Podcasts about Hutt

Hutt and Chad break down the first College Football Playoff rankings — who got it right, who got robbed, and what it tells us about the committee's early priorities. Plus, which teams are in control, who's on upset alert, and the paths that could shake up the top four. Plus, Rep. R., Wash., Michael Baumgartner joins the show to discuss the COACH (Correcting Opportunity and Accountability in Collegiate Hiring) Act, which states that athletic department employees would not be able to receive total compensation - including annual salaries and buyouts - that are worth more than 10 times what a school charges in tuition and fees for undergrads in the most recent academic year. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Hutt and Chad break down the advantage of a mid-season coaching search and why it's good news for those top programs in search of the right coach at the right time. Plus, Broadcast Legend and FOX Commentator, Tim Brando on why we shouldn't talk about national CFB polls until the last two weeks of the season and the new era of paying large extensions to CFB coaches. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Register here to attend the live virtual event "How to Scale Your Portfolio, with Tenanted Cash Flowing, New Construction Properties" on Thursday, November 13th at 8pm Eastern. Keith introduces a profound life perspective: humans are typically allotted only 30,000 days. What will you do with the days you have left? Every moment not spent building wealth is a moment lost forever. Adam Schroeder, a real estate investment strategist, joins the conversation to talk about current opportunities with new build properties with significant builder incentives and the potential for high appreciation. Resources: Switch to listening to the podcast on the Apple Podcasts or Spotify app, as the dedicated GRE mobile app will be discontinued at the end of the month. Show Notes: GetRichEducation.com/578 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text  1-937-795-8989 to speak with a freedom coach Will you please leave a review for the show? I'd be grateful. Search "how to leave an Apple Podcasts review"  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— text 'GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript: Keith Weinhold  0:01   Keith, welcome to GRE. I'm your host. Keith Weinhold, the real estate market is slow when this happens in a cycle. What does it mean to a real estate investor? What type of return can you really expect today? I'll tell you exactly, and you'll be surprised. Learn more about new build properties and why investors often prefer DSCR loans over conventional loans today on get rich education,   Keith Weinhold  0:28   since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors and delivers a new show every week since 2014 there's been millions of listener downloads of 188 world nations. He has a list show guests include top selling personal finance author Robert Kiyosaki. Get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast, or visit get rich education.com   Corey Coates  1:13   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  1:29   Welcome to GRE I'm your host. Keith Weinhold, yes, America's favorite shaved mammal on a microphone is back with you for another wealth building week. Just the talking primate that's heavily mortgaged here. I'm also a landlord still waiting for a security deposit from back in 2018   Keith Weinhold  1:51   Hmm, oh, I'm so into self deprecation today that I forgot about the place names hitting you, from Dover, Delaware to   Keith Weinhold  2:01   Andover, Massachusetts and across 188 nations worldwide, you're listening to get rich education. There's a realization that can sharpen your investor focus when you think about the fact that, in a sense, how little time you are allotted in your life. It's something that I've thought about more. You're only given about 30,000 days. That's the typical lifespan of a human being, and that goes for both shaved mammals and others. Well, you've already spent 1000s of your 30,000. The question is, what are you doing with the rest? At some point, people understand or they better that they need to go out on a limb. There are people less qualified than you living the life you want to live simply because they chose to believe in themselves, and really, that's the moment everything shifts. belief. It's not a feeling. It is a decision backed by action. Too many people learn this lesson the hard way. They discover, often too late, that relying on one income stream is the most dangerous financial plan of all. A job can vanish. Federal Workers found that out amidst a government shutdown, a business model can change. AI can intrude. A paycheck can stop. But when you own assets that pay you month after month, no matter what you're doing, you slowly begin to untether yourself and move toward freedom. And here's the truth about pain and money. Poor and middle class households work for money, so to them, that's why every dollar spent feels like a little loss. It can even hurt, and that is why they hesitate even on opportunities that could change everything. The wealthy, on the other hand, own assets that pay them, so therefore every dollar spent feels like a seed, because it grows when you own enough income property, you can move away from constantly asking yourself, can I afford this? And start asking, What will this investment earn me? Over time, this mindset shift changes everything at that time when other people's money starts working for you, not the other way around.    Keith Weinhold  4:45   And here's the thought experiment I use, take the hourglass of your life and flip it, watch the sand fall. That's time, 30,000 hours, 30,000 grains. That is. Is time the one resource that you cannot get more of. So every day you delay prudently investing the sand does not pause. It just keeps flowing. But you can choose how that time compounds the sand that's left over and hasn't fallen through the neck of the hourglass. Yet that is your opportunity to build multiple income streams from real estate, from ownership and from leverage, it is your chance to replace anxiety with well autonomy. Every family with generational wealth can trace it back to one person, one risk taker who decided to stop trading hours for dollars. They believed in ownership and control. They believed in themselves. They acted before the sand ran out. If you've already started real estate investing, well, then you've already begun to break that cycle. If you've done it for a time, you're going to have more time, more income and more options than you had before. That is worth celebrating and scaling, because the best time to start was yesterday, and the next best time is before the next grain of sand hits the bottom.    Keith Weinhold  6:22   Later today, I'll talk about taking this sentiment and moving it towards something very specific and actionable. Now, in this era, the real estate market is slow. That is in terms of transaction volume, there just aren't as many sales. Sometimes this whole thing feels more sluggish than Jabba the Hutt after Thanksgiving dinner.   Keith Weinhold  6:49   5 million is a typical number of existing homes sold every year in the US. 5 million. That's normal. That's baseline during the pandemic frenzy. It reached over 6 million, and now it's about 4 million. That's why I say that housing transaction volume has slowed, and appreciation is only about 2% that's below historic norms, and rent growth is like barely doing push ups. It's two to 3% in single family homes volume now it has picked up a little here lately with lower mortgage rates, and so have home prices. Redfin now tells us that home price appreciation is 3% but most outlets say 2% some analysts that are more optimistic than me call today's housing market healthy. They don't call it slow. And why is that? Well, it's the healthiest it's been since covid, because now you have a good balance of buyers and sellers. The real estate market isn't so miserably deprived of inventory like it was back in 2022 in 2023 but I am going to go with slow now, as you know, I coined the phrase real estate pays five ways back in 2015   Keith Weinhold  8:09   But how exactly does that hold up in today's slow transaction market? Could an income property buyer's return even be disappointing now? Well, let's do it. Let's determine what you can expect if you purchase an investment property here in these slow market conditions, we'll determine your total rate of return in year one. And you know, this will be sort of like dating someone that's not the first date, but to really get to know them, to know if they're potential spouse material. You want to see them at their worst and be sure that they look good on their bad days. So let's just be conservative and use 2% home price appreciation. Say that you buy a 200k single family rental. Now a 20% down payment means 40k down. Sellers are willing to give you concessions now, say that they're going to pay your closing costs, because the 200k that you're paying is their full asking price, so it's your terms and their price. Well, say that you don't get any cash flow. The rent only covers the expenses exactly. Okay, so we're really painting on a not so pretty picture. Here, it would seem. Here we go, in a slow market, the first of five ways you're paid is that erstwhile appreciation. Your property only appreciates 2% from 200k up to 204k not so exciting, until, of course, as we know around here, you realize that your return is your gain on your skin in the game, your 4k gain divided by your 40k down payment gives you a 10% ROI. There it is leverage. Didn't just show up. It brought donuts. 