Podcasts about equitable life

Bio Jeffrey Zell founded JM Zell Partners, Ltd in 1989, with a unique vision for providing client-centered real estate consulting. Developed over his 30-year career, Jeff's innovative approach to delivering practical solutions while fostering meaningful client relationships forms the core of JM Zell's value-added process. Jeff believes that only by partnering with clients and truly understanding their business as well as their real estate needs can JM Zell provide long-range, comprehensive, unbiased advice. By evaluating factors including a client's long-term needs, financial objectives, and corporate culture, JM Zell is able to provide customized, proactive and fiscally responsible solutions for major corporations, institutional investors, professional firms, unions, governmental institutions and not-for-profit organizations. To fully realize his vision, Jeff attracted a diverse, multi-disciplinary staff of seasoned professionals who share in his philosophy (and in the profits of the company, based on client satisfaction and results). This collective approach ensures that everyone at JM Zell works for the common good, and that our client's best interests are never compromised. Jeff has provided strategic planning, investment, lease negotiation, development consulting and project management services for award-winning projects for over 25 years. Jeff's greatest strengths are his creative strategic thinking, business acumen, transactional ability, marketing savvy and financial expertise. A member of the distinguished Counselors of Real Estate, available only to the most respected real estate specialists who are known for innovation and creative problem solving, Jeff is a licensed real estate broker in the District of Columbia, Maryland and Virginia. Show Notes Current Role and Origin Story Current Role Overview (5:00) Jeff Zell shares his role as President and CEO of JM Zell Partners and his time allocation. Upbringing and Early Influences (00:05:37) Jeff discusses his upbringing as a first-generation American and its impact on his career. Family Background (00:05:49) He shares his parents' history as Holocaust survivors and their immigration journey. Multilingual Childhood (00:06:06) Jeff describes growing up in a multilingual household and the challenges it posed in school. Early Education Experience (00:08:01) He recounts his initial struggles in elementary school due to language barriers. Father's Influence and Business Start (00:10:07) Jeff talks about his father's successful woodworking business and his early involvement. Transition to Private School (00:10:20) He explains his move to a private boarding school for better educational support. College Journey at Syracuse (00:11:00) Jeff discusses his choice of Syracuse University amidst family expectations. Learning Style and Strengths (00:12:30) He reflects on discovering his strengths in verbal skills over written documentation. Graduate School Experience (00:15:45) Jeff shares his challenges in graduate school at GW and the lack of collaboration. Career Beginning- Rubloff Entry into Real Estate Brokerage (00:17:00) He explains his decision to enter the real estate brokerage field (David W. Kornblatt Co., subsequently acquired by Rubloff) influenced by his father. Early Career in Industrial Brokerage (00:18:45) Jeff recounts starting as an industrial broker and his experiences in the field. Met Bill Janes on his first day Property Management Growth (00:19:45) He discusses the growth of the property management company he was involved with with Equitable Life and Prudential Insurance as clients Establishing Rubloff's Tenant Brokerage Services (00:23:00) Jeff describes the launch of a tenant brokerage services group and its significance. The Logistics of Real Estate (00:23:40) Discussion on the importance of understanding logistics in real estate operations with Federal Express as his client. Tenant Representation and Property Management (00:24:30) Overview of tenant representation and the challenges of managing landlord-tenant conflicts. JM Zell Partners Formation of JM Zell Partners (00:25:00) Jeff shares how he transitioned from his previous company, Rubloff, to establish JM Zell Partners. Surviving the Early 90s Market Collapse (00:26:00) Strategies Jeff employed to navigate the real estate downturn through consultancy services. Consultative Services Approach (00:27:10) Focus on providing tailored consulting services to clients facing real estate challenges. Nonprofits Became Largest Client Sector (30:00) The sector had capital and needed real estate advisory services Client-Centric Business Model (00:33:15) Jeff explains the core principle of prioritizing client needs over brokerage commissions. Building a National Business (00:37:00) Insights into how Jeff expanded his firm's reputation beyond Washington, D.C. Challenges of Innovative Business Models (00:39:30) Jeff discusses initial hurdles in getting clients to pay for consulting services. Integrating Client Needs into Solutions (00:41:30) Importance of aligning real estate solutions with clients' long-term objectives and corporate culture. Significant Transactions Sanofi $2.3 Billion transaction (42:00) Cambridge, MA Build to Suit deal he procured. Norfolk Southern and Carlyle Site Deal (00:44:00) Discussion about representing Norfolk Southern and the complexities of a significant land deal. Bill Hard Mention of Bill Hard's involvement in previous deals (USPTO) and his retirement. $2.3 Billion Deal Insights (00:44:30) Insights on how a massive deal was accomplished outside of Washington. Sanofi's Rebate Strategy (00:46:30) Discussion on the financial benefits and rebate strategies with Sanofi over the years. Client Relationships and Trust (00:44:12) Reflections on building long-term relationships with clients and the importance of trust. Meridian's Complex Deals (00:47:30) Exploration of the complexities involved in deals with Meridian and SAIC. TTC Building Sale Success (00:50:00) Success story about selling the TTC building at a significantly higher price. Bid Strategy Differences (00:52:20) Explanation of the unique bidding strategy that differentiates their approach from competitors. Fannie Mae Deal Challenges (00:52:45) Challenges faced during the bidding process for a Fannie Mae deal. Pandemic Impact & Recent Federal Government Actions Post-Pandemic Client Needs (00:59:45) Discussion on how the pandemic has altered clients' real estate needs, especially in DC. Law Firms and Market Changes (01:00:30) Insight into the shrinking size of law firms and their changing needs. Future of Office Spaces (01:02:30) Predictions on the transformation of office spaces and the rise of non-profit organizations. Current Challenges in Government (01:03:50) Discussion on the cascading effects of government actions and potential job losses impacting the community. Control Board in D.C. (01:04:40) Concerns about the future of D.C. governance and the possibility of a control board taking over. Zoning Issues (01:05:30) Challenges with zoning changes and lengthy appeal processes affecting development projects. Market Implications Impact of Remote Work (01:06:30) Advising clients on office space optimization amidst the rise of hybrid and remote work models. Technology in Real Estate (01:07:00) How clients leverage technology for efficient real estate operations and portfolio management. Conference Room Dynamics (01:08:00) The evolving role of conference rooms in office settings and personal negotiation preferences. Adaptive Reuse of Properties (01:10:45) Challenges and opportunities in repurposing office buildings for different uses. Value of Parking Garages (01:11:30) Discussion on the rising value of parking garages in urban real estate markets. Future of Office Space (01:15:45) Exploration of the potential transformation of old federal office spaces into mixed-use developments. Challenges in Mixed-Use Developments (01:17:00) Impact of high interest rates on the success of mixed-use projects in Washington D.C, particularly The Wharf. Debt Market Concerns (01:20:00) Concerns about new debt products and their potential impact on the real estate market. Public-Private Partnerships (01:21:00) Discussion on the future of public-private partnerships in D.C. and current project challenges. Business Philosophies Significant Contributions to Real Estate Consulting (01:21:40) Highlighting the evolution of real estate consulting services and successful project execution strategies. Outsourcing and Collaboration (01:20:59) Jeff discusses the importance of collaboration and aligning interests when working with corporations. Advice for Aspiring Entrepreneurs (01:24:00) Jeff advises professionals to be well-rounded and understand all aspects of real estate. Understanding Real Estate Dynamics (01:24:30) He emphasizes the significance of understanding various real estate functions, including debt and property maintenance. In-House Legal Support (01:26:00) Jeff explains the necessity of having internal legal expertise to manage complex documentation. Flexibility in Leasing (01:27:45) He shares strategies for creating flexible leasing agreements to accommodate changing business needs. Personal Priorities Transitioning Leadership (01:29:30) Jeff reveals plans to hand over his company to his son and his ongoing involvement. Life Priorities (01:30:30) He discusses the balance between family, work, and charitable giving in his life. Reflections on Washington D.C. (01:30:39) Jeff expresses his love for Washington D.C. and its cultural richness, highlighting its unique qualities. Similar Episodes Bob Cohen Tom Fulcher Sharon Oliver Bill Janes

