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The U.S. Mint ceased making new pennies in November. Our humble, one-cent, copper-and-zinc coin can still be used as currency, but its circulation will dwindle in the years ahead.Vermont's first coin — before it became a U.S. state — was also made of copper. These coins date back to days of the Green Mountain Boys, when Vermont was its own republic. Historian Jon Mathewson of Middletown Springs shares the history of Harmon's mint in Rupert. Joe Watkins of Vermont Coin & Jewelry in South Burlington gave us his coin collector's perspective on how to make a pretty penny from collecting rare pennies.For insight from the banking world, we talk with Jennifer Smith, a regional leader with Union Bank in Morrisville. We also hear from Matt Cota, managing director of the Vermont Retailers & Grocers Association. He tells us about a new state law that creates a system for rounding cash purchases up or down at the register.When it comes to idioms and common English phrases, the penny punches above its weight: penny pincher, a pretty penny, penny-wise, a penny saved and so many more. Helping us make sense of the penny's place in language is Maeve Eberhardt, associate professor of linguistics at the University of Vermont.
The rupee has briefly touched an all-time low of 96.96 in May. Is the psychological 100-to-the-dollar mark now inevitable? In this episode of The Morning Brief, Rozebud Gonsalves speaks to economists from leading financial institutions–Gaura Sengupta, chief economist at IDFC First Bank, Kanika Pasricha, chief economic advisor, Union Bank of India, Madhavi Arora, chief economist, Emkay Global Financial Services and Dhiraj Nim, economist and FX Strategist, ANZ–about where the rupee is headed, the role of oil prices, tariffs, geopolitics and capital flows, who benefits from a weaker currency, and whether the RBI can slow the slide. Most importantly, is this depreciation a warning sign or simply the cost of India's integration with a changing global economy? Listen in.You can follow Rozebud Gonsalves on his social media: X and LinkedinCheck out other interesting episodes like:ET Deep Dive: Swipe Left on Reality,India wants manufacturing at 25% of GDP — will AI in factories help?, Tanay Kothari Wants To Kill The Keyboard, From Doer to Director: The LinkedIn Playbook for the AI Agea, Semaglutide Goes Generic: Big Pharma’s Moat Breaks and much more. Catch the latest episode of ‘The Morning Brief’ on The Economic Times Online, Spotify, Apple Podcasts, JioSaavn, Amazon Music and Youtube.See omnystudio.com/listener for privacy information.
Horlicks: Carlton Bricker reads a letter of testimonial. A man tells how Horlicks helped him to get a good night's sleep. Now, let's see what's happening in Pine Ridge. After…
Can AI really remove emotion from investing, or does human judgment still matter most when money is on the line? In today's episode, I'm joined by Jack Fu, Founder and CEO of Draco Evolution, a company using AI, quantitative models, and decades of market experience to help investors make smarter and more disciplined decisions. Jack's journey began during the 2008 financial crisis while working as a financial advisor at Union Bank of California, where watching investors lose life-changing amounts of money completely reshaped how he thought about risk, discipline, and long-term wealth creation. That experience led him to focus on one simple principle: avoiding big losses matters just as much as chasing returns. From managing assets for family offices and institutional clients to leading major investment operations across the Asia-Pacific region, Jack built his career around protecting capital first and helping investors stay in the market long enough to benefit from long-term growth. We explore how Draco Evolution is bringing institutional-level investment tools to everyday investors through AI-powered ETFs and a more dynamic approach to portfolio management. Jack explains how ETFs actually work, why they have become such a popular choice for investors, and the important difference between investing in AI companies and using AI itself to manage investment decisions. We also discuss the future of robo-advisors and why the next generation will move far beyond static questionnaires and occasional portfolio rebalancing. Jack shares why he believes the future lies in systems that adapt continuously to market conditions and investor behavior, creating something far more personal and responsive. From algorithmic trading and AlphaGo to today's world of agentic AI, Jack offers a practical perspective on how technology is changing finance without replacing human oversight. He also shares why investors should treat AI as an enhancement tool rather than blindly trusting every recommendation. If you've ever wondered how AI is changing investing, what makes AI-driven ETFs different, or how to stay disciplined in unpredictable markets, this conversation offers plenty of insight. How much would you trust AI to help manage your financial future, and where would you still want a human in the loop?
The "Goldilocks" environment is officially under siege. Today, Sanket Bendre breaks down the 0.84% Nifty drop and the rising "Macro Risks" facing India. We discuss why $103 oil is the new danger zone for importers and the disappointing scorecard from Union Bank. Plus, an inside look at the ₹67,000 Crore India-Germany defense deal and what it means for Mazagon Dock's order book. Get the strategy for this high-volatility market.
The "Goldilocks" environment is officially under siege. Today, Sanket Bendre breaks down the 0.84% Nifty drop and the rising "Macro Risks" facing India. We discuss why $103 oil is the new danger zone for importers and the disappointing scorecard from Union Bank. Plus, an inside look at the ₹67,000 Crore India-Germany defense deal and what it means for Mazagon Dock's order book. Get the strategy for this high-volatility market.
The "Goldilocks" environment is officially under siege. Today, Sanket Bendre breaks down the 0.84% Nifty drop and the rising "Macro Risks" facing India. We discuss why $103 oil is the new danger zone for importers and the disappointing scorecard from Union Bank. Plus, an inside look at the ₹67,000 Crore India-Germany defense deal and what it means for Mazagon Dock's order book. Get the strategy for this high-volatility market.
Atlantic Union Bank is the title sponsor of the Atlantic Union Bank 10k Mini. They not only show love to the kids run though, they have team members throwing course parties, team members running, and team members volunteering! We chatted with Matt Linderman, Chief Information Officer, and Team Captain for all the AUB associates doing the Ukrop's Monument Avenue 10k presented by Kroger about what they're looking forward to on race day!
Nebraska women's basketball may need a big run in the Big Ten Tournament to keep its postseason hopes alive. Ravi Lulla and Enrique Alvarez-Clary dive into a full preview for the Huskers' Big Ten Tournament path on the latest Nebraska Shootaround podcast. Nebraska basketball coverage is presented by Union Bank & Trust. Hurrdat Sports Live is presented by NextGen Male Medical. Request an appointment: https://nextgenmalemedicalclinic.com/request-an-appointment/Tune into Hurrdat Sports Live from 7-10 am each weekday. Get the latest Nebraska Huskers news and analysis from Hail Varsity by Hurrdat Sports. We take a fun, fresh approach to updating you on the Huskers. Follow us on Facebook: https://www.facebook.com/HailVarsity Follow us on Twitter: https://twitter.com/HailVarsity Follow us on TikTok: https://www.tiktok.com/@hailvarsity Follow us on Instagram: https://www.instagram.com/hailvarsity Follow Hurrdat Sports on social: Twitter: http://twitter.com/hurrdatsports Instagram: http://instagram.com/hurrdatsports Tiktok: http://tiktok.com/hurrdatsports Facebook: https://www.facebook.com/HurrdatSports Hurrdat Sports is a digital production platform dedicated to the new wave of sports media. From podcasting to video interviews along with live events and entertainment, we're here to change how you consume sports. Find us online at Hurrdatsports.com #GBR #Huskers Learn more about your ad choices. Visit megaphone.fm/adchoices
What if the very conversations you're avoiding are the ones that could change everything? In this episode, we explore the hidden cost of silence, and how choosing “peace” over honesty can slowly erode trust, connection, and even joy. Many of us were taught to keep the peace, smooth things over, or stay quiet especially when the stakes are high in families, partnerships, and leadership roles. But as today's conversation reveals, avoiding hard conversations doesn't actually protect relationships. It quietly damages them. This episode is for anyone who knows something needs to be said, but isn't sure how, when, or whether it's safe to say it at all. I'm joined by Amy Brodsky. Amy is Founder and CEO of Sky Partners, a Performance Coaching, Facilitation and Advisory Firm. Amy has spent her career helping CEOs, Leadership Teams, UHNW Families and high-profile individuals navigate their most confidential and complex matters, including challenging team and family dynamics. Amy helps CEOs and Leadership Teams achieve the utmost success through exploring their current thoughts and patterns of behavior while supporting them as they create shifts to increase performance, professional relationships, awareness and peace. Amy has 30 years of experience in leadership, transformational change, negotiation and executive coaching across sectors. She has led client engagements ranging from large-scale mergers and acquisitions, organizational change, and cultural integrations. Amy holds a J.D. from New York Law School, Executive Coaching Certification from Columbia University and B.A. from University of New Hampshire. Her past employers include J.P. Morgan, Union Bank of Switzerland, PIMCO and U.S. Trust. Amy has been a guest on CNN to discuss the topic of harassment in the workplace. She is a well-known speaker on the topic of Family Dynamics, Performance Coaching and Acquisitions. This is not about being confrontational. It's about being honest. It's about understanding the difference between peace and avoidance, and learning how to reclaim your voice without burning bridges. In this episode, we explore: Why avoiding difficult conversations creates fear, dysfunction, and lost potential The emotional dynamics that silently shape families, teams, and organizations The difference between technical problems and adaptive (human) challenges How self-awareness, intentional listening, and inquiry rebuild trust Why psychological safety and dignity are foundational—not optional—for performance About the Guest:Amy Brodsky is a performance coach and advisor who helps CEOs, leadership teams, and families navigate high-stakes conversations, succession planning, and deeply rooted relational challenges. With a background spanning Wall Street, HR leadership, and organizational behavior, Amy brings rigor, compassion, and clarity to the conversations that matter most. www.skyconsulting.org www.linkedin.com/in/amybrodsky Key Timestamps: 00:02 – Peace vs. avoidance: what silence really costs 08:14 – Emotional dynamics and why we're never taught to communicate 16:36 – Trust, succession, and the real reasons families and companies fail 21:20 – Technical vs. adaptive challenges explained 35:28 – How assumptions derail relationships 39:10 – Final reflections: courage, fear, and choosing growth Call to Action:Subscribe to A World of Difference, leave a review, and share this episode with someone who needs permission to speak up. Visit loriadamsbrown.com to learn more and stay connected. Learn more about your ad choices. Visit megaphone.fm/adchoices
