Podcasts about Andover

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Best podcasts about Andover

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Latest podcast episodes about Andover

The Loop
Afternoon Report: Sunday, June 21, 2026

The Loop

Play Episode Listen Later Jun 21, 2026 5:52 Transcription Available


President Trump threatens to restart strikes against Iran. A Hyde Park man's been arrested on murder and other charges after yesterday's deadly crash in Mattapan. Andover school officials say, weeks after he was rescued while swimming with friends, a local boy has died of his injuries. Stay in "The Loop" with #iHeartRadio.See omnystudio.com/listener for privacy information.

Canicross Conversations
What To Do If Your Dog Goes Missing — Lost Dog Tracking (Episode 212)

Canicross Conversations

Play Episode Listen Later Jun 19, 2026 48:01


Louise and Michelle are joined by Jules, Team Coordinator for the Lost Dogs Tracking Network, Southern Counties. Jules talks through how she went from dog training and truffle-hunting to coordinating a team of scent-tracking dogs across Wiltshire, Hampshire, Berkshire and beyond. It's a genuinely fascinating (and at times emotional) listen covering how tracking dogs work, what to do in the first crucial hours after losing a dog, and why a cheap fabric collar in a sandwich bag could be the difference between finding your dog quickly or not at all. Equal parts practical advice and brilliant dog stories.     Timings 00:00 – How Jules got started From dog training and horses, to truffle-hunting dogs, to a "very naughty spaniel" who needed a job — Jules's route into lost dog tracking via Claire Brown, founder of the original West Yorkshire team. 01:18 – Southern Counties coverage Jules is based near Andover, covering Wiltshire, Hampshire, Berkshire, parts of Surrey, and sometimes as far as Oxford and Gloucestershire. The network now has 11 teams nationally, with the goal of nobody being more than an hour from a trained tracking dog. 03:34 – How the dogs actually track The difference between scent work (find this specific trained thing) and lost-dog tracking (match this scent, in a constantly changing environment). Jules compares it to medical detection dogs — same underlying skill, different application. 06:23 – The scent article problem Why a single scent item (collar, blanket, bed) is usually easy in a one-dog household — and genuinely difficult with multiple dogs, especially if they've all been on the same walk. Includes the story of a successful track using a Christmas coat that had been in storage for months. 08:22 – The first 48 hours Jules's team don't usually track immediately — most dogs return to the loss point on their own. Key advice: stay at the loss point, post once on social media (not repeatedly), register with DogLost and Drone SAR, and leave a worn item of clothing to draw the dog back in. 10:46 – Owner panic and dogs returning to the car Louise shares her own "anger to panic" experience, and Jules confirms it's extremely common for dogs to return to the loss point or the car — often while panicked owners are out searching elsewhere. 13:04 – How tracking dogs signal they're close A brilliant bit on individual dog "tells": Jules's collie freezes and stares from a distance, her spaniel switches from straight tracking to busy side-to-side hunting, and a team Labrador rears up to air-scent. 16:38 – Catching a dog once it's found Often it's simply sitting quietly and letting the dog calm down enough to recognise its owner's scent — sometimes taking 40 minutes to an hour. Includes the story of a dog found after 10 days, who later joined the team as a tracking dog himself. 17:00 – How lost dogs survive Water from streams and puddles, foraged fruit, and — for the hunting breeds — the odd self-caught pheasant or rabbit. Useful context for ground searchers working out where a dog might be. 19:01 – The harder stories Jules is honest that outcomes are roughly 50/50 between reunions and dogs found deceased, usually from road or rail incidents — and why giving owners closure matters just as much as a happy ending. Also covers how individual dogs are matched to searches based on temperament and likely outcome. 23:09 – "She's never done this before" Why owner honesty about recall and likely behaviour (hunting vs genuinely bolting in fear) changes the whole shape of a search — and why nobody should be embarrassed about a dog running off. 25:49 – What makes a good tracking dog Trainability and temperament over breed — the team includes spaniels, labradors, münsterländers, collies, an Australian shepherd, and even terriers. Training takes roughly a year to 18 months through a structured three-level course with annual CPD. 33:39 – Kit talk: harnesses and hi-vis Why standard canicross harnesses can choke a tracking dog (head down, pulling hard) and the benefits of a lower-sitting harness. Plus the now-famous detail from meeting Jules at Goodwoof — hi-vis coats with a different colour on each side, so handlers can tell at a glance which direction their dog went. 40:08 – GPS trackers vs AirTags Jules's clear advice: get a proper GPS tracker (the team recommends Tractive), not an AirTag, which relies on nearby Apple devices and is useless in rural areas. Includes the story of a dog missing for 12 days over New Year whose AirTag never pinged once. 42:08 – Microchips and collars A reminder to keep microchip details up to date — many dogs are found with no collar (slipped it in the house or garden) and an out-of-date chip means rescuers can't reach the owner at all. 43:52 – Final advice Stay where you are. Don't shout and call repeatedly. Get help and split up sensibly. Try not to panic — and if your dog does go missing, it's not a reflection on you as an owner.   https://northk9.co.uk/LDTN/   https://www.southerncountieslostdogtracking.com/

The Rinkside Rundown Podcast
Jamie Nelson on Her Minnesota Roots, Raising The Bar, and an Unwavering Pursuit of a Pro Career

The Rinkside Rundown Podcast

Play Episode Listen Later Jun 11, 2026 34:33


This week, I'm joined by University of Minnesota forward Jamie Nelson, as we discuss her early days growing up in Andover, Minnesota where she was put in skates at three years old, to how important it was to remain close to home and the growth and development that led to a career year in 2025-26.With the PWHL Draft around the corner, we also discuss the anticipation Jamie feels ahead of this next chapter of her career, and how important it is to her to recognize the players who paved the way for her to have this moment.Some of the key topics we cover include:Jamie Nelson's early hockey influences in MinnesotaThe importance of multi-sport athleticismBuilding a championship mindset and resilienceTransitioning between college programs and growthThe significance of community support and role modelsReflections on collegiate achievements and awardsThe journey to the PWHL draft and professional aspirationsDiscover more about Jamie Nelson and her hockey journey at www.rinksiderundown.ca, and follow the podcast on Instagram at https://www.instagram.com/rinksiderundownpod.

The Modern Art Notes Podcast
Miró and the US, Parasol Press

The Modern Art Notes Podcast

Play Episode Listen Later May 28, 2026 87:23


Episode No. 760 features curators Marko Daniel and Elsa Smithgall, and curator Rachel Vogel. With Matthew Gale and Dolors Rodríguez Roig, Daniel and Smithgall are the co-curators of "Miró and the United States" at the Phillips Collection, Washington, DC. The exhibition explores the exchanges between Joan Miró and the mid-twentieth-century US art scene. Not only did Miró have retrospectives at the Museum of Modern Art, New York in 1941 and 1959, but he traveled to the US seven times between 1947 and 1968, when he made a point of seeing US art and visiting US artists. The exhibition at the Phillips is on view through July 5. The Phillips and the Fundació Joan Miró have published a catalogue; the Phillips offers it for $65. As discussed on the program: Alexander Calder, Calder's Circus, 1926-31; "High Wire: Calder's Circus at 100" at the Whitney Museum of American Art, New York; Joan Miró's Constellations, 1940-41; Joan Miró, Blue Triptych, 1961; and "Miró Mural," exhibition at the Museum of Modern Art, New York, 1948; Vogel is the curator of "Parasol Press: Breaking New Ground," a survey of Parasol Press' 1970-2014 output at the Addison Art Gallery, Andover, Mass. Robert Feldman's Parasol Press came to significance by working with minimalist and conceptualist artist such as Dorothea Rockburne, Sylvia Plimack Mangold, Sol LeWitt, Chuck Close, and more. The exhibition is on view through July 31. Instagram: Rachel Vogel, Tyler Green. Air date: May 28, 2026.

New England Lacrosse Journal‘s Chasing The Goal
Andover Coach Bryan Brazill on HGR Lacrosse & Prep-School Trends

New England Lacrosse Journal‘s Chasing The Goal

Play Episode Listen Later May 28, 2026 52:11


The guest is Andover boys head coach and owner of HGR Lacrosse, Bryan Brazill. He describes building HGR's lacrosse-focused indoor turf facility near Lawrence Airport and discusses his relationship with Andover legend Wayne “Pug” Pugliese, now the athletic director. The group reflects on a frustrating, defense-heavy and unusually parity-driven Massachusetts season, speculating about COVID-era developmental impacts. Brazill explains Andover's choice to play fewer games to prioritize player development, IQ, and chemistry, and contrasts college versus high school buy-in and constraints. They discuss prep-school player movement, Brazil's coaching approach across ages, Andover's win over Acton-Boxborough, and upcoming playoff concerns including St. John's Prep.   Topics 00:54 Podcast Kickoff 01:06 JV Season Grind 02:04 Meet Bryan Brazill 02:17 Inside HGR Facility 03:51 Taking Over Andover 07:04 Season Frustrations 09:08 Why This Year Feels Weird 11:42 Fewer Games Philosophy 15:21 Practice vs Play Debate 20:44 Merrimack Destiny Story 23:21 Intensity and Buy In 24:50 College Buy In Culture 26:57 High School Reality Check 28:58 Getting JP Back 31:09 Prep School Talent Grab 36:58 Coaching And Winning Mindset 39:47 Authenticity And Standards 45:00 Favorite Win And Playoffs 50:58 Coaches Care Closing

Steve and Ted in the Morning
A full scale projection of your future home

Steve and Ted in the Morning

Play Episode Listen Later May 28, 2026 8:12


An Andover company is on the cutting edge, showing you your dream home before it even exists.

Matty in the Morning
Billy's News

Matty in the Morning

Play Episode Listen Later May 20, 2026 2:01 Transcription Available


This episode is packed with a mix of local and national news, as well as some exciting entertainment updates. From a young boy's close call at a Massachusetts pond to a high-profile arrest on Martha's Vineyard, and a heated debate over street closures in Boston, this episode has it all.The speaker touches on several pressing issues, including a recent incident in Andover where a young boy was rescued from a pond, and the subsequent beach safety awareness campaign announced by local officials. There's also a developing story about a Brazilian father and son who were detained by the Coast Guard and are now being held at a federal immigration detention facility. Additionally, the speaker discusses the ongoing dispute between the city and the TEA over street closures around South Station.The episode also delves into some national news, including a report on two teenage suspects behind a deadly shooting at an Islamic center in San Diego, and the NAACP's new campaign urging black athletes to boycott major college athletic programs in Southern states. And, in some lighter news, the Jonas Brothers are launching their own podcast, and Olivia Rodrigo is releasing a new single.If you want to stay up-to-date on the latest news and trends, tune in to this episode to hear the speaker break down these stories and more.See omnystudio.com/listener for privacy information.

Morning MAGIC with David, Sue, & Kendra
Music Bingo for Birthdays

Morning MAGIC with David, Sue, & Kendra

Play Episode Listen Later May 6, 2026 4:15


Join Sue and Kendra on Thursday June 11 at the Doubletree By Hilton in Andover for MUSIC BINGO FOR BIRTHDAYS! Thanks to NuBingo - the night will be filled with fun, raffles and so much more -- all to benefit ONE WISH PROJECT!

