Podcasts about Listen Money Matters

This week we're delighted to welcome the godfather of affiliate marketing, Andrew Fiebert. LINK WHISPER - GET $20 OFF WITH THE CODE 'CLICKWARS'Having made his name on the SEO scene with Listen Money Matter, Andrew went on to create a gifting site with his wife and now of course Lasso.What's in this episode:

Many niche marketers underestimate how much a podcast can help establish your brand as an industry authority. This week we talk about how Andrew grew the Listen Money Matters podcast to 500k downloads per month and how that helped grow the rest of the brand. We also discuss how we'll take those learnings to grow Seeking Profit (which you can also do to grow your show). Resources: Show Notes The Niche Site Toolbox Social Media: @andyfieb @emilshour Learn more about your ad choices. Visit megaphone.fm/adchoices

A common theme on the show: how do you make money online? In short, you do it by solving other people's problems. We've got a really fun example of that today with an online business that helps people come up with gift ideas. The business is Giftlab.co; it's a 5-year-old website that's already earned over $1.2M as a part-time project for today's guest Andrew Fiebert. You might recognize the name and the voice — Andrew co-hosted Listen Money Matters, a really fun podcast in the personal finance space. He's also the co-founder of the popular affiliate link management tool Lasso, which you can find at GetLasso.co. Tune in to The Side Hustle Show interview to hear: how Andrew creates and monetizes his content how he optimizes his older posts to increase CTR and revenue his keyword research strategy for finding super-low competition longtail queries Sponsors:  EXCLUSIVE NordVPN Deal ➼ https://nordvpn.com/hustle Try it risk-free now with a 30-day money-back guarantee! Ladder – Get instantly approved for term life insurance—no doctors, no needles, no paperwork! Full show notes

Today on the podcast Mitko (@mitkoka) is joined by Andrew Fiebert (@andyfieb) the founder of GetLasso and Listen Money Matters which is one of the largest personal finance blogs on the internet and the Listen Money Matters podcast, which is not running anymore, but when it was, it was one of the biggest personal finance podcasts.Andrew is a serial entrepreneur and tinkerer with even more businesses under his belt and during this podcast they covered a variety of topics, from Andrew's tips on how to manage a lot of different projects and business at the same time, personal finance tips and strategies for entrepreneurs, working with your spouse, the state of the affiliate marketing business, and much more. If you're a business nerd, you're going to love this wide-ranging conversation.

The definition of breadwinner is wider than what society leads us to believe. In this episode, Bethanie Baynes, the Breadwinning Women's community founder at Google, shares how she helps those who identify as breadwinners manage relationship dynamics, tough conversations, forward financial planning, self-confidence and more. Follow us on Instagram: @ialsopodcast & Twitter: @IAlsoPodcastSpeaker Bio: Bethanie began her career in the photo industry before joining Google in 2004. Throughout her 17 year career at Google she has spent 12 hour days reviewing ads, sold the first campaigns on YouTube, created, launched and (sometimes) sunsetted products, negotiated billions of dollars in first-of-their-kind deals and now oversees New Business Development, Revenue Management and Analytical Insights. Bethanie is a tireless women's advocate and recognized leader on the topic of breadwinning women. She founded the Breadwinning Women's community at Google which has grown to 3000 globally in two years. Bethanie is the host of the podcast, Working Wife, Happy Life! launched in early 2020. She has been featured on CNBC, Refinery 29, Medium, Know Your Value “Women in the News”, Said Business School at Oxford University, Chief Mom Officer, and on podcasts such as So Money with Farnoosh Torabi, Listen Money Matters and the Ellevate Network. She has contributed to multiple panels including for communities such as HeyMama, Mindr Global and The WIE Suite and the parents network at NASA. She was an official speaker at the Women's March NYC 2020. Bethanie lives with her family in Brooklyn, NY. Instagram: @bethaniebaynesTwitter: @bethaniebaynesBethanie's Podcast: @workingwifehappylife 

Student Loans Sucknuff said If you are interested in being on the show or getting in touch with us, please see below:Contact usYoutube: https://youtu.be/Lfx29TntSM8Instagram:LamnationTheTableTalkpodFacebook:Caleb LamoreauEmail: Thetabletalkpod@gmail.comhttps://link.chtbl.com/TTP

This episode  I go over why term life insurance in the only responsible and financially smart insurance to get and why we did a 15 year mortgage and the savings we will have from that.   If you are interested in being on the show or getting in touch with us, please see below:Contact usYoutube:  https://youtu.be/Lfx29TntSM8Instagram:LamnationTheTableTalkpodFacebook:Caleb LamoreauEmail: Thetabletalkpod@gmail.comhttps://link.chtbl.com/TTP 

Studies are showing that more women today are becoming the breadwinners of their families, meaning that they bring in more income than their husbands or male partners. Many of these women downplay that fact though, or even lie about it, so others won't know that they make more than their spouses.   Can you relate to this? Have you ever made more money than your male spouse? Has it made you feel uncomfortable?   Why are we as women minimizing our success to make others feel more comfortable? What can we do to feel more comfortable talking about money?   Follow me on social @sausha.davis or on saushadavis.com and share this episode with a friend!   Link to "Listen Money Matters" podcast episode referenced in this episode: https://podcasts.apple.com/us/podcast/how-female-breadwinners-really-make-it-work/id736826307?i=1000464437070

Make more money in 2020! Specifically with digital products! Matt and Andrew don't want to rely 100% on the Affiliate Marketing Gods, which means beefing up their digital product game in the new year. They talk about their "come to Jesus moments" around digital products, how Matt made over $100K in digital product sales last year and what kind of products do and don't work with their audience (like membership platforms). Andrew unveils his new product for Listen Money Matters and they chat about what they need to do to consistently market their courses. Enjoy! P.S. You can check out Matt's favorite digital product platform Podia (it's an affiliate link!): Moneylab.co/podia

How To Create Original and Engaging Landing Pages + Insights into Affiliate Marketing. My name is Matt Giovanisci. I'm self-employed and work from home. But it's nothing special. I wake up whenever I want, put my sweatpants on one leg at a time, and tell my butler to make me an egg soufflé just like everyone else. Ok, I don't have a butler. I started a website in 2006 called Swim University. The site now makes over $250,000 a year but it took 10 years. I co-founded a personal finance brand and podcast called Listen Money Matters in 2013. I left after a year, but I re-joined in 2018. In March 2015, I started a coffee education website called Roasty. I sold it in 2018 for $55,000. I created Money Lab (this site) in 2016 so I can build more brands, make more money, and write off my home-brewing hobby. Speaking of which, I started a homebrewing site called Brew Cabin. I design and code all my own sites by hand. Write the words. Film and edit the videos. Produce podcasts. Illustrate the graphics. But now I have a team that helps me with writing and editing podcasts. In case that wasn't enough. https://www.moneylab.co/