What if the very conversations you're avoiding are the ones that could change everything? In this episode, we explore the hidden cost of silence, and how choosing “peace” over honesty can slowly erode trust, connection, and even joy. Many of us were taught to keep the peace, smooth things over, or stay quiet especially when the stakes are high in families, partnerships, and leadership roles. But as today's conversation reveals, avoiding hard conversations doesn't actually protect relationships. It quietly damages them. This episode is for anyone who knows something needs to be said, but isn't sure how, when, or whether it's safe to say it at all. I'm joined by Amy Brodsky. Amy is Founder and CEO of Sky Partners, a Performance Coaching, Facilitation and Advisory Firm. Amy has spent her career helping CEOs, Leadership Teams, UHNW Families and high-profile individuals navigate their most confidential and complex matters, including challenging team and family dynamics. Amy helps CEOs and Leadership Teams achieve the utmost success through exploring their current thoughts and patterns of behavior while supporting them as they create shifts to increase performance, professional relationships, awareness and peace. Amy has 30 years of experience in leadership, transformational change, negotiation and executive coaching across sectors. She has led client engagements ranging from large-scale mergers and acquisitions, organizational change, and cultural integrations. Amy holds a J.D. from New York Law School, Executive Coaching Certification from Columbia University and B.A. from University of New Hampshire. Her past employers include J.P. Morgan, Union Bank of Switzerland, PIMCO and U.S. Trust. Amy has been a guest on CNN to discuss the topic of harassment in the workplace. She is a well-known speaker on the topic of Family Dynamics, Performance Coaching and Acquisitions. This is not about being confrontational. It's about being honest. It's about understanding the difference between peace and avoidance, and learning how to reclaim your voice without burning bridges. In this episode, we explore: Why avoiding difficult conversations creates fear, dysfunction, and lost potential The emotional dynamics that silently shape families, teams, and organizations The difference between technical problems and adaptive (human) challenges How self-awareness, intentional listening, and inquiry rebuild trust Why psychological safety and dignity are foundational—not optional—for performance About the Guest:Amy Brodsky is a performance coach and advisor who helps CEOs, leadership teams, and families navigate high-stakes conversations, succession planning, and deeply rooted relational challenges. With a background spanning Wall Street, HR leadership, and organizational behavior, Amy brings rigor, compassion, and clarity to the conversations that matter most. www.skyconsulting.org www.linkedin.com/in/amybrodsky Key Timestamps: 00:02 – Peace vs. avoidance: what silence really costs 08:14 – Emotional dynamics and why we're never taught to communicate 16:36 – Trust, succession, and the real reasons families and companies fail 21:20 – Technical vs. adaptive challenges explained 35:28 – How assumptions derail relationships 39:10 – Final reflections: courage, fear, and choosing growth Call to Action:Subscribe to A World of Difference, leave a review, and share this episode with someone who needs permission to speak up. Visit loriadamsbrown.com to learn more and stay connected. Learn more about your ad choices. Visit megaphone.fm/adchoices
It was a dull day for the Nifty, but a historic day for Defense. The deal for 114 Rafale jets is nearing the finish line, and the "Make in India" clause ensures billions will flow to domestic firms. While metals and oil held the market up, Union Bank quietly cleaned up its books with a 9% profit surge. Tune in to find out which stocks are positioned to win from this massive government spending.
It was a dull day for the Nifty, but a historic day for Defense. The deal for 114 Rafale jets is nearing the finish line, and the "Make in India" clause ensures billions will flow to domestic firms. While metals and oil held the market up, Union Bank quietly cleaned up its books with a 9% profit surge. Tune in to find out which stocks are positioned to win from this massive government spending.
It was a dull day for the Nifty, but a historic day for Defense. The deal for 114 Rafale jets is nearing the finish line, and the "Make in India" clause ensures billions will flow to domestic firms. While metals and oil held the market up, Union Bank quietly cleaned up its books with a 9% profit surge. Tune in to find out which stocks are positioned to win from this massive government spending.
In the final Scam Rangers episode of 2025, Ayelet Biger-Levin is joined by industry veteran Ken Palla for a deep year-in-review of the global scam prevention landscape.This conversation examines what actually happened in 2025 across regulation, enforcement, and industry action, and why 2026 must move decisively from research and recommendations to urgent execution.From mandatory reimbursement in the UK, to Australia's Scam Prevention Framework, emerging collaboration in Canada, and fragmented efforts in the United States, the episode cuts through policy language to focus on real-world impact.The discussion also outlines concrete actions financial institutions, telcos, and digital platforms can take now to better protect consumers, reduce losses, and treat scams as the organized crime and national security threat they are.This episode closes the year with a clear message. The research is done. The problem is understood. Now the industry must act.Topics Covered What 2025 revealed about the effectiveness of global scam regulation Where reimbursement models succeed and where they fall short Australia, the UK, Canada, and the US, lessons from different approaches Why execution, not new task forces or studies, is the real gap Urgent actions banks can take to prevent scams before money moves The role of telcos and digital platforms in stopping scams upstream Government, law enforcement, and the need for coordinated leadership Why 2026 must be treated as a year of action Guest :Ken PallaFormer cybersecurity executive at MUFG Union Bank, longtime industry advisor, and recipient of the Legends of Fraud Award. Ken has spent decades focused on online security, fraud prevention, and consumer protection, and is a leading voice on scam regulation and industry accountability. You can find Ken on LinkedIn: https://www.linkedin.com/in/ken-palla-09b585/Australian Scam Prevention Framework – Analysis of the November 2025 Treasury Consultancy https://www.gasa.org/post/assessment-of-the-november-2025-australian-treasury-scam-prevention-framework-consultancy
CBI has booked Anil Ambani's son on Union Bank of India's complaint against his finance firm that caused alleged loss of Rs 228 crore. Raids were conducted Tuesday. https://theprint.in/india/intention-to-cheat-banks-case-against-reliance-home-finance-as-cbi-raids-ex-director-jai-anmol-ambani/2802439/
In this inspiring episode of Eyeway Conversations, George Abraham speaks with Chhonzin Angmo, the first visually challenged person from India and the first visually challenged woman in the world to climb Mount Everest.Born in Chango village, Kinnaur district, Chhonzin's journey from a small Himalayan village to the highest peak on earth is one of extraordinary courage and determination. A graduate of Miranda House, University of Delhi, and now working with Union Bank of India, she proves that resilience and purpose can take you anywhere — even to the roof of the world.From training on ice-clad slopes to facing moments of fear and exhaustion, Chhonzin's story is about mental strength, courage, and the will to keep moving when everything tells you to stop. Her climb is not just a personal victory but an inspiration for every person who has ever been told “you can't.”What You'll LearnHow Chhonzin Angmo made history on Mount EverestHer journey from Kinnaur to Delhi to the world stageLosing eyesight due to wrong medication — and rebuilding life with purposeThe importance of mental strength over physical limitsTraining, discipline, and the challenges of high-altitude mountaineeringHow inclusion and opportunity can turn dreams into milestones Timestamps00:00 - Introduction02:15 - Growing up in Chango village, Kinnaur district05:10 - Journey into mountaineering08:30 - Training and preparation12:00 - Facing challenges on the climb16:45 - Lessons in mental strength20:15 - Making history on Mount Everest23:30 - Message to others with disabilitiesGuest: Chhonzin Angmo, Mountaineer, graduate of Miranda House (Delhi University), and employee at Union Bank of India — the first visually challenged person from India and the first visually challenged woman in the world to climb Mount Everest.About Eyeway ConversationsEyeway Conversations brings real stories of people living with blindness and vision impairment—highlighting their journeys of education, employment, and empowerment. Powered by Score Foundation, Eyeway aims to foster inclusion through awareness, dialogue, and shared experiences.If you know someone with vision impairment who needs support, call the Eyeway Helpline: 8800 00 4334Visit: www.scorefoundation.org.in
This week, our hosts Dave Bittner , Joe Carrigan, and Maria Varmazis (also host of the T-Minus Space Daily show) are sharing the latest in social engineering scams, phishing schemes, and criminal exploits that are making headlines. Listener Chad wrote in after hearing an episode to share that he received a suspicious call that sounded like a prison-related scam. Maria's story is on a new Consumer Reports study revealing a surge in texting and messaging scams, with young adults hit hardest and major disparities in who loses money. Joe covers the story on YouTuber Tai Lopez — famous for his “here in my garage” videos — being charged by the SEC for running a $112 million Ponzi-like investment scheme. Dave's got the story on a new Android trojan called Datzbro that targets seniors with AI-generated Facebook travel events, leading to device takeovers and financial fraud. Our catch of the day comes from listener Cameron, who shares an "urgent message from Union Bank." Resources and links to stories: Consumer Reports study finds surge in texting and messaging scams SEC Says ‘Here in My Garage' YouTuber Tai Lopez Ran a Ponzi Scheme New Android Trojan "Datzbro" Tricking Elderly with AI-Generated Facebook Travel Events Have a Catch of the Day you'd like to share? Email it to us at hackinghumans@n2k.com.
Discover how a tech executive with zero banking experience revitalized and transformed digital operations at Union Bank of the Philippines. In this episode of Executive Insights, Chief Transformation Officer Dennis Omila shares how his authentic approach to leadership helped him drive organizational change and advocate for banking innovation. Through people-centric strategies, Omila spearheaded a remarkable cultural transformation at Union Bank, from creating “wow experiences” for customers, to harmonizing teams and insisting on better work-life balance for employees. His journey offers a masterclass in leadership development, showing how purpose-driven, authentic leadership can propel both individual growth and organizational success. This episode is essential viewing for leaders seeking to navigate complex changes while fostering a culture of innovation and employee empowerment in any industry.The views of the individual do not necessarily reflect the views of Union Bank.
