong, and while the labor market is still a little murky, there's no question there's underlying momentum in the system. Investors haven't quite felt it yet. It's been a sticky environment. But my sense is that we're getting closer to a shift—more liquidity, more money in the system, and markets that may start moving meaningfully again. Of course, we'll see how it all plays out. For this episode, my producer Phil pulled together some of the highlights from the show in 2025—a look back at the conversations and ideas that stood out in a year when the data kept surprising just about everyone. I hope you enjoy it. And again, happy holidays. Merry Christmas, and Happy New Year. Transcript Disclaimer: This transcript was generated by AI and may not be 100% accurate. If you notice any errors or corrections, please email us at phil@wealthformula.com.  Welcome everybody. This is Buck Joffrey with D Wealth Formula Podcast, coming to you from Montecito, California and, uh, want to wish you, first of all, a happy holidays. Merry Christmas, happy new Year, all that. And, uh, yeah, it’s been, uh, it’s been another, uh, another interesting year in the world of personal finance and macroeconomics is what, what we talk about on the show. And as we look forward to 2026, gosh, who knows what’s gonna happen, right? Uh, well I’ll give you my take in, uh, show coming up where I’m gonna make some predictions. However, you know, it’s just, it, it, it’s just such an unusual time in, in history. Um, as we kind of look at. Coming off of COVID and having those high interest rates and then coming, uh, coming down and then having Trump elected and now the tariffs and well, gosh, who knows? Right? I mean, just for example, you know, almost every expert was pretty much guaranteeing that inflation would go up because of the tariffs. I mean, even if it was transient, which frankly I thought it was gonna be transient, meaning that there was gonna be a bump in inflation. For a period of time until there was a readjustment after tariffs. Well, TPI comes up most recent CPI is actually 2.7. You know, that’s much closer to the fed target of 2%. And, um, 2.7 was, you know, I think, uh, almost a half, half percentage point less than the expected, uh, CPI, uh, report. So that, that’s obviously something else is going on there. And then. GDP numbers came out and we had a four handle. It was like 4.3, I believe, GDP. So we’ve got incredible growth. We’ve got decreasing inflation. The labor market is still, I know, a little unclear, but it seems like there’s a lot of strength in this market. Of course, it’s really sticky investors. We haven’t quite felt that strength yet, but I do think you need to start anticipating. That markets are gonna come back pretty heavy, uh, with increased liquidity, uh, and a lot of money in the system. But we shall see, uh, this show. What we’re gonna do here is, uh, my, uh, producer Phil put this together, but it’s basically some of the highlights of, uh, the show in, in 2025. So hopefully you enjoy it. Uh, and again, happy holidays. Merry Christmas, new Year. And we’ll be back right after these messages. Wealth Formula banking is an ingenious concept powered by whole life insurance, but instead of acting just as a safety net, the strategy supercharges your investments. First, you create a personal financial reservoir that grows at a compounding interest rate much higher than any bank savings account. As your money accumulates, you borrow from your own. Bank to invest in other cash flowing investments. Here’s the key. Even though you’ve borrowed money at a simple interest rate, your insurance company keeps paying. You compound interest on that money even though you’ve borrowed it at result, you make money in two places at the same time. That’s why your investments get supercharged. This isn’t a new technique, it’s a refined strategy used by some of the wealthiest families in history, and it uses century old rock solid insurance companies as its back. Turbocharge your investments. Visit wealth formula banking.com. Again, that’s wealth formula banking.com. How do you approach the process of identifying stocks that are maybe best suited for consis consistent cash flow? Or do you just pick the stocks that you like and, and create the cash flow? Or are, you know, fundamental metrics that maybe you prioritize? Yeah, the, the, the first thing to determine. I think real estate investors understand this is if I were to invest in real estate, I’m gonna determine whether I’m gonna be a flipper, or I’m gonna try and buy low forced depreciation, sell high. Or if I’m gonna be a cashflow investor where I might invest in syndication, or I am, I’m gonna have tenants in property management. And the same is true with stocks. Most people start off by thinking about price rather than cash flow. They think about buy low, sell high, like a house slipper, and that’s, that’s less tenable in stocks because in real estate, if I buy low and sell high, I can do things to force appreciation. I can renovate, I can get new management, I can put in new appliances. I, there’s things I can do to force appreciation. But once a person buys a stock, there’s absolutely nothing you can do to make the stock price go up. But if you take a a, if you think of it like a real estate investor. You think about it like owning a business where the priority, as you mentioned these metrics, the priority is, Hey, what kind of cashflow will this produce be in terms of dividends and in my case, option premiums. And so some of the key metrics is, you know, if I, I’m basically buying a financial statement, same as real estate. You know, I, I, I, it is just a little different numbers in real estate. I wanna know what the net operating income is. In stocks, I might wanna know what the EBITDA is ’cause they’re essentially looking at the same types of things in real estate. I wanna know what the cap rate is in stocks. I wanna know what the PE ratio is, which is just the same number inverted. They just put the price on the top instead of the bottom. To me, I don’t see a difference between real estate and stocks, uh, in that they’re both a business or they charge someone for a good or a service. And there’s either cashflow there at the end of it or not. If people take a cash flow approach, they can begin to build on their passive income. And that contributes to that blueprint we mentioned earlier to get ’em outta the route race. So if you take a Warren Buffet approach, the most important number in that business is operational cash flow or earnings. Meaning does what they do, their operation. You know, you walk in there, a nice operation you got going here, you know, trucks are moving and you know, products are being built and shipped and, and nice operation. If they’re earning money, that means that’s the life flood of the business. That means it’s got a good moat. That means it’s pretty protected and that allows them to do two things for me. Number one is a dividend, which is exactly the same thing as a distribution in real estate. Uh, there is no difference, uh, in a syndication. I have a whole bunch of investors I’ve joined with where you have a share of this project and when the earnings come out, they distribute the, the distributions among the share shareholders. Same is true with stocks. They take the earnings, uh, we call it a payout ratio, and they take a, a, a significant amount of that money and they pay it in a dividend, same as a distribution. But what I do that’s a little bit unique buck is, uh, is I also have the options market on my side. Where I can use options to control risk, uh, to get guarantees where I can buy and sell, but even more importantly, I can offer, uh, and get paid for making promises to people. This is very much a Warren Buffet deal where it, it brings a significant increase to my monthly cash flow beyond the dividend, up to three, two and three times. Uh, the amount of money, two to 300% more cash flow. By being involved in the options market and that’s, that’s a nice secret sauce. The yield max Tesla option income, ETF, which is TSLY. And basically what it does is. Is it just does a series of longs and shorts and, and then generates what looks like to be kind of a, a ridiculous amount of, uh, dividend, uh, per, per month. So what are we missing here? What, what’s, well, you’re, you’re basically hiring those guys to mow your grass. It’s just like any other mutual fund or any other. They’re doing something you could absolutely do by yourself and not pay them a fee. There’s two cultures. There’s the advice culture and there’s the education culture and the advice culture. People say, look, I don’t wanna learn anything. Just gimme the advice. Well, you’ll pay for that in fees. And the problem with doing that is if you really listen to Warren Buffett, which 1% is enormous. Because in the wealth blueprint that we do for people, we use compounding. We use the compounding calculator to see what we’re gonna need. You drop that 1%, you give up 1% of your compounding powers as an investor over your life, it, it wouldn’t seem like 1%, but Buffet knows the truth. It’s enormous. So yeah, absolutely there are ETFs and there are funds that will do exactly what I do or what I teach people to do, but we have some advantages in doing it yourself because risk is about control. I trust myself more than I trust those guys any day of the week. And like I say, I’m doing this by month, so yeah. But it’s legit. How do you even make predictions? And second of all, I mean presumably you still have some forecasts over the next, uh, 12 to 24 months, and maybe you could tell us a little bit about that. Our methodology lends itself to times of uncertainty like this, and that’s the benefit of really relying on the leading indicators that we have. Now. We do have to take a little bit of a different approach. We have to look at data in a lot higher frequency today. You know, a lot of the data you get from government sources or quarterly data, monthly data, but we’re having to track weekly trends with the ever-changing environment that we find ourselves in. So we’re not surprised by the time any monthly or quarterly data comes out. The level of uncertainty that we’re dealing with is certainly unprecedented. I share an index each day, um, and we are three times more uncertain today than we were at the height of the pandemic. You know, put that in perspective, right? Yeah. So we do have to adjust, um. The, the way that we’re looking at data with higher frequencies, we also have to rerun a lot of these correlation analysis. Every single time we get a new data point to see are these lead times becoming more condensed? Do we have to make adjustments in our models as a result to maybe data reacting quicker than it might have in the past? So those are some of the ways that we’re, we’re continuing to evolve in these interesting times we live in. This relates to our forecast. Our team expected some weakness in the first part of this year, and, and we