How To Create Original and Engaging Landing Pages + Insights into Affiliate Marketing. My name is Matt Giovanisci. I'm self-employed and work from home. But it's nothing special. I wake up whenever I want, put my sweatpants on one leg at a time, and tell my butler to make me an egg soufflé just like everyone else. Ok, I don't have a butler. I started a website in 2006 called Swim University. The site now makes over $250,000 a year but it took 10 years. I co-founded a personal finance brand and podcast called Listen Money Matters in 2013. I left after a year, but I re-joined in 2018. In March 2015, I started a coffee education website called Roasty. I sold it in 2018 for $55,000. I created Money Lab (this site) in 2016 so I can build more brands, make more money, and write off my home-brewing hobby. Speaking of which, I started a homebrewing site called Brew Cabin. I design and code all my own sites by hand. Write the words. Film and edit the videos. Produce podcasts. Illustrate the graphics. But now I have a team that helps me with writing and editing podcasts. In case that wasn't enough. https://www.moneylab.co/

It’s not uncommon to feel that your business needs to do many different things to be profitable. Being able to offer all sorts of services or products sounds like it would lead to more opportunities. But without clarity on what you specifically offer, you’re just going to struggle more. Today’s guest has become wildly successful by being clear and specific in what his businesses really do. Matt Giovanisci is a serial entrepreneur, website wizard, podcast producer, music maker, video veteran, and alliteration addict. In 2006, he started the website Swim University and the site now makes over $250,000 a year! Since then, he co-founded a personal finance brand and podcast called Listen Money Matters. His current project, Money Lab,  was started in 2016 to help brands grow and make more money. Matt and I discuss what it takes to refine your business savvy in order to turn an interest into a profitable business. Matt describes how he recognizes opportunities as they appear and always experiments with them as he goes along. Matt makes it clear that success comes easier when you are incredibly specific about what your business actually does. This clarity keeps you focussed on what it actually is that you do and defines your business better for your customers. We also talk about the freedom that comes from outsourcing. By setting up clear operating procedures and handing off the parts of the job you don’t need to be doing, you’ll find that you’ll have more opportunities to help your company grow. With that in mind, Matt explains how he’s done it for his businesses.  What do you do to find clarity in your business? Leave a comment on the episode page!   In this episode What it takes to turn an interest into an actual business Recognizing the potential in the different ideas and opportunities you have and deciding if they’re worth it The freedom that comes from being very specific and clear about what your business does Advice for how to effectively outsource parts of your business by building processes   Quotes “You need to have focus and express your creativity within a certain boundary.” [11:17] “Once you get incredibly clear on what your business does, you can easily say no to everything else and then you can find opportunities in what your company does.” [22:16] “Now I don’t answer emails and every email becomes a soft sales pitch for our product. So now, not only do I not have to do it, we actually make money.” [56:05] “You’re not special. You might think you are and you might think you’re the only one and you’re going to care more, but if you give somebody enough leeway and ownership, they might out-care you one day.” [1:00:59]   Links: Money Lab Swim University Brew Cabin Matt Wants to Be a Guest on Your Podcast Traction by Gino Wickman The E-Myth Revisited by Michael E. Gerber I Will Teach You to be Rich   Additional Links: Check out the full show notes page Do you have something to share on this podcast? Fill out this form here. Be sure to take the Studio Sherpas survey for a chance to win some incredible prizes (if we do say so ourselves!) Stay up to date with everything we're doing at Studio Sherpas Tune in to our weekly Facebook Lives Follow Studio Sherpas on Facebook | Twitter | Instagram If you haven't already, we'd love it if you would take 1 minute to leave us a review on iTunes!

About our Guest: Matt Giovanisci is a self-proclaimed “Jack of all trades.” He is the co-host of the Listen Money Matters podcast and hosts the Money Lab podcast, a show to share content from his website Money Lab, which is all about personal finance and online entrepreneurship, in audio form. He is also a graphic designer and a musician and leverages all of his skills in his quest to avoid ever working for someone else again.   Episode Summary: Matt shares his journey of creating a successful online media business, including his pitfalls and the insights he gained. He talks about what it takes to wake up at 6 a.m. every day, be your own boss and stay inspired.   Insights from this episode: Tips for how to leverage your past experience to meet your current needs; eg. you were once in a rock band? That probably means you know how to make a great website Strategies for having the best content on the internet Why challenging yourself to keep to a strict timeline can propel you to a better end result How to come back from a falling out with a friend and build the friendship back up Matt shares his secret to successfully working for himself The secret to meeting your goals is fervently keeping track of your progress, every single day   Quotes from the show: “I practice what I call passion-mashing.” - Matt Giovanisci, Episode #145 “I’m just a hobbyist at all of these things. I continue to write music even that no one hears, I continue to hone my audio skills, my writing skills, even if no one’s on the consumer end of that.” - Matt Giovanisci, Episode #145 “Follow your hobbies, you never know when you might need them.” - Kevin Y Brown, Episode #145 “Sticking a timeline on something forces you to trim the fat.” - Matt Giovanisci, Episode #145 “I would do anything not to work for anyone else again.” - Matt Giovanisci, Episode #145 “If you don’t have a good reason why, you’re going to fail.” - Matt Giovanisci, Episode #145 “Follow your passion; do what’s in your heart.” - Kevin Y Brown, Episode #145   Resources mentioned: Asana   Favorite book: Jim Henson: The Biography   Favorite quote: “Do what you love and the money will come easy.” – Arlen Crouch   3 keys to Create Your Best Life:     Find your why     Focus on your strength     Make sure you’re happy every day   Stay Connected:   Show Social Media:   https://www.facebook.com/cylseries/ https://www.instagram.com/cylseries/   Kevin Y Brown: www.kevinybrown.com www.instagram.com/kevinybrown www.twitter.com/kevinybrown www.facebook.com/kevbrown001   Matt Giovanisci: Moneylab.co Money lab podcast Listen money matters podcast   Subscribe to our podcast + download each episode on itunes, google play, stitcher and www.createyourlifeseries.com/podcast.  

A new themed episode where Matt and Andrew answer 5 listener questions totally off-the-cuff. These questions are sent in from listeners and they read them verbatim and answer them with honesty. Look out for more of these episodes in the future. This is an idea pilfered from the Listen Money Matters podcast. Enjoy!