The Bigspin Podcast
The Mike Schneider Interview

The Bigspin Podcast

Play Episode Listen Later May 1, 2026 168:43


On this episode of The Bigspin Podcast, I sit down with fingerboarding legend Mike Schneider at his home in Andover, Massachusetts.. the same spot where the very first Rendezvous took place! If you know, you know! Over the course of nearly four hours, we talked about Mike's legacy in fingerboarding, founding one of the most influential and longest running brands in the scene, FlatFace, and his newer ventures with Blistered Fingerboard Wheels and Duck Decks.We also dive into the current state of the fingerboard community, plans for the future, how the scene has evolved over the years, and everything in between. Throughout the day we took breaks for lunch, sessions, and just hanging out, making this one of the most genuine and in-depth conversations I've had on the podcast!Huge thank you to Mike for welcoming me into his home, for everything he's done for fingerboarding, and for continuing to inspire the next generation of fingerboarders around the world!This episode premieres May 1 on YouTube, Apple Podcasts, and Spotify.Check out Flatface! https://flatfacefingerboards.com/Support the show

Vermont Edition
Spring peepers, salamanders and other amphibious signs of spring

Vermont Edition

Play Episode Listen Later Apr 15, 2026 49:50


The sound of spring peepers tells us warmer weather is on its way. As the frogs ribbit, spotted salamanders crawl across roads to find mating spots, while turtles and snakes bask in the sun.Herpetologist Jim Andrews from Salisbury coordinates the Vermont Reptile and Amphibian Atlas. He joins Vermont Edition for our annual hour on reptiles and amphibians to offer advice on how to observe and protect our slithery, slimy friends. We also hear the sounds of some iconic spring species.Vermonters can contribute their own amphibian and reptile sightings to the Atlas here. The Atlas is on the lookout for species reports in several places in particular: Photos, reports, or sounds of spring peepers in Andover, Avery's Gore, Glastonbury, St. Albans City and Stratton Photos of spotted salamanders or their egg masses in Barre City, Essex Junction, North Hero and St. Albans City Photos or reports of red-backed salamanders from: Barton, Glover, Newport and Sheffield Broadcast live on Wednesday, Apr. 15, 2026, at noon; rebroadcast at 7 p.m.Have questions, comments or tips? Send us a message or check us out on Instagram.

The Modern American Dream
Mastering the Market: The Blueprint to Real Estate Success with Gregory French

The Modern American Dream

Play Episode Listen Later Apr 14, 2026 22:51


On this episode of The Modern American Dream Podcast, Arthur and David sit down with Gregory French, a standout real estate agent from Andover, MA, to deconstruct what it actually takes to win in one of the most competitive markets in the country.Gregory doesn't just talk about the highlights; he dives deep into the grit, the initial struggles, and the pivotal mindset shift that transformed his career from "just another agent" to a top-tier success story. If you've ever wondered how to build a sustainable business while maintaining a "Modern American Dream" lifestyle, this interview is your blueprint.Inside the Interview:The Starting Line: How Gregory navigated the early days of his career and what he would do differently today.Andover Insights: Why local expertise and community involvement are the ultimate differentiators.Systems for Scaling: The tools and routines Gregory uses to stay consistent and ahead of the curve.The Success Formula: Balancing high-level production with a vision for long-term wealth.Whether you're an agent looking for a spark or a business leader aiming for the next level, Gregory's journey proves that with the right leverage and mindset, anything is possible.

PR Not BS
Ashlea Fisher shares how being personable in recruitment changes the game

PR Not BS

Play Episode Listen Later Apr 14, 2026 34:36


Hosted by Lauren Roberts, today's podcast welcomes Ashlea Fisher, founder of iRecruit4.Recruitment business based in Royal Wootton Bassett, Wiltshire, iRecruit4 supplies businesses with their recruitment needs all across the M4 corridor servicing Basingstoke, Andover, Swindon, all the way down to Bath and Bristol. Specialising in the blue collar industry and temp contracts, Ashlea dives listeners into the world of recruitment.Firstly, Ashlea shares her journey into the industry. From starting as a fledgling recruitment officer provided with no training to a thriving, successful and envied recruitment manager.Commenting on how recruitment is such a diverse industry, where you work with a variety of people and you get to work with all types of people in the business, from business owners all the way to the factory workers.Ashlea tells all about the trials of tribulations of working for other companies, sharing the people who've inspired her along the way. She also delves into the circumstances which led her to start up her own business. Going from strength to strength as she climbed the corporate ladder of recruitment, Ashlea found herself in a situation where she had to start her own business and has thrived ever since. Particularly crediting Megan, her ‘right arm', for supporting her from the very start. “It was a case of now or never,” said Ashlea. “[I said to her] I'm just going to jump into my own business.”Ashlea discusses her personal and professional growth whilst starting IRecruit4 and the heavy job of supporting people into employment. Divulging how the ethos of her business centres around putting people first as she highlights the importance of building relationships with businesses caveating that whilst iRecruit4's fees are higher; they provide loyalty and quality to clients.“A lot of these people are living paycheck to paycheck Lauren,” she says. “These are people's livelihoods.”Ashlea touches on her need to work within a community and how her active decision to engage with charities has been a priority from the start. She shares her goal to collaborate with her community, calling iRecruit4's charity work “We Share Because We Care” where a percentage of their invoice value goes to a charity of the client's choice. She stresses how this initiative is about working together to support those in need.In her conversation with Lauren, Ashlea expresses the role and importance of PR in her business. Sharing how she doesn't have the relationships in the local area and getting to know people and their community stories makes a massive difference, how going to networking events and sharing your stories and your business is essential, especially when you don't have the longevity in the area. People feel like they know you when you walk through the door.“One of the things we've learnt in recruitment is that ‘people buy from people' and it's important to let our personalities shine and you want to be trusted and working on your PR is great for that,” she said.Ashlea also plunges into the world of AI in recruitment and how it's impacting the sector along with iRecruit4's responses to try and put people first. Supporting clients through interview and CV skills.“You have to be very careful in our industry because our industry is very people focused and what you don't want is to lose that personal touch,” she said.To contact Ashlea Fisher, visit IRecruit4's website: www.irecruit4.co.uk or email her ashlea@irecruit4.co.uk To get in touch with Lauren and the Scott Media team, visit www.scottmedia.ukJoin our free Facebook group at: https://www.facebook.com/groups/prtribe

WBZ NewsRadio 1030 - News Audio
Paved Haggetts Pond Rail Trail Opens In Andover

WBZ NewsRadio 1030 - News Audio

Play Episode Listen Later Apr 13, 2026 0:48 Transcription Available


WBZ NewsRadio’s Jay Willett reports. See omnystudio.com/listener for privacy information.

This Joyous Wedding Podcast
Perona Farms; 100 Years of Fabulous Celebrations

This Joyous Wedding Podcast

Play Episode Listen Later Mar 31, 2026 25:42


Some venues just host singular weddings. Perona Farms in Andover, NJ invents them.

New England Lacrosse Journal‘s Chasing The Goal
New England Prep Lacrosse Preview

New England Lacrosse Journal‘s Chasing The Goal

Play Episode Listen Later Mar 26, 2026 43:30


Kyle and Mike Zhe preview New England prep lacrosse beyond the ISL, covering the Founders League, Lakes Region, NESLL, and girls prep rankings. In the Founders League they highlight Loomis Chaffee as the top returning team, with Choate and Taft as main challengers and Avon Old Farms a dark horse, plus notes on Hotchkiss, Trinity-Pawling, Westminster and others. In the Lakes Region they pick Holderness as the team to beat, discuss injury-hit New Hampton, St. Paul's graduation losses, and dark horses including Proctor, Kimball Union, Brewster, Tilton and Vermont Academy. In the seven-team NESLL they rank Pingree over Dexter Southfield after last year's 3–1 final, with Cushing as a potential riser and notes on Phillips Exeter and Portsmouth Abbey. The show ends with a girls prep top 10 led by Sacred Heart Greenwich, followed by Nobles, Dexter, Governors, Andover, Hotchkiss, Deerfield, Greenwich Academy, Holderness and Milton.   Topics 01:58 Founders League Preview 02:32 Loomis Chaffee Favorites 06:14 Choate Challenger Breakdown 08:42 Taft Rebound Season 10:30 Avon Dark Horse 12:35 Other Founders Teams 13:33 Lakes Region Shift 13:58 Holderness Top Pick 15:55 New Hampton Injury Comeback 18:41 St Paul's Reloading 20:46 Dark Horses Proctor and KUA 22:41 Tilton and Brewster Picks 24:42 NESLL ‘Rock Fight' Recap 25:36 Pingree Season Breakdown 27:43 Dexter Southfield Defense 29:21 Cushing Dark Horse Case 31:24 Exeter and Portsmouth Abbey 33:09 Girls Prep Format Overview 34:28 Girls Rankings 10 to 8 39:31 Girls Rankings 7 to 5 41:36 Girls Top Four Contenders 44:05 Sacred Heart Greenwich No 1 45:24 Closing Stories and Wrap

Justice & Drew
Hour 3: Andor or Andover? Jim Abeler Joins

Justice & Drew

Play Episode Listen Later Mar 10, 2026 37:49


Jon gets called out by a listener and does a deep dive into the cost of vehicle registration in Minnesota and other topics from the current legislative session. MN Sen. Jim Abeler joins to discuss the latest from St. Paul and his bill to help educators.

Justice & Drew
Hour 3: Andor or Andover? Jim Abeler Joins

Justice & Drew

Play Episode Listen Later Mar 10, 2026 37:41 Transcription Available


Jon gets called out by a listener and does a deep dive into the cost of vehicle registration in Minnesota and other topics from the current legislative session. MN Sen. Jim Abeler joins to discuss the latest from St. Paul and his bill to help educators.See omnystudio.com/listener for privacy information.

Aircrew Interview
AI # 416 : C-17 to Empire Test Pilot School | Matt Doncaster *PART 2*

Aircrew Interview

Play Episode Listen Later Mar 8, 2026 71:14


Send a textFormer Harrier and C-17 pilot, Matt Doncaster shares what it was like to be a Qualified Flying Instructor (QFI) at the Empire Test Pilot School flying the Tucano, Hawk T1, Alpha Jet, Andover and more!Check out the Harrier GR7 project - https://harrier2life.co.uk/Pick up one of our patches -  https://ebay.us/m/B0gs3iHelp to keep the channel going:         PATREON - https://www.patreon.com/aircrewinterviewDONATE - http://www.aircrewinterview.tv/donate/* Pick up some AI merch - https://www.teepublic.com/user/aircrew-interview Purchase our Aviation Art Book, Volume One - https://amzn.to/3sehpaP  Follow us: https://www.aircrewinterview.tv/https://www.instagram.com/aircrew_interviewhttps://www.facebook.com/aircrewinterviewhttps://www.twitter.com/aircrewtvSupport the show

Resolute Podcast
Freedom With Fences in Betrothal | 1 Corinthians 7:39-40

Resolute Podcast

Play Episode Listen Later Mar 7, 2026 5:21


Welcome to The Daily, where we study the Bible verse by verse, chapter by chapter, every day. Our shout-out today goes to John Deedrick from Andover, MN. Thanks for your partnership in Project23. We cannot do this without donors like you. Our text today is 1 Corinthians 7:39-40. A wife is bound to her husband as long as he lives. But if her husband dies, she is free to be married to whom she wishes, only in the Lord. Yet in my judgment she is happier if she remains as she is. And I think that I too have the Spirit of God. — 1 Corinthians 7:39-40 Paul closes this long and careful chapter with calm clarity. After addressing desire, marriage, singleness, freedom, and faithfulness, he brings everything to rest on one steady truth: covenant still matters. He begins where Scripture consistently begins—with commitment. Marriage is not a temporary arrangement or a casual agreement. It is a covenant meant to endure for life, and Paul states this plainly, without apology or embellishment. At the same time, Paul is not careless with those who have suffered loss. When death ends a marriage, freedom is real. A widow is not bound forever; she is free to marry again, and Paul affirms that freedom without hesitation. But freedom is never detached from devotion. Paul adds a clarifying expression that shapes everything that follows: "only in the Lord." Choice is permitted, but allegiance remains. Desire may move, but it must move under the Lordship of Christ. Paul then offers his pastoral judgment—not as a command or pressure. He suggests that remaining single may bring greater happiness, not because marriage is lesser, but because undistracted devotion often produces more profound peace. His concern throughout the chapter has never been status, but spiritual steadiness. When Paul closes by saying that he speaks with the Spirit of God, he is not claiming superiority. He expresses confidence that wisdom shaped by the Spirit leads to a freedom that does not fracture faith. This final word is the heart of the chapter. Marriage is good. Singleness is good. Freedom is good. But none of them are ultimate. Freedom flourishes best where God's covenant is honored. When boundaries disappear into a field of choices, freedom does not expand—it collapses. But when freedom is shaped by devotion to the Lord, it becomes a gift rather than a threat to your soul. So we are all left with an invitation: live freely, choose wisely, honor the covenant, and remain anchored in the Lord. DO THIS: If you are facing a relational decision, write down what freedom looks like "in the Lord." Ask not only what you want, but what honors Christ. ASK THIS: Where do I confuse freedom with the absence of boundaries? How does covenant protect rather than restrict true freedom? What decision am I being called to make in the Lord right now? PRAY THIS: Father, thank You for the freedom You give and the wisdom You provide. Teach me to choose within Your design, to honor covenant, and to trust that true freedom is found in devotion to You. Amen. PLAY THIS: "Even If"

