Podcasts about finance management

In this episode we are talking to Timo Vogelsang about why incentives aimed at reducing absenteeism can sometimes have the opposite effect. Based on a Field Experiment in a German supermarket chain, he explains why offering bonuses for attendance backfired. We also explore how incentives can unintentionally shape beliefs and undermine motivation.   Timo Vogelsang is Associate Professor of Managerial Accounting at the Frankfurt School of Finance & Management. His research focuses on behavioural economics and public policy, with a particular interest in how incentives shape motivation and behaviour in real-world settings. You can find the paper Timo talks about in the episode here.

Want to Start or Grow a Successful Business? Schedule a FREE 13-Point Assessment with Clay Clark Today At: www.ThrivetimeShow.com   Join Clay Clark's Thrivetime Show Business Workshop!!! Learn Branding, Marketing, SEO, Sales, Workflow Design, Accounting & More. **Request Tickets & See Testimonials At: www.ThrivetimeShow.com  **Request Tickets Via Text At (918) 851-0102   See the Thousands of Success Stories and Millionaires That Clay Clark Has Helped to Produce HERE: https://www.thrivetimeshow.com/testimonials/ Download A Millionaire's Guide to Become Sustainably Rich: A Step-by-Step Guide to Become a Successful Money-Generating and Time-Freedom Creating Business HERE: www.ThrivetimeShow.com/Millionaire   See Thousands of Case Studies Today HERE: www.thrivetimeshow.com/does-it-work/  

If you've ever worked with a large client, for example, a Fortune 500 prospect, you might be familiar with a question they often ask, which is, “What size is your team? How many people do you have?” As a solo consultant, your heart might sink. You know you have the expertise, but you're wondering, how do I respond? How do I deal with my smaller size when a larger company is asking? Well, that was the situation that Ken Ramaley was in until he engineered a counterintuitive approach that transformed his consulting practice. By challenging the conventional wisdom about hiring, team building, and digital transformation, he architected a path to a successful seven figure plus consulting business. Now, Ken has also been a client in our Clarity Coaching Program, and I've had the pleasure of watching firsthand how he's grown his business. In this episode, you will uncover the mindset shift that helps you land major clients before building your team, a proven framework for commanding premium fees without perfect infrastructure, and the exact process for scaling your practice while reducing your operational hours. That's right. I'm sure you want that as well. Being more effective, making more money while spending fewer hours working in the business. You'll learn all that in this episode. Dig in and enjoy.Welcome to the Consulting Success podcast. I'm your host Michael Zipursky, and in this podcast, we're going to dive deep into the world of elite consultants where you're going to learn the strategies, tactics and mindset to grow a highly profitable and successful consulting business.Before we dive into today's episode. Are you ready to grow and take your consulting business to the next level? Many of the clients that we work with started as podcast listeners just like you, and a consistent theme they have shared with us is that they wished they had reached out sooner about our Clarity Coaching Program rather than waiting for that perfect time. If you're interested in learning more about how we help consultants just like you, we're offering a free, no pressure growth session call. On this call, we're going to dive deep into your goals, challenges and situation and outline a plan that is tailor made just for you. We will also help you identify where you may be making costly and time consuming mistakes to ensure you're benefiting from the proven methods and strategies to grow your consulting business. So don't wait years to find clarity. If you're committed and serious about reaching a new level of success in your consulting business, go ahead and schedule your free growth session. Get in touch today. Just visit Consulting Success - Grow to book your free call today.Ken Ramaley, founder of Ramaley Group, has 20+ years in process engineering, auditing, and business consulting. Passionate about cultivating process excellence through projects, training and coaching, Ken leverages Lean Six Sigma experience from GE, Prudential, and Bank of America. He's also a certified internal auditor with a risk management assurance certificate. A Brown BA in Mathematics and a UChicago MBA in Finance/Management underpin his expertise. Ken holds a patent for statistical sampling and is a published author in trade and academic journals.Connect with Ken RamaleyDiscover more about Ramaley GroupMentioned in this episode:Check...

Die Frankfurt School of Finance & Management hat in Kooperation mit Henkell Freixenet eine aktuelle Benchmarking-Studie zur Digitalisierung im Controlling durchgeführt. Die Studie gibt spannende Einblicke, wo Unternehmen bei der digitalen Transformation ihres Controllings stehen, vor welchen Herausforderungen sie stehen und wie sie diese angehen. Dr. Kim Dillenberger, Vice Academic Director an der Frankfurt School of Finance & Management und Thilo Rieser, Head of Finance & Controlling bei Henkell Freixenet besprechen die wichtigsten Ergebnisse der Studie und gehen insbesondere darauf ein, welche konkreten Handlungsempfehlungen sich daraus für Sie als Controller ableiten lassen. Hier finden Sie den Bericht zur Studie: https://bit.ly/Digitalisierung-im-Controlling-Benchmarking-Studie 

Die Frankfurt School of Finance & Management hat in Kooperation mit Henkell Freixenet eine aktuelle Benchmarking-Studie zur Digitalisierung im Controlling durchgeführt. Die Studie gibt spannende Einblicke, wo Unternehmen bei der digitalen Transformation ihres Controllings stehen, vor welchen Herausforderungen sie stehen und wie sie diese angehen. Dr. Kim Dillenberger, Vice Academic Director an der Frankfurt School of Finance & Management und Thilo Rieser, Head of Finance & Controlling bei Henkell Freixenet besprechen die wichtigsten Ergebnisse der Studie und gehen insbesondere darauf ein, welche konkreten Handlungsempfehlungen sich daraus für Sie als Controller ableiten lassen. Hier finden Sie den Bericht zur Studie: https://bit.ly/Digitalisierung-im-Controlling-Benchmarking-Studie 

Money moves fast in business, but without a solid plan, you could be spending when you should be investing—or worse, mismanaging the funds that keep your business running.   In this episode, May Yeo Silvers breaks down the essentials of business finance, from why every entrepreneur needs a dedicated business bank account to the smartest way to handle taxes without overpaying the IRS. She shares personal strategies for keeping transactions clean, managing client funds without costly mistakes, and making sure every dollar works toward growth.    How do you decide what to invest in, what to save, and what to spend? Tune in as May offers a practical approach to financial decisions that will keep your business strong.   Quotes • “Every time you receive revenue from your business, you should put aside a certain percentage of that revenue to pay taxes—minimum 20%. The goal is to put aside enough but not so much that you don't have enough capital left to invest back into your business.” (07:57 | May Yeo Silvers)  • “If you're trying to build a business, capital is extremely important. You want to be able to have some form of extra money left to invest back into your business.” (11:47 | May Yeo Silvers) • “You have to be so clear how you are going to use that money and disperse the money. If not, you will see this money and you will immediately start thinking you have all this money that you can invest in your business at one particular time, and when a better opportunity comes for investment, then you do not have the money.” (24:25 | May Yeo Silvers)  • “You have to prioritize which of these activities or investments is going to get you the fastest growth or alleviate the biggest pain in the butt for you.” (25:39 | May Yeo Silvers)   Links You can be the BEST planner/designer/decorator. You can be the BEST marketer and salesperson. BUT, if you are NOT GOOD in managing your BUSINESS FINANCE, you will constantly be cash strapped, or spending the funds on the wrong things at the wrong time.   I LOVE talking about money. On my social media platforms, I talked a lot about how your relationship with money could determine if you will have money or you will always be short. I talked about how your upbringing affects your money mindset, how your surroundings (place and people) can play a part in how you see money and use money.    I hate to see an entrepreneur making LOTS of money, but they can't seem to keep it so it is always a constant chase to make more money. Follow me on social media to learn more about how to make money, how to manage your business funds and how to invest your hard earned money to make more money!    Disclaimer: I am not a financial planner, tax attorney or CPA. All information I shared is purely based on my own experience on how I managed MY OWN business funds.   Connect with May at: may@events4anyone.com  Website: www.mayyeosilvers.com LinkedIn: https://www.linkedin.com/in/mayyeosilvers/ Facebook: www.facebook.com/mayyeosilvers IG: www.instagram.com/mayyeosilvers TikTok: https://www.tiktok.com/@mayyeosilversofficial FB private group: https://www.facebook.com/groups/events4anyone     Podcast production and show notes provided by HiveCast.fm

In this episode of the Building Better Developers podcast, hosts Rob Broadhead and Michael Meloche dive deep into a topic that many entrepreneurs and business owners tend to avoid—business finance management. While it might not be the most exciting aspect of running a business, understanding how to manage your income, expenses, and overall financial health is crucial for sustainability and growth. Why Business Finance Management Matters for Entrepreneurs and Small Businesses Many developers enjoy working with numbers, but business finance management often feels like a tedious chore. However, tracking finances is essential for knowing what comes in and what goes out. Having a clear understanding of your financial health allows you to make informed business decisions, whether you're a solo entrepreneur, a small business owner, or scaling a larger company. Rob emphasizes that businesses must manage their budgets wisely, just like homeowners must budget for their mortgages. Technology investments often make up a significant portion of business expenses, second only to payroll. Without proper planning, these costs can spiral out of control. Essential Business Finance Management Strategies Managing business finances is more than just tracking revenue and expenses; it's about planning ahead and making sure you have the funds necessary to sustain and grow your business. Whether you're launching a startup or managing an existing business, financial planning ensures that you allocate resources efficiently. Key financial management steps include: Identifying Income Streams: Understand where your revenue comes from, whether it's client payments, product sales, or subscriptions. Tracking Business Expenses: Separate fixed costs (like software subscriptions, rent, and utilities) from variable costs (such as marketing campaigns or project-based expenditures). Understanding Business Cash Flow: Cash flow is the lifeblood of your business. Having a profitable business on paper doesn't help if you don't have enough cash available to cover immediate expenses. Anticipating Future Business Costs: Many business expenses, like software renewals, tax payments, and equipment upgrades, occur periodically. Planning for these in advance prevents financial surprises. Managing Business Owner's Time in Finance Management Michael points out a commonly overlooked aspect of business finance management: the cost of your own time. As a business owner, your hours should be accounted for just as you would budget for an employee's salary. If you're working 100-hour weeks and not factoring that into your budget, your effective hourly rate might be much lower than you think. Additionally, as businesses grow, owners find themselves outsourcing more tasks—whether it's hiring a bookkeeper, delegating customer support, or investing in automation tools. Factoring in these future costs early helps ensure a smooth transition when the time comes. Best Practices for Managing Personal and Business Finances A critical mistake many entrepreneurs make is blending their personal and business finances. Rob strongly advises setting up a separate business bank account and keeping clear records of all transactions. This not only simplifies tax filing but also provides a more accurate picture of the company's financial health. By treating business expenses separately, you can: Avoid confusion at tax time Properly allocate costs for operational efficiency Track business performance more accurately Conducting Effective Business Finance Reviews Regular financial reviews help businesses stay on track. Rob suggests conducting a monthly or quarterly review of all income and expenses to ensure everything aligns with your budget. Reviewing financial statements allows you to identify trends, cut unnecessary expenses, and make data-driven decisions. Michael also highlights the importance of forward planning—especially for recurring costs that may not be top of mind. Many businesses start with free trials or promotional discounts, only to face unexpected expenses when those expire. Keeping an organized financial calendar helps avoid surprises. Key Business Finance Management Steps for Success To wrap up the discussion, Rob and Michael challenge listeners to take immediate action: Create a Business Finance Plan: If you don't have one, start with a simple spreadsheet listing your expected income and expenses. Separate Business and Personal Finances: Open a dedicated business bank account and track all transactions separately. Account for Your Time: Calculate how much you work and determine an appropriate hourly rate to ensure your business is truly profitable. Plan for Recurring Business Expenses: Identify costs that may increase over time and plan accordingly. Review Business Finances Regularly: Set a monthly or quarterly schedule to review financial statements and adjust budgets as needed. Final Thoughts Business finance management may not be the most exciting aspect of running a business, but it is vital for long-term success. By tracking expenses, planning ahead, and treating your time as a valuable resource, you can build a more sustainable and profitable business. Stay tuned for more insightful episodes in the Building Better Businesses season, where we tackle key aspects of entrepreneurship, development, and business strategy. For questions, feedback, or topic suggestions, reach out to the team at Developerneur—your go-to resource for building a better business. Until next time, go out there and make smart financial decisions! Stay Connected: Join the Develpreneur Community We invite you to join our community and share your coding journey with us. Whether you're a seasoned developer or just starting, there's always room to learn and grow together. Contact us at info@develpreneur.com with your questions, feedback, or suggestions for future episodes. Together, let's continue exploring the exciting world of software development. Additional Resources Accounting Tips for Side Hustles: How to Manage Invoicing and Billing Like a Pro Accounting For The Entrepreneur Customer Success: Delivering Value on a Budget Bootstrapping Success Building Better Businesses – With Bonus Content