Malcolm Wiener v. AXA Equitable Life Insurance Company

Podcast: TRAP: The Real Adviser Podcast (LS 44 · TOP 1% what is this?)Episode: 11 - How To Win Clients and Influence People PART ONEPub date: 2023-01-20In this latest pile of TRAP, the Trap Pack discussTopical issues, including a Trappist Six Nations rugby shindig on 4th Feb - all Trappists welcome! Come meet the Trap Pack and inhale some of their greatnessA glowing review of the podcast, incredibly mangled by AndyMeat and Potatoes: The Client Acquisition Process in great depthQuestions posted by our beloved Trappists Dar, @JcolcloughFP, @MAPSinclairCulture CornerLinks referred to in the show:“Midnight In Sicily” by Peter Robb: https://www.amazon.co.uk/Midnight-Sicily-Vintage-Classics-Peter/dp/009959580X/ref=asc_df_009959580X/?tag=googshopuk-21&linkCode=df0&hvadid=310891088870&hvpos=&hvnetw=g&hvrand=16607971176645754484&hvpone=&hvptwo=&hvqmt=&hvdev=c&hvdvcmdl=&hvlocint=&hvlocphy=9046037&hvtargid=pla-469120406857&psc=1&th=1&psc=1Executive Fit Club: https://www.executivefitclub.com/Venue for the 4th Feb Six Nations shindig: https://www.theroyaloakmarylebone.co.uk/Equitable Life: https://amp.theguardian.com/business/2004/mar/08/businessqandas.equitablelifeDrive: The Surprising Truth About What Motivates Us: https://www.amazon.co.uk/Drive-Daniel-H-Pink/dp/184767769XShaping Wealth programme https://www.shapingwealth.com/ocboBad Sisters: https://tv.apple.com/ie/show/bad-sisters/umc.cmc.14kr4vv65unannh7doqgvlh20Take part in the conversation! We want YOU to suggest topics and questions you'd like the Trap Pack to answer. The best way to do this is to ask them here. Help us to help you! The more followers we have, the more we can do stuff going forward. So please: Subscribe and Like our YouTube Channel Leave a 6/5 star review on iTunes Share TRAP with your peers and colleagues 'Enjoy' the Twitter chat at @AdviserPodcast. The podcast and artwork embedded on this page are from Alan Smith; Andy Hart; Carl Widger; Nick Lincoln, which is the property of its owner and not affiliated with or endorsed by Listen Notes, Inc.

Podcast: TRAP: The Real Adviser Podcast (LS 43 · TOP 1.5% what is this?)Episode: 11 - How To Win Clients and Influence People PART ONEPub date: 2023-01-20In this latest pile of TRAP, the Trap Pack discussTopical issues, including a Trappist Six Nations rugby shindig on 4th Feb - all Trappists welcome! Come meet the Trap Pack and inhale some of their greatnessA glowing review of the podcast, incredibly mangled by AndyMeat and Potatoes: The Client Acquisition Process in great depthQuestions posted by our beloved Trappists Dar, @JcolcloughFP, @MAPSinclairCulture CornerLinks referred to in the show:“Midnight In Sicily” by Peter Robb: https://www.amazon.co.uk/Midnight-Sicily-Vintage-Classics-Peter/dp/009959580X/ref=asc_df_009959580X/?tag=googshopuk-21&linkCode=df0&hvadid=310891088870&hvpos=&hvnetw=g&hvrand=16607971176645754484&hvpone=&hvptwo=&hvqmt=&hvdev=c&hvdvcmdl=&hvlocint=&hvlocphy=9046037&hvtargid=pla-469120406857&psc=1&th=1&psc=1Executive Fit Club: https://www.executivefitclub.com/Venue for the 4th Feb Six Nations shindig: https://www.theroyaloakmarylebone.co.uk/Equitable Life: https://amp.theguardian.com/business/2004/mar/08/businessqandas.equitablelifeDrive: The Surprising Truth About What Motivates Us: https://www.amazon.co.uk/Drive-Daniel-H-Pink/dp/184767769XShaping Wealth programme https://www.shapingwealth.com/ocboBad Sisters: https://tv.apple.com/ie/show/bad-sisters/umc.cmc.14kr4vv65unannh7doqgvlh20Take part in the conversation! We want YOU to suggest topics and questions you'd like the Trap Pack to answer. The best way to do this is to ask them here. Help us to help you! The more followers we have, the more we can do stuff going forward. So please: Subscribe and Like our YouTube Channel Leave a 6/5 star review on iTunes Share TRAP with your peers and colleagues 'Enjoy' the Twitter chat at @AdviserPodcast. The podcast and artwork embedded on this page are from Alan Smith; Andy Hart; Carl Widger; Nick Lincoln, which is the property of its owner and not affiliated with or endorsed by Listen Notes, Inc.