knew that coming in with the, with the tariffs that were proposed during President Trump’s campaign, we did have a weak first quarter GDP number forecast. Our team was 0.1% off of nailing that first quarter GDP number, so they were right on the money there. Uh, we were very impressed with that, but we do expect a sluggish first half of the year. We call it the recovery phase of the cycle. What we mean by that is our growth rates are still building momentum, but are still negative year over year. You know, ITR. Really known for its emphasis on leading indicators. So which of the leading indicators you guys rely on the most when and, and I guess which are flashing red or green right now? I’ll give you one of each. Uh, yeah. The one we’re in right now, we look at the purchasing managers, index isms, purchasing managers index. Now we look at at on a one 12 basis. What I mean by that is we compare the most recent month, the same month one year ago. The reason we look at it on that basis is it gives us 12 month lead time into the future when you correlate it to the economy. That index was recently rising until we got the most recent month of data, and then it dropped back down. So that is giving us the mixed signal of, hey, we need to be a little bit more concerned about the prospect for growth moving forward. Now the opposite is true when we look at an indicator called capacity utilization. What Capacity utilization measures, it’s about an eight month lead time to the economy. So still a nice view into the future, but what it measures is output over capacity, and that actually continues to improve meaning. And again, really all that means on a simple level is we’re utilizing more of our existing capacity, so we’re getting busier. If we look at the consumer side of inflation that the Fed’s more concerned about in terms of setting policy, we have inflation essentially flat this year from where we are today. Now, if you look at the CPI, it’s at 2.8%. Our projection for the end of the year is 2.8%. We don’t see inflation coming down much at all. As a result of that, that’s why you’re seeing Chairman Powell back off being able to cut rates and is holding these rates steady because he sees these higher inflation risks as well. And so from our perspective, it’s very unlikely you see any meaningful interest rate decline this year. Yeah. Now again, the second quarter, GDP number can have an impact on that. We do see a very weak second quarter chairman Powell alluded just a couple of days ago to some slack in the labor market. Maybe you can get a quarter point if we have a really weak second quarter, quarter point cut, but it just seems very unlikely given how persistent inflation has been. And so we tell all of our clients, prepare for interest rates to be relatively flat this year, and prepare for interest rates to rise through the balance of the second half of the decade. It’s not just tariffs, it’s employment costs, it’s electricity costs, it’s material costs. There’s a lot more driving higher inflation than just tariffs. What macroeconomic trends are you watching right now with regards to how they’re shaping the markets today? I think there’s really three things right over the long run. They’re gonna debase the currency, that’s gonna be a persistent tailwind for all liquid, uh, assets, including stocks. Bitcoin gold and bonds. And then I think that you also are going to have a, uh, very interesting dynamic around all these tariffs, uh, and kind of the administration’s economic policies. And then the third thing is that there is a whole technology, uh, trend to, uh, pay attention to. Uh, obviously innovation is very deflationary. Uh, we’ve got, you know, things from humanoid robots to rockets to gene editing, to uh, to crypto and everything in between. And so I think those three things really tell the story of where, uh, markets potentially go in the future. When I grew up, um. S and P 500 was the benchmark. There’s a risk-free rate in bonds. I believe that my generation and younger sees Bitcoin as the benchmark. And so, uh, it’s very simple. If you can’t beat it, you gotta buy it. And I think that there’s institutions around the country who are realizing they can’t beat the benchmark and therefore they will end up buying it. And really, to me, that is, uh, maybe the most interesting. Part of the entire conversation is that Bitcoin obviously has risen significantly on a percentage basis in appreciation. Bitcoin has kind of infiltrated every corner of finance, but most importantly is it has transitioned from a high risk, you know, kind of asymmetric type asset to now it’s becoming the hurdle rate uhhuh. And if you’re the hurdle rate, you suck up a lot of capital. Yeah. Because there’s not a lot of people who can beat you. And I think that that is a very powerful position for Bitcoin to be in. And that’s how you infiltrate into, uh, the institutional portfolios. Bitcoin will stop going up. When they stop printing money. I don’t think they’re gonna stop printing money, so I don’t think Bitcoin’s gonna stop going up. That’s kind of one huge component of this. The second thing is that Bitcoin is very unique in that the higher the price goes, the less risky it is deemed by the largest pools of capital. Mm-hmm. And so usually, you know, if NVIDIA’s at a $4 trillion market cap, people like, oh, it might be overvalued there. A lot of debate. Right. Bitcoin if it was at a $4 trillion market cap would be way less risky than it when’s at 2 trillion. And so there is a lot of structural advantages, both from the legacy world but also from the Bitcoin market that I think will continue to lead to these large institutional capital pools. Uh, allocating some percentage. And the beauty is right now we have very small adoption in that world. Uh, it’s only gonna get bigger. It’s only gonna get more normalized. And I think that one of the parts people really underestimate when it comes to Bitcoin is how important time passing is. You know, if you think back, uh, there is not anyone under the age of 16 that has lived their life without Bitcoin existing. If you’re keeping large chunks of money in savings account, paying less than 1% or any percent less than inflation, you’re bleeding wealth every single day. It feels safe. It looks safe, right? ’cause the numbers may not be moving nominally but it, but it’s not safe. It’s a bucket with a hole in the bottom and you don’t even notice until it’s almost empty. That’s why the wealthy don’t hoard cash. They own assets. They own assets that inflate with inflation. If you can’t beat ’em, join them. They buy things that grow in value as dollars shrink because they understand the system. They don’t fight it, they ride it. So you’ve said many times that the current monetary system is broken and headed for reckoning. So from your perspective, what are the core flaws in the system right now and how do we get here? Well, probably the largest and most obvious underlying flaw in the monetary system is the fact that the federal government just can’t balance its budget. And so they have to take on debt to cover the deficit that they run and that deficit. Well, you know, over the course of the last 20 years, it’s gone up and down. More recently, it’s gone mostly up and, uh. We just came through a period where, you know, it was reemphasized to everybody. Just what a problem this is. Because as you’ll recall, when Trump was first elected, they were talking about those, the Department of Government Efficiency and cutting expenses and you know, maybe 2 trillion or 1 trillion. Of course, then Elon got frustrated and left and the numbers have come down and you know, Trump and the Freedom Caucus was saying they were gonna try and balance the budget or at least cut expenses. And of course, what we know is that they just passed this big beautiful bill. Which really increases the deficits and they bump the debt, uh, ceiling up by another $5 trillion. So sadly, what do many of us have seen and been saying, which is to say they just can’t stop, kind of continue. Seems to be continuing. And, um, you know, the reason why that, just to close the full circle, the reason why that matters is they, they do this debt, they issue debt to cover these deficits, and then the debt requires interest payments and, you know, there’s not enough money to make the interest payments. And so. They more or less have to print the money, you know, and inflate the money supply to keep the system going. And that’s why it’s so important to hard assets. You know, we need to grow the economy at, you know, 4, 5, 6, 7% a year, which, which we’ve never really done on real terms. Well, I think that is kind of what they’re projecting it might be, but it, it’s gonna be harder than hell to achieve. I mean, it just, where you can’t just snap your fingers and create that growth. Now, don’t get me wrong, if you start to, if you ramp up inflation. If you have 10% inflation, well then the GDP number’s gonna get bigger, fast. And so really the model they’ve used, they call it the R Star model, is that they’ve got to have faster growth. Growth rate has to be higher than interest rates, or else you’re in a debt spiral. And so what’s been happening is, by the way, that’s why Trump wants to take interest rates down so much. You know, he is called for a 300 basis point cut. Imagine right now with inflation running at three plus percent, if they cut rates to one point a half percent or one point a quarter percent, I mean, it would be good for the economy. People would refi their houses. You know, there were all kinds of, you know, growth, right? Huge. But in turn it would be inflationary, very inflationary. That’s the trap. They’re really kind of caught in. It’s a seventies kind of stagflation sort of environment. You know, if they don’t keep rates low, they’re not gonna have any growth. If they want to get growth, they’ve gotta keep rates low. That’s gonna lead to monetary creation, which is gonna lead to inflation. Look how it all resolves is very complicated and none of us know. Yeah, sure. But what I do know with very high certainty, with a lot of confidence is this is going to be an inflationary decade. It’s already been an inflationary decade, and because of the way the math is today is very highly likely to continue to be an inflationary decade until we fix this monetary system. Well, we have less than 3% adoption. Three goes to six fairly easily. You know, human beings underestimate how long change really requires, and then we really underestimate how much change actually occurs. Think the internet like we are moving into a digital planet, right? Robots are not going to use credit cards, man. They’re not gonna use, they don’t need visa. We don’t need middlemen. The cool thing about Bitcoin, unlike the Rolls Royce, is you don’t have to buy the whole Rolls Royce. You can buy a fraction of it. You know, you don’t, maybe you guys partner with each other to do apartment buildings. Well, you’re already doing fractured deals on apartment buildings, so Sure. It’s not really that different. 