10% just from the first of five ways you're paid. The second way is cash flow. Say that rent minus your 160k mortgage payment here and your operating expenses, that merely breaks even, like I was saying. So 0% additional return from cash flow. And before we add on numbers three, four and five to get your total rate of return in a slow market, let's take a moment to check on Jabba. How's Jabba doing? No, Jabba still hasn't gotten up from that heavy Thanksgiving dinner. It's still a slow market. We've confirmed that we're going to continue   Keith Weinhold  10:41   the third way you're paid, as any GRE listener knows by now, is with that ROA return on amortization, also known as principal pay down with a 7% mortgage rate in your 160k loan on this property, an amortization table shows you 1625 bucks a tenant made principal pay down. Divide that by your 40k down again, that is another 4% return. All right, so you add that to your 10% from leverage depreciation, and you've now got 14%   Keith Weinhold  11:17   next is your tax benefit. It's a 150k structure value, not the full 200k because raw land can't be depreciated. Multiply that by 3.6% depreciation, that means you've tax sheltered 5400 bucks. That is like a phantom loss that you get to show the IRS. Just a little more math here, and this is as far as you have to stretch it, in visualizing numbers in an audio format at a 24% income tax rate. That is 1296 saved on 40k down again, another 3% for you, and your running total is a 17% ROI before we get to the last one, which is inflation profiting, not inflation hedging, which almost everyone mistakenly says in real estate investing, it is inflation profiting.    Keith Weinhold  12:13   Your 160k loan gets eaten by 4800 bucks at a 3% inflation rate, divided by 40k down. And you know, inflation is usually the villain. Now it is the hero. You've got another 12% from inflation profiting. And here's the sum in this slow market, your total year one rate of return is 29%   Keith Weinhold  12:43   and you're like, my gosh, did that really just happen? Now you might want to skip back on some parts of that to help make it crystallize in your mind. I've got to tell you before I ran these numbers in this slow market with this 2% appreciation and even assuming zero cash flow, I thought your total rate of return would be in the low 20s, not this high, not 29%   Keith Weinhold  13:09   the numbers don't lie. They just don't get enough attention on CNBC.   Keith Weinhold  13:16   Now I did use shorthand and simplify. You would also have to adjust your 29% for inflation, just like you do for any investment. So then about a 26% inflation adjusted return for you. Wow. And if you want to know more about what I just used shorthand on, you can always watch the five videos on the five ways real estate pays for free at getricheducation.com/course that's get richeducation.com/course, the most valuable video course you'll ever see on real estate investing, but a huge investor lesson here, an epiphany today, is that it does not take a high growth market to build wealth. Even when it seems like real estate's half asleep, it can still work five jobs for you, we could be near the nadir of the cycle here.    Keith Weinhold  14:16   Appreciation has picked up in recent months, with mortgage rates being lower than they've been in a while, but even when appreciation and rent growth slows now, you can see that the ROA tax benefit and inflation profiting just keep working overtime. The bottom line here is that income property still pays a lofty 29% if you buy today, even in a slow market, and this is at a time when investors, a lot of them, don't know what to do with their money, since every market type seems to be near an all time high, and people don't want to buy in at those high levels, and savings accounts pay you less than a gumball machine, owning investment property proves its resilience. I mean, this is why we do this. It's kind of like stocks can party with a surge in an upcycle, and then they can bust and boom and bust and boom. But all the while, instead of partying, real estate just keeps its head down and works the night shift for you, your wealth quietly compounds in the background while the rest of the world panics or debates interest rates on LinkedIn or something.    Keith Weinhold  15:33   All right. Well, with that in mind, where can we take advantage of that real estate return and expect to do even better with it, even if the market did stay slow. Well, builders have unsold inventory in places like Texas and Florida, like I mentioned before, and to a lesser extent, in parts of the West as well, but the prices are too high out in the west for a cash flow investor. So today, you can buy at a discount in a way that you absolutely could not during the height of the pandemic.    Keith Weinhold  16:06   A guest and I are going to talk about a specific opportunity in today's market, and then how you can exploit it. The National Association of Homebuilders has even noticed that home flippers have switched gears, and increasingly, what flippers are doing is instead buying new build properties and then renting them out, because new builds have lower upkeep costs come with a lower mortgage rate because the builder is buying it down for you, they have lower insurance and they attract a better quality tenant that stays longer, even if the HVAC did break. That's okay, because new build homes often come with a warranty. The smart money knows that new build is where the opportunity is today. That's something that I've discussed for a while here, but today we're getting more actionable. CNBC let us know that the CJ Petra company reports that investors now make up the highest share of Homebuilders in five years. And you'll recall that we've had CJ Patrick, company founder, Rick sharga, on the show a lot with me here the past few years. Some say that the smart money is waking up again. I don't know investor activity is steady, but it's not really that much. It only seems like a lot because the wannabe owner, occupant, buyer has been priced out. So it's better to say that investor activity has been steady. Investors bought fully 1/3 of single family homes this past summer, and that is up from 27% in q1 I'll discuss that more soon.    Keith Weinhold  17:44   Hey, you know one thing that makes GRE different is that our show sponsors are here to supplement and benefit your specific investor activity. And another thing is that I use them myself. Thank God we are not here to tell you about pneumococcal pneumonia or your moderate to severe plaque, psoriasis. I don't even know what that stuff means. Freedom, family investments and Ridge lending group. I very know what they're about. I'm a satisfied client with each of them myself. So listen in.    Keith Weinhold  18:21   You know, most people think they're playing it safe with their liquid money, but they're actually losing savings accounts and bonds don't keep up when true inflation eats six or 7% of your wealth. Every single year, I invest my liquidity with FFI freedom family investments in their flagship program. Why fixed 10 to 12% returns have been predictable and paid quarterly. There's real world security backed by needs based real estate like affordable housing, Senior Living and health care. Ask about the freedom flagship program when you speak to a freedom coach there, and that's just one part of their family of products, they've got workshops, webinars and seminars designed to educate you before you invest. Start with as little as 25k and finally, get your money working as hard as you do. Get started at Freedom, family investments.com/gre, or send a text. Now it's 1937795898, 377958989, yep, text their freedom coach directly. Again, 1-937-795-8989,   Keith Weinhold  19:32   the same place where I get my own mortgage loans is where you can get yours. Ridge lending group NMLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. Start your prequel and even chat with President Caeli Ridge personally while it's on your mind, start at Ridgelendinggroup.Com, that's Ridge lending group.com   Kathy Fettke  20:05   this is the real wealth network's Kathy betke, and you are listening to the always valuable get rich education with Keith Weinhold.   Keith Weinhold  20:14   I'd like to welcome in a new guest to the show. He is a real estate investment strategist that's been working in the media industry since 2001 and throughout the career, he's held the title of a local news reporter, podcast host and producer for nationally syndicated companies like NPR. He's been in real estate nearly 20 years. Adam Schroeder, welcome to the show.    Adam Schroeder  20:48   Thanks for having me on. I really appreciate it.    Keith Weinhold  20:50   Yeah, I'm looking for your read on today's real estate market, just the general landscape overall, because Adam, I've shared that national transaction volume is down about 25% appreciation is still there, although it's been slow. Rents are just steady. We do, however, still have this supply that is down among entry level homes, something a lot of media articles broad brushstroke and don't understand, and really it's still a valid question to ask, even today. Is there any better risk adjusted return than income property that's bought, right? So what are your thoughts on the overall real estate investing landscape?   Adam Schroeder  21:30    Yeah, overall real estate investing, it's kind of like what you said, entry level housing. I remember I saw a heat map. This was probably five or six this was pre covid. It was maybe even seven or eight years ago. It was a heat map that showed, like, new construction, home pricing, and, you know, there was like 500,000 and up. Was just this massive chunk. And then there was all these ones, ones that were under about 300,000 it was around, like six or 8% or something like that. It was really, really small. If you look around, it hasn't gotten bigger. And so the question of inventory and availability and pricing, they're never going to talk about it on the national media, because there is no entry level home in Chicago, in New York, in LA, you're not going to find that. I mean, you're paying 200 grand for a doghouse in the backyard, if you're there. And so we are finding the entry level housing, but I think right now, an oversupply of inventory in some of these markets is a very good opportunity for people. If you're buying for with the right fundamentals, if you're buying in an area that's growing and has good long term, you know, 8,10, 15 year diagnostics. Then if you're buying now with builder incentives and all of that, yeah, your year one, year two, year three. Appreciation may not be the greatest because of that oversupply, but if you look at what's happening now with construction starts in a lot of places, builders have gotten scared off. They're not really starting them now. So if you're buying new now, in 2,3,4, years, all of the inventory will be sucked up, and there won't be new homes coming to the market. So you're going to be one of those people who has one of the newest homes in the area, more people are going to want to be getting in. And so your appreciation and rent growth is much more likely to be growing. So that's one of the things I love to look at, is I look at what new home starts, what happened in the past, what was oversupplied, but now, who's what cities aren't building. And if I know what cities aren't building, then I can compare it to, okay, well, you know, there are some cities in California that aren't building anything I'm not going to buy in California, but there are some cities in Minnesota, in Oklahoma, you know, in Texas, where they're not building anymore. And if it's landlord friendly and can cash flow and all of that, Sign me up. I'm bullish on parts of this, of the United States real estate market, not the whole United States real estate market.    