Tom Bodrovics welcomes back Tony Greer, trader, editor of The Morning Navigator , and co-founder of the MacroDirt podcast, to discuss the current state of global markets. The conversation begins with an overview of the chaotic economic landscape, including regime change dynamics, inflationary pressures, and market volatility across sectors like bonds, gold, oil, and Bitcoin. Tony highlights the breakdown of traditional market correlations, making it difficult to predict trends. He emphasizes gold as a key store of value, noting central bank buying but expressing caution about its current highs and potential vulnerabilities if buyers step back. Gold miners, meanwhile, are performing well, though Tony questions whether larger investors will shift allocations into them. The discussion turns to bond markets, particularly the Japanese situation, where yields have spiked, raising concerns about central bank intervention. Tony suggests that yields may continue to rise before any potential stabilization. He also touches on inflation, noting that while official numbers appear tame, everyday costs remain high, and the impact of tariffs could linger. Oil prices are surprisingly stable despite geopolitical tensions, with plenty of supply keeping prices in check. Tony speculates that energy stocks could rebound if oil prices stabilize but remains cautious about their profitability at current levels. The interview also covers the broader economic picture, including the risks of a U.S. recession and the impact of Trump's trade policies. Tony expresses skepticism about chasing recession narratives, instead focusing on market trends and central bank behavior. He concludes by reiterating the importance of watching stores of value like gold and Bitcoin, given the ongoing themes of currency debasement and geopolitical uncertainty. Timestamp References:0:00 - Introduction0:43 - Interesting Times1:42 - Politics & Correlations3:44 - C.B. & High Gold Prices12:05 - Timeframes & Signals16:46 - Capital Rotation Miners19:44 - Global Debt Markets22:57 - Volatility & Confusion25:16 - C.B. Coordination & YCC27:00 - Inflation Threats?28:41 - Oil Price Drivers33:18 - Recession Risks?35:25 - Tariff Ramifications37:14 - Copper?38:10 - Trump's Administration40:40 - 2025 What to Watch43:58 - U.S. Debt Overhang?45:21 - Wrap Up Guest Links:Substack: https://tgmacro.substack.com/Twitter: https://x.com/tgmacroWebsite: https://tgmacro.com/E-Mail: tony@tgmacro.comMacro Dirt Podcast: https://www.google.com/search?q=macro+dirt+podcast After graduating from Cornell University in 1990 Tony followed in his father's footsteps to a Wall Street trading operation. He quickly learned his career path would be vastly different. He says, "I would not be sitting in the same seat on the same trading desk managing the same risk for the same firm for over 30 years." We have clearly entered a new era in financial markets. He began in the treasury department of Sumitomo Bank on the 107th floor of the World Trade Center downtown Manhattan. Tony was an FX trading assistant while the Quantum Fund was breaking the Bank of England in 1992. In 1993 he joined Union Bank of Switzerland as an FX and commodities trader, spending half a year as a Vice President in their Zurich treasury department. Then returned to New York City early in 1995 to join J. Aron & Company, the privately held commodity trading arm of Goldman Sachs. He managed risk for the Goldman Sachs Commodities Index, in precious and base metals trading, and futures and options trading on the New York Mercantile Exchange. He started his first venture in 2000 – Machine Trading which happened right before the tech bubble burst. That decision was his first excruciating life lesson in market timing. It turned out to be an extremely valuable learning experience. He believes there is a massive opportunity with both the unprecedented situation in global markets and in the way financial news is consum...
Host: Tracy Shuchart for MicDropMarketsThis spaces is brought to you by NinaTrader Live where you can find me every morning at 8AM ET to talk macro markets and at 2:30 PM ET to discuss the hot commodities of the day, streaming live on the NinjaTrader YouTube channel.GuestsTony Greer Tony began his career in the treasury department of Sumitomo Bank then moved on to join Union Bank of Switzerland as an FX and commodities trader. He returned to New York to join J. Aron & Company, the privately held commodity trading arm of Goldman Sachs. Where he managed risk for the Goldman Sachs Commodities Index, in precious and base metals trading, and in futures and options trading on the New York Mercantile ExchangeHe has worked for prop firms and the NYSE trading floor. In August of of 2016 Tony TG Macro to create an independent research firm where he could combine 25 years in trading and 15 years writing a daily newsletter into one analytical platform. Tony provides fundamental, technical, and behavioral analysis of global markets to a group of institutional clients and a personal subscriber base. He now also has the Macro Dirt Podcast with Jared Dillion. Bob IaccinoCo-Founder of Trading path partners and host of the popular Futures Edge Podcast and Finance Unfiltered Newsletter.Bob Iaccino spent the last 30 years in the commodities, futures and Forex markets.Bob got his start in 1993 by joining Nikko Securities (Japan's third largest brokerage house at the time) as a phone clerk. Bob left Nikko in 1997 to serve as Chief Market Strategist for Commerzbank Futures, the brokerage arm of Germany's 4th largest bank at that time. Bob left Commerzbank in late 2002 to become Chief Market Strategist for a proprietary trading firm based in Chicago, who gave him the opportunity to run his own commodity pool.He has appeared on CNBC, CNBC Asia, Bloomberg Television and radio, CNN, CNN International, CNN Moneyline, Fox Business News, First Business (Canada), Phoenix TV (China) and several local television broadcasts throughout the country.Disclaimer: This material is presented solely for informational and entertainment purposes and is not to be construed as a recommendation, solicitation, or an offer to buy or sell / long or short any securities, commodities, or any related financial instruments. Please contact a licensed professional before making any investment or trading decisionsEnjoy!
Comment, question, or idea for the podcast? Send us a Text Message! Welcome to the Kobe episode of Season 2!This week, the gang updates us on some recent House Bill introductions while also (obviously) empathizing with the OCM and all of their IT issues in the final hours before the application deadline. Happens to the best of us! You'll get 'em next time, OCM!Plus, later in the episode, Marcus introduces us to the other 2/3 of his business venture, Jamil Jackson and Justin Carter. Between these three dudes lies an endless stream of stories, wisdom, lessons, and laughs as they chat about their histories both in cannabis and in business, how one mistake can lead to the greatest second chances in the world, and they look ahead to the exciting things coming around the corner for Minnesota cannabis.Also in this episode, Tanner, Steve, and Jordan most likely get cancelled by playing a new game Tanner has dubbed, "Lit Lent." Take one guess as to what you think this game is about...0:00:00-0:18:53 -- Introduction and "Lit Lent" [GAME]0:18:53-0:49:51 -- This Week in MN Cannabis [NEWS]0:49:51-1:56:23 -- Marcus' Chat w/ Jamil Jackson and Justin Carter [INTERVIEW]2:00:10-2:17:18 -- High Notes (kind of...)PLEASE be sure to subscribe, like, and share this episode with your favorite smoke sesh buddies! We'd love to have them in the circle!Get your Limited Edition MNCC x Grove Bag Today!For Yourself - https://mncannabiscollege.org/product/grovebag/For Your Shop - https://mncannabiscollege.org/product/grovebagwholesale/Drop your HOT TAKE for the Crew Here: https://forms.gle/5E46ewn6zPyRvTwaALinks from the Show:Public Comments for the Office of Cannabis Management Expedited Rulemaking Process - https://minnesotaoah.granicusideas.com/discussions/40360-minnesota-office-of-cannabis-management-notice-of-intent-to-adopt-expedited-rules-without-a-hearing?NPR Article: https://www.npr.org/2025/02/05/g-s1-46564/cannabis-market-illegal-weed-consumersThank You to Our Sponsors!North Star Cannabis Consulting - https://zaap.bio/northstarcannabisconsulting/Dope CFO - https://wooddopecfo.wordpress.com/EcoGarden Supply - https://www.ecogardensupply.com/Union Bank and Trust - https://www.ubtmn.com/PLNTRK - https://www.plntrk.com/Support the show
Comment, question, or idea for the podcast? Send us a Text Message! Application Deadlines, Municipal Dispensaries, and Tribal Compacts - another week of Northern Lights, this week with Steve, Jordan, and Guest Host Doc Dabs!Then, Tanner sits down with Zowie of EcoGarden Supply to answer your home grown questions. Finally, it's another high note! Join us for it all today!Drop your HOT TAKE for the Crew Here: https://forms.gle/5E46ewn6zPyRvTwaAThank You to Our Sponsors!North Star Cannabis Consulting - https://zaap.bio/northstarcannabisconsulting/Dope CFO - https://wooddopecfo.wordpress.com/EcoGarden Supply - https://www.ecogardensupply.com/Union Bank and Trust - https://www.ubtmn.com/PLNTRK - https://www.plntrk.com/Support the show
In this episode of ScamRangers, host Ayelet Biger-Levin welcomes back fraud and financial crime expert Ken Palla to discuss the evolving global response to scams. They dive into Australia's groundbreaking Scam Prevention Framework, lessons from the UK's Contingent Reimbursement Model and Online Safety Act, and why the U.S. lags behind in fraud prevention. Ken shares insights on the need for ecosystem-wide collaboration, financial institutions' role in scam prevention, and the regulatory challenges hindering progress in the U.S.Tune in to learn: How Australia reduced scam losses by nearly 30% in one year The UK's mandatory scam reimbursement regulation and its implications Why financial institutions must take a proactive role in scam prevention The challenges and opportunities for data sharing and fraud controls in the U.S. The rise of AI-driven scams and what banks can do to protect their customersLinks Mentioned in This Episode: Ken Palla on LinkedIn: https://www.linkedin.com/in/ken-palla-09b585/ Ken Palla's Blog on the California Senate Hearing: https://www.biocatch.com/blog/california-senate-scam-prevention Aspen Institute Financial Health Task Force : https://fraudtaskforce.aspeninstitute.org/ Latest FTC Scam Statistics Report?: https://www.ftc.gov/news-events/news/press-releases/2025/03/new-ftc-data-show-big-jump-reported-losses-fraud-125-billion-2024This podcast is hosted by Ayelet Biger-Levin, who has spent the last 15 years building technology to help financial institutions authenticate their customers and identify fraud. She believes that when it comes to scams, the story starts well before the transaction. Ayelet created this podcast to talk about the human side of scams and to learn from those dedicated to advocating for scam victims and taking action against fraud.Be sure to follow Ayelet on LinkedIn: https://www.linkedin.com/in/ayelet-biger-levin/Learn more about her work at RangersAI: https://www.rangersai.com/
Comment, question, or idea for the podcast? Send us a Text Message! Catch the team LIVE at the Lucky Leaf Expo on Friday, February 28th. Listen as we chat with industry pros, play Strain Name Word Salad, and give our praised to The Girl Scouts of America.Get your Limited Edition MNCC x Grove Bag Today!For Yourself - https://mncannabiscollege.org/product/grovebag/For Your Shop - https://mncannabiscollege.org/product/grovebagwholesale/Drop your HOT TAKE for the Crew Here: https://forms.gle/5E46ewn6zPyRvTwaAThank You to Our Sponsors!North Star Cannabis Consulting - https://zaap.bio/northstarcannabisconsulting/Dope CFO - https://wooddopecfo.wordpress.com/EcoGarden Supply - https://www.ecogardensupply.com/Union Bank and Trust - https://www.ubtmn.com/PLNTRK - https://www.plntrk.com/Support the show
Tony Greer founded T.G. Macro in 2016, an independent market analysis company, where he could combine 25 years in trading and 15 years of writing a daily newsletter into one analytical platform. He provides fundamental, technical, and behavioral analysis of global markets to nearly 1,000 individuals in his institutional client and personal subscriber base. After graduating from Cornell University in 1990, Tony traded currencies and precious metals in the Treasury Departments of Sumitomo Bank and the Union Bank of Switzerland, followed by six years at Goldman Sachs running the Goldman Sachs Commodities Index and spot gold trading. Tony then began a career as an equity sales trader, educating his clients in the natural resources space, until he started T.G. Macro and introduced the Morning Navigator newsletter. ”Goldman Sachs was one of my big clients and I always tried to give them the most competitive price that I could in the FX markets. Through the broker market, I wound up meeting at a dinner the trader who was on the other end of the phone at Goldman Sachs. He was grateful that I quoted him such competitive prices and wanted to say thanks. He asked if I was interested in speaking to some people on their desk. It was the kind of thing that can happen in a career where you get to know the people that work at a competitor and wind up getting a job offer from them because they liked your style and thought that you could help their operation.”
