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Navigating Risk, Noise, and Uncertainty: Barry Ritholtz on Investing in a Volatile World In my conversation with Barry Ritholtz, chairman of Ritholtz Wealth Management and host of Bloomberg's “Masters in Business” podcast, we explored market and real estate cycles, caution, and capital allocation in today's increasingly unpredictable economic environment. Below are the most actionable and provocative takeaways for real estate investors, both passive and professional, drawn from Barry's decades of lessons and market observations. Origins of Insight: From Blog to Bloomberg Ritholtz didn't set out to run a multi-billion-dollar firm. What started as daily trading notes eventually evolved into a blog, a book, Bailout Nation, and a platform that positioned him to correctly call both the top and bottom of the 2008 financial crisis. This journey, grounded in curiosity and behavioral finance, shaped the contrarian and data-driven approach he still employs today. "I just wanted to know why some people made money while others didn't doing the same thing." The 2008 Playbook: Behavioral Edge Over Economic Models Ritholtz attributes his early warning of the Global Financial Crisis (GFC) to non-traditional thinking and real estate roots (his mother was a real estate agent). Observing abnormal refinancing activity and "cash-out mania" led him to investigate securitized debt and derivative risk, well before it was mainstream. He reverse-engineered risk from Reinhart & Rogoff's crisis research and famously predicted the Dow's decline to ~6,800—earning mockery initially, then vindication. Echoes of 2008? Why This Time Feels Precarious While he stops short of predicting a crisis, Ritholtz allows for a 10–15% probability of a self-inflicted depression – a worst-case scenario rooted not in structural weakness, but political mismanagement. “It [is an] asymmetrical risk to take one bullet, put it in a six shooter, spin the wheel, and put it up against your head with a $28 trillion economy.” From tariffs to immigration policy to fiscal gamesmanship, Ritholtz sees signs that the U.S. may be eroding the long-standing trust that underpins reserve currency status and global capital flows. Cash Isn't a Plan, Discipline Is When asked whether it makes sense to sit in cash and wait out the next downturn, Ritholtz counters with behavioral caution. Historically, those who “go to cash” rarely reenter at the right time and often miss the rebound entirely. “If you're going to sit out in cash, do you have the temperament, the discipline to get back in?” Instead, he recommends building resilience: modest leverage, long-term focus, and capital efficiency – hallmarks of legends like Sam Zell, who Ritholtz holds up as a model of disciplined real estate investing. A Word on Leverage: Use with Extreme Care High leverage is the common thread in stories of ruin. Ritholtz referenced the downfall of the Peloton CEO, who borrowed heavily against inflated stock. The same caution applies to over-leveraged real estate investors, especially those who haven't endured a full cycle. “Market crashes are where capital returns to its rightful owners.” For CRE sponsors, now is the time to refinance where possible, preserve cash, and maintain flexibility, even if that means lower IRR projections. How to Filter the Noise: Create an Information Diet Ritholtz emphasized the need to tune out “financial candy from strangers” – the firehose of social media, Substacks, and hot takes by unvetted commentators. “They don't know your zip code, your goals, your tax bracket. Why would you trust them?” He recommends identifying a shortlist of credible voices with defined, rational processes and a record of sound judgment. “Build your A-Team,” he advises. “Then ignore the rest.” Real Estate Today: Not Monolithic, but Multifaceted Unlike equities, real estate behaves very differently depending on location, asset class, and capital structure. While some sectors (e.g., Class B office) remain distressed, others (e.g., data centers, multifamily in select markets, industrial) are faring relatively well. “Literally, there are properties [Zell] held for half a century. He was long term… used modest amounts of leverage, and he bought great properties at even better prices.” Ritholtz warns against painting real estate with a broad brush and urges nuanced thinking about cycles, risk-adjusted return, and operator quality. Sentiment vs. Signals: What to Watch Now While he downplays the predictive power of investor sentiment, Ritholtz monitors: Three-month moving averages of non-farm payrolls Rounded tops in S&P earnings trends Residential real estate supply conditions in key metros Dollar strength (as a proxy for confidence and capital flows) “If the dollar keeps falling and supply starts rising in housing markets, it's time to pay attention.” Dollar, Debt, and the Doomsayers Ritholtz is blunt about the debt debate. He finds most public discourse alarmist and often wrong. With the U.S. still enjoying reserve currency privileges, he sees no imminent collapse but warns against complacency. “We've been hearing the deficit will destroy America for 50 years. It hasn't. But bad policy could.” He is more concerned with underinvestment in infrastructure and human capital than with rising debt levels per se. Closing Counsel for Investors For those sitting on fresh capital, say $1 million, Ritholtz advises: Clarify your goals (retirement, education, housing). Max out tax-advantaged accounts. Build a core of low-cost index exposure. Don't chase alpha before securing beta. Avoid overcomplexity: “Two dozen funds is not a portfolio.” His parting message? Discipline beats prediction. And humility is a superpower. Final Thought “Everyone is faking it to some degree. The real danger isn't what you don't know – it's not knowing what you don't know.” In an age of volatility and noise, Ritholtz's framework stands out: stay informed, stay skeptical, and invest like risk is real – because it is. *** In this series, I cut through the noise to examine how shifting macroeconomic forces and rising geopolitical risk are reshaping real estate investing. With insights from economists, academics, and seasoned professionals, this show helps investors respond to market uncertainty with clarity, discipline, and a focus on downside protection. Subscribe to my free newsletter for timely updates, insights, and tools to help you navigate today's volatile real estate landscape. You'll get: Straight talk on what happens when confidence meets correction - no hype, no spin, no fluff. Real implications of macro trends for investors and sponsors with actionable guidance. Insights from real estate professionals who've been through it all before. Visit GowerCrowd.com/subscribe Email: adam@gowercrowd.com Call: 213-761-1000
In “Perfekt Geweckt” haben wir heute den Gemeindesong für Zell am Moos präsentiert. Und wir haben den ersten fetten Preis bei der "Life Radio Sommerflatrate" verlost.
In “Perfekt Geweckt” haben wir heute den Gemeindesong für Zell am Moos präsentiert. Und wir haben den ersten fetten Preis bei der "Life Radio Sommerflatrate" verlost.
In der Folge von „Perfekt geweckt“ wurden die „Summer-Flat-Rate“, der neue Gemeindesong für Zell am Moos und das Finale von „Germany's Next Topmodel“ vorgestellt.
In der Folge von „Perfekt geweckt“ wurden die „Summer-Flat-Rate“, der neue Gemeindesong für Zell am Moos und das Finale von „Germany's Next Topmodel“ vorgestellt.
KAN's Mark Weiss spoke with Marc Zell, Chair of Republicans Overseas, Israel, who believes the US will join the war. He also spoke of the possibility that Israel’s military success could herald the dawn of a new era in the Middle East. (Photo: AP)See omnystudio.com/listener for privacy information.
In “Perfekt Geweckt” wollten wir heute wissen, wie ihr das erste heiße Sommerwochenende verbracht habt. Und wir haben bekanntgegeben, dass Zell am Moos diese Woche den Gemeindesong kriegt.
In “Perfekt Geweckt” wollten wir heute wissen, wie ihr das erste heiße Sommerwochenende verbracht habt. Und wir haben bekanntgegeben, dass Zell am Moos diese Woche den Gemeindesong kriegt.
Durch Life Radio hören Punkte sammeln und coole Preise gewinnen? Christian und Steffi haben verraten, wie es geht. Außerdem haben wir erfahren, welche Gemeinde in Oberösterreich diese Woche die "auserwählte" für den Life Radio Gemeindesong ist: Zell an der Pram!
Durch Life Radio hören Punkte sammeln und coole Preise gewinnen? Christian und Steffi haben verraten, wie es geht. Außerdem haben wir erfahren, welche Gemeinde in Oberösterreich diese Woche die "auserwählte" für den Life Radio Gemeindesong ist: Zell an der Pram!