We’re Listen Money Matters, but we’ve never discussed money. Get ready to holla. Dolla dolla bills y’all: The history and evolution of cash. Societies haven’t always used cash to transact business. The evolution of cash is pretty fascinating. Money is around 3,000 years old. Before that, societies bartered. I make candles. You make shoes. I need shoes, and you need candles. I give you some candles, and you give me some shoes. This isn’t a great system though. How many candles are the shoes worth? What if I need shoes, but you don’t need candles? There needed to be a better system. Full Article Here Show Notes Stillwater Artisinal Recess: Dry hopped sour ale. Pod Recommendation:50 Things That Made the Modern Economy LMM Community: Join your fellow money nerds!   Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode I talk about the different resources that can help on your quest to be A Frugal Athlete. From books to podcasts to other platforms, this is great information that can build your financial base. I also highlight two athletes that are helping their peers become frugal athletes. I also divulge in what I learned at a Thuzio conference I went to and talk about another conference I'm attending at the NBA all star weekend. Books: Winning the Money Game , Athlete CEO, Brands Win Championships, Athletes Are Brands Too, Free Agent, Money Shot, New Money Staying Rich, Is There Life after the NFL, Rich Dad Poor Dad, Millionaire Next Door, Think and Grow Rich, Richest Man in Babylon, Pogues Basic Money. PODCAST: Dave Ramsey Show, Listen Money Matters, Stacking Benjamins, You Need A Budget, Smart Passive Income. For more information make sure you check the website www.afrugalathlete.com and follow us on all the s --- Support this podcast: https://anchor.fm/afrugalathlete/support

 LISTEN & SUBSCRIBE ON: APPLE PODCASTS | GOOGLE PLAY | STITCHER We all want to know how to do it: save money on taxes! On this episode we chop it up with certified Tax Coach Diane Gardner on ways physicians can save tons of money on their taxes. She also talks about her new book “10 Most Expensive Tax Mistakes That Cost Medical Professionals Thousand$”. Her goal is to make sure that entrepreneurs across the US are paying the least amount of taxes they legally should! Her tax coaching sessions have saved her clients over $1 million dollars to date. Besides the book she talks about on this show, she is a best-selling author of numerous other books. Diane has also been on numerous podcasts including Listen Money Matters. Things to pick up in this episode: Doctors have a higher likelihood to pay higher taxes than other entrepreneurs Common tax deductions that docs miss out on What is a deductible? Biggest mistake docs make when working as 1099 Her tip to find an excellent CPA, tax professional We play the game of “It's all good vs…you ‘bout to get audited!!!” Remember to listen to the end of the show about an amazing giveaway!!  Find Diane Gardner on: www.taxcoach4you.com Episode Sponsors: Set for Life Insurance Physician CEO   MUSIC: Soundcloud: Joakin Karud – Say Good Night; Vlog Vibes – Stadium Status; Greemz – Sucre The post 036 – Reduce your taxes by thousands with Diane Gardner appeared first on DOCS OUTSIDE THE BOX.

What the f**k are commodities? After dozens of episodes this is our first on the topic so for all of us who don’t know, today we are going to find out.Carley Garner, author of Higher Probability Commodity Trading, joins us today to teach us all about commodites. What are they and why are they important.What the F**k Are Commodities?Commodities are an asset class like stocks, bonds, or real estate. The reason many of us aren’t familiar with them is that unlike those other classes, commodities are not geared towards individual investors. The entities buying commodities are more often companies who need commodities to operate; airlines buying oil commodities to hedge against high prices is an example.Commodities are not manufactured things like cars but things from the natural world like grains, minerals, or oranges.There are soft and hard commodities. Soft commodities are things that are grown like cocoa, corn or cotton. Hard commodities are things that are mined from the earth like oil or copper.Buying and Selling CommoditiesBuying and selling commodities is speculative and the transactions are leveraged which is an easy way to get into trouble. If you think the price of corn is going to go up, you enter into a contract to buy it at the current price in the hope that the price will go up in the future and you will sell it for a profit.Here’s an example of how commodities work. There is a drought predicted for the Mid West which means corn prices are going to go up. You own a corn chip factory. You buy corn futures now while the prices are low so you can still set your budget and know how much you are going to pay for the corn you need. You locked the price in.You paid $3.50 a bushel. The price was $3.25 a bushel. You lost money. But for the chip factory owner, commodities aren’t necessarily an investment designed to make money. They are things that they need to operate and when they buy futures, they can keep their books balanced whether or not they were on the right side or the wrong side of speculating.If you are just an individual investor in the corn/drought scenario, it is about making money. If you bought corn at $3.50 a bushel and it sold for $3.75, you made money.But who keeps both parties honest? What if the chip company refuses to pay the agreed upon price or the farmer holds the corn ransom until they get a better price? Commodities are traded on an exchange. Most commodities are traded on the Chicago Board of Trade or the New York Mercantile Exchange.These exchanges are what guarantee the trades. If you want to get into commodities trading you can buy a seat on an exchange which costs hundreds of thousands of dollars or you can hire a broker as a middle man.You can make trades on the broker’s platform which is not so different from buying and selling stocks with TD Ameritrade. You’ll pay about $7 per trade. Opening an account with a broker is like applying for a loan. Being a broker is risky because most of the purchases are heavily leveraged.You can trade $50,000 worth of commodtities as long as you have $3,000 in your account. If you lose $50,000 from an account with just $3,000, the exchange is still going to get their money but they come after the broker. And the broker is left to get their money back from you. Risky indeed. That’s why there is vetting involved and you have to meet the broker’s criteria to open an account.Where Does it Go?You want to trade commodities but you don’t have an corn chip factory. What are you going to do with 5,000 bushels of corn? If you get a delivery notice, you don’t have to clear out the garage. You can sell your delivery notice. Doing so is known as a retender. The buyer of the futures contract doesn’t want to take delivery of the commodity.When you retender the delivery, the exchange puts it back into the system and it delivery goes to the buyer of the notice.How are Commodities Different From Stocks?Stocks and commodities are both traded but that’s where the similarities end. You own stock. When you buy a share of stock, you own part of a company. You don’t buy the actual commodity, the corn or oil. You enter into a contract for that commodity. You contract to be a buyer or a seller of that commodity.Stocks don’t have a time limit. As long as you don’t sell the stock, you own it for as long as the company exists. This is why stocks are such a good buy and hold investment. Commodities have a time limit. Commodity contracts have a delivery month. As an individual investor, you have to be aware of that date and retender the order. If you buy and hold commodities, you’re going to have a garage full of corn.What Drives Prices Up?Some years ago gold prices rose dramatically. Why? A few things happened at the same time. E-trading was becoming more main stream meaning anyone with a pulse and an internet connection was suddenly able to jump right into the market.The dollar was tanking and the same kind of people who prepare for Armageddon by stock piling guns and canned pasta buy gold too thinking it will make them king of the new Mad Max-esque society they are sure is just around the corner.So the prices were bid artificially inflated and just as the last dummy climbed aboard the band wagon, the true value was revealed and they all lost money.GoldSpeaking of gold, it’s always a popular buy when times are uncertain but should you buy it and is it really an important market indicator? The above story should indicate that gold should not make up much of your portfolio. The US hasn’t been on the gold standard for decades so it’s not as relevant as a market indicator as it once was.Gold does well when things are uncertain but it’s very volatile. If you want to use it as an indicator at all, if gold prices are going up, people are panicking so it’s a good time to buy, buy buy stocks because people are selling them cheap to buy gold so you can get some good deals.Commodities for BeginnersIf you want to get into commodities, where should you start? Carley recommends grains because you can enter into mini contracts and buy just 1,000 bushels instead of 5,000. Gold is another good jumping off point because you can enter into mini contracts for just 10 ounces with only a $1,000 margin.Lumber is her least recommended. It’s il-liquid and there are not many market participants.If you are interested in commodities, Carley literally wrote the book that can help you make sense of things. She is the author of Higher Probability Commodity Trading. You can also follow commodity prices at CNBC. Show NotesHop Rod Rye: An American IPA.Decarley Trading: Carley’s brokerage firm.Simple Wealth: Research and evaluate rental properties.Tool Box: All the best stuff to manage your money.The post What The F**K Are Commodities appeared first on Listen Money Matters. See acast.com/privacy for privacy and opt-out information.

