Podcasts about first citizens bank

Rob Robertson, Author. Highlights include: your pain can become your purpose; don't freeze in the face of life's hits; support systems matter; the NFL taught him more than football and plug into others when your battery is low. Rob has been in the mortgage industry for over 20 years and is currently with First Citizens Bank.

Highlights from this week's conversation include:Lockwood's Background and Journey (0:46)Vincimus Capital Overview (2:09)Democratization of Private Markets (3:51)Transition to Private Equity (4:52)Influence of Shackleton's Endurance (7:43)Current Market Opportunities (8:40)Criteria for Ideal Clients (14:26)Opportunities in Larger Investments (17:09)Slow Dating in Manager Selection (20:26)Evaluating Deal Opportunities (22:07)Insider Segment: SVB's Approach to Innovation (26:10)Diversification in Venture Capital (31:07)Investment Buckets (36:02)Philanthropy in Wealth Management (39:00)Fund Manager Dynamics (41:55)The Importance of Patience in Investment (46:28)Connecting with Contacting Vincimus Capital and Final Thoughts (48:22)Vincimus Capital is an investment platform and community founded upon shared values and trusted relationships. As a team of capital allocators, we seek to deliver risk-adjusted returns that support the present and future needs of the values-aligned families we serve. Learn more: https://www.vincimus.com/Silicon Valley Bank (SVB), a division of First Citizens Bank, is the bank of the world's most innovative companies and investors. SVB provides commercial and private banking to individuals and companies in the technology, life science and healthcare, private equity, venture capital and premium wine industries. SVB operates in centers of innovation throughout the United States, serving the unique needs of its dynamic clients with deep sector expertise, insights and connections. SVB's parent company, First Citizens BancShares, Inc. (NASDAQ: FCNCA), is a top 20 U.S. financial institution with more than $200 billion in assets. First Citizens Bank, Member FDIC. Learn more at svb.com.Swimming with Allocators is a podcast that dives into the intriguing world of Venture Capital from an LP (Limited Partner) perspective. Hosts Alexa Binns and Earnest Sweat are seasoned professionals who have donned various hats in the VC ecosystem. Each episode, we explore where the future opportunities lie in the VC landscape with insights from top LPs on their investment strategies and industry experts shedding light on emerging trends and technologies. The information provided on this podcast does not, and is not intended to, constitute legal advice; instead, all information, content, and materials available on this podcast are for general informational purposes only.

Highlights from this week's conversation include:Ian's Journey in Wealth Management (0:41)Founding Westfuller Advisors (5:05)Challenges in Early Days (10:36)Current Differentiation and Pitch (12:18)Long-term Strategic Asset Allocation Model (14:37)Ownership Lens Focus (16:57)Advocacy for Due Diligence (18:16)Economic Mobility and Career Decisions (22:32)Insider Segmeng: Catalyst 2045 Initiative Overview (25:59)Investment Focus Areas (28:32)Challenges in Supporting Underrepresented Founders (32:16)Future of Values-Aligned Investing (35:04)Investment in Generative AI (40:56)Incremental Impact in Investment (43:46)Active Ownership and Corporate Stewardship (46:43)Building Long-Term Partnerships (48:39)Final Thoughts and Takeaways (50:55)Westfuller Advisors is a values-driven investment advisory and wealth management firm dedicated to providing advice, strategy, and investment management for mission-aligned individuals, families, nonprofits, and foundations globally. Committed to fostering a just and equitable society, Westfuller integrates clients' values into tailored financial solutions. Learn more: https://westfulleradvisors.com/Silicon Valley Bank (SVB), a division of First Citizens Bank, is the bank of the world's most innovative companies and investors. SVB provides commercial and private banking to individuals and companies in the technology, life science and healthcare, private equity, venture capital and premium wine industries. SVB operates in centers of innovation throughout the United States, serving the unique needs of its dynamic clients with deep sector expertise, insights and connections. SVB's parent company, First Citizens BancShares, Inc. (NASDAQ: FCNCA), is a top 20 U.S. financial institution with more than $200 billion in assets. First Citizens Bank, Member FDIC. Learn more at svb.com.Swimming with Allocators is a podcast that dives into the intriguing world of Venture Capital from an LP (Limited Partner) perspective. Hosts Alexa Binns and Earnest Sweat are seasoned professionals who have donned various hats in the VC ecosystem. Each episode, we explore where the future opportunities lie in the VC landscape with insights from top LPs on their investment strategies and industry experts shedding light on emerging trends and technologies. The information provided on this podcast does not, and is not intended to, constitute legal advice; instead, all information, content, and materials available on this podcast are for general informational purposes only.

Highlights from this week's conversation include:Meghan's Background and Journey (1:18)Capital Formation Insights (7:39)Lessons from Goldman Sachs (9:05)Advice for Emerging Managers (11:11)Importance of Client Experience (17:00)The Competitive Landscape of Venture Capital (19:14)Changing GP and LP Relationships (23:29)Creativity in Investor Relationships (28:19)Insider Segment: Florida's Diverse Venture Ecosystem (31:10)Challenges and Opportunities in Florida Startups (35:40)Talent Access and Flexibility (39:08)Institutional Reporting Challenges (41:02)Trust and Transparency in Fundraising (45:23)Institutional LP Process Advice (49:35)Power Law in Venture Capital (54:35)Understanding Capital Allocation (56:49)Fund Sizes and Venture Capital Dynamics (1:00:12)Final Thoughts and Takeaways (1:05:10)Altimeter Capital Management is a leading investment firm specializing in technology-focused public and private market investments. By integrating insights across markets, Altimeter aims to drive innovation in the financial industry.http://www.altimeter.com/Silicon Valley Bank (SVB), a division of First Citizens Bank, is the bank of the world's most innovative companies and investors. SVB provides commercial and private banking to individuals and companies in the technology, life science and healthcare, private equity, venture capital and premium wine industries. SVB operates in centers of innovation throughout the United States, serving the unique needs of its dynamic clients with deep sector expertise, insights and connections. SVB's parent company, First Citizens BancShares, Inc. (NASDAQ: FCNCA), is a top 20 U.S. financial institution with more than $200 billion in assets. First Citizens Bank, Member FDIC. Learn more at svb.com.Swimming with Allocators is a podcast that dives into the intriguing world of Venture Capital from an LP (Limited Partner) perspective. Hosts Alexa Binns and Earnest Sweat are seasoned professionals who have donned various hats in the VC ecosystem. Each episode, we explore where the future opportunities lie in the VC landscape with insights from top LPs on their investment strategies and industry experts shedding light on emerging trends and technologies. The information provided on this podcast does not, and is not intended to, constitute legal advice; instead, all information, content, and materials available on this podcast are for general informational purposes only.

In this episode of The Industrialist, Jeremy Mercer sits down with Michael Khoury, the Senior Vice President and Team Lead of Fifth Third Bank's Dallas Middle Market team.A Dallas native, Michael brings a wealth of knowledge from his 19 years in commercial banking. He shares insights from his previous leadership roles at Wells Fargo and First Citizens Bank and discusses his plans to build and lead a dynamic team to support North Texas.Tune in to discover the strategies behind his successful career and his vision for the future of banking in Dallas.

Highlights from this week's conversation include:​​Samir's Background and Journey (0:31)Founding Allocate (1:09)Emerging Managers Focus (4:26)Market Cycles and Investment Strategies (8:11)Current Market Trends (12:22)Illiquidity in Venture Capital (14:04)Misconceptions About Venture Capital (16:05)Direct Investments vs. Fund of Funds (19:51)Operational Needs of Wealth Advisors (22:13)Building Infrastructure for Investment (24:16)Insider Segment: Nico Toro of Silicon Valley Bank (27:00)Customization in Different Markets (28:55)Understanding Local Ecosystems (30:07)Opportunities in Fintech (32:26)Consolidation in Private Equity (36:49)Investment Strategies for Family Offices (40:43)Responsible Participation in Venture Capital (44:50)Ideal Investor Profile (47:05)Market Growth and Challenges (50:04)Current Investment Climate (52:00)Connecting with Samir and Final Thoughts (53:12)Allocate is a platform designed to modernize and democratize private market investing by providing accredited investors with curated access to top-tier private capital funds and direct investment opportunities. Allocate's mission is to empower a broader audience of investors to participate in private markets while emphasizing transparency, efficiency, and inclusivity. https://www.allocate.coSilicon Valley Bank (SVB), a division of First Citizens Bank, is the bank of the world's most innovative companies and investors. SVB provides commercial and private banking to individuals and companies in the technology, life science and healthcare, private equity, venture capital and premium wine industries. SVB operates in centers of innovation throughout the United States, serving the unique needs of its dynamic clients with deep sector expertise, insights and connections. SVB's parent company, First Citizens BancShares, Inc. (NASDAQ: FCNCA), is a top 20 U.S. financial institution with more than $200 billion in assets. First Citizens Bank, Member FDIC. Learn more at svb.com.Swimming with Allocators is a podcast that dives into the intriguing world of Venture Capital from an LP (Limited Partner) perspective. Hosts Alexa Binns and Earnest Sweat are seasoned professionals who have donned various hats in the VC ecosystem. Each episode, we explore where the future opportunities lie in the VC landscape with insights from top LPs on their investment strategies and industry experts shedding light on emerging trends and technologies. The information provided on this podcast does not, and is not intended to, constitute legal advice; instead, all information, content, and materials available on this podcast are for general informational purposes only.