Keith Weinhold  23:55   It's been pretty well documented that parts of the nation are overbuilt. However, especially in Florida and Texas. And I brought up the point months ago Adam that if you buy, say, a new build income property in temporarily overbuilt pockets today, five years from now, looking back five years onto today, you could be like, Yeah, I bought five years ago, when some areas were actually overbuilt, and I snagged a deal, and the builder was even giving me incentives like my rate at that time, because, you know, long term, the demand is going to be there and that the absorption is going to be there. So it's about knowing what's happening and then identifying the right time in that cycle. In today's environment, some feel that DSCR loans are a better option for investors, and what that means a debt service coverage ratio loan is that you qualify for the loan not with your personal income, but instead with the property's income. Do you see more investors employing dscrs?    Adam Schroeder  24:55   We see a ton for a really good reason. That is simply put, especially if you're utilizing these builder incentives, buy down rates on DSCR frequently outperform ones with conventional like some of the lenders we're working with. I look and let's say you're putting 4% I looked at it this morning with an investor with 4% of purchase price towards your loan on a DSCR loan, you're down to 5.49% on a DSCR, but conventional, you're at 5.75 that doesn't happen for the most part. It's just something that right now, the risk profile of investors is allowing the rates to be either at or better than conventional many times. Plus, people love to put their properties in LLCs for protection, and they'll worry with conventional, oh, what if a due on sale clause gets triggered, even though it's really hard to trigger that, if you worry about it, well, why not just get a loan that's equal or better than a conventional that doesn't go on your you know, debt to income and can go straight into the LLC to begin with, and then your hands are clean the whole way through, and you're not having to worry about transferring titling. Honestly, my wife is about to murder me because I have some properties that were meant to go into an LLC two years ago that are not currently in an LLC.   Keith Weinhold  26:17   Well, hopefully you'll live until the end of this interview. Tell us more about DSCR loans, and maybe some that, no you talked about the upside, maybe some red flags and some things to look out for, times when we would not want to employ that loan type.    Adam Schroeder  26:30   A lot of it with the DSCR you're looking at like you said, they're not evaluating you necessarily. Now you do have to show reserves. You do have to show that the property will perform on its own. But sometimes full doc loans with conventional can be the way to go, because, like I said, in the past, it used to be that DSCR loans were three quarters of a percent, or a full percent higher than the DSCR. Or, yeah, DSCR was higher than the conventional. And so if you could get a four and a half with a conventional versus a five and a half on a DSCR. It's well worth the extra paperwork that might come with doing it to save yourself that money and really build up your cash flow. We are just in a very awkward time of investing, where the investors for DSCR loans, the people who are buying those mortgages, are not the same people who are buying the Fannie Mae Freddie Mac secondary loan market, and so they just have different risk profiles, which allows the rates to be different. So that's really the big thing. Is, if you've still got your Fannie Freddie slots, it's worth talking to your lender and saying, what would it look like if I did this loan? What would it look like if I did that loan? Where am I? But when it's all said and done, if you're really close or equal, I would almost always skew towards the DSCR to protect myself, go straight into an entity and keep it off of my debt to income ratio, plus on dscrs. You also have the option, and we don't recommend this for every property or even for certain people, depending on risk profile, but you have the option to do an interest only loan with 20 or 25% down, which allows you to do kind of what we call cash flow management, where people get worried about interest only loans and say, Well, I'm not building equity. I'm not doing this, not doing that. Well, you're not, but you're also, you can still put principle towards your loan every month, right? Like a principal loan, maybe you're throwing 200 bucks a month, a principal towards that. Well, with an interest only loan, you can still put that $200 in. But what it means is, if there's a month where maybe you have some repairs that need to be done, or something like that, don't pay the principal and on the interest only, you're still okay on a principal and interest. If you can't pay that, if you just pay all the interest, they're still going to say, well, Keith, you're late on your loan, right? And so it gives you a little bit more flexibility, but it's not for everyone. It's not for every property, so definitely talk with lenders about that. But conventional loans don't offer that. DSCR loans can.    Keith Weinhold  28:53   There's always opportunity in every real estate market. It's just identifying what those are and then ethically exploiting the opportunity. So we're talking about buying in areas that are temporarily overbuilt utilizing DSCR loans. And another advantage in this market, which is an aberration, is the fact that new build properties, like few times in history, if any, actually cost less than renovated existing properties.    Adam Schroeder  29:20   Yeah. I mean, when you can get into, you know, an A class neighborhood with 80% owner occupied, 90% owner occupied, and you're getting in for way less than the median cost of a home in the US. You mean, you're getting in for, I mean, we've got new builds in the 220 range on some of them up to 400 you know, which is still below the median cost. Yeah, that's really good. If you're looking to get into any a class neighborhood, or even B plus neighborhood, finding a property that's 200 $250,000 in those areas is tough. It's just tough. And so especially because as pricing went up for everything with inflation, you know you can't do. Do a cheap rehab anymore. If you're going to do a good rehab, you can't do a cheap rehab. I talk to our teams all the time and tell me, Hey, I did, you know, I only spent $70,000 to renovate this property and like that is a lot of money. I know you're getting it out whenever you do the burn, you know, or sell to an investor, but still a lot of money to put in to get there.    Keith Weinhold  30:20   Well, then let's talk about identifying possible growth markets for long term investing success. New build properties tend to appreciate better than rehab properties. And you know what's funny, Adam, I was just sharing this with my audience on a recent episode. I largely disagree with this long time investing axiom in real estate that says appreciation is just icing on the cake. I think I know what they're saying that doesn't help you out on a month by month basis, but we're in real estate investing for the long term and long term, more of your returns typically come from leveraged appreciation than they do on the cash on cash return from cash flow. So to me, appreciation is not just icing on the cake. In a lot of cases, it is the cake. And really, that's something that new build can offer more of.    Adam Schroeder  31:09   Yeah, I mean, it's almost in, especially in today's market, it's almost like cash flow is the icing on the cake. You know, you can get a property that, you know, is in that really good area, like we're talking about, and is, maybe it's appreciated a little bit now, but it's very likely to appreciate a lot later. If you're only making, if you factor everything in maintenance, vacancy, all of that, and you're making $100 a month, that's solid, you know, if you look at it, and if you're in those areas, if you appreciate 5% on a $300,000 property, let me tell you this, you're not going to make $15,000 in cash flow that year on that property. So if you look at the people who are really retiring on cash flow, are usually the people who have 100 200 300 doors or something like that, and they play the law of large numbers. I don't want to play the law of large numbers personally, I want to have really good quality assets and have fewer of them, and really work on having positive cash flow, but having the equity growth that allows me to pull money out tax free and either buy more investments or utilize how I want in my life.    Keith Weinhold  32:16   Exactly. If your property cash flow is $100 a month and it's a single family home. Some people say, Oh, that's awful. You would need 100 of them just to get 10k pass it per month. Now you're thinking wrong, and you're oversimplifying it like to your point, with the 300k home and 5% appreciation, that's 15k in one year, you're building equity that can be borrowed against, tax free, and you're building up that lump sum cash flow windfall down the road, if you will, in real estate pays five ways and cash flow matters, but it's only one of five profit centers and all that. So yes, we're so aligned on that one, appreciation is not just the icing on the cake, it's substantially more than that. Well, I've got something to announce. Adam here is going to co host, along with our own longtime investment coach, Naresh, an upcoming live virtual event. And it's called how to scale your portfolio with tenanted cash flowing new construction properties. And it aligns in every way with the trends that we've been talking about and that Adam and I have been identifying here. The event takes place next week. But first, tell us more about what you and the ray shall be speaking about at the event there. Adam.   