We speak with Michael A Gayed, CFA about his journey in the business from watching his father trade, to his market research, to launching products of his own. We discuss the nature of risks, the market today, and the biggest mistakes professional investors make. Michael A. Gayed is publisher of the The Lead-Lag Report, He also runs the Lead Lag report podcast where he interviews the top names in investing and economics. Michael is a 5x winner of the Dow and NAAIM Founder's award for his research, including “Leverage for the Long Run: A Systematic Approach to Managing Risk and Magnifying Returns in Stocks” and “Lumber, Worth Its Weight in Gold: Offense and Defense in Active Portfolio Management”. He has a BS with a double major in Finance & Management from NYU Stern School of Business, and he is a CFA Charterholder. What Michael is Reading Right Now: The Illustrated Man by Ray Bradbury Read More from Michael: Seeking Alpha, Lead-Lag Media, on X and LinkedIn   ___ Get updated when new episodes release by joining our list: https://bit.ly/4dwwTgD Connect with CFA Society Dallas/Fort Worth: LinkedIn | Instagram| www.cfasociety.org/dallasfortworth

Ann-Marie Stephenson and Colleen McLister, Senior Recruitment Manager and Admissions Manager of MBA Programmes at the Frankfurt School of Finance & Management, discuss the Frankfurt School MBA's admissions criteria, admissions process, scholarships and more. After listening to this episode, you will have a thorough and nuanced understanding of how to submit your strongest application to the Frankfurt School. Topics Introducing Ann-Marie Stephenson & Colleen McLister (0:00) What about the Frankfurt School MBA Surprises International Students? (4:00) How much German do Frankfurt MBA students need to thrive? (8:45) Frankfurt School MBA's Admissions Criteria & Process (11:30) Scholarships - How to Improve Your Chances? (24:30) Advice on Recommendations, Case-Study Essays, Career Goals (35:00) Final Tips for Applicants (46:15) Show Notes Frankfurt School of Finance & Management Full-time MBA Programme Contact the MBA Team at the Frankfurt School #227 Inside the Frankfurt School Full-Time MBA: Admissions & Recruitment Insights with Ann-Marie Stephenson & Colleen McLister #215 Frankfurt School of Finance & Management MBA Program & Admissions Interview with Prof. Adrian Buss MBA Application Resources Get free school selection help at Touch MBA Get pre-assessed by top international MBA programs Get the Admissions Edge Course: Proven Techniques for Admission to Top Business Schools Our favorite MBA application tools (after advising 4,000 applicants)

Ann-Marie Stephenson and Colleen McLister, Senior Recruitment Manager and Admissions Manager of MBA Programmes at the Frankfurt School of Finance & Management, discuss the Frankfurt School MBA's admissions criteria, admissions process, scholarships and more. After listening to this episode, you will have a thorough and nuanced understanding of how to submit your strongest application to the Frankfurt School. Topics Introducing Ann-Marie Stephenson & Colleen McLister (0:00) What about the Frankfurt School MBA Surprises International Students? (4:00) How much German do Frankfurt MBA students need to thrive? (8:45) Frankfurt School MBA's Admissions Criteria & Process (11:30) Scholarships - How to Improve Your Chances? (24:30) Advice on Recommendations, Case-Study Essays, Career Goals (35:00) Final Tips for Applicants (46:15) Show Notes Frankfurt School of Finance & Management Full-time MBA Programme Contact the MBA Team at the Frankfurt School #227 Inside the Frankfurt School Full-Time MBA: Admissions & Recruitment Insights with Ann-Marie Stephenson & Colleen McLister #215 Frankfurt School of Finance & Management MBA Program & Admissions Interview with Prof. Adrian Buss MBA Application Resources Get free school selection help at Touch MBA Get pre-assessed by top international MBA programs Get the Admissions Edge Course: Proven Techniques for Admission to Top Business Schools Our favorite MBA application tools (after advising 4,000 applicants)

The majority of the aging population in Japan still prefers using cash for transactions, according to a recent report citing government data. In 2023, cashless transactions in Japan totaled 126.7 trillion yen ($885 billion), accounting for 39.3 percent of all spending in the country, said the Japanese government. Learn more about your ad choices. Visit podcastchoices.com/adchoices

A conversation with Dan Murray of TheMinistryBooks.com and Fred Murray of Southern Hills Church in Las Vegas, Nevada.

EPISODE #1091 SECRET SOCIETIES AND LIFE AMONGST THE GREYS Richard welcomes Rob Treat for part one of what will be an ongoing conversation regarding his real-life saga including his life with the Greys. He reveals how beginning with his conception his life became intertwined with secret societies, historical mysteries, and the relentless pursuit of power that has influenced the course of civilization. His journey, rooted in authentic events, takes him from the Scottish Highlands to the sands of Egypt, uncovering the truth behind Templar treasures, espionage, and the unseen forces that have shaped our world. GUEST: Robert Treat is the author of The Golden Circle: The Greys and the Old Gods. He was born in Anchorage, Alaska in 1969 and adopted at birth by an oil driller and his wife moving to Malta when he was a week old. He spent most of his childhood traveling all over the world. Following Robert's short career in the Navy, he went on to work in the private sector as a contractor for several government Intelligence and Law Enforcement Agencies. He was contracted to many Special Access Programs specializing primarily in Project and Finance Management. While in this role he managed projects relating to Space Based Electronics and Armor Systems, Genetic Engineering, Social Engineering and Psychological Operations along with several other “Dark Programs”. Robert cites his most interesting role as working as an undercover operator within an undisclosed “illuminate” order and serving as their Assistant Minister of Finance. BOOK: The Golden Circle: The Greys and the Old Gods SUPPORT OUR SPONSORS!!! HIMS - Making Healthy and Happy Easy to Achieve Sexual Health, Hair Loss, Mental Health, Weight Management START YOUR FREE ONLINE VISIT TODAY - HIMS dot com slash STRANGE https://www.HIMS.com/strange BECOME A PREMIUM SUBSCRIBER!!! https://strangeplanet.supportingcast.fm Three monthly subscriptions to choose from. Commercial Free Listening, Bonus Episodes and a Subscription to my monthly newsletter, InnerSanctum. We and our partners use cookies to personalize your experience, to show you ads based on your interests, and for measurement and analytics purposes. By using our website and services, you agree to our use of cookies as described in our Cookie Policy. Learn more about your ad choices. Visit megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://strangeplanet.supportingcast.fm/

On today's episode. Nutrien Financial's Jacquelyn Fernandes discusses ag finance management tips to keep in mind for 2024.

Welcome to another episode of Category Visionaries — the show that explores GTM stories from tech's most innovative B2B founders. In today's episode, we're speaking with Stoyan Zulyamsky, Co-Founder of Costimize, a finops-powered operating system for the modern enterprise that's raised $5 Million in funding.  Here are the most interesting points from our conversation:  Early Tech Aspirations: Stoyan's interest in technology began at a young age, with ambitions to build his own computer. His early career moves, including working for the biggest bank in Bulgaria, provided him with the insights and experiences that would later fuel his entrepreneurial journey. The Tech Scene in Bulgaria: From being perceived as a call center location to becoming an R&D hub for large tech companies, Bulgaria has experienced a significant transformation. This change reflects the country's growing startup ecosystem, fueled by an influx of capital and a wealth of educated talent. Addressing Cloud Complexity: Costimize tackles the complex, automated environment of cloud systems, aiming to simplify and optimize operations for businesses. Stoyan's vision is to provide a systematic approach to managing and reducing cloud expenses while organizing operational playbooks for sustainability. The Genesis of Costimize: The idea for Costimize was born out of Stoyan's experiences in managing IT operations and witnessing the manual efforts required to control cloud spending. This realization led to the development of a platform that could automate these processes, saving time and resources for businesses. Market Positioning and Growth Strategy: Initially focusing on Google Cloud as a niche market, Costimize is expanding its offerings to other cloud platforms. Stoyan's strategy involves leveraging marketplace opportunities and partnerships to drive growth, aiming for a tenfold increase in the coming year. FinOps and the Future of Cloud Management: Stoyan emphasizes the importance of FinOps (financial operations) in the evolving landscape of cloud management. He envisions Costimize as a central platform that connects various systems, aiding organizations in automating their cloud finances for enhanced profitability.

In this thought-provoking episode of Tech Talks Daily, I am joined by Vahe Andonians, the founder and CTO of Cognaize, a company revolutionizing AI's role in the financial sector with its hybrid intelligence approach. Fresh off the success of Cognaize's Series A funding round, Andonians brings his deep expertise and unique perspective on AI to our audience, blending his experience as a senior lecturer at the Frankfurt School of Finance & Management with his practical insights from the industry. Andonians introduces us to "hybrid intelligence," a pioneering approach where AI and human expertise collaborate rather than compete. This method, he argues, is essential for the financial industry, where judgment and decision-making require a nuanced understanding that AI alone cannot provide. He emphasizes the limitations of large AI models like ChatGPT in economic contexts, citing hardware constraints, the potential for inaccurate outputs ('hallucinations'), and privacy concerns. Cognaize, under Andonians' guidance, opts for smaller, more targeted AI models. These models are designed to analyze structured and unstructured data effectively, providing insights while sidestepping the downsides of larger, more generalist AI systems. Andonians shares how this approach enables banks and financial institutions to harness AI's power without compromising precision or privacy. Andonians predict a rapid advancement in AI, including the potential emergence of Artificial General Intelligence (AGI). However, he cautions that computational limitations might initially constrain its applications. He also delves into the intriguing possibilities of combining AI with gene editing, hinting at a future of exponential innovation. For financial institutions eager to embrace AI, Andonians offers practical advice. He underscores the importance of educating staff at all levels, including board members, about AI. He also recommends partnering with experienced vendors to facilitate a smooth adoption process and advises a multifaceted approach, cautioning against reliance on a single initiative or vendor. Join me in this fascinating episode as Vahe Andonians unravels the complexities of AI in finance, offering a glimpse into the future of financial decision-making, where human expertise and artificial intelligence merge to form a more powerful, insightful, and ethical approach to financial services.

In this episode, I share my top three finance management tips when travelling the world + mistakes you can easily avoid while saving money.Watch the full video on YouTube hereConnect with Nicole⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ @workwealthandtravel⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Youtube @workwealthandtravelWebsiteSign up for 80+ Remote Work Job BoardsGive the Podcast a 5-Star Rating on Apple Podcasts - Thank you!