2%, 3% goes to six. I mean, it does go to six. You have the largest ETF in the history of ETFs, okay? This supersedes the goal. ETF by orders of magnitude. I study markets very, very well, price. Really gets people’s attention. I think price is, uh, 90% of Bitcoin. Like I am truly a supply and demand guy. Oh wow. 21 million. And you guys have lost four. You lost 4 million coins. Oh, how’d you lose the 4 million? You lost the 4 million. I know how you lost it. You mispriced it. Bitcoin has been mispriced every day. Its entire history. Dude. 19 million coins have been issued. The addressable market is 8 billion people. You don’t need ’em all. Yep. You just need a small function of those 8 billion to go, Ooh. 21 million units and and four have been lost. It’s already mispriced. Okay. They’re pricing Bitcoin at one 15 Today, assuming there’s 21 million units, we know there’s not. There’s 17, so the supply shrunk. The market caps at 2 trillion. Hello. The standard deduction for a household is now, uh, what in a low 32,000 range. And it turns out that 60% of the households in the United States cannot take advantage of itemized deductions. That is when they take their mortgage interest, property taxes, charitable deductions, they don’t get that number. And so there’s not as much benefit to home ownership as there used to be in the United States. With our big institutional players, nobody wants their appraised values to be quickly marked down to market, because if your competitors don’t do the same thing and they’re part of the index and benchmark that you compete against, you’re going to underperform. And so we’ve traditionally had a lot. Appraised values for real estate among the institutional players, especially. You don’t get this out of the private market, but you get this from the nare players, the institutional type players, and, um, and everybody’s, uh, uh, fearful of underperforming that index. I would prefer as a private investor just to go ahead, bite the bullet and mark it down. Now take the pain if in fact you’ve seen it go down. Some markets have seen property values go down 30, 35% even in multifamily, but they’ve bottomed out in the transaction market and, and absolutely the, uh, the appraisers are gonna have to bring it down and the owners are gonna have to ease up that pressure and say, yes, I want a realistic appraisal. But, um, but there is that fear of underperforming the index and that’s. What’s holding up the American appraisal firms in 2008, 9, 10, 11, we saw a lot of deep distress. The the smart money was ready for it. Now, there’s a lot of people with dry powder, as we say. Ready to p on the market hoping for some distress from those who cannot refinance now, whose, whose CMBS loan or other money is, is rolling. A couple points there. One is, I think you’re going to see more loan modifications this cycle than last time because they realize it’s temporary and they realize that not all properties are in trouble. And these tend to be the higher leverage properties. The smart private wealth investors tended to use conservative leverage over the last several years knowing we’d hit a cycle and, and they probably are 65% or less. Leverage some of the, um, greener newer investment managers might have gone up to 80% and might have even used variable rate debt when they shouldn’t have. They’re the ones getting nailed. They’re losing all their equity and that property is distressed. So there’s not that much of it out there. But there’s a little bit, and I would certainly pounce on it if you can find it. There are often a lot of sort of hidden costs associated with buying versus renting. Can you talk about trying to weed through some of that? Sure some of the highest costs that we don’t think about when we own, although we do take cut down on risk. And also I think that’s come back to consumption. I, I is the fact that there’s the opportunity cost. So think about having 50%, a hundred percent of your home paid for. This, it’s the opportunity cost. You’ve actually taken capital out of play at higher returns to put it into something that perhaps, yes, you see it as a form of an investment, but it’s also partly consumption. And I think that’s why many people end up paying for their homes when they can, because there’s an old saying, and that is, you can’t go broke if you don’t owe money on it. Right? So if you, it’s hard for the lender to come get your home and you don’t really care, right? You wanna be able to. Have no debt on your home. It doesn’t make the typical financial sense if we argue at it from leverage and returns and maximization of returns. I think most people this high end level are looking at, you know, I, I, I, I have high net worth. I’m looking at both consumption and the investment side of the component. But very often the consumption wins and the investment is I can be safe and I can own this house. Outright in many states too. Your homeowner, the home that you live in, you are actually, if you’ve homesteaded the home, you’re actually protected against lawsuits and other things that are out there. Divorce cases will protect your position in, in terms of a homestead, so you can protect a significant portion of wealth by having a paid for home. What are some of those markets that are really overpriced versus. I guess underpriced right now. So when we look at the top 10 most overpriced markets in America right now, we look at their prices, where they are and compare them to where they should be statistically modeling them. We’re seeing the most overpriced markets are Detroit at 33.5% and then falling, falling, descending. Order of Cleveland, Ohio. New Haven, Connecticut, Akron, Ohio, Worcester, Massachusetts, Las Vegas, Nevada, Hartford, Connecticut. Rochester, New York, Knoxville, Tennessee, Toledo, Ohio. You’ll notice. And these are overpriced. These are overpriced. These, the overpriced mark. That’s so, that’s sort of counterintuitive, isn’t it? Ab absolutely. But yes. Wow. Okay. And then h how about the, uh, underpriced markets? I’m curious on that too. Sure. So when we then go to the opposite end of the spectrum, and usually now with underpriced comes risk and there’s risk in both of these markets, what you wanna do, both overpriced and underpriced, what you wanna be long term in a housing market. Uh, ’cause you want to be really close to that trend and not have these dramatic swings. It’s just like stock price. We don’t like volatility. Housing, it’s, it’s dangerous for performance. The most underpriced markets. We only have four markets in America right now that are trading at a discount relative to their long-term pricing trend. In other words, statistically, where they historically prices say prices should be today only four cities are underperforming. That that’s Austin, Texas at 3.1% below where they should be, or a discount of 3.1%. San Francisco at a discount of 6.5%. Wow. New Orleans, Louisiana at a discount of 8.7 and Honolulu, Hawaii at a discount of 10.3. Notice I’m not saying these markets are inexpensive. They’re just below where they’ve historically been. These are the best buys right now because they’re below their long-term trend. One of our other indices, we call it our price to rent ratio. It’s really a PE ratio for rents versus home ownership. And then so we can look at that. So if you’re in our a hundred markets, we know the average price, right? So it’s gonna be priced, divided by the annual average rent. So it’s gonna be how many dollars in price do you pay for every $1 and annual rent? And that gives us the relative difference between owning and renting. The higher that ratio. The, the more you should on in general be leaning towards renting, the lower that ratio, the more you should be leaning towards owning. And we used to do an old buy versus rent index for 23 cities. We now do it for 100 cities. And this price to rent ratio produces almost the same exact answer. So when we look at the average price to rent ratio in an area and we just compare, are they above or currently are you above the price to rent ratio? Uh, for Los Angeles, California. Are you below it? If you’re above that average for say the last 10 years, you’re gonna be rent friendly. If you’re below it, you’re gonna be bio friendly. I can do this very quickly. Pick a California market you’d like to know about. Why don’t we try Dallas, Texas. Okay. Dallas, Texas. That one’s in the top 100 in terms of population. So Dallas, Texas, uh, their price to rent ratio is at about a, just below a 6% premium. In other words, that trade off between renting and owning is about 6% above where it should be, so it slightly favors renting. I’ll jump to the next index. If we look at actual prices in Dallas, there’s a slight premium. So it’s, it’s, it’s telling me, Hey, that my price to rent ratio’s high, slightly favoring ownership, but it’s probably because prices are a little high and they might change. Uh, Dallas has had a bit of a. Premium right now. So I will now go look at Dallas rents. My gut feeling is they’re gonna be below average and they are. They’re at about a 4.5% discount. So that’s just market dynamics in motion right there. And we can do that for a hundred cities pretty quickly. Mm-hmm. You make a lot of money, but are still worried about retirement. Maybe you didn’t start earning until your thirties, now you’re trying to catch up. Meanwhile, you’ve got a mortgage, a private school to pay for, and you feel like you’re getting further and further behind. Good news. If you need to catch up on retirement, check out a program. M put off by some of the oldest and most prestigious life insurance companies in the world. It’s called Wealth Accelerator, and it can help you amplify your returns quickly, protect your money from creditors, and provide financial protection to your family if something happens to you. The concepts here are used by some of the wealthiest families in the world, and there’s no reason why they can’t be used by you. Check it out for yourself by going to wealth formula banking.com. Welcome back to the show everyone. Hope you enjoyed it and uh, once again. Thanks again for listening. Uh, I truly appreciate your support. I hope, uh, I hope it’s been entertaining for you and that you’ll learn something along the way and, um, you know, always appreciate your feedback. Shoot me an email, bucket wealth formula.com. Let me know if there’s things that you want me to do. Let me know if there’s things you wanna hear more about. Uh, but hopefully it’s gonna be a good year and we’re gonna keep plugging away talking about the, you know, try to get educated myself and pass along information to you on Wealth Formula Podcast. That’s it for me this week on Wealth Formula Podcast. This is Buck Joffrey. If you wanna learn more, you can now get free access to our in-depth personal finance course featuring industry leaders like Tom Wheel Wright and Ken McElroy. Visit well formula roadmap.com.

