Podcasts about Rachel Schneider

Stephanie Land discusses her path from working as a maid to earning a journalism degree and later writing about the working poor. She was interviewed by Rachel Schneider, co-author of "The Financial Diaries." Learn more about your ad choices. Visit megaphone.fm/adchoices

Stephanie Land discusses her path from working as a maid to earning a journalism degree and later writing about the working poor. She was interviewed by Rachel Schneider, co-author of "The Financial Diaries." Learn more about your ad choices. Visit megaphone.fm/adchoices

Our April Book Club pick, Metal Slinger by Rachel Schneider, was an absolute rollercoaster, and we couldn't wait to share our thoughts! This episode dives into what made this book such a standout, from its gripping plot to characters we couldn't get enough of. And let's not forget—there's a huge twist at the end that completely caught us off guard.Tune in to hear why we both gave this book glowing reviews, our thoughts on that jaw-dropping ending, and why Metal Slinger deserves a spot on your TBR.Join the discussion on Instagram and TikTok @MissWillasBookClubPod or send us an email at misswillasbookclub@gmail.com. Listen now on Spotify, Apple Podcasts, or wherever you tune in!

If you've ever wondered how to navigate the darkest moments of life, this episode is for you.   Join David as he has a conversation with Rachel Schneider author of The Widow Chose Red.   Rach recounts her experience of losing her husband to ALS, raising young sons as a single mother, and discovering ways to celebrate life amid heartache.   It's a conversation full of honesty, hope, and practical advice for anyone supporting a loved one through illness or loss.   For David's book, other resources and more visit www.davidedey.com

In this episode of Benefits Influencer, host Dennis Carlson interviews Rachel Schneider, the CEO and founder of Canary, a company revolutionizing how employers support their workforce during times of crisis. Canary manages employee emergency relief funds, allowing companies to formalize a compassionate and equitable response when employees face unexpected hardships. Schneider, drawing from her extensive experience researching the financial well-being of working Americans, shares her journey of creating Canary and its impact on countless lives. Listeners will gain invaluable insights into: The step-by-step process of establishing and implementing an emergency relief fund, ensuring fairness and transparency for all employees. Real-world examples of how Canary has been utilized, particularly in the aftermath of natural disasters like the recent LA wildfires, underscoring the crucial role of immediate financial support. How Canary seamlessly integrates into an employer's benefits program, complementing existing financial wellness and philanthropic initiatives, and potentially aligning with Secure 2.0 provisions. Canary's strategic approach to partnering with brokers, empowering them to educate employers on the transformative benefits of incorporating this essential safety net into their benefits strategy. Tune in to discover how Canary is changing the landscape of employee support and fostering a culture of care within organizations.

In this bonus episode, we're diving deep into Metal Slinger by Rachel Schneider! Join us as we unpack Brynn's incredible journey, gush over the unforgettable characters (hello, Messer!), and discuss the mind-blowing twist that left us speechless. Plus, we'll share why we're absolutely thrilled about the upcoming duology and what we hope to see next! What you'll hear in this episode: A closer look at Brynn's epic journey Our favorite moments and favorite characters The shocking twist that completely took us by surprise And of course all the theories If you're craving even more Metal Slinger content, don't miss Episode 38, where we had the privilege of interviewing Rachel Schneider herself! Be sure to subscribe and share this episode with your fellow book lovers who can't get enough of Rachel Schneider's world. Let's celebrate all things Metal Slinger together! And of course find us on ⁠⁠⁠⁠instagram⁠⁠⁠⁠ so we can chat all things books with you too and your thoughts on Metal Slinger!

Oh friends, buckle up because our latest obsession is "Metal Slinger" by Rachel Schneider, and we were beyond thrilled to chat with Rachel herself in this week's episode! Here's what you can expect: Insight into Rachel's unique writing style and how she brings her characters to life. A deep dive into how she nurtures her creativity and keeps the ideas flowing. The genius behind rewarding herself with reading (relatable, right?). Exciting tidbits about what's next in Rachel's writing journey that you won't want to miss! This is a spoiler-free episode, so if you haven't finished Metal Slinger yet, you're safe here! But fair warning—Rachel's behind-the-scenes reveals will have you itching to turn those pages faster. And don't forget to connect with Rachel on Instagram to keep up with all her upcoming exciting news! And of course find us on ⁠⁠⁠instagram⁠⁠⁠ so we can chat all things books with you too and your thoughts on Metal Slinger!

Julia Jessen and Rachel Schneider from the Cedar Rapids Museum of Art are in the studio today to talk about four summer exhibitions currently on display. “Thinking Big” (through 9/15), “Tiny Wonders” (through 9/1), “ROY G. BIV” (through 10/27) and “The Vessel” (through 3/30) can all be viewed for free through the museum's Free Summer … Continue reading

"Hands down, the most courageous thing I've ever done is walk into trying to get pregnant and walking through pregnancy after loss." Rachel Schneider Smith just might be the most-loved woman in the professional running world. Everyone adores her — and in this episode, it's easy to see why. Rachel is a HOKA-sponsored professional runner who competes in everything from the 1500m on the track to the half marathon on the roads. (Girl's got range!) She lives in Flagstaff, AZ, where she is coached by her husband, Mike Smith. In this conversation, Rachel talks about pregnancy after loss, and about the role running played during her grieving process in the wake of a miscarriage. She talks about returning to running and racing, and about how she's feeling heading into the USATF 15K Championships this weekend in Florida. FOLLOW RACHEL @rachschneid18 SPONSORS:  Lagoon: Click here to take Lagoon's 2-minute sleep quiz to see which pillow is right for you. (I'm an Otter!) Use code ALI at checkout for 15% off your order. UCAN: Click here to get a FREE UCAN energy bar sample pack (you'll just pay the cost of shipping), and use code ALI for 20% off your next UCAN order. What you'll get on this episode: All about Rachel's run today, and how her body feels returning to running after having a baby (2:25) Where Rachel finds her flow state (5:00) Rachel reflects on her performances at USA Indoor National Championships last weekend (6:00) On running with teammates in Flagstaff, and running with nose strips at USAs (11:45) Rachel's New Hampshire roots (14:20) What Rachel's return to racing has been like (16:40) Navigating life as a professional runner and mom (22:45) The sisterhood of professional runner moms (27:40) Rachel's experience with loss, and the role running played in her grieving process (30:25) Rachel's bout with skin cancer (38:00) What Rachel was like as a kid (45:30) Rachel's goals for the USATF 15K Championships (50:15) Follow Ali: Instagram @aliontherun1 Join the Facebook group Twitter @aliontherun1 Support on Patreon Subscribe to the newsletter SUPPORT the Ali on the Run Show! If you're enjoying the show, please subscribe and leave a rating and review on Apple Podcasts. Spread the run love. And if you liked this episode, share it with your friends!

News with Rachel Schneider (in for Sean) 8am, 11-20-2023 ...Finally, an Update on Beetlejuice 2

News with Rachel Schneider (in for Sean) 6am, 11-17-2023 ...The Gwyneth Paltrow Ski Accident Musical …The Swifties now supporting a horrible Christmas song performed by Travis and Jason Kelce

News with Rachel Schneider (in for Sean) 6am, 11-16-2023 ...The Government will not be shutting down (for now) …Hopefully it is a really long strike …Want to save money and improve your health? Quit Smoking

News with Rachel Schneider (in for Sean) 6am, 11-15-2023 ...During a Senate Hearing, U.S. Senator Literally Challenged Teamsters President to a Fight

News with Rachel Schneider (in for Sean) 8am, 11-14-2023 ... Update (on yet another possible) Government Shutdown …They saved the Kitten in the storm drain … Arsonist turns California interstate into a Highway to Hell

News with Rachel Schneider (in for Sean) 6am, 11-14-2023 ...New Code of Ethics for the Supreme Court …Virginia's Attorney General asked to take action against foreign students who support terrorists groups

Step into the world of financial wellness, remote work, and social entrepreneurship in this captivating podcast interview! Join co-hosts Rick Haney and Kaleem Clarkson as they welcome Rachel Schneider, the visionary founder and CEO of Canary, a company revolutionizing emergency payments for employees in crisis through a cutting-edge grant management solution.As Rachel's remarkable journey unfolds, from her tenure at Merrill Lynch to her heartfelt dedication to financial well-being, you'll sense a genuine blend of admiration and apprehension from the hosts, making it an experience you can relate to. Rachel's life story, shaped by open family discussions about money and her transformative work with migrant farmworkers, serves as a backdrop for her pivotal career transition from investment banking to nonprofit advocacy. Explore Rachel's unwavering passion for assisting individuals facing financial hardships and the driving force behind her acclaimed book, "The Financial Diaries."Dive deeper into the interview as Rachel unveils the birth of Canary and its innovative remote-first organizational structure. Gain profound insights into the challenges that people encounter during financial crises, with real-life examples that hit close to home. Discover how Canary empowers companies to establish emergency funds for employees grappling with unexpected financial hurdles. Throughout the conversation, personal anecdotes, expert insights, and discussions on Canary's mission effortlessly intertwine.Enter the realm of social entrepreneurship as Rachel elucidates its essence—the application of entrepreneurial principles to tackle societal issues. Learn how Canary operates as a for-profit entity with a noble goal: formalizing and equalizing the informal support people offer in times of need.Kaleem steers the conversation towards the intersection of remote work and social entrepreneurship, probing the impact of remote work on solving societal challenges. Rachel's perspective is illuminating; she sees remote work as a powerful force, especially in domains like home healthcare. It provides the freedom and flexibility for individuals to work where and how they're most productive.The dialogue delves into the motivations behind companies establishing emergency funds. Rachel posits that it extends beyond financial assistance, fostering a culture of support and care within the organization. This aspect is particularly vital in remote work settings, where building and nurturing connections can prove challenging.Concluding on a lighter note, Rachel shares a humorous anecdote about a colleague's virtual meeting mishap that leaves everyone in stitches. The hosts join in on the laughter, adding a delightful touch to this insightful interview. From the nuances of financial wellness to the dynamics of remote work culture, from community support to social entrepreneurship, this podcast covers it all. Don't miss this engaging blend of humor, personal stories, and invaluable insights!Learn more about Rachel:LinkedIn - https://www.linkedin.com/in/rachel-schneider-canary/Webpage - https://www.workwithcanary.com/Twitter - https://twitter.com/RachelSchneider