CoCo and S.Dot discuss the Pre-30 'life crisis' and the importance of self-care! ~Holy Grails of the Week~ CoCo - The Tony Robbins podcast; William McDowell (Sounds of Revival PT.2) S.Dot - Zinc tablets; Listen Money Matters and Bigger Pockets podcasts ~Groove Theories~ S.Dot - Rico Love (Turn the Lights On); Lil Boosie(Bad Azz Mixtape) Outro: Beyonce - "Schoolin' Life" Random Tandem Podcast is now also available on Stitcher and Google Play! Subscribe, Rate, Review and Tell a friend! ~Contact Random Tandem~ FB Group: Randem Tandem Podcast Twitter: @RandomTandemPod IG: @RandomTandemPodcast Email: RandomTandemPodcast@gmail.com

Okay, so we want you to start your own business. But why are we advocating for online businesses? Because a brick and mortar business only goes so far. You have to physically be present, and there is a logical maximum you can earn based simply on space restrictions.   Restaurants can only turnover so quickly; clothing stores can only fit so many people inside at a time. The internet is infinitely scalable. It has almost limitless reach. There are people from every corner of the world who hear what Listen Money Matters has to say. An online business also gives you the freedom we all want. You aren’t tied to a location. We want to motivate all of you to get started creating online businesses. The idea is that with part-time, but a focused effort, in one year you can build an online business that earns $1,000 or more per month. Full Article Here Show Notes Kentucky Ryed Chiquen: An amber ale brewed with rye malt and aged in rye whiskey barrels. Learn more about your ad choices. Visit megaphone.fm/adchoices

Aired 2/4/2017: How to retire early - like, really early - and real estate investing with Andrew Fiebert from the Listen Money Matters podcast, Seven Essential Retirement Rules for Anyone Over 50, and Joe and Big Al answer emails about target date funds, making the most of your pension income, buying Mom’s house rather than inheriting it and determining capital gains on the sale of a rental.

For the month of January, Listen Money Matters is getting back to the basics with a month focused on the debt and the importance of credit.  Over the course of the month, the guys will cover the fundamentals of credit, debt reduction plans and talk to an awesome guest about a tool he created to help keep you out of debt.  What is affected by your credit?  Well, everything really. Your credit score is a number that reflects your credit risk level. If you are looking to borrow money for any reason – to purchase a car, get a mortgage or to take out a student loan, your credit score will determine how much that loan will cost you.  If you have a low credit score, you will have a harder time getting a loan, and when you do qualify for a loan, the interest rates will be very high. Compared to people with good credit scores, your monthly payments will be more per month to pay off a loan of the same value. Bottomline, having bad credit will cost you. Having good credit history is not just about being able to buy things. Sometimes your credit history is considered by potential employers. According to the New York Times, 47% of employers check your credit score. Landlords absolutely look at your credit score, and it plays a big part in approving you to rent a home. The cost of insurance rates can be higher if the insurer pulls your credit data to calculate your insurance risk score. Even some utility providers may be required to provide a down payment for service for people with bad credit history. What does good credit get you? A cheaper life. The better your credit history, the cheaper it is to borrow money. When you have large loans like a mortgage or student debt that you will be paying off for years, those interest rate savings could add up to thousands of dollars in the long run. Let’s say your mortgage rate is 4.5%. An increase of only 1% will increase your living costs by 12% per month. On the other hand, a decrease of 1% will decrease your living costs by 12.8% per month. Having an excellent credit score will give you access to better credit cards with awesome rewards and no fees. Sometimes you can even get perks with your bank by upgrading to better accounts without ATM fees or minimum balances. Most importantly, using credit cards protects your cash. If your debit card gets lost, stolen or there is fraud, you can kiss your money goodbye in most cases. When your credit card gets stolen, the credit card companies money is gone, not yours. If you report it immediately, the bank will nine times out of 10 resolves it in your favor pretty quickly. When it comes to protecting your money, it is definitely using credit cards compared with cash, checks or money orders are numerous. Action List * Sign up for CreditKarm.com, Credit.com or both. Find out your credit score and see why your score is what it is. * Get a list of all of your credit card accounts on file and request that each one increase your limit. Call them, do it automatically online, get it done. Don’t be greedy; small incremental increases make a difference. *  Take inventory of all of your debt, their amount and their interest rates. This month we’re creating you a debt reduction plan. * Listen to next week’s episode where a simple, free automation will increase your credit score by over 5%. There can be a lot of emotion around credit and debt but having credit is important. These days, everything in life is tied to it and if used correctly life will be cheaper and easy for you if you have good credit. Understanding the how the credit process works will help you manage it and make it work for you. Learn more about your ad choices. Visit megaphone.fm/adchoices

Since schools don’t make financial education a required subject, many people grow up not knowing how to manage their financial affairs. Andrew Fiebert, host of the Listen Money Matters podcast, explains the best ways you can learn about personal finance and how to manage your money. Find out how to avoid the most common financial mistakes and better your personal financial education. When should you sell your investments? How do you know when to sell a stock? If you sell it when it is profitable, you may miss out on potential further gains if it continues to increase in value. But if you sell it when it decreases in price, you have lost money. Douglas Goldstein, CFP®, gives tips on how to make the right decision about when to buy or sell. Don’t forget to sign up for the upcoming free webinar about the possible effects of the U.S. election on your retirement savings – http://bit.ly/Profile_USElections Follow Andrew Fiebert on https://www.listenmoneymatters.com/ and on Twitter @andyfieb