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This Dharma Discourse was given by the Rev. Rinsen Roshi at the Buddhist Temple of Toledo on Dec 21, 2025. In this talk Rinsen Roshi discusses the changing of the seasons, the shape of practice for sangha members, and a brief discussion of monastic practice at the temple.   If you would like to learn more about the Buddhist Temple of Toledo or to make a donation in support of this podcast please visit buddhisttempleoftoledo.org.

A Operação Overclean, da Polícia Federal, levanta suspeitas sobre a participação de deputados federais em um esquema bilionário de desvio de dinheiro e corrupção. Neste episódio do UOL Prime, José Roberto de Toledo conversa com Natália Portinari sobre as investigações que começaram na Bahia, mas já atingiram autoridades em Brasília. #uolprime #PodcastUOLPrime

Apoie o UP no Orelo: ⁠⁠⁠⁠⁠⁠clique aqui!⁠⁠⁠Chegou a hora de continuar o papo sobre o TGA 2025, dessa vez com foco nos anúncios. Teve Megaman, Star Wars, Tomb Raider e Zé Renacho, junto com a gente, comentando todos esses detalhes!O nosso muito obrigado a: Guilherme Serravalle, Diego Almeida, Vitor Ludwig, João Sousa, Breno Bezerra Bluhm, Jéssica Macedo, Lucas Eid, Naga, Gabriel Dias, Matheus Henrique, Victor Toffano, Guilherme Magalhães, Rafael Ramalli da Silva, Lucas Carvalho, Renato Martins, Bruno Luiz Korckievicz, Marcelo Junior, Vitor Araujo, Anderson Lister, Lucas Brum, Rodrigo Souza, Rodrigo Taira, Paulo Piazza, Victor “VicGurg” Gurgel, Moisés Resende, Caio Barcelos, Renato Bena, Daniel Labres, Gabriel Bisuli, Renan Ferraz, Davi, Gustavo Garcia, Pedro Vital Brazil, Eric Quarterolli, Sergie Arruda, Bruno Correia Milani, Venigma, João Cassorielo, Yan Queiroz, Vivian, Henrique Fernandes Veri Marques, Gabriel Bittencourt Borowski, REGIS F G FREITAS, Rafael Valim, Anderson Barbosa, Felipe Dal Molin, Luan Germano, Andre Jarenkow, Guilherme Rodrigues, Érica Fontana, Giancarlo, Marcus Buzette, Arthur Luiz, Isadora Marques, Daniel Baumgratz, Caio Cardoso, Giovanne, Daniel Ferreira de Camargo, Ananias Júnior, Rebeca Moura, Clarissa Farias, Daniel Bandoni, Thiago Yakomizo Buainain, Pedro C., Rafael Silva, Luiz Gustavo, Matheus Vasques, Moisés Pacheco de Souza, João Henrique, Bruno Hatto, Marquinhos Maia, Carlos Bonomi, Joao, Akemi Nakamura, Wellington Oliveira, Luiz Fernando Moratelli, Francisco Campos, Fernando Gusman, Ednardo M.Toledo, Cicero Ruschel, Arthur Valladão, dudu pansica, Anne Verrino, Paulo Felisbino, Felipe Gil, Mariana Janoti, Carlos Jefferson, Leonardo Azzi Martins, Arthur Goulart, Rafael Yabiku, MARCELO CARLOS DOS SANTOS JÚNIOR, Gabriel Barros, Júlia Paterniani, Renan Felipe Silva, Guilherme Shuto, Area Zero Podcast, Marcel Kuhne, Filipovisky De La Fuente, Ruan, Helio Cannone, Agmar, andre juck, Andre Benia, André Luís Teixeira, Suellen Amorim!Siga o UP:Orelo | Twitter | Twitch | Instagram | DiscordContato comercial: contato@somosup.com