ESG Decoded is a podcast powered by ClimeCo to share updates related to business innovation and sustainability in a clear and actionable manner. In this episode, Yvonne N. Harris talks with Rachel Schneider, founder and CEO of Canary. Canary is a company helping the 21st-century social net evolve to reflect the future of work by providing technology and services that enable its clients to give individuals money at pivotal moments in their lives with dignity and efficiency. She's led the development of Grant Circle, a high-impact solution for challenges she uncovered as co-author of The Financial Diaries. Grant Circle exists so employees can access emergency support in times of financial need and enable them to recover quickly. Rachel has experience from Merrill Lynch, Financial Health Network, and The Aspen Institute as their entrepreneur-in-residence. She credits her commitment to the potential for innovative finance to solve major social problems from her days as a VISTA Volunteer. Standing for Social, the 'S' in ESG relates to the people elements impacting business and organizations, including employee relations, organizational health, people culture, Diversity, Equity, Inclusion and Belonging (DEIB), community outreach, and health and wellness. Rachel's expertise intersects with people culture and employee relations. Listen as Yvonne and Rachel share their perspectives on how companies can be more effective in their Social efforts. Rachel describes Canary's service model and how their emergency fund is critical for employers to provide support for stressful life events that employees experience. Make sure to subscribe to ESG Decoded on your favorite streaming platforms and our new YouTube Channel so that you're notified of our vodcast episodes! Don't forget to connect with us on our social media channels. Enjoy this episode! Episode Resource Links Website: https://workwithcanary.com/ LinkedIn: https://www.linkedin.com/company/workwithcanary/

When Rachel Schneider wrote “The Financial Diaries”, the research uncovered several misconceptions that the financial industry has about the financial lives of the average person. When her research was done and her book was published, the Omidyar Network that had funded the study then presented her with the opportunity to solve one issue that she found in her research. Her answer is Canary, which helps businesses create safety nets for their employees and the communities they live in, and helps smooth over the rough times that inevitably fall in all our lives. I hope you enjoy this episode and may we all have stronger communities and strengthen the ties that bind us together in the new year! Guest: Rachel Schneider, Founder and CEO, CanaryHost: Rachel Morrissey, Executive Producer of The MoneyPot, Money20/20

LifeBlood: We talked about what companies can do to help their employees handle financial emergencies, the tax implications and process for doing it correctly, and how to get started, with Rachel Schneider, Founder and CEO of Canary, a company facilitating employee assistance grants. Listen to learn how to position your employees for success when emergencies happen! You can learn more about Rachel at WorkWithCanary.com and LinkedIn. Thanks, as always for listening! If you got some value and enjoyed the show, please leave us a review here: ​​https://ratethispodcast.com/lifebloodpodcast You can learn more about us at LifeBlood.Live, Twitter, LinkedIn, Instagram, YouTube and Facebook or you'd like to be a guest on the show, contact us at contact@LifeBlood.Live.  Stay up to date by getting our monthly updates. Want to say “Thanks!” You can buy us a cup of coffee. https://www.buymeacoffee.com/lifeblood

Welcome to the Use Case Podcast, episode 270. Today we'll be talking to Rachel from Canary about the use case or business case for why her customers choose Canary.

October 21, 2022 HR Emergency Fund Rachel Schneider and 14 Liquidity Events Gregory Shepard

Your favorite 2 Black Runners recorded a LIVE podcast at RunHub Northwest the week of the 2022 U.S. Outdoor T&F championships to have a discussion with Rachel Schneider-Smith (2021 Olympian), Connor Burns (HS Junior Class Mile Record Holder), and Billy Cvecko (T&F Media Personality). During this interview they discussed the importance of building a running community, how to have a breakthrough in running, and some fun questions led by Billy Da Toad. Also a protest in Eugene, OR that happened during the interview would spark discussion during the podcast. Special thanks to RunHub Northwest in Eugene, Oregon for allowing us to use their beautiful running store for our interview. Location: 515 High St, Eugene, OR 97401 *Thank you to World Athletics 22 for sponsoring this episode with their #NextStopOregon Segment!! Go get your tickets now for the first World Athletics Championships ever on U.S. soil at WorldChampsOregon22.com Checkout USA T&F Championships Interviews: https://youtube.com/playlist?list=PLahreLd2lzrhqwDKz4lieOuep8xHeEKib Watch the video version of the podcast on YouTube: https://youtu.be/HHIDszbE7uE TIME STAMPS 0:00 Intro 1:40 Giving Billy Cvecko tells his story in getting into running 3:19 Rachel tells how she got into running 5:24 When Billy began to fall in love with the sport 7:00 How Billy started to work with HOKA so closely 9:10 Introducing Connor Burns 9:49 #NextStopOregon 12:38 What it takes to have a breakthrough season 15:12 Connor Burn's CRAZY progression to a sub 4min Mile 16:46 Protest against the Overturning of Roe v. Wade interrupts podcast 17:47 How to stay motivated when societal issues than running 21:21 The running community is the best part of the sport 23:27 Rachel describes her experience at USA Juniors 26:12 End of 1st part of podcast 26:41 Billy Cvecko Interviews Rachel and Connor with a speed round of questions ✔Instagram: https://www.instagram.com/2blackrunners/ ✔Website: https://www.running-report.com/ ✔Twitter: https://twitter.com/_RunningReport_

There are few people more familiar with the financial lives of Americans than Rachel Schneider.  Her seminal research on working families has profoundly changed our understanding of the financial struggles faced by families and communities across the U.S. An author-turned-entrepreneur, Rachel joins Jennifer to talk about her work on the pivotal Financial Diaries project and her new endeavor, Canary, a fintech company aimed at helping workers during moments of financial challenge.  

Town Square with Ernie Manouse airs at 3 p.m. CT. Tune in on 88.7FM, listen online or subscribe to the podcast. Join the discussion at 888-486-9677, questions@townsquaretalk.org or @townsquaretalk. Whether in our personal or professional life, there are women who have become very impactful role models for many of us. They've become symbols of power, inspiration, and nurturing forces in cultures around the world. Historically, even women have had an inspirational impact during different generations and eras when men were most dominant. In this episode, callers share their personal stories about the impact women have made in their lives and in the community. We also talk with an expert about the work that's being done in the Religion and Public Life Program at Rice University to amplify women's voices in conversations about religion's role in the world, where so often men tend to be at the forefront of public discussions about religion. Guest: Dr. Rachel Schneider Postdoctoral Research Fellow in the Religion and Public Life Program at Rice University Town Square with Ernie Manouse is a gathering space for the community to come together and discuss the day's most important and pressing issues. Audio from today's show will be available after 5 p.m. CT. We also offer a free podcast here, on iTunes, and other apps.

Rachel talks about her olympic experience, swapping sponsors in the middle of a season, her upcoming wedding, and much more!

Rachel is human lucky enough to live in Flagstaff, Arizona. She is a professional athlete, lover of running, Olympian, Georgetown Alum, SuperCoffee investor, and cheerleader of so many. In this episode we talked about: -listening to your heart -having a non traditional path to professional running post-college -taking days off to rejuvenate and recover -running for the love of it -liberating yourself from the outcome -the practice of keeping joy in the process -gratitude for the daily grind -slowing down and being still -disconnecting and turning inwards -investing in SuperCoffee -the evolution of brand-athlete partnerships -being more than “just an athlete” -Rachel's approach to social media -being good at running vs good at social media -the Olympic experience -calling Flagstaff home -the energy of people pursuing excellence -a community of growth -balancing a life outside of elite running -evolving success with authenticity and connectivity -sharing the journey and bringing others along for the ride This episode is brought to you by SuperCoffee. SuperCoffee is the healthy, delicious alternative to sugary coffee drinks. Their coffees contain zero sugar and many of them contain 10g of plant based protein. They're growing in popularity in the running community and I'm excited to share a special discount with you. They offer a 60 day money back guarantee, meaning if you don't love it, you get your money back. No questions asked. Grab 15% off online with the code FTLR or look for them nationwide in 25,000 stores like Target, Whole Foods, Walmart, Kroger and CVS. This episode is also brought to you by beam! As the days stay warm, a cool down routine in the evening becomes even more important.  Did you know you can get a subscription to beam's dream powder? It's what I use most nights before bed to help with a refreshing night's sleep. When you subscribe, you'll get the dream blend with a bunch of perks like even better pricing, free shipping, a free mug, and a drink frother just for signing up. Dream helps me wind down at night and it's made with compounds like melatonin and magnesium that support a better night's sleep. Make sure to use code FTLR at checkout for an extra 15% off on top of the 20% discounted monthly rate!

ACOSF part one: this ones going to get dirty y'all. Our threesome becomes a foursome with guest Rachel Schneider, The Influencer (see what I did there, Nesta?) Prepare for giggles, face-touching, and you guessed it: chaos.

Heather MacLean joins the podcast after making her first Olympic team with a third place finish in the women's 1,500m final in 4:02.09. Her teammate Elle Purrier St. Pierre took the win in 3:58.03 and Cory McGee took the second spot in 4:00.67. The race truly lived up to the hype and Heather shares a bit of her approach and game plan for it. Chris Chavez and Kyle Merber go through the shocking men's 800m where Clayton Murphy took the win in 1:43.17 and reminded the world just how good he is. They also try to make sense of how Donavan Brazier finished last. We also discuss the women's 5,000 meter final where Elise Cranny and Karissa Schweizer put together a Bowerman 1-2 and pulled Rachel Schneider to join them on their first Olympic team. + Much more... TUNE IN AND LISTEN TO TRIALS TALK WITH CHRIS AND KYLE. Our daily podcast from the Olympic Trials is presented by Tracksmith. We're excited to partner with Tracksmith, an independent running brand fueled by a deep love of the sport. They celebrate the amateur spirit and seek to inspire the personal pursuit of excellence. Tracksmith is pleased to be supporting 30 Olympic Trials qualifiers in Eugene, including athletes across 14 disciplines, as part of their Amateur Support Program. Check out Tracksmith's essentials for racing and training - including the Strata kits their Trials athletes are racing in this week - at Tracksmith.com/CITIUS and use code CITIUS to receive 10% off any order until the last day of the trials, June 27th.