Professor Adrian Buss, Associate Professor of Finance and Academic Director of MBA Programs at the Frankfurt School of Finance & Management, discusses what makes the Frankfurt School's MBA unique, the school's admissions process, career opportunities and more. Topics Introduction (0:00) Program Highlights – What Makes the Frankfurt School MBA Unique? (4:20) Frankfurt School MBA Admissions & Scholarships – How to Improve Your Chances? (20:45) Career Opportunities after Frankfurt School – What to Know & How to Prepare (36:15) About Our Guest Dr. Adrian Buss is Associate Professor of Finance and Academic Director of MBA Programs at the Frankfurt School of Finance & Management. Prior to joining the Frankfurt School, Adrian taught as an Associate Professor of Finance at Insead for over 10 years. Adrian graduated from the University of Mannheim with a Masters of Science in Mathematics and Business Informatics before getting his PhD in Finance at Goethe University Frankfurt. Show Notes Frankfurt School of Finance & Management MBA Program Touch MBA's Summary of the Frankfurt School of Finance & Management Full-time MBA:  https://touchmba.com/frankfurt-school-finance-management-mba-program-admissions-interview-adrian-buss/ Get free, personalized school selection help at Touch MBA: https://touchmba.com

How do you navigate a transition from a career in banking to enabling capital flows into underserved markets in Africa? That's exactly the story that Wanji Ng'ang'a, Regional Manager (East Africa) for Shell Foundation, tells. In this episode, we delve into more than just her driving forces and journey into the realm of clean energy. We uncover how the Shell Foundation, the power of impact investing, and robust multi-stakeholder collaborations are delivering far-reaching impact across sub-Saharan Africa, fueling advancements in electrification, mobility, and productive use.Shell Foundation (SF) is a charity and impact investment vehicle that creates and scales business solutions empowering low-income underserved populations by providing access to clean energy products and services. Shell Foundation seeks to deploy capital and resources by backing early-stage entrepreneurs working in clean energy, sustainable mobility, and productive use; forging partnerships with other funds and sector actors to accelerate deployment speed and scale-ups of nascent technologies, and de-risking opportunities to unlock new mechanisms of finance.This episode was recorded in July 2022Recommended Reading SF and BII sign MOU to work in partnership to increase access to finance for clean energy businesses in Africa and South AsiaPortfolio Learnings: Aggregated procurement for Nigerian mini-grid developers delivers 40% cost savingsEnergy access program with USAID and Power Africa ends with 15 million lives improvedGuest Bio:  Wanji Ng'ang'a currently serves as the Regional Manager for Shell Foundation covering East Africa. She began her career in the banking sector, from where she transitioned to heading accounts for Greenlight Planet, leading sales for BioLite, and managing access to finance programs for GOGLA. Wanji has a Bachelor's degree in Business Administration from the United States International University, Africa, as well as a Master's of Commerce from the University of Cape Town. She is an alumnus of Said Business School's Impact Investing Program and an alumnus of Frankfurt School of Finance & Management's Climate and Sustainability Energy Finance program.Learn more about Shell FoundationConnect with Wanji on LinkedinSubscribe to our newsletter

#Ep.053 With the promulgation of the new constitution in 2015 and the transition into the Federal system in 2017 elections for 3-tiers of the government, there were high hopes from the citizens with regard to service delivery. However, the road to prosperity, as promised by the constitution, has been anything but smooth. The main actors responsible for effective service delivery have faced many challenges which has led many to question the federal system. One main area where the challenges and criticisms have been significant is Public Finance Management. In this episode, Aslesh and Sarita discuss Nepal's public finance management in the Federal system and its shortcomings. They further delve into the major challenges faced by the various tiers of government and conclude by discussing possible reforms to make the PFM effective and transparent for the general public. Sarita works with different local and international organizations in Nepal on local governance, public finance management, and citizen engagement. She was a Public Finance Management Adviser for The British Embassy, Kathmandu, from 2020-2023. She has worked with several local and international organizations on similar themes. In the latest episode of PODS with former PEI colleague Aslesh Shrestha in conversation with Sarita Sapkota, find out about the how Public Finance Management works in the Federal system of Nepal, the progress that has been made, the challenges face, and necessary reforms.

Though generally treated as separate, the qualities of good management of public spending – transparency, efficiency, high quality impact assessment – have much in common with the qualities encouraged in sustainable finance. Editor of the Digital Monetary Institute Lewis McLellan is joined by Eila Kreivi, European Investment Bank's chief sustainable finance adviser, Alex Caridia, RBC's head of public sector markets, and Mark MacDonald, EY's global lead for public finance management, to discuss the similarities between the two areas and how technological developments are impacting both.

Annual Percentage Yield: What it is and how it impacts your savings accountPros and cons of having a savings account for your business and personal needsProjected returns of holding funds in your savings account vs. investing in multiple real estate syndicationsHow inflation silently kills the value of your moneyCrucial reasons to consider putting your money to work sa The Life & Money Show Spotlight:Your Life & Money: What is one thing you're doing to live a meaningful and intentional life by design?Other's Life and Money: What is one life or money hack that you can share that will make an impact in others' lives right now? Life & Money in the World: What's the one thing you're doing right now to make the world a better place? RESOURCES/LINKS MENTIONEDThe Collapse of Silicon Valley Bank | Apple If you want an investment opportunity to put your money to work on, consider learning more about the Goodegg Wealth Fund II by visiting  goodegginvestments.com/fund2 to acquire new assets in thriving markets and maximize your full potential returns.  CONNECT WITH USTo connect with Annie and Julie, as well as with other Investing For Good listeners, and to get the latest scoop on new and upcoming episodes, join Life and Money Show Podcast Community on Facebook. To learn more about real estate syndication investment opportunities, join the Goodegg Investor Club. Be sure to also grab your free copy of the Investing For Good book (just pay S&H)-- Thanks for listening, and until next time, keep investing for good!

Ebony Kirby-Hopkins, founder of Mesh Business Advisors. She has over 15 years of experience in Human Resources, Operations, and Finance Management. In July 2020, she founded Mesh Business Advisors to assist startups, nonprofits, and small to medium-sized firms, particularly those owned by women and minorities. Ebony is also a devoted member of various organizations, including the Minority Technology Mentors Initiative and the New York Young Professionals and Entrepreneurs group, among others. — Ebony Kirby-Hopkins Links: Website: www.meshbusinessadvisors.com LinkedIn: https://www.linkedin.com/company/mesh-business-advisors — PODCAST INFO: Podcast website: https://www.womleadmag.com/podcast/ Apple Podcasts: https://apple.co/3YJHMoy  Spotify: https://open.spotify.com/show/2GkmpVInAQR7Fgco0pUa1B  RSS: https://feeds.libsyn.com/409442/rss  YouTube: https://youtube.com/playlist?list=PLYDpQX16k5Uh7G7PFjMjZ8KimqoOpFF-t — CONNECT: - YouTube: https://www.youtube.com/c/WomELLE - LinkedIn: https://www.linkedin.com/company/womelle - Twitter: https://twitter.com/womelle - Facebook: https://www.facebook.com/womelle - Instagram: https://www.instagram.com/realwomelle/ — OUTLINE: 0:00 - Introduction to the podcast and guest speaker 0:20 - Background influence on Mesh Business Advisors 2:10 - Inspiration to start her own business 5:12 - Representing minority-owned businesses 9:58 - Supporting startups from early stages 11:20 - Working with for-profit and non-profit companies 22:45 - Approach to micromanagement 19:12 – Supporting women in the workplace 36:02 - Advice for starting a business

Drs. Matt McDonald and Jie Chen of the AOFAS Young Physicians Committee provide their perspectives on finance management for the resident, fellow, and young attending surgeon.    Thank you to BONESUPPORT for sponsoring this episode.  For more information, please click here For additional educational resources, visit: https://aofas.org Looking for CME?  AOFAS Podcast CME only on the ConveyMED Podcast App: Apple Store click here  Google Play click here

❎-CLUSIVE Rob Treat with Guest Host Philip Kinsella: Greys. Reptilians. Multiple Universes.Episode 1 of 3Find more about my membership shows here: Conniewillis.comFind Philip Kinsella Here: www.thekinsellatwins.com Check out Rob's Blog: Robert TreatTo see what Robert looks like on Video, purchase exclusive 2-nite event here: https://www.crowdcast.io/e/meetrobert Connie Willis: The Podcast ❎-CLUSIVEIn this episode Robert is interviewed by one of my great friends and much respected author and researcher from the UK, and 1/2 of the Kinsella Twins, Philip Kinsella. His brother is Ronnie Kinsella. Philip and Robert discuss the Greys, Reptilians and Multiple Universes. Philip Kinsella is a UFO/Paranormal investigator. He has written several books covering the UFO subject and has been credited with a revolutionary theory surrounding the alien abduction phenomenon. He has a new UFO book being released later this year. Find Philip here: www.thekinsellatwins.comInformant Robert Treat tells more about why The ET are here, his involvement with the elite and more. These are death-bed confessions claims, according to Robert Treat, by Robert Treat himself a private military, government contractor and US navy Special warfare veteran.Check out Rob's Blog: Robert TreatRobert Treat was born in Anchorage, Alaska in 1969 and adopted at birth by an oil driller and his wife moving to Malta when he was a week old. He spent most of his childhood traveling all over the world living in Africa, Saudi Arabia, Iran, Norway, Trinidad, Borneo, Scotland and several other countries. Robert left high school at age 17 and immediately enlisted in the Marine Corps. Prior to leaving for basic training his recruitment was transferred to the United States Navy due to extremely high testing scores. He was initially trained as an Operations Specialist and later went on to become an instructor for Anti-Submarine Warfare specializing in Target Motion Analysis. Following Robert's short career in the Navy, he went on to work in the private sector as a contractor for several government Intelligence and Law Enforcement Agencies. He was contracted to many Special Access Programs specializing primarily in Project and Finance Management. While in this role he managed projects relating to Space Based Electronics and Armor Systems, Genetic Engineering, Social Engineering and Psychological Operations along with several other “Dark Programs”. Robert cites his most interesting role as working as an undercover operator within an undisclosed “illuminate” order and serving as their Assistant Minister of Finance. While in this role he enjoyed the trust and confidences of many of the world's most secretive elites and had first hand access to many of their agendas and goals. Robert retired from this life in 2015 and settled into a quiet life as a regular citizen and in 2018 he opened a small bar in the suburbs of Houston, Texas. The rise of COVID in 2019 brought with it reminiscences of some of the more frightening and insidious elements of the projects he participated in throughout his career.In 2020 Robert was diagnosed with a progressively terminal illness and made the decision to disclose his knowledge and contacted his trusted friend Connie Willis to share this information. Learn more on Connie Willis: The Podcast at ConnieWillis.comBe sure to join me on Coast to Coast AM, Blue Rock Talk and Connie After Dark too!To find more about me and my membership shows go here: Conniewillis.com~ Connie

❎-CLUSIVE Rob Treat with Guest Host Philip Kinsella: Why so Discreet. Cabal. Technology. Archons. Hope.Episode 2 of 3Find more about my shows here: Conniewillis.comFind Philip Kinsella Here: www.thekinsellatwins.com Check out Rob's Blog: Robert TreatTo see what Robert looks like on Video, purchase exclusive 2-nite event here: https://www.crowdcast.io/e/meetrobert Connie Willis: The Podcast ❎-CLUSIVEIn this episode Robert is interviewed by one of my great friends and much respected author and researcher from the UK, and 1/2 of the Kinsella Twins, Philip Kinsella. His brother is Ronnie Kinsella. Philip and Robert discuss why the alien subject is so Discreet, the Cabal, technology, the Archons and hope.Philip Kinsella is a UFO/Paranormal investigator. He has written several books covering the UFO subject and has been credited with a revolutionary theory surrounding the alien abduction phenomenon. He has a new UFO book being released later this year. Find Philip here: www.thekinsellatwins.comInformant Robert Treat tells more about why The ET are here, his involvement with the elite and more. These are death-bed confessions claims, according to Robert Treat, by Robert Treat himself a private military, government contractor and US navy Special warfare veteran.Check out Rob's Blog: Robert TreatRobert Treat was born in Anchorage, Alaska in 1969 and adopted at birth by an oil driller and his wife moving to Malta when he was a week old. He spent most of his childhood traveling all over the world living in Africa, Saudi Arabia, Iran, Norway, Trinidad, Borneo, Scotland and several other countries. Robert left high school at age 17 and immediately enlisted in the Marine Corps. Prior to leaving for basic training his recruitment was transferred to the United States Navy due to extremely high testing scores. He was initially trained as an Operations Specialist and later went on to become an instructor for Anti-Submarine Warfare specializing in Target Motion Analysis. Following Robert's short career in the Navy, he went on to work in the private sector as a contractor for several government Intelligence and Law Enforcement Agencies. He was contracted to many Special Access Programs specializing primarily in Project and Finance Management. While in this role he managed projects relating to Space Based Electronics and Armor Systems, Genetic Engineering, Social Engineering and Psychological Operations along with several other “Dark Programs”. Robert cites his most interesting role as working as an undercover operator within an undisclosed “illuminate” order and serving as their Assistant Minister of Finance. While in this role he enjoyed the trust and confidences of many of the world's most secretive elites and had first hand access to many of their agendas and goals. Robert retired from this life in 2015 and settled into a quiet life as a regular citizen and in 2018 he opened a small bar in the suburbs of Houston, Texas. The rise of COVID in 2019 brought with it reminiscences of some of the more frightening and insidious elements of the projects he participated in throughout his career.In 2020 Robert was diagnosed with a progressively terminal illness and made the decision to disclose his knowledge and contacted his trusted friend Connie Willis to share this information. Learn more on Connie Willis: The Podcast at ConnieWillis.comBe sure to join me on Coast to Coast AM, Blue Rock Talk and Connie After Dark too!To find more about me and my membership shows go here: Conniewillis.com~ Connie