Highlights from this week's conversation include:Insider Segment: SVB's Role in the Innovation Economy (1:14)Challenges for Emerging Managers (4:31)Global Innovation and Connectivity (6:15)SVB's Offerings Beyond Financing (8:41)Treasury Services and Liquidity Solutions (10:59)Ertan Can's Background and Journey into VC (13:45)The Birth of Multiple Capital (17:41)Pan-European Portfolio Strategy (20:38)Investment Jurisdictions and Structures (24:06)Opportunities for US Investors (28:27)Exit Markets and Valuation Benefits (30:01)The Rise of European Startups (33:08)Identifying Outliers in the Ecosystem (35:10)Focus on Small and Seed-Stage Funds (38:31)Adapting to Market Changes (42:26)Advantages of Solo GPs (45:24)Future of the European Market (50:27)The Randomness of Venture Success (54:25)Final Thoughts and Takeaways (1:01:09)Multiple Capital is Europe's first tech-focused fund of micro funds, founded in 2018 by Ertan Can. The firm invests in emerging and solo fund managers across Europe and the U.S., focusing on overlooked opportunities in niche geographies and verticals. With a portfolio spanning over 1,000 companies, Multiple Capital aims to democratize access to early-stage tech investments and foster innovation. Learn more: https://www.multiple.capital/Silicon Valley Bank (SVB), a division of First Citizens Bank, is the bank of the world's most innovative companies and investors. SVB provides commercial and private banking to individuals and companies in the technology, life science and healthcare, private equity, venture capital and premium wine industries. SVB operates in centers of innovation throughout the United States, serving the unique needs of its dynamic clients with deep sector expertise, insights and connections. SVB's parent company, First Citizens BancShares, Inc. (NASDAQ: FCNCA), is a top 20 U.S. financial institution with more than $200 billion in assets. First Citizens Bank, Member FDIC. Learn more at svb.com. Swimming with Allocators is a podcast that dives into the intriguing world of Venture Capital from an LP (Limited Partner) perspective. Hosts Alexa Binns and Earnest Sweat are seasoned professionals who have donned various hats in the VC ecosystem. Each episode, we explore where the future opportunities lie in the VC landscape with insights from top LPs on their investment strategies and industry experts shedding light on emerging trends and technologies. The information provided on this podcast does not, and is not intended to, constitute legal advice; instead, all information, content, and materials available on this podcast are for general informational purposes only.

In this episode of Confessions of a Street Broker, Jeremy Mercer sits down with David Wilganowski, Vice President of Mercer Company, for an in-depth conversation about ambition, strategy, and navigating the competitive world of industrial real estate. David shares his journey, from starting as an intern in 2016 to quickly rising through the ranks after joining full-time in 2017. With over 3 million square feet transacted and deals valued at more than $90 million, David has become a dominant force in the Addison, Farmers Branch, Carrollton, and Lewisville submarkets. Don't miss this inspiring story of growth, focus, and mastery in action. Special thanks to our sponsor of the segment "Craziest Cold Call Story," First Citizens Bank. You can check them out here: First Citizens Bank

In this episode of Confessions of a Street Broker, Jeremy sits down with commercial real estate powerhouse Diane Williams, founder of Diane Williams Commercial Real Estate & Company (DW & Co.). With nearly two decades of experience in the competitive Dallas Design District, Diane shares insights from her journey as a broker and a developer.  Since launching DW & Co. in 2013, Diane has been instrumental in revitalizing the Dallas Design District and Bishop Arts District, selecting tenants that capture the spirit of these vibrant areas.  Join Jeremy and Diane as they discuss the everything from fostering strong client relationships and the future of commercial real estate in the ever-evolving Dallas Design District. This episode offers a rare glimpse into the dedication, strategy, and creativity it takes to shape a city's landscape. Special thanks to our sponsor of the segment “Craziest Cold Call Story,” First Citizens Bank. You can check them out here: First Citizens Bank

In this episode, Mawer portfolio managers and analysts discuss what they fundamentally look for in a bank as an investment. Specifically, how they view banks and the industry trends, as well as local dynamics, and ultimately what makes each of these businesses both unique and attractive. David Ragan discusses Scandinavian banks, highlighting Handelsbanken's smart lending and DNB's stability. Josh Samuel analyzes DBS in Singapore, emphasizing its low cost of funds and high ROE. Grayson Witcher focuses on J.P. Morgan in the U.S., noting its strong management and unique financial assets, while Alex Romaines examines First Citizens Bank in the U.S., which capitalized on market turmoil. Mark Rutherford covers Canadian banks, noting their conservative strategies and high ROE. Siying Li discusses HDFC Bank in India, and Asim Hussain explores Mitsubishi UFJ in Japan, emphasizing their unique upward-sloping yield curve. Key Takeaways: The ideal bank investment is stable, lends to reliable clients, and operates in a rational, well-regulated market. Diversification in lending, funding, and economic exposure helps prevent insolvency and builds resilience, crucial in a highly leveraged industry. The Scandinavian banking environment is stable and well-regulated, with rational competition and prudent lending. Banks like Sweden's Handelsbanken and Norway's DNB provide consistent returns, low loan losses, and steady growth, supported by smaller, consolidated markets and strong economic stability. DBS in Singapore sustains strong net interest margins and 15–16% ROE. Strong management boosts investor returns through higher payouts, reducing risks from limited growth in foreign markets. U.S. banks face intense competition with little brand differentiation, often competing on interest rates alone. While experienced in managing risk, they are vulnerable in recessions. Banks trade at lower valuations than other sectors due to weaker competitive advantage. J.P. Morgan stands out in the U.S. market due to its strong management, high returns, low leverage, and strategic acquisitions during downturns. It diversifies through unique assets, investment banking, and asset management, enhancing resilience. The U.S. banking industry is fragmented and competitive, with a history of crises. Fragility creates opportunities for well-managed banks trading below intrinsic value. Canadian banks are highly consolidated and operate with a leveraged model, lending and raising equity. They now generate significant revenue from wealth management and insurance, reducing dependence on loan spreads. Strong regulatory relationships foster stability, with banks earning attractive returns while supporting economic growth. HDFC Bank, India's largest private bank, has strong management and benefits from a growing economy. With low non-performing loans and high ROE, it continues gaining market share from public sector banks, despite short-term challenges from its recent acquisition. Mitsubishi UFJ, Japan's largest bank, has a rich history and significant market share. With an upward-sloping yield curve and a focus on digitalization, it stands to benefit from rising interest rates, driving potential profit growth despite past challenges in the Japanese banking sector. Host: Andrew Johnson, CFA, Mawer Institutional Portfolio Manager Guests: David Ragan, CFA, Mawer Portfolio Manager, Joshua Samuel, CFA, Mawer Equity Analyst, Grayson Witcher, CFA, AB Mawer Portfolio Manager, Alex Romaines, CFA, Mawer Equity Analyst, Mark Rutherford, CFA, Mawer Portfolio Manager, Siying, CFA, Mawer Equity Analyst, Asim Hussain, CFA, Mawer Equity Analyst For more details and full transcript visit: https://mawer.com/the-art-of-boring/podcast This episode is available for download anywhere you get your podcasts. Founded in 1974, Mawer is a privately owned independent investment firm managing assets for institutional and individual investors. Mawer employs over 250 people in Canada, U.S., and Singapore. Visit Mawer at https://www.mawer.com. Follow us on social: LinkedIn -   / mawer-investment-management Instagram - / https://www.instagram.com/mawerinvestmentmanagement/

THE EVOLVING LANDSCAPE OF SHIP FINANCE Moderator: Dr. Christian Finnern LL.M., Partner & Head of Germany – Watson Farley & Williams Panelists: • Mr. Martijn van Tuijl, Managing Director, Maritime Finance – First Citizens Bank • Mr. Sören Bibow, Chief Financial Officer – Harren Group; SAL Heavy Lift • Mr. Maximilian Otto, Director – IG Capital • Mr. Moritz Fuhrmann, Co-CEO & CFO – MPC Container Ships ASA • Mr. Iraklis Tsirigotis, Director Origination – Neptune Maritime Leasing Ltd. 4th Annual Capital Link German Maritime Forum In partnership with DNV With the support of the German Shipowners’ Association (VDR) and the Hamburg and Bremen Shipbrokers’ Association Wednesday, November 6, 2024 Radisson Blu Hotel - Hamburg, Germany https://forums.capitallink.com/shipping/2024german/

THE EVOLVING LANDSCAPE OF SHIP FINANCE Moderator: Dr. Christian Finnern LL.M., Partner & Head of Germany – Watson Farley & Williams Panelists: • Mr. Martijn van Tuijl, Managing Director, Maritime Finance – First Citizens Bank • Mr. Sören Bibow, Chief Financial Officer – Harren Group; SAL Heavy Lift • Mr. Maximilian Otto, Director – IG Capital • Mr. Moritz Fuhrmann, Co-CEO & CFO – MPC Container Ships ASA • Mr. Iraklis Tsirigotis, Director Origination – Neptune Maritime Leasing Ltd. 4th Annual Capital Link German Maritime Forum In partnership with DNV With the support of the German Shipowners’ Association (VDR) and the Hamburg and Bremen Shipbrokers’ Association Wednesday, November 6, 2024 Radisson Blu Hotel - Hamburg, Germany https://forums.capitallink.com/shipping/2024german/

Brandon Avedikian is the founder of Aspire Commercial, a commercial real estate firm established in 2023 with ambitions to disrupt the industry. Brandon has a passion for real estate and a proven track record of achieving exceptional results for clients. Throughout his career, Brandon has executed over 450 transactions with a total transaction volume in excess of $155 million.  Prior to founding Aspire Commercial, Brandon spent seven years with Hold Lunsford Commercial, most recently serving as a Managing Principal of the Houston Office. Brandon graduated from Abilene Christian University with a BBA and Masters in Accounting. He is a Texas real estate broker, CPA, and member of NAIOP.  Special thanks to our sponsor of the segment "The Craziest Cold Call Story," First Citizens Bank. You can check them out here: ⁠First Citizens Bank⁠.

In this part two episode of Confessions of a Street Broker, Jeremy sits down with Tom Ling to continue their conversation. Tom, who joined Mercer Company in 2021, oversees the recruitment, coaching, and retention of Market Directors while managing day-to-day sales activities. With a focus on growing the Mercer Company markets in Dallas, Fort Worth, and Oklahoma City. Tom shares his unique approach to sales management, highlighting the importance of trust, strong relationships, and putting clients first. Special thanks to our sponsor of the segment "The Craziest Cold Call Story," First Citizens Bank. You can check them out here: First Citizens Bank.