We were joined by members of the newly formed Under Armour Track Club, Dark Sky Distance. Schneider, Lokedi, and Kelati all made their Dark Sky Distance debut in the 10,000m at the Sound Running Track Meet in the first week of December 2020. Their 1-2-4 finish in the 10,000m stole the show at the meet as they gained the Olympic A Standard. We talk about their performance and more as they are now chasing their Olympic dreams in 2021. Follow all of our guests on Social Media: @weini_kelati @rachschneid18 @shazrine ✔Website: https://www.running-report.com/ ✔Instagram: https://www.instagram.com/⁣ running_report/ ⁣ ⁣✔ Subscribe to RUNNING REPORT: https://www.youtube.com/c/RUNNINGREPORT ⁣ ✔ Don't forget to RATE, REVIEW, AND SUBSCRIBE to the podcast

Mike hosted another OCR Podcaster Roundtable Chat! This time with Jason Dupree and Anna Landry (from OCR Talk), Josh Chace (from ORM's Davis and Chace), Scott "The Fayne" Knowles (from I am a Spartan) and Kim DeVoss (from OCR Coven). We talked about some 2020 OCR topics, like Spartan buying Tough Mudder, The Spartan Games and prize money coming back to WTM! We also set goals for the upcoming year!  0:00 - 2:17 - Intro 2:17 - 10:47 - Quick News 10:47 - 11:28 - Content Preface 11:28 - 1:16:58 - All Guests 1:71:00 - End - Outro   News Stories: FIT Challenge Events Run, Climb, Repeat - Adam Ribeiro's Podcast 2021 Spartan US National Series Justin Manning is Engaged! Rachel Schneider is Engaged! Kelly Sullivan's Shoulder Update Longest Walkable Road! UK OCR Podcast RIP - Hunter's Mullet CRR - Running Mileage Challenge Award Secret Link   Related Episodes: 157. 2019 OCR Podcaster Roundtable Chat with Josh Chace, Scott Knowles, Jason Dupree, and Anna Landry 105. OCR Roundtable Chat with Heather Bode, Matt B Davis, and Josh Chace!   Next week's episode might be hearing from another OCR podcast host and elite athlete!    The OCR Report Support us on Patreon for exclusive content and access to our Facebook group For a podcast shirt, send $20 to Katelyn-Ritter-8 on Venmo with your size and address Check out our Threadless Shop Use coupon code "adventure" for 10% off MudGear products Use coupon code "ocrreport20" for 20% off Caterpy products Like us on Facebook: Obstacle Running Adventures Follow our podcast on Instagram: @ObstacleRunningAdventures Write us an email: obstaclerunningadventures@gmail.com Subscribe on Youtube: MStefano Running Intro music - "Streaker" by: Straight Up Outro music - "Iron Paw" by: Dubbest

Carrie chats with Rachel Schneider, one of the fastest 10,000-meter runners in US history! They discuss her recent 10,000-meter run (which qualified her for the Olympic Trials and Games), her reasons for running, her coaching style, the importance of meditation, and so much more!

Rachel Schneider just won the 10,000m at the Track Meet in a time of 31:09 making her the 8th fastest American to ever run that distance. It’s been a long... The post Episode 290: Rachel Schneider – 31:09 at the Track Meet & 8th Fastest All Time American appeared first on Lindsey Hein.

Kevin and Lincoln discuss Kibiwott Kandie leading four men under the half marathon world record, Rachel Schneider acing her 10,000m debut, another victory for Luis Grijalva, Emily Sisson just missing the American record and much more.

With very special guests, Monica and Rachel Schneider! Read this week's newsletter here.

Conversation with Real Estate Investor, Rachel Schneider. Real estate investing isn’t just for the guys. Here in Saint Louis, there’s a growing force of women in the industry who are making deals happen every day and helping families along the way. Co-hosted by Sandra Holtmeyer and Melanie Claborn, and featuring incredible women in our region, this podcast gives you the tools and the courage to create freedom and life success. For more great content like this, visit https://stlreimag.com Facebook: https://tinyurl.com/y3y2cbro  Twitter: https://tinyurl.com/y3ltrcqq  Instagram: https://tinyurl.com/y23gvlhm  LinkedIn: https://tinyurl.com/yyrsc3ct  YouTube: https://tinyurl.com/y3a73dhr  Find us on your favorite podcast app: https://linktr.ee/stlreimag  STL REI Girls, Season 1 was recorded live at Webster Groves Garden Cafe, located at 117 E Lockwood Ave., Webster Groves, MO 63119 https://www.wggarden.com/ Produced by Antonio Holman, publisher of Saint Louis Real Estate Investor Magazine. Copyright © 2020 Universe Media Network. All rights reserved.

EPISODE SUMMARY If you are stuck and want to break out from working hard and controlling every decision in your real estate business. A proper blueprint or recipe will assist you in designing your best business strategy.  In today’s episode, Jason Roberts and Rachel Schneider from REI Blueprint, will guide you and give you the kick you need to start taking massive actions that will eventually make a better life for you and your family!   WHAT YOU’LL LEARN FROM THIS EPISODE How does the REI blueprint work? What you'll learn from your failures? How to protect yourself from a downturn? 4 Things You’ll Learn From A Downturn You've gotta have a recipe or blueprint Take massive action Have mentors and coach Vision Recognize who you are and what your style and your difference and use it as your strength Figure out your superpower What changed Jason's way of business? Do you think the recipe for business success is the same? Why people get caught up in the mechanics of real estate. Understanding on how to run the real estate business will make you successful How do you take massive action without selling your soul to your business? Work on your wheelhouse and your true strength The things you're good at are the things you enjoy doing What is Massive action on a collective scale? How to work smart? Put the right people in the right places You have to Empower people to grow Time is our most valuable resource What is the curve of the compound effect? Get comfortable being uncomfortable   RESOURCES FROM THIS EPISODE Facebook: REI Blueprint Facebook Group Website: www.reiblueprint.com If you need help with anything in real estate, please email: invest@rpcinvest.com   GUEST BIO Jason Roberts and Rachel Schneider have always been fascinated by the world of real estate. In 2001,while still in their early 20’s, Jason and Rachel decided that instead of working for someone else, they would rather be in charge of their own destiny and opened a mortgage company. They eventually built that business into a multi-million dollar company,where they closed over 3000 real estate transactions.Then the market crashed and they had to find a new way to use their real estate talents. That is when they went into real estate investing and started down a new path. Implementing the real estate strategies they have honed over time they have since closed well north of 300+ real estate transactions(pre-foreclosures/short sales, wholesales, probates, etc.)Having seen pretty much everything, they decided tofunnel that expertise into their true passion;sharing their knowledge with other investors. They now run a top coaching program with the nation's leading investors, owna profitable hard money lending company, with over 2 million dollars in loans out to their coaching students at any given time, share their wealth of knowledge as co-owners of their localREIA all the while continuing to flip houses.   CONNECT WITH US Reach Ron: RP Capital Leave podcast reviews and topic suggestions: iTunes Subscribe and get additional info: Get Real Estate Success

My guests today know what it's like to go through a major economic downturn and reposition their business in order to survive and thrive. Jason Roberts and Rachel Schneider owned their own mortgage company when the Great recession hit back in 2008.  Once the market crashed they pivoted to real estate investing and have since closed over 300 transactions.  Many of them were pre-foreclosures, short sales, wholesales, probates, you name it, they’ve done it. Now that coronavirus has brought our economy into another recession, it will be helpful to get Jason and Rachel’s perspective on how they plan to survive and thrive once again.  Jason and Rachel run a top coaching program where they share their knowledge and experience with other investors, and they also own a profitable hard money lending company with over 2 million dollars in loans out at any given time.  They’re also co-owners of their local REIA and continue to flip houses. Today they’re going to discuss the marketing systems they’ve put in place and how those systems will work in today’s market. We’ll also discuss how Jason and Rachel are preparing themselves for the opportunities they’re expecting, and why they believe their hard-money lending business will continue to be successful. I know you’re going to enjoy this conversation with Jason & Rachel.  You can learn more about them by going to https://www.reiblueprint.com or through the REI Blueprint facebook page.

When you find yourself in the bottom, there is nowhere to else to go but up. Jason Roberts and Rachel Schneider, the Founders of REI Blueprint, have been through this ordeal. With perseverance and a real passion for what they are doing, they managed to reinvent themselves and thrive. Jason and Rachel have always been passionate about real estate. In 2001, they opened a mortgage company and eventually built that business into a multimillion-dollar company where they closed over 3000 real estate transactions. When 2007 came, they were among the worst hit by the crash, losing millions of dollars in revenue for two and a half years. Failing to resuscitate a business that has already lost its relevance to the market, they turned their talents elsewhere – real estate investing, where they made good use of the strategies they honed over time to build a thriving business. Taking their talents even further, they are now teaching their strategies to other real estate investors through their coaching program. Listen in as they share some of their world-class REI tips on the show with Mitch Stephen.Love the show? Subscribe, rate, review, and share!Here’s How »Join the Real Estate Investor Summit Community:reinvestorsummit.comReal Estate Investor Summit FacebookReal Estate Investor Summit TwitterReal Estate Investor Summit YouTubeMitch Stephen LinkedIn

In Episode 2 of a special series of episodes regarding racial injustice, we are joined by Rev. Dr. Matt Russell, Dr. Rachel Schneider, both from Project Curate and Rev. Ronald Southall and Rev. Clifton Conrad. In this episode, we discuss white privilege and what it means to be white in the world. We also discuss some ways, knowingly or unknowingly, some white people complicate racial matters.    This episode is a preview to a series of webinars where Project Curate will introduce us to an important beginning point to the antiracist conversation: what whiteness means in our society, how whiteness has been constructed and why, and how whiteness continues to perpetuate racist policy that leads to continued racial disparities and prejudices.    These webinars are open to the public and you can register by heading to our website: www.la-umc.org/endracism   Resources: WEB: Dr. Martin Luther King Jr.'s Letter from Birmingham Jail  BOOKS:  Waking Up White: And Finding Myself in the Story of Race by Debby Irving Blindspot: Hidden Biases of Good People by Mahzarin R. Banaji TED TALK: The Path to Ending Systemic Racism in the US by Dr. Philip Atiba Goff, Rashad Robinson, Dr. Bernice King, and Anthony D. Romero PODCAST: The Relay Podcast – That Sounds About White (Part 1 & 2)

Rachel Schneider has been a professional runner since 2014 after being a 9-time All-American at Georgetown University. Listen in as she describes what it is like to be an elite runner.

This is a special edition of the Louisiana NOW podcast. Over the next few episodes, we will tackle the same issue - institutional racism and how we are called to respond as Christians.    We will do so with four guests who, over the next few episodes, hope to shed light on these issues and draw us into what we hope is time well spent.   Two of those guests are from Project Curate – a non-profit and consultancy that works with religious, academic, and community organizations to support collaborative responses to intersectional issues of inequality and injustice.   Rev. Dr. Matt Russell is a pastor at Chapelwood United Methodist Church in Houston.    Dr. Rachel Schneider is a scholar of religion, race, and culture, as well as a community social justice advocate based in Houston, Texas.    And from the Louisiana Conference, Rev. Clifton Conrad and Ronald Southall, who bring a fresh perspective from their lives as Methodist pastors in Louisiana.   Our starting point will be to frame this issue and approach the subject with the lens of Jesus. As United Methodist Christians, we have an obligation to bear a faithful witness to the reality, and harm racism has brought to our communities.   To do this and to do this well, we must address racism with great intentionality, and through the lens of the Christian Faith. Through the lens of the Gospel, our Wesleyan theological tradition, and the larger witness of the Church universal, we can be people of transformation.    For more on Project Curate, please visit: https://www.projectcurate.org/

Jason Roberts and Rachel Schneider share their journey and roadmap for success. They are coaches, teachers and real estate investors that love giving back and helping others achieve success through real estate investing. Through their company REI Blueprint they have built the life of their dreams and helped many others to do the same.

