POPULARITY
3 episodes with financial health network
3 episodes with financial health network
3 episodes with financial health network
2 episodes with financial health network
2 episodes with financial health network
2 episodes with financial health network
2 episodes with financial health network
3 episodes with financial health network
2 episodes with financial health network
In today's financial landscape, innovation is more than just a buzzword—it's a driving force separating industry leaders from those left behind. Finding, nurturing, and scaling the right technologies has become a specialized skill set all its own. Joining us today is Ryan Falvey, Co-Founder and Managing Partner of Restive. Ryan has spent the last 15 years at the forefront of identifying and championing market-changing innovations in financial technology. His track record speaks for itself—since 2015, he's invested in 40 early-stage fintech firms that have collectively grown to represent approximately $3 billion in aggregate equity value. Before founding Restive, Ryan led the development of the Financial Solutions Lab, a groundbreaking partnership between JPMorgan Chase and the Financial Health Network. His experience also includes developing payment solutions with leading tech companies at Silicon Valley Bank and serving as Strategy Group Lead at Enclude Solutions, where he oversaw global strategy consulting for mobile-enabled financial products. “We're not investing in fintech apps — we're investing in infrastructure,” Falvey explains early on. That distinction underscores a larger trend he sees in the market: a move away from flashy consumer-based apps toward foundational financial APIs. It also focuses on backend tooling and embedded finance capabilities. Falvey's insights aren't theoretical — they're rooted in his day-to-day decisions as an investor. At Restive, he's helping startups through early product development. He emphasizes practical scalability and regulation-ready business models. “You don't build a consumer business by launching an app anymore,” he says. “It's not about the app — it's about access, context, and integration.” From fintech regulation to platform economics, Falvey shares grounded wisdom. He focuses on how successful startups are navigating today's uncertain investment landscape. What's emerging is a more nuanced strategy for funding — one that prioritizes durability over disruption.
In This Episode What's the key to financial security today? As technology and a shifting economy reshape how we save, spend, borrow, and plan for the future, mastering the art of money management is critical for achieving financial health. Listen as Jennifer Tescher, host of sister podcast Emerge Everywhere and Founder of the Financial Health Network, speaks with Suze Orman – personal finance expert, author, Emmy Award winner, and Co-Founder of workplace emergency savings platform SecureSave – about the critical role of savings and an important step companies can take to support employees' financial success today. Dedicated to improving financial health for all, especially the most vulnerable among us, Emerge Everywhere tackles the complex issues intersecting the financial well-being of people across America while exploring how to build an inclusive economy. Listen now!
Financial technology startups have developed some useful technology for consumers, such as automated savings, says Tescher, who founded the Financial Health Network 20 years ago. But some fintech innovations are more questionable.
“How do we get employers to say that their workers are not risks to be managed but humans worthy of investment and dignity? That is a fundamental shift in the way that benefits are designed and oriented in a lot of contexts.”In this episode, Jerome and Julienne talk to their first returning guest! Matt Bahl is the Vice President of Market Lead Workplace Financial Health at the Financial Health Network. In his role, Matt leads the development of new capabilities, strategies, and partnerships to help employers achieve their financial health goals, and he is a nationally recognized thought leader on workplace financial wellness. They talk about his deep commitment to ensuring that work is better for more people by helping to change the mental models and shape the systems that are essential to moving forward financial health. He talks about the status quo surrounding financial health and how the development of the economy, the job market, and our higher education system over the past few years has helped people reframe how we think about work and financial health. The impactful stories that help bring the data to life and help executives step out of their bubbles are also topics of discussion and Matt also tells a couple of those stories.Tune in for an inspiring interview full of data on financial health and the current market combined with impactful stories of how financial health can be improved, both at a small and larger scale, to make work life better for everyone.Notes*Watch the Frontline Worker Perspective *Learn more about the 20th anniversary conference EMERGE 2024 as a way to connect and support the finhealth movement*Learn more about Ownership Works*Read about the Worker Financial Wellness Initiative, the Financial Health Network's partnership with PayPal, JUST Capital, and the Good Jobs Institute that focuses on measuring the financial health of workforces, and includes outcomes and impact stories* Take a look at PayPal Financial Diaries, which outlines PayPal's journey and includes stories from frontline workers* Health Care Premiums impact on Wages is the cited study about workers likely losing over 125k in wages due to rising insurance premiums* Find Matt Bahl on LinkedIn and read this post about the importance of stepping outside of our bubbles*Sign up for the Leadership Workshop hereFind out more about The Narativ Storytelling Method atnarativ.comEMAIL Jerome@narativ.comLINKEDIN https://www.linkedin.com/company/narativ-incTWITTER @narativBuy Julienne's book here
It's been two decades since the Financial Health Network and a national movement to improve financial lives were founded. As we celebrate 20 years of creating financial change, what does the future hold? Listen in as longtime finhealth champions Ellen Seidman of the Urban Institute, Arjan Schütte of Core Innovation Capital, and Tilman Ehrbeck of Flourish Ventures reflect on our journey and what we can do next to make the biggest difference in financial health.
This is a replay of a Leadership Story Talks podcast that originally posted on December 8th 2021.Jerome and Julienne talk with Matt Bahl – VP and head of workplace financial health, Financial Health Network.In this episode of Story Talks we discover:How do we make people's lives better by improving their financial resilience?That salaries are not determinative of financial health.How can we make workplace work better for working people?Matt talks about how the catalytic moment for him was when he told the story of his father at a summit on financial wellness and how that story led him to a positive career move and how it's been influencing the audiences he talks to.The generational differences with regards to finance and work are vast.Filling the gap between the values companies state and the actions they take: The void is vast and Matt's work is to better align those, and deliver solutions to the real problems workers face.The difference between moral injury and burnout, and how new generations are feeling this in the workplace right now.Employers need to do a lot more than just helping employees to save for retirement, like paying down debt and solving credit issues.The three best practices that companies can implement right now to improve their employees' financial health in their work place.Data without storytelling is as useless as storytelling is without data. You must humanize the data for it to be effective, and the story is how you engage people because it has a human component that the data lacks.We need stories of every day average working people in order to get messages through and affect change: How do we make the unremarkable feel remarkable?Learn about Matt's favorite inspirational stories and how he uses them for impact.Our best practices and take away's from our conversation.LINKS:Financial health network: finhealthnetwork.org – building an ecosystem for making financial health a reality for everyone.Lila's cupcakes : https://finhealthnetwork.org/team/lila-owensNarativ: narativ.com to learn more about storytelling in businessFinancial support sites we discussed on this episode:Novacredit: https://www.novacredit.com/ – focused on helping immigrants build creditEsusu – https://esusurent.com/ – helping people build financial opportunitiesFind out more about The Narativ Storytelling Method atnarativ.comEMAIL Jerome@narativ.comLINKEDIN https://www.linkedin.com/company/narativ-incTWITTER @narativ
This week's theme on the Retirement Quick Tips Podcast is: Top 5 Money Traps To Avoid Today, I'm talking about the Buy Now, Pay Later money trap. On QVC's website, they have a beautiful aqua blue Kitchen Aid stand mixer with a tilt head and a glass bowl. It's gorgeous and I want it, but I don't want to pay the $399 price tag on it. Enter buy now, pay later. I can pay instead with 5 installments of $79.80 with EasyPay. There are no interest charges and I can spread the cost out over monthly installments, with no extra fees or charges? This isn't unique to QVC or expensive stand mixers. If you pay attention to virtually anything you buy online these days, you'll almost always see this as an option through a service like EasyPay, AfterPay, or Klarna, or others like it even for a $20 item. Seems like a good idea to not have to pay for something up front all at once, but these ubiquitous buy now, pay later services come with some risks that are concerning, making these a definite money trap. According to a recent article in the Washington Post, here are just a few problems with these alternative payment apps: ““Buy now, pay later” is largely unregulated, and substantial issues have emerged. Last year, 10.5 percent of users were charged at least one late fee, and several signs indicate delinquencies continue to rise in 2022. Users complain that it is difficult to get refunds and issues can ding their credit score in ways they didn't realize. But the biggest concerns are that many of these financial technology companies are not doing a sufficient job assessing people's ability to repay and are using shoppers' data to suggest more products to buy — on credit.” The Financial Health Network took a closer look at who's using these services, and found that “nearly 70 percent of users say they spend more using these products than they would have otherwise.” If you frequently use one of these apps, it becomes complicated to track how many are outstanding, when your next payments will get deducted, and it's easy to get overextended. “People using these products are more likely to experience “rapid increases” in bank overdraft charges and credit card interest. That's because “buy now, pay later” companies typically have shoppers use autopay when they sign up, meaning they link a debit or credit card to the account.” Another sneaky trap with these apps is that these companies are beginning to shift their business models away from earning a fee charged to the retailer to collecting user data and marketing products to them. That's it for today. Thanks for listening! My name is Ashley Micciche and this is the Retirement Quick Tips podcast. ---------- >>> Subscribe on Apple Podcasts: https://apple.co/2DI2LSP >>> Subscribe on Amazon Alexa: https://amzn.to/2xRKrCs >>> Visit the podcast page: https://truenorthra.com/podcast/ ---------- Tags: retirement, investing, money, finance, financial planning, retirement planning, saving money, personal finance
Consumers' financial health declined in 2022 for the first time in the five years the Financial Health Network began tracking this measure—making credit unions' efforts to improve members' financial well-being especially important.This episode of the CUNA News Podcast explores how credit unions aim to change that, from credit counseling and financial literacy initiatives to increasing access to affordable housing.We talk to Carrie Iafrate, president/CEO at $815 million asset Members First Credit Union in Midland, Mich., Susan Espinosa, vice president of member experience at $1.4 billion asset Skyla Credit Union in Charlotte, N.C, and Nicole Harper, director of corporate strategy at Jack Henry.