Adam Schroeder  33:29    one of the biggest concerns people have about real estate, and one of the things that can eat in your cash flow more than anything, is vacancy. I mean, vacancy can kill your deal whenever it's all said and done, because it's one thing, if you're, you know, break even or $100 a month positive cash flow. But whenever you've got a vacant property and you're negative $1,500 a month, that can hurt, that can hit the wallet. And so what we really love, if you can hit it, is a tenanted property that's new and is in a growing area, yeah, and we've got that thankfully. I mean, we've been able to work some really good relationships with national builders that have allowed us to get into they were doing a lease to purchase option with tenants who wanted to buy their property but didn't have it saved up, and these people didn't exercise their option, but they've renewed their lease so you can come in and buy a property that has them in place. It is a house that they wanted to buy. So how long are they likely to stay? Probably quite a while. They like the school district, they like the neighborhood. They like everything about it. You're coming in, you've got the builder incentives we talked about before, and you're just in a positive cash flow position already. Now we're in Texas, which I was actually funny enough. Earlier, right before this interview, I was reading about the states that are going to grow the most, projected until 2050 and they expect Texas to grow by nearly 9 million people between now and believe it was 2050    Keith Weinhold  34:55   everyone's asking, when is it going to pass? California is the most populous state in the nation.    Adam Schroeder  35:01   Well, it depends how many people. In California are part of that 9 billion we've gotten quite a few of them there. As somebody who lives in Texas, and we're in the big cities too. We're not in the Podunk Texas towns you think about in, you know, east or west Texas. We're talking Houston, Dallas and San Antonio, which are three of the top, I believe, 15 largest cities in the country. We're getting some really good incentives. You can get up to right now, 10% builder incentive. So a $300,000 house, you have $30,000 that you can use. That's massive. Yeah, you can get that money back after closing. We can buy your rate down. And we have some people who have literally taken the whole 10% and put it towards a fixed 30 rate at four and a quarter percent. Wow, they are locking themselves in at four and a quarter. Or we have some people who say, like, we were just talking about cash flow is not a concern for me. I'm going to take half my down payment back, and I'm going to go buy another property, because I'm only in this property for 10% now, and so they're able to be, you know, roughly break even in a good growing area, and they can acquire a second property. So you're buying two properties without mortgage insurance for essentially a 30% total down payment, and you're getting your 10% back if you buy the second property. So it's just really incredible time. Like you said, we haven't seen a time like this before. We were able to get into the wholesale division of these builders and provide these incentives that I've personally never seen before. Some of our reps are buying these homes themselves, so we're putting our money where our mouth is. It's just a great time, especially like you were saying, these homes the inventory, take advantage of the opportunity, right? And there's an opportunity that's presenting itself. And if you look at the long term demographics of Houston, Dallas and San Antonio. It's an arrow pointed up. That's what those areas are.    Keith Weinhold  36:46   100% I mean, it's almost as predictable as anything. There's never a guarantee, but continued population growth and obvious need for housing there is about as close as you can get. That's massive. 10% back, 380k purchase, $38,000 back at the closing table to use in discount point buy downs completely or half on discount point buy downs and half to pocket and use on another property or use on your next vacation or whatever you want to do. That's massive.    Adam Schroeder  37:18   Yeah, it's fantastic. One thing I forgot to mention about Houston. It's one of the things I love that people don't think about has the third most headquarters of fortune 500 companies in the country, behind New York and Chicago. So people don't think about that when they think of Houston. But I love to throw that out there, because it's there. I love Houston. I lived there for seven years. It's where I met Naresh, actually, and would happily move back there again   Keith Weinhold  37:42   right? Houston has moved so far past the monolith of just having oil be the economic driver. So we're talking about tenanted new construction properties in pretty hot markets, Houston, San Antonio and Dallas ready for you to purchase with that 10% builder incentive. And these are in communities that are primarily owner occupied, so they do have that high appreciation potential and that potential for solid rent growth. So on the live event, the webinar that you are invited to attend from the comfort of your own home, what you can do is just learn more about this overall strategy and why the time in the market is right for this. Learn more about those geographic markets themselves and then their drivers, and even see available new build income property. And the benefit of you attending a live is that you can have any of your questions answered right then and there. You can sign up at grewebinars.com, and Adam, before I ask you if you have any last thoughts, that event is next week. It is Thursday, November 13, at 8pm eastern time again, you can sign up. It is free. Space is limited, so that's something that you want to do now at grewebinars.com, any last thoughts? Adam   Adam Schroeder  38:51   yeah, I will just remind people there's always a reason to buy real estate, and there's always there's always a reason not to buy real estate, and depending on which one you subscribe to, you can always find those opportunities, or you can scare yourself off. So, you know, find the right opportunities that are there for you and your investing style and jump in. Because if you look at what's happening right now. When rates start coming down, owner ox are going to jump back in, and that tends to lead to prices going back up. Like Keith said, these are 85% owner occupied areas, and you're setting yourself up for success. And if you do it now, you can always refi later if rates come plummeting down right so find the right areas. Find the reasons to buy and go for it.    Keith Weinhold  39:41   This is a time when builders are really willing to give you a break. Take advantage of it if you possibly can. Adam, it's been great having you here on the show, and our audience looks forward to seeing more of you next week.   Keith Weinhold  40:00   Yeah, some real potential here. I'm rather excited for your future as a listener next week, investors like DSCR loans, since the qualification looks at the property, not you, and see conventional loans are more for owner occupants. They're fine. They work for investors too. But with dscrs, besides their other advantages, they're a check on making sure your property is profitable. It is just your rent divided by your debt service. That's all it is. So for example, with a $1,000 rent and a piti payment, principal, interest, taxes and insurance payment of 800 bucks. Well, then your DSCR is 1.25 Investors love them because there's no personal income verification, no W twos, tax returns, pay stubs. There's no debt to income ratio bar for you to have to clear also conventional loans often cap you at 10 financed properties, and DSCR loans have no such limit, so there's faster underwriting and easier approval. But with dscrs, look out. I mean, there could be some higher fees, and you might have a three to five year prepayment penalty. But buy and hold investors often keep the property that long anyway, so grow your income streams with dscrs, even when the w2 world says no. And notably, dscrs have absolutely nothing to do with job of the hut either. No sluggy concerns there   Keith Weinhold  41:42   if you've wanted a deal on a property today, here you are with these new build incentives that are really good, better than what most builders are giving looks like. Here's your chance. One reason that the builders are giving us a deal is because of the bulk of GRE buyers. This is for you, if you might want one property or 14 properties load up with these up to 10% builder incentives, or just attend the webinar and learn more. We got into the wholesale division of these builders. We got them right where we want them. The properties are typically already tenanted. So plant your flag in the ground, and call this the pivot point. This whole thing could be a bigger deal than the first man to walk on Mars. We'll see, though, no man has walked on Mars yet, but you don't need to wait that long. Take one of your 30,000 days that you've been gifted in this life of yours, the 30,000 days you've been allotted on this earth to win back some of your future finite time. It is next week, Thursday, the 13th, at 8pm Eastern. It's also GRE last event of the year, your last chance, a live, virtual event where you can attend from the comfort of your own home or anywhere. And it's free. Registration is open now. Sign up at gre webinars.com that's gre webinars.com Until next week, I'm your host. Keith Weinhold, don't quit your Daydream.   Unknown Speaker  43:17   Nothing on this show should be considered specific, personal or professional advice, please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC, exclusively you   Keith Weinhold  43:45   The preceding program was brought to you by your home for wealth building, getricheducation.com