Right now, we’re living through a very challenging period. Depending on how you view the situation, this coronavirus crash could help set us up to win in the next 6 to 12 months.  When we gather information, data and understanding, we gain an advantageous perspective of our situation. Knowledge allows us to stand at the top of the mountain, see all the options and prepare to make a move.  If we allow ourselves to drown in negativity, we lose that perspective and ability to turn a negative into a positive. Our guests today have learned this first hand and earned their stripes from the hard knocks of the real estate business. They went from a massive eight-figure success to bankruptcy, before starting over and climbing back up to the top.  What are the biggest lessons they learned? Why should we avoid listening to what the media is telling us about this crash? In this episode, we’re joined by real estate entrepreneurs, coaches and founders of REI Blueprint, Jason Roberts and Rachel Schneider. They talk about getting up after being knocked down in 2008, and how they managed to keep going.    Three Things You’ll Learn In This Episode  - How to focus on moving forwardTake a look at where you’re at honestly, but don’t focus solely on the problem. Focus on what is working and what you can do to start moving forward. If we stay stuck in the negativity and fear it’s impossible to find solutions.  - What we can learn from our guestsPeople think they need a ton of resources and money to get into real estate, but Jason and Rachel are evidence that you can start from nothing and build a really powerful real estate operation.   - How to prepare for the coming opportunitiesRight now, the multimillionaires and billionaires of the world are studying what’s going on in the market, and getting their cash together in preparation. This is because times like this are the lead up to massive opportunities for growth.    Guest Bio- Jason and Rachel are real estate investors, entrepreneurs and the founders of REI Blueprint. They run a top coaching program with the nation’s leading investors and own a profitable hard money lending company, with over 2 million dollars in loans out to their coaching students at any given time.   For more information visit https://www.reiblueprint.com/ or https://www.facebook.com/reiblueprint/.    Ready to become a Rebel Banker? Click here to learn more about Money School.

Jason Roberts and Rachel Schneider are two of the top real estate investors in the industry today! Getting their start in the real estate industry by opening up a mortgage company which did over 3,000 transactions before the ‘Great Recession” in 2008, they were hit hard by the financial crash everybody experienced around that time. Deciding to use their misfortune as a learning experience instead of accepting failure and giving up, they got into real estate investing and started kicking ass by flipping 111 homes their 1st year! Everybody was hitting them up and asking how they did it and if they could I’ve them advice, so they decided to start REI Blueprint, one of the top real estate investing coaching programs in the industry! Check out their GSD Mode Podcast Interview with Joshua, and be prepared to learn marketing strategies, tips for cold calling, mistakes that rookie investors make that are easy to avoid, how real estate agents can apply their marketing strategies inside their own practice, and so much more!   0:01 - Introduction 3:55 - What brought you into the real estate industry? 7:20 - Losing $70-$80k per month during the recession 11:30 - Staying optimistic during a financial downturn 16:30 - Should people be investing right now? 19:30 - Missing out on thousands of dollars because they were skipping steps 25:45 - Why start a coaching program? 31:00 - Forbearance information 35:00 - Guerrilla Marketing strategy 38:10 - Outbound call scripts and tips 41:20 - Marketing mistakes that people make 44:30 - Limiting beliefs and myths about real estate investing 48:10 - Common mistakes that new real estate investors make 53:00 - More info about their coaching program 59:30 - Where to learn more about REI Blueprint 1:01:00 - If you could give your younger selves 2 pieces of advice, what would that advice be?     Websites:   https://www.facebook.com/reiblueprint/   https://www.reiblueprint.com/    

What is the best strategy during the economic crash? Are you in a bad place? Do you need perfect credit? There's hope! Jason Roberts and Rachel Schneider have always been fascinated by the world of real estate. In 2001, while still in their early 20's, Jason and Rachel decided that instead of working for someone else, they would rather be in charge of their own destiny and opened a mortgage company. They eventually built that business into a multi-million dollar company, where they closed over 3000 real estate transactions. Then the market crashed and they had to find a new way to use their real estate talents. That is when they went into real estate investing and started down a new path. Implementing the real estate strategies they have honed over time they have since closed well north of 300+ real estate transactions (pre-foreclosures/short sales, wholesales, probates, etc.)  Chris Miles, the "Cash Flow Expert and Anti-Financial Advisor," is a leading authority on how to quickly free up and create cash flow for thousands of his clients, entrepreneurs, and others internationally! He's an author, speaker, and radio host that has been featured in US News, CNN Money, Bankrate, Entrepreneur on Fire, and spoken to thousands getting them fast financial results. http://moneyripples.com/

The 50th anniversary of Earth Day is transforming into Earth Year in order to navigate our current challenged. In this episode, produced in collaboration with Rock The Green, we interview Rachel Schneider, Director, Sustainability & Business Planning, Harley-Davidson Motor Company, Kim Marotta, Global Senior Director of Sustainability and Risk Management Molson-Coors Beverage Company and Lindsay Stevens, Executive Director of Rock the Green...all based in Milwaukee, Wisconsin - the birthplace of Earth Day. 

Welcome to episode of the Crushing it in Real Estate Podcast! This week we have Jason Roberts and Rachel Schneider of REI Real Estate Investing Blueprint. In 2001, while still in their early 20’s, Jason and Rachel decided that instead of working for someone else, they would rather be in charge of their own destiny and opened a mortgage company. They eventually built that business into a multi-million dollar company, where they closed over 3000 real estate transactions. Then the market crashed and they had to find a new way to use their real estate talents. That is when they went into real estate investing and started down a new path. Implementing the real estate strategies they have honed over time they have since closed well north of 300+ real estate transactions (pre-foreclosures/short sales, wholesales, probates, etc.) Having seen pretty much everything, they decided to funnel that expertise into their true passion; sharing their knowledge with other investors. They now run a top coaching program with the nation’s leading investors, own a profitable hard money lending company, with over 2 million dollars in loans out to their coaching students at any given time, share their wealth of knowledge as co-owners of their local REIA all the while continuing to flip houses. Links: Jason Roberts on Flipnerd.com JasonRoberts.tv REI Blueprint Facebook REI Blueprint YouTube REIBlueprint.com

Jason Roberts & Rachel Schneider of reiblueprint.com discuss how to leverage a CRM system and automation to improve your workflow, close more deals and increase your free time. They also cover how they are adapting to the new reality with the Corona Virus from projection uncertainty, leveraging new technology and the need for a different message as the psychology of the seller has changed. Reference Links https://reiblueprint.com/

How do you make great money from real estate investing? What does automation look like in real estate investing and what can it do for a your business? Are short sales coming back? What's the current market for flipping look like? How can you set your business apart from others? How can you build a business that serves you? Jordan Goodman, host of The Money Answers Show, talks with Jason Roberts and Rachel Schneider about real estate investing, their business REI Blueprint, their perspective on what can make the difference between a viable real estate investing business and a thriving one, and marketing strategies they think almost every real estate investor would benefit from.

How do you make great money from real estate investing? What does automation look like in real estate investing and what can it do for a your business? Are short sales coming back? What's the current market for flipping look like? How can you set your business apart from others? How can you build a business that serves you? Jordan Goodman, host of The Money Answers Show, talks with Jason Roberts and Rachel Schneider about real estate investing, their business REI Blueprint, their perspective on what can make the difference between a viable real estate investing business and a thriving one, and marketing strategies they think almost every real estate investor would benefit from.

Jason Roberts and Rachel Schneider have always been fascinated by the world of real estate. In 2001, while still in their early 20's, Jason and Rachel decided that instead of working for someone else, they would rather be in charge of their own destiny and opened a mortgage company. They eventually built that business into a multi-million dollar company, where they closed over 3000 real estate transactions. Then the market crashed and they had to find a new way to use their... HouseDudesPodcast.com

Jason Roberts and Rachel Schneider have always been fascinated by the world of real estate. In 2001, while still in their early 20’s, Jason and Rachel decided that instead of working for someone else, they would rather be in charge of their own destiny and opened a mortgage company. They eventually built that business into a multi-million dollar company, where they closed over 3000 real estate transactions. Then the market crashed and they had to find a new way to use their real estate talents. That is when they went into real estate investing and started down a new path. Implementing the real estate strategies they have honed over time they have since closed well north of 300+ real estate transactions (pre-foreclosures/short sales, wholesales, probates, etc.) Having seen pretty much everything, they decided to funnel that expertise into their true passion; sharing their knowledge with other investors. They now run a top coaching program with the nation’s leading investors, own a profitable hard money lending company, with over 2 million dollars in loans out to their coaching students at any given time, share their wealth of knowledge as co-owners of their local REIA all the while continuing to flip houses. We chat about: How to close 111 flips in first year of investing in real estate The 4 marketing strategies used to pull a 10% response rate How to truly automate your business and run several multimillion dollar businesses in less than 4 hours per day How to set yourself apart from your competition/ unique multitouch lead exhaustion campaign Are short-sales coming back? If they are, are you ready to close them? How to close 100s of short-sales Want to work with us? Head over to HouseDudes.com for more information. If you have any thoughts or questions shoot us an email at info@housedudes.com. You can also find us on Facebook, Instagram, and Twitter @HouseDudes Please subscribe through iTunes or your favorite podcast app! If you like what you hear please give us a rating, like, and share. It really helps the show grow. Patreon: https://www.patreon.com/housedudes Facebook: https://www.facebook.com/HouseDudesPodcast/ iTunes: http://bit.ly/HouseDudesiTunes Google Play: http://bit.ly/HouseDudesGooglePlay YouTube: http://bit.ly/HouseDudesYouTube Stitcher: http://bit.ly/HouseDudesStitcher SoundCloud: http://bit.ly/HouseDudesSoundcloud Follow Josh Koth and Jack Hoss on their journey towards financial freedom using the power of Real Estate through the REI Rookies Podcast (Real Estate Investing Rookies Podcast). We share our experiences as we acquire rental properties, build net worth, and work towards financial freedom. We are focused on creating wealth through conventional and creative real estate investing while improving our financial education. If you are a fan of Rich Dad Poor Dad by Robert Kiyosaki and Millionaire Real Estate Investor by Gary Keller or are looking for an alternative to the Dave Ramsey, Jim Cramer, Motley Fool or Suze Orman shows we invite you to subscribe today!