Plná verze podcastu a bonusový obsahPlnou verzi podcastu (75 minut) si můžete poslechnout na Forendors.cz.Makej vole! na Forendors - forendors.cz/trailrun.cz Výše uvedeným příspěvkem mi pomůžete s provozem podcastu Makej vole! a dostanete za to mimo jiné přístup ke všem bonusovým epizodám podcastu MAKEJ VOLE!Pro vás drobný, pro mě velká pomoc a motivace. Děkuju :)O čem je tahle epizoda?Kristýna patřila k výrazným talentům českého biatlonu. V roce 2012 vybojovala bronzovou medaili v mix štafetě na juniorském MS v Kontiolahti a o rok později se podílela na historickém 3. místě české štafety žen ve Světovém poháru v Ruhpoldingu, kde běžela po boku Vítkové, Soukalové a Zvařičové.Dnes Kristýna žije v rakouských horách poblíž Zell am See, kde pravidelně trénuje. Má tam svá oblíbená místa na běhání a v hlavě konkrétní cíle, které se týkají horských ultrazávodů. Zkušenosti z biatlonu si Kristýna přenesla i do své běžecké kariéry – zejména systematičnost v tréninku a profesionální přístup. Je zdravě sebevědomá, působí velmi sympaticky a je znát, že má jasno v tom, co dělá a kam směřuje.Co ji ale přivedlo od biatlonu k čistému běhání v horách? Proč se rozhodla opustit biatlon? A jaké principy si z něj vzala do trailového tréninku? Tohle a mnohem víc jsme probrali v podcastu.VýsledkyV posledních sezónách sbírá Kristýna úspěchy na těch nejprestižnějších evropských závodech:2025 - Istria 100 by UTMB - (110 km, 3900 m+): 4. místo mezi ženami, 18. celkově, čas 12:58:25.2024 - Lavaredo Ultra Trail (79 km, 4521 m+): 3. místo mezi ženami, 11. celkově, čas 9:53:36.2024 - Istria 100 by UTMB – Green Course (69,5 km, 2237 m+): 1. místo mezi ženami, 12. celkově, čas 6:38:58.2024 - LHUT - 2. místo2023 - vítězka HochkönigmannPodcast MAKEJ VOLE! také podporují:Runsport.cz - Experti na kopceZa podporu děkuju hodným lidičkám z běžecké speciálky Runsport.cz, kteří mě zásobují nejen hadříkama a botkama na běhání a lyže, ale taky mi půjčují prostor pro natočení podcastu. Mrkněte na www.runsport.czSALOMONTvůrce inovací a trendů ve světe trailrunningu a outdoorových sportů. Více na salomon.comVše najdete taky na mém webu zde – www.trailrun.cz
Bahnstrecke unter Talbrücke Zell gesperrt, steigende Kita-Gebühren in Darmstadt und Antisemitismus-Streit beim Hessischen Rundfunk geht weiter. Das und mehr heute im Podcast. Alle Hintergründe zu den Nachrichten des Tages finden Sie hier: https://www.echo-online.de/lokales/odenwaldkreis/landkreis-odenwaldkreis/talbruecke-zell-jetzt-ist-auch-die-bahnstrecke-gesperrt-4635555 https://www.echo-online.de/lokales/darmstadt/wilder-muell-kostet-ober-ramstadt-viel-geld-4615305 https://www.echo-online.de/lokales/darmstadt/hoehere-kita-gebuehren-darmstadts-eltern-sind-uneinig-4629291 https://www.echo-online.de/lokales/kreis-gross-gerau/ruesselsheim/ruesselsheim-im-sparzwang-wie-geht-es-mit-den-festen-weiter-4614412 https://www.echo-online.de/lokales/darmstadt/leserimpuls-vater-klagt-erfolgreich-gegen-familienkasse-4561407 https://www.echo-online.de/politik/politik-deutschland/antisemitismus-streit-juedische-lehrende-fordern-transparenz-4630905 Ein Angebot der VRM.
President Trump arrived in Saudi Arabia on Tuesday at the start of a regional visit that will also take in Qatar and the United Arab Emirates. The visit is taking place at a very sensitive time in this region. Arab leaders are certain to press him to do more to ease the suffering in Gaza, bring the remaining hostages home, and pressure Israel to move towards a ceasefire. KAN's Mark Weiss spoke about the trip with Marc Zell, Chair of Republicans Overseas, Israel. (Photo: Reuters)See omnystudio.com/listener for privacy information.
Pocast này cung cấp cái nhìn sâu sắc về triết lý kinh doanh đối lập (contrarian) và cuộc đời của doanh nhân tỷ phú Sam Zell, tập hợp các ý chính từ podcast, phỏng vấn và bài viết. Nó nhấn mạnh cách tiếp cận độc đáo của Zell, bao gồm việc đi ngược lại đám đông, duy trì sự tò mò không ngừng và tập trung vào các nguyên tắc cơ bản như dòng tiền và quản lý rủi ro. Nó cũng nêu bật phong cách giao tiếp thẳng thắn, sự coi trọng tính thanh khoản và giá trị, và tầm quan trọng của việc xây dựng các mối quan hệ bền vững. Cuối cùng, nó phác thảo tư duy không ngừng học hỏi và khả năng phục hồi trước thất bại của Zell, cùng với tự do như một giá trị cốt lõi.—Sam Zell (1941–2023) là một tỷ phú người Mỹ, nổi tiếng với vai trò tiên phong trong lĩnh vực quỹ đầu tư bất động sản (REIT). Sinh ra tại Chicago trong gia đình di dân gốc Ba Lan, Zell thành lập Equity Group Investments năm 1968, xây dựng đế chế đầu tư trải rộng từ bất động sản, năng lượng đến truyền thông. Được mệnh danh là "Grave Dancer" nhờ khả năng hồi sinh các tài sản gặp khó khăn, ông để lại dấu ấn với thương vụ bán Equity Office trị giá 39 tỷ USD năm 2007. Zell cũng là một nhà từ thiện, đóng góp lớn cho giáo dục và khởi nghiệp, đặc biệt tại Đại học Michigan To hear more, visit changngocgia.substack.com
Atlantis, Lemuria, the Garden of Eden, are these merely myths and fantasies of paradise lost, or actual places that have somehow disappeared from the face of the Earth?And what of the famous legends of a great and universal Deluge that are found in so many ancient cultures? Could there really have been a vast global inundation that drowned entire populations and submerged settlements throughout the world, to be enshrined in legend by the few survivors whose descendants repopulated the world?What's the connection between King Arthur and the Amazons of Wonder Woman? What happened in 56 BCE that changed all of Western history to follow, including the rise of Christianity?Where was Middle Earth, and what were the "Crystal Ships" of Tolkien's Elves? What is the relationship between the sinking of Atlantis, the Flood of Deucalion, and the Exodus?What was the dark secret of ancient Crete?What's the true story of the War in Heaven and Clash of the Titans?Learn the truths behind the myths!Visit oberon Zell at www.oberonzell.comBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-x-zone-radio-tv-show--1078348/support.
Talbrücke bei Bad König-Zell aus Sicherheitsgründen komplett gesperrt, dramatische Szenen nach Kellerbrand in Rüsselsheim und Verfassungsschutz stuft AfD als gesichert rechtsextremistisch ein. Das und mehr heute im Podcast. Alle Hintergründe zu den Nachrichten des Tages finden Sie hier: https://www.echo-online.de/lokales/suedhessen/sperrung-der-zeller-bruecke-kann-odenwaldbahn-aushelfen-4599832 https://www.echo-online.de/lokales/darmstadt/blitz-schlaegt-in-wohnhaus-in-darmstadt-ein-4605631 https://www.echo-online.de/politik/politik-deutschland/verfassungsschutz-stuft-afd-als-rechtsextremistisch-ein-4599050 https://www.echo-online.de/lokales/kreis-darmstadt-dieburg/pfungstadt/pfungstadts-phungo-festival-vor-ungewisser-zukunft-ab-2026-4581570 https://www.echo-online.de/lokales/kreis-gross-gerau/ruesselsheim/feuer-und-evakuierung-grosseinsatz-in-ruesselsheim-4605830 Ein Angebot der VRM.