Hutt and Chad break down why the upcoming SEC hiring cycle will be the most impactful carousel we've witnessed for the conference because of the programs involved (and the waves that impact those that aren't). Plus, OutKick Senior College Writer, Trey Wallace joins the show to react to week 10 of the CFB season. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Hutt breaks down every big NFL matchup for Week 9 — from Chiefs vs. Bills in a heavyweight showdown to Cardinals vs. Cowboys on Monday night. Plus, which teams are heating up, which are falling apart, and the one game that could shake up the playoff picture. Learn more about your ad choices. Visit podcastchoices.com/adchoices

It's the Friday edition and Chad drops his Top 10 must watch CFB games and Hutt gives us one big thing on every NFL game. Plus, NFL Writer, John McClain joins the show to discuss what's next for the Dolphins after firing their GM, should we buy stock in the Ravens to win the division and is Drake May a serious MVP contender? Learn more about your ad choices. Visit podcastchoices.com/adchoices

Hutt and Chad dive into the LSU soap opera where AD Scott Woodward's seat is hotter than a Louisiana crawfish boil. Governor Jeff Landry says he's not letting Woodward pick the next coach—probably because Woodward's last two hires came with $50 million buyout receipts. Plus, 2x Super Bowl Champion, Former Tenn WR, Marcus Nash in studio to discuss catching balls from Peyton and John Elway - current NIL situation in CFB - practicing against the Baltimore defense and playing for  Brian Billick, Plus, 2x Super Bowl Champion and former Tennessee WR Marcus Nash joins the guys in studio to talk about what it was like catching passes from Peyton Manning and John Elway, his take on the current NIL chaos in college football, and going up against that legendary Baltimore Ravens defense while playing for Brian Billick. And Alabama Senator, Tommy Tuberville shares his thoughts on the current state of CFB and Universities firing coaches mid season and Jim Sexton's impact on CFB coaches contracts. Alabama Senator and former college football coach Tommy Tuberville joins the show to share his thoughts on the current state of the game, why universities are so quick to fire coaches midseason, and how agent Jim Sexton continues to shape the landscape of college football contracts. Learn more about your ad choices. Visit podcastchoices.com/adchoices

How about that speeder chase?If you're all about vengeance, style, and speeder scooter gangs, "The Streets of Most Espa" is the episode for you. The Book of Boba Fett's third episode takes on the fun topics of colonization, organized crime, and violence—and makes them thrilling, stylish, harrowing, and even somewhat silly.In our deep dive, we cover the post-World War II mod culture of Great Britain, Black Krrsantan's outrageously scary presene, and the different ruling styles of Boba Fett, Bib Fortuna, and Jabba the Hutt. We're in the thick of The Book of Boba Fett now, and excited to see how it plays out!New to Growing Up Skywalker? Come join us for non-toxic Star Wars recaps from a veteran and a new fan. New episodes every Tuesday.Want more Growing Up Skywalker? This is a great time to sign up for our Patreon for bonus audio content! (Visions S3 content is coming soon.)Timestamps:00:00:00 Who Are We?00:03:24 Plot Summary00:10:32 So About Those Bikes00:27:35 Boba, Bib, and Jabba as Daimyo00:41:18 Black Krrsantan00:49:03 Bae Watch00:57:18 Closing Thoughts

Who's taking over at Penn State? Hutt and Chad break down the top candidates and why the next HC is someone your not thinking about. Plus, is Steve Sarkisian eyeing an NFL move? Plus, Sportsgrid Sports Betting Analyst, Mark Zinno joins the show to tackle the hot topics: Do the Falcons actually deserve credit for not hiring Bill Belichick? Is the next Braves manager already coaching in the World Series? Plus, why sports betting has the best guardrails in the game—and how only idiots try to beat the system. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Hutt and Chad discuss It's raise season. Next up: Lane Kiffin. He has LSU and Florida throwing big money his way while coaching a CFP team. Plus, OutKick Senior College Writer, Trey Wallace with thoughts BK out at LSU and what's next in Baton Rouge? And Olympic Gold Medalist, Gable Steveson joins in studio to discuss his MMA debut and the Dirty Boxing event here in Nashville. Learn more about your ad choices. Visit podcastchoices.com/adchoices

In Episode 144, hosts Alyce and Laura are* feeling excited about Star Wars for the first time in a while! TV Talk. Everything is cancelled. The end. Welcome back to The Puddin' Pod. The podcast about pudding. Update: The Puddin' Pod has also been cancelled now. Some hints about how much Rotta the Hutt we can expect in “The Mandalorian and Grogu” filmMeg Dowell's spoiler-free review of Star Wars: The Last Order may convince Laura to start reading again.Tbh the most surprising thing about Adam Driver developing a whole a-- Star Wars movie is that it somehow never leaked. Seriously, how? (Variety via AP)Don't we all want a soundtrack to our life? Isn't that a universal desire? Apparently not…Somewhere, maybe from a rocket in outer space, George Lucas is fuming about Disney capitalizing on the Holiday Special.Step aside, Recap on Tap! We've got a new segment: Ahsoka Again! In ou visit, recap and review an episode of season one of the Ahsoka series. There will be spoilers for all of Season 1 of Ahsoka in each episode recap.In our first Ahsoka Again segment, join us as we revisit ep 1x1: Master and Apprentice, wherein Ahsoka can't handle spheres, autocorrect can't handle “Baylan,” Alyce finds a parallel, Laura is in a bubble and everyone can be related! Later, Bo!Twitter: @forcetoastpod | @sLeiaAllDay | @ShutUp_LauraInstagram: @forcetoastpodBluesky: forcetoastpod.bsky.socialEmail: forcetoastpod@gmail.comWebsite: forcetoastpod.com*This podcast contains a sh!t ton of profanity and boozin. You can find a bleeped version of this podcast absolutely nowhere. Cheers!

After a tense morning meeting with LSU AD Scott Woodward, the conversation reportedly shifted fast—from assistant coaches being on the chopping block to buyout talks for Brian Kelly. Hutt and Chad break down how things escalated once Louisiana Governor Jeff Landry stepped in, what it means for LSU's future, and how the Tigers got here in the first place. Former NFL Quarterback, Auburn Sports Network Radio, Jason Campbell on what's next for LSU and who might emerge as the top candidate to replace Brian Kelly in Baton Rouge. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Week 8 in the NFL, and Hutt's breaking down One Big Thing from every game. Learn more about your ad choices. Visit podcastchoices.com/adchoices

In this very Wookieepedia-heavy episode, we catch up on some recent Ben Solo and Stinky the Hutt news, chat about why we do or do not own The Clone Wars on Blu-ray, and somehow manage to find our way back to wishing for a Solo 2. Pretty standard business around here. Except for all the bits about Whiphids. Full show notes: https://notes.moseisley.xyz/s/U89th6uyx#

The Hutt Zone with John MacDonald focuses on the people, issues, events, and music that shape the Hutt Valley community.