In this latest pile of TRAP, the Trap Pack discussTopical issues, including a Trappist Six Nations rugby shindig on 4th Feb - all Trappists welcome! Come meet the Trap Pack and inhale some of their greatnessA glowing review of the podcast, incredibly mangled by AndyMeat and Potatoes: The Client Acquisition Process in great depthQuestions posted by our beloved Trappists Dar, @JcolcloughFP, @MAPSinclairCulture CornerLinks referred to in the show:“Midnight In Sicily” by Peter Robb: https://www.amazon.co.uk/Midnight-Sicily-Vintage-Classics-Peter/dp/009959580X/ref=asc_df_009959580X/?tag=googshopuk-21&linkCode=df0&hvadid=310891088870&hvpos=&hvnetw=g&hvrand=16607971176645754484&hvpone=&hvptwo=&hvqmt=&hvdev=c&hvdvcmdl=&hvlocint=&hvlocphy=9046037&hvtargid=pla-469120406857&psc=1&th=1&psc=1Executive Fit Club: https://www.executivefitclub.com/Venue for the 4th Feb Six Nations shindig: https://www.theroyaloakmarylebone.co.uk/Equitable Life: https://amp.theguardian.com/business/2004/mar/08/businessqandas.equitablelifeDrive: The Surprising Truth About What Motivates Us: https://www.amazon.co.uk/Drive-Daniel-H-Pink/dp/184767769XShaping Wealth programme https://www.shapingwealth.com/ocboBad Sisters: https://tv.apple.com/ie/show/bad-sisters/umc.cmc.14kr4vv65unannh7doqgvlh20Take part in the conversation! We want YOU to suggest topics and questions you'd like the Trap Pack to answer. The best way to do this is to ask them here. Help us to help you! The more followers we have, the more we can do stuff going forward. So please: Subscribe and Like our YouTube Channel Leave a 6/5 star review on iTunes Share TRAP with your peers and colleagues 'Enjoy' the Twitter chat at @AdviserPodcast.

As CEO of Ascendant Financial, and Chairman of the Lowe Family Group of Companies, Jayson Lowe has built a portfolio of active profitable businesses in the Financial and E-Commerce Spaces. Originally from Timmins, Ontario, a small mining and forestry town, Jayson Lowe is a true Canadian success story! Jayson is an engaging Speaker, a Chartered Life Underwriter, and Co-Author. Jayson has delivered hundreds of presentations to the general public, appeared on countless stages and interviews. He is internationally recognized as one of the leading educators of Becoming Your Own Banker, The Infinite Banking Concept. Jayson is regularly featured and interviewed on the Corus Radio Network, 630 Ched's Talk to the Experts, News talk 770, Success Magazine, Global AM 740, Equitable Life of Canada, to name just a few. Jayson is also a Top of the Table Member of the Million Dollar Roundtable, the most prestigious association of Financial Professionals in the world. An important part of Jayson's life is to give back. Especially dear to his heart are Children's charities, and non-profit agencies providing food, shelter and spiritual care to others less fortunate. When he's not building the business and developing his People, Jayson spends quality time with his Family and dear Friends. Connect with Jon Dwoskin: Twitter: @jdwoskin Facebook: https://www.facebook.com/jonathan.dwoskin Instagram: https://www.instagram.com/thejondwoskinexperience/ Website: https://jondwoskin.com/LinkedIn: https://www.linkedin.com/in/jondwoskin/ Email: jon@jondwoskin.com Get Jon's Book: The Think Big Movement: Grow your business big. Very Big!   Connect with Jayson Lowe: Website: www.easyfda.com Twitter: https://www.twitter.com/jaysonlowe Instagram: https://www.instagram.com/learnwithjayson LinkedIn: https://www.linkedin.com/in/jayson-lowe-11056620 Facebook: https://www.facebook.com/ascendantfinancialinc