In this episode, Cecilia takes the reins as solo host for the first time. She interviews Jennifer Mezzio, the Global HR Data Officer at First Citizens Bank and the Strategic Community Executive Director for Women in Data in the US, who shares her inspiring journey from bank teller to data leader. Jennifer recounts her pivotal experiences at Silicon Valley Bank, where she played a crucial role in developing the HR Data Office, especially during the bank's collapse in March 2023. She emphasizes the importance of self-care and maintaining one's identity beyond the job. Jennifer discusses her impactful work in the data community, sparked by her article on women in the field and her connection with the organization's founder, Roisin. Her efforts aim to expand the community's presence in North America, mirroring its success in the UK and India. The conversation also covers how yoga helps manage stress, the significance of community in data, and the experiences of women in male-dominated industries. Tune in for an inspiring discussion on career resilience, community building, and personal growth.

Buying a home is one of the most important decisions many of us will ever make, and getting started in that process can be daunting. So what do you do if you have questions about qualifying for a mortgage, downpayment assistance, where to find a realtor, or any of the other issues that may arise in finding a home for you and your family? Come to the Homebuyer Seminar & Expo at the Dr. T.K. Gregg Community Center (650 Howard St.) on June 29, 10 a.m.–12:30 p.m.! Local experts in all of these areas and more will be available to walk you through the process and get you on the road to homeownership. Today on the podcast, we're talking with local realtor Lupe Rosales and Carolyn MacIntosh with First Citizens Bank about the event.

Join Sandy Estrada and Anjali Bansal in this exciting episode of "How I Met Your Data" as they welcome Junaid Farooq, a seasoned expert in data governance and strategy currently leading enterprise data initiatives at First Citizens Bank.  Junaid shares his journey and insights on data democratization, data governance, and the impact of AI on data management. Discover how First Citizens Bank navigated through significant acquisitions and the challenges they faced in integrating data and aligning on culture. Junaid also discusses the essential disciplines of data management and offers advice on staying versatile and continuously learning in the ever-evolving field of data. Tune in for an unscripted, insightful conversation.

In Episode 31, of Season 4, of Driven by Data: The Podcast, Kyle Winterbottom is joined by Justin Windle, Head of Data Oversight at First Citizens Bank, where they discuss the purpose of data evangelism and how to set the north-star and sell the value, which includes;Setting your north star Operating in a buzzword-heavy industry Understanding your purpose and where you're heading Setting a North star in the absence of a data strategyWhy too many D&A journeys purely tactical Why your D&A strategy may change but your north star shouldn'tWhy value is the “why”?Why your communication around the north-star should be different for different audiences Why you should brand your data organisation internally The progression of the Data Leader Moving from reactive to value-driven Building to deliver value quickly but also towards your visionThe disparity between average tenure and average roadmap The need for having different CDOs at different stages of the journey Tying value to your north-star Creating advocates across your organisation How 99% of organisations are not sold on the value of dataWhy the primary role of the CDO is to be evangelist The importance of learning to craft the D&A message to the different business functions Why you have to sell the benefits and get people excited Why the last thing you should do is talk about data Why you should give people bragging rights Why you should never build your North Star on a business case Why value and valuable are 2 different things The relationship between culture and evangelism Why you may be struggling to build a data culture Getting the business stakeholders to help define the north-starWhy people are the major roadblock to reaching a north-starWhy it's easier to sell D&A to executivesEvangelism will help change the incorrect perception of the industry Why most companies don't understand what the role of the Data Leader isThanks to our sponsor, Data Literacy Academy.Data Literacy Academy is leading the way in transforming enterprise workforces with data literacy across the organisation, through a combination of change management and education. In today's data-centric world, being data literate is no longer a luxury, it's a necessity.If you want successful data product adoption, and to keep driving innovation within your business, you need to start with data literacy first.At Data Literacy Academy, we don't just teach data skills. We empower individuals and teams to think critically, analyse effectively, and make decisions confidently based on data. We're bridging the gap between business and data teams, so they can all work towards aligned outcomes.From those taking their first steps in data literacy to seasoned experts looking to fine-tune their skills, our data experts provide tailored classes for every stage. But it's not just learning tracks that we offer. We embed a deep data culture shift through a transformative change management programme.We take a people-first approach, working closely with your executive team to win the hearts and minds. We know this will drive the company-wide impact that data teams want to achieve.Get in touch and find out how you can unlock the full potential of data in your organisation. Learn more at www.dl-academy.com.

In this episode of The Diary of a CDO, Brian Paull, Chief Data & Analytics Officer and Executive VP at First Citizens Bank takes us on a journey through the evolution of the CDAO role over six years. He discusses how his responsibilities have changed, the efforts to enhance the understanding of the data team's function and value over time, and the delicate balance of delivering strategic business value and focusing on meeting regulatory requirements. Join us for a fascinating exploration of the dynamic world of data analytics in banking.

Prosperity Unlimited's Louise Mack has more than three decades of experience helping folks achieve the dream of homeownership. Her mantra: Get the math right and prosperity will follow. We sat down with Louise to talk about her organization's origins and goals (1:16), then got her thoughts on financial literacy (5:37), budgeting (7:04), considerations to make before a home purchase (8:56), current challenges potential homeowners face (10:01), steps in the homebuying process (10:40) and resources for maintaining financial balance following a home purchase (18:44). Then we discuss how to get involved with Prosperity Unlimited (20:32), an upcoming homeownership event (22:27) and a NEW down payment assistance program (24:12) before ending with client stories, good and bad (26:11).  Prosperity Unlimited is a Kannapolis-based organization that provides a variety of homebuying and financial literacy programs. The organization is a recipient of Cabarrus County's American Rescue Plan Act (ARPA) Recovery Grant program. UPCOMING HOMEOWNERSHIP EVENT Prosperity Unlimited is staging a workshop called Getting to "Yes" For Your Home Purchase. The event will be held on April 20, 2024 from 8:30 a.m. to 2 p.m. at the Bethel Enrichment Center, 2474 Dale Earnhardt Blvd. in Kannapolis. Participating sponsors include First Citizens Bank, Fifth Third Bank, Wells Fargo Bank, SouthState Bank and Pinnacle Bank and supporting organizations include Bank of America, Truist Bank and Self-Help Credit Union.  Register at https://www.surveymonkey.com/r/ZH3LZ66 For more information or to get help, call 704-933-7405 or email education@prosperitycdc.org. 

What do product leaders need to consider when building a differentiated decarbonization platform? The scale and urgency of the transformation required to fight climate change has never been more clear. Building hardware and software products, acquiring the funding and creating a diverse community to enhance talent capacity and to drive innovation, is essential to tackling this global environmental crisis. In this podcast, host and Silicon Valley Bank, a division of First Citizens Bank, Climate Tech & Sustainability SVP Maggie Wong will be interviewing Gravity Climate Founder & CEO Saleh ElHattab to discuss combining software and physical solution in decarbonization, positioning their product to provide sustainable value and how diversity impacts understanding customer needs and product go-to-market.

How does one successfully launch a boutique dental practice in a saturated market like New York City? In this episode, we speak to, Dr. Arti Jagirdar, who shares her journey of establishing Flatiron Dental, a distinguished dental practice that offers more than just the basics. She offers a candid account of her decision to adopt a patient-centric, fee-for-service model and its subsequent impact on the practice. Dr. Jagirdar's unique offerings such as sleep apnea treatments and airway consultations have been key in differentiating Flatiron Dental in the bustling cityscape of New York.We also delve deeper into the nitty-gritty of setting up shop, from navigating lengthy lease negotiations to the vital role of legal consultations in contract signings. Dr. Jagirdar also recounts the unexpected challenge of a trademark battle over her practice's name, underlining the importance of resilience, legal advice, and the power of standing by your choices with integrity. Rounding up the conversation, we discuss the critical role of cultivating relationships and harnessing the power of word-of-mouth in attracting new patients to your practice, and how becoming a thought leader in the dental community can build a strong brand presence.What You'll Learn in This Episode:The importance of a unique service offering in a densely saturated marketInsights into the fee-for-service model in dentistryWhy never to sign a contract without a lawyer's approvalHow to handle unexpected challenge such as trademark disputesThe power of word-of-mouth and relationships in building a patient baseThe potential for thought leadership to strengthen your brandDon't miss this episode full of valuable insights from Dr. Jagirdar - it's brimming with lessons for anyone wanting to make their mark in a competitive market!‍‍Guest: Dr. Arti JagirdarPractice Name: Flatiron DentalCheck out Arti's Media:Website: https://www.flatirondentalnyc.com/Instagram: https://www.instagram.com/flatirondental/Flatiron Dental Playlist: https://open.spotify.com/playlist/5qHLpjIikJHlEOVv3Y7dYY?si=5d09cbd507704653‍Other Mentions and Links:‍Podcasts:438: DR. AVI PATEL | CLEAR ALIGNER ADVISORBooks:Man's Search for MeaningThe Denial of DeathThe Artist's Way: 30th Anniversary EditionSoftware:Open DentalBusinesses/Brands:Henry ScheinWonderist AgencyHDA Accounting FirmMethod - Unified SmilesTend Offices in NYCIdeal PracticesBreakaway SeminarsInvisalignQueensboro Plaza Dental CareLocations/Establishments:NYUFordham LawMount KilimanjaroKois CenterBanks/Financial Institutions:First Citizens BankBank of America Wells FargoHuntington BankProvideOrganizations:HIPAAOSHASpear EducationPeople/Connections:Robert MontgomeryDr. Michael NguyenDr. Frank SpearDr. Alina Lane - all smiles DentistryAlan Withall - Henry ScheinDr. Scott LeuneJayme Amos - Ideal PracticesElizabeth Mulderig - Ideal PracticesReed Wrisley - Practice Real Estate GroupPatrick Black - Precision Contracting CorpJaclyn Ionin - Intellectual Property AttorneyMike Gharib - Ideal PracticesChrystle Cu - CocoflossOther:Maslow's Hierarchy of NeedsMarfan Syndrome‍Host: Michael Arias‍Website: The Dental Marketer Join my newsletter: https://thedentalmarketer.lpages.co/newsletter/‍Join this podcast's Facebook Group: The Dental Marketer Society‍Please don't forget to share with us on Instagram when you are listening to the podcast AND if you are really wanting to show us love, then please leave a 5 star review on iTunes! [Click here to leave a review on iTunes]‍p.s. Some links are affiliate links, which means that if you choose to make a purchase, I will earn a commission. This commission comes at no additional cost to you. Please understand that we have experience with these products/ company, and I recommend them because they are helpful and useful, not because of the small commissions we make if you decide to buy something. Please do not spend any money unless you feel you need them or that they will help you with your goals.‍‍