My Music
My Music Episode 653 - Amy Fox

My Music

Play Episode Listen Later Mar 6, 2026 29:07


Podcast DescriptionOn this episode of MyMusic, host Graham Coath sits down with singer-songwriter Amy Fox for a thoughtful and personal conversation about music, vulnerability and the long road to finding confidence as an artist.Based near Southampton, Amy talks about the supportive grassroots music scenes in places like Southampton, Andover and Salisbury, and how open mic nights and local venues have played an important role in helping musicians develop their craft.The conversation then moves into the heart of Amy's songwriting. Her upcoming EP of four deeply personal songs explores themes of healing, leaving a toxic relationship and learning how to rebuild self-worth and self-love. Writing these songs became an important part of her own healing process, turning difficult experiences into something creative and meaningful.Amy also reflects on the challenges many musicians face: stage fright, self-doubt and the long journey towards believing in your own voice. From writing songs in private as a teenager to finally performing at open mic nights after becoming a parent, her path into music has been one of gradual courage and growth.Graham and Amy discuss why imperfect voices often connect more deeply with audiences, the psychology of singing, and the communal power of live music.The episode also looks ahead to Amy's next steps as an artist, including the release of her EP and a live EP launch show at The Dusty Barrel in Hythe, where she hopes to continue building her confidence and sharing her music with a wider audience.This is an honest conversation about music as a tool for expression, healing and connection — and a reminder that sometimes the most powerful songs come from the most difficult places.If you enjoy discovering emerging artists and the real stories behind their music, this is an episode you won't want to miss.

Steve Thomson and Eric Nelson
“Getting to your game” at The Tourney with Andover Huskies HC Mark Manney

Steve Thomson and Eric Nelson

Play Episode Listen Later Feb 28, 2026 8:43


Mark Manney is the head coach for the Andover Huskies boys HS hockey team. They have emerged out of section 5 and are heading the State Tourney. Steve and Mark talk a bit about Andover switching sections and how that's impacted their team and fans' ability to watch them in a postseason. They chat about the journey the Huskies have been on this season and what they anticipate in their first game vs Edina at the Tourney.

The New Scene
Episode 320: Jacob Bannon of Converge / Umbra Vitae

The New Scene

Play Episode Listen Later Feb 9, 2026 89:46


Keith welcomes Jacob Bannon back to the show and we discuss growing up split between Andover and Boston MA, discovering independent music through skateboarding and friends, early show going experiences at the Red Barn, and the ups and downs of the life of an independent artist. We also discuss the new Converge LP "Love Is Not Enough", the central theme behind the record, a deep dive on the writing and creative process for the record, extreme vocal methodology and the toll it takes on the body, the recent "Saddest Day Fest" curated by Converge, Jake's other band Umbra Vitae and his lyrical process for the band, what's new at Deathwish Inc and more. 

Nerdland maandoverzicht wetenschap en technologie
Nerdland Maandoverzicht: Februari 2026

Nerdland maandoverzicht wetenschap en technologie

Play Episode Listen Later Feb 3, 2026 140:37


Een nieuw #nerdland maandoverzicht! Met deze maand: Imbolc! Artemis! Kwallen & Anemonen! Het slimme LEGO-blokje! (P)ISS! Fossielrijk zand! Noorderlicht! Koeiengereedschap! En veel meer... Shownotes: https://podcast.nerdland.be/nerdland-maandoverzicht-februari-2026/ Gepresenteerd door Lieven Scheire met Jeroen Baert, Els Aerts, Kurt Beheydt, Bart Van Peer en Koen De Poorter. Opname, montage en mastering door Els Aerts en Jens Paeyeneers. (00:00:00) Intro (00:01:22) Het is weer zover, het is weer Imbolc! (00:05:12) Astronauten teruggehaald uit ISS. Mysteries! Roddels! Schandalen! (00:14:28) Alzheimer teruggedraaid in muizen (00:17:20) AI-choker helpt mensen spreken na een beroerte (00:22:34) Virussen en bacterieën vechten anders in de ruimte (00:29:49) Is er een evolutionaire reden voor same-sex attraction? (00:41:38) We maken ons klaar voor de maan: Artemis missies (00:49:50) AI NIEUWS (00:50:07) Petra De Sutter AI quotes (00:58:43) AI gegeneerde weerkaart maakt vuile mopjes (00:59:51) Politieverslag met AI beweert dat agent in kikker veranderde (01:02:18) Kwallen en anemonen slapen ook (01:08:57) Bomen in zee gooien om het klimaat te redden (01:14:11) Ministers wil stranden ophogen met fossielrijk zand (01:17:22) SILICON VALLEY NEWS (01:17:39) OpenAI lanceert ChatGPT health (01:20:09) OpenAI denkt aan advertised content (01:22:17) Iemand heeft de ISSpiesniveaumeter gebouwd! (01:25:36) CES-beurs (01:31:10) Robots op CES (01:35:25) Slimme LEGO-blok (01:42:33) Bril ontwikkeld die zijn sterkte automatisch aanpast (01:48:19) Personal wifi triggert navo alarm (01:49:58) Microplastics gevonden in aardlagen uit 1750 (01:53:08) Er was Noorderlicht in België (01:57:49) Sony bouwt AI die uw computerspel speelt (02:03:16) Schansspringers spuiten zuur in hun piemel. Enfin: misschien. (02:07:07) Koe gebruikt gereedschap (02:10:09) Het robotpaard van Kawasaki gaat in productie (02:12:18) RECALLS/EIGEN PROMO (02:12:25) Eerste namen festival komen op 10 februari online, je hoort het eerst via Nerdland Newsletter (02:12:52) Lieven speelt in maart in UK! Leeds, Bristol, London, Chelmsford, Worcester, Lichfield, Exeter, Andover,… (02:13:17) Lezingen Jeroen te boeken via Nerdlandtalks.be (02:13:36) Franqui-leerstoel Hans Van Dyck UHasselt (02:14:03) Welke opname-apparatuur gebruiken wij, Els? (02:16:50) Sponsor Flanders Make

Minnesota Now
A Minnesota hockey player watched 'Heated Rivalry.' Then he publicly came out

Minnesota Now

Play Episode Listen Later Jan 29, 2026 8:13


The TV drama "Heated Rivalry" has become a global sensation. It follows the story of two professional men's hockey players who fall in love and hide their romance from the world.For many fans, the fictional story is a huge step for LGBTQ+ representation in men's professional sports. And it inspired Andover native Jesse Kortuem to publicly come out as gay.MPR News host Emily Bright spoke Kortuem about growing up gay in the Minnesota hockey community and the impact the show has had on his life and the sport of hockey.

Nightside With Dan Rea
Legal Upheaval at Ben & Jerry's

Nightside With Dan Rea

Play Episode Listen Later Dec 30, 2025 39:07 Transcription Available


Bradley Jay Fills In On NightSide with Dan Rea: The Vermont-based ice cream maker Ben & Jerry’s has certainly seen its share of legal issues this year. Back in March, the ice cream company claimed that its parent company, Unilever, unlawfully fired its CEO David Stever. Then in September, co-founder Jerry Greenfield quit the business after 47 years, citing Unilever’s halting of the company’s social activism. Bradley reviewed this case and more with Mike Coyne, Dean of the Massachusetts School of Law in Andover.See omnystudio.com/listener for privacy information.

law legal unilever upheaval andover jerry greenfield massachusetts school
Witch Hunt
Author Kathleen Kent on Writing The Heretic's Daughter

Witch Hunt

Play Episode Listen Later Dec 24, 2025 45:58


Enjoy this  in-depth author interview with New York Times bestselling author Kathleen Kent. Kathleen opens up about her writing process, her journey from aspiring writer to published novelist, and the craft behind transforming family history into compelling historical fiction.Kathleen's debut novel, The Heretic's Daughter, tells the story of her ancestor Martha Carrier, who was executed during the Salem Witch Trials on August 19, 1692. Martha was from Andover, the town with the most accused witches was blamed for a smallpox epidemic that killed 13 people. Even when her children were tortured into confessing against her, Martha refused to admit to crimes she didn't commit.This episode offers invaluable insights for aspiring novelists and historical fiction writers, covering everything from research techniques to finding your voice as a writer. Whether you're working on your first novel or looking to deepen your craft, Kathleen's experience and teaching expertise provide practical guidance for writers at every level.Kathleen Kent is a New York Times bestselling author and member of the Texas Institute of Letters. Her novels include:The Heretic's Daughter (David J. Langum Sr. Award for American Historical Fiction, Will Rogers Medallion Award)The Traitor's WifeThe Outcasts (American Library Association "Top Pick" for Historical Fiction)The Dime, The Burn, and The Pledge (Edgar Award-nominated crime trilogy)Black WolfKathleen teaches writing workshops and has worked with Texas Writes to mentor aspiring authors.Kathleen's journey from aspiring writer to published authorThe writing process behind The Heretic's DaughterResearch techniques for historical fiction writersHow to balance historical accuracy with storytellingFinding and developing your unique voice as a writerWorking with family history and sensitive historical materialNavigating the publishing processTeaching writing and what aspiring novelists need to knowTransitioning between historical fiction and crime fiction genresMartha Carrier's powerful story of resistanceThe Andover witch trials and why this town had the most accusationsThe 1690 smallpox epidemic and its connection to witch accusationsHow children were tortured into testifying against their parentsCotton Mather's role in documenting the trialsThe legacy of Salem Witch Trials victimshistorical fiction writing, Kathleen Kent, The Heretic's Daughter, writing process, aspiring novelists, Salem Witch Trials, Martha Carrier, Andover witch trials, writing advice, author interview, historical research, novel writing, writing workshops, craft of writing, historical fiction authors, publishing advice#WritingCommunity #HistoricalFiction #AuthorInterview #WritingAdvice #KathleenKent #SalemWitchTrials #NovelWriting #WritingPodcastLinksKathleen Kent WebsitePurchase the novel: The Heretics Daughter by Kathleen KentSupport our Podcast by purchasing books through our affiliate link to End Witch Hunts BookshopThe Thing About Salem YouTube⁠The Thing About Salem Patreon⁠The Thing About Witch Hunts YouTube⁠⁠The Thing About Witch HuntsThe Thing About Salem website

New England Hockey Journal’s RinkWise

Evan and Pat talk about recent holiday hockey tournaments, including detailed analyses of the Boys and Girls Prep tournaments, highlighting standout performances and memorable moments. To close the episode, they reflect on the most memorable hockey moments of 2025 and what they look forward to in covering New England hockey in 2026.   Topics 01:12 Holiday Cooking and Traditions 02:50 Holiday Tournament Recap 06:33 Avon Old Farms Christmas Classic 08:05 Flood-Marr Tournament Highlights 16:07 Girls Prep Hockey Highlights 23:58 Loomis and Kent Game Recap 25:17 Andover's Impressive Performance 27:06 Dexter Tournament Highlights 29:12 Rivers and New Hampton Analysis 29:43 Deerfield and New Hampton Insights 33:17 Governors' Promising Season 34:13 St. Mark's Dominance 36:16 Milton's Close Matches 37:19 Condolences to King Philip Community 38:54 Year-End Reflections and Overtime

Contacts
Building a Culture of Care: Trey Brown, Head Football Coach at Phillips Andover Academy

