Podcasts about Cloutier

Les Canadiens de Montréal ont perdu 4-0 lors du match #4 contre les Hurricanes de la Caroline. Est-ce qu’on peut déjà affirmer que le CH est mort ? Entrevue avec Nicolas Cloutier, journaliste TVA Sports, suivi de la tribune téléphonique. Regardez aussi cette discussion en vidéo via https://www.qub.ca/videos ou en vous abonnant à QUB télé : https://www.tvaplus.ca/qub ou sur la chaîne YouTube QUB https://www.youtube.com/@qub_radio Pour de l'information concernant l'utilisation de vos données personnelles - https://omnystudio.com/policies/listener/fr

Marie-Christine Cloutier is Vice President Strategy and Air Traffic Services at CAE. On this episode, sponsored by CAE, we discuss:The need for Air Traffic Services professionals in the coming years, as reported in CAE's 2025 Aviation Talent ForecastCAE's end-to-end training services ‒ from delivery to courseware modernization and consultancyHow CAE integrates new technologies like immersive 3D visualization and eye-tracking into air traffic services trainingHow CAE's pilot training expertise drives synergies with air traffic services training ‒  mutually enhancing both disciplines

Cartier Resources CEO Philippe Cloutier joins MSD's Ian Wagner in Frankfurt to discuss the company's Cadillac gold project in Québec's Abitibi region. Cloutier highlights recent metallurgical test work showing gold recoveries near 97%, improving on historic assumptions and strengthening the case for a new economic assessment. He also discusses Cartier's 3.2-million-ounce resource, a 100,000-meter drill program, new discoveries along the Cadillac trend, and strategic options ranging from toll milling and staged development to joint ventures or M&A along with the company's new U-S listing.

Le chanteur québécois William Cloutier lance sa toute première tournée solo, intitulée L’amour ! Entrevue avec William Cloutier, auteur-compositeur-interprète. Regardez aussi cette discussion en vidéo via https://www.qub.ca/videos ou en vous abonnant à QUB télé : https://www.tvaplus.ca/qub ou sur la chaîne YouTube QUB https://www.youtube.com/@qub_radio Pour de l'information concernant l'utilisation de vos données personnelles - https://omnystudio.com/policies/listener/fr

Coming off a highly enjoyable Opening Day for all in attendance, Emerald Downs moves on to Mother's Day weekend! Bring Mom either Saturday or Sunday or both for Thoroughbred excitement and family fun beginning at 1:50 pm each day. Make sure Mom fills out an entry blank to be eligible for prize drawings on Saturday and Sunday. Go to emeralddowns.com for more info on promotions and offers. Renowned handicapper and new author Chris Larmey and first year EmD trainer Mark Cloutier join Joe and Vince this week. Larmey, a Washington native, is a member of the National Handicappers Hall of Fame and will be at the track on Saturday to sign copies of his new book “Betting on Horses.” Cloutier has deep roots in Thoroughbred racing and spent the last 40 years involved at Hastings in Vancouver B.C. He's brought expertise and great career record to Emerald Downs for 2026.

David Cloutier on April 8, 2026 at Ruth Lake Country Club. In this lecture, David Cloutier traces the development of Catholic social teaching (CST) from Rerum Novarum through Quadragesimo Anno to Centesimus Annus and beyond. Through many papacies and much change in the world, CST develops a unique and distinctive social vision that speaks to both the hopes and the perils of the contemporary world.

Un homme d'affaires poursuit Ferrari après avoir été brûlé voir sur 56% de son corps par une automobile qui appartenait… à Luc Poirier. Entrevue avec Jean-François Cloutier, journaliste au Bureau d’enquête de Québecor. Regardez aussi cette discussion en vidéo via https://www.qub.ca/videos ou en vous abonnant à QUB télé : https://www.tvaplus.ca/qub ou sur la chaîne YouTube QUB https://www.youtube.com/@qub_radio Pour de l'information concernant l'utilisation de vos données personnelles - https://omnystudio.com/policies/listener/fr

Un homme d’affaires poursuit Ferrari après avoir été gravement brûlé par une voiture appartenant à Luc Poirier : Jean-François Cloutier lui a parlé | Extorsion des commerces: la SQ lance un appel à tous les commerçants | Le métro de Montréal est-il en danger? Québec solidaire sonne l’alarme | IA et sexualité: un professeur sonne l’alarme | Emploi: on travaille 5 jours par semaine depuis 100 ans !| | Jean-Michel Dufaux et Benoît Roberge à la conquête du Japon Dans cet épisode intégral du 1er mai, en entrevue : Jean-François Cloutier, journaliste au Bureau d’enquête de Québecor. Marc-André Proulx, directeur adjoint à la direction nationale du renseignement et de l’analyse. Étienne Grandmont, député de Québec solidaire dans Taschereau. Annie Boilard, présidente du Réseau Annie RH https://www.reseau-annie.ca/ Jean-Michel Dufaux, globe-trotteur, animateur, chroniqueur, auteur, photographe et Benoît Roberge, animateur et grand voyageur. Une production QUB Mai 2026Pour de l'information concernant l'utilisation de vos données personnelles - https://omnystudio.com/policies/listener/fr