‍‍What does it take to run a successful dental practice in a small town? Dive into today's episode, as I sit down with Dr. Kim Power, embracing the journey of owning and operating her bustling practice in a rural region of North Carolina. Through her resilience and determination, Dr. Kim navigates us through the challenges and triumphs, from staff shortages, to unexpected challenges, and even embezzlement - offering an incredibly honest take on what it takes to grow a thriving practice despite all odds. She goes beyond the surface, offering insider knowledge on efficient systems investments, hiring tenacious staff, and the significance of maintaining a supportive office culture while detailing her transition from orthodontics to general dentistry.This episode is filled to the brim with practical wisdom from someone who truly walked the talk. Whether you are thinking of running your own practice or just curious about what it takes to succeed in a challenging environment, Dr. Kim's experience is sure to leave you with meaningful insights and valuable lessons that can be applied in your practice.What You'll Learn in This Episode:How Dr. Kim transitioned from Orthodontics to General Dentistry.Dealing with an unexpected path to owning a practice.The acquisition process and financial considerations.The importance of creating a positive work culture.How to overcome embezzlement within a practice.Managing a growing practice and delegating tasks.Dealing with personal challenges while managing a practice.Don't wait, tune in now, and gain valuable knowledge from Dr. Kim's unique journey and experiences in practice ownership!‍‍Guest: Dr. Kim PowerPractice Name: Smithfield Family DentistCheck out Kim's Media:Website: https://smithfieldfamilydentist.com/Email: kimpower9515@gmail.comPhone: 919-418-0538‍Other Mentions and Links:‍Software/Services:Open DentalNadapaymentsProsperidentCommunity/Groups:Triangle Dental Solutions GroupEstablishments/Brands:AmazonFirst Citizens BankSouthern First BankInsurance Companies:AetnaCignaMetLife‍Host: Michael Arias‍Website: The Dental Marketer Join my newsletter: https://thedentalmarketer.lpages.co/newsletter/‍Join this podcast's Facebook Group: The Dental Marketer Society‍Please don't forget to share with us on Instagram when you are listening to the podcast AND if you are really wanting to show us love, then please leave a 5 star review on iTunes! [Click here to leave a review on iTunes]‍p.s. Some links are affiliate links, which means that if you choose to make a purchase, I will earn a commission. This commission comes at no additional cost to you. Please understand that we have experience with these products/ company, and I recommend them because they are helpful and useful, not because of the small commissions we make if you decide to buy something. Please do not spend any money unless you feel you need them or that they will help you with your goals.‍

Exceptional Customer ExperienceDelivering exceptional customer experience in an age of instant gratification, where every encounter can be recorded with a cell phone, and where it can be instantly posted to social media can feel daunting, despite your best intentions.What's the best way to manage that process? Today's guest, SCORE mentor extraordinaire, Mr. Carl Baumann has some strategies for you.What You'll Discover About Exceptional Customer Experience:* What factors separate the exceptional customer experience from the rest* Seven factors to focus on to deliver an exceptional customer experience* Why even small businesses are compared to Amazon* How an exceptional customer experience is correlated to employee satisfaction* And much MORE.Guest: Carl Baumann Carl Baumann is a certified business mentor with SCORE specializing in counseling in business planning, strategic planning, general management and management finance & accounting. Carl has an impressive track record in helping clients successfully launch their businesses and create hundreds of new jobs in the local community in the process. Carl teaches business planning courses and seminars for SCORE at various continuing education venues in the Chapel Hill, NC area and his practical, down-to-earth teaching style has made him a popular mentor.Carl's work with SCORE is the culmination of a 34 year career, some of it in commercial banking with First Citizens Bank and most of it with the Miller Brewing Company in numerous financial positions including Brewery Controller, Corporate Controller and Group Director – Sales & Marketing Finance. Carl earned a bachelor's degree in Business Administration from UNC Chapel Hill and an Executive MBA from the Peter F. Drucker Graduate School of Management, Claremont Graduate University, Claremont, CA.Related Resources:If you liked this interview, you might also enjoy our other Customer Satisfaction episodes.Contact Carl and connect with him on LinkedIn, and Twitter.Carl has also generously provided the following list of suggested resources on customer experience and satisfaction:The Cult of the Customer by Shep Hyken

Highlights from this week's conversation include:David's background and journey to founding Top Tier (1:38)Confidence in Fund to Fund Strategy (6:35)Technology Consumption and Venture Capital (11:53)Insight into the Secondary Market (15:22)Private Equity Secondary Space (17:23)Investing in Emerging Managers (22:33)Seed Investing and Portfolio Construction (25:42)Understanding Underlying Portfolios (29:18)Generalist vs. Specialist Strategies (31:11)The technology stack reinvention (00:34:41)Venture capital and exciting changes (35:42)Insider Segment: SVB's commitment and offerings (40:29)Advice for emerging managers (41:19)Venture capital allocation and duration (45:06)Minority-based managers and diversity (47:28)Connecting with Top Tier (52:29)Top Tier Capital Partners is a venture capital specialist managing niche-focused funds of funds, secondaries, and co-investment strategies. We make primary and secondary investments in venture capital funds and co-invest in select portfolio companies. Our team creates diverse portfolios that are built to spot emerging trends early and to deliver optimal venture returns. Learn more at ttcp.com.Silicon Valley Bank (SVB), a division of First Citizens Bank, is the bank of the world's most innovative companies and investors. SVB provides commercial and private banking to individuals and companies in the technology, life science and healthcare, private equity, venture capital and premium wine industries. SVB operates in centers of innovation throughout the United States, serving the unique needs of its dynamic clients with deep sector expertise, insights and connections. SVB's parent company, First Citizens BancShares, Inc. (NASDAQ: FCNCA), is a top 20 U.S. financial institution with more than $200 billion in assets. First Citizens Bank, Member FDIC. Learn more at svb.comSwimming with Allocators is a podcast that dives into the intriguing world of Venture Capital from an LP (Limited Partner) perspective. Hosts Alexa Binns and Earnest Sweat are seasoned professionals who have donned various hats in the VC ecosystem. Each episode, we explore where the future opportunities lie in the VC landscape with insights from top LPs on their investment strategies and industry experts shedding light on emerging trends and technologies. Follow along and subscribe at swimmingwithallocators.com.The information provided on this podcast does not, and is not intended to, constitute legal advice; instead, all information, content, and materials available on this podcast are for general informational purposes only.

Highlights from this week's conversation include:Sam's journey into VC (1:33)Underwriting for financials and human beings (4:04)Value add and vision for the firm (7:54)Opportunity in non-trendy categories (12:09)Lessons from Climate 10 (13:17)Insider segment: State of markets for the innovation economy (15:39)Venture Ecosystem Model (19:23)Underwriting and Conviction Building (21:54)Advice for Allocators (24:09)LP's Management Process (26:43)Predictions for the Venture Asset Class (29:31)US Managers and International Markets (32:47)Final thoughts and takeaways (33:39)Sam Sadowsky is a Partner at Twelve Hundred, an early-stage investment platform investing in fund managers and founders building companies shaping the future of humanity. The long-term vision of Twelve Hundred is to be a systemic value creator by becoming a leader at partnering from the Seed stage towards regional, global and planetary impact.Silicon Valley Bank (SVB), a division of First Citizens Bank, is the bank of the world's most innovative companies and investors. SVB provides commercial and private banking to individuals and companies in the technology, life science and healthcare, private equity, venture capital and premium wine industries. SVB operates in centers of innovation throughout the United States, serving the unique needs of its dynamic clients with deep sector expertise, insights and connections. SVB's parent company, First Citizens BancShares, Inc. (NASDAQ: FCNCA), is a top 20 U.S. financial institution with more than $200 billion in assets. First Citizens Bank, Member FDIC. Learn more at svb.comSwimming with Allocators is a podcast that dives into the intriguing world of Venture Capital from an LP (Limited Partner) perspective. Hosts Alexa Binns and Earnest Sweat are seasoned professionals who have donned various hats in the VC ecosystem. Each episode, we explore where the future opportunities lie in the VC landscape with insights from top LPs on their investment strategies and industry experts shedding light on emerging trends and technologies. Follow along and subscribe at swimmingwithallocators.com.The information provided on this podcast does not, and is not intended to, constitute legal advice; instead, all information, content, and materials available on this podcast are for general informational purposes only.