Contacts

Play Episode Listen Later Dec 18, 2025 48:33


In this episode of the Contacts Coaching Podcast, host Justin Clark speaks with Trey Brown, Head Football Coach and Associate Director of Admission at Phillips Andover Academy in Massachusetts. Trey shares his journey from growing up in Livingston, California, to becoming a key figure at one of the most prestigious boarding schools in the USA. He discusses the importance of building personal connections with players, fostering a strong team culture, and the challenges and rewards of coaching at a high academic institution. Trey also emphasizes the need for adaptability, delegation, and continuous learning in coaching, as well as the unique dynamics of working within the prep school sports ecosystem. His insights provide valuable lessons for both current and aspiring coaches on balancing performance with personal growth and well-being for student-athletes.00:00 Introduction and Guest Welcome00:29 Coach Trey's Background and Journey01:33 The Andover Experience02:26 Overcoming Challenges and Finding Purpose03:58 Returning to Andover and Career Growth07:08 Coaching Philosophy and Advice16:52 Building Team Culture and Connections19:54 Learning from Other Sports and Team Bonding21:54 Adding Fun and Competition to Practice22:07 Balancing Practice and Team Bonding22:24 Learning from Other Coaches22:54 The Importance of Time Management23:04 Reflecting on Practice Priorities23:46 Starting Practice with Full Games24:31 Conceptual Offense in Football26:21 Live Read Components in Practice30:56 Delegating Responsibilities as a Coach35:48 Evolving Coaching Approaches39:13 Sustainability in Prep School Sports41:53 Final Thoughts and Appreciation

New England Hockey Journal’s RinkWise
Previewing the Holiday Hockey Tournaments

New England Hockey Journal’s RinkWise

Play Episode Listen Later Dec 17, 2025 42:57


Evan Marinofsky and Patrick Donnelly focus on the holiday hockey tournaments and the latest prep girls rankings. They discuss the excitement around holiday tournaments, with Evan expressing his frustration with technical issues but highlighting his anticipation for the holiday season. They delve deep into prep girls hockey rankings, with a new No. 1 team, Williston Northampton, and examine the performances of top teams and standout players. The episode also covers predictions and key matchups for upcoming tournaments. On the boys side, they discuss the Groton Lawrence tournament and the Avon Old Farms Christmas Classic. They conclude with highlights from boys and girls MIAA hockey and some engaging “Overtime” questions. Topics 00:56 Holiday Tournament Excitement 02:06 Prep Girls Rankings Overview 02:18 Williston Northampton Takes the Top Spot 03:13 Nobles' Dominance and Key Players 04:09 Tabor's Impressive Performance 05:19 Dexter and Cushing Highlights 06:13 St. Paul's and Other Top Teams 07:07 Preview of Upcoming Tournaments 08:46 Harrington Tournament Highlights 10:54 Watkins Tournament Preview 13:28 Dexter Holiday Tournament 16:03 Boys Prep Tournaments Overview 16:10 Groton Lawrence Tournament 19:14 Avon Old Farms Christmas Classic 22:45 NHL Draft Prospects to Watch 23:04 Deerfield's Rebound Weekend 23:31 Local Teams: Nobles and Milton 23:49 Andover's Close Games 26:13 Top 10 Prep Teams Update 27:42 Boys MIAA Highlights 31:11 Girls MIAA Highlights 33:13 Overtime: Holiday Edition 42:33 Wrapping Up and Holiday Wishes

The Loop
Morning Report: Thursday, November 27, 2025

The Loop

Play Episode Listen Later Nov 27, 2025 6:49 Transcription Available


Two members of the west Virginia national guard were shot in an ambush attack just blocks from the white house yesterday afternoon in Washington d.c., president trump announced last night that all immigration applications from Afghan nationals are now being paused, north Andover is putting out an open call to anyone who wants to save the house of a revolutionary war hero. Stay in "the loop" with wbz newsradio.See omnystudio.com/listener for privacy information.

The Psychology of Self-Injury: Exploring Self-Harm & Mental Health
Media & Self-Harm: What Helps, What Harms?, with Dr. Nicholas Westers

The Psychology of Self-Injury: Exploring Self-Harm & Mental Health

Play Episode Listen Later Nov 21, 2025 53:58


In this episode, host and producer of The Psychology of Self-Injury podcast, Dr. Nicholas Westers, shares his own thoughts about how media portray nonsuicidal self-injury (NSSI) as well as suicide and mass shootings. He walks us through media guidelines for responsibly reporting and depicting each in the news, including the first ever NSSI media guidelines he published with ISSS colleagues. This marks the second solo episode of the podcast.Media Guidelines:Suicide: Read the suicide reporting guidelines published by the World Health Organization (WHO) here, learn about ethical reporting guidelines for media put forth by the American Foundation for Suicide Prevention (AFSP) here, and visit reportingonsuicide.org to review those offered by Suicide Awareness Voices of Education (SAVE).Mass Shootings: Read about media guidelines for responsible reporting on mass shootings put forth by the Radio Television Digital News Association (RTDNA) at www.rtdna.org/mass-shootings or visit reportingonmassshootings.org (this link is not currently active but could be reactivated in the future).Nonsuicidal Self-Injury (NSSI): Read about our International Society for the Study of Self-Injury (ISSS) media guidelines for NSSI and self-harm below. Watch Dr. Westers' interview with the British Journal of Psychiatry, the journal that published these guidelines here. See excellent resources provided by the Self-Injury & Recovery Resources (SIRR) at Cornell University at selfinjury.bctr.cornell.edu, including resources for the media here. Below are additional resources referenced in this episode.Westers, N. J., Lewis, S. P., Whitlock, J., Schatten, H. T., Ammerman, B., Andover, M. S., & Lloyd-Richardson, E. E.(2021). Media guidelines for the responsible reporting and depicting of non-suicidal self-injury. The British Journal of Psychiatry, 219(2), 415-418.Westers, N. J. (2024). Media representations of nonsuicidal self-injury. In E. E. Lloyd-Richardson, I. Baetens, & J. Whitlock (Eds.), The Oxford handbook of nonsuicidal self-injury (pp. 771-786). Oxford University Press.Phillips, D. P. (1974). The influence of suggestion on suicide: Substantive and theoretical implications of the Werther effect. American Sociological Review, 39(3), 340–354.Niederkrotenthaler, T., Voracek, M., Herberth, A., Till, B., Strauss, M., Etzersdorfer, E., Eisenwort, B., & Sonneck, G. (2010). Role of media reports in completed and prevented suicide: Werther v. Papageno effects. The British Journal of Psychiatry, 197(3), 234– 243.Follow Dr. Westers on Instagram and Twitter/X (@DocWesters). To join ISSS, visit itriples.org and follow ISSS on Facebook and Twitter/X (@ITripleS).The Psychology of Self-Injury podcast has been rated as one of the "10 Best Self Harm Podcasts" and "20 Best Clinical Psychology Podcasts" by Feedspot  and one of the Top 100 Psychology Podcasts by Goodpods. It has also been featured in Audible's "Best Mental Health Podcasts to Defy Stigma and Begin to Heal."

New England Hockey Journal’s RinkWise
Girls Prep 2025-26 Season Preview

New England Hockey Journal’s RinkWise

Play Episode Listen Later Nov 19, 2025 37:33


Evan Marinofsky and Pat Donnelly discuss the upcoming girls prep hockey season, focusing on team rankings and expectations. They delve into potential top contenders for the Elite 8 tournament, highlighting teams such as Loomis Chaffee, Andover, Williston and Cushing. They also discuss key players to watch and provide insights into which teams might surprise this season. The episode concludes with a bit of fun as they tackle hypothetical hockey scenarios in the Overtime segment. NEPSAC, girls prep,  Elite 8, prep hockey Topics 00:40 Girls Prep Hockey Focus 01:12 Team Rankings and Insights 02:55 Top Contenders Analysis 03:51 In-Depth Look at Loomis Chaffee 05:14 Andover's Strengths and Challenges 07:24 Williston Northampton's Potential 08:41 Nobles and Cushing Overview 11:58 Dexter and Deerfield Prospects 13:58 Tabor and Exeter Evaluations 16:28 Rivers and Beyond 18:50 Next-Tier Teams 20:21 Team Analysis: St. Paul's and New Hampton 21:20 Berkshire's New Lineup 22:21 Frederick Gunn and Other Teams to Watch 24:21 MVP Candidates and Top Performers 25:32 Elite 8 Predictions 27:17 Overtime: Would You Rather? 31:46 Winter Classic vs. All-Star Game 35:45 Creative Ideas for Hockey Events 37:13 Conclusion and Season Coverage

UFO...No!
Episode 254: The Andover Poltergeist

UFO...No!

Play Episode Listen Later Nov 10, 2025 66:01


In 1974, the Andrews family interacted with a sudden knocking on their daughters bedroom wall. One knock for yes, two for no. But soon, revelations from a medium and a paranormal investigator kicked off one of the most bizarre hauntings on record. Thanks to the TIN FOIL MULISHAExclusive episodes on Patreon https://www.patreon.com/c/ufonopodcast Join the Tin Foil Mulisha Discord:⁠ https://discord.gg/PQyaJzkt4Y⁠Paypal Donation ⁠https://www.paypal.com/ncp/payment/Y6WRSW9F2JBSCStripe Donation https://buy.stripe.com/aFa6oGeiXamjdlW39HgUM00 Buy Merch⁠ https://ufono.dashery.com/ Buy Mushrooms⁠ https://www.schedule35.co/us/ (Code: U1173687US240607)⁠Email: Iwant2believe115@gmail.comFollow: Facebook | Twitter | Twitch | Kick | Rumble