Interview with Philippe Cloutier, President & CEO of Cartier Resources Inc.Our previous interview: https://www.cruxinvestor.com/posts/cartier-resources-inc-tsxvecr-continuous-focused-drilling-resource-update-ahead-9429Recording date: 21st April 2026Cartier Resources Inc. occupies a rare piece of real estate in the global gold mining landscape. The Quebec-based junior explorer holds the only remaining significant exploration position on a 50-kilometre stretch of the Cadillac Fault in Abitibi — Canada's most prolific gold-producing structure — flanked on all sides by producing mines owned by majors including Agnico Eagle, Eldorado, and IAMGold.With a market capitalisation of approximately $120 million and $7 million in cash, the company has quietly consolidated 15 kilometres of strike length along the fault, defining 3.2 million ounces of gold across four distinct mineralisation types. That variety of deposit styles is central to CEO Philippe Cloutier's investment thesis: this isn't a single-zone story, but a camp-scale system with multiple potential deposits that together could determine the optimal layout for a future mining operation.The most immediate challenge facing Cartier is the disconnect between its current public economic assessment and reality. Its 2023 Preliminary Economic Assessment modelled a standalone mill at $1,750 per ounce gold — well below today's prices — producing capital cost figures that look punishing by current standards. An updated scoping study is in progress, expected to incorporate recent shallow high-grade discoveries, metallurgical results, and scenarios involving toll milling through neighbouring producers with excess capacity. No release date has been confirmed.Agnico Eagle's major shareholding and the recent board appointment of industry veteran Glenn Mullan signal institutional confidence in the asset. The company is 50% through its current drill program, having already met all initial objectives, with new discoveries prompting a revised approach to the remaining work.Near-term catalysts include updated economics at current gold prices, continued drill results, a planned OTC QB listing to reach U.S. retail investors, and growing M&A interest as senior producers seek permitted, development-ready projects.View Cartier Resources' company profile: https://www.cruxinvestor.com/companies/cartier-resources-incSign up for Crux Investor: https://cruxinvestor.com

Julliard-trained opera coach and pianist, Nicole Cloutier, join Doug & Ben to discuss the necessity of correlating careers for musicians of the 21st-century.Send us Fan MailSupport the show

Les moments forts : L'exil inutile : Pourquoi Sébastien a-t-il dû rebrousser chemin ? Le dilemme de Maripier : Propreté clinique versus plaisir parental. Cauchemar à l'érable : Le bilan satirique de William Cloutier sur nos traditions. Voir https://www.cogecomedia.com/vie-privee pour notre politique de vie privée

Episode 629: Listen as I chat with international artist, writer, & founder of The Working Artist, Crista Cloutier. Crista has done it all in every aspect of the art world. Then, at the top of her game in NYC, she gave it all up to move to Paris, France, with no connections, no plan B, […] The post Check out my chat with The Working Artist, Crista Cloutier appeared first on Let's Talk Art With Brooke.

These days, Steph Cloutier lives in Eau Claire, WI, but she grew up in the Minneapolis, MN, area, which is only about 100 miles away from Eau Claire.  Steph coaches for North Coast Running (NRC), a coaching business out of the Twin Cities area of Minneapolis and St. Paul.  With the surge in ICE activity in Minneapolis, NRC founder and runner Tyler Morey decided he wanted to do something to support the immigrant communities being targeted by the ICE crackdowns, so he created Love Thy Neighbor.  Steph immediately got on board with the initiative, and both she and Tyler ran for Love Thy Neighbor at the Black Canyon 100k, which just took place on February 14.  At the core of all of this is also Steph's love of running, which these days focuses on trail ultras, but that's a pursuit she started in 2023 with the very same Black Canyon race: at that time, she ran the 60k. Steph's running journey, however, began long before that, and she shares about that, too—and how it led to today, with Steph using her running pursuits to make an impact on and show her support for her larger community; how she turned her frustration about wanting to help and not knowing what to do, into action.  Mentioned in this Episode Steph Coutier on Instagram: @seestephrunn North Coast Running on Instagram: @northcoastrunning Love Thy Neighbor Webpage: northcoastrunning.com/lovethyneighbor More from WRS WRS is on Substack: womensrunningstories.substack.com To support WRS, please rate and review the show iTunes/Apple:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ https://podcasts.apple.com/us/podcast/womens-running-stories/id1495427631⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Spotify:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ https://open.spotify.com/show/4F8Hr2RysbV4fdwNhiMAXc?si=1c5e18155b4b44fa⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Music Credits Cormac O'Regan, of⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Playtoh⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Coma-Media⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠, via⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Pixabay⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠PaulYudin⁠⁠, via⁠⁠⁠⁠⁠ Pixabay⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Rockot⁠⁠⁠⁠⁠, via⁠⁠⁠⁠⁠ Pixabay⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠chillmore⁠⁠⁠⁠⁠⁠⁠⁠, via ⁠⁠⁠⁠⁠⁠⁠⁠Pixabay⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Ways to Connect and Engage with Women's Running Stories WRS Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@womensrunningstories⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Facebook:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ facebook.com/WomensRunningStories⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Website:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ womensrunningstories.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Avec notre invitée Véronique Cloutier, on parle de ce que ça prend pour être un bon Fantastique et on donne un scoop sur l’émission de radio de la 1000e!

Des intervenants réclament la révision de la loi « p-38 » Entrevue avec René Cloutier, directeur général de Confédération des association de proches en Santé mentale du québec (CAP) Regardez aussi cette discussion en vidéo via https://www.qub.ca/videos ou en vous abonnant à QUB télé : https://www.tvaplus.ca/qub ou sur la chaîne YouTube QUB https://www.youtube.com/@qub_radioPour de l'information concernant l'utilisation de vos données personnelles - https://omnystudio.com/policies/listener/fr

Vive les robots? | bonne note pour Simon Jolin-Barette | Un nouveau budget, et ça se chicane déjà | les hommes trop petits, bonne chance! | Des éoliennes ou des taxes | Mark Carney en voyage… trop de temps? | Le CH brille! Dans cet épisode intégral du 18 mars, en entrevue : Mathieu Roy, chroniqueur techno à Salut Bonjour. Félix Dusseau, doctorant en sociologie à l'Université du Québec à Montréal René Cloutier, directeur général de Confédération des association de proches en Santé mentale du québec (CAP) Une production QUB Mars 2026Pour de l'information concernant l'utilisation de vos données personnelles - https://omnystudio.com/policies/listener/fr