WOW has there been a lot of change in the standard way the accounts payable function operates in the last few years. Technology is changing the way we live; it's making our lives easier (and occasionally more stressful) and we are doing things in ways we would never have imagined just a few short years ago. Words like Uber, Airbnb, robotics, and blockchain were not part of our everyday lingo. AI was something science fiction authors wrote about and shared workspaces was an alien concept. But that is the world we live in now. It would be unrealistic to not expect the same changes in our professional lives. And of course, remote or hybrid work is now common place, rather than a privilege for a special few. Back in the day, when there was a new innovation or technology for the accounts payable function, it was only the very largest companies that were able to afford it. That is no longer the case. Change now impacts all organizations of all sizes generally without a huge financial expenditure. That's why it's critical that every accounts payable and accounting professional learn all there is to know about the change coming. After this session you will be able to: -Recognize where your AP function is today -Identify the issues likely to hold your AP department back -Determine what the AP Department of Tomorrow will look like (including possible new jobs for AP and Accounting) -Assess where AP and Accounting will fit in -Identify the new technologies that will be used (including terminology) -Project your organization's impact of the evolution of invoice handling -Make changes in your payment process based on the development in payment methodologies, including new ones that didn't exist a few years ago. -Understand the needed metrics and what all this data will mean in a new technology-enhanced AP World Who Should Attend: Accountants, controllers, accounting managers, auditors (internal and external), Treasurers, CFOs, CEOs, accounts payable professionals, procure-to-pay professionals, and travel managers. About the Instructor: Mary Schaeffer, founder of AP Now, is a nationally recognized accounts payable and payments expert. She is the author of 20 business books, including 127 Best Practices for Accounts Payable, the host of the AP Now podcast and YouTube channel and recipient of the 2021 Accounts Payable Association's Wellbeing for Others Award. Before starting AP Now, a B2B media firm focused on sharing the latest business intelligence on the accounts payable and payment functions, she worked in the corporate trenches of several large finance and treasury departments.  She was a Corporate Cash Manager at Continental Grain, a Financial Risk Manager at O&Y, and an Assistant Treasurer at Equitable Life (now part of AXA). She also held the position of Executive Editor for several business publications. Ms. Schaeffer has a BS in Mathematics from York College (CUNY) and a MBA in Finance from New York University.

What is trending in employee benefits that HR folks need to be watching? A few things and the fact that there are trends is a change from ten years ago! This whole episode was really interesting because, even if you are not in benefits, it gives you insight into changing employee expectations. I spoke with Meghan Vallis, the author of the GAB (the Group Advisor Blog). She's also a VP, Group Sales, Western Canada for Equitable Life. So she knows a thing or two about benefits. The G.A.B. https://www.thegroupadvisorblog.com/

James Rockwood is the Co-Founder and CEO of CapIntel, a financial technology company that supports financial advisors in their day-to-day workflow to deliver top-tier client service. In building CapIntel, James has been a part of two leading Canadian accelerator programs: Creative Destruction Lab (CDL) and Next Founder. The CapIntel platform now serves over 10,000 financial advisors across the country through partnerships with established financial service firms such as IG Wealth Management, Canada Life, and Equitable Life. Stay subscribed and hit the bell icon to be notified of our upcoming podcast with Commissioner Matthew Boswell of the Competition Bureau. Hear about competition and marketing rules every business should know. Click here to learn more about creating an effective compliance program. Entrepreneurs are the backbone of Canada's economy. To support Canada's businesses, subscribe to our YouTube channel and follow us on Facebook, Instagram, LinkedIn and Twitter. Want to stay up-to-date on the latest #entrepreneur podcasts and news? Subscribe to our bi-weekly newsletter

Welcome to Insurance Covered, the podcast that covers everything insurance. In this episode Peter is joined by Craig Turnbull, Senior Technical Specialist at the Bank of England, and our topic is the birth of modern life assurance. Craig has a long background in the actuarial space and has even written a book called A History of British Actuarial Thought in which he discusses, amongst other things, the development that led to the creation of Equitable Life and the birth of modern life assurance, which is what we discuss on this episode. In this episode we discuss:What life assurance looked like in the 1700s compared to what we know it as in the present.How statistics and probability theory helped develop modern life assuranceThe role James Dodson and the idea of a lifetime policy played in modern life assuranceHow Equitable Life was founded using Dodson's ideas in 1762How life assurance has developed in the years sinceWe hope you enjoy the episode, if you did please subscribe to stay up to date with future episodes. See acast.com/privacy for privacy and opt-out information.

1) Explore the difficulty of recruiting women into this field. 2) How much does history have an impact on this challenge? 3) How do we balance the numbers going forward? Guests: Meghan Vallis, VP for Western Canada for Equitable Life; Libby Wildman, partner at Davis Rea Ltd. Meghan Vallis As the Group Sales Vice President for Western Canada at Equitable Life Meghan Vallis leads the Western sales team. She is passionate about helping Advisors succeed to transform their client's employee benefit experience to what Meghan calls braggable benefits. Her 15-year career has been centered around three pillars: building meaningful relationships, embracing innovative technology and solutions, and harnessing the potential in others to achieve strategic goals while also supporting them as an individual. https://www.equitable.ca/ Libby Wildman Libby Wildman, is a partner of Davis Rea Ltd. and creator of Liminal Escapes. Libby's approach to building a business in the financial services industry is centered around the whole person and creating a relationship with them. She has been in this business for over 3 decades and has mentored many and involved in a number of charities. https://davisrea.com/

#ILIRPODCAST​ #WHOLELIFEINSURANCE​ #STEPHENDEVLIN​ THANK YOU FOR YOUR SUPPORT: Subscribe, for new weekly episodes: https://bit.ly/34AXVDg​​​ TODAY ON THE SHOW! We are discussing FINANCE, BANKING, WHOLE LIFE INSURANCE with Stephen Devlin, President, CFO, MacDev Financial, and how to think like a #Billionaire​, bank on yourself and take control of your financial future. STEPHEN DEVLIN is a Value-Based Licensed Life Insurance Broker & Wealth Architect, Creating 7-Figure Policy Portfolios & Lasting Legacies President of MacDev Financial Group Corp. and SET Financial Solutions Inc. Top Life Sales (2012, 2013, 2018) – Equitable Life of Canada Expy Award from the National Association of Experts, Writers & Speakers Quilly Award from the National Academy of Best-Selling Authors – The Secret to Lifetime Financial Security Quilly Award from the National Academy of Best-Selling Authors – Transform Your Life, Business, Health with Brian Tracy My favourite Quote from STEPHEN DEVLIN in this episode is: "DO WHAT THE BILLIONAIRES DO, ALWAYS BANK ON YOURSELF" The best ways to connect with STEPHEN DEVLIN online are: Official Site: www.macdevfinancial.com LEARN MORE ABOUT “I'M LISTENING I'M READY” : ILIRPODCAST: “I'M LISTENING I'M READY” is a podcast/show for people who are on-the-go, a journey and are committed and ready to make a positive change in their lives. PODCAST EVERY WEDNESDAY @ 8PM EST https://overcast.fm/itunes1516980186/...​ THANK YOU FOR YOUR SUPPORT: Subscribe, for new weekly episodes: https://bit.ly/34AXVDg​​ --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app --- Send in a voice message: https://anchor.fm/andreweguyspodcast/message Support this podcast: https://anchor.fm/andreweguyspodcast/support

Listen to guest host Gwen Weng, FSA, Director of IFRS Actuarial at Equitable Life of Canada and Neil Raden, report author and founder of Hired Brains, discuss Ethical Use of Artificial Intelligence for Actuaries. The podcast also features an intro and outro by host, R. Dale Hall, FSA, CERA, MAAA, CFA, SOA Managing Director of Research. We welcome your questions or comments at researchinsights@soa.org.