On Tuesday's edition of WagerTalk Today, Drew Martin joins to talk the Boca Raton Bowl of Beans in Toledo vs Louisville & give a bet in the New Orleans Bowl between Western Kentucky vs Southern Mississippi. Jesse Schule joins to talk Nuggets vs Mavericks in NBA action and teams he is looking to fade in College Football bowl action this week.  Bryan Power stops by to break down tonight's Frisco Bowl between UNLV vs Ohio & talk Thunder vs Spurs in NBA action.  Hosts, Andy Lang & Dan Alexander provide props & free picks – don't miss out!Intro 00:00HAPPY BIRTHDAY ANDY! 2:00Nuggets vs Mavericks 3:00Teams to FADE in CFB 6:30Boca Raton Bowl of Beans Bowl: Toledo vs Louisville 15:40New Orleans Bowl: Western Kentucky vs Southern Mississippi 19:00Bryan Power 25:54UNLV vs OHIO 26:45Thunder vs Spurs 31:25WTF or LFG? Follow or Fade this play? 38:00Andy's All Around the World Free Picks & Props (NBA) 41:20

Host John Lund previews the Bush's Boca Raton Bowl of Beans Bowl between the Louisville Cardinals and Toledo Rockets and what Jeff Brohm had to say about it. The Rockets also enter the game with an 8-4 record overall and are looking for their staunch defense to keep the Cardinals in line. However, Louisville is expected to play most of its staters, with the hopes of securing Jeff Brohm's ninth victory for a third consecutive season. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Ross is joined by Emory Hunt to give both of their picks and preview all of the Bowl games this week including: Boca Raton Bowl: Louisville vs Toledo: 14:40 New Orleans Bowl: Western Kentucky vs. Southern Miss: 14:55 Frisco Bow: UNLV vs. Ohio: 15:30 Hawai'i Bowl: Cal vs. Hawaii: 16:00 Rate Bowl: New Mexico vs. Minnesota: 17:00 First Responder Bowl: FIU vs. UTSA: 17:40 Military Bowl: Pitt vs. East Carolina: 18:20 Pinstripe Bowl: Clemson vs. Penn State: 18:45 Fenway Bowl: UConn vs. Army: 19:30 Pop-Tarts Bowl: BYU vs. Georgia Tech: 20:05 Arizona Bowl: Fresno State vs. Miami (Ohio): 21:20 New Mexico Bowl: San Diego State vs. North Texas: 22:10 Gator Bowl: Missouri vs. Virginia: 23:45 Texas Bowl: Houston vs. LSU: 24:50 Download the DraftKings Sports Book App and use code ROSS! Connect with the Pod: Website - https://www.rosstucker.com Become A Patron - https://www.patreon.com/RTMedia Podcast Twitter - https://twitter.com/RossTuckerPod Podcast Instagram - https://www.instagram.com/rosstuckerpod/ Ross Twitter - https://twitter.com/RossTuckerNFL Youtube: Youtube.com/RossTuckerNFL TikTok: tiktok.com/@rosstuckernfl Learn more about your ad choices. Visit podcastchoices.com/adchoices

Ross is joined by Emory Hunt to give both of their picks and preview all of the Bowl games this week including: Boca Raton Bowl: Louisville vs Toledo: 14:40 New Orleans Bowl: Western Kentucky vs. Southern Miss: 14:55 Frisco Bow: UNLV vs. Ohio: 15:30 Hawai'i Bowl: Cal vs. Hawaii: 16:00 Rate Bowl: New Mexico vs. Minnesota: 17:00 First Responder Bowl: FIU vs. UTSA: 17:40 Military Bowl: Pitt vs. East Carolina: 18:20 Pinstripe Bowl: Clemson vs. Penn State: 18:45 Fenway Bowl: UConn vs. Army: 19:30 Pop-Tarts Bowl: BYU vs. Georgia Tech: 20:05 Arizona Bowl: Fresno State vs. Miami (Ohio): 21:20 New Mexico Bowl: San Diego State vs. North Texas: 22:10 Gator Bowl: Missouri vs. Virginia: 23:45 Texas Bowl: Houston vs. LSU: 24:50 Download the DraftKings Sports Book App and use code ROSS! Connect with the Pod: Website - https://www.rosstucker.com Become A Patron - https://www.patreon.com/RTMedia Podcast Twitter - https://twitter.com/RossTuckerPod Podcast Instagram - https://www.instagram.com/rosstuckerpod/ Ross Twitter - https://twitter.com/RossTuckerNFL Youtube: Youtube.com/RossTuckerNFL TikTok: tiktok.com/@rosstuckernfl Learn more about your ad choices. Visit podcastchoices.com/adchoices