Jason Roberts and Rachel Schneider have always been fascinated by the world of real estate. In 2001, while still in their early 20’s, Jason and Rachel decided that instead of working for someone else, they would rather be in charge of their own destiny and opened a mortgage company. They eventually built that business into a multi-million dollar company, where they closed over 3000 real estate transactions. Then the market crashed and they had to find a new way to use their... HouseDudesPodcast.com

Rachel Schneider is a professional runner and 2020 Olympic hopeful  living in Flagstaff, Arizona.  Originally from Sanford, Maine Rachel attended Georgetown University and was a 9x All-American, Big East Champion, and school record holder.  She now runs for Under Armour and is being coached by Mike Smith. 

In their early 20s, Jason Roberts and Rachel Schneider realized working for other people is not a good long-term plan. So they took charge of their own destiny and opened a mortgage company. After closing over 3,000 real estate transactions and turning the business into a multimillion-dollar company, the market crashed. The crash prompted the pair to try a different path and use their real estate knowledge and experience in another way. Using the strategies they have created and honed, they closed over 400 diverse real estate transactions including short sales, wholesales, probates, and pre-foreclosures. The second path they took eventually led them to what they are currently doing—sharing their knowledge and expertise with fellow real estate investors. Among other successful real estate ventures, Jason and Rachel now run REI Blueprint, one of the top coaching programs for real estate investors. If you'd like to hear an inspiring story about resilience, building an empire, and the power of getting expert help, today's episode is for you!

In their early 20s, Jason Roberts and Rachel Schneider realized working for other people is not a good long-term plan. So they took charge of their own destiny and opened a mortgage company. After closing over 3,000 real estate transactions and turning the business into a multimillion-dollar company, the market crashed. The crash prompted the pair to try a different path and use their real estate knowledge and experience in another way. Using the strategies they have created and honed, they closed over 400 diverse real estate transactions including short sales, wholesales, probates, and pre-foreclosures. The second path they took eventually led them to what they are currently doing—sharing their knowledge and expertise with fellow real estate investors. Among other successful real estate ventures, Jason and Rachel now run REI Blueprint, one of the top coaching programs for real estate investors. If you’d like to hear an inspiring story about resilience, building an empire, and the power of getting expert help, today’s episode is for you!

If you’ve ever been interested in competitive running, please join us for this LIVE podcast recording with elite, mid-distance runner, Rachel Schneider, a professional runner sponsored by Under Armour. In this live interview, we ask Rachel about her journey to becoming a professional runner from her initial experiences as a runner, to getting recruited at the NCAA Division 1 level, (Georgetown University) to ultimately being sponsored by Under Armour and competing recently in the 5k at the IAFF World Athletics Championship meet in Doha. Rachel ran the 5th fastest mile time EVER for an American woman in 2019 (4:20.91). So fast!She was thoughtful, poised, funny and informative...she gave an amazing interview!Enjoy!Join Our Podcast Email List! Follow Our Podcast:Website: Listen To Our Podcast HereYouTube Channel Twitter LinkedIn Facebook InstagramAll Things College and CareerMeg's LinkedIn Bobbie's LinkedIn ACADEMIC & CAREER ADVISING SERVICES:Visit Website: Academic and Career Advising ServicesSchedule an Appointment with Academic & Career Advising ServicesMusic Production by Lena Keller: lena.m.keller@gmail.comTechnical Production: Richard BarnettShow Notes:Rachel Schneider InstagramRachel Schneider Twitterhttps://www.totalsportsus.com/Sanford Performing Arts CenterHeadSpace ApSanford High School | Sanford, MaineThe City of Sanford, MaineSaint Thomas Aquinas High School Dover, NHSt. Elizabeth Seton Junior High | Rochester, NHSt. Thomas Elementary School | Sanford, MaineUnder ArmourGeorgetown UniversityNorthern Arizona UniversityUSATF | USA Track and FieldThe Book of Joy

Jason Roberts and Rachel Schneider have always been fascinated by the world of real estate. In 2001, while still in their early 20’s, Jason and Rachel decided that instead of working for someone else, they would rather be in charge of their own destiny and opened a mortgage company. They eventually built that business into a multi-million dollar company, where they closed over 3000 real estate transactions. Then the market crashed and they had to find a new way to use their real estate talents. That is when they went into real estate investing and started down a new path. But since, implementing the real estate strategies they have honed over time they have since closed well north of 300+ real estate transactions with pre-foreclosures/short sales, wholesales and probates. Key Points From This Episode: How Jason and Rachel started and grew their mortgage business to over 100 employees The ins and outs of the short sale business How to grow a multi million dollar business with pre foreclosures & probates Outside the box follow up systems with sellers to close more deals The 7 key metrics to track in your real estate business The impact a personality test like DISC and Myers Briggs can have on your life and business   Links Mentioned in Today’s Episode: Jason and Rachel's Website (reiblueprint.com) Recommended Book: 10X Rule by Grant Cardone How to Win Friends and Influence People by Dale Carnegie Think and Grow Rich by Napoleon Hill Listen to these books for free with Audible! (http://beforethemillions.com/book) Lifestyle Design App: Google Calendar (calendar.google.com)

Jason and Rachel ran a multimillion mortgage company and then the market crashed and left them reeling. After the market crashed, they had to find a new way to use their talent. Implementing the real estate strategies they have honed over time they have since closed well north of 300+ real estate transactions (pre-foreclosures/short sales, wholesales, probates, etc.) They now run a top coaching program with the nation's leading investors, own a profitable hard money lending company, with over 2 million dollars in loans out to their coaching students at any given time, share their wealth of knowledge as co-owners of their local REIA all the while continuing to flip houses.For more information or to get started in multifamily investing, please visit: https://www.multifamilyinvestingacademy.com/   

Almost straight out of high school, Jason Roberts and Rachel Schneider started their own mortgage company in St. Louis. Working 12-15 hour days, they were able to find great success…..until the market crashed. After filing bankruptcy, losing cars, and a primary residence, they were literally at their rock bottom. But what could have been a disaster ended up being a huge blessing in their life. They had the chance to step back and figure out what they really wanted in life. They already understood what makes a business successful. And when it comes to businesses, if you understand the mechanics, the vehicle doesn't matter. So they took everything they knew about running a successful business and started buying short sales. Because they had lost literally everything during the crash, they didn't even have enough money to use direct mailings. So they took the foreclosure data, ran it through whitepages.com, did a reverse address search, and started calling the numbers that popped up. They realized that the core of a real estate business is just having a conversation with someone who wants to sell their house. Relationships are the engine of real estate! They use a variety of lists to get phone numbers today, including: —Eviction notices —Facebook ads —The state's probate list —Pre-foreclosure list from the county courthouse, the state, and the legal newspaper —Vacant list property They've focused on building the pipeline for their leads, and they don't worry too much about the ones they lose. And they've expanded their marketing because they really think that having their faces and numbers everywhere helps them reach different kinds of people. If you're in the Missouri area, they're offering a real estate boot camp coaching other investors to do what they do on January 31st, February 1st, and 2nd. What's inside: —Jason and Rachel share their absolutely lowest point, and when they decided to change. —Finding the kind of marketing that resonates with people is incredibly important. —What kind of marketing Jason and Rachel currently use. —Their favorite lists for short sales and pre-foreclosures.

Almost straight out of high school, Jason Roberts and Rachel Schneider started their own mortgage company in St. Louis. Working 12-15 hour days, they were able to find great success…..until the market crashed. After filing bankruptcy, losing cars, and a primary residence, they were literally at their rock bottom. But what could have been a disaster ended up being a huge blessing in their life. They had the chance to step back and figure out what they really wanted in life. They already understood what makes a business successful. And when it comes to businesses, if you understand the mechanics, the vehicle doesn’t matter. So they took everything they knew about running a successful business and started buying short sales. Because they had lost literally everything during the crash, they didn’t even have enough money to use direct mailings. So they took the foreclosure data, ran it through whitepages.com, did a reverse address search, and started calling the numbers that popped up. They realized that the core of a real estate business is just having a conversation with someone who wants to sell their house. Relationships are the engine of real estate! They use a variety of lists to get phone numbers today, including: —Eviction notices —Facebook ads —The state’s probate list —Pre-foreclosure list from the county courthouse, the state, and the legal newspaper —Vacant list property They’ve focused on building the pipeline for their leads, and they don’t worry too much about the ones they lose. And they’ve expanded their marketing because they really think that having their faces and numbers everywhere helps them reach different kinds of people. If you’re in the Missouri area, they’re offering a real estate boot camp coaching other investors to do what they do on January 31st, February 1st, and 2nd. What’s inside: —Jason and Rachel share their absolutely lowest point, and when they decided to change. —Finding the kind of marketing that resonates with people is incredibly important. —What kind of marketing Jason and Rachel currently use. —Their favorite lists for short sales and pre-foreclosures.

Almost straight out of high school, Jason Roberts and Rachel Schneider started their own mortgage company in St. Louis. Working 12-15 hour days, they were able to find great success…..until the market crashed. After filing bankruptcy, losing cars, and a primary residence, they were literally at their rock bottom. But what could have been a […]

It’s hot in the Bay, and so many of us are already sweatin’ to make ends meet every month. This week’s expert guest is here to give us perspective. Rachel Schneider followed the money stories of hundreds of Americans as part of co-authoring The Financial Diaries. She breaks down why so many of us find ourselves needing to borrow money from time to time, and how hidden inequality and generational wealth privilege play their part in that.Dara, Yas and Rachel talk about the common traps people fall into when it comes to short-term borrowing, how sometimes it feels like institutions make decisions for us, and slumber parties! “Leviosa!” is the new “light as a feather, stiff as a board,” mkay? So get light, unburden yourself, and consider balancing personal responsibility with holding policy makers accountable for making sure wages keep up with the rising cost of living. Leviosa!Full TranscriptLinks mentioned in this episode:U.S. Financial DiariesBuy the bookFederal Reserve ReportRachel on Twitter