Comment, question, or idea for the podcast? Send us a Text Message! Applications open, OCM grant money becomes available, and rule making moves to the next step! Then, listen as Marcus sits down with Dr. Clemon Dabney to discuss his background and future in the cannabis industry.Finally, it's time for another high note! Get your Limited Edition MNCC x Grove Bag Today!For Yourself - https://mncannabiscollege.org/product/grovebag/For Your Shop - https://mncannabiscollege.org/product/grovebagwholesale/Drop your HOT TAKE for the Crew Here: https://forms.gle/5E46ewn6zPyRvTwaAThank You to Our Sponsors!North Star Cannabis Consulting - https://zaap.bio/northstarcannabisconsulting/Dope CFO - https://wooddopecfo.wordpress.com/EcoGarden Supply - https://www.ecogardensupply.com/Union Bank and Trust - https://www.ubtmn.com/PLNTRK - https://www.plntrk.com/Support the show
I'm here with Katelin Rood, owner of local coffee shop, Mack's Golden Grounds. Welcome to the podcast! Sponsors – Tall Grass, Union Bank and Trus HOST: Callie Hurley This podcast is produced by the York County Development Corporation. For more information, please visit https://www.yorkdevco.com/. .. TWITTER: @YorkNEDevCo FACEBOOK: facebook.com/YorkCountyDevelopmentCorporation/ .. TEAM: Lisa Hurley, Exec. Director Emily Perry, Host Austin Pistulka, Producer from Max Country/KOOL Radio
Comment, question, or idea for the podcast? Send us a Text Message! With the state's Office of Cannabis Management set to launch its licensing process, Steve and Tanner break down key dates, what businesses need to know, and when we might see the first licensed dispensaries open. Meanwhile, Moorhead is preparing to open Minnesota's first off-reservation cannabis shop, and NPR takes a deep dive into the challenges facing the U.S. regulated market, from competition with the legacy industry to overly restrictive regulations.Plus, we bring some fun into the mix with our Super Bowl-themed game, Soup or Bowl.Then, Steve sits down with Bryant Jones, a key player in the industry, to discuss where things are headed and explore the finer science of cannabis.Finally, we wrap things up on a high note! Huge thanks to Dabbler Depot for hosting us! If you enjoy the show, leave us a review or tell a friend!Get your Limited Edition MNCC x Grove Bag Today!For Yourself - https://mncannabiscollege.org/product/grovebag/For Your Shop - https://mncannabiscollege.org/product/grovebagwholesale/Drop your HOT TAKE for the Crew Here: https://forms.gle/5E46ewn6zPyRvTwaALinks from the Show:Public Comments for the Office of Cannabis Management Expedited Rulemaking Process - https://minnesotaoah.granicusideas.com/discussions/40360-minnesota-office-of-cannabis-management-notice-of-intent-to-adopt-expedited-rules-without-a-hearing?NPR Article: https://www.npr.org/2025/02/05/g-s1-46564/cannabis-market-illegal-weed-consumersThank You to Our Sponsors!North Star Cannabis Consulting - https://zaap.bio/northstarcannabisconsulting/Dope CFO - https://wooddopecfo.wordpress.com/EcoGarden Supply - https://www.ecogardensupply.com/Union Bank and Trust - https://www.ubtmn.com/PLNTRK - https://www.plntrk.com/Support the show
Comment, question, or idea for the podcast? Send us a Text Message! Tanner, John, and Jordan return to the Dabbler Depot Studio for Episode 18 of Northern Lights, diving headfirst into Minnesota's cannabis landscape as the industry edges closer to the long-awaited licensing window. With applications opening in less than two weeks, we break down what prospective business owners need to know, including key deadlines, potential pitfalls, and why there's still no application available.Then, we explore an alternative approach to cannabis in Minnesota—the Cottage Cannabis Exemption. Could a model similar to the state's cottage food laws allow small-scale growers and makers to thrive? We discuss the details and debate its potential impact.Then, we show you how easy it is to submit a comment on the Office of Cannabis Management's proposed rules. Remember to submit your comment before 4:30 p.m. CST on Wednesday, Feb. 12!Next, it's time for Looking into the Crystal Bong – 2025 Edition, where we rank five possible future events—without knowing all the options in advance! Will OCM finally remove the potency cap on concentrates? Will Wisconsin beat Minnesota to the finish line on legalization? Or will the Mall of America embrace cannabis culture with a food court dab bar?And finally, we wrap up with High Thoughts, sharing the deep (or ridiculous) ideas that have been on our minds lately.Big thanks to Dabbler Depot for hosting us! If you enjoy the show, leave us a review or tell a friend!Get your Limited Edition MNCC x Grove Bag Today!For Yourself - https://mncannabiscollege.org/product/grovebag/For Your Shop - https://mncannabiscollege.org/product/grovebagwholesale/Drop your HOT TAKE for the Crew Here: https://forms.gle/5E46ewn6zPyRvTwaALinks from the Show:Public Comments for the Office of Cannabis Management Expedited Rulemaking Process - https://minnesotaoah.granicusideas.com/discussions/40360-minnesota-office-of-cannabis-management-notice-of-intent-to-adopt-expedited-rules-without-a-hearing?Cottage Cannabis Exemption (Information Packet) -https://www.canva.com/design/DAGYP-4sZfo/xeyd_Xho_ErrTPVDgYVbWQ/viewCottage Cannabis Exemption (DRAFT Bill Text) - https://docs.google.com/document/d/1pOjOFwq7j_qBACBPEJUCAqFDM_wqSMhmjmUxWBYUVz0/edit?usp=sharingThank You to Our Sponsors!North Star Cannabis Consulting - https://zaap.bio/northstarcannabisconsulting/Dope CFO - https://wooddopecfo.wordpress.com/EcoGarden Supply - https://www.ecogardensupply.com/Union Bank and Trust - https://www.ubtmn.com/PLNTRK - https://www.plntrk.com/Support the show
Comment, question, or idea for the podcast? Send us a Text Message! It's the final episode of the first month of 2025, and what a year it's been! Jordan, Steve, and Tanner kick things off with the latest news, diving into highlights from the 2025 OCM Annual Report, the public's reactions to proposed rule changes, and the ongoing legal battles over the state's canceled preapproval lottery. Plus, we play a round of Blazed and Confused, our stoner-themed “Would You Rather” game.In our featured interview, Tanner is joined by Dave Woodbeck of Dope CFO to discuss cannabis accounting and financial strategy. Dave shares his journey from traditional accounting to cannabis, his work with Dope CFO, and critical financial advice for cannabis startups in Minnesota.This week, the crew is trying Unwind's Energized Orange Cream gummies. The staff at Unwind recommends these gummies for getting things done, embracing creativity, or getting the giggles. Check them out today in Moorhead! Finally, as always, we wrap things up with some quirky High Notes from the crew. Another week, another fresh episode of Northern Lights! Get your Limited Edition MNCC x Grove Bag Today!For Yourself - https://mncannabiscollege.org/product/grovebag/For Your Shop - https://mncannabiscollege.org/product/grovebagwholesale/Drop your HOT TAKE for the Crew Here: https://forms.gle/5E46ewn6zPyRvTwaALinks from the Show:OCM 2025 Reports - https://mn.gov/ocm/about-us/reports/Draft Rules from the Office of Cannabis Management (Jan 13, 2025) - https://mn.gov/ocm/assets/RD4844-11295180100844890568-011325_tcm1202-664935.pdfPublic Comments for the Office of Cannabis Management Expedited Rulemaking Process - https://minnesotaoah.granicusideas.com/discussions/40360-minnesota-office-of-cannabis-management-notice-of-intent-to-adopt-expedited-rules-without-a-hearing?Dave Woodbeck - https://www.linkedin.com/in/davewoodbeck/ (or via dave.woodbeck@dopecfo.us or 651-592-3461)Thank You to Our Sponsors!North Star Cannabis Consulting - https://zaap.bio/northstarcannabisconsulting/Dope CFO - https://wooddopecfo.wordpress.com/EcoGarden Supply - https://www.ecogardensupply.com/Union Bank and Trust - https://www.ubtmn.com/PLNTRK - https://www.plntrk.com/Support the show