Season two of Listen Money Matters has officially reached 100 episodes. Thomas and Andrew have learned so much from each other and from the excellent guests we’ve had on the show. Today the guys discuss the top 10 things they have learned in 100 episodes this season. Andrew’s Lessons Having routine changes everything. Andrew learned the power of habit and made better use of his time. Having a routine has done wonders for his productivity and has actively and consciously built himself a daily routine so he can achieve more throughout that day. #gettingshitdone. Allison’s real estate investment strategy rocks. This episode caused a significant mindset shift for Andrew on how he approached wealth building. Allison inspired and opened his eyes to how easy it is to get into real estate investing. She was an excellent example of a typical family creating passive income through hard work and time. Real estate investing isn’t that hard. On a similar vain, this episode further educated Andrew on how the whole process works. He learned how hands off real estate investing could be making it a great passive income stream. Take the emotion out of money. Joan Sotkin was one of our favorite guests on the show, and her interview came just in time. Andrew was so caught up with work and was being driven by anxiety. He as approaching a burnout again and Joan was able to help him find balance. She taught him to stop worrying so much about money and focus more on healthy relationships and being in good physical health. Turn your family into a business. Great episode! Natali Morris was very inspiring and had some great advice on how to grow your family’s wealth. Since that episode, Andrew has taken the business more seriously and reduced our families costs by utilizing business write-offs. She also introduced us to the self-directed IRAs. Thomas’ Lessons The importance of Delegating Work. This was not part of an episode, but since working with Andrew, Thomas has learned to offload some work and hire some help. He was overloading himself but still resistant to the idea of having a team, but after a few of Andrews lectures, Thomas was convinced. He now has a small team, and his business is growing as a result. Investing in yourself is important. Before he started the LMM podcast, Thomas was a set it and forget it mutual funds kind of guy. This season has opened his eyes to different types of investments. One of our latest episodes was with Doug McCormick, author of Family Inc. He talked a lot about labor as one of your most valuable assets. Thomas learned it is super important to invest in yourself and your business. In the end, it could be a much better return on investment. The borrowing against your 401k battle. So, we got our asses handed to us on this one. After the borrowing against your 401k episode aired, Thomas began doing some hardcore research on the subject and learned a ton, but the real lesson for him here was understanding his responsibility as a podcaster. Everyone listening to the show has a different financial situation, so when discussing personal finance topics like this, Learn more about your ad choices. Visit megaphone.fm/adchoices

Interview with Andrew Fiebert of Listen Money Matters In episode 95, I interview my good friend Andrew Fiebert of Listen Money Matters. Andrew started Listen Money Matters as a blog at first, but ventured out into the world of podcasting where their show at one time was on the top of the charts in Finance on the iTunes store. They're more than a podcast too. They also feature articles from their community, including two by myself (here and here) Most Americans today graduate from high school with next to no education on how to manage their money. They then head off to college, where they rack up mounds of debt, and then struggle to repay these debts years later. We're all going to be making money one day and Andrew believes it's more than a minor oversight that we aren't taught personal finance. That is where he comes in with Listen, Money Matters. They aren't the finance guys your grandfather would listen to. Instead of filling your years full of bullshit, they cut through it. Discussing their failures and successes, while cracking jokes at their own expense, Listen Money Matters brings financial discussions into the modern realm of tech/geek talk and potty humor. For more show notes head to www.sidequestfitness.com/listen-money-matters/

Small businesses are a big part of our country’s economic growth, so you would think the government would make starting a business as easy as possible. Of course, this is not the case. If you need a business tax strategy- listen up.  You might think coming up with a great idea and creating a solid business plan would be the most difficult part- that is until tax season comes along. Today we talk to expert business tax planner Diane Gardner about the importance of having a well thought out business tax strategy.  After filing mountains of tax returns, Diane works as a coach the rest of the year using pro-active tax planning to help her clients keep more of their hard-earned cash. She loves creating business tax strategies to help successful entrepreneurs across the United States pay the least amount of income tax they can legally pay.  Don’t Half-Ass Your Taxes  If you are planning to start a small business, it is critical you research all of the federal, state and local requirements. If you don’t cross all your T’s and dot all your I’s it will cost you. There are many regulations and the rules that can vary between locations and business structures.  Find out what your state requires and how often you need to file. Business taxes need to be filed throughout the year, not just during tax season. This can be challenging, so if you don’t feel comfortable submitting them on your own, there are companies out there that can take care of this for you (of course at a cost).  Not filing your taxes properly can cost you and your business a lot of money. Believe me; Listen Money Matters has had their fair share of fines. Like us, many business owners starting out choose to file their taxes using products like Turbo Tax and that’s a huge no-no.  Although products like Turbo Tax work ideal for simple personal taxes, using it for business is not a good idea if you don’t know what you are doing.  If you have done your taxes before and fear you may not have done the best job, no fear! You can revise your returns for up to three years. Anything before that you can kiss well. Consider it a donation to your country.  A good rule of thumb is to save all your tax paperwork for at least seven years in case of an audit.  Structuring Your Business    When starting a business, you’ll need to figure out how you will structure your company (partnership, LLC, S-corp, C-corp, etc.awesome). Choosing a company type can be a great tax planning tool and can come with impressive tax advantages. It will also protect you from any liabilities such as a lawsuit. This part can definitely be confusing so consult your attorney to figure out what would work best for your business. Most likely you will want to go with an LLC because it can act as a Sole Proprietor, S Corp, C Corp -basically anything. However some states are not LLC friendly, like California, so do all your research before filing. The image below links to a great infographic that will help you understand the difference between each structure.         Moving From Hobby To Business   Most people are not making millions when they first start out. Actually, most are making nothing or close to it and that’s ok. When you are still working on growing your business it can be referred to as the hobby stage. So when does it go from hobby to business? You may have heard that after three years if your company has not made any profit it will be considered it a hobby and not a legitimate business. This is a myth. After a few years with no profit, the government will look at each business case by case to see if you have a well-conceived business plan they show intention to make a profit... Learn more about your ad choices. Visit megaphone.fm/adchoices