Hutt and Chad discuss Portland Trailblazers coach Chauncey Billups, Miami Heat's Terry Rozier and former Cleveland Cavs player/assistant coach Damon Jones being arrested for providing inside information about NBA games to co-defendants and rigging card games. Plus, Former LSU Quarterback, Josh Booty joins the show to share his thoughts on why Brian Kelly might be a bad cultural fit in Baton Rouge, what it's like watching Nick Saban on College Gameday and what makes Lane Kiffin a great play caller. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Hutt and Chad break down how the SEC would unfold with a 16-team playoff. Plus, former NFL Wide Receiver and current CFB Analyst, Chris Doering joins the show to discuss if the University of Florida made the right decision to fire Billy Napier and should the next Gator hire have more of the Spurrier attitude and playing style. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Hutt and Chad discuss if James Franklin should take a lot less in salary to help his next program while screwing Penn State out of millions in buyout money? Plus, Senior Writer FloridaGators.com, Scott Carter joins the show to break down what's next in Gainesville. Who should Florida target, what went wrong this time, and is there anyone brave enough to tame The Swamp? Learn more about your ad choices. Visit podcastchoices.com/adchoices

It's time for some Star Wars news LIVE! Jeremy Allen White has confirmed that he will be the voice of Rotta the Hutt -- but what does that mean for The Mandalorian and Grogu. Plus, George Lucas gets a life! Go beyond the headlines with Jennifer Landa and Ken Napzok on the 797th episode of ForceCenter.From the minds of Ken Napzok (comedian, host of The Blathering), Joseph Scrimshaw (comedian, writer, director of Dead Media), and Jennifer Landa (actress, YouTuber, crafter, contributor on StarWars.com) comes the ForceCenter Podcast Feed. Here you will find a series of shows exploring, discussing, and celebrating everything about Star Wars. Subscribe on Apple Podcasts and Google Podcasts. Listen on TuneIn, Amazon Music, Spotify, and more!Follow ForceCenter!Watch on YouTube!Support us on PatreonForceCenter merch!All from ForceCenter: https://linktr.ee/ForceCenter Hosted on Acast. See acast.com/privacy for more information.

Latest Show Notes: https://docs.google.com/document/d/1E76JW6d2as5oRFVSwHIQfTB2QkcxWei2Te7AnOJDEvw/edit?usp=sharing  Superman Trailer: https://www.youtube.com/watch?v=Ox8ZLF6cGM0 Ironheart Trailer: https://www.youtube.com/watch?v=WpW36ldAqnM Welcome to the Multiverse Report, a weekly recap of your news across all the fandoms with Mike Gibson and Steve Haller! Check out our friends/sponsors at Funky Town Comics and Vinyl! Website: https://www.themultiversereport.com/

Join Tarkin's Top Shelf as they dive into the Star Wars: Revenge of the Sith 20th Anniversary Deluxe Edition novel. In this episode, your hosts present the commemorative collector's piece and, before that, Mark and Becca break down the latest news, including Rotta the Hutt in The Mandalorian and the Grogu movie.   Help us spread the word about the show Click here to subscribe via iTunes Click here to subscribe via RSS Click here to subscribe via Stitcher Click here to subscribe via Google Play Music Feedback and Promotion Follow us on Twitter @TarkinsTopShelf Like us on Facebook: Tarkin's Top Shelf Follow us on Instagram @TarkinsTopShelf Follow us on Threads  Follow us on Bluesky

On this episode, Dominic and Ben discuss the latest Star Wars publishing reveals from New York Comic Con. They talk about the books finally returning to the sequel trilogy era, as well as the first-ever Star Wars romance novel. And they pay tribute to the legendary artist Drew Struzan. Then Chris joins the show to answer listener questions about the era between Episodes I and II, fancasting Mara Jade, and what makes Star Wars Star Wars. Plus, StarWars.com tells us what we should be for Halloween, more “Art of Books,” and Jeremy Allen White talks Rotta the Hutt. All this and much more! Join the Star Wars Underworld Network DiscordSubscribe on YouTube Subscribe on Spotify Subscribe and Review on Apple Podcasts Facebook: www.facebook.com/swunderworld Twitter: @TheSWU Email: swunderworld@gmail.com

We discuss the announcements from the Lucasfilm Publishing Panel at NYCC and say farewell to movie poster icon Drew Struzan.   In this fully armed and operational episode of Podcast Stardust, we discuss: Jeremy Allen White's comments on voicing Rotta the Hutt, Publishing announcements from New York Comic Con, An update on Star Wars: Eclipse, and Our thoughts on the passing of movie poster artist Drew Struzan. Thanks for joining us for another episode! Subscribe to Podcast Stardust for all your Star Wars news, reviews, and discussion wherever you get your podcasts. And please leave us a five star review on Apple Podcasts.   Find Jay and her cosplay adventures on J.Snips Cosplay on Instagram. Follow us on social media: Twitter | Facebook | Instagram | Pinterest | YouTube. T-shirts, hoodies, stickers, masks, and posters are available on TeePublic. Find all episodes on RetroZap.com.

On this episode, Dominic and Ben discuss the latest Star Wars publishing reveals from New York Comic Con. They talk about the books finally returning to the sequel trilogy era, as well as the first-ever Star Wars romance novel. And they pay tribute to the legendary artist Drew Struzan. Then Chris joins the show to answer listener questions about the era between Episodes I and II, fancasting Mara Jade, and what makes Star Wars Star Wars. Plus, StarWars.com tells us what we should be for Halloween, more “Art of Books,” and Jeremy Allen White talks Rotta the Hutt. All this and much more!

This week on Skytalkers, Charlotte and Caitlin talk about all the Star Wars news and panels from New York Comic Con! Tune in to hear:  Caitlin's review of her first New York Comic Con event! What was it like meeting Matthew Stover after his work has inspired us so much?  We cover the new publishing news, including the upcoming YA romance novel (and specific genre header) and the Rey and Leia book, “Legacy”. The Jabba the Hutt merch that was purchased!  Our overview of the Lucas Museum of Narrative sneak peek panel, moderated by Martin Scorsese!  …and much much more!   Try Nello and the Supercalm supplement we always have on the go at ⁠⁠⁠⁠⁠⁠drinknello.com⁠⁠⁠⁠⁠⁠ with the code SKYTALKERS10 Join our Patreon community and unlock bonus episodes + more! Our website! Follow us on Twitter/X @skytalkerspod Follow us on TikTok @skytalkers Follow us on Facebook Follow us on Instagram @skytalkerspodcast Follow Charlotte on Twitter/X @crerrity Follow Caitlin on Twitter/X @caitlinplesher Email us! hello@skytalkers.com For ad inquiries please email: skytalkers@58ember.com Please note this Episode may contain paid endorsements and advertisements for products and services. Individuals on the show may have a direct or indirect financial interest in products or services referred to in this Episode. Learn more about your ad choices. Visit megaphone.fm/adchoices

Dr Tanya Wilton is an ED doctor at Hutt Hospital. She tells Lisa Owen it was shocking to hear the Health Minister accuse senior doctors of being unethical over strike action.

Hutt and Chad discuss the UNC releases statement on Bill Belichick and the ongoing saga in Chapel Hill. Plus, Former NFL Quarterback, Host of Unpaved, Sean Salisbury on the Belichick distractions taking over the UNC program, did we crown Arch Manning a champ too soon, can Daniel Jones or Baker lead their teams to the Super Bowl and Cam Ward taking rookie punches like a champ. Learn more about your ad choices. Visit podcastchoices.com/adchoices