Compare Medicare Supplement Plans Here: https://www.seniorhealthcaredirect.com/quote-3/ "Medicare Done Right with MedicareBob" How to Sign Up for Medicare During Covid 19 Due to Covid 19, many are now deciding to retire and some group coverage are ending by next month. Social Security offices are now closed and many are needing help signing up for Part B of Medicare. We here at Senior Healthcare Direct are able to help today! We have the necessary resources available to help you get your Medicare Plan started from the comfort of your home! All of our agents are AHIP Certified by Medicare, we have the largest video library of Medicare educational videos and we are one of the only Medicare Insurance Marketplaces that offer both Medicare Supplement Plans and Medicare Advantage Plans. This makes us the most qualified in helping choose the right Medicare Plan for you. We have a dedicated customer support team that assists our clients with shopping and/or renewing their Medicare Plan every year, including their drug plans. We also work with all the Major Medicare insurance carriers: Aetna, Anthem Blue Cross and Blue Shield, Central States Indemnity, Cigna, Coventry, Combined Insurance, Equitable Life, Heartland National, Humana, Manhattan Life, Medico, Mutual of Omaha, Oxford Life, Standard Life, Wellcare, etc. For more information on your options, please call: 1-855-368-4717 or visit one of our pages: Website - https://www.seniorhealthcaredirect.com/ Facebook - https://www.facebook.com/MedicareBob/ Podcast - https://anchor.fm/MedicareBob Twitter - https://twitter.com/MedicareBob YouTube - https://www.youtube.com/c/RobertBache?_confirmation=1

Compare Medicare Supplement Plans Here: https://www.seniorhealthcaredirect.com/quote-3/ "Medicare Done Right with MedicareBob" How are Medicare Insurance Agents Paid? Medicarebob answers the following questions: Is using an agent going to cost or save me money? How are insurance agents paid? What happens if I don't use an agent? Choosing your plan can be difficult if you don't have the right help. That's why most individuals work with an insurance agent. Medicarebob and his team at Senior Healthcare Direct can help you find the best coverage for you! All of our agents are AHIP Certified by Medicare, we have the largest video library of Medicare educational videos and we are one of the only Medicare Insurance Marketplaces that offer both Medicare Supplement Plans and Medicare Advantage Plans. This makes us the most qualified in helping choose the right Medicare Plan for you. We have a dedicated customer support team that assists our clients with shopping and/or renewing their Medicare Plan every year, including their drug plans. We also work with all the Major Medicare insurance carriers: Aetna, Anthem Blue Cross and Blue Shield, Central States Indemnity, Cigna, Coventry, Combined Insurance, Equitable Life, Heartland National, Humana, Manhattan Life, Medico, Mutual of Omaha, Oxford Life, Standard Life, Wellcare, etc. For more information on your options, please call: 1-855-368-4717 or visit one of our pages: Website - https://www.seniorhealthcaredirect.com/ Facebook - https://www.facebook.com/MedicareBob/ Podcast - https://anchor.fm/MedicareBob Twitter - https://twitter.com/MedicareBob YouTube - https://www.youtube.com/c/RobertBache?_confirmation=1

One of the most powerful and insightful conversations I have had as a host. Dr. Maurice Sholas, Harvard trained, MD(Ph.D.), CEO of Sholas consulting group, and practicing physician joins me to talk about his journey to medical "stardom", how we all need to build our empathy "muscles", and what we need to do to move through the current times we are living as collective group of humans. There are a few times during the episode that I found myself fan "boying" Dr. Sholas. In a word, this brother is the "Truth".

Compare Medicare Supplement Plans Here: https://www.seniorhealthcaredirect.com/quote-3/ "Medicare Done Right, with MedicareBob" Coffee with Medicare Bob: Is an Advantage Plan cheaper than a Supplement Plan? MedicareBob discusses the difference between your two Medicare options: An Advantage Plan and a Supplement Plan. Through this video he goes over the pros and cons of each and what you should consider when doing your research. All of our agents are AHIP Certified by Medicare, we have the largest video library of Medicare educational videos and we are one of the only Medicare Insurance Marketplaces that offer both Medicare Supplement Plans and Medicare Advantage Plans. This makes us the most qualified in helping choose the right Medicare Plan for you. We have a dedicated customer support team that assists our clients with shopping and/or renewing their Medicare Plan every year, including their drug plans. We also work with all the Major Medicare insurance carriers: Aetna, Anthem Blue Cross and Blue Shield, Central States Indemnity, Cigna, Coventry, Combined Insurance, Equitable Life, Heartland National, Humana, Manhattan Life, Medico, Mutual of Omaha, Oxford Life, Standard Life, Wellcare, etc. If you have any questions regarding Medicare, please give our office a call at 1-855-368-4717 or visit one of our pages: Website - https://www.seniorhealthcaredirect.com/ Facebook - https://www.facebook.com/MedicareBob/ Podcast - https://anchor.fm/MedicareBob Twitter - https://twitter.com/MedicareBob YouTube - https://www.youtube.com/c/RobertBache?_confirmation=1 #CoffeewithMedicareBob #Medicare #MedicareBob #Medicaresupplements #Seniorhealthcaredirect #MedicareAdvantage