Get Rich Education
578: Why Real Estate Quietly Makes You Rich in Your Sleep

Get Rich Education

Play Episode Listen Later Nov 3, 2025 43:54


Register here to attend the live virtual event "How to Scale Your Portfolio, with Tenanted Cash Flowing, New Construction Properties" on Thursday, November 13th at 8pm Eastern. Keith introduces a profound life perspective: humans are typically allotted only 30,000 days. What will you do with the days you have left? Every moment not spent building wealth is a moment lost forever. Adam Schroeder, a real estate investment strategist, joins the conversation to talk about current opportunities with new build properties with significant builder incentives and the potential for high appreciation. Resources: Switch to listening to the podcast on the Apple Podcasts or Spotify app, as the dedicated GRE mobile app will be discontinued at the end of the month. Show Notes: GetRichEducation.com/578 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text  1-937-795-8989 to speak with a freedom coach Will you please leave a review for the show? I'd be grateful. Search "how to leave an Apple Podcasts review"  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— text 'GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript: Keith Weinhold  0:01   Keith, welcome to GRE. I'm your host. Keith Weinhold, the real estate market is slow when this happens in a cycle. What does it mean to a real estate investor? What type of return can you really expect today? I'll tell you exactly, and you'll be surprised. Learn more about new build properties and why investors often prefer DSCR loans over conventional loans today on get rich education,   Keith Weinhold  0:28   since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors and delivers a new show every week since 2014 there's been millions of listener downloads of 188 world nations. He has a list show guests include top selling personal finance author Robert Kiyosaki. Get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast, or visit get rich education.com   Corey Coates  1:13   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  1:29   Welcome to GRE I'm your host. Keith Weinhold, yes, America's favorite shaved mammal on a microphone is back with you for another wealth building week. Just the talking primate that's heavily mortgaged here. I'm also a landlord still waiting for a security deposit from back in 2018   Keith Weinhold  1:51   Hmm, oh, I'm so into self deprecation today that I forgot about the place names hitting you, from Dover, Delaware to   Keith Weinhold  2:01   Andover, Massachusetts and across 188 nations worldwide, you're listening to get rich education. There's a realization that can sharpen your investor focus when you think about the fact that, in a sense, how little time you are allotted in your life. It's something that I've thought about more. You're only given about 30,000 days. That's the typical lifespan of a human being, and that goes for both shaved mammals and others. Well, you've already spent 1000s of your 30,000. The question is, what are you doing with the rest? At some point, people understand or they better that they need to go out on a limb. There are people less qualified than you living the life you want to live simply because they chose to believe in themselves, and really, that's the moment everything shifts. belief. It's not a feeling. It is a decision backed by action. Too many people learn this lesson the hard way. They discover, often too late, that relying on one income stream is the most dangerous financial plan of all. A job can vanish. Federal Workers found that out amidst a government shutdown, a business model can change. AI can intrude. A paycheck can stop. But when you own assets that pay you month after month, no matter what you're doing, you slowly begin to untether yourself and move toward freedom. And here's the truth about pain and money. Poor and middle class households work for money, so to them, that's why every dollar spent feels like a little loss. It can even hurt, and that is why they hesitate even on opportunities that could change everything. The wealthy, on the other hand, own assets that pay them, so therefore every dollar spent feels like a seed, because it grows when you own enough income property, you can move away from constantly asking yourself, can I afford this? And start asking, What will this investment earn me? Over time, this mindset shift changes everything at that time when other people's money starts working for you, not the other way around.    Keith Weinhold  4:45   And here's the thought experiment I use, take the hourglass of your life and flip it, watch the sand fall. That's time, 30,000 hours, 30,000 grains. That is. Is time the one resource that you cannot get more of. So every day you delay prudently investing the sand does not pause. It just keeps flowing. But you can choose how that time compounds the sand that's left over and hasn't fallen through the neck of the hourglass. Yet that is your opportunity to build multiple income streams from real estate, from ownership and from leverage, it is your chance to replace anxiety with well autonomy. Every family with generational wealth can trace it back to one person, one risk taker who decided to stop trading hours for dollars. They believed in ownership and control. They believed in themselves. They acted before the sand ran out. If you've already started real estate investing, well, then you've already begun to break that cycle. If you've done it for a time, you're going to have more time, more income and more options than you had before. That is worth celebrating and scaling, because the best time to start was yesterday, and the next best time is before the next grain of sand hits the bottom.    Keith Weinhold  6:22   Later today, I'll talk about taking this sentiment and moving it towards something very specific and actionable. Now, in this era, the real estate market is slow. That is in terms of transaction volume, there just aren't as many sales. Sometimes this whole thing feels more sluggish than Jabba the Hutt after Thanksgiving dinner.   Keith Weinhold  6:49   5 million is a typical number of existing homes sold every year in the US. 5 million. That's normal. That's baseline during the pandemic frenzy. It reached over 6 million, and now it's about 4 million. That's why I say that housing transaction volume has slowed, and appreciation is only about 2% that's below historic norms, and rent growth is like barely doing push ups. It's two to 3% in single family homes volume now it has picked up a little here lately with lower mortgage rates, and so have home prices. Redfin now tells us that home price appreciation is 3% but most outlets say 2% some analysts that are more optimistic than me call today's housing market healthy. They don't call it slow. And why is that? Well, it's the healthiest it's been since covid, because now you have a good balance of buyers and sellers. The real estate market isn't so miserably deprived of inventory like it was back in 2022 in 2023 but I am going to go with slow now, as you know, I coined the phrase real estate pays five ways back in 2015   Keith Weinhold  8:09   But how exactly does that hold up in today's slow transaction market? Could an income property buyer's return even be disappointing now? Well, let's do it. Let's determine what you can expect if you purchase an investment property here in these slow market conditions, we'll determine your total rate of return in year one. And you know, this will be sort of like dating someone that's not the first date, but to really get to know them, to know if they're potential spouse material. You want to see them at their worst and be sure that they look good on their bad days. So let's just be conservative and use 2% home price appreciation. Say that you buy a 200k single family rental. Now a 20% down payment means 40k down. Sellers are willing to give you concessions now, say that they're going to pay your closing costs, because the 200k that you're paying is their full asking price, so it's your terms and their price. Well, say that you don't get any cash flow. The rent only covers the expenses exactly. Okay, so we're really painting on a not so pretty picture. Here, it would seem. Here we go, in a slow market, the first of five ways you're paid is that erstwhile appreciation. Your property only appreciates 2% from 200k up to 204k not so exciting, until, of course, as we know around here, you realize that your return is your gain on your skin in the game, your 4k gain divided by your 40k down payment gives you a 10% ROI. There it is leverage. Didn't just show up. It brought donuts. 10% just from the first of five ways you're paid. The second way is cash flow. Say that rent minus your 160k mortgage payment here and your operating expenses, that merely breaks even, like I was saying. So 0% additional return from cash flow. And before we add on numbers three, four and five to get your total rate of return in a slow market, let's take a moment to check on Jabba. How's Jabba doing? No, Jabba still hasn't gotten up from that heavy Thanksgiving dinner. It's still a slow market. We've confirmed that we're going to continue   Keith Weinhold  10:41   the third way you're paid, as any GRE listener knows by now, is with that ROA return on amortization, also known as principal pay down with a 7% mortgage rate in your 160k loan on this property, an amortization table shows you 1625 bucks a tenant made principal pay down. Divide that by your 40k down again, that is another 4% return. All right, so you add that to your 10% from leverage depreciation, and you've now got 14%   Keith Weinhold  11:17   next is your tax benefit. It's a 150k structure value, not the full 200k because raw land can't be depreciated. Multiply that by 3.6% depreciation, that means you've tax sheltered 5400 bucks. That is like a phantom loss that you get to show the IRS. Just a little more math here, and this is as far as you have to stretch it, in visualizing numbers in an audio format at a 24% income tax rate. That is 1296 saved on 40k down again, another 3% for you, and your running total is a 17% ROI before we get to the last one, which is inflation profiting, not inflation hedging, which almost everyone mistakenly says in real estate investing, it is inflation profiting.    Keith Weinhold  12:13   Your 160k loan gets eaten by 4800 bucks at a 3% inflation rate, divided by 40k down. And you know, inflation is usually the villain. Now it is the hero. You've got another 12% from inflation profiting. And here's the sum in this slow market, your total year one rate of return is 29%   Keith Weinhold  12:43   and you're like, my gosh, did that really just happen? Now you might want to skip back on some parts of that to help make it crystallize in your mind. I've got to tell you before I ran these numbers in this slow market with this 2% appreciation and even assuming zero cash flow, I thought your total rate of return would be in the low 20s, not this high, not 29%   Keith Weinhold  13:09   the numbers don't lie. They just don't get enough attention on CNBC.   Keith Weinhold  13:16   Now I did use shorthand and simplify. You would also have to adjust your 29% for inflation, just like you do for any investment. So then about a 26% inflation adjusted return for you. Wow. And if you want to know more about what I just used shorthand on, you can always watch the five videos on the five ways real estate pays for free at getricheducation.com/course that's get richeducation.com/course, the most valuable video course you'll ever see on real estate investing, but a huge investor lesson here, an epiphany today, is that it does not take a high growth market to build wealth. Even when it seems like real estate's half asleep, it can still work five jobs for you, we could be near the nadir of the cycle here.    Keith Weinhold  14:16   Appreciation has picked up in recent months, with mortgage rates being lower than they've been in a while, but even when appreciation and rent growth slows now, you can see that the ROA tax benefit and inflation profiting just keep working overtime. The bottom line here is that income property still pays a lofty 29% if you buy today, even in a slow market, and this is at a time when investors, a lot of them, don't know what to do with their money, since every market type seems to be near an all time high, and people don't want to buy in at those high levels, and savings accounts pay you less than a gumball machine, owning investment property proves its resilience. I mean, this is why we do this. It's kind of like stocks can party with a surge in an upcycle, and then they can bust and boom and bust and boom. But all the while, instead of partying, real estate just keeps its head down and works the night shift for you, your wealth quietly compounds in the background while the rest of the world panics or debates interest rates on LinkedIn or something.    Keith Weinhold  15:33   All right. Well, with that in mind, where can we take advantage of that real estate return and expect to do even better with it, even if the market did stay slow. Well, builders have unsold inventory in places like Texas and Florida, like I mentioned before, and to a lesser extent, in parts of the West as well, but the prices are too high out in the west for a cash flow investor. So today, you can buy at a discount in a way that you absolutely could not during the height of the pandemic.    Keith Weinhold  16:06   A guest and I are going to talk about a specific opportunity in today's market, and then how you can exploit it. The National Association of Homebuilders has even noticed that home flippers have switched gears, and increasingly, what flippers are doing is instead buying new build properties and then renting them out, because new builds have lower upkeep costs come with a lower mortgage rate because the builder is buying it down for you, they have lower insurance and they attract a better quality tenant that stays longer, even if the HVAC did break. That's okay, because new build homes often come with a warranty. The smart money knows that new build is where the opportunity is today. That's something that I've discussed for a while here, but today we're getting more actionable. CNBC let us know that the CJ Petra company reports that investors now make up the highest share of Homebuilders in five years. And you'll recall that we've had CJ Patrick, company founder, Rick sharga, on the show a lot with me here the past few years. Some say that the smart money is waking up again. I don't know investor activity is steady, but it's not really that much. It only seems like a lot because the wannabe owner, occupant, buyer has been priced out. So it's better to say that investor activity has been steady. Investors bought fully 1/3 of single family homes this past summer, and that is up from 27% in q1 I'll discuss that more soon.    Keith Weinhold  17:44   Hey, you know one thing that makes GRE different is that our show sponsors are here to supplement and benefit your specific investor activity. And another thing is that I use them myself. Thank God we are not here to tell you about pneumococcal pneumonia or your moderate to severe plaque, psoriasis. I don't even know what that stuff means. Freedom, family investments and Ridge lending group. I very know what they're about. I'm a satisfied client with each of them myself. So listen in.    Keith Weinhold  18:21   You know, most people think they're playing it safe with their liquid money, but they're actually losing savings accounts and bonds don't keep up when true inflation eats six or 7% of your wealth. Every single year, I invest my liquidity with FFI freedom family investments in their flagship program. Why fixed 10 to 12% returns have been predictable and paid quarterly. There's real world security backed by needs based real estate like affordable housing, Senior Living and health care. Ask about the freedom flagship program when you speak to a freedom coach there, and that's just one part of their family of products, they've got workshops, webinars and seminars designed to educate you before you invest. Start with as little as 25k and finally, get your money working as hard as you do. Get started at Freedom, family investments.com/gre, or send a text. Now it's 1937795898, 377958989, yep, text their freedom coach directly. Again, 1-937-795-8989,   Keith Weinhold  19:32   the same place where I get my own mortgage loans is where you can get yours. Ridge lending group NMLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. Start your prequel and even chat with President Caeli Ridge personally while it's on your mind, start at Ridgelendinggroup.Com, that's Ridge lending group.com   Kathy Fettke  20:05   this is the real wealth network's Kathy betke, and you are listening to the always valuable get rich education with Keith Weinhold.   Keith Weinhold  20:14   I'd like to welcome in a new guest to the show. He is a real estate investment strategist that's been working in the media industry since 2001 and throughout the career, he's held the title of a local news reporter, podcast host and producer for nationally syndicated companies like NPR. He's been in real estate nearly 20 years. Adam Schroeder, welcome to the show.    Adam Schroeder  20:48   Thanks for having me on. I really appreciate it.    Keith Weinhold  20:50   Yeah, I'm looking for your read on today's real estate market, just the general landscape overall, because Adam, I've shared that national transaction volume is down about 25% appreciation is still there, although it's been slow. Rents are just steady. We do, however, still have this supply that is down among entry level homes, something a lot of media articles broad brushstroke and don't understand, and really it's still a valid question to ask, even today. Is there any better risk adjusted return than income property that's bought, right? So what are your thoughts on the overall real estate investing landscape?   Adam Schroeder  21:30    Yeah, overall real estate investing, it's kind of like what you said, entry level housing. I remember I saw a heat map. This was probably five or six this was pre covid. It was maybe even seven or eight years ago. It was a heat map that showed, like, new construction, home pricing, and, you know, there was like 500,000 and up. Was just this massive chunk. And then there was all these ones, ones that were under about 300,000 it was around, like six or 8% or something like that. It was really, really small. If you look around, it hasn't gotten bigger. And so the question of inventory and availability and pricing, they're never going to talk about it on the national media, because there is no entry level home in Chicago, in New York, in LA, you're not going to find that. I mean, you're paying 200 grand for a doghouse in the backyard, if you're there. And so we are finding the entry level housing, but I think right now, an oversupply of inventory in some of these markets is a very good opportunity for people. If you're buying for with the right fundamentals, if you're buying in an area that's growing and has good long term, you know, 8,10, 15 year diagnostics. Then if you're buying now with builder incentives and all of that, yeah, your year one, year two, year three. Appreciation may not be the greatest because of that oversupply, but if you look at what's happening now with construction starts in a lot of places, builders have gotten scared off. They're not really starting them now. So if you're buying new now, in 2,3,4, years, all of the inventory will be sucked up, and there won't be new homes coming to the market. So you're going to be one of those people who has one of the newest homes in the area, more people are going to want to be getting in. And so your appreciation and rent growth is much more likely to be growing. So that's one of the things I love to look at, is I look at what new home starts, what happened in the past, what was oversupplied, but now, who's what cities aren't building. And if I know what cities aren't building, then I can compare it to, okay, well, you know, there are some cities in California that aren't building anything I'm not going to buy in California, but there are some cities in Minnesota, in Oklahoma, you know, in Texas, where they're not building anymore. And if it's landlord friendly and can cash flow and all of that, Sign me up. I'm bullish on parts of this, of the United States real estate market, not the whole United States real estate market.    