Highlights from this week's conversation include:Illumen Capital's Approach (0:48)Research on Biases in Investment Process (1:23)Influence of Historical Figures (3:37)Previous Experiences Shaping Approach (5:39)Illumen Capital's Strategy (7:19)Challenges and Recommendations for Managers (10:07)Personal Stories and Motivations (14:02)Criteria for New Managers (16:36)Learning from Fund One to Fund Two (20:27)Bias reduction and systemic inequality in investing (21:01)Challenges and opportunities for overlooked asset managers (25:49)Insider segment: Future of venture and market trends (29:06)Venture landscape and impact of interest rates (37:13)The systemic inequality in investing (42:47)Final thoughts and takeaways (44:58)Illumen Capital is a Black-owned and led manager dedicated to achieving racial and gender equity across investing. Illumen Capital invests in venture, growth, and private equity funds, and then works closely with fund managers to install a set of strategies and tools designed to reduce racial and gender bias in the hiring, investment, and company support processes. This research-informed bias reduction program – supported by a strategic relationship with Stanford SPARQ - empowers fund managers to expand their investable landscape and better support entrepreneurs who have historically been overlooked and underestimated.Silicon Valley Bank (SVB), a division of First Citizens Bank, is the bank of the world's most innovative companies and investors. SVB provides commercial and private banking to individuals and companies in the technology, life science and healthcare, private equity, venture capital and premium wine industries. SVB operates in centers of innovation throughout the United States, serving the unique needs of its dynamic clients with deep sector expertise, insights and connections. SVB's parent company, First Citizens BancShares, Inc. (NASDAQ: FCNCA), is a top 20 U.S. financial institution with more than $200 billion in assets. First Citizens Bank, Member FDIC. Learn more at svb.comSwimming with Allocators is a podcast that dives into the intriguing world of Venture Capital from an LP (Limited Partner) perspective. Hosts Alexa Binns and Earnest Sweat are seasoned professionals who have donned various hats in the VC ecosystem. Each episode, we explore where the future opportunities lie in the VC landscape with insights from top LPs on their investment strategies and industry experts shedding light on emerging trends and technologies. Follow along and subscribe at swimmingwithallocators.com.The information provided on this podcast does not, and is not intended to, constitute legal advice; instead, all information, content, and materials available on this podcast are for general informational purposes only. 

Yolanda Reed is the President & Chief Executive Officer at Credential America based in Richmond, Virginia.Previously, Yolanda was the IT Procurement Coordinator at Merz Pharma and also held positions at First Citizens Bank, Sumitomo Electric Industries, The International Society of Automation, Raleigh Police Department, Hertz.Yolanda received an Associate degree from Fayetteville Technical Community College and a Bachelor of Science from East Carolina University.

Highlights from this week's conversation include:Renata's journey into investing (1:21)Impact of Previous Experiences on Renata's Role (4:22)Pivotal Ventures' Unique Approach (7:56)Relevance in Current Market (10:34)Market Trends and Venture Trends (11:54)Innovative Approaches in VC (15:17)Challenges for Women in Fundraising (18:26)Women-led funds facing challenges (19:14)Supporting fund managers (21:12)Tracking data points for managers (22:58)Misconceptions about impact investing (24:51)Remaining open-minded and evolving (26:30)Final thoughts and takeaways (28:02)Founded by Melinda French Gates, Pivotal Ventures accelerates social progress in the United States by removing barriers that hold people back. Pivotal Ventures expands opportunity and accelerates equality in the United States through high-impact investments, partnerships, and advocacy. We focus on areas where social progress has stalled—and where we can have the biggest impact. Like Melinda, we're clear-eyed about the stubborn problems our country faces. But we also see those problems as potential turning­­ points in our nation's story. Our impatience with the status quo is fueled by an optimism that progress is always possible—especially when we seize the moment together. Silicon Valley Bank (SVB), a division of First Citizens Bank, is the bank of the world's most innovative companies and investors. SVB provides commercial and private banking to individuals and companies in the technology, life science and healthcare, private equity, venture capital and premium wine industries. SVB operates in centers of innovation throughout the United States, serving the unique needs of its dynamic clients with deep sector expertise, insights and connections. SVB's parent company, First Citizens BancShares, Inc. (NASDAQ: FCNCA), is a top 20 U.S. financial institution with more than $200 billion in assets. First Citizens Bank, Member FDIC. Learn more at svb.comSwimming with Allocators is a podcast that dives into the intriguing world of Venture Capital from an LP (Limited Partner) perspective. Hosts Alexa Binns and Earnest Sweat are seasoned professionals who have donned various hats in the VC ecosystem. Each episode, we explore where the future opportunities lie in the VC landscape with insights from top LPs on their investment strategies and industry experts shedding light on emerging trends and technologies. Follow along and subscribe at swimmingwithallocators.com.The information provided on this podcast does not, and is not intended to, constitute legal advice; instead, all information, content, and materials available on this podcast are for general informational purposes only.

John Freeman & Chris Purvis John Freeman & Chris Purvis/First Citizens Bank They’ve been helping families and businesses make more of their finances for 125 years. They’ve shared their dreams, helped make budgets work harder and built financial plans to last them the rest of their lives. And in that time, built a solid track […] The post John Freeman & Chris Purvis of First Citizens Bank appeared first on Business RadioX ®.

Silicon Valley Bank (SVB) has been an important financial resource for startup companies and is now backed by the 125-year-old First Citizens Bank. Dr. Pooja Majmudar, SVB's Director of Startup Banking, explains her non-linear career path, how she works with startup companies at SVB, and the kinds of services SVB can provide to startups. She also describes the ecosystem of collaborators and strategic partners that SVB has built for entrepreneurs. Episode hosted by Dr. Elaine Hamm. This episode was recorded at Bio on the Bayou, the annual event in New Orleans showcasing academic science, biotech, and startups from the entire Gulf South region.

The Peachtree corners End of Year Celebration was a success. Hitting an exciting milestone in 2023. Collectively, they donated $151,100 to local non-profits and awarded 17 scholarships over 11 years in business! These donations are funded through their annual charity event and from a portion of membership dues and sponsorships. Peachtree Corners Business Association (PCBA) […] The post Peachtree Corners Business Association Year End Celebration appeared first on Business RadioX ®.

About Megan Scheffel:Megan Scheffel is a highly collaborative executive with deep experience in finance, venture capital, and technology who enjoys tackling complex organizational challenges, creative problem-solving, and communicating crisply and authentically. Based in DC, she is responsible for the investment and credit decisions for the focus on delivering venture debt, investment management, treasury and payment solutions for all stages of healthcare companies. SVB's mission is to be the premier financial services firm for innovation executives, and their investors.She began her career at Silicon Valley Bank's Silicon Valley headquarters, where she was responsible for handling credit functions and compliance and providing analyst support for lenders in the Northern California and Northwest regions. In 2002, she moved to the East Coast to join her husband and to focus on the growth of technology and venture firms in the Mid-Atlantic region.In 2015-2016, Megan was selected to help with the launch of SVB's JV bank in Shanghai, China. From October through January, she moved to China and spent time in Beijing, Hong Kong and Shanghai doing business development with technology, life science clients and investment firms and helped build out and organize the teams at the JV.Scheffel is active in supporting and speaking on behalf and with the entrepreneurial organizations and events throughout the Washington D.C. Scheffel earned a bachelor's degree in business administration, specializing in finance, from the University of Colorado in Boulder. When not at work, you can find her cheering on her kids at a variety of sport complexes around DC and running on the trails. Things You'll Learn:SVB's acquisition by First Citizens Bank in March hasn't changed its focus on the innovation economy. They continue to acquire and service clients in the same way as before.SVB's value proposition lies in its extensive expertise in the life science and healthcare sectors.SVB specializes in lending to pre-profit and cash-burning companies, offering unique financial services to startups.Despite the challenging macroeconomic environment, there is still funding available for healthcare startups. M&A activity is expected to increase, and SVB is actively monitoring trends and providing valuable insights to their clients.Resources:Connect with and follow Megan Scheffel on LinkedIn.Follow SVB on LinkedIn and visit their website.

About Megan Scheffel:Megan Scheffel is a highly collaborative executive with deep experience in finance, venture capital, and technology who enjoys tackling complex organizational challenges, creative problem-solving, and communicating crisply and authentically. Based in DC, she is responsible for the investment and credit decisions for the focus on delivering venture debt, investment management, treasury and payment solutions for all stages of healthcare companies. SVB's mission is to be the premier financial services firm for innovation executives, and their investors.She began her career at Silicon Valley Bank's Silicon Valley headquarters, where she was responsible for handling credit functions and compliance and providing analyst support for lenders in the Northern California and Northwest regions. In 2002, she moved to the East Coast to join her husband and to focus on the growth of technology and venture firms in the Mid-Atlantic region.In 2015-2016, Megan was selected to help with the launch of SVB's JV bank in Shanghai, China. From October through January, she moved to China and spent time in Beijing, Hong Kong and Shanghai doing business development with technology, life science clients and investment firms and helped build out and organize the teams at the JV.Scheffel is active in supporting and speaking on behalf and with the entrepreneurial organizations and events throughout the Washington D.C. Scheffel earned a bachelor's degree in business administration, specializing in finance, from the University of Colorado in Boulder. When not at work, you can find her cheering on her kids at a variety of sport complexes around DC and running on the trails. Things You'll Learn:SVB's acquisition by First Citizens Bank in March hasn't changed its focus on the innovation economy. They continue to acquire and service clients in the same way as before.SVB's value proposition lies in its extensive expertise in the life science and healthcare sectors.SVB specializes in lending to pre-profit and cash-burning companies, offering unique financial services to startups.Despite the challenging macroeconomic environment, there is still funding available for healthcare startups. M&A activity is expected to increase, and SVB is actively monitoring trends and providing valuable insights to their clients.Resources:Connect with and follow Megan Scheffel on LinkedIn.Follow SVB on LinkedIn and visit their website.

Dmitriy Teplinskiy & Ty Keller Co- Founders of Brews with Bros Brews with Bros was established to connect like-minded business professionals in a casual yet intentional way. The group meets at a different brewery, monthly, in the Forsyth and North Fulton (GA) areas. Grab a brew with the bros and expand your network. Ladies are […] The post Brews with Bros on Forsyth Business RadioX appeared first on Business RadioX ®.