Comment, question, or idea for the podcast? Send us a Text Message! It's cold outside, but Tanner, Steve, and Jordan are fired up in the Dabbler Depot studio for another episode of Northern Lights! First, join us for a game we're calling Word Salad Strain Name! With a mix of random words, we craft outrageous cannabis strain names like “Caribou Cookies” and imagine their flavor, aroma, and effects. Which will reign supreme?Then the crew then tackles the newly proposed expedited OCM rules, including the controversial 70% THC cap, medical vs. adult-use tracking systems, and more. What do these changes mean for consumers, craft producers, and the future of Minnesota's cannabis industry? Spoiler: the team has opinions.Next, Tanner is joined by Toph (@firebeards), a local cultivator and solventless processor, to discuss the impacts of the 70% THC cap on craft businesses and consumers. Using a clear juice analogy, Toph explains why the cap doesn't make sense and what it could mean for innovation in the industry.Finally, we wrap things up with High Thoughts as the team reflects on cannabis memes, creative inspirations, and more.Thanks to Dabbler Depot for hosting! Follow us on Facebook, Instagram, Reddit, LinkedIn, and YouTube. Don't forget to subscribe, share, and leave a comment!Filmed and Recorded at the Dabbler Depot Studio in St. PaulLinks from the Show:Draft Rules from the Office of Cannabis Management (Jan 13, 2025) - https://mn.gov/ocm/assets/RD4844-11295180100844890568-011325_tcm1202-664935.pdfPublic Comments for the Office of Cannabis Management Expedited Rulemaking Process - https://minnesotaoah.granicusideas.com/discussions/40360-minnesota-office-of-cannabis-management-notice-of-intent-to-adopt-expedited-rules-without-a-hearing?@Firebeards on IG - https://www.instagram.com/firebeardsGreen Machine Memes on IG - https://www.instagram.com/stories/highlights/17944941704808341/Thank You to Our Sponsors!North Star Cannabis Consulting- https://zaap.bio/northstarcannabisconsultingNatural Harvest - http://minnesotacannabisseeds.com (Use code “NL10” for 10% off your order!)Union Bank and Trust - https://www.ubtmn.comPLNTRK - https://www.plntrk.com/#Cannabis #minnesota #cannabisnews #northernlightspodcast #OCM #cannabiseducationSupport the show
Comment, question, or idea for the podcast? Send us a Text Message! When it rains cannabis news in Minnesota, it's a freaking snowstorm! Tanner and Marcus dive headfirst into a whirlwind of updates shaping the state's cannabis landscape. With leadership shake-ups at OCM and a fast-tracked rulemaking process that has disappointed many in the community, the year is already off to a wild start.But it's not all news on Northern Lights! Join us for game time with Who's In the Circle? This week, we debate who earns the final spot in the smoking circle: buds, besties, or beefs? Who's the chillest toke buddy, and who's most likely to hog the joint? We're making tough calls, and it's your turn to weigh in!Tanner also sits down with Sydney Peloquin from Minny Grown to talk about her journey into cannabis, the evolution of the industry, and how she tells the brand's story online. From standout products to exciting plans for 2025, Sydney gives us a glimpse of what's next for this Minnesota-grown powerhouse.Finally, it's time for the weekly High Note! Tanner, Marcus, and Jordan share their latest musings—whether cannabis-inspired revelations, a flash from the past, or totally random epiphanies.Buckle up—it's a blizzard of cannabis content to kick off the new year, and you won't want to miss a second of it!Filmed and Recorded at the Dabbler Depot Studio in St. PaulLinks from the Show:Press Release from Governor Walz - https://mn.gov/governor/newsroom/press-releases/index.jsp?id=1055-663733Draft Rules from the Office of Cannabis Management (Jan 13, 2025) - https://mn.gov/ocm/assets/RD4844-11295180100844890568-011325_tcm1202-664935.pdfPublic Comments for the Office of Cannabis Management Expedited Rulemaking Process - https://minnesotaoah.granicusideas.com/discussions/40360-minnesota-office-of-cannabis-management-notice-of-intent-to-adopt-expedited-rules-without-a-hearing?MinnyGrown - https://minnygrown.com/Thank You to Our Sponsors!North Star Law Group - https://northstarlaw.com/cannabis/Natural Harvest - http://minnesotacannabisseeds.com (Use code “NL10” for 10% off your order!)Union Bank and Trust - https://www.ubtmn.comPLNTRK - https://www.plntrk.com/Support the show
Comment, question, or idea for the podcast? Send us a Text Message! Please Note: This episode was recorded before news broke that Charlene Briner will step down as interim director of OCM on Jan 17th to be replaced by OCM's General Counsel Eric Taubel. Check back next week for our full take!Tanner and John kick off 2025 with an in-depth look at Minnesota's cannabis landscape. As the legislative session looms, the state faces uncertainty, with legal disputes and special elections shaping the balance of power. We explore what's ahead for lawmakers and the cannabis industry.Next, we delve into the latest moves by Minnesota-based MSO Vireo, followed by a special game, Looking Back on 2024, where we rank last year's most impactful cannabis moments. Which events will stand the test of time, and which will go up in smoke?Tanner also chats with John Dugas of Superior Molecular about cutting-edge hemp-derived edibles, water-soluble THC, and the future of cannabis emulsions in Minnesota and beyond.Then a one-two punch of Tanner's Terp Tasting with Green Machine Farm's BOP and Hashy Gilmore's Sour Papaya with Cayle from the Dabbler Depot! To wrap things up, we're joined by our friend Kelly to share our High Thoughts to close this exciting first episode of the year!Filmed and Recorded at the Dabbler Depot Studio in St. PaulLinks from the Show:Press Release from Governor Walz - https://mn.gov/governor/newsroom/press-releases/index.jsp?id=1055-663733Superior Molecular - https://www.superiormolecular.com/Green Machine Farms - https://www.instagram.com/greenmachinecannabisHashy Gilmore - https://www.instagram.com/hashy.gilmore710Thank You to Our Sponsors!North Star Law Group - https://northstarlaw.com/cannabis/Natural Harvest - http://minnesotacannabisseeds.com (Use code “NL10” for 10% off your order!)Union Bank and Trust - https://www.ubtmn.comPLNTRK - https://www.plntrk.com/Support the show
Comment, question, or idea for the podcast? Send us a Text Message! In this special holiday bonus episode, the Northern Lights Podcast team wraps up 2024 by reflecting on the year's biggest "High Notes." Join Tanner, Stephen, Jordan, and listeners from the Northern Lights Holiday Party as they share personal and cannabis-related highlights from the past year, explore trends to watch in 2025, and recount some hilarious and heartfelt moments.Then, hear from Casey Hedican (Trichrome Collector) as he shares his insights on growing cannabis outdoors in Minnesota. Discover what it takes to produce high-quality solventless concentrates and what makes sun-grown plants truly unique.Meanwhile, Tanner takes on a wild challenge—22 dabs in two hours! Will he make it through the episode? Tune in for plenty of laughs, insights, and surprises as the NLP crew caps off the holiday season in their signature style.This episode is filled with good vibes, gratitude, and excitement for another amazing year with the Northern Lights fam.