The first trailer for The Mandalorian and Grogu has dropped, and Erin and Alex dive deep into every frame while Matthew sits this one out (spoiler-free as always). From Zeb's live-action bow staff combat to Rotta the Hutt's surprising return, the hosts unpack what this May 2026 release might mean for the Star Wars galaxy post-Empire.In this episode we discuss:What does Grogu's increased independence and combat capability signal for his character development?Will Zeb's fighting style from Rebels translate effectively to live action?How does Rotta the Hutt's transformation from Clone Wars connect to this film's story?What role will the Anzellans (Babu Frik's species) play in the movie?Is this film setting up a larger confrontation with Thrawn and the Imperial Shadow Council?Where does this story fit in the timeline relative to Ahsoka and other Disney+ shows?What can we expect from Sigourney Weaver's New Republic officer character?Why is the return of Star Wars to theaters after six years so significant?Hosts: Erin & Alex (Matthew abstaining to avoid spoilers)Note: Contains spoilers for The Mandolorian and Grogu trailer and discussion of footage shown at Star Wars Celebration. **************************************************************************This episode is a production of Star Wars Generations, a The Ethical Panda Podcast and part of the TruStory FM Entertainment Podcast Network. Check our our website to find out more about this and our sister podcast Superhero Ethics.We want to hear from you! You can keep up with our latest news, and send us feedback, questions, or comments via social media or email.Email: Matthew@TheEthicalPanda.comFacebook: TheEthicalPandaInstagram: TheEthicalPandaPodcastsTwitter: EthicalPanda77Or you can join jump into the Star Wars Generations and Superhero Ethics channels on the TruStory FM Discord.To learn more about co-host Erin and her incredible cosplay check out her Instagram, LadyTanoCreates.Want to get access to even more content while supporting the podcast? Become a member! For $5 a month, or $55 a year you get access to bonus episodes and bonus content at the end of most episodes. Sign up on the podcast's main page you can even give membership as a gift!You can also support our podcasts through our sponsors:Purchase a lightsaber from Level Up Sabers run by friend of the podcast Neighborhood Master AlanUse Audible for audiobooks. Sign up for a one year membership or gift one through this link.Purchase any media discussed this week through our sponsored links.

Hutt and Chad discuss why it's time to advance the Belichick discussion past the point of how ridiculous he's been overall and how awful the UNC team is. Hulu's dropped them already and it's just the first week of October...So what does Carolina do now? Plus, Legendary broadcaster Tim Brando joins the show to unpack the Finebaum Fiasco at ESPN — what it exposed, who's really calling the shots up in Bristol and Burbank, and why everyone suddenly has an opinion. Plus, we dive into James Franklin's next move at Penn State, whether he's running out of excuses or just running for the exit. It's classic Brando: insight, honesty, and pissed off for GREATNESS. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Hutt and Chad break down Clay's report shaming ESPN into putting Paul Finebaum back on-air. And why it feels like a matter of time before Finebaum is off ESPN for good and a full-time member of US Senate. Plus, Arizona Cardinals head coach Jonathan Gannon took to the podium on Monday and discussed the clip of him yelling at running back Emari Demercado after Demercado dropped the ball before scoring a touchdown. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Hutt and Chad discuss James Franklin losing to an 80's High School movie villain lookalike in what was one of the most surprising outcomes of the weeked. UCLA interim coach Tim Skipper now has as many Top 10 Big Ten wins in 1 game as James Franklin has in 12 years at Penn State. Franklin is 1-18 and we are living in an NFL where Baker Mayfield, Sam Darnold and Mac Jones are among the top-performing QBs in the league. OutKick Senior College Sports Reporter, Trey Wallace on Alabama - Vandy and does Billy Napier find a way to keep his job for another week after beating Texas. Learn more about your ad choices. Visit podcastchoices.com/adchoices

What a Piece of Junk Episode 170 Star Wars The Mandalorian and Grogu trailer reaction! Watch the video version on Fandom Podcast Network YouTube Channel: https://www.youtube.com/@FandomPodcastNetwork Listen to the audio podcast version here: https://fpnet.podbean.com/category/what-a-piece-of-junk-a-star-wars-podcast Star Wars finally returns to the movie theaters with Star Wars The Mandalorian and Grogu! And we've got the trailer for the upcoming film and are ready to give you our reactions. Are there going to be cameos and Easter Eggs galore? Will we see continuations of existing Mandalorian storylines? And who is that "buff" Hutt? While we don't know the answers to all these questions just yet, we sure are filled with opinions and reactions to one of the most fun Star Wars trailers we've seen in many years. Join us as we also welcome back Babu Frik! What A Piece Of Junk / Fandom Podcast Network Contact Information:   -What A Piece Of Junk a Star Wars Podcast audio podcast master feed: https://fpnet.podbean.com/category/what-a-piece-of-junk-a-star-wars-podcast… - What A Piece Of Junk a Star Wars Podcast Facebook Group: https://www.facebook.com/groups/WhatAPieceOfJunk/ - Email: whatapieceofjunkpod@gmail.com - Twitter: @WhatWars   Fandom Podcast Network Social Media links.   - Fandom Podcast Network Audio Master Feed: https://fpnet.podbean.com/ (The FPNet is on Podbean app) - Instagram: @FandomPodcastNetwork  - Twitter: @FanPodNetwork - Fandom Podcast Network is on all major podcast platforms. - Facebook: Fandom Podcast Network: https://www.facebook.com/Fandompodcastnetwork/   Fandom Podcast Network Tee Public Store: Please support  the What A Piece Of Junk podcast and the Fandom Podcast Network by visiting our TeePublic store, while wearing your favorite show logos with pride! Tee Public Store: https://www.teepublic.com/user/fandompodcastnetwork   #StarWars #Mandalorian #Grogu #MandalorianandGrogu #MovieTrailer

Hutt and Chad attempt the impossible—decoding Shedeur Sanders' latest press conference, where words were mouthed but logic was left in the locker room. Plus, Former Titans GM Jon Robinson joins Hutt and Chad for an NFL conversation that somehow turns into a barroom brawl scenario. Which head coach would you want at your side in a street fight? (Spoiler: Mike Tomlin's showing up with a lead pipe.) The guys also dig into whether “team-first guys” are real or just mythical unicorns, which teams are legit Super Bowl contenders, and why Kansas City keeps pulling off the magic trick of sustaining success. They hit on Baltimore's weird vibes, the Jags' big offseason gamble, and the mystery teams we still can't figure out. Plus—what really happens when GMs start dialing up each other at the trade deadline. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Former Titans GM Jon Robinson joins Hutt and Chad for an NFL conversation that somehow turns into a barroom brawl scenario. Which head coach would you want at your side in a street fight? (Spoiler: Mike Tomlin's showing up with a lead pipe.) The guys also dig into whether “team-first guys” are real or just mythical unicorns, which teams are legit Super Bowl contenders, and why Kansas City keeps pulling off the magic trick of sustaining success. They hit on Baltimore's weird vibes, the Jags' big offseason gamble, and the mystery teams we still can't figure out. Plus—what really happens when GMs start dialing up each other at the trade deadline. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Linktree: ⁠https://linktr.ee/Analytic⁠Join The Normandy For Additional Bonus Audio And Visual Content For All Things Nme+! Join Here: ⁠https://ow.ly/msoH50WCu0K⁠Ignite your inner bounty hunter as Analytic Dreamz unleashes a gripping reaction to the official trailer for Star Wars: The Mandalorian and Grogu, unveiled September 22, 2025, and blasting into IMAX theaters May 22, 2026. Directed by Jon Favreau and co-written with Dave Filoni, this high-stakes sequel to the Disney+ saga thrusts Din Djarin (Pedro Pascal) and Grogu into the fray of a fractured galaxy: the Empire's remnants clash with the fragile New Republic, enlisting the armored warrior and his pint-sized Force-sensitive apprentice for a pulse-racing mission that promises epic dogfights, lightsaber skirmishes, and clan-of-two loyalty tested to the brink.Analytic Dreamz breaks down the trailer's visual feast—the resurrected Razor Crest slicing through hyperspace, Grogu's adorable yet potent Force feats like levitating foes and zapping monsters with green sludge, and heartwarming glimpses of Baby Yoda swimming or tinkering with Anzellan allies under Din's watchful beskar gaze. He spotlights triumphant returns: Garazeb "Zeb" Orrelios (voiced by Steven Blum) in full live-action glory, the irrepressible Babu Frik delivering "Good shot, baby!" quips, and a shadowy tease of Sigourney Weaver as enigmatic Colonel Ward, alongside Hutt cartel intrigue and rancor-like beast brawls that evoke classic practical-effects menace. Ludwig Göransson's score pulses with thematic thunder, bridging TV intimacy to cinematic spectacle.Does this trailer signal Star Wars' theatrical renaissance, weaving Rebels lore into a multiverse-ready epic, or does the post-Rise of Skywalker shadow demand bolder risks? Analytic Dreamz debates box-office potential, Grogu's evolving Jedi path, and how Favreau's vision elevates Mando's lone-wolf arc amid Imperial warlords' chaos—questioning if it outshines Ahsoka crossovers or sets up Rey's trilogy. For Mandalorian and Grogu trailer breakdowns, Star Wars movie reactions, Pedro Pascal updates, and Disney+ spinoff analyses, this segment is your beskar-clad essential. Subscribe to Notorious Mass Effect for more Analytic Dreamz deep dives into galactic adventures that redefine heroism and heart. Support this podcast at — https://redcircle.com/analytic-dreamz-notorious-mass-effect/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