Our mission is to foster personal and cultural transformation through Love, Creativity, and Justice. We are a diverse community that seeks to live our faith in an authentic way, we long for the undiluted gospel, and for the world to see and know how good God really is. Listen Here:  Spotify: https://expression58.org/spotify Apple Podcasts: https://expression58.org/apple Follow us: Website: https://www.expression58.org Facebook: https://www.facebook.com/expression58/ Instagram: https://www.instagram.com/expression58/ YouTube: https://www.youtube.com/user/Expression58media   

Jimmy Ott and Paul Stone break down the best bets for December 23-26 college football bowl games. You'll hear predictions for Toledo vs Louisville, Cal vs Hawaii, Central Michigan vs Northwestern, Minnesota vs New Mexico, UTSA (Texas San Antonio) vs Florida International (FIU). 00:00 Toledo vs Louisville 05:05 Cal vs Hawaii 09:30 Central Michigan vs Northwestern 12:45 New Mexico vs Minnesota 16:40 Florida International vs UTSA

The final Powers Point After Dark before Christmas delivers one last late-night ride into the shadows, mixing dark atmosphere, sharp humor, and unfiltered conversation. Brooding tracks like Signal in the Dark and Low Signal set the mood as Scott's monologue and extended talks with Keith warm things up and let the After Dark energy loose. The night features Blunt Talk, Beyond the A-Side, and the return of fan-favorite Ask A Cat From Toledo with Scott, Keith, and 2300, sprinkled with twisted holiday commercials that keep the season slightly unhinged. The show fades out with After the Static Fades, closing the book on After Dark for the holidays and sending listeners into Christmas with a little static, a little smoke, and one last late-night memory.

SHOW 12-18-25 THE SHOW BEGINS IN DOUBTS ABOUT THE POTUS AT YEAR'S END... 1951 BALD EAGLE ALASKA CRUNCH EU SUMMIT DISCUSSES USING FROZEN RUSSIAN ASSETS FOR UKRAINE Colleague Anatol Lieven. The European Union is internally divided over seizing frozen Russian assets to fund Ukraine's war effort and reconstruction, a move requiring rule changes that some members resist. While the US proposes using these funds for post-war rebuilding, current plans risk spending the capital on immediate warfare, potentially undermining international financial trust. NUMBER 1 NATO AND EU SEEK DEFENSE FUNDS AMID FEARS OF RUSSIAN AGGRESSION Colleague Anatol Lieven. European nations like Finland are demanding funds to counter perceived Russian threats, despite a lack of historical aggression toward them. Lieven argues that plans to spend billions on tanks are misguided, as the Ukraine war demonstrates that expensive armor is easily destroyed by cheaper drones and defensive lines. NUMBER 2 CALIFORNIA JOB LOSSES AND CHINA'S ECONOMIC SLOWDOWN AMID RETAIL SEASON Colleague Chris Riegel. California's new wage mandates have triggered significant job losses in the fast-food sector, forcing operators to move to lower-tax states. Internationally, while China boasts of leads in AI and EVs, these sectors rely on unsustainable subsidies, masking a deep consumer recession and deflation in the property market. NUMBER 3 SPAIN'S GOVERNMENT MAINTAINS TIES WITH VENEZUELA DESPITE OPPOSITION Colleague Mary Anastasia O'Grady. The Spanish government under Pedro Sanchez maintains ideological and economic alliances with the Maduro regime, prioritizing political agendas over democratic ideals. Opposition figure Cayetana Alvarez de Toledo accuses former Prime Minister Zapatero of acting as an international agent for Maduro, facilitating the dictatorship's survival despite mass migration. NUMBER 4 CHINA'S SURREPTITIOUS SUPPORT KEEPS THE MADURO REGIME AFLOAT Colleague Professor Evan Ellis. China sustains the Maduro regime through loans, surveillance technology, and military equipment while bypassing sanctions to import Venezuelan oil. The state oil company, PDVSA, collapsed due to the purging of technical experts and lack of investment, forcing Venezuela to rely on Iranian engineers to maintain minimal production. NUMBER 5 VENEZUELA'S TRAGIC DECLINE FROM PROSPERITY TO AUTHORITARIANISM Colleague Professor Evan Ellis. Historical imagery reveals Venezuela's transformation from a prosperous, modern nation in the 1950s to a ruined state today. Deep inequality and corruption in the pre-Chavez era alienated the poor, allowing Hugo Chavez to capitalize on their frustration and dismantle the free market system, leading to the current crisis. NUMBER 6 ELECTIONS IN CHILE, PERU, AND HONDURAS SIGNAL REGIONAL SHIFTS Colleague Professor Evan Ellis. In Chile, José Antonio Kast's rise reflects a rejection of progressive policies and crime, favoring order and investment. Meanwhile, Peru faces political fragmentation and violence, Honduras struggles with electoral disputes, and Costa Rica appears poised to elect a pro-US candidate who aims to limit Chinese influence. NUMBER 7 ARGENTINA'S CREDIT RATING RISES AS BRAZIL FACES POLITICAL POLARIZATION Colleague Professor Evan Ellis. S&P upgraded Argentina's credit rating following Javier Milei's austerity measures, which have stabilized the currency and reduced inflation despite social costs. In Brazil, the reduction of Jair Bolsonaro's prison sentence and his son Flavio's candidacy signal a continued, polarized struggle against Lula da Silva's agenda for the 2026 election. NUMBER 8 ROMAN KINGSHIP: FROM CITIZEN SELECTION TO THE IDEAL OF SERVICE Colleague Professor Edward J. Watts. Early Roman kings were selected by citizens based on merit rather than heredity, but figures like Servius Tullius began bypassing this consent. Conversely, Cincinnatus exemplifies the Roman ideal of service; he accepted absolute dictatorial power to save the state during a crisis, then immediately resigned to return to his farm. NUMBER 9 APPIUS CLAUDIUS CAECUS: INFRASTRUCTURE AND POLITICAL GENIUS Colleague Professor Edward J. Watts. Appius Claudius Caecus transformed the Roman censorship office into a power base by building the Appian Way and appointing wealthy Italians to the Senate. As a blind elder statesman, he shamed the Senate into rejecting peace with Pyrrhus, insisting Rome must fight to maintain its dominance and ancestral legacy. NUMBER 10 ROME VS. CARTHAGE: DESTINY, TRAGEDY, AND THE CONSENSUS FOR WAR Colleague Professor Edward J. Watts. The conflict between Rome and Carthage is symbolized by the tragedy of Dido, representing the incompatibility of their powers. Despite Hannibal's devastating victories, the Roman Republic prevailed through a political system that prioritized consensus and collective sacrifice, allowing them to endure immense losses without surrendering. NUMBER 11 THE GRACCHI BROTHERS AND THE RISE OF POLITICAL VIOLENCE IN ROME Colleague Professor Edward J. Watts. The Gracchi brothers introduced political violence to Rome, with Tiberius using populism to revive his career and Gaius acting as a true believer in reform. Their assassinations by the Senate marked a departure from peaceful republican norms, as the elite used violence to protect entrenched economic inequality. NUMBER 12 DISCOVERY OF GIANT RADIO GALAXIES AND SUPERMASSIVE BLACK HOLES Colleague Dr. Sabayashi Pal. Astronomers have discovered 53 giant radio galaxies, some 75 times larger than the Milky Way, powered by active supermassive black holes emitting radio jets. These ancient objects offer insights into galactic evolution, contrasting sharply with the Milky Way's smaller, dormant black hole that allows life to exist safely. NUMBER 13 INVESTING IN HUMAN INTELLECT OVER ARTIFICIAL INTELLIGENCE Colleague Dr. Sabayashi Pal. Given an unlimited budget, Dr. Pal would prioritize human resource development over new telescopes, proposing a space study institute in Africa to train experts. He argues that while AI is a useful tool, education is essential for humans to interpret data and appreciate the machinery rather than being replaced by it. NUMBER 14 EUROPE SCROUNGES FOR FUNDS AMID RUSSIAN ASSET DISPUTES Colleague Michael Bernstam. The UK threatens to seize proceeds from the sale of Chelsea FC for Ukraine aid, while the EU struggles to finance a $135 billion shortfall for Kyiv. European leaders propose leveraging frozen Russian assets for loans, but financial markets remain skeptical of the EU's ability to guarantee such debt. NUMBER 15 CONGRESSIONAL SPENDING AND THE REVERSE MIDAS TOUCH Colleagues Dave Hebert and Peter Earle. Hebert and Earle argue that Congressional spending exacerbates problems in education and healthcare by subsidizing demand while restricting supply through regulations. They contend politicians prefer "showy" supply-side interventions, like drug busts, over effective policies because the politics of appearing effective outweigh the economics of actual affordability. NUMBER 16