In this episode, we interview Alison Wade, Publisher of the Fast Women newsletter (Subscribe to Fast Women). Alison’s Newsletter provides extensive coverage of competitive women’s running. In this podcast, we discuss:The experiences Alison had in her past that makes her perfectly suited to produce such an incredible newsletterWhat it takes to become a publisher of a weekly newsletterFeatures of her newsletter which includes links to videos/articles/podcasts/results that she summarizes - it’s an amazing newsletter for anyone interested in following competitive women’s runningTurning passions into careers and balancing a career with family lifeWhat it’s like to be a College Track & Cross-Country Coach, advantages and drawbacks and a typical day on the jobHer College experiences at Bowdoin (undergraduate) and Northeastern (graduate).Her work as an editor/writer/photographer at NYRR and Runner’s WorldAlison’s personal running careerShalane Flanagan and the Boston MarathonAjee Wilson, Brenda Martinez, Jenny Simpson, Colleen Quigley, Rachel Schneider and Lauren FleshmanAmerican women to watch at the Track & Field World Championship coming up in Doha, Qatar (September 27th – October 6th)A podcast which she lovesJoin Our Podcast Email List! Follow Our Podcast:Website: Listen To Our Podcast HereYouTube Channel Twitter LinkedIn Facebook InstagramAll Things College and CareerMeg's LinkedIn Bobbie's LinkedIn Music Production by Lena Keller: lena.m.keller@gmail.comTechnical Production: Richard BarnettSHOW NOTES:Subscribe to the Fast Women Newsletter - IT'S FREE!!Fast Women TwitterFast Women Instagram - Follow Alison WadeSupport Alison Wade's work on PATREONAlison Wade on The Rambling Running PodcastAlison Wade on the Ali on the Run PodcastBowdoin CollegeNortheastern UniversityRunner's WorldAthletic Coaching at Springfield CollegeThe Skimm (a place to get your news)

“Any time I step on a line it's this huge moment of gratitude—this is another opportunity to challenge myself, to push myself, to have the privilege to run with these women. So I think when I can frame it that way, and have that sort of perspective, it just adds so much more fun and joy and excitement rather than any anxiety or outcome or stress that is often easy to get caught up in results.” Super excited to welcome Rachel Schneider to the podcast this week. On May 16, Schneider ran 15:06.71 for 5000m to win the USATF Distance Classic. It was a nine-second personal best and, at the time, the fastest 5000m run in the world this year. That mark has since been eclipsed but she is one of the top female 5000m runners in the U.S. right now and one of only two American woman to have achieved the 2020 Olympic standard so far in that event. This was a fun conversation and amazingly, it's the first time Schneider has ever been on a podcast. We got into her progression as an athlete, from a soccer player-turned-runner in high school to multi-time all-American at Georgetown and now an Under Armour-sponsored professional training in Flagstaff, Arizona. We talked about her current setup in Flagstaff and the incredible community she has around her in the mountains. We talked training and how that's evolved over the past few years, the importance of gratitude and balance in her life, who she looks up to, how she's dealt with challenging situations, and a lot more. Complete show notes: https://www.themorningshakeout.com/podcast-episode-66-with-rachel-schneider/ Sign up here to get the morning shakeout email newsletter delivered to your inbox every Tuesday morning: www.themorningshakeout.com/subscribe/ Support the morning shakeout on Patreon: www.patreon.com/themorningshakeout

Stephanie Land discusses her path from working as a maid to earning a journalism degree and later writing about the working poor. She is interviewed by Rachel Schneider, co-author of [The Financial Diaries]. Learn more about your ad choices. Visit megaphone.fm/adchoices

Why Most Americans Can’t Afford a $400 BillRachel Schneider (Author of the Financial Diaries, and Entrepreneur in Resident at the Aspen Institute’s FSP) followed 235 American families to understand why so many American’s still feel financial duress even while our economy grows at a rapid rate. She joins to the pod to detail how experimenting with new policies, like short term cash infusions, can address wage stagnation in the country. Rachel Schneider is the Omidyar Network Entrepreneur-in-Residence at the Aspen Institute Financial Security Program (FSP), and co-author of The Financial Diaries: How American Families Cope in a World of Uncertainty. Described as a “must-read for anyone interested in causes of – and potential solutions to – American poverty” by Publisher’s Weekly, The Financial Diaries challenges conventional wisdom about inequality. As a social entrepreneur, Rachel is launching a new effort to explore how the social contract should evolve as a result. She is particularly interested in how small, strategic cash infusions can go a longer way by helping families at pivotal moments in which they simply don’t have the cash on hand that they need. She is developing hypotheses about how cash infusions can not only be stopgap measures, but also be a bridge toward stability and an investment in mobility. She is seeking partners with whom to expand and test those hypotheses by designing and implementing prototypes, and drawing attention to the range of solutions that can help families in need. For the last decade, Rachel has lead many of the projects at the heart of the work of the Center for Financial Services Innovation (CFSI), where she is still a Senior Advisor. She is both a conceptual, and a practical thinker, with an unusual ability to think both about big ideas and about the smaller steps that can be taken today. Her research has been cited in the nation’s largest publications, and she is a highly sought-after consultant, writer and public speaker. Rachel began her career as an investment banker at Merrill Lynch & Co., but credits her commitment to the potential for innovative finance to solve major social problems from her days as a VISTA Volunteer (now AmeriCorps). She holds a J.D./M.B.A. from the University of Chicago, and a B.A. from UC Berkeley

In Financial Diaries, Rachel Schneider digs under the surface and really gets into the nitty-gritty of American's financial lives including their hopes, dreams and struggles. Her poignant stories, including one about a family whose Sunday night meetings help them figure out what bills they can pay that week, will give you a deeper appreciation of what financial insecurity feels like. Financial Diaries laid bare the fact that a high percentage of Americans have challenges predicting their monthly income given the wide variances they experience month to month. This has real implications for how we teach budgeting to our students. Now at the Aspen Institute of Financial Security, Rachel continues to make a difference by developing ideas for financial products to serve vulnerable populations. Enjoy!

Data & Society welcomes The Workers Lab Co-Founder and CEO Carmen Rojas; Entrepreneur and Author Rachel Schneider; and Professor, Researcher, and Activist Tamara K. Nopper to discuss the intersection of fintech and credit and benefit systems for low-wage workers with Data & Society Labor Engagement Lead Aiha Nguyen. Rojas and Schneider both focus on the financial challenges facing precarious low-wage workers–including “gig” workers–and how these workers might need different benefits than have traditionally been provided, like retirement. Nopper offers insight into the world of credit scoring and data, analyzing how fintech “innovation” intersects with race, class, and gender wealth gaps. Nguyen is an organizer who works to bridge research and practice, expanding understanding of technological systems' impact on work. Together, they discuss questions such as: How will current and projected income volatility in the gig economy change available workplace benefits? What role could fintech play on the future of work? Can workers be a part of shaping that future? What data will low-income working families need to share in order to have access to capital–and will it be worth it? Dr. Carmen Rojas is the Co-Founder and CEO of The Workers Lab, an organization that invests in experiments and innovation to build power for working people in the 21st century. For more than 20 years, Carmen has worked with foundations, financial institutions, and non-profits to improve the lives of working people across the United States. Carmen currently sits on the boards of the Marguerite Casey Foundation, Neighborhood Funders Group, General Service Foundation, JOLT, Certification Associates, and on the Advisory Boards of Fund Good Jobs and Floodgate Academy. Carmen holds a Ph.D. in City and Regional Planning from the University of California, Berkeley and was a Fulbright Scholar in 2007. Rachel Schneider is the Omidyar Network Entrepreneur-in-Residence at the Aspen Institute Financial Security Program and co-author of The Financial Diaries: How American Families Cope in a World of Uncertainty. Rachel's research has been featured in the nation's top publications, including the New York Times, Wall Street Journal and many others. Though she began her career as an investment banker at Merrill Lynch & Co., Rachel credits her commitment to the potential for innovative finance to solve major social problems from her days as a VISTA Volunteer (now AmeriCorps). She holds a J.D./M.B.A. from the University of Chicago, and a B.A. from UC Berkeley. Tamara K. Nopper has a PhD in Sociology and her teaching and research focuses on the intersection of economic, racial, and gender inequality, with a particular emphasis on entrepreneurship, banking, globalization, urban development, and money and surveillance. Her publications have examined immigrant entrepreneurship, minority business development, the globalization of ethnic banking, and Asian American communities. Her current work looks at Korean immigrant entrepreneurship and post-Civil Rights era minority politics.

For the first time we are covering a road race more in depth than a simple racap! Over the weekend we covered the press conference, the expo, elite and high school mile, as well as the Falmouth Road Race! In addition to the usual cast of teammates you'll hear from a bunch of vendors at the expo, and athletes like Des Linden, Craig Engels, Daniel Romanchuk, Tatyana McFadden, Ben Flanagan, Rachel Schneider, and many many more! Next weekend we will have a recap of the West Point Spartan Sprint and will have the second part of the North American OCR Championships recap where we focus on Sunday's events! New Media and Rugged Maniac situation: https://www.businesswire.com/news/home/20180815005689/en/New-Media-Announces-Acquisition-Majority-Interest-Events Patreon: www.patreon.com/MStefanoRunning  MStefano Running Community Challenge: https://www.facebook.com/groups/168527377194955/  Use coupon code "adventure" for 10% off MudGear products: https://mudgear.com  New Facebook page for the podcast: Obstacle Running Adventures Follow our new podcast Instagram: @ObstacleRunningAdventures Write us an email: obstaclerunningadventures@gmail.com Leave a voicemail: 617-807-0542 Check out our team's website: www.mstefanorunning.com Like our team on Facebook: MStefano Running Follow our team on Twitter and Instagram: @MStefanoRunning Follow our team on Tumblr: MStefanoRunning Subscribe on Youtube: MStefano Running Intro music - "Streaker" by: Straight Up Outro music - "Iron Paw" by: Dubbest

On Episode 22, Sandy and Pat recap the busy last week of the 3rd annual Raleigh RunDown Downhill Mile and the inaugural Session at the Speedway. Finally, they run down all the Sir Walter Miler alumni running at the USATF Outdoor Championship this weekend in Des Moines. Those athletes (in no particular order), are: Drew Piazza, Tripp, Hurt, Stephanie Brown, Amanda Eccleston, Johnny Gregorek, Robby Andrews, Craig Engels, Colby Alexander, Drew Hunter, Graham Crawford, Isaac Yorks, Ford Palmer, Sara Vaughn, Shannon Osika, Emily Lipari, Cory McGee, Megan Mansy, Sara Sutherland, Rachel Schneider, Nicole Tully, Lauren Johnson, Trevor Dunbar, Joe Stilin, Lauren Paquette, Katrina Coogan, Sarah Pease and Kenyetta Iyevbele.

Featured interview with Daniel Weiss, managing partner at Angeleno Group.   Marty Goldensohn reports on Coca-Cola's “World Without Waste” sustainable packaging campaign.   Rachel Schneider ponders whether the United States can ever have lasting full employment.

Featured interview with Quinten Farmer, co-founder and chief operating officer at Even.   Molly Nugent reports on one woman's struggles to cope with her own financial instability.   Rachel Schneider examines how our assumptions about gender are shaping the future of work.

Featured interview with Thumbtack CEO Marco Zappacosta.   Larry Buhl reports on why entrepreneurship in America has been on the decline for decades.   Rachel Schneider comments on the terrible toll exacted by the financial volatility that many families experience.