Today's guest is the founder of Listen Money Matters, which is the “ultimate personal finance resource” as they call it on their website. Andrew Fiebert is also the host of the popular podcast operating under the same name. If you listen to this show and you love money and personal finance, I suspect you might know Andrew Fiebert’s voice and his show. You know, Andrew’s passion started with money when he took a job at an investment bank. And this bank no longer exists, the Lehman Brothers. There he was, a data engineer, right out of college. He became fascinated with getting the most out of his hard earned money and his wife, Laura, suggested that, “You know what Andrew? You should start a podcast.” She was onto something and here he is, hosting the show, working to educate the community that he’s created on personal finance. So naturally, I had to ask Andrew about the time that he worked at Lehman Brothers, the day specifically that it collapsed, what happened, what did he see, a scary time of course for everybody particularly for those working at the bank. And what happened on that infamous day. We talk about why he broke up with his original host of Listen, Money Matters, Matt Giovanisci. There are rumors and I wanted him to clear the air. What happened, why did you guys break up? Matt Giovanisci’s has been on this podcast. I didn’t asked him, but now I have Andrew on the call, I wanted to know what happened. Why are they no longer together? He’s never shared the story and he does with me. We also talk about taking Listen, Money Matters, which was a daily show to three days a week and now, to just one day per week. Can you imagine if So Money became one day a week? I don’t know if I could ever do that. I feel as though it would just be a show about nothing. I mean one is not enough but it’s proving to be just enough for him and his listeners. His audience really loves it. He hasn’t really noticed a falloff in listeners so kudos to him. I want to learn how he has managed to do that. For more information visit www.somoneypodcast.com. 

Ebben az adásban beszélünk a Fantastical frissítésekről és Siri működéséről az új iPhone-on. YNAB vonalon elmélkedünk, hogy megéri-e foglalkozni a reconcilation funkcióval, majd megemlítünk pár pénzügyi podcastet. Végül beszélünk a Flow könyvről. Közérdekű: többen jelezték, hogy feed problémák voltak az Agyviharral és a Háztáji Geekkel. Azok, akik nem kapták meg az új epizodokat, feliratkozhatnak újra itt. Linkek az adásból Fantastical 2 for iPad Fantastical 2 for Apple Watch Podcasts about money – Business Insider There are many great personal finance books out there, but if you can’t make the time to read, another option is listening to podcasts. Listen Money Matters! A Personal Finance Show on How to Invest Simply, Crush Debt, Budget Like a Pro, Build Better Money Habits by Andrew Fiebert, Thomas Frank and Listen Money Matters have been running laps around Dave Ramsey, Suze Orman and Jim Cramer’s Mad Money since 2013. on iTunes Mihaly Csikszentmihalyi – Wikipedia, the free encyclopedia Mihaly Csikszentmihalyi (Hungarian: Csíkszentmihályi Mihály, pronounced ˈt͡ʃiːksɛntmihaːji ˈmihaːj; born 29 September 1934) created the psychological concept of flow, a highly focused mental state. He is the Distinguished Professor of Psychology and Management at Claremont Graduate University. He is the former head of the department of psychology at the University of Chicago and of the department of sociology and anthropology at Lake Forest College. Könyv: Flow – Az áramlat (Csíkszentmihályi Mihály) A Flow a tökéletes élmény pszichológiájának eredeti, legátfogóbb kifejtése. Csíkszentmihályi Mihály, a pozitív pszichológia vezető gondolkodója, forradalmi művével saját kiteljesedésük lehetőségeit tudatosan vagy ösztönösen kutató milliók életére volt hatással. Elismert pszichológusok, üzletemberek, művészek, politikusok és sportolók, továbbá a lélek működésével és rejtélyeivel rendszeresen foglalkozó szülők, pedagógusok, orvosok és kreatív szakemberek sokasága merített ihletet a könyvből. A boldogság keresése és a kizökkent sorsok helyreállítása utáni vágy az emberi lélek mélyéről ered, az ideális életről való elmélkedés egyidős a filozófiai gondolkodással. A Flow elméletének ritka erénye, hogy komoly kutatómunka alapozta meg, ugyanakkor leírása, illetve rendre beigazolódó következtetései a pszichológiában járatlanok számára is érthetőek és sokszor a rendkívüli felismerés erejével hatnak. A Flow most Az elme kerekei sorozatban, az 1997-es kiadáshoz képest lényegében változatlan szöveggel jelenik meg. Living in flow – the secret of happiness with Mihaly Csikszentmihalyi at Happiness & Its Causes 2014 – YouTube Mihaly Csikszentmihalyi: Flow, the secret to happiness – YouTube

Credit cards are stupidly confusing, and your credit score... doubly so. If you're unsure about how you should use credit cards, this Listen Money Matters crossover episode will help you. Probably.

#16: “Power Connector” Judy Robinett, author of top-selling “How To Be A Power Connector: The 5+50+100 Rule For Turning Your Business Network Into Profits” joins Get Rich Education today and tells you how to find investment money. Listen to this week’s show and learn: 01:25  Real estate syndication and business crowdfunding defined. 04:48  It’s not what you know, it’s who you know. 07:17  How do you “get in the right room” to get your deal funded? 10:20  The difference between angel investors and venture capitalists. 13:13  Where you find a network and investors. 17:34  How do you learn about which people to avoid? 19:35  What is “Reputation Capital”? 20:08  How to best use social media for networking. 21:35  Why there aren’t more women in business. 24:24  The “5+50+100 Rule”. 27:40  Another person must know, like, and trust you before they fund you. 29:28  The value of taking an influencer to lunch. Ask “Who else do you know that I should talk to?” 31:33  People don’t lack resources. They lack resourcefulness.     Resources mentioned: www.JudyRobinett.com www.KickStarter.com www.Indiegogo.com www.RealtyMogul.com www.FlashFunders.com www.LendingHome.com www.Illuminate.com www.RocketHub.com www.Cbinsights.com www.GoldenSeeds.com www.PitchBook.com www.LinkedIn.com www.Twitter.com  @judyrobinett www.AngelCapitalAssociation.org www.ncva.org Books: "How To Be A Power Connector: The 5+50+100 Rule For Turning Your Business Network Into Profits” by Judy Robinett “The Kickstarter Handbook” by Don Steinberg

Matt is a website designer,  a blogger, and a podcast host. His podcast Listen Money Matters is a daily show that he and his friend Andrew Fiefert do on personal finance. As Matt describes, the show is a little different from most shows on this topic. For one, it’s completely unfiltered. Not scripted or edited by any means. Many times, they’re having a discussion while knocking down a couple of cold beers. It’s authentic and genuine, and that’s the way he likes it. Inside this FREE “First Millionaire Manifesto”, J V reveals the seven steps to seven figures and how to put more money in the bank, enjoy a richly rewarding life, and make a big difference. Subscribe in iTunes Like this Podcast? Help spread the word. Subscribing and leaving a review helps other business owners and entrepreneurs find our podcast…and make their big difference. They will thank you for it.   Watch this FREE Video to discover the Secrets to getting in your zone, achieving fast results, and building a high-profit conscious business.    Conscious Millionaire Podcast: On his free podcast, Monday through Friday, J V interviews top successful entrepreneurs and business owners who reveal their business solutions and business opportunities on topics such as: conscious business, social entrepreneurship, business online marketing, internet business solutions, internet marketing, team building and culture, goal setting, how to become a wealthy entrepreneur, and developing a high-profit business plan that will change lives and the world.