Financial Health Network opens the financial services industry to underserved consumers across economic, geographic and cultural spectrums. Founder, President and CEO Jennifer Tescher talks about FHN's Financial Solutions Lab Accelerator, its cultivated network and its investment in 50-plus finhealth solutions.
Financial health is a composite of an individual's financial life, whether they are spending, saving, borrowing and planning in ways that enable them to be resilient and pursue opportunities. In today's episode we look at finhealth from a different angle. Listen as Jason Henrichs speaks with two leaders bringing financial health, financial services and healthcare, to the next level. MA-based, non-profit, About Fresh and its Co-Founder and CEO, Josh Trautwein and Jennifer Tescher, President and CEO, Financial Health Network and host of Provoke.fm's Emerge Everywhere. Cool things are happening at the intersection of fintech, healthcare and food accessibility all with the goal to provide better health outcomes for everyone. Today we spotlight About Fresh's Fresh Connect, a platform that enables healthcare providers to connect patients to the food they need to be healthy. With the help of a debit card, doctors prescribe free fruits and vegetables. Once enrolled in the program, the debit card enables the patient to purchase produce and healthy items at stores, farmers markets, mobile marts and online where they already shop. HIPAA compliant, the system recognizes eligible healthy foods at checkout, covering the cost. This tech enabled food prescription program is helping to transform patient care, improve health outcomes -- healthcare teams can measure impact via frictionless payment technology --and provide access to healthy foods, overcoming challenges of food deserts and even branch deserts. Good things are happening in FinHealth! https://youtu.be/CV9poQ5iS4o
The personalization of finance is here. Listen as Brett connects with Emmanuel Daniel about his book "The Great Transition" where Emmanual, founder of The Asian Banker and global thought leader in the future of finance, outlines the transition that the finance industry will go through from its platform stage today into the personalization of finance. Personalization will have a profound effect on how institutions, markets and society will function in the network age. He introduces the term ‘financialization of everything' to describe how entire economies will interact with cryptocurrencies, blockchain and new trends in gaming to shape the personalization of society. Predicting the future of finance. Then, in 1992, John Hope Bryant brought a bus full of largely White corporate leaders to witness the disinvestment in South Central LA. This was the first big move for Operation HOPE, Inc., a nonprofit that John, Chairman and CEO, founded to empower underserved communities through financial literacy. In this episode from sister podcast Emerge Everywhere, John Hope Bryant and Jennifer Tescher, President and CEO, Financial Health Network, discuss everything he's learned in the 30 years since that first bus tour – including the importance of financial inclusion and building Black wealth. https://youtu.be/b_Y--fSi8uw
ESG Decoded is a podcast powered by ClimeCo to share updates related to business innovation and sustainability in a clear and actionable manner. In this episode, Yvonne N. Harris talks with Rachel Schneider, founder and CEO of Canary. Canary is a company helping the 21st-century social net evolve to reflect the future of work by providing technology and services that enable its clients to give individuals money at pivotal moments in their lives with dignity and efficiency. She's led the development of Grant Circle, a high-impact solution for challenges she uncovered as co-author of The Financial Diaries. Grant Circle exists so employees can access emergency support in times of financial need and enable them to recover quickly. Rachel has experience from Merrill Lynch, Financial Health Network, and The Aspen Institute as their entrepreneur-in-residence. She credits her commitment to the potential for innovative finance to solve major social problems from her days as a VISTA Volunteer. Standing for Social, the 'S' in ESG relates to the people elements impacting business and organizations, including employee relations, organizational health, people culture, Diversity, Equity, Inclusion and Belonging (DEIB), community outreach, and health and wellness. Rachel's expertise intersects with people culture and employee relations. Listen as Yvonne and Rachel share their perspectives on how companies can be more effective in their Social efforts. Rachel describes Canary's service model and how their emergency fund is critical for employers to provide support for stressful life events that employees experience. Make sure to subscribe to ESG Decoded on your favorite streaming platforms and our new YouTube Channel so that you're notified of our vodcast episodes! Don't forget to connect with us on our social media channels. Enjoy this episode! Episode Resource Links Website: https://workwithcanary.com/ LinkedIn: https://www.linkedin.com/company/workwithcanary/
Many Americans remain in precarious financial shape even as the economy continues to grow, with 7 of 10 saying they are struggling with at least one aspect of financial stability, such as paying bills or saving money. The findings come from a survey of more than 5,400 Americans from the Financial Health Network, a non-profit financial services consultancy. The project is aimed at assessing people's financial health by asking about debt, savings, bills, and wages, among other issues. Mel Lieber is a finance whiz he eats numbers for breakfast. Mel Founded Financed Premiums in 2015 and quickly became a leader in the field. Mel was the youngest ever recipient of NIW's top producers award, one of the youngest qualifiers for National Life Groups conference of champions and NIW's millionaires club. Mel is happily married with 5 kids and loves hiking, sports, and all sorts of outdoor activities. He joined me this week to discuss how to plan for a prosperous financial future and more. For more information: http://financedpremiums.com/ Email: mel@financedpremiums.com LinkedIn: @MelLieber
Ryan Falvey, co-founder and managing partner at Restive Ventures, talks about how he founded his firm on the premise of helping to unblock the path for fintech founders as they grow and scale their businesses. Ryan highlights the huge untapped opportunities in the U.S. for fintech startups, and explains why there should be more venture capital money flowing in emerging markets.In this episode, you'll learn:[4:04] Can fintech startups still do anything transformational in the U.S. financial services market?[9:22] What does “this is too early” from an investor really mean?[11:20] When does Restive Ventures nod ‘we want to invest in your company' and when and why does it say ‘no'?[20:41] What happens if one partner really loves your idea and the others don't like it that much? How can you overcome this hurdle as a founder?[22:35] Interesting trends for Fintech entrepreneurs. Is it a good time to start something?The non-profit organization that Ryan is passionate about: SaverLifeAbout Guest SpeakerRyan Falvey is a Co-Founder & Managing Partner at Restive Ventures (formerly Financial Venture Studio). He has spent the last 15 years identifying, supporting and leading market-changing innovations in technology. Since 2015, he's invested in 40 early-stage fintech firms, which have grown to represent approximately $3 billion in aggregate equity value. Prior to founding Financial Venture Studio, Ryan led the development of the Financial Solutions Lab, a partnership between JPMorgan Chase and the Financial Health Network. Before managing the Lab, Ryan worked with leading tech firms to develop payment solutions at Silicon Valley Bank. He also served as Strategy Group Lead at Enclude Solutions, overseeing global strategy consulting work around mobile-enabled financial products.About Restive VenturesRestive Ventures is a Silicon Valley-based venture capital firm on a mission to help entrepreneurs build the world's best fintech companies. Its portfolio companies include Canary, FairPlay, Power, Daylight, Ivella, Additional Wealth, FarmRaise among others.Subscribe to our podcast and stay tuned for our next episode. Follow Us: Twitter | LinkedIn | Instagram | Facebook
This month, Altra Federal Credit Union debuted a new tool to help our members measure their overall financial wellness. This month's episode is all about the Best Life Financial Wellness Quiz which can be found on our website at altra.org. The two-minute quiz lets quiz takers know what they're doing well, and what could use improvement in four key areas: Spending, Saving, Borrowing, and Planning. Lori Horstman and Cheryl Dutton, Altra's VPs of Member Experience and Marketing, respectfully, give us more information about the quiz and its importance. John Thompson, the President of Attune (attune.co), also joins the podcast via video to talk about how his company, along with the Financial Health Network (finhealthnetwork.org) helps organizations measure and improve financial wellness.