❎-CLUSIVE Rob Treat with Guest Host Philip Kinsella: We Are One. Cabal. Ai. DNA. Moving Forward.Episode 3 of 3Find more about my shows here: Conniewillis.comFind Philip Kinsella Here: www.thekinsellatwins.com Check out Rob's Blog: Robert TreatTo see what Robert looks like on Video, purchase exclusive 2-nite event here: https://www.crowdcast.io/e/meetrobert Connie Willis: The Podcast ❎-CLUSIVEIn this episode Robert is interviewed by one of my great friends and much respected author and researcher from the UK, and 1/2 of the Kinsella Twins, Philip Kinsella. His brother is Ronnie Kinsella. Philip and Robert discuss how we are all one, the cabal, AI, interesting DNA info and moving forward.Philip Kinsella is a UFO/Paranormal investigator. He has written several books covering the UFO subject and has been credited with a revolutionary theory surrounding the alien abduction phenomenon. He has a new UFO book being released later this year. Find Philip here: www.thekinsellatwins.comInformant Robert Treat tells more about why The ET are here, his involvement with the elite and more. These are death-bed confessions claims, according to Robert Treat, by Robert Treat himself a private military, government contractor and US navy Special warfare veteran.Robert Treat was born in Anchorage, Alaska in 1969 and adopted at birth by an oil driller and his wife moving to Malta when he was a week old. He spent most of his childhood traveling all over the world living in Africa, Saudi Arabia, Iran, Norway, Trinidad, Borneo, Scotland and several other countries. Robert left high school at age 17 and immediately enlisted in the Marine Corps. Prior to leaving for basic training his recruitment was transferred to the United States Navy due to extremely high testing scores. He was initially trained as an Operations Specialist and later went on to become an instructor for Anti-Submarine Warfare specializing in Target Motion Analysis. Following Robert's short career in the Navy, he went on to work in the private sector as a contractor for several government Intelligence and Law Enforcement Agencies. He was contracted to many Special Access Programs specializing primarily in Project and Finance Management. While in this role he managed projects relating to Space Based Electronics and Armor Systems, Genetic Engineering, Social Engineering and Psychological Operations along with several other “Dark Programs”. Robert cites his most interesting role as working as an undercover operator within an undisclosed “illuminate” order and serving as their Assistant Minister of Finance. While in this role he enjoyed the trust and confidences of many of the world's most secretive elites and had first hand access to many of their agendas and goals. Robert retired from this life in 2015 and settled into a quiet life as a regular citizen and in 2018 he opened a small bar in the suburbs of Houston, Texas. The rise of COVID in 2019 brought with it reminiscences of some of the more frightening and insidious elements of the projects he participated in throughout his career.In 2020 Robert was diagnosed with a progressively terminal illness and made the decision to disclose his knowledge and contacted his trusted friend Connie Willis to share this information. Learn more on Connie Willis: The Podcast at ConnieWillis.comBe sure to join me on Coast to Coast AM, Blue Rock Talk and Connie After Dark too!To find more about me and my membership shows go here: Conniewillis.com~ Connie

❎-CLUSIVE Robert Treat Phase II: Shadow man. Another secret. Bye for now.Episode 12 of 12 Meet Robert Treat: Robert TreatRobert's Go Fund MeTo see what Robert looks like on Video, purchase exclusive 2-nite event here: https://www.crowdcast.io/e/meetrobert Connie Willis: The Podcast ❎-CLUSIVEInformant Robert Treat tells more about why The ET are here, his involvement with the elite and more. These are death-bed confessions claims, according to Robert Treat, by Robert Treat himself a private military, government contractor and US navy Special warfare veteran.In this episode Robert refers back tothe bug, discusses weather control, explains climate control and what Stargates are.Give to ROBERT's GO FUND ME: Robert's Go Fund MeRobert Treat was born in Anchorage, Alaska in 1969 and adopted at birth by an oil driller and his wife moving to Malta when he was a week old. He spent most of his childhood traveling all over the world living in Africa, Saudi Arabia, Iran, Norway, Trinidad, Borneo, Scotland and several other countries. Robert left high school at age 17 and immediately enlisted in the Marine Corps. Prior to leaving for basic training his recruitment was transferred to the United States Navy due to extremely high testing scores. He was initially trained as an Operations Specialist and later went on to become an instructor for Anti-Submarine Warfare specializing in Target Motion Analysis. Following Robert's short career in the Navy, he went on to work in the private sector as a contractor for several government Intelligence and Law Enforcement Agencies. He was contracted to many Special Access Programs specializing primarily in Project and Finance Management. While in this role he managed projects relating to Space Based Electronics and Armor Systems, Genetic Engineering, Social Engineering and Psychological Operations along with several other “Dark Programs”. Robert cites his most interesting role as working as an undercover operator within an undisclosed “illuminate” order and serving as their Assistant Minister of Finance. While in this role he enjoyed the trust and confidences of many of the world's most secretive elites and had first hand access to many of their agendas and goals. Robert retired from this life in 2015 and settled into a quiet life as a regular citizen and in 2018 he opened a small bar in the suburbs of Houston, Texas. The rise of COVID in 2019 brought with it reminiscences of some of the more frightening and insidious elements of the projects he participated in throughout his career.In 2020 Robert was diagnosed with a progressively terminal illness and made the decision to disclose his knowledge and contacted me to share this information. Learn more on Connie Willis: The Podcast at ConnieWillis.comMEET ROBERT TREAT: Robert TreatBe sure to join me on Coast to Coast AM, Blue Rock Talk and Connie After Dark too!To find more about me and my membership shows go here: Conniewillis.com~ Connie

❎-CLUSIVE Robert Treat Phase II: Back to the Bug. Weather. Climate Change. Stargates.Episode 11 of 12Meet Robert Treat: Robert TreatRobert's Go Fund MeTo see what Robert looks like on Video, purchase exclusive 2-nite event here: https://www.crowdcast.io/e/meetrobert Connie Willis: The Podcast ❎-CLUSIVEInformant Robert Treat tells more about why The ET are here, his involvement with the elite and more. These are death-bed confessions claims, according to Robert Treat, by Robert Treat himself a private military, government contractor and US navy Special warfare veteran.In this episode Robert refers back tothe bug, discusses weather control, explains climate control and what Stargates are.Give to ROBERT's GO FUND ME: Robert's Go Fund MeRobert Treat was born in Anchorage, Alaska in 1969 and adopted at birth by an oil driller and his wife moving to Malta when he was a week old. He spent most of his childhood traveling all over the world living in Africa, Saudi Arabia, Iran, Norway, Trinidad, Borneo, Scotland and several other countries. Robert left high school at age 17 and immediately enlisted in the Marine Corps. Prior to leaving for basic training his recruitment was transferred to the United States Navy due to extremely high testing scores. He was initially trained as an Operations Specialist and later went on to become an instructor for Anti-Submarine Warfare specializing in Target Motion Analysis. Following Robert's short career in the Navy, he went on to work in the private sector as a contractor for several government Intelligence and Law Enforcement Agencies. He was contracted to many Special Access Programs specializing primarily in Project and Finance Management. While in this role he managed projects relating to Space Based Electronics and Armor Systems, Genetic Engineering, Social Engineering and Psychological Operations along with several other “Dark Programs”. Robert cites his most interesting role as working as an undercover operator within an undisclosed “illuminate” order and serving as their Assistant Minister of Finance. While in this role he enjoyed the trust and confidences of many of the world's most secretive elites and had first hand access to many of their agendas and goals. Robert retired from this life in 2015 and settled into a quiet life as a regular citizen and in 2018 he opened a small bar in the suburbs of Houston, Texas. The rise of COVID in 2019 brought with it reminiscences of some of the more frightening and insidious elements of the projects he participated in throughout his career.In 2020 Robert was diagnosed with a progressively terminal illness and made the decision to disclose his knowledge and contacted his trusted friend Connie Willis to share this information. Learn more on Connie Willis: The Podcast at ConnieWillis.comMEET ROBERT TREAT: Robert TreatBe sure to join me on Coast to Coast AM, Blue Rock Talk and Connie After Dark too!To find more about me and my membership shows go here: Conniewillis.com~ Connie

❎-CLUSIVE Robert Treat Phase II: Glen. Government. Aliens. Small Blackout. Elite plans.Episode 9 of 12 Meet Robert Treat: Robert TreatRobert's Go Fund MeTo see what Robert looks like on Video, purchase exclusive 2-nite event here: https://www.crowdcast.io/e/meetrobert Connie Willis: The Podcast ❎-CLUSIVEInformant Robert Treat tells more about why The ET are here, his involvement with the elite and more. These are death-bed confessions claims, according to Robert Treat, by Robert Treat himself a private military, government contractor and US navy Special warfare veteran.In this episode Robert tells us... more about Glen, government, aliens, a smal blackout and the Elites plans.Give to ROBERT's GO FUND ME: Robert's Go Fund MeRobert Treat was born in Anchorage, Alaska in 1969 and adopted at birth by an oil driller and his wife moving to Malta when he was a week old. He spent most of his childhood traveling all over the world living in Africa, Saudi Arabia, Iran, Norway, Trinidad, Borneo, Scotland and several other countries. Robert left high school at age 17 and immediately enlisted in the Marine Corps. Prior to leaving for basic training his recruitment was transferred to the United States Navy due to extremely high testing scores. He was initially trained as an Operations Specialist and later went on to become an instructor for Anti-Submarine Warfare specializing in Target Motion Analysis. Following Robert's short career in the Navy, he went on to work in the private sector as a contractor for several government Intelligence and Law Enforcement Agencies. He was contracted to many Special Access Programs specializing primarily in Project and Finance Management. While in this role he managed projects relating to Space Based Electronics and Armor Systems, Genetic Engineering, Social Engineering and Psychological Operations along with several other “Dark Programs”. Robert cites his most interesting role as working as an undercover operator within an undisclosed “illuminate” order and serving as their Assistant Minister of Finance. While in this role he enjoyed the trust and confidences of many of the world's most secretive elites and had first hand access to many of their agendas and goals. Robert retired from this life in 2015 and settled into a quiet life as a regular citizen and in 2018 he opened a small bar in the suburbs of Houston, Texas. The rise of COVID in 2019 brought with it reminiscences of some of the more frightening and insidious elements of the projects he participated in throughout his career.In 2020 Robert was diagnosed with a progressively terminal illness and made the decision to disclose his knowledge and contacted his trusted friend Connie Willis to share this information. Learn more on Connie Willis: The Podcast at ConnieWillis.comMEET ROBERT TREAT: Robert TreatBe sure to join me on Coast to Coast AM, Blue Rock Talk and Connie After Dark too!To find more about me and my membership shows go here: Conniewillis.com~ Connie❎-CLUSIVE Robert Treat Phase II: ❎-CLUSIVE Robert Treat: Blocked. The Resolve. The Accident. Purpose.Episode 8 of 12Robert's Go Fund MeConnie Willis: The Podcast ❎-CLUSIVEInformant Robert Treat tells more about why The ET are here, his involvement with the elite and more. These are death-bed confessions claims, according to Robert Treat, by Robert Treat himself a private military, government contractor and US navy Special warfare veteran. In this episode Robert tells us about….. being blocked. His resolve. The accident and his purpose. Give to ROBERT's GO FUND ME: Robert's Go Fund Me Robert Treat was born in Anchorage, Alaska in 1969 and adopted at birth by an oil driller and his wife moving to Malta when he was a week old. He spent most of his childhood traveling all over the world living in Africa, Saudi Arabia, Iran, Norway, Trinidad, Borneo, Scotland and several other countries. Robert left high school at age 17 and immediately enlisted in the Marine Corps. Prior to leaving for basic training his recruitment was transferred to the United States Navy due to extremely high testing scores. He was initially trained as an Operations Specialist and later went on to become an instructor for Anti-Submarine Warfare specializing in Target Motion Analysis. Following Robert's short career in the Navy, he went on to work in the private sector as a contractor for several government Intelligence and Law Enforcement Agencies. He was contracted to many Special Access Programs specializing primarily in Project and Finance Management. While in this role he managed projects relating to Space Based Electronics and Armor Systems, Genetic Engineering, Social Engineering and Psychological Operations along with several other “Dark Programs”. Robert cites his most interesting role as working as an undercover operator within an undisclosed “illuminate” order and serving as their Assistant Minister of Finance. While in this role he enjoyed the trust and confidences of many of the world's most secretive elites and had first hand access to many of their agendas and goals. Robert retired from this life in 2015 and settled into a quiet life as a regular citizen and in 2018 he opened a small bar in the suburbs of Houston, Texas. The rise of COVID in 2019 brought with it reminiscences of some of the more frightening and insidious elements of the projects he participated in throughout his career. In 2020 Robert was diagnosed with a progressively terminal illness and made the decision to disclose his knowledge and contacted his trusted friend Connie Willis to share this information. Learn more on Connie Willis: The Podcast at ConnieWillis.com MEET ROBERT TREAT: Robert Treat Give to ROBERT's GO FUND ME: Robert's Go Fund Me Be sure to join me on Coast to Coast AM, Blue Rock Talk and Connie After Dark too! To find more about me and my membership shows go here: Conniewillis.com ~ Connie