Le drapeau de Québec solidaire aurait été aperçu dans des manifestations pro-iraniennes en fin de semaine à Montréal Entrevue avec Jean-François Cloutier, journaliste pour le Bureau d’enquête Regardez aussi cette discussion en vidéo via https://www.qub.ca/videos ou en vous abonnant à QUB télé : https://www.tvaplus.ca/qub ou sur la chaîne YouTube QUB https://www.youtube.com/@qub_radioPour de l'information concernant l'utilisation de vos données personnelles - https://omnystudio.com/policies/listener/fr

S.O.S nos hôpitaux sont malades! | Christine Fréchette ressort un vieux dossier | Mais que fait l’Espagne?? | Qs solidaire du régime iranien? | Ça va mal pour le marché de l’immobilier | Trump se trompe-t-il? Dans cet épisode intégral du 17 mars, en entrevue : Benoît Heppell, médecin de famille en Estrie Nicolas Duvernois, entrepreneur, président et fondateur de Pur Vodka Jean-François Cloutier, journaliste pour le Bureau d’enquête Dave Noël, historien et auteur du livre Histoires d’épaves Une production QUB Mars 2026Pour de l'information concernant l'utilisation de vos données personnelles - https://omnystudio.com/policies/listener/fr

On this episode of The Sick Podcast, Nicolas Cloutier joins Tony Marinaro to discuss who should be #1 between Jakub Dobes and Jacob Fowler, the details on recalls and why it affects David Reinbacher, Michael Hage and more. Learn more about your ad choices. Visit megaphone.fm/adchoices

Ready for calmer projects and stronger profits? Join our free February 24 web class to learn the six-step system top contractors use to build rock-solid teams while maintaining a balanced life. Reserve your spot: https://trybta.com/CGMFB26To learn more about Breakthrough Academy, click here: https://trybta.com/EP258 Download the accountability resources Nick used to scale from $4M to $12.5M here: https://trybta.com/DL258 If you're working 70+ hours a week, micromanaging every detail, and acting as the bottleneck in your own business, you are doing it wrong.In this episode, Breakthrough Academy Member and owner of Willie C. & Sons Landscaping Nick Cloutier explains how to shift your mindset from "Boss" to "Coach" and implement the 3 essential tools—Job Descriptions, KPIs, and GSR Meetings—that allow you to delegate with confidence. In this episode, we cover:The "Warrior Mode" Trap: Why working 80 hours/week is a sign of a broken system, not a badge of honor.$4M to $12.5M Blueprint: The specific acquisition strategy and systems used to scale rapidly in 2025.The 3 Essential Accountability Tools: How to build Job Descriptions that "teach to win," Deliverables (KPIs), and clear Org Charts.The GSR Method: Why "Goal Setting & Review" meetings are the single best thing you can do for employee retention.Financial Mastery: How to reverse engineer a 20% Net Profit budget using LMN.Check out Nick's business, Willie C. & Sons Landscaping: https://williecandsonslandscaping.com/00:00-Intro01:22-Trajectory of Business Growth and the Shift in the Owner's Mindset05:07-Implementing Job Descriptions and Deliverables (KPIs)10:58-Defining Deliverables and Setting Measurable Goals17:56-The Organizational Chart and Determining Capacity20:09-Leveraging Numbers and Data for Predictable Growth23:00-Goal Setting and Review (GSR) Meetings34:09-Prioritizing Work-Life Balance and Seasonal Employment39:09-Financial Planning, Budgeting, and Understanding the Numbers43:46-The Strategy and Confidence for Acquisition50:23-Final Advice on Building a Successful Team

Eighteen months ago, Tyler Cloutier appeared on the show with what sounded like an ambitious (some might say crazy) plan: build a new distributed database from scratch, then use it to power a massively multiplayer online game. That's two of the hardest problems in software, tackled simultaneously. But sometimes the best infrastructure comes from solving your own impossible problems.The game, Bitcraft, has now launched on Steam. SpacetimeDB has hit version 1.0. And Tyler returns to share what actually happened when theory met production reality. We cover the launch day performance disasters (including a cascading failure caused by logging while holding a lock), why single-threaded execution running entirely from L1 cache can outperform sophisticated multi-threaded approaches by two orders of magnitude, and how the database's reducer model - borrowed from functional programming - enables zero-downtime code deployments. We also get into how SpacetimeDB is expanding beyond games with TypeScript support and React hooks that make building real-time multiplayer web apps surprisingly simple.If you're building anything where multiple users need to see the same data update in real time - which, as Tyler points out, describes most successful applications from Figma to Facebook - SpacetimeDB's approach of treating every app as a multiplayer game might be worth understanding.--Support Developer Voices on Patreon: https://patreon.com/DeveloperVoicesSupport Developer Voices on YouTube: https://www.youtube.com/@DeveloperVoices/joinSpacetimeDB: https://spacetimedb.com/SpacetimeDB on GitHub: https://github.com/clockworklabs/SpacetimeDBOur previous episode with Tyler: https://youtu.be/roEsJcQYjd8Clockwork Labs: https://clockworklabs.io/Bitcraft Online: https://bitcraftonline.com/Bitcraft on Steam: https://store.steampowered.com/app/3454650/BitCraft_OnlineWebAssembly: https://webassembly.org/Flecs (ECS for C/C++): https://www.flecs.dev/flecs/TigerBeetle: https://tigerbeetle.com/CockroachDB: https://www.cockroachlabs.com/Google Cloud Spanner: https://cloud.google.com/spannerErlang: https://www.erlang.org/Apache Kafka: https://kafka.apache.org/Tyler Cloutier on X: https://x.com/TylerFCloutierTyler Cloutier on LinkedIn: https://www.linkedin.com/in/tylercloutier/--Kris on Bluesky: https://bsky.app/profile/krisajenkins.bsky.socialKris on Mastodon: http://mastodon.social/@krisajenkinsKris on LinkedIn: https://www.linkedin.com/in/krisjenkins/0:00 Intro2:01 The Architecture of SpacetimeDB5:01 Client-Side Prediction in Multiplayer Games11:00 Reducers and Event Streaming15:00 Launching Bitcraft on Steam19:00 Debugging Launch Performance Problems26:56 Hot-Swapping Server Code Without Downtime30:01 In-Memory Tables and Query Optimization42:00 Is SpacetimeDB Only For Games?51:00 Performance Benchmarking For Web Workloads55:00 Why Single-Threaded Beats Multi-Threaded1:00:01 Multi-Version Concurrency Control Trade-offs1:05:01 Sharding Data Across Multiple Nodes1:10:56 Inter-Module Communication and Actor Models1:17:00 Replication and the Write-Ahead Log1:24:00 Supported Client Languages1:29:00 Getting Started With SpacetimeDB1:39:02 Outro