Today's case acceptance focus is all about presenting the treatment plan and sequencing. Kiera shares language to use and the kind of confidence to adopt when discussing game plans with patients, and why it will stop objections in their tracks nine times out of ten. Episode resources: Subscribe to The Dental A-Team podcast Schedule a Practice Assessment Leave us a review Transcript: Kiera Dent (00:00) Hello, Dental A Team Listeners, this is Kiera and I am so excited to welcome you back to part two of Treatment Planning Masters, increasing that case acceptance, getting you guys into the tactical, but you better believe if you have not listened to part one, get your booties back to part one and go listen, because if you don't fix your mindset, if you don't work on those items, everything I teach you today is going to be a little bit better for you. I promise you it will be a little bit better for you, but the real secret sauce to treatment planning is the words that you speak. Words create worlds, you guys, and the words you're saying and how you're saying it how you're presenting it and the sequence you're doing is ultimately impacting your yeses, your nos, your full schedules or your not full schedules, helping you realize full case acceptance versus partial case acceptance. It's all within mindset. And I have literally a hundred percent done this for so many offices. So I can sit here confidently telling you, guys, you've got to do that. So if you're new to the podcast, welcome. I promise I don't usually start podcasts out this way. I usually tell you, I hope you're freaking loving your day today. I hope you're having the best day and I hope you remember we are truly so blessed to work in dentistry. Dental A Team's mission is to positively impact the world of dentistry in the greatest way possible and we do that through expert consulting for dentists and teams. Honest to goodness, I can say very confidently that Dental A Team consulting is second to none. We are truly experts. We drive production. We drive overhead down. We drive teams to be incredible leaders and we do it in such a freaking fun, positive, easy way. We help doctors get the lives of their dreams. Yes, you have to show up. I can't just do it for you, but I can promise you that Dental A Team Consultants are truly people that have passion, that have grit, that have solutions. And it is so fun to hear client success story after client success story after client success story, increasing their production to numbers they never thought that they could do, decreasing their overhead, having dream their vacation homes being built when they didn't even know how to take home a paycheck. Just the life, the business, the teams, team members telling us that we have literally changed their lives, that we've helped them financially, that we've helped them personally, that we've helped them help more patients. This is why Dental A Team exists. This is what our mission is. And I hope that we can help you in your practice. If it ever resonates with you, I hope it does. DM us. We're on Instagram, Dental A Team. Also pop onto our website, TheDentalATeam.com. Click on a call. I'm happy to do a... a complimentary practice assessment where we actually look at your whole practice and I'll kind of help you see the gaps and our team will help you see where are kind of the areas within your practice that you can exponentially improve. We have six proven areas that we know if you will tackle those six areas, you will truly find success with ease. And it's something where it's not hard. The secret to success is not hard. It's simple little changes, but being consistent and staying accountable. And I think our team does it. in such a fun way. add the confetti, we add the sprinkles, we make you giggle. I have a client and we are always giggling and we have expanded him to multiple, multiple, multiple growth beyond anything this client could ever could imagine. And we do it with giggles and ease because honestly, business is a fun, it's a fun game if you allow it. So reach out if any of that resonates with you. I'd love to have you be a part of our Dental A Team family. I'd love to help you. Live the life you deserve and to live the life of your dreams and get there even easier So with that here's part two of case acceptance treatment planning. Like I said, here's a tactical so I've got you're in the right mindset We're not planting weeds in our flower garden. If you have no clue what I'm talking about go listen to part one And if you are ready, you're like, okay care. I've got the mindset. I was practicing it all day yesterday and Like crazy it just happened patients are saying yes to me like Wow What do you say? next up is going to be, all right, so now a patient has come. I am in the right mindset. This is going to be, doctors, I need you to be freaking comprehensive. Do not use little league words for major league problems. Tell them what's really going on and have confidence and let's use the terms of the great news is we're going to be able to get you healthy. I strongly encourage you doctors to use our NDTR, proven handoff. Tell them the next visit, the date to return, ND. So next visit, date to return, T is how much time, and R stands for recall being scheduled. If you will follow that, I promise you, you are going to cut down half of the objections that your patients will have, and you're going to actually get them into the right frame of mind. So if you will do that, now treatment coordinators, we pick this up. So first steps first, I'm in the right mindset. Now I'm going to say, my gosh, Sarah, it's so great to see you. Dr. Taylor is absolutely incredible. You are in such good hands with Dr. Taylor. I know Dr. Taylor gave you a treatment plan. we're going to get that taken care of. Let's get you scheduled. Dr. Taylor is super busy, so let's make sure we get that done. I've got Monday or Wednesday, one o'clock or two o'clock, which works best for you. Now you might be like, Kiera, what the heck? You didn't even present the treatment plan. You are right. Gold star. You figured it out. This is a subtle shift that will help you exponentially. And it's crazy. I just did this with the team and the team was like, are not going to like that. And there was one team member who piped up and was like, I actually do this and it works so well now. Fun fact that team member is the one who's closing the 30 40 $50,000 cases So, you know just brush my shoulders off this works and this works for very large cases So all your poo pooing. Oh my gosh care. This isn't gonna work. Please I just encourage you you're listening to this and doctors give this to your teams and doctors listen to this as well because Doctors this I think is a little like seat The secret to your success, one, you gotta be diagnosing as much as we need you to. So if you wanna be producing 100 grand a month, you've got to be diagnosing at least $300,000 a month. So I need you to diagnose, because if you're not diagnosing enough, no matter how great your treatment coordinator is, no matter how much we teach them, we don't have enough to fill your schedule to the schedule you want it to be. So doctors, we need you to diagnose and please do not ever over-diagnose. I know you're ethical. I know you're not looking for treatment that's not necessary. but I do know that sometimes you might be so busy or sometimes you might be like, I don't really want to talk here. like, gosh, like I told her like the last seven times. Well, guess what? Maybe the eighth time she needs to hear it. Maybe she's ready to hear it. And also doctors work with your hygiene team. So they're teeing it up. You are the second person to tell this, not the first person to tell that doctors that will help you a ton. We have other podcasts on helping hygiene teams, T up treatment. So doctors, if you need that also utilizing AI software can really help you out if you're struggling to diagnose. I think that these are some great investments that you could make if you're struggling to diagnose. So next thing is treatment coordinators, high five, it's your turn. Doctors done an incredible job. They teed it up. You go to schedule first. I've got Monday or Wednesday and you're like, but Kiera, they're going to be like, well, what does it cost? Well, A, stop thinking that and B, we're going to say amazing, Sarah. I am definitely going to go over that with you. I want to make sure we get you scheduled. That way we get this into Dr. Taylor's schedule because he's so busy. Monday or Wednesday, which works best for you? And then we'll definitely talk about all that. I want you to be rock solid confident, which works best for you Monday or Wednesday? I've answered their questions. I've told them we're gonna talk about it. But what happens here that I really wanna highlight is you are putting the emphasis on we are doing treatment and the question is not, we doing treatment or are we not doing treatment? AKA when I present a treatment plan to you and I'm focused on that as number one, what I'm telling the patient is treatment is optional if you can afford it. When I schedule them, what I'm saying is we're doing treatment and the question is, how are we going to pay for this? Those are the things that we have options for, not are we doing treatment or not? Because like I told you on the last podcast, I'm like, I will tell you forever, if a doctor diagnoses it and I believe that they are incredible dentists, my job is to schedule it as a treatment coordinator. No ifs, ands, or buts, I don't care. There are solutions. Remember, Cure is mantra. Everyone says yes, and there is always a solution and we will find it. So, Edify the Doctor. Schedule first. I promise you if you will just do this one shift in the tactical, this is the 20 % now we're not in the 80 % psychology. We are now in the 20 % tactical. You will start to have more cases to close. 100 % this is going to be for you. So after we do that, then I'm gonna present the treatment plan and there is a sequence to presenting a treatment plan. If you even think about talking about insurance first, it's because you're afraid of numbers. It's because you're afraid that patients are going to say no to you. It's because you think insurance is the most important thing and it's not. Insurance is just a coupon. Do not crutch on insurance. Stop it, because insurance does not matter unless you make it matter. So I present a treatment plan. I'm like, awesome. So Dr. Taylor, we presented this treatment. This is what we're going to be doing. Here's the total out of pocket for the treatment. This is what our insurance estimated payment is. This will be your total when I see you on Wednesday. Or if your practice does a deposit, it would be like, this is your total. And today we're going to collect our 10%. So that'll be 421. I can do cash or card, which do you prefer? Do you feel my confidence? Do you feel this is what we're doing? This patient's like, my gosh, this is what I'm doing. I'm not talking this patient into it. The doctor diagnosed it. You're the one who got yourself into this opportunity. And now my job is to help you. If the patient has an objection, remember I said, do not freaking plant weeds in your flower garden. If the patient has an objection of like, hey, like, do have any payment options? They will ask you. Now I will give you like if you want to have a little bit of a say, you can say, what questions do you have for me? I want you to be rock solid confident moving forward. You can also say, this is the total. Do you have savings or would you like to talk about third party financing? I would strongly encourage you not to use those last two until you try this one for about four weeks until you get like out of your awkwardness because all it is is just uncomfortable and you're so scared these people are gonna break