Matt is a website designer,  a blogger, and a podcast host. His podcast Listen Money Matters is a daily show that he and his friend Andrew Fiefert do on personal finance. As Matt describes, the show is a little different from most shows on this topic. For one, it's completely unfiltered. Not scripted or edited by any means. Many times, they're having a discussion while knocking down a couple of cold beers. It's authentic and genuine, and that's the way he likes it. Inside this FREE “First Millionaire Manifesto”, J V reveals the seven steps to seven figures and how to put more money in the bank, enjoy a richly rewarding life, and make a big difference. Subscribe in iTunes Like this Podcast? Help spread the word. Subscribing and leaving a review helps other business owners and entrepreneurs find our podcast…and make their big difference. They will thank you for it.   Watch this FREE Video to discover the Secrets to getting in your zone, achieving fast results, and building a high-profit conscious business.    Conscious Millionaire Podcast: On his free podcast, Monday through Friday, J V interviews top successful entrepreneurs and business owners who reveal their business solutions and business opportunities on topics such as: conscious business, social entrepreneurship, business online marketing, internet business solutions, internet marketing, team building and culture, goal setting, how to become a wealthy entrepreneur, and developing a high-profit business plan that will change lives and the world.

Matt Giovanisci – one half of the dynamic duo behind your second-favorite personal finance podcast (Listen Money Matters) – joins us to describe personal finance blunders as only he can.  How many personal finance discussions will take you from discussing interest rates to hookers ladies of the evening and blow restricted substances in the blink of an eye?  Tune in to hear Matt and our panel come clean about some lessons they had to learn the hard way. https://moneymastermindshow.com/episode27-overcoming-your-financial-blunders/ Some important questions discussed in this episode: How will buying new and/or used vehicles affect my finances over the long term? If HGTV shows are all about saving me money why am I spending so much on my house? Is Las Vegas where you want to be thinking about budgeting for the first time? What would we do differently if we knew then what we know now?! Panelists In This Episode: Special Guest: Matt Giovanicsi |Listen Money Matters Glen Craig | Free From Broke Kyle Prevost | Young and Thrifty Miranda Marquit | Planting Money Seeds Peter Anderson | Bible Money Matters Tom Drake | MapleMoney

It was Leonardo Da Vinci who said, simplicity is the ultimate sophistication. He is right! Minimalist living isn’t a new trend, it has been with us for centuries. So why is it making a comeback these days? In 2005, Tim Kasser, a psychology professor at Illinois’ Knox College conducted a study on minimalism and its impact on happiness and wellbeing. The study found that despite factors such as geographical location, gender, and age, those who simplified their lives reported significantly higher levels of positive emotions and life satisfaction. So what exactly is minimalism? No, not that kind of minimalism, more like this… Minimalist living is all about owning less, having fewer distractions, and most importantly for Listen Money Matters fans, spending less. Less is more, according to minimalism. A cluttered life leads to a cluttered brain, and ultimately an unhappy life. Minimalism is mental framework about how you go about your daily life, avoiding the trappings of modern consumer culture. Although there’s nothing wrong with owning things, minimalists would (rightly) argue that we have gone overboard with our materialistic lifestyles, to the detriment of our mental health and wellbeing. Enough said, moving on. Minimalists believe that we give way too much meaning to things, to the detriment of our financial, emotional, and physical health. Are things like homes, cars, and video games important to you? If they are, great. But, if being a good person, family relationships, and physical health are more important, why do so many people forsake these for material wants? This is the mantra of the minimalist, and there is some truth to it. So how does one begin to live a minimalist lifestyle? Leading a simple life through minimalism doesn’t have to happen in one leap. You can take small steps until you get to a place that is comfortable for you. Here’s how to get started. Becoming minimalist One of the most challenging aspects of adopting a minimalist lifestyle is figuring out where to start. If you are excited about all the benefits that minimalism has to offer, you may be tempted to make several big changes right away. However, if you are not careful, a rapid transition can make you feel burnt out and cause you to lose momentum. Before you take any concrete steps to minimize, it is essential that you adjust your mindset. Minimalism is all about reducing stress and clutter in your life, and it’s much easier to begin this outward transition after you have adjusted your mindset to be more organized. When you embark on your pursuit of minimalism, prepare to take your time with the transition. A slow and steady approach will reduce the adjustment you must make to your new minimalist lifestyle. How to be a minimalist As you start your journalist, here are a few steps on how to be a minimalist: Take stock of your possessions Before you can make changes in your home, you need to understand exactly how much you own. Walk through your house or apartment and take a look at the items you have in different rooms. Make sure to take note of areas that you want to pay special attention to, such as overflowing dressers or cluttered bookshelves. It’s also a good idea to identify repeat items that you could easily downsize, such as multiple copies of the same book. Work through your emotional connections to stuff If you feel some anxiety when you think about getting rid of some of your possessions, you’re not alone. Most people have emotional connections to their possessions that can make letting go difficult. Learn more about your ad choices. Visit megaphone.fm/adchoices

Saving money is tricky. There are people listening who want to know how to save more at home, spend less on the road, or save more on the road so they can perpetuate their travels. So often, we ask travelers about travel saving strategies — and while I think the more well-traveled are particularly good at saving money on the road, saving money at home is equally - if not more important. And when I want to know more about money, then I want to spend time talking to the people who spend all of their time thinking about money, and not travel. Today I get to sit down with two financially-minded gentlemen — Andrew Fiebert and Matt Giovanisci from the award winning, fun, at times hilarious blog and daily podcast, Listen Money Matters, to have a casual, upbeat conversation about money saving strategies. What We Cover: Craft beer, and products, as a great way to explore a particular location. 3 tools to create automated systems to save money for (and on!) your travels. A system for saving money if you don't have steady income. A simple way to break up your income: Andrew says your rent should never be more than 1/3 of your take home, and 1/3 of your money should be a saving. That leaves 1/3 for day to day expenses, and you can determine how much of that you want to save for your travels. Explore further: Listen Money Matters blog and podcast Mint Acorns Betterment Music credit: Intrepid Journey, by Aaron Static Become a Friend of the Show: Please subscribe and review! It just takes a second and you can help the show increase its rankings on iTunes just by this simple and quick gesture. We’d be grateful for a review. Leave one here. If you do, click here to let me know so I can personally thank you! Your Feedback If you have an idea for a podcast you would like to see or a question about an upcoming episode, email me! I’d love to hear from you. Thank you so much for your support! The post 127: Money Saving on Autopilot with Listen Money Matters appeared first on The Daily Travel Podcast.