Comment, question, or idea for the podcast? Send us a Text Message! The OCM sidesteps the District Court and moves forward with licensing, Vireo and UFCW 1189 strike a deal to prevent a strike, and Detroit Lakes and Ely weigh their approach to cannabis regulation — all this and more on this week's Northern Lights.Then, Steve, Tanner, and Jordan celebrate Super Boof, Leafly's 2024 Strain of the Year. We sample Super Boof from a few different makers and share our hopes for cannabis strains in 2025.We also try out True Bloom's Edible Strips, a fresh take on THC-infused edibles with a blend of THC+CBD+CBN.Finally, we end on the highest of notes for our final episode of 2025!Filmed and Recorded at the Dabbler Depot Studio in St. PaulLinks from the Show:NORTHERN LIGHTS HOLIDAY PARTY - https://www.eventbrite.com/e/northern-lights-holiday-party-tickets-1096465651279?utm_experiment=test_share_listing&aff=ebdsshiosMN OCM Announcement - https://mn.gov/ocm/media/news-releases/?id=660604Contract Agreed to Between Vireo and UFCW Local 1189 - https://ufcw1189.org/news/tentative-agreement-reached-vireo-health-mnDetroit Lakes Passes Cannabis Ordinance - https://www.dl-online.com/news/local/detroit-lakes-passes-cannabis-ordinance-but-cracks-way-down-on-number-of-possible-retail-shopsEly Cannabis Ordinance - https://www.elyecho.com/article/2325,council-a-weed-killerSuperBoof Leafly Strain of the Year 2024 - https://www.leafly.com/news/strains-products/super-boof-leafly-strain-of-the-year-2024True Bloom Mango Guava Edible Strips - https://truebloomwellness.com/products/cbd-strips-rest-mangoThank You to Our Sponsors!North Star Law Group - https://northstarlaw.com/cannabis/Natural Harvest - http://minnesotacannabisseeds.com (Use code “NL10” for 10% off your order!)Union Bank and Trust - https://www.ubtmn.comPLNTRK - https://www.plntrk.com/Support the show
Comment, question, or idea for the podcast? Send us a Text Message! Medical cannabis rejections, DEA drama, and clemency calls—this week on Northern Lights, Steve and Tanner break down all the key headlines.Next, it's a terp-filled dab buffet with Sam Milstein of Milstagrams THC Distribution as we explore the unique flavors and aromas found across Minnesota's cannabis scene.It's a new month, which means a fresh subscription box is available from our partners at MinnesotaCannabisSeeds.com — don't miss it!Plus, Tanner's Terp Tasting spotlights the Legacy Cup-winning Rainbow Guava #5 from Happy's Headstash — our highest score (and samplers) yet!We also sample King Bee Cannabis Co's Raspberry Lemonade and Blueberry Lavender gummies for a sweet finish.Finally, we wrap it all up with some thought-provoking 'High Thoughts' from the crew.Filmed and Recorded at the Dabbler Depot Studio in St. PaulLinks from the Show:NORTHERN LIGHTS HOLIDAY PARTY - https://www.eventbrite.com/e/northern-lights-holiday-party-tickets-1096465651279?utm_experiment=test_share_listing&aff=ebdsshiosArticle on DEA Updates from Marijuana Moment: https://www.marijuanamoment.net/dea-judge-scolds-agency-for-failure-to-submit-marijuana-rescheduling-evidence/Last Prisoner Project - https://www.lastprisonerproject.org/Milstagrams THC Distribution - https://www.milstagrams.com/Happys_Headstash on IG: https://www.instagram.com/happys_headstashKing Bee Cannabis Co - https://www.kingbeecannabis.com/Thank You to Our Sponsors!North Star Law Group - https://northstarlaw.com/cannabis/Natural Harvest - http://minnesotacannabisseeds.com (Use code “NL10” for 10% off your order!)Union Bank and Trust - https://www.ubtmn.comSupport the show
SentiLink is at the forefront of fraud prevention and identity verification, offering innovative solutions to help financial institutions tackle synthetic fraud, identity theft, and more. We're thrilled to have them onboard as partners in our mission to equip you with the tools and knowledge you need to stay ahead in this ever-evolving landscape.Stay tuned for more great episodes and insights—thanks again to SentiLink for supporting the podcast! Visit: https://www.sentilink.com/ and learn all about them!In this episode, Ken Palla, a former online security manager at Union Bank, shares insights from his open letter to US regulators addressing the urgent need for stronger guidance on scam controls and data sharing between financial institutions. Ken discusses the challenges banks face in combating authorized payment scams and proposes solutions modeled after past FFIEC online security guidance. He emphasizes the importance of clear regulations around data sharing, particularly through updates to the 314B provision, to enable more effective fraud prevention. He also highlights the growing threat of scams, their impact on consumers, and the role of banks in protecting customers. The conversation touches on international efforts to combat scams, the need for collaboration between banks, telcos, and digital platforms, and practical advice for consumers to avoid falling victim to scams.Open Letter from Ken Palla----------------------------------About Hailey Windham:As a 2023 CU Rockstar Recipient, Hailey Windham, CFCS (Certified Financial Crimes Specialist) demonstrated unbounding passion for educating her community, organization and credit union membership on scams in the market and best practices to avoid them. She has implemented several programs within her previous organizations that aim at holistically learning about how to prevent and detect fraud targeted at membership and employees. Windham's initiatives to build strong relationships and partnerships throughout the credit union community and industry experts have led to countless success stories. Her applied knowledge of payments system programs combined with her experience in fraud investigations offers practical concepts that are transferable, no matter the organization's size. Connect with Hailey on LinkedIn: https://www.linkedin.com/in/hailey-windham/
Comment, question, or idea for the podcast? Send us a Text Message! It's been a week in the Minnesota cannabis world, and Steve and Tanner are here to break it all down. The Office of Cannabis Management (OCM) scheduled the first round of its Social Equity Preapproval Lottery… and then the District Court stepped in with a stay, temporarily halting the process. Next step, Minnesota Court of Appeals.Meanwhile, Minneapolis and Duluth are busy considering cannabis ordinances, each putting their own spin on what regulation should look like for retailers and parks. On the business side, things aren't much smoother. Employees at Vireo are on the brink of a strike after slow-moving contract negotiations with UFCW Local 1189, threatening to throw half of the state's medical cannabis program into disarray. And in slightly lighter news, a study from the University of Minnesota shows that students are trading heavy drinking for cannabis. Call it progress?This week's episode also features an interview with Sean Paul Kehren of North Star Law Group. Sean shares stories about growing up in Pine City, his path to becoming a lawyer, and what's driven him to navigate Minnesota's cannabis legal landscape. Quick note: North Star's lawsuit against OCM hadn't been filed yet when we recorded this conversation.To unwind, we sample Modist Brewing's new Melt Pop's flavors—Citrus Punch and Sangria Ginger Ale—and Tanner treats us to Big Cat Hash's Strawberry Pie for another Terp Tasting. As always, we end with a high note, trying to find some joy in the everlasting and ever growing chaos.Production Note: Most of this episode was recorded before the court's decision on Monday. Even so, the conversations are still relevant—maybe even more so. We'll be back later this week with more thoughts on that ruling.Filmed and Recorded at the Dabbler Depot Studio in St. PaulLinks from the Show:OCM Lawsuit Decision: https://www.startribune.com/minnesotas-first-lottery-for-cannabis-business-licenses-delayed-amid-litigation/601186596Minneapolis Feedback on Cannabis Ordinances: https://www.minneapolisparks.org/news/2024/11/18/minneapolis-park-and-recreation-board-opens-public-comment-period-for-draft-cannabis-and-tobacco-and-thc-policies/North Star Law Group: https://northstarlaw.com/cannabis/ (or email to sean@northstarlaw.com) Modist Melt Pop Citrus Punch: https://modistbrewing.com/drinks/melt-pop-citrus-punch/Modist Melt Pop Sangria Ginger Ale: https://modistbrewing.com/drinks/melt-pop-sangria-ginger-ale/Big Cat Hash: https://www.instagram.com/bigcathashThank You to Our Sponsors!North Star Law Group - https://northstarlaw.com/cannabis/Natural Harvest - http://minnesotacannabisseeds.com (Use code “NL10” for 10% off your order!)Union Bank and Trust - https://www.ubtmn.comSupport the show
Comment, question, or idea for the podcast? Send us a Text Message! In this episode of Northern Lights, Steve and Tanner dive into the latest developments shaking up the cannabis world. First, they dissect the Office of Cannabis Management's recent legal action against Zaza in Minneapolis and St. Paul. Then, they unpack fresh Gallup poll data revealing that cannabis has officially outpaced tobacco in popularity (finally!), while exploring how GTI and RISE are positioning themselves for big moves in the hemp industry. Plus, they discuss the former OCM director's transition to a new role in the federal government—and her brand-new podcast.Next, Tanner sits down with Curtis White of MN Roots, a cannabis retailer with locations in Elk River and Cross Lake, MN. Curtis shares stories about growing up in rural Minnesota, his experiences working in the cannabis industry in California and Arizona, and the invaluable lessons he's learned over decades in the field. Hear all about his headline-grabbing partnership with Off the Path, a tribally-owned dispensary making waves in the industry.Finally, it's time for Tanner's Terp Tasting, where we sample Sour Papaya rosin from T.Squisher. As always, we wrap up with The High Note, reflecting on the current state of cannabis, our mental states, and everything in between.Filmed and Recorded at the Dabbler Depot Studio in St. PaulLinks from the Show:Summons and Compliant: Zaza - https://www.documentcloud.org/documents/25292620-mcro_27-cv-24-17066_summons-and-complaint_2024-11-12_20241114083900?utm_source=newsletter&utm_medium=email&utm_content=Zaza%20Lake%20Street&utm_campaign=NuggetsMN Roots - https://mnrootswholesale.com/T.Squisher - https://www.instagram.com/t.squisher/Thank You to Our Sponsors!North Star Law Group - https://northstarlaw.com/cannabis/Natural Harvest - http://minnesotacannabisseeds.com (Use code “NL10” for 10% off your order!)Union Bank and Trust - https://www.ubtmn.comSupport the show
Comment, question, or idea for the podcast? Send us a Text Message! In this episode, Marcus, John, and Tanner explore the evolving landscape of cannabis policy in Minnesota and across the U.S. as recent elections bring new challenges and opportunities. With Minnesota's now-divided Legislature, cannabis reform faces added hurdles. We'll discuss how this shift could slow progress on tax adjustments, licensing expansions, and social equity provisions, calling for more bipartisan negotiation than ever.On the national stage, cannabis policy has seen both advances and setbacks. From Florida to South Dakota, adult-use legalization efforts stalled, while Nebraska made strides by expanding access to medical cannabis. These mixed results reflect the diverse and complex views on cannabis across the country, especially in shifting political tides.But it's not all doom and gloom! Join us for Tanner's Terp Tasting as we sample Strawberry Cotton Candy rosin from Minnesota's own Ope Solventless. And, as always, we wrap up with a High Note, sharing insights and reflections from Jordan, John, Marcus, and Tanner during this eventful and not-at-all-stressful week.Filmed and Recorded at the Dabbler Depot Studio in St. PaulLinks from the Show:Dr. Dab's Minnesota Star Tribune Article: https://www.startribune.com/dabney-the-impact-of-ballot-outcomes-on-minnesotas-cannabis-market-and-regulatory-landscape/601177304Ope! Solventless - https://www.instagram.com/ope_solventless/Thank You to Our Sponsors!North Star Law Group - https://northstarlaw.com/cannabis/Natural Harvest - http://minnesotacannabisseeds.com (Use code “NL10” for 10% off your order!)Union Bank and Trust - https://www.ubtmn.comCenter for Energy and Environment - https://www.mncee.org/growLEDSupport the show