Co-Chairman of BridgeBright Advisors' Mike Cloutier discusses leadership at scale, leadership in the current political climate, and the hardware for being a successful leader. Get full access to NPC Healthbiz Weekly at healthbiz.substack.com/subscribe

Wayne Gretzky joins Neil Smith and Vic Morren for the very first NHL Wraparound episode. The Great One discusses Connor McDavid and the Edmonton Oilers' remarkable 22-3 turnaround in their last 25 games, Connor Bedard adapting after Brendan Smith's legal jaw-breaking hit, generational players from Bobby Orr through Sidney Crosby to Austin Matthews potentially reaching 800 goals, and Alex Ovechkin's chase of 894. Hear about playing at 147 pounds in Indianapolis, learning from Bobby Clarke to play behind the net because Phil Esposito could stand in the box, why today's players are better than the 80s, Gordie Howe's class when records get broken, Edmonton's four-line success with Paul Coffey coaching defense and Mattias Ekholm's impact, Kenny Holland's patience at 2-9 not trading for a goalie, and transitioning to TNT with Liam McHugh, Anson Carter, Henrik Lundqvist and Paul Bissonnette who studies more than people realize. Plus the only wraparound goal Gretz remembers, steak vs salmon game day meals, playing against Mark Messier in Edmonton, and teaching Coyotes kids to be pros on a $25M payroll.IN THIS EPISODE:[00:00] - Welcome: First NHL Wraparound guest ever, Wayne Gretzky, The Great One[01:00] - Only wraparound goal Gretz remembers: Vancouver 1997 hat trick third goal[02:00] - Darren Blake traveling secretary: ordered salmon in Vancouver, Gretz wanted steak[03:00] - Steak and potato game day meal entire career, never eaten salmon on game day[04:00] - That night scored three goals, last one wraparound against Cloutier[05:00] - Today's kids: Nathan MacKinnon, Connor McDavid, practice tricks, get excited[06:00] - Gretz not comfortable with skills competition: nothing to gain, everything to lose[07:00] - Connor Bedard jaw injury: Brendan Smith legal hit coming through middle[08:00] - Smith answering the bell: showed teammates toughness, respect for game[09:00] - First day Indianapolis training camp: 147 pounds, Blaine Stoughton "this is our savior"[10:00] - Playing against bigger competition entire career: 6 vs 10-year-olds, 11 vs 12-year-olds[11:00] - 14 playing against 20-year-olds, 16 playing against 20-year-olds, never big[12:00] - Learned to protect myself through years of bigger competition[13:00] - Age 14 junior B coach Dean Pappas: Phil Esposito greatest center[14:00] - Esposito 500 shots one year, middle of box on power play, nobody could move him[15:00] - Coach: go home watch Bobby Clarke, played out of corners more than behind net[16:00] - Started playing behind net and corners because of size, copying Bobby Clarke[17:00] - Couldn't stand in middle of box: would've been on rear end, guys knocked you over[18:00] - Generational player definition: combination of skill, talent, consistency, championships[19:00] - Gordie Howe retired, Bobby Orr retired, Guy Lafleur retired, Mike Bossy retired[20:00] - Along came Mario Lemieux, Mark Messier, Steve Yzerman, game survived[21:00] - Sidney Crosby and Alex Ovechkin: consistent every year, Crosby 37 having best year[22:00] - Both won championships, great for NHL, wonderful in communities[23:00] - Helping people less fortunate, helping kids who want to play hockey[24:00] - Not just on-ice, combination of ice, Stanley Cup, fitting into community[25:00] - Leon Draisaitl, Nathan MacKinnon, Mitch Marner, Austin Matthews, Connor McDavid next[26:00] - Great players, great for league, great in communities[27:00] - Never say we were better in 80s: these kids better than we were 40 years ago[28:00] - Progression: 20 years from now kids will be better than today, how NHL grows[29:00] - Impressed how kids handle themselves, play hard every night, show up competitive[30:00] - Winning Stanley Cup big part: MacKinnon and Makar won, Sidney won, Ovechkin

Natalie Cloutier shares how she built a multimillion-dollar rental portfolio by focusing on small new builds, sweat equity, and long-term thinking.In this episode of RealDealChat, Natalie Cloutier—co-founder of The New Build Couple and author of a new book on small-scale development—breaks down how she and her husband built a $13M+ rental portfolio by starting with their own home and scaling into duplexes, triplexes, fourplexes, and sixplexes.We explore how new-build rentals can work even without large upfront capital, the power of sweat equity, and why credit unions and construction-to-permanent loans are often overlooked advantages. Natalie shares hard-earned lessons on zoning battles, infill development, dealing with neighborhood pushback, and why staying small (six units or less) often produces better cash flow with less risk.This conversation goes beyond tactics—it's about resilience, patience, and why real estate success usually takes a decade, not a year.