The past and future of fake news – what can be done about social media misinformation and what impact does it have around the world? Mike Wendling asks a panel of experts from Buzzfeed, the Poynter Institute, and First Draft News. Economists rely on data to describe what is happening in a country’s economy, such as the unemployment rate, average wages, and the number of people in poverty. But how individuals manage their money gives a different picture. Rachel Schneider, co-author of The Financial Diaries, describes the findings of a large study in the US. Why do some sleep disorders turn normal dreams into terrifying nightmares and what do they tell us about the workings of the brain? Neurologist, Dr Guy Leschziner, from Guy's and St Thomas' hospitals in London, introduces us to some of his patients with problems that include sleep paralysis and hallucinations and he explores the reasons why we dream. (Photo: A couple looking at their finances. Credit: Wayhome Studio/Shutterstock)

If you ask an economist to explain what is happening in a country’s economy. They rely on economic data points to describe what is happening – they might talk about the unemployment rate, average wages, and the numbers of people in poverty. They pull together the information available for thousands or millions of people to work out trends. But are we getting the whole picture? We speak to Rachel Schneider, co-author of the book, ‘The Financial Diaries’. It’s based on a large study in the USA. Over a period of a year from 2012 to 2013, researchers interviewed several families about how they were managing their money to find out the personal stories behind economic data. Presenter and Producer: Charlotte McDonald (Photo: A couple looking at their finances. Credit: Wayhome Studio/Shutterstock)

Featured interview with Leo Hindery, managing partner of InterMedia Partners.   Larry Buhl reports on efforts by a group of wealthy individuals called the Patriotic Millionaires to battle income inequality.   Rachel Schneider explores why we need to develop new indicators that measure people's overall financial health, not just their creditworthiness.

Felix Salmon of Fusion, Slate Moneybox columnist Jordan Weissmann, and political risk consultant Anna Szymanski are joined by author Rachel Schneider to discuss: The Financial Diaries, by Jonathan Morduch and Rachel Schneider Affirm and financing consumer purchases Amazon’s new second headquarters In Slate Plus: Cross-currency basis swaps If you’d like to leave us a voicemail for our December call-in show, ring us at (347) 960-6314. Check out other Panoply podcasts at panoply.fm. Email: slatemoney@slate.com Twitter:@felixsalmon, @Three_Guineas, @JHWeissmann Production by Daniel Schroeder Learn more about your ad choices. Visit megaphone.fm/adchoices

Felix Salmon of Fusion, Slate Moneybox columnist Jordan Weissmann, and political risk consultant Anna Szymanski are joined by author Rachel Schneider to discuss: The Financial Diaries, by Jonathan Morduch and Rachel Schneider Affirm and financing consumer purchases Amazon’s new second headquarters In Slate Plus: Cross-currency basis swaps If you’d like to leave us a voicemail for our December call-in show, ring us at (347) 960-6314. Check out other Panoply podcasts at panoply.fm. Email: slatemoney@slate.com Twitter:@felixsalmon, @Three_Guineas, @JHWeissmann Production by Daniel Schroeder Learn more about your ad choices. Visit megaphone.fm/adchoices

Volatility. Instability. Insecurity. Precarity. There’s a burgeoning lexicon seeking to capture the grim economic state of more and more Americans. Join us as Jonathan Morduch describes what he and Rachel Schneider discovered when they got 253 households to track their every bit of income and their every expense over the course of a year. The results—showcased in The Financial Diaries: How American Families Cope in a World of Uncertainty (Princeton University Press, 2017)—are sobering, and should cause us to reevaluate what we think we know about poverty and inequality in postindustrial America. Stephen Pimpare is Senior Lecturer in the Politics & Society Program and Faculty Fellow at the Carsey School of Public Policy at the University of New Hampshire. He is the author of The New Victorians (New Press, 2004), A People’s History of Poverty in America (New Press, 2008), winner of the Michael Harrington Award, and Ghettos, Tramps and Welfare Queens: Down and Out on the Silver Screen (Oxford University Press, 2017).   Learn more about your ad choices. Visit megaphone.fm/adchoices

Volatility. Instability. Insecurity. Precarity. There’s a burgeoning lexicon seeking to capture the grim economic state of more and more Americans. Join us as Jonathan Morduch describes what he and Rachel Schneider discovered when they got 253 households to track their every bit of income and their every expense over the course of a year. The results—showcased in The Financial Diaries: How American Families Cope in a World of Uncertainty (Princeton University Press, 2017)—are sobering, and should cause us to reevaluate what we think we know about poverty and inequality in postindustrial America. Stephen Pimpare is Senior Lecturer in the Politics & Society Program and Faculty Fellow at the Carsey School of Public Policy at the University of New Hampshire. He is the author of The New Victorians (New Press, 2004), A People’s History of Poverty in America (New Press, 2008), winner of the Michael Harrington Award, and Ghettos, Tramps and Welfare Queens: Down and Out on the Silver Screen (Oxford University Press, 2017).   Learn more about your ad choices. Visit megaphone.fm/adchoices

Volatility. Instability. Insecurity. Precarity. There’s a burgeoning lexicon seeking to capture the grim economic state of more and more Americans. Join us as Jonathan Morduch describes what he and Rachel Schneider discovered when they got 253 households to track their every bit of income and their every expense over the course of a year. The results—showcased in The Financial Diaries: How American Families Cope in a World of Uncertainty (Princeton University Press, 2017)—are sobering, and should cause us to reevaluate what we think we know about poverty and inequality in postindustrial America. Stephen Pimpare is Senior Lecturer in the Politics & Society Program and Faculty Fellow at the Carsey School of Public Policy at the University of New Hampshire. He is the author of The New Victorians (New Press, 2004), A People’s History of Poverty in America (New Press, 2008), winner of the Michael Harrington Award, and Ghettos, Tramps and Welfare Queens: Down and Out on the Silver Screen (Oxford University Press, 2017).   Learn more about your ad choices. Visit megaphone.fm/adchoices

Volatility. Instability. Insecurity. Precarity. There’s a burgeoning lexicon seeking to capture the grim economic state of more and more Americans. Join us as Jonathan Morduch describes what he and Rachel Schneider discovered when they got 253 households to track their every bit of income and their every expense over the...

Volatility. Instability. Insecurity. Precarity. There’s a burgeoning lexicon seeking to capture the grim economic state of more and more Americans. Join us as Jonathan Morduch describes what he and Rachel Schneider discovered when they got 253 households to track their every bit of income and their every expense over the course of a year. The results—showcased in The Financial Diaries: How American Families Cope in a World of Uncertainty (Princeton University Press, 2017)—are sobering, and should cause us to reevaluate what we think we know about poverty and inequality in postindustrial America. Stephen Pimpare is Senior Lecturer in the Politics & Society Program and Faculty Fellow at the Carsey School of Public Policy at the University of New Hampshire. He is the author of The New Victorians (New Press, 2004), A People’s History of Poverty in America (New Press, 2008), winner of the Michael Harrington Award, and Ghettos, Tramps and Welfare Queens: Down and Out on the Silver Screen (Oxford University Press, 2017).   Learn more about your ad choices. Visit megaphone.fm/adchoices

Volatility. Instability. Insecurity. Precarity. There’s a burgeoning lexicon seeking to capture the grim economic state of more and more Americans. Join us as Jonathan Morduch describes what he and Rachel Schneider discovered when they got 253 households to track their every bit of income and their every expense over the course of a year. The results—showcased in The Financial Diaries: How American Families Cope in a World of Uncertainty (Princeton University Press, 2017)—are sobering, and should cause us to reevaluate what we think we know about poverty and inequality in postindustrial America. Stephen Pimpare is Senior Lecturer in the Politics & Society Program and Faculty Fellow at the Carsey School of Public Policy at the University of New Hampshire. He is the author of The New Victorians (New Press, 2004), A People’s History of Poverty in America (New Press, 2008), winner of the Michael Harrington Award, and Ghettos, Tramps and Welfare Queens: Down and Out on the Silver Screen (Oxford University Press, 2017).   Learn more about your ad choices. Visit megaphone.fm/adchoices

We often talk about economic insecurity at the statistical level, but how does it impact people’s lives day to day and month to month? Rachel Schneider and Jonathan Morduch examined this question by getting to know families who struggle with financial security, and chronicled their findings in the eye opening book The Financial Diaries: How […]