Support the D.A.W.G.Z. @ patreon.com/MSsecretpod WATCH MATT'S NEW SPESH 'A HUMBLE OFFERING' on NETFLIX October 7th Go See Joe Live @ https://www.joederosa.com/ Go See Matt Live @ mattmccusker.com/dates Go See Shane Live @ shanemgillis.com Go See Lemaire Lee Live @ https://lemairelee.fun/ hello. Here we are with the cast. Hope you're all having a good week so far. Matt's out on the Beast coast this week (peep MSSB on the paytch). We got Salacious Crumb to join us in his absence. Hot Cast. Please enjoy. God Bless. This video is sponsored by BetterHelp. Visit BetterHelp.com/MSSP Visit https://prizepicks.onelink.me/LME0/DRENCHED and use code DRENCHED and get $50 in lineups when you play your first $5 lineup! Learn more about your ad choices. Visit podcastchoices.com/adchoices

Hutt and Chad discuss The Commission overseeing NIL payments setting up a “snitch line” to report rules violations across college sports. Plus, World Series Champion, NESN Red Sox Analyst, Jonathan Papelbon sits down with Hutt and Chad to discuss the game-changing decisions that make or break managers, why Mississippi State baseball holds a special place in his heart, and what made Terry Francona the greatest postseason manager of his era. Plus, we look ahead to October, debating which division winners are best built to survive the gauntlet and capture the World Series crown. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Hutt and Chad break down why there's nothing more SEC than Bobby Petrino being given another chance to coach the Hogs and the NFL's decision to have Bad Bunny perform the SB halftime show. Plus, Sports Media Reporter FOS, Michael McCarthy joins the show to discuss Bad Bunny getting the Super Bowl nod, Paul Finebaum considering a run for public office and the US Ryder Cup debacle at Bethpage. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Hutt and Chad on why Brian Kelly owes that reporter he snapped on another apology. Two weeks after going crazy because of a question about his offense and James Franklin's Penn State does not win the big game; and Alabama (pretty much) owns Georgia. Plus, OutKick Senior College Writer, Trey Wallace shares his thoughts on the Virginia field storming, why Tennessee is in good hands with Joey Aguilar and is Miami the only good ACC team? Learn more about your ad choices. Visit podcastchoices.com/adchoices

Send us a textIt is almost that time of year. The joyous time where the leaves begin changing color, there is a cool crisp in the air, and freaky outer space aliens come to our planet to eat us for lunch! That's not really how it goes, but that is how we'll be spending our October this year as we program a month long Sci-Fi Horror event. Tune in to the episode and hear us discuss all the films that are in contention for the event. Just remember it was the best of times, it was the Blurrg of times. And don't forget to pay your space tariffs if you want to be smothered, covered, and jizzed! Turn up your headphones, dial back your sensibilities, and join the wretched hive of scum and villainy as we take the low road to resistance on Season Six, Episode Twenty One of Force Insensitive!Send Email/Voicemail: mailto:forceinsensitive@gmail.comDirect Voice Message: https://www.speakpipe.com/ForceInsensitiveStart your own podcast: https://www.buzzsprout.com/?referrer_id=386Use our Amazon link: http://amzn.to/2CTdZzKFB Group: https://www.facebook.com/groups/ForceInsensitive/Twitter: http://twitter.com/ForceNSensitiveFacebook: http://facebook.com/ForceInsensitiveInstagram: http://instagram.com/ForceInsensitive

Hutt and Chad break down Oklahoma State firing Mike Gundy who spent more than half his life (35 of 58 years at OSU as a player, assistant or head coach). Before Gundy, OSU had 4 winning seasons in 16 years. Gundy had 18 straight winning seasons, 9th longest in NCAA history for a coach at 1 school. Plus, OutKick Senior NFL Writer, Armanod Salguero joins the show to discuss which NFL head coach gets fired first, how bad are Tennessee Titans under Brian Callahan, are Danny Dimes and the Colts legit and it's Jackson Dart time for the Giants. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Hutt and Chad discuss Auburn head basketball coach Bruce Pearl announcing his retirement and Michael Wilbon stating he's glad to see Bruce Pearl gone due to him being “divisive”. Plus, OutKick Senior College Writer, Trey Wallace on the CFB coaching hot seat and how far has Oklahoma State fallen and why it's time to Mike Gundy to step down. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Hutt and Chad ask the question is Brian Callahan one of the worst coaches to last more than one season in NFL history? Don't laugh. It's possible. After not knowing that an elbow equals two feet on a catch, his latest gaffe is almost as hysterically incompetent. Plus, Vanderbilt Head Football Coach, Clark Lea joins the show to discuss his teams 4-0 start and what it means for the future of the Commodore program. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Vanderbilt Head Coach Clark Lea joins Hutt and Chad to talk about the Commodores' hot 4-0 start and what it means for the future of the program. We dive into his vision for building Vandy into a true contender, the challenges of climbing the SEC mountain, and what it would take to bring an SEC title to Nashville. Can the ‘Dores keep the momentum rolling, and how close are they to shocking the college football world? Coach Lea breaks it all down. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Hutt and Chad discuss the four NFL teams that missed the playoffs last season now sit 2-0 to begin this season. Colts. 49ers. Cardinals. Bengals. All 4 feature a QB either staring down a restart or holding a chance at their jumpstart to the resume. Plus, OutKick Writer, Bobby Burack joins the show to discuss Disney pulling Jimmy Kimmel off the air indefinitely for his comments surrounding the Charlie Kirk assassination. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Week 3 in the NFL is here, and Hutt's got one big thing on every single game. From backup QBs we've never heard of, to coaches already sweating on the hot seat, to fanbases teetering between “Super Bowl bound” and “fire everybody,”. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Hutt and Chad break down Dabo warning Clemson fans that if they don't want him around, he will go win somewhere else and why he's not wrong. OutKick Senior NFL Writer, Armando Salguero discusses if Mike McDaniel's time with the Dolphins falling apart, is Mike Verbal's coaching style going to work with the Patriots and NFL headlines going into week 3. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Hutt and Chad discuss Paul Finebaum pulling the plug on Arch Manning, and taking no responsibility for hyping him up all offseason. Plus, Former Chargers and Raiders GM, Tom Telesco joins the show to discuss Daniel Jones making the most of his opportunity with the Colts, the amount of work Peyton Manning put in with Indy, the perilous situation Shedeur Sanders finds himself in with the Browns, are the new NFL kickoff rules good for the game and how the Chiefs fix their issues. Learn more about your ad choices. Visit podcastchoices.com/adchoices

College Football claiming two more victims in its never-ending chaos. Hutt and Chad break down the firings, the fallout, and what it means for the programs left scrambling in the wreckage. Plus, OutKick Senior College Sports Writer, Trey Wallace joins the show to discuss the scene at Neyland Stadium for Tenn-Georgia and the situation for Billy Napier at Florida. Learn more about your ad choices. Visit podcastchoices.com/adchoices