Join Phil and PK as they ask themselves, do we care who the Bills play in round 1 of the playoffs and should we (2:34)? Sabres winning streak reaches 10 and we give real praise to them as they deserve it (13:29). Then it's time to preview Bandits v Desert Dogs ahead of their Saturday night show down in Banditland (27:34). And we wrap up the episode looking ahead to week 6 of the NLL Season (57:35). This episode is sponsored by Tap That Tap Room

Mark Cloutier, chairman & CEO, Aspen, said climate risk and social inflation help maintain pricing discipline in reinsurance markets despite cycle pressures. Cloutier spoke with AM Best TV at the Rendez-Vous de Septembre conference, Monte Carlo.

Découvrez ce que l'année 2026 vous réserve en compagnie de Véronique Cloutier et Mademoiselle Lili. Bonne écoute !

Some people grow up playing astronauts and ballerinas, while others design play houses.  My guest today was the latter.  Her strategy about building purpose-built rentals, but on a small scale, is a very unique take on providing housing and creating communities.  Natalie Cloutier is a mom, an author, a designer, a builder and a champion.  In today's episode, she and I discuss the ins and outs of her build-to-rent strategy, her landlording philosophy and the book she's written about all of the above. 

On débute notre deuxième saison chez... Véronique Cloutier ! Comment se passe son temps des fêtes chez les Cloutier / Morissette? Qu'est-ce qu'elle aime manger et chanter ? Quelles traditions ses enfants ont-ils débutés sans elle ? Les réponses dans ce premier épisode. Bonne écoute ! Le Balad'Ho Ho Ho ! est une présentation de Starbucks Chicoutimi.

French-Canadian real estate investor, designer, and developer Natalie Cloutier shares how she and her husband Rob went from broke 20-year-olds in a basement condo to building 50+ rental units and a multimillion-dollar portfolio using a no-money-down build-to-rent strategy. With a background in architectural technology and a focus on new construction, Natalie has turned sweat equity and creative financing into a full-time business, and recently distilled her approach into her book, “The Build-to-Rent Strategy: A Guide to a Successful Rental Property Construction.”​ On this episode we talk about: How Natalie and Rob built their first home and basement rental suite with essentially $0 down using sweat equity and construction financing The mechanics of build-to-rent/“BRRR 2.0”: Build, Rent, Refinance, Repeat—and how it differs from the traditional BRRR strategy What work they took on themselves vs. what they always hired out (electrical, drywall, finishes vs. structural, foundation, and plumbing) Why they prefer smaller infill projects like six-plexes instead of large, high-risk developments with heavy permitting costs How they manage leverage, cash flow targets per door, and why they're choosing to pause, de-stress, and reassess what “enough” looks like after a decade of grinding Top 3 Takeaways You do not always need 20% down to get into real estate—using construction-to-perm style loans, sweat equity, and smart design, you can create deals by building rather than competing for existing inventory. Staying intentionally underleveraged and focusing on real cash flow per unit is often safer than chasing maximum refinancing or unit count, especially in volatile interest-rate environments. Your portfolio should support your life, not the other way around; periodically pausing to evaluate stress, health, and family priorities is just as important as growing doors or equity. Notable Quotes "We didn't have money, so instead of buying someone else's house, we built our own and used our work as the down payment." "BRRR 2.0 is the same idea as BRRR, but instead of ‘Buy, Renovate, Rent, Refinance, Repeat,' it's ‘Build, Rent, Refinance, Repeat.'" "It's not about how many units you own; it's about how much money those properties actually make and whether the grind is worth it for your life." Connect with Natalie Cloutier: linktr.ee/thenewbuildcouple ✖️✖️✖️✖️

In this episode, Sebastien Cloutier, Director of Sales and Marketing at Nomadis, explains how the company is pioneering human logistics through software designed to manage large-scale workforce and patient travel. He breaks down why traditional travel processes are fragmented and how Nomadis centralizes logistics for industries like the resource sector and healthcare. Sebastien shares how positioning, SEO, and tailored website experiences help reach a highly specific audience, while trade shows and direct outreach remain vital. He also discusses the challenges of niche-market targeting, data gathering, and long-term strategic planning. Listeners gain insight into messaging, buyer empathy, and improving discovery for complex B2B solutions.  

In this week's episode, we have the very talented, seasoned musician, Dan Cloutier stop by our studio. Dan has sold out rooms throughout New England, including the legendary Club Passim in Cambridge. His music has been in rotation on many radio stations, and he's had the pleasure of being the opening act for the likes of John Hiatt, Richie Havens, Ellis Paul, and more. Not only did we enjoy Dan's music, but his stories and just him as a person! You can follow all of Dan's music and adventures here: https://www.dancloutier.com And as always, make sure you're following us on all of our platforms for exclusive content here: https://linktr.ee/musicalchairsmass Thank you for supporting our local musical community! #mcm #makingmondaysmusicalagain #musicpodcast #chairingiscaring

Véronique Cloutier et Marc Coiteux ont connu une époque de MusiquePlus où les « boys bands » se succédaient aux groupes grunge sur les fameux tabourets du non moins fameux studio. C'est là qu'ils ont eu leur première chance, et ils ne l'oublieront jamais. Véronique Cloutier et Marc Coiteux ont vécu les années 1990 à MusiquePlus et partagent avec Tatiana leurs meilleurs souvenirs.