If you spend a lot of time in Washington, as I do, you see a lot of issues framed around statistics about people, especially medians, and averages. For instance, policies aimed at helping lower-income people typically stratify Americans into categories, in bands above and below median income, or median incomes in their census tracts. I’ve worked with programs like this for decades -- HUD housing and mortgage programs, the Community Reinvestment Act, and many others. And then one day, someone comes along and goes inside those data categories, and finds out what’s really happening in the lives of the people covered by them. And it turns out to be surprising. That is exactly what today’s guest did. She is Rachel Schneider, Senior Vice President of the Center For Financial Services Innovation and co-author of the new book, The Financial Diaries: How American Families Cope in a World of Uncertainty.  Some years ago, Rachel joined a CFSI study trip to South Africa where she learned about financial diaries methodology -- intimate research that tracks the daily financial lives of individual consumer households. With funding from several organizations including the Omidyar Network, she and NYU Professor Jonathan Morduch undertook a diaries project in the United States. They identified a cross-section of America -- 235 families in a wide variety of circumstances, in communities ranging from Mississippi to Ohio to California to New York City, and had a team spend over a year with each one, mapping every bit of money that flowed into and out of each household. Not surprisingly, they found some alarming trends, which other research has revealed as well. A full fifty-seven percent of households today are considered financially unhealthy -- including a third of those with incomes over $100,000 a year. But by looking closely, they found much more. In particular, they spotlighted a huge issue that had been traditionally masked by the statistical averages -- namely that for many people, the most pressing problem is not actually lack of money, but rather volatility. It turns out that millions of Americans live within their means, in that they spend less than they earn, but struggle nevertheless because they have volatile and unpredictable earnings and expenses. Since they also lack savings, they can’t cushion or smooth out their expense spikes and income troughs without relying on high-cost services like payday loans and checking account overdrafts. It’s worth pondering the irony that these consumers can afford financial services, as evidenced by the fact that they do -- they actually pay more in interest and fees than other people do. But they are not well-matched to our current models of products, pricing, money management, and risk assessment. CFSI’s research has also revealed something else: families that appear identical in the statistical averages may actually be in completely different situations. Some are rising while others are sinking. And some are overwhelmed and confused by financial management, while others are the best money managers in the population, because they have to be -- have to know exactly how much money they will earn, and when it will be in their account, and exactly how much they must pay, and precisely when, and which bills have timing leeway and grace periods and which don’t, and then must strategically plan and execute the daily, weekly, and monthly financial plan. As we’ve discussed in other shows, innovators are working on all these problems -- more affordable smoothing solutions, easier saving, better saving psychology, effortless financial management, ladders toward good credit scores, new data that more accurately evaluate credit risk, and more. We’ve talked about those in past shows and will cover many more going forward. Most of these innovators begin by trying to understand customers’ real-life ways of using money, including by bringing in behavioral science -- recognizing that finance is not just a cerebral process but also an emotional, and social, one. The financial industry will do even better as it aligns the products offered with the ways people think and feel about them. For this deeper understanding, nothing is more illuminating than Rachel’s book. In today’s show, she helps us get to know some of the people the Diaries tracked, see a little bit into their lives, and learn the strategies they use to make ends meet. In the process, she gives us a lot to think about, beyond the statistics. So...buy the book! It’s in the show notes at jsbarefoot.com. And meanwhile, enjoy my conversation with Financial Diaries author Rachel Schneider. More about Rachel and her work Rachel Schneider is a Senior Vice President at CFSI, and co-author of The Financial Diaries: How American Families Cope in a World of Uncertainty. The Financial Diaries connects the findings of the ground-breaking U.S. Financial Diaries research project, which collected highly detailed data about how 235 households save, spend, borrow and plan over the course of a year, with the broad trends upending the economic lives of American families. It uncovers the emergence of a hidden inequality, in addition to disparities in income and wealth – an inequality in access to steady finances. It provides a framework for how to develop products and policies that can help. Rachel is highly sought-after as a consultant and speaker, Her research has been featured in the nation’s top publications, including the New York Times, Wall Street Journal and many others, and she speaks frequently at a broad spectrum of events. Though she began her career as an investment banker at Merrill Lynch & Co., Rachel credits her commitment to the potential for innovative finance to solve major social problems from her days as a VISTA Volunteer (now AmeriCorps). She holds a J.D./M.B.A. from the University of Chicago, and a B.A. from UC Berkeley. She lives in New York City with her husband and their two children. She occasionally “competes” in triathlons, which are getting easier to “win” as the number of competitors in her age group shrinks. She says the same cannot be said for improvement in her piano skills. Here are other resources, including items mentioned in the episode: My 2015  blog post on the Diaries project:  http://www.jsbarefoot.com/blog/2015/1/5/diary-of-a-mad-financial-system My podcast with CFSI CEO Jennifer Tescher My podcast with Colleen Briggs, JP Morgan Chase My podcast on CFSI Innovation Lab Even:  https://even.com/ Omidyar Network Todd Baker’s Research at the Harvard Kennedy School Center for Business & Government More for our listeners The next two months will bring a podcast bonanza to Barefoot Innovation, with amazing shows coming up. I just recorded a fascinating one with Christopher Woolard of the UK Financial Conduct Authority on the FCA’s innovation initiative, including lessons learned so far from their famous regulatory sandbox. We’ll also have one with the Nick Cook, who leads the FCA’s innovation work on regtech. We have one coming up with Wells Fargo’s Braden More on payments innovation. We’ll have Nerd Wallet CEO Tim Chen, and Cross River Bank CEO Gilles Gade. We’ll record one in London with the trade association Innovate Finance, and on this side of the pond, we’ll have a show with Financial Services Roundtable CEO Tim Pawlenty...to name a few! And, I’ll be recording a special series straight from the floor of the American Bankers Association conference on financial crimes, in December. I hope to see many of you there and at other upcoming events. My speech schedule is packed solid from now to the end of the year, which is an indicator of the fast-growing interest in fintech regulation and in regtech. I recently spoke at five events in four cities in four days, and here is some of what’s coming up. Central Bank Summit on blockchain and digital currency, October 30 in New York Regtech Rising, November 2, London Asia Finance Forum, Fintech and Sustainable Development, November 8-10, Manilla Monetary Authority of Singapore Fintech Festival, November 13-17, Singapore RegTech Enable, November 27-29th, Washington, DC UN/ITU conference on financial inclusion in Bangalore (invitation only) Fintech Connect Live, December 6th, London American Bankers Association Financial Crimes Enforcement Conference, December 3-5, National Harbor Maryland S&P’s Fintech Intel, December 13, New York The African Fintech Forum, December 18-19 in Abidjan, Ivory Coast www.africafintechforum.net Dutch Central Bank, December 20, Amsterdam Please remember to review Barefoot Innovation on iTunes, and sign up to get emails that bring you the newest podcast, newsletter, and blog posts, at jsbarefoot.com. Be sure to follow me on twitter and facebook.  And please send in your “buck a show” to keep Barefoot Innovation going. Support our Podcast Meanwhile, don’t stop innovating! Subscribe Sign up with your email address to receive news and updates. Email Address Sign Up We respect your privacy. Thank you!

The traditional narrative of the American Dream — hard work, steady saving, and a little bit of luck will lead to security today and mobility tomorrow — has all but become an American Myth. Today, insecurity is so pronounced that 92 percent of Americans, when asked to choose between being a little richer or more financially stable, chose stability. But amidst 30 years of wage stagnation and radically decreased mobility, neither has been attainable. In The Financial Diaries, authors Jonathan Morduch and Rachel Schneider track the financial lives of 235 low- and middle-income households to cast a light on the pervasive economic anxiety felt across the country. The individuals they profile — among them a casino dealer, a street vendor, and a tax preparer — challenge popular assumptions about how Americans earn, spend, borrow, and save and suggest new tools the U.S. needs to correct the broader distress of income and wealth inequality. Join New America NYC for a conversation on the growing financial instability Americans face and the policy interventions needed to better support those who need it most. OPENING REMARKS: Xavier de Souza Briggs @xavbriggs Vice President, Economic Opportunity and Markets, Ford Foundation PARTICIPANTS Jonathan Morduch @JMorduch Professor of Public Policy and Economics and Director, Financial Access Initiative, New York University Co-author, The Financial Diaries: How American Families Cope in a World of Uncertainty   Rachel Schneider @RachelSchneider Senior Vice President, Center for Financial Services Innovation Co-author, The Financial Diaries: How American Families Cope in a World of Uncertainty Justin KingPolicy Director, Family-Centered Social Policy, New America Unique BrathwaiteExecutive Director, LIFT–New York Alex Goldmark @alexgoldmark Supervising Producer, Planet Money, NPR

The guest for this episode is Jonathan Morduch, he is a professor of public policy and economics at NYU and the author of The Financial Diaries: How American Families Cope in a World of Uncertainty, co-authored with Rachel Schneider. The book looks at the financial situations of ordinary American families. It is centered around a detailed survey of 235 households where they recorded what they earned and what they spent at an extremely granular level. From a truck mechanic whose income depends on bad weather wearing out the parts on trucks to a blackjack dealer whose tips literally depend on her customers' winnings at the blackjack table, the surveys reveal a huge amount of variance in the incomes and expenses of these households. This variance is not captured in annualized statistics, but it has profound implications for the way these households spend and save. We discuss financial literacy in the context of the real problems people face and relate the stories to some results from behavioural and experimental economics.  

Today’s show is very different than what we’re used to. We’re taking a macro look at your average American and trying to understand how they can become (and what’s maybe preventing them from becoming) Masters of Money. My guest today is Rachel Schneider is co-author of The Financial Diaries: How American Families Cope in a World of Uncertainty. She’s also the Senior Vice President at the Center for Financial Services Innovation. CFSI is the authority on consumer financial health, leading a network of committed financial services innovators to build better consumer products and practices. Their mission is to improve the financial health of Americans, especially the underserved, by shaping a robust and innovative financial services marketplace with increased access to higher quality products and practices. June 27th is #FinHealthMatters day - a day where the FinCon community and CFSI join forces to bring awareness to America’s financial health. All across the financial blogosphere and podcast space today folks are sharing personal stories of why Financial Health matters. I encourage you to check out the #hashtag #FinHealthMatters and read/listen to all of the stories being shared. So let’s dig in. Let’s meet today’s Master of Money…. The show notes, including links to everything we talked about, can be found at http://ptmoney.com/rachel 

What would you find out about yourself after writing down all of your income and expenses for a year? Jonathan Morduch and Rachel Schneider, authors of The Financial Diaries, did just that, and they found some disturbing trends about work, emergency funds, and families struggling to get ahead. We talk to them about how families cope on today's podcast. On the Haven Life line, Brenda is changing jobs from a 401k to a 403b. Can she move money between these two funds? If she can...should she? We'll discuss her options. In headlines, Jamie Wize from the BUZZ Index (ticker BUZ) joins us to talk about recent social media swells about SNAP and Palo Alto.  Of course we have Doug's trivia, some bad jokes, and lots more.... Huge thanks to MagnifyMoney.com for helping us with today's show!

Millions of middle-class Americans face an unexpected reality in today's era of economic growth: their paychecks vary so much that paying bills and saving for the future is exhausting and challenging month after month. This week on Benchmark, Dan and Scott speak with Jonathan Morduch and Rachel Schneider, whose book, "The Financial Diaries," vividly illustrates the financial struggles of more than 200 U.S. families.

Millions of Americans are facing "a shocking level" of income and expense volatility - much like what's experienced in emerging markets. That's the key finding of a new book by Rachel Schneider, Senior Vice President at CFSI, and Jonathan Morduch of New York University. Called "The Financial Diaries, How American Families Cope in a World of Uncertainty," the book presents insights gained from tracking the financial lives of 235 low and moderate income households for a full year, exploring in remarkable detail the ways they deal with financial insecurity. Schneider discusses the research and its implications for America's economic, social and political future in this wide-ranging interview.

What happens when you have no savings and you suddenly incur a huge expense like a medical bill or car repair. What happens if you have a job in retail and your weekly paycheck fluctuates while your monthly bills remain steady. The topic today is financial fragility and to explore I’ve invited Rachel Schneider, the co-author of the new book, The Financial Diaries: How American Families Cope in a World of Uncertainty. In her book she and her co-author take a deep dive into how 235 low and middle-income families in the U.S. spend, earn and save over the course of a year. How do they deal with inconsistent paychecks, emergency costs and other financial ups and downs? Some more about Rachel: She's the Senior Vice President at Center for Financial Services Innovation or CFSI. She's an expert on financial health and how an innovative financial services marketplace can improve the live for Americans. She is also the co-Principal Investigator on the U.S. Financial Diaries research study that is the basis of her new book. Rachel’s began her career as an investment banker at Merrill Lynch. For more information visit www.somoneypodcast.com.

Ms. Schneider is an industry expert in the area of the underbanked marketplace. In her role as Vice President, Innovation and Research, at the Center for Financial Services Innovation (CFSI), she works with financial services companies, and conducts academic and industry research in order to help meet CFSI’s goal of transforming the US financial services marketplace, and meeting the needs of unbanked and underbanked Americans.