Keith Weinhold  23:55   It's been pretty well documented that parts of the nation are overbuilt. However, especially in Florida and Texas. And I brought up the point months ago Adam that if you buy, say, a new build income property in temporarily overbuilt pockets today, five years from now, looking back five years onto today, you could be like, Yeah, I bought five years ago, when some areas were actually overbuilt, and I snagged a deal, and the builder was even giving me incentives like my rate at that time, because, you know, long term, the demand is going to be there and that the absorption is going to be there. So it's about knowing what's happening and then identifying the right time in that cycle. In today's environment, some feel that DSCR loans are a better option for investors, and what that means a debt service coverage ratio loan is that you qualify for the loan not with your personal income, but instead with the property's income. Do you see more investors employing dscrs?    Adam Schroeder  24:55   We see a ton for a really good reason. That is simply put, especially if you're utilizing these builder incentives, buy down rates on DSCR frequently outperform ones with conventional like some of the lenders we're working with. I look and let's say you're putting 4% I looked at it this morning with an investor with 4% of purchase price towards your loan on a DSCR loan, you're down to 5.49% on a DSCR, but conventional, you're at 5.75 that doesn't happen for the most part. It's just something that right now, the risk profile of investors is allowing the rates to be either at or better than conventional many times. Plus, people love to put their properties in LLCs for protection, and they'll worry with conventional, oh, what if a due on sale clause gets triggered, even though it's really hard to trigger that, if you worry about it, well, why not just get a loan that's equal or better than a conventional that doesn't go on your you know, debt to income and can go straight into the LLC to begin with, and then your hands are clean the whole way through, and you're not having to worry about transferring titling. Honestly, my wife is about to murder me because I have some properties that were meant to go into an LLC two years ago that are not currently in an LLC.   Keith Weinhold  26:17   Well, hopefully you'll live until the end of this interview. Tell us more about DSCR loans, and maybe some that, no you talked about the upside, maybe some red flags and some things to look out for, times when we would not want to employ that loan type.    Adam Schroeder  26:30   A lot of it with the DSCR you're looking at like you said, they're not evaluating you necessarily. Now you do have to show reserves. You do have to show that the property will perform on its own. But sometimes full doc loans with conventional can be the way to go, because, like I said, in the past, it used to be that DSCR loans were three quarters of a percent, or a full percent higher than the DSCR. Or, yeah, DSCR was higher than the conventional. And so if you could get a four and a half with a conventional versus a five and a half on a DSCR. It's well worth the extra paperwork that might come with doing it to save yourself that money and really build up your cash flow. We are just in a very awkward time of investing, where the investors for DSCR loans, the people who are buying those mortgages, are not the same people who are buying the Fannie Mae Freddie Mac secondary loan market, and so they just have different risk profiles, which allows the rates to be different. So that's really the big thing. Is, if you've still got your Fannie Freddie slots, it's worth talking to your lender and saying, what would it look like if I did this loan? What would it look like if I did that loan? Where am I? But when it's all said and done, if you're really close or equal, I would almost always skew towards the DSCR to protect myself, go straight into an entity and keep it off of my debt to income ratio, plus on dscrs. You also have the option, and we don't recommend this for every property or even for certain people, depending on risk profile, but you have the option to do an interest only loan with 20 or 25% down, which allows you to do kind of what we call cash flow management, where people get worried about interest only loans and say, Well, I'm not building equity. I'm not doing this, not doing that. Well, you're not, but you're also, you can still put principle towards your loan every month, right? Like a principal loan, maybe you're throwing 200 bucks a month, a principal towards that. Well, with an interest only loan, you can still put that $200 in. But what it means is, if there's a month where maybe you have some repairs that need to be done, or something like that, don't pay the principal and on the interest only, you're still okay on a principal and interest. If you can't pay that, if you just pay all the interest, they're still going to say, well, Keith, you're late on your loan, right? And so it gives you a little bit more flexibility, but it's not for everyone. It's not for every property, so definitely talk with lenders about that. But conventional loans don't offer that. DSCR loans can.    Keith Weinhold  28:53   There's always opportunity in every real estate market. It's just identifying what those are and then ethically exploiting the opportunity. So we're talking about buying in areas that are temporarily overbuilt utilizing DSCR loans. And another advantage in this market, which is an aberration, is the fact that new build properties, like few times in history, if any, actually cost less than renovated existing properties.    Adam Schroeder  29:20   Yeah. I mean, when you can get into, you know, an A class neighborhood with 80% owner occupied, 90% owner occupied, and you're getting in for way less than the median cost of a home in the US. You mean, you're getting in for, I mean, we've got new builds in the 220 range on some of them up to 400 you know, which is still below the median cost. Yeah, that's really good. If you're looking to get into any a class neighborhood, or even B plus neighborhood, finding a property that's 200 $250,000 in those areas is tough. It's just tough. And so especially because as pricing went up for everything with inflation, you know you can't do. Do a cheap rehab anymore. If you're going to do a good rehab, you can't do a cheap rehab. I talk to our teams all the time and tell me, Hey, I did, you know, I only spent $70,000 to renovate this property and like that is a lot of money. I know you're getting it out whenever you do the burn, you know, or sell to an investor, but still a lot of money to put in to get there.    Keith Weinhold  30:20   Well, then let's talk about identifying possible growth markets for long term investing success. New build properties tend to appreciate better than rehab properties. And you know what's funny, Adam, I was just sharing this with my audience on a recent episode. I largely disagree with this long time investing axiom in real estate that says appreciation is just icing on the cake. I think I know what they're saying that doesn't help you out on a month by month basis, but we're in real estate investing for the long term and long term, more of your returns typically come from leveraged appreciation than they do on the cash on cash return from cash flow. So to me, appreciation is not just icing on the cake. In a lot of cases, it is the cake. And really, that's something that new build can offer more of.    Adam Schroeder  31:09   Yeah, I mean, it's almost in, especially in today's market, it's almost like cash flow is the icing on the cake. You know, you can get a property that, you know, is in that really good area, like we're talking about, and is, maybe it's appreciated a little bit now, but it's very likely to appreciate a lot later. If you're only making, if you factor everything in maintenance, vacancy, all of that, and you're making $100 a month, that's solid, you know, if you look at it, and if you're in those areas, if you appreciate 5% on a $300,000 property, let me tell you this, you're not going to make $15,000 in cash flow that year on that property. So if you look at the people who are really retiring on cash flow, are usually the people who have 100 200 300 doors or something like that, and they play the law of large numbers. I don't want to play the law of large numbers personally, I want to have really good quality assets and have fewer of them, and really work on having positive cash flow, but having the equity growth that allows me to pull money out tax free and either buy more investments or utilize how I want in my life.    Keith Weinhold  32:16   Exactly. If your property cash flow is $100 a month and it's a single family home. Some people say, Oh, that's awful. You would need 100 of them just to get 10k pass it per month. Now you're thinking wrong, and you're oversimplifying it like to your point, with the 300k home and 5% appreciation, that's 15k in one year, you're building equity that can be borrowed against, tax free, and you're building up that lump sum cash flow windfall down the road, if you will, in real estate pays five ways and cash flow matters, but it's only one of five profit centers and all that. So yes, we're so aligned on that one, appreciation is not just the icing on the cake, it's substantially more than that. Well, I've got something to announce. Adam here is going to co host, along with our own longtime investment coach, Naresh, an upcoming live virtual event. And it's called how to scale your portfolio with tenanted cash flowing new construction properties. And it aligns in every way with the trends that we've been talking about and that Adam and I have been identifying here. The event takes place next week. But first, tell us more about what you and the ray shall be speaking about at the event there. Adam.   Adam Schroeder  33:29    one of the biggest concerns people have about real estate, and one of the things that can eat in your cash flow more than anything, is vacancy. I mean, vacancy can kill your deal whenever it's all said and done, because it's one thing, if you're, you know, break even or $100 a month positive cash flow. But whenever you've got a vacant property and you're negative $1,500 a month, that can hurt, that can hit the wallet. And so what we really love, if you can hit it, is a tenanted property that's new and is in a growing area, yeah, and we've got that thankfully. I mean, we've been able to work some really good relationships with national builders that have allowed us to get into they were doing a lease to purchase option with tenants who wanted to buy their property but didn't have it saved up, and these people didn't exercise their option, but they've renewed their lease so you can come in and buy a property that has them in place. It is a house that they wanted to buy. So how long are they likely to stay? Probably quite a while. They like the school district, they like the neighborhood. They like everything about it. You're coming in, you've got the builder incentives we talked about before, and you're just in a positive cash flow position already. Now we're in Texas, which I was actually funny enough. Earlier, right before this interview, I was reading about the states that are going to grow the most, projected until 2050 and they expect Texas to grow by nearly 9 million people between now and believe it was 2050    Keith Weinhold  34:55   everyone's asking, when is it going to pass? California is the most populous state in the nation.    Adam Schroeder  35:01   Well, it depends how many people. In California are part of that 9 billion we've gotten quite a few of them there. As somebody who lives in Texas, and we're in the big cities too. We're not in the Podunk Texas towns you think about in, you know, east or west Texas. We're talking Houston, Dallas and San Antonio, which are three of the top, I believe, 15 largest cities in the country. We're getting some really good incentives. You can get up to right now, 10% builder incentive. So a $300,000 house, you have $30,000 that you can use. That's massive. Yeah, you can get that money back after closing. We can buy your rate down. And we have some people who have literally taken the whole 10% and put it towards a fixed 30 rate at four and a quarter percent. Wow, they are locking themselves in at four and a quarter. Or we have some people who say, like, we were just talking about cash flow is not a concern for me. I'm going to take half my down payment back, and I'm going to go buy another property, because I'm only in this property for 10% now, and so they're able to be, you know, roughly break even in a good growing area, and they can acquire a second property. So you're buying two properties without mortgage insurance for essentially a 30% total down payment, and you're getting your 10% back if you buy the second property. So it's just really incredible time. Like you said, we haven't seen a time like this before. We were able to get into the wholesale division of these builders and provide these incentives that I've personally never seen before. Some of our reps are buying these homes themselves, so we're putting our money where our mouth is. It's just a great time, especially like you were saying, these homes the inventory, take advantage of the opportunity, right? And there's an opportunity that's presenting itself. And if you look at the long term demographics of Houston, Dallas and San Antonio. It's an arrow pointed up. That's what those areas are.    Keith Weinhold  36:46   100% I mean, it's almost as predictable as anything. There's never a guarantee, but continued population growth and obvious need for housing there is about as close as you can get. That's massive. 10% back, 380k purchase, $38,000 back at the closing table to use in discount point buy downs completely or half on discount point buy downs and half to pocket and use on another property or use on your next vacation or whatever you want to do. That's massive.    Adam Schroeder  37:18   Yeah, it's fantastic. One thing I forgot to mention about Houston. It's one of the things I love that people don't think about has the third most headquarters of fortune 500 companies in the country, behind New York and Chicago. So people don't think about that when they think of Houston. But I love to throw that out there, because it's there. I love Houston. I lived there for seven years. It's where I met Naresh, actually, and would happily move back there again   Keith Weinhold  37:42   right? Houston has moved so far past the monolith of just having oil be the economic driver. So we're talking about tenanted new construction properties in pretty hot markets, Houston, San Antonio and Dallas ready for you to purchase with that 10% builder incentive. And these are in communities that are primarily owner occupied, so they do have that high appreciation potential and that potential for solid rent growth. So on the live event, the webinar that you are invited to attend from the comfort of your own home, what you can do is just learn more about this overall strategy and why the time in the market is right for this. Learn more about those geographic markets themselves and then their drivers, and even see available new build income property. And the benefit of you attending a live is that you can have any of your questions answered right then and there. You can sign up at grewebinars.com, and Adam, before I ask you if you have any last thoughts, that event is next week. It is Thursday, November 13, at 8pm eastern time again, you can sign up. It is free. Space is limited, so that's something that you want to do now at grewebinars.com, any last thoughts? Adam   Adam Schroeder  38:51   yeah, I will just remind people there's always a reason to buy real estate, and there's always there's always a reason not to buy real estate, and depending on which one you subscribe to, you can always find those opportunities, or you can scare yourself off. So, you know, find the right opportunities that are there for you and your investing style and jump in. Because if you look at what's happening right now. When rates start coming down, owner ox are going to jump back in, and that tends to lead to prices going back up. Like Keith said, these are 85% owner occupied areas, and you're setting yourself up for success. And if you do it now, you can always refi later if rates come plummeting down right so find the right areas. Find the reasons to buy and go for it.    Keith Weinhold  39:41   This is a time when builders are really willing to give you a break. Take advantage of it if you possibly can. Adam, it's been great having you here on the show, and our audience looks forward to seeing more of you next week.   Keith Weinhold  40:00   Yeah, some real potential here. I'm rather excited for your future as a listener next week, investors like DSCR loans, since the qualification looks at the property, not you, and see conventional loans are more for owner occupants. They're fine. They work for investors too. But with dscrs, besides their other advantages, they're a check on making sure your property is profitable. It is just your rent divided by your debt service. That's all it is. So for example, with a $1,000 rent and a piti payment, principal, interest, taxes and insurance payment of 800 bucks. Well, then your DSCR is 1.25 Investors love them because there's no personal income verification, no W twos, tax returns, pay stubs. There's no debt to income ratio bar for you to have to clear also conventional loans often cap you at 10 financed properties, and DSCR loans have no such limit, so there's faster underwriting and easier approval. But with dscrs, look out. I mean, there could be some higher fees, and you might have a three to five year prepayment penalty. But buy and hold investors often keep the property that long anyway, so grow your income streams with dscrs, even when the w2 world says no. And notably, dscrs have absolutely nothing to do with job of the hut either. No sluggy concerns there   Keith Weinhold  41:42   if you've wanted a deal on a property today, here you are with these new build incentives that are really good, better than what most builders are giving looks like. Here's your chance. One reason that the builders are giving us a deal is because of the bulk of GRE buyers. This is for you, if you might want one property or 14 properties load up with these up to 10% builder incentives, or just attend the webinar and learn more. We got into the wholesale division of these builders. We got them right where we want them. The properties are typically already tenanted. So plant your flag in the ground, and call this the pivot point. This whole thing could be a bigger deal than the first man to walk on Mars. We'll see, though, no man has walked on Mars yet, but you don't need to wait that long. Take one of your 30,000 days that you've been gifted in this life of yours, the 30,000 days you've been allotted on this earth to win back some of your future finite time. It is next week, Thursday, the 13th, at 8pm Eastern. It's also GRE last event of the year, your last chance, a live, virtual event where you can attend from the comfort of your own home or anywhere. And it's free. Registration is open now. Sign up at gre webinars.com that's gre webinars.com Until next week, I'm your host. Keith Weinhold, don't quit your Daydream.   Unknown Speaker  43:17   Nothing on this show should be considered specific, personal or professional advice, please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC, exclusively you   Keith Weinhold  43:45   The preceding program was brought to you by your home for wealth building, getricheducation.com