Compare Medicare Supplement Plans Here: https://www.seniorhealthcaredirect.com/quote-3/ "Medicare Done Right, with MedicareBob" Coffee with Medicare Bob: Is an Advantage Plan cheaper than a Supplement Plan? MedicareBob discusses the difference between your two Medicare options: An Advantage Plan and a Supplement Plan. Through this video he goes over the pros and cons of each and what you should consider when doing your research. All of our agents are AHIP Certified by Medicare, we have the largest video library of Medicare educational videos and we are one of the only Medicare Insurance Marketplaces that offer both Medicare Supplement Plans and Medicare Advantage Plans. This makes us the most qualified in helping choose the right Medicare Plan for you. We have a dedicated customer support team that assists our clients with shopping and/or renewing their Medicare Plan every year, including their drug plans. We also work with all the Major Medicare insurance carriers: Aetna, Anthem Blue Cross and Blue Shield, Central States Indemnity, Cigna, Coventry, Combined Insurance, Equitable Life, Heartland National, Humana, Manhattan Life, Medico, Mutual of Omaha, Oxford Life, Standard Life, Wellcare, etc. If you have any questions regarding Medicare, please give our office a call at 1-855-368-4717 or visit one of our pages: Website - https://www.seniorhealthcaredirect.com/ Facebook - https://www.facebook.com/MedicareBob/ Podcast - https://anchor.fm/MedicareBob Twitter - https://twitter.com/MedicareBob YouTube - https://www.youtube.com/c/RobertBache?_confirmation=1 #CoffeewithMedicareBob #Medicare #MedicareBob #Medicaresupplements #Seniorhealthcaredirect #MedicareAdvantage

Compare Medicare Supplement Plans Here: https://www.seniorhealthcaredirect.com/quote-3/ "Medicare Done Right, with MedicareBob" Coffee with MedicareBob and Support Staff Member: Sue In this video, MedicareBob answers some popular questions. Sue, from our Support Staff, joins him as he answers the following questions: - What is Medicare? - What does Medicare Part A cover? - What does Medicare Part B cover? - What are your coverage options? - What is a Medicare Advantage Plan? - What is a Medicare Supplement Plan? - When am I automatically approved for a Supplement Plan? MedicareBob goes over an easy way to understand the difference between an Advantage Plan and a Supplement Plan! Sue, along with the rest of our team, is here to help you look into your Medicare options. All of our agents are AHIP Certified by Medicare, we have the largest video library of Medicare educational videos and we are one of the only Medicare Insurance Marketplaces that offer both Medicare Supplement Plans and Medicare Advantage Plans. This makes us the most qualified in helping choose the right Medicare Plan for you. We have a dedicated customer support team that assists our clients with shopping and/or renewing their Medicare Plan every year, including their drug plans. We also work with all the Major Medicare insurance carriers: Aetna, Anthem Blue Cross and Blue Shield, Central States Indemnity, Cigna, Coventry, Combined Insurance, Equitable Life, Heartland National, Humana, Manhattan Life, Medico, Mutual of Omaha, Oxford Life, Standard Life, Wellcare, etc. If you have any questions regarding Medicare, please give our office a call at 1-855-368-4717 or visit one of our pages: Website - https://www.seniorhealthcaredirect.com/ Facebook - https://www.facebook.com/MedicareBob/ Podcast - https://anchor.fm/MedicareBob Twitter - https://twitter.com/MedicareBob YouTube - https://www.youtube.com/c/RobertBache?_confirmation=1 #CoffeewithMedicareBob #Medicare #MedicareBob #Medicaresupplements #Seniorhealthcaredirect #MedicareAdvantage

Compare Medicare Supplement Plans Here: https://www.seniorhealthcaredirect.com/quote-3/ "Medicare Done Right with MedicareBob" Medicare Supplement Insurance Underwriting - AARP Medicare Supplement insurance underwriting is NEVER required when you are first eligible and Apply for Medicare during your initial Open Enrollment Period (OEP). This is a 7-month period: 3 months before you turn 65, the month you turn 65, and 3 months after you turn 65. As a result, you can NEVER be disqualified for coverage based on your health condition during this period. In other words, you can have health conditions and your coverage will NOT be denied. Moreover, the plan can NEVER charge more if you have health issues during OEP. When you apply for Medicare during this period your acceptance into a Medigap Plan is guaranteed. According to Medicare.gov the best time to buy a Medigap policy is during your open enrollment period. When is Medigap insurance underwriting required? If the first time you enroll in Medicare Supplement Plan is AFTER your initial Open Enrollment Period, Medigap underwriting is required. In other words, you did NOT apply for Medicare during your initial OEP. When you switch to a different Medigap Plan after your initial Open Enrollment Period, then underwriting is required. Likewise, when you switch from Medicare Advantage Plan to Medigap Plan after your initial OEP, then underwriting is required. Anytime you apply for Medicare Supplement Plan (Medigap) outside your initial Open Enrollment Period (OEP), you will have to answer underwriting questions. Medigap policies are sold by private insurance companies. As a result, some underwriting questions insurance carriers ask will be different. However, many insurance companies ask similar questions. The following are the most common underwriting questions..... Please read more here: https://www.seniorhealthcaredirect.com/medicare-supplement-insurance-underwriting/ One of our agents can help you look into your options! We are here to help! What does working with one of our agents cost? Nothing! It costs you zero. All of our agents are AHIP Certified by Medicare, we have the largest video library of Medicare educational videos and we are one of the only Medicare Insurance Marketplaces that offer both Medicare Supplement Plans and Medicare Advantage Plans. This makes us the most qualified in helping choose the right Medicare Plan for you. We have a dedicated customer support team that assists our clients with shopping and/or renewing their Medicare Plan every year, including their drug plans. We also work with all the Major Medicare insurance carriers: Aetna, Anthem Blue Cross and Blue Shield, Central States Indemnity, Cigna, Coventry, Combined Insurance, Equitable Life, Heartland National, Humana, Manhattan Life, Medico, Mutual of Omaha, Oxford Life, Standard Life, Wellcare, etc. In order to see if you qualify for this coverage, please give our office a call at 1-855-368-4717 or visit one of our pages: Website - https://www.seniorhealthcaredirect.com/ Facebook - https://www.facebook.com/MedicareBob/ Podcast - https://anchor.fm/MedicareBob Twitter - https://twitter.com/MedicareBob YouTube - https://www.youtube.com/c/RobertBache?_confirmation=1 #MedicareSupplementUnderwriting #AARPSupplementUnderwriting2020

Richard looks at the implications for pension scheme trustees of Equitable Life’s proposal to convert its with-profits policies into unit-linked policies, and then to transfer them to Utmost Life and Pensions.