up with you and they're not. They're not, they're just thinking about it. But Notice I'm like, I've got Monday or Wednesday, which do you prefer? I can do cash or card, which do you prefer? I'm putting my focus on the right question. I'm not saying, do you want to do dentistry today? Yes or no? I'm not saying like, do you have money for this? Because if you don't like, okay, I'm scheduling you. I'm assuming the yes. I'm assuming this patient's going to take on. I am assuming that they are going to do treatment. Why would I assume otherwise? My thoughts create my reality. So why am I even going to think a thought of like, they might say no. Great, if they say no, it's an opportunity for me. High five. And then I'm going to be silent. And so now objections to me, when I have objections and I promise you I'd give you objection know how today, the objections, because you're like, Kiera, tell us the objections. Like, this is where it's so hard. And I'll tell you, no, no, no. Everything above that will cut most of your objections. I hope you heard that. Everything above that from your psychology to the words you say, to the way you present treatment plans, to the way you schedule. all of that will actually prevent 90 % of your objections. And then you just got to get good on those 10%. And for me, it's not an objection, it's an opportunity. So again, notice, I'm like, it's not an objection, it's just an opportunity for me. And when I look at an objection, I know that I just need to educate this patient more. They're just unsure. Now there are 10 % of patients, maybe 5%, that truly do need to talk to their spouses. And I'm not here to minimize that, but 95%, that's just to like, push back. They aren't confident on something and your job is to figure that out. So whatever it is, I've got solutions for spouse, for work, for money, for time, for pain, for overwhelming, for deposit, you name it. I have literally not gotten an objection that someone has given me that I'm like, great, you've stumped me. I don't know what to do. No, there's always a solution and we will find it together. So what we'll do is for this, every objection, we validate them first. So let's say it's like, hey, Kara, I need to talk to my spouse before I can make this decision. What I'm gonna say is, my gosh, Sarah, absolutely. I 100 % want you to talk to your spouse. I want you to be so confident moving forward. What questions do think your spouse is gonna have? That way I can prep you with those answers before you talk with them. What this does is Sarah is now going to tell me what her real problem is hidden behind the barrier of their spouse. Truth, she's going to. It happens every time. They'll be like, they're gonna be wondering about money or they're gonna be wondering how long will this work or they're gonna be wondering about how much time this will take. Well, if I've done a really great handoff, it should never be time. It should be, they know when they need to come back and they know what they need to come back for. So then she's just gonna let me know and be like, my gosh, yeah, we can talk about payment options. Like, what were you kind of thinking? What's a ballpark? Do you have savings for this? And then I'm gonna present two options for financing. So care credit, CHERI, Proceed, Sunbit, like you name it. There's a ton of them out there. Whatever works best for your practice. 401k for bigger treatment plans. You can take out lots of different things. There's so many things you can get a loan from the bank. That's now like, let's just get creative and work together and figure out what solution is gonna work for this patient. But for spouse, that's what I'm gonna say. When it comes to work, I'm gonna be like, my gosh, and notice you have to pay attention to the words I say, because the way I say it will influence it and you'll either get a yes or a no. So if they're like, Kiera, I gotta check my work schedule. I'm like, Sarah, my gosh, of course. Let's pop you in the schedule. I've got you on this date. That way I, Kiera, did see Kiera over here. Truth be told, I will freaking forget about you, because I've got so many patients. I say, I would hate to forget about you and let you slip through the cracks. So this is just a reminder for me not to let you slip through the cracks. When you get to work, let me know if we need to move it, not a problem. Just give me a quick call. Sarah's like, absolutely. I don't want you to freaking forget about me. I'm so important. That's what Sarah's thinking. But if you say, Sarah, I would hate for you to forget, Sarah's like, I'm not gonna forget. So you've got to be careful of how you do that. So that's how we're gonna get around work. If it's money, we'd hide back to what they value. It will never be cheaper or more predictable than it is today. Money, there's always a solution. This is how we're gonna get cosmetic function, cost, longevity, all those. can tie it back to any of those things. All of those things are going to help out. And so we just need to make sure that we're tying it back to their motivator. We tie it back to their worth it. We figure out like, all right, let's talk about what are some solutions that you have? What are some things? Again, I don't have to solve all their problems. What solutions do you have? What things can we figure out? Let's find a solution together. So tying it back. Time. This should be coming through with the handoffs. There should not be an issue with time. It should be two hours. Hey, let's get you scheduled. They know the time if we've got great handoffs. It's very easy and or in scheduling, we've already handled that. So that shouldn't even be an objection for you anymore. Pain, the recovery time. We're honest with them. Like our goal is to not have you in hardly any pain. So most patients experience X, Y, Z. I promise you Dr. Taylor is incredible. I'm going to edify my doctor again. You are in incredible hands. If I was in your shoes, I would feel very confident moving forward. You might be in a little bit of pain. Great news is our mouths are very fast healers. And so you should be in and out of pain pretty quickly. Being confident. Overwhelming, we've given them too much information. If you present it simply and you are not giving solutions to problems they didn't even think they had, you will not overwhelm your patient. I promise you. Because we keep it simple. We speak in simple terms. We don't have hard jargon for them. We're not speaking in like, my gosh, and then there's a bone and then doctors, this is for you too. Stop overwhelming your patients with like, okay, and then we can do your bite and then we could do this and like, and then we can do a sinus lift on you. Stop. Make that treatment plan so simple for them so that way they feel confident moving forward. The enemy to execution is overwhelm and confusion. So make it simple so that way they don't feel that way. And same thing for treatment coordinators. And then deposit. This is what it is. I can do cash or card. What do you prefer? And like, I love my credit card at home. Okay, alligator arms, we can either like you could do Zell, Venmo, like check with your account to see if there's ways that we could fix that. But also on that, be like, no problem. What time do think you'll be home? I'll give you a call and you can just give me that card over the phone. And then mark it down and call them. Every single objection has an answer. It has an answer. You just need to be willing to be scrappy and to find the solution. So today I've walked you through the tactical of how we present the treatment plan, how we do the sequencing. There's a lot of other layers to this, but hopefully I gave you enough to go get started. And the reality is you might think you're doing this, but I promise you, you're missing something or it's one word you're not saying, or it's one little change. And that's why I love treatment planning because it's so, once you find that one little thing and you track your progress and you look back and you're like, all right, why didn't this one close? What did I say? Review it back, listen to it back. you will then unlock being able to close every single patient who comes through and it becomes amazing and you'll feel so confident in yourself. So I encourage you to do this. And if you are like, huh, Kiera, I need help. Great. Dental A Team Consulting was built for you. It is a no judgment zone. It's a space where we truly will help you grow. And this is something we are so passionate about helping you become expert treatment planners, treatment presenters, increasing that case acceptance from doctor to team to treatment coordinators to where we truly are able. to get these patients on our schedule. I'd love to help you and your team out. I'd love our team to be able to help you go to the heights you have and be able to help as many patients as we possibly can because they need your dentistry. They need your help. And I really would love to work with you. So DM us on Instagram, email us Hello@TheDentalATeam.com. Go to our website, TheDentalATeam.com. Click on a call. I'd love to chat with you. I'd love to help you, give you some free resources, some free value. We are here to serve you and to make sure that you're able to live the best absolute life you possibly can. And as always, thanks for listening. and I'll catch you next time on the Dental A Team Podcast.
Heute gibt es ein etwas ungewöhnliches Intro für euch. Ich durfte mit Alex Zell einen Podcast für euch aufnehmen. Wir sind ohne ein wirkliches „Thema“ gestartet nur die Überschrift „Spektakulär unspektakulär“ und ja was soll ich sagen… glaube wir hätten noch Stunden weiter sprechen können… ein wirklich wichtiges Thema wie ich finde besonders wo unser „Sport“ ja gerade durchaus sehr in der negativen Presse steht. Ich wünsche euch ganz viel Spaß beim Hören und freue mich über Teilen oder auch einen Kommentar oder ein Like auf Instagram
Die Erdbeersaison in der Region Freiburg beginnt. Nach der Domkapellmeister-Kündigung wird an Ostern im Freiburger Münster weiter gesungen. Der Automobilzulieferer Mahle mit Standort in Zell ist resilient.
O programa Assunto Nosso dessa edição contou com a presença da Doutora Clauceane Venzke Zell, que falou sobre a parceria com Universidades, Prefeitura de Santa Cruz, e Hospital de Clínicas, para tratar e diagnosticar danos na visão provocados pela diabetes .
O programa Assunto Nosso dessa edição contou com a presença da Doutora Clauceane Venzke Zell, que falou sobre a parceria com Universidades, Prefeitura de Santa Cruz, e Hospital de Clínicas, para tratar e diagnosticar danos na visão provocados pela diabetes .
Slovenska ženska nogometna reprezentanca je drugi del lige narodov začela na gostovanju v Turčiji. Ob odzivih slovenskih nogometašic, ki trkajo na vrata najvišjega razreda evropskega nogometa, se posvetimo še finalu alpske hokejske lige med moštvom Jesenic in ekipo iz Zell am Seeja, ki sta se sinoči pomerila v Podmežakli.
Slovenska ženska nogometna reprezentanca je drugi del lige narodov začela na gostovanju v Turčiji. Ob odzivih slovenskih nogometašic, ki trkajo na vrata najvišjega razreda evropskega nogometa, se posvetimo še finalu alpske hokejske lige med moštvom Jesenic in ekipo iz Zell am Seeja, ki sta se sinoči pomerila v Podmežakli.
Der Zentralschweizer Energieanbieter CKW hat seit Mai 2023 das Windaufkommen auf dem Hügelzug Salbrig gemessen. Er sieht am Standort zwischen Willisau und Zell «viel Potenzial». An der Informationsveranstaltung am Montagabend in Willisau waren die Reaktionen der Bevölkerung unterschiedlich. Weiter in der Sendung: · Der Gotthardpass wird voraussichtlich Mitte Mai wieder befahrbar sein. · Die Stadt Zug bewirbt sich als Kulturhauptstadt der Schweiz 2030. · Die mexikanische Illustratorin Herenia Gonzales zeigt am Comic Festival Fumetto in Luzern ihr Werk.