SPAIN'S GOVERNMENT MAINTAINS TIES WITH VENEZUELA DESPITE OPPOSITION Colleague Mary Anastasia O'Grady. The Spanish government under Pedro Sanchez maintains ideological and economic alliances with the Maduro regime, prioritizing political agendas over democratic ideals. Opposition figure Cayetana Alvarez de Toledo accuses former Prime Minister Zapatero of acting as an international agent for Maduro, facilitating the dictatorship's survival despite mass migration. NUMBER 4 1900

12-18-25 - BR - MIX - Fun Facts On Spam And Toledo's Love Of It - Noah's Ark Possibly Found - Dec/Jan2024 - BOSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

This Teisho was given by the Rev. Do'on Roshi at the Buddhist Temple of Toledo on July 09, 2025. In this talk Do'on Roshi continues the discussion of the 6th case from the Blue Cliff Record known as Yun Men's Every Day Is a Good Day.   If you would like to learn more about the Buddhist Temple of Toledo or to make a donation in support of this podcast please visit buddhisttempleoftoledo.org.   Part of Rev. Do'on Roshi's Teisho on the Blue Cliff Record series.

Yaw Bonsu is a Sports Journalist in Toledo, Ohio. Lorenzo and Yaw nerdout about video games, 2k, burger squad, sports kid, growing up in New York, Long Island, culture shock, locking in, resume boost, Nick Sabon, sports broadcaster, Syracuse, Hofstra, college radio, spreadsheets, parent support, African Parents, only 23, Uno interview, high school athletes, telling stories, moving to Toledo, Gameday Nation, podcasts vibes and so much more!

12-18-25 - BR - MIX - Fun Facts On Spam And Toledo's Love Of It - Noah's Ark Possibly Found - Dec/Jan2024 - BOSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Influenciadores brasileiros estão no centro de um esquema bilionário de bets ilegais. A estratégia é divulgar plataformas não autorizadas pelo governo em seus perfis no Instagram, simular ganhos fáceis em jogos, como o famoso tigrinho, e, com isso, lesar jogadores e o próprio governo brasileiro, que deixa de arrecadar imposto de um mercado que só cresce. “Eles fingem que estão ganhando muito dinheiro, mas isso não acontece. É golpe”, afirma a repórter Camila Brandalise, que acompanhou 86 perfis no Instagram fazendo publicidade de bet ilegal e fala sobre o tema no episódio de hoje do UOL Prime, apresentado por José Roberto de Toledo. Segundo estudo do Instituto Locomotiva, três em cada quatro apostadores já fizeram apostas ilegais. E 80% deles nessas plataformas chegam por meio dos influenciadores.  #uolprime #PodcastUOLPrime

For this special episode, we ponder three Canon pitches from listeners like you. Did we give The West Wing's "Evidence Of Things Not Seen" a standing ovation like a trip of eggs on the vernal equinox? Were we forced to tell Would I Lie To You?'s S06.E06 some hard truths? Will we all soon be putting out our shoes to receive blueberry muffins thanks to A.P. Bio's "Katie Holmes Day"? Listen to find out. TOPICS The Canon:

Guest host Esper Quinn asks Frank, Ash, and Brandon about Xbox's Black Friday failure, The Game Awards, and creative uses for soy sauce. Hosted by Esper Quinn, with Frank Cifaldi, Ash Parrish, and Brandon Sheffield. Edited by Esper Quinn, original music by Kurt Feldman. Watch episodes with full video on YouTube Discuss this episode in the Insert Credit Forums SHOW NOTES: Nu metal Xbox 360 “It's not just me—there's a trillion of us!” Toledo, Ohio Cyberpunk 2077 Simple Flashlight mod Fallout: New Vegas Viva New Vegas World of Warcraft Dragon Age series Honda Prelude Pontiac Tempest 1: Vanessa B asks, what is the most ridiculous fighting game outfit you've seen and what about it irks your nerves? (04:51) Street Fighter series Lara Croft Ep. 418 - Keep Cringe Alive, with Vanessa B Juri Cammy Tekken series Leroy Smith Heihachi Chun-Li Mario 2: You guys see the Nex Cube outsold the Xbox on Black Friday? (09:29) Mat Piscatella Black Friday console sales PlayStation 5 Switch 2 Nex Playground Xbox Series Kinect Amico Wii Jackbox series Epic Games v. Apple Handheld TV game 3: If you ran a video game history foundation, what would you do with an unreleased NES game? (18:30) Video Game History Foundation Chris Oberth Xcavator - Lost 1991 NES Game Found and Released Golden Tee series Time Killers Mega Cat Studios WrestleQuest iam8bit Lost In Cult 4: Given that we record this show on the Thursday before it's released, recap what happened at The Game Awards (23:46) The Game Awards 2025 Clair Obscur: Expedition 33 Hideo Kojima Geoff Keighley Half-Life 3 Dreamcast 2 Kermit the Frog The Muppet Christmas Carol (1992) Vitamin D Emmet Otter Legend of Zelda live action movie Willem Dafoe Will Farrell The Lego Movie (2014) Barbie (2023) Flute Guy 5: Yeso asks, if video games had a currency, who would be on the $1, $5, $10, $20, $50 and $100 bills? (30:05) Insert Credit Flavored Questions that are too stupid for the Dirtbag Mike Haggar Final Fight series 50 Cent: Blood on the Sand Ulysses S. Grant Benjamin Franklin George Washington Abraham Lincoln Alexander Hamilton Ralph Baer Sonic the Hedgehog Kane & Lynch Persona series Polybius Princess Peach Tingle Bonk Bobby Kotick Master Chief Solid Snake Yo! Noid Reggie Fils-Aimé Wario how do you politely tell a hookup that they have massively overstayed their welcome? Animal Crossing: New Leaf Nintendo 3DS 6: What age should a person play their first video game? (37:27) Intellivision Atari 2600 7: What is the soy sauce of video games? (41:04) Soy sauce Men's Testicles Have Taste Receptors? LIGHTNING ROUND: Name Design - Even More Magic the Gathering Cards (45:39) Recommendations and Outro (52:47): Frank: The Video Game History Foundation's Winter Fundraiser Calendar of Events Brandon: Bullets Over Summer (1999), Jai D - Keichitsu Vol.1, Yoshie Kashiwabara - Luster, please review Demonschool This week's Insert Credit Show is brought to you by patrons like you. Thank you. This week's horrible buzzer was sent in by selib. Thanks! To submit your own horrible buzzer, send an original recording no longer than two seconds in mp3 or wav format to show@insertcredit.com, and maybe we'll use it on the show! Subscribe: RSS, YouTube, Apple Podcasts, Spotify, and more!

Guest host Esper Quinn asks Frank, Ash, and Brandon about Xbox's Black Friday failure, The Game Awards, and creative uses for soy sauce. Hosted by Esper Quinn, with Frank Cifaldi, Ash Parrish, and Brandon Sheffield. Edited by Esper Quinn, original music by Kurt Feldman. Watch episodes with full video on YouTube Discuss this episode in the Insert Credit Forums SHOW NOTES: Nu metal Xbox 360 “It's not just me—there's a trillion of us!” Toledo, Ohio Cyberpunk 2077 Simple Flashlight mod Fallout: New Vegas Viva New Vegas World of Warcraft Dragon Age series Honda Prelude Pontiac Tempest 1: Vanessa B asks, what is the most ridiculous fighting game outfit you've seen and what about it irks your nerves? (04:51) Street Fighter series Lara Croft Ep. 418 - Keep Cringe Alive, with Vanessa B Juri Cammy Tekken series Leroy Smith Heihachi Chun-Li Mario 2: You guys see the Nex Cube outsold the Xbox on Black Friday? (09:29) Mat Piscatella Black Friday console sales PlayStation 5 Switch 2 Nex Playground Xbox Series Kinect Amico Wii Jackbox series Epic Games v. Apple Handheld TV game 3: If you ran a video game history foundation, what would you do with an unreleased NES game? (18:30) Video Game History Foundation Chris Oberth Xcavator - Lost 1991 NES Game Found and Released Golden Tee series Time Killers Mega Cat Studios WrestleQuest iam8bit Lost In Cult 4: Given that we record this show on the Thursday before it's released, recap what happened at The Game Awards (23:46) The Game Awards 2025 Clair Obscur: Expedition 33 Hideo Kojima Geoff Keighley Half-Life 3 Dreamcast 2 Kermit the Frog The Muppet Christmas Carol (1992) Vitamin D Emmet Otter Legend of Zelda live action movie Willem Dafoe Will Farrell The Lego Movie (2014) Barbie (2023) Flute Guy 5: Yeso asks, if video games had a currency, who would be on the $1, $5, $10, $20, $50 and $100 bills? (30:05) Insert Credit Flavored Questions that are too stupid for the Dirtbag Mike Haggar Final Fight series 50 Cent: Blood on the Sand Ulysses S. Grant Benjamin Franklin George Washington Abraham Lincoln Alexander Hamilton Ralph Baer Sonic the Hedgehog Kane & Lynch Persona series Polybius Princess Peach Tingle Bonk Bobby Kotick Master Chief Solid Snake Yo! Noid Reggie Fils-Aimé Wario how do you politely tell a hookup that they have massively overstayed their welcome? Animal Crossing: New Leaf Nintendo 3DS 6: What age should a person play their first video game? (37:27) Intellivision Atari 2600 7: What is the soy sauce of video games? (41:04) Soy sauce Men's Testicles Have Taste Receptors? LIGHTNING ROUND: Name Design - Even More Magic the Gathering Cards (45:39) Recommendations and Outro (52:47): Frank: The Video Game History Foundation's Winter Fundraiser Calendar of Events Brandon: Bullets Over Summer (1999), Jai D - Keichitsu Vol.1, Yoshie Kashiwabara - Luster, please review Demonschool This week's Insert Credit Show is brought to you by patrons like you. Thank you. This week's horrible buzzer was sent in by selib. Thanks! To submit your own horrible buzzer, send an original recording no longer than two seconds in mp3 or wav format to show@insertcredit.com, and maybe we'll use it on the show! Subscribe: RSS, YouTube, Apple Podcasts, Spotify, and more!

Barb Roose is a popular speaker and author who is passionate about connecting women to one another and to God, helping them apply the truths of God's Word to the practical realities and challenges they face as women in today's culture.   Barb enjoys teaching and encouraging women at conferences and events across the country, as well as internationally. She is the author of several books, including: I'm Waiting, God: Finding Blessing in God's Delays, Joshua: Winning the Worry Battle and Beautiful Already: Reclaiming God's Perspective on Beauty, as well as several bible studies.   Her writing has been featured in many magazines, and she also writes a regular blog at BarbRoose.com. And she's the host of the "Better Together" podcast. Barb lives in Toledo, Ohio, and she is the proud mom of three adult daughters.    To contact Barb, you can visit her website at http://www.BarbRoose.com    ----------------------     Talk with Dr. Joe 1-on-1: Are you tired and stuck? Want to go to get your faith, marriage, family, career and finances back on track?  Then maybe it's time you got a coach. Every CHAMPION has one. Schedule an appointment to chat with Dr. Joe. He takes on only a few Breakthrough Calls each week.  The call is FREE, but slots are limited to ONE call only.  NO RESCHEDULES.  Just click on the link below and select the BREAKTHROUGH CALL option to set up an appointment: http://TalkwithDrJoe.com  If no slots are available, please check back in a week.   Also join us on: Online Podcast Community (on Station):  https://station.page/realmen Facebook: @realdrjoemartin YouTube: http://www.RealMenTraining.com Instagram: @realdrjoemartin Twitter: @professormartin Website: https://RealMenConnect.com