Andrew has  $12,000 of debt!  And yes, I did mean Andrew and not Matt.  Has he forsaken his Listen Money Matters principles?  Find out the shocking details. It’s not as scandalous as it sounds. Half of this is on a zero APR Home Depot credit card and those were expenses to remodel the kitchen.  The other half is a series of things that all hit at once, conference tickets, a vacation, mortgage tax.  Life got in the way and he did end up with finance charges. This episode is one of the reasons I was a fan of LMM long before I started working here.  Andrew owns up to his mistake and talks about it so he can help other people avoid the same.  Because if it happens to someone like him, it can happen to any of us, no matter how together our shit. This is how Andrew plans to redeem himself, and as penance, he’s going to document it in an article for us all to judge, (getting a little Dave Ramsey up in here.) The first thing he did was to set up an account with our friends at Ready for Zero to make payments to kill the debt fast.  He’s going to automate the payments and use the stack method.   The next step is to take out a loan from Lending Club and refinance for less than 10% which will be less than half of the rate of the credit cards. Matt asks a good question, why not just pull money from investments to pay the debt? A few reasons, firstly, Andrew isn’t in dire straights.  This is a temporary set back.  The other reason is altruistic, for the love of his listeners, he’s going to take the hit because he doesn’t want to disrupt the Betterment Experiment. This is a learning experience for us all, Andrew included.  He wants to show that one mistake doesn’t have to completely derail your personal financial plans and to show how using Ready for Zero and the stack method work. This can happen to anyone and Andrew is angry with himself like anyone would be.  But he has a plan to right the ship.  If it can happen to him, it can happen to anyone.  But by seeing him fix it, we see how we can fix our own situations. Feel free to use the comments to berate Andrew or to cheer him on! Show Notes Art of Flight:  A cool snow boarding video. Betterment:  Start today so when disaster hits, you can weather it. Learn more about your ad choices. Visit megaphone.fm/adchoices

GFY 061: Interview with Andrew Fiebert (ListenMoneyMatters.com) Money is the #1 obstacle holding most people back from quitting their day jobs and taking the leap into self employment. But not anymore. On this episode, I’m interviewing Andrew Fiebert — founder of the popular Listen Money Matters podcast and blog — to discuss what you can do to get out of any debt you have, save up enough money to quit, and not have to every worry about going broke. Andrew Fiebert is the finance nerd behind Listen Money Matters.  By day he is a Data Engineer and by night (or any free time he has) loves talking about money and helping people reach their financial goals.  He has worked on the technology end of the finance world but always had an interest in the investing side as well. One day while ranting online about the lack of financial education in our society, he realized he could do something about it about and so his podcast was born.  There is a lack of basic money knowledge for our generation and he is trying to fill that gap by sharing his experiences.  Andrews goal is to help as many people as humanly possible reach financial freedom…which is why I’m thrilled to have him on the show! Tweet this: Listening to the Go Fire Yourself Podcast w/ @laurelstaples right now! http://ctt.ec/WaViE+ Cool stuff mentioned in this episode: Mint.com Ready for Zero Mastering Mint …free just for GFY listeners! The 10-Day Debt Reduction Plan …free just for GFY listeners! Did this podcast rock your world?   If you liked this podcast, leave a review on iTunes!! You will be immediately showered in gold and diamonds and all things sparkly. Visit www.gofireyourself.com/review to check out the iTunes page. Plus…sharing this episode on social media will undoubtedly add to the glitter fest. Satisfaction is guaranteed. The post GFY 061: Create Your Financial Job Escape Plan appeared first on Go Fire Yourself.

It’s Mother’s Day.  Matt and Andrew interview their mom’s to find out what financial lessons they’ve learned. This is a very personal episode for us at Listen Money Matters. Both Andrew and I sat down, face to face, with our moms and talked to them about their past experiences with money. I know for me, it was a very endearing event as I’m sure it was for Andrew. We found out a lot about what made our moms so good with money. I want to keep this short because it’s Mother’s Day and you should be spending time with your mom or a mom that you know and respect, no matter who it is. Listen to the episode below and let us know what you thought of it. Learn more about your ad choices. Visit megaphone.fm/adchoices

Personal finance is a complicated beast - how do you learn to pay off debt, save money, automate finances, invest, etc - without going crazy? In this episode I talk with the Listen Money Matters guys on how to get started.

On this episode, we talk to Cat Alford of BudgetBlonde.com. She’s a personal finance blogger, writer, and a proud mother of twins. I met Cat when I first started Listen Money Matters and she’s been a huge help both in guiding me in the right direction with the site and being supportive of all the crazy things we try over here. She has a very interesting story on how she transitioned from a day job to blogging full time, life in Grenada and handling student loan debt. You won’t only find her on Budget Blonde as she somehow finds the time to also write for popular sites like the Huffington Post and Young Adult Money. Show Notes Budget Blonde – Cat’s awesome and very personal blog about being frugal, doing things DIY style and being smart with money.  It’s a great read! Be warned though, she’s not blonde anymore ;) FinCon – Financial bloggers conference. We’ll be there and so will Cat! Send us an email if you want to hang out! Million Mile Secrets – One of the bigger credit card churn websites that Cat mentioned in the interview. Smarty Pig – Where Cat stores her savings. She says it’s an interesting take on a high yield savings account. Ally Bank – Where Matt stores his savings. Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome to Listen, Money Matters.  We are a personal finance podcast for people who love beer and swearing as much as they love money!  Andrew is the finance expert. He’s always been a guy predisposed to ranting about money. His parents taught him the value of a dollar as a little kid. He has managed to build up an impressive portfolio at 28 and plans to retire at 35.  On the other side of New Jersey, Matt, his co-host, is not very good with money. In fact, as he puts it, “I flat out suck with money and make things harder than they have to be.” But since early 2013, with Andrew’s help, he has managed to get his finances in order.  There is a lot of personal finance advice out there but none of it spoke to us.  It was either for old people or people who already had some financial savvy.  We wanted a show that would help everyone but would be geared toward issues facing those in their twenties and early thirties.  We plan to talk about every facet of personal finance, including getting out of debt, how to save money, and how to make more of it. We also want to talk about ways you can improve your life and make it easier.  Tools to help you automate your finances, tips to improve your productivity, great beers you should drink.  We want to take the intimidation factor out of investing.  It seems complicated and it can be, but it doesn’t have to be.  We also want to take away the taboos around money.  So many people feel ashamed because they think they’re alone.  Whatever money problem you are facing, there are others out there facing the same.  So welcome to the inaugural episode.  We hope you’ll enjoy what we do!  Show Notes  Mint: The easy way to budger. Betterment:  The smart way to invest.   Learn more about your ad choices. Visit megaphone.fm/adchoices