A slightly shorter engagement tonight but we have enough time to pick through some news of the day, including a loose nut-shelling of the news about The Atlantic's Jeffery Goldberg getting into a Trump admin chat regarding ongoing military operations in Yemen. Lauren Conlin (https://linktr.ee/laurenconlin) returns to talk about some big updates out of Utah and other high profile cases around the country; and then Frank Zell calls for comment on Jeffery Epstein, and we end up talking about the facial hair of the New York Yankees. Unleash Your Brain w/ Keto Brainz Nootropic Promo code FRANKLY: https://tinyurl.com/2cess6y7 Read the latest Quite Frankly Bulletin: http://www.tinyurl.com/5c8ybku7 Sponsor The Show and Get VIP Perks: https://www.quitefrankly.tv/sponsor Badass QF Apparel: https://tinyurl.com/f3kbkr4s Elevation Blend Coffee: https://tinyurl.com/2p9m8ndb One-Time Tip: http://www.paypal.me/QuiteFranklyLive Send Holiday cards, Letters, and other small gifts, to the Quite Frankly P.O. Box! 15 East Putnam Ave, #356 Greenwich, CT, 06830 Send Crypto: BTC: 1EafWUDPHY6y6HQNBjZ4kLWzQJFnE5k9PK LTC: LRs6my7scMxpTD5j7i8WkgBgxpbjXABYXX ETH: 0x80cd26f708815003F11Bd99310a47069320641fC For Everything Else Quite Frankly: Official Website: http://www.QuiteFrankly.tv Official Forum: https://bit.ly/3SToJFJ Official Telegram: https://t.me/quitefranklytv Twitter Community: https://tinyurl.com/5n8zmwx8 GUILDED Chat: https://bit.ly/3SmpV4G Discord Chat: https://discord.gg/KCdh92Fn Twitter: @QuiteFranklyTV Gab: @QuiteFrankly Truth: @QuiteFrankly GETTR: @QuiteFrankly MINDS: @QuiteFrankly Streaming Live On: QuiteFrankly.tv (Powered by Foxhole) FULL Episodes On Demand: Spotify: https://spoti.fi/301gcES iTunes: http://apple.co/2dMURMq Amazon: https://amzn.to/3afgEXZ SoundCloud: http://bit.ly/2dTMD13 Google Play: https://bit.ly/2SMi1SF BitChute: https://bit.ly/2vNSMFq Rumble: https://bit.ly/31h2HUg Kick: https://kick.com/quitefranklytv
Bio Jeffrey Zell founded JM Zell Partners, Ltd in 1989, with a unique vision for providing client-centered real estate consulting. Developed over his 30-year career, Jeff's innovative approach to delivering practical solutions while fostering meaningful client relationships forms the core of JM Zell's value-added process. Jeff believes that only by partnering with clients and truly understanding their business as well as their real estate needs can JM Zell provide long-range, comprehensive, unbiased advice. By evaluating factors including a client's long-term needs, financial objectives, and corporate culture, JM Zell is able to provide customized, proactive and fiscally responsible solutions for major corporations, institutional investors, professional firms, unions, governmental institutions and not-for-profit organizations. To fully realize his vision, Jeff attracted a diverse, multi-disciplinary staff of seasoned professionals who share in his philosophy (and in the profits of the company, based on client satisfaction and results). This collective approach ensures that everyone at JM Zell works for the common good, and that our client's best interests are never compromised. Jeff has provided strategic planning, investment, lease negotiation, development consulting and project management services for award-winning projects for over 25 years. Jeff's greatest strengths are his creative strategic thinking, business acumen, transactional ability, marketing savvy and financial expertise. A member of the distinguished Counselors of Real Estate, available only to the most respected real estate specialists who are known for innovation and creative problem solving, Jeff is a licensed real estate broker in the District of Columbia, Maryland and Virginia. Show Notes Current Role and Origin Story Current Role Overview (5:00) Jeff Zell shares his role as President and CEO of JM Zell Partners and his time allocation. Upbringing and Early Influences (00:05:37) Jeff discusses his upbringing as a first-generation American and its impact on his career. Family Background (00:05:49) He shares his parents' history as Holocaust survivors and their immigration journey. Multilingual Childhood (00:06:06) Jeff describes growing up in a multilingual household and the challenges it posed in school. Early Education Experience (00:08:01) He recounts his initial struggles in elementary school due to language barriers. Father's Influence and Business Start (00:10:07) Jeff talks about his father's successful woodworking business and his early involvement. Transition to Private School (00:10:20) He explains his move to a private boarding school for better educational support. College Journey at Syracuse (00:11:00) Jeff discusses his choice of Syracuse University amidst family expectations. Learning Style and Strengths (00:12:30) He reflects on discovering his strengths in verbal skills over written documentation. Graduate School Experience (00:15:45) Jeff shares his challenges in graduate school at GW and the lack of collaboration. Career Beginning- Rubloff Entry into Real Estate Brokerage (00:17:00) He explains his decision to enter the real estate brokerage field (David W. Kornblatt Co., subsequently acquired by Rubloff) influenced by his father. Early Career in Industrial Brokerage (00:18:45) Jeff recounts starting as an industrial broker and his experiences in the field. Met Bill Janes on his first day Property Management Growth (00:19:45) He discusses the growth of the property management company he was involved with with Equitable Life and Prudential Insurance as clients Establishing Rubloff's Tenant Brokerage Services (00:23:00) Jeff describes the launch of a tenant brokerage services group and its significance. The Logistics of Real Estate (00:23:40) Discussion on the importance of understanding logistics in real estate operations with Federal Express as his client. Tenant Representation and Property Management (00:24:30) Overview of tenant representation and the challenges of managing landlord-tenant conflicts. JM Zell Partners Formation of JM Zell Partners (00:25:00) Jeff shares how he transitioned from his previous company, Rubloff, to establish JM Zell Partners. Surviving the Early 90s Market Collapse (00:26:00) Strategies Jeff employed to navigate the real estate downturn through consultancy services. Consultative Services Approach (00:27:10) Focus on providing tailored consulting services to clients facing real estate challenges. Nonprofits Became Largest Client Sector (30:00) The sector had capital and needed real estate advisory services Client-Centric Business Model (00:33:15) Jeff explains the core principle of prioritizing client needs over brokerage commissions. Building a National Business (00:37:00) Insights into how Jeff expanded his firm's reputation beyond Washington, D.C. Challenges of Innovative Business Models (00:39:30) Jeff discusses initial hurdles in getting clients to pay for consulting services. Integrating Client Needs into Solutions (00:41:30) Importance of aligning real estate solutions with clients' long-term objectives and corporate culture. Significant Transactions Sanofi $2.3 Billion transaction (42:00) Cambridge, MA Build to Suit deal he procured. Norfolk Southern and Carlyle Site Deal (00:44:00) Discussion about representing Norfolk Southern and the complexities of a significant land deal. Bill Hard Mention of Bill Hard's involvement in previous deals (USPTO) and his retirement. $2.3 Billion Deal Insights (00:44:30) Insights on how a massive deal was accomplished outside of Washington. Sanofi's Rebate Strategy (00:46:30) Discussion on the financial benefits and rebate strategies with Sanofi over the years. Client Relationships and Trust (00:44:12) Reflections on building long-term relationships with clients and the importance of trust. Meridian's Complex Deals (00:47:30) Exploration of the complexities involved in deals with Meridian and SAIC. TTC Building Sale Success (00:50:00) Success story about selling the TTC building at a significantly higher price. Bid Strategy Differences (00:52:20) Explanation of the unique bidding strategy that differentiates their approach from competitors. Fannie Mae Deal Challenges (00:52:45) Challenges faced during the bidding process for a Fannie Mae deal. Pandemic Impact & Recent Federal Government Actions Post-Pandemic Client Needs (00:59:45) Discussion on how the pandemic has altered clients' real estate needs, especially in DC. Law Firms and Market Changes (01:00:30) Insight into the shrinking size of law firms and their changing needs. Future of Office Spaces (01:02:30) Predictions on the transformation of office spaces and the rise of non-profit organizations. Current Challenges in Government (01:03:50) Discussion on the cascading effects of government actions and potential job losses impacting the community. Control Board in D.C. (01:04:40) Concerns about the future of D.C. governance and the possibility of a control board taking over. Zoning Issues (01:05:30) Challenges with zoning changes and lengthy appeal processes affecting development projects. Market Implications Impact of Remote Work (01:06:30) Advising clients on office space optimization amidst the rise of hybrid and remote work models. Technology in Real Estate (01:07:00) How clients leverage technology for efficient real estate operations and portfolio management. Conference Room Dynamics (01:08:00) The evolving role of conference rooms in office settings and personal negotiation preferences. Adaptive Reuse of Properties (01:10:45) Challenges and opportunities in repurposing office buildings for different uses. Value of Parking Garages (01:11:30) Discussion on the rising value of parking garages in urban real estate markets. Future of Office Space (01:15:45) Exploration of the potential transformation of old federal office spaces into mixed-use developments. Challenges in Mixed-Use Developments (01:17:00) Impact of high interest rates on the success of mixed-use projects in Washington D.C, particularly The Wharf. Debt Market Concerns (01:20:00) Concerns about new debt products and their potential impact on the real estate market. Public-Private Partnerships (01:21:00) Discussion on the future of public-private partnerships in D.C. and current project challenges. Business Philosophies Significant Contributions to Real Estate Consulting (01:21:40) Highlighting the evolution of real estate consulting services and successful project execution strategies. Outsourcing and Collaboration (01:20:59) Jeff discusses the importance of collaboration and aligning interests when working with corporations. Advice for Aspiring Entrepreneurs (01:24:00) Jeff advises professionals to be well-rounded and understand all aspects of real estate. Understanding Real Estate Dynamics (01:24:30) He emphasizes the significance of understanding various real estate functions, including debt and property maintenance. In-House Legal Support (01:26:00) Jeff explains the necessity of having internal legal expertise to manage complex documentation. Flexibility in Leasing (01:27:45) He shares strategies for creating flexible leasing agreements to accommodate changing business needs. Personal Priorities Transitioning Leadership (01:29:30) Jeff reveals plans to hand over his company to his son and his ongoing involvement. Life Priorities (01:30:30) He discusses the balance between family, work, and charitable giving in his life. Reflections on Washington D.C. (01:30:39) Jeff expresses his love for Washington D.C. and its cultural richness, highlighting its unique qualities. Similar Episodes Bob Cohen Tom Fulcher Sharon Oliver Bill Janes