Natalie Cloutier is a French-Canadian real estate investor who, alongside her husband, has spent over a decade building a successful build-to-rent business in Canada. With a background in architectural technology, Natalie began her journey by constructing her first home at the age of 19 using a sweat-equity loan, transforming a family "secret" into a powerful investment model. Today, she and her husband have built 53 units from the ground up, acquired and renovated four additional properties, and automated their business to support long-term growth. Her approach centers on risk-aware development, ADU maximization, and creative strategies to unlock housing value. She is also the author of The Build to Rent Strategy and co-founder of The New Build Couple.     Make sure to download our free guide, 7 Questions Every Passive Investor Should Ask, here.     Key Takeaways Why building your own home with sweat equity can kickstart your investing journey The build-rent-refinance-repeat model Natalie uses instead of traditional BRRRR How legislation like Bill 23 unlocked value via ADUs The risks to watch for when analyzing land deals Why burnout forced her to scale—and how hiring a team changed her business     Topics From Architecture School to First Build How Natalie and her husband started by building their own house at 19 The sweat-equity loan that replaced a traditional down payment Living through construction while house-hacking their basement unit Scaling with Confidence Transitioning from guided help to self-led builds Building nights and weekends while working 40-hour weeks How an employee learned their model and replicated it himself Why Build-to-Rent Made Sense Existing properties in Ontario didn't pencil out Build-to-rent as a better alternative to BRRRR for their market The shift from slow beginnings to full-time real estate Shifting Strategies Through Market Changes The effects of COVID, inflation, and interest rates Navigating legislative battles with municipalities Taking a break to reassess in the face of red tape Due Diligence in Development Natalie's master checklist before buying land Zoning, sewer, easements, internet access, and environmental tests The consequences of skipping steps (like a $30k surprise for internet) How ADUs Became a Game Changer Leveraging Ontario's Bill 23 to turn a duplex into a triplex Avoiding six-figure development fees by using ADU classifications Applying the ADU model to create sixplexes with cost savings    

What if the business you're building is serving your ego, but not your actual life? This episode will originally air on The Money Buddha Podcast on Thursday, hosted by Joline Cloutier, who we had on the recent episode 677 of the pod. We're resharing this conversation here because it was too good not to. Joline interviewed me about rebuilding a mortgage business after burnout, letting go of the hustle-for-hustle's-sake mindset, and how to create systems and content that match your energy, not your ego. It's an honest, practical look at what it really takes to build a business that supports your life. What We Cover: Burnout at the Peak – What 260 files a year taught her about limits and sustainability. Letting Go of the Hustle Persona – Why ego-driven growth nearly cost her everything. Ditching Discovery Calls – How automation and self-booking freed up her time. Content Without Comparison – Why she stopped forcing mortgage content and started being real. The Money Buddha Podcast – How podcasting gave her a voice, platform, and purpose. You don't need a bigger business, you need a business that fits your life. Joline's story is a blueprint for brokers who want to grow with intention, not ego. To connect with Joline, check out the links below: Instagram Facebook iconmortgages.ca/ The Money Buddha Podcast   Follow me on Instagram: www.instagram.com/scottpeckford/ I Love Mortgage Brokering: www.ilovemortgagebrokering.com Find out more about BRX Mortgage: www.whybrx.com Subscribe to my email list, Peckford's Playbook I Love Mortgage Brokering is in partnership with Ownwell.  To see how top brokers are keeping clients engaged and generating leads from their database, visit ownwell.ca/scott.  

Pourquoi est-ce qu'on entend l'orgue dans les matchs de hockey ? Adhérez à cette chaîne pour obtenir des avantages : https://www.youtube.com/channel/UCN4TCCaX-gqBNkrUqXdgGRA/join Montage: Diane Artémis Production | artemisproduction.framer.website Pour soutenir la chaîne, au choix: 1. Cliquez sur le bouton « Adhérer » sous la vidéo. 2. Patreon: https://www.patreon.com/hndl Musique issue du site : epidemicsound.com Images provenant de https://www.storyblocks.com Abonnez-vous à la chaine: https://www.youtube.com/c/LHistoirenousledira Les vidéos sont utilisées à des fins éducatives selon l'article 107 du Copyright Act de 1976 sur le Fair-Use. Sources et pour aller plus loin: Antonio Giamberardino, « Diapason Ice: The Hockey Organ, its History, and its Performance Practice Tradition », Master of Arts, Carleton University, 2011. https://carleton.scholaris.ca/server/api/core/bitstreams/b8c7dd7e-6ab0-4235-9e6c-4594465a8b16/content « Why is Organ Music Played at Baseball Games? (The Why) », Scripps News, 6 octobre 2022. https://www.youtube.com/watch?v=xz8QPms0ctE https://fr.wikipedia.org/wiki/Casavant_Frères https://www.radiofrance.fr/francemusique/podcasts/maxxi-classique/les-organistes-de-stade-aux-etats-unis-4354893 https://en.wikipedia.org/wiki/Stadium_organist?utm_source=chatgpt.com Gerald Eskenazi, "Organist at Garden Pipes Up Rangers," New York Times, March 23,1969. "From Town Hall to 'Play Ball!': The Origins of the Baseball Organ" By Matthew Mihalka. https://www.academia.edu/4915813/_From_Town_Hall_to_Play_Ball_The_Origins_of_the_Baseball_Organ_ https://www.lapresse.ca/sports/hockey/organiste-du-canadien/une-journee-avec-diane-bibaud/2023-12-27/sur-la-passerelle-du-centre-bell.php J.R. Cloutier, « Analyse des fans du Canadiens de Montréal », Mémoire de maîtrise, 2010. https://archipel.uqam.ca/9510/1/M11725.pdf Melançon, Benoît, «Chanter les Canadiens de Montréal», dans Jean-François Diana (édit.), Spectacles sportifs, dispositifs d'écriture, Nancy, Questions de communication, série «Actes», 19, 2013, p. 81-92. https://doi.org/1866/28751 Autres références disponibles sur demande. #histoire #documentaire