Comment, question, or idea for the podcast? Send us a Text Message! As election day wraps up, all ballots for 2024 are officially in. Join hosts Tanner and John as they dive into Minnesota's cannabis landscape and discuss the potential impact of recent election results on cannabis legalization locally and beyond. They cover highlights from the Minneapolis City Council's new zoning ordinance for cannabis businesses, refined in chambers, and share updates on the DEA's postponed rescheduling hearing, now pushed to 2025. Plus, they sample King Bee Cannabis' honey-infused gummies and give their honest take.In the second segment, Tanner sits down with cannabis industry veteran Brandon Padget from Union Bank and Trust. They discuss the unique challenges and opportunities in cannabis banking, Union Bank's commitment to the industry, and Brandon's tips for new entrepreneurs.Finally, they wrap up on a high note with candid thoughts from Tanner, John, and Jordan—cannabis-related or otherwise.Filmed and Recorded at the Dabbler Depot Studio in St. PaulLinks from the Show:Where to Vote in Minnesota: https://pollfinder.sos.state.mn.us/Union Bank and Trust - https://www.ubtmn.com/ (or bpadget@ubtmn.com)King Bee Cannabis - https://www.kingbeecannabis.com/Thank You to Our Sponsors!North Star Law Group - https://northstarlaw.com/cannabis/Natural Harvest - http://minnesotacannabisseeds.com (Use code “NL10” for 10% off your order!)Union Bank and Trust - https://www.ubtmn.comSupport the show
Comment, question, or idea for the podcast? Send us a Text Message! Join Tanner and Steve for Episode 7 of Northern Lights, where they tackle the latest in cannabis news, culture, and industry developments. Recorded at the Dabbler Depot Studio, this episode highlights the evolving landscape of legal cannabis in Minnesota, including a deep dive into pricing across various dispensaries and new legislative measures like Oregon's Measure 119, which paves the way for cannabis worker unionization.Later, the hosts sit down with Elizabeth Sage, a cannabis brand owner, to discuss her journey from northern Minnesota to California and how those experiences shape her approach in the legal market. Elizabeth shares her insights on shifting consumer trends, the rise of beverages and edibles, and her advice for aspiring cannabis entrepreneurs.Then, the crew tries Moonlight's gummies and their new Moonshot beverage. Of course, it wouldn't be Northern Lights without the “High Note” segment—Tanner, Steve, and Jordan unwind with some light-hearted musings to wrap up the show.Filmed and Recorded at the Dabbler Depot Studio in St. PaulLinks from the Show:Where to Vote in Minnesota: https://pollfinder.sos.state.mn.us/Elizabeth Sage - https://www.elizabethsageadvice.com/Thank You to Our Sponsors!North Star Law Group - https://northstarlaw.com/cannabis/Natural Harvest - http://minnesotacannabisseeds.com (Use code “NL10” for 10% off your order!)Union Bank and Trust - https://www.ubtmn.comSupport the show
Comment, question, or idea for the podcast? Send us a Text Message! Join Marcus and Tanner as they dive into the latest cannabis news in Minnesota. From the OCM's internal turmoil to deficiency notices and the rise of microbusinesses, there's a lot unfolding in the North Star State.Beyond cannabis, the Psychedelic Medicine Taskforce has recommended that Minnesota decriminalize psilocybin mushrooms, while Massachusetts is voting on adult-use legalization. And did we mention? Vice President Kamala Harris is calling for nationwide legalization.Next, Tanner chats with Jason Tarasek of Vicente LLP, a leading national cannabis law firm. Learn about Jason's background as an activist with the Marijuana Policy Project and the founding of Minnesotans for Responsible Marijuana Regulation. They'll also explore the current state of cannabis policy in Wisconsin and speculate on what's ahead for South Dakota, North Dakota, and Nebraska.Finally, it's time for the High Note with Tanner's Terp Reviews, Marcus's T-Break updates, and Jordan's Golden Bachelorette binge! All this and more on another exciting episode of Northern Lights!Filmed and Recorded at the Dabbler Depot Studio in St. PaulLinks from the Show:Jason Tarasek - https://vicentellp.com/people/jason-tarasek/ (or 612-961-8112)Thank You to Our Sponsors! North Star Law Group - https://northstarlaw.com/cannabis/Natural Harvest - http://minnesotacannabisseeds.com (Use code “NL10” for 10% off your order!)Union Bank and Trust - https://www.ubtmn.comSupport the show
Tony Greer, a Long Island native, ventured into Wall Street trading inspired by his father. With a background in business management from Cornell University, he honed his skills at Sumitomo Bank, UUBS, and Goldman Sachs. He and his team meticulously diagrammed every aspect of the markets, from liquidity to potential swings, which allowed him to exploit edges in his trading playbooks. Running multiple commodity play-books, including gold and platinum, was like piloting the Millennium Falcon—quoting prices to global banks and witnessing monumental market moves. He eventually ventured out on his own to day trade. From tech stock investments to day trading strategies, he emphasizes pattern recognition and trend analysis. Tony shares insights on risk management, recommended readings, and the importance of adaptability in the ever-changing market landscape. About Tony Greer Founder of TG Macro - Merging 25 years of trading expertise with 15 years of newsletter writing, providing fundamental, technical, and behavioral analyses. With experience at Sumitomo Bank, Union Bank of Switzerland, and Goldman Sachs, Tony is a seasoned professional. Learn more about your ad choices. Visit megaphone.fm/adchoices
Ginger Zumaeta is the Founder and CEO of Motive3, a brand positioning, communications, and storytelling firm helping f advising businesses on effectively positioning and communicating big ideas. With over 20 years of experience in marketing and brand design, she is a three-time Emmy Award-winning writer and producer recognized for her innovative approach to marketing and storytelling. Starting her career in television and rising to Vice President at NBC, Ginger transitioned into entrepreneurship, crafting effective strategies for startups to Fortune 500 companies. She has worked with renowned brands such as Coca-Cola, Verizon, Union Bank, and Infinity Insurance, and her insights have appeared in Business Insider, TheNextWeb, Better Marketing, Storius, and Marketing Profs. In this episode… Businesses often face the challenge of crafting compelling stories that attract clients and customers. Without a clear and strategic approach, companies struggle to differentiate themselves in a crowded market. How can brands develop influential positioning and messaging strategies that resonate with the target audience and drive engagement? Ginger Zumaeta shares her actionable insights on overcoming this challenge. She emphasizes the importance of understanding the company's story and building a solid messaging framework. Ginger also discusses her journey from television to entrepreneurship, highlighting the value of perseverance and adaptability. She provides practical advice on restructuring business models, such as transitioning from a partnership to a solo consultancy and focusing on core strengths like messaging strategy to provide improved client service. Tune in to this episode of the Smart Business Revolution Podcast as John Corcoran interviews Ginger Zumaeta, the Founder and CEO of Motive3, about her experiences developing effective positioning and branding strategies. They discuss Ginger's entrepreneurial journey, her rise from receptionist to VP at NBC, and the value of strategic messaging in business. They also delve into the impact of joining the Entrepreneurs' Organization and consulting for major brands like Kaiser Permanente.
Explore the world of coaching insights and wisdom with Coach Sean Brawley, a trailblazer in unlocking human potential and maximizing performance. In this episode, we chat about coaching philosophy, how to win, and the transformative power of the Inner Game. From dissecting the Hero's Journey to uncovering the essence of relaxed focus, Sean shares invaluable lessons drawn from his extensive experience in coaching top athletes and business leaders alike. Join us as we navigate through key moments touching on the fix-it culture, and the profound impact and sustainability from the famous book, The Inner Game of Tennis. Get ready to embark on a journey of learning, growth, and mastery in the world of coaching. Check out the key moments below; 2.04: Are you a Star Wars or Star Trek fan? Joseph Campbell's Hero's Journey 3.17: Is it possible to win forever and do you have a coaching philosophy? 7.20: We live in a 'fix it' culture! 8.50: "Do not try your best!" "This is not a big game. This is not a big rival." You are in danger of pumping yourself up too much! Instead, trust your training and play normal. 12.55: Polyvagal theory is the science of safety and trauma, created by Dr. Stephen Porges. For more information on the POLYVAGAL Theory go to www.polyvagal.org 15.06: Relaxed Focus is the #1 skill of the inner game. 19.26: About the book: The Inner Game of Tennis (first written in 1974) 22.15: The difference between goal setting and having an intention. 24.30: Pay attention to what works and what doesn't work with your students (being mentored by Timothy Gallwey). 26.53: Coach EM's favorite parts of the book: 1) 'The opponent in one's own head is more formidable than the one on the other side of the net.' 2) If a coach can help a player to remove or reduce the internal obstacles to their performance, an unexpected natural ability will flow forth without the need for much technical input from the coach.' 30.12: What is the ONE thing that you can focus on? The Tennis Ball! 35.20: It takes 15-20 minutes to have beginner tennis players 'playing' the game. One of our primary roles is to bring out their natural ability. 41.28: Definition of coaching - helping people improve their learning and performance in an enjoyable and meaningful way. 41.47: Is there a difference between sports coaching and business coaching? 43.43: What makes a great coach? 1) Masterful Coaching 2) Deliberate Practice 3) Commitment/grit/perseverance 1) Results (consistent results) 2) Caring (Belonging and feeling safe) 3) Presence (Notice what is really going on) The Coaching Podcast is sponsored by The Sampson Agency - a talent entertainment and sports management company owned and operated by Tina Samara. Visit: www.thesampsonagency.com or email: tina@transitioncoach4athletes.com To learn more about becoming a workplace coach or advancing your coaching skills, visit: www.opendoorcoachingusa.com or email: info@emmadoyle.com.au About Sean Brawley Sean Brawley has dedicated the past 25 years to helping people from all walks of life unlock their potential and elevate their performance. In the process, he has become one of the world's foremost experts on accelerated learning, innovative coaching, and sustainable high performance in sports and business. Sean has created leadership development and coaching skills training programs for leaders and provided executive coaching services to senior executives across diverse industries. His coaching engagements include working with CEO's, senior vice presidents, COO's, international sales leaders, and division presidents in entertainment, technology, healthcare, professional service firms, and finance companies. His corporate clients have included GE, Dave & Buster's, ITT, Union Bank, Creative Artists Agency, House of Blues, ITT, and Seagate Technology, among others. As a former Top 150 world-ranked tennis professional who competed at the highest level of the game including Wimbledon and the U.S. Open, Sean learned first-hand what it takes to achieve a high level of mastery and perform well under pressure. Sean has worked as a mental performance coach and player development advisor to some of the best-known teams in sports including the New York Yankees, San Diego Padres, Seattle Mariners, and the U.S. Tennis Association. From 2000-2009, Sean served as Coach Advisor to USC Football Head Coach Pete Carroll helping him conceptualize and clarify his highly successful “WinForever” coaching philosophy that would lead to 2 National Championships, 3 Heisman Trophies, and to his recent Super Bowl Championship as Head Coach of the Seattle Seahawks. For the past 20 years, Sean has worked closely with Tim Gallwey, the author of The Inner Game series of books including the classic, The Inner Game of Tennis. Sean is the first certified Inner Game coach in the world and is listed as a key contributor to the Inner Game of Tennis and Inner Game of Workbooks. In 2012, Sean co-founded the Inner Game School of Coaching and served as primary curriculum designer and lead trainer. Please write Sean at sean@seanbrawley.com for more information on The Inner Game.