Become a supporter of The 'X' Zone Radio Show: https://www.spreaker.com/podcast/the-x-zone-radio-tv-show--1078348/support.Atlantis, Lemuria, the Garden of Eden, are these merely myths and fantasies of paradise lost, or actual places that have somehow disappeared from the face of the Earth?And what of the famous legends of a great and universal Deluge that are found in so many ancient cultures? Could there really have been a vast global inundation that drowned entire populations and submerged settlements throughout the world, to be enshrined in legend by the few survivors whose descendants repopulated the world?What's the connection between King Arthur and the Amazons of Wonder Woman? What happened in 56 BCE that changed all of Western history to follow, including the rise of Christianity?Where was Middle Earth, and what were the "Crystal Ships" of Tolkien's Elves? What is the relationship between the sinking of Atlantis, the Flood of Deucalion, and the Exodus?What was the dark secret of ancient Crete?What's the true story of the War in Heaven and Clash of the Titans?Learn the truths behind the myths!Visit oberon Zell at www.oberonzell.com
Become a supporter of The 'X' Zone Radio Show: https://www.spreaker.com/podcast/the-x-zone-radio-tv-show--1078348/support.Atlantis, Lemuria, the Garden of Eden, are these merely myths and fantasies of paradise lost, or actual places that have somehow disappeared from the face of the Earth?And what of the famous legends of a great and universal Deluge that are found in so many ancient cultures? Could there really have been a vast global inundation that drowned entire populations and submerged settlements throughout the world, to be enshrined in legend by the few survivors whose descendants repopulated the world?What's the connection between King Arthur and the Amazons of Wonder Woman? What happened in 56 BCE that changed all of Western history to follow, including the rise of Christianity?Where was Middle Earth, and what were the "Crystal Ships" of Tolkien's Elves? What is the relationship between the sinking of Atlantis, the Flood of Deucalion, and the Exodus?What was the dark secret of ancient Crete?What's the true story of the War in Heaven and Clash of the Titans?Learn the truths behind the myths!Visit oberon Zell at www.oberonzell.com
Although the names of reformers like Martin Luther, John Calvin, and John Wesley are pretty well known, the witness, theology, and work for unity done by Katharina Schutz Zell is lesser known. In this episode as we continue our series looking at people who lived out their faith in different ways, colleagues in ministry Sarah, Natalie, and Steve look at the life and work of this figure from Reformation history, and what her witness means for us in the age of social media and fragmented Christian denominations. Listen in here!
Thomas Ruff talks to Ben Luke about his influences—from writers to musicians, film-makers and, of course, other artists—and the cultural experiences that have shaped his life and work.Ruff was born in 1958 in Zell am Harmersbach, in what was then West Germany, and has, over five decades, extensively probed the forms and possibilities of photography. Though he is a key figure in the international generation of artists that emerged in the 1980s and experimented with the very nature of the photographic medium and discipline, Ruff has carved out a singular practice. He works in distinct series whose formal characteristics vary enormously, but are underpinned by experimental unorthodoxy, technical curiosity and conceptual rigour. Each new group contributes to a profound philosophical exploration of the photographic image and what it means to make a picture. But while the intellectual underpinning of his work is unwavering, Thomas makes prints that are remarkably beautiful objects. Operating in a medium that remains associated with the factual record and documentary, he has relentlessly made the case for a photographic practice in which imagination is a primary agent. He discusses his interest in “the puzzle of photography”, the distinctive geneses of his various series of work, and his conviction that while seeking an “intellectually high-end product… of course I want to have fun”. He reflects on the early influence of the photographer Ernst Haas, how Piero della Francesca influenced his early Portraits series, how he chose to study art over astronomy, yet outer space has remained a core concern in his work, and how the satirical television show Spitting Image proved an unlikely influence. Of course, he reflects on the work of numerous photographers, from Eugène Atget and Walker Evans to Lou Landauer and his teachers in Düsseldorf, Bernd and Hilla Becher. Plus, he answers our usual questions, including the ultimate, “What is art for?”Thomas Ruff: expériences lumineuses, David Zwirner, London, until 22 March; his work features in Typologien, a survey of 20th-century German photography at Fondazione Prada, Milan, 3 April-14 July. Hosted on Acast. See acast.com/privacy for more information.
In this solo episode, Casey kicks off 2025 by sharing his renewed focus on foundational habits and the inspiration they bring to living an excellent life. Reflecting on personal routines, he highlights two practices: revisiting his long-standing commitment to a book-a-week (or month) challenge and embracing Jocko Willink's 10-minute burpee routine as a mental and physical game-changer.Casey dives into Am I Being Too Subtle? by legendary entrepreneur Sam Zell, unpacking Zell's unique journey and the five principles that defined his success: thinking contrarian, managing risk, valuing relationships, keeping things simple, and staying curious. Through Zell's incredible stories—like building a real estate empire, crafting billion-dollar deals, and forging lifelong partnerships—Casey explores timeless lessons that resonate in both business and life.This episode offers practical insights for starting the year with intention, learning from extraordinary lives, and adopting habits that drive success, fulfillment, and joy in 2025. Hosted on Acast. See acast.com/privacy for more information.
Dans cet extrait, Aurélie nous raconte leur découverte du Tyrol (la vallée du Zilertal, Innsbrück, la vallée de l'Alpbachtal), Zell am See et les chûtes de Krimml, les plus importantes d'Europe.Pour écouter l'épisode en entierRoad trip en famille en Autriche------------Création et hôte : Stéphanie CordierMusique : Luk & Jo
Vous vous souvenez d'Aurélie ?Mais si, elle nous a raconté son superbe road trip en Sicile dans l'épisode 105. Elle nous avait dit à quel point elle aimait les voyages depuis toujours et comment elle avait transmis le virus à Damien, son mari et à leurs trois enfants : Lola, Matéo et le petit dernier Nino.Cette fois, Aurélie nous amène en Autriche avec sa famille, et plus particulièrement au cœur de ses montagnes verdoyantes et de ses lacs majestueux. Les enfants avaient alors 10 ans, 7 ans et 2 mois ! Lors de ce road trip estival de près de 3 semaines, ils ont parcouru le Tyrol, Zell am See, la Carinthie et ses lacs d'eau… chaude, Gratz, Vienne évidemment, la vallée du Danube, les alentours du lac Traunsee, et enfin Salzburg.Vous allez voir que l'Autriche, c'est loin de n'être que Vienne, et que ça a l'air assez fou l'été !Allez, c'est parti pour le carnet de voyage d'Aurélie en Autriche !------------Création et hôte : Stéphanie CordierMusique : Luk & Jo
SHOW NOTESIn today's episode, Adam and I cover a wide range of topics, including:How Adam built long-standing partnerships that helped launch Boston Automations.Adam's insights into growing a team, adopting new systems like EOS, and focusing on what matters most: client trust.Marketing strategies that make an impact, ranging from leveraging video and social media to implementing creative gifting campaigns that build strong relationships with architects, builders, and designers.Adam's story is proof that blending innovation with a human touch is a recipe for success in this fast-evolving industry. Let's dive into my interview with Adam Zell.To get transcripts, resources of what was mentioned in the show, and more visit: onefirefly.com/au287About One FireflyOne Firefly, LLC is an award-winning marketing agency that caters to technology professionals in the custom integration, security and solar energy markets. One Firefly is headquartered in Davie, Florida with staff located throughout North America and has been operating since 2007.
The plot gets a little messy and Squall fails to show any kind of empathy as Zell makes a big mistake and Rinoa seeks some small sense of comfort. We break down how Squall's character flaws mirror some of our own.