In June, nearly two years after issuing their proposal for third-party risk management (TPRM), the U.S. banking regulators – the Office of the Comptroller of the Currency, the Board of Governors of the Federal Reserve System and the Federal Deposit Insurance Corporation – finalized their guidance. In this podcast, Brian Kostek from Protiviti interviews Kathryn Hardman from Veritex Bank and Helen Smith from First Citizens Bank about the implications of the updated interagency guidance for their institutions and how institutions can reconcile the revisions in their existing TPRM programs. Brian is a Managing Director with Protiviti and leader of the firm's third-party risk management practice. Kathryn is Senior Vice President with Texas-based Veritex Bank and is the Director of Third-Party and Model Risk Governance. Helen is the Head of Third-Party Risk Management at First Citizens Bank. Contact Brian at brian.kostek@protiviti.com. Contact Kathryn at linkedin.com/in/kathryn-hardman-096a99b. Contact Helen at linkedin.com/in/helensmith2021.

Dr. Bill Lampton, Dr. Diana Tyler Dr. Diana Tyler & Paul Webb   Dr. Bill Lampton |The Biz Communications Coach Dr. Bill works with current and future C-Suite executives (CEO, CFO, COO, CIO) -helping them master leadership communication skills. As the "Biz Communication Guy," serving executives has become his mission. Bill knows firsthand the challenges professionals […]

Dr. Bill Lampton, Dr. Diana Tyler Dr. Diana Tyler & Paul Webb   Dr. Bill Lampton |The Biz Communications Coach Dr. Bill works with current and future C-Suite executives (CEO, CFO, COO, CIO) -helping them master leadership communication skills. As the "Biz Communication Guy," serving executives has become his mission. Bill knows firsthand the challenges professionals […] The post Dr. Bill Lampton, Dr. Diana Tyler & Paul Webb appeared first on Business RadioX ®.

This is Matt Reustle and today we are breaking down First Citizens Bank. I'm joined by investors with plenty of experience investing in banks - Bill Nygren and Alex Fitch of Oakmark. First Citizens is a bank with 125 years of history but they don't operate like the bulge bracket Wall Street Banks. They don't even host quarterly conference calls. They have a playbook and they execute it, and their recent acquisition of Silicon Valley Bank fell into that playbook. In this conversation, Bill and Alex offer a really unique macro and micro view on bank investing and what stands out about First Citizens. Please enjoy this breakdown of First Citizens Bank.   For the full show notes, transcript, and links to the best content to learn more, check out the episode page here. ----- This episode is brought to you by Tegus, the modern research platform for leading investors. Stretch your research budget with flexible expert calls you can trust. At a fraction of the cost of traditional expert networks, Tegus customers pay only what an expert charges – with zero markups and no confusing call credits – netting an average 70% savings. Don't want to conduct a full hour call? Tegus offers the ability to schedule 30-minutes, an offer you won't find anywhere else. And they don't stop there. With white-glove custom sourcing for every project and robust compliance measures, including a dedicated 50+ analyst team that vets every call transcript, Tegus ensures your privacy and protection. As the industry innovator for qualitative insights, Tegus helps you find the right experts you need at a quality and speed that can't be matched. For a limited time, as a listener, you can trial Tegus for free by visiting tegus.co/patrick. ----- Business Breakdowns is a property of Colossus, LLC. For more episodes of Business Breakdowns, visit joincolossus.com/episodes. Stay up to date on all our podcasts by signing up to Colossus Weekly, our quick dive every Sunday highlighting the top business and investing concepts from our podcasts and the best of what we read that week. Sign up here. Follow us on Twitter: @JoinColossus | @patrick_oshag | @jspujji | @zbfuss | @ReustleMatt | @domcooke Show Notes (00:02:47) - (First question) - A primer on investing in banks (00:09:27) - The appeal of First Citizens Bank (00:15:18) - How they leverage acquisitions, including FDIC auctions, for a competitive edge (00:21:42) - How their risk management and protective measures foster resilience and growth (00:26:22) - The significant impact of prioritizing relationship-based and specialized lending (00:28:51) - Why they adjust risk parameters during the integration with other banks (00:30:38) - How they leverage loyal customers and low costs to achieve strong profitability  (00:33:21) - Rapid fund movement during the SVB event raises market change concerns (00:36:58) - Overview of bank investment opportunities (00:42:48) - The key drivers of their business model (00:47:43) - Rebuilding relationships with former depositors to retain SVB deposits (00:51:23) - Their emphasis on relationships and strategic acquisitions (00:53:30) - How the regulatory framework plays a key role in de-risking the banking system (00:57:00) - The key risks for First Citizens moving forward (00:58:39) - Why volatile interest rate changes impacted banks (01:00:08) - Lessons learned from studying First Citizens Learn more about your ad choices. Visit megaphone.fm/adchoices

The Great Fail kicks off Season 3 with one of the biggest failures of 2023 thus far, as we watched one of the nation's largest banks unravel. Once a rising star in the tech industry, Silicon Valley Bank was a paragon for startup founders and venture capitalists reaching dizzying heights of success in 2020. So how did it go from boom to bust just a few short years after? Was it greed, mismanagement, or something more sinister? You won't want to miss this riveting exploration of Silicon Valley Bank's rise and fall. Listen to Episode 55 of The Great Fail to hear the story. Special thanks to Professor Mark T. Williams for his contributions to this segment. Sources For 40 years, Silicon Valley Bank was a tech industry icon. It collapsed in just days WHAT REALLY HAPPENED TO SILICON VALLEY BANK What Happened to Silicon Valley Bank? The tech industry moved fast and broke its most prestigious bank Here's how the second-biggest bank collapse in U.S. history happened in just 48 hours The Ugly Lessons of Silicon Valley Bank's Collapse Why almost everyone failed to predict Silicon Valley Bank's collapse Fed's Barr to Congress: SVB's failure is 'textbook case of mismanagement' This is why SVB imploded, says top Fed official FDIC says First Citizens Bank has reached deal to purchase Silicon Valley Bank Silicon Valley Bank Collapse: Lessons for Boards Is Moody's Ratings Downgrade The Reason Why Silicon Valley Bank Fell? Silicon Valley Bank: A Timeline and Summary of Events Silicon Valley Bank's demise began with a downgrade threat Hosted on Acast. See acast.com/privacy for more information.

Last week, the biggest bank you've never heard of (First Citizens Bank) purchased what was left of the fallen SVB. The purchase is part of First Citizens' pretty brilliant business model of buying collapsed banks. Why is it smart to buy a bank that's failed? Nicole explains. Listen to Trade Like Einstein here: https://link.chtbl.com/63Zpqkvs

Silicon Valley Bank's recent failure marked the second-largest bank failure in U.S. history and the largest since the 2008 financial crisis. The run on the bank sent shockwaves through the financial world. Nearly 94% of its total deposits were uninsured, according to S&P Global Market Intelligence data as of year-end 2022. The series of events leading to its demise have been described by some as the perfect storm. Was it the result of Trump-era rollbacks of Dodd-Frank regulations, increased rate hikes, insufficient risk management, or a combination of factors? Mike Konczal is director of macroeconomic analysis at the Roosevelt Institute, where he focuses on economics, inequality and the role of public power in a democracy. He's also the author of the book “Freedom from the Market” and a co-author, with Joseph Stiglitz, of “Rewriting the Rules of the American Economy.” He joins WITHpod to break down what happened to SVB, FDIC intervention, what made the financial institution so peculiar, what its failure says about the state of the economy and more.