Vermont Edition
Yo-Yo Ma performs with local and Indigenous artists in the Upper Valley

Vermont Edition

Play Episode Listen Later Oct 29, 2025 49:50


On Saturday, Oct. 18th, the world-famous cellist Yo-Yo Ma sat down on a folding chair in the grass near the banks of the Connecticut River. It was dawn in Hanover, New Hampshire, and mist was rising off the water. He took a deep breath, then began to play.This was "We Are Water," a special series of performances inspired by the waterways of the north. It was part of the reopening celebrations for Dartmouth's Hopkins Center for the Arts, which just completed a three-year renovation.Yo-Yo Ma is a fellow at Dartmouth and the founder of the Silk Road Ensemble, a Grammy-winning group that plays music from all over the world. For "We Are Water," he teamed up with Chris Newell, a Passamaquoddy musician, educator and Dartmouth graduate whose work is closely tied to the lands and waters of New England. Newell and Ma were joined for the sunrise ceremony and evening concert by a diverse group of Indigenous and local musicians: Jeremy Dutcher, Andri Snaer Magnason, Mali Obomsawin, Nance Parker, Roger Paul, Lokotah Sanborn, Lauren Stevens, and Ida Mae Specker, a fiddler from Andover. Their performances combined music, poetry and storytelling.Then; a discussion of "Along the River's Way," a new multimedia exhibition and oral history project about elder artists in the Mad River Valley. We hear from Christopher Wiersema, the executive director of Mad River Valley TV, and Tracy Brannstrom, a local journalist and the primary interviewer for the project. The exhibition will be open to the public at Mad River Valley Arts from Nov. 6 through Dec. 13 in Waitsfield.Broadcast on Wednesday, October 29, 2025, at noon; rebroadcast at 7 p.m.Have questions, comments or tips? Send us a message or check us out on Instagram.

WBUR News
As government shutdown drags on, furloughed federal workers feel the pain

WBUR News

Play Episode Listen Later Oct 24, 2025 4:36


Two IRS workers in New England say they are furloughed as the government shutdown drags on and are concerned about their livelihoods. "It about time that we stop being used as pawns in this situation," said Beth Willwerth, an IRS employee in Andover.

The Loop
Afternoon Report: Thursday, October 9. 2025

The Loop

Play Episode Listen Later Oct 9, 2025 6:38 Transcription Available


President Trump says he expects hostages held by Hamas to be freed early next week. A woman is pulled from her car after a train slams into it in Andover. Rhode Island's Conjuring House is off the auction block. Stay in "The Loop" with WBZ NewsRadio.

MPR News Update
DOJ sues Minnesota; Driver dies after colliding with school bus

MPR News Update

Play Episode Listen Later Sep 30, 2025 3:15


The U.S. Department of Justice is suing the state of Minnesota — along with Hennepin County, Minneapolis and St. Paul — over policies limiting local law enforcement agencies' work in immigration operations.And the driver of a pickup truck died this morning after it collided head-on with a school bus in the city of Andover. Those stories and more in today's evening update from MPR News. Hosted by Emily Reese. Music by Gary Meister.

Witch Hunt
What is the Thing About Salem?

Witch Hunt

Play Episode Listen Later Sep 24, 2025 30:48


Why This Crossover?Hosts Josh Hutchinson and Sarah Jack are featuring The Thing About Salem podcast on The Thing About Witch Hunts podcast to introduce our listeners to our companion 15 minute sized episode podcast! Both shows are produced by the End Witch Hunts nonprofit, and we want to make sure you don't miss out on the incredible stories we're telling about Salem's witch trials. This crossover episode gives Thing About Witch Hunts listeners a taste of the detailed historical storytelling you'll find over on The Thing About Salem.What if the Salem witch trials could have been prevented? In this compelling crossover episode, we examine the critical turning points between January 1692 and May 1693 when different decisions could have stopped America's most notorious witch hunt in its tracks.From the arrest of four-year-old Dorothy Good to Martha Carrier's infamous designation as "Queen of Hell," we explore how a series of escalating choices transformed a local Massachusetts crisis into colonial America's deadliest legal disaster.Historical Turning PointsCritical moments when the Salem witch trials could have been haltedThe shocking case of Dorothy Good, the youngest accused witchHow local accusations spiraled into regional hysteriaKey Historical FiguresCotton Mather and his contradictory influence on the trialsGovernor William Phips and his delayed interventionMartha Carrier and her notorious title as "Queen of Hell"The role of judges, ministers, and community leadersGeographic SpreadSalem Village and Salem Town dynamicsHow 45 Andover residents became entangled in accusationsThe regional impact across Massachusetts Bay ColonyLegal and Social AnalysisSpectral evidence and its dangerous precedentCourt procedures that enabled the witch hunt's growthCommunity tensions that fueled the accusationsThis crossover episode reveals how a perfect storm of fear, superstition, and poor decision-making created one of America's darkest chapters. We examine the moments when cooler heads could have prevailed and the individuals who either fanned the flames or attempted to restore reason.The Salem witch trials (1692-1693) resulted in the execution of 20 people and the imprisonment of hundreds more. This episode explores the human decisions behind the historical tragedy and the lessons we can learn about mass hysteria, due process, and the importance of critical thinking in times of crisis.Colonial American historyLegal history and judicial reformSocial psychology and mass hysteriaWomen's history and gender dynamics in early AmericaReligious history and Puritan societyTrue crime and historical mysteriesSalem witch trials, Massachusetts Bay Colony, Cotton Mather, spectral evidence, Dorothy Good, Martha Carrier, Governor Phips, Andover witch trials, colonial America, Puritan society, mass hysteria, historical true crime, 1692 witch hunt, Salem Village, judicial historyJoin The Thing About Salem and The Thing About Witch Hunts for this special crossover episode exploring how different choices could have changed the course of American history.This episode contains historical content about persecution, execution, and legal proceedings from the 17th century. Listener discretion advised.Salem Witch Trials Documentary Archive and Transcription ProjectMassachusetts Court of Oyer and Terminer Documents, ⁠The Salem Witch Trials Collection, Peabody Essex MuseumRecords of the Salem Witch-HuntThe Thing About Salem YouTube⁠The Thing About Salem Patreon⁠The Thing About Witch Hunts YouTube⁠The Thing About Witch Hunts

The Book Case
Joanne Harris and the Literary Beauty of Chocolat

The Book Case

Play Episode Listen Later Sep 18, 2025 45:40


Joanne Harris is the writer of the “Chocolat" series, which began with the famous Chocolat (also made into a movie with Juliette Binoche and Johnny Depp) which spawned three sequels all continuing the story of the mysterious, talented and independent Vianne and her daughters as they struggle to find their place in the world.  But in her newest contribution to the series, Vianne, she writes beautifully of Vianne's prequel story.  What brought Vianne to her love of chocolate and what spawns her to keep traveling the world, untethered and without roots?  This is the story of her beginnings and her beginnings as the literary chocolatier that we have come to know and love.  We also talk to an amazing bookstore that is over a century old, Andover Bookstore in Andover, Massachusetts. Tune in and find out how a bookstore can still be great…even after 100 years. Find books mentioned on The Book Case: https://www.goodmorningamerica.com/shop/story/book-case-podcast-reading-list-118433302 Books mentioned on this week's episode: The Chocolat Series: Vianne by Joanne Harris Chocolat by Joanne Harris The Lollipop Shoes by Joanne Harris Peaches for Monsieur le Cure by Joanne Harris The Strawberry Thief by Joanne Harris  Blackberry Wine by Joanne Harris Five Quarters of the Orange by Joanne Harris Coastliners by Joanne Harris Holy Fools by Joanne Harris Honeycomb by Joanne Harris Jigs and Reels by Joanne Harris Maiden, Mother, Crone by Joanne Harris The Moonlight Market by Joanne Harris Gentlemen and Players by Joanne Harris Different Class by Joanne Harris Blueeyedboy by Joanne Harris A Narrow Door by Joanne Harris Fahrenheit 451 by Ray Bradbury The Martian Chronicles by Ray Bradbury Kitchens of the Great Midwest by J. Ryan Stradal The Sorrows of Young Werther by Johann Wolfgang Goethe Learn more about your ad choices. Visit podcastchoices.com/adchoices

Lost Massachusetts
Defunct Colleges: Andover Theological E104

Lost Massachusetts

Play Episode Listen Later Sep 8, 2025 8:19


Not gone, just moved, and the campus is empty...Photos and contact: https://www.instagram.com/lostmassachusetts/Sources, links, blog, etc.: https://lostmassachusetts.com/a-lost-place