How can business owners plan and execute a successful business exit? This episode offers expert insights on planning for a lucrative business exit, including building a strong succession plan, identifying and filling value gaps, and protecting your business during economic downturns. Wayne Zell, a seasoned business transaction expert, shares invaluable advice and real-world examples, emphasizing the importance of starting early and having the right team in place. Meet Wayne Zell, a CPA and attorney who has been the mastermind behind hundreds of successful business transactions, saving his clients millions of dollars and guiding them towards a smooth and profitable exit. Join Scott and Wayne as they explore: * The importance of planning your business exit from the very beginning. * Understanding the role of a revocable trust in protecting your assets. * Exploring the benefits and implications of a dynasty trust for wealth preservation. * Building a solid management succession plan to ensure business continuity. * Steps to ensure your employees are taken care of during and after a business sale. * Common red flags and mistakes to avoid when preparing to exit your business. * The emotional and psychological aspects of exiting a business for entrepreneurs.Chapters for this episode: (07:10) Wayne Zell's Journey to Becoming a Business Expert (08:54) The Importance of Exit Planning (15:28) Revocable Trusts and Dynasty Trusts (29:32) Increasing Business Value for Sale (34:13) Exiting in a Potential Downturn (36:35) Protecting Employees During a Sale (42:54) Exiting a Business: High Net Worth vs. Smaller Business Owners (48:26) Red Flags and Mistakes to Avoid Thanks to Wayne Zell for being on Business, Bourbon & Cigars. Connect with Wayne on LinkedIn: https://www.linkedin.com/in/wayne-zell-5aa1147/ Get Wayne's book: Your Multimillion-Dollar Exit: The Entrepreneur's Business Success(ion) Planner: A Blueprint for Wealth Guide: https://www.amazon.com/dp/B0C2F2R753 Schedule a free business exit assessment with Wayne: https://www.aspiretoexit.com/get-started BUSINESS, BOURBON & CIGARSBe sure to subscribe so you don't miss any episodes. * Apple Podcasts: https://apple.co/3SN2fHn * Spotify: https://spoti.fi/49EwtTo * YouTube: https://www.youtube.com/@MePlusUltraNetwork/podcasts Business, Bourbon & Cigars is the preeminent resource for ambitious leaders who want a backstage pass to the top. Each episode, we sit down with ultra-successful executives and industry leaders who share their insider strategies for growth and success. And of course, we may even sip on some of the finest bourbon and light up our favorite cigars while we chat.Each week, we bring you in-depth interviews with high-level executives and industry leaders who have a proven track record and in-depth understanding of what it takes to grow a business....
Bass After Dark — inch for inch and pound for pound, the best show in fishing — is back for another lively, and LIVE, episode. Don't miss Ken Duke, Brian the Carpenter, and our three mystery panelists (spoiler alert: it's Zell Rowland, Bryan Thrift, and Lee Livesay) as we dive into the timely question: How do you fish a Spook? More Bass After Dark: YouTube: https://www.youtube.com/@BassAfterDark Apple Podcasts: https://podcasts.apple.com/us/podcast/bass-after-dark/id1716082782 Spotify: https://open.spotify.com/show/3yMvtb7iKPlblLxqlLbOmz Rumble: https://rumble.com/user/BassAfterDark Instagram: https://instagram.com/bassafterdarkshow Facebook: https://facebook.com/bassafterdark Stock media provided by Sounder_Music / Pond5 Stock media provided by lovemushroom / Pond5 Stock music provided by Sineius / Pond5
Today, I am delighted to welcome Scott Peppet, President of Chai Trust Company, the private company that administers trusts established for the benefit of members of Sam Zell's family and that serves as the Zell family office. Scott was a Professor of Law at the University of Colorado from 2000-2018, where he focused on bargaining and dispute resolution, transactional law, and the complexities of multigenerational family enterprises. He is also an ordained priest and transmitted Soto Zen teacher in the related lineages of Kobun Chino Otakawa and Keibun Otakawa. He practices at the Hakubai Zen Center in Boulder, CO. Scott is a good friend of FOX, and he and the Chai Trust Company are long-time valued members of FOX and are very generous and insightful contributors to the FOX community. Throughout his career, Scott has seen and participated in his fair share of enterprise family journeys and has had the opportunity to observe and synthesize what it takes for families and their family offices to be successful. He shares his views and accumulated wisdom on the subject of what it takes for a family to be successful in the long run. We at FOX think and talk a lot about the concept of time capital – how we all deploy our most precious and finite asset. Scott points out that a simple yet powerful way to assess and guide the strategic role and effectiveness of a family office is to look at how it allocates and spends its resources – especially, how the family office leaders and employees spend their time. He describes the importance of – and potential cognitive dissonance associated with – how family office time capital is managed and expended. One practical suggestion Scott offers to families and their family offices is to invest in cultivating, educating, and engaging the whole ecosystem of human and intellectual capital that serves the family – not just the family members, but also the family office employees, and even all the external advisors who are integral to the family enterprise. To up-level and educate an entire system is such a tremendous undertaking and families are not the only ones who can and should lead and invest in it. All the other participants in the ecosystem also have a part to play. Scott provides his views on what family office executives and employees, as well as external advisors, should do to ensure the entire enterprise family ecosystem is flourishing. This is a must-hear conversation with one of the most prominent and celebrated thought leaders, practitioners, and enterprise family leaders in the family wealth and family office field.
On today's episode, Clay reviews the wonderful book — Am I Being Too Subtle by Sam Zell. Sam Zell has an impressive background, having started his career in real estate in the late 1960s. He was the founder and chairman of Equity Group Investments, a leading private investment firm. Over the course of his career, Sam made many bold moves and investments, earning him a reputation as a savvy and fearless investor. One of Sam's most notable achievements was his role in creating the modern-day real estate investment trust (REIT) industry. He did this by founding Equity Office Properties Trust in 1997, which became the largest office REIT in the United States. In 2007, he sold the company for a record-breaking $39 billion. Just prior to passing away on May 18th, 2023, Sam had his final recorded interview with The Investor's Podcast Network. IN THIS EPISODE YOU'LL LEARN: 00:00 - Intro 07:38 - The story of Sam's family escaping Poland in 1939 to head to the United States. 12:08 - Sam's early entrepreneurial and real estate ventures. 28:15 - How Sam got the nickname as ‘The Grave Dancer' within the real estate industry. 32:46 - Sam's investment criteria when buying real estate. 33:36 - How Sam capitalized on finding bargains outside the real estate industry. 50:56 - An overview of Zell's record-breaking deal in 2007. 59:12 - Sam's critical insights into building a great culture. 01:06:54 - Sam's key business principles that helped him become a billionaire. And so much more! Disclaimer: Slight discrepancies in the timestamps may occur due to podcast platform differences. BOOKS AND RESOURCES Join the exclusive TIP Mastermind Community to engage in meaningful stock investing discussions with Stig, Clay, Kyle, and the other community members. Sam's book. Related Episode: Listen to TIP552: Mastering The Art of Investing: A Deep Dive w/ Sam Zell, or watch the video. Follow Clay on Twitter. Check out all the books mentioned and discussed in our podcast episodes here. Enjoy ad-free episodes when you subscribe to our Premium Feed. NEW TO THE SHOW? Follow our official social media accounts: X (Twitter) | LinkedIn | Instagram | Facebook | TikTok. Check out our We Study Billionaires Starter Packs. Browse through all our episodes (complete with transcripts) here. Try our tool for picking stock winners and managing our portfolios: TIP Finance Tool. Enjoy exclusive perks from our favorite Apps and Services. Stay up-to-date on financial markets and investing strategies through our daily newsletter, We Study Markets. Learn how to better start, manage, and grow your business with the best business podcasts. SPONSORS Support our free podcast by supporting our sponsors: River 7-Eleven Toyota Daloopa Bluehost TastyTrade Miro Public American Express The Bitcoin Way ReMarkable Fundrise Facet Onramp SimpleMining Vanta Shopify HELP US OUT! Help us reach new listeners by leaving us a rating and review on Spotify! It takes less than 30 seconds, and really helps our show grow, which allows us to bring on even better guests for you all! Thank you – we really appreciate it! Support our show by becoming a premium member! https://theinvestorspodcastnetwork.supportingcast.fm Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://theinvestorspodcastnetwork.supportingcast.fm
David Zell is the Executive Director of the Bitcoin Policy Institute, a think tank focused on the public policy implications of Bitcoin. In this episode, we discuss the political landscape surrounding Bitcoin, its role as an insurance policy for both individuals and nation-states, how Bitcoin competes against traditional currencies, the global demand for stable money, and its implications for U.S. geopolitical strategy, especially in contrast to authoritarian regimes like China. We also discuss the politicisation of Bitcoin, potential regulatory threats, and how Bitcoin's existence challenges traditional financial systems.