"Speaking of My History" season 1 episode 4 - Reginald F. Lewis (December 7, 1942 – January 19, 1993), was an American businessman. He was the richest African-American man in the 1980s. Born in Baltimore, Maryland, he grew up in a middle-class neighborhood. He won a football scholarship to Virginia State College, graduating with a degree in economics in 1965. He graduated from Harvard Law School in 1968 and was a member of Kappa Alpha Psi. Recruited to top New York law firm Paul, Weiss, Rifkind, Wharton & Garrison LLP immediately after law school, Lewis left to start his own firm two years later. After 15 years as a corporate lawyer with his own practice, Lewis focused on corporate law, structuring investments in minority-owned businesses and became special counsel to major corporations like General Foods and Equitable Life (now AXA). Mr. Lewis was also counsel to the New York-based Commission for Racial Justice and represented The Wilmington Ten. He was successful in forcing North Carolina to pay interest on the Wilmington Ten bond. he moved to the other side of the table by creating TLC Group L.P., a venture capital firm, in 1983. His first major deal was the purchase of the McCall Pattern Company, a home sewing pattern business, for $22.5 million. Lewis had learned from a Fortune magazine article that the Esmark holding company, which had recently purchased Norton Simon, planned to divest from the McCall Pattern Company, a maker of home sewing patterns founded in 1870. With fewer and fewer people sewing at home, McCall was seemingly on the decline—though it had posted profits of $6 million in 1983 on sales of $51.9 million. At the time, McCall was number two in its industry, holding 29.7 percent of the market, compared to industry leader Simplicity Patterns with 39.4 percent. He managed to negotiate the price down, then raised $1 million himself from family and friends and borrowed the rest from institutional investors and investment banking firm First Boston Corp. Within a year, he turned the company around by freeing up capital tied in fixed assets such as building and machinery, and finding a new use for machinery during downtime by manufacturing greeting card. In 1987, Lewis bought Beatrice International Foods from Beatrice Companies for $985 million, renaming it TLC Beatrice International, a snack food, beverage, and grocery store conglomerate that was the largest African-American owned and managed business in the U.S. The deal was partly financed through Mike Milken of the maverick investment bank Drexel Burnham Lambert. In order to reduce the amount needed to finance the leveraged buyout, Lewis came up with a plan to sell off some of the division's assets simultaneous with the takeover. When TLC Beatrice reported revenue of $1.8 billion in 1987, it became the first black-owned company to have more than $1 billion in annual sales. At its peak in 1996, TLC Beatrice International Holdings Inc. had sales of $2.2 billion and was number 512 on Fortune magazine's list of 1,000 largest companies. In 1992, Lewis donated $3 million to Harvard Law School, the largest grant at the time in the school's history.[5] The school renamed its International Law Center the Reginald F. Lewis International Law Center, the first major facility at Harvard named in honor of an African-American on January 19, 1993 (aged 50) New York City, Lewis died , from brain cancer. Mr. Lewis wife Loida Lewis took over the company a year after his death.[11] Loida Lewis currently Chairs the Reginald F. Lewis (RFL) Foundation, which also supports the Reginald F. Lewis College of Business at Virginia State University. In 2005, the Reginald F. Lewis Museum of Maryland African American History & Culture opened in Baltimore with the support of a $5 million grant from his foundation.[7] It is the East Coast's largest African American museum occupying an 82,000 square-foot facility with permanent and special exhibition space.

  My guest in this episode is Jayson Lowe. Jayson is an engaging Speaker, a Chartered Life Underwriter, and Co-Author of the Canadian Best Selling Book “The Bankers’ Secret, A Simple Guide to Creating Personal Wealth for Canadians”. Jayson has delivered hundreds of presentations to the general public, appeared on countless stages and interviews. He is internationally recognized as one of the leading educators and implementers of Becoming Your Own Banker, The Infinite Banking Concept. Shortly after the devastating loss of his Parents, Jayson’s first marriage dissolved and as a result, he was left on the brink of financial ruin. And while forging a path to a better future, Jayson met Rebecca and his life changed. Jayson and Rebecca were later married, started a Family, have 4 beautiful Children under the age of 9, and now reside in Leduc, Alberta. Jayson's been featured and interviewed on the Corus Radio Network, 630 Ched’s Talk to the Experts, News talk 770, Success from Home Magazine, Equitable Life of Canada, to name just a few. Jayson is also a Court of the Table Member of the Million Dollar Roundtable, the most prestigious association of Financial Professionals in the world. An important part of Jayson’s life is to give back. Especially dear to his heart are Children’s charities, and non-profit agencies providing food, shelter and spiritual care to others less fortunate. A big part of Jayson’s inspiration to be in the financial services industry comes from his late parents. Interview Links: McGuire Financial Group   If you have enjoyed our podcast, please share with friends and family Please Subscribe, Rate, and Review on Itunes so more people can find us! so more people can find us! Please Support Us by Becoming A Patron on Patreon Support Our Sponsors Cashflow Tactics, will show you how to collapse time in your financial plan and become financially in 10 years or less. You can register for a free webinar to show you exactly how to do that at: https://cashflowtactics.com/ninja The Real Asset Investor, create value for investors looking for higher yield returns from real estate ventures domestically and also internationally and other real asset classes such as ATM's. www.therealassetinvestor.com Joint Ops Properties, have designed a system to take any beginner to an experienced deal making investor in the least amount of time, offering opportunities from basic education, coaching, bridge investing to turn-key investments in the cash flowing market of St. Louis, MO. www.jointopsproperties.com Valhalla Wealth Financial, reclaim the banking function within your own life with the premier strategies of the Wealthy. www.valhallawealth.com Audible, download any audio book for FREE when you try Audible for 30 days www.cashflowninjabook.com Thanks so much for joining me again. Have some feedback you’d like to share? Leave a note in the comment section below! If you enjoyed this episode, please share it using the social media buttons you see at the bottom of the post! Also, please leave an honest review for the Cashflow Ninja Podcast on iTunes. Ratings and reviews are extremely helpful and greatly appreciated! They do matter in the rankings of the show, and I read each and every one of them. And finally, don’t forget to subscribe to the show on iTunes to get automatic updates, please follow me on twitter @mclaubscher and Instagram, @cashflowninjapodcast. Until next time! Live a life of passion and purpose on YOUR terms, M.C. Laubscher