What if you could build your rental portfolio from the ground up—literally? In this episode, Kathy Fettke talks with real estate investor Natalie Cloutier, who shares how she and her husband created a portfolio of 40 cash-flowing units using the build-to-rent strategy in Canada.  You'll learn how they financed their projects and built properties with little money out of pocket. Natalie also breaks down what makes build-to-rent a powerful path to financial freedom and how everyday investors can replicate her approach—whether you're a first-time builder or a seasoned landlord. LINKS CHECK OUT OUR NEW WEBSITE & BECOME A MEMBER (IT'S FREE)! https://realwealth.com/join-step-1 FREE RealWealth® EDUCATION & TOOLS RealWealth Market Reports: https://realwealth.com/learn/best-places-to-buy-rental-property/ RealWealth Videos: https://realwealth.com/category/video/ RealWealth Assessment™: https://realwealth.com/assessment/ RealWealth® Webinars: https://realwealth.com/webinars/ READ BOOKS BY RealWealth® FOUNDERS The Wise Investor by Rich Fettke: https://tinyurl.com/thewiseinvestorbook Retire Rich with Rentals by Kathy Fettke: https://tinyurl.com/retirerichwithrentals Scaling Smart by Rich & Kathy Fettke: https://tinyurl.com/scalingsmart DISCLAIMER The views and opinions expressed in this podcast are provided for informational purposes only, and should not be construed as an offer to buy or sell any securities or to make or consider any investment or course of action. For more information, go to www.RealWealthShow.com

Today we welcome copywriter Nicole Cloutier back to the podcast (yay!) to help us avoid the most dreaded small biz experience: putting something new into the world and hearing … nothing … in return.We talk through launch basics then go deep into the strategies that have helped grow our sales — even in this challenging year.Join us as we stare into the void together and discuss:What a launch really is (hint: it's pretty simple)Why it's so important to pre-launch and “warm up” your audienceNicole's 3-part pre-launch framework (with timeline!)Behind-the-scenes stats like Amelia's email open rates

On this episode of The Sick Podcast, Nicolas Cloutier joins Tony Marinaro to discuss the Montreal Canadiens lines, which prospects are best suited to start the season in Montreal, Oliver Kapanen, if the Habs should trade Jayden Struble and more! Learn more about your ad choices. Visit megaphone.fm/adchoices

THE CHAMP IS HERE....But... after Jacki McKinnon's woeful showing in a pre-round-robin exhibition match against Wheeler (in which she still won)...is there reason to doubt that she's READY??

What happens when you scale fast—but realize the business you've built no longer fits your life? Joline Cloutier went from helping her husband with files part-time to funding 260 deals a year—just the two of them. But after burnout, a move to the cottage, and taking over the business solo, she knew something had to change. In this episode, Joline shares how she's rebuilding her business with better systems, a podcast, and more intention. If you're feeling the weight of growth without clarity, this episode will help you reset. We'll cover: Scaling Without Staff – How she and her husband handled 260 files a year—just the two of them. Burnout and Breaking Points – The cottage move that made her rethink how she wanted to work. Podcast as a Platform – Why she launched a podcast and how it helped her connect and convert. System Rebuild – Tools like Finmo, Gmail tags, and MyBrokerPro that support her new workflow. Content Without Pressure – Why she rarely posts about mortgages—and still gets referrals. You can grow fast—but make sure you're growing in the right direction. Joline's story is proof that stepping back can be the first step forward. To connect with Joline, check out the links below: Instagram Facebook The Money Buddha Podcast  https://www.iconmortgages.ca/   Follow me on Instagram: www.instagram.com/scottpeckford/ I Love Mortgage Brokering: www.ilovemortgagebrokering.com Find out more about BRX Mortgage: www.whybrx.com Subscribe to my 3-2-1 Thursday Email   I Love Mortgage Brokering is in partnership with Ownwell.  To see how top brokers are keeping clients engaged and generating leads from their database, visit ownwell.ca.  

RESOURCES- Join my 3-Day Abundance Challenge and get step-by-step coaching to manifest financial, spiritual, and relational abundance. Sign up now at danetteabundance.com - Listen to my episode with Robert Edward Grant here- Get your exclusive discount now at www.puralityhealth.com/danettemay... liposomal magnesium made for women and truly absorbed by the body. - Want to be text friends and receive weekly inspiration? You can send JOY at +1 833 217 2760CONNECT WITH DANETTEInstagram: @thedanettemayFacebook: Danette MayTikTok: @thedanettemayNEW TV Show on Youtube: @TheDanetteMayListen to The Danette May ShowRead my book: danettemay.com/embraceabundancebookGet The Rise book: therisebook.comWork with Danette: danettemay.comIn this deeply personal episode, I sit down with my dear friend Michele Cloutier, a woman who has inspired me time and again with her fierce wisdom, honesty, and transformational journey. With over 30 years of experience in corporate America—rising all the way from an entry-level position to the CEO seat—Michele opens up like never before. For the first time publicly, she shares the untold story behind her success, the trauma she suppressed, and the awakening that led her to finally find her voice. We talk about what it means to self-abandon, the masks we wear as women, and how healing our inner wounds is the gateway to stepping into our full power.We also explore the hidden cost of corporate life, the courage it takes to walk away, and what it really looks like to reclaim your truth after decades of playing by someone else's rules. Whether you're a woman navigating career, motherhood, or personal growth, this conversation will remind you that it's never too late to heal and rewrite your story. Michele's story is a masterclass in feminine leadership, emotional freedom, and living in alignment. I'm so honored to share this sacred space with her—and to invite you into the raw, real conversation we've been having privately for years.IN THIS EPISODE:(0:44) Welcoming Michele: a trusted friend and expert(3:12) Deep conversations with Michele(4:55) Michele's vulnerability and healing journey(11:12) Navigating friendships and learning to trust again(13:57) Corporate challenges and personal growth insights(15:32) Powerful advice for younger generations of women(18:59) Balancing career, motherhood, and personal life(28:21) Embracing your dreams and feminine wisdom (28:41) Navigating new times with clarity