Our first half guest is James, aka Black Conservative Patriot, and we are going to rip through some thoughts and highlights from last night's surprisingly entertaining VP Debate between JD Vance and Tim Walz. We also need to talk about the Union Strike that is now in effect along our east coast ports. In the second half I believe Frank Zell is going to stop by to commentate a little bit on Attorney Tony Buzbee's promise that a shocking revelation of names involved with Puff Daddy's operation is forthcoming, and then also a little on a very strange case of a Kentucky Judge being murdered by a local sheriff. Watch the video rerun here: https://pilled.net/topic-detail/1009233 Sponsor The Show and Get VIP Perks: https://www.quitefrankly.tv/sponsor Badass QF Apparel: https://tinyurl.com/f3kbkr4s Elevation Blend Coffee: https://tinyurl.com/2p9m8ndb One-Time Tip: http://www.paypal.me/QuiteFranklyLive Send Crypto: BTC: 1EafWUDPHY6y6HQNBjZ4kLWzQJFnE5k9PK LTC: LRs6my7scMxpTD5j7i8WkgBgxpbjXABYXX ETH: 0x80cd26f708815003F11Bd99310a47069320641fC For Everything Else Quite Frankly: Official Website: http://www.QuiteFrankly.tv Official Forum: https://bit.ly/3SToJFJ Official Telegram: https://t.me/quitefranklytv GUILDED Chat: https://bit.ly/3SmpV4G Discord Chat: https://discord.gg/4R6bkxqb Twitter: @QuiteFranklyTV Gab: @QuiteFrankly Truth: @QuiteFrankly GETTR: @QuiteFrankly MINDS: @QuiteFrankly Streaming Live On: QuiteFrankly.tv (Powered by Foxhole) FULL Episodes On Demand: Spotify: https://spoti.fi/301gcES iTunes: http://apple.co/2dMURMq Amazon: https://amzn.to/3afgEXZ SoundCloud: http://bit.ly/2dTMD13 Google Play: https://bit.ly/2SMi1SF BitChute: https://bit.ly/2vNSMFq Rumble: https://bit.ly/31h2HUg
Want a quick estimate of how much your business is worth? With our free valuation calculator, answer a few questions about your business and you'll get an immediate estimate of the value of your business. You might be surprised by how much you can get for it: https://flippa.com/exit -- In this episode of The Exit: Wayne Zell, a renowned exit attorney, founder of Aspire to Exit, and CEO of Zell Law, shares insights from his 44-year career in estate planning, exit planning, and business law, which he has also written about in his book, “Your Multimillion-Dollar Exit”. Wayne emphasizes the importance of proper preparation for business exits, discussing key aspects such as valuation, personal financial planning, and management succession. Some common examples of proper documentation include accrual-based financial statements and proper employee documentation to facilitate smooth transactions. The conversation also touches on more complex considerations, such as the differences between strategic and private equity buyers and the complexities of stock purchases versus asset purchases. For more details and insights from his entrepreneurial journey, listen to the latest episode of The Exit. -- Wayne M. Zell, Esq. is an active speaker, award winning author, the CEO and Managing Member of Zell Law, and Founder of Aspire to Exit. He has been advising clients for over 30 years on business succession, business exits and estate planning. Wayne, a CExP (Certified Exit Planner) is an expert in complex estate planning, business planning, taxation and business exit strategies. Websites: https://www.zelllaw.com/ - https://www.blueprintforwealth.org/ LinkedIn: https://www.linkedin.com/in/wayne-zell-5aa1147/ Check Out Flippa's Data Insights Tool: https://flippa.com/data-insights -- The Exit—Presented By Flippa: A 30-minute podcast featuring expert entrepreneurs who have been there and done it. The Exit talks to operators who have bought and sold a business. You'll learn how they did it, why they did it, and get exposure to the world of exits, a world occupied by a small few, but accessible to many. To listen to the podcast or get daily listing updates, click on flippa.com/the-exit-podcast/
Scarce Assets: a biweekly podcast presented by Onramp which delves into the emergent role of Bitcoin in finance professionals' strategies and outlooks. Hosted by CFP, Andy Edstrom, and former hedge fund manager, Jesse Myers, Scarce Assets provides invaluable insights for wealth managers aiming to outperform their peers in the decades ahead. Finance professionals everywhere know about stocks and bonds, but the macroeconomic outlook requires that serious investors pay close attention to another category: Scarce Assets. 0:00 - Intro to David Zell & the Bitcoin Policy Institute (BPI) 6:41 - A message from Onramp 7:24 - Bitcoin's national security implications 14:57 - Concerns around bitcoin becoming partisan 20:16 - Acceleration of political game theory 26:40 - Origins of the BPI Policy Summit 31:58 - Potential impacts of November's election outcome 37:01 - Onramp Multi-Institution Custody 38:29 - The path forward for sensible bitcoin policy 44:30 - Differentiating bitcoin from “crypto” 51:23 - Benefits of a Strategic Bitcoin Reserve 1:05:38 - Final thoughts & wrapping up 1:07:27 - Outro Bitcoin Policy Institute Bitcoin Policy Summit David Zell on X Schedule time with the link below if you would ever like to learn more about Onramp and please sign up for Research & Insights to get access to the best content in the ecosystem weekly: https://onrampbitcoin.com/contact-us/ https://onrampbitcoin.com/category/onramp-media/
Another week with so much to go through. We start with the news that Sam Laidlow's garage burned down and his bikes got damaged! We then take a moment to remember a force in the Canadian triathlon scene, Michael Brown who tragically passed away recently. We discuss triathlon broadcasting and the impact Joe Skipper had on the Zell am See 70.3 coverage before we talk about the race. We talk about Kristian Blummenfelt's latest video where he says the Olympics was a failure and unpack what might have gone wrong before turning our attendtion to a weekend with short course starts stepping into some non-drafting Challenge races. As well as the Ironman World Championship Women's Pro Field and Supertri London previews. This episode is brought to you by Training House! All your favourite brands in one place! Visit https://traininghouse.shop now! To support the podcast please head to: patreon.com/talkingtriathlon To watch this podcast as a video visit: https://bit.ly/3vzSss2 Or check us out on Social Media: Twitter: https://twitter.com/talktriathlon Instagram: https://www.instagram.com/talkingtriathlon You can follow James at https://www.instagram.com/bale.james85 You can follow Tim at https://www.instagram.com/tford14
In this episode, Krystal and Peter discuss how Tonal came to be, the importance of strength training, and what busy CEOs should do to exercise. 02:29 | Overcoming Barriers to Working Out 09:57 | The Future of Home Workouts 34:50 | The Future of the Fitness Industry Krystal Zell (age 45) is the CEO of Tonal - an AI-powered at-home strength training system. She joined Tonal in July 2022, after 20 years with Bain & Company, Starwood Hotels, Simon Property Group, and most recently The Home Depot where she served as the Chief Customer Officer. She holds an M.B.A. from Harvard Business School and received her undergraduate from Rice University. She's a Mom of two kids and loves how training with Tonal fits perfectly into her everyday life as a working mom. Get Started with Tonal: https://www.tonal.com/ ____________ I only endorse products and services I personally use. To see what they are, please support this podcast by checking out our sponsors: Get started with Fountain Life and become the CEO of your health: https://fountainlife.com/peter/ AI-powered precision diagnosis you NEED for a healthy gut: https://www.viome.com/peter _____________ Get my new Longevity Practices 2024 book: https://bit.ly/48Hv1j6 I send weekly emails with the latest insights and trends on today's and tomorrow's exponential technologies. Stay ahead of the curve, and sign up now: Tech Blog _____________ Connect With Peter: Twitter Instagram Youtube Moonshots
JonBenet: Poems & Pornography /// Part 2 /// 724Part 2 of 3www.TrueCrimeGarage.com JonBenet Ramsey was murdered in late 1996. Her body discovered in the basement of the Ramsey family home on December 26th, 1996. But now here we are almost twenty seven years later and this murder remains unsolved, why? That is what we will be exploring this week. This was not the perfect murder and after what you will hear this week, I think you will agree that Boulder was not the perfect town. This week we promise some in depth insider information about the “perfect people” from the “perfect town” of Boulder. Anyone with information for the Zell brothers should email JBRTips@Gmail.com Subscribe to Off The Record. Off The Record is our other show available with Apple Subscription and Patreon. Happy Holidays and be good, be kind, and don't litter!
JonBenet: Poems & Pornography /// Part 3 /// 725Part 3 of 3www.TrueCrimeGarage.com JonBenet Ramsey was murdered in late 1996. Her body discovered in the basement of the Ramsey family home on December 26th, 1996. But now here we are almost twenty seven years later and this murder remains unsolved, why? That is what we will be exploring this week. This was not the perfect murder and after what you will hear this week, I think you will agree that Boulder was not the perfect town. This week we promise some in depth insider information about the “perfect people” from the “perfect town” of Boulder. Anyone with information for the Zell brothers should email JBRTips@Gmail.com Subscribe to Off The Record. Off The Record is our other show available with Apple Subscription and Patreon. Happy Holidays and be good, be kind, and don't litter!
JonBenet: Poems & Pornography /// Part 1 /// 723Part 1 of 3www.TrueCrimeGarage.com JonBenet Ramsey was murdered in late 1996. Her body discovered in the basement of the Ramsey family home on December 26th, 1996. But now here we are almost twenty seven years later and this murder remains unsolved, why? That is what we will be exploring this week. This was not the perfect murder and after what you will hear this week, I think you will agree that Boulder was not the perfect town. This week we promise some in depth insider information about the “perfect people” from the “perfect town” of Boulder. Anyone with information for the Zell brothers should email JBRTips@Gmail.com Subscribe to Off The Record. Off The Record is our other show available with Apple Subscription and Patreon. Happy Holidays and be good, be kind, and don't litter!