This is Garrison Hardie with your CrossPolitic Daily News Brief for Tuesday, March 28th, 2023. We start today with the heartbreaking situation that unfolded in Nashville TN, Three children and three staff members were gunned down at a private Christian school in Nashville on Monday before the shooter, a heavily armed 28-year-old woman, was killed by police, authorities said. The shooting unfolded at The Covenant School on Burton Hills Boulevard where officers "engaged" the attacker, described by Metropolitan Nashville Police Chief John Drake as a woman who appears to be a former student at the school. Nashville School Shooting: Police chief provides update- Play 0:05-2:42 https://www.nbcnews.com/news/us-news/school-shooting-tennessee-leaves-multiple-injured-shooter-dead-officia-rcna76841 Shooting at Nashville Christian school leaves at least 3 children and 3 adults dead, officials say The shooter was identified as Audrey Hale, a Nashville resident, three law enforcement officials briefed on the matter told NBC News. The shooter was killed on the school's second floor, a police spokesperson said. She had two "assault-type rifles and a handgun," according to the official. Students of the school, which serves preschool students through sixth graders, were being bused to Woodmont Baptist Church, two miles away, to be reunited with their parents. Police said they first got calls about the shooter at 10:13 a.m. CT and Nashville firefighters first reported their personnel were responding to an “active aggressor” at 10:39 a.m. CT. "The police department response was swift," police spokesperson Don Aaron told reporters. Five police officers came upon the shooter and two opened fire on her, Aaron said. The shooter entered the school through a "side entrance" on the first floor, he added. It was not clear how the shooter gained access to the school. One officer was hurt by shattered glass, officials said. The names and ages of the victims have not been released. The chief said the families of all six victims had been notified. Please lift that school, and those affected families in your prayers. https://www.washingtonexaminer.com/policy/education/republicans-introduce-resolution-scrap-student-forgiveness Republicans announce resolution to scrap Biden student loan forgiveness plan Rep. Bob Good (R-VA) and Sen. Bill Cassidy (R-LA) announced legislation Monday to scrap President Joe Biden's student loan forgiveness program. Under the resolution, Congress will express disapproval of the student loan cancellation plan to overturn the program, which is stuck in limbo amid a court battle. The resolution will need a simple majority to clear the Senate and is expected to draw a veto from Biden. On the Senate side, Sens. John Cornyn (R-TX) and Joni Ernst (R-IA) are backing the Congressional Review Act resolution alongside Cassidy, the ranking member of the Senate Health, Education, Labor, and Pensions Committee. Biden unveiled the student loan forgiveness plan last August to much fanfare from progressives. Under the initiative, borrowers with an annual income of $125,000 or less can have up to $10,000 in federal student loans canceled, while those who received Pell Grants during their schooling can have up to $20,000 wiped out. The program stems from the 2003 HEROES Act, which grants the executive power to relieve student loan debt in times of national emergency or war. Critics have pointed out that Biden deemed the COVID-19 pandemic was "over" in a 60 Minutes interview last year. The pandemic was used as justification for using the HEROES Act. Last November, a lower court in Texas halted the program amid pending legal challenges. The Supreme Court is expected to rule on the program's legality by June or July. The White House says it has amassed roughly 26 million applications and approved 16 million for relief, but cancellation has not yet taken place amid the legal wrangling. Biden used his veto power for the first time last week to reject a resolution that would've nixed a Labor Department rule permitting retirement plans to take into account environmental, social, and governance considerations in investment decisions. https://www.foxbusiness.com/markets/fdic-first-citizens-bank-reached-deal-purchase-silicon-valley-bank FDIC says First Citizens Bank has reached deal to purchase Silicon Valley Bank The Silicon Valley Bank finally has a buyer. On Sunday, the Federal Deposit Insurance Corporation (FDIC) announced First-Citizens Bank & Trust Company of Raleigh, North Carolina entered a purchase agreement for all deposits and loans of Silicon Valley Bridge Bank, National Association. "The 17 former branches of Silicon Valley Bridge Bank, National Association, will open as First–Citizens Bank & Trust Company on Monday, March 27, 2023," the FDIC said in a statement. "Customers of Silicon Valley Bridge Bank, National Association, should continue to use their current branch until they receive notice from First–Citizens Bank & Trust Company that systems conversions have been completed to allow full–service banking at all of its other branch locations," the statement continued. Depositors of the Santa Clara, California-located bank will automatically become depositors of First–Citizens Bank & Trust Company, according to the statement, and all deposits will be assumed and insured by First–Citizens Bank & Trust Company, up to the insurance limit. The FDIC said: "As of March 10, 2023, Silicon Valley Bridge Bank, National Association, had approximately $167 billion in total assets and about $119 billion in total deposits. Today's transaction included the purchase of about $72 billion of Silicon Valley Bridge Bank, National Association's assets at a discount of $16.5 billion." In addition, approximately $90 billion in securities and other assets will remain in the receivership for disposition by the FDIC. According to the statement, the FDIC and First–Citizens Bank & Trust Company entered into a "loss–share transaction" on all commercial loans it purchased from Silicon Valley Bank (SVB). The FDIC estimated SVB's failure cost approximately $20 billion, although a cost will be more accurately determined when the FDIC terminates the receivership, it said. The FDIC created Silicon Valley Bridge Bank after the California Department of Financial Protection & Innovation closed Silicon Valley Bank on Friday, March 10. All of the deposits—both insured and uninsured—were transferred to the bridge bank. Alps Precious Metals Group THE PAST WEEK HAS BROUGHT SOME “EXCITEMENT” TO THE MARKETS. BANK RUNS. STOCK COLLAPSES. WHAT WAS THOUGHT TO BE STABLE SUDDENLY APPEARS UNSTABLE. AND YET, GOLD’S PRICE *WENT UP* AS THE HEADLINES BECAME MORE OMINOUS. ALPS PRECIOUS METALS WAS ESTABLISHED BECAUSE WE BELIEVE THE BEST WAY TO PROTECT ONE’S HARD-EARNED WEALTH FROM THE SERIOUS FINANCIAL PROBLEMS THAT ARE UPON US IS BY OWNING PHYSICAL GOLD AND SILVER. CALL JAMES HUNTER OF ALPS AT 251-377-2197, AND VISIT OUR WEBSITE AT WWW.ALPSPMG.COM TO DISCOVER HOW YOU CAN BUY PHYSICAL PRECIOUS METALS FOR YOUR INVESTMENT AND IRA PORTFOLIOS. OWN THE ASSET GOD SPECIFICALLY MENTIONED AS “GOOD” IN THE 2ND CHAPTER OF GENESIS, AND OBTAIN A PEACE OF MIND THAT CAN BE HAD WITH FEW OTHER INVESTMENTS. AGAIN, CALL JAMES HUNTER OF ALPS PRECIOUS METALS AT 251-377-2197, AND VISIT WWW.ALPSPMG.COM TO LEARN HOW TO OWN THE BEDROCK ASSET OF THE AGES.  https://thepostmillennial.com/portland-area-school-administrator-arrested-in-sex-sting?utm_campaign=64487 Progressive Portland area school administrator arrested in human sex trafficking sting Eight men, including a Portland-area high school administrator, were arrested and charged in relation to their alleged participation in a sex trafficking sting conducted by local law enforcement. As announced by the city of Lake Oswego's police department, they "conducted a human sex trafficking mission with the assistance of the Clackamas County Sheriff's Office, Oregon City Police, Milwaukie Police, and Sandy Police," on Thursday, March 23, 2023. "During the operation, decoys (law enforcement officers) were contacted by men who offered to pay money in exchange for the decoys to perform requested sexual acts," the department stated, going on to describe how the eight suspects allegedly agreed to meet with the supposed trafficking victims, and were subsequently "arrested and charged with the relevant crimes." Suspects Stephen R. Berry, Maximilien Aquitaine, Austin L. Olson, Vincent S. Namauleg, German D. Pascual, Jake R. Walt, and Erik J. Bjorman were all cited and released for Commercial Sexual Solicitation, officials said. However, according to the Lake Oswego Police Department, the assistant principal of Centennial High School in Gresham, Oregon was hit with additional charges. "Terrance A. Schloth (1/11/71) of Gresham, OR initially gave a false name and refused to identify himself," police stated. "As a result, he was lodged at the Clackamas County Jail in order to get a positive identification. He was charged for Commercial Sexual Solicitation (ORS 167.008) and the additional charge of Giving False Information to a Peace Officer in Connection with a Citation (ORS 162.385)." According to 52-year-old Schloth's LinkedIn page, he had been working in education for over 27 years, going from a Reynolds High School physical education teacher, to educational leader, to dean of students, and eventually serving as the assistant principal in 2014 before moving to the Centennial School District. Schloth was a progressive. His LinkedIn boasts of anti-bullying and restorative justice initiatives. According to his school profile, two of the accused administrator's children attend Centennial as well. The school district placed Schloth on administrative leave following his arrest, Conan Daily reported.

Israeli prime minister Benjamin Netanyahu has postponed a bitterly contested judicial overhaul, the first consignment of German Leopard 2 tanks has reached Ukraine, and shares of First Citizens Bank surged nearly 50 per cent on Monday morning following news it would buy much of the failed Silicon Valley Bank. Mentioned in this podcast:Netanyahu partner says reforms that have roiled Israel to be postponed German Leopard 2 tanks arrive in UkraineFirst Citizens to buy failed Silicon Valley BankReuters: Demonstrators hold dueling protests in IsraelDownload the FT Edit app here: ft.com/fteditThe FT News Briefing is produced by Fiona Symon, Sonja Hutson and Marc Filippino. The show's editor is Jess Smith. Additional help by Peter Barber, Michael Lello, David da Silva and Gavin Kallmann. Topher Forhecz is the FT's executive producer. The FT's global head of audio is Cheryl Brumley. The show's theme song is by Metaphor Music.Read a transcript of this episode on FT.com Hosted on Acast. See acast.com/privacy for more information.