❎-CLUSIVE Robert Treat Phase II: Underground. 13 Thomas Street. Analysis, Bugs.Episode 10 of 12Meet Robert Treat: Robert TreatRobert's Go Fund MeTo see what Robert looks like on Video, purchase exclusive 2-nite event here: https://www.crowdcast.io/e/meetrobert Connie Willis: The Podcast ❎-CLUSIVEInformant Robert Treat tells more about why The ET are here, his involvement with the elite and more. These are death-bed confessions claims, according to Robert Treat, by Robert Treat himself a private military, government contractor and US navy Special warfare veteran.In this episode Robert tells us... whats happening underground, the location of 13 Thomas Street, lots of analysis and databasing, plus...bug looking creatures.Give to ROBERT's GO FUND ME: Robert's Go Fund Me Robert Treat was born in Anchorage, Alaska in 1969 and adopted at birth by an oil driller and his wife moving to Malta when he was a week old. He spent most of his childhood traveling all over the world living in Africa, Saudi Arabia, Iran, Norway, Trinidad, Borneo, Scotland and several other countries. Robert left high school at age 17 and immediately enlisted in the Marine Corps. Prior to leaving for basic training his recruitment was transferred to the United States Navy due to extremely high testing scores. He was initially trained as an Operations Specialist and later went on to become an instructor for Anti-Submarine Warfare specializing in Target Motion Analysis. Following Robert's short career in the Navy, he went on to work in the private sector as a contractor for several government Intelligence and Law Enforcement Agencies. He was contracted to many Special Access Programs specializing primarily in Project and Finance Management. While in this role he managed projects relating to Space Based Electronics and Armor Systems, Genetic Engineering, Social Engineering and Psychological Operations along with several other “Dark Programs”. Robert cites his most interesting role as working as an undercover operator within an undisclosed “illuminate” order and serving as their Assistant Minister of Finance. While in this role he enjoyed the trust and confidences of many of the world's most secretive elites and had first hand access to many of their agendas and goals. Robert retired from this life in 2015 and settled into a quiet life as a regular citizen and in 2018 he opened a small bar in the suburbs of Houston, Texas. The rise of COVID in 2019 brought with it reminiscences of some of the more frightening and insidious elements of the projects he participated in throughout his career.In 2020 Robert was diagnosed with a progressively terminal illness and made the decision to disclose his knowledge and contacted his trusted friend Connie Willis to share this information. Learn more on Connie Willis: The Podcast at ConnieWillis.comMEET ROBERT TREAT: Robert TreatBe sure to join me on Coast to Coast AM, Blue Rock Talk and Connie After Dark too!To find more about me and my membership shows go here: Conniewillis.com~ Connie

❎-CLUSIVE Robert Treat Phase II: Akashic Records. Simulation. Mystery chunk. Blog.Episode 5 of 12Meet Robert Treat: Robert TreatRobert's Go Fund MeTo see what Robert looks like on Video, purchase exclusive 2-nite event here: https://www.crowdcast.io/e/meetrobert Connie Willis: The Podcast ❎-CLUSIVEInformant Robert Treat tells more about why The ET are here, his involvement with the elite and more. These are death-bed confessions claims, according to Robert Treat, by Robert Treat himself a private military, government contractor and US navy Special warfare veteran.In this episode Robert tells us about….. his claim of what the Akashic Records really are. Explains simulation, his findings of a mysterious chunk and his blog.Give to ROBERT's GO FUND ME: Robert's Go Fund MeRobert Treat was born in Anchorage, Alaska in 1969 and adopted at birth by an oil driller and his wife moving to Malta when he was a week old. He spent most of his childhood traveling all over the world living in Africa, Saudi Arabia, Iran, Norway, Trinidad, Borneo, Scotland and several other countries. Robert left high school at age 17 and immediately enlisted in the Marine Corps. Prior to leaving for basic training his recruitment was transferred to the United States Navy due to extremely high testing scores. He was initially trained as an Operations Specialist and later went on to become an instructor for Anti-Submarine Warfare specializing in Target Motion Analysis. Following Robert's short career in the Navy, he went on to work in the private sector as a contractor for several government Intelligence and Law Enforcement Agencies. He was contracted to many Special Access Programs specializing primarily in Project and Finance Management. While in this role he managed projects relating to Space Based Electronics and Armor Systems, Genetic Engineering, Social Engineering and Psychological Operations along with several other “Dark Programs”. Robert cites his most interesting role as working as an undercover operator within an undisclosed “illuminate” order and serving as their Assistant Minister of Finance. While in this role he enjoyed the trust and confidences of many of the world's most secretive elites and had first hand access to many of their agendas and goals. Robert retired from this life in 2015 and settled into a quiet life as a regular citizen and in 2018 he opened a small bar in the suburbs of Houston, Texas. The rise of COVID in 2019 brought with it reminiscences of some of the more frightening and insidious elements of the projects he participated in throughout his career.In 2020 Robert was diagnosed with a progressively terminal illness and made the decision to disclose his knowledge and contacted his trusted friend Connie Willis to share this information. Learn more on Connie Willis: The Podcast at ConnieWillis.comMEET ROBERT TREAT: Robert TreatBe sure to join me on Coast to Coast AM, Blue Rock Talk and Connie After Dark too!To find more about me and my membership shows go here: Conniewillis.com~ Connie

❎-CLUSIVE Robert Treat Phase II: Blue Pearl. Simulation. Fixable DNA.Episode 6 of 12Meet Robert Treat: Robert TreatRobert's Go Fund MeTo see what Robert looks like on Video, purchase exclusive 2-nite event here: https://www.crowdcast.io/e/meetrobert Connie Willis: The Podcast ❎-CLUSIVEInformant Robert Treat tells more about why The ET are here, his involvement with the elite and more. These are death-bed confessions claims, according to Robert Treat, by Robert Treat himself a private military, government contractor and US navy Special warfare veteran.In this episode Robert tells us about….. the Blue Pearl, simulation and more about DNA.Give to ROBERT's GO FUND ME: Robert's Go Fund MeRobert Treat was born in Anchorage, Alaska in 1969 and adopted at birth by an oil driller and his wife moving to Malta when he was a week old. He spent most of his childhood traveling all over the world living in Africa, Saudi Arabia, Iran, Norway, Trinidad, Borneo, Scotland and several other countries. Robert left high school at age 17 and immediately enlisted in the Marine Corps. Prior to leaving for basic training his recruitment was transferred to the United States Navy due to extremely high testing scores. He was initially trained as an Operations Specialist and later went on to become an instructor for Anti-Submarine Warfare specializing in Target Motion Analysis. Following Robert's short career in the Navy, he went on to work in the private sector as a contractor for several government Intelligence and Law Enforcement Agencies. He was contracted to many Special Access Programs specializing primarily in Project and Finance Management. While in this role he managed projects relating to Space Based Electronics and Armor Systems, Genetic Engineering, Social Engineering and Psychological Operations along with several other “Dark Programs”. Robert cites his most interesting role as working as an undercover operator within an undisclosed “illuminate” order and serving as their Assistant Minister of Finance. While in this role he enjoyed the trust and confidences of many of the world's most secretive elites and had first hand access to many of their agendas and goals. Robert retired from this life in 2015 and settled into a quiet life as a regular citizen and in 2018 he opened a small bar in the suburbs of Houston, Texas. The rise of COVID in 2019 brought with it reminiscences of some of the more frightening and insidious elements of the projects he participated in throughout his career.In 2020 Robert was diagnosed with a progressively terminal illness and made the decision to disclose his knowledge and contacted his trusted friend Connie Willis to share this information. Learn more on Connie Willis: The Podcast at ConnieWillis.comMEET ROBERT TREAT: Robert TreatBe sure to join me on Coast to Coast AM, Blue Rock Talk and Connie After Dark too!To find more about me and my membership shows go here: Conniewillis.com~ Connie

❎-CLUSIVE Robert Treat Phase II: Your questions. Vetting. Atlanta hotspots.Episode 7 of 12Meet Robert Treat: Robert TreatRobert's Go Fund MeTo see what Robert looks like on Video, purchase exclusive 2-nite event here: https://www.crowdcast.io/e/meetrobert Connie Willis: The Podcast ❎-CLUSIVEInformant Robert Treat tells more about why The ET are here, his involvement with the elite and more. These are death-bed confessions claims, according to Robert Treat, by Robert Treat himself a private military, government contractor and US navy Special warfare veteran.In this episode Robert answers.... your questions. He is vetted by a listener and he tells of where a few of significant hotspots in Atlanta.Give to ROBERT's GO FUND ME: Robert's Go Fund MeRobert Treat was born in Anchorage, Alaska in 1969 and adopted at birth by an oil driller and his wife moving to Malta when he was a week old. He spent most of his childhood traveling all over the world living in Africa, Saudi Arabia, Iran, Norway, Trinidad, Borneo, Scotland and several other countries. Robert left high school at age 17 and immediately enlisted in the Marine Corps. Prior to leaving for basic training his recruitment was transferred to the United States Navy due to extremely high testing scores. He was initially trained as an Operations Specialist and later went on to become an instructor for Anti-Submarine Warfare specializing in Target Motion Analysis. Following Robert's short career in the Navy, he went on to work in the private sector as a contractor for several government Intelligence and Law Enforcement Agencies. He was contracted to many Special Access Programs specializing primarily in Project and Finance Management. While in this role he managed projects relating to Space Based Electronics and Armor Systems, Genetic Engineering, Social Engineering and Psychological Operations along with several other “Dark Programs”. Robert cites his most interesting role as working as an undercover operator within an undisclosed “illuminate” order and serving as their Assistant Minister of Finance. While in this role he enjoyed the trust and confidences of many of the world's most secretive elites and had first hand access to many of their agendas and goals. Robert retired from this life in 2015 and settled into a quiet life as a regular citizen and in 2018 he opened a small bar in the suburbs of Houston, Texas. The rise of COVID in 2019 brought with it reminiscences of some of the more frightening and insidious elements of the projects he participated in throughout his career.In 2020 Robert was diagnosed with a progressively terminal illness and made the decision to disclose his knowledge and contacted his trusted friend Connie Willis to share this information. Learn more on Connie Willis: The Podcast at ConnieWillis.comMEET ROBERT TREAT: Robert TreatBe sure to join me on Coast to Coast AM, Blue Rock Talk and Connie After Dark too!To find more about me and my membership shows go here: Conniewillis.com~ Connie