The Paranormal 60
Richard Potter's Final Bow – A New England Legends

The Paranormal 60

Play Episode Listen Later Sep 1, 2025 21:48


Step into the world of America's first professional magician. In this episode of New England Legends, Jeff Belanger and Ray Auger travel to Potter Place in Andover, New Hampshire, where Richard Potter—the nation's earliest celebrity illusionist—took his final bow in 1835. Potter wasn't just a master of sleight of hand; he was a trailblazer. A Black man who defied the odds, he toured the north and south, sold out theaters, and earned a fortune at a time when such success was nearly unthinkable. But the real mystery? He's not buried where you'd expect. Join us as we uncover the strange twist behind Potter's final resting place… and why his last illusion may be the most enduring of all. Richard Potter's Final Bow – A New England Legends Listen ad-free plus get early access and bonus episodes at: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.patreon.com/NewEnglandLegends⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ For more episodes join us here each Monday or visit their website to catch up on the hundreds of tales that legends are made of. ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://ournewenglandlegends.com/category/podcasts/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Follow Jeff Belanger here: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://jeffbelanger.com/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠  PLEASE SUPPORT THE ADVERTISERS THAT SUPPORT THIS SHOW Happiness Experiment - ⁠⁠https://go.happinessexperiment.com/begin-aff-o2?am_id=podcast2025&utm_source=podcast&utm_medium=podcast&utm_campaign=michael⁠⁠ Factor Meals - Get 50% off your first order & Free Shipping at ⁠⁠⁠⁠www.FactorMeals.com/p6050off⁠⁠⁠⁠ & use code: P6050off at checkout Mint Mobile - To get your new wireless plan for just $15 a month, and get the plan shipped to your door for FREE, go to ⁠⁠⁠⁠www.MintMobile.com/P60⁠⁠⁠⁠ Shadow Zine - ⁠⁠⁠⁠https://shadowzine.com/⁠⁠⁠⁠ Love & Lotus Tarot -  ⁠⁠⁠⁠http://lovelotustarot.com/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Voices of Oklahoma
Charles Stephenson

Voices of Oklahoma

Play Episode Listen Later Aug 29, 2025 76:08 Transcription Available


After graduating from Antlers High School, Charles Stephenson attended the University of Oklahoma and earned a degree in petroleum engineering.Following service in the U.S. Army, where he became an officer, he joined Amerada Petroleum Corporation.Between 1973 and 1982, Stephenson was part-owner and president of privately-held Andover Oil Company.After the sale of Andover, he co-founded Vintage Petroleum, Inc., where he served as president, chief executive officer, and chairman of the board. The company grew from three employees at start-up to more than 750 with operations in four countries and reserves of approximately 500 million barrels.Stephenson is a founder of the Sarkeys Energy Center and, through his foundation, has funded the construction of two research facilities at the Research Campus at the University of Oklahoma. Charles and his wife Peggy made a $12 million donation to The University of Oklahoma Health Sciences Center, and in recognition of their support to the institution, a center has been named the Peggy and Charles Stephenson Oklahoma Cancer Center.Listen to Charles tell his story and how his uncle interested him in the Energy business on the podcast and website VoicesOfOklahoma.com.

Classic & Curious
The Beauty of French Blooms: A conversation with Sandra Sigman, Founder of Les Fleurs

Classic & Curious

Play Episode Listen Later Aug 20, 2025 36:31


This episode is truly blooming with inspiration. From embracing the Parisian way of life to creating the award-winning French-inspired floral, home, and garden boutique, Les Fleurs, Sandra Sigman shares a heartfelt story that will delight anyone who loves to create, dream, and explore the beauty of French design.Sandra founded Les Fleurs in 1989 after living in Paris as a professional figure skater. Returning home to Andover, Massachusetts, she combined her love for Parisian style with the essence of her mother's passion for floral arranging. Over the years, Les Fleurs has grown into a beloved destination for exquisite wedding florals, a curated home and garden shop, and trusted guidance in the art of floral arranging and Parisian lifestyle.In her book French Blooms, Sandra shares design principles, tutorials, and step-by-step instructions for creating French-inspired arrangements. She also invites others to experience Paris through her intimate, expertly guided tours—perfect for those who love to discover, shop, and savor the city through her lens.In this episode Sandra and Anne discuss:Sandra's journey in creating Les Fleurs & writing her book, French BloomsHer touching tribute to her mother's influenceHow her book can help you bring French floral elegance into your own homeExperiencing one of her tours—what you need to know!Sandra's work has been featured in Flower Magazine, The New York Times, Veranda, and many more. At the heart of it all is Sandra—a generous soul whose love for Paris and gift for capturing life's beauty through flowers create moments of elegance and joy that only she can inspire.You can connect with Sandra @lesfleursviasandra, @lesfleursandover, lesfleurs.comPurchase French Blooms via lesfleurs.comConnect with Anne @styledbyark.com and @classicandcuriouspodcastNeed design advice? Schedule THE MINI—an exclusive one-hour consultation with Anne, delivering bespoke guidance, curated resources, and design insight—perfect for design enthusiasts who needs a little support!

Dean Richards
Dean Richards' Sunday Morning | July 27

Dean Richards

Play Episode Listen Later Jul 27, 2025


Dean Richards, Dave Schwan and Mark Carman start the show talking about Dean’s surprise visit from a furry friend in the WGN Radio studio this morning. For today’s Far Flung Forecast, Dave takes us across the pond to Andover, England. Dr. Jeremy Silver, emergency physician at Northwestern's Kishwaukee and Valley West Hospitals, joins Dean for […]

The Trail Went Cold
The Trail Went Cold - Episode 440 - John & Geraldine Magee

The Trail Went Cold

Play Episode Listen Later Jul 16, 2025 37:59


December 14, 2011. Andover, Massachusetts. 69-year old John “Jack” Magee and his 67-year old wife, Geraldine “Jeri” Magee, are found shot to death inside their mansion in what appears to be a professional hit. There are no signs of robbery or forced entry at the scene, though it turns out that the couple's SUV was stolen and driven 20 miles to the North End of Boston before it was set on fire. Even though the Magees are wealthy and Jack owned a successful construction company, they do not appear to have any known enemies and investigators are unable to find anything in the couple's backgrounds to shed any light on potential motives for their murders. On this week's episode of “The Trail Went Cold”, we explore a perplexing double homicide from New England which has remained unsolved for nearly 14 years. Additional Reading: https://www.boston25news.com/news/local/essex-county/new-englands-unsolved-new-information-murder-john-geraldine-magee/GNYSELA4PZAGLFMUKGZAWUUZCI/ https://www.boston25news.com/news/local/essex-county/new-englands-unsolved-new-information-murder-john-geraldine-magee/GNYSELA4PZAGLFMUKGZAWUUZCI/ https://www.nbcboston.com/news/local/andover-double-murder-remains-unsolved-10-years-later-story-disappeared/2581519/ https://www.bostonglobe.com/2023/12/20/metro/andover-couple-found-murdered-2011/ https://www.bostonglobe.com/2021/12/09/metro/people-who-committed-this-act-are-still-large-family-andover-couple-slain-ten-years-ago-home-implores-tipsters-come-forward/ https://www.masslive.com/boston/2021/12/ten-years-after-killings-of-john-and-geraldine-magee-in-andover-family-hopes-someone-will-come-forward-our-family-has-lost-ten-years-of-love.html https://abcnews.go.com/US/massachusetts-mansion-murders-couple-gunned-home/story?id=15159796 https://www.bostonherald.com/2021/12/09/they-need-to-be-brought-to-justice-andover-slay-victims-children-seek-answers-10-years-later/ https://www.wcvb.com/article/da-renews-appeal-for-information-into-murders-of-andover-couple/25583792 https://www.cbsnews.com/news/massachusetts-married-couple-killed-in-mansion-murder/ https://www.mass.gov/news/magee-family-statement-on-10th-anniversary-of-andover-murders https://coldcasene.org/f/john-and-geraldine-magee https://www.youtube.com/watch?v=eiGkC10tlI4 https://www.truecrimeconsult.com/62-the-mansion-murders/ "The Trail Went Cold" will be appearing at the True Crime Podcast Festival, taking place at the Doubletree by Hilton Hotel Boston North Shore in Boston, Massachusetts on July 18-20, 2025. To get a 20 % discount on tickets, please use our specialized promo code, “ROBIN20”, by visiting https://www.truecrimepodcastfestival.com/.  “The Trail Went Cold” is on Patreon. Visit www.patreon.com/thetrailwentcold to become a patron and gain access to our exclusive bonus content. The Trail Went Cold is produced and edited by Magill Foote. All music is composed by Vince Nitro.

The Modern Art Notes Podcast
"The First Homosexuals," June Leaf

The Modern Art Notes Podcast

Play Episode Listen Later Jul 10, 2025 74:20


Episode No. 714 features curator and art historian Jonathan D. Katz and curators Allison Kemmerer and Gordon Wilkins. With Johnny Willis, Katz is the co-curator of "The First Homosexuals: The Birth of a New Identity, 1869-1939" at Wrightwood 659, Chicago. The exhibition details the emergence of a significant change in how societies around the world regarded homosexuality in the wake of the coining of the term 'homosexual' in 1869, and the ways in which images have represented a range of identities ever since. It is on view through July 26. The fascinating exhibition catalogue was published by Monacelli. Amazon and Bookshop offer it for $70-75. Kemmerer and Wilkins are the curators of "June Leaf: Shooting from the Heart" at the Addison Gallery of American Art, Andover, Mass. The exhibition surveys a 75-year career during which Leaf explored the human experience in works that are layered, whimsical, playful, and sometimes dark. It is on view through July 31. The Addison, the Grey Art Museum, New York University, and the Allen Memorial Art Museum at Oberlin College co-published the exhibition catalogue with Rizzoli. It is available from Amazon and Bookshop for $42-60.

New England Legends Podcast
America's First Professional Magician

New England Legends Podcast

Play Episode Listen Later Jun 5, 2025 19:04


In Episode 399 Jeff Belanger and Ray Auger visit Potter Place in Andover, New Hampshire, to see the final resting place of America's first professional magician. Richard Potter died in 1835, but not before he grew rich and famous from his magic act. He sold out shows in both the north and south, which was all the more impressive considering he was also a Black man. For his final trick… Potter isn't buried where he was originally placed in the ground.    See more here: https://ournewenglandlegends.com/podcast-399-americas-first-professional-magician/    Listen ad-free plus get early access and bonus episodes at: https://www.patreon.com/NewEnglandLegends                Check out Jeff's new underground publication Shadow Zine! https://shadowzine.com/               Listen to Ray's Local Raydio! https://localraydio.com/    

Toucher & Rich
BREAKING: Fred Hates Traffic | What Happened Last Night | MORE Belichick-Jordan Details - 4/29 (Hour 1) 

Toucher & Rich

Play Episode Listen Later Apr 29, 2025 44:26


(00:00) BREAKING NEWS: Fred Toucher is NO FAN of traffic or the town of Andover. (22:27) WHAT HAPPENED LAST NIGHT: Hardy shares some new details on what was going on behind the scenes of Belichick’s infamous interview on CBS Morning News. Draymond Green avoided ejection as Jimmy Butler scored 27 to lead the Warriors past the Rockets 109-106 for a 3-1 series lead. The top-seeded Cavs swept the Heat with a record 138-83 Game 4 blowout to close their first-round series. CONNECT WITH TOUCHER & HARDY: linktr.ee/ToucherandHardy For the latest updates, visit the show page on 985thesportshub.com. Follow 98.5 The Sports Hub on Twitter, Facebook and Instagram. Watch the show every morning on YouTube, and subscribe to stay up-to-date with all the best moments from Boston’s home for sports!

Jocko Podcast
482: Roll Up Your Sleeves and CHOP THAT S**T UP. With Sergaent Major Daniel Pinion.

Jocko Podcast

Play Episode Listen Later Mar 19, 2025 214:20


>Join Jocko Underground< Daniel L. Pinion is a military veteran of the Cold War, Operation Joint Endeavor (Bosnia-Herzegovina), and multiple tours in Operation Iraqi Freedom. He served in numerous Infantry, Armor and Cavalry units and leadership positions during his 28-year career. CSM (R) Pinion has served as Squad Leader, Section Sergeant, Drill Sergeant, Platoon Sergeant, First Sergeant, Instructor, Operations Sergeant Major, and Command Sergeant Major. Born in Ohio, raised in Andover, NJ, CSM (R)Support this podcast at — https://redcircle.com/jocko-podcast/exclusive-content