Tom welcomes back Tony Greer from the Morning Navigator to delve into the various market trends and investment strategies. Greer, who is bullish on gold, S&P, industrial miners, and uranium, while bearish on bonds, shares his perspective on the current economic climate. He references the volatile year of 1994, when the Federal Reserve raised interest rates to combat inflation, and believes that if similar circumstances arise again, the Fed will respond with rate cuts, leading to a bullish stock market environment. The commodity sector, particularly natural resources and housing, has seen a significant shift from tech markets, which remain mixed or flat. Greer attributes this trend to potential geopolitical tensions and increasing ISM manufacturing figures, possibly pointing towards the early stages of a World War III scenario. Greer discusses his bullish stance on gold due to central bank buying and physical demand. While some may view the recent gold rally as a head fake, he remains committed to the precious metal. He believes that declining total gold ETF holdings could indicate less speculation and increased interest in physical gold ownership. The speakers also touch upon the potential implications of increasing national debt on the US dollar and the possibility that fiat currencies, including the US dollar, will decline against gold. They ponder if the current trends in oil, copper, and other commodities represent a cyclical shift from underinvestment to materials necessary for economic growth. Throughout their discussion, they emphasize the importance of staying informed about market changes and adjusting investment strategies accordingly. Greer suggests repositioning portfolios towards natural resources and industrial sectors, despite slower growth compared to tech stocks, as these markets may have more significant impacts with smaller amounts of capital. The conversation highlights potential long-term consequences of current economic trends, including national debt levels and the role of gold as a safe-haven asset. Timestamp References:0:00 - Introduction0:40 - Bullish Stocks & Gold9:23 - Fed Games & Inflation15:12 - Gold Rally & Disorder17:15 - Gold Vs. Silver18:12 - Metals & Frustration20:30 - Capital Rotation23:17 - Gold ETF Declines24:42 - Metal Investing26:20 - The WHO Quagmire28:44 - Confidence in Media30:18 - Exponential Debt31:49 - Oil & Copper Cycles33:52 - Peak Frustration36:40 - Uranium Fundamentals39:13 - Time to Pay Attention42:30 - Wrap Up Talking Points From This Episode Tony is bullish on both gold, miners and the S&P 500. Declining Gold ETF Holdings could signal a shift from paper to physical. Tony discusses the importance of paying careful attention to your portfolio this year. Guest Links:Substack: https://tgmacro.substack.com/Twitter: https://twitter.com/tgmacroWebsite: https://tgmacro.com/E-Mail: tony@tgmacro.com After graduating from Cornell University in 1990 Tony followed in his father's footsteps to a Wall Street trading operation. He quickly learned his career path would be vastly different. He says, "I would not be sitting in the same seat on the same trading desk managing the same risk for the same firm for over 30 years." We have clearly entered a new era in financial markets. He began in the treasury department of Sumitomo Bank on the 107th floor of the World Trade Center downtown Manhattan. Tony was an FX trading assistant while the Quantum Fund was breaking the Bank of England in 1992. In 1993 he joined Union Bank of Switzerland as an FX and commodities trader, spending half a year as a Vice President in their Zurich treasury department. Then returned to New York City early in 1995 to join J. Aron & Company, the privately held commodity trading arm of Goldman Sachs. He managed risk for the Goldman Sachs Commodities Index, in precious and base metals trading, and futures and options trading on the New York Mercantile Exchange.
BIO: Tony began a career in equity sales in varying capacities, including running sales and trading at Bank Hapoalim for three years and a team of sales traders at Dahlman Rose for five years. In November 2016, Tony launched the Morning Navigator, a macro trading newsletter distributed to over 800 professionals worldwide.STORY: Tony invested six figures into a small ophthalmic company his friend told him about. He didn't know much about the company besides what his friend told him. He lost investment when the share price collapsed.LEARNING: Understand the nuts and bolts of the business you want to invest in. Be patient and willing to get rich slowly. The stock markets are for growing wealth, not creating it. Time is the only surefire thing on your side. “Live to trade another day.”Anthony Greer Guest profileAfter graduating from Cornell University in 1990, Anthony Greer began his trading career in the foreign exchange market for Sumitomo Bank and Union Bank of Switzerland, where he began running large bank books. He joined the J. Aron division of Goldman Sachs in 1994, where he learned the rigor of risk management in trading gold and the Goldman Sachs Commodities Index. Tony left the commodity desk at Goldman Sachs to launch his equity trading operation in 2000, surfing the dot.com crash for two years. Tony began a career in equity sales in varying capacities, including running sales and trading at Bank Hapoalim for three years and a team of sales traders at Dahlman Rose for five years. In November 2016, Tony launched the Morning Navigator, a macro trading newsletter currently distributed to over 800 professionals worldwide.Worst investment everWhen Tony was at Goldman Sachs in the '90s, he managed to get into the Dotcom bubble. His love for music led him to discover Amazon. Tony would order records he was dying to have on Amazon, which would be delivered to his door in a few days. This business model fascinated Tony so much that he invested in tech stocks.During that period, Tony decided to expand his portfolio. A friend of his put a name in front of him. The friend insisted that he knew a lot about the company and that it would be a nationwide chain where everybody went to check their eyes and buy glasses. He said that PE funds were investing in it. Tony amassed a massive position in this company, whose shares sold at 20 cents a share. Tony had six figures worth of this little ophthalmic company that he didn't know much about. Suddenly, the bottom dropped out, and the PE companies sold their shares, causing the share price to collapse even further.Lessons learnedAlways consider the total dollar value of money invested, no matter what percentage of your portfolio it is.First, understand the nuts and bolts of the business you want to invest in.Starting early is very valuable. Be patient and willing to get rich slowly.Andrew's takeawaysPosition sizing matters most, no matter how much you want to make your investment a big bet.The stock markets are for growing wealth, not creating it.Time is the only surefire thing on your side.Actionable adviceLive to trade another day by trading carefully without greed.Tony's recommendationsTony recommends subscribing to his Morning Navigator newsletter and reading
A special podcast on Pakistan's first Domestic Payment Scheme, Paypak. On this episode we discuss, Payment Gateways, Transaction Charges, Banks, Financial Inclusion, Digital Payments, State Bank, Buying Pakistani and more. Mr. Umer Ansari is the Head of Business Development at 1LINK (Pvt.) Ltd. He is a seasoned banker having spent almost two decades in the sector. He has held several management positions in major national and international banks – Bank AL Habib Limited, United Bank Limited, Union Bank and Citibank, in disciplines of sales, marketing, product and retail. He holds an MBA from Pakistan Institute of Management. Ms. Shaista Abdullah is a senior experienced professional with expertise across multidisciplinary skills like, Digital Transformation, Digital Strategy, Customer Experience and Loyalty, Business Process Reengineering, Customer Value Management, Customer Retentions and Loyalty and Omni Channel Strategy development & execution. International Consulting experience & industry expertise in Telecommunications, Banking & Fintech. Worked with Deloitte Consulting, Vodacom South Africa (Vodafone group), Telkom South Africa, PTCL Pakistan & Khushhali Microfinance Bank as Chief Digital Officer & led the Digi-Agri finance transformation Program in partnership with IFC. Worked with Munsalik Digital (Fintech start up in the NBMFC sector) as Head of Strategy & Communications. Currently serving as Head of Digital Payment Products and PMO at 1LINK. The Pakistan Experience is an independently produced podcast looking to tell stories about Pakistan through conversations. Please consider supporting us on Patreon: https://www.patreon.com/thepakistanexperience To support the channel: Jazzcash/Easypaisa - 0325 -2982912 Patreon.com/thepakistanexperience And Please stay in touch: https://twitter.com/ThePakistanExp1 https://www.facebook.com/thepakistanexperience https://instagram.com/thepakistanexpeperience The podcast is hosted by comedian and writer, Shehzad Ghias Shaikh. Shehzad is a Fulbright scholar with a Masters in Theatre from Brooklyn College. He is also one of the foremost Stand-up comedians in Pakistan and frequently writes for numerous publications. Instagram.com/shehzadghiasshaikh Facebook.com/Shehzadghias/ Twitter.com/shehzad89 Chapters 0:00 Introduction 2:20 Why Paypak 5:30 Transaction charges on digital payments 10:46 Paypak cards in the market 16:30 Need for a Domestic Payment Scheme 20:20 Why opt for Paypak 25:10 The financial model of Paypak and the 1Link process 33:30 Data protection, State Bank and Policy 41:45 Financial Inclusion for the Unbanked 47:30 True Pakistani
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