❎-CLUSIVE Robert Treat Phase II: Help for Rob. Aliens. Government.Episode 8 of 12Meet Robert Treat: Robert TreatRobert's Go Fund MeTo see what Robert looks like on Video, purchase exclusive 2-nite event here: https://www.crowdcast.io/e/meetrobert Connie Willis: The Podcast ❎-CLUSIVEInformant Robert Treat tells more about why The ET are here, his involvement with the elite and more. These are death-bed confessions claims, according to Robert Treat, by Robert Treat himself a private military, government contractor and US navy Special warfare veteran.In this episode Robert hears of all the help waiting for him, and continues to answers questions about aliens and goverment.Give to ROBERT's GO FUND ME: Robert's Go Fund MeRobert Treat was born in Anchorage, Alaska in 1969 and adopted at birth by an oil driller and his wife moving to Malta when he was a week old. He spent most of his childhood traveling all over the world living in Africa, Saudi Arabia, Iran, Norway, Trinidad, Borneo, Scotland and several other countries. Robert left high school at age 17 and immediately enlisted in the Marine Corps. Prior to leaving for basic training his recruitment was transferred to the United States Navy due to extremely high testing scores. He was initially trained as an Operations Specialist and later went on to become an instructor for Anti-Submarine Warfare specializing in Target Motion Analysis. Following Robert's short career in the Navy, he went on to work in the private sector as a contractor for several government Intelligence and Law Enforcement Agencies. He was contracted to many Special Access Programs specializing primarily in Project and Finance Management. While in this role he managed projects relating to Space Based Electronics and Armor Systems, Genetic Engineering, Social Engineering and Psychological Operations along with several other “Dark Programs”. Robert cites his most interesting role as working as an undercover operator within an undisclosed “illuminate” order and serving as their Assistant Minister of Finance. While in this role he enjoyed the trust and confidences of many of the world's most secretive elites and had first hand access to many of their agendas and goals. Robert retired from this life in 2015 and settled into a quiet life as a regular citizen and in 2018 he opened a small bar in the suburbs of Houston, Texas. The rise of COVID in 2019 brought with it reminiscences of some of the more frightening and insidious elements of the projects he participated in throughout his career.In 2020 Robert was diagnosed with a progressively terminal illness and made the decision to disclose his knowledge and contacted his trusted friend Connie Willis to share this information. Learn more on Connie Willis: The Podcast at ConnieWillis.comMEET ROBERT TREAT: Robert TreatBe sure to join me on Coast to Coast AM, Blue Rock Talk and Connie After Dark too!To find more about me and my membership shows go here: Conniewillis.com~ Connie❎-CLUSIVE Robert Treat Phase II: ❎-CLUSIVE Robert Treat: Blocked. The Resolve. The Accident. Purpose.Episode 8 of 12Robert's Go Fund MeConnie Willis: The Podcast ❎-CLUSIVEInformant Robert Treat tells more about why The ET are here, his involvement with the elite and more. These are death-bed confessions claims, according to Robert Treat, by Robert Treat himself a private military, government contractor and US navy Special warfare veteran. In this episode Robert tells us about….. being blocked. His resolve. The accident and his purpose. Give to ROBERT's GO FUND ME: Robert's Go Fund Me Robert Treat was born in Anchorage, Alaska in 1969 and adopted at birth by an oil driller and his wife moving to Malta when he was a week old. He spent most of his childhood traveling all over the world living in Africa, Saudi Arabia, Iran, Norway, Trinidad, Borneo, Scotland and several other countries. Robert left high school at age 17 and immediately enlisted in the Marine Corps. Prior to leaving for basic training his recruitment was transferred to the United States Navy due to extremely high testing scores. He was initially trained as an Operations Specialist and later went on to become an instructor for Anti-Submarine Warfare specializing in Target Motion Analysis. Following Robert's short career in the Navy, he went on to work in the private sector as a contractor for several government Intelligence and Law Enforcement Agencies. He was contracted to many Special Access Programs specializing primarily in Project and Finance Management. While in this role he managed projects relating to Space Based Electronics and Armor Systems, Genetic Engineering, Social Engineering and Psychological Operations along with several other “Dark Programs”. Robert cites his most interesting role as working as an undercover operator within an undisclosed “illuminate” order and serving as their Assistant Minister of Finance. While in this role he enjoyed the trust and confidences of many of the world's most secretive elites and had first hand access to many of their agendas and goals. Robert retired from this life in 2015 and settled into a quiet life as a regular citizen and in 2018 he opened a small bar in the suburbs of Houston, Texas. The rise of COVID in 2019 brought with it reminiscences of some of the more frightening and insidious elements of the projects he participated in throughout his career. In 2020 Robert was diagnosed with a progressively terminal illness and made the decision to disclose his knowledge and contacted his trusted friend Connie Willis to share this information. Learn more on Connie Willis: The Podcast at ConnieWillis.com MEET ROBERT TREAT: Robert Treat Give to ROBERT's GO FUND ME: Robert's Go Fund Me Be sure to join me on Coast to Coast AM, Blue Rock Talk and Connie After Dark too! To find more about me and my membership shows go here: Conniewillis.com ~ Connie

❎-CLUSIVE Robert Treat Phase II: Water. Surgery Date. DNA. Guide.Episode 2 of 12Meet Robert Treat: Robert TreatRobert's Go Fund MeTo see what Robert looks like on Video, purchase exclusive 2-nite event here: https://www.crowdcast.io/e/meetrobert Connie Willis: The Podcast ❎-CLUSIVEInformant Robert Treat tells more about why The ET are here, his involvement with the elite and more. These are death-bed confessions claims, according to Robert Treat, by Robert Treat himself a private military, government contractor and US navy Special warfare veteran.In this episode Robert tells us about….. the Water. his surgery Date. About DNA. His Guide.Give to ROBERT's GO FUND ME: Robert's Go Fund MeRobert Treat was born in Anchorage, Alaska in 1969 and adopted at birth by an oil driller and his wife moving to Malta when he was a week old. He spent most of his childhood traveling all over the world living in Africa, Saudi Arabia, Iran, Norway, Trinidad, Borneo, Scotland and several other countries. Robert left high school at age 17 and immediately enlisted in the Marine Corps. Prior to leaving for basic training his recruitment was transferred to the United States Navy due to extremely high testing scores. He was initially trained as an Operations Specialist and later went on to become an instructor for Anti-Submarine Warfare specializing in Target Motion Analysis. Following Robert's short career in the Navy, he went on to work in the private sector as a contractor for several government Intelligence and Law Enforcement Agencies. He was contracted to many Special Access Programs specializing primarily in Project and Finance Management. While in this role he managed projects relating to Space Based Electronics and Armor Systems, Genetic Engineering, Social Engineering and Psychological Operations along with several other “Dark Programs”. Robert cites his most interesting role as working as an undercover operator within an undisclosed “illuminate” order and serving as their Assistant Minister of Finance. While in this role he enjoyed the trust and confidences of many of the world's most secretive elites and had first hand access to many of their agendas and goals. Robert retired from this life in 2015 and settled into a quiet life as a regular citizen and in 2018 he opened a small bar in the suburbs of Houston, Texas. The rise of COVID in 2019 brought with it reminiscences of some of the more frightening and insidious elements of the projects he participated in throughout his career.In 2020 Robert was diagnosed with a progressively terminal illness and made the decision to disclose his knowledge and contacted his trusted friend Connie Willis to share this information. Learn more on Connie Willis: The Podcast at ConnieWillis.comMEET ROBERT TREAT: Robert TreatBe sure to join me on Coast to Coast AM, Blue Rock Talk and Connie After Dark too!To find more about me and my membership shows go here: Conniewillis.com~ Connie

❎-CLUSIVE Robert Treat Phase II: Surgery. Purpose. Why Here. Moving Forward.Episode 3 of 12Meet Robert Treat: Robert TreatRobert's Go Fund MeTo see what Robert looks like on Video, purchase exclusive 2-nite event here: https://www.crowdcast.io/e/meetrobert Connie Willis: The Podcast ❎-CLUSIVEInformant Robert Treat tells more about why The ET are here, his involvement with the elite and more. These are death-bed confessions claims, according to Robert Treat, by Robert Treat himself a private military, government contractor and US navy Special warfare veteran.In this episode Robert tells us about….. his Surgery. His Purpose. Why we are Here. Moving Forward.Give to ROBERT's GO FUND ME: Robert's Go Fund MeRobert Treat was born in Anchorage, Alaska in 1969 and adopted at birth by an oil driller and his wife moving to Malta when he was a week old. He spent most of his childhood traveling all over the world living in Africa, Saudi Arabia, Iran, Norway, Trinidad, Borneo, Scotland and several other countries. Robert left high school at age 17 and immediately enlisted in the Marine Corps. Prior to leaving for basic training his recruitment was transferred to the United States Navy due to extremely high testing scores. He was initially trained as an Operations Specialist and later went on to become an instructor for Anti-Submarine Warfare specializing in Target Motion Analysis. Following Robert's short career in the Navy, he went on to work in the private sector as a contractor for several government Intelligence and Law Enforcement Agencies. He was contracted to many Special Access Programs specializing primarily in Project and Finance Management. While in this role he managed projects relating to Space Based Electronics and Armor Systems, Genetic Engineering, Social Engineering and Psychological Operations along with several other “Dark Programs”. Robert cites his most interesting role as working as an undercover operator within an undisclosed “illuminate” order and serving as their Assistant Minister of Finance. While in this role he enjoyed the trust and confidences of many of the world's most secretive elites and had first hand access to many of their agendas and goals. Robert retired from this life in 2015 and settled into a quiet life as a regular citizen and in 2018 he opened a small bar in the suburbs of Houston, Texas. The rise of COVID in 2019 brought with it reminiscences of some of the more frightening and insidious elements of the projects he participated in throughout his career.In 2020 Robert was diagnosed with a progressively terminal illness and made the decision to disclose his knowledge and contacted his trusted friend Connie Willis to share this information. Learn more on Connie Willis: The Podcast at ConnieWillis.comMEET ROBERT TREAT: Robert TreatBe sure to join me on Coast to Coast AM, Blue Rock Talk and Connie After Dark too!To find more about me and my membership shows go here: Conniewillis.com~ Connie

❎-CLUSIVE Robert Treat Phase II: The Girls. Hybrid. DNA. Their home world.Episode 4 of 12Meet Robert Treat: Robert TreatRobert's Go Fund MeTo see what Robert looks like on Video, purchase exclusive 2-nite event here: https://www.crowdcast.io/e/meetrobert Connie Willis: The Podcast ❎-CLUSIVEInformant Robert Treat tells more about why The ET are here, his involvement with the elite and more. These are death-bed confessions claims, according to Robert Treat, by Robert Treat himself a private military, government contractor and US navy Special warfare veteran.In this episode Robert tells us about….. his lovable girls. Who he is as a hybrid. DNA and the ET's home world.Give to ROBERT's GO FUND ME: Robert's Go Fund MeRobert Treat was born in Anchorage, Alaska in 1969 and adopted at birth by an oil driller and his wife moving to Malta when he was a week old. He spent most of his childhood traveling all over the world living in Africa, Saudi Arabia, Iran, Norway, Trinidad, Borneo, Scotland and several other countries. Robert left high school at age 17 and immediately enlisted in the Marine Corps. Prior to leaving for basic training his recruitment was transferred to the United States Navy due to extremely high testing scores. He was initially trained as an Operations Specialist and later went on to become an instructor for Anti-Submarine Warfare specializing in Target Motion Analysis. Following Robert's short career in the Navy, he went on to work in the private sector as a contractor for several government Intelligence and Law Enforcement Agencies. He was contracted to many Special Access Programs specializing primarily in Project and Finance Management. While in this role he managed projects relating to Space Based Electronics and Armor Systems, Genetic Engineering, Social Engineering and Psychological Operations along with several other “Dark Programs”. Robert cites his most interesting role as working as an undercover operator within an undisclosed “illuminate” order and serving as their Assistant Minister of Finance. While in this role he enjoyed the trust and confidences of many of the world's most secretive elites and had first hand access to many of their agendas and goals. Robert retired from this life in 2015 and settled into a quiet life as a regular citizen and in 2018 he opened a small bar in the suburbs of Houston, Texas. The rise of COVID in 2019 brought with it reminiscences of some of the more frightening and insidious elements of the projects he participated in throughout his career.In 2020 Robert was diagnosed with a progressively terminal illness and made the decision to disclose his knowledge and contacted his trusted friend Connie Willis to share this information. Learn more on Connie Willis: The Podcast at ConnieWillis.comMEET ROBERT TREAT: Robert TreatBe sure to join me on Coast to Coast AM, Blue Rock Talk and Connie After Dark too!To find more about me and my membership shows go here: Conniewillis.com~ Connie

❎-CLUSIVE Robert Treat Phase II: Company Name Revealed. Havana Syndrome.Episode 1 of 12Meet Robert Treat: Robert TreatRobert's Go Fund MeTo see what Robert looks like on Video, purchase exclusive 2-nite event here: https://www.crowdcast.io/e/meetrobert Connie Willis: The Podcast ❎-CLUSIVEInformant Robert Treat tells more about why The ET are here, his involvement with the elite and more. These are death-bed confessions claims, according to Robert Treat, by Robert Treat himself a private military, government contractor and US navy Special warfare veteran.In this episode Robert tells us….. his company name and about the Havana Syndrome.Give to ROBERT's GO FUND ME: Robert's Go Fund MeRobert Treat was born in Anchorage, Alaska in 1969 and adopted at birth by an oil driller and his wife moving to Malta when he was a week old. He spent most of his childhood traveling all over the world living in Africa, Saudi Arabia, Iran, Norway, Trinidad, Borneo, Scotland and several other countries. Robert left high school at age 17 and immediately enlisted in the Marine Corps. Prior to leaving for basic training his recruitment was transferred to the United States Navy due to extremely high testing scores. He was initially trained as an Operations Specialist and later went on to become an instructor for Anti-Submarine Warfare specializing in Target Motion Analysis. Following Robert's short career in the Navy, he went on to work in the private sector as a contractor for several government Intelligence and Law Enforcement Agencies. He was contracted to many Special Access Programs specializing primarily in Project and Finance Management. While in this role he managed projects relating to Space Based Electronics and Armor Systems, Genetic Engineering, Social Engineering and Psychological Operations along with several other “Dark Programs”. Robert cites his most interesting role as working as an undercover operator within an undisclosed “illuminate” order and serving as their Assistant Minister of Finance. While in this role he enjoyed the trust and confidences of many of the world's most secretive elites and had first hand access to many of their agendas and goals. Robert retired from this life in 2015 and settled into a quiet life as a regular citizen and in 2018 he opened a small bar in the suburbs of Houston, Texas. The rise of COVID in 2019 brought with it reminiscences of some of the more frightening and insidious elements of the projects he participated in throughout his career.In 2020 Robert was diagnosed with a progressively terminal illness and made the decision to disclose his knowledge and contacted his trusted friend Connie Willis to share this information. Learn more on Connie Willis: The Podcast at ConnieWillis.comMEET ROBERT TREAT: Robert TreatBe sure to join me on Coast to Coast AM, Blue Rock Talk and Connie After Dark too!To find more about me and my membership shows go here: Conniewillis.com~ Connie