In this special episode of the REIT Report, part of an ongoing series, “Building Resilience,” covering issues facing the REIT industry as it remains focused on investing for the long term, Deborah Cloutier, chief sustainability officer of Legence and the president and founder of RE Tech Advisors, joins Nareit's Jessica Long, senior vice president of environmental stewardship and sustainability, to discuss her perspective on the evolution of sustainability as part of strategic planning for building owners. She also looks at the role of data, engineering and skilled trades in advancing ROI-backed solutions that improve efficiency, resilience, and asset value. Cloutier shares how Legence is a leading provider of engineering, consulting, installation, and maintenance services for mission-critical systems in buildings, making them more energy efficient, resilient, and sustainable.

RESOURCES- Join me in Lotus Rising Premium Coaching at danettecoaching.com- Join my 3-Day Abundance Challenge and get step-by-step coaching to manifest financial, spiritual, and relational abundance. Sign up now at danetteabundance.com- Feel lighter and more energized this summer with PURALITY HEALTH's Glutathione—your detox and metabolism ally. Grab the Buy One, Get One Free offer now at masterantioxidant.com/danettemay!CONNECT WITH DANETTEInstagram: @thedanettemayFacebook: Danette MayTikTok: @thedanettemayNEW TV Show on Youtube: @TheDanetteMayListen to The Danette May ShowRead my book: danettemay.com/embraceabundancebookGet The Rise book: therisebook.comWork with Danette: danettemay.comIn this heartfelt episode of The Danette May Show, I sit down with my dear friend Michele to explore the powerful journey of healing, transformation, and deep connection. We talk about how love can deepen after trauma, the vital importance of healing within relationships, and how real friendship can become a catalyst for growth. Michele opens up about her experience in the corporate world, her spiritual awakening, and her path to reclaiming her health and voice. We also unpack how navigating narcissistic relationships, tuning into your intuition, and stepping into your power can shift your entire life trajectory.Together, we discuss the often-overlooked role of health advocacy, the limitations of conventional medicine, and how ancient healing tools—like plant medicine and intuition—can create lasting change. Whether you're craving more aligned relationships, curious about feminine friendships, or seeking to deepen your trust in yourself, this conversation will speak to your soul. Tune in for an honest and expansive dialogue that will inspire you to show up more fully in your truth.IN THIS EPISODE:(0:42) Meet Michele: From corporate hustle to soul awakening(3:56) Costa Rica endeavours, friendship, and spiritual alignment(16:19) Why female friendships are essential to healing(28:20) The moment I learned to fully trust my intuition(29:20) Building intuition from the lessons life throws at you(31:33) Real talk on relationships, intimacy, and boundaries(34:51) From trauma to transformation: healing modalities that work(40:41) Exploring plant medicine and ancestral wisdom(45:24) Holistic health, medical mistrust, and self-advocacy(53:07) Final reflections CONNECT WITH MICHELEInstagram:

After hearing his name get called on Saturday the Ottawa product spent his week as a Jets prospect.

S2 E48 Novio's Radio | Hydrofoiled  Bob Cutler returns to the George Hale Ric Tyler Show for a summer-themed installment of Cocktails with Friends, featuring special guest Dr. David Cloutier of the Veazie Vet Clinic. Bob mixes a mocktail for George, explains the concept of a highball, and crafts a new concoction that earns its name on-air: “Hydrofoiled”, inspired by Dr. Cloutier's early morning adventure on Pushaw Lake!  Key Topics The Art of the Highball Bob demystifies the highball—a drink that's easy to build, low in alcohol, and ideal for long afternoons on the deck or by the grill. Mocktails Matter With non-drinkers in mind, Bob serves up a flavorful alcohol-free Paloma, showing that complex flavor doesn't require booze. Naming the Cocktail: Hydrofoiled A spontaneous mix becomes a signature drink, with a name tied to Dr. Cloutier's morning lake session and a nod to the drink's light, buoyant finish. Episode Index 0:51 – Bob introduces Dr. Cloutier and breaks down the beauty of highballs—easy, light, and seasonal. 1:53 – The crew enjoys a non-alcoholic Paloma made with hibiscus and rose water from Colorado. 6:02 – A whiskey highball featuring Old Fitzgerald Bottled in Bond bourbon is served and praised. 9:00 – Bob mixes an on-the-fly cocktail using bourbon, Aperol, grapefruit, and club soda—earning the name “Hydrofoiled.” 12:32 – Listeners ask: “What is Aperol?” Bob explains it as a red Italian bitter and essential entry-level Amaro.  

Philippe Cloutier, CEO of Cartier Resources, discusses the company's ambitious plans for the Cadillac Project in Quebec, including a significant drilling program and the integration of AI in exploration. Cloutier highlights the historical discoveries within the project area and the strategic decision to offload exploration rights to focus on Cadillac. The conversation emphasizes the excitement surrounding the upcoming drilling activities and the potential for significant gold discoveries.