What is the difference between surviving and thriving? It's all a matter of financial health. In today's episode, I chat with Angela Fontes of the Financial Health Network about their Financial Health Pulse report. Find out how income, race, gender, and more all impact financial health and what we can do to improve our financial health. "I think we want to sort of think about financial health as both an individual responsibility and certainly as part of a macro-environment." - Angela Fontes "So many different identities are getting left out of the conversation and it's like we all have to deal with money so why are some people getting more of the conversation when this is something we all have to deal with."- Melanie Lockert “Check your credit, pull your credit report on a regular basis and just make sure that what you think is happening with your debt and credit accounts is what is being reported and if you do see errors, make sure that you're addressing those so you do have the good credit score that is an important part of financial health.” - Angela Fontes What You Will Learn From This Episode Why we're seeing a drop in the financial health of American households How financial health increases and decreases based on income Four financial health metrics - how you can determine if you're financially healthy Why Black and LatinX communities experience less financial health Ways to improve financial health from an individual consumer perspective On the financial health gap between men and women and how we can decrease that gap What we can do to boost our financial health About Angela Fontes: As Vice President of the Policy and Research team, Angela oversees policy and measurement research for the Financial Health Network, including the Financial Health Pulse and FinHealth Spend initiatives. Using cutting-edge data and methodologies, Angela elevates important insights for policy-makers and the academic community to advance financial health for all. Resources: annualcreditreport.com Financial Health Network Connect with Angela: finhealthnetwork.org Connect with Melanie mentalhealthandwealth.com melanielockert.com Instagram Support the podcast through Ko-Fi: https://ko-fi.com/melanielockert Buy Melanie's book “Dear Debt” Contact: mentalhealthandwealthshow@gmail.com Want more content and support? Sign up for the Mental Hump Newsletter and get our free Mental Health and Money inventory worksheet. You can sign up at MentalHealthandWealth.com. Also, we host a Mental Health and Wealth Hangout every other Thursday over Zoom at 5 pm PT to chat about all things money and mental health. Join here! Follow us on Apple Podcast or Libsyn! Love the podcast? Leave a review on iTunes!
This week on HR Power Hour. Financial health and wellbeing is at the top of employees' minds.Research shows that lack of financial stability can lead to adverse health consequences for your employees, both mental and physical.On this episode of HR Power Hour, join co-host Tawny Alvarez as she talks to Matt Bahl, Vice President and Head of Workplace Financial Health at the Financial Health Network about the importance of a livable wage and why employers should invest in supporting employee financial health.During the course of the episode we will discuss current Human Capital Management rules, the importance financial management plays in DEI and ESG measures, and concreate steps that employers can take to collect and analyze data to understand impediments to helping employees achieve financial stability.
This recording is from Fintech Nexus USA (formerly known as LendIt Fintech USA) held at the Javits Center in New York City on May 25-26, 2022. It is from the track: Financial Health: Fintech Demonstrates its Impact - Sponsored by Plaid and is titled: Overdrafts are Going Away: There are Better Alternatives. Speaking at this session are Aaron Plante, Chime, Joel Schwartz, DoubleCheck, Zuben Matthews, Brigit, Seth Ross, Ceridian with Moderator: Marisa Walster, Financial Health Network.
In this episode Bill and Heather are joined by Matt Bahl, Vice President, Head of Workplace Market Development at the Financial Health Network – a company that unites industries, business leaders, policymakers, innovators, and visionaries in a shared mission to improve financial health for all. Matt joins the podcast to talk about an important topic for companies today: the financial health of their workforce. With the pandemic, and now concerns about inflation, the importance of financial health has come to light even more. Tune in to hear from Matt who shares some insight as an industry professional on the topic. Bill Harmon is a registered representative of Voya Financial Partners, LLC (member SIPC).Financial Health Network is not a member of the Voya® family of companies. CN2192038_0524
This week on HR Power Hour. Financial health and well-being is at the top of employees' minds.Research shows that lack of financial stability can lead to adverse health consequences for your employees, both mental and physical.On this episode of HR Power Hour, join co-host Tawny Alvarez as she talks to Matt Bahl, Vice President and Head of Workplace Financial Health at the Financial Health Network about the importance of a livable wage and why employers should invest in supporting employee financial health.During the course of the episode we will discuss current Human Capital Management rules, the importance financial management plays in DEI and ESG measures, and concreate steps that employers can take to collect and analyze data to understand impediments to helping employees achieve financial stability.
Jordan Wright loves building great companies. He's co-founded and led several startups from inception through to successful exits. Currently, Jordan is Co-Founder and CEO at Atomic and the Vice-Chairman of the Board of Directors of Solera National Bank. Atomic is the market-leading provider for payroll connectivity, trusted by 12 of the leading fintech brands, including digital-first neobanks, alternative lenders, and digital brokerages such as Coinbase, Dave, and Propel, among others.Prior to starting Atomic, Jordan was the Co-Founder and Chief Executive Officer at Unbill, a FinTech payment company he sold to online banking software provider Q2 (QTWO). Previously, he helped start a cybersecurity company, NextPage, which was acquired by Proofpoint (PFPT) as well as Mobile Butler, acquired by Amenify.As both Vice-Chairman of Solera National Bank and Co-Founder and CEO of Atomic, Jordan bridges the gap between traditional banking and technology-enabled financial services. At Atomic, he works with nearly all of the leading fintech companies, including digital-first neobanks, alternative lenders and digital brokerages, and traditional banks, community banks, and credit unions. He has led Atomic to simplify complicated payroll integrations to cover 75% of the U.S. workforce with a combined reach of 125 million workers. Atomic's payroll APIs are the leading way for consumers to securely connect their payroll accounts to a third-party banking app to set up or switch direct deposit payments, and access financial data for income (VOI) and employment (VOE) verifications, and setup or update W-4 tax withholdings. Put simply, Atomic makes banking easier for the customer and the bank. Atomic is a member of the Financial Health Network, the Innovative Payments Association, and the Visa North America Fintech Partner Connect Program, among others.Jordan earned his B.S. from Brigham Young University in 2012. In his spare time, he enjoys fishing with his family.Connect with him on LinkedIn & Twitter
Jimmy Chen is the Founder and CEO of Propel, creators of the Providers app, which is used by over 5 million Americans to manage their SNAP benefits and banking. Propel was founded through a fellowship at the Robin Hood Foundation, and has raised over $80m in venture capital funding from investors including the Financial Health Network, Andreessen Horowitz, Kevin Durant, and Serena Williams. In addition to his work at Propel, Jimmy is Vice Chair of Technology at the eGovernment Payments Council, an industry task force around the future of government payments, he was an advisor to President Biden's Tech Transition Committee, and he has testified in front of Congress on the topic of modernizing America's safety net. Prior to Propel, Jimmy led product teams at LinkedIn and Facebook and studied Symbolic Systems at Stanford University. “Start from a clear consumer pain point, start from talking to people who are navigating those challenges in their day to day lives, gain as much empathy as you can for their experiences.” - Jimmy ChenToday on Startups for Good we cover:Market opportunity to serve low income peopleMeasuring your positive impact What makes a product respectfulHow a feature can evolve into a businessRevenue through advertisingChoosing advertisers that are aligned with company valuesManaging fifty different state government regulationsDealing with competitionWillingness to have frank conversations Connect with Jimmy on Twitter or find out more from the Propel websiteThe Paul Graham article that was mentionedSubscribe, Rate & Share Your Favorite Episodes!Thanks for tuning into today's episode of Startups For Good with your host, Miles Lasater. If you enjoyed this episode, please subscribe and leave a rating and review on your favorite podcast listening app.Don't forget to visit our website, connect with Miles on Twitter or LinkedIn, and share your favorite episodes across social media. For more information about Purpose Built visit our website.