This week's show looks at new mortgage deals offering very low interest rates, the performance of ethical investment funds, and Jonathan Eley talks to Equitable Life pension holders who were protesting this week See acast.com/privacy for privacy and opt-out information.

The litany of great financial scandals is long, and sadly unending. Dickens himself covers scandals we would recognise today in Little Dorrit and Nicholas Nickleby. Beyond Dickens, the South Sea Bubble (of course), railway shares, bonds in newly independent countries (Kingdom of Poyais), never again... IOS, Saavundra, Rolls Razor, Bank of Gibraltar, BCCI, never again... endowment mortgages, Barlow Clowes, Equitable Life, Maxwell, Lloyd's names, Lehman Brothers, payment protection insurance, never again... This symposium seeks, through the ghosts of scandals past, present and future, to see what lessons we can learn and to assess which is rosier, the future of finance or of financial scandals.

The litany of great financial scandals is long, and sadly unending. Dickens himself covers scandals we would recognise today in Little Dorrit and Nicholas Nickleby. Beyond Dickens, the South Sea Bubble (of course), railway shares, bonds in newly independent countries (Kingdom of Poyais), never again... IOS, Saavundra, Rolls Razor, Bank of Gibraltar, BCCI, never again... endowment mortgages, Barlow Clowes, Equitable Life, Maxwell, Lloyd's names, Lehman Brothers, payment protection insurance, never again... This symposium seeks, through the ghosts of scandals past, present and future, to see what lessons we can learn and to assess which is rosier, the future of finance or of financial scandals.

The litany of great financial scandals is long, and sadly unending. Dickens himself covers scandals we would recognise today in Little Dorrit and Nicholas Nickleby. Beyond Dickens, the South Sea Bubble (of course), railway shares, bonds in newly independent countries (Kingdom of Poyais), never again... IOS, Saavundra, Rolls Razor, Bank of Gibraltar, BCCI, never again... endowment mortgages, Barlow Clowes, Equitable Life, Maxwell, Lloyd's names, Lehman Brothers, payment protection insurance, never again... This symposium seeks, through the ghosts of scandals past, present and future, to see what lessons we can learn and to assess which is rosier, the future of finance or of financial scandals.

The litany of great financial scandals is long, and sadly unending. Dickens himself covers scandals we would recognise today in Little Dorrit and Nicholas Nickleby. Beyond Dickens, the South Sea Bubble (of course), railway shares, bonds in newly independent countries (Kingdom of Poyais), never again... IOS, Saavundra, Rolls Razor, Bank of Gibraltar, BCCI, never again... endowment mortgages, Barlow Clowes, Equitable Life, Maxwell, Lloyd's names, Lehman Brothers, payment protection insurance, never again... This symposium seeks, through the ghosts of scandals past, present and future, to see what lessons we can learn and to assess which is rosier, the future of finance or of financial scandals.

The litany of great financial scandals is long, and sadly unending. Dickens himself covers scandals we would recognise today in Little Dorrit and Nicholas Nickleby. Beyond Dickens, the South Sea Bubble (of course), railway shares, bonds in newly independent countries (Kingdom of Poyais), never again... IOS, Saavundra, Rolls Razor, Bank of Gibraltar, BCCI, never again... endowment mortgages, Barlow Clowes, Equitable Life, Maxwell, Lloyd's names, Lehman Brothers, payment protection insurance, never again... This symposium seeks, through the ghosts of scandals past, present and future, to see what lessons we can learn and to assess which is rosier, the future of finance or of financial scandals.

Trust was the subject of moral philosopher Professor Onora O'Neill's acclaimed Reith Lectures in 2002. Enron, political sleaze, the foot and mouth crisis, the Bristol heart babies scandal and the collapse of Equitable Life had contributed to a perception - challenged by Professor O'Neill - that we were living through a crisis of trust in our institutions. Eight years on, the subject is no less topical and so Professor O'Neill returns to Radio 4 to be interviewed about her latest reflections on trust by Edward Stourton. The intervening years have seen no let-up in the stream of highly publicised political scandals, financial crises and blunders by state officials. Yet levels of trust have remained remarkably consistent. Furthermore, argues Professor O'Neill, the public debate about building trust misses the point: we should be more concerned about levels of trustworthiness rather than levels of trust in society. Attempts to restore trust in certain professions or organisations do little to help individuals with the practical difficulty of placing and refusing trust wisely. In addition, she points to clumsy "accountability" schemes designed to raise levels of trust but which in fact encourage an increase in untrustworthy behaviour. Edward Stourton discusses these notions with Onora O'Neill and explores their topicality. Her arguments are also commented on and challenged by John Haldane, Professor of Philosophy at St Andrews University and current chairman of the Royal Institute of Philosophy.