Financial management is one of the key ingredients to business success because even if your product is great, even if you have billions of customers, even if your brand is big and reputable, if you can't take care of the money that's coming in, you will not grow. Brette talks about how to develop good financial practices and habits in your business so you can actually start to make money and manage it well to reach your business goals. Financial management goes hand in hand with Pricing. It's an understanding of your numbers that fuels your ability to budget and forecast your business income. Jump into Brette's #1 bestselling online course Pricing Mastermind and learn to conquer your numbers and master your pricing. It teaches you price like you've never understood it before. Follow THIS LINK to enroll today! Check out my other resources for more content! Pricing Mastermind My Youtube Channel The Out of Home Baker Hobble Creek Bakery --- Send in a voice message: https://podcasters.spotify.com/pod/show/business-is-sweet/message Support this podcast: https://podcasters.spotify.com/pod/show/business-is-sweet/support

❎-CLUSIVE Robert Treat: Blocked. The Resolve. The Accident. Purpose.Episode 22 of 22Robert's Go Fund MeConnie Willis: The Podcast ❎-CLUSIVEInformant Robert Treat tells us why The ET are here and more.This is a live to tape death-bed confession by a private military, government contractor and US navy Special warfare veteran.In this episode Robert tells us about being blocked. His resolve. The accident and his purpose.Give to ROBERT's GO FUND ME: Robert's Go Fund MeRobert Treat was born in Anchorage, Alaska in 1969 and adopted at birth by an oil driller and his wife moving to Malta when he was a week old. He spent most of his childhood traveling all over the world living in Africa, Saudi Arabia, Iran, Norway, Trinidad, Borneo, Scotland and several other countries. Robert left high school at age 17 and immediately enlisted in the Marine Corps. Prior to leaving for basic training his recruitment was transferred to the United States Navy due to extremely high testing scores. He was initially trained as an Operations Specialist and later went on to become an instructor for Anti-Submarine Warfare specializing in Target Motion Analysis. Following Robert's short career in the Navy, he went on to work in the private sector as a contractor for several government Intelligence and Law Enforcement Agencies. He was contracted to many Special Access Programs specializing primarily in Project and Finance Management. While in this role he managed projects relating to Space Based Electronics and Armor Systems, Genetic Engineering, Social Engineering and Psychological Operations along with several other “Dark Programs”. Robert cites his most interesting role as working as an undercover operator within an undisclosed “illuminate” order and serving as their Assistant Minister of Finance. While in this role he enjoyed the trust and confidences of many of the world's most secretive elites and had first hand access to many of their agendas and goals. Robert retired from this life in 2015 and settled into a quiet life as a regular citizen and in 2018 he opened a small bar in the suburbs of Houston, Texas. The rise of COVID in 2019 brought with it reminiscences of some of the more frightening and insidious elements of the projects he participated in throughout his career. In 2020 Robert was diagnosed with a progressively terminal illness and made the decision to disclose his knowledge and contacted me to share this information. Learn more on Connie Willis: The Podcast at ConnieWillis.comMEET ROBERT TREAT:Robert TreatglenGive to ROBERT's GO FUND ME:Robert's Go Fund MeBe sure to join me on Coast to Coast AM, Blue Rock Talk and Connie After Dark too!To find more about me and my membership shows go here: Conniewillis.com~ Connie

❎-CLUSIVE Robert Treat: The Great Fall to Come. ET's show themselves.Episode 21 of 22Robert's Go Fund MeConnie Willis: The Podcast ❎-CLUSIVEInformant Robert Treat tells us why The ET are here and more.This is a live to tape death-bed confession by a private military, government contractor and US navy Special warfare veteran.In this episode Robert tells us about the Great fall, ET's show themsleves, Scanners, kissing the ring incident, in the presence of a Primarch and more.Give to ROBERT's GO FUND ME: Robert's Go Fund MeRobert Treat was born in Anchorage, Alaska in 1969 and adopted at birth by an oil driller and his wife moving to Malta when he was a week old. He spent most of his childhood traveling all over the world living in Africa, Saudi Arabia, Iran, Norway, Trinidad, Borneo, Scotland and several other countries. Robert left high school at age 17 and immediately enlisted in the Marine Corps. Prior to leaving for basic training his recruitment was transferred to the United States Navy due to extremely high testing scores. He was initially trained as an Operations Specialist and later went on to become an instructor for Anti-Submarine Warfare specializing in Target Motion Analysis. Following Robert's short career in the Navy, he went on to work in the private sector as a contractor for several government Intelligence and Law Enforcement Agencies. He was contracted to many Special Access Programs specializing primarily in Project and Finance Management. While in this role he managed projects relating to Space Based Electronics and Armor Systems, Genetic Engineering, Social Engineering and Psychological Operations along with several other “Dark Programs”. Robert cites his most interesting role as working as an undercover operator within an undisclosed “illuminate” order and serving as their Assistant Minister of Finance. While in this role he enjoyed the trust and confidences of many of the world's most secretive elites and had first hand access to many of their agendas and goals. Robert retired from this life in 2015 and settled into a quiet life as a regular citizen and in 2018 he opened a small bar in the suburbs of Houston, Texas. The rise of COVID in 2019 brought with it reminiscences of some of the more frightening and insidious elements of the projects he participated in throughout his career. In 2020 Robert was diagnosed with a progressively terminal illness and made the decision to disclose his knowledge and contacted me to share this information. Learn more on Connie Willis: The Podcast at ConnieWillis.comMEET ROBERT TREAT:Robert TreatGive to ROBERT's GO FUND ME:Robert's Go Fund MeBe sure to join me on Coast to Coast AM, Blue Rock Talk and Connie After Dark too!To find more about me and my membership shows go here: Conniewillis.com~ Connie

❎-CLUSIVE Robert Treat: Reptilians. Mormon Church. The 2nd Coming.Episode 19 of 22Robert's Go Fund MeConnie Willis: The Podcast ❎-CLUSIVEInformant Robert Treat tells us why The ET are here and more.This is a live to tape death-bed confession by a private military, government contractor and US navy Special warfare veteran.In this episode Robert tells us about seeing the Reptilians, his adventure in the Mormon church, the ultimate agenda, the 2nd coming and more.Give to ROBERT's GO FUND ME: Robert's Go Fund MeRobert Treat was born in Anchorage, Alaska in 1969 and adopted at birth by an oil driller and his wife moving to Malta when he was a week old. He spent most of his childhood traveling all over the world living in Africa, Saudi Arabia, Iran, Norway, Trinidad, Borneo, Scotland and several other countries. Robert left high school at age 17 and immediately enlisted in the Marine Corps. Prior to leaving for basic training his recruitment was transferred to the United States Navy due to extremely high testing scores. He was initially trained as an Operations Specialist and later went on to become an instructor for Anti-Submarine Warfare specializing in Target Motion Analysis. Following Robert's short career in the Navy, he went on to work in the private sector as a contractor for several government Intelligence and Law Enforcement Agencies. He was contracted to many Special Access Programs specializing primarily in Project and Finance Management. While in this role he managed projects relating to Space Based Electronics and Armor Systems, Genetic Engineering, Social Engineering and Psychological Operations along with several other “Dark Programs”. Robert cites his most interesting role as working as an undercover operator within an undisclosed “illuminate” order and serving as their Assistant Minister of Finance. While in this role he enjoyed the trust and confidences of many of the world's most secretive elites and had first hand access to many of their agendas and goals. Robert retired from this life in 2015 and settled into a quiet life as a regular citizen and in 2018 he opened a small bar in the suburbs of Houston, Texas. The rise of COVID in 2019 brought with it reminiscences of some of the more frightening and insidious elements of the projects he participated in throughout his career. In 2020 Robert was diagnosed with a progressively terminal illness and made the decision to disclose his knowledge and contacted me to share this information. Learn more on Connie Willis: The Podcast at ConnieWillis.comMEET ROBERT TREAT:Robert TreatglenGive to ROBERT's GO FUND ME:Robert's Go Fund MeBe sure to join me on Coast to Coast AM, Blue Rock Talk and Connie After Dark too!To find more about me and my membership shows go here: Conniewillis.com~ Connie

❎-CLUSIVE Robert Treat: The Ritual. Stem Cells. The End game.Episode 17 of 22Robert's Go Fund MeConnie Willis: The Podcast ❎-CLUSIVEInformant Robert Treat tells us why The ET are here and more.This is a live to tape death-bed confession by a private military, government contractor and US navy Special warfare veteran.In this episode Robert explains the ritual, discusses a specific elites' conversation, the end game, stem cells and more.Give to ROBERT's GO FUND ME: Robert's Go Fund MeRobert Treat was born in Anchorage, Alaska in 1969 and adopted at birth by an oil driller and his wife moving to Malta when he was a week old. He spent most of his childhood traveling all over the world living in Africa, Saudi Arabia, Iran, Norway, Trinidad, Borneo, Scotland and several other countries. Robert left high school at age 17 and immediately enlisted in the Marine Corps. Prior to leaving for basic training his recruitment was transferred to the United States Navy due to extremely high testing scores. He was initially trained as an Operations Specialist and later went on to become an instructor for Anti-Submarine Warfare specializing in Target Motion Analysis. Following Robert's short career in the Navy, he went on to work in the private sector as a contractor for several government Intelligence and Law Enforcement Agencies. He was contracted to many Special Access Programs specializing primarily in Project and Finance Management. While in this role he managed projects relating to Space Based Electronics and Armor Systems, Genetic Engineering, Social Engineering and Psychological Operations along with several other “Dark Programs”. Robert cites his most interesting role as working as an undercover operator within an undisclosed “illuminate” order and serving as their Assistant Minister of Finance. While in this role he enjoyed the trust and confidences of many of the world's most secretive elites and had first hand access to many of their agendas and goals. Robert retired from this life in 2015 and settled into a quiet life as a regular citizen and in 2018 he opened a small bar in the suburbs of Houston, Texas. The rise of COVID in 2019 brought with it reminiscences of some of the more frightening and insidious elements of the projects he participated in throughout his career. In 2020 Robert was diagnosed with a progressively terminal illness and made the decision to disclose his knowledge and contacted me to share this information. Learn more on Connie Willis: The Podcast at ConnieWillis.comMEET ROBERT TREAT:Robert TreatglenGive to ROBERT's GO FUND ME:Robert's Go Fund MeBe sure to join me on Coast to Coast AM, Blue Rock Talk and Connie After Dark too!To find more about me and my membership shows go here: Conniewillis.com~ Connie