Judy Samuelson is the founder and executive director of the Aspen Institute's Business and Society Program. Signature programs under Judy's leadership include a ten-year campaign to disrupt Milton Friedman's narrative about corporate purpose, the Aspen Principles of Long-Term Value Creation, and a partnership with Korn Ferry to rethink executive pay. She previously worked in legislative affairs in California and banking in New York's garment center and ran the Ford Foundation's office of program-related investments. Samuelson blogs for Quartz at Work and is a Bellagio Fellow and a director of the Financial Health Network.
FEATURED GUESTSRam CharanRam Charan is a world-renowned business consultant, author, and speaker who has spent the past 40 years working with many top companies, CEOs, and boards. Charan was first introduced to business while working in the family shoe shop in a small town in northern India, where he was raised. He served on the faculties of Harvard Business School and Northwestern University before pursuing consulting full-time. Charan has won several awards, including the Bell Ringer award at GE's Crotonville Institute and best teacher award at Northwestern. He was among BusinessWeek‘s top ten resources for in-house executive development programs. Charan has authored more than 30 books since 1998 that have sold over four million copies in more than a dozen languages. He has also written for Harvard Business Review, Fortune, BusinessWeek, Time, Chief Executive, and USA Today. Charan is a Distinguished Fellow of the National Academy of Human ResourcesJudy SamuelsonJudy Samuelson is founder and executive director of the Aspen Institute's Business and Society Program and author of Six New Rules of Business: Creating Real Value in a Changing World (2021). Signature programs under Samuelson's leadership include a 10-year campaign to disrupt Milton Friedman's narrative about corporate purpose, the Aspen Principles of Long-Term Value Creation, and a partnership with Korn Ferry to rethink executive pay. She previously worked in legislative affairs in California and banking in New York's garment center and ran the Ford Foundation's office of program-related investments. Samuelson blogs for Quartz at Work. She is a Bellagio Fellow and a director of the Financial Health Network.Stilpon NestorStilpon Nestor is the executive chair of Morrow Sodali EMEA. He is also the executive chair and founder of Nestor Advisors, a company that Morrow Sodali acquired in early 2021. In this latter role, he has advised the boards of some of the largest companies and financial institutions in the European Union and emerging markets in Europe, Latin America, Asia, and the Middle East across a variety of sectors. Until 2002, Stilpon was the head of the Corporate Affairs Division at the OECD, leading the team which produced the OECD Principles of Corporate Governance in 1999. Stilpon is a nonexecutive director of the Arabian Construction Co., one of the largest contractors in the Gulf. He is currently a member of the UK Institute of Directors (IoD) Advisory Board on Corporate Governance and cochairs its working group on governance and technology. He is a regular public speaker on governance.Mike LubranoMike Lubrano is managing director of Valoris: Stewardship Catalysts, and an adjunct professor of Sustainable Finance and Impact Investment at Johns Hopkins School of Advanced International Studies in Washington, DC. Lubrano also teaches the International Corporate Governance Network's signature “Governance, Stewardship, and Sustainability” course and served as ICGN's Education Programme advisor. Lubrano was a cofounder and managing director, Corporate Governance and Sustainability, at Cartica Management LLC. Earlier, Lubrano worked at the International Finance Corporation (IFC), the private sector investment arm of the World Bank Group; served as advisor to the Ministry of Finance of Chile for the development of its corporate governance reforms; and was one of the group of experts that designed Brazil's Novo Mercado. Lubrano is a cofounder of the Latin America Corporate Governance Roundtable. He is currently a director of FIBRA ECO. He is the coauthor of Governance, Stewardship and Sustainability (2021). SHOW NOTESmpact of Technology on the Future of Corporate GovernanceRam Charan: Three factors every board must considerNeed to have a view of the outside world that is not purely driven by management. Need independent view of the outsideTechnology: must focus is critical because a company cannot be everything to everyone. Must have the right CEO aCapital Allocation: balance between short term and long termTechnology will be a critical driver of enabling a board to understand these three critical areasEffective agenda setting to improve the effective time of board meetingsStilpon: Royal Post upgraded many of its digital systems. How can boards fully kick the tires on a reporting system that is fully algorithmic? Boards must be more generalist and with access to more information from the outside.Technology will change employee participation in the boardroom. Judy Samuelson: Era of hyper transparency. Employees have good sightlines into business decision making and ability to follow the money in a way never previously possible. Authentic leadership is keeping your promises and outsiders and employees are now able to apply a level of scrutiny never previously possible with new technology. Technology empowers employees to build consensus and communicate with each other in ways previously not available to other generationsJudy Samuelson: Cultural barrier to employees represented on board. Employees have same long-term interest in the companies success. In the knowledge economy ignore them at your own peril. Employees are the centerpiece of the success of the business. How will the pandemic impact corporate governance moving forward:Ram Charan: Cycle time is reducing, communicating with competitors. 6 boards meetings for boards usually sometimes 4Judy Samuelson: the pandemic ushered in a new era of private, public partnership Total reshaping of executive compensation. Move away from stock in order to incentivize long-term interests and success. “Cannot have a successful business in a failed society”Stilpon: Impacts the new “distributed board” era and will impact the agendas and consolidation of the agendas to allow for more deep diving into the issues during meetings, but less consequential stuff can be distributed to be completed outside of meetings. What knowledge and skills will future board members need?Stilpon: More well-rounded generalists rather than direct specialists on specific topics. Ram Charan: Many board members still don't have the basic finance knowledge (balance sheets)Judy Samuelson: Need more women on boards and need more diversity Final StatementsRam Charan: Broaden focus but cannot focus solely on stakeholders, have the right CEO, focus the agenda every year, employees need to be rewarded in same way as top management to decrease inequalityStilpon Nestor: Companies will become much more social animals. Boards will be freed from the short-termism and be more strategic. Variable architecture in their composition, more distributed boards and distributed dutiesChallenge: going to new social companies is lacking a complete and fulsome accountability structure to replace the shareholder accountability modelJudy Samuelson: Shareholder accountability is not the solution. How will the culture of boards evolve? Status quo will not get us where we want to go. More diversity and supporting the executive to do some difficult and “unpopular” things.
Fan of the show? https://www.patreon.com/newleftradio (Support us on Patreon)! How will nations adapt to technology that will invariably change our world? Will we reject change or embrace it and the new world it could bring with it? We're joined by futurist and writer Brett along to discuss his new book, The Rise of Technosocialism and what the concept means for humanity. About The Rise of Technosocialism What is the impact of COVID-19 on world economies? If the cost of providing universal health care is lower than the cost of building a political movement to prevent it, would politicians still view it as socialism? In a world where algorithms and robots take the jobs of immigrants and citizens alike, are border controls an effective response? If unemployment skyrockets due to automation, would conservative governments rather battle long-term social unrest, or could they agree on something like universal basic income? When renewable energy sources are a fraction of the cost of coal generated electricity, should lobbyists be able to prevent changes to energy infrastructure? When the crowd's mood is measured in influence and exabytes, will real-time democracy render elections a thing of the past? International Bestselling authors Brett King and Dr. Richard Petty explore the seismic social changes that will be thrust on the world over the coming decades. The Rise of Technosocialism seeks to answer how our children will live with AI and climate disruption, the impact of COVID-19 in our lives along with which economies will likely emerge victorious in an always-on, smart world. https://riseoftechnosocialism.com/buy/ (Buy The Rise of Technosocialism) About Brett King Brett King is a world-renowned entrepreneur, futurist, speaker, international bestselling author, and media personality. China's President Xi Jinping cited his book https://amzn.to/3D1tkxO (Augmented: Life in the Smart Lane) on the topic of Artificial Intelligence in his 2018 national address; the same book that was listed as a Top 10 non-fiction book in North America. In 2019 his https://amzn.to/3yZeYvs (book Bank 4.0) was awarded the Top Book by a Foreign Author in Russia for that year. In 2020 King was inducted into the https://twitter.com/CBinsights/status/1329808704154202114?ref_src=twsrc%5Etfw%7Ctwcamp%5Etweetembed%7Ctwterm%5E1329808704154202114%7Ctwgr%5E%7Ctwcon%5Es1_c10&ref_url=https%3A%2F%2Fpublish.twitter.com%2F%3Fquery%3Dhttps3A2F2Ftwitter.com2FCBinsights2Fstatus2F1329808704154202114widget%3DTweet (Fintech Hall of Fame) by CB Insights. In 2015 he was shortlisted for the https://www.facebook.com/117022816782/videos/2187055071539409 (Advance Global Australian of the Year Award). His books have been released in over a dozen languages. Banking Exchange magazine dubbed him the “https://m.bankingexchange.com/news-feed/item/5065-king-of-the-disruptors (King of Disruptors)”, while The Australian newspaper in Australia called him the “Godfather of Fintech”. Brett has spoken in more than 50 countries, at TED, Wired, Techsauce, Singularity University, Web Summit, The Economist, IBM's World of Watson, CES, SIBOS and many more. He has appeared as a commentator on CNBC, BBC, ABC, Fox, and Bloomberg. He has spoken live to virtual audiences of over 42 million people. He advised the Obama administration on Fintech strategy, and today advises regulators, lawmakers and boardrooms around the world on digital transformation and future readiness. King founded https://provoke.fm/show/breaking-banks/ (Breaking Banks) and The Futurists podcasts (distribution to 180 countries, 9 million annual listeners). King founded the world's first mobile challenger bank—https://moven.com/ (Moven) —in 2011, raising $47m to-date and sits on the board of the largest US non-profit focused on financial inclusion, the Financial Health Network. https://twitter.com/brettking?s=21 (Follow Brett King on Twitter) Stay connected with the...
FEATURED GUESTSRam CharanRam Charan is a world-renowned business consultant, author, and speaker who has spent the past 40 years working with many top companies, CEOs, and boards. Charan was first introduced to business while working in the family shoe shop in a small town in northern India, where he was raised. He served on the faculties of Harvard Business School and Northwestern University before pursuing consulting full-time. Charan has won several awards, including the Bell Ringer award at GE's Crotonville Institute and best teacher award at Northwestern. He was among BusinessWeek‘s top ten resources for in-house executive development programs. Charan has authored more than 30 books since 1998 that have sold over four million copies in more than a dozen languages. He has also written for Harvard Business Review, Fortune, BusinessWeek, Time, Chief Executive, and USA Today. Charan is a Distinguished Fellow of the National Academy of Human ResourcesJudy SamuelsonJudy Samuelson is founder and executive director of the Aspen Institute's Business and Society Program and author of Six New Rules of Business: Creating Real Value in a Changing World (2021). Signature programs under Samuelson's leadership include a 10-year campaign to disrupt Milton Friedman's narrative about corporate purpose, the Aspen Principles of Long-Term Value Creation, and a partnership with Korn Ferry to rethink executive pay. She previously worked in legislative affairs in California and banking in New York's garment center and ran the Ford Foundation's office of program-related investments. Samuelson blogs for Quartz at Work. She is a Bellagio Fellow and a director of the Financial Health Network.Stilpon NestorStilpon Nestor is the executive chair of Morrow Sodali EMEA. He is also the executive chair and founder of Nestor Advisors, a company that Morrow Sodali acquired in early 2021. In this latter role, he has advised the boards of some of the largest companies and financial institutions in the European Union and emerging markets in Europe, Latin America, Asia, and the Middle East across a variety of sectors. Until 2002, Stilpon was the head of the Corporate Affairs Division at the OECD, leading the team which produced the OECD Principles of Corporate Governance in 1999. Stilpon is a nonexecutive director of the Arabian Construction Co., one of the largest contractors in the Gulf. He is currently a member of the UK Institute of Directors (IoD) Advisory Board on Corporate Governance and cochairs its working group on governance and technology. He is a regular public speaker on governance.Mike LubranoMike Lubrano is managing director of Valoris: Stewardship Catalysts, and an adjunct professor of Sustainable Finance and Impact Investment at Johns Hopkins School of Advanced International Studies in Washington, DC. Lubrano also teaches the International Corporate Governance Network's signature “Governance, Stewardship, and Sustainability” course and served as ICGN's Education Programme advisor. Lubrano was a cofounder and managing director, Corporate Governance and Sustainability, at Cartica Management LLC. Earlier, Lubrano worked at the International Finance Corporation (IFC), the private sector investment arm of the World Bank Group; served as advisor to the Ministry of Finance of Chile for the development of its corporate governance reforms; and was one of the group of experts that designed Brazil's Novo Mercado. Lubrano is a cofounder of the Latin America Corporate Governance Roundtable. He is currently a director of FIBRA ECO. He is the coauthor of Governance, Stewardship and Sustainability (2021). SHOW NOTESMegatrends shaping corporate governanceJudy Samuelson: Employees are changing the power structureMuch better window into corporate accountability than investors or management, or regulatorsStilpon: Control of corporations is changing. Concentration of control with multiple voting rights, SPACs.2.) Much more voice outside of the company. Corporations are becoming much more social animals than economic animals (corporations are political actors). 3.) Ebb and flow of regulation post 2008Ram Charan: Public boards now have a new boss and the Engine #1 example is proof of that. The new boss is the long-term, permanent investor (passive, BlackRock, Vanguard, Atavists). Drivers: Sustainability and the new boss is 24/7What is the effect of the debate of the purpose of the corporationStilpon: Not quite sure that in spite of the UK CorpGov code and BRT announcement, not sure we have actually seen companies putting purpose into action, and it remains to be seen how companies will “hardwire” purpose into strategy, actions, and compensation incentives.Could simply be a way of dodging accountability to shareholders by diluting the accountability across multiple stakeholder constituenciesRam Charan: Purpose goes back to Harvard Business school since the 1930s. India culturally practices giving 10% of profit to charity. Purpose has been practiced for decades and it merely means that the current efforts of social engagement are not enough. Judy Samuelson: Stakeholder is a bad term, but we need business to be at the table. The law around corporate purpose is not holding us back, but it is the system and infrastructure that keeps the shareholders at the top and front and center to business objectives. Employees are better at accountability than shareholders, and can better account for companies aligned to the promises and expectations set out in BRT. Strong focus on what the company is doing and producing tied to that purpose and what the effects it is having in doing and producing those things on the community it operates in? Derive purpose from this17:00: Moment of huge change with directors retiring in the new normal. We need new innovation at the level of governance. CEO must assess the entire ecosystem of the business, external and internal. Rethink committee structure, employees are not going to be quiet, companies are returning 90% of profits to shareholders in buybacks and dividendsImminent and measurable: composition and diversity are improving but not there yet. 2.) increasing compensation between the top and the bottom, front line workers is untenableTalking about how the business model works and what it is designed to do and then what is the impact in the real world of that modelStilpon: Skeptical, startup model with purpose is potentially a way towards instituting the purpose into the organizationLarge Companies – Is there a dichotomy between the bosses and players a large company has versus mid and small cap that are not high-profile (not as big targets for activists and passive investors)Judy Samuelson: Not sure. Capital is not scarce and many companies simply go public as a means of providing an early escape hatch for their early investors, but they do not actually need capital. Large and small is not the right distinction. Focusing on culture and impact. Inequality needs to bring everyone to the tableCrisis is driving change. Larger companies as they are targeted as they provide a means of bringing the entire vendor, supply chain, and ecosystem to the table to drive change. Small is much more dynamic so it will be interesting to see how they impact this spaceStilpon: Large companies are just engaged in a political communications exercise.
While government intervention in response to the COVID-19 pandemic helped many people improve their financial situations, most people in the United States continue to struggle with their financial health. The question becomes whether policymakers, financial services providers, employers, healthcare providers, and other stakeholders will take advantage of opportunity to create policies and solutions that support the long-term expansion of financial wellbeing for all. Our guest on the Banking Transformed podcast is Jennifer Tescher, Founder & CEO of the Financial Health Network. She discusses the changes to financial wellbeing that have occurred since the pandemic, while also presenting several warnings. This episode of Banking Transformed is sponsored by FIS. GoCart recognizes email addresses and lets consumers pay quickly anywhere – with no passwords and no long forms. Consumers can pay faster for anything – even things they wouldn't expect like healthcare, processional services, and more. GoCart goes beyond online checkout and allows consumers to pay easily by email, text, or with QR codes. Find out how you can use GoCart to simplify payments and increase your sales at GoCartpay.com/podcast. FIS. Advancing the way the world pays banks and invests. This episode of Banking Transformed is sponsored by mParticle. mParticle believes that better decisions start with better data. Cleanse, visualize, and connect your customer data from any source or system to any API. Better data, better decisions, better outcomes. Visit mparticle.com for more.
Arjan is a trusted and experienced venture investor and founder of Core Innovation Capital, a leading venture capital fund investing in financial services companies that democratize prosperity. He is a passionate advocate for market-based financial access and empowerment.His investments include Ripple, NerdWallet, Bestow, and Oportun. He is a Senior Advisor to the Financial Health Network (formerly CFSI), the nation's leading authority on financial health, which he helped start in 2004. He has served on the CFPB's Consumer Advisory Board and currently serves on the Fed's Consumer Advisory Counsel.Several of Arjan's investments have been acquired or gone public, including TIO Networks (by PayPal), Fundera (by Nerdwallet), Coverhound (Brown & Brown), Oportun (Nasdaq:OPRT), Honest Dollar (by Goldman Sachs), L2C (by TransUnion), AccountNow (by Green Dot), CircleLending (by Virgin Group), and RentBureau (by Experian).Arjan writes regularly, and has been noted in the Wall Street Journal, New York Times, and Economist, and in the documentary, Spent. He speaks regularly including at the White House, SXSW, Stanford, Harvard, and MIT.On a local level he serves on the Compton Community Development Corporation Board. Prior, he spent a decade as an operator in several venture backed startups as a technology leader, product- and general manager including Pierian Spring Software, Cognitive Concepts (acquired by Houghton Mifflin), Capella Learning (now NASDAQ: CPLA), and DoTheGood.Arjan joins me today to discuss mainly about a piece he wrote for Medium called How missionary are you actually?, which I think has so many insights per sentence. It is mind blowing, how dense and how much information is in the short piece. I thought it was worth a deep dive on the podcast, especially for founders thinking about how to hold themselves accountable to the mission. How to make sure it lives on past your initial excitement. And those moments when you say, Let's go climb that mountain..“We believe in Occam's razor, so pick the simpler versus the more complex solution, when there's a choice. We believe in creative destruction. And so rather than perfect academic rigor, we're fine to always be tinkering and improving it. Then we put together a small group of folks whose job it is to call our bluff, to hold our feet to the fire to insist on intellectual honesty.” - Arjan SchütteToday on Startups for Good we cover:Misguided perseveranceImpact externalities reportWhy mission driven startups are intent on financial healthThe importance of writing down the company's mission Calculating correlations between social impact and enterprise valueDifferent ways to levy feesUnderstanding your customer betterSharing positive externalities with steak holdersTaking The Founder's PledgeArjan's article in MediumConnect with Arjan through his email at a@corevc.com or at Core's websiteSubscribe, Rate & Share Your Favorite Episodes!Thanks for tuning into today's episode of Startups For Good with your host, Miles Lasater. If you enjoyed this episode, please subscribe and leave a rating and review on your favorite podcast listening app.Don't forget to visit our website, connect
Jerome and Julienne talk with Matt Bahl - VP and head of workplace financial health, Financial Health Network.In this episode of Story Talks we discover how do we make people's lives better by improving their financial resilience?That salaries are not determinative of financial health. How can we make workplace work better for working people? Matt talks about how the catalytic moment for him was when he told the story of his father at a summit on financial wellness and how that story led him to a positive career move and how it's been influencing the audiences he talks to.The generational differences with regards to finance and work are vast.Filling the gap between the values companies state and the actions they take: The void is vast and Matt's work is to better align those, and deliver solutions to the real problems workers face. The difference between moral injury and burnout, and how new generations are feeling this in the workplace right now. Employers need to do a lot more than just helping employees to save for retirement, like paying down debt and solving credit issues. The three best practices that companies can implement right now to improve their employees' financial health in their work place. Data without storytelling is as useless as storytelling is without data. You must humanize the data for it to be effective, and the story is how you engage people because it has a human component that the data lacks. We need stories of every day average working people in order to get messages through and affect change: How do we make the unremarkable feel remarkable? Learn about Matt's favorite inspirational stories and how he uses them for impact. Our best practices and take away's from our conversation.LINKS ~Financial health network: finhealthnetwork.org - building an ecosystem for making financial health a reality for everyone. #fintechs #financialhealth #personalwealth #financialhealth Lila's cupcakes : https://finhealthnetwork.org/team/lila-owensNarativ: narativ.com to learn more about storytelling in businessFinancial support sites we discussed on this episode: Novacredit: https://www.novacredit.com/ - focused on helping immigrants build creditEsusu - https://esusurent.com/ - helping people build financial opportunities
Our world is more interconnected and more siloed than ever before. Meet the silo busters – the leaders who are unleashing creative new ways of doing business by seeing customers, employees, and communities in 3D. Explore their vision of innovation alongside host Jennifer Tescher, founder and CEO of Financial Health Network..
Judy Samuelson is the founder and executive director of the Aspen Institute Business and Society Program and a vice president at the Aspen Institute. Judy led a ten-year campaign to challenge conventional thinking in board rooms and classrooms about the Purpose of the corporation; she produced the Aspen Principles of Long-Term Value Creation to challenge short-termism in business and capital markets and is promoting a set of Principles designed to disrupt the status quo in boardrooms about the design of CEO pay. Judy's career spans working in the California State Legislature, banking in New York's garment center, and directing the Ford Foundation's exploration of impact investing. She is a Rockefeller Foundation Bellagio Fellow, a director of the Financial Health Network, and the author of The Six New Rules of Business: Creating Real Value in a Changing World. We discuss Market Civitas, the difference between business purpose and business goals, the origin of the license to operate that all businesses enjoy, co-creation, business education, and more. This is an insightful look at how businesses can best operate in a complex and interconnected world.
This month, Altra Federal Credit Union debuted a new tool to help our members measure their overall financial wellness. This month's episode is all about the Best Life Financial Wellness Quiz which can be found on our website at altra.org. The two-minute quiz lets quiz takers know what they're doing well, and what could use improvement in four key areas: Spending, Saving, Borrowing, and Planning. Lori Horstman and Cheryl Dutton, Altra's VPs of Member Experience and Marketing, respectfully, give us more information about the quiz and its importance. John Thompson, the President of Attune (attune.co), also joins the podcast via video to talk about how his company, along with the Financial Health Network (finhealthnetwork.org) helps organizations measure and improve financial wellness.
Opportunity in America - Events by the Aspen Institute Economic Opportunities Program
One year past the start of the COVID-19 pandemic, about half of non-retired adults say the lingering consequences will make it harder for them to meet their financial needs and goals. Unfortunately, this situation is not new. For years prior to last year's recession, too many American families – particularly Black, Hispanic, and other nonwhite families – constantly struggled to stretch paychecks to cover life's essentials. But these struggles were too often overlooked. Now, however, as the US economy emerges from COVID-19, business leaders are considering an array of solutions to shape an equitable and inclusive recovery and take action for racial equity. One path: making worker financial wellness a corporate priority. Research shows that improving workers' financial wellness benefits not only workers themselves, but also business outcomes such as productivity, innovation, customer satisfaction, and employee turnover and engagement. This event focuses on what companies can accomplish when they pursue improving the financial health and resilience of workers. Senior executives from companies who have tackled a range of issues as they work to build employee financial wellness discuss how they came to prioritize the issue, some of the surprises and challenges encountered, and lessons that others can build on. Tune in to this engaging, timely, and important discussion on how we can work together to build worker financial health and resilience. Speakers include Marissa Andrada (Chief Diversity, Inclusion and People Officer, Chipotle), Sarah Keh (Vice President, Inclusive Solutions, Prudential Financial), Franz Paasche (Chief Corporate Affairs Officer, PayPal), and moderator Lauren Weber (Reporter, The Wall Street Journal). The companies on the panel are part of the Worker Financial Wellness Initiative launched in October 2020 by PayPal and JUST Capital in collaboration with the Financial Health Network and Good Jobs Institute. WFWI's goal is to raise workers' financial security to be a C-suite and investor priority. Companies commit to conducting assessments to gauge the financial vulnerability of their workforce, and they join a community of practice to identify opportunities to improve their long-term resilience. The first cohort reaches over 260,000 American workers and includes Chobani, Chipotle, Prudential, Verizon, and Even. The Economic Opportunities Program's Opportunity in America discussion series has moved to an all-virtual format as we all do what we can to slow the spread of COVID-19. But the conversations about the changing landscape of economic opportunity in the US and implications for individuals, families, and communities across the country remain vitally important. We hope you will participate as we bring our discussions to you in virtual formats, and we look forward to your feedback. We are grateful to the Ford Foundation, Prudential Financial, Walmart.org, the Mastercard Center for Inclusive Growth, and the Surdna Foundation for their support of this series.
Heidi Johnson is Director, Behavioral Health at the world-renowned Financial Health Network. She led an important piece of research recently released that focuses on Designing Digital Financial Advisory Tools for Low/Moderate Income Older Adults. Patrick Schippers joins the conversation as a senior at the Georgia State Robinson College of Business.
About Judy Samuelson Judy Samuelson is the founder and executive director of the Aspen Institute Business and Society Program and vice president at the Aspen Institute. She previously worked in legislative affairs in California and banking in New Yorks garment centre and ran the Ford Foundations office of program-related investments. Author of The Six New Rules of Business: The rules of business are changing dramatically. The Aspen Institute's Judy Samuelson describes the profound shifts in attitudes and mindsets that are redefining our notions of what constitutes business success. She also writes regularly for Quartz at Work and is a Bellagio Fellow and a director of the Financial Health Network. Connect with Judy Website LinkedIn Twitter Some topics we cover in this episode: The design of how decisions are made Incentive systems that are driving the behaviours we are seeing with leaders and why we need to change them. Learning from real-life stories that leaders can apply immediately. Why companies are not good or bad How to build resilient robust cultures that get the best out of people and care about their people Employees are the new accountability mechanism Listening versus Hearing Connect with me Website: https://mindsetshift.co.uk/ Instagram: https://www.instagram.com/sopeagbelusi/ LinkedIn: https://www.linkedin.com/in/sopeagbelusi/ Twitter: https://twitter.com/Sope_Agbelusi Email: hello@mindsetshift.co.uk -------------------------------------------------------------------------------------- SPREAD THE WORD. LEAVE A RATING, REVIEW, AND FEEDBACKYou can do this on Apple podcast or on Stitcher Your ratings and reviews help us place the podcast in front of new leaders and listeners. I appreciate you and your support! --------------------------------------------------------------------------------------- Have a question, comment or a topic you want to be discussed? Send me a voice message: https://mindsetshift.co.uk/#ask-me-anything
About Judy Samuelson Judy Samuelson is the founder and executive director of the Aspen Institute Business and Society Program and vice president at the Aspen Institute. She previously worked in legislative affairs in California and banking in New York's garment centre and ran the Ford Foundation's office of program-related investments. Author of The Six New Rules of Business: The rules of business are changing dramatically. The Aspen Institute's Judy Samuelson describes the profound shifts in attitudes and mindsets that are redefining our notions of what constitutes business success. She also writes regularly for Quartz at Work and is a Bellagio Fellow and a director of the Financial Health Network. Connect with Judy Website LinkedIn Twitter Some topics we cover in this episode: The design of how decisions are made Incentive systems that are driving the behaviours we are seeing with leaders and why we need to change them. Learning from real-life stories that leaders can apply immediately. Why companies are not good or bad How to build resilient robust cultures that get the best out of people and care about their people Employees are the new accountability mechanism Listening versus Hearing Connect with me Website: https://mindsetshift.co.uk/ Instagram: https://www.instagram.com/sopeagbelusi/ LinkedIn: https://www.linkedin.com/in/sopeagbelusi/ Twitter: https://twitter.com/Sope_Agbelusi Email: hello@mindsetshift.co.uk -------------------------------------------------------------------------------------- SPREAD THE WORD. LEAVE A RATING, REVIEW, AND FEEDBACKYou can do this on Apple podcast or on Stitcher Your ratings and reviews help us place the podcast in front of new leaders and listeners. I appreciate you and your support! --------------------------------------------------------------------------------------- Have a question, comment or a topic you want to be discussed? Send me a voice message: https://mindsetshift.co.uk/#ask-me-anything
About Judy SamuelsonJudy Samuelson is the founder and executive director of the Aspen Institute Business and Society Program and vice president at the Aspen Institute. She previously worked in legislative affairs in California and banking in New York's garment centre and ran the Ford Foundation's office of program-related investments. Author of The Six New Rules of Business: The rules of business are changing dramatically. The Aspen Institute's Judy Samuelson describes the profound shifts in attitudes and mindsets that are redefining our notions of what constitutes business success.She also writes regularly for Quartz at Work and is a Bellagio Fellow and a director of the Financial Health Network.Connect with Judy WebsiteLinkedInTwitterSome topics we cover in this episode:The design of how decisions are made Incentive systems that are driving the behaviours we are seeing with leaders and why we need to change them.Learning from real-life stories that leaders can apply immediately.Why companies are not good or badHow to build resilient robust cultures that get the best out of people and care about their peopleEmployees are the new accountability mechanism Listening versus HearingConnect with meWebsite: https://mindsetshift.co.uk/Instagram: https://www.instagram.com/sopeagbelusi/LinkedIn: https://www.linkedin.com/in/sopeagbelusi/Twitter: https://twitter.com/Sope_AgbelusiEmail: hello@mindsetshift.co.uk --------------------------------------------------------------------------------------SPREAD THE WORD. LEAVE A RATING, REVIEW, AND FEEDBACKYou can do this on Apple podcast or on StitcherYour ratings and reviews help us place the podcast in front of new leaders and listeners.I appreciate you and your support!---------------------------------------------------------------------------------------Have a question, comment or a topic you want to be discussed?Send me a voice message: https://mindsetshift.co.uk/#ask-me-anything
About Judy SamuelsonJudy Samuelson is the founder and executive director of the Aspen Institute Business and Society Program and vice president at the Aspen Institute. She previously worked in legislative affairs in California and banking in New York's garment centre and ran the Ford Foundation's office of program-related investments. Author of The Six New Rules of Business: The rules of business are changing dramatically. The Aspen Institute's Judy Samuelson describes the profound shifts in attitudes and mindsets that are redefining our notions of what constitutes business success.She also writes regularly for Quartz at Work and is a Bellagio Fellow and a director of the Financial Health Network.Connect with Judy WebsiteLinkedInTwitterSome topics we cover in this episode:The design of how decisions are made Incentive systems that are driving the behaviours we are seeing with leaders and why we need to change them.Learning from real-life stories that leaders can apply immediately.Why companies are not good or badHow to build resilient robust cultures that get the best out of people and care about their peopleEmployees are the new accountability mechanism Listening versus HearingConnect with meWebsite: https://mindsetshift.co.uk/Instagram: https://www.instagram.com/sopeagbelusi/LinkedIn: https://www.linkedin.com/in/sopeagbelusi/Twitter: https://twitter.com/Sope_AgbelusiEmail: hello@mindsetshift.co.uk --------------------------------------------------------------------------------------SPREAD THE WORD. LEAVE A RATING, REVIEW, AND FEEDBACKYou can do this on Apple podcast or on StitcherYour ratings and reviews help us place the podcast in front of new leaders and listeners.I appreciate you and your support!---------------------------------------------------------------------------------------Have a question, comment or a topic you want to be discussed?Send me a voice message: https://mindsetshift.co.uk/#ask-me-anything
This podcast with Mimi Joy explores consumer financial wellbeing in the US and initiatives to improve access to quality financial services for low and moderate income Americans. Mimi shares her perspective as Head of Partnerships at the Financial Health Network, a leading authority in the space. Topics discussed include: The current state of the financial health landscape Research on the effect of the pandemic on low and moderate income consumers and their financial wellbeing New approaches to serving the needs of vulnerable consumers Key financial health lessons for payments professionals Come to the Payments on Fire® website for: Expanded show notes Podcast transcript The complete Payments on Fire® episode catalog The Glenbrook Education schedule
In this episode, Hall welcomes Ryan Falvey, Co-Founder and Managing Partner at Financial Venture Studio. Financial Venture Studio invests in the best early-stage fintech companies and provides the access and insights founders need to build transformational companies. They provide a bespoke program when investing at an early stage, introduce seed-stage portfolio companies to leaders in the financial services, regulatory, media, and venture capital communities and it's working: - FVS companies have raised nearly $200m in follow-on capital since they launched in late 2018. - Within 6 months of completing the program, 88% of their portfolio companies raised follow-on capital at an average valuation increase of over 2x. - FVS companies have grown to serve millions of consumers and tens of thousands of enterprise and SMB customers. Financial Venture Studio is also raising its second fund and recently launched its latest cohort of startups. Ryan has spent the last 15 years identifying, supporting, and leading market-changing innovations in technology. Since 2015, he's invested in 40 early-stage fintech firms, which have grown to represent approximately $3 billion in aggregate equity value. Prior to founding Venture Studio, Ryan led the development of the Financial Solutions Lab, a partnership between JPMorgan Chase and the Financial Health Network. Before managing the Lab, Ryan worked with leading tech firms to develop payment solutions at Silicon Valley Bank. He also served as Strategy Group Lead at Enclude Solutions, overseeing global strategy consulting work around mobile-enabled financial products. Ryan discusses how the Special Purpose Acquisition Companies (SPACs) industry is evolving. He advises investors and entrepreneurs and shares some of the challenges they face.You can visit Financial Venture Studio at , via LinkedIn at , and via Twitter at . Ryan can be contacted via email at , via LinkedIn at , and via Twitter at . Music courtesy of .
Jennifer Tescher is founder and CEO of the Financial Health Network, and host of the Emerge Everywhere podcast on the Provoke.fm network. She talks with Alan Murray, CEO of Fortune Media, on the evolution of capitalism and how CEOs are finding new ways to address large global challenges that go far beyond short-term financial performance. https://www.youtube.com/watch?v=jOS1z15A7uE
As the Financial Health Network's Vice President for Innovation, Hannah Calhoon is responsible for the strategic direction of our Innovation practice, including the Financial Solutions Lab. In her role, she leads our efforts to uncover new ways to support our innovators as they work to improve financial health and deliver quality services that treat communities with dignity.Hannah has more than 12 years of experience building mission-oriented innovation systems. Before coming to the Financial Health Network, Hannah founded Blue Ridge Labs, an initiative inside the Robin Hood Foundation that unites communities and technologists to build new tech platforms that address economic inequality. Before founding Blue Ridge Labs, Hannah was Project Leader in BCG's healthcare and global development practice areas and held roles at Acumen and Embrace. She currently sits on the Legal Service Corporation's Emerging Leaders Council and the advisory boards of Finance Forward and legal tech start-up community.lawyer.Hannah holds a BA in Social Studies from Harvard College and an MBA from Stanford's Graduate School of Business. She lives in Dallas, Texas with her husband and her two daughters. In her free time, she enjoys baking, hiking, and sci-fi novels."Hannah joins me to discuss some of the aspects of serving a low income population in improving their financial health. She shares with us the things that she learned working with founders of this type of company. Hannah talks about the differences between a for profit and a non-profit company. She shares with us some of the companies that are coming out of the Financial Services Lab incubator. Hannah continues to tell us what areas are missing or needs tackling.“…it's never a bad idea to go find a couple of people you can bounce ideas off of who can serve as your kitchen table of sorts, because it is a long and challenging journey to get from the very beginning of these things to something that looks like an exit, if that's what you're looking for.” - Hannah CalhoonToday on Startups for Good we cover:-Founding a company without experience with the problem-Building trust to get the best answers from users-How the short term nature of the VC process works in serving low income populations-Biases in the founder and the customer population that is served-Is the financial health of families in America improving?-How the regulatory environment effects the health of families-User centric software products that help awareness of government programsOther Mentions:Episode 6: Mara Zapeda, Managing Director at Zebras Unite: https://www.startupsforgood.com/sfg-06-mara-zapeda/Subscribe to the podcast so you don't miss the Jonathan Petts episode releasing next week, Monday, July 12th.The book that Hannah mentioned, The Design of Everyday Things by Don NormanConnect with Hannah on LinkedIn at https://www.linkedin.com/in/hannahcalhoon/ and Financial Health Network on Twitter, https://twitter.com/finhealthnet, LinkedIn https://www.linkedin.com/company/finhealthnetwork/ and their website is: https://finlab.finhealthnetwork.orgSubscribe, Rate & Share Your Favorite Episodes!Thanks for tuning into today's episode of Startups For Good with your...
On Tuesday, May 18, the Center on Regulation and Markets at Brookings will address these questions with the release of a new report, “Measuring the Financial Health of Americans,” authored by the Financial Health Network’s Jennifer Tescher and David Silberman. https://www.brookings.edu/events/new-approaches-to-measuring-financial-health/ Subscribe to Brookings Events on iTunes, send feedback email to events@brookings.edu, and follow us and tweet us at @policypodcasts on Twitter. To learn more about upcoming events, visit our website. Brookings Events is part of the Brookings Podcast Network.
Nina Mohanty is a "visionary". Specifically speaking, she is one at the upcoming "Women's Economic Empowerment TechSprint & Conference", which she now showcases in our podcast, providing awareness to our audience on this great initiative brought by the Alliance for Innovative Regulation (AIR) in partnership with the UK's Financial Conduct Authority (FCA). We invited Francesca Hopwood Road and Jo-Ann Barefoot to tells us the goals, operations, and available resources created by this initiative to our audience. More on the initiative here: https://regulationinnovation.org/womens_empowerment_sprint/ More on our guests:Jo-Ann BarefootJo-Ann is the CEO & Founder of AIR - the Alliance for Innovative Regulation and host of the global podcast show Barefoot Innovation. A noted advocate of “regulation innovation,” Jo Ann is Senior Fellow Emerita at the Harvard Kennedy School Center for Business & Government. She has been Deputy Comptroller of the Currency, partner at KPMG, Co-Chairman of Treliant Risk Advisors, and staff member at the U.S. Senate Banking Committee. She's an angel investor, serves on the board of Oportun, serves on the fintech advisory committee for FINRA, is a member of the Milken Institute U.S. FinTech Advisory Committee, and is a member of the California Blockchain Working Group Advisory Board. Jo-Ann chairs the board of directors of FinRegLab, previously chaired the board of the Financial Health Network, and previously served on the CFPB's Consumer Advisory Board. She was a co-founder of Hummingbird Regtech.Linkedln: https://www.linkedin.com/in/jbarefoot/ Francesca Hopwood RoadFrancesca leads the FCA's RegTech and Advanced Analytics function responsible fordeveloping and embedding data science, machine learning, and artificial intelligence tools and capability across the organization. She also runs the FCA's RegTech activities, including the FCA's TechSprint events, the first of their kind convened by a financial regulator. Since joining the regulator in 2010 she has led a number of strategic transformation programmes. Prior to joining she worked in the third sector and private sector using data and intelligence to identify and mitigate harm for consumers.Linkedln: https://www.linkedin.com/in/francesca-hopwood-road-ab040b15/
"For as long as banks and black people have interacted in America, the relationship has been marred by discrimination, failure, and misfortunes", said Jennifer Tescher, CEO of the Financial Health Network, a nonprofit. Today on the MiddleMen Talk Show we will be discussing Banking while Black. What are the benefits of banking while black? How can we protect ourselves against discrimination in banking? How long should a person establish a relationship with a bank before seeking other services such as loans, lines of credit, etc.? What are the suggested type of accounts should you put your money in to maximize your money at banks? Examples: CDs, money market, high yield accounts, online saving, etc. Are CDs still a good investment? What are some less known products that banks can offer that the general public doesn't know about? Define secure credit cards and unsecured credit cards. What are the benefits of getting your child an account, savings, etc? What are some services available for college students and college graduates that can benefit them? Can leaving a bank with an overdrawn account affect your chances of having an account at a later date? Will this reflect on you when you try to open an account with another bank? How can an independent company start a business credit line with banks? Make your voice heard today! call 516-387-1542 to comment.
Glen speaks with Laura Barger and Thea Garron of the Financial Health Network about timely new data revealing how Americans are faring financially in the COVID pandemic, and details on the EMERGE Live conference running June 22-26 (virtually, of course). Plus Glen ponders illogical payments behavior in these irrational times.
Good news: Capitol Hill has released trillions in aid to Americans. And now the bad: Many who need it most can't even cash a paper check, and are far more likely to succumb to COVID-19. Jennifer Tescher, President and CEO of the Financial Health Network, discusses how banks, policymakers and employers can take the lead in letting everyone know "We have your back."
From ROOM to ZOOM is your special edition of Breaking Banks Europe with Matteo Rizzi, Paolo Sironi and featuring Jason Henrichs (Co-Host of Breaking Banks U.S.), on the during coronavirus outbreak and the acceleration of our digital life to stay connected. You will learn from EBS Business School in Germany, which converted all classrooms to digital lectures. We also invited Newired's CEO to ponder about the “digital divide” as not everyone has digital means and resources. You will also be hearing from Financial Health Network and their call for action to all banks and governments worldwide. All this and more in this Special Episode of our podcast.
© 2020-2025 Ivy Podcast Discovery LLC