This is Garrison Hardie with your CrossPolitic Daily News Brief for Tuesday, March 28th, 2023. We start today with the heartbreaking situation that unfolded in Nashville TN, Three children and three staff members were gunned down at a private Christian school in Nashville on Monday before the shooter, a heavily armed 28-year-old woman, was killed by police, authorities said. The shooting unfolded at The Covenant School on Burton Hills Boulevard where officers "engaged" the attacker, described by Metropolitan Nashville Police Chief John Drake as a woman who appears to be a former student at the school. Nashville School Shooting: Police chief provides update- Play 0:05-2:42 https://www.nbcnews.com/news/us-news/school-shooting-tennessee-leaves-multiple-injured-shooter-dead-officia-rcna76841 Shooting at Nashville Christian school leaves at least 3 children and 3 adults dead, officials say The shooter was identified as Audrey Hale, a Nashville resident, three law enforcement officials briefed on the matter told NBC News. The shooter was killed on the school's second floor, a police spokesperson said. She had two "assault-type rifles and a handgun," according to the official. Students of the school, which serves preschool students through sixth graders, were being bused to Woodmont Baptist Church, two miles away, to be reunited with their parents. Police said they first got calls about the shooter at 10:13 a.m. CT and Nashville firefighters first reported their personnel were responding to an “active aggressor” at 10:39 a.m. CT. "The police department response was swift," police spokesperson Don Aaron told reporters. Five police officers came upon the shooter and two opened fire on her, Aaron said. The shooter entered the school through a "side entrance" on the first floor, he added. It was not clear how the shooter gained access to the school. One officer was hurt by shattered glass, officials said. The names and ages of the victims have not been released. The chief said the families of all six victims had been notified. Please lift that school, and those affected families in your prayers. https://www.washingtonexaminer.com/policy/education/republicans-introduce-resolution-scrap-student-forgiveness Republicans announce resolution to scrap Biden student loan forgiveness plan Rep. Bob Good (R-VA) and Sen. Bill Cassidy (R-LA) announced legislation Monday to scrap President Joe Biden's student loan forgiveness program. Under the resolution, Congress will express disapproval of the student loan cancellation plan to overturn the program, which is stuck in limbo amid a court battle. The resolution will need a simple majority to clear the Senate and is expected to draw a veto from Biden. On the Senate side, Sens. John Cornyn (R-TX) and Joni Ernst (R-IA) are backing the Congressional Review Act resolution alongside Cassidy, the ranking member of the Senate Health, Education, Labor, and Pensions Committee. Biden unveiled the student loan forgiveness plan last August to much fanfare from progressives. Under the initiative, borrowers with an annual income of $125,000 or less can have up to $10,000 in federal student loans canceled, while those who received Pell Grants during their schooling can have up to $20,000 wiped out. The program stems from the 2003 HEROES Act, which grants the executive power to relieve student loan debt in times of national emergency or war. Critics have pointed out that Biden deemed the COVID-19 pandemic was "over" in a 60 Minutes interview last year. The pandemic was used as justification for using the HEROES Act. Last November, a lower court in Texas halted the program amid pending legal challenges. The Supreme Court is expected to rule on the program's legality by June or July. The White House says it has amassed roughly 26 million applications and approved 16 million for relief, but cancellation has not yet taken place amid the legal wrangling. Biden used his veto power for the first time last week to reject a resolution that would've nixed a Labor Department rule permitting retirement plans to take into account environmental, social, and governance considerations in investment decisions. https://www.foxbusiness.com/markets/fdic-first-citizens-bank-reached-deal-purchase-silicon-valley-bank FDIC says First Citizens Bank has reached deal to purchase Silicon Valley Bank The Silicon Valley Bank finally has a buyer. On Sunday, the Federal Deposit Insurance Corporation (FDIC) announced First-Citizens Bank & Trust Company of Raleigh, North Carolina entered a purchase agreement for all deposits and loans of Silicon Valley Bridge Bank, National Association. "The 17 former branches of Silicon Valley Bridge Bank, National Association, will open as First–Citizens Bank & Trust Company on Monday, March 27, 2023," the FDIC said in a statement. "Customers of Silicon Valley Bridge Bank, National Association, should continue to use their current branch until they receive notice from First–Citizens Bank & Trust Company that systems conversions have been completed to allow full–service banking at all of its other branch locations," the statement continued. Depositors of the Santa Clara, California-located bank will automatically become depositors of First–Citizens Bank & Trust Company, according to the statement, and all deposits will be assumed and insured by First–Citizens Bank & Trust Company, up to the insurance limit. The FDIC said: "As of March 10, 2023, Silicon Valley Bridge Bank, National Association, had approximately $167 billion in total assets and about $119 billion in total deposits. Today's transaction included the purchase of about $72 billion of Silicon Valley Bridge Bank, National Association's assets at a discount of $16.5 billion." In addition, approximately $90 billion in securities and other assets will remain in the receivership for disposition by the FDIC. According to the statement, the FDIC and First–Citizens Bank & Trust Company entered into a "loss–share transaction" on all commercial loans it purchased from Silicon Valley Bank (SVB). The FDIC estimated SVB's failure cost approximately $20 billion, although a cost will be more accurately determined when the FDIC terminates the receivership, it said. The FDIC created Silicon Valley Bridge Bank after the California Department of Financial Protection & Innovation closed Silicon Valley Bank on Friday, March 10. All of the deposits—both insured and uninsured—were transferred to the bridge bank. Alps Precious Metals Group THE PAST WEEK HAS BROUGHT SOME “EXCITEMENT” TO THE MARKETS. BANK RUNS. STOCK COLLAPSES. WHAT WAS THOUGHT TO BE STABLE SUDDENLY APPEARS UNSTABLE. AND YET, GOLD’S PRICE *WENT UP* AS THE HEADLINES BECAME MORE OMINOUS. ALPS PRECIOUS METALS WAS ESTABLISHED BECAUSE WE BELIEVE THE BEST WAY TO PROTECT ONE’S HARD-EARNED WEALTH FROM THE SERIOUS FINANCIAL PROBLEMS THAT ARE UPON US IS BY OWNING PHYSICAL GOLD AND SILVER. CALL JAMES HUNTER OF ALPS AT 251-377-2197, AND VISIT OUR WEBSITE AT WWW.ALPSPMG.COM TO DISCOVER HOW YOU CAN BUY PHYSICAL PRECIOUS METALS FOR YOUR INVESTMENT AND IRA PORTFOLIOS. OWN THE ASSET GOD SPECIFICALLY MENTIONED AS “GOOD” IN THE 2ND CHAPTER OF GENESIS, AND OBTAIN A PEACE OF MIND THAT CAN BE HAD WITH FEW OTHER INVESTMENTS. AGAIN, CALL JAMES HUNTER OF ALPS PRECIOUS METALS AT 251-377-2197, AND VISIT WWW.ALPSPMG.COM TO LEARN HOW TO OWN THE BEDROCK ASSET OF THE AGES.  https://thepostmillennial.com/portland-area-school-administrator-arrested-in-sex-sting?utm_campaign=64487 Progressive Portland area school administrator arrested in human sex trafficking sting Eight men, including a Portland-area high school administrator, were arrested and charged in relation to their alleged participation in a sex trafficking sting conducted by local law enforcement. As announced by the city of Lake Oswego's police department, they "conducted a human sex trafficking mission with the assistance of the Clackamas County Sheriff's Office, Oregon City Police, Milwaukie Police, and Sandy Police," on Thursday, March 23, 2023. "During the operation, decoys (law enforcement officers) were contacted by men who offered to pay money in exchange for the decoys to perform requested sexual acts," the department stated, going on to describe how the eight suspects allegedly agreed to meet with the supposed trafficking victims, and were subsequently "arrested and charged with the relevant crimes." Suspects Stephen R. Berry, Maximilien Aquitaine, Austin L. Olson, Vincent S. Namauleg, German D. Pascual, Jake R. Walt, and Erik J. Bjorman were all cited and released for Commercial Sexual Solicitation, officials said. However, according to the Lake Oswego Police Department, the assistant principal of Centennial High School in Gresham, Oregon was hit with additional charges. "Terrance A. Schloth (1/11/71) of Gresham, OR initially gave a false name and refused to identify himself," police stated. "As a result, he was lodged at the Clackamas County Jail in order to get a positive identification. He was charged for Commercial Sexual Solicitation (ORS 167.008) and the additional charge of Giving False Information to a Peace Officer in Connection with a Citation (ORS 162.385)." According to 52-year-old Schloth's LinkedIn page, he had been working in education for over 27 years, going from a Reynolds High School physical education teacher, to educational leader, to dean of students, and eventually serving as the assistant principal in 2014 before moving to the Centennial School District. Schloth was a progressive. His LinkedIn boasts of anti-bullying and restorative justice initiatives. According to his school profile, two of the accused administrator's children attend Centennial as well. The school district placed Schloth on administrative leave following his arrest, Conan Daily reported.

A.M. Edition for March 27. First Citizens Bank is buying big pieces of Silicon Valley Bank, more than two weeks after SVB's collapse sent tremors through the global banking system. WSJ editor Matthew Thomas explains the significance of the purchase and its potential risks for First Citizens. And Israel is at a standstill as its largest trade union calls a general strike over Prime Minister Benjamin Netanyahu's contentious judicial overhaul. Luke Vargas hosts. Learn more about your ad choices. Visit megaphone.fm/adchoices

Shares of the Raleigh, NC-based bank rose more than 50%.   (0:20) Jason Moser discusses: - First Citizens Bank buying (at a discount) $72 billion worth of Silicon Valley Bank's assets - Four tools (two free, two with a subscription fee) he uses in his investing research - The balance of weighing a company's information with the financial media's reporting on that information (10:30) Buck Hartzell talks with Michael Kehoe, CEO of Kinsale Capital Group, about the specialty insurance landscape and his company's competitive advantage.   Send your investing questions to podcasts@fool.com Companies discussed: FCNCA, KNSL   Host: Chris Hill Guests: Jason Moser, Buck Hartzell, Michael Kehoe Producer: Ricky Mulvey Engineer: Tim Sparks

Today's Post - https://bahnsen.co/3noFOMJ There is a lot today on Housing, which is a matter of practical significance to a lot of you, and there is a lot today on the banking mess and the Fed, which is also connected to Housing. So I think you'll find today's missive practical and interesting. After reports throughout the weekend that both First Citizens Bank and Valley National Bank were bidding with the FDIC to take over Silicon Valley Bank (both publicly traded, sub-$10bn market cap banks, the former out of North Carolina and the latter from New Jersey), the Monday morning announcement ended up being that First Citizens Bank would be the buyer. I don't think the ownership of Silicon Valley Bank's deposits, loans, brand, and locations is that important to markets overall, with the FDIC having already put unlimited depositor protection in place. The final resolution of their capital markets and securities business is more relevant to us at The Bahnsen Group, for a variety of portfolio-related reasons. And really the final resolution of what will happen with First Republic Bank is the most pressing issue across markets out of the wide array of contenders. Did you know the market closed at 32,254 the day of the Silicon Valley reports on Thursday, March 9, and closed at 32,238 on Friday, March 24, just two weeks later? In between there were ten days of extreme volatility and one day of light volatility, but from the start point to end point, it was dead. flat. in. the. market. And after today markets are UP since this soap opera began. Go figure. Links mentioned in this episode: TheDCToday.com DividendCafe.com TheBahnsenGroup.com

Carl Quintanilla, Jim Cramer and David Faber led off the show with First Citizens Bank shares surging after the company agreed to acquire the assets, deposits and loans of failed Silicon Valley Bank. News of the deal tempered concerns about banking turmoil and gave a boost to regional bank stocks. Which regionals are worth buying now? Also in focus: Salesforce avoids a proxy fight with activist investor Elliott Management, the "AI effect" on mega-cap tech stocks, Apple CEO Tim Cook visits China, Caterpillar gets slapped with an "Underperform" rating, "Overweight"-ing Tesla and an upgrade to "Buy" for Pinterest. Squawk on the Street Disclaimer

More bank backstops came to light over the weekend, as U.S. officials reportedly considered expanding an emergency bank lending program.  First Citizens Bank also swooped in to acquire SVB's branches & deposits. And the flow of deposits out of regionals and into larger institutions has started to slow, too. Goldman's Chief Political Economist joins us to discuss all of it. Plus, one strategist says he's seeing strength in one part of the banking sector, along with European stocks and quality U.S. names. He'll tell us which ones. And, the 2-day hearing on SVB's collapse kicks off tomorrow. We'll talk to House Financial Services Committee Member Jim Himes about which moves he'd like to see on the FDIC insurance front.