❎-CLUSIVE Robert Treat: Trifecta of Nastiness. Suppression. Mantids.Episode 18 of 22Robert's Go Fund MeConnie Willis: The Podcast ❎-CLUSIVEInformant Robert Treat tells us why The ET are here and more.This is a live to tape death-bed confession by a private military, government contractor and US navy Special warfare veteran.In this episode Robert more about what he calls the Trifecta of Nastiness. explains we are under uppression. More about what most call the Mantids, he calls them Primarchs, and more.Give to ROBERT's GO FUND ME: Robert's Go Fund MeRobert Treat was born in Anchorage, Alaska in 1969 and adopted at birth by an oil driller and his wife moving to Malta when he was a week old. He spent most of his childhood traveling all over the world living in Africa, Saudi Arabia, Iran, Norway, Trinidad, Borneo, Scotland and several other countries. Robert left high school at age 17 and immediately enlisted in the Marine Corps. Prior to leaving for basic training his recruitment was transferred to the United States Navy due to extremely high testing scores. He was initially trained as an Operations Specialist and later went on to become an instructor for Anti-Submarine Warfare specializing in Target Motion Analysis. Following Robert's short career in the Navy, he went on to work in the private sector as a contractor for several government Intelligence and Law Enforcement Agencies. He was contracted to many Special Access Programs specializing primarily in Project and Finance Management. While in this role he managed projects relating to Space Based Electronics and Armor Systems, Genetic Engineering, Social Engineering and Psychological Operations along with several other “Dark Programs”. Robert cites his most interesting role as working as an undercover operator within an undisclosed “illuminate” order and serving as their Assistant Minister of Finance. While in this role he enjoyed the trust and confidences of many of the world's most secretive elites and had first hand access to many of their agendas and goals. Robert retired from this life in 2015 and settled into a quiet life as a regular citizen and in 2018 he opened a small bar in the suburbs of Houston, Texas. The rise of COVID in 2019 brought with it reminiscences of some of the more frightening and insidious elements of the projects he participated in throughout his career. In 2020 Robert was diagnosed with a progressively terminal illness and made the decision to disclose his knowledge and contacted me to share this information. Learn more on Connie Willis: The Podcast at ConnieWillis.comMEET ROBERT TREAT:Robert TreatglenGive to ROBERT's GO FUND ME:Robert's Go Fund MeBe sure to join me on Coast to Coast AM, Blue Rock Talk and Connie After Dark too!To find more about me and my membership shows go here: Conniewillis.com~ Connie

❎-CLUSIVE Robert Treat: Servent Species. Left Behind. Good Trifecta.Episode 20 of 22Robert's Go Fund MeConnie Willis: The Podcast ❎-CLUSIVEInformant Robert Treat tells us why The ET are here and more.This is a live to tape death-bed confession by a private military, government contractor and US navy Special warfare veteran.In this episode Robert tells us we are the servent species, the good Trifecta and more.Give to ROBERT's GO FUND ME: Robert's Go Fund MeRobert Treat was born in Anchorage, Alaska in 1969 and adopted at birth by an oil driller and his wife moving to Malta when he was a week old. He spent most of his childhood traveling all over the world living in Africa, Saudi Arabia, Iran, Norway, Trinidad, Borneo, Scotland and several other countries. Robert left high school at age 17 and immediately enlisted in the Marine Corps. Prior to leaving for basic training his recruitment was transferred to the United States Navy due to extremely high testing scores. He was initially trained as an Operations Specialist and later went on to become an instructor for Anti-Submarine Warfare specializing in Target Motion Analysis. Following Robert's short career in the Navy, he went on to work in the private sector as a contractor for several government Intelligence and Law Enforcement Agencies. He was contracted to many Special Access Programs specializing primarily in Project and Finance Management. While in this role he managed projects relating to Space Based Electronics and Armor Systems, Genetic Engineering, Social Engineering and Psychological Operations along with several other “Dark Programs”. Robert cites his most interesting role as working as an undercover operator within an undisclosed “illuminate” order and serving as their Assistant Minister of Finance. While in this role he enjoyed the trust and confidences of many of the world's most secretive elites and had first hand access to many of their agendas and goals. Robert retired from this life in 2015 and settled into a quiet life as a regular citizen and in 2018 he opened a small bar in the suburbs of Houston, Texas. The rise of COVID in 2019 brought with it reminiscences of some of the more frightening and insidious elements of the projects he participated in throughout his career. In 2020 Robert was diagnosed with a progressively terminal illness and made the decision to disclose his knowledge and contacted me to share this information. Learn more on Connie Willis: The Podcast at ConnieWillis.comMEET ROBERT TREAT:Robert TreatglenGive to ROBERT's GO FUND ME:Robert's Go Fund MeBe sure to join me on Coast to Coast AM, Blue Rock Talk and Connie After Dark too!To find more about me and my membership shows go here: Conniewillis.com~ Connie

❎-CLUSIVE Robert Treat: Bonds. Scams. He's In!Episode 14 of 22Robert's Go Fund MeConnie Willis: The Podcast ❎-CLUSIVEInformant Robert Treat tells us why The ET are here and more.This is a live to tape death-bed confession by a private military, government contractor and US navy Special warfare veteran.In this episode Robert tells us about bonds, scams invitations and that he was "in" now.Give to ROBERT's GO FUND ME: Robert's Go Fund MeRobert Treat was born in Anchorage, Alaska in 1969 and adopted at birth by an oil driller and his wife moving to Malta when he was a week old. He spent most of his childhood traveling all over the world living in Africa, Saudi Arabia, Iran, Norway, Trinidad, Borneo, Scotland and several other countries. Robert left high school at age 17 and immediately enlisted in the Marine Corps. Prior to leaving for basic training his recruitment was transferred to the United States Navy due to extremely high testing scores. He was initially trained as an Operations Specialist and later went on to become an instructor for Anti-Submarine Warfare specializing in Target Motion Analysis. Following Robert's short career in the Navy, he went on to work in the private sector as a contractor for several government Intelligence and Law Enforcement Agencies. He was contracted to many Special Access Programs specializing primarily in Project and Finance Management. While in this role he managed projects relating to Space Based Electronics and Armor Systems, Genetic Engineering, Social Engineering and Psychological Operations along with several other “Dark Programs”. Robert cites his most interesting role as working as an undercover operator within an undisclosed “illuminate” order and serving as their Assistant Minister of Finance. While in this role he enjoyed the trust and confidences of many of the world's most secretive elites and had first hand access to many of their agendas and goals. Robert retired from this life in 2015 and settled into a quiet life as a regular citizen and in 2018 he opened a small bar in the suburbs of Houston, Texas. The rise of COVID in 2019 brought with it reminiscences of some of the more frightening and insidious elements of the projects he participated in throughout his career. In 2020 Robert was diagnosed with a progressively terminal illness and made the decision to disclose his knowledge and contacted me to share this information. Learn more on Connie Willis: The Podcast at ConnieWillis.comMEET ROBERT TREAT:Robert TreatglenGive to ROBERT's GO FUND ME:Robert's Go Fund MeBe sure to join me on Coast to Coast AM, Blue Rock Talk and Connie After Dark too!To find more about me and my membership shows go here: Conniewillis.com~ Connie

❎-CLUSIVE Robert Treat: Problem Solver. Agenda 21. United Nations.Episode 15 of 22Robert's Go Fund MeConnie Willis: The Podcast ❎-CLUSIVEInformant Robert Treat tells us why The ET are here and more.This is a live to tape death-bed confession by a private military, government contractor and US navy Special warfare veteran.In this episode Robert names a few elites, describes himself as a problem solver, and gives his thought on Agenda 21 and the United Nations.Give to ROBERT's GO FUND ME: Robert's Go Fund MeRobert Treat was born in Anchorage, Alaska in 1969 and adopted at birth by an oil driller and his wife moving to Malta when he was a week old. He spent most of his childhood traveling all over the world living in Africa, Saudi Arabia, Iran, Norway, Trinidad, Borneo, Scotland and several other countries. Robert left high school at age 17 and immediately enlisted in the Marine Corps. Prior to leaving for basic training his recruitment was transferred to the United States Navy due to extremely high testing scores. He was initially trained as an Operations Specialist and later went on to become an instructor for Anti-Submarine Warfare specializing in Target Motion Analysis. Following Robert's short career in the Navy, he went on to work in the private sector as a contractor for several government Intelligence and Law Enforcement Agencies. He was contracted to many Special Access Programs specializing primarily in Project and Finance Management. While in this role he managed projects relating to Space Based Electronics and Armor Systems, Genetic Engineering, Social Engineering and Psychological Operations along with several other “Dark Programs”. Robert cites his most interesting role as working as an undercover operator within an undisclosed “illuminate” order and serving as their Assistant Minister of Finance. While in this role he enjoyed the trust and confidences of many of the world's most secretive elites and had first hand access to many of their agendas and goals. Robert retired from this life in 2015 and settled into a quiet life as a regular citizen and in 2018 he opened a small bar in the suburbs of Houston, Texas. The rise of COVID in 2019 brought with it reminiscences of some of the more frightening and insidious elements of the projects he participated in throughout his career. In 2020 Robert was diagnosed with a progressively terminal illness and made the decision to disclose his knowledge and contacted me to share this information. Learn more on Connie Willis: The Podcast at ConnieWillis.comMEET ROBERT TREAT:Robert TreatglenGive to ROBERT's GO FUND ME:Robert's Go Fund MeBe sure to join me on Coast to Coast AM, Blue Rock Talk and Connie After Dark too!To find more about me and my membership shows go here: Conniewillis.com~ Connie

❎-CLUSIVE Robert Treat: The Herd. Virus. Taken. The Pope.Episode 16 of 22Robert's Go Fund MeConnie Willis: The Podcast ❎-CLUSIVEInformant Robert Treat tells us why The ET are here and more.This is a live to tape death-bed confession by a private military, government contractor and US navy Special warfare veteran.In this episode Robert tells us abou the Herd, how we are programmed, how virus's come into play, his being taken and where the Pope fits in.Give to ROBERT's GO FUND ME: Robert's Go Fund MeRobert Treat was born in Anchorage, Alaska in 1969 and adopted at birth by an oil driller and his wife moving to Malta when he was a week old. He spent most of his childhood traveling all over the world living in Africa, Saudi Arabia, Iran, Norway, Trinidad, Borneo, Scotland and several other countries. Robert left high school at age 17 and immediately enlisted in the Marine Corps. Prior to leaving for basic training his recruitment was transferred to the United States Navy due to extremely high testing scores. He was initially trained as an Operations Specialist and later went on to become an instructor for Anti-Submarine Warfare specializing in Target Motion Analysis. Following Robert's short career in the Navy, he went on to work in the private sector as a contractor for several government Intelligence and Law Enforcement Agencies. He was contracted to many Special Access Programs specializing primarily in Project and Finance Management. While in this role he managed projects relating to Space Based Electronics and Armor Systems, Genetic Engineering, Social Engineering and Psychological Operations along with several other “Dark Programs”. Robert cites his most interesting role as working as an undercover operator within an undisclosed “illuminate” order and serving as their Assistant Minister of Finance. While in this role he enjoyed the trust and confidences of many of the world's most secretive elites and had first hand access to many of their agendas and goals. Robert retired from this life in 2015 and settled into a quiet life as a regular citizen and in 2018 he opened a small bar in the suburbs of Houston, Texas. The rise of COVID in 2019 brought with it reminiscences of some of the more frightening and insidious elements of the projects he participated in throughout his career. In 2020 Robert was diagnosed with a progressively terminal illness and made the decision to disclose his knowledge and contacted me to share this information. Learn more on Connie Willis: The Podcast at ConnieWillis.comMEET ROBERT TREAT:Robert TreatglenGive to ROBERT's GO FUND ME:Robert's Go Fund MeBe sure to join me on Coast to Coast AM, Blue Rock Talk and Connie After Dark too!To find more about me and my membership shows go here: Conniewillis.com~ Connie

Be in control of your life and finances with Satch Bernhardt's mind-opening realizations about job security and market volatility as we talk about why he chose to invest in real estate despite having a high-paying job. Join us and get exclusive access to the mind of a successful real estate investor today!Key Takeaways to Listen forBenefits of investing in real estate during an economic downturnSimple tips to help you get started in real estate investingWays to build good relationships with multifamily sponsorsSeasoned vs. amateur investors in volatile marketsWhat drives people to take massive action in their lives?Resources Mentioned in This EpisodeReal Estate Investment AssociationRich Dad Poor Dad by Robert KiyosakiWhat It Takes by Stephen SchwarzmanFree Apartment Syndication Due Diligence Checklist for Passive Investor About Satch BernhardtSatch Bernhardt is a former airline pilot for a United States carrier. Currently, he is the managing principal at Bernhardt Capital, where they invest in value-add multifamily deals. He is a Co-GP on $77MM / 350 units and is invested as a Limited Partner in $148MM worth of Real Estate / 726 doors.Connect with SatchWebsite: Bernhardt CapitalTo Connect With UsPlease visit our website: www.bonavestcapital.com and please click here, to leave a rating and review!SponsorGrow Your Show, LLCThinking About Creating and Growing Your Own Podcast But Not Sure Where To Start?Visit GowYourShow.com